Podcasts about aep

Play Episode Listen Later Mar 17, 2025 39:54

Navigating the Transition: Changing Your Upline in the Insurance IndustryIn the dynamic world of insurance, making the decision to change your upline involves careful consideration and strategic planning. As discussed by Kathe Kline and Joanna Wyckoff in the "Insurance Business Babes" podcast, understanding the intricacies of this process is crucial to making a smooth transition.Understanding the Release ProcessBefore initiating a move, agents must understand the release process. It's essential to have a conversation with your current upline, expressing your intention and discussing any financial investments made, such as marketing funds. Joanna emphasizes the importance of treating this like a professional relationship – a courtesy call can help maintain the goodwill necessary for future interactions.Self-Release TimelineIf an immediate release is not granted, agents should be aware of the industry-standard, a 90-day self-release from most carriers. This means starting the process by notifying the carrier of your intent to move, initiating the clock on the 90-day period. Kathe and Joanna recommend beginning this process well ahead of critical selling periods, like AEP, to avoid getting stuck due to blackout periods, which often commence from July 1st.Managing Financial ArrangementsConcerns about financial entanglements with your current upline are valid. The podcast notes that uplines continue to receive overrides on existing policies unless rewritten, alleviating some guilt an agent might feel about ‘abandoning' an upline. However, being upfront about any marketing money or coop advances and handling those arrangements ethically is crucial.Exploring New OpportunitiesWhen considering a new upline, agents are encouraged to thoroughly vet potential partners. Assessing the support, resources, and technology the new upline offers is critical. Kathe and Joanna suggest requesting demonstrations of promised systems and potentially signing a limited number of contracts first to test the relationship.Final ThoughtsChanging your upline is not just a business decision but also a step towards aligning with partners who better suit your professional goals. By taking thoughtful and measured actions, as outlined in the podcast, agents can ensure a transition that strengthens their business operations and future success.This episode is sponsored by CertifiedMedicareAgents.com

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2025 Medicare Predictions with Josh Slattery (Part 2)

community predictions medicare slattery aep

Play Episode Listen Later Feb 25, 2025 21:02

In this episode of the Broker Link Podcast, Executive Vice President at The Brokerage Inc., Josh Slattery discusses the future of Medicare post-2025 AEP, focusing on industry trends and the impact of the new presidential administration. Other topics discussed include the potential changes to the Value-Based Insurance Design (V-BID) program, which simplifies eligibility for benefits based on income rather than specific chronic illnesses. If you haven't listened to Part 1, click here first. Learn more about partnering with The Brokerage Inc. by visiting our website, www.thebrokerageinc.com. Remember to like, share, and subscribe to our show! New episodes are available every Tuesday. Join our Community! Linkedin: https://www.linkedin.com/company/the-brokerage-inc-/ Facebook: https://www.facebook.com/thebrokerageinc/ Instagram: https://www.instagram.com/thebrokerageinc/ YouTube: https://www.youtube.com/@TheBrokerageIncTexas Website: https://thebrokerageinc.com/

Ep. 25: Social Security in Retirement Planning

Play Episode Listen Later Feb 18, 2025 28:26

Host Steve Parrish, JD, RICP®, CLU®, ChFC®, AEP® welcomes Jason Fichtner, PhD, an expert on Social Security and retirement policy, for a conversation on the current status and future of the popular and cornerstone benefit program. They cover the impact of the latest regulatory updates on Social Security, what may happen to benefits in the future, and how financial professionals can work with their clients to secure their retirement planning. Find all episodes at TheAmericanCollege.edu/Shares.

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Managing Bias, Burnout, and Business Growth in Insurance

The Uptime Wind Energy Podcast

Play Episode Listen Later Feb 3, 2025 39:12

In this episode of "Insurance Business Babes," Joanna Wyckoff shares a challenging incident where a client was unwilling to engage with her assistant due to racial bias. This underscores the ongoing issues of discrimination that persist even in professional settings. Joanna emphasizes the importance of her office process, where clients must communicate with her assistant for scheduling—allowing her to focus on more critical insurance matters. Kathe Kline suggests tools like Calendly for online scheduling, yet Joanna points out that some clients still prefer or are unaware of these digital methods. Kathe's alternative approach to managing her workload includes not working on Wednesdays, reserving these mid-week breaks for personal and administrative tasks. This practice helps her maintain work-life balance, ensuring she never disrupts personal time unless absolutely necessary. The hosts discuss the benefits of consolidating multiple appointments in a single day rather than spreading them across the week. Kathe's extensive experience building and selling businesses gives her unique insights on client retention, particularly during challenging times like the COVID-19 pandemic. Highlighting the importance of owning communication systems, Kathe prefers using VoIP services to avoid complications when changing firms. Owning one's client data is crucial in the insurance industry, notes Joanna, who has faced difficulties in data export during company switches. Regulations require keeping call recordings for ten years; therefore, effective data management tools like RingCentral and Dialpad ensure compliance while managing workload efficiently. As the hosts discuss the Annual Enrollment Period (AEP), Joanna recommends transforming thoughts and tasks into checklists to stay organized. Both hosts rely on digital calendars to manage their schedules, ensuring priority tasks are completed first. They also address client needs proactively, from reviewing Medigap before or after AEP to considering additional coverage options. Networking remains a cornerstone of business growth for Kathe, who initially invested in groups like BNI (Business Network International). The BNI model teaches effective networking and the importance of referrals. Kathe advises continually seeking new referral partners, as current partners may leave or change careers. Finally, Kathe emphasizes the necessity of self-care to avoid burnout during intense periods like AEP. Setting work limits and ensuring breaks for meal times can significantly increase productivity. Both hosts stress the importance of retaining existing clients, highlighting that it's easier and often more valuable than acquiring new ones. “Insurance Business Babes” reminds insurance professionals of the importance of balancing professional responsibilities with personal well-being, the efficiency of managing client interactions, and the continual pursuit of networking opportunities. Stay tuned for more insights and practical advice from Kathe Kline and Joanna Wyckoff! Stay tuned for new episodes to continue enhancing your insurance business acumen with Kathe Kline and Joanna Wyckoff. This episode is sponsored by CertifiedMedicareAgents.com

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PowerCurve’s Advanced Blade Upgrades

