Podcasts about Breakdown

Breakdown of Benjamin Percy and Federico Vincentini's X Death of Wolverine #1! Video for this episode will be up the afternoon of 1/26/21: https://www.youtube.com/c/TheCerebros1 Follow The Cerebros on social media below: https://www.youtube.com/redirect?event=video_description&redir_token=QUFFLUhqbDJiLXBxbkRRT2FVUFE2ai05WHE1ZFVIMDFNUXxBQ3Jtc0tsN216dGRwel8wSmQ4a3ZRb3ZLMmRybWhrYWN2UGQ4M3ZnZUVOczEtN25iVEM3TGRlbFozcUZMbFhhU2dZbzdSRk1RWFpWSGdoQjI5aVFOSnJCbkdZRzAxU29heEF3aHRnYVEySENKaEZERml6T2VnQQ&q=https%3A%2F%2Fwww.instagram.com%2Fcerebrosthe%2F (https://www.instagram.com/cerebrosthe/) https://www.youtube.com/redirect?event=video_description&redir_token=QUFFLUhqbUxrX1BpVUNvTHZoaTRzeHJXd2dabU1BaFlHUXxBQ3Jtc0ttRlpKN0FzZTAxTUgzNzlkNjFFOTlxdy1NaDd0M0pVWmgxSzBlSG03d0ZaZmpqeTYyN01rSFktT0JnWTMzR3B6UXgxaXFsRnFCVl9sdnBzV050LUR3TzVBM3hxZ1hxQnF2M0JyM3hMQ2xUdlRWYk96Zw&q=https%3A%2F%2Ftwitter.com%2FTCerebros (https://twitter.com/TCerebros) email: thecerebroscast@gmail.com

This episode is sponsored by Nexo, Abra and FTX US.    Today on “The Breakdown,” NLW is joined by Ian Lee, co-founder at Syndicate. Syndicate helps groups tap into Web 3 tools to transform investing and capital allocation. Today Syndicate announced their Web3 Investment Clubs that effortlessly turn any Web 3 wallet into an investment DAO. In this conversation, they discuss: Ian's background and how he got interested in DAOs Why the tooling for DAOs wasn't ready in 2018 Key 2021 milestones for DAOs How DAOs interact with the existing legal structure  Why democratizing investing can transform the world  What's coming for DAOs in 2022    - Nexo is a powerful, all-in-one crypto platform where you can securely store your crypto. Invest, borrow, exchange and earn up to 17% APR on Bitcoin and 20+ other top coins. Insured for $375M. Audited in real-time by Armanino. Rated excellent on Trustpilot. Get started today at nexo.io. - Abra is proud to sponsor The Breakdown. Join 1M+ users and Conquer Crypto with Abra, a simple and secure app where you can trade 110+ cryptocurrencies, get 0% interest loans using crypto as collateral, and earn interest with up to 14% APY on stablecoins and 8.15% APY on Bitcoin. Visit Abra.com to get started. - FTX US is the safe, regulated way to buy Bitcoin, ETH, SOL and other digital assets. Trade crypto with up to 85% lower fees than top competitors and trade ETH and SOL NFTs with no gas fees and subsidized gas on withdrawals. Sign up at FTX.US today.   Enjoying this content?   SUBSCRIBE to the Podcast Apple:  https://podcasts.apple.com/podcast/id1438693620?at=1000lSDb Spotify: https://open.spotify.com/show/538vuul1PuorUDwgkC8JWF?si=ddSvD-HST2e_E7wgxcjtfQ Google: https://podcasts.google.com/feed/aHR0cHM6Ly9ubHdjcnlwdG8ubGlic3luLmNvbS9yc3M=   Join the discussion: https://discord.gg/VrKRrfKCz8   Follow on Twitter: NLW: https://twitter.com/nlw Breakdown: https://twitter.com/BreakdownNLW - “The Breakdown” is written, produced by and features Nathaniel Whittemore aka NLW, with editing by Rob Mitchell, research by Scott Hill and additional production support by Eleanor Pahl. Adam B. Levine is our executive producer and our theme music is “Countdown” by Neon Beach. The music you heard today behind our sponsor is “Time” by OBOY. Image credit: lemono/iStock/Getty Images Plus, modified by CoinDesk. Join the discussion at discord.gg/VrKRrfKCz8.

Plus an announcement around Web3 Investment Clubs. This episode is sponsored by Nexo, Abra and FTX US. Today on “The Breakdown,” NLW is joined by Ian Lee, co-founder at Syndicate. Syndicate helps groups tap into Web 3 tools to transform investing and capital allocation. Today Syndicate announced their Web3 Investment Clubs that effortlessly turn any Web 3 wallet into an investment DAO. In this conversation, they discuss:Ian's background and how he got interested in DAOsWhy the tooling for DAOs wasn't ready in 2018Key 2021 milestones for DAOsHow DAOs interact with the existing legal structure Why democratizing investing can transform the world What's coming for DAOs in 2022 -Nexo is a powerful, all-in-one crypto platform where you can securely store your crypto. Invest, borrow, exchange and earn up to 17% APR on Bitcoin and 20+ other top coins. Insured for $375M. Audited in real-time by Armanino. Rated excellent on Trustpilot. Get started today at nexo.io.-Abra is proud to sponsor The Breakdown. Join 1M+ users and Conquer Crypto with Abra, a simple and secure app where you can trade 110+ cryptocurrencies, get 0% interest loans using crypto as collateral, and earn interest with up to 14% APY on stablecoins and 8.15% APY on Bitcoin. Visit Abra.com to get started.-FTX US is the safe, regulated way to buy Bitcoin, ETH, SOL and other digital assets. Trade crypto with up to 85% lower fees than top competitors and trade ETH and SOL NFTs with no gas fees and subsidized gas on withdrawals. Sign up at FTX.US today.-“The Breakdown” is written, produced by and features Nathaniel Whittemore aka NLW, with editing by Rob Mitchell, research by Scott Hill and additional production support by Eleanor Pahl. Adam B. Levine is our executive producer and our theme music is “Countdown” by Neon Beach. The music you heard today behind our sponsor is “Time” by OBOY. Image credit: lemono/iStock/Getty Images Plus, modified by CoinDesk. Join the discussion at discord.gg/VrKRrfKCz8.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Rafael Nadal and Denis Shapovalov brought their high octane games to the court for the first men's quarterfinal of the 2022 Australian Open. Breakdown and analysis... --- Support this podcast: https://anchor.fm/monday-match-analysis/support

Papers Please! - A Breakdown of Research Papers and Studies Do you find reading scientific papers confusing? Well, we've got an episode for you!

This episode is sponsored by Nexo, Abra and FTX US.  On today's episode, NLW looks at the growing bearish sentiment around the crypto industry. The culprit, he argues, is a deepening macro malaise that has been exacerbated by growing concerns about war in Eastern Europe. That, piled on top of existing inflation concerns and the Fed's 180-degree shift from quantitative easing to quantitative tightening have the week kicking off in a particularly bearish mood.  - Nexo is a powerful, all-in-one crypto platform where you can securely store your crypto. Invest, borrow, exchange and earn up to 17% APR on Bitcoin and 20+ other top coins. Insured for $375M. Audited in real-time by Armanino. Rated excellent on Trustpilot. Get started today at nexo.io. - Abra is proud to sponsor The Breakdown. Join 1M+ users and Conquer Crypto with Abra, a simple and secure app where you can trade 110+ cryptocurrencies, get 0% interest loans using crypto as collateral, and earn interest with up to 14% APY on stablecoins and 8.15% APY on Bitcoin. Visit Abra.com to get started. - FTX US is the safe, regulated way to buy Bitcoin, ETH, SOL and other digital assets. Trade crypto with up to 85% lower fees than top competitors and trade ETH and SOL NFTs with no gas fees and subsidized gas on withdrawals. Sign up at FTX.US today. - Enjoying this content?   SUBSCRIBE to the Podcast Apple:  https://podcasts.apple.com/podcast/id1438693620?at=1000lSDb Spotify: https://open.spotify.com/show/538vuul1PuorUDwgkC8JWF?si=ddSvD-HST2e_E7wgxcjtfQ Google: https://podcasts.google.com/feed/aHR0cHM6Ly9ubHdjcnlwdG8ubGlic3luLmNvbS9yc3M=   Join the discussion: https://discord.gg/VrKRrfKCz8   Follow on Twitter: NLW: https://twitter.com/nlw Breakdown: https://twitter.com/BreakdownNLW “The Breakdown” is written, produced by and features Nathaniel Whittemore aka NLW, with editing by Rob Mitchell, research by Scott Hill and additional production support by Eleanor Pahl. Adam B. Levine is our executive producer and our theme music is “Countdown” by Neon Beach. The music you heard today behind our sponsor is “Time” by OBOY. Image credit: id-work/DigitalVision Vectors/Getty Images, modified by CoinDesk. Join the discussion at discord.gg/VrKRrfKCz8.

Stocks also opened the week down on growing fears of conflict in Ukraine.This episode is sponsored by Nexo, Abra and FTX US. On today's episode, NLW looks at the growing bearish sentiment around the crypto industry. The culprit, he argues, is a deepening macro malaise that has been exacerbated by growing concerns about war in Eastern Europe. That, piled on top of existing inflation concerns and the Fed's 180-degree shift from quantitative easing to quantitative tightening have the week kicking off in a particularly bearish mood. -Nexo is a powerful, all-in-one crypto platform where you can securely store your crypto. Invest, borrow, exchange and earn up to 17% APR on Bitcoin and 20+ other top coins. Insured for $375M. Audited in real-time by Armanino. Rated excellent on Trustpilot. Get started today at nexo.io.-Abra is proud to sponsor The Breakdown. Join 1M+ users and Conquer Crypto with Abra, a simple and secure app where you can trade 110+ cryptocurrencies, get 0% interest loans using crypto as collateral, and earn interest with up to 14% APY on stablecoins and 8.15% APY on Bitcoin. Visit Abra.com to get started.-FTX US is the safe, regulated way to buy Bitcoin, ETH, SOL and other digital assets. Trade crypto with up to 85% lower fees than top competitors and trade ETH and SOL NFTs with no gas fees and subsidized gas on withdrawals. Sign up at FTX.US today.-“The Breakdown” is written, produced by and features Nathaniel Whittemore aka NLW, with editing by Rob Mitchell, research by Scott Hill and additional production support by Eleanor Pahl. Adam B. Levine is our executive producer and our theme music is “Countdown” by Neon Beach. The music you heard today behind our sponsor is “Time” by OBOY. Image credit: id-work/DigitalVision Vectors/Getty Images, modified by CoinDesk. Join the discussion at discord.gg/VrKRrfKCz8.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Fully juiced after the Chiefs vs. Bills game wrapped up, we hopped on the ole Zoom call to get our takes out there. Before talking football, we had a little impromptu baseball talk, getting into, among other things, the news that Triple-A will use robot umpires behind the plate this coming season (5:18). We then broke down an exhilarating NFL divisional round where each game was truly spectacular (13:47). We followed that up by quickly previewing next week's conference championship games (56:21). We close out the show with our two segments Who's Hot and Who's Not (65:39) and Shoutout of the Week. Be sure to subscribe and leave a rating. Enjoy!

Our weekly coverage of Demon Slayer's Entertainment District Arc continues with our regular crew of Andrew, Zuhair and J. Scotty offering their thoughts on Episode 8: Gathering!

Whatever We Want! The Book of Boba Fett! Star Wars Book of Boba Fett Chapter 4: The Gathering Storm! Book of Boba Fett Episode 4 Breakdown! Boba Fett Series Review, Reaction, Easter Eggs! SPOILERS!! SPOILER Review! Boba Fett (Temuera Morrison), Fennec Shand (Ming-Na Wen), Rodian Prisoner (Sam Witwer), Garsa Fwip (Jennifer Beals), Dokk Strassi (Robert Rodriguez), 8D8 (Matt Berry), Young Boba Fett (Daniel Logan), and more are all back as the cast in this great Disney+ show in this new Star Wars project! Book of Boba Fett cast? We ask the important questions. Who are the Twin Hutts? Why are the Hutt twins leaving Tatooine? How will the Pykes play into this? Will the Mandalorian be in Book of Boba Fett? Will Bo Katan be in this? Who is the Wookie in Boba Fett? Wookie Boba Fett? Black Krrsantan backstory? Will Black Krrsantan come back to help Boba? Will Black Krrsantan be in the Kenobi Series? Is the Book of Boba Fett good? Will the Mandalorian be in Boba Fett? Who's the mayor in Boba Fett? Robert Rodriguez plays the mayor. Will we see more of the Pyke Syndicate in live-action and Darth Maul's Crimson Dawn with Emelia Clarke's Qi'ra? Breakdown of the Boba Fett Episode 4! Will we see Bossk? What's happening with the Tusken Raiders in Boba Fett? Is Ahsoka in Boba Fett? Will characters from the clone wars like Trace and Rafa Martez be in Boba Fett cameo and Omega? Is Baby Yoda in Boba Fett show? Is Cad Bane in Book of Boba Fett? How will this tie into the Kenobi series? Jon Favreau and Dave Filoni created this show! We give you Behind-The-Scenes trivia and filmmaking insights! Follow and subscribe! Geek out with us! Thank you as always for the continued support! Time Codes: 00:00:00 - WWW Episode 82! 00:00:24 - Introduction 00:00:44 - The Book of Boba Fett: Chapter 4: The Gathering Storm SPOILER Breakdown! 00:24:13 - Totally Tubular Trivia Tidbits! 00:28:54 - Patron Shout-Outs! 00:29:14 - Review Shout-Outs! 00:29:27 - Outroduction Please share this episode with a friend! Thanks. #bobafett #starwars #bookofbobafett All Links: https://solo.to/whateverwewantpod Consider supporting us on Patreon: https://www.patreon.com/WhateverWeWant Social Media Pages: https://www.instagram.com/whateverwewantpod https://twitter.com/WhatWeWant_Pod https://www.tiktok.com/@whateverwewantpod Daniel's Game Studio: https://www.twitch.tv/dlc_darkcreststudios Intro/Outro Music: https://soundcloud.com/cottardick Thanks for listening everyone! If you enjoyed, we'd really appreciate it if you left a review or rating, it really helps! Rights to Marvel, Disney, Star Wars, the great John Williams, and all that jazz.

