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Rod and Karen respond to listener feedback. Patreon: https://www.patreon.com/theblackguywhotips Twitter: @rodimusprime @SayDatAgain @TBGWT Instagram: @TheBlackGuyWhoTips Email: theblackguywhotips@gmail.com Blog: www.theblackguywhotips.com Teepublic Store Amazon Wishlist Crowdcast Voicemail: (980) 500-9034Go Premium: https://www.theblackguywhotips.com/premium/See omnystudio.com/listener for privacy information.
Daniel brings on Nathan, the Duo named "Un-Official Steelers Podcast" talk about where the Steelers are in the AFC North and Playoff Picture. In the second half preview the Steelers Vs Bears match up! For a limited time, visit AuraFrames.com and get $45 off Aura's best-selling Carver Mat frames by using promo code STEELCURTAIN at checkout. Learn more about your ad choices. Visit megaphone.fm/adchoices
Ever want to turn into a giant octopus just to ruin a pirate's day? Or turn into a squirrel just to steal your party's rations? On this week's RPGBOT.Podcast, we dive into the wild world of Wild Shape, from tactical bear hugs to flying reconnaissance pigeons. Spoilers: size matters, and no, nobody knows how many hit points a badger has without googling it. Old Gods of Appalachia RPG Stream Now on YouTube The wait is over. RPGBOT's full video stream of the Old Gods of Appalachia charity game is now rolling out on YouTube. Head over to the RPGBOT YouTube channel to relive the Appalachian horror, dice rolls, and deeply questionable character decisions in glorious widescreen format. Show Notes In this episode of the RPGBOT.Podcast, the crew unpacks the power and potential of Wild Shape in Dungeons & Dragons 5e. Whether you're playing a Circle of the Moon powerhouse or a nature-loving spellcaster who just wants to turn into a fish when things get rough, the episode explores how to choose the right form in combat, exploration, social encounters, and everything in between. You'll learn which beasts shine at different levels, how damage resistance and hit point pools can change a battle, and when it's better to be utility-focused instead of combat-ready. The discussion also highlights how Wild Shape synergizes with spellcasting, feat choices, and party composition for optimized Druid builds. MATERIALS REFERENCED IN THIS EPISODE RPGBOT.net Articles Wild Shape: A Practical Guide - DnD 5e - RPGBOT Wild Shape: A Practical Guide - PF2 Druid Handbook - Pathfinder - RPGBOT Druid Archetypes Breakdown - Pathfinder - RPGBOT Druid Handbook: PF2 Class Guide - RPGBOT Druid 5e: DnD 5th Edition Class Guide - RPGBOT RPGBOT.Podcast Episodes Familiars, or Why You Shouldn't Throw the Housecat at a Kobold Other References Fingies Key Takeaways Wild Shape isn't just about being a tanky bear. There's a form for every occasion—combat, scouting, infiltration, utility, and more. Circle of the Moon Druids dominate early-level combat, but all Druids can use Wild Shape creatively at any tier of play. Consider your party's needs before choosing your form. Sometimes turning into a giant eagle is more useful than mauling goblins as a dire wolf. Study the stat blocks. The best Wild Shape Druids know their options ahead of time and keep a "beast cheat sheet" at the ready. Spellcasting and Wild Shape can play nicely together, especially with the right feats and subclass abilities. Did you enjoy this deep dive into Druid mastery? Support more episodes like this by joining the RPGBOT Patreon. Patrons get access to ad-free episodes, live recordings, bonus content, and more. Become part of the RPGBOT community today and help us keep delivering top-tier tabletop RPG insights. Welcome to the RPGBOT Podcast. If you love Dungeons & Dragons, Pathfinder, and tabletop RPGs, this is the podcast for you. Support the show for free: Rate and review us on Apple Podcasts, Spotify, or any podcast app. It helps new listeners find the best RPG podcast for D&D and Pathfinder players. Level up your experience: Join us on Patreon to unlock ad-free access to RPGBOT.net and the RPGBOT Podcast, chat with us and the community on the RPGBOT Discord, and jump into live-streamed RPG podcast recordings. Support while you shop: Use our Amazon affiliate link at https://amzn.to/3NwElxQ and help us keep building tools and guides for the RPG community. Meet the Hosts Tyler Kamstra – Master of mechanics, seeing the Pathfinder action economy like Neo in the Matrix. Randall James – Lore buff and technologist, always ready to debate which Lord of the Rings edition reigns supreme. Ash Ely – Resident cynic, chaos agent, and AI's worst nightmare, bringing pure table-flipping RPG podcast energy. Join the RPGBOT team where fantasy roleplaying meets real strategy, sarcasm, and community chaos. How to Find Us: In-depth articles, guides, handbooks, reviews, news on Tabletop Role Playing at RPGBOT.net Tyler Kamstra BlueSky: @rpgbot.net TikTok: @RPGBOTDOTNET Ash Ely Professional Game Master on StartPlaying.Games BlueSky: @GravenAshes YouTube: @ashravenmedia Randall James BlueSky: @GrimoireRPG Amateurjack.com Read Melancon: A Grimoire Tale (affiliate link) Producer Dan @Lzr_illuminati
Ever want to turn into a giant octopus just to ruin a pirate's day? Or turn into a squirrel just to steal your party's rations? On this week's RPGBOT.Podcast, we dive into the wild world of Wild Shape, from tactical bear hugs to flying reconnaissance pigeons. Spoilers: size matters, and no, nobody knows how many hit points a badger has without googling it. Old Gods of Appalachia RPG Stream Now on YouTube The wait is over. RPGBOT's full video stream of the Old Gods of Appalachia charity game is now rolling out on YouTube. Head over to the RPGBOT YouTube channel to relive the Appalachian horror, dice rolls, and deeply questionable character decisions in glorious widescreen format. Show Notes In this episode of the RPGBOT.Podcast, the crew unpacks the power and potential of Wild Shape in Dungeons & Dragons 5e. Whether you're playing a Circle of the Moon powerhouse or a nature-loving spellcaster who just wants to turn into a fish when things get rough, the episode explores how to choose the right form in combat, exploration, social encounters, and everything in between. You'll learn which beasts shine at different levels, how damage resistance