Podcasts about aep

Antoine Larvol, CTO of Windar Photonics, discusses how their continuous wave LiDAR technology enhances wind turbine performance through optimization and monitoring, increasing AEP and reducing loads, particularly for legacy turbines. Sign up now for Uptime Tech News, our weekly email update on all things wind technology. This episode is sponsored by Weather Guard Lightning Tech. Learn more about Weather Guard's StrikeTape Wind Turbine LPS retrofit. Follow the show on Facebook, YouTube, Twitter, Linkedin and visit Weather Guard on the web. And subscribe to Rosemary Barnes' YouTube channel here. Have a question we can answer on the show? Email us! Welcome to Uptime Spotlight, shining light on wind. Energy's brightest innovators. This is the Progress Powering Tomorrow. Alright, we're here in Phoenix, a CP, clean power, uh, 2025. So I'm, uh. Sitting with Antoine Larvol from, he's a CTO from Windar. Yep. Welcome to the show. Thank you. Uh, we've been, uh, happy enough to get actually to sit inside your booth where it's nice and qui. Quiet and isn't it nice? Yeah. We got glass behind the camera here and people are walking by, walking by, walking by. Um, so this morning, uh, we, we talked yesterday a little bit about what wind photonics does. Yep. Of course, from our, uh, some of our other friends around the world. We've heard about some, some campaigns you've done in the United States, which have been. Really successful. So yeah, congrat good. Congratulations there. Yeah, thank you. Um, and, and as, as a lot of things in the wind industry, Windar, photonics based in Denmark.  Antoine Larvol: Yeah.  Joel Saxum: So you guys, uh, bring it, bring in that Danish [00:01:00]technology. We're here, of course, bringing it to the US market at a CP, the American Clean Power Show. So welcome to the States. Thank you. Um, it's a short one, but a  Antoine Larvol: good one. Yeah, yeah, yeah,  Joel Saxum: exactly. So, so I want to talk a little bit about what Windar photonics and, and it is a LIDAR based sensor, correct?  Antoine Larvol: Yes. Right. So. We do continuous wave base, uh, lidar. Yep. Uh, main product is a two beam version mm-hmm. Where you shoot, uh, at 80 meters in front of the turbine. Mm-hmm. And you basically alternate from one beam to the other. And measure wind speed and direction upfront, the, the turbine among others.  Joel Saxum: Right. So we're talking about, uh, if you, if you're in the wind industry, you've ever seen these lidar units that are put actually, you're the cell mounted, correct? Yes. Okay. Yeah. So, and, and, uh, we're looking more on the optimization, retrofit monitoring side of things. Yeah,  Antoine Larvol: exactly. So we've never been a resource assessment company. Yeah. Or we don't look at power curve verification and stuff like that. We really [00:02:00] focus on. Retrofitting those, existing turbines. And then add value to In terms of information to, the customer, Yeah. With the mon monitoring side of things. Yeah. And, from day one, that's been the goal of Windar Making something cheap, robust. That can just stay there and measure with good availability, wind speed, and direction coming to your turbine.  Joel Saxum: I love it. so we wanna squeeze as much as we can outta these turbines. And you guys are increasing AEP that's, the name of the game. Yeah. Right.  Increasing AEP below rated. and then above rated you decrease loads. Increase uptime. and we basically do that by going on the line of the wind direction. that you then feed to the turbine controller and then we can actually adjust the, yaw position of the turbine according to our information. So I want to talk a little bit, we, we chatted a little bit offline about the, technology behind it, right? Yep. And people in the wind industry, if you're around the wind industry around resourcing or you're around optimization, you've heard [00:03:00] lidar. Yep. You know what I mean? And,

Unlocking Medicare & ACA Success: Dalton Miller's Retireflo Revolution!Welcome to another episode of our podcast with your host and special guest, Dalton Miller, president, and founder of Retireflo . In this episode, Dalton shares his journey from being a Medicare agent to creating a revolutionary tool designed to streamline agent-client interactions in the Medicare and ACA markets. Tune in to learn how Retireflo can help agents collect crucial client information, improve efficiency, and enhance customer satisfaction. Whether you're curious about the origins of Dalton's business, the impact of recent healthcare changes, or practical strategies for the upcoming AEP, this episode has it all.