Play Episode Listen Later Jan 16, 2025 23:41

Nicholas Gaudern, CTO at PowerCurve joins the show to discuss advanced blade upgrades that improve turbine performance and reduce noise. PowerCurve's technology helps operators make smart decisions about maintenance and upgrades. Gaudern explains why combining repairs with performance enhancements is a cost-effective strategy that benefits both operations and community relations. Fill out our Uptime listener survey and enter to win an Uptime mug! Register for Wind Energy O&M Australia! https://www.windaustralia.com Sign up now for Uptime Tech News, our weekly email update on all things wind technology. This episode is sponsored by Weather Guard Lightning Tech. Learn more about Weather Guard's StrikeTape Wind Turbine LPS retrofit. Follow the show on Facebook, YouTube, Twitter, Linkedin and visit Weather Guard on the web. And subscribe to Rosemary Barnes' YouTube channel here. Have a question we can answer on the show? Email us! Pardalote Consulting - https://www.pardaloteconsulting.comWeather Guard Lightning Tech - www.weatherguardwind.comIntelstor - https://www.intelstor.com Allen Hall: Welcome to the Uptime Wind Energy Podcast Spotlight. I'm your host, Allen Hall, along with my co host, Joel Saxon. Today, we're diving deep into the world of wind turbine aerodynamics and blade optimization with one of the industry's leading experts. Our guest is Nicholas Gaudern, the Chief Technology Officer at PowerCurve, a company that's revolutionizing how we approach wind turbine performance through advanced Aerodynamic solutions. Now, Nicholas has over 15 years of industry experience and his journey includes significant roles at industry giants like Vestas, where he led the design of next generation blades. And as CTO of PowerCurve, Nicholas and his team are pushing the boundaries of what's possible in wind turbine optimization. They've developed innovative solutions like AeroVista, which helps operators make data driven decisions about blade maintenance and upgrades. Their work spans from custom designed vortex generators to trailing edge serrations, all aimed at increasing AEP while reducing turbine noise. So please welcome to the Uptown Wind Energy Podcast Spotlight, Nicholas Gaudern. Nicholas Gaudern: Thanks, Allen. Yeah, good to see you as well, Joe. Allen Hall: We have a lot going on in the United States in terms of rotors on the ground. Variety of reasons, but anytime that Joel and I are running through the Midwest, we see rotors down, and when I run into those people, I always ask, why are you not putting arrow improvements on your blade? It is the lowest cost way to do it. There's an opportunity there Nicholas? Nicholas Gaudern: Yeah, there, there really is, and I find it very surprising as well, because whilst you can put upgrades on at lots of different points in a turbine's life cycle, if you do have that roach on the ground it just makes everyone's lives that bit easier, and also it's going to save you a lot of money on installation costs. So yes, I think it's a great thing to be considering because you can be working on different parts of the blade at the same time. And if you're going to increase the AEP with those devices you put on, you can consider that as a way of paying for some of the other work you might be doing while the rotor's down. Allen Hall: Yeah. And we've run into many operators that have talked to us about noise of all things in the middle of the United States where there's not a lot of neighbors to them. But neighbors are concerned about the noise produced by the turbines and in very windy places. Yeah. like Kansas, Oklahoma, Texas, there is blade noise. It's there. And most of the equipment out in service does not have trailing edge serrations. And I'm beginning to wonder if that is trying to be, if there's needs to be an adjustment made there that you may not technically need trailing edge serrations for noise quieting, but to be a good neighbor.

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What will you do differently in 2025?

training cross reflecting medicare aep

Play Episode Listen Later Jan 6, 2025 42:41

As we leave the 2024 enrollment period, the ladies stress the necessity of evaluating what works and pivoting to more effective strategies. Joanna emphasizes refining actions proactively, while Kathe advises maintaining an inventory of time and actions to ensure maximum productivity. They underline the value of carrier training sessions, which mitigate inefficiencies and frustrations in handling applications, thereby keeping your operations smooth and profitable. Joanna passionately advocates for diversifying services. It's essential not just to focus solely on Medicare but to include products like critical illness and hospital indemnity insurance. Cross-selling has proved financially beneficial for many agents, with some doubling their income. Kathe is gearing up for a cross-selling training in Houston, spotlighting annuities and life insurance. Reflecting on the last AEP, Kathe reveals the pitfalls of handling numerous requests for Personalized Drug Plan reviews. Both hosts resonate on this challenge, discussing the frustrations of non-commissionable plan enrollments and advocating for self-sufficiency in learning through consistent training. They suggest using systems and automation to avoid manual errors in scheduling, as well as recording training sessions for future reference. A key theme throughout the discussion is balancing business profitability with providing necessary services. Kathe and Joanna stress the financial impracticality of taking on pro bono work without compensation. They highlight the need to prioritize tasks that yield productive outcomes. Joanna and her assistant have developed a system, including a document to streamline client communications and set boundaries on service limitations. Finally, the hosts shed light on the importance of prospecting and advocating for clients. Training agents to overcome fear and actively seek business is crucial. The episode ends with the poignant reminder that selling Medicare isn't merely about making a sale – it's about providing necessary services and protecting clients from potential financial risks. Tune in to "Insurance Business Babes" for more insightful discussions on transforming your insurance business practices! This episode is sponsored by CertifiedMedicareAgents.com

Ep. 751 - Quick, name a North American country with horrible health system!

Medicare For The Lazy Man Podcast

Play Episode Listen Later Jan 3, 2025 34:58

The story on the state of the Canadian system made reference to one Greg Price. He was a 31 year-old pilot from Alberta who was allowed to die in 2018 from testicular cancer due to the ineptitude inherent in their single payer Communist health system. Take a peek back in the crystal ball at AEP 2024. Pundits predicted turmoil and they were right! In the new book "Your Medicare Benefits, we read about alcohol misuse evaluations. In a related story, I describe an encounter with an Arizona doctor who has a blind spot where one particular affliction is concerned. One would-be client wonders if he has missed the fall "open enrollment" deadline or can he still purchase a Part D drug plan. Thanks to my scientific search process, a client is able to purchase a drug plan that will be completely free of charge all year as opposed to the more expensive plans with which a less dedicated agent might have stuck her. Contact me at: DBJ@MLMMailbag.com (Most severe critic: A+) Visit us on: BabyBoomer.ORG Inspired by: "MEDICARE FOR THE LAZY MAN 2024; Simplest & Easiest Guide Ever!" on Amazon.com. Return to leave a short customer review & help future readers. Official website: https://www.MedicareForTheLazyMan.com.

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Ep.+747 - Voodoo meets Blackjack: can there be a Medicare connection?

Medicare For The Lazy Man Podcast

Play Episode Listen Later Dec 25, 2024 33:27

In the "Medicare Advantage Minute" segment, we hear that the government plans to establish new guardrails on MA prior authorizations and marketing. New government best selling thriller: Your Medicare Benefits! In other health news, 200 Voodoo practitioners were slaughtered in Port-Au-Prince by a gang whose leader assumed they caused his son's illness. Rick, husband of a blackjack dealer, has worked out a complex health insurance plan for the first year of retirement. Fingers are crossed that neither of us overlooked any important details. Finally, client Paul is very pleased with the coverages selected for him but let an important deadline slip past. He mistook AEP rules with a Pearl Harbor Day deadline for ACA rules that have a December 15th deadline. Contact me at: DBJ@MLMMailbag.com (Most severe critic: A++) Visit us on: BabyBoomer.ORG Inspired by: "MEDICARE FOR THE LAZY MAN 2024; Simplest & Easiest Guide Ever!" on Amazon.com. Return to leave a short customer review & help future readers. Official website: https://www.MedicareForTheLazyMan.com.

