65 And Counting

Listen to the November 2021 American Retirement Advisor Newsletter as David Edge brings the words to life.Need a hard copy to Read along?Here is a link to download the PDF: https://bit.ly/3usAwPK Workshop Registration:Full schedule on: www.123EasyMedicare.comSocial Security Made 123Easy: https://www.tfaforms.com/4681262?tfa_1928=65 Retirement Income Planning Made 123Easy:  https://www.tfaforms.com/4913814?tfa_1928=65 Call to register: 602-281-3898Email Adam: Adam@AmericanRetire.com

Listen to the October 2021 American Retirement Advisor Newsletter as David Edge brings the words to life.In this Month's Reading:- BOO!- AEP Tips- Howl-O-Ween!- Scary Stuff!- Blood Pressure Meds and Cognition Studies- Financial Tip- More [Medi-care-eez]™️- Medicare@Work- Medicare and Moving Madness- “I Can Help!”Need a hard copy to Read along?Here is a link to download the PDF: https://bit.ly/3usAwPK Workshop Registration:Full schedule on: www.123EasyMedicare.comSocial Security Made 123Easy: Click here to register Retirement Income Planning Made 123Easy:  Click here to registerCall to register: 602-281-3898Email Adam: Adam@AmericanRetire.com

Medicare's Annual Election Period (AEP) creates a great opportunity for folks to make changes to their Medicare plans. BUT, what about Medigap/ Medicare Supplement plans? Can you use AEP to make changes to supplement/medigap plans?Switching from a Medigap to a Medicare Advantage plan and vice versa?What about those qualifying medical questions?Not sure what you can change during AEP?Adam will go over some helpful details about Medigap/Supplement plans on this week's episode of 65 and Counting. Important information:Workshop Schedule and Registration: www.123EasyMedicare.comCall the office: 602-281-3898Email Adam: Adam@AmericanRetire.com

Medicare's Annual Election Period (AEP) creates a great opportunity for folks to make changes to their Medicare plans.Will your current plan cover everything you need in 2022?What changes can you make during AEP?Losing your doctor? Want to change prescription drug plans?Adam explains how important it is to have a complimentary plan review EVERY year. Now is the time to schedule your meeting with your advisor to make sure you are getting all the benefits you need.Adam will go over more about this in this week's episode of 65 and Counting. Important information:Workshop Schedule and Registration: www.123EasyMedicare.comCall the office: 602-281-3898Email Adam: Adam@AmericanRetire.com

Every year between Oct. 15 and Dec. 7, you have an opportunity to make changes to your Medicare plan. Why? Because you may not have changed, but your plans may have changed on you! Have you had your Medicare plan review yet? If not, you might be missing out on important opportunities. We can help! Adam will go over why this plan review is so important every year in this week's episode of 65 and Counting!Not a client yet?Schedule your Medicare annual reviewby calling: 877-220-1089Important information:Workshop Schedule and Registration: www.123EasyMedicare.comCall Adam: 602-281-3898Email Adam: Adam@AmericanRetire.com

Listen to the September 2021 American Retirement Advisor Newsletter. In this Month's Reading:- AEP Tips!- Super Good and Getting Better!- Is it Fall Yet?- No Bacon for Spot!- New Furry Friend!- More [Medi-care-eez]™️- Medicare@Work- Financial Tip- Let's make Medicare 123Easy for Everyone- Start. Stop. Start! - Success Story- Prepare for your Medicare Annual Review!Need a hard copy to Read along?Here is a link to download the PDF: https://bit.ly/3t6qC5z Workshop Registration:Full schedule on: www.123EasyMedicare.comSocial Security Made 123Easy: https://www.tfaforms.com/4681262?tfa_1928=65 Retirement Income Planning Made 123Easy:  https://www.tfaforms.com/4913814?tfa_1928=65 Call to register: 602-281-3898Email Adam: Adam@AmericanRetire.com

When you are new to Medicare, you get a welcome wellness gift!You are welcomed to your plan with a complimentary special preventive visit.At this visit, your doctor learns all about you! Because knowing all about YOU is essential to keeping you healthy!Adam will go over more about this in this week's episode of 65 and Counting. Important information:Workshop Schedule and Registration: www.123EasyMedicare.comCall the office: 602-281-3898Email Adam: Adam@AmericanRetire.com