In this episode, we kick off a new series on the concept of utopia by taking a look at the guy who invented the word, Thomas More. We discuss how his wonderfully satirical 1516 book Utopia was written in response to the enclosures happening in England, which forced masses of peasants into unemployment and misery and created the conditions for early capitalist agriculture. His fictional island nation of Utopia thrives without private property, but More's real trick is how he reveals the wildly utopian and fantastical nature of our own capitalist world order. Plus Owen invents the phrase ‘professional social improvement class', which is just great. patreon.com/leftofphilosophy | @leftofphil References: Thomas More, Utopia, trans. Robert M. Adams, ed. George M. Logan (New York: Cambridge University Press, 2014). Karl Kautsky, Thomas More and his Utopia, trans. Henry James Stenning, accessed at the Marxist Internet Archive: . Quentin Skinner, “Sir Thomas More's Utopia and the language of Renaissance humanism,” in The Languages of Political Theory in Early Modern Europe, ed. Anthony Padgen (New York: Cambridge University Press, 1987). Alexandre Matheron, “Spinozism and the Breakdown of Thomist Politics: Machiavellianism and Utopia,” in Politics, Ontology, and Knowledge in Spinoza, trans. and ed. Filippo Del Lucchese, David Maruzzella, and Gil Morejón (Edinburgh: Edinburgh University Press, 2020). Music: Vintage Memories by Schematist | schematist.bandcamp.com

Recap of all the storylines and scores from Divisional Round Weekend! Breakdown and discuss what we saw and overall thoughts on each game. Hope You Guys ENJOY!! . . .FOLLOW US Spotify: https://open.spotify.com/show/0H6fQ9amPdrtMBQau9h3xT?si=mPJv1K7pSYyZcrvl4m8Fzw Apple Podcast: https://podcasts.apple.com/us/podcast/max-juancast/id1542104182 Instagram: https://www.instagram.com/max_juancast/ Twitter: https://twitter.com/Max_JuanCast YouTube: https://www.youtube.com/channel/UCRBshgjD6QSneIJZbwQKQkg?view_as=subscriber #Chiefs #Billsmafia #49ers #justwinbaby #flyeaglesfly #wildcardweekend #nflplayoffs #nfl #playoffs

Andy & Dan are back with another Breakdown for 2022 we discuss; Jacque Vallee joins the Galileo Project Lue Elizondo on Coast 2 Coast Swedish Drones Havana Syndrome Linda Moulton-Howe on Theories of Everything podcast New guest announcements And more Spotify listeners can now access premium content here > https://open.spotify.com/show/7wnXUAQ3vwdsX1BoyaEvjZ Sign up to support the podcast via Patreon.com/ThatUFOPodcast or Apple Podcast subscriptions (2 week free trial available) Please support our show sponsors; Manscaped are now offering our listeners 20% off on site plus free shipping, just head to Manscaped.com & use promocode: AndyUFO ..it's another way to support the pod :) You can also sign up to Zencastr with 40% off for 3 months with promo code: ufopodcast at https://zencastr.com/pricing?coupon=ufopodcast&fpr=7ooh0 . Start recording your own podcast or meetings today! Get in touch with the show; Twitter: @UFOUAPAM Facebook, YouTube & Instagram: "That UFO Podcast" YouTube: YouTube.com/c/ThatUFOPodcast Email: UFOUAPAM@gmail.com Don't forget to subscribe, like and leave a review of the show. Enjoy folks! Andy

The Barca Breakdown discussed a narrowly won Barcelona performance against Deportivo Alaves. In the attacking front we saw Abde, Torres, and Luuk De Jong. Xavi started Frenkie De Jong in the midfield in place of Gavi (out due to red card against Granada) alongside Busquets and Pedri. And in the back we finally see the return of Dest with Araujo, Pique, and Jordi Alba.    It's hard to imagine Barca playing in such a lethargic, slow, and utterly uninteresting game against the 19th team on the table. Yet a late goal by Frenkie was the highlight of the 90 minutes. Other than that moment, Barca performed like a bottom tier team against a team facing relegation.   Xavi made incredibly late subs (first in the 71') when clearly his strategies on the pitch in the first 70' were not working whatsoever. The Breakdown questions how Xavi didn't implement changes to boost the energy of Barca (clearly the choice should have been Dembele). Of course Xavi started Alba, Busi, and Pique playing them another 90'.   In two weeks Barca will play Atletico Madrid, who are 1 point ahead of Barca and played the same games. After the performance in the Copa Del Rey against Athletic Bilbao and Alaves, Barca have almost zero chance of winning that game to take 4th on the table. 

On this week's “Long Reads Sunday,” NLW reads David Z. Morris' “Meta Leans In to Tracking Your Emotions in the Metaverse.” - Nexo is a powerful, all-in-one crypto platform where you can securely store your crypto. Invest, borrow, exchange and earn up to 17% APR on Bitcoin and 20+ other top coins. Insured for $375M. Audited in real-time by Armanino. Rated excellent on Trustpilot. Get started today at nexo.io. - Abra is proud to sponsor The Breakdown. Join 1M+ users and Conquer Crypto with Abra, a simple and secure app where you can trade 110+ cryptocurrencies, get 0% interest loans using crypto as collateral, and earn interest with up to 14% APY on stablecoins and 8.15% APY on Bitcoin. Visit Abra.com to get started. - FTX US is the safe, regulated way to buy Bitcoin, ETH, SOL and other digital assets. Trade crypto with up to 85% lower fees than top competitors and trade ETH and SOL NFTs with no gas fees and subsidized gas on withdrawals. Sign up at FTX.US today. - “The Breakdown” is written, produced by and features Nathaniel Whittemore aka NLW, with editing by Rob Mitchell, research by Scott Hill and additional production support by Eleanor Pahl. Adam B. Levine is our executive producer and our theme music is “Countdown” by Neon Beach. The music you heard today behind our sponsor is “Time” by OBOY. Image credit: George Frey/Bloomberg/Getty Images, modified by CoinDesk. Join the discussion at discord.gg/VrKRrfKCz8. On this week's “Long Reads Sunday,” NLW reads David Z. Morris' “Meta Leans In to Tracking Your Emotions in the Metaverse.” - Nexo is a powerful, all-in-one crypto platform where you can securely store your crypto. Invest, borrow, exchange and earn up to 17% APR on Bitcoin and 20+ other top coins. Insured for $375M. Audited in real-time by Armanino. Rated excellent on Trustpilot. Get started today at nexo.io. - Abra is proud to sponsor The Breakdown. Join 1M+ users and Conquer Crypto with Abra, a simple and secure app where you can trade 110+ cryptocurrencies, get 0% interest loans using crypto as collateral, and earn interest with up to 14% APY on stablecoins and 8.15% APY on Bitcoin. Visit Abra.com to get started. - FTX US is the safe, regulated way to buy Bitcoin, ETH, SOL and other digital assets. Trade crypto with up to 85% lower fees than top competitors and trade ETH and SOL NFTs with no gas fees and subsidized gas on withdrawals. Sign up at FTX.US today. - Enjoying this content?   SUBSCRIBE to the Podcast Apple:  https://podcasts.apple.com/podcast/id1438693620?at=1000lSDb Spotify: https://open.spotify.com/show/538vuul1PuorUDwgkC8JWF?si=ddSvD-HST2e_E7wgxcjtfQ Google: https://podcasts.google.com/feed/aHR0cHM6Ly9ubHdjcnlwdG8ubGlic3luLmNvbS9yc3M=   Join the discussion: https://discord.gg/VrKRrfKCz8   Follow on Twitter: NLW: https://twitter.com/nlw Breakdown: https://twitter.com/BreakdownNLW   “The Breakdown” is written, produced by and features Nathaniel Whittemore aka NLW, with editing by Rob Mitchell, research by Scott Hill and additional production support by Eleanor Pahl. Adam B. Levine is our executive producer and our theme music is “Countdown” by Neon Beach. The music you heard today behind our sponsor is “Time” by OBOY. Image credit: George Frey/Bloomberg/Getty Images, modified by CoinDesk. Join the discussion at discord.gg/VrKRrfKCz8.

Will an open metaverse or a corporate metaverse win?This episode is sponsored by Nexo, Abra and FTX US. On this week's “Long Reads Sunday,” NLW reads David Z. Morris' “Meta Leans In to Tracking Your Emotions in the Metaverse.”-Nexo is a powerful, all-in-one crypto platform where you can securely store your crypto. Invest, borrow, exchange and earn up to 17% APR on Bitcoin and 20+ other top coins. Insured for $375M. Audited in real-time by Armanino. Rated excellent on Trustpilot. Get started today at nexo.io.-Abra is proud to sponsor The Breakdown. Join 1M+ users and Conquer Crypto with Abra, a simple and secure app where you can trade 110+ cryptocurrencies, get 0% interest loans using crypto as collateral, and earn interest with up to 14% APY on stablecoins and 8.15% APY on Bitcoin. Visit Abra.com to get started.-FTX US is the safe, regulated way to buy Bitcoin, ETH, SOL and other digital assets. Trade crypto with up to 85% lower fees than top competitors and trade ETH and SOL NFTs with no gas fees and subsidized gas on withdrawals. Sign up at FTX.US today.-“The Breakdown” is written, produced by and features Nathaniel Whittemore aka NLW, with editing by Rob Mitchell, research by Scott Hill and additional production support by Eleanor Pahl. Adam B. Levine is our executive producer and our theme music is “Countdown” by Neon Beach. The music you heard today behind our sponsor is “Time” by OBOY. Image credit: George Frey/Bloomberg/Getty Images, modified by CoinDesk. Join the discussion at discord.gg/VrKRrfKCz8.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

This episode is sponsored by Nexo, Abra and FTX US.    This week on the “Weekly Recap,” NLW breaks down the House hearing on energy in the crypto industry. He looks at problems with the advance memo and provides refutations of some of the misunderstandings.  - Nexo is a powerful, all-in-one crypto platform where you can securely store your crypto. Invest, borrow, exchange and earn up to 17% APR on Bitcoin and 20+ other top coins. Insured for $375M. Audited in real-time by Armanino. Rated excellent on Trustpilot. Get started today at nexo.io. - Abra is proud to sponsor The Breakdown. Join 1M+ users and Conquer Crypto with Abra, a simple and secure app where you can trade 110+ cryptocurrencies, get 0% interest loans using crypto as collateral, and earn interest with up to 14% APY on stablecoins and 8.15% APY on Bitcoin. Visit Abra.com to get started. - FTX US is the safe, regulated way to buy Bitcoin, ETH, SOL and other digital assets. Trade crypto with up to 85% lower fees than top competitors and trade ETH and SOL NFTs with no gas fees and subsidized gas on withdrawals. Sign up at FTX.US today. - Enjoying this content?   SUBSCRIBE to the Podcast Apple:  https://podcasts.apple.com/podcast/id1438693620?at=1000lSDb Spotify: https://open.spotify.com/show/538vuul1PuorUDwgkC8JWF?si=ddSvD-HST2e_E7wgxcjtfQ Google: https://podcasts.google.com/feed/aHR0cHM6Ly9ubHdjcnlwdG8ubGlic3luLmNvbS9yc3M=   Join the discussion: https://discord.gg/VrKRrfKCz8   Follow on Twitter: NLW: https://twitter.com/nlw Breakdown: https://twitter.com/BreakdownNLW “The Breakdown” is written, produced by and features Nathaniel Whittemore aka NLW, with editing by Rob Mitchell, research by Scott Hill and additional production support by Eleanor Pahl. Adam B. Levine is our executive producer and our theme music is “Countdown” by Neon Beach. The music you heard today behind our sponsor is “Time” by OBOY. Image credit: Nuthawut Somsuk/iStock/Getty Images Plus, modified by CoinDesk. Join the discussion at discord.gg/VrKRrfKCz8.  

Was it FUD or was progress made? This episode is sponsored by Nexo, Abra and FTX US. This week on the “Weekly Recap,” NLW breaks down the House hearing on energy in the crypto industry. He looks at problems with the advance memo and provides refutations of some of the misunderstandings. -Nexo is a powerful, all-in-one crypto platform where you can securely store your crypto. Invest, borrow, exchange and earn up to 17% APR on Bitcoin and 20+ other top coins. Insured for $375M. Audited in real-time by Armanino. Rated excellent on Trustpilot. Get started today at nexo.io.-Abra is proud to sponsor The Breakdown. Join 1M+ users and Conquer Crypto with Abra, a simple and secure app where you can trade 110+ cryptocurrencies, get 0% interest loans using crypto as collateral, and earn interest with up to 14% APY on stablecoins and 8.15% APY on Bitcoin. Visit Abra.com to get started.-FTX US is the safe, regulated way to buy Bitcoin, ETH, SOL and other digital assets. Trade crypto with up to 85% lower fees than top competitors and trade ETH and SOL NFTs with no gas fees and subsidized gas on withdrawals. Sign up at FTX.US today.-“The Breakdown” is written, produced by and features Nathaniel Whittemore aka NLW, with editing by Rob Mitchell, research by Scott Hill and additional production support by Eleanor Pahl. Adam B. Levine is our executive producer and our theme music is “Countdown” by Neon Beach. The music you heard today behind our sponsor is “Time” by OBOY. Image credit: Nuthawut Somsuk/iStock/Getty Images Plus, modified by CoinDesk. Join the discussion at discord.gg/VrKRrfKCz8.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

This episode is sponsored by Nexo, Abra and FTX US.  For more than a year, the Federal Reserve has been talking about a forthcoming paper on central bank digital currencies in the U.S. Now that the paper has finally been released, NLW walks us step by step through the Fed's thinking and shares the initial commentary from the crypto community and Washington, D.C. Enjoying this content?   SUBSCRIBE to the Podcast Apple:  https://podcasts.apple.com/podcast/id1438693620?at=1000lSDb Spotify: https://open.spotify.com/show/538vuul1PuorUDwgkC8JWF?si=ddSvD-HST2e_E7wgxcjtfQ Google: https://podcasts.google.com/feed/aHR0cHM6Ly9ubHdjcnlwdG8ubGlic3luLmNvbS9yc3M=   Join the discussion: https://discord.gg/VrKRrfKCz8   Follow on Twitter: NLW: https://twitter.com/nlw Breakdown: https://twitter.com/BreakdownNLW - Nexo is a powerful, all-in-one crypto platform where you can securely store your crypto. Invest, borrow, exchange and earn up to 17% APR on Bitcoin and 20+ other top coins. Insured for $375M. Audited in real-time by Armanino. Rated excellent on Trustpilot. Get started today at nexo.io. - Abra is proud to sponsor The Breakdown. Join 1M+ users and Conquer Crypto with Abra, a simple and secure app where you can trade 110+ cryptocurrencies, get 0% interest loans using crypto as collateral, and earn interest with up to 14% APY on stablecoins and 8.15% APY on Bitcoin. Visit Abra.com to get started. - FTX US is the safe, regulated way to buy Bitcoin, ETH, SOL and other digital assets. Trade crypto with up to 85% lower fees than top competitors and trade ETH and SOL NFTs with no gas fees and subsidized gas on withdrawals. Sign up at FTX.US today. - “The Breakdown” is written, produced by and features Nathaniel Whittemore aka NLW, with editing by Rob Mitchell, research by Scott Hill and additional production support by Eleanor Pahl. Adam B. Levine is our executive producer and our theme music is “Countdown” by Neon Beach. The music you heard today behind our sponsor is “Time” by OBOY. Image credit: Koron/Moment/Getty Images, modified by CoinDesk. Join the discussion at discord.gg/VrKRrfKCz8.

