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❖ Follow along with today's reading: www.esv.org/Deuteronomy2–3;Psalm82;Acts5 ❖ The English Standard Version (ESV) is an 'essentially literal' translation of the Bible in contemporary English. Created by a team of more than 100 leading evangelical scholars and pastors, the ESV Bible emphasizes 'word-for-word' accuracy, literary excellence, and depth of meaning. ❖ To learn more about the ESV and other audio resources, please visit www.ESV.org

Josephine Baker: a woman who escaped poverty, danced her way to fame, became the most famous woman in Paris, and then, plot twist, served as a spy for the French Resistance during World War II. And when the war ended, she didn't slow down, she took that same power into the fight for civil rights, refusing to play by America's rules. A story that sounds like fiction, but Josephine Baker did all of that, and more. Created and produced by Claire Donald and Tess Bellomo Follow us on social media, buy merch, and more⁠ HERE! ⁠ Join our premium channel for 3 bonus eps a month ⁠⁠here⁠⁠ and save 15% when you buy annually! Sources: New Yorker, https://glreview.org/article/article-959/, PBS , CIA.gov, Vogue, Ebony, Biography.com, Harpers Bazaar , Wikipedia Learn more about your ad choices. Visit podcastchoices.com/adchoices

❖ Follow along with today's reading: www.esv.org/Judges14:1–16:31 ❖ The English Standard Version (ESV) is an 'essentially literal' translation of the Bible in contemporary English. Created by a team of more than 100 leading evangelical scholars and pastors, the ESV Bible emphasizes 'word-for-word' accuracy, literary excellence, and depth of meaning. ❖ To learn more about the ESV and other audio resources, please visit www.ESV.org

❖ Follow along with today's reading: www.esv.org/Leviticus1;John20;Proverbs17;Philippians4 ❖ The English Standard Version (ESV) is an 'essentially literal' translation of the Bible in contemporary English. Created by a team of more than 100 leading evangelical scholars and pastors, the ESV Bible emphasizes 'word-for-word' accuracy, literary excellence, and depth of meaning. ❖ To learn more about the ESV and other audio resources, please visit www.ESV.org

❖ Follow along with today's reading: www.esv.org/Deuteronomy1;Psalm81;Acts4 ❖ The English Standard Version (ESV) is an 'essentially literal' translation of the Bible in contemporary English. Created by a team of more than 100 leading evangelical scholars and pastors, the ESV Bible emphasizes 'word-for-word' accuracy, literary excellence, and depth of meaning. ❖ To learn more about the ESV and other audio resources, please visit www.ESV.org

❖ Follow along with today's reading: www.esv.org/Judges19:1–21:25;Judges12:8–13:25 ❖ The English Standard Version (ESV) is an 'essentially literal' translation of the Bible in contemporary English. Created by a team of more than 100 leading evangelical scholars and pastors, the ESV Bible emphasizes 'word-for-word' accuracy, literary excellence, and depth of meaning. ❖ To learn more about the ESV and other audio resources, please visit www.ESV.org

❖ Follow along with today's reading: www.esv.org/Exodus40;John19;Proverbs16;Philippians3 ❖ The English Standard Version (ESV) is an 'essentially literal' translation of the Bible in contemporary English. Created by a team of more than 100 leading evangelical scholars and pastors, the ESV Bible emphasizes 'word-for-word' accuracy, literary excellence, and depth of meaning. ❖ To learn more about the ESV and other audio resources, please visit www.ESV.org

Author Michael Kimmel discussed the first-generation Jewish American toymakers who manufactured now-famous children's toys, including the Teddy Bear and the Rubik's Cube. P&T Knitwear in New York hosts this event. Learn more about your ad choices. Visit megaphone.fm/adchoices

❖ Follow along with today's reading: www.esv.org/Numbers35–36;Psalm80;Acts3 ❖ The English Standard Version (ESV) is an 'essentially literal' translation of the Bible in contemporary English. Created by a team of more than 100 leading evangelical scholars and pastors, the ESV Bible emphasizes 'word-for-word' accuracy, literary excellence, and depth of meaning. ❖ To learn more about the ESV and other audio resources, please visit www.ESV.org

❖ Follow along with today's reading: www.esv.org/1Samuel4:2–7:1 ❖ The English Standard Version (ESV) is an 'essentially literal' translation of the Bible in contemporary English. Created by a team of more than 100 leading evangelical scholars and pastors, the ESV Bible emphasizes 'word-for-word' accuracy, literary excellence, and depth of meaning. ❖ To learn more about the ESV and other audio resources, please visit www.ESV.org

The US needs to help Israel harm people or else the people who are mad about being harmed might harm Israelis. It's circular reasoning all the way through. Reading by Tim Foley.

❖ Follow along with today's reading: www.esv.org/Exodus39;John18;Proverbs15;Philippians2 ❖ The English Standard Version (ESV) is an 'essentially literal' translation of the Bible in contemporary English. Created by a team of more than 100 leading evangelical scholars and pastors, the ESV Bible emphasizes 'word-for-word' accuracy, literary excellence, and depth of meaning. ❖ To learn more about the ESV and other audio resources, please visit www.ESV.org

❖ Follow along with today's reading: www.esv.org/Numbers33–34;Psalm79;Acts2 ❖ The English Standard Version (ESV) is an 'essentially literal' translation of the Bible in contemporary English. Created by a team of more than 100 leading evangelical scholars and pastors, the ESV Bible emphasizes 'word-for-word' accuracy, literary excellence, and depth of meaning. ❖ To learn more about the ESV and other audio resources, please visit www.ESV.org

