Podcasts about aep

In this episode of The Broker Link, The Brokerage Inc. highlights the upcoming 2026 Kickoff Events designed to help agents gear up for both AEP and OEP. These in-person events will be hosted across multiple cities — Miami, Tampa, Houston, San Antonio, El Paso, Harlingen, Corpus Christi, and Dallas — bringing together local carrier reps, provider groups, and our Brokerage leadership team. Attendees can look forward to: Expert panel discussions The latest industry updates Best practices from top-performing agents Networking opportunities with carriers and peers Plus, enjoy exciting extras like raffles, free professional headshots, and one-on-one time with carrier representatives.

Learn how to sponsor the Seven Figure Medicare Agent Summit:https://sevenfiguremedicareagentsummit.com/On this episode of the Seven Figures or Bust podcast, I sit down with Dalton Miller to dive into hot topics like AI, AEP, iOS 26, and more. We break down how these changes impact agents and what you can do to stay ahead of the curve. Don't miss this insightful conversation packed with tips and strategies for today's insurance landscape!Learn more about getting your own VA with Hire Heroes here: https://app.hireheroes.com/signup?fpr=christian43Join our free private Facebook group for insurance agents: https://www.facebook.com/groups/551409828919739/Welcome to the Christian Brindle channel brought to you by Christian Brindle & Christian Brindle Insurance Services. This channel is here for the sole purpose of bringing training, tips, success stories, and personal development from Christian Brindle. Christian is a published author, hosts the ever popular Everything Medicare Podcast, and made six figures in the Medicare business by the time he was 25 years old.

Are your pro partners ready for AEP? Are you sure???

You have done the work of successfully grass-finishing your animals. Now what? One often overlooked step is the processing phase. Great meat can be ruined during this crucial step. Dr. Allen Williams joins us today to discuss his tips to maintaining the quality of our grass-finished beef through the processing phase.Thanks to our Studio Sponsor, Understanding Ag!Head over to UnderstandingAg.com to book your consultation today!Sponsor:UnderstandingAg.comRelated Episode:Ep. 430 - Dr. Allen Williams - Keys to Successful Grass-FinishingGuest's Previous Episodes:Ep. 404 Gabe Brown and Dr. Allen Williams on Fixing America's Broken Rural EconomiesEp. 402 Gabe Brown and Dr. Allen Williams – Fixing America's Broken Water CycleEp. 380 Gabe Brown, Dr. Allen Williams, and Fernando Falomir – Soil Health Academy Q and AEp. 369 Dr. Stephan Van Vliet and Dr. Allen Williams – Growing Nutrient Dense FoodEp. 361 Gabe Brown and Allen Williams – 2024 State of AgricultureEp. 305 Gabe Brown and Dr. Allen Williams – Matching Management to Context Ep. 290 Gabe Brown and Dr. Allen Williams – Three Rules of Adaptive StewardshipEp. 283 Gabe Brown and Dr. Allen Williams – The 6-3-4 Ep. 281 – Gabe Brown and Dr. Allen Williams – The State of Agriculture in North America Ep. 148 Dr. Allen Williams – Grazing for Soil Health

Learn More about Debra at:(1) Debra Morrison, CFP®, MS, AEP, CertLGBTBE (she/her/hers) | LinkedInhttps://www.wecandoitwomen.com/https://www.instagram.com/debralmorrison/https://www.youtube.com/@DebraLMorrisonShow Notes with Timestamps

Learn how to sponsor the Seven Figure Medicare Agent Summit: https://sevenfiguremedicareagentsummit.com/On this episode of the Seven Figures or Bust podcast, we dive into the growing concern around non-commissionable Medicare Advantage plans. What does this shift mean for agents heading into AEP—and how should you adjust your strategy? Tune in to get the insights you need to stay ahead.Learn more about getting your own VA with Hire Heroes here: https://app.hireheroes.com/signup?fpr=christian43Join our free private Facebook group for insurance agents: https://www.facebook.com/groups/551409828919739/Welcome to the Christian Brindle channel brought to you by Christian Brindle & Christian Brindle Insurance Services. This channel is here for the sole purpose of bringing training, tips, success stories, and personal development from Christian Brindle. Christian is a published author, hosts the ever popular Everything Medicare Podcast, and made six figures in the Medicare business by the time he was 25 years old.

Learn how to sponsor the Seven Figure Medicare Agent Summit: https://sevenfiguremedicareagentsummit.com/On this episode of the Seven Figures or Bust podcast, we dive into the growing concern around non-commissionable Medicare Advantage plans. What does this shift mean for agents heading into AEP—and how should you adjust your strategy? Tune in to get the insights you need to stay ahead.Learn more about getting your own VA with Hire Heroes here: https://app.hireheroes.com/signup?fpr=christian43Join our free private Facebook group for insurance agents: https://www.facebook.com/groups/551409828919739/Welcome to the Christian Brindle channel brought to you by Christian Brindle & Christian Brindle Insurance Services. This channel is here for the sole purpose of bringing training, tips, success stories, and personal development from Christian Brindle. Christian is a published author, hosts the ever popular Everything Medicare Podcast, and made six figures in the Medicare business by the time he was 25 years old.

In this episode of The Broker Link, Josh Slattery breaks down key carrier updates that will impact Medicare Advantage and Part D plans in 2026. Highlights include:

Send us a textIn this episode, I'm joined by Donna Bandelloni and Dien Yuen—two trailblazers in the world of philanthropy. We explore the evolving intersection of wealth, values, and giving—and how financial professionals can guide meaningful conversations. Key takeawaysThe changing face of philanthropy: How generational shifts are creating new opportunities and challenges.Why family dynamics matter: Philanthropy opens the door to inclusive conversations across generations.Don't be afraid of philanthropy: Your clients are already thinking about it—they just need your guidance.You don't need to have all the answers: Collaboration and listening go a long way.The role of the advisor is evolving: Learn how the Impact Philanthropy Advisor Certificate empowers you to support your clients at a deeper level.What's your impact? How to define, deepen, and align your practice with purpose.If you're a financial advisor, planner, or coach—this episode will challenge you to rethink how you support clients on their giving journey. It's not about being an expert—it's about showing up, asking better questions, and helping them create lasting impact.Connect with Dien Nguyen:LinkedInDaylight WebsiteDaylight LinkedInDaylight InstagramDaylight BlueSkyDaylight YouTubeConnect with Donna Bandelloni:LinkedIn:(here)Bios: Dien Yuen, JD, LLM, CAP®, AEP®, IPA is the Founder and CEO of Daylight. Dien also serves as the lead faculty for philanthropy at Singapore's Wealth Management Institute (WMI), where she was instrumental in launching Asia's first professional philanthropic certification program. She was inducted into the 2023 National Association of Charitable Gift Planners (CGP) Hall of Fame and recognized for her academic leadership with the Distinguished Faculty Award from WMI. Previously, Dien founded the Center for Philanthropy and Social Impact at The American College of Financial Services, where she also developed and taught courses in the Chartered Advisor in Philanthropy® (CAP®) program as the Blunt-Nickel Professor in Philanthropy.  Dien's early career included senior roles in wealth management and global development organizations.Donna Bandelloni is an experienced gift-planning consultant dedicated to building and sustaining nonprofit organizations by advancing their mission through legacy gifts. She has served as a director of gift planning for leading healthcare organizations and senior director and director of charitable gifts for world-leading financial institutions for more than 25 years. In addition, Donna held VP director positions at large financial institutions such as Merrill Lynch Trust, Wells Fargo Charitable Management, and BNY Mellon Wealth Management, where she successfully expanded charitable services across the United States to the nonprofit sector. Director of Gift Planning, California Pacific Medical Center FouSupport the showThe Get Ready Money Podcast and its guests do not provide investment advice. All content is for educational purposes. Guest opinions do not necessarily reflect the opinions of The Get Ready Money Podcast and Tony Steuer.

Preparing for AEP 2026: Insights, Industry Trends, and Rollout Updates | Agent Boost Marketing PodcastWelcome to another episode of the Agent Boost Marketing Podcast! As we approach our milestone 100th episode, we're discussing key strategies and industry trends for AEP 2026. Host Mike Hardle and Guest Bryan Smith dive into the chaotic rollout season, highlighting carrier updates, market changes, and compliance issues affecting agents. Learn about the effects of the Inflation Reduction Act, Medicare Advantage plan audits, and the elimination of MMP plans. Stay tuned for actionable tips on gearing up for the upcoming enrollment period and ensuring year-round success.Need to take your AHIP certification to sell Medicare Advantage plans? Use our official Agent Boost link to get started today. It's accepted by all major carriers and includes the $50 discount—bringing your cost down to just $125.