The long-awaited CBDC paper has finally been released.This episode is sponsored by Nexo, Abra and FTX US. For more than a year, the Federal Reserve has been talking about a forthcoming paper on central bank digital currencies in the U.S. Now that the paper has finally been released, NLW walks us step by step through the Fed's thinking and shares the initial commentary from the crypto community and Washington, D.C.-Nexo is a powerful, all-in-one crypto platform where you can securely store your crypto. Invest, borrow, exchange and earn up to 17% APR on Bitcoin and 20+ other top coins. Insured for $375M. Audited in real-time by Armanino. Rated excellent on Trustpilot. Get started today at nexo.io.-Abra is proud to sponsor The Breakdown. Join 1M+ users and Conquer Crypto with Abra, a simple and secure app where you can trade 110+ cryptocurrencies, get 0% interest loans using crypto as collateral, and earn interest with up to 14% APY on stablecoins and 8.15% APY on Bitcoin. Visit Abra.com to get started.-FTX US is the safe, regulated way to buy Bitcoin, ETH, SOL and other digital assets. Trade crypto with up to 85% lower fees than top competitors and trade ETH and SOL NFTs with no gas fees and subsidized gas on withdrawals. Sign up at FTX.US today.-“The Breakdown” is written, produced by and features Nathaniel Whittemore aka NLW, with editing by Rob Mitchell, research by Scott Hill and additional production support by Eleanor Pahl. Adam B. Levine is our executive producer and our theme music is “Countdown” by Neon Beach. The music you heard today behind our sponsor is “Time” by OBOY. Image credit: Koron/Moment/Getty Images, modified by CoinDesk. Join the discussion at discord.gg/VrKRrfKCz8.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