Reposted from Wax Episodic, which you can find at: https://podcastica.com/podcast/wax-episodic — The innies have HAD IT this week, and we don't blame them. Also, Milchick has a terrible, horrible, no good, very bad (and well deserved) day. The smug motherf#$%r.  Mentioned: Michael Chernus (Ricken) on Ricken's childhood and upbringing: https://www.reddit.com/r/SeveranceAppleTVPlus/comments/1hls1zu/rickens_childhood/#lightbox  The Lexington Letter: https://www.severance.wiki/_media/the_lexington_letter.pdf  Severance stickers (and other art) by listener Marci Brinker: https://www.etsy.com/shop/ArtByMarciBrinker Next up on Severance: S1E8 “What's for Dinner?”. Let us know your thoughts! You can email or send a voice message to waffleparty@podcastica.com. Or join our Discord where you can leave comments and chat with hosts and other listeners: https://discord.gg/6WUMt3m3qe  Or check out our Podcastica Facebook group, where we put up comment posts for each episode, at facebook.com/groups/podcastica. Show support and get ad-free episodes and a bunch of other cool stuff: patreon.com/jasoncabassi  Or go to buymeacoffee.com/cabassi for a one-time donation. Come join our Discord and chat with hosts and other listeners:  Don't know what Discord is? It's kind of like a chat forum, our own little private Podcastica space to talk about Fallout, Welcome to Derry, Alien: Earth, other shows, and whatever else we want. It's free, and it's fun. Invitation link: https://discord.gg/6WUMt3m3qe  Other shows we cover on this podcast: We cover these other intelligent, engaging, oftentimes delightfully twisted shows: Fallout (Amazon): A crazy retro-futuristic post-apocalyptic melange of wholesomeness and depravity. One of the best looking shows on TV, funny as hell, violent AF (but in a cartoony way), and with a great cast, including Ella Purnell (Yellowjackets) and Walton Goggins (The White Lotus, The Righteous Gemstones). Not to be missed! Hosted by Jason, Kara, and Kasi. Pluribus (Apple TV): Everyone is transformed into a pleasant hive mind — except for Carol (Rhea Seehorn), the most miserable woman on the planet, who must save the world from happiness. It's sounds weird, and it is… in the best way. Created by the great Vince Gilligan, of Breaking Bad and Better Call Saul. Hosted by Jason and Karen! IT: Welcome to Derry (HBO): A fun, scary, and surprisingly great prequel to the 2016 and 2019 IT movies, Pennywise stalks the children of 1962 Derry. A mix of heart, mystery, charm, and some shockingly disturbing Nightmare on Elme Street-esque horror. Cohosted by Shawn of Strange Indeed. Alien: Earth (FX): From the brilliant Noah Hawley (Fargo, Legion), this one really scratches that sci-fi itch. A greedy corporate tech overlord transfers the consciousness of a group of terminally ill children into highly performant synth bodies. And the Xenomorph is in it, too. Also, Tim Olyphant! Hosted by Jason, Kara, and Randy. Check out other podcasts on our network at podcastica.com.  Digging our podcast? A quick, free, and easy way to show support and help bump us up in the charts is to give us a rating or a review: On Apple Podcasts: https://podcasts.apple.com/us/podcast/wax-episodic-alien-earth/id1824392797 On Spotify: https://open.spotify.com/show/7sA66ySwVRIsdzBBdriEGV?si=87f36cd30cc54dc5  Or just search for “Wax Episodic” wherever you get podcasts.  Thank you! Learn more about your ad choices. Visit megaphone.fm/adchoices

❖ Follow along with today's reading: www.esv.org/Judges10:6–12:7 ❖ The English Standard Version (ESV) is an 'essentially literal' translation of the Bible in contemporary English. Created by a team of more than 100 leading evangelical scholars and pastors, the ESV Bible emphasizes 'word-for-word' accuracy, literary excellence, and depth of meaning. ❖ To learn more about the ESV and other audio resources, please visit www.ESV.org

In this episode of Widowed 2 Soon, I'm sharing something that's been on my heart for a while…I started as a certified grief recovery specialist, walking alongside people in their grief. But over time, I realized there was something missing. Widows don't need a one-size-fits-all program—we need something personal. Something that meets us exactly where we are.That's what led me to create my own coaching program.It's built around my book Widow Goals: Steps to Finding Peace When You Lose Your Spouse, but more importantly—it's built around you. Your story, your grief, your next steps.In this episode, I walk you through what this looks like, how it works, and how we can connect if you're feeling like you don't want to do this alone anymore.In this episode, I share:My background as a certified grief recovery specialistWhy I felt called to create something more personal for widowsWhat makes this coaching differentDetails about the 6-week and 12-week optionsThe importance of connection and not doing this aloneHow my own journey has shaped the way I support other widowsNext steps:If you're interested in coaching, I would truly love to connect with you. You can reach out by email or even message me through the podcast.You don't have to do this alone.EMAIL- Michelle@widowgoals.org

❖ Follow along with today's reading: www.esv.org/Exodus38;John17;Proverbs14;Philippians1 ❖ The English Standard Version (ESV) is an 'essentially literal' translation of the Bible in contemporary English. Created by a team of more than 100 leading evangelical scholars and pastors, the ESV Bible emphasizes 'word-for-word' accuracy, literary excellence, and depth of meaning. ❖ To learn more about the ESV and other audio resources, please visit www.ESV.org

What is 3-Step? 3-Step or 3-Step Aro House is a South African dance music genre that is characterized by a 3 Kick drum beat rather than a four on the floor house pattern. Created by Dlala Thkzun, this genre emerged during the 2020 pandemic lockdown times. Been wanting to do one of these mixes for quite some time, and I hope you enjoy it. Watch On YouTube : https://youtu.be/5ViUwdef7oA Subscribe and Listen to the Blaqrose Supreme's Podcast HERE:

