Podcasts about Debt collection

Professor Sakinah Tillman of the University of the District of Columbia David A. Clarke School of Law discusses how the complexities of state tax debt collections disadvantage low-income taxpayers.For more, read Tillman's article, "Impact of Vague State Tax Collection Alternatives on Low-Income Taxpayers."**CreditsHost: David D. StewartExecutive Producers: Jeanne Rauch-Zender, Paige JonesProducer: Jordan ParrishAudio Editor: Laura Kondourajian****This episode is sponsored by Portugal Pathways. For more information, visit portugalpathways.io. This episode is sponsored by the University of California Irvine School of Law Graduate Tax Program. For more information, visit law.uci.edu/gradtax.

There's a new scam hitting inboxes that several of our team members admit would have fooled them. Digital thieves are sending fake party invitations that appear to be coming from your friends. After hacking into email contact lists, scammers send out deceptive invites to download viruses onto your device, giving them access to your financial accounts and private emails. Know what to do before clicking any links. Also today, learn - how to tell if a debt collector is legit, actionable strategies if faced with collector harassment, and where to turn for legitimate help paying off debt.  The Party Invite Scam: Segment 1 Ask Clark: Segment 2 Debt Collection & Debt Relief: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Scam Alert: New ‘Party Invite' Message Can Empty Your Bank Account Fraud Is Skyrocketing: 5 Ways To Protect Your Hard-Earned Assets Why You Should Never Click on Random Text Messages The Best Place To Buy a Mattress - Clark Howard Which Documents Should You Keep and for How Long? How To Send a 'Drop Dead' Letter to a Collection Agency    What to Do When You're Being Harassed About an Old "Zombie Debt" 6 Things To Know Before Contacting the National Foundation for Credit Counseling Avalanche vs. Snowball: Which Debt Payoff Method Is Best? How To Build Your Credit Score from Scratch - Clark Howard Clark.com resources: Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode of The Consumer Finance Podcast, Chris Willis is joined by Troutman Pepper Locke Partners Stefanie Jackman and Brent Hoard to take a close look at the world of medical debt collection. The discussion covers how HIPAA applies to medical debt, what it really means to be a "business associate," and common privacy challenges that can turn routine collection efforts into regulatory headaches. They also focus on key federal and state debt collection regimes, including the FDCPA, the No Surprises Act, and increasingly complex credit reporting requirements. The group provides insight on collection strategies for health care providers and third-party collectors that are both compliant and workable in practice. For anyone handling medical-related receivables, this episode serves as a practical guide to safeguarding patient information, maintaining tax-exempt status, and enhancing collections while staying within regulatory boundaries. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

In this episode, we're shining a spotlight on estate collections: a challenging and often misunderstood area of debt recovery. We're joined by Jojo Staples, MetCredit's Director of Estate Recovery, who brings over 20 years of specialized experience to the conversation.Together, we'll delve into the complexities of collecting on estates, how the landscape has evolved in recent years, and the increasing emotional and legal challenges faced by executors and collectors alike. Whether you're managing an estate, dealing with unexpected debts, or simply curious about what happens to finances after someone passes away, Jojo Staples offers valuable insights into how compassion, legal know-how, and a human touch are all essential in this sensitive line of work. Stay tuned to learn how estate collections impact businesses, families, and the broader economy in ways you might not expect.

In this joint episode of The Consumer Finance Podcast and Payments Pros, guest host Taylor Gess is joined by Stefanie Jackman to discuss amended debt collection regulations and restrictions for creditors, including tight communication limits and enhanced validation requirements. The conversation dives into the rise of coerced debt statutes, shortcomings of traditional identity theft frameworks, and how creditors should adjust training, intake, and escalation protocols to avoid reputational and legal risk. The discussion also explores state medical debt reporting bans, the preemption challenges, and cautious furnishing in the FCRA landscape. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Send us Fan MailDo you want to talk about bad debts and collections and…what's that, you'd rather discuss athlete's foot and gyms?Listen up: on the show today is Gwyneth Borden, founder and CEO of Remynt, a debt collection CUSO - funded  by One Washington Financial, the investment arm of Washington State Employees Credit Union and a recent guest on the show along with Starlight, an innovative fintech that also won funding from One Washington Financial.So, yes, Remynt is doing collections but with a dramatic twist: it also emphasizes its mission is  financial wellness and it helps consumers pay off their debts and rebuild credit.Face it, a lot of Americans are struggling to pay their bills.  Pew Research estimates that a quarter to a third of us struggle to pay their bills every month.Remynt is there to help, while also helping credit unions collect the money they are owed.If that seems paradoxical - indeed it is! - listen up as Gwyneth Borden explains Remynt's approach to debt collection today.Listen upLike what you are hearing? Find out how you can help sponsor this podcast here. Very affordable sponsorship packages are available. Email rjmcgarvey@gmail.com  And like this podcast on whatever service you use to stream it. That matters.  Find out more about CU2.0 and the digital transformation of credit unions here. It's a journey every credit union needs to take. Pronto