EP285 - 22021 Full Year and Holiday Data Deep Dive The US Dept of Commerce December Advanced Retail Sales Data is out, which gives us a full look at 2021 and the 2021 holiday season. So Episode 285 is a data deepdive into 2021. If you want to follow along, we've made a deck with all the data available at https://retailgeek.com/2021-commerce-recap Data Sources US Retail & E-Com Sales Data: US Dept of Commerce E-Commerce Estimates: eMarketer Retail Foot Traffic Data: Placer.ai Web Traffic Data: Similar Web Holiday Estimates: Adobe, Salesforce, Mastercard Episode 285 of the Jason & Scot show was recorded on Thursday Jan 20th, 2022. http://jasonandscot.com Join your hosts Jason "Retailgeek" Goldberg, Chief Commerce Strategy Officer at Publicis, and Scot Wingo, CEO of GetSpiffy and Co-Founder of ChannelAdvisor as they discuss the latest news and trends in the world of e-commerce and digital shopper marketing. Transcript Jason: [0:23] Welcome to the Jason and Scot show this is episode 285 being recorded on Thursday January 20th 2022 that's a heck of a lot of 2012's. I'm your host Jason retailgeek Goldberg and as usual I'm here with your Cohoes Sky Wingo. Scot: [0:41] Hey Jason and welcome back Jason Scott chaussures Jason is kind of a shame we neither of us were able to make it in our F but, one of the things I don't miss is every year that I've gone to in our f for the last three times I've went I've had trouble getting there or been stuck there so I think then our F should use this opportunity to move that show out of January and maybe look at something like March or something if they're going to be in New York. Jason: [1:09] Or to the like Bahamas or something. Scot: [1:12] Yeah even better yeah let's make it a destination of it. Jason: [1:17] You know you have my vote I'm not sure you have a majority of votes see you if you have mine that would be awesome. Scot: [1:24] Yeah just watching and it seemed like some folks went and then they had a lot of cancellations so seemed like it was in kind of one of those weird. Hybrid states were if you went and then, person you are going to go see present canceled you sat there in a room with people watching a zoom so that's number Super satisfying but I do think it seemed like some folks you and I know got together and had some dinners and had fund so hopefully that was that was good for everyone. Jason: [1:50] Yeah I had a little bit of foam oh I think you know some people I would have liked to see you know I saw you know social media of them getting together and whatnot and. It's just super bad luck I have a feeling if this show was a month later it would be a lot less controversial that traveled to. Scot: [2:09] Yeah and what did you want to talk about this week. Jason: [2:14] Well you know if we had gone to NRF one of the things that I always like to do it in our f is kind of check in with a lot of our co-workers in the industry and kind of you know get a consensus, about how the year ended up for everyone and what they thought the big issues were going to be for 20 21. So since we didn't get to do that at shop at NRF I thought maybe we could do it on this podcast for our listeners. Scot: [2:42] Yeah that sounds good and then I know you always put together a little for your clients kind of the summary deck and I know that's hard for our podcast listeners so do you have a way to solve that. Jason: [2:55] Yeah so what I thought I would do I put together like a 36 slide deck completely full of numbers and what I thought I would do is describe all of the graphs on the podcast. Scot: [3:09] Sounds good that sounds good and it's going to be a we'll go through it and intricate detail data point by day. Jason: [3:14] Yeah because the one complaint I get about the show is that it's not hard enough to listen to. Scot: [3:18] That's that's from your mom. Jason: [3:22] So that probably isn't going to work but here so here's what I did think I do like instead of, just charging the fortune that we charge clients to go through this presentation I thought I would make a version of the whole deck available to all our listeners so in the event you do want to follow along with the visuals and see the actual data, we will put a link in the show notes you can hit pause for a second, you can open up the deck and I will tell you what slides were talking about in case you want to follow along but but Scott keep me honest here we'll try to make sure we're talking about in a way that you can kind of just, just listen along on the podcast and then look at the deck later if that's the way you prefer to do it. Scot: [4:03] Yeah this is a good time if you like receiving awesome decks for your subscription here which is essentially free this is a good time to hit the five star review we always appreciate that and yeah because we because this is a audio medium we are going to paint pictures with our words and you will see the slides form before your very eyes almost like augmented virtual reality we're going to take you to the metaverse on this thing. Jason: [4:31] Exactly it's a meta verse deep dive into a retail in 2021 and let's jump right into it so. [4:42] Super quick recap last week the US Department of Commerce publishes published their December Advanced Data so that gives us the last month of data we need to see the whole year so it's super exciting for all of us get data Geeks because we now have a complete set of data the one thing to remember is. It's an advanced look and so it doesn't have the granularity of categories that we would like and one of the categories it doesn't have is e-commerce which is highly unfortunate so, the the Deep dive for the whole year with e-commerce broken out will actually be available in mid-February and that's also when they published their quarterly. They're q4u Commerce data which is a separate report so so we have most of the interesting facts there maybe a couple things that filter in last, next month but the top line if we add up all retail sales for 2021 we sold just over six point six trillion dollars of stuff last year which is eighteen percent growth over 20. [5:53] And it's 22 percent growth over 2019 and so, if you do have the deck and you were looking at slide for I show you the last 30 years of growth and the thing that will stand out at you is that this year's growth. Is is almost double the average growth we've had in any of the last 30 years so unprecedentedly good year. Scot: [6:20] This is all retail or not talking e-commerce has. Jason: [6:22] Yeah this is this is pure retail will we will double click into e-commerce a little bit later and you know reminder there's a lot of controversy about what the definition of retail is and so you'll see millions of different numbers out there and it's because. 11 data set has automobiles in it and one has doesn't one has gas in it and one doesn't you know they're all these different things I'm using. The unadulterated numbers from the US Department of Commerce so it does include automobiles it does include gas it does not include restaurants it's what we call, in a ICS code 44,000. Scot: [7:03] Cool good old code it 44,000. Jason: [7:07] If anyone wants to catch me offline and ask for like a different spin I'm happy to talk about how the numbers change when you change your definition but I think that's too complicated for for the podcast but so before I go any further. Like is that does that surprise you at all it has is that has that been your perception that these are Monster year that 2020 and 2021 more Monster years for retail because I feel like that's not necessarily the narrative we've been getting in some of the Commerce media. Scot: [7:37] Yeah no it feels that is a surprise it makes sense and I'm looking at the slide but it makes sense that we were effectively spring-loaded right because you had the shutdown people really, you know couldn't or didn't buy things from March 20 through and so there's put up demand but what's interesting is you really don't see, unlike the Great Recession about it no nine you don't see a retraction before this the splurge and this is way way bigger than that period of time so it is it is surprising. Jason: [8:08] Yeah so so, in aggregate retail did awesome and then on slide 5 I give you this fun way of looking at the data that you and I helped help kind of evolved together but the idea is that we give you a separate line chart for 2019 2020 and 2021 and so you can kind of see. You know how the year stack up against each other and you know. [8:35] 20:19 was the unaffected by the pandemic than 20/20 happen and of course there was this huge dip in April when the pandemic first got real for everyone because the NBA cancelled games and it recovered super quick and then you know the rest of 20/20 was actually above 2019 so retail grew. From 2019 and 2020 even though we were like right in the thick of the pandemic and then in 2021 retail really shot up and the. The hypothesis here is there are two things that really caused this number one there was a bunch of. Economic stimulus that was poured into the economy right like there's a lot of extra money available and consumers were in, like generally really good Financial shape so there was a lot of potential to spend and then a lot of the things that might have gotten some of that money experiences like travel in restaurants and vacations, we're not available in the most consumers so instead of paying money for a gym you bought a Peloton instead of going to a restaurant you bought groceries and instead of going on vacation you you got new patio furniture right and so you know the combination of, more money and less things to spend and on ended up being super favorable to retail overall. Scot: [9:59] Yeah that makes it so that it's really a factor of the stimulus is what you're saying. Jason: [10:06] Yeah and we'll talk about the downside of that if they end of this podcast but so that's the industry average and I would remind everyone to be cautious. In thinking about averages because, very few retailers experience the average right like in general there were big winners and losers based on categories and I'm for the purposes of the podcast we're not going to talk about category growth or foot traffic. From 2022 2021 because 2020 was such a weird year because of the pandemic I actually am going to jump ahead in the deck to slide 9 which is where we start talking about, comparing. Last year to 2019 so like what the cumulative changes were over the from before the pandemic to you know at the end of the second year of the pandemic so. Over that two-year growth we grew 22% as I mentioned earlier and so I actually. [11:09] Put together look at what the average to your growth was every year for the last 30 years and in general the average two-year growth is around 10 to 12 percent so 22% is, unprecedentedly High. Two year growth and remember like you know there was in 2008 there was this recession and there was negative growth so you'd think the the year-over-year from that recession would be super high but but this. 2020 and 2021 year is basically the the best years of retail in our lifetime. And so then I go to slide 10 where I show you how fast each category grew and remember if the industry grew 22%. You really want to be growing faster than that 22% so the categories that one the grew faster than 22% we're your new favorite category automobiles. So they grew at 24 percent which was mildly surprising to me because you, you know early on you would assume Car Sales slowed down significantly and then of course there have been all these chip shortages that's made it slightly hard to buy cars, and yet cars were still one of the bright spots does that surprise you at all or were you totally dialed into that. Scot: [12:30] Yeah the counter is the used markets on fire and they're marking the cars up so there's kind of like an inflation of car prices in there that I think. One of the reasons so if there is a car dealers are taking these pretty exorbitant markups on those, which is kind of short-sighted but that's what they're doing and yeah so so it doesn't surprise me too much when you know what surprises me is where did it all go so we had this like tsunami you know anything about retail it's you know it hasn't been over. You know like what, 10% for a long time and then you've got in the two year ago comparison you get up to maybe like 15% so it's like a surge year where did it show up like I can't think. You know amongst the public companies the Walmarts the targets and that kind of stuff I don't really see it I don't see them just like, blowing up expectations and saying oh my God so much money flooded into our coffers. I kind of wonder where it went or maybe it's going to show up and you know in when you when you chart it out it looks like a lot of it came at the end of 21 so maybe we haven't seen it come out and the public markets but it's going to be you know I kind of wonder where it went. Jason: [13:42] Yeah so I would argue that we are seeing it like in the big companies in the Amazon Walmart Target Kroger and certainly Home Depot and dicks we are seeing it. And so I think the car one is a harder one to see because the car you know the actual car dealers are so fragmented because they're all franchisees. Scot: [14:05] Carvanha has seen it carvanha. Jason: [14:06] The Used Car Guys for sure saw it so let's come back to that in one second let's talk about the other two categories that were above the industry average building materials and garden supplies right so that's Home Depot and Lowe's and you know they're there to your growth Stacks were like significantly up from previous years and again. Part of the reason they would be up as people spend a lot more money on their homes when they were traveling last and then and so that category group thirty percent over two years and then Sporting Goods grew 38 percent over two years so that's you know dicks and sporting goods and and those folks and they were seeing like like I want to say the two year growth stack on dicks would be is like 94% or something so. Scot: [14:56] Yeah. Jason: [14:59] So and then the categories that still like had, by historic standards great growth but did not grow as fast as the industry average grocery stores so only grew 16 percent I have to say that surprised me a little bit because I would have. Expected you know with the hit that restaurants took that the grocery would have outperformed the industry average but you know it doesn't seem like it. It did and then, furnishings and furniture and Home Furnishings grew at 21 percent so about the industry average and again because of all the money people spend on their homes I kind of would have expected that to be higher so those two things. Surprise me a little bit. And then the the categories that were you know more significantly hurt by the pandemic like gas and clothing, you know clothing was still up 13% gas was up 15%. And that's what hurt looks like right like so you know up 13 percent against the industry average of 22 percent like that's. You know kind of the the low end and you know I think if you talk to apparel people during the pandemic they would have said like oh we're you know we're experiencing Armageddon if you compare this 13% growth too you know any of the last five or six years for apparel this would have been a great year. [16:23] And then the most inexplicable to me of all and I think it just has to do with the mix in this category is Electronics and appliances are only up 6%. And I I'm totally open if you have a hypothesis cop but like I think everybody bought a lot of extra Home Tech. So especially the beginning of the pandemic everyone's buying extra computers for their kids for homeschooling and everybody's updating their work from home stuff, and you know over the two-year course of the pandemic you know everybody remodeled their kitchen about new appliances so I'm a little befuddled. Why that you know that category is literally the bottom of the Barrel in this the US Department of Commerce data and it's only six percent of growth. Scot: [17:13] Yeah let me look at the year. Jason: [17:18] I have a so while you're looking I'll just I'll tell you I my. My unfortunate hypothesis so there's an enormous flaw in the US Department of Commerce data and that flaw is that they call e-commerce or non stores. A category. So you're either a Peril sale if you sell the clothes through a store or your Anon store sale if you sell the clothes online, and so if you sell a TV out of Best Buy you're in electronic sale but if you sell the TV online for curbside pickup. You're a. Non-store sale and so I didn't mention this earlier but the category that actually grew the most by far during the pandemic is non store sales which are 38% and we, have any good way to know how that breaks down by category so my hypothesis is the electronics category actually probably did better but the it over index to sales going online and therefore it gets office gated in this US Department of Commerce data. Scot: [18:32] Yeah and then accentuating this is the supply chain problems hashtag Supply pain where you know a lot of that stuff you would go into the store for especially big appliances where you kind of want to see it and touch it and feel it before you order it, I know on the order of 10 people that cannot get washers and dryers. So you know that that was all like this big appliances are in and they've been waiting since you know, Q3 last year to get these things it's insane so that could have you know so you have this kind of double edged double whammy of a lot of stuff moving online or non-store from the store in the store or struggling because they can't get inventory for the shelves and you know every electronics item has a chip. Jason: [19:20] Yeah so I do like that I will say it from the data it looks like more of the group The Slowdown was in, 20/20 than 2021 which like kind of argues it like. Scot: [19:35] Yeah attribution. Jason: [19:37] Yeah so but I don't I don't know and so then so that so far everything we've talked about is US Department of Commerce data so I'm also super interested in how many people walked into a store so I asked our friends at Placer AI which is a, a company that has access to a huge panel of consumers that have software on their phones and it tracks where they go anonymously and they use that data to forecast. Retail foot traffic across the country and so I put together a data set so on Slide. [20:21] 11 of the deck you can see how the 20 21 foot traffic every month compared to 2019 and so for the first half of 2021, um foot traffic in retail was still down between 10% and 0%, versus 2019 so fewer people are going to stores in 2021 then we're going to stores before the pandemic. And then by July we had our first kind of Positive Growth since the pandemic so July and August we're kind of up for and six percent over 20 19 respectively, then we had another slight dip in September and then we had a pretty prominent dip in December of 2021 which was probably the Omicron variant kicking in. [21:12] But so in aggregate. There are still fewer people walking in a brick-and-mortar stores in the United States of America in 2021 than walked in a brick-and-mortar stores in 2019. Scot: [21:24] There are some it almost like it seems to be correlated an inverse correlation with case count right so in the summer cases were kind of low everything was feeling pretty good and then we had kind of the surge the Omicron surged kind of come back and here at the very tail end of 21 we saw a really plummet. Jason: [21:42] Yeah no for sure and there are lots of people that I have been correlating these statistics to case counts or hospitalizations or. Or mortality or any of those things in there are strong correlations so you're certainly right. [21:56] Um so then I I said all right well let's double-click on some of the categories that might be interesting and one category that I mainly double clicked on for you was Automotive so for folks that don't know Automotive is the biggest. Category of retail spending and which kind of makes sense because it's the. The highest ticket item so 1.5 trillion dollars in in car sales in 2021 which is 23 percent of all retail spending so we said 6.6%. Six point six trillion in retail 1.5 trillion of it was cars and that's up as we said earlier 24% from 2019 and then I give you kind of the, the shape of that Demand right and and you know so again, the best month in the history of car sales was April of 2021 and then it's been, tapering off a little bit since then but still up significantly from 2020 and 2021 is up nominally from from 2019 so a very vibrant year even though per your point you know it's actually hard to get vehicles right so a lot of this this. Increase in sales is an increase in price points and inflation versus unit sold but I think it is a little bit of both. Scot: [23:20] Yeah the other changes there's a pull forward because what dealers have started doing is pre sailing Vehicles so it's almost like an auction where they'll say Jason I know you want this IMA Mustang and we got three coming in and August but if you want one of those I'm going to need you to, pay me to there now I don't know how that correlates to these numbers but we're seeing this big pull forward of the consumer dollars into the auto category because of this pre-sale thing where, historically it was you would go test-drive negotiate and then buy the car and it was sitting on the lot the inventory model is kind of flipped right now which is interesting. Jason: [23:59] Yeah yeah and I know not not related to sales velocity necessarily but another interesting thing is. The amount of test drives per sale is way down like it used to be like three test drives per sale and now it might be less than one test drive per sale. Scot: [24:17] Yeah it's kind of it's fun being in the auto category because some in some ways I feel like I've seen the movie before right so for example remember when Zappos came out and they disrupted the shoe category by saying free 365 returns, well then everyone would just buy would say well sometimes I'm an 11 sometimes in 11 half and 10 half I'll just order all three in return to. So then everyone had to adapt that new model because consumers flocked to it and the car industry carvanha has had a seven day return for a vehicle and that's how they got around the test drive and everyone laughed at him and was like why would you do that that's ridiculous and then the pandemic it and everyone had to kind of adopt that model so that's that's gotten rid of the test drive most dealers now have had to adapt to that that more customer friendly model and effectively have like a seven day return window. Jason: [25:06] Yeah and you know you've heard me say this before but I've been following the ottoman of category relatively closely and the grocery category for two big reasons they're they're the two biggest pieces of consumer spending but also before the Pandemic those were the two categories that were released digitally disrupted like a small percentage of cars were sold online a small percentage of groceries sold online and so those two categories were the most disrupted by digital they they got the most digital fastest as a result of the pandemic so I've been super interesting because per your point a lot of the learnings that we've had over the last 20 years in the apparel industry in the consumer electronics Industry and the home industry like are now you know playing out in an accelerated basis in the automobile industry and in the grocery industry. Scot: [25:57] Yeah 11 cool example and I know you know these guys so yeah I tell folks a lot about how Walmart budget and it was kind of like this this analog kind of old-school company building bringing deep digital DNA and we would see a lot of that not emotive category and sure enough Discount Tire which is a brick-and-mortar tire shop family-owned what are they like 100 years old or something like that and they just bought Tire Rec which is kind of the you know the online incumbent and they're merging those two companies together so it's funny because everyone thinks I'm kind of a Nostradamus of this stuff because but it's really just, the exact same thing we saw happen in e-commerce with other categories as happening in the automotive category. Jason: [26:42] Groundhog Day yeah sometimes when I'm impatient I really have to avoid telling clients so I know you need to figure this out for yourself but I know how it is. Scot: [26:52] Yeah. Jason: [26:54] But so I mentioned the grocery category that's the next category that I want to talk about briefly so now we're on slide 14 of the deck, and groceries the second biggest category of consumer spending it's fourteen percent of all retail spending so it's, 901 billion dollars in 2021 and and I mentioned grocery was up pretty significantly up 16 percent but but that you know that is a little less than the industry average and I give folks that that same kind of three-year year-over-year graph if they want to see it but then a bonus data breakdown I always like to do for the grocery industry is on slide 16 and this is a, a line graph with two data points grocery store sales and restaurant sales, and what's interesting about that is for like a pretty significant period of time about a 10-year period. Sales were split almost 50/50 between restaurants and grocery stores so all the the American calories were kind of divided 50/50 between McDonald's on Applebee's and Walmart and Kroger and in the pandemic exactly what you would expect to happen grocery sales shot up and restaurant sales you know took a nosedive. [28:13] Over the course of the pandemic they've moved back closer and kind of come summer of 2021 they actually came back to where they used to be so they were kind of level again and we were like I wonder if that, if if that Gap is over but then Omicron appears to have open that Gap backup so at the moment there is still about a ten billion dollar a month discrepancy between spending on on groceries and spending on restaurant so potentially bad news for the restaurants. Scot: [28:48] Yeah well you wouldn't know it at my restaurants or so they're they're they're super busy. Jason: [28:53] Nice. Scot: [28:55] Could be you know we you know it's interesting traveling around the country a little bit now it's like living in 50 different. Countries the way they're covid policies are so you go to you go to Florida and Texas and everything's just open and normal and then you go to the north east or the west coast and things are very much shut down, and here in our kind of a kind of in the middle but we're still struggling our restaurants part of it could be that they're just closing all the time so we have several restaurants that just can't keep their doors open due to this kind of constant struggle between in team members employees and supply chain so you'll you'll go and they'll have to close early because they didn't have anyone to work that shift and then you'll go and they'll be like we're out of you know it'll be a salad place in they'll be out of lettuce you're like yeah guess may not have needed open but they'll be in there with nothing to do so so it's really. The economy is having a really hard time it's really kind of sputtering right now across those things which which could fall into restaurants and bars you know this, looking into this year into 22. There's a lot of grocery stores are have bare shelves and I don't I was going to actually because you're the grocery guy I don't know what's broken in the supply chain there because obviously we don't rely on China for you know, a lot of that stuff so it's not the that specific thing but that seems to have really become discombobulated as well. Jason: [30:21] Yeah so yeah for sure there it turns out like there is for a, a fair segment of the grocery products there is an international component right like so there are weird ingredients that we do depend a lot on on Imports for right so you know even if the Mondelez cookies are made in the US the sugar for the Mondelez cookies is not and so it it is possible for the shipping to to have an impact on Oreo availability it just it tends to be delayed because it's it's more the ingredient than the finished goods that that is getting in. Scot: [31:01] Catching you know maybe the package. Jason: [31:03] The cpg guys even more so right so a lot of the chemicals that get used in cpg products and a lot of the the, the packaging like blue ink for a while was one of the the the constraining factors and so you know, Brands did have a hard decision to make do we like change the color of our packaging so we keep stay on the shelf or do we you know try to stay true to our brand and wait for morning. Which are not decisions you imagine ever have having to make. Um and then you know grocery is have its groceries a very fragile ecosystem margins are really thin and so. More so than other categories of retail the wage inflation has a Major Impact in it it actually. There's a low-wage workers all the way along that supply chain and so you know a big thing that takes out. Domestic food is you know there's a round of covid at the meat processing plant. And that that can you know be a big Regional hit I walked into a breakfast place last weekend and they were out of eggs, and I'm like wait a minute I haven't heard about an egg shortage or like are we having an egg shortage and the guys I know are our manager just screwed up the hole. [32:27] Yeah but I was I was with you I guess yeah what it's questionable why you open if you're a breakfast, restaurant and you don't have any eggs or you should at least put a vegan sign up or something I don't know. So I always like to talk about a parallel because for a long time apparel is like one of the crown jewels of the retail category and people are super excited about that and you know there was an ERA when those were the best jobs so up, Peril is much more it's about five percent of retail sales it was 303 billion despite the fact that we all have been living in sweatpants for the last two years apparel sales were still up 13%, that definitely was a mostly due to a 2022 2021 recovery 2020 was a really bad year for apparel and it started to come back so apparel is one of the few categories on Slide, 18 where I give you the three-year graph of the the category it's one of the few categories where the 2020 sales were consistently below the 2019 sales and then 2021 they, they came back up to the top and you know one interesting fact about a parallel that I give you a data breakdown on 19 is. [33:41] Apparel has just been getting cheaper over time that in the 1990s apparel was seven percent of retail spending and now it's about four and a half percent of retail spending and that's a largely because good clothes are just less expensive and and you know the same closet that an American would have had in 1990 Hassel asks in 2022 and so if you're growing in the apparel industry you're you're growing in a shrinking Market which is you know always a challenge to do. Scot: [34:15] The entire Farm it's kind of shocking to see April 2020 you know touching effectively zero sales and monthly apparel that's crazy that I feel for those guys that must have been a scary. Jason: [34:28] For most of these graphs I change edit the scale to make the graph as high resolution as possible so the bottom of the graph isn't zero but in a Peril it absolutely is. Scot: [34:38] Yeah might as well be easier yeah. Jason: [34:40] Um and so, so that's enough of the categories I know a lot of listeners on our show were particularly interested in e-commerce I wanted to talk about e-commerce for a minute I mentioned the official. Breakdown of e-commerce you know we won't get for December until the middle of February we do get a, a kind of proxy for e-commerce which is called non store sales it is a it is a bigger bucket and it has more other stuff in it than just e-commerce but if I look at, the 11 months of internet data and then the the one month of non store sales data. It's pretty clear that we're going to come in around a trillion dollars in e-commerce sales so if the official numbers work out the way I think this will be the first year the e-commerce in the u.s. is over a trillion dollars. Um that would represent 16 percent of retail sales so 16 doesn't sound like a huge number, but again it just depends on what your denominator is that 16 percent is you know overall of retail which includes, cars which are getting more digital but still aren't very digital it includes gas which is you know only digital in a couple neighborhoods in San Francisco, um and so I you know you start pulling out some of those traditionally non-digital categories and you know. [36:02] That one trillion dollars represents about you know between 20 and 25% of all the categories that that you know people are willing to buy online and so it's become a very meaningful mix and obviously. It was the fastest growing because of the pandemic but inside 21 I show you the the. The three-year breakdown and the thing that's unique about e-commerce versus some of these other categories. [36:32] E-commerce head its monster growth in 2020. So the two-year growth numbers are still amazing but the one year growth numbers from 2021 to 2020 are not so great because we're comping against. [36:46] A monster year and it's been interesting because like Shopify stock is down because their comps aren't very good right but really there you know. They're comping against these monster numbers. You know lots of retailers are calling me right now and they're in a panic because they're not they didn't hit their goals and their their you know numbers are wrong and I'm like. I mean they're you know their numbers are soft and I'm like well but let's look at what really happened like you had unprecedented growth over the last two years and you're you know you potentially are. Thinking about it in the right way so on slide 22 I give you my, entire story of the world going digital in one slide and it's a little hard, hard to follow but basically what I show you is I show you the brick-and-mortar sales every year or every quarter and then on top of that I show you the e-commerce sales so you can see the e-commerce growing you can see kind of, as a portion of retail what it is and then I show you the rate of growth for for retail and e-commerce and until the pandemic we had a pretty consistent story, e-commerce was growing at like between 15 and 20% a year and brick-and-mortar was growing at three to four percent a year and that was pretty reliable, so then the pandemic happens and brick-and-mortar shrinks for a quarter and e-commerce explodes by you know over 40%. [38:10] And since that time they've been coming back and so for the first time in my life time in Q2 of 2021. Brick-and-mortar actually grew faster than e-commerce for the first time ever. Largely because of the you know they're comping against these these you know huge huge March of 2020 and you know I will see you when the data comes out next month but I have a feeling we're regressing pretty quickly now back to the kind of the the pre-pandemic rates of growth like we absorbed all this big e-commerce growth for two years and I can you know I kind of think we're gonna see e-commerce level back down at that 10 to 15 percent growth every quarter and and Retail drop back down to the 45 percent growth of quarter. Scot: [39:06] Well I think it's you know I think the silver lining for me is and I'm the e-commerce guy here is we had the Surge and then we actually did kind of even better than the surgeon you know you could have painted a story that said this will kind of flip – for your to as it kind of the subsides and then then we get back to normal so so the rising tide kind of stuck and created a new high and then we have continued to grow from there how does I know this this agitates you which is why I bring it up but you know this does not support you know that Theory out there that we pulled forward like five years of e-commerce. Jason: [39:43] Yeah no we we didn't and most of the evidence now is that. We're we're not even way ahead of where we would have been that like like we we got the sales early but that. The future growth is. Slightly slower as a result so that like five or 10 years from now you know will see this this blip on the graph but we'll kind of you know end up at the same same place we would have end up without the the pandemic is most people's projections that's less to true in some of these, digitally immature categories like grocery or automobiles where we really did probably pull in you know kind of accelerate two to three years into the future. And so I did on slide 23 I give you the our estimates of the 2021 e-commerce sales for a bunch of retailers because I'm often surprised people. Don't necessarily have. [40:52] The the best perception about how the relative size of all these retailers so these estimates come from emarketer there there gmv us estimate for Amazon is on the high side of all the estimates I. I look at but they have 20 21 gmv for Amazon and about three hundred seventy six billion. Walmart's the second largest e-commerce site by a lot at 60 billion so quite a bit smarter than Amazon. Until recently eBay would have been the second biggest site and Walmart's approaching twice as big as eBay now so they have shot past eBay. To get to 60 billion eBay's at 38 billion apple is at 37 billion and then like people people forget how big a player apple is alone I saw a funny stat that like. If the air buds alone the air pods alone were a company like it would be the 10th largest company. Scot: [41:50] Yeah that's crazy. Jason: [41:52] And so then you get like a Home Depot is almost 20 billion targets 8 almost 19 billion Best Buys on you know over 16 billion, Costco who's the bane of my existence Costco like pays the least attention to digital they you know always talk about how unimportant digital is and how they don't like it, and I tell everyone what a horrible mistake that is and then Costco continues to Excel and despite not trying they sell 14 billion dollars a year on line. [42:24] So then you can see the rest of the the top 15 on that slide on slide 23 if you're interested but it's interesting to understand the. The relative size of some of these companies. And so then you know one of the things that people always ask about is what did holiday look like particularly so the next section of this deck is, a double click on on holiday 2021 and so. I'm defining holiday as November and December sales that somewhat controversial because there's a lot of different ways to think about it. If we just look at November and December sales this holiday period was the the largest retail holiday ever. And it drew about 16.1%, which is vastly faster growth than any other holiday like the next biggest holiday was 10% so so kind of the same story for the whole year we get in Holiday it was a monster holiday, um You know again that depends a little bit on how you Define retail in RF likes to pull gas out of their number so they're there they would say holiday was 14 percent growth which is still. A monster number. So then I went back to our friends and place Rai and said hey what is foot traffic look like every week of holiday. [43:49] And that to me was kind of interesting so. You know December foot traffic was down overall I'll remind you because of Omicron but if we kind of look at the the weekly data for Holiday foot traffic was actually up versus 2019. Leading into the Thanksgiving weekend and so then the weekend that was way down was Thanksgiving weekend way less people went to stores on Black Friday, then went to stores in 2019 about six percent less, and then you know the rest of holiday was slightly above so if it weren't for the decline in Black Friday traffic I would say foot traffic and Retail was up about 2%, over 2019 but that Black Friday dip pulled the whole thing down to where we still aren't back to 2019 levels does that kind of make sense. [44:44] And so one of the things that is a common narrative about holiday and I've even contributed to this narrative is, man retailers are really trying to pull sales in and holiday starting earlier in October and you know holidays flattening it's less about these big, spikes on on Black Friday and Cyber Monday and so now that we have real data I'm like oh well let's see how, how that really held up in the first thing to know is. The early sales in October was kind of a myth like there was not an unusual spike in sales in October and so you know. [45:20] There was not a huge success in pulling sales into October and so then what I did is I went to similarweb which similar web has a data set of e-commerce site visits and what I like about that is, we can get much more accurate granular data than we can on like foot traffic or you know foot traffic or lucky to get weekly data but for e-commerce we can get daily number of sessions or unique visitors or things like that so I said hey let's take the hundred biggest e-commerce sites in the US and let's see total visits and let's compare, 2019 with 2021 and the first thing to remember is. You know Thanksgiving doesn't fall on the same day every year and so what I did is I normalize those I said let's not do November 1st through December 31st, let's do the 25 days before Black Friday in the 32 days after Black Friday so that we could kind of. Match up the the flow and what you'll see is there was a lot more traffic on e-commerce sites every day of holiday in 2021 than 20 then 20, except for two days Black Friday and Cyber Monday and Black Friday and Cyber Monday 2021 with still above. 2019 but they were nearly the same and so. The I guess what this would say is this partially Bears out our hypothesis. [46:48] E-commerce visits did level out like the traffic did get spread out to the whole 60 days more than ever before but those those two tent poles are still tent poles and they still are by far the busiest days, so I you know I definitely you know think that the narrative that like those Temple days don't matter anymore is kind of a misnomer and they you know they got nearly twice as many visits as a normal holiday day. Did that surprise you at all. Scot: [47:20] The surgeon the chart 21 is interesting at the end I think that's my procrastinator people. Jason: [47:28] So so yeah so. Scot: [47:29] It's where I shop. Jason: [47:29] It's God's talking about is the gap between 2019 and 2020 is pretty consistent but then opens up the most ever has, um the very end of the holiday and my hypothesis for that is again this is e-commerce it's Omicron again so I. There was pent-up demand to go to stores people were going the store store traffic was going up and then store traffic fell off a cliff the last half of December as people started getting nervous and so I think that you know drove more people to e-commerce again as my least is my hypothesis. [48:03] And so so that I think is a super interesting data set I definitely am grateful to have access to the similarweb stuff and wow I was diving into their data Isles one of the cool things there's we can see traffic on individual website so I said, well let's see who the winners and losers are in terms of traffic and the story here is. The the traffic is disproportionately going to the the big high-performing sites so you know not surprisingly, Amazon gets the most traffic but they also got the biggest chunk of traffic growth so sometimes you'd say hey the biggest most established players should be the hardest to grow. Amazon Druids traffic faster than any other top 10 retailer which is pretty impressive, and then the next biggest grower was Walmart so this is kind of the story of the rich getting richer and you know traffic and sales consolidating on the, those those very big a sites which is kind of the story you see on slide 29 if you're following along on the deck. Scot: [49:12] The thing that fascinates me about this data is you have like Etsy with the fourth most traffic but then they're like one of the smaller e-commerce sites right so does that, yeah it does that mean no well that's apples and oranges I guess that's all of retail in the previous comparison. Jason: [49:30] No that was at Seas. These e-commerce sales are about little less than 8 billion in the u.s. versus like Walmart at 60 billion but then Ed C does have like like nearly as much traffic as Walmart right like. I want to say they did 600 million, visits over the holiday period versus Walmart did like 1.1 billion so, so you know despite Walmart being 10 times as large they only had twice as much traffic and I think part of the reason for that is the the. Kind of thin long tail nature of Ed c means that their overall conversion rate and the amount of you know pay visits you have to do to find what you want is. Is higher than then it is on Walmart where you're more likely to go to Walmart with with high purchase intent for a particular item and these days it's pretty easy to find that item and get out. Um and that kind of is born out Ebay is still the second large just traffic site even though they're they're shrinking and again eBay's almost half the size of Walmart but eBay is traffic is still higher than Walmart's. Scot: [50:52] Yeah it's a huge it's kind of sad in one way but it's a huge opportunity Bay could get their act together and convert that traffic the way Walmart is they. Jason: [51:00] Yeah if I could redo our. Our predictions episode so you know I talked about in a number of times on this that one of the big trends is retail media networks and you know people selling ads what this data set uncovers more than anything else is the untapped opportunities Ed C needs to get a retail media Network up as soon as possible because I, as far as I know they don't have one. So they should be monetizing that traffic because that that that that's a valuable asset they're not they're not leaning into yet for all our Etsy listeners so then I will just say in this is you know the Chrome Legend in me, during holiday we talk a lot about these estimates from companies right so Adobe you know you know we have on the show and they give us their real time estimates based on on all the customers they see we have sales force on the show every year and they give us real time estimates and then you know when we talk about that I don't think we've had on the show is Mastercard has this product called spending pulse which is, kind of an anonymous aggregated view of all the people that buy stuff with MasterCard and. [52:08] Just just for interest Adobe MasterCard in Salesforce all agree, um that the e-commerce grew about 10% in in Holiday 9 or 10% and holiday of 2021 and that passes the smell test again we don't have the e-commerce data for for December yet so I don't really know but that. That feels like the right order magnitude so I think you know these guys all credibly predicted, the shape of holiday e-commerce but the only one of these guys that predicts brick and mortar is Mastercard right Adobe and Salesforce are pure online retailers and every year I always get weird data from MasterCard and I say this because the whole. The whole world and especially the media like publish this MasterCard data far and wide and and treat it as fax MasterCard like on December 26th said that, retail sales were going to be up 8.5% and that meant they were going to be up 10.7% versus 2019. And so we now know from the US Department of Commerce data that that they were off by 50%. So just call out to my friends at MasterCard that I'd be curious to understand what's going on there from my. Scot: [53:31] Your category thing. Jason: [53:32] Yeah from my seat Well they argue it's not but from my seat there consistently off on the brick-and-mortar number so I'm I'm curious and so then. [53:42] Every time I have this conversation with a colleague or a client the especially someone that maybe doesn't live and breathe e-commerce every day is soon as you start talking about this monster growth number, what everyone asks is yeah Jason but how much of that is inflation right because the thing we hear about in the media the most. Is is inflation inflation inflation and so you know it stands to reason if. [54:09] You know if something grew by 10% and people are paying more you know ten percent more for everything then that explains it and this you know this is an inflation story not a growth in consumer demand story and so I like to put in. Just a little kind of inflation picture at the end. The so I give I give folks a graph of the government, inflation numbers for for for these three years and and what you can see is that like for most of the pandemic inflation. Kind of stayed in the normal range and then we started this, this huge climb not until January of 2021 so if you remember like all a lot of this growth were talking about was 2020 growth, inflation doesn't explain that growth at all there is significant inflation in all of 2021 and it's historically High it's you know depending on how you want to count it could be a 40-year high and so it finished in December. [55:14] At seven percent and so if you figure normal inflation, is a about 11 and a half percent inflation was already high before the pandemic at 2.3 percent. You know if you say alright it should have been at 2.3 percent and it's at seven percent then you could. Say that the kind of back half of 2021 sales that you know. That three or four percent of it can be explained by inflation but definitely not this 22% were talking about. [55:48] And I don't know if you been thinking about her talking about the inflation a lot it's kind of. It's it's kind of funny because I always like to remind people the long-term picture we're all paying way less for goods than we ever did before so I kind of pull this. This 20-year inflation number to remind people that like we're paying fifty percent for a pair of what we paid 20 years ago we're paying, 30% last for personal products and beauty products were paying 17 percent last four cars we're paying 12% less for food all the tangible stuff we buy is getting cheaper because we're getting better at making, and where the American family's budget is going is to Services right so you know the American families having to pay way less for hard goods and food and way more for housing education and Healthcare and that's the big macro picture, but then we've had like the we talked about a lot of the growth in retail coming from all this economic stimulus, the the downside of that economic stimulus is. [56:47] It actually is one of the contributing factors to inflation right like the people have more money to spend, um they buy more the supply chain wasn't prepared for that buy more and so we have, supply chain disruption and so now you have Supply going down and demand going up and what do people do in a rational Market when they they have high demand and low Supply they they charge more, um and so then you know people say hey everything I buy is more expensive I need to get paid more and we have this unprecedented leverage that workers have right now because the labor shortage so they're all negotiating better prices and guess what that means they can afford. Pay more again and and manufacturers are you know having more costs of labor for making stuff so they're charging more and what's been super interesting and all this is, you know it's kind of an excuse for manufacturers to charge you more like most of these manufacturers that are raising their prices are also setting record profits so it's not like. True that like. All of this information is manufacturers passing costs on to Consumers it's a little bit of the the you know opportunity of the moment of you. Scot: [58:01] Yep it's complicated to the inflation a lot of its gas and then to your point a lot of it's stuff that doesn't have this inherent deflationary element to it like healthcare and we're paying more and more for healthcare education anything that has a service component is shooting way up. But even even in the short term though like yeah everything at the grocery store is insane right now it's crazy. Jason: [58:27] Yeah and food and gas are historically more volatile so inflation goes up and down more like side note you have to take all these numbers with a grain of salt because the way they measure it is, they measure the cost of a basket of goods that an average American bought but they built the basket of goods in like 1945. And so it's not the right past it's for today there's no iPhone in that basket. Scot: [58:50] Yeah. Jason: [58:52] So yeah so it's interesting fun it's fun for me because I'll actually be on Good Morning America this weekend talking about inflation. Yeah always fun but yeah I. I'm with you if you take what's called core inflation where you pull gas and food out inflation's like 4.5% so for most of these retail categories, it's part of the story but it definitely would be a mistake to Discount all this growth and say oh it's just. And that's my scoop that's your 36 slide deck that you're all welcome to grab and use my thanks to all the the data providers that contributed to all of it so I have a, a bibliography at the end so if you're interested in starting to track any of this data on your own I tried to make that easy for you. Scot: [59:41] Yeah when we do when we post the show will also try to get on our socials because I've had some people say they can't find the show notes and so we'll make sure that we disseminate this wide and so everyone has it. Jason: [59:55] Well Scott not surprisingly we were able to perfectly fill up an hour with this one topic. So hopefully you found value in this is Scott mentioned the top of the show if you did we sure would appreciate that five-star review, but thanks everyone for kind of following Along on this like pretty dry difficult data dump episode I hope I hope it was useful please, give us feedback if you liked it or if it was not the right format. Scot: [1:00:23] People of data in retailgeek delivers and until next time. Jason: [1:00:28] Happy commercing!