and hit point pools can change a battle, and when it's better to be utility-focused instead of combat-ready. The discussion also highlights how Wild Shape synergizes with spellcasting, feat choices, and party composition for optimized Druid builds. MATERIALS REFERENCED IN THIS EPISODE RPGBOT.net Articles Wild Shape: A Practical Guide - DnD 5e - RPGBOT Wild Shape: A Practical Guide - PF2 Druid Handbook - Pathfinder - RPGBOT Druid Archetypes Breakdown - Pathfinder - RPGBOT Druid Handbook: PF2 Class Guide - RPGBOT Druid 5e: DnD 5th Edition Class Guide - RPGBOT RPGBOT.Podcast Episodes Familiars, or Why You Shouldn't Throw the Housecat at a Kobold Other References Fingies Key Takeaways Wild Shape isn't just about being a tanky bear. There's a form for every occasion—combat, scouting, infiltration, utility, and more. Circle of the Moon Druids dominate early-level combat, but all Druids can use Wild Shape creatively at any tier of play. Consider your party's needs before choosing your form. Sometimes turning into a giant eagle is more useful than mauling goblins as a dire wolf. Study the stat blocks. The best Wild Shape Druids know their options ahead of time and keep a "beast cheat sheet" at the ready. Spellcasting and Wild Shape can play nicely together, especially with the right feats and subclass abilities. Did you enjoy this deep dive into Druid mastery? Support more episodes like this by joining the RPGBOT Patreon. Patrons get access to ad-free episodes, live recordings, bonus content, and more. Become part of the RPGBOT community today and help us keep delivering top-tier tabletop RPG insights. Welcome to the RPGBOT Podcast. If you love Dungeons & Dragons, Pathfinder, and tabletop RPGs, this is the podcast for you. Support the show for free: Rate and review us on Apple Podcasts, Spotify, or any podcast app. It helps new listeners find the best RPG podcast for D&D and Pathfinder players. Level up your experience: Join us on Patreon to unlock ad-free access to RPGBOT.net and the RPGBOT Podcast, chat with us and the community on the RPGBOT Discord, and jump into live-streamed RPG podcast recordings. Support while you shop: Use our Amazon affiliate link at https://amzn.to/3NwElxQ and help us keep building tools and guides for the RPG community. Meet the Hosts Tyler Kamstra – Master of mechanics, seeing the Pathfinder action economy like Neo in the Matrix. Randall James – Lore buff and technologist, always ready to debate which Lord of the Rings edition reigns supreme. Ash Ely – Resident cynic, chaos agent, and AI's worst nightmare, bringing pure table-flipping RPG podcast energy. Join the RPGBOT team where fantasy roleplaying meets real strategy, sarcasm, and community chaos. How to Find Us: In-depth articles, guides, handbooks, reviews, news on Tabletop Role Playing at RPGBOT.net Tyler Kamstra BlueSky: @rpgbot.net TikTok: @RPGBOTDOTNET Ash Ely Professional Game Master on StartPlaying.Games BlueSky: @GravenAshes YouTube: @ashravenmedia Randall James BlueSky: @GrimoireRPG Amateurjack.com Read Melancon: A Grimoire Tale (affiliate link) Producer Dan @Lzr_illuminati
The news got you scared… but I'm telling you straight: Recessions don't announce themselves. Bear markets don't send invites. By the time “everybody” agrees it's bad… the real wealth play already passed. In this episode, I break down why extreme fear in the market can be the greatest opportunity of your lifetime – if you learn how to think like a visionary and not a victim of the headlines. No—We Are NOT in an AI Bubble. Here's the Proof. The Market Is Screaming FEAR… Here's What That Really Means. This Is NOT an AI Bubble. Here's the Receipts. When Everyone Is Scared… The Market Is ON SALE. Recession Incoming? Watch What Nvidia, Meta & Palantir Just Did
On Today’s Show: 00:00:00 AdamEve.Com Promo Code: FREAK – 50% OFF 00:17:01 Introduction 02:55:13 Sex Toy Butthole Boomboxes 09:41:04 Banging Your Stepdaughter To Bring Mommy Home – From Efukt 14:45:02 Man Upset With The Weather Takes It Out On Everyone 17:18:14 Christian Complaining About Halloween At The City Council 21:22:07 White Supremacist At A City […] The post Bondage Lessons From An AI Toy Bear: Meet Teddy Fuckspin first appeared on Distorted View Daily.
Bridget is joined by producer Joey Patt to cover the week's tech news that you might have missed. Meg Thee Stallion targeted by racist, sexist deepfakes: https://www.nbcnews.com/tech/tech-news/megan-thee-stallion-responds-sexually-explicit-deepfake-x-rcna156424 Trump Administration planning executive order preventing AI regulation by states: https://www.politico.com/news/2025/11/19/white-house-prepares-executive-order-to-block-state-ai-laws-00660719 Women are under-represented in the building trades, where they often face harassment or worse. A young welder's murder highlights the risks: https://www.linkedin.com/posts/sarah-kotzen_tradeswomen-workplacesafety-nawic-activity-7395254105088323584-NNd4/ Youth sports are costing parents a fortune, and private equity firms are making it worse: https://www.levernews.com/wall-street-is-paywalling-your-kids-sports/ AI-powered teddy bear talks to kids about knives, bondage, and starting fires: https://www.cnn.com/2025/11/19/tech/folotoy-kumma-ai-bear-scli-intl If you’re listening on Spotify, you can leave a comment there to let us know what you thought about these stories, or email us at hello@tangoti.com Follow Bridget and TANGOTI on social media! || instagram.com/bridgetmarieindc/ || tiktok.com/@bridgetmarieindc || youtube.com/@ThereAreNoGirlsOnTheInternetSee omnystudio.com/listener for privacy information.
Ben Criddle talks BYU sports every weekday from 2 to 6 pm.Today's Co-Hosts: Ben Criddle (@criddlebenjamin)Subscribe to the Cougar Sports with Ben Criddle podcast:Apple Podcasts: https://itunes.apple.com/us/podcast/cougar-sports-with-ben-criddle/id99676
Hour 1 on the Friday Football Feast has former Vikings Linebacker Chad Greenway join the show to talk about what went wrong Sunday vs the Bear and to preview the Vikings game vs the Packers.
Hour 1 on the Friday Football Feast has former Vikings Linebacker Chad Greenway join the show to talk about what went wrong Sunday vs the Bear and to preview the Vikings game vs the Packers. See omnystudio.com/listener for privacy information.