Save Time and Earn More by Hiring our Vetted Virtual AssistantsHire Your Heroes Now: https://hireheroes.com/On this episode of the Seven Figures or Bust podcast, we're diving into the chaos of AEP, the frustration of non-commissionable plans, and yes—even Game 7 energy! From industry headaches to playoff-level pressure, we're breaking it all down with stories and strategies every insurance agent can relate to. Tune in for real talk, laughs, and the mindset you need to win big this season!Gets Leads from Lead heroes here: https://leadheroes.com/Learn more about getting your own VA with Hire Heroes here: https://app.hireheroes.com/signup?fpr=christian43Join our free private Facebook group for insurance agents: https://www.facebook.com/groups/551409828919739/Welcome to the Christian Brindle channel brought to you by Christian Brindle & Christian Brindle Insurance Services. This channel is here for the sole purpose of bringing training, tips, success stories, and personal development from Christian Brindle. Christian is a published author, hosts the ever popular Everything Medicare Podcast, and made six figures in the Medicare business by the time he was 25 years old.

Keep track of your AEP prep to-do checklist with help from Ritter's certification center and Ritter Blog weekly roundups. Listen to find out how to access carrier AHIP, NABIP, MA and PDP certification, product training details, and more!   Read the text version   Resources: eBooks & Guides for Insurance Agents: https://ritterim.com/guides/ FAQs About NABIP Medicare Certification: https://ritterim.com/blog/faqs-about-nabip-medicare-certification/ Ritter Insurance Marketing Certification Center: https://docs.ritterim.com/products/certification/ What Is AHIP Certification and How Do I Get It? https://lnk.to/asg672   References: “Medicare Advantage Certification.” NABIP.Org, NABIP, www.nabiptraining.org/nabip/medicare. Accessed 30 May 2025. “Medicare + Fraud, Waste, and Abuse Training.” Ahip.Org, AHIP, www.ahip.org/courses/medicare-fraud-waste-and-abuse-training. Accessed 30 May 2025. “Miramar:Agent.” Miramar-Agent.Com, Miramar, miramar-agent.com/KnowledgeBase/Article?kb=5. Accessed 30 May 2025. “Medicare Certification System.” Pinpointglobal.Com, Pinpoint Global, www.pinpointglobal.com/medicare-certification-system. Accessed 30 May 2025.   Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://x.com/RitterIM and YouTube, https://www.youtube.com/user/RitterInsurance     Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel  Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/   Not affiliated with or endorsed by Medicare or any government agency. Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.

The Rush for Early CertificationIn Episode 79 of the Insurance Business Babes podcast, hosts Joanna Wyckoff and Kathe Kline emphasize a time-sensitive issue for agents: annual certification season is here, and this year, it's more important than ever to get it done early. With sweeping industry changes, particularly around MAPDs, and PDPs, waiting until the last minute could seriously jeopardize your business. Delays in certification reporting can easily make agents “not ready to sell” when the season kicks off, resulting in missed opportunities and unhappy clients. As Kathe puts it: “You cannot wait this year, folks. There are so many changes.”Smart Strategies for Getting It DoneProcrastination is the enemy. Joanna recommends blocking certification time into your calendar now—before life inevitably intervenes. Whether it's illness, a family emergency, or a tech blackout, leaving certifications to the last minute is risky. Schedule recurring blocks, tackle certifications carrier by carrier, and consider a Google Sheet to keep track of your progress. For those juggling multistate contracts, breaking it into manageable pieces is a lifesaver. And don't forget to use this opportunity to update all your carrier contact information.Organizing for Sanity: Tech & Email HacksOverwhelmed by the flood of carrier emails and events? Joanna suggests setting up a dedicated carrier-only email account to keep critical messages visible while filtering out the noise. The duo also discuss leveraging AI and tools like Fixer.AI to sort, filter, and even auto-respond to routine communications—though no tool is perfect, and human oversight remains essential.Weatherproof Your BusinessLife happens: tornadoes, internet outages, demanding clients, or simple burnout. Both hosts remind agents to plan for the unexpected, leaving margin in your schedule so last-minute problems don't snowball into missed deadlines. Embrace automation, use online booking links for client appointments, and practice with new technology before AEP so you aren't scrambling during the busiest time of the year.Final Thoughts: Adapt and ThriveThe insurance landscape is shifting dramatically, with premium increases and commission changes on the horizon. Now is the time to diversify product offerings, sharpen your workflow, and cement your status as a trusted advisor. As Joanna says: “Work smarter, not harder.” Get those certifications done early, stay organized, and set your business up for success in this challenging new environment.This episode is sponsored by ⁠CertifiedMedicareAgents.com⁠. Use the coupon code BABES2024 for a free lifetime BRONZE membership.