"When you look at the world now, does it look more uncertain or less uncertain?" In December 2025, the Bank of England's Financial Policy Committee (FPC) answered that question by cutting the equity capital requirement for UK banks. David Aikman (NIESR) and John Vickers (University of Oxford), two former senior Bank insiders who helped to design the regulatory framework post-GFC, think the committee got it wrong.The FPC lowered the benchmark capital requirement from 14% to 13% of risk-weighted assets, a move that could free up roughly £30 billion of capital across the UK banking system. Aikman and Vickers see no compelling economic reason for the change. They argue that the 2015 benchmark was already set too low, built on questionable assumptions about how well resolution frameworks would work. Since 2015, Brexit, the pandemic, and a sharply stretched fiscal position have all increased the likely cost of a future crisis. The practical effect of the loosening may not even be more lending, but higher dividends and share buybacks. And the December decision may signal a weakening of the leverage ratio backstop, the constraint that limits bank borrowing regardless of how risk weights are applied.The research behind this episode:Aikman, David, and John Vickers. 2026. "The Bank of England's Capital Mistake." VoxEU, 15 January 2026. To cite this episode:Phillips, Tim, David Aikman, and John Vickers. 2026. "The Bank of England's Capital Mistake." VoxTalks Economics (podcast). Assign this as extra listening. The citation above is formatted and ready for a reading list or VLE.About the guestsDavid Aikman is Director of the National Institute of Economic and Social Research (NIESR). He worked at the Bank of England from 2003 to 2020, where he served as Technical Head of Division in Financial Stability and was centrally involved in the creation of the Financial Policy Committee. His research spanning macroprudential regulation, systemic risk, and the macroeconomics of financial crises has made him one of the leading academic voices on bank capital policy in the UK.Sir John Vickers is Warden of All Souls College and Professor of Economics at the University of Oxford. He served as Chief Economist and a member of the Monetary Policy Committee at the Bank of England, and chaired the Independent Commission on Banking from 2010 to 2011, which recommended substantially higher capital requirements than those subsequently adopted. His research spanning industrial economics, competition policy, and financial regulation has shaped UK banking policy for two decades.Research cited in this episodeEquity capital requirements specify the minimum proportion of a bank's assets that must be funded by shareholders' equity rather than borrowed money. Equity is the only form of funding that can absorb losses without triggering insolvency: if a bank suffers unexpected losses, its shareholders bear them first. In the run-up to the 2008 financial crisis, some large institutions held equity equivalent to as little as two or three percent of their total exposures, implying leverage of up to forty times; a small shock was enough to render them insolvent. The post-crisis repair effort was designed to ensure that could not happen again.Risk-weighted assets (RWAs) are the denominator against which capital requirements are measured. Rather than applying the capital ratio to the raw value of all assets, the framework deflates each asset by an estimated risk factor: a mortgage backed by collateral is treated as less risky than an unsecured corporate loan, for example. Capital requirements are then expressed as a percentage of this risk-adjusted total. The approach creates significant complexity and depends heavily on the accuracy of the risk weights; much of the story of 2008 was that regulators allowed banks to attach implausibly low risk weights to their exposures, understating the true leverage in the system.The Financial Policy Committee (FPC) is the Bank of England body responsible for macroprudential oversight of the UK financial system. Created in 2013, it sits above the individual regulators to take a system-wide view of whether risks are building and whether the financial system as a whole has adequate resilience. One of its primary tools is setting the overall capital requirement benchmark for UK banks. In 2015 it set that benchmark at 14% of risk-weighted assets; in December 2025 it reduced it to 13%.The leverage ratio is an alternative measure of bank capitalisation that does not apply risk weights. It expresses equity as a simple percentage of total assets, regardless of what those assets are. The UK leverage ratio backstop currently stands at around 3 to 4%, implying maximum leverage of roughly twenty-five to thirty times for systemically important banks. Vickers and Aikman note that for some UK banks the backstop has become the binding constraint, which they regard as a warning sign: it suggests that risk-weighted measures are understating actual leverage, not that the backstop should be relaxed.Resolution frameworks are the legal and operational mechanisms that allow regulators to manage the failure of a bank without a taxpayer bailout, by imposing losses on shareholders and creditors in an orderly way. A central assumption in the FPC's 2015 capital benchmark was that resolution would work effectively in a future crisis, which justified a lower capital requirement. Vickers and Aikman are sceptical: the experience of Credit Suisse in 2023, which required a state-assisted rescue despite the existence of resolution plans, illustrates that orderly resolution of a major institution cannot be taken for granted.Basel 3.1 is the latest package of international banking regulatory standards agreed by the Basel Committee on Banking Supervision, designed to address weaknesses in how risk weights are calculated. Its implementation in the UK is scheduled for 2027, nineteen years after the 2008 crisis. The FPC's December 2025 decision is partly contingent on Basel 3.1 being implemented as planned; Aikman notes that there have been repeated international delays and rollbacks, and that the UK's ability to move ahead unilaterally is constrained by what other major jurisdictions do.The 2023 banking stress saw three US regional banks (Silicon Valley Bank, Signature Bank, and First Republic) fail in quick succession in March 2023, followed by the forced rescue of Credit Suisse by UBS. These events occurred in what was, by historical standards, a relatively stable macroeconomic environment. Vickers cites them as evidence that banking sector vulnerabilities have not been eliminated by post-2008 reforms, and as a caution against complacency about the effectiveness of current safeguards.More VoxTalks EconomicsMaking banking safe Our financial system is supposed to be more resilient than before the global financial crisis, but that didn't save Silicon Valley Bank, Signature Bank or First Republic. So what went wrong, and can we fix it? Steve Cecchetti and Kim Schoenholtz suggest how regulators can make banking safer.

Unlearning society's timeline—especially around relationships. You're not behind… you're just building something real.   Hosted and Created by: Michael Otule

Send me a text and please visit www.livefrommydrumroom.com An eye-opening  two-part episode with legendary, former drummer for Pearl Jam, Dave Abbruzzese! In Part 1 we talk about Dave's first time in the studio with "Course of Empire," his audition for Pearl Jam through the recommendation of Matt Chamberlain, and ultimately joining them as they ascended to becoming the biggest band in the world. A deep dive into Dave's drumming and much more! So come along for the ride for Part 1 with Dave Abbruzzese! Part 2 is coming soon! Please subscribe! Live From My Drum Room™ T-shirts and Hoodies are now available! 100% of the proceeds go toward my PAS scholarship. Visit https://livefrommydrumroom.com for details!     Copyright Disclaimer: - Under section 107 of the copyright Act 1976, allowance is mad for FAIR USE for purpose such a as criticism, comment, news reporting, teaching, scholarship and research. Fair use is a use permitted by copyright statues that might otherwise be infringing. Non- Profit, educational or personal use tips the balance in favor of FAIR USE.Live From My Drum Room With John DeChristopher! is a series of conversations with legendary drummers and Music Industry icons, hosted by drummer and music industry veteran, John DeChristopher, drawing from his five decades in the Music Industry. Created in 2020, and ranked BEST Drum Podcast, "Live From My Drum Room With John DeChristopher!" gives the audience an insider's view that only John can offer. And no drummers are harmed on any shows! Please subscribe!https://livefrommydrumroom.comwww.youtube.com/c/JohnDeChristopherLiveFromMyDrumRoom