David Flores Wilson, CFA, CFP®, Managing Partner at Sincerus Advisory, where he helps entrepreneurs, tech professionals, and business owners build and protect their wealth, optimize business exits, and achieve financial freedom.Named an Investopedia Top 100 Financial Advisor (2019 & 2020), his financial expertise has been featured in CNBC, The New York Times, Kiplinger, and InvestmentNews. A Certified Exit Planning Advisor (CEPA®), he specializes in equity compensation planning, tax- efficient wealth strategies, and strategic philanthropy, ensuring his clients make informed financial decisions that align with their long-term goals. A graduate of UC Berkeley, he holds multiple financial credentials, including CFA, CFP®, AEP®, CEPA®, and CCFC. David represented Guam in the 1996 Atlanta Olympic Games and is an active member of Entrepreneur's Organization, the Estate Planning Council of NYC, and Advisors in Philanthropy, where he promotes financial literacy and impactful philanthropy.Passionate about continuous learning and personal growth, David enjoys traveling, reading, Brazilian Jiu-jitsu, yoga, and snowboarding in his free time. CONTACT DETAILS Email: dwilson@sincerusadv.com Company: Sincerus AdvisoryWebsite: https://sincerusadv.com/Social Media Address:LinkedIN - https://www.linkedin.com/in/david-flores-wilson-cfp%C2%AE-cfa-02b5a/ X - https://x.com/NYwealthadvisor Remember to SUBSCRIBE so you don't miss "Information That You Can Use." Share Just Minding My Business with your family, friends, and colleagues. Engage with us by leaving a review or comment. https://g.page/r/CVKSq-IsFaY9EBM/review Your support keeps this podcast going and growing.Visit Just Minding My Business Media™ LLC at https://jmmbmediallc.com/ to learn how we can help you get more visibility on your products and services. 

Dr. Lynn Hellerstein of Vision Beyond Sight speaks with Debra L. Morrison, transformational speaker & bestselling author, CFP®, MS, AEP, to talk about retirement planning and financial empowerment for women. In today's environment where women are less financially prepared (not to mention experiencing pay inequality) compared to men, Debra is changing the landscape through training and teaching the truths about money especially for women aged 60+. Find out about her Checklist of Not-So-Obvious Financial Planning Essentials, and be reminded that wealth is not just financial but physical, mental, emotional and spiritual. Visualize your retirement and plan how you can contribute not just to your family but to causes important to you. Learn about commissions- and fee-based fiduciary partners, and discover the questions you should ask of your financial planners. Your age and gender don't matter: “We can do it!” is Debra's battle cry when it comes to investing. At the end of the episode, get in touch with her and grab your own free copy of her financial planning checklist! Dr. Lynn Hellerstein, Developmental Optometrist, co-owner of Hellerstein & Brenner Vision Center, P.C., award-winning author and international speaker, holds powerful and inspiring conversations with her guests in the areas of health, wellness, education, sports and psychology. They share their inspirational stories of healing and transformation through their vision expansion. Vision Beyond Sight Podcast will help you see with clarity, gain courage and confidence. Welcome to Vision Beyond Sight! Also available on Apple Podcasts, iTunes, Google Podcasts, Spotify, iHeart Radio, Audible and Stitcher.

Gain access to Everything Senior Insurance: https://eseniorinsurance.com/In this episode of the Seven Figures or Bust podcast, we dive into whether this AEP could be the wildest one yet. From rising competition to policy changes, we break down what agents need to know to stay ahead. Don't miss the insights that could shape your AEP strategy this year!Learn more about getting your own VA with Hire Heroes here: https://app.hireheroes.com/signup?fpr=christian43Join our free private Facebook group for insurance agents: https://www.facebook.com/groups/551409828919739/Welcome to the Christian Brindle channel brought to you by Christian Brindle & Christian Brindle Insurance Services. This channel is here for the sole purpose of bringing training, tips, success stories, and personal development from Christian Brindle. Christian is a published author, hosts the ever popular Everything Medicare Podcast, and made six figures in the Medicare business by the time he was 25 years old.

In this episode of The Broker Link, Josh Slattery shares insights on the upcoming Member Retention Program, designed to help insurance agents proactively retain clients amid rising plan terminations and cost increases. Josh highlights: The success of last year's retention campaign Why having a CRM and streamlined processes is critical Free tools available: direct mail, email templates, and QR codes in both English and Spanish How Medicare Pro organizes data and integrates with Simply Enroll The program is completely free and supports up to 1,000 members per agent The episode also spotlights new educational courses and reinforces the importance of local market expertise and year-round client engagement. Whether you're a new agent or an experienced pro, this episode is packed with tools and strategies to build loyalty and boost retention heading into AEP. Learn more about partnering with The Brokerage Inc. by visiting our website, www.thebrokerageinc.com. Remember to like, share, and subscribe to our show!  New episodes are available every Tuesday. Join our Community! LinkedIn: https://www.linkedin.com/company/the-brokerage-inc-/   Facebook:  https://www.facebook.com/thebrokerageinc/  Instagram:  https://www.instagram.com/thebrokerageinc/  YouTube:  https://www.youtube.com/@TheBrokerageIncTexas  Website:  https://thebrokerageinc.com/ 

Discover how you can join the course today!:https://sevenfigurecrm.com/how-to-find-and-purchase-books-of-businessesOn this episode of the Seven Figures or Bust podcast, we dive into Apple's new iOS call screening update and what it means for insurance agents. We break down how it could impact your outreach, lead contact, and appointment setting. Don't get caught off guard—learn how to adapt before AEP hits!Learn more about getting your own VA with Hire Heroes here: https://app.hireheroes.com/signup?fpr=christian43Join our free private Facebook group for insurance agents: https://www.facebook.com/groups/551409828919739/Welcome to the Christian Brindle channel brought to you by Christian Brindle & Christian Brindle Insurance Services. This channel is here for the sole purpose of bringing training, tips, success stories, and personal development from Christian Brindle. Christian is a published author, hosts the ever popular Everything Medicare Podcast, and made six figures in the Medicare business by the time he was 25 years old.

Gain access to Everything Senior Insurance: https://eseniorinsurance.com/On this episode of the Seven Figures or Bust podcast, we dive into proven strategies to help you write hundreds of new apps during AEP. From tightening up your systems to maximizing lead flow and leveraging team support, we cover what it really takes to scale fast during the busiest season of the year. If you're aiming for your biggest AEP yet, this one's for you.Learn more about getting your own VA with Hire Heroes here: https://app.hireheroes.com/signup?fpr=christian43Join our free private Facebook group for insurance agents: https://www.facebook.com/groups/551409828919739/Welcome to the Christian Brindle channel brought to you by Christian Brindle & Christian Brindle Insurance Services. This channel is here for the sole purpose of bringing training, tips, success stories, and personal development from Christian Brindle. Christian is a published author, hosts the ever popular Everything Medicare Podcast, and made six figures in the Medicare business by the time he was 25 years old.

"No one wants to leave the IRS more than they have to." By Rory Henry CFP®, BFA™For CPA TrendlinesAn estimated 10 to 12 million Boomer-owned businesses are expected to transition over the next decade. That's a massive wave of planning, liquidity events, and legacy questions. Yet experts say most owners don't engage advisors until they're well into the deal process. MORE Rory Henry and The Holistic Guide to Wealth Management BUY the Holistic Guide to Wealth Management “By the time they come to us, they've often already signed a letter of intent,” laments Randy A. Fox, CFP, AEP, founder of Two Hawks Family Office Services, on a recent panel discussion for contributors to my new book, Holistic Guide to Wealth Management. “That shuts the door on a lot of the strategies that could have helped them keep more of what they built,” Fox added. Fellow contributor and panel discussion guest Christine Nicholson, author, business consultant, and exit planning specialist, has worked with hundreds of owners. She sees the same distorted view of reality cloud their thinking -- owners mistakenly assume their kids will take over and believe their business is worth far more than it really is.