In this episode, Eric Ludwig, PhD, CFP®, Retirement Income Certified Professional® (RICP®) Program director at The American College of Financial Services, speaks with Tax Planning Certified Professional™ (TPCP™) Program director Sophia Duffy, JD, CPA, AEP® about the possible tax policy changes contained in the “One Big Beautiful Bill Act” currently making its way through Congress. In addition to making many of the changes put in place in the 2017 Tax Cuts and Jobs Act (TCJA) permanent, they discuss some exciting possibilities for tax-informed financial planning, including new exemptions and deductions for business owners (such as financial advisors!), expanded uses for 529 and HSA accounts, cap changes for state and local taxes, and more. Find all episodes at TheAmericanCollege.edu/Shares.

How Medicare Special Needs Plans Are Changing—and How Agents Can Support Clients NowRecent shifts in Medicare Special Needs Plans (SNPs), especially those affecting dual-eligible (D-SNP) beneficiaries, are causing ripples both for insurance professionals and the vulnerable individuals they serve. In this episode of Insurance Business Babes, Kathe Kline and Joanna Wyckoff break down what's ahead and offer actionable strategies for agents to stay ahead of these changes.Understanding the Major Benefit ReductionsBeginning in 2026, CMS regulations will roll back many popular ancillary benefits for D-SNPs—including the much-loved grocery card. While chronically ill SNP beneficiaries (C-SNPs) may still qualify for these extras, dual-eligible clients will see notable losses. For many low-income individuals, these grocery benefits made up a crucial portion of their monthly "income," so the impact will be significant.Why This Matters: Client and Agent ImplicationsThe removal of grocery and ancillary benefits doesn't just hurt consumers; insurance agents relying on those “perks” to showcase plan value will need to adjust their approach. The focus will have to return to the medical coverage itself—maximum out-of-pocket costs, plan networks, and real medical needs—rather than the shiny add-ons.Compliant Communication: Getting Ahead of the CurveRegulation limits how and when agents can warn clients about specific plan changes. However, Kathe and Joanna recommend proactive and compliant communication:Send out educational newsletters focusing on national policy or regulation shifts, not plan specifics, to maintain compliance.Create video content raising awareness about upcoming regulatory changes, with clear calls-to-action for annual reviews.Segment your outreach using a CRM to target only affected D-SNP clients, avoiding unnecessary concern for unaffected beneficiaries.Building Resourcefulness for ClientsLosing financial help through Medicare plans means clients may turn to other social supports. Agents can add value by compiling local and national resources—food banks, utility assistance, community gardens, and home-sharing services—to include in their outreach.Time to Be the Trusted AdvisorAs we move towards AEP and beyond, insurance professionals must reclaim their role as consultants rather than benefit brokers. Proactively supporting clients through these changes—with information, empathy, and local resources—will protect your book of business and earn long-term trust.This episode is sponsored by ⁠CertifiedMedicareAgents.com⁠. Use the coupon code BABES2024 for a free lifetime BRONZE membership.

Navigating Walmart Stores for Ultimate AEP Success | Agent Boost PodcastWelcome to the latest episode of the Agent Boost Podcast!