Lester Kiewit speaks to Nicole Nel, a senior community schemes consultant, attorney and mediator at TVDM Consultants. They discuss an important ruling by the Johannesburg High Court that sent a clear message to bodies corporate: How the debt is recovered is just as important as the debt itself. The Johannesburg High Court refused to grant judgment against the homeowner owing just under R18,000 in unpaid levies after legal costs rocketed to nearly five times the original debt. Excessive legal costs are no longer just a legal issue, they’re a governance failure. Good Morning Cape Town with Lester Kiewit is a podcast of the CapeTalk breakfast show. This programme is your authentic Cape Town wake-up call. Good Morning Cape Town with Lester Kiewit is informative, enlightening and accessible. The team’s ability to spot & share relevant and unusual stories make the programme inclusive and thought-provoking. Don’t miss the popular World View feature at 7:45am daily. Listen out for #LesterInYourLounge which is an outside broadcast – from the home of a listener in a different part of Cape Town - on the first Wednesday of every month. This show introduces you to interesting Capetonians as well as their favourite communities, habits, local personalities and neighbourhood news. Thank you for listening to a podcast from Good Morning Cape Town with Lester Kiewit. Listen live on Primedia+ weekdays between 06:00 and 09:00 (SA Time) to Good Morning CapeTalk with Lester Kiewit broadcast on CapeTalk https://buff.ly/NnFM3Nk For more from the show go to https://buff.ly/xGkqLbT or find all the catch-up podcasts here https://buff.ly/f9Eeb7i Subscribe to the CapeTalk Daily and Weekly Newsletters https://buff.ly/sbvVZD5 Follow us on social media CapeTalk on Facebook: https://www.facebook.com/CapeTalk CapeTalk on TikTok: https://www.tiktok.com/@capetalk CapeTalk on Instagram: https://www.instagram.com/ CapeTalk on X: https://x.com/CapeTalk CapeTalk on YouTube: https://www.youtube.com/@CapeTalkSee omnystudio.com/listener for privacy information.

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Patrick McKenzie (patio11) reads his classic Bits about Money essay explaining why the debt collection industry earns its “river of effluvia” metaphor. From the accounting standards that force banks to "charge off" delinquent accounts to the large CSV files that constitute the only proof of a debt's existence, he explores how the system prioritizes accounting finality over legal and factual accuracy. The conversation reveals why the single most effective way to resolve a debt is often forcing a collector to read and write paper. They can't, operationally, and don't see that as an impediment to making money, especially because the paper will often document their lies and crimes.–Full transcript available here: https://www.complexsystemspodcast.com/debt-collections/ –Presenting Sponsors: Mercury, Granola & FramerIf you have more interesting hobbies than managing your money, Mercury Personal is built for you. It allows you to automate movement between accounts—allocating paychecks and tax prep the moment they hit—with a sensible permissions model for partners or accountants. It works the way tech people expect banking to work. Go to mercury.com/personal to experience banking built by the same folks Patrick trusts for his business.If meetings consistently leave you with hazy action items and lost context, Granola handles the transcription so you can actually participate and gives you searchable notes afterward. Try it free at granola.ai/complexsystems with code COMPLEXSYSTEMSBuilding and maintaining marketing websites shouldn't slow down your engineers. Framer gives design and marketing teams an all-in-one platform to ship landing pages, microsites, or full site redesigns instantly—without engineering bottlenecks. Get 30% off Framer Pro at framer.com/complexsystems.–Links:https://www.bitsaboutmoney.com/archive/the-waste-stream-of-consumer-finance/ –Timestamps:(00:00) Intro(05:20) The lifecycle of a defaulted debt(14:17) The debt collection industry(19:58) Sponsors: Mercury | Granola(23:36) The debt collection industry (cont'd)(25:55) The operations of a debt collection firm(34:02) What does the debt collector hope to get from a call?(36:52) Why does this continue being so broken?(39:34) Suing people with robots(40:26) Sponsor: Framer(41:43) Suing people with robots (cont'd)(44:14) What can be done about this?

The City of Cape Town’s Siva Moodley chats to John Maytham about changes to the city’s debt collection policy. Afternoon Drive with John Maytham is the late afternoon show on CapeTalk. Presenter John Maytham is an actor and author-turned-talk radio veteran and seasoned journalist. His show serves a round-up of local and international news coupled with the latest in business, sport, traffic, and weather. The host’s eclectic interests mean the program often surprises the audience with intriguing book reviews and inspiring interviews profiling artists. A daily highlight is Rapid Fire, just after 5:30 pm. CapeTalk fans call in to stump the presenter with their general knowledge questions. Another firm favourite is the humorous Thursday crossing with award-winning journalist Rebecca Davis, called “Plan B”. Thank you for listening to a podcast from Afternoon Drive with John Maytham Listen live on Primedia+ weekdays from 15:00 to 18:00 (SA Time) to Afternoon Drive with John Maytham broadcast on CapeTalk https://buff.ly/NnFM3Nk For more from the show, go to https://buff.ly/BSFy4Cn or find all the catch-up podcasts here https://buff.ly/n8nWt4x Subscribe to the CapeTalk Daily and Weekly Newsletters https://buff.ly/sbvVZD5 Follow us on social media: CapeTalk on Facebook: https://www.facebook.com/CapeTalk CapeTalk on TikTok: https://www.tiktok.com/@capetalk CapeTalk on Instagram: https://www.instagram.com/ CapeTalk on X: https://x.com/CapeTalk CapeTalk on YouTube: https://www.youtube.com/@CapeTalk567 See omnystudio.com/listener for privacy information.

Luke Morawitz – Credit Director: South Africa, Allianz Trade SAfm Market Update - Podcasts and live stream