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118: Bill Canady – Profitable Growth

Salesology - Conversations with Sales Leaders

Play Episode Listen Later Dec 23, 2024 33:42

Guest: Bill Canady Guest Bio: Bill Canady has over 30 years of experience as a global business executive in a variety of industries and markets focused on industrial and consumer products and services. As a leader, he concentrates on aligning with key stakeholders to set a clear and compelling vision that will rally an organization to drive growth, control cost, and increase profitability. One of the keys to his success is he develops strong leaders and management teams and establishes deep relationships. His experience encompasses global public, private, and sponsor owned companies. Bill is the CEO of both OTC Industrial Technologies and Arrowhead Engineered Products (AEP). OTC is an industrial distribution company located in Columbus, OH, that has $1 billion in sales with 1,900+employees and over 60 sales/distribution offices in 40 states. During his tenure, OTC has grown revenues by more than 43% and earnings over 78%. AEP is a leading supplier of non-discretionary, mission-critical, aftermarket replacement parts for a wide variety of motorized vehicles and equipment headquartered in Blaine, MN, and has $1.5 billion in sales with 3600+ employees and sell in over 50 countries. During his career, Bill has been responsible for leading several organizations through their most important challenges and opportunities, often in complicated regulatory, investor, and media environments. He discovered a passion and knack for the art and science of business. Taking the tools and techniques that he developed for growing multibillion dollar companies, he created the Profitable Growth Operating System (PGOS) and set out to help owners and operators around the world profitably grow their companies. PGOS is a time-tested set of simple tools and process that fosters a common culture creating value for all stakeholders: customers, employees, suppliers, and shareholders. PGOS shows how to increase the productivity of assets, increase profits, and make better decisions at every level of a business. Bill graduated summa cum laude from Elmhurst University with a Bachelor of Science in Business Administration and received his MBA from the University of Chicago, Booth School of Business. He is a veteran of the United States Navy. Guest Links: https://https//billcanady.com Key Points: Importance of Taking Risks: Bill stresses the importance of stepping out of one's comfort zone. He believes that growth requires taking calculated risks and putting yourself out there. Developing Strong Leaders: As a CEO, Bill believes that leaders should set clear goals and let their teams figure out how to achieve them. His approach focuses on empowering leaders to take ownership of their responsibilities, rather than micromanaging them. This builds confidence and leadership skills in team members. A critical aspect of Bill's leadership style is the balance between providing direction (goal-setting) and giving teams autonomy to develop strategies. He compares leadership to being a parent—guiding without doing the work for the team, allowing them to take charge and develop their skills. Profitable Growth Operating System (PGOS): Bill's PGOS focuses on 5 key areas to drive profitable growth: Strategy (how to grow), Segmentation (80/20 analysis to focus on the most profitable opportunities), Talent (recruiting, retaining, and developing the right people), M&A (acquisitions to accelerate growth), and Lean (efficiency). His system is about using the right tools at the right time to grow a business profitably. A frequent mistake for business owners is failing to pivot when their company outgrows the early startup phase. Initially, they may take any job or customer, but as the business grows, they must focus on more strategic growth opportunities to ensure profitability. Recognizing when to transition and evolve the business model is crucial. Continued Business Growth: Business owners may take on more responsibilities that fall outside their expertise and eventually become overwhelmed. Business owners must recognize that they can't do everything themselves. They need to let go of tasks they're not good at and focus on their core competencies. Say no to tasks that aren't profitable or aligned with their core strengths. This allows for a more focused and scalable business model. As the business grows, it reaches a point where the owner must hire people, delegate control, and trust others with responsibilities. This is often a difficult transition, especially for entrepreneurs who are used to doing everything themselves. Focus on Core Competencies: Just as in business development, it's important to focus on what the business does best. Trying to serve everyone or do everything can dilute efforts. Defining an "ideal prospect" is a crucial first step. Case Study: One business owner, John, focused on doing great work with a small team and maintained steady growth. The other owner, while successful, failed to replicate his success at a larger scale. The second owner didn't focus on his core strengths or delegate effectively, which limited his ability to scale beyond his initial success. The successful business owner grew his business by focusing on what he did best—closing deals in a niche market. He scaled by hiring people to handle the rest, allowing him to focus on what he was most skilled at. One business grew substantially by replicating its success, while the other remained stagnant because the owner couldn't figure out how to scale or replicate himself. The key to scaling a business is taking calculated risks—trusting others, delegating, and focusing on what the business does best. Until an entrepreneur is willing to take that risk, they may remain stuck in a cycle of limited growth. About Salesology®: Conversations with Sales Leaders Download your free gift, The Salesology® Vault. The vault is packed full of free gifts from sales leaders, sales experts, marketing gurus and revenue generation experts. Download your free gift, 81 Tools to Grow Your Sales & Your Business Faster, More Easily & More Profitably. Save hours of work tracking down the right prospecting and sales resources and/or digital tools that every business owner and salesperson needs. If you are a business owner or sales manager with an underperforming sales team, let's talk. Click here to schedule a time. Please, subscribe to Salesology®: Conversations with Sales Leaders so that you don't miss a single episode, and while you're at it, won't you take a moment to write a short review and rate our show? It would be greatly appreciated! To learn more about our previous guests, listen to past episodes, and get to know your host, go to https://podcast.gosalesology.com/ and connect on LinkedIn and follow us on Facebook and Twitter and check out our website at http://www.gosalesology. KEY WORDS: Sales, sales management, selling, prospecting, cold calling, business development, Sales Leadership

Ep. 744 - It's back(in Wisc.): The only Medicare Advantage plan I don't hate!

Medicare For The Lazy Man Podcast

Play Episode Listen Later Dec 18, 2024 35:12

Medicare MSA is alive and well in Wisconsin, just waiting for the right people to come along: Those who will fail Medicare supplement underwriting, those who want a $0 Medicare plan that will pay them cash each year, frequent travelers willing to trade a high deductible for $0 premium....only in Wisconsin! MA Minute: Providers are fed up with Medicare Advantage! When you acquire a Medicare supplement from, let's say Bob's Storm Door and Supplement Company, don't ask the office clerk "Do you accept Bob's Insurance"? She'll say, No, we don't" without even thinking. Aetna Medicare Advantage plans are struggling with last minute negotiations to keep Trinity Health (with 92 hospitals) in their networks. If my docs go away right after I could have selected a different plan during AEP, I would be really perturbed! Alicia & the Mister want to know, "Where is your 2025 edition???" I wish I had a good answer to that question! Contact me at: DBJ@MLMMailbag.com (Most severe critic: A+) Visit us on: BabyBoomer.ORG Inspired by: "MEDICARE FOR THE LAZY MAN 2024; Simplest & Easiest Guide Ever!" on Amazon.com. Return to leave a short customer review & help future readers. Official website: https://www.MedicareForTheLazyMan.com.

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Episode 70: AEP is Done – Here's How to Stay Ahead During OE and Lead Generation

Agent Boost Marketing Podcast

Play Episode Listen Later Dec 16, 2024 67:32

AEP is Done – Here's How to Stay Ahead During OE and Lead Generation

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Episode 125 Do clients want to hear from you

Medicare Marketing & Sales Podcast

Play Episode Listen Later Dec 9, 2024 5:48

AEP is over!!! Did your clients have a pleasant enrollment or are they expecting more? Let's talk about it...

clients aep

GARY CULP: CHIEF DISTRIBUTION OFFICER FOR CIGNA HEALTHCARE's MEDICARE BUSINESS

Talk! with Audrey

Play Episode Listen Later Dec 4, 2024 7:10

the deadline for Medicare's annual enrollment period, also known as AEP, is quickly approaching. And for those who qualify, the Medicare AEP is open now through December 7th. And this is going to be the last opportunity to secure comprehensive health coverage for 2025. And this includes Medicare Advantage plans, which are affordable and offer options beyond original Medicare. Joining me now, Gary Culp, the Chief Distribution Officer for Cigna Healthcare's Medicare Business, to tell us more about the different Medicare options.