S1E63 Big move out of state?In this week's success story, we take a dive into a client's successful move from one state to another while keeping all the same great benefits they grew to know and love with their current Medicare plan!Important information:Workshop Schedule and Registration: www.123EasyMedicare.comCall the office: 602-281-3898Email Adam: Adam@AmericanRetire.com

Just get home from surgery and need help with meals? Some Medicare plans can deliver a tasty solution.Adam will go over which plans include this helpful benefit in this week's episode of 65 and Counting. Important information:Workshop Schedule and Registration: www.123EasyMedicare.comCall the office: 602-281-3898Email Adam: Adam@AmericanRetire.com

Listen to the August 2021 American Retirement Advisor Newsletter. In this Month's Reading:- Commentary is Tough!- Happy Trails- Things to Know About the Delta Variant- A Bear-y Special Kindness- More [Medi-care-eez]™️- Medicare@Work- Financial Tip- It's Coming! Don't Miss the AEP Train!- Preventative Research - Success StoryNeed a hard copy to Read along?Here is a link to download the PDF:  https://bit.ly/3yerZRx Workshop Registration:Full schedule on: www.123EasyMedicare.comSocial Security Made 123Easy: https://www.tfaforms.com/4681262?tfa_1928=65 Retirement Income Planning Made 123Easy:  https://www.tfaforms.com/4913814?tfa_1928=65 Call to register: 602-281-3898Email Adam: Adam@AmericanRetire.com

Medicare Parts B and D can pay for medications, but how they pay and what they pay for are different. Avoid billing surprises by learning what medications Part B will cover.What medications are covered under Part B: https://www.medicare.gov/coverage/prescription-drugs-outpatientImportant information:Workshop Schedule and Registration: www.123EasyMedicare.comCall the office: 602-281-3898Email Adam: Adam@AmericanRetire.com

Planes, trains, or automobiles? Before you grab a ride, can you ride free with Medicare, and what kinds of free rides will your plans cover? Where exactly can I use my free rides to go?Adam will go over which plans might include a helpful transportation benefit in this week's episode of 65 and Counting. Important information:Workshop Schedule and Registration: www.123EasyMedicare.comCall the office: 602-281-3898Email Adam: Adam@AmericanRetire.com

S1E58 Switching Med Sups is What's Up!In this week's success story, we turned a frown upside down! We provided solutions when a birthday increased a client's Medicare supplement premium!Important information:Workshop Schedule and Registration: www.123EasyMedicare.comCall the office: 602-281-3898Email Adam: Adam@AmericanRetire.com

Can I keep contributing “Tax-Free” to my HSA after I go on Medicare? What about using the money I've saved all those years after my Medicare starts? We've got all those answers and more, this week on 65 and Counting!We will help you avoid penalties by telling you when to stop contributing.Stay or Go Analysis™ https://www.tfaforms.com/4688178Workshop Schedule and Registration: www.123EasyMedicare.comHSAs.gov link: https://www.irs.gov/forms-pubs/about-publication-969Call the office: 602-281-3898Email Adam: Adam@AmericanRetire.com

Listen to the July 2021 American Retirement Advisor Newsletter. In this Month's Reading:- Summertime Fun Time!- Our Founding Fathers- Do You Know What BEFAST Means?- Science Fiction or Strange Experience?- More [Medi-care-eez]™️- A Tiny Cannon- Retirement and Travel- COVID-19, Assistance Programs- Switch from F to G?Need a hard copy to Read along?Here is a link to download the PDF:  https://bit.ly/3qi2JXy Workshop Registration:Full schedule on: www.123EasyMedicare.comSocial Security Made 123Easy: https://www.tfaforms.com/4681262?tfa_1928=65Retirement Income Planning Made 123Easy:  https://www.tfaforms.com/4913814?tfa_1928=65Call to register: 602-281-3898Email Adam: Adam@AmericanRetire.com

To avoid errors, and rack up wins you need to know where to look - and what to ask. Everyone benefits from Medicare experts helping plan your Medicare BEFORE you are eligible to enroll- particularly for avoiding penalties that can stick with you for life! Certified Medicare Planners® will help YOU avoid penalties by telling you what you need.Important information:Workshop Schedule and Registration: www.123EasyMedicare.comCall the office: 602-281-3898Email Adam: Adam@AmericanRetire.com