❖ Follow along with today's reading: www.esv.org/Matthew18-20 ❖ The English Standard Version (ESV) is an 'essentially literal' translation of the Bible in contemporary English. Created by a team of more than 100 leading evangelical scholars and pastors, the ESV Bible emphasizes 'word-for-word' accuracy, literary excellence, and depth of meaning. ❖ To learn more about the ESV and other audio resources, please visit www.ESV.org

❖ Follow along with today's reading: www.esv.org/Jdg14-17 ❖ The English Standard Version (ESV) is an 'essentially literal' translation of the Bible in contemporary English. Created by a team of more than 100 leading evangelical scholars and pastors, the ESV Bible emphasizes 'word-for-word' accuracy, literary excellence, and depth of meaning. ❖ To learn more about the ESV and other audio resources, please visit www.ESV.org

In this week's episode of Social Work Radio, Vince and Cara unpack the growing fallout after a justice minister said parental alienation has no scientific basis, asking what that means for family courts, social work practice, and the parents and children caught in the middle. From the long shadow of the 2020 Harm Panel to the role of unregulated experts and the damage caused when safeguarding concerns are reframed as manipulation, the episode explores how a concept with no recognised diagnostic standing became so influential, and whether this moment could finally shift the system back towards child safety. Created by social workers, for social workers. Join the conversation every Friday morning.

Today, Ali is talking to Emily Westerfield — a surrogate to nine babies and mom of three — who has carried a total of twelve healthy pregnancies… six boys and six girls. Emily has delivered nine babies through surrogacy, helping other families grow in the most extraordinary way. But as you'll hear, this journey has not come without high highs, low lows, and everything in between. Ali and Emily talk about the happiest parts — including when she decided that becoming a surrogate was her calling, as well as the hardest parts — including miscarrying a surrogate pregnancy at 19 weeks — and what it actually takes, physically and emotionally, to show up again after loss, for yourself and for someone else. They also get into what surrogacy really looks like behind the scenes, why language matters — and why she never uses the term “surrogate mother.” She also talks about supporting others through her agency, Carrying Dreams Surrogacy.For more, go to https://carryingdreams.com/Follow on IG: https://www.instagram.com/carrying.dreams/EPISODE SPONSORS: THE WORK OF ART BOOK SERIESAli's Children's Book Series about IVF, IUI and Family Building Through Assisted Reproductive Technology https://www.infertileafgroup.com/booksThe 3-book bundle is now just $49 (normally $79)!The latest book in the Work of ART series, “You Are a Work of ART," is for every kiddo born through ART -- and the people who love them.PIPER & MINTPiper & Mint makes pajamas specifically for women dealing with night sweats and temperature swings — which, hi, is basically everyone in this community at some point.Their fabric is sweat-wicking, mint-infused, and designed to help keep you cooler and more comfortable so you can actually get some rest.And honestly? During infertility… we'll take any win we can get.I'm a fan, and if you want to try them, go to PiperAndMint.com and use code INFERTILEAF for 15% offAgain, that's INFERTILEAF for 15% off at PiperAndMint.com. PHERDALIG: @pherdal_sciencePherDal is the world's first and only FDA-cleared, sterile, at-home insemination kit designed to help people build their families in the comfort of home. Created by parents who've been there, PherDal is safe, simple, and affordable—putting more options in your hands as you grow your family. Explore at PherDal.com.Go to PherDal.com today and use code INFERTILEAF for $10 off.Our Sponsors:* Sign up and get 10% off at BetterHelp dot com. Your emotional wellbeing matters. Find support and feel lighter in therapy. Advertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

❖ Follow along with today's reading: www.esv.org/Numbers32;Psalm78:40–72;Acts1 ❖ The English Standard Version (ESV) is an 'essentially literal' translation of the Bible in contemporary English. Created by a team of more than 100 leading evangelical scholars and pastors, the ESV Bible emphasizes 'word-for-word' accuracy, literary excellence, and depth of meaning. ❖ To learn more about the ESV and other audio resources, please visit www.ESV.org

This is Christian Meditation for A Bigger Life – a time for you to relax your body and refocus your mind to experience the reality of God's presence. I'm Dave Cover. I want to help you with Christian meditation where you can break through all the distractions and experience God's presence through biblically guided imagination.  Nehemiah 9:6 (NIV) “You alone are the LORD. You made the heavens, even the highest heavens, and all their starry host, the earth and all that is on it, the seas and all that is in them. You give life to everything, and the multitudes of heaven worship you.” Isaiah 55:8-9 (NIV) “For my thoughts are not your thoughts, neither are your ways my ways,” declares the LORD. “As the heavens are higher than the earth, so are my ways higher than your ways and my thoughts than your thoughts.” For one, we don't know all that God knows. And this is especially true when our circumstances get tough. Life becomes painful. We have to remember that we don't know what God knows. As the heavens are higher than the Earth – as the universe is incomprehensibly vast – so are God‘s thoughts incomprehensibly higher than our thoughts. What he knows is far higher – far more vast – than what we know. In other words, it wouldn't make sense, if God is the one who created this entire universe, that everything he says and does would be something that we showed or even can't understand. So we have to trust. Faith is trusting God with things we don't understand yet. Who can you share this podcast with? If you found this episode helpful, consider sharing it on social media or texting it to a friend you think might benefit from it. Follow Dave Cover on X (Twitter) @davecover Follow A Bigger Life on X @ABiggerLifePod Our audio engineer is Matthew Matlack. This podcast is a ministry of The Crossing, a church in Columbia, Missouri, a college town where the flagship campus of the University of Missouri is located. 