We've got the breakdown of all the Medicare and Medicare Advantage enrollment periods that beginner agents need to know.   Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.   Resources: 10 Essential Tools for Beginner Insurance Agents: https://ritterim.com/blog/10-essential-tools-for-beginner-insurance-agents/ Apps for Comparing Healthcare & Prescriptions: https://lnk.to/ASGA85 Medicare Advantage Open Enrollment Do's and Don'ts: https://ritterim.com/blog/medicare-advantage-open-enrollment-dos-and-donts/ Self-Guided Training with Knight School: https://ritterim.com/knight-school/ The Difference Between Medicare & Medicaid: https://lnk.to/ASGAE01 What is AHIP Certification and How Do I Get It? https://lnk.to/asg672   References: Franchina, Chris. “AEP vs. OEP: Understanding the Differences for Medicare.” Policy Engineer, 11 Jan. 2025, https://policyengineer.com/aep-vs-oep-understanding-the-differences-for-medicare/. “Get Ready to Buy.” Medicare.Gov, https://www.medicare.gov/health-drug-plans/medigap/ready-to-buy. Accessed 17 June 2025. “Joining a Plan.” Medicare, “Joining a Plan.” Medicare, www.medicare.gov/basics/get-started-with-medicare/get-more-coverage/joining-a-plan. Accessed 10 June 2025. Worstell, Christian. “Medicare AEP vs. OEP: Know Your Enrollment Periods.” Medicare AEP vs. OEP | How to Enroll or Change Your Medicare Plan | MedicareAdvantage.Com, MedicareAdvantage.com, 18 Mar. 2025, https://www.medicareadvantage.com/enrollment/medicare-aep-vs-oep. “Medicare Open Enrollment.” CMS.Gov, https://www.cms.gov/priorities/key-initiatives/medicare-open-enrollment-partner-resources. Accessed 10 June 2025. “Medicare Open Enrollment Fact Sheet 2025.” CMS.Gov, Centers for Medicare & Medicaid Services, https://www.cms.gov/files/document/2024-medicare-open-enrollment-fact-sheet.pdf. Accessed 10 June 2025. “Special Enrollment Periods.” Medicare, Medicare.gov, https://www.medicare.gov/basics/get-started-with-medicare/get-more-coverage/joining-a-plan/special-enrollment-periods. Accessed 10 June 2025. “What Is the Medicare Annual Enrollment Period? | News & Articles | UnitedHealthcare.” UHC.Com, UnitedHealthcare, https://www.uhc.com/news-articles/medicare-articles/what-is-the-medicare-annual-enrollment-period. Accessed 10 June 2025. “What If I Missed My Initial Enrollment Period? | News & Articles | UnitedHealthcare.” UHC.Com, UnitedHealthcare, https://www.uhc.com/news-articles/medicare-articles/what-if-i-missed-my-initial-enrollment-period. Accessed 10 June 2025. “What Is the Medicare General Enrollment Period?” NOCA.Org, National Counsel of Aging, https://www.ncoa.org/article/a-closer-look-at-the-medicare-general-enrollment-period/. Accessed 10 June 2025.   Follow Us on Social!  Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://x.com/RitterIM and YouTube, https://www.youtube.com/user/RitterInsurance     Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel  Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/   Not affiliated with or endorsed by Medicare or any government agency.

Antoine Larvol, CTO of Windar Photonics, discusses how their continuous wave LiDAR technology enhances wind turbine performance through optimization and monitoring, increasing AEP and reducing loads, particularly for legacy turbines. Sign up now for Uptime Tech News, our weekly email update on all things wind technology. This episode is sponsored by Weather Guard Lightning Tech. Learn more about Weather Guard's StrikeTape Wind Turbine LPS retrofit. Follow the show on Facebook, YouTube, Twitter, Linkedin and visit Weather Guard on the web. And subscribe to Rosemary Barnes' YouTube channel here. Have a question we can answer on the show? Email us! Welcome to Uptime Spotlight, shining light on wind. Energy's brightest innovators. This is the Progress Powering Tomorrow. Alright, we're here in Phoenix, a CP, clean power, uh, 2025. So I'm, uh. Sitting with Antoine Larvol from, he's a CTO from Windar. Yep. Welcome to the show. Thank you. Uh, we've been, uh, happy enough to get actually to sit inside your booth where it's nice and qui. Quiet and isn't it nice? Yeah. We got glass behind the camera here and people are walking by, walking by, walking by. Um, so this morning, uh, we, we talked yesterday a little bit about what wind photonics does. Yep. Of course, from our, uh, some of our other friends around the world. We've heard about some, some campaigns you've done in the United States, which have been. Really successful. So yeah, congrat good. Congratulations there. Yeah, thank you. Um, and, and as, as a lot of things in the wind industry, Windar, photonics based in Denmark.  Antoine Larvol: Yeah.  Joel Saxum: So you guys, uh, bring it, bring in that Danish [00:01:00]technology. We're here, of course, bringing it to the US market at a CP, the American Clean Power Show. So welcome to the States. Thank you. Um, it's a short one, but a  Antoine Larvol: good one. Yeah, yeah, yeah,  Joel Saxum: exactly. So, so I want to talk a little bit about what Windar photonics and, and it is a LIDAR based sensor, correct?  Antoine Larvol: Yes. Right. So. We do continuous wave base, uh, lidar. Yep. Uh, main product is a two beam version mm-hmm. Where you shoot, uh, at 80 meters in front of the turbine. Mm-hmm. And you basically alternate from one beam to the other. And measure wind speed and direction upfront, the, the turbine among others.  Joel Saxum: Right. So we're talking about, uh, if you, if you're in the wind industry, you've ever seen these lidar units that are put actually, you're the cell mounted, correct? Yes. Okay. Yeah. So, and, and, uh, we're looking more on the optimization, retrofit monitoring side of things. Yeah,  Antoine Larvol: exactly. So we've never been a resource assessment company. Yeah. Or we don't look at power curve verification and stuff like that. We really [00:02:00] focus on. Retrofitting those, existing turbines. And then add value to In terms of information to, the customer, Yeah. With the mon monitoring side of things. Yeah. And, from day one, that's been the goal of Windar Making something cheap, robust. That can just stay there and measure with good availability, wind speed, and direction coming to your turbine.  Joel Saxum: I love it. so we wanna squeeze as much as we can outta these turbines. And you guys are increasing AEP that's, the name of the game. Yeah. Right.  Increasing AEP below rated. and then above rated you decrease loads. Increase uptime. and we basically do that by going on the line of the wind direction. that you then feed to the turbine controller and then we can actually adjust the, yaw position of the turbine according to our information. So I want to talk a little bit, we, we chatted a little bit offline about the, technology behind it, right? Yep. And people in the wind industry, if you're around the wind industry around resourcing or you're around optimization, you've heard [00:03:00] lidar. Yep. You know what I mean? And,

Unlocking Medicare & ACA Success: Dalton Miller's Retireflo Revolution!Welcome to another episode of our podcast with your host and special guest, Dalton Miller, president, and founder of Retireflo . In this episode, Dalton shares his journey from being a Medicare agent to creating a revolutionary tool designed to streamline agent-client interactions in the Medicare and ACA markets. Tune in to learn how Retireflo can help agents collect crucial client information, improve efficiency, and enhance customer satisfaction. Whether you're curious about the origins of Dalton's business, the impact of recent healthcare changes, or practical strategies for the upcoming AEP, this episode has it all.

Save Time and Earn More by Hiring our Vetted Virtual AssistantsHire Your Heroes Now: https://hireheroes.com/On this episode of the Seven Figures or Bust podcast, we're diving into the chaos of AEP, the frustration of non-commissionable plans, and yes—even Game 7 energy! From industry headaches to playoff-level pressure, we're breaking it all down with stories and strategies every insurance agent can relate to. Tune in for real talk, laughs, and the mindset you need to win big this season!Gets Leads from Lead heroes here: https://leadheroes.com/Learn more about getting your own VA with Hire Heroes here: https://app.hireheroes.com/signup?fpr=christian43Join our free private Facebook group for insurance agents: https://www.facebook.com/groups/551409828919739/Welcome to the Christian Brindle channel brought to you by Christian Brindle & Christian Brindle Insurance Services. This channel is here for the sole purpose of bringing training, tips, success stories, and personal development from Christian Brindle. Christian is a published author, hosts the ever popular Everything Medicare Podcast, and made six figures in the Medicare business by the time he was 25 years old.

Keep track of your AEP prep to-do checklist with help from Ritter's certification center and Ritter Blog weekly roundups. Listen to find out how to access carrier AHIP, NABIP, MA and PDP certification, product training details, and more!   Read the text version   Resources: eBooks & Guides for Insurance Agents: https://ritterim.com/guides/ FAQs About NABIP Medicare Certification: https://ritterim.com/blog/faqs-about-nabip-medicare-certification/ Ritter Insurance Marketing Certification Center: https://docs.ritterim.com/products/certification/ What Is AHIP Certification and How Do I Get It? https://lnk.to/asg672   References: “Medicare Advantage Certification.” NABIP.Org, NABIP, www.nabiptraining.org/nabip/medicare. Accessed 30 May 2025. “Medicare + Fraud, Waste, and Abuse Training.” Ahip.Org, AHIP, www.ahip.org/courses/medicare-fraud-waste-and-abuse-training. Accessed 30 May 2025. “Miramar:Agent.” Miramar-Agent.Com, Miramar, miramar-agent.com/KnowledgeBase/Article?kb=5. Accessed 30 May 2025. “Medicare Certification System.” Pinpointglobal.Com, Pinpoint Global, www.pinpointglobal.com/medicare-certification-system. Accessed 30 May 2025.   Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://x.com/RitterIM and YouTube, https://www.youtube.com/user/RitterInsurance     Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel  Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/   Not affiliated with or endorsed by Medicare or any government agency. Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.