Preparing for AEP: Embracing Technology and Proactive Strategies in the Insurance IndustryHost Kathe Kline and guest Dalton Miller dove headfirst into the changing landscape of Annual Election Period (AEP) preparation and why insurance agents must stay ahead of industry trends—especially in today's rapidly evolving environment. Here's a breakdown of the key takeaways and how you can apply them to your business.The Countdown to AEP Is On: Get Ahead EarlyDalton opened the conversation with a reality check—there are fewer business days than you think before AEP kicks off. The urgency is real. Agents waiting until the last minute risk being overwhelmed, particularly as changes around prescription drug plans (PDPs) from regulatory shifts like the Inflation Reduction Act are generating more client questions, confusion, and inbound phone calls.Turning Industry Challenges Into OpportunitiesRather than seeing incoming calls as disruptions, savvy agents seize them as opportunities. Dalton pointed out that proactive outreach—whether in-person appointments or virtual consults—can turn client confusion about drug costs into relationship-building moments. Agents who capitalize on these touchpoints not only help clients, but also strengthen retention and potentially restart commission cycles with plan changes.Tech Tools: Your Secret Weapon for EfficiencyFrom automated scheduling links to drug list collection surveys like RetireFlo, technology is non-negotiable. Kathe stressed the time-savings and organizational benefits of tools like calendar links and integrated form submissions for medication lists. If you're not using technology, you're likely doing double work and risking costly errors. Importantly, Kathe and Dalton both emphasized the need for HIPAA-compliant CRMs. Not only does this protect client data, but it future-proofs your continuity if you switch FMOs.Be Proactive, Communicate, and Set BoundariesA recurring theme was proactive communication. Don't be shy—send out birthday cards, newsletters, or helpful updates. Let your book of business know you are their first call. Importantly, set boundaries: make it clear when you'll review Med Supps and PDPs, and educate clients on why you don't do everything during AEP. This manages workload and builds compliant, loyal relationships.Final Word: Start Now and Beat the RushDalton, channeling Paul Revere, reminded listeners: “AEP is coming!” The key is to establish streamlined, compliant systems now—before the wave hits. Tools that save time, reduce manual work, and improve client experience aren't just luxuries—they're business necessities. In the words of Kathe, “Why are you doing double work? Let technology set you free.”Ready to thrive this AEP? Invest in tech, standardize your client communication, and start prepping now—you'll thank yourself come October.This episode is sponsored by ⁠CertifiedMedicareAgents.com⁠. Use the coupon code BABES2024 for a free lifetime BRONZE membership.

Learn more about AHIP requirements, how certification works for insurance agents, and more! Don't stress - we've got plenty of tips to help you survive certification and the start of AEP prep season.   Read the text version   Resources: 5 Things from the CMS 2026 MA and Part D Final Rule: https://lnk.to/asgf20250502  Leveling Up: From Chill Mode to Growth Mode ft. Christian Brindle: https://lnk.to/brindle2025 Register with Ritter: https://app.ritterim.com/public/registration/ Ritter Insurance Marketing Certification Center: https://docs.ritterim.com/products/certification/   References: “AHIP Corporate Partnerships.” Ahip.Org, AHIP, www.ahip.org/corporate-partnerships. Accessed 12 May 2025. “Medicare + Fraud, Waste, and Abuse Training.” Ahip.Org, AHIP, www.ahip.org/courses/medicare-fraud-waste-and-abuse-training. Accessed 12 May 2025. “AHIP Member Organization.” Ahip.Org, AHIP, www.ahip.org/members. Accessed 12 May 2025. “AHIP Official Website.” Ahip.Org, AHIP, www.ahip.org/. Accessed 12 May 2025. “AHIP Unveils Refreshed Brand, Updated Mission to Improve Health Care for All Americans.” Ahip.Org, AHIP, www.ahip.org/news/press-releases/ahip-unveils-refreshed-brand-updated-mission-to-improve-health-care-for-all-americans. Accessed 12 May 2025.   Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://x.com/RitterIM and YouTube, https://www.youtube.com/user/RitterInsurance     Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel  Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/   Not affiliated with or endorsed by Medicare or any government agency. Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.