De-Coupling from China | War Prep | National Intel | Bear Brief 21NOV25 --- Don't choose a permanent solution to a temporary problem: DIAL '988' to get help. Patreon Link: http://www.patreon.com/c/tjmorrisntxmag BEAR INDEPENDENT SWAG: https://www.bearindependent.com/collections/swag-merch Buy Me a Coffee - support the channel with a one-time support gift here: https://buymeacoffee.com/bearindependent BEARFAKS BACK IN STOCK: https://www.refugemedical.com/products/bearfak-individual-first-aid-kit Your promo code for 10% off in the store from www.refugemedical.com is "Bear Nation" for all kits, components, and modules. Always HSA & FSA Eligible. Made in the USA, guaranteed forever, ONE HUNDRED SIXTY-ONE lives saved to date. THANK YOU FOR YOUR SUPPORT at https://www.grindstoneministries.com We couldn't do this without your continued support! SUPPORT ANTI-HUMAN TRAFFICKING INITIATIVES: Kaleb House website: https://www.kalebhouse.org/
Hour 1 Cincinnati pxp Dan Hoard Former Ute QB Frank Dolce KSL TV's Kevin Eubank Hans Olsen, Coach Ron McBride & Alema Harrington Hour 2 Utah high school finals wrap up | A lot of talent in-state talent BYU @ Cincinnati Freshman QB has BYU close to conference title game and playoff Hour 3 Utah Vs. Kansas State Utes look like they belong Final thoughts
Hans Olsen, Coach Ron McBride & Alema Harrington Utah high school finals wrap up | A lot of talent in-state talent BYU @ Cincinnati Freshman QB has BYU close to conference title game and playoff
Start your college football weekend with Bruce and The Bear — the ultimate podcast for betting insights, expert picks, and in-depth analysis of the week's biggest games. Join Chris “The Bear” Fallica, Bruce Feldman, and Sammy Panayotovich as they deliver sharp predictions, insider stories, and the betting angles you need before Saturday's kickoff. In this week's episode, the crew kicks things off by previewing a stacked Week 13 slate featuring two marquee matchups: #15 USC at #7 Oregon, and #22 Missouri at #8 Oklahoma. Next, the duo look at #20 Tennessee playing at Florida. After that, the pair compare #13 Miami and #9 Notre Dame in terms of their College Football Playoff rankings, as well as #13 Miami going at Virginia Tech. Plus, the guys break down the BNK Game of the Week, as #11 BYU plays at Cincinnati. Next, in “The Walkthrough,” Sammy P joins to talk about how the books have overloaded on BYU. The guys also discuss a $10,000 title bet being placed on Georgia. Next, the trio touch on who will start at quarterback for Michigan State, while previewing Michigan State at Iowa. The show wraps up with Bear's fast-paced “2 Minute Drill,” hitting the key storylines and bets you don't want to miss. Whether you're betting the board or just following the drama of college football Saturdays, Bruce and The Bear is your go-to podcast for weekly betting picks, game previews, and expert analysis. 00:00 INTRO 00:32 15 USC AT #7 OREGON 06:48 #22 MISSOURI AT #8 OKLAHOMA 10:13 #20 TENNESSEE AT FLORIDA 12:02 COMPARING #13 MIAMI & #9 NOTRE DAME 23:15 BOOKS OVERLOADED ON BYU 24:40 $10K TITLE BET ON GEORGIA 27:19 WHO WILL START AT QB FOR MSU? 28:43 #18 MICHIGAN AT MARYLAND 30:30 PREVIEW OF FCS MATCHUPS 34:42 OUTRO Learn more about your ad choices. Visit podcastchoices.com/adchoices
Shaun and Rebecca explore how interior designers can borrow luxury‑hospitality practices (think boutique hotels, high‑end resorts) and apply them to their own design businesses. They dig into the idea that service isn't just about furniture or finishes–it's about how you make your clients feel, and how you structure your process, your purchasing, your hiring, and your client‑experience to reflect that elevated standard. Along the way they share candid business talk about shifting models, hiring help, market tiers, and positioning.In this conversation they discuss:The recent Facebook designer‑group debate about trade discounts vs deep pricing and what that means for profitability.How going up‑market and leveraging stocking dealer accounts can open room for margin (and why that old‑school model still has relevance).The concept of hospitality—drawn from the book Unreasonable Hospitality: The Remarkable Power of Giving People More Than They Expect by Will Guidara—and how it applies to interior‑design business beyond restaurants. (Unreasonable Hospitality)Practical low‑starts for elevating client experience (handwritten notes, snack trays at presentations, anticipating needs) and the hard part: sustaining it over a full project.Shaun's and Rebecca's personal experiences: one signing a new project at a ‘lowest point,' website copy finally working for leads, and the bravery of hiring operations/ procurement help.The shift from being “just a furniture order‑taker” to being a concierge, experience architect, and partner—and how that reframes your value proposition.The emotional and operational reality of hiring: knowing when you're doing too much, needing to delegate, whether you're ready to manage people (or handlers), and the fear of burning out or falling behind.Mentioned:Design Biz Survival Guide RetreatHouse of Savoy Instagram post exampleUnreasonable Hospitality: The Remarkable Power of Giving People More Than They Expect by Will GuidaraOur links:Subscribe and leave a review - Apple PodcastsLike, Comment, & Follow - Hot Young Designers Club InstagramRebecca's InstagramShaun's InstagramFor more information - Check out the websiteBecome a “Loyal Hottie” - Support us on PatreonDesign Resources - Check out our shop
Episode 617: Justin and Zach break down bull and bear markets and highlight what every investor needs to know to navigate them with confidence. Then, learn how to protect your online accounts, passwords, and digital memories with a smart, practical guide to organizing and securing your digital estate.
Horrific Bear ATTACKSBecome a supporter of this podcast: https://www.spreaker.com/podcast/missing-persons-mysteries--5624803/support.