When I first saw the AP headline that a brand new law legislating white comfort had passed several important hurdles in Florida, I thought it was a spoof. Florida is crazy, but that was NEXT LEVEL. But it wasn't a spoof. In fact, this new law appears to be on the fast track to pass. It makes it illegal for white people to feel uncomfortable when teaching American history and Black history. That alone is a problem. But today on The Breakdown, I want to unpack and explain why this law actually sets a VERY dangerous precedent. In fact, it was because white people made their comfort into law that the got their own water fountains, their own restrooms, their own entrances, their own sections and seats. Listen - this new Florida law is opening Pandora's Box.

Last year Nick Slavik introduced The Modern Apprenticeship, Part 1: Finding Good People. At the 2020 EXPO Nick comes with part two in the Modern Apprenticeship: Running a Profitable Business. After Nick covered principles on how to hire the ‘decent human being' (DHB) in his first presentation of Modern Apprenticeship, Nick now draws from years of ‘human experiments' and teaches companies how to train employees and run business with DHBs in a way that actually earns money! In this class, Nick will be covering: - Production numbers—by the hour, and by person - Using industry benchmarks to determine actual profitability - Individual production analysis for various prep and finishing - Breakdown of Nick's company's entire 2019 to show what specific actions affected productivity After an unprecedented year, EXPO 2022 will take place at the Hyatt Grand Cypress Hotel in Orlando, FL. From March 2nd to March 4th, attendees will be able to enjoy 30 different breakout sessions, daily brain meld sessions, a tradeshow, an awards ceremony, and evening events hosted by industry partners Benjamin Moore, PPG, and Sherwin Williams. Don't wait until it's too late and register NOW! Room Block is closing on February 4th. If you have any EXPO related questions, don't hesitate to reach us at (800) 332-7322 Learn more about PCA EXPO Become a PCA member

This episode is sponsored by Nexo, Abra and FTX US.   NLW covers stories that show the full breadth of the crypto industry in 2022. In the first, he looks at a new report from the Russian central bank advocating a near-total ban on bitcoin and crypto in the country, along with new punishments for those who offend. In the second, he looks at news that Facebook and Instagram are testing new non-fungible token features, and that Twitter has gone live with verified NFT profile avatars.  Enjoying this content?   SUBSCRIBE to the Podcast Apple:  https://podcasts.apple.com/podcast/id1438693620?at=1000lSDb Spotify: https://open.spotify.com/show/538vuul1PuorUDwgkC8JWF?si=ddSvD-HST2e_E7wgxcjtfQ Google: https://podcasts.google.com/feed/aHR0cHM6Ly9ubHdjcnlwdG8ubGlic3luLmNvbS9yc3M=   Join the discussion: https://discord.gg/VrKRrfKCz8   Follow on Twitter: NLW: https://twitter.com/nlw Breakdown: https://twitter.com/BreakdownNLW - Nexo is a powerful, all-in-one crypto platform where you can securely store your crypto. Invest, borrow, exchange and earn up to 17% APR on Bitcoin and 20+ other top coins. Insured for $375M. Audited in real-time by Armanino. Rated excellent on Trustpilot. Get started today at nexo.io. - Abra is proud to sponsor The Breakdown. Join 1M+ users and Conquer Crypto with Abra, a simple and secure app where you can trade 110+ cryptocurrencies, get 0% interest loans using crypto as collateral, and earn interest with up to 14% APY on stablecoins and 8.15% APY on Bitcoin. Visit Abra.com to get started. - FTX US is the safe, regulated way to buy Bitcoin, ETH, SOL and other digital assets. Trade crypto with up to 85% lower fees than top competitors and trade ETH and SOL NFTs with no gas fees and subsidized gas on withdrawals. Sign up at FTX.US today. - “The Breakdown” is written, produced by and features Nathaniel Whittemore aka NLW, with editing by Rob Mitchell, research by Scott Hill and additional production support by Eleanor Pahl. Adam B. Levine is our executive producer and our theme music is “Countdown” by Neon Beach. The music you heard today behind our sponsor is “Time” by OBOY. Image credit: Will & Deni McIntyre/Corbis Documentary/Getty Images, modified by CoinDesk. Join the discussion at discord.gg/VrKRrfKCz8.