Small Cap Breaking News You Can't Miss! Here's a quick rundown of the latest updates from standout small-cap companies making big moves today:ESGold (CSE: ESAU) Delivered Gravity Separation Circuit to Montauban Project ESGold is nearing production at its clean-tech gold-silver project in Quebec. The arrival of its gravity separation circuit marks a major milestone, enabling 1,000-tonne-per-day reprocessing of historic tailings. With no chemicals or smelters involved, the system also recovers valuable mica. First gold pour is on track for late 2025.Atlas Engineered (TSXV: AEP) Q1 Revenue Jumps 21% with EBITDA Up 137% Despite economic uncertainty, AEP delivered a strong Q1 with $11M in revenue and robust gains in wall panel and engineered wood sales. A new automated facility in Ontario is nearing completion, positioning AEP to scale cost-efficiently as it eyes strategic acquisitions and a busy construction season.Intrepid Metals (TSXV: INTR) Hits 27.5% Copper, 10.15 g/t Gold, 192 g/t Silver in First 2025 Drill Hole A monster intercept at the Corral Copper Project in Arizona has investors buzzing. The high-grade, multi-metal hit validates Intrepid's targeting strategy and opens the door to resource growth in a region historically rich in copper. More assays are on the way.Sailfish Royalty (TSXV: FISH) Strikes 39.15 g/t Gold at El Golfo, Just 19m Below Surface A shallow, high-grade hit at the El Jicaro concession in Nicaragua strengthens Sailfish's royalty portfolio. With near-surface mineralization and proximity to existing infrastructure, El Golfo could drive significant future cash flows without operational exposure.West Red Lake Gold (TSXV: WRLG) Bonanza-Grade Intercepts at Madsen Mine: Up to 61.51 g/t Au Over 12.1m Major gold hits at the South Austin Zone reinforce Madsen's high-grade potential and support a near-term restart. New results are among the highest reported in Ontario this year and point to significant upside in the Red Lake District.Arizona Metals (TSX: AMC) Kay2 Zone Intercepts 44.5m @ 4.0 g/t AuEq, 32.0m @ 5.3 g/t AuEq Arizona Metals is rapidly expanding its Kay Project in Arizona. With high-grade gold, copper, and zinc intercepts and a resource update due this quarter, the Kay2 Zone is shaping up to be a game-changer for this multi-metal exploration play.Follow AGORACOM for more breaking small-cap news and subscribe to our podcast for in-depth updates, interviews, and analysis.

Send us an email @ info@parentcoachesunleashed.com Abbey Henderson, CEO, Wealth Advisor & Coach at Abaris Financial Group, connects resources with aspirations to help clients realize their objectives and establish lasting legacies. Her background includes degrees from Dartmouth, Boston University, and Boston College. Transitioning from accounting, she established Abaris Financial Group in 2001, integrating financial acumen with life coaching. Abbey holds CFP, CAP, and AEP certifications.This episode features Abbey's expert coaching tips for parents navigating their high schoolers' first jobs or college grads' post-dorm life, offering actionable advice and reassurance on raising financially literate young adults.Together, they explore candid family money conversations, how technology (like Apple Pay and DoorDash) impacts kids' money habits, and how to balance financial support with letting teens learn from manageable mistakes. If you ever wondered whether to send your child to an out-of-state school, or how to help them build credit responsibly, this is the episode for you.TakeawaysStart money conversations earlyPrioritize giving kids hands-on experience with budgetingDon't sacrifice your own retirement for college costsTimestamps00:00 "Discussing Financial Literacy for Grads"04:35 From Tax to Financial Planning09:43 Teaching Kids Financial Trade-offs11:57 Kids and Cashless Transactions16:37 Early Financial Habits for Kids18:29 Navigating Economic Peer Pressure23:26 Financial Planning Strategy: Incremental Investments26:34 "Prioritize Retirement Over College Funding"28:13 "Untrained Financial Conversations"33:21 Engaging Kids in Financial Learning34:42 Parental Relationship Dynamics

Ryno takes over the AEP!!! 