Annoyed with all the Medicare mail, ads, and celebrities telling you what Medicare plans are right for YOU or what you are missing? So are we! Those mailers and TV ads are meant to scare and confuse YOU! Don't respond to them! Don't give them any information!They are sales marketing tactics. Period!We can teach you how to avoid mistakes and gimmicks and JUNK!Important information:Workshop Schedule and Registration: www.123EasyMedicare.comCall the office: 602-281-3898Email Adam: Adam@AmericanRetire.com

This week we are digging into the archives to bring back a very important topic we seem to be getting more and more calls about!How are you going to keep those pearly whites, pearly white once you're on Medicare? This week host Adam Frye chomps into all of your options for dental coverage after age 65 (and before)! What's the most cost-effective way and comprehensive way to make sure you're teeth get the care they need? There are so many different options! We've helped thousands of people over the years keep their teeth nice and healthy... Listen to this episode to find out how! Don't forget to like the video, follow our page, and share with your friends!Important information:Workshop Schedule and Registration: www.123EasyMedicare.comDental Quotes: www.123easydental.comCall the office: 602-281-3898Email Adam: Adam@AmericanRetire.com

There is more to choosing a plan than just how many stars it has. Besides looking at ratings, plans need to match your needs for doctors, and hospitals too.Learn about star ratings in this week's 65 and Counting episode.Get in touch:Email: Adam@americanretire.comDirect Phone: 602-281-3898 National Helpline: 877-220-1089Online at:65andCounting.comMore Videos:https://www.youtube.com/channel/UCRwjXCIvBwDi7bnUK_N1JWgAudio Only Episodes:Apple:https://podcasts.apple.com/us/podcast/65-and-counting/id1517667295?uo=4Spotify: https://open.spotify.com/show/2pPoCkuqCJ0SbIDamFuHMPGoogle:https://www.google.com/podcasts?feed=aHR0cHM6Ly9mZWVkcy5idXp6c3Byb3V0LmNvbS8xMTQ4MzA2LnJzcw%3D%3

Medicare says you don't have to share with your spouse!  Listen to this month's Success Story about a couple that learned why they don't have to have the same Medicare plan and still be blissfully happy. Get in touch:Email: Adam@americanretire.comDirect Phone: 602-281-3898 National Helpline: 877-220-1089Online at:65andCounting.comMore Videos:https://www.youtube.com/channel/UCRwjXCIvBwDi7bnUK_N1JWgAudio Only Episodes:Apple:https://podcasts.apple.com/us/podcast/65-and-counting/id1517667295?uo=4Spotify: https://open.spotify.com/show/2pPoCkuqCJ0SbIDamFuHMPGoogle:https://www.google.com/podcasts?feed=aHR0cHM6Ly9mZWVkcy5idXp6c3Byb3V0LmNvbS8xMTQ4MzA2LnJzcw%3D%3D

Where do you actually get the OTC Medicare freebies you hear about on TV!? In this episode, Adam will tell you exactly what Advertising you hear means by "free at the pharmacy". Medicare Supplements Episode: https://open.spotify.com/episode/0VweyZlojBUBREoVBOrc7N?si=iGdDemrrQ_GA9VAF-S1AugFitness Episode: https://youtu.be/IZCTJF3dka4Get in touch:Email: Adam@americanretire.comDirect Phone: 602-281-3898 National Helpline: 877-220-1089Online at:65andCounting.comMore Videos:https://www.youtube.com/channel/UCRwjXCIvBwDi7bnUK_N1JWgAudio Only Episodes:Apple:https://podcasts.apple.com/us/podcast/65-and-counting/id1517667295?uo=4Spotify: https://open.spotify.com/show/2pPoCkuqCJ0SbIDamFuHMPGoogle:https://www.google.com/podcasts?feed=aHR0cHM6Ly9mZWVkcy5idXp6c3Byb3V0LmNvbS8xMTQ4MzA2LnJzcw%3D%3D

Listen to the May 2021 American Retirement Advisor Newsletter- Featuring:- Status Quo!- What was the best year of your life?- May Rituals - what are yours?- Herd Immunity Thoughts- Mixed Medicare Marriage?- Medigap Rate Increases- Medicare Basics Even if You're Not Eligible Yet- Asset Preservation Crystal Ball?Want more?www.123EasyMedicare.comwww.AmericanRetire.comDirect Line: 602-281-3898Email: Adam@AmericanRetire.com