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MetroNews This Morning 11-26-24

MetroNews This Morning

Play Episode Listen Later Nov 26, 2024 15:53

Today on MetroNews This Morning: --The PSC is getting comments again on AEP's proposed rate hikes--Morgantown native Emily Calandrelli, "The Space Gal" talks about her ride on the rocket--Charleston native Ryan Switzer is elevated to an interim head coach--In Sports: WVU prepares for Texas Tech on Thanksgiving weekend

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Episode 385 - Healthcare Planning for Retirement

New Retirement Radio with Dennis Prout Podcast

Play Episode Listen Later Nov 25, 2024 34:15

According to the Centers for Medicare and Medicaid services, as of April 2024, approximately 67 million people are enrolled in Medicare, an increase of 2 million people since 2023. Deciding on healthcare is a significant part in planning for your retirement. There are many factors to consider when educating oneself in the complex field of Medicare. Fortunately, there are professionals who specialize in this and can help navigate eligible enrollees through the process … and we know two of them! Laverna Witkop and Dawn McConnell from Ford Insurance Agency will join us LIVE on the show today. They will cover all the basics of Medicare as well as talk about the open enrollment period, known as the Medicare Advantage and Prescription Drug Plan annual election period, or AEP, which is October 15 through December 7. It's time to review and pay attention to changes. This also might be a good time to jump in! Open enrollment for individual health insurance plans is November 1 to January 15, 2025. Now's the time to ask the experts, so have your questions ready. Tune in and take control!

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Episode 074 | What Next? (Life After Exiting a Business)

The Wrap

Play Episode Listen Later Nov 20, 2024 29:02

The final stage of the Business Owner Lifecycle is one that every entrepreneur dreams of—the Freedom Stage. In this stage, business owners reap the rewards of their hard work to either enjoy retirement or change direction to pursue a new passion or investment. The emphasis is no longer on the success of the business, but rather on the lifestyle of the now-former business owner. In this episode, special guest Greg Sellers, CPA, AEP®, a Member of Warren Averett's Tax Division and a leader in the firm's Estate and Trust Service Area, shares advice on what you can do now so you can look forward to your own Freedom Stage. In this episode, you'll hear: A description of the Freedom Stage (and how it doesn't always include retirement)The challenges to entering the Freedom Stage Tips regarding estate and legacy planning to prepare yourself for retirementAdvice on projecting cash-flow needs, keeping estimates conservative and reevaluating oftenHow to leave a legacy while also starting a new venture (and how to protect your assets and wealth)Listen to the full series here: Intro Episode: Episode 069 | The Entrepreneurial Journey and the Cycle of Business GrowthStartup Phase: Episode 070 | What Does It Take for a Startup To Succeed?Growth Phase: Episode 071 | Navigating the Dynamics of a Growing BusinessMaturity Phase: Episode 072 | Sustaining Success in an Established BusinessExit Phase: Episode 073 | Strategies for a Successful Business Exit

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7 Reasons Clients Switch Medicare Plans During AEP

Play Episode Listen Later Nov 18, 2024 7:50

Change happens, and this year, there's been a lot of it. Learn more about why beneficiaries switch plans so you can be the agent to help them. Read the text version Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail. Resources: 5 Tips to Make the Most of AEP: https://ritterim.com/blog/5-tips-to-make-the-most-of-aep/ 2025 Medicare Market Disruption Means Opportunity for Agents: https://ritterim.com/follow-medicare-changes/ Changes to Medicare in 2025 Affect Dual Eligible Special Needs Plans: https://link.chtbl.com/ASGB20241012 Does Your Medicare Sales Approach Satisfy Different Budgets: https://link.chtbl.com/ASG628R3 How to Check Medicare Extra Help Eligibility for Your Client: https://ritterim.com/blog/how-to-check-medicare-extra-help-eligibility-for-your-client/ Register with Ritter Insurance Marketing: https://app.ritterim.com/public/registration/ The 2025 COLA Increase & How It Affects Your Clients: https://link.chtbl.com/ASGN20241015 The Benefits of Selling D-SNPs: https://ritterim.com/blog/the-benefits-of-selling-d-snps/ The Value of Plan N for Medicare Shoppers ft. Ted Sims: https://link.chtbl.com/ASGTedSims2024 Understanding the C-SNP Product & Opportunity ft. Ben Miller (Zing Health): https://link.chtbl.com/2023BenMiller References: Emerson, Jakob. “28 Health Systems Dropping Medicare Advantage Plans: 2024.” Beckershospitalreview.Com, Becker's Hospital Review, 14 Oct. 2024, www.beckershospitalreview.com/finance/15-health-systems-dropping-medicare-advantage-plans-2024.html. “2024 Medicare Advantage and Part D Star Ratings.” CMS.Gov, Centers for Medicare & Medicaid Services, 13 Oct. 2023, www.cms.gov/newsroom/fact-sheets/2024-medicare-advantage-and-part-d-star-ratings. Coleman, Kathryn A., and Lindsay P. Barnette. “Dual Eligible Special Needs Plan ‘Look-Alike' Transitions for Contract Year 2025.” Hhs.Gov, Department of Health & Human Services, 5 Apr. 2024, www.hhs.gov/guidance/sites/default/files/hhs-guidance-documents/CY25_DSNP_LookAlike_Transition_Memo040524_G.pdf. Pifer, Rebecca. “Humana and CVS Are Downsizing Their Medicare Advantage Plans for 2025. Which Insurers Could Benefit?” Healthcaredive.Com, Healthcare Dive, 10 June 2024, www.healthcaredive.com/news/humana-cvs-medicare-advantage-benefit-plan-cuts-2025-unitedhealth/716764/. Freed, Meredith, Anthony Damico, et al. “Medicare Advantage 2024 Spotlight: First Look.” KFF, KFF, 15 Nov. 2023, www.kff.org/medicare/issue-brief/medicare-advantage-2024-spotlight-first-look/. Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

Under 30: Bloom Energy (BE)

TD Ameritrade Network

Play Episode Listen Later Nov 15, 2024 5:04

George Tsilis joins Under 30 to discuss Bloom Energy, an alternative energy play in hydrogen fuel cells. He compares these fuel cells to nuclear plant plays. Bloom Energy recently announced a contract with AEP, boosting shares. ======== Schwab Network ======== Empowering every investor and trader, every market day. Subscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribe Download the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185 Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7 Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watch Watch on Vizio - https://www.vizio.com/en/watchfreeplus-explore Watch on DistroTV - https://www.distro.tv/live/schwab-network/ Follow us on X – https://twitter.com/schwabnetwork Follow us on Facebook – https://www.facebook.com/schwabnetwork Follow us on LinkedIn - https://www.linkedin.com/company/schwab-network/ About Schwab Network - https://schwabnetwork.com/about

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282: Search – ChatGPT vs Google…. Fight!