Scott welcomed Ruth Raftery in the studio for a discussion about the importance of education in estate and tax planning, the role of financial advisors in collaborating with estate planning attorneys, and shares insights on effective tax planning strategies.Ruth Raftery, JD, CPA, AEP® is a licensed attorney and a Certified Public Accountant with over 20 years of experience. As President and co-founder of Advanced Planning Educational Group (APEG), Ruth is responsible for creating and executing the design and strategic direction of APEG's mission to support the needs of professionals who participate in the holistic planning process. In addition to her role with APEG, Ruth also serves as a Senior Advisor to AltaView Advisors, LLC a business valuation firm with offices in Orange County, San Francisco, Dallas, and New York, and is an instructor at Oakland University in Rochester, Michigan, where she teaches Income Tax in the post-graduate certification program.Ruth has developed and taught various Estate, Gift, Trust, and Tax courses throughout her career. She is past President of the Estate Planning Council of New York City, past Chair of the Estate Planning Committee of the New York State Society of Certified Public Accountants and is an Accredited Estate Planner designee™ awarded by the National Association of Estate Planners and Councils. Ruth received her undergraduate degree in Accounting from the University of Scranton and her Law Degree from Temple University School of Law. She and her husband Brian live in Westfield, NJ. She and Brian have three college-aged daughters – Brigid, Megan, and Erin.  In this episode you will learn the following: The importance of building relationships with attorneys and accountants for financial advisors to effectively incorporate estate and tax planning into their practices.The critical role that financial advisors play in educating clients about estate planning without crossing into legal advice.Innovative strategies, such as leveraging Roth conversions not just for tax benefits, but also for strategic financial planning, such as funding life insurance policies.The unique dynamics of female advisor conferences and the importance of fostering intimate, supportive environments for women in the financial industry. Ruth shares insights into how these settings can encourage authenticity and collaboration, ultimately supporting the growth and success of female financial advisors. Connect with Scott on LinkedInConnect with Ruth on LinkedInFor more on The Optimized Advisor Podcast click here  For more on APEG click hereFollow us on LinkedIn  **This is the Optimized Advisor Podcast, where we focus on optimizing the wellbeing and best practices of insurance and financial professionals. Our objective is to help you optimize your life, optimize your profession, and learn from other optimized advisors. If you have questions or would like to be a featured guest, email us at optimizedadvisor@optimizedins.com Optimized Insurance Planning

Jonathan Jackson, a crane supervisor for Associated Terminals, joins me on the show to talk through his early life in the Greater New Orleans and Baton Rouge areas as well as his journey into the industry with a short stint working for a contractor at AEP's Convent Wash Dock that led him to Associated Terminals first on deck, then running cranes, and now into Operations Management. It's a great chat with a local that may develop into something new for my YouTube Channel.

The news of Texas covered today includes:Our Lone Star story of the day: A nail-spittingly angry Texas Railroad Commissioner, Wayne Christian, tells how big oil has switched sides at the 11th our of the legislative session and joined with the enviro-left to undermine a major bill to firm up the Texas ERCOT electric grid. Click here to see Commissioner Christian's full email and op-ed on the issue.Commissioner Christian also points out how AEP has choked off a rebirth of Texas coal power made possible by the Trump Administration.Our Lone Star story of the day is sponsored by Allied Compliance Services providing the best service in DOT, business and personal drug and alcohol testing since 1995.Oil and gas drilling rig count down; Texas sales tax collections up.We've seen this movie before – every two years!: Far too many Texas Republican priority bills are being held up in the Texas House. Members are rightly concerned and many fingers are accurately pointing at Rep. Ken King. But remember, the Speaker can fix all of this in a brief moment. House leadership is blocking a vote on banning Taxpayer-Funded Lobbying, says Rep. Money. Again, the Speaker can fix this in a heartbeat if he desires.Listen on the radio, or station stream, at 5pm Central. Click for our radio and streaming affiliates.www.PrattonTexas.com

Discover how you can join the course today!:https://sevenfigurecrm.com/how-to-find-and-purchase-books-of-businessesIn Episode 92 of the Seven Figures Or Bust podcast, we're back with Part 2 of our AEP prep series!