❖ Follow along with today's reading: www.esv.org/1Samuel1:1–4:1 ❖ The English Standard Version (ESV) is an 'essentially literal' translation of the Bible in contemporary English. Created by a team of more than 100 leading evangelical scholars and pastors, the ESV Bible emphasizes 'word-for-word' accuracy, literary excellence, and depth of meaning. ❖ To learn more about the ESV and other audio resources, please visit www.ESV.org

Mother Miriam Live - March 26th, 2026 Mother shares Dom Guéranger's writings about Holy Week liturgies and observances. She also speaks out against Israel's prime minister. Mother answers questions about how to keep First Friday and First Saturday devotions that conflict with Holy Week, whether non-Catholics who die for the faith might go to heaven, whether those facing persecution can join the church without baptism, what to do when experiencing long-term gender dysphoria, and what Catholics can do to protect themselves from supernatural harm. She further responds to comments on her video about Ted Cruz and the phrase "Christ is King."

What if the problem isn't how much you're doing, but how you're doing it?In this episode of Life of And, Tiffany shares the deeply personal story behind the framework that changed everything. After years of building a business, raising four daughters, and trying to “do it all,” she reached a breaking point where success on paper no longer felt sustainable in real life. Instead of quitting responsibilities, she realized the real work was learning how to show up differently within them.Tiffany talks about the Life of And framework, which is built on three core areas: self, family, and career. When one is neglected, it doesn't just create imbalance, it creates predictable patterns that shape how we show up. From the “grumpy servant” to the “lonely achiever,” she unpacks how these patterns form and what it takes to step back into a life that feels whole, intentional, and aligned.What You'll LearnHow to identify which area of your life you naturally neglectRecognize the “unbalanced character” you default to under pressureDefine what self, family, and career mean in your season of lifeHow you can build systems that support consistency instead of constant reactionFor more from Tiffany:Follow Tiffany on Instagram: https://www.instagram.com/tiffany.sauderLearn More: https://www.tiffanysauder.com Ready to build your own Life of And? Explore the program: https://www.tiffanysauder.com/Program Timestamps:(00:00) Intro(02:24) How the Life of And came to be(05:00) Who the Life of And program is for(06:35) The three circles of the Life of And(09:47) The unbalanced characters(15:24) What makes the Life of And program different(16:51) The Life of And Program details and invitationCheck out the apps and sponsor of this episode: Created in partnership with Share Your Genius www.shareyourgenius.com

❖ Follow along with today's reading: www.esv.org/Exodus37;John16;Proverbs13;Ephesians6 ❖ The English Standard Version (ESV) is an 'essentially literal' translation of the Bible in contemporary English. Created by a team of more than 100 leading evangelical scholars and pastors, the ESV Bible emphasizes 'word-for-word' accuracy, literary excellence, and depth of meaning. ❖ To learn more about the ESV and other audio resources, please visit www.ESV.org

In today's episode of the Consumer Finance Monitor Podcast Show, our host, Ballard Spahr's Alan Kaplinsky, was joined by colleagues Steven Burt and Melanie Vartabedian to explore a rapidly evolving and increasingly complex area of consumer financial services: residential solar finance. Building on prior discussions of the broader solar finance landscape, this episode zeroes in on the regulatory and litigation developments that are reshaping the residential solar market in real time. The discussion highlights how an industry that experienced explosive growth over the past decade is now facing heightened scrutiny from regulators, enforcement agencies, and private litigants alike. From Rapid Growth to Market Headwinds As Steven explained, the residential solar industry expanded dramatically between 2015 and 2022, driven by: Federal and state tax incentives Declining equipment costs Innovative financing models Aggressive direct-to-consumer sales strategies Growth peaked around 2023, but the market began to slow in 2024 and beyond due to several converging factors: Changes to net energy metering policies (particularly in California) Rising interest rates impacting financing affordability Supply chain constraints Increased emphasis on battery storage solutions Federal policy shifts, including reduced support for renewable energy and changes to tax credits These developments have forced industry participants to adapt quickly—often while still operating under legacy business models that are now attracting scrutiny. A Surge in Government Investigations and Enforcement One of the most significant themes discussed in the podcast is the sharp rise in government scrutiny. State attorneys general and consumer protection agencies across the country have launched investigations and enforcement actions targeting: Direct-to-consumer sales practices Marketing representations about energy savings and tax benefits Long-term financing structures, particularly loan-related fees A notable inflection point came in 2024, when the Consumer Financial Protection Bureau (CFPB) issued a spotlight on solar financing, identifying risks such as: Alleged "hidden" dealer or platform fees Misleading claims regarding tax credits Misrepresentations about system performance and savings Since then, enforcement activity has expanded across numerous states, with additional investigations ongoing. Notably, even local regulators—such as New York City's Department of Consumer and Worker Protection—have begun to assert jurisdiction, signaling a broader and more aggressive enforcement landscape. Private Litigation: Class Actions and the "Dealer Fee" Controversy Parallel to government activity, private litigation has surged. Melanie Vartabedian highlighted two major waves of litigation: 1. Earlier Cases: Sales Practices Initial lawsuits focused on: Unauthorized credit checks (FCRA claims) High-pressure or deceptive sales tactics Misrepresentations about tax savings and energy production 2. Current Wave: Financing Structures More recent cases center on dealer fees (also called platform or financing fees), with plaintiffs alleging that: ·        These fees are effectively hidden finance charges ·        They should be disclosed under the Truth in Lending Act (TILA) Courts in Minnesota have allowed these claims to proceed past motions to dismiss, rejecting arguments—at least at the early stage—that such fees are merely "seller's points" exempt from disclosure. While these rulings are preliminary, they have: ·        Opened the door to costly discovery ·        Encouraged additional class actions and enforcement cases ·        Created significant uncertainty regarding how courts will ultimately resolve the issue The Expanding Role of the FTC Holder Rule Another important litigation risk involves the FTC Holder Rule, which allows consumers to assert claims against loan holders that they could assert against installers. This creates potential exposure for: ·        Lenders ·        Secondary market participants ·        Securitization investors Although liability is generally capped at the amount of the loan, the rule can still create substantial risk, especially where plaintiffs seek rescission of contracts. Practical Guidance for Industry Participants The speakers emphasized that companies operating in the residential solar space must take proactive steps to manage risk. Key recommendations include: 1. Strengthen Compliance and Oversight Conduct comprehensive reviews of sales and marketing practices Ensure clear, accurate, and compliant disclosures Align legal and compliance teams with customer service functions to identify emerging issues early 2. Enhance Dealer and Partner Management Perform rigorous upfront diligence on third-party installers and sales organizations Implement ongoing monitoring and auditing Act quickly to address complaints or misconduct 3. Improve Transactional Transparency Reassess how pricing and fees—particularly dealer fees—are structured and disclosed Evaluate potential exposure under TILA and state consumer protection laws 4. Conduct Portfolio-Level Risk Assessments Carefully diligence solar loan portfolios prior to acquisition Consider litigation and regulatory risks embedded in originated assets 5. Stay Ahead of Policy and Enforcement Trends Monitor federal, state, and local regulatory developments Engage with industry groups and legal advisors Anticipate—not react to—regulatory changes What Lies Ahead: The Next 18–24 Months Looking forward, the panelists expect: Continued and expanding enforcement activity, particularly at the state level More class actions and private litigation, fueled by early court rulings Greater clarity regarding dealer fee treatment, as courts begin to rule on the merits Increased scrutiny of sales practices, especially those involving third-party dealers Importantly, the regulatory and litigation environment is unlikely to ease in the near term. Instead, companies should expect more investigations converting into enforcement actions and greater coordination among regulators. Key Takeaways As Alan Kaplinsky summarized, the message for industry participants is clear: ·        The residential solar market is entering a more challenging and regulated phase ·        Government scrutiny and private litigation are rising in tandem ·        Compliance, transparency, and oversight are no longer optional, they are essential Companies that proactively adapt to this new environment will be far better positioned than those that wait to respond under the pressure of an investigation or lawsuit. Consumer Finance Monitor is hosted by Alan Kaplinsky, Senior Counsel at Ballard Spahr, and the founder and former chair of the firm's Consumer Financial Services Group. We encourage listeners to subscribe to the podcast on their preferred platform for weekly insights into developments in the consumer finance industry.  