Don't let scammers intimidate you - just hang up! Protect your personal info! In this episode, Adam tells you what to do to keep your identity safe when scammers pull out the stops to intimidate you for information.Report 'em: WWW.SSA.GOV/ANTIFRAUDFACTSStop the scammers and just hang up!Get in touch:Email: Adam@americanretire.comDirect Phone: 602-281-3898 National Helpline: 877-220-1089Online at:65andCounting.comMore Videos:https://www.youtube.com/channel/UCRwjXCIvBwDi7bnUK_N1JWgAudio Only Episodes:Apple:https://podcasts.apple.com/us/podcast/65-and-counting/id1517667295?uo=4Spotify: https://open.spotify.com/show/2pPoCkuqCJ0SbIDamFuHMPGoogle:https://www.google.com/podcasts?feed=aHR0cHM6Ly9mZWVkcy5idXp6c3Byb3V0LmNvbS8xMTQ4MzA2LnJzcw%3D%3D

This month we helped a client with getting her Dad all the Medicare benefits he was entitled to with one phone call! We can help you with Medicare so you can help your parents too. In one move!Get in touch:Email: Adam@americanretire.comDirect Phone: 602-281-3898 National Helpline: 877-220-1089Online at:65andCounting.comMore Videos:https://www.youtube.com/channel/UCRwjXCIvBwDi7bnUK_N1JWgAudio Only Episodes:Apple:https://podcasts.apple.com/us/podcast/65-and-counting/id1517667295?uo=4Spotify: https://open.spotify.com/show/2pPoCkuqCJ0SbIDamFuHMPGoogle:https://www.google.com/podcasts?feed=aHR0cHM6Ly9mZWVkcy5idXp6c3Byb3V0LmNvbS8xMTQ4MzA2LnJzcw%3D%3D

This week on 65 and counting we explore the ever-popular "Fitness Benefit" that is included in many Medicare Advantage and Medicare Supplement plans across the country.We break down the types of benefits, as well as a couple of the major programs you likely already know and love (Silver Sneakers™️ and Silver and Fit™️)Hope you enjoy the episode!- Adam FryeGet in touch:Email: Adam@americanretire.comDirect Phone: 602-281-3898 National Helpline: 877-220-1089Online at:65andCounting.comMore Videos:https://www.youtube.com/channel/UCRwjXCIvBwDi7bnUK_N1JWgAudio Only Episodes:Apple:https://podcasts.apple.com/us/podcast/65-and-counting/id1517667295?uo=4Spotify: https://open.spotify.com/show/2pPoCkuqCJ0SbIDamFuHMPGoogle:https://www.google.com/podcasts?feed=aHR0cHM6Ly9mZWVkcy5idXp6c3Byb3V0LmNvbS8xMTQ4MzA2LnJzcw%3D%3D

By now you've probably felt a few pokes from the Covid-19 vaccine, but what exactly is it? And how does Medicare cover it? Join host Adam Frye on this episode of 65 and Counting as he "pokes around" the vaccine and Medicare in simple terms.Link to download the Newsletter: https://bit.ly/3b6PDq6Direct Line: 602-281-3898Email: Adam@AmericanRetire.comSources:https://www.mayoclinichealthsystem.org/hometownhealth/featured-topic/covid-19-vaccine-myths-debunkedhttps://www.mayoclinic.org/diseasesconditions/coronavirus/in-depth/coronavirus-vaccine/art20484859https://www.umassmed.edu/news/newsarchives/2020/12/inside-the-new-mrna-vaccines-for-covid19/https://nyulangone.org/news/how-mrna-vaccines-preventcovid-19

Listen to the April 2021 American Retirement Advisor Newsletter. Featuring:- Medicare's Dirty Insolvency Secret no one is talking about.- How to Get to a Yes!- Welcoming Spring!- Life after the Vaccine.- Sweating the Small Stuff!- Social Security Tips- Medicare Planning for Employers- Helping Parents with Medicare Success StoryWant more?www.123EasyMedicare.comwww.AmericanRetire.comDirect Line: 602-281-3898Email: Adam@AmericanRetire.com