Send us a textIn this episode of The Sober Butterfly Podcast, Nadine sits down with Kristen Bear, founder of Creative Sobriety, for a powerful conversation about recovery, self-expression, and the creative rebirth that often follows getting sober.Kristen opens up about her journey from the chaotic party scenes of LA and NYC to a spiritual awakening in February 2020 that marked the start of her alcohol-free life. She shares how the lockdown became a sacred period for healing—rediscovering hobbies, reconnecting with nature, and expressing herself through writing and creativity.Together, Nadine and Kristen explore what it means to pursue a creative life in sobriety, moving beyond traditional recovery narratives, and empowering women to live authentically. Kristen also talks about her upcoming memoir, building her shipping-container tiny home, and the mission behind Creative Sobriety. A fun rapid-fire Q&A closes the episode with inspiration for anyone embracing a sober-curious or alcohol-free lifestyle.Follow Kristen:
Sleepwalking is a disorder that comes on during the deep sleep phase, from one to three hours after falling asleep. Episodes can last from 5 to 30 minutes and despite the condition's name, they don't always involve walking. Often people just rub their eyes, sit up on their bed or talk in their sleep. According to the NHS, one in five children will sleepwalk at least once in their life. Meanwhile, the American Academy of Sleep Medicine says that prevalence in adults is up to 4%. So it's clearly more common in kids than in adults, and most kids tend to grow out of it when they hit their teens. Bear in mind a tendency to sleepwalk can be inherited. Is it a common disorder? How on earth am I as an adult going to realise if I sleepwalk? How responsible are we for our actions when sleepwalking? In under 3 minutes, we answer your questions! To listen to the last episodes, you can click here: Why is it so important that the ozone layer heals? Aquamation : what are the advantages of being buried in water? Why has the Doomsday Clock moved 10 seconds closer to midnight? A Bababam Originals podcast, written and produced by Joseph Chance. First Broadcast : 6/5/2025 Learn more about your ad choices. Visit megaphone.fm/adchoices
There is Sabrina Carpenter using a fork as a cigarette holder in a music video, pop star Rosalía giving Charli xcx a cigarette bouquet for her birthday, and Jeremy Allen White from The Bear being papped in the streets smoking, not to mention the rise of 'cigfluencer' on Instagram with all its snaps of famous folk having a puff. In this edition of The Conversation Hour we discuss how much smoking in celebrity culture impacts young people and and how to effectively communicate the harms. Also in this edition, we talk farmers markets, elite women's sport stadiums and is Wicked: For Good actually all that good?
The Dog Lands on Sheri’s Jacked Up Ankle. AI Powered 911? Morons in the News. Talkback Callers. Everyone Needs a Laugh. Turkey Facts. Running from a Bear. Talkback Callers. Can You Believe This? John Cena in Your Honda. From the Vault. Talkback Callers.
Viral Brick Lady: Remember Viral Brick Lady? Well she is facing comeuppance for conning people out of money with a Gofundme for a fake attack. Timbaland's AI Artist: Timabaland has embraced AI by releasing tracks through his new AI artist Tata Taktumi. Dancing With The Stars: While covering Andy's journey on DWTS we look back on Whitney Leavitt's social media controversies. THE BEAR!, FUCK YOU, WATCH THIS!, PAPA ROACH!, SCARS!, TEAR MY HEART OPEN!, LAND IT!, FRONT FLIP!, CATCH UP!, OBAMNA!, ORIGIN!, LVL UP EXPO!, PASSES!, PANEL!, LIVE!, JIM AND THEM!, ADVERTISED!, VAMPIRES BALLAD!, COVER!, METAL!, REAL!, ADRIEN SKYE!, BRICK LADY!, GOFUNDME!, MONEY!, ARRESTED!, FRAUD!, STITCHES!, BEE!, THEFT BY DECEPTION!, HAIRSTYLE!, CRAZY HAIR!, BUSINESS!, KICKSTARTER!, PRODUCTION!, HAIRCUT!, PROBATION!, SOCIAL MEDIA!, FINSTA!, TIMBALAND!, JABBOWOCKEEZ!, AI MUSIC!, AI ARTIST!, TATA TAKTUMI!, GLITCH!, DETROIT!, STYLE!, SOUL!, PULSE!, FLAVOR FLAV!, DANCING WITH THE STARS!, ANDY RICHTER!, GUEST JUDGE!, ROCK AND ROLL HALL OF FAME!, SUNGLASSES!, TIMELESS!, CELEBRATE GOOD TIMES!, GLEB!, MORMON WIVES!, WHITNEY LEAVITT!, ER DANCE!, BABY!, EMERGENCY!, POURING WATER!, DUNKED!, CRACKED UP!, COREY'S TWITTER!, CLAPPED CHEEKS!, RAT FINK!, DUNE BUGGY!, BIG BRO!, UNC! You can find the videos from this episode at our Discord RIGHT HERE!
(00:00-29:59) Consume us en masse. We're gonna hear from Iggy a little later. Al Arbour back when men were men. We owe Gritty one. Kelly Chase gets the True Blue Award. Doug dates too many Marks to keep track of. Vanity plates. The Z Man and The Redhawk Report. Troy Aikman's got that bod. The great ones play hurt. Are you emotionally invested in the rest of the Mizzou season? Would this be the biggest win of the Drink era? Over the road trucking. Claude Akins.(30:07-45:37) That CB Life. Cheese It! It's the fuzz! Shoutout Illinois for their basketball schedule. Teams love to chuck the three. Martin's college basketball grievance. The Eastern Europe to Champaign pipeline. Martin's down bad with a 3-3 Marquette team.(45:47-1:07:20) It all started in Philly back in 2019. Convoy was a song first. Audio of Brandon Walker talking about the Lane Kiffin and Ole Miss stuff being theatrics. Do you mess with happiness? Audio of Paul Finebaum and his thoughts on the Kiffin saga. What's the best coaching situation in the country? The most irrelevant sports franchise according to Bill Simmons. Something about the Hornets and Bobcats.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