The Rush for Early CertificationIn Episode 79 of the Insurance Business Babes podcast, hosts Joanna Wyckoff and Kathe Kline emphasize a time-sensitive issue for agents: annual certification season is here, and this year, it's more important than ever to get it done early. With sweeping industry changes, particularly around MAPDs, and PDPs, waiting until the last minute could seriously jeopardize your business. Delays in certification reporting can easily make agents “not ready to sell” when the season kicks off, resulting in missed opportunities and unhappy clients. As Kathe puts it: “You cannot wait this year, folks. There are so many changes.”Smart Strategies for Getting It DoneProcrastination is the enemy. Joanna recommends blocking certification time into your calendar now—before life inevitably intervenes. Whether it's illness, a family emergency, or a tech blackout, leaving certifications to the last minute is risky. Schedule recurring blocks, tackle certifications carrier by carrier, and consider a Google Sheet to keep track of your progress. For those juggling multistate contracts, breaking it into manageable pieces is a lifesaver. And don't forget to use this opportunity to update all your carrier contact information.Organizing for Sanity: Tech & Email HacksOverwhelmed by the flood of carrier emails and events? Joanna suggests setting up a dedicated carrier-only email account to keep critical messages visible while filtering out the noise. The duo also discuss leveraging AI and tools like Fixer.AI to sort, filter, and even auto-respond to routine communications—though no tool is perfect, and human oversight remains essential.Weatherproof Your BusinessLife happens: tornadoes, internet outages, demanding clients, or simple burnout. Both hosts remind agents to plan for the unexpected, leaving margin in your schedule so last-minute problems don't snowball into missed deadlines. Embrace automation, use online booking links for client appointments, and practice with new technology before AEP so you aren't scrambling during the busiest time of the year.Final Thoughts: Adapt and ThriveThe insurance landscape is shifting dramatically, with premium increases and commission changes on the horizon. Now is the time to diversify product offerings, sharpen your workflow, and cement your status as a trusted advisor. As Joanna says: “Work smarter, not harder.” Get those certifications done early, stay organized, and set your business up for success in this challenging new environment.This episode is sponsored by ⁠CertifiedMedicareAgents.com⁠. Use the coupon code BABES2024 for a free lifetime BRONZE membership.

In this episode, Eric Ludwig, PhD, CFP®, Retirement Income Certified Professional® (RICP®) Program director at The American College of Financial Services, speaks with Tax Planning Certified Professional™ (TPCP™) Program director Sophia Duffy, JD, CPA, AEP® about the possible tax policy changes contained in the “One Big Beautiful Bill Act” currently making its way through Congress. In addition to making many of the changes put in place in the 2017 Tax Cuts and Jobs Act (TCJA) permanent, they discuss some exciting possibilities for tax-informed financial planning, including new exemptions and deductions for business owners (such as financial advisors!), expanded uses for 529 and HSA accounts, cap changes for state and local taxes, and more. Find all episodes at TheAmericanCollege.edu/Shares.

How Medicare Special Needs Plans Are Changing—and How Agents Can Support Clients NowRecent shifts in Medicare Special Needs Plans (SNPs), especially those affecting dual-eligible (D-SNP) beneficiaries, are causing ripples both for insurance professionals and the vulnerable individuals they serve. In this episode of Insurance Business Babes, Kathe Kline and Joanna Wyckoff break down what's ahead and offer actionable strategies for agents to stay ahead of these changes.Understanding the Major Benefit ReductionsBeginning in 2026, CMS regulations will roll back many popular ancillary benefits for D-SNPs—including the much-loved grocery card. While chronically ill SNP beneficiaries (C-SNPs) may still qualify for these extras, dual-eligible clients will see notable losses. For many low-income individuals, these grocery benefits made up a crucial portion of their monthly "income," so the impact will be significant.Why This Matters: Client and Agent ImplicationsThe removal of grocery and ancillary benefits doesn't just hurt consumers; insurance agents relying on those “perks” to showcase plan value will need to adjust their approach. The focus will have to return to the medical coverage itself—maximum out-of-pocket costs, plan networks, and real medical needs—rather than the shiny add-ons.Compliant Communication: Getting Ahead of the CurveRegulation limits how and when agents can warn clients about specific plan changes. However, Kathe and Joanna recommend proactive and compliant communication:Send out educational newsletters focusing on national policy or regulation shifts, not plan specifics, to maintain compliance.Create video content raising awareness about upcoming regulatory changes, with clear calls-to-action for annual reviews.Segment your outreach using a CRM to target only affected D-SNP clients, avoiding unnecessary concern for unaffected beneficiaries.Building Resourcefulness for ClientsLosing financial help through Medicare plans means clients may turn to other social supports. Agents can add value by compiling local and national resources—food banks, utility assistance, community gardens, and home-sharing services—to include in their outreach.Time to Be the Trusted AdvisorAs we move towards AEP and beyond, insurance professionals must reclaim their role as consultants rather than benefit brokers. Proactively supporting clients through these changes—with information, empathy, and local resources—will protect your book of business and earn long-term trust.This episode is sponsored by ⁠CertifiedMedicareAgents.com⁠. Use the coupon code BABES2024 for a free lifetime BRONZE membership.

Navigating Walmart Stores for Ultimate AEP Success | Agent Boost PodcastWelcome to the latest episode of the Agent Boost Podcast!

Preparing for AEP: Embracing Technology and Proactive Strategies in the Insurance IndustryHost Kathe Kline and guest Dalton Miller dove headfirst into the changing landscape of Annual Election Period (AEP) preparation and why insurance agents must stay ahead of industry trends—especially in today's rapidly evolving environment. Here's a breakdown of the key takeaways and how you can apply them to your business.The Countdown to AEP Is On: Get Ahead EarlyDalton opened the conversation with a reality check—there are fewer business days than you think before AEP kicks off. The urgency is real. Agents waiting until the last minute risk being overwhelmed, particularly as changes around prescription drug plans (PDPs) from regulatory shifts like the Inflation Reduction Act are generating more client questions, confusion, and inbound phone calls.Turning Industry Challenges Into OpportunitiesRather than seeing incoming calls as disruptions, savvy agents seize them as opportunities. Dalton pointed out that proactive outreach—whether in-person appointments or virtual consults—can turn client confusion about drug costs into relationship-building moments. Agents who capitalize on these touchpoints not only help clients, but also strengthen retention and potentially restart commission cycles with plan changes.Tech Tools: Your Secret Weapon for EfficiencyFrom automated scheduling links to drug list collection surveys like RetireFlo, technology is non-negotiable. Kathe stressed the time-savings and organizational benefits of tools like calendar links and integrated form submissions for medication lists. If you're not using technology, you're likely doing double work and risking costly errors. Importantly, Kathe and Dalton both emphasized the need for HIPAA-compliant CRMs. Not only does this protect client data, but it future-proofs your continuity if you switch FMOs.Be Proactive, Communicate, and Set BoundariesA recurring theme was proactive communication. Don't be shy—send out birthday cards, newsletters, or helpful updates. Let your book of business know you are their first call. Importantly, set boundaries: make it clear when you'll review Med Supps and PDPs, and educate clients on why you don't do everything during AEP. This manages workload and builds compliant, loyal relationships.Final Word: Start Now and Beat the RushDalton, channeling Paul Revere, reminded listeners: “AEP is coming!” The key is to establish streamlined, compliant systems now—before the wave hits. Tools that save time, reduce manual work, and improve client experience aren't just luxuries—they're business necessities. In the words of Kathe, “Why are you doing double work? Let technology set you free.”Ready to thrive this AEP? Invest in tech, standardize your client communication, and start prepping now—you'll thank yourself come October.This episode is sponsored by ⁠CertifiedMedicareAgents.com⁠. Use the coupon code BABES2024 for a free lifetime BRONZE membership.

Learn more about AHIP requirements, how certification works for insurance agents, and more! Don't stress - we've got plenty of tips to help you survive certification and the start of AEP prep season.   Read the text version   Resources: 5 Things from the CMS 2026 MA and Part D Final Rule: https://lnk.to/asgf20250502  Leveling Up: From Chill Mode to Growth Mode ft. Christian Brindle: https://lnk.to/brindle2025 Register with Ritter: https://app.ritterim.com/public/registration/ Ritter Insurance Marketing Certification Center: https://docs.ritterim.com/products/certification/   References: “AHIP Corporate Partnerships.” Ahip.Org, AHIP, www.ahip.org/corporate-partnerships. Accessed 12 May 2025. “Medicare + Fraud, Waste, and Abuse Training.” Ahip.Org, AHIP, www.ahip.org/courses/medicare-fraud-waste-and-abuse-training. Accessed 12 May 2025. “AHIP Member Organization.” Ahip.Org, AHIP, www.ahip.org/members. Accessed 12 May 2025. “AHIP Official Website.” Ahip.Org, AHIP, www.ahip.org/. Accessed 12 May 2025. “AHIP Unveils Refreshed Brand, Updated Mission to Improve Health Care for All Americans.” Ahip.Org, AHIP, www.ahip.org/news/press-releases/ahip-unveils-refreshed-brand-updated-mission-to-improve-health-care-for-all-americans. Accessed 12 May 2025.   Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://x.com/RitterIM and YouTube, https://www.youtube.com/user/RitterInsurance     Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel  Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/   Not affiliated with or endorsed by Medicare or any government agency. Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.