Without proper planning, the costs and decisions will fall on your loved ones...In this week's episode, we tune into a conversation between our top Advisors at American Retirement Advisors. These experts share their thoughts about Long Term Care Insurance, long-term planning, and hurdles many folks have faced in the past.  Most importantly they share their solutions and guidance.Planning costs you nothing but a little time... Don't wait until it is too late. Have a story about Long Term Care you want to see published?Send it over! - adam@ara123.comGet in touch:Email: Adam@americanretire.comDirect Phone: 602-281-3898 National Helpline: 877-220-1089Online at:65andCounting.comMore Videos:https://www.youtube.com/channel/UCRwjXCIvBwDi7bnUK_N1JWgAudio Only Episodes:Apple:https://podcasts.apple.com/us/podcast/65-and-counting/id1517667295?uo=4Spotify: https://open.spotify.com/show/2pPoCkuqCJ0SbIDamFuHMPGoogle:https://www.google.com/podcasts?feed=aHR0cHM6Ly9mZWVkcy5idXp6c3Byb3V0LmNvbS8xMTQ4MzA2LnJzcw%3D%3D

Are you prepared for unexpected long-term medical care and expenses? Do you want to avoid putting a financial burden on loved ones for your care?Our success story will show you how our Advisors can help you with both providing options and planning so you can be prepared for the unexpected.Need a hard copy of the March Newsletter to see the Success Story Article?Here is a link to download the PDF: https://bit.ly/3b6PDq6Workshop Registration:Full schedule at: www.123EasyMedicare.comSocial Security Made 123Easy: https://attendee.gotowebinar.com/register/4271896656619192845?source=65Retirement Income Planning Made 123Easy: https://attendee.gotowebinar.com/register/382291809989531917?source=65Call to register: 877-220-1089Email Adam: Adam@AmericanRetire.com

On-the-spot answers- from our Advisors (including the David's you know and love) giving you answers to help you get the most out of your Medicare plans! Should you use GoodRx with Medicare? See what the experts say.More Important Helpful Links:Check out the Medicare Moment (blog)https://123easymedicare.com/the-medicare-moment/Find the Medicare Moment:Subscribe now!https://www.youtube.com/c/123easymedicare/Call us: 1-877 -220-1089

Listen to the March 2021 American Retirement Advisor Newsletter. In this Months Reading:- Feelings or Facts?- March On!- COVID Depression...- Why am I Me?- Financial Tip- Medicare@Work- COVID-19 Vaccine, what is it and how does it work?- Costs to much!Need a hard copy to Read along?Here is a link to download the PDF: https://bit.ly/3b6PDq6 Workshop Registration:Full schedule on: www.123EasyMedicare.comSocial Security Made 123Easy: https://attendee.gotowebinar.com/register/4271896656619192845?source=65Retirement Income Planning Made 123Easy: https://attendee.gotowebinar.com/register/382291809989531917?source=65Call to register: 602-281-3898Email Adam: Adam@AmericanRetire.com

What happens when you lose your social security card or worse it is stolen? In this Success Story episode, we walk you through how to get your card replaced. For stress-free guidance, call our office at 877-220-1089 we can help!

In today's episode, Adam talks about how Medicare works when you are traveling. This is one of the most popular questions in our workshops too! Find out what is covered from Tucson to Tokyo so your travel is not interrupted with worry about coverage. Do you need more coverage than what Medicare offers? Tune in to find out.

Today we are sharing some actual client care call stories with happy solutions. From insurance card confusion for obtaining medication, surprise rate increases, and confusion about IRMAA surcharges. Whether you are a client or not, answers are just a call away. Our Medicare Client Care Team is...Here to Help!

In this issue of the newsletter, join in our optimism for the coming year, ooh la la...how about an International idea for expressing your love on Valentine's day, is sitting too much affecting your health, what do you do in the dark without a flashlight and a bull, medical costs should be included in your financial planning, do your HR partners need Medicare superpowers, when your provider leaves your plan and you're holding the bill, a stolen wallet nightmare, and our client care team is always ready to help.

Suddenly your doctor won't see you! You've had the same Medicare Advantage plan for years - well, sometimes plans can change on you! It's important to review your plans every year. Luckily for this member, his doctor knew about what we do and referred him to us so we could help him. When was the last time your Medicare plans were reviewed to make sure they still meet your needs?Contact a Certified Medicare Planner: 877-220-1089Questions for Adam: adam@americanretire.com

How do you begin to compare your current employee group health insurance to the 5000+ different Medicare Options? What about Retiree group health insurance? Do I need Medicare if I want to keep working? What about my spouse?If any of these questions are running through your mind right now tune in!Adam goes over American Retirement Advisors proprietary tool called the Stay or Go Analysis to help folks all over the country get the answers to the very real questions that come when you choose to leave employee group health insurance... or not, because most folks will learn is you DO have a choice.Hope you enjoy!