In this episode of All2ReelToo's PILOT ERROR Review Series, we dig up a true TV time capsule — the un-aired 1996 UPN pilot Black at Ya. Created by Rusty Cundieff, this ambitious sketch comedy pilot pulled back the curtain on the chaos of trying to produce a “Black” comedy show for a mainstream network audience. Sharp, self-aware, and ahead of its time, Black at Ya tackled industry politics, cultural expectations, and the fine line between satire and reality — all while trying to get laughs. We also spotlight the cast, including John O'Hurley, Mark Christopher Lawrence, and Justin Kirk, and break down why this pilot never made it to series. Was it too bold? Too meta? Too real for 1996? Join us as we revisit this forgotten piece of television history, explore what worked, what didn't, and ask the ultimate question: would it survive in today's TV landscape?

On this Salcedo Storm Podcast:Congresswoman Beth Van Duyne represent the 24th Congressional district in the great state of Texas. Beth served in the 1st Trump administration and is the former mayor of Irving, Texas.

In Episode 307 of The Rainmaking Podcast, Scott Love interviews leadership expert Jon Lokhorst on what it means to practice mission-critical leadership in today's volatile and complex business environment. Jon introduces a powerful framework for leading in all directions—not just managing direct reports, but also leading yourself, influencing peers, and effectively managing upward. In professional services firms, where hierarchy is often flat and influence matters more than authority, this approach is essential for building trust, alignment, and long-term success. The conversation breaks down practical leadership tools, including self-leadership through vision and values, improving internal self-talk, leading peers without formal authority, and implementing coaching-style leadership with accountability. Jon also shares actionable strategies such as structured one-on-one meetings, supportive accountability, and leadership development planning. For law firm partners, executives, and professionals navigating growth and complexity, this episode delivers a clear roadmap for developing leaders people want to follow and building teams that perform at the highest level. Visit: https://therainmakingpodcast.com/ YouTube: https://youtu.be/pvw9vtfa8NM ----------------------------------------

https://enlighteninglife.com/you-are-perfect/I hear people saying ‘I am not perfect' and ‘no one is perfect' all of the time and it is irritating because it is not true. Everyone is perfect – all the time. No matter who they are or where they are in their life. The word perfect has been given a context that is not aligned with its original meaning and when you understand the true meaning of ‘perfect' you will realize that not only are you perfect now, you have always been perfect, and there is no more perfect version of you than that which exists right now. Because I study words and their meanings and usage as a hobby, it's called lexicology etymology, I frequently research how words are used versus their origins and what they actually mean. And because I speak multiple languages, I also pay attention to how they are derived from and used in different languages. Let's look at the word ‘perfect'. To research it I asked 3 questions: Where does it come from? What does it mean? How does its true meaning differ from how it is used today? First, where does the word ‘perfect' come from? It was first used around 1250AD and is from the Latin word ‘perfectus', which means ‘finished' or ‘completed.' What does ‘perfect' mean in its original context? That something is finished or completed. In Latin, perfectus is the past participle of the verb ‘perficere' which means to finish. So if ‘perficere' means to finish, then perfectus means it is finished. This brings us to the third question – how does its true meaning and original use differ from the current meaning and usage of the word ‘perfect?' How did we get from ‘finished' to the best that can possibly be, which is what we imply when we use the word perfect today. And this is why we say that ‘we are not perfect' and that 'nobody is perfect'. Created, narrated, and produced by Jennifer Hoffman.Artwork by Jennifer Hoffman.Copyright (C) 2004-2026 by Jennifer Hoffman, all US and international rights reserved.Visit enlighteninglife.com for more information.Please note our policies regarding copyright infringement, content misuse, and theft of intellectual property. We prosecute all infringers and have a ZERO TOLERANCE POLICY for abuse, infringement, misappropriation, and illegal use of our content. You can read our full Terms of Use at enlighteninglife.comemail support@enlighteninglife.com with questions