Markets rise and fall—but not all cycles tell the same story. What do those ups and downs really mean for your investments?Scripture reminds us in Ecclesiastes 3:1, “To everything there is a season, a time for every purpose under heaven.” Just as God designed natural cycles—the sun, the tides, the seasons—financial markets also move through cycles. While less predictable, these patterns help us understand where we are in the investing journey and how to prepare wisely for what's ahead.According to Mark Biller, Executive Editor at Sound Mind Investing (SMI), the two most common market cycles are known as bull markets (when prices rise) and bear markets (when prices fall). But within those categories lie two distinct types of trends: cyclical and secular.Cyclical vs. Secular: What's the Difference?“The terms might sound fancy,” says Biller, “but they really describe short-term versus long-term cycles.”Cyclical markets are the short-term ups and downs—periods that might last a few months to a few years.Secular markets are the broader, long-term trends that can span decades—often between 10 and 40 years.Think of it like waves on the ocean. Cyclical markets are the smaller waves that move in and out, while secular markets are the larger tides that shape the shoreline over time.Learning from History: Market ExamplesFrom 1968 to 1982, the S&P 500 was essentially flat—a 15-year stretch where inflation eroded nearly 60% of investors' purchasing power. That's what economists call a secular bear market—a long-term period of little to no progress.Yet within that broader season, there were multiple shorter-term bull and bear cycles. Investors who recognized those patterns could navigate the market with more perspective and less panic.The same was true from 2000 to 2009, another decade of overall stagnation in U.S. stocks. “But even then,” Biller notes, “we saw two cyclical bear markets with a five-year bull market sandwiched between them.”The takeaway? Even in long-term downturns, some shorter-term opportunities and recoveries keep markets moving forward over time.Why It Matters—Especially for Bond InvestorsUnderstanding these cycles isn't just an academic exercise. “It's actually more helpful when it comes to bonds than stocks,” Biller explains.That's because bond markets move in much longer secular cycles. From 1982 to 2021, the U.S. enjoyed a 40-year secular bull market in bonds as interest rates steadily declined from 15% to near zero. But since 2020, that trend has reversed. “Interest rates have been rising again,” Biller says, “and that's led to negative returns for many bond investors over the last five years.”This shift could signal the beginning of a secular bear market for bonds—a long period in which rising interest rates make it harder for bonds to perform well.Rethinking the Classic 60/40 PortfolioFor decades, the “60/40” portfolio—60% stocks and 40% bonds—was the gold standard for balanced investing. But in today's environment, that mix may need to evolve.“At Sound Mind Investing (SMI), we've reduced our bond allocation to around 30%,” Biller explains. “We haven't abandoned bonds altogether, but we're diversifying beyond them.”That diversification includes strategies like:Dynamic asset allocation—adjusting investments as market conditions shiftGold and commodities—as hedges against inflationReal estate and energy stocks—for long-term growth potentialAlternative assets like Bitcoin (in small doses), to add further varietyBuilding a Portfolio That Endures Every SeasonWhether markets are bullish or bearish, cyclical or secular, the goal remains the same: build a portfolio that's resilient and rooted in wisdom.Biller's encouragement for long-term investors is simple:“We're not advocating for dramatic changes, but rather thoughtful diversification. The goal is to build portfolios you can stick with through every kind of market season.”That perspective echoes a deeper truth for believers: our ultimate security isn't found in market trends but in God's unchanging character. Markets may rise and fall, but His promises endure forever.Faith, Patience, and PerspectiveUnderstanding both short- and long-term market cycles helps us invest with patience, discipline, and faith—trusting that God is sovereign over every season, financial or otherwise.As Proverbs 21:5 reminds us, “The plans of the diligent lead surely to abundance, but everyone who is hasty comes only to poverty.”In every bull and bear market, we're called to plan wisely, give generously, and trust deeply—knowing that the One who holds the future also holds us.For more practical investing insights and biblical wisdom, visit SoundMindInvesting.org.On Today's Program, Rob Answers Listener Questions:I'm nearing retirement with no debt and some investment savings, but I don't have a pension. Would it make sense to use part of my investments to buy an annuity for guaranteed monthly income in addition to Social Security?I'm in my 70s, retired, and divorced, and much of my income goes toward alimony. How can I balance saving for emergencies while still giving more to the Lord's work, which I see as the greater reward?Resources Mentioned:Faithful Steward: FaithFi's Quarterly Magazine (Become a FaithFi Partner)Sound Mind Investing (SMI)Bulls and Bears, Cyclical and Secular (SMI Article by Mark Biller and Joseph Slife)SMI Dynamic Asset Allocation Model StrategyWisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA)FaithFi App Remember, you can call in to ask your questions every workday at (800) 525-7000. Faith & Finance is also available on Moody Radio Network and American Family Radio. You can also visit FaithFi.com to connect with our online community and partner with us as we help more people live as faithful stewards of God's resources. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
Responding to Cam Newton's inflammatory comments about Pats QB Drake Maye
The Munsons are joined by guest Munson, Cori Wallace, to dive into the wonderfully eclectic and quietly impressive career of Oliver Platt. We kick things off by unpacking his incredibly well-connected family—ambassadors, founders of elite boarding schools, and his time at Choate Hall—which naturally becomes an ongoing insult throughout the podcast. From there, we explore how Platt's childhood spent traveling the world with his diplomat father, along with a Morgan Freeman monologue, helped him fall in love with acting and build community wherever he landed. We marvel at the glorious mane he debuted in Working Girl (a look that followed him for decades) and Case takes a victory lap celebrating the man's iconic accessories—suspenders, bow ties, wraparound glasses, you name it. The Munsons revisit some of his most memorable films: our disbelief that Indecent Proposal hasn't been remade, James' shock at the wild way Simon Birch dispatches Joe's mom, and Aubrey/Kyle's ongoing disappointment in Lake Placid even 20 years later. Cori brings in her expertise from the TikTok world, and we all admire Platt's late-career television renaissance with Chicago Med/PD and The Bear. By the end, we can't help but wonder: did his off-the-grid lifestyle and steady working-actor mentality keep him from becoming a truly great actor—or is that exactly what makes him beloved? How does he rank on the Munson Meter? Listen to find out.