Hey HR Teams! Let us take Medicare off your plate in 2021! Here is how The Medicare Architects' unique team of experts can help you succeed at one of your company's goals- What HR team doesn't want a solution for reducing their benefits management load. We have it for you!Learn how The Medicare Architects manage everything Medicare for you and your employees. Making Medicare 123Easy@Work in 2021.

Listen to the January 2021 American Retirement Advisor Newsletter. David Edge brings our stories to life, as we reflect on 2020 and look to 2021 we thank all of our wonderful clients for staying safe and tuning in.Cheers to 2021! Information on Workshop Registration:Full schedule on: www.123EasyMedicare.comCall to register: 602-281-3898Email Adam: Adam@AmericanRetire.com

Many people considering Medicare are unaware of plans available offering unique and helpful benefit considerations for individuals with certain medical conditions or financial needs. They are called Special Needs Plans. Do you know of someone who could benefit from this type of coverage, both in services and reduced costs? Tune in to the show to learn more about these plans to see if someone you love should talk to one of our Certified Medicare Planners for more information!

"I like my plan but I'm losing my doctor!" is not something you want to face when you need care. The success story this week talks about how we were able to help a client facing this dilemma and how to avoid it in the future.

IRMAA? Who is that? Well... it's really more 'what's' that? In case you received a letter from Medicare expressing some unexpected surcharges to your Medicare premium, the show today might provide some answers to 'what' those charges mean.

This week meet Kyle Jacobs, who is as wonderfully charismatic as his father-in-law and mentor, David Edge! Kyle is genuinely devoted to helping people. From his past work with the Chamber of Commerce to Real Estate to Medicare advisement, his warm-hearted approach highlights his desire to ensure clients' decisions are confident and meet their needs first. Kyle shows his clients why the 123Easy Method resolves any of the myths advertising creates. Enjoy meeting Kyle and learn why our clients enjoy meeting with him too.

David Edge narrates the December issue of our newsletter that is filled with 2020 reflections, unique times, overcoming challenging moments, positive outlooking, and engaging in memories and things that are fun! We thank all of our listeners for following our talk show stream since freshly launching this year. Here's to a celebration of healthy new beginnings in 2021.

This success story is about a client who was stressed and confused about Medicare coverage for an upcoming medical procedure and was calmed by having a team of experts readily available to answer his questions. We can help!Free Informational Medicare Workshops:www.123EasyMedicare.comWant to meet with a Certified Medicare Planner?602-281-3898More questions for Adam?adam@americanretire.com

Positive hopes for a fresh 2021, root cellars kept us stocked with essentials, is a flu shot recommended this year, social security news and considerations for savings opportunities, is Medicare on the benefits menu for your open enrollment, maximize those Medicare Advantage benefits before they expire Dec 31, don't wait till the last minute to make sure your Medicare plan has not changed copays, doctors or drug costs on you for 2021. Call us can help!123EasyMedicare Workshops:123EasyMedicare.com/fun2Want help with Medicare?Call us: 602-281-3898(Make sure to let them know Adam from 65 and counting sent you)

This episode talks "dollars to donuts" about Part D plans or stand-alone prescription drug plans. Why you need a drug plan to avoid a penalty? How do you get one? Did you know the cheapest plan premium doesn't mean your medications will cost the lowest! Did you review your plan for 2021? Did it change on you?

Remember, generally, if you are working past age 65, and have creditable coverage you can stay on your group plan with no penalties moving to Medicare later. Here is a success story with a happy ending! Meet with us long before you need to enroll. We can help you confirm your glide path to Medicare too!

Medicare AEP is here! This is a golden opportunity for YOU! Our advisors are ready to help to make sure your Medicare plan is STILL right for you. Hear some real stories about clients who benefited from an AEP meeting with our real advisors who give them real solutions! We review our clients' plans every year because plans can change on YOU! Enjoy this special episode featuring an Advisor Roundtable. Are there hidden savings we can uncover for you? What's new for Medicare in 2021 - what's changing for 2021? Diabetic costs, over-the-counter benefits, dental coverage, and more... Do one of these discussions impacts you? Here to help!