A new report from the country's central bank is advocating for a large-scale crypto crackdown. This episode is sponsored by Nexo, Abra and FTX US. NLW covers stories that show the full breadth of the crypto industry in 2022. In the first, he looks at a new report from the Russian central bank advocating a near-total ban on bitcoin and crypto in the country, along with new punishments for those who offend. In the second, he looks at news that Facebook and Instagram are testing new non-fungible token features, and that Twitter has gone live with verified NFT profile avatars. -Nexo is a powerful, all-in-one crypto platform where you can securely store your crypto. Invest, borrow, exchange and earn up to 17% APR on Bitcoin and 20+ other top coins. Insured for $375M. Audited in real-time by Armanino. Rated excellent on Trustpilot. Get started today at nexo.io.-Abra is proud to sponsor The Breakdown. Join 1M+ users and Conquer Crypto with Abra, a simple and secure app where you can trade 110+ cryptocurrencies, get 0% interest loans using crypto as collateral, and earn interest with up to 14% APY on stablecoins and 8.15% APY on Bitcoin. Visit Abra.com to get started.-FTX US is the safe, regulated way to buy Bitcoin, ETH, SOL and other digital assets. Trade crypto with up to 85% lower fees than top competitors and trade ETH and SOL NFTs with no gas fees and subsidized gas on withdrawals. Sign up at FTX.US today.-“The Breakdown” is written, produced by and features Nathaniel Whittemore aka NLW, with editing by Rob Mitchell, research by Scott Hill and additional production support by Eleanor Pahl. Adam B. Levine is our executive producer and our theme music is “Countdown” by Neon Beach. The music you heard today behind our sponsor is “Time” by OBOY. Image credit: Will & Deni McIntyre/Corbis Documentary/Getty Images, modified by CoinDesk. Join the discussion at discord.gg/VrKRrfKCz8.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Hated by the Japanese government, banned in Germany and unreleased in the U.S. for over a decade!No, not the Dropped Culture Podcast (maybe?).This week, the fellas jump into the 2000 cult film, Battle Royale!This is probably the most violent film that Brock and Dan have covered (with the possible exception of Return of the Killer Tomatoes)!So let's get after it! You can do it, Shuya!Let us know your thoughts on the movie or give us some feedback on the show over at www.droppedculture.com or send us an email over droppedculturepodcast@gmail.com!Thanks for listening!

On today's episode, NLW looks at the latest from governments and crypto, including: India's prime minister calling for global cooperation to “fight” crypto Pakistan's security agency blocking crypto sites  The U.K., Singapore and Spain introducing new rules around crypto advertising  Enjoying this content?   SUBSCRIBE to the Podcast Apple:  https://podcasts.apple.com/podcast/id1438693620?at=1000lSDb Spotify: https://open.spotify.com/show/538vuul1PuorUDwgkC8JWF?si=ddSvD-HST2e_E7wgxcjtfQ Google: https://podcasts.google.com/feed/aHR0cHM6Ly9ubHdjcnlwdG8ubGlic3luLmNvbS9yc3M=   Join the discussion: https://discord.gg/VrKRrfKCz8   Follow on Twitter: NLW: https://twitter.com/nlw Breakdown: https://twitter.com/BreakdownNLW - Nexo is a powerful, all-in-one crypto platform where you can securely store your crypto. Invest, borrow, exchange and earn up to 17% APR on Bitcoin and 20+ other top coins. Insured for $375M. Audited in real-time by Armanino. Rated excellent on Trustpilot. Get started today at nexo.io. - Abra is proud to sponsor The Breakdown. Join 1M+ users and Conquer Crypto with Abra, a simple and secure app where you can trade 110+ cryptocurrencies, get 0% interest loans using crypto as collateral, and earn interest with up to 14% APY on stablecoins and 8.15% APY on Bitcoin. Visit Abra.com to get started. - FTX US is the safe, regulated way to buy Bitcoin, ETH, SOL and other digital assets. Trade crypto with up to 85% lower fees than top competitors and trade ETH and SOL NFTs with no gas fees and subsidized gas on withdrawals. Sign up at FTX.US today. - “The Breakdown” is written, produced by and features Nathaniel Whittemore aka NLW, with editing by Rob Mitchell, research by Scott Hill and additional production support by Eleanor Pahl. Adam B. Levine is our executive producer and our theme music is “Countdown” by Neon Beach. The music you heard today behind our sponsor is “Time” by OBOY. Image credit: Oleksii Liskonih/iStock/Getty Images Plus, modified by CoinDesk. Join the discussion at discord.gg/VrKRrfKCz8.

A look at the latest in the relationship between governments and crypto. This episode is sponsored by Nexo, Abra and FTX US. On today's episode, NLW looks at the latest from governments and crypto, including:India's prime minister calling for global cooperation to “fight” cryptoPakistan's security agency blocking crypto sites The U.K., Singapore and Spain introducing new rules around crypto advertising -Nexo is a powerful, all-in-one crypto platform where you can securely store your crypto. Invest, borrow, exchange and earn up to 17% APR on Bitcoin and 20+ other top coins. Insured for $375M. Audited in real-time by Armanino. Rated excellent on Trustpilot. Get started today at nexo.io.-Abra is proud to sponsor The Breakdown. Join 1M+ users and Conquer Crypto with Abra, a simple and secure app where you can trade 110+ cryptocurrencies, get 0% interest loans using crypto as collateral, and earn interest with up to 14% APY on stablecoins and 8.15% APY on Bitcoin. Visit Abra.com to get started.-FTX US is the safe, regulated way to buy Bitcoin, ETH, SOL and other digital assets. Trade crypto with up to 85% lower fees than top competitors and trade ETH and SOL NFTs with no gas fees and subsidized gas on withdrawals. Sign up at FTX.US today.-“The Breakdown” is written, produced by and features Nathaniel Whittemore aka NLW, with editing by Rob Mitchell, research by Scott Hill and additional production support by Eleanor Pahl. Adam B. Levine is our executive producer and our theme music is “Countdown” by Neon Beach. The music you heard today behind our sponsor is “Time” by OBOY. Image credit: Oleksii Liskonih/iStock/Getty Images Plus, modified by CoinDesk. Join the discussion at discord.gg/VrKRrfKCz8.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

One of my favorite features in Ads Manager is Breakdown, and it isn't utilized nearly enough by most advertisers. It easily allows you to segment results without having to segment the ad set targeting or placement itself.

On this episode of WSEG, we breakdown the lyrics and video for the upcoming single from W.S.E.G. with Montreal Rapper/ Podcaster, Holden Stephan Roy. We talk about the current protest against lockdown measures in Canada and talk about the Video and lyrics to, "Hierarchy". Find the video version here: https://youtu.be/bp7Wn82_V80 Find "Hierarchy" the Video: https://www.youtube.com/watch?v=59zEQSnLXWc Find Holden: https://www.twitch.tv/behindthatsuit https://twitter.com/BehindThatSuit https://www.youtube.com/behindthatsuit Find our Sponsor Model Studios: https://modedstudios.com/ Find Reina Mystique: https://www.reinamystique.com/ Help support the show and Check Out Our Fresh A$$ Merch Store: https://wespeakenglishgood.threadless.com/ Find Friendly July new album “PUMPKINS” HERE: songwhip.com/friendlyjuly/pumpkins Find WSEG's latest single "Hamburger 2099" Here: https://songwhip.com/wseg/hamburger-2099 Find W.S.E.G.'s Music : https://songwhip.com/wseg Find Reina And Mike of on the new Streaming app Famera. For Apple App Users: https://apps.apple.com/us/app/famera/id1522928651 Breakdown your life and email us: wespeakenglishgood @g mail.c om Find Us On Social Media: https://www.instagram.com/wespeakenglishgood/ https://www.facebook.com/wespeakenglishgood/ https://twitter.com/wsegpodcast https://www.twitch.tv/wespeakenglishgood https://discord.com/invite/m6NTJx  https://www.tiktok.com/@wespeakenglishgood https://linktr.ee/wespeakenglishgood https://rumble.com/user/WeSpeakEnglishGood Find us on YouTube: https://www.youtube.com/c/WeSpeakEnglishGood www.wespeakenglishgood.com

Dan Butler  serves as the principal of Epworth Elementary School in the Western Dubuque Community School District. Previously, he was the principal of Epworth and Farley Elementary Schools simultaneously for four years focusing on positive relationships with all members of the learning community, high impact instructional techniques, building leadership capacity in others, and establishing successful school cultures. Prior to serving as an administrator, Dan taught third and fifth grades in the Western Dubuque District, as well as serving as a baseball and football coach. In addition to his responsibilities as a building principal, Dan works as an adjunct professor in the Educational Leadership department at the University of Northern Iowa where he earned his doctoral degree. Dan has received numerous awards and most recently was recognized as a finalist for the School Administrators of Iowa Elementary Principal of the year in 2019 and 2020. He received the University of Northern Iowa Educational Leadership Legacy award in 2018 and was a 2017 bizTimes.biz Rising Star in the Dubuque area. For more than six years, Dan served as a co-moderator of Iowa Educational Chat (#IAedchat), a weekly Twitter forum dedicated to the latest trends in education. He recently published his first book, Permission to be Great and has published various articles to Principal Magazine focused on digital leadership, literacy, productivity, and educator engagement.    Show Highlights Grant permission to shape the world with this book.  6 mismatches between educator and the work environment Too much to do A lack of control ERA: encouragement, recognition, appreciation Breakdown of community Lack of fairness Conflict of values Common sense is not the same as common practice. Navigate comprehensive systems and programs to create an atmosphere for people to be great. A filter to remove what you don't value off the proverbial education plate.  Promote a genuine interest in every person with two motivational words. A strength based approach to see kids as the unique individuals they are.  Create ownership, autonomy and avoid micro management.  Know the hill “we” are going to die on to navigate difficult waters. “We talked about mismatches. The greater the match between worker and work environment, the greater the likelihood of engagements. At the end of the day, all of the concepts, all of the strategies, all of the tactics, included in Permission To Be Great are all about increasing positive culture within your school.” -Dan Butler   Dan Butler's Resources & Contact Info:   Permission to be Great  danpbutler.com  Twitter  Instagram  Facebook   Looking for more? Read The Better Leaders Better Schools Roadmap Join “The Mastermind” Read the latest on the blog   SHOW SPONSORS: HARVARD GRADUATE SCHOOL OF EDUCATION Transform how you lead to become a resilient and empowered change agent with Harvard's online Certificate in School Management and Leadership. Grow your professional network with a global cohort of fellow school leaders as you collaborate in case studies bridging the fields of education and business. Apply today at http://hgse.me/leader.   TEACHFX School leaders know that productive student talk drives student learning, but the average teacher talks 75% of class time! TeachFX is changing that with a “Fitbit for teachers” that automatically measures student engagement and gives teachers feedback about what they could do differently.  Learn more about the TeachFX app and get a special 20% discount for your school or district by visiting teachfx.com/blbs.   ORGANIZED BINDER Organized Binder is the missing piece in many classrooms. Many teachers are great with the main content of the lesson. Organized Binder helps with powerful introductions, savvy transitions, and memorable lesson closings. Your students will grow their executive functioning skills (and as a bonus), your teachers will become more organized too. Help your students and staff level up with Organized Binder.   Copyright © 2022 Twelve Practices LLC

This episode is sponsored by Nexo, Abra and FTX US.  Microsoft today announced it is acquiring game publisher Activision Blizzard in a nearly $69 billion all-cash deal. The acquisition is being widely seen as a big bet to keep Microsoft competitive in the burgeoning metaverse space. On today's episode, NLW gives the background and explores the emerging battle between the corporate and the open metaverses.  Enjoying this content?   SUBSCRIBE to the Podcast Apple:  https://podcasts.apple.com/podcast/id1438693620?at=1000lSDb Spotify: https://open.spotify.com/show/538vuul1PuorUDwgkC8JWF?si=ddSvD-HST2e_E7wgxcjtfQ Google: https://podcasts.google.com/feed/aHR0cHM6Ly9ubHdjcnlwdG8ubGlic3luLmNvbS9yc3M=   Join the discussion: https://discord.gg/VrKRrfKCz8   Follow on Twitter: NLW: https://twitter.com/nlw Breakdown: https://twitter.com/BreakdownNLW - Nexo is a powerful, all-in-one crypto platform where you can securely store your crypto. Invest, borrow, exchange and earn up to 17% APR on Bitcoin and 20+ other top coins. Insured for $375M. Audited in real-time by Armanino. Rated excellent on Trustpilot. Get started today at nexo.io. - Abra is proud to sponsor The Breakdown. Join 1M+ users and Conquer Crypto with Abra, a simple and secure app where you can trade 110+ cryptocurrencies, get 0% interest loans using crypto as collateral, and earn interest with up to 14% APY on stablecoins and 8.15% APY on Bitcoin. Visit Abra.com to get started. - FTX US is the safe, regulated way to buy Bitcoin, ETH, SOL and other digital assets. Trade crypto with up to 85% lower fees than top competitors and trade ETH and SOL NFTs with no gas fees and subsidized gas on withdrawals. Sign up at FTX.US today. - “The Breakdown” is written, produced by and features Nathaniel Whittemore aka NLW, with editing by Rob Mitchell, research by Scott Hill and additional production support by Eleanor Pahl. Adam B. Levine is our executive producer and our theme music is “Countdown” by Neon Beach. The music you heard today behind our sponsor is “Time” by OBOY. Image credit: Photo by Chesnot/Getty Images Entertainment, modified by CoinDesk. Join the discussion at discord.gg/VrKRrfKCz8.