Let's be UnoffendableWith Author Brant HansenDo you find yourself getting offended easily with adult children, parents and in your empty nest relationships?Less anger and more gratitude makes for a full and joy-filled life. Being offendable a choice. Yet it doesn't feel that way sometimes. Anger often hinders constructive action.Unoffendable gives us a concrete, practical way to live life with less stress in our easily offended, cancel-culture society. It's never too late to learn how to replace perpetual frustration and anger with refreshing humility and gratitude.Giving up our "right" to be offended can be one of the most freeing, healthy, simplifying, relaxing, refreshing, stress-relieving, encouraging things we can do. It's a radical, provocative idea: We're not entitled to get offended or stay angry. The idea of our own "righteous anger" and is a problem in our societies today.Listen in as Charlotte and Brant discuss that relinquishing the right to be offended can be liberating. Brant's book, Unoffendable, offers concrete suggestions to view frustrating moments and opportunities for personal growth.But…what if Christians were the most unoffendable people on the planet?In this conversation, you will find concrete, practical ways to live life with less stress, including:Adjusting your expectations to fit human natureReplacing perpetual anger with refreshing humility and gratitudeEmbracing forgiveness and beginning to love others in unexpected waysNewly revised with two brand-new chapters on forgiveness and what Hansen has learned sincewriting his original book, his updated edition of the bestselling book is a must-read for every Christian. With short chapters, this book is easy to slip into a daily routine or commute to spend time deepening in God's Word.In a humorous and conversational style, Unoffendable seeks to lift religious burdens from our backs and allow us to experience the joy of gratitude every single day of our lives—flourishing the way God intended.A mindset of forgiveness can be adopted, in the empty nest, and at any age. Let's be unoffendable and adopt a mindset that prioritizes forgiveness and understanding over anger.What the Bible says about being offended:Proverbs 12:16 - "Fools show their annoyance at once, but theprudent overlook an insult.Proverbs 19:11 - "A person's wisdom yields patience; it is to one'sglory to overlook an offense."Matthew 5:38-39 - "You have heard that it was said, 'Eye for eye,and tooth for tooth.' But I tell you, do not resist an evil person. Ifanyone slaps you on the right cheek, turn to them the other cheek also."Matthew 18:21-22 - "Then Peter came to Jesus and asked, "Lord, how many times shall I forgive my brother or sister who sins against me? Up to seven times?" Jesus answered, "I tell you, not seven times, but seventy-seven times."Colossians 3:13 - "Bear with each other and forgive one another if any of you has a grievance against someone. Forgive as the Lord forgave you."1 Peter 4:8 - "Above all, love each other deeply, because lovecovers over a multitude of sins."To purchase Unoffendable: Click hereTo reach Charlotte: https://charlotteguest.com
THURSDAY HR 4 Ray Traendly breaks down what happens when couples starting spending all the assists after the divorce is filed. Keep A.I. Toys away from your kids. A.I. Bear pulled off the shelves. Lady Jaimz in studio for Miss Monster Burlesque. See omnystudio.com/listener for privacy information.
THURSDAY HR 4 Ray Traendly breaks down what happens when couples starting spending all the assists after the divorce is filed. Keep A.I. Toys away from your kids. A.I. Bear pulled off the shelves. Lady Jaimz in studio for Miss Monster Burlesque.
In this installment of Bear-ly Getting Started, Jason sits down with Craig for the second entry in the “Smoky Sips” mini-series. Broadcasting from Larkinville, the duo dives deep into one of Buffalo Brewing Company's most unique offerings: the 1976 Grodziskie, a traditional Polish smoked wheat ale affectionately known as the “Polish Champagne.”Craig shares the story of how brewing this very style led him to meet brewer and Buffalo beer historian John Domrez, and how that connection shaped Craig's hands-on path toward becoming a Cicerone. Together, Jason and Craig explore the Grodziskie's origins, its subtle yet distinctive smoked wheat character, and its crisp, low-ABV drinkability that makes it an ideal “table beer.”They break down the style's flavor profile, the role of Polish ingredients like Lubelski hops, and why some drinkers lovingly (or not so lovingly) refer to it as the “kielbasa beer.” From pairing ideas—like grilled hot dogs, smoky cheeses, or pan-seared kielbasa—to the beer's rich cultural history spanning centuries, the conversation highlights what makes this niche style both surprising and memorable.As the pair wrap up beer two of the four-part series, they cleanse the palate and tease the next shift in smoked malt styles coming in the following episode.Cheers—and get ready for another pour of smoke when you tune in next time.Visit our website at BuffaloBrewsPodcast.comEmail: buffalobrewsPR@gmail.comFollow us on social media.Instagram: @BuffaloBrewsPodcast Facebook: @BuffaloBrewsPodcastTikTok: @BuffaloBrewsYouTube: @BuffaloBrewsPodcastX/Twitter: @BuffaloBrewsPod
First place in the NFC North, for now!
Seaport Research's Jay Goldberg and Creative Strategies CEO Ben Bajarin debate the future of NVIDIA, covering everything from the bear case on demand to the bull $350 billion revenue forecast and the Jensen factor. We also talk with The Information's Sylvia Varnham O'Regan and Aaron Holmes about exclusive reporting on a White House draft executive order that aims to block states from regulating AI. Next, Crypto Reporter Yueqi Yang breaks down Coinbase's plans to partner with Kalshi to launch a prediction market. Lastly, we get into the gender gap in venture capital with All Raise CEO Paige Hendrix Buckner.Articles discussed on this episode:https://www.theinformation.com/articles/white-house-working-executive-order-foil-state-ai-regulationshttps://www.theinformation.com/articles/next-state-ai-laws-trump-orderhttps://www.theinformation.com/articles/coinbase-launch-prediction-market-powered-kalshiTITV airs on YouTube, X and LinkedIn at 10AM PT / 1PM ET. Or check us out wherever you get your podcasts.Subscribe to: - The Information on YouTube: https://www.youtube.com/@theinformation- The Information: https://www.theinformation.com/subscribe_hSign up for the AI Agenda newsletter: https://www.theinformation.com/features/ai-agenda
On this episode of The Green Way Outdoors Podcast Kyle Green, Jeff Hutchinson, Ryan Parks & AJ Beadle discuss the following topics: -Deep dive into Loch Ness Wilderness Chronicles episode. What Kyle really uncovered about the cryptic legend in Scotland. -The new Green Way Outdoors live stream. -Cougars in Michigan, why they were treated like a myth. -Ryan's uncle had a cougar stalk him. -The bear hunting in Florida controversy. -A black bear that killed a man in Florida. Watch our HISTORY Channel show on: - HISTORY Follow us on: - Facebook - Instagram - Twitter - Youtube - Our Website
Jake & Ben Full Show from November 20, 2025 Hour 1 Bear Bachmeier has shown that he can throw the ball around, and BYU should take advantage of that. Utah Mammoth Analyst Nick Olczyk joined to talk about the squad trying to snap this weird funk they seem to be in. Utah plays Kansas State this weekend. Are the Wildcats going to stay relevant inthe new-look Big 12? Hour 2 Top 3 Stories of the Day: All Big 12 Eyes on BYU at Cincinnati, A tale of 2 Rasputins in Dallas, Utah Mammoth host the Las Vegas Golden Knights tonight. Christian Rauh, host of Locked on Kansas State, joined to talk Wildcats vs Utah. Shilo Sanders is the LiAngelo Ball of the Sanders family.
Hour 1 of Jake & Ben on November 20, 2025 Bear Bachmeier has shown that he can throw the ball around, and BYU should take advantage of that. Utah Mammoth Analyst Nick Olczyk joined to talk about the squad trying to snap this weird funk they seem to be in. Utah plays Kansas State this weekend. Are the Wildcats going to stay relevant inthe new-look Big 12?