The Cloud Pod

Play Episode Listen Later Nov 14, 2024 64:10

Welcome to episode 282 of The Cloud Pod, where the forecast is always cloudy! This week Justin, Ryan, and Matthew are happy to be joining you in the clouds versus watching election information. This week we're talking nuclear energy, AI Search tools, and all things Pre:Invent. Welcome, and thanks for joining us! Titles we almost went with this week: The Cloud Pod Would Much Rather Record This Show Than Watch the Election Results IBM Comes for Your AI Dollars AWS Goes Limitless with the PostgreSQL Possibilities It is Upon Us the Pre-Invent Period and AWS Does Not Disappoint Amazon Loses Its Nuclear Superhero A big thanks to this week's sponsor: We're sponsorless! Want to get your brand, company, or service in front of a very enthusiastic group of cloud news seekers? You've come to the right place! Send us an email or hit us up on our slack channel for more info. Follow Up 01:13 Energy regulators scrutinizing data center use reject Amazon bid Late Friday, the Federal Energy Regulatory Commission rejected a proposal that would have allowed an Amazon data center to co-locate with an existing nuclear power plant in Pennsylvania. The commission voted it down 2-1 FERC chairman Willie Phillips said that the commission should encourage the development of data centers and semiconductor manufacturing as national security and economic development priorities. Commissioners Mark Christie and Lindsay See (both R) voted to reject the proposal, while Davis Rosner and Judy Change (D) didn't vote. Talen Energy, who signed the agreement, drew challenges from neighboring utilities AEP and Exelon – who challenged the novel arrangement, arguing it would unfairly shift costs of running the broader grid to other consumers. FERC's order found the region’s grid operator, PJM Interconnection, failed to show why the proposal was necessary and prove such a deal would be limited to the Susquehanna plant given the widespread interest in placing data centers next to power plants. Talen said the ruling would have a chilling effect on the region’s economic development and it is weighing its options. Will see what happens with Microsoft/Constellation energies plan to restart 3-Mile Island. 3:21 Justin – “It’s sort of sad because I kind like the idea of nuclear power to solve a bunch of problems, but it has to be done in the right way for sure.” General News 04:12 IT'S EARNINGS TIME! 04:22 IBM revenue misses, but execs say AI will drive future growth This week, we have an additiona

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Halfway Through AEP: Reflect & Renew Your Medicare Sales Strategies

Play Episode Listen Later Nov 13, 2024 18:50

We're at the midway mark for AEP! It's time to stop, listen to this episode, and assess if your sales strategy could use some improvements. Read the text version Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail. Resources: 5 Pillars of Integrity ft. Jason Meyers: https://link.chtbl.com/ASGM20230925 7 Powerful Practices for Selling Prescription Drug Plans: https://ritterim.com/blog/7-powerful-practices-for-selling-prescription-drug-plans/ Ask Integrity: https://www.askintegrity.com/ Events with Ritter Insurance Marketing: https://ritterim.com/events/ Facebook Basics for Insurance Agents: https://link.chtbl.com/ASG607 FAQs About Third-Party Marketing Organizations (TPMOS) Disclaimers: https://link.chtbl.com/ASG6225 Free eBook & Guides: https://ritterim.com/guides/ Get Your Medicare Advantages Sales Contracts Here – Recommendations for 2025: https://ritterim.com/blog/get-your-medicare-advantage-sales-contracts-here-recommendations-for-2025/ Get Your Portfolio Reviewed: https://ritterim.com/portfolio/ Get Your PlanEnroll Site: https://ritterim.com/planenroll/ How Ask Integrity Can Streamline Your Medicare Sales Appointments: https://link.chtbl.com/ASG6255 How Client Retention Boosts Insurance Sales: https://link.chtbl.com/ASG580 How to Survive AEP: Wellness Tips for Insurance Agents: https://link.chtbl.com/ASG553 Insurance Agents as TPMOS: What CMS Compliance Regulations Mean for You: https://link.chtbl.com/ASG622 Keys to Client Retention: Face-to-Face Communication: https://link.chtbl.com/ASG578 Knight School Online Training: https://ritterim.com/knight-school/ Learn About Integrity's Tools: https://ritterim.com/integrity-tools/ Learn more about PlanEnroll: https://ritterim.com/planenroll/ MedicareCENTER: https://integrity.com/medicarecenter/ Meet Your Ritter Sales Team: https://ritterim.com/meet-your-sales-team/ PlanEnroll Lead Program Training Registration: https://trainings.planenroll.com/ Should You Hire an Assistant for Your Insurance Business: https://ritterim.com/blog/should-you-hire-an-assistant-for-your-insurance-business/ Staying Motivated Amidst Change & Disruption: https://link.chtbl.com/ASGM20240710 Surviving AEP Resource List: https://ritterim.com/aep/ The Beginner's Guide to D-SNPs: https://ritterim.com/blog/the-beginners-guide-to-dsnps/ The Hidden Value of Selling Medicare Supplements During AEP: https://ritterim.com/blog/the-hidden-value-of-selling-medicare-supplements-during-aep/ The Value of Plan N for Medicare Shoppers ft. Ted Sims: https://link.chtbl.com/ASGTedSims2024 TikTok Basics for Insurance Agents: https://link.chtbl.com/ASG603 When Do Med Supp Plans K, L, M, & N Make Sense: https://ritterim.com/blog/when-do-med-supp-plans-k-l-m-and-n-make-sense/ X (fka Twitter) Basics for Insurance Agents: https://link.chtbl.com/ASG609 What Agents Forget to Do When Preparing for Appointments: https://link.chtbl.com/ASG6245 You're Not Alone This AEP! https://link.chtbl.com/ASGM20241104 References: Diamond, Dan. “10,000 People Are Now Enrolling in Medicare - Every Day.” Forbes, Forbes Magazine, 11 June 2024, www.forbes.com/sites/dandiamond/2015/07/13/aging-in-america-10000-people-enroll-in-medicare-every-day/#1ebb581f3657. “Medicare Program; Contract Year 2023 Policy and Technical Changes to the Medicare Advantage and Medicare Prescription Drug Benefit Programs; Policy and Regulatory Revisions in Response to the COVID-19 Public Health Emergency; Additional Policy and Regulatory Revisions in Response to the COVID-19 Public Health Emergency.” Federal Register, www.federalregister.gov/documents/2022/05/09/2022-09375/medicare-program-contract-year-2023-policy-and-technical-changes-to-the-medicare-advantage-and. Accessed 31 Oct. 2024. Fichtner, Jason J. “The Peak 65® Zone Is Here Creating a New Framework for America's Retirement Security.” Protected Income, Protected Lifetime Income Alliance for Lifetime Income, www.protectedincome.org/wp-content/uploads/2024/01/Whitepaper_Fichtner.pdf. Accessed 31 Oct. 2024. Neil Kokemuller. “Why Do People Buy Brand Names?” Small Business - Chron.Com, Chron.com, 29 Jan. 2019, www.smallbusiness.chron.com/people-buy-brand-names-69654.html. Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X (fka) Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/ Not affiliated with or endorsed by Medicare or any government agency.