Stephen Grootes speaks to Rudi Dicks, head of Operation Vulindlela about the latest progress update on Operation Vulindlela, taking stock of where the reform programme is gaining traction and where momentum has slowed. The update reflects progress across priority areas such as energy market reform, freight rail and ports, water infrastructure, visa and skills reforms, digital migration, and investment and jobs in South Africa. In other interviews, Lluis Dalmau, Economist for Africa & Middle East at Allianz Trade talks about Allianz Trade’s latest Collection Complexity Score, which shows South Africa remains one of the most difficult countries for debt collection and highlights the growing challenges facing companies recovering unpaid invoices both locally and globally. The Money Show is a podcast hosted by well-known journalist and radio presenter, Stephen Grootes. He explores the latest economic trends, business developments, investment opportunities, and personal finance strategies. Each episode features engaging conversations with top newsmakers, industry experts, financial advisors, entrepreneurs, and politicians, offering you thought-provoking insights to navigate the ever-changing financial landscape.    Thank you for listening to a podcast from The Money Show Listen live Primedia+ weekdays from 18:00 and 20:00 (SA Time) to The Money Show with Stephen Grootes broadcast on 702 https://buff.ly/gk3y0Kj and CapeTalk https://buff.ly/NnFM3Nk For more from the show, go to https://buff.ly/7QpH0jY or find all the catch-up podcasts here https://buff.ly/PlhvUVe Subscribe to The Money Show Daily Newsletter and the Weekly Business Wrap here https://buff.ly/v5mfetc The Money Show is brought to you by Absa     Follow us on social media   702 on Facebook: https://www.facebook.com/TalkRadio702 702 on TikTok: https://www.tiktok.com/@talkradio702 702 on Instagram: https://www.instagram.com/talkradio702/ 702 on X: https://x.com/CapeTalk 702 on YouTube: https://www.youtube.com/@radio702   CapeTalk on Facebook: https://www.facebook.com/CapeTalk CapeTalk on TikTok: https://www.tiktok.com/@capetalk CapeTalk on Instagram: https://www.instagram.com/ CapeTalk on X: https://x.com/Radio702 See omnystudio.com/listener for privacy information.

Stephen Grootes speaks to Lluis Dalmau, Economist for Africa & Middle East at Allianz Trade, about Allianz Trade’s latest Collection Complexity Score, which shows South Africa remains one of the most difficult countries for debt collection and highlights the growing challenges facing companies recovering unpaid invoices both locally and globally. The Money Show is a podcast hosted by well-known journalist and radio presenter, Stephen Grootes. He explores the latest economic trends, business developments, investment opportunities, and personal finance strategies. Each episode features engaging conversations with top newsmakers, industry experts, financial advisors, entrepreneurs, and politicians, offering you thought-provoking insights to navigate the ever-changing financial landscape.    Thank you for listening to a podcast from The Money Show Listen live Primedia+ weekdays from 18:00 and 20:00 (SA Time) to The Money Show with Stephen Grootes broadcast on 702 https://buff.ly/gk3y0Kj and CapeTalk https://buff.ly/NnFM3Nk For more from the show, go to https://buff.ly/7QpH0jY or find all the catch-up podcasts here https://buff.ly/PlhvUVe Subscribe to The Money Show Daily Newsletter and the Weekly Business Wrap here https://buff.ly/v5mfetc The Money Show is brought to you by Absa     Follow us on social media   702 on Facebook: https://www.facebook.com/TalkRadio702 702 on TikTok: https://www.tiktok.com/@talkradio702 702 on Instagram: https://www.instagram.com/talkradio702/ 702 on X: https://x.com/CapeTalk 702 on YouTube: https://www.youtube.com/@radio702   CapeTalk on Facebook: https://www.facebook.com/CapeTalk CapeTalk on TikTok: https://www.tiktok.com/@capetalk CapeTalk on Instagram: https://www.instagram.com/ CapeTalk on X: https://x.com/Radio702 CapeTalk on YouTube: https://www.youtube.com/@CapeTalk567 See omnystudio.com/listener for privacy information.

Is lawyering up warranted in a debt collection lawsuit? Is it overkill, or is it the right call when the pressure from endless calls and threats demanding money you don't have starts to build? Tune in to know more.For additional information, visit https://www.kimcovington-bankruptcylawyer.com/ Law Office of Kim Covington City: Eugene Address: 207 East 5th Avenue Website: https://www.kimcovington-bankruptcylawyer.com/

In this episode of Peer Talk, Dan sits down with Curtis Fort of Construction Credit & Finance Group, a construction-focused debt collection agency that has advised construction finance and credit professionals for over two decades. CCFG specializes in navigating the unique challenges of collecting unpaid invoices in the construction industry, from complex contracts to cash-flow pressure. Curtis shares practical insights on managing receivables, knowing when to escalate collections, and protecting cash flow without damaging key customer relationships—critical guidance for construction business owners and finance leaders who need to get paid to grow. This Episode of Peer Talk is sponsored by Construction Credit & Finance Group! More information can be found Here!

Bob talks to Wayne Sanford about the steps to take if you land in debt collections.

We explore how AI and behavioural science can make debt collection more humane, more effective, and easier to scale across Europe. PAIR Finance explains reinforcement learning, a single international platform, and why recovery and retention go hand in hand.• AI-driven collections with behavioural science• Reinforcement learning optimising tone, timing, channels• One platform operating in 11+ European markets• Compliance with EU AI rules and local licenses• Recovery rates improved while protecting retention• Inbound automation with a generative AI agent• Human support for complex and sensitive cases• Event strategy for partnerships and education• Unified dashboards and transparency for clientsTo connect and keep up to date with all the latest, head over to www.jointheconnector.com or hit subscribe via your podcast streaming platformThank you for tuning into our podcast about global trends in the FinTech industry.Check out our podcast channel.Learn more about The Connector. Follow us on LinkedIn.CheersKoen Vanderhoydonkkoen.vanderhoydonk@jointheconnector.com#FinTech #RegTech #Scaleup #WealthTech

The CEO at the Institute of Mercantile Agents joined 3AW Mornings.See omnystudio.com/listener for privacy information.