Move over Scotland heroes, we're back to local heroes. The Premiership returns this weekend and both sides of the street have crucial league clashes. We start with Dundee United this week and their home game against Falkirk. John McGlynn's side are two points ahead of the Tangerines in the table – can the Terrors leapfrog the Bairns? And we find out why Bear isn't keen on United's Kazakh target. Plus, how do Dundee shock third-placed Hibs? We also have a look back at the Deefiant era for good measure. Hosting in the studio is Courier Sport editor Sean Hamilton alongside United writer Alan Temple, Dundee writer George Cran and former Tele Sport editor Graeme Finnan. You can also see us on YouTube at youtube.com/@TheCourierUK/videos
Bear, Gray, Jeremy, and Big A make their NFL and NCAA picks. What else is happening in sports? Thanks to Wes Anderson for Moments in Time, check him out on Twitter @SongsByWes and Wes Anderson Music on Facebook.
11 year old who survived the bear attack that's gone national, Cole and his mom Morgan, call in.
From a U. S. Army Combat Veteran Mindset to Tractor Supply Leadership: Building Teams, Safety, and Continuous Improvement This week, Marcus and Melanie welcome Rodney Bailey, a devoted husband, father, and decorated U.S. Army combat veteran whose leadership has been shaped by four combat tours and distinguished honors, including the Purple Heart and Meritorious Service Medal. He now applies that mission-driven discipline at Tractor Supply Company, where he leads operations and continuous improvement initiatives that strengthen safety, streamline performance, and unlock millions in new production capacity. A Lean Six Sigma Black Belt and Human Performance Advocate, Rodney is committed to developing leaders and building teams who pursue excellence with pride and purpose. A lifelong learner who embraces challenge, he is currently earning his Doctorate in Business with a focus on Strategy and Innovation. Through it all, he remains anchored in faith, family, and service—values that also inspired his children's book, God Is Bigger Than a Bear. A National Impact Rooted in Community Marcus and Melanie also welcome Lindsay Grayson, who serves as the Chief Revenue Officer at K9s For Warriors, overseeing the Development and Marketing teams as she drives brand visibility, deepens donor engagement, and accelerates revenue growth for the nation's largest provider of trained service dogs for military veterans. Since joining the organization, Lindsay has reshaped its fundraising trajectory—boosting revenue by 70% in her first year and leading K9s For Warriors to a historic, record-setting year of giving in 2023. Her performance and impact earned her recognition as a Jacksonville Business Journal Women of Influence honoree. Prior to her nonprofit leadership career, Lindsay worked as a financial advisor with Merrill Lynch, guiding clients through strategic planning and long-term financial goals. A Jacksonville native and proud spouse of an Air Force veteran and First Responder, she finds joy in family time, travel, live music, and cheering on her children, Lucas and Ebby. In This Episode You Will Hear: • At redeployment, something happened to me. During Ramadi, they started really looking at traumatic brain injuries. They started putting sensors in the helmets. (30:34) • If you didn't lose a liter of blood or you're not missing a body part, it's Ibuprofen & water. (30:54) • When I got back and they hooked up my helmet, and they're like: “something's up.” (31:02) • At 31:10, Rodney tells of one of his traumatic brain injury events as a 50 cal gunner. [He hit the gun at 20mph. It was the only thing that kept him from being thrown from the vehicle. • I did about 5 months in another deployment and was Medivacked out to Germany with another head injury. (32:29) • It wasn't like I had to learn to walk again. I had to learn how to walk straight. (33:35) • You know that you have to wait for that 30, 45 to 90 second, depending on what kind of round it is. And then you hear the sound – “Here it is.” You gotta run, just hoping that it doesn't hit you. (36:05) • There's beauty in some fights. (38:33) • Sometimes there's like a calm and pause in war. (42:35) • If you're gonna transition from the military, I think there's some things that are grounded in you – core beliefs, values, and everything like that. (49:26) • At Tractor Supply, one of the things that brought me to it is the core missions and values. (49:46) • 10% of all people who work for Tractor Supply are veterans. (50:46) • This was the first company that actually told me, “Hey, go home and spend time with your family.” (51:13) • [Lindsay] Tractor [Supply} has helped put mor leashes in the hands of veterans, and they really believe in our mission. (54:51) • Lindsay shares how veterans go about applying for a canine from CaninesforWarriors.org. (55:31) • [Marcus] We're conditioned to come in – we're not conditioned to get out. (57:31) • The only thing that's gonna stop you, is you. (70:32) • Sometimes you're dealt with cards, but you're writing the book of your life. (72:21) Support Tractor Supply: - Tractorsupply.com/hometownheroes Support K9s For Warriors: - K9s For Warriors - Service Dogs for Veterans with PTSD Support TNQ - IG: team_neverquit , marcusluttrell , melanieluttrell , huntero13 - https://www.patreon.com/teamneverquit Sponsors: - Tractorsupply.com/hometownheroes - Navyfederal.org - Dripdrop.com/TNQ - ShopMando.com [Promo code: TNQ] - mizzenandmain.com [Promo code: TNQ20] - meetfabiric.com/TNQ - masterclass.com/TNQ - Prizepicks (TNQ) - cargurus.com/TNQ - armslist.com/TNQ - PXGapparel.com/TNQ - bruntworkwear.com/TNQ - Groundnews.com/TNQ - shipsticks.com/TNQ - stopboxusa.com {TNQ} - ghostbed.com/TNQ [TNQ] - kalshi.com/TNQ - joinbilt.com/TNQ - Tonal.com [TNQ] - greenlight.com/TNQ - PDSDebt.com/TNQ - drinkAG1.com/TNQ - Hims.com/TNQ - Shopify.com/TNQ
Pre-War Positioning for Resources | Bear Brief 19NOV25 --- Don't choose a permanent solution to a temporary problem: DIAL '988' to get help. Patreon Link: http://www.patreon.com/c/tjmorrisntxmag BEAR INDEPENDENT SWAG: https://www.bearindependent.com/collections/swag-merch Buy Me a Coffee - support the channel with a one-time support gift here: https://buymeacoffee.com/bearindependent BEARFAKS BACK IN STOCK: https://www.refugemedical.com/products/bearfak-individual-first-aid-kit Your promo code for 10% off in the store from www.refugemedical.com is "Bear Nation" for all kits, components, and modules. Always HSA & FSA Eligible. Made in the USA, guaranteed forever, ONE HUNDRED SIXTY-ONE lives saved to date. THANK YOU FOR YOUR SUPPORT at https://www.grindstoneministries.com We couldn't do this without your continued support! SUPPORT ANTI-HUMAN TRAFFICKING INITIATIVES: Kaleb House website: https://www.kalebhouse.org/
Will Hoge has released 13+ albums both independently and on major labels (Atlantic), has been nominated for Grammy, ACM, and CMA awards, and has toured with NEEDTOBREATHE, Jason Isbell, Lisa Loeb, Sugarland, Michelle Branch and others. We talk to Will about the emotional and professional fallout of writing politically charged songs, the role of parenting in shaping artistic courage and empathy, the difference between surviving the industry and making meaningful art, burnout, staying human, and a whole lot more.Get more access and support this show by subscribing to our Patreon, right here.Links:Will HogeRed Wanting BlueEp 21 - Alice GerrardAtlantic RecordsEp 125 - Josh RadnorEp 106 - Wilder Woods/Bear RhineheartEp 123 - Dave HausGarry TallentClick here to watch this conversation on YouTube.Social Media:The Other 22 Hours InstagramThe Other 22 Hours TikTokMichaela Anne InstagramAaron Shafer-Haiss InstagramAll music written, performed, and produced by Aaron Shafer-Haiss. Become a subscribing member on our Patreon to gain more inside access including exclusive content, workshops, the chance to have your questions answered by our upcoming guests, and more.