The deal is Microsoft's largest acquisition in its 46-year history.This episode is sponsored by Nexo, Abra and FTX US. Microsoft today announced it is acquiring game publisher Activision Blizzard in a nearly $69 billion all-cash deal. The acquisition is being widely seen as a big bet to keep Microsoft competitive in the burgeoning metaverse space. On today's episode, NLW gives the background and explores the emerging battle between the corporate and the open metaverses. -Nexo is a powerful, all-in-one crypto platform where you can securely store your crypto. Invest, borrow, exchange and earn up to 17% APR on Bitcoin and 20+ other top coins. Insured for $375M. Audited in real-time by Armanino. Rated excellent on Trustpilot. Get started today at nexo.io.-Abra is proud to sponsor The Breakdown. Join 1M+ users and Conquer Crypto with Abra, a simple and secure app where you can trade 110+ cryptocurrencies, get 0% interest loans using crypto as collateral, and earn interest with up to 14% APY on stablecoins and 8.15% APY on Bitcoin. Visit Abra.com to get started.-FTX US is the safe, regulated way to buy Bitcoin, ETH, SOL and other digital assets. Trade crypto with up to 85% lower fees than top competitors and trade ETH and SOL NFTs with no gas fees and subsidized gas on withdrawals. Sign up at FTX.US today.-“The Breakdown” is written, produced by and features Nathaniel Whittemore aka NLW, with editing by Rob Mitchell, research by Scott Hill and additional production support by Eleanor Pahl. Adam B. Levine is our executive producer and our theme music is “Countdown” by Neon Beach. The music you heard today behind our sponsor is “Time” by OBOY. Image credit: Photo by Chesnot/Getty Images Entertainment, modified by CoinDesk. Join the discussion at discord.gg/VrKRrfKCz8.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Welcome to the Sprint to Profit Podcast for Amazon Sellers. Today we’re going to talk about one of the key areas that you will need to focus on to take your business from a one-person show where you do everything and scale only at your own pace into a full business where you have a team helping you to grow your business in ways that you didn’t know were possible. To get time freedom in your life, you will need to hire strategically in your business, and that means, you need to hire the best talent you can at key points in the business’s life cycle. We previously talked about the FREEDOM EQUATION (MONEY + TIME + ENERGY = FREEDOM). Neither time or energy are finite resources. You need to do something, which lets you recharge both of those things. One of the best ways to get more time and energy for this equation is to hire the right people to free up that time and energy for you. To get some FREE training on what it takes to have a successful business to fuel your lifestyle, head to www.goteamreal.com to download our FREE training today. Also head to www.goteamreal.com/income to download your free INCOME calculator. Talking Points: 00:23 - Hello and Welcome 05:30 - Breakdown of what we’re talking about today 07:25 - Set up processes that attract great talent every time 09:30 - Know what role you are hiring for and how to communicate that 13:00 - Being a creative leader for your business 15:15 - Be clear with your expectations and the visions of your company 16:45 - Hire employees who have potential and initiative 31:47 - Look in the right places for the best talent 35:21 - Have an onboarding and training process that sets employees up for success 38:30 - What you can do if you can’t afford a “big hire” yet 47:05 - Summary 47:50 - Conclusion Resources/Links: “Who Not How: The Formula to Achieve Bigger Goals Through Accelerating Teamwork” by Dan Sullivan: https://www.amazon.com/Who-Not-How-Accelerating-Teamwork-ebook/dp/B0867ZJ151 “Clockwork: Design Your Business to Run Itself” by Mike Michalowicz: https://www.amazon.com/Clockwork-Design-Your-Business-Itself-ebook/dp/B078GDX7BP Money/Time Investment Tool: https://www.goteamreal.com/smartgoal Our Website: https://www.goteamreal.com/ Real Amazon Seller Facebook Group: https://www.facebook.com/groups/AmazonSellerRoundTable/ Quotes: “Hire someone who has the ability to do MORE than the job you’re hiring for.” - Kirsty “You also want to make sure you are looking in the right places to find the right people.” - Kirsty “You have to be very clear about what role you are hiring for, and the applicants should understand what they are applying for.” -

On the first EP of 2022, I'm joined by my co-host of Draft Capital NBA and NBA Draft guru Stephen Gillaspie.  Cam Reddish trade to NY KD Injury and impact on BK Cam Thomas breakout coming? Breakdown my NBA Draft Big Board We discuss all that and more on this EP! Follow the Off The Ball Network Substack https://substack.com/profile/19045598-off-the-ball-network Follow OTBN Youtube www.youtube.com/c/OffTheBallNetwork Built Bar Promo Code OFFTHEBALL https://builtbar.com?baapp=OFFTHEBALL    

Whatever We Want! The Book of Boba Fett! Star Wars Book of Boba Fett Chapter 3: The Streets of Mos Espa! Book of Boba Fett Episode 2 Breakdown! Boba Fett Series Review, Reaction, Easter Eggs! SPOILERS!! SPOILER Review! Boba Fett (Temuera Morrison), Fennec Shand (Ming-Na Wen), Rodian Prisoner (Sam Witwer), Garsa Fwip (Jennifer Beals), Dokk Strassi (Robert Rodriguez), 8D8 (Matt Berry), Young Boba Fett (Daniel Logan), and more are all back as the cast in this great Disney+ show in this new Star Wars project! Book of Boba Fett cast? We ask the important questions. Who are the Twin Hutts? Why are the Hutt twins leaving Tatooine? How will the Pykes play into this? Who is the Wookie in Boba Fett? Wookie Boba Fett? Black Krrsantan backstory? Will Black Krrsantan come back to help Boba? Will Black Krrsantan be in the Kenobi Series? Is the Book of Boba Fett good? Will the Mandalorian be in Boba Fett? Who's the mayor in Boba Fett? Robert Rodriguez plays the mayor. Will we see more of the Pyke Syndicate in live-action and Darth Maul's Crimson Dawn with Emelia Clarke's Qi'ra? Breakdown of the Boba Fett Episode 3! Will we see Bossk? What's happening with the Tusken Raiders in Boba Fett? Is Ahsoka in Boba Fett? Will characters from the clone wars like Trace and Rafa Martez be in Boba Fett cameo? Is Baby Yoda in Boba Fett show? Is Cad Bane in Book of Boba Fett? How will this tie into the Kenobi series? Jon Favreau and Dave Filoni created this show! We give you Behind-The-Scenes trivia and filmmaking insights! Follow and subscribe! Geek out with us! Thank you as always for the continued support! Daniel's VR Game! https://www.twitch.tv/dlc_darkcreststudios Time Codes: 00:00:00 - WWW Episode 81! 00:00:27 - PreBanter Peanut Butter 00:02:13 - Introduction 00:03:56 - The Book of Boba Fett: Chapter 3: The Streets of Mos Espa SPOILER Breakdown! 00:31:52 - Patron Shout-Outs! 00:32:11 - Review Shout-Outs! 00:32:42 - Outroduction Please share this episode with a friend! Thanks. #bobafett #starwars #bookofbobafett All Links: https://solo.to/whateverwewantpod Consider supporting us on Patreon: https://www.patreon.com/WhateverWeWant Social Media Pages: https://www.instagram.com/whateverwewantpod https://twitter.com/WhatWeWant_Pod https://www.tiktok.com/@whateverwewantpod Daniel's Game Studio: https://www.twitch.tv/dlc_darkcreststudios Intro/Outro Music: https://soundcloud.com/cottardick Thanks for listening everyone! If you enjoyed, we'd really appreciate it if you left a review or rating, it really helps! Rights to Marvel, Disney, Star Wars, the great John Williams, and all that jazz.

It is the aftermath of the standoff with Brinque and the mine may still hold secrets. With their confidence shaken, can the group bring themselves to finish this dirty business?   Dad References: Alfred, Lord Tennyson - In Memoriam A. H. H. OBIIT MDCCCXXXIII: [Prelude]  The 1990s ice pick murder movie  Tom Petty and Heartbreakers' - Breakdown    Check us out on Patreon: patreon.com/dungeondads   Get Some Dungeon Dads Merch: Dungeon Dads Store on TeePublic   Join the Conversation: On Facebook On Twitter On Reddit   Episode Page: dungeondads.com/episode59

Recap of all the storylines and scores from Wild Card Weekend! Breakdown and discuss what we saw and overall thoughts on each game. Hope You Guys ENJOY!! . . . .FOLLOW US Spotify: https://open.spotify.com/show/0H6fQ9amPdrtMBQau9h3xT?si=mPJv1K7pSYyZcrvl4m8Fzw Apple Podcast: https://podcasts.apple.com/us/podcast/max-juancast/id1542104182 Instagram: https://www.instagram.com/max_juancast/ Twitter: https://twitter.com/Max_JuanCast YouTube: https://www.youtube.com/channel/UCRBshgjD6QSneIJZbwQKQkg?view_as=subscriber #justwinbaby #flyeaglesfly #wildcardweekend #nflplayoffs #nfl #playoffs

ep | 105 I wasn't planning on creating this episode, but after receiving so (!) many questions from you and messages from my Highest Self, I am going much deeper today on peaceful separation and consciously uncoupling. This is a Q&A episode and I've split the questions into three categories: Breakdown, Breakthrough and Children. I truly hope that this episode supports you and the situations that so many of you are moving through while also reminding you the beauty and power (and simplicity) of soul work, and these beautiful words from the Pinnacle: “You are made of love and grace, beautifully and collectively woven through the human race, you are one with each other." Love and blessings!      LINKS The Galactic Activation Clear the Line - 22% off with NEW22 / NEW22PLAN at checkout Retreat with us in Panama– APPLY THIS WEEK Subscribe to our Newsletter @alnwithin on IG January Spotify Playlist How to do a Line Activation Submit a Review Receive Texts from Us

Breakdown of the best new comics released 1/12/22 with Nick from Comic Culture. Check out the video below! https://youtu.be/Pw5C1pXAjns Books reviewed include: 00:00 - Intros/Comic News 16:35 - Rain #1 25:05 - Daredevil: Woman Without Fear #1 32:15 - Robin & Batman #3 38:34 - King of Spies #2 44:39 - Hotell #2 49:31 - Next Week's Comics Find more Nick below: https://www.youtube.com/user/iannello413 https://www.instagram.com/nick_comic_... Follow The Cerebros on social media below: https://www.instagram.com/cerebrosthe/ https://twitter.com/TCerebros email: thecerebroscast@gmail.com

Solar is the future and it's blasting off like a rocket ship! Watch Jayson Waller, CEO of Powerhome Solar, as he explains and debunks the biggest myths about Solar. From how it works, the policies around it, what opportunities it brings to the table, and how you can use it to save money and ease tension off the power grid. This video was taken from ‘Solar Summit', a job fair and consumer event dedicated to support the solar industry.  --- OWN YOUR POWER HARD-COPY AND SOFT-COPY IS OUT NOW! Immerse yourself with 8 key life changing principles, worksheets to create your own map, and how to reach another level of your game!  It's all Real Life Stories! It's You vs You! “It's a Reflection of everything I've been through to give guidance and key steps to people in order to live a life with zero excuses” Warning: This Book is not suitable for pessimists, excuse makers and haters! --- Highlights: Renewable Energy Policies Energy Independence Battery and Storage is the Future Renewable Energy Revolution! Own Your Power! "Time of Use" Creating Jobs for the Economy Through Energy Solar is Less Stress on the Grid --- Athletic Greens® supports gut health, immunity, energy, recovery, focus, ageing, and more. --- Wix - Discover the platform that gives you the freedom to create, design, manage and develop your web presence exactly the way you want. --- Peloton is an American exercise equipment and media company with their main products being internet-connected stationary bicycles and treadmills that enable monthly subscribers to remotely participate in classes via streaming media. --- Gusto's people platform helps businesses like yours onboard, pay, insure, and support your hardworking team. --- POWERHOME SOLAR is the leading solar energy company installing solar panels and solar power for homes.  Looking for a job in the Energy Industry Serving Communities? Join the solar movement! www.Powerhome.com/careers --- Social‌ ‌Media:‌  Check out Jayson's website: https://www.jaysonwaller.com/ ‌ Follow True Underdog and Jayson Waller on your favorite social media channels and digital podcast platforms: https://linktr.ee/trueunderdog True Underdog is a Top 3 Entrepreneurship podcast on Apple hosted by Jayson Waller, CEO of POWERHOME Solar, one of the fastest growing private companies in the USA, and his high-profile guests share motivational tips, inspiring stories and business-building lessons to help each listener grow in their entrepreneurial journey. Reach‌ ‌out‌ ‌to‌ ‌Jayson‌ ‌directly‌ ‌at:‌ ‌ Jayson@trueunderdog.com‌ ‌ --- Timestamps:‌ ‌ 00:00:00 ‌-‌ ‌COMMERCIAL: Peloton 00:00:52 ‌-‌ ‌Prelude 00:01:22 ‌-‌ Intro - Virtual Summit 00:02:53 -‌ ‌Jayson's Come Up Story! 00:04:48 ‌-‌ ‌Breakdown of Energy + the Grid 00:13:12 -‌ ‌Building a Movement! 00:16:00 ‌-‌ ‌Alternatives for Solar 00:17:25 ‌-‌ ‌COMMERCIAL: Athletic Greens 00:18:36 ‌-‌ ‌COMMERCIAL: Wix 00:19:36 ‌-‌ ‌Microgrids are the Future 00:21:20 ‌-‌ Crypto, Cannabis and Energy 00:23:26 ‌-‌ ‌"I see a World...." 00:25:25 ‌-‌ Job Opportunities in the Space 00:30:53 ‌-‌ ‌Jayson's Advice on Empowerment! 00:32:12 - COMMERCIAL: Gusto 00:33:10 - Powerhome Solar | Energy Revolution 00:40:50 - Fulfilment! 00:42:10 - Final Words 00:43:44 - Outro --- Don't forget to subscribe to the True Underdog Podcast with over 2 million downloads!! LOVE YOUR HATERS! BAM!

Jocko Willink is a retired U.S. Navy SEAL officer, co-author of the #1 New York Times bestseller Extreme Ownership, Dichotomy of Leadership, host of the top-rated Jocko Podcast, and co-founder of Echelon Front, where he serves as Chief Executive Officer, leadership instructor, speaker, and strategic advisor. Jocko spent 20 years in the SEAL Teams, starting as an enlisted SEAL and rising through the ranks to become a SEAL officer. Jocko returned from Iraq to serve as Officer-in-Charge of training for all West Coast SEAL Teams. There, he spearheaded the development of leadership training and personally instructed and mentored the next generation of SEAL leaders who have continued to perform with great success on the battlefield. Jocko is the recipient of the Silver Star, the Bronze Star, and numerous other personal and unit awards. Upon retiring from the Navy, Jocko co-founded Echelon Front, a premier leadership consulting company, where he teaches the leadership principles he learned on the battlefield to help others lead and win. Jocko also authored the Discipline Equals Freedom Field Manual, a New York Times Bestseller. IN THIS EPISODE… Jocko and Joe talk about the origin of Jocko's propensity for leadership. Jocko also talks about his time in the Navy Seals and how serving our country was a natural calling for him. He shares stories and insights he has learned from being in the Navy Seals for 20 years, and as an entrepreneur, including a story about how Jocko handles dealing with someone coming at you heated - his insight was spot on.

This episode is sponsored by Nexo, Abra and FTX US. This week's “Long Reads Sunday” reading is Max Baucus' “The Urgent Need for Regulatory Clarity on Stablecoins.”  Enjoying this content?   SUBSCRIBE to the Podcast Apple:  https://podcasts.apple.com/podcast/id1438693620?at=1000lSDb Spotify: https://open.spotify.com/show/538vuul1PuorUDwgkC8JWF?si=ddSvD-HST2e_E7wgxcjtfQ Google: https://podcasts.google.com/feed/aHR0cHM6Ly9ubHdjcnlwdG8ubGlic3luLmNvbS9yc3M=   Join the discussion: https://discord.gg/VrKRrfKCz8   Follow on Twitter: NLW: https://twitter.com/nlw Breakdown: https://twitter.com/BreakdownNLW - Nexo is a powerful, all-in-one crypto platform where you can securely store your crypto. Invest, borrow, exchange and earn up to 17% APR on Bitcoin and 20+ other top coins. Insured for $375M. Audited in real-time by Armanino. Rated excellent on Trustpilot. Get started today at nexo.io. - Abra is proud to sponsor The Breakdown. Join 1M+ users and Conquer Crypto with Abra, a simple and secure app where you can trade 110+ cryptocurrencies, get 0% interest loans using crypto as collateral, and earn interest with up to 14% APY on stablecoins and 8.15% APY on Bitcoin. Visit Abra.com to get started. - FTX US is the safe, regulated way to buy Bitcoin, ETH, SOL and other digital assets. Trade crypto with up to 85% lower fees than top competitors and trade ETH and SOL NFTs with no gas fees and subsidized gas on withdrawals. Sign up at FTX.US today. - “The Breakdown” is written, produced by and features Nathaniel Whittemore aka NLW, with editing by Rob Mitchell, research by Scott Hill and additional production support by Eleanor Pahl. Adam B. Levine is our executive producer and our theme music is “Countdown” by Neon Beach. The music you heard today behind our sponsor is “Time” by OBOY. Image credit: Lintao Zhang/Getty Image News, modified by CoinDesk. Join the discussion at discord.gg/VrKRrfKCz8.