Small Cap Breaking News You Can't Miss! Here's a quick rundown of the latest updates from standout small-cap companies making big moves today:ESGold (CSE: ESAU) Delivered Gravity Separation Circuit to Montauban Project ESGold is nearing production at its clean-tech gold-silver project in Quebec. The arrival of its gravity separation circuit marks a major milestone, enabling 1,000-tonne-per-day reprocessing of historic tailings. With no chemicals or smelters involved, the system also recovers valuable mica. First gold pour is on track for late 2025.Atlas Engineered (TSXV: AEP) Q1 Revenue Jumps 21% with EBITDA Up 137% Despite economic uncertainty, AEP delivered a strong Q1 with $11M in revenue and robust gains in wall panel and engineered wood sales. A new automated facility in Ontario is nearing completion, positioning AEP to scale cost-efficiently as it eyes strategic acquisitions and a busy construction season.Intrepid Metals (TSXV: INTR) Hits 27.5% Copper, 10.15 g/t Gold, 192 g/t Silver in First 2025 Drill Hole A monster intercept at the Corral Copper Project in Arizona has investors buzzing. The high-grade, multi-metal hit validates Intrepid's targeting strategy and opens the door to resource growth in a region historically rich in copper. More assays are on the way.Sailfish Royalty (TSXV: FISH) Strikes 39.15 g/t Gold at El Golfo, Just 19m Below Surface A shallow, high-grade hit at the El Jicaro concession in Nicaragua strengthens Sailfish's royalty portfolio. With near-surface mineralization and proximity to existing infrastructure, El Golfo could drive significant future cash flows without operational exposure.West Red Lake Gold (TSXV: WRLG) Bonanza-Grade Intercepts at Madsen Mine: Up to 61.51 g/t Au Over 12.1m Major gold hits at the South Austin Zone reinforce Madsen's high-grade potential and support a near-term restart. New results are among the highest reported in Ontario this year and point to significant upside in the Red Lake District.Arizona Metals (TSX: AMC) Kay2 Zone Intercepts 44.5m @ 4.0 g/t AuEq, 32.0m @ 5.3 g/t AuEq Arizona Metals is rapidly expanding its Kay Project in Arizona. With high-grade gold, copper, and zinc intercepts and a resource update due this quarter, the Kay2 Zone is shaping up to be a game-changer for this multi-metal exploration play.Follow AGORACOM for more breaking small-cap news and subscribe to our podcast for in-depth updates, interviews, and analysis.

Send us an email @ info@parentcoachesunleashed.com Abbey Henderson, CEO, Wealth Advisor & Coach at Abaris Financial Group, connects resources with aspirations to help clients realize their objectives and establish lasting legacies. Her background includes degrees from Dartmouth, Boston University, and Boston College. Transitioning from accounting, she established Abaris Financial Group in 2001, integrating financial acumen with life coaching. Abbey holds CFP, CAP, and AEP certifications.This episode features Abbey's expert coaching tips for parents navigating their high schoolers' first jobs or college grads' post-dorm life, offering actionable advice and reassurance on raising financially literate young adults.Together, they explore candid family money conversations, how technology (like Apple Pay and DoorDash) impacts kids' money habits, and how to balance financial support with letting teens learn from manageable mistakes. If you ever wondered whether to send your child to an out-of-state school, or how to help them build credit responsibly, this is the episode for you.TakeawaysStart money conversations earlyPrioritize giving kids hands-on experience with budgetingDon't sacrifice your own retirement for college costsTimestamps00:00 "Discussing Financial Literacy for Grads"04:35 From Tax to Financial Planning09:43 Teaching Kids Financial Trade-offs11:57 Kids and Cashless Transactions16:37 Early Financial Habits for Kids18:29 Navigating Economic Peer Pressure23:26 Financial Planning Strategy: Incremental Investments26:34 "Prioritize Retirement Over College Funding"28:13 "Untrained Financial Conversations"33:21 Engaging Kids in Financial Learning34:42 Parental Relationship Dynamics

Ryno takes over the AEP!!! 

Scott welcomed Ruth Raftery in the studio for a discussion about the importance of education in estate and tax planning, the role of financial advisors in collaborating with estate planning attorneys, and shares insights on effective tax planning strategies.Ruth Raftery, JD, CPA, AEP® is a licensed attorney and a Certified Public Accountant with over 20 years of experience. As President and co-founder of Advanced Planning Educational Group (APEG), Ruth is responsible for creating and executing the design and strategic direction of APEG's mission to support the needs of professionals who participate in the holistic planning process. In addition to her role with APEG, Ruth also serves as a Senior Advisor to AltaView Advisors, LLC a business valuation firm with offices in Orange County, San Francisco, Dallas, and New York, and is an instructor at Oakland University in Rochester, Michigan, where she teaches Income Tax in the post-graduate certification program.Ruth has developed and taught various Estate, Gift, Trust, and Tax courses throughout her career. She is past President of the Estate Planning Council of New York City, past Chair of the Estate Planning Committee of the New York State Society of Certified Public Accountants and is an Accredited Estate Planner designee™ awarded by the National Association of Estate Planners and Councils. Ruth received her undergraduate degree in Accounting from the University of Scranton and her Law Degree from Temple University School of Law. She and her husband Brian live in Westfield, NJ. She and Brian have three college-aged daughters – Brigid, Megan, and Erin.  In this episode you will learn the following: The importance of building relationships with attorneys and accountants for financial advisors to effectively incorporate estate and tax planning into their practices.The critical role that financial advisors play in educating clients about estate planning without crossing into legal advice.Innovative strategies, such as leveraging Roth conversions not just for tax benefits, but also for strategic financial planning, such as funding life insurance policies.The unique dynamics of female advisor conferences and the importance of fostering intimate, supportive environments for women in the financial industry. Ruth shares insights into how these settings can encourage authenticity and collaboration, ultimately supporting the growth and success of female financial advisors. Connect with Scott on LinkedInConnect with Ruth on LinkedInFor more on The Optimized Advisor Podcast click here  For more on APEG click hereFollow us on LinkedIn  **This is the Optimized Advisor Podcast, where we focus on optimizing the wellbeing and best practices of insurance and financial professionals. Our objective is to help you optimize your life, optimize your profession, and learn from other optimized advisors. If you have questions or would like to be a featured guest, email us at optimizedadvisor@optimizedins.com Optimized Insurance Planning

Jonathan Jackson, a crane supervisor for Associated Terminals, joins me on the show to talk through his early life in the Greater New Orleans and Baton Rouge areas as well as his journey into the industry with a short stint working for a contractor at AEP's Convent Wash Dock that led him to Associated Terminals first on deck, then running cranes, and now into Operations Management. It's a great chat with a local that may develop into something new for my YouTube Channel.

The news of Texas covered today includes:Our Lone Star story of the day: A nail-spittingly angry Texas Railroad Commissioner, Wayne Christian, tells how big oil has switched sides at the 11th our of the legislative session and joined with the enviro-left to undermine a major bill to firm up the Texas ERCOT electric grid. Click here to see Commissioner Christian's full email and op-ed on the issue.Commissioner Christian also points out how AEP has choked off a rebirth of Texas coal power made possible by the Trump Administration.Our Lone Star story of the day is sponsored by Allied Compliance Services providing the best service in DOT, business and personal drug and alcohol testing since 1995.Oil and gas drilling rig count down; Texas sales tax collections up.We've seen this movie before – every two years!: Far too many Texas Republican priority bills are being held up in the Texas House. Members are rightly concerned and many fingers are accurately pointing at Rep. Ken King. But remember, the Speaker can fix all of this in a brief moment. House leadership is blocking a vote on banning Taxpayer-Funded Lobbying, says Rep. Money. Again, the Speaker can fix this in a heartbeat if he desires.Listen on the radio, or station stream, at 5pm Central. Click for our radio and streaming affiliates.www.PrattonTexas.com

Discover how you can join the course today!:https://sevenfigurecrm.com/how-to-find-and-purchase-books-of-businessesIn Episode 92 of the Seven Figures Or Bust podcast, we're back with Part 2 of our AEP prep series!

Gain access to Everything Senior Insurance: https://eseniorinsurance.com/On this episode of the Seven Figures Or Bust podcast, we answer one of the most common questions Medicare agents have—when should you start prepping for AEP?

In this episode, Retirement Income Certified Professional® (RICP®) Program Director Eric Ludwig, PhD, CFP® welcomes Steve Parrish, JD, RICP®, CLU®, ChFC®, AEP®, a fellow professor at The College and retirement planning expert, discuss recent shockwaves across financial markets and how financial professionals can best respond — especially when talking with their clients nearing or in retirement. They explore strategies to ensure clients' assets are secure, put them at ease with historical context, and more. Find all episodes now at TheAmericanCollege.edu/Shares.

Learn how to sponsor the Seven Figure Medicare Agent Summit:https://sevenfiguremedicareagentsummit.com/The Medicare off-season is here—so what should agents be doing now? On this episode of the Seven Figures Or Bust podcast, we break down key strategies to stay productive, retain clients, and generate new business even outside of AEP. Tune in to learn how top agents make the most of the off-season and keep their momentum going year-round!Learn more about getting your own VA with Hire Heroes here:  https://app.hireheroes.com/signup?fpr=christian43Join our free private Facebook group for insurance agents: https://www.facebook.com/groups/551409828919739/Get access now to 7 Figure Medicare University: Lifetime access:https://sevenfigureu.com/Welcome to the Christian Brindle channel, brought to you by Christian Brindle & Christian Brindle Insurance Services. This channel is here for the sole purpose of bringing training, tips, success stories, and personal development from Christian Brindle. Christian is a published author, hosts the ever-popular Everything Medicare Podcast, and made six figures in the Medicare business by the time he was 25 years old.