Understanding the Inflation Reduction Act's Impact on Part D with Bill Hepscher

Play Episode Listen Later Nov 12, 2024 34:43

Are you still a little confused about the redesign of Part D of this AEP? There are some changes you need to understand. There is also a solution to help your clients get their prescription drugs. It's the Canadian Medstore. In this episode of The Broker Link, The Brokerage Inc. Executive Vice President, Josh Slattery talks with Bill Hepscher about the top drugs offered by The Candian Medstore you can offer your clients for only $50 a month. Those drugs include: Eliquis (5 mg) Xarelto (20 mg) Farxiga (10 mg) Pradaxa (150 mg) Breo Ellipta (200 mcg) Ventolin HFA (100 mcg) Spiriva (18 mcg) Janumet (50/1000 mg) Januvia (100 mg) Symbicort (200/6 mcg) You can find a direct link to the Canadian Medstore on our website, www.thebrokerageinc.com. You can also sign up on the Sunfire customer intake form. You can find that information on our website too.

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Managing Bias, Burnout, and Business Growth

Play Episode Listen Later Nov 11, 2024 39:12

### Overcoming Bias in Client Interactions In this episode of "Insurance Business Babes," Joanna Wyckoff shares a challenging incident where a client was unwilling to engage with her assistant due to racial bias. This underscores the ongoing issues of discrimination that persist even in professional settings. Joanna emphasizes the importance of her office process, where clients must communicate with her assistant for scheduling—allowing her to focus on more critical insurance matters. ### Leveraging Technology for Scheduling and Retention Kathe suggests tools like Calendly for online scheduling, yet Joanna points out that some clients still prefer or are unaware of these digital methods. Kathe's alternative approach to managing her workload includes reserving these mid-week breaks for personal and administrative tasks. This practice helps her maintain work-life balance, ensuring she never disrupts personal time unless absolutely necessary. ### Managing Appointments Efficiently The hosts discuss the benefits of consolidating multiple appointments in a single day rather than spreading them across the week. Kathe's extensive experience building and selling businesses gives her unique insights on client retention, particularly during challenging times like the COVID-19 pandemic. Highlighting the importance of owning communication systems, Kathe prefers owning her own VoIP services to avoid complications when changing firms. ### Tackling the Data Management Challenge Owning one's client data in your CRM is crucial in the insurance industry, notes Joanna, who has faced difficulties in data export during company switches. Regulations require keeping call recordings for ten years; therefore, effective data management tools like RingCentral and Dialpad ensure compliance while managing workload efficiently. ### Prioritizing Tasks During AEP As the hosts discuss the Annual Enrollment Period (AEP), Joanna recommends transforming thoughts and tasks into checklists to stay organized. Both hosts rely on digital calendars to manage their schedules, ensuring priority tasks are completed first. They also address client needs proactively, from reviewing Medigap before or after AEP to considering additional coverage options. ### Consistent Referrals and Networking Networking remains a cornerstone of business growth for Kathe, who initially invested in groups like BNI (Business Network International). The BNI model teaches effective networking and the importance of referrals. Kathe advises continually seeking new referral partners, as current partners may leave or change careers. ### Self-Care and Avoiding Burnout Finally, Kathe emphasizes the necessity of self-care to avoid burnout during intense periods like AEP. Setting work limits and ensuring breaks for meal times can significantly increase productivity. Both hosts stress the importance of retaining existing clients, highlighting that it's easier and often more valuable than acquiring new ones. ### Conclusion “Insurance Business Babes” reminds insurance professionals of the importance of balancing professional responsibilities with personal well-being, the efficiency of managing client interactions, and the continual pursuit of networking opportunities. This episode is hosted by CertifedMedicareAgents.com

Non-Commissionable Plans: What's Going On?

The Nice Guys on Business

Play Episode Listen Later Nov 8, 2024 11:27

Have you heard the news about some Medicare Advantage plans changing to non-commissionable plans? We are about halfway through AEP, but some of the carriers have made adjustments to their commissions. In this episode of The Broker Link, The Brokerage Inc. Executive Vice President Josh Slattery gives some insight into the changes to these plans. Josh will also provide some clarity into the differences between non-commissionable and suppression. If you would like a closer look at all of these commission changes, please click this link in our Agent Portal https://agent.thebrokerageinc.com/medicare-non-commissionable-plans/

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Leonard Raskin: Community, Connection, and Capital

Play Episode Listen Later Nov 4, 2024 40:20

Like you, personal finance specialist and noted media contributor Leonard Raskin has seen significant change in money matters and management during his career of over 27 years. Leonard has a unique ability to make simple, the complexities of an ever evolving financial marketplace. His fusion of straight forward, honest advice with a warm personal touch is what you can expect if you engage his services.Leonard holds a Masters Degree in Financial Services. He is a CFP, ChFC, CLU, CASL*, CAP, AEP.Leonard works with The Lardarius Webb Foundation, The Jacoby Jones Foundation, and the Steve Smith, Sr. Foundation. His charitable work, contributions to the organizations and his welcoming conversations with the people he advises enable them to understand that their lives are taken care of by somebody that knows what he's doing.Born and raised in Baltimore, he now lives just 20 minutes from his childhood home. He married Kathy (Uhlan) in February 1994. Kathy is a Certified Public Accountant (CPA). They currently live in Phoenix, Maryland with their son, Matthew and his dog Larry. Connect with Leonard Raskin: Website: WWW.RaskinGlobal.com Facebook: www.facebook.com/RaskinGlobal LinkedIn: www.LinkedIn.com/in/LeonardRaskin TurnKey Podcast Productions Important Links:Guest to Gold Video Series: www.TurnkeyPodcast.com/gold The Ultimate Podcast Launch Formula- www.TurnkeyPodcast.com/UPLFplusFREE workshop on how to "Be A Great Guest."Free E-Book 5 Ways to Make Money Podcasting at www.Turnkeypodcast.com/gift Ready to earn 6-figures with your podcast? See if you've got what it takes at TurnkeyPodcast.com/quizSales Training for Podcasters: https://podcasts.apple.com/us/podcast/sales-training-for-podcasters/id1540644376Nice Guys on Business: http://www.niceguysonbusiness.com/subscribe/The Turnkey Podcast: https://podcasts.apple.com/us/podcast/turnkey-podcast/id1485077152

You're Not Alone This AEP!