In this insightful and engaging episode of Overdue Advice, host Bryn Griffiths welcomes Lorne Smith, MetCredit's new Senior Vice President and a 20+ year veteran of the credit collection industry. Lorne shares surprising insights on the evolution of the collections business, his personal journey, and the importance of mentorship, culture, and putting people first. They get into the impacts of technological changes, including AI's role, and discuss leadership, building strong teams, and adapting in a rapidly shifting industry. It's a window into MetCredit's phenomenal ability to retain great people, from one who started here, worked elsewhere ... and is clearly excited to be back.Episode Highlights:[00:00:27] - Introduction to Lorne Smith:Lorne Smith returns to MetCredit after years away, discussing his early start and long-standing mentorship under COO Marc Billard.[00:01:15] - The Importance of Culture:Lorne Smith emphasizes MetCredit's people-first, staff-driven culture and how crucial work-life balance is for him at this stage of his career.[00:02:13] - Finding Passion in Collections:He describes falling into the industry and discovering a natural fit due to his competitive nature and commitment to problem-solving.[00:03:17] - Problem-Solving & Listening:Lorne Smith highlights that listening is key to resolving issues in collections, whether dealing with consumers or team members.[00:04:17] - Lessons from His Career Gap:He learned vital management skills and the importance of balancing competitiveness with staff needs, as well as embracing technological changes.[00:06:44] - Putting People First:Lorne Smith discusses how genuine care and respect for people, both clients and employees, lead to success.[00:07:27] - Industry Evolution & Technology:He reviews the shift to digital outreach and stresses the need to continually adapt to the changing demographics and tech landscape.[00:08:52] - AI in Collections:Lorne Smith weighs the potential and limitations of AI in the industry, expressing cautious optimism while stressing that human interaction remains essential.[00:11:17] - Post-Pandemic Learnings:Reflecting on how the pandemic affected consumer behavior and the collections process, he notes the importance of strong foundational skills for new collectors.[00:13:09] - Building & Growing in Mississauga:Lorne Smith shares his ambitions for expanding MetCredit's reach in Central Canada and the importance of relationship-building.[00:14:03] - Looking Ahead:He discusses the challenges of sustainable growth and the necessity of building a solid foundation for staff development and company advancement.[00:16:28] - A Sense of Belonging:Lorne Smith expresses gratitude for returning to MetCredit and the positive, family-like atmosphere cultivated by leadership.Listen in for practical strategies, career advice, and forward-thinking perspectives on collections and leadership in a changing world!

Craig and Greg Podcast

Even in a government shutdown, federal non-tax debt collection can keep moving. Learn what continues, what may slow down, and how to protect your paycheck.Learn more at: Do Federal Debt Collections Continue During a Government Shutdown? Non-Tax Debt Help SBA & Federal Debt Advisory Services City: Hutto Address: 143 Exchange Blvd - Suite 300-41 Website: https://www.nontaxdebthelp.com

Lawgical with Ludmila The post Debt Collection Regulations in the UAE first appeared on LYLaw Dubai.

 She has designed her website to provide an affordable way for consumers to learn the realities of consumer credit, avoiding the myths that many companies falsely claim they can accomplish. The goal is for YOU to understand how the credit system works and improve your own credit. Developing this life skill will help YOU qualify for credit by utilizing what you have learned and saving money on interest rates.Laurie is also the former host of the nationally syndicated Half Empty, Half Full Consumer Advocacy Radio Show and co-host of Fraudsters. Both shows featured guest experts covering a multitude of topics designed to help consumers make better decisions and become smarter faster.Laurie's experience includes:Featured Guest Credit Expert—Tampa News Channel 10 (2009 to 2019)Speaker: Chambers of Commerce, TBREIA, SREIA, Multiple Mortgage and Real Estate Companies; Moderator and Panelist at GTAR on Debt Collection; Moderator and Panelist at the Jimmy B. Keel Library on Consumer Credit, Debt Collection, and Foreclosures.Author of the copyrighted book: “Credit Scare? Credit Repair? Fighting the Credit Bureaus, Creditors, and Collection Agencies” and the “Laurie Zoock Do-It-Yourself” PlanFormer NJ Public Access Talk Show Host (2004 to 2005) – Volunteer dedicated to helping nonprofits gain exposure through public access TV in North NJ. https://crediteducationconsultants.com/our-services#contenthttp://www.yourlotandparcel.org

Join Our FREE Start Repairing Credit Challenge: http://startrepairingcredit.com/   Paying a debt collector without knowing your rights can completely wreck your credit.So if you've been dealing with debt collectors contacting you non-stop, sending you intimidating letters, and making you feel trapped with no way out, take a breath: there is a solution.I've seen it happen too many times: someone thinks they're doing the right thing by sending money on an old debt, and just like that, they restart the statute of limitations, kill their credit score, and lose all their legal leverage. And the worst part? A lot of that debt might be totally invalid, inaccurate, or straight-up fake.In this episode, I discuss exactly what you should do when a debt collector calls. You'll learn how to protect yourself using the Fair Debt Collection Practices Act, how to demand real proof before you ever consider paying, and how to spot the violations that could not only erase the debt but possibly put money in your pocket.If you or your clients are getting those stressful calls and scary letters, take a deep breath. You've got more power than you think, and this episode will show you how to use it.Tune in now for more! Key Takeaways:00:00 Intro 01:56 Before we start05:48 Validate the debt06:14 Check the statute of limitations06:41 Look for violations08:22 Partner with an attorney09:16 Negotiate smart12:26 Outro Additional Resources:How to Write a Pay for Delete LetterHow to Write a Debt Validation LetterHow to Write a Letter to a Collection AgencyGet a free trial to Credit Repair CloudGet my free credit repair training  Vance Dotson Reveals How to Make Debt Collectors Pay YOU!Make sure to subscribe so you stay up to date with our latest episodes.