Cât costă panourile lui Crin Antonescu. 500 de „fețe” împărțite de PSD, PNL și UDMR (Snoop) - Câți bani au primit marile partide după campaniile electorale. AUR a pierdut cea mai mare sumă din cauza sancțiunilor (HotNews) - Ce institute de sondare estimează rezultatele alegerilor prezidențiale din 4 mai. Legăturile lor cu unii politicieni (Europa Liberă) Ciolacu: România merge cu Trump până la capăt (DW)România se contrazice din nou în politica ei externă, scrie jurnalista Sabina Fati.Primul-ministru s-a declarat total de acord cu ideea Casei Albe de a opri războiul ruso-ucrainean și banii pentru Kiev, chiar înaintea plecării lui Ilie Bolojan la Paris, la summit-ul statelor reunite în Coalition of the Willing, care vor să contribuie în continuare la apărarea Ucrainei.Marcel Ciolacu este de părere că România ar putea să aibă un trimis special pentru Washington și să găsească un nou ambasador care să fie din anturajul lui Donald Trump. Această nouă orientare a premierului vine odată cu precaritatea candidaturii lui Crin Antonescu. Tot mai multe sondaje arată că nu mai are potențial de creștere, iar un eșec al candidatului susținut de PSD, PNL și UDMR ar duce la modificări atât în interiorul guvernului, cât și în fiecare dintre partide.Brusca piruetă a premierului spre Trump și discursul anti-Soros are loc cu gândul că Washingtonul ar putea să-și întoarcă fața spre el.Odată angajat în această strategie clară, Ciolacu vrea să facă ordine în jurul lui și să-i dea la o parte pe cei care l-ar putea compromite, așa a ajuns să spună că nu este „un mare fan” Hurezeanu, fiindcă ministrul de Externe „nu este în dinamica diplomației care se impune acum cu SUA”.Premierul a explicat că Emil Hurezeanu, susținut de PNL, e un diplomat „de modă veche”, un ministru foarte bun pentru UE și contextul european, dar care nu face față exigențelor lui Marcel Ciolacu pe axa București-Washington.Primul ministru ar vrea să se transforme și el într-un fel de Viktor Orban, doar că spre deosebire de premierul ungar, Marcel Ciolacu nu are planuri clare și nu știe unde vrea să-și ducă țara, el vrea doar să supraviețuiască politic. Spre deosebire de prim-ministrul Ungariei, despre care se spune că a negociat deja cu Donald Trump mutarea celor 35.000 de soldați americani de la baza germană Ramstein în Ungaria, România nu a negociat nimic.România vrea să intre în plutonul statelor care au făcut politica lui Putin, cum sunt Slovacia și Ungaria, dar în același timp să-și păstreze și eticheta din Coalition of the Willing. România vrea să stea în ambele bărci, fără principii clare, fără strategii serioase. Face doar jocul zilei, fără prea multe gânduri de viitor, cum s-a mai întâmplat în istorie. Integral pe pagina DW în limba română.Cât costă panourile lui Crin Antonescu. 500 de „fețe” împărțite de PSD, PNL și UDMR (Snoop)Panourile cu imaginea lui Crin Antonescu au început să fie montate în toate județele la mijlocul lunii martie și vor trebui înlăturate până pe 4 aprilie, data la care începe oficial campania electorală. PSD, PNL și UDMR au convenit să împartă atât cheltuielile pentru afișajul outdoor, cât și responsabilitatea pe județe. Un mare miting va fi organizat, sâmbătă, la Cluj, dar marele absent s-ar putea să fie premierul Ciolacu. „România, înainte! Crin Antonescu președinte!” este mesajul de pe panourile electorale cu care candidatul Alianței PSD-PNL-UDMR încearcă să capteze atenția votanților înaintea alegerilor prezidențiale din mai. Panourile sunt și în limba maghiară în județele unde UDMR are o bună reprezentare. Panourile lui Crin Antonescu au costat 440.000 de euro (2.2 milioane de lei), potrivit informațiilor obținute de Snoop. PSD și PNL au plătit câte 200.000 de euro. 40.000 de euro au venit de la UDMR.Câți bani au primit marile partide după campaniile electorale. AUR a pierdut cea mai mare sumă din cauza sancțiunilor (HotNews)Statul român a contribuit cu peste 600 de milioane de lei (peste 120 milioane de euro) la finanțarea campaniilor electorale din 2024, potrivit documentelor consultate de HotNews.ro. Aproape jumătate din această sumă a revenit PSD. Social-democrații au primit, după cele patru runde de alegeri din 2024, o rambursare de peste 275 de milioane de lei. PNL a încasat de la AEP, după campanii, peste 180 de milioane de lei. Partidul condus de George Simion a cerut rambursarea a 24.7 milioane de lei, dar nu a primit suma integral. Problema descoperită de AEP a fost că împrumuturile primite de candidați de la o persoană privată au depășit limita legală. Mai multe surse din instituție susțin că persoana care a împrumutat candidații AUR este Maricel Păcuraru, patronul postului Realitatea TV.Ce institute de sondare estimează rezultatele alegerilor prezidențiale din 4 mai. Legăturile lor cu unii politicieni (Europa Liberă)Ultimele rânduri de alegeri au prins în ofsaid institutele de sondare a opiniei publice. Cu câteva excepții, rezultatele oficiale ale alegerilor au contrazis total și exit-pollurile, și sondajele publicate cu câteva zile înainte de scrutinuri.Și la alegerile prezidențiale din 2025, estimările procentelor care ar putea fi obținute de candidați fluctuează în funcție de cine anume face cercetarea sociologică – mai ales când vine vorba despre cei care s-ar situa pe a doua poziție, adică cei care ar intra în al doilea tur de scrutin.Ale cui sunt institutele de sondare a opiniei publice:CURS - Centrul de Sociologie Urbană și Regională CURS S.R.L este deținut în totalitate de fostul jurnalist Iosif Buble. El este proprietar și al Online Research SRL, companie care se ocupă tot cu activitati de studiere a pieței și sondare a opiniei publice.INSCOP Research este deținut de Remus Ioan Ștefureac și Ada Cornea Luca. În 2022, a avut o cifră de afaceri de aproximativ 350.000 de euro (1.615.196 de lei).Citiți pe pagina Europei Libere  și despre: SOCIOPOL și fostul purtător de cuvânt al guvernului Ponta;  Avangarde & The Center, ale sociologului Marius Pieleanu; AtlasIntel, care are sediul în Brazilia, este înființată în 2017 și e condus de un român - Andrei Roman. IMAS, deținut de un fost deputat PSD; Metro Media Transilvania & IRES, controlată de fostul vicepremier PSD.

O zi dupa ce Franta si Marea Britanie au anuntat desfasurarea unei forte de reasigurare in Ucraina, Volodimir Zelenski avertizeaza că Rusia ”se pregăteşte de o ofensivă de primăvară”. Moscova este acuzată de Kiev că trage de timp refuzand un armistiţiu, cu scopul de a-şi consolida avantajul militar pe teren. Vladimir Putin a evocat ideea unei ”administraţii tranzitorii” în Ucraina – sub egida ONU - care să organizeze alegeri prezidenţiale, înaintea oricăreor negocieri ale unui acord de pace. Administratia ucraineana a criticat acest anunt.  Societatea civilă cere AEP publicarea săptămânală a informaţiilor financiare ale candidaţilorIn contexul apropierii alegerilor prezidentiale, Expert Forum cere Autoritatii Electorale Permanente publicarea săptămânală a informaţiilor financiare ale candidaţilor. ONG-ul aminteste ca lipsa de transparenţă a fost un factor decisiv în eşecul precedentului scrutin electoral, din noiembrie anul trecut.  Lipsa datelor a redus posibilitatea de a observa că unul dintre candidaţi, Călin Georgescu, nu declarase niciun venit sau cheltuială.Israelul efectuează atacuri în sudul Beirutului, pentru prima oară de la armistiţiul de la 27 noiembrie, incheiat cu miscarea HezbollahPreşedintele libanez Joseph Aoun se află astazi în Franţa, pentru a discuta cu Emmanuel Macron, in conditiile in care Parisul îşi exprimă susţinerea faţă de Liban şi îndeamnă guvernul israelian la reţinere.