Alex Al-Kazzaz, aka The Bear of Texas, reflects on the Dallas Cowboys' recent victory over the Las Vegas Raiders, dedicating the win to the memory of Marshawn Kneeland. He discusses the game's highlights, including Dak Prescott's respectable performance and the return of key players from injury. Alex also touches on the challenges faced by the Cowboys' defense and the struggles of the Raiders' offense. Al-Kazzaz emphasizes the importance of mental health and encourages listeners to seek help when needed, while also looking ahead to the Cowboys' upcoming games and their playoff prospects.Cowboys Talk is on Spotify and Apple Podcasts!Please hit the subscribe/follow button, and don't forget to click the notification bell!Follow me on X (Twitter)@BearManofTX and @BearTX_podcastWant to donate to the podcast? THANKS!Venmo: @BearSportsWriterCash App: $AlexAlKazzazPaypal: paypal.me/TheBearofTXAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy
On this special episode of The Sick Podcast, Justin of the Bears Film Room podcast joins Jordan York and Mike Nicastro to preview Sunday's matchup between the Pittsburgh Steelers and Chicago Bears, Aaron Rodgers' health status, his past success against the Bears, keys to the game, score predictions and much more! Learn more about your ad choices. Visit megaphone.fm/adchoices
Bear markets and market downturns can shake investor confidence, but they don't have to derail your financial plan. Market drops are a natural part of investing—and for Americans living in Israel with U.S. brokerage or I.R.A. accounts, knowing how to respond calmly can protect your long-term goals. This episode breaks down what bear markets really are, why emotional reactions can hurt returns, and how to stay steady when the headlines scream panic. Key Takeaways: Bear markets are temporary phases in a normal investing cycle Fear-based decisions often lead to selling low and missing recoveries A strong emergency fund helps prevent panic-selling during volatility Consistent, disciplined investing builds resilience through downturns Looking to dive deeper into tax-smart investing? Visit our blog for expert insights and strategies tailored for cross-border investors. Explore more here. Past performance is no guarantee of future returns.
POP QUIZ HOTSHOT!There's an episode of Andy Griffith that's actually good and Dan doesn't want to talk about it, but if you don't do a schtick the podcast will explode. What do you do? What do you do?Well in our case you vamp and try to figure out the exact amount of lung damage needed to do a perfect RFK Jr impression.It's Andy Griffith Show Season 6, Episodes 21 and 22 "Aunt Bee Learns to Drive" and "Look Pa, I'm Dancing!"
On this week's episode M&B get ready for Thanksgiving by covering the shockingly brutal 1984 McDonald's Massacre. Then they serve you a feast of a movie review with Bloody Sunday.
In this episode of the Believe in Banking podcast, Gina Bleedorn and Juliet D'Ambrosio welcome Sherry Bear, Chief Administrative Officer at Civic Federal Credit Union, for an inspiring behind-the-scenes conversation about leading meaningful change by leaning on organizational values. Sherry shares how Civic's core principles – people-first, planet always, and prosperity for all – guided every decision in their branch-building process, from rethinking formats and refining operations to investing in talent and using sustainable materials. Their discussion highlights how Civic turns purpose into practice by connecting their values to real decisions that strengthen the member experience and the communities they serve. It's a clear-eyed look at how a credit union can define the branch of tomorrow while establishing a working model for growth. This podcast is hosted by ZenCast.fm
Chinese stocks are back in the headlines, and we're putting them on trial. Motley Fool Money flips the script as Jason Hall steps into the host chair to referee a fast-paced bull/bear debate between longtime China investor Emily Flippen and resident skeptic Toby Bordelon. On today's show, Emily, Jason, and Toby: - Go head-to-head on PDD Holdings - Debate whether Baidu can self-drive its future - Do a speed round between Weibo and iQiYi - deep value or value traps? Companies discussed: BIDU, PDD, WB, IQ Host: Emily Flippen, Jason Hall, Toby Bordelon Producer: Anand Chokkavelu Engineer: Dan Boyd Disclosure: Advertisements are sponsored content and provided for informational purposes only. The Motley Fool and its affiliates (collectively, “TMF”) do not endorse, recommend, or verify the accuracy or completeness of the statements made within advertisements. TMF is not involved in the offer, sale, or solicitation of any securities advertised herein and makes no representations regarding the suitability, or risks associated with any investment opportunity presented. Investors should conduct their own due diligence and consult with legal, tax, and financial advisors before making any investment decisions. TMF assumes no responsibility for any losses or damages arising from this advertisement. We're committed to transparency: All personal opinions in advertisements from Fools are their own. The product advertised in this episode was loaned to TMF and was returned after a test period or the product advertised in this episode was purchased by TMF. Advertiser has paid for the sponsorship of this episode. Learn more about your ad choices. Visit megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices
Starting Lineup: Starting to feel like the CFP committee will keep Big 12 as a one bid league BYU freshman QB Bear Bachmeier will get a lot of interest from other programs after season What you may have missed
Another weird weekend in the NFL and the crew tries to guess which NFL game Stugotz is describing in one phrase. Shedeur Sanders' debut didn't go well. The Bear joins the show and he is angry on Monday's. Learn more about your ad choices. Visit megaphone.fm/adchoices