It was a longshot case. After all, the jury knew that John Martin's client, suing for employment discrimination, already had retirement benefits. But this fight was about whether she was entitled to a different category of benefits. Confident they'd win, the defense rejected an offer to mediate. A jury awarded $1.75 million. “I just got the email this morning that they just mailed the checks,” John tells host Dan Ambrose in this wide-ranging discussion about his career. With 35-40 civil jury trials under his belt since graduating from Suffolk University Law School in 2009, John reflects on his journey from debt collection rookie to winning trial lawyer at Keches Law Group. Tune in for his insights about how modern AI is revolutionizing case preparation, how the settlement trap derails many lawyers' careers, and how personal adversity can forge fearless courtroom warriors. Train and Connect with the Titans☑️ John Martin☑️ Keches Law Group | LinkedIn☑️ Trial Lawyers University☑️ TLU On Demand Instant access to live lectures, case analysis, and skills training videos☑️ TLU on X | Facebook | Instagram | LinkedIn☑️ Subscribe Apple Podcasts | Spotify | YouTubeEpisode SnapshotJohn uses AI tools like GPT Pro to synthesize deposition transcripts, create contradiction tables, and streamline case preparation for his upcoming trial.After failing to complete high school initially, John participated in Up With People, a traveling performance organization that taught him service and built performance confidence.His path to law school was sparked by his fiancé's mother's misdiagnosis of kidney cancer and the unresponsiveness of top Boston medical malpractice attorneys.After graduating from law school during the 2008-09 recession, John's commitment letters were rescinded, so he turned to a debt collection law firm. His career there lasted through one court appearance, when he told a judge that many debtors were “judgment proof.” “No one's ever judgment proof, so they no longer needed my services.”In his first civil jury trial against the Boy Scouts of America, John secured $152,500 in economic damages plus $300,000 in punitive damages.John's son Jack was born with Smith-Lemli-Opitz syndrome and pulmonary vein stenosis, requiring three years of chemotherapy and...

Think debt collectors can ruin your life? Nick Pell reveals how to turn the tables and make them pay you on this Skeptical Sunday! Welcome to Skeptical Sunday, a special edition of The Jordan Harbinger Show where Jordan and a guest break down a topic that you may have never thought about, open things up, and debunk common misconceptions. This time around, we're joined by writer and researcher Nick Pell!Full show notes and resources can be found here: jordanharbinger.com/1188On This Week's Skeptical Sunday:Debt collectors buy your debt for pennies on the dollar. Sometimes as little as 10% or even just $50 for a $5,000 debt, giving them huge room to negotiate settlements.The Fair Debt Collection Practices Act strictly limits what collectors can do. They can't call outside 8am-9pm, can't harass you, and must stop contacting you if you request it in writing.You can sue debt collectors for $1,000 per violation. If they break FDCPA rules (like telling others about your debt), you can take them to court and win money from them.Old debts become legally unenforceable after 3-10 years. Depending on your state's statute of limitations, collectors lose the power to force payment through courts.Request debt validation in writing to protect yourself. 43% of collectors can't prove they own the debt. Send registered mail asking for validation — they must stop contacting you until they comply!Connect with Jordan on Twitter, Instagram, and YouTube. If you have something you'd like us to tackle here on Skeptical Sunday, drop Jordan a line at jordan@jordanharbinger.com and let him know!And if you're still game to support us, please leave a review here — even one sentence helps! Sign up for Six-Minute Networking — our free networking and relationship development mini course — at jordanharbinger.com/course!Subscribe to our once-a-week Wee Bit Wiser newsletter today and start filling your Wednesdays with wisdom!Do you even Reddit, bro? Join us at r/JordanHarbinger!This Episode Is Brought To You By Our Fine Sponsors:Hiya: 50% off first order: hiyahealth.com/jordanUplift: Special offer: upliftdesk.com/jordanSimpliSafe: 50% off + 1st month free: simplisafe.com/jordanNordVPN: Exclusive deal: nordvpn.com/jordanharbingerSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

In today's episode, an ongoing concern - where should you store your cash? One of Clark's favorite children (discount brokers) has just launched a new offering worthy of your attention. Also today, dealing with debt collectors. Some are legit, some not so much. Know what to do if the debt is indeed yours, or if it is a mistake. Clark has key information for handling collectors in a way that protects your rights and your credit.  Vanguard Cash Plus: Segment 1 Ask Clark: Segment 2 Debt Collectors: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Vanguard Cash Plus Account | Vanguard Uni - One Toll Pass. 19 States. Car Insurance Archives - Clark Howard Association for Independent Agents | IIABA How To Send a 'Drop Dead' Letter to a Collection Agency What to Do When You're Being Harassed About an Old "Zombie Debt" We've still got some protections against medical debt collectors National Association of Estate Planners & Councils - NAEPC What Is a Fiduciary Financial Advisor and Do I Need One? What's the Best Way To Exchange Dollars for Foreign Currency? What Is a Backdoor Roth IRA? Clark.com resources Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices

What legal actions can creditors take if you stop paying your debts? From collection calls to lawsuits and wage garnishments, Licensed Insolvency Trustees explain the real timeline of creditor actions—including how the CRA (Canada Revenue Agency) collects without going to court, and how to avoid scams when seeking help. ✅ Know your rights✅ Understand the legal process✅ Learn when (and how) to take action with confidence 00:00 – Can You Go to Jail for Not Paying Debt in Canada? 03:00 – When Do Creditors Start Calling After Missed Payments? 06:45 – When Can Creditors Start Legal Action Against You? 09:40 – Understanding the Statute of Limitations on Debt in Canada 12:20 – Debt Collections vs. Debt Buyers: Why Debts Are Sold 16:00 – How to Know If You're Actually Being Sued 17:00 – Superior Court vs. Small Claims Court: What If You Ignore It? 20:00 – CRA Collection Powers: Wage Garnishment Without Court 24:00 – Court-Ordered Support Payments (e.g., Child or Spousal Support) 26:00 – Practical Tips for Dealing with Debt Collectors 27:30 – What to Do If You're Facing a Wage Garnishment 29:00 – Avoiding Debt Relief Scams: Why You Need a Licensed Insolvency Trustee How To Find Legitimate Debt Help in Canada Legal Actions Creditors Can Take When You Don't Pay Hoyes Michalos YouTube: Will a Debt Collector Sue Me? Sign Up For The Debt Free Digest (A monthly financial-motivation newsletter to your inbox!) Disclaimer: The information provided in the Debt Free in 30 Podcast is for entertainment and informational purposes only and is not intended as personal financial advice. Individual financial situations vary and may require personal guidance from a financial professional. The views expressed in this episode do not necessarily reflect the opinions of Hoyes, Michalos & Associates, or any other affiliated organizations. We do not endorse or guarantee the effectiveness of any specific financial institutions, strategies, or digital tools/apps discussed.