Hoy hablaremos sobre un tema que genera muchas dudas en las familias: las dietas vegetarianas y veganas en la infancia. Sabemos que cada vez más familias eligen este tipo de alimentación, ya sea por razones éticas, medioambientales o de salud. Pero, ¿son seguras para niños y niñas en crecimiento? ¿Qué recomendaciones dan los expertos? Hoy resolveremos estas dudas basándonos en la evidencia científica y en lo que dicen organismos como la Asociación Española de Pediatría (AEP) y la Asociación Americana de Pediatría (AAP). Más información de la comunidad: bit.ly/hoysecome

David McCullough got the idea for The American Exchange Project (AEP) after a cross-country trip showed him how diverse and accepting were the people he met.  Today, AEP creates opportunities for recent high school graduates to experience life in a different part of the US, building bridges of understanding and creating lifelong friendships.  It's McCullough's hope that these trips will someday be as common for high schoolers as the senior prom.  Chapters:02:17 Growing Up in a History-Minded Family David reflects on how his family's rich history and values shaped his understanding of American identity and the importance of learning from the past. 06:09 Historical Amnesia and Current Divides Bill and David discuss the current polarization in America, emphasizing the need for historical literacy to navigate complex societal issues. 07:16 A Life-Changing College Experience David recounts a pivotal trip he took during college that opened his eyes to the realities of education and the deep divides within the country. 14:11 The Birth of the American Exchange Project David shares how his transformative experiences during his travels led to the creation of the American Exchange Project, aimed at fostering understanding among youth. 16:11 Exploring the American Exchange Project David explains the mission of the American Exchange Project, which facilitates domestic exchanges for high school students to experience different American cultures. 22:01 Building Bridges Through Shared Experiences The importance of empathy and understanding is highlighted as David discusses how students learn to see commonalities despite differences during their exchanges. 29:07 Confronting Political Discontent David addresses the challenge of political polarization, emphasizing the need for respectful dialogue and the role of the American Exchange Project in fostering meaningful connections. 30:04 Exercising Conversational Muscles David McCullough III discusses the importance of developing conversational skills through the American Exchange Project, likening it to a form of social therapy. He shares insights on the growth of the program and its impact on students. 31:12 The Lasting Impact of Exchange Reflecting on the transformative experiences of past participants, David highlights how The American Exchange Project fosters lasting connections and changes in perspectives. He emphasizes the significance of these exchanges in shaping young adults' futures. 34:01 Expanding the Model The conversation shifts to the potential for expanding the AEP model to college students and beyond. David hints at exciting developments in collaboration with universities to create similar experiences for incoming freshmen. 36:10 The Value of Shared Experiences David reflects on the importance of shared experiences in fostering friendships and understanding among diverse groups. He draws parallels between The American Exchange Project and historical coming-of-age rituals that unite young people. 40:01 Building a Sustainable Future Discussing the financial model of the American Exchange Project, David explains how donations and volunteerism sustain the initiative. He shares his vision for the program's growth and its potential to become a staple in American education. 44:35 The Edict of the Optimist In the concluding segment, David emphasizes the importance of taking action to create positive change, embodying the ‘edict of the optimist.' The conversation wraps up with a call to support The American Exchange Project and get involved. 

In this special episode recorded live at The College's Horizons 2025 conference, Professor of Practice Steve Parrish, JD, RICP®, CLU®, ChFC®, AEP® speaks with author David McKnight about the ubiquitous nature of financial planning “gurus” in the media today and how their advice, while it may give your clients comfort, may not always be in their best interest. They talk about how to differentiate sound advice from sound bites, and why financial professionals should keep open dialogues with clients about things they hear and what's backed up by the facts. Any views or opinions expressed in this podcast are the hosts' and guests' own and do not necessarily represent those of The American College of Financial Services. For more episodes, visit TheAmericanCollege.edu/Shares.

Navigating the Transition: Changing Your Upline in the Insurance IndustryIn the dynamic world of insurance, making the decision to change your upline involves careful consideration and strategic planning. As discussed by Kathe Kline and Joanna Wyckoff in the "Insurance Business Babes" podcast, understanding the intricacies of this process is crucial to making a smooth transition.Understanding the Release ProcessBefore initiating a move, agents must understand the release process. It's essential to have a conversation with your current upline, expressing your intention and discussing any financial investments made, such as marketing funds. Joanna emphasizes the importance of treating this like a professional relationship – a courtesy call can help maintain the goodwill necessary for future interactions.Self-Release TimelineIf an immediate release is not granted, agents should be aware of the industry-standard, a 90-day self-release from most carriers. This means starting the process by notifying the carrier of your intent to move, initiating the clock on the 90-day period. Kathe and Joanna recommend beginning this process well ahead of critical selling periods, like AEP, to avoid getting stuck due to blackout periods, which often commence from July 1st.Managing Financial ArrangementsConcerns about financial entanglements with your current upline are valid. The podcast notes that uplines continue to receive overrides on existing policies unless rewritten, alleviating some guilt an agent might feel about ‘abandoning' an upline. However, being upfront about any marketing money or coop advances and handling those arrangements ethically is crucial.Exploring New OpportunitiesWhen considering a new upline, agents are encouraged to thoroughly vet potential partners. Assessing the support, resources, and technology the new upline offers is critical. Kathe and Joanna suggest requesting demonstrations of promised systems and potentially signing a limited number of contracts first to test the relationship.Final ThoughtsChanging your upline is not just a business decision but also a step towards aligning with partners who better suit your professional goals. By taking thoughtful and measured actions, as outlined in the podcast, agents can ensure a transition that strengthens their business operations and future success.This episode is sponsored by CertifiedMedicareAgents.com

In this episode of the Broker Link Podcast, Executive Vice President at The Brokerage Inc., Josh Slattery discusses the future of Medicare post-2025 AEP, focusing on industry trends and the impact of the new presidential administration. Other topics discussed include the potential changes to the Value-Based Insurance Design (V-BID) program, which simplifies eligibility for benefits based on income rather than specific chronic illnesses.   If you haven't listened to Part 1, click here first.  Learn more about partnering with The Brokerage Inc. by visiting our website, www.thebrokerageinc.com. Remember to like, share, and subscribe to our show!  New episodes are available every Tuesday. Join our Community! Linkedin: https://www.linkedin.com/company/the-brokerage-inc-/   Facebook:  https://www.facebook.com/thebrokerageinc/  Instagram:  https://www.instagram.com/thebrokerageinc/  YouTube:  https://www.youtube.com/@TheBrokerageIncTexas  Website:  https://thebrokerageinc.com/ 

Host Steve Parrish, JD, RICP®, CLU®, ChFC®, AEP® welcomes Jason Fichtner, PhD, an expert on Social Security and retirement policy, for a conversation on the current status and future of the popular and cornerstone benefit program. They cover the impact of the latest regulatory updates on Social Security, what may happen to benefits in the future, and how financial professionals can work with their clients to secure their retirement planning. Find all episodes at TheAmericanCollege.edu/Shares.

In this episode of "Insurance Business Babes," Joanna Wyckoff shares a challenging incident where a client was unwilling to engage with her assistant due to racial bias. This underscores the ongoing issues of discrimination that persist even in professional settings. Joanna emphasizes the importance of her office process, where clients must communicate with her assistant for scheduling—allowing her to focus on more critical insurance matters. Kathe Kline suggests tools like Calendly for online scheduling, yet Joanna points out that some clients still prefer or are unaware of these digital methods. Kathe's alternative approach to managing her workload includes not working on Wednesdays, reserving these mid-week breaks for personal and administrative tasks. This practice helps her maintain work-life balance, ensuring she never disrupts personal time unless absolutely necessary. The hosts discuss the benefits of consolidating multiple appointments in a single day rather than spreading them across the week. Kathe's extensive experience building and selling businesses gives her unique insights on client retention, particularly during challenging times like the COVID-19 pandemic. Highlighting the importance of owning communication systems, Kathe prefers using VoIP services to avoid complications when changing firms. Owning one's client data is crucial in the insurance industry, notes Joanna, who has faced difficulties in data export during company switches. Regulations require keeping call recordings for ten years; therefore, effective data management tools like RingCentral and Dialpad ensure compliance while managing workload efficiently. As the hosts discuss the Annual Enrollment Period (AEP), Joanna recommends transforming thoughts and tasks into checklists to stay organized. Both hosts rely on digital calendars to manage their schedules, ensuring priority tasks are completed first. They also address client needs proactively, from reviewing Medigap before or after AEP to considering additional coverage options. Networking remains a cornerstone of business growth for Kathe, who initially invested in groups like BNI (Business Network International). The BNI model teaches effective networking and the importance of referrals. Kathe advises continually seeking new referral partners, as current partners may leave or change careers. Finally, Kathe emphasizes the necessity of self-care to avoid burnout during intense periods like AEP. Setting work limits and ensuring breaks for meal times can significantly increase productivity. Both hosts stress the importance of retaining existing clients, highlighting that it's easier and often more valuable than acquiring new ones. “Insurance Business Babes” reminds insurance professionals of the importance of balancing professional responsibilities with personal well-being, the efficiency of managing client interactions, and the continual pursuit of networking opportunities. Stay tuned for more insights and practical advice from Kathe Kline and Joanna Wyckoff! Stay tuned for new episodes to continue enhancing your insurance business acumen with Kathe Kline and Joanna Wyckoff. This episode is sponsored by CertifiedMedicareAgents.com