A reading of Max Baucus' recent essay.This episode is sponsored by Nexo, Abra and FTX US. This week's “Long Reads Sunday” reading is Max Baucus' “The Urgent Need for Regulatory Clarity on Stablecoins.” -Nexo is a powerful, all-in-one crypto platform where you can securely store your crypto. Invest, borrow, exchange and earn up to 17% APR on Bitcoin and 20+ other top coins. Insured for $375M. Audited in real-time by Armanino. Rated excellent on Trustpilot. Get started today at nexo.io.-Abra is proud to sponsor The Breakdown. Join 1M+ users and Conquer Crypto with Abra, a simple and secure app where you can trade 110+ cryptocurrencies, get 0% interest loans using crypto as collateral, and earn interest with up to 14% APY on stablecoins and 8.15% APY on Bitcoin. Visit Abra.com to get started.-FTX US is the safe, regulated way to buy Bitcoin, ETH, SOL and other digital assets. Trade crypto with up to 85% lower fees than top competitors and trade ETH and SOL NFTs with no gas fees and subsidized gas on withdrawals. Sign up at FTX.US today.-“The Breakdown” is written, produced by and features Nathaniel Whittemore aka NLW, with editing by Rob Mitchell, research by Scott Hill and additional production support by Eleanor Pahl. Adam B. Levine is our executive producer and our theme music is “Countdown” by Neon Beach. The music you heard today behind our sponsor is “Time” by OBOY. Image credit: Lintao Zhang/Getty Image News, modified by CoinDesk. Join the discussion at discord.gg/VrKRrfKCz8.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

This episode is sponsored by Nexo, Abra and FTX US.   In today's “Weekly Recap,” NLW looks at a slew of funding rounds announced this week, including: Near Protocol, $150 million ZeroHash, $105 million Checkout.com, $1 billion SEBA, $119 million DeFi Alliance (now Alliance DAO), $50 million FTX Ventures, $2 billion Enjoying this content?   SUBSCRIBE to the Podcast Apple:  https://podcasts.apple.com/podcast/id1438693620?at=1000lSDb Spotify: https://open.spotify.com/show/538vuul1PuorUDwgkC8JWF?si=ddSvD-HST2e_E7wgxcjtfQ Google: https://podcasts.google.com/feed/aHR0cHM6Ly9ubHdjcnlwdG8ubGlic3luLmNvbS9yc3M=   Join the discussion: https://discord.gg/VrKRrfKCz8   Follow on Twitter: NLW: https://twitter.com/nlw Breakdown: https://twitter.com/BreakdownNLW - Nexo is a powerful, all-in-one crypto platform where you can securely store your crypto. Invest, borrow, exchange and earn up to 17% APR on Bitcoin and 20+ other top coins. Insured for $375M. Audited in real-time by Armanino. Rated excellent on Trustpilot. Get started today at nexo.io. - Abra is proud to sponsor The Breakdown. Join 1M+ users and Conquer Crypto with Abra, a simple and secure app where you can trade 110+ cryptocurrencies, get 0% interest loans using crypto as collateral, and earn interest with up to 14% APY on stablecoins and 8.15% APY on Bitcoin. Visit Abra.com to get started. - FTX US is the safe, regulated way to buy Bitcoin, ETH, SOL and other digital assets. Trade crypto with up to 85% lower fees than top competitors and trade ETH and SOL NFTs with no gas fees and subsidized gas on withdrawals. Sign up at FTX.US today. - “The Breakdown” is written, produced by and features Nathaniel Whittemore aka NLW, with editing by Rob Mitchell, research by Scott Hill and additional production support by Eleanor Pahl. Adam B. Levine is our executive producer and our theme music is “Countdown” by Neon Beach. The music you heard today behind our sponsor is “Time” by OBOY. Image credit: Overearth/iStock/Getty Images Plus, modified by CoinDesk. Join the discussion at discord.gg/VrKRrfKCz8.

Startups raised $1.5 billion and funds raised $2 billion in just the last week. This episode is sponsored by Nexo, Abra and FTX US. In today's “Weekly Recap,” NLW looks at a slew of funding rounds announced this week, including:Near Protocol, $150 millionZeroHash, $105 millionCheckout.com, $1 billionSEBA, $119 millionDeFi Alliance (now Alliance DAO), $50 millionFTX Ventures, $2 billion -Nexo is a powerful, all-in-one crypto platform where you can securely store your crypto. Invest, borrow, exchange and earn up to 17% APR on Bitcoin and 20+ other top coins. Insured for $375M. Audited in real-time by Armanino. Rated excellent on Trustpilot. Get started today at nexo.io.-Abra is proud to sponsor The Breakdown. Join 1M+ users and Conquer Crypto with Abra, a simple and secure app where you can trade 110+ cryptocurrencies, get 0% interest loans using crypto as collateral, and earn interest with up to 14% APY on stablecoins and 8.15% APY on Bitcoin. Visit Abra.com to get started.-FTX US is the safe, regulated way to buy Bitcoin, ETH, SOL and other digital assets. Trade crypto with up to 85% lower fees than top competitors and trade ETH and SOL NFTs with no gas fees and subsidized gas on withdrawals. Sign up at FTX.US today.-“The Breakdown” is written, produced by and features Nathaniel Whittemore aka NLW, with editing by Rob Mitchell, research by Scott Hill and additional production support by Eleanor Pahl. Adam B. Levine is our executive producer and our theme music is “Countdown” by Neon Beach. The music you heard today behind our sponsor is “Time” by OBOY. Image credit: Overearth/iStock/Getty Images Plus, modified by CoinDesk. Join the discussion at discord.gg/VrKRrfKCz8.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

This episode is sponsored by Nexo, Abra and FTX US. This was, NLW argues, a very good week for crypto. He covers: The mayor of Rio announcing big bitcoin/crypto support this week  Strike launching in Argentina Northwest Arkansas offering tech workers $10,000 in BTC and a bike to move to the region A congressman introducing legislation to ban the Fed from issuing a CBDC  Jack Dorsey's Block building bitcoin mining hardware  Enjoying this content?   SUBSCRIBE to the Podcast Apple:  https://podcasts.apple.com/podcast/id1438693620?at=1000lSDb Spotify: https://open.spotify.com/show/538vuul1PuorUDwgkC8JWF?si=ddSvD-HST2e_E7wgxcjtfQ Google: https://podcasts.google.com/feed/aHR0cHM6Ly9ubHdjcnlwdG8ubGlic3luLmNvbS9yc3M=   Join the discussion: https://discord.gg/VrKRrfKCz8   Follow on Twitter: NLW: https://twitter.com/nlw Breakdown: https://twitter.com/BreakdownNLW - Nexo is a powerful, all-in-one crypto platform where you can securely store your crypto. Invest, borrow, exchange and earn up to 17% APR on Bitcoin and 20+ other top coins. Insured for $375M. Audited in real-time by Armanino. Rated excellent on Trustpilot. Get started today at nexo.io. - Abra is proud to sponsor The Breakdown. Join 1M+ users and Conquer Crypto with Abra, a simple and secure app where you can trade 110+ cryptocurrencies, get 0% interest loans using crypto as collateral, and earn interest with up to 14% APY on stablecoins and 8.15% APY on Bitcoin. Visit Abra.com to get started. - FTX US is the safe, regulated way to buy Bitcoin, ETH, SOL and other digital assets. Trade crypto with up to 85% lower fees than top competitors and trade ETH and SOL NFTs with no gas fees and subsidized gas on withdrawals. Sign up at FTX.US today. - “The Breakdown” is written, produced by and features Nathaniel Whittemore aka NLW, with editing by Rob Mitchell, research by Scott Hill and additional production support by Eleanor Pahl. Adam B. Levine is our executive producer and our theme music is “Countdown” by Neon Beach. The music you heard today behind our sponsor is “Time” by OBOY. Image credit: Christian Adams/The Image Bank/Getty Images, modified by CoinDesk. Join the discussion at discord.gg/VrKRrfKCz8.

And putting 1% of their treasury into crypto.This episode is sponsored by Nexo, Abra and FTX US.This was, NLW argues, a very good week for crypto. He covers:The mayor of Rio announcing big bitcoin/crypto support this week Strike launching in ArgentinaNorthwest Arkansas offering tech workers $10,000 in BTC and a bike to move to the regionA congressman introducing legislation to ban the Fed from issuing a CBDC Jack Dorsey's Block building bitcoin mining hardware -Nexo is a powerful, all-in-one crypto platform where you can securely store your crypto. Invest, borrow, exchange and earn up to 17% APR on Bitcoin and 20+ other top coins. Insured for $375M. Audited in real-time by Armanino. Rated excellent on Trustpilot. Get started today at nexo.io.-Abra is proud to sponsor The Breakdown. Join 1M+ users and Conquer Crypto with Abra, a simple and secure app where you can trade 110+ cryptocurrencies, get 0% interest loans using crypto as collateral, and earn interest with up to 14% APY on stablecoins and 8.15% APY on Bitcoin. Visit Abra.com to get started.-FTX US is the safe, regulated way to buy Bitcoin, ETH, SOL and other digital assets. Trade crypto with up to 85% lower fees than top competitors and trade ETH and SOL NFTs with no gas fees and subsidized gas on withdrawals. Sign up at FTX.US today.-“The Breakdown” is written, produced by and features Nathaniel Whittemore aka NLW, with editing by Rob Mitchell, research by Scott Hill and additional production support by Eleanor Pahl. Adam B. Levine is our executive producer and our theme music is “Countdown” by Neon Beach. The music you heard today behind our sponsor is “Time” by OBOY. Image credit: Christian Adams/The Image Bank/Getty Images, modified by CoinDesk. Join the discussion at discord.gg/VrKRrfKCz8.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

This episode is sponsored by Nexo, Abra and FTX US. On today's episode, NLW covers: The new Bitcoin Legal Defense Fund from Jack Dorsey and others Crypto nuggets from 250 pages of former Treasury Secretary Steven Mnuchin's emails The latest out of the Agriculture and Energy committees in Congress as it relates to crypto regulation Crypto hedge funds massively outperform TradFi  Enjoying this content?   SUBSCRIBE to the Podcast Apple:  https://podcasts.apple.com/podcast/id1438693620?at=1000lSDb Spotify: https://open.spotify.com/show/538vuul1PuorUDwgkC8JWF?si=ddSvD-HST2e_E7wgxcjtfQ Google: https://podcasts.google.com/feed/aHR0cHM6Ly9ubHdjcnlwdG8ubGlic3luLmNvbS9yc3M=   Join the discussion: https://discord.gg/VrKRrfKCz8   Follow on Twitter: NLW: https://twitter.com/nlw Breakdown: https://twitter.com/BreakdownNLW - Nexo is a powerful, all-in-one crypto platform where you can securely store your crypto. Invest, borrow, exchange and earn up to 17% APR on Bitcoin and 20+ other top coins. Insured for $375M. Audited in real-time by Armanino. Rated excellent on Trustpilot. Get started today at nexo.io. - Abra is proud to sponsor The Breakdown. Join 1M+ users and Conquer Crypto with Abra, a simple and secure app where you can trade 110+ cryptocurrencies, get 0% interest loans using crypto as collateral, and earn interest with up to 14% APY on stablecoins and 8.15% APY on Bitcoin. Visit Abra.com to get started. - FTX US is the safe, regulated way to buy Bitcoin, ETH, SOL and other digital assets. Trade crypto with up to 85% lower fees than top competitors and trade ETH and SOL NFTs with no gas fees and subsidized gas on withdrawals. Sign up at FTX.US today. - “The Breakdown” is written, produced by and features Nathaniel Whittemore aka NLW, with editing by Rob Mitchell, research by Scott Hill and additional production support by Eleanor Pahl. Adam B. Levine is our executive producer and our theme music is “Countdown” by Neon Beach. The music you heard today behind our sponsor is “Time” by OBOY. Image credit: Paper Boat Creative/Stone/Getty Images, modified by CoinDesk. Join the discussion at discord.gg/VrKRrfKCz8.

This episode is sponsored by Nexo, Abra and FTX US. Markets have been nervous since last week's FOMC meeting minutes revealed the Fed was considering early “balance sheet normalization” or quantitative tightening. At yesterday's confirmation hearings, Fed Chair Jerome Powell tried to soften the Fed's stance on QT, saying nothing had been decided. Today, December inflation numbers came in at a 39-year high of 7%. Find out why markets are rebounding in the wake of the news.  Enjoying this content?   SUBSCRIBE to the Podcast Apple:  https://podcasts.apple.com/podcast/id1438693620?at=1000lSDb Spotify: https://open.spotify.com/show/538vuul1PuorUDwgkC8JWF?si=ddSvD-HST2e_E7wgxcjtfQ Google: https://podcasts.google.com/feed/aHR0cHM6Ly9ubHdjcnlwdG8ubGlic3luLmNvbS9yc3M=   Join the discussion: https://discord.gg/VrKRrfKCz8   Follow on Twitter: NLW: https://twitter.com/nlw Breakdown: https://twitter.com/BreakdownNLW - Nexo is a powerful, all-in-one crypto platform where you can securely store your crypto. Invest, borrow, exchange and earn up to 17% APR on Bitcoin and 20+ other top coins. Insured for $375M. Audited in real-time by Armanino. Rated excellent on Trustpilot. Get started today at nexo.io. - Abra is proud to sponsor The Breakdown. Join 1M+ users and Conquer Crypto with Abra, a simple and secure app where you can trade 110+ cryptocurrencies, get 0% interest loans using crypto as collateral, and earn interest with up to 14% APY on stablecoins and 8.15% APY on Bitcoin. Visit Abra.com to get started. - FTX US is the safe, regulated way to buy Bitcoin, ETH, SOL and other digital assets. Trade crypto with up to 85% lower fees than top competitors and trade ETH and SOL NFTs with no gas fees and subsidized gas on withdrawals. Sign up at FTX.US today. - “The Breakdown” is written, produced by and features Nathaniel Whittemore aka NLW, with editing by Rob Mitchell, research by Scott Hill and additional production support by Eleanor Pahl. Adam B. Levine is our executive producer and our theme music is “Countdown” by Neon Beach. The music you heard today behind our sponsor is “Time” by OBOY. Image credit: Bryan Allen/The Image Bank/Getty Images, modified by CoinDesk. Join the discussion at discord.gg/VrKRrfKCz8.