The Trump administration is taking a different approach to student debt and many borrowers will notice it right away. In May, the Department of Education will begin collecting payments from borrowers in default, ending a pause that began during the pandemic. The government will withhold tax refunds and garnish wages to recover the debt. Geoff Bennett discussed more with Danielle Douglas-Gabriel. PBS News is supported by - https://www.pbs.org/newshour/about/funders

The U.S. Department of Education announced Monday it will begin collecting student loans that are in default starting in May.According to data from The New York Federal Reserve, Minnesota has about 844,000 student loan borrowers, for a total balance of $28 billion. Of those borrowers, about one percent are delinquent. In an uncertain economy, there are many others worried about paying off their debt. April Sanderson is a student loan financial counselor with Lutheran Social Service of Minnesota and is based in Virginia, Minn. She joined Minnesota Now to talk about the status of federal student loans.

AP's Lisa Dwyer reports on new efforts to collect on Student loans that are in default.

Constant calls, threatening letters, and sleepless nights—creditor harassment can be overwhelming. The Law Office of Kim Covington (541-393-2790) can help you put a stop to it. Book your 1-hour consultation with Kim Covington at https://www.kimcovington-bankruptcylawyer.com/ Law Office of Kim Covington City: Eugene Address: 207 East 5th Avenue Website: https://www.kimcovington-bankruptcylawyer.com/

Debt collection in emerging markets often feels outdated, and can be costly — damaging borrower trust. As consumer lending surges and regulators push for fairer practices, legacy collection outfits are struggling to maintain pace. ClearGrid aims to help modernize debt collection — and recovery — with AI. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Financial mentors say people with debt are facing increasing levels of harassment and tactics from debt collectors that likely breach the Fair Trading Act. 

In this final episode of our Year in Review series, Chris Willis is joined by colleagues David Anthony, Stefanie Jackman, and Jonathan Floyd to discuss the year in review and look ahead for debt collection. They provide crucial updates on significant developments in 2024, including the heightened regulatory focus on medical debt at both federal and state levels, and the implications of the Consumer Financial Protection Bureau's (CFPB) uncertain future. The team also explores the impact of the Supreme Court's Loper Bright decision on agency interpretations and the increasing trend of debt collection litigation moving to state courts. Gain insights into the current legal landscape, potential future developments, and practical advice for navigating these complex issues in 2025. Don't miss this essential discussion for anyone in the consumer financial services industry.

When Luke Messac began his emergency medicine residency at Rhode Island Hospital in 2018, he noticed his patients often came to him concerned about costs. Some worried about his recommendations for them to stay in the hospital overnight. Others questioned his motives when he asked them to undergo a test, like an X-ray or MRI. A few came in way too late in the course of their illnesses out of fear of the cost. He'd heard about aggressive debt collection practices at hospitals around the country that put people at risk of profound financial and legal consequences. It made him wonder: Was his hospital doing that, too? After a quick trip to the country courthouse to examine the case files, what he found troubled him. “I was inundated with what I thought were pretty horrific cases,” said Messac, author of the 2023 book, Your Money or Your Life: A History of Medical Debt Collection in the United States. “Low-income single moms, people living on disability, recent immigrants, were facing thousands of dollars of bills and court fees and interest fees. And if they did not pay and if they did not settle their suits quickly, then they could have their wages garnished. They would be charged double-digit interest rates.”In Berkeley Talks episode 219, Messac, now an attending physician at Brigham and Women's Hospital and an instructor in emergency medicine at Harvard Medical School, discusses how the changing role of hospitals, and the passage of Medicare and Medicaid in the 1960s, transformed how medical debts are collected in the U.S.This talk took place on Sept. 17, 2024, and was sponsored by the Berkeley Center for Social Medicine at the Institute for the Study of Societal Issues (ISSI) and cosponsored by Berkeley Public Health. Listen to the episode and read the transcript on UC Berkeley News (news.berkeley.edu/podcasts) or on YouTube @Berkeley News (youtube.com/@BerkeleyNews/podcasts).Music by Blue Dot Sessions.Photo by Ahmed for Unsplash+. Hosted on Acast. See acast.com/privacy for more information.

And many of the claimed debts are old. https://www.lehtoslaw.com

Paying off tax debt can be difficult for people who are having a hard time making ends meet. And when state tax officials hire private debt collectors the methods get controversial. Michael Pope reports. 

Get ready to uncover the intricacies of the legal system with Michael Mulligan from Mulligan Defence Lawyers as we dissect a fascinating case of breach of trust theft. Ever wondered why embezzling from an employer gets a harsher sentence than other types of theft? This episode promises to enlighten you on the significant emphasis courts place on general deterrence, especially when trust is violated. We break down the sentencing, guilty pleas, and the crucial distinction between serving time in a penitentiary versus house arrest.But that's not all! We also tackle the essential tools for debt collection—garnishing orders—exploring how creditors can secure payments even before a trial. Michael shares his expertise on maneuvering these legal remedies, their strategic application, and how to avoid the pitfalls of unpaid strata fees. Through captivating cases and expert insights, you'll learn the financial repercussions of neglecting obligations, and why responding promptly to strata fees is vital for communal harmony. Don't miss this engaging discussion that sheds light on the complexities of law, responsibility, and financial prudence.Follow this link for a transcript of the show and links to the cases discussed. 