Agent Boost Marketing Podcast

Play Episode Listen Later Nov 4, 2024 9:17

You're not alone this AEP! The Ritter family is dedicated to help you have the best AEP yet. Discover tips to avoid burnout by working smarter, not harder. Register with Ritter Insurance Marketing: https://app.ritterim.com/public/registration/ Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail. Resources: 3 Insurance Business Tools You Absolutely Can't Live Without: https://ritterim.com/the-ultimate-agent-resource-list/ Affinity Partnerships for Insurance Agents: https://link.chtbl.com/ASG617 Apps for Tracking Business Expenses: https://link.chtbl.com/ASGA67 Cultivating Growth in Your Insurance Agency and Life ft. Jen Flere: https://link.chtbl.com/ASGM20230410 Discover More About MedicareCENTER & Ask Integrity: https://ritterim.com/integrity-tools/ How Ritter Supports Agents: https://ritterim.com/support/ Habit & Mood Tracker Apps: https://link.chtbl.com/ASGA048 Overcome Stress with Niksen: The Art of Doing Nothing: https://link.chtbl.com/ASGM20240520 References: “4 Steps to Beating Burnout.” Harvard Business Review, www.hbr.org/2016/11/beating-burnout . Accessed 28 Oct. 2024. “5 Consequences of Overworking Employees for Your Business.” ActivTrak, 5 May 2024, www.activtrak.com/blog/consequences-of-overworking-employees/. Edú-Valsania, Sergio, et al. “Burnout: A Review of Theory and Measurement.” MDPI, Multidisciplinary Digital Publishing Institute, 4 Feb. 2022, www.mdpi.com/1660-4601/19/3/1780. Harper, Caitlin. “How to Build a Support System for Your Mental Health.” MyWellbeing, 22 June 2023, www.mywellbeing.com/therapy-101/how-to-build-a-support-system. Fraga, Juli. “How to Identify and Prevent Burnout.” Healthline, Healthline Media, www.healthline.com/health/tips-for-identifying-and-preventing-burnout. Accessed 28 Oct. 2024. “Is Work Overload Hurting Your Organization's Performance?” Calm, 29 July 2024, www.business.calm.com/resources/blog/is-work-overload-hurting-your-organizations-performance/. “Preventing Burnout: 7 Strategies and When to Seek Help.” Medical News Today, www.medicalnewstoday.com/articles/preventing-burnout. Accessed 28 Oct. 2024. “The Health Benefits of Good Friends.” Mayo Clinic, Mayo Foundation for Medical Education and Research, 15 Oct. 2024, www.mayoclinic.org/healthy-lifestyle/adult-health/in-depth/friendships/art-20044860. “The Research Is Clear: Long Hours Backfire for People and for Companies.” Harvard Business Review, 28 Dec. 2015, www.hbr.org/2015/08/the-research-is-clear-long-hours-backfire-for-people-and-for-companies. Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X (fka) Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/ Not affiliated with or endorsed by Medicare or any government agency.

Ep. 21: A Deep Dive Into Tax-Informed Planning

Play Episode Listen Later Nov 4, 2024 22:09

Michael Finke, PhD, CFP® joins Alan Gassman, JD, LLM, AEP® — one of the many thought leaders from The College's new Tax Planning Certified Professional™ (TPCP™) Program — for an in-depth discussion of tax law and planning, as well as the impacts tax can have on all stages of a client's life. They examine the connections between taxes and family expenses, small business growth, retirement and legacy planning, and more to show how tax-informed planning can take your practice to the next level. Find all episodes now at TheAmericanCollege.edu/Shares.

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Ep. 20: The Power of Coordinated Planning

Play Episode Listen Later Oct 28, 2024 31:16

Lindsey Lewis, MBA, CFP®, ChFC® speaks with Padric H.B. Scott, AEP®, CFP®, ChFC®, CLU®, WMCP®, CCFC, CAP®, MSFP, founder and CEO of Crossroads Capital Partners and a member of The College's FinServe Network and NextGen Advisory Task Force, about his philosophy of coordinated planning. They discuss Scott's background in the NFL and transition to financial services, as well how he has adapted the strategies of a winning football team to a new approach toward managing client relationships. Find all episodes at TheAmericanCollege.edu/Shares.

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Podcast Ep. 62- Who's Winning AEP- - Gamification From Carriers

Play Episode Listen Later Oct 28, 2024 51:39

Who's Winning AEP? - Gamification From Carriers

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Eric Brotman on Building a Collaborative Culture, Targeting Business Development Channels, Sustaining Scale, and Learning to Grow by Letting Go

Between Now and Success

Play Episode Listen Later Oct 23, 2024 68:08

Guest: Eric Brotman, CFP®, AEP®, CPWA®, is a Principal and the Chief Executive Officer of BFG Financial Advisors. Eric began his financial planning practice in Baltimore in 1994, and founded Brotman Financial Group in 2003, which later became BFG Financial Advisors. He and his team focus on supporting families and individuals by providing comprehensive financial planning and wealth management services. Eric is also the author of Don't Retire... Graduate!: Building a Path to Financial Freedom and Retirement at Any Age. In a Nutshell: As a founder/advisor, how does your role evolve over time? I frequently have these conversations with my coaching clients where we discuss what does the advisor want their role to be. In the early stages of your career, you have to do everything, but as the business grows, you have to decide what you're going to double down on and what you're going to let go of. There's no one answer that fits every advisor. Some advisors naturally and easily segue into a leadership role and give up most, if not all of their lead advisor client relationships. Other advisors do not enjoy the management role of running the business, managing people, and they prefer the relationship side of the business and business development. Regardless of which route you want to go, you have to figure out how to build the team and the infrastructure around you so that every function within the organization is getting taken care of at a high level such that you can focus on what you do best, what you enjoy the most, and that moves the needle for the company. On today's show, Eric Brotman and I have a wide-ranging conversation that touches on evolving your role over time, succession planning, transitioning clients, teamwork, scalable processes, and how to accelerate organic growth without losing a human touch.

Mentoring Future Environmental Professionals ft. Cameron Lukos, GPA Consulting

Environmental Leadership Chronicles

Play Episode Listen Later Oct 22, 2024 33:25 Transcription Available

Welcome to the Environmental Leadership Chronicles, brought to you by the California Association of Environmental Professionals. In this episode, we are thrilled to feature Cameron Lukos, a GIS analyst and biologist at GPA Consulting, who is pioneering the integration of technology and biology in environmental science. Cameron discusses his dual role in providing GIS support across various departments, including biology, architectural history, and CEQA compliance, while also engaging in fieldwork such as biological surveys and habitat assessments. He shares insights into how his family's legacy in the environmental industry has shaped his career path, drawing inspiration from his father's work as an aquatic biologist. As the student liaison for AEP's Orange County chapter, Cameron is passionate about mentoring the next generation of environmental leaders. He offers valuable advice to students on networking, gaining industry experience, and the importance of internships. Join hosts Jessa and Corinne as they delve into Cameron's journey, exploring the intersection of GIS technology and biology, and how Cameron's dedication is creating a positive ripple effect in the environmental sector. Listen in to discover how Cameron navigates the challenges of a rapidly changing industry, his vision for the future, and his commitment to fostering new talent in environmental science.