As we leave the 2024 enrollment period, the ladies stress the necessity of evaluating what works and pivoting to more effective strategies. Joanna emphasizes refining actions proactively, while Kathe advises maintaining an inventory of time and actions to ensure maximum productivity. They underline the value of carrier training sessions, which mitigate inefficiencies and frustrations in handling applications, thereby keeping your operations smooth and profitable. Joanna passionately advocates for diversifying services. It's essential not just to focus solely on Medicare but to include products like critical illness and hospital indemnity insurance. Cross-selling has proved financially beneficial for many agents, with some doubling their income. Kathe is gearing up for a cross-selling training in Houston, spotlighting annuities and life insurance. Reflecting on the last AEP, Kathe reveals the pitfalls of handling numerous requests for Personalized Drug Plan reviews. Both hosts resonate on this challenge, discussing the frustrations of non-commissionable plan enrollments and advocating for self-sufficiency in learning through consistent training. They suggest using systems and automation to avoid manual errors in scheduling, as well as recording training sessions for future reference. A key theme throughout the discussion is balancing business profitability with providing necessary services. Kathe and Joanna stress the financial impracticality of taking on pro bono work without compensation. They highlight the need to prioritize tasks that yield productive outcomes. Joanna and her assistant have developed a system, including a document to streamline client communications and set boundaries on service limitations. Finally, the hosts shed light on the importance of prospecting and advocating for clients. Training agents to overcome fear and actively seek business is crucial. The episode ends with the poignant reminder that selling Medicare isn't merely about making a sale – it's about providing necessary services and protecting clients from potential financial risks. Tune in to "Insurance Business Babes" for more insightful discussions on transforming your insurance business practices! This episode is sponsored by CertifiedMedicareAgents.com

Guest: Bill Canady     Guest Bio:  Bill Canady has over 30 years of experience as a global business executive in a variety of industries and markets focused on industrial and consumer products and services. As a leader, he concentrates on aligning with key stakeholders to set a clear and compelling vision that will rally an organization to drive growth, control cost, and increase profitability. One of the keys to his success is he develops strong leaders and management teams and establishes deep relationships. His experience encompasses global public, private, and sponsor owned companies.  Bill is the CEO of both OTC Industrial Technologies and Arrowhead Engineered Products (AEP). OTC is an industrial distribution company located in Columbus, OH, that has $1 billion in sales with 1,900+employees and over 60 sales/distribution offices in 40 states.  During his tenure, OTC has grown revenues by more than 43% and earnings over 78%. AEP is a leading supplier of non-discretionary, mission-critical, aftermarket replacement parts for a wide variety of motorized vehicles and equipment headquartered in Blaine, MN, and has $1.5 billion in sales with 3600+ employees and sell in over 50 countries. During his career, Bill has been responsible for leading several organizations through their most important challenges and opportunities, often in complicated regulatory, investor, and media environments. He discovered a passion and knack for the art and science of business. Taking the tools and techniques that he developed for growing multibillion dollar companies, he created the Profitable Growth Operating System (PGOS) and set out to help owners and operators around the world profitably grow their companies.  PGOS is a time-tested set of simple tools and process that fosters a common culture creating value for all stakeholders: customers, employees, suppliers, and shareholders. PGOS shows how to increase the productivity of assets, increase profits, and make better decisions at every level of a business.  Bill graduated summa cum laude from Elmhurst University with a Bachelor of Science in Business Administration and received his MBA from the University of Chicago, Booth School of Business. He is a veteran of the United States Navy.   Guest Links:  https://https//billcanady.com    Key Points:   Importance of Taking Risks:   Bill stresses the importance of stepping out of one's comfort zone. He believes that growth requires taking calculated risks and putting yourself out there.    Developing Strong Leaders:  As a CEO, Bill believes that leaders should set clear goals and let their teams figure out how to achieve them. His approach focuses on empowering leaders to take ownership of their responsibilities, rather than micromanaging them. This builds confidence and leadership skills in team members.  A critical aspect of Bill's leadership style is the balance between providing direction (goal-setting) and giving teams autonomy to develop strategies. He compares leadership to being a parent—guiding without doing the work for the team, allowing them to take charge and develop their skills.    Profitable Growth Operating System (PGOS):  Bill's PGOS focuses on 5 key areas to drive profitable growth: Strategy (how to grow), Segmentation (80/20 analysis to focus on the most profitable opportunities), Talent (recruiting, retaining, and developing the right people), M&A (acquisitions to accelerate growth), and Lean (efficiency). His system is about using the right tools at the right time to grow a business profitably.  A frequent mistake for business owners is failing to pivot when their company outgrows the early startup phase. Initially, they may take any job or customer, but as the business grows, they must focus on more strategic growth opportunities to ensure profitability. Recognizing when to transition and evolve the business model is crucial.    Continued Business Growth:  Business owners may take on more responsibilities that fall outside their expertise and eventually become overwhelmed.  Business owners must recognize that they can't do everything themselves. They need to let go of tasks they're not good at and focus on their core competencies. Say no to tasks that aren't profitable or aligned with their core strengths. This allows for a more focused and scalable business model.  As the business grows, it reaches a point where the owner must hire people, delegate control, and trust others with responsibilities. This is often a difficult transition, especially for entrepreneurs who are used to doing everything themselves.    Focus on Core Competencies:  Just as in business development, it's important to focus on what the business does best. Trying to serve everyone or do everything can dilute efforts. Defining an "ideal prospect" is a crucial first step.    Case Study:   One business owner, John, focused on doing great work with a small team and maintained steady growth. The other owner, while successful, failed to replicate his success at a larger scale. The second owner didn't focus on his core strengths or delegate effectively, which limited his ability to scale beyond his initial success.  The successful business owner grew his business by focusing on what he did best—closing deals in a niche market. He scaled by hiring people to handle the rest, allowing him to focus on what he was most skilled at.  One business grew substantially by replicating its success, while the other remained stagnant because the owner couldn't figure out how to scale or replicate himself.  The key to scaling a business is taking calculated risks—trusting others, delegating, and focusing on what the business does best. Until an entrepreneur is willing to take that risk, they may remain stuck in a cycle of limited growth.        About Salesology®: Conversations with Sales Leaders Download your free gift, The Salesology® Vault. The vault is packed full of free gifts from sales leaders, sales experts, marketing gurus and revenue generation experts.  Download your free gift, 81 Tools to Grow Your Sales & Your Business Faster, More Easily & More Profitably. Save hours of work tracking down the right prospecting and sales resources and/or digital tools that every business owner and salesperson needs. If you are a business owner or sales manager with an underperforming sales team, let's talk. Click here to schedule a time. Please, subscribe to Salesology®: Conversations with Sales Leaders so that you don't miss a single episode, and while you're at it, won't you take a moment to write a short review and rate our show? It would be greatly appreciated! To learn more about our previous guests, listen to past episodes, and get to know your host, go to https://podcast.gosalesology.com/ and connect on LinkedIn and follow us on Facebook and Twitter and check out our website at  http://www.gosalesology.   KEY WORDS:  Sales, sales management, selling, prospecting, cold calling, business development, Sales Leadership 

Like you, personal finance specialist and noted media contributor Leonard Raskin has seen significant change in money matters and management during his career of over 27 years. Leonard has a unique ability to make simple, the complexities of an ever evolving financial marketplace. His fusion of straight forward, honest advice with a warm personal touch is what you can expect if you engage his services.Leonard holds a Masters Degree in Financial Services. He is a CFP, ChFC, CLU, CASL*, CAP, AEP.Leonard works with The Lardarius Webb Foundation, The Jacoby Jones Foundation, and the Steve Smith, Sr. Foundation. His charitable work, contributions to the organizations and his welcoming conversations with the people he advises enable them to understand that their lives are taken care of by somebody that knows what he's doing.Born and raised in Baltimore, he now lives just 20 minutes from his childhood home. He married Kathy (Uhlan) in February 1994. Kathy is a Certified Public Accountant (CPA). They currently live in Phoenix, Maryland with their son, Matthew and his dog Larry. Connect with Leonard Raskin: Website: WWW.RaskinGlobal.com Facebook: www.facebook.com/RaskinGlobal LinkedIn: www.LinkedIn.com/in/LeonardRaskin TurnKey Podcast Productions Important Links:Guest to Gold Video Series: www.TurnkeyPodcast.com/gold The Ultimate Podcast Launch Formula- www.TurnkeyPodcast.com/UPLFplusFREE workshop on how to "Be A Great Guest."Free E-Book 5 Ways to Make Money Podcasting at www.Turnkeypodcast.com/gift Ready to earn 6-figures with your podcast? See if you've got what it takes at TurnkeyPodcast.com/quizSales Training for Podcasters: https://podcasts.apple.com/us/podcast/sales-training-for-podcasters/id1540644376Nice Guys on Business: http://www.niceguysonbusiness.com/subscribe/The Turnkey Podcast: https://podcasts.apple.com/us/podcast/turnkey-podcast/id1485077152