Andrew Hubbard from the Citizen's Advice Bureau says the organisation's fielded more than 2000 enquiries this year about debt collection - an increase of more than 50 percent. 

From Debt Collection to Legal Tech: Jack Gordon's Journey with WebRecon Join Michael Hammond and Dalila Ramos as they chat with Jack Gordon, CEO of WebRecon, on the FinTech Hunting Podcast. Jack shares his story of moving from debt collection to creating a game-changing legal tech company. Learn how WebRecon helps businesses spot risky customers and avoid costly lawsuits. Discover the fun side of trade show marketing, including Jack's famous "lawsuits suck" monster mascot. This episode is packed with insights for anyone in finance, tech, or legal services looking to stay ahead of the curve.

Back by popular demand: Canadian credit collector Blair DeMarco Wettlaufer! Even if you're not currently dealing with prohibited debt collectors, this eye-opening episode is captivating and informative.  Learn about your rights as a Canadian consumer, the tactics some creditors use to pressure debtors, and how to protect yourself from unethical and illegal debt collection practices. Covering key topics such as re-aged debt, prohibited collection methods, and how technology is transforming the debt collection industry. Whether you're managing debt or simply want to be informed, this episode provides essential knowledge to help safeguard your financial future. Timestamps: (0:00) - Introduction of Blair DeMarco Wettlaufer from Kingston Data and Credit (1:10) - Provincial differences in debt collection laws (2:25) - Why should creditors follow the rules? (5:15) - Common unethical creditor tactics (6:40) - Re-aged debt: What it is and how to avoid it (11:10) - Tips on making arrangements with creditors (17:25) - Predictive dialers and the impact of new technology (23:55) - Challenges with email communication in debt collection (27:45) - Are you talking to an AI collector without realizing it? (29:55) – Behind the curtain of prohibited practices in debt collection We release new content every weekday! Follow our socials for funny podcast clips, money management tips, Q+A's, and more! Hoyes Michalos Instagram Hoyes Michalos Facebook Hoyes Michalos TikTokHoyes Michalos Twitter (X)Hoyes Michalos LinkedIn Resources: Straight from the Horse's Mouth - Things Collection Agents Can and Cannot Do With The Credit Bureaus Your Top Debt Collections Questions Answered! Navigating Debt Collectors: Practical Advice Hoyes Michalos YouTube Hoyes Michalos Blog Doug Hoyes on X Find a Hoyes Michalos Office in Your Area Here Disclaimer: The information provided in the Debt Free in 30 Podcast is for entertainment and informational purposes only and is not intended as personal financial advice. Individual financial situations vary and may require personalized advice from a qualified financial advisor. Always consult with a financial professional. The views expressed in this episode do not necessarily reflect the opinions of Hoyes, Michalos & Associates, or any other affiliated organizations. We do not endorse or guarantee the effectiveness of any specific financial institutions or strategies discussed. 

Today Clark shares an important warning for anyone who has a relative or friend in a nursing home, assisted living, hospital or any other medical facility. Also - Self-checkout seemed like a great idea, until stores realized how much theft was occurring. Expect to see some changes in this area.  Medical Facilities Payment Scheme: Segment 1 Ask Clark: Segment 2 Retail Self-Checkout: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Why a financial regulator is going after health care debt 3 Things to Know Before You Lease a Car TrueCar | New & Used Cars for Sale | Car Pricing & Reviews Electrek | EV and Tesla News, Green Energy, Ebikes, and more Carfax Electric Car Lease Deals Which Are The Cheapest Electric Cars To Lease? How to Shop for Lower Car Insurance Best Auto Insurance Companies and Some of the Worst Best And Worst Homeowners Insurance Companies Submit a complaint | Consumer Financial Protection Bureau New York Post: Target to limit self-checkout to 10 items as stores trend away from the technology amid concerns of theft New York Post: Dollar General drops self-checkout at hundreds of stores to reduce theft 5 Reasons Sam's Club Is Better Than Costco Getting a Ton of New Credit Card Offers? Here's What You Need To Do Should I Freeze My Credit With Innovis, SageStream, CoreLogic and LexisNexus? Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices

Paid in full.CW: Gore, monster/animal attack sounds, death by monster, pregnancy, birth of a child.Written by Cam Collins and Steve ShellNarrated by Steve ShellSound design by Steve ShellProduced and edited by Cam Collins and Steve ShellIntro music: “The Land Unknown (The Bloody Roots Verses)” written and performed by Landon BloodOutro music: “Atonement” written and performed by Jon Charles DwyerSpecial equipment consideration provided by Lauten Audio.To learn more about Old Gods of Appalachia, visit our website at www.oldgodsofappalachia.com, and be sure to complete your social media ritual and follow us on Facebook and Instagram @oldgodsofappalachia, or Twitter and Tumblr @oldgodspod. If you'd like to support the show, you can join or Patreon at www.patreon.com/oldgodsofappalachia, or support us on Acast at supporter.acast.com/old-gods-of-appalachia. You can also find t-shirts, hoodies, mugs, and other Old Gods merch in our shop at www.teepublic.com/stores/oldgodsofappalachia.Transcripts available on our website at www.oldgodsofappalachia.com/episodes. Get Build Mama a Coffin, Black Mouthed Dog and other exclusive content on Patreon!Support this show http://supporter.acast.com/old-gods-of-appalachia. Hosted on Acast. See acast.com/privacy for more information.