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What Agents Forget to Do When Preparing for Appointments

Play Episode Listen Later Oct 16, 2024 7:43

Do you have everything you'll need for a full day of sales appointments? This small list of actionable to-dos can make a big impact on staying organized and stress-free this AEP! Read the text version Resources: 2025 Medicare Advantage and Medicare Part D Premiums: https://link.chtbl.com/ASGF20241004 Get started with MedicareCENTER: https://identity.integrity.com/register How to Prepare for AEP Like a Pro: https://ritterim.com/blog/how-to-prepare-for-aep-like-a-pro/ Learn more about Ask Integrity: https://www.askintegrity.com/ Staying Motivated Amidst Change & Disruption: https://link.chtbl.com/ASGM20240710 What to Do if Your Medicare Part D Plans Become Non-Commissionable: https://link.chtbl.com/ASGN20241005 References: “5 Tips for Using a Cell Phone Car Charger.” Nonda.Co, Nonda, 21 June 2018, www.nonda.co/blogs/news/5-tips-for-using-a-cell-phone-car-charger. Nesmith, Meghan. “Clean IQ: What's Really in Those Tide to Go Pens? And Why Don't You Have to Rinse Them?” Apartment Therapy, Apartment Therapy, 3 May 2019, www.apartmenttherapy.com/tide-to-go-how-to-use-268453. Braverman, Jody. “What Are the Side Effects of Not Eating? | Livestrong.” LIVESTRONG.COM, Leaf Group, www.livestrong.com/article/134155-what-are-side-effects-not-eating/. Accessed 7 Oct. 2024. Naftulin, Julia. “What Is ‘Hangry'? Feeling Angry from Not Eating Is a Real Thing.” Health.Com, Health, 24 Sept. 2024, www.health.com/nutrition/what-is-hangry. Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail. Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

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Staying Motivated Amidst Change & Disruption

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Play Episode Listen Later Oct 7, 2024 13:53

You've likely heard that this AEP is going to be challenging. That might be true, but we like to help agents thrive under pressure. Don't miss our list of ways to keep calm and carry on selling through this annual enrollment period – challenging or otherwise! Have questions? Send them our way for answers! Email ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail. Resources: 4 Helpful Podcasts for Busy Insurance Agents: https://ritterim.com/blog/4-helpful-podcasts-for-busy-insurance-agents/ Celebrating Every Step of the Process: https://link.chtbl.com/ASGM10242022 Creating Margin & Taking Back Control of Your Time: https://link.chtbl.com/ASGM20230130 How to Take on an Upset Client in the Insurance Industry: https://ritterim.com/blog/how-to-take-on-an-upset-client-in-the-insurance-industry/ Integrity “Inspire” Podcast: https://integrity.com/inspire/ The Best Books for Insurance Agents: https://link.chtbl.com/ASG590 The Power of Listening & Laughter: https://link.chtbl.com/ASGM20230306 Tips on Dealing with a Difficult Client: https://ritterim.com/blog/tips-on-dealing-with-a-difficult-client/ Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

Dominating Local Markets: Mastering Event Strategies for Insurance Agents

Play Episode Listen Later Oct 7, 2024 34:24

In the latest episode of Insurance Business Babes, Steve Pomerantz joins Joanna Wyckoff to dive deep into strategies for mastering events and achieving local market dominance, essential for insurance agents especially during the Annual Enrollment Period (AEP). Joanna Wyckoff highlights the value of establishing robust relationships with broker managers. These connections not only facilitate access to marketing funds but also ensure that agents can leverage those finances effectively as broker managers' salaries are tied to their territory sales. By focusing on personal branding over carrier branding at events, Joanna has successfully drawn attention with unique marketing items like “big teeth.” Steve's super power is meticulous planning of a whopping 46 events. He emphasizes using simple, cost-effective refreshments like pizza and cookies to keep attendees engaged without overwhelming them. Importantly, partnering with local dentist and doctor offices for additional referrals has been a game-changer, demonstrating the power of community collaboration. Both agree that a diversified marketing approach is key. Steve incorporates tools such as branded lotion and pens over traditional carrier-branded materials to leave a lasting impression. He also employs various channels, including Facebook ads, direct mail, and community ads, to reach a wider audience. Steve Pomerantz underscores the importance of starting client outreach early. Given the logistical challenges during busy periods, tools like Zoom and Calendly for scheduling, as well as integrated Scope of Appointment (SOA) forms, streamline the process, saving time and enhancing client interaction. Joanna also implements persistent communication through postcards, emails, and calls, ensuring important messages are delivered effectively. The shift towards virtual meetings has proven to be a significant time-saver. Joanna reiterated that holding Zoom sessions and using VoIP for events not only improves efficiency but also increases flexibility for both agents and clients. Early planning and staying organized, including preparation of materials and consistent follow-ups, are vital components to escrowing a successful AEP. Mastering local events and proactive community engagement, as discussed by Steve Pomerantz and Joanna Wyckoff, seems to be an art form in the insurance business. By integrating personalized marketing tools, maintaining persistent communication, and leveraging virtual platforms, agents can not only retain their existing clients but also attract new ones, securing their dominance in the local market. This episode is sponsored by CertifiedMedicareAgents.com

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Fireside Chat on the Inflation Reduction Act Impact & Part D

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Play Episode Listen Later Oct 1, 2024 25:30

Were you able to make it to one of our annual AEP roadshows this year? If not, we have you covered. Fresh off our 7 Annual AEP Kickoff events, we are sharing some of our discussions. The first is a discussion titled "Fireside Chat on the Inflation Reduction Act Impact & Part D with our Executive Vice President, Josh Slattery and Bill Hepscher, Founder of The Canadian Medstore. It is an in-depth conversation about how prescription drug changes will affect you and your clients. If you would like a full recap of our events, visit www.thebrokerageinc.com.

2025 Medicare Annual Election Period Survival Guide

Boomer Health Group - the Medicare gurus

Play Episode Listen Later Oct 1, 2024 15:57 Transcription Available

Feeling overwhelmed by Medicare's Annual Election Period (AEP)? Don't worry, you're not alone! In this episode, Cameron Giardini and Joanne Giardini-Russell are here to simplify the process and guide you through the key changes coming for 2025. Whether you're happy with your current plan or unsure about what's next, we'll help you prepare and make confident decisions for the upcoming year.We'll walk you through:The AEP timeline is October 15 - December 7, 2024. What can you and can't do during this period?Medicare Advantage & Medigap updates: How to know if it's time to switch plans or stay with what you have.What to look for in your Annual Notice of Change (ANOC): We'll explain how to interpret the updates to your coverage and whether your plan still meets your needs.Part D prescription drug coverage: Changes in formularies, premiums, and how to ensure your medications are still covered.What happens if your Medicare Advantage plan is terminated: We'll walk you through your options if you're affected by major plan changes for 2025.Medigap underwriting tips: Learn how to switch to a Medigap plan, and what to know about medical underwriting.Even if you're completely satisfied with your plan right now, we'll show you why taking 15 minutes to review your coverage can save you from surprises next year. This episode is packed with practical advice for navigating Medicare's Annual Election Period, and we'll make sure you feel supported throughout the process.Take control of your Medicare coverage for 2025 with the help of this episode! Whether you're new to Medicare or just reviewing your current plan, we've got you covered. Tune in, and if you have questions, reach out to us at gmedicareteam.com or send an email to info@gmedicareteam.com. Don't forget to subscribe for more helpful tips, and check out our YouTube channel for even more Medicare content. Helpful Links

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Preparing Clients for the New Medicare Prescription Payment Plan Program