This week's Copeland's Corner tackled a wide range of political, social, and cultural issues when Brian is joined by Dana Gould, Blaine Capatch, and Cathy Sorbo. The panel opened with a discussion on social media censorship and shadow banning, as Dana and Brian shared personal experiences of reduced reach on TikTok and Facebook for political content. This led into a deeper conversation about media consolidation, tracing its roots to the 1996 Telecommunications Act and the growing concern over a new merger that could give one company control of nearly 90% of U.S. broadcast coverage. The group then analyzed Trump's Iran ceasefire proposal, with Dana and Blaine describing it as political theater and market manipulation. They debated Iran's distrust of U.S. negotiations, the economic fallout of rising gas prices, and the moral implications of voters prioritizing cheap goods over ethical governance. Later, the conversation turned to political corruption, insider trading, and Trump's family's Middle East dealings, followed by a spirited exchange about voter responsibility and the consequences of apathy. The panel also discussed Jesse Ventura's challenge to Barron Trump to enlist in the military, using it as a springboard to critique class privilege and the lack of accountability among political elites. In a powerful segment, Cathy led a discussion on the Cesar Chavez sexual assault allegations, arguing that removing his name from public spaces is appropriate and long overdue. The group compared liberal and conservative responses to disgraced historical figures, noting how liberals tend to remove problematic symbols while conservatives often double down. -- Connect with our Guests... #DanaGould - DanaGould.com #BlaineCapatch - Nerd Poker Podcast. #CathySorbo -  CathySorbo.com and @CathySorbo on IG -- #PoliticalComedy #MediaConsolidation #SocialMediaCensorship #IranPolicy #CesarChavez #ComedyPodcast #TheGreatAmericanShitshow  #TrumpIranPolicy #IranCeasefire #MarketManipulation #PoliticalCorruption #VoterResponsibility #USPolitics #MediaConsolidation #SocialMediaCensorship #ShadowBanning #LegacyReevaluation #Accountability #HistoricalFigures #CancelCultureDebate #EthicalLeadership #PublicMemory   #BrianCopeland #CopelandsCorner #HeadlinersOnTheHeadlines#CopelandUnfiltered #ComedyCommentary #PodcastersOfYouTube #ComicsOnAir #TalkPodcast#PoliticalHumor #PoliticalPodcast #HotTalkTopicsPodcast Hosted by the Bay Area's own Brian Copeland, a longtime Actor, Comedian, Author, Playwright, Television and Radio Personality. Brian and The Copeland's Corner Network of content creators provide a weekly mashup of news, interviews and comedy.--For more from Brian...Visit his website: www.BrianCopeland.comFollow on Social Media: Instagram - @CopelandsCorner & @BrianCopieEmail: BrianCopelandShow@Gmail.com --Copeland's Corner is Created, Hosted, & Executive Produced by Brian Copeland. This Show is Recorded & Mixed by Charlene Goto with Go-To Productions. Visit Go-To Productions for all your Podcast & Media needs.Our Booking Producer is Tom Sawyer. For any show inquiries, please email CopelandsCornerPodcast@gmail.com Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Fans of his books will be able to catch Mick when he appears at the Auckland Writers Festival in May.

❖ Follow along with today's reading: www.esv.org/Matthew15-17 ❖ The English Standard Version (ESV) is an 'essentially literal' translation of the Bible in contemporary English. Created by a team of more than 100 leading evangelical scholars and pastors, the ESV Bible emphasizes 'word-for-word' accuracy, literary excellence, and depth of meaning. ❖ To learn more about the ESV and other audio resources, please visit www.ESV.org

❖ Follow along with today's reading: www.esv.org/Jdg10-13 ❖ The English Standard Version (ESV) is an 'essentially literal' translation of the Bible in contemporary English. Created by a team of more than 100 leading evangelical scholars and pastors, the ESV Bible emphasizes 'word-for-word' accuracy, literary excellence, and depth of meaning. ❖ To learn more about the ESV and other audio resources, please visit www.ESV.org

❖ Follow along with today's reading: www.esv.org/Numbers31;Psalm78:1–39;John20–21 ❖ The English Standard Version (ESV) is an 'essentially literal' translation of the Bible in contemporary English. Created by a team of more than 100 leading evangelical scholars and pastors, the ESV Bible emphasizes 'word-for-word' accuracy, literary excellence, and depth of meaning. ❖ To learn more about the ESV and other audio resources, please visit www.ESV.org

Akhil and Andy visit a high school in Garden City, NY, to speak with outstanding high school students about Born Equal.  In the process, we trace one of America's great credos - “All Men Are Created Equal” - from the Founding, all the way to Lincoln - and beyond, to the fourteenth amendment; and finally to birthright citizenship and next week's momentous Supreme Court case, Trump v. Barbara.  The students' great questions help show the way.  CLE credit is available for lawyers and judges from podcast.njsba.com.

❖ Follow along with today's reading: www.esv.org/Judges9:1–10:5;Ruth1:1–4:22 ❖ The English Standard Version (ESV) is an 'essentially literal' translation of the Bible in contemporary English. Created by a team of more than 100 leading evangelical scholars and pastors, the ESV Bible emphasizes 'word-for-word' accuracy, literary excellence, and depth of meaning. ❖ To learn more about the ESV and other audio resources, please visit www.ESV.org