Peter Wilson explains dealing with unsecured debt. About my Guest: Ex Royal Navy gunner and armourer, turned professional fighter. Owned and ran own martial arts gym for about 30 years. Always been aware of something not being right in the world, went deep into it after losing over £1million of property in 1 week including own home. So been up and been down even living in a car for a while with his wife Janine and 4 dogs.   --------------------------------------------- Thanks to my Sponsors for Helping Support me: If you or know some body you know is struggling with anxiety and want to know how to be 100% anxiety free, in 6 weeks, without therapy or drugs, fully guaranteed - then let me tell you about our sponsor Daniel Packard. His research company spent 8 years testing to develop an innovative process that solves your anxiety permanently in just 6 weeks - with an astounding 90% success rate.  Because their program is so effective, people who join their program only pay at the end, once they have clear, measurable results. If you're interested in solving your anxiety in 6 weeks - fully guaranteed  - and you want to learn more and have a free consultation with Daniel, go to https://www.danielpackard.com/ -------------------------- Do you have High Blood Pressure and/ or want to get off the Meds Doctors are amazed at what the Zona Plus can do $50 Discount with my Code ROY https://www.zona.com/discount/ROY ------------ Speaking Podcast Social Media / Coaching My Other Podcasts ⁠https://bio.link/podcaster⁠ ------------------ What we Discussed:   - The effects of the Debt Side ( 2 mins) - How Credit is Created ( 4:30 mins) - Debt Collections bidding for Debts (12 mins) - How to get the 3rd Party debt collection agency to stop ( 18 mins) - What details you must request ( 21 mins) - How can Baliffs Freeze Accounts ( 30 mins) - Legality of blacking out information (38 mins) - Corrupt High Court Corruption (41 mins) - Freezing Bank Accounts (44:30 mins) - Conscription (50 mins) - School Indoctrination (53 mins) - UK Election where the corrupt attack the fighters (59 mins) - More people are becoming Aware (1 Hr 4:30mins) - All leaders pushing agenda and then denying it ( 1 hr 7 mins) - Electric Car lie ( 1 hr 10 mins) - Welsh Minister trying to stop Farming (1 hr 14 mins) - Big Climate Change Fraud ( 1 hr 16 mins) - Maui Fires & Blue Roofs (1 hr 20 mins) - Question the Scientists (1hr 22mins) - Military Men Refugees ( 1 hr 24 mins) - The stupidity of collecting documents from on government office to bring to another ( 1 hr 29 mins) -   and more   How to Contact Peter:   https://www.claimyourstrawman.com/   https://www.youtube.com/channel/UCne3h6d7qH2hLTG4lalSVCg   https://linktr.ee/PeterWilsonReturnToDemocracy   ------------------------------ More about the Awakening Podcast: All Episodes can be found at www.awakeningpodcast.org All Social Media + Donations link https://bio.link/podcaster   Our Facebook Group can be found at https://www.facebook.com/royawakening  

Peter Wilson explains dealing with unsecured debt. About my Guest: Ex Royal Navy gunner and armourer, turned professional fighter. Owned and ran own martial arts gym for about 30 years. Always been aware of something not being right in the world, went deep into it after losing over £1million of property in 1 week including own home. So been up and been down even living in a car for a while with his wife Janine and 4 dogs.   --------------------------------------------- Thanks to my Sponsors for Helping Support me: If you or know some body you know is struggling with anxiety and want to know how to be 100% anxiety free, in 6 weeks, without therapy or drugs, fully guaranteed - then let me tell you about our sponsor Daniel Packard. His research company spent 8 years testing to develop an innovative process that solves your anxiety permanently in just 6 weeks - with an astounding 90% success rate.  Because their program is so effective, people who join their program only pay at the end, once they have clear, measurable results. If you're interested in solving your anxiety in 6 weeks - fully guaranteed  - and you want to learn more and have a free consultation with Daniel, go to https://www.danielpackard.com/ -------------------------- Do you have High Blood Pressure and/ or want to get off the Meds Doctors are amazed at what the Zona Plus can do $50 Discount with my Code ROY https://www.zona.com/discount/ROY ------------ Speaking Podcast Social Media / Coaching My Other Podcasts ⁠https://bio.link/podcaster⁠ ------------------ What we Discussed:   - The effects of the Debt Side ( 2 mins) - How Credit is Created ( 4:30 mins) - Debt Collections bidding for Debts (12 mins) - How to get the 3rd Party debt collection agency to stop ( 18 mins) - What details you must request ( 21 mins) - How can Baliffs Freeze Accounts ( 30 mins) - Legality of blacking out information (38 mins) - Corrupt High Court Corruption (41 mins) - Freezing Bank Accounts (44:30 mins) - Conscription (50 mins) - School Indoctrination (53 mins) - UK Election where the corrupt attack the fighters (59 mins) - More people are becoming Aware (1 Hr 4:30mins) - All leaders pushing agenda and then denying it ( 1 hr 7 mins) - Electric Car lie ( 1 hr 10 mins) - Welsh Minister trying to stop Farming (1 hr 14 mins) - Big Climate Change Fraud ( 1 hr 16 mins) - Maui Fires & Blue Roofs (1 hr 20 mins) - Question the Scientists (1hr 22mins) - Military Men Refugees ( 1 hr 24 mins) - The stupidity of collecting documents from on government office to bring to another ( 1 hr 29 mins) -   and more   How to Contact Peter:   https://www.claimyourstrawman.com/   https://www.youtube.com/channel/UCne3h6d7qH2hLTG4lalSVCg   https://linktr.ee/PeterWilsonReturnToDemocracy   ------------------------------ More about the Awakening Podcast: All Episodes can be found at www.awakeningpodcast.org All Social Media + Donations link https://bio.link/podcaster   Our Facebook Group can be found at https://www.facebook.com/royawakening  

In this episode, we answer questions related to being tactical when you respond to your debt collection lawsuit. We address concerns about the process and the duration of what it takes to get through the stages of the lawsuit. Let's go Slayers! ------------------------------------------------------------------------------------------