Find out how automation and generative AI are transforming the workforce — not just displacing it. Justin Ladner, SHRM's senior labor economist, discusses findings from SHRM research and reveals which roles are truly at risk, how HR is adapting, and why non-technical barriers like client preferences and regulations are reshaping the displacement narrative.  Resources from this Week's Episode:  Automation, Generative AI, and Job Displacement Risk in U.S. Employment - https://www.shrm.org/topics-tools/research/automation-generative-ai-and-job-displacement-risk-in-u-s--employment  Automation, Generative AI, and Job Displacement Risk in HR Employment - https://www.shrm.org/topics-tools/research/automation-generative-ai-and-job-displacement-risk-in-hr  Worker Expectations about Automation and Generative AI Job Displacement Risk - https://www.shrm.org/topics-tools/research/worker-expectations-about-automation-and-generative-ai-job-displacement-risk Subscribe to the All Things Work newsletter to get the latest episodes, expert insights, and additional resources delivered straight to your inbox: https://shrm.co/fg444d    ---  Explore SHRM's all-new flagships. Content curated by experts. Created for you weekly. Each content journey features engaging podcasts, video, articles, and groundbreaking newsletters tailored to meet your unique needs in your organization and career. Learn More: https://shrm.co/coy63r 

❖ Follow along with today's reading: www.esv.org/Exodus36;John15;Proverbs12;Ephesians5 ❖ The English Standard Version (ESV) is an 'essentially literal' translation of the Bible in contemporary English. Created by a team of more than 100 leading evangelical scholars and pastors, the ESV Bible emphasizes 'word-for-word' accuracy, literary excellence, and depth of meaning. ❖ To learn more about the ESV and other audio resources, please visit www.ESV.org

Who designed our intricate bodies? Our Creator. Naturopath Dr. Alphonzo Monzo discusses the blueprint for all creation, laid out clearly in the Biblical account of Genesis. In the book of Genesis, God spoke into the darkness and breathed life into the world, bringing sound, light, and movement into the very essence of the human body. A body vibrating with the complex frequencies singing throughout the universe, set into motion when God spoke all things into existence. Dr. Monzo walks through the key points of the electromagnetic spectrum and explains the main differences between non-ionizing and ionizing radiation, and how it affects the body today. He also discusses the impact that electromagnetic frequencies have on health and wellness. TAKEAWAYS Bodies contain both software (energy and frequencies) and hardware (physical matter) Everything in the body was designed to work together to create a singular organism: you Secular science doesn't address how the building blocks of life contain the information they need to organize God alone holds the blueprint for creating life

New claims from royal biographer Andrew Lownie's book Entitled: The Rise and Fall of the House of York allege that Prince Andrew had a “network” of aides and friends who helped arrange young women for him. According to the book, the Duke of York frequently relied on palace staff and security officers to organize introductions, often specifying his “type” — reportedly favoring blondes and ballet dancers. Lownie claims Andrew would sometimes stay in hotels instead of royal residences while abroad to maintain privacy for these encounters. These allegations suggest a pattern of behavior that extended across his time as a trade envoy and well into his social life as a royal, long before his public fall from grace.The revelations have reignited outrage over Andrew's long association with Jeffrey Epstein and Ghislaine Maxwell, raising new questions about how much palace officials knew and ignored. Though Buckingham Palace has refused to comment, the claims paint a picture of entitlement and impunity—one where royal privilege shielded deeply questionable conduct. Critics note the timing of the release comes as Andrew attempts to stage a quiet re-entry into public life, making the biography's allegations a major setback.to contact me:bobbycapucci@protonmail.comsource:Exclusive | Prince Andrew had network of staff, pals to 'arrange girls' for sex -- and he had a type: biographerBecome a supporter of this podcast: https://www.spreaker.com/podcast/the-epstein-chronicles--5003294/support.

135 : The Flow: Episode 135 - Podcast Interviewing: Your Questions Answered | The FlowEcamm NetworkListen to The FlowPodcasting, especially video podcasting, can be a great way to share your message with the world. There are so many things to learn and do, but it's hard to know where to start if you've never done it before. Producing a podcast can initially seem daunting; it's easy to feel overwhelmed when starting something new. Using a Video First approach with Ecamm Live will make it much easier and save you lots of time.The Flow is here to help. We'll take you step-by-step through creating a video podcast, from planning and production to promotion and monetization. You'll learn how to build an efficient workflow that will make your content shine, leaving you to focus on creating great content.It's time for a reset.You asked and we're answering.In this Week 4 mailbag episode of The Flow, Katie and Doc respond directly to questions from The Flow Riders about podcast interviewing — from preparing for conversations to creating interviews that actually connect with your audience.This episode wraps up our month-long deep dive into interviewing, bringing together insights from:• Our framework for planning better interviews• Conversations with experienced podcast interviewers• And the real questions creators are asking right nowIf you've been wondering how to ask better questions, how to prepare without sounding scripted, or how to create interviews that feel like real conversations instead of interrogations, this episode is for you.In this episode, we answer questions like:• How much should you prepare before an interview?• What makes a podcast interview actually engaging?• How do you ask better follow-up questions?• How do you help guests feel comfortable on mic?• What should you do if an interview starts to feel flat?This episode is powered by YOU — our community — and it's a reminder that the best interviews aren't about extracting information… they're about creating conversations worth listening to.

One of the most unique looking hotels in America is located in Asheville, North Carolina. This is the Grove Park Inn, which looks at home in its mountain setting because it is made from native granite boulders. The guest list through the years has included the rich and famous and many presidents. But it's one guest in particular who has endured through all the decades. She is a mysterious woman in pink who has a penchant for appearing out of nowhere and disappearing just as quickly. And she brings an icy chill with her. Join us as we explore the history and the hauntings of the Grove Park Inn. Check out the website: http://historygoesbump.com Music used in this episode: Main Theme: Creepy Carnival Theme  Created and produced by History Goes Bump Licensed under Creative Commons: By Attribution 4.0 creativecommons.org/licenses/by/4.0/ Other music in this episode: Music: Halloween 2025 Vol. 1 by Sascha Ende Link: https://ende.app/en/song/13265-halloween-2025-vol-1 

❖ Follow along with today's reading: www.esv.org/Numbers29–30;Psalm77;John19 ❖ The English Standard Version (ESV) is an 'essentially literal' translation of the Bible in contemporary English. Created by a team of more than 100 leading evangelical scholars and pastors, the ESV Bible emphasizes 'word-for-word' accuracy, literary excellence, and depth of meaning. ❖ To learn more about the ESV and other audio resources, please visit www.ESV.org