Gain access to Everything Senior Insurance: https://eseniorinsurance.com/On this episode of the Seven Figures Or Bust podcast, we answer one of the most common questions Medicare agents have—when should you start prepping for AEP?

In this episode, Retirement Income Certified Professional® (RICP®) Program Director Eric Ludwig, PhD, CFP® welcomes Steve Parrish, JD, RICP®, CLU®, ChFC®, AEP®, a fellow professor at The College and retirement planning expert, discuss recent shockwaves across financial markets and how financial professionals can best respond — especially when talking with their clients nearing or in retirement. They explore strategies to ensure clients' assets are secure, put them at ease with historical context, and more. Find all episodes now at TheAmericanCollege.edu/Shares.

Learn how to sponsor the Seven Figure Medicare Agent Summit:https://sevenfiguremedicareagentsummit.com/The Medicare off-season is here—so what should agents be doing now? On this episode of the Seven Figures Or Bust podcast, we break down key strategies to stay productive, retain clients, and generate new business even outside of AEP. Tune in to learn how top agents make the most of the off-season and keep their momentum going year-round!Learn more about getting your own VA with Hire Heroes here:  https://app.hireheroes.com/signup?fpr=christian43Join our free private Facebook group for insurance agents: https://www.facebook.com/groups/551409828919739/Get access now to 7 Figure Medicare University: Lifetime access:https://sevenfigureu.com/Welcome to the Christian Brindle channel, brought to you by Christian Brindle & Christian Brindle Insurance Services. This channel is here for the sole purpose of bringing training, tips, success stories, and personal development from Christian Brindle. Christian is a published author, hosts the ever-popular Everything Medicare Podcast, and made six figures in the Medicare business by the time he was 25 years old.

O zi dupa ce Franta si Marea Britanie au anuntat desfasurarea unei forte de reasigurare in Ucraina, Volodimir Zelenski avertizeaza că Rusia ”se pregăteşte de o ofensivă de primăvară”. Moscova este acuzată de Kiev că trage de timp refuzand un armistiţiu, cu scopul de a-şi consolida avantajul militar pe teren. Vladimir Putin a evocat ideea unei ”administraţii tranzitorii” în Ucraina – sub egida ONU - care să organizeze alegeri prezidenţiale, înaintea oricăreor negocieri ale unui acord de pace. Administratia ucraineana a criticat acest anunt.  Societatea civilă cere AEP publicarea săptămânală a informaţiilor financiare ale candidaţilorIn contexul apropierii alegerilor prezidentiale, Expert Forum cere Autoritatii Electorale Permanente publicarea săptămânală a informaţiilor financiare ale candidaţilor. ONG-ul aminteste ca lipsa de transparenţă a fost un factor decisiv în eşecul precedentului scrutin electoral, din noiembrie anul trecut.  Lipsa datelor a redus posibilitatea de a observa că unul dintre candidaţi, Călin Georgescu, nu declarase niciun venit sau cheltuială.Israelul efectuează atacuri în sudul Beirutului, pentru prima oară de la armistiţiul de la 27 noiembrie, incheiat cu miscarea HezbollahPreşedintele libanez Joseph Aoun se află astazi în Franţa, pentru a discuta cu Emmanuel Macron, in conditiile in care Parisul îşi exprimă susţinerea faţă de Liban şi îndeamnă guvernul israelian la reţinere.

Cât costă panourile lui Crin Antonescu. 500 de „fețe” împărțite de PSD, PNL și UDMR (Snoop) - Câți bani au primit marile partide după campaniile electorale. AUR a pierdut cea mai mare sumă din cauza sancțiunilor (HotNews) - Ce institute de sondare estimează rezultatele alegerilor prezidențiale din 4 mai. Legăturile lor cu unii politicieni (Europa Liberă) Ciolacu: România merge cu Trump până la capăt (DW)România se contrazice din nou în politica ei externă, scrie jurnalista Sabina Fati.Primul-ministru s-a declarat total de acord cu ideea Casei Albe de a opri războiul ruso-ucrainean și banii pentru Kiev, chiar înaintea plecării lui Ilie Bolojan la Paris, la summit-ul statelor reunite în Coalition of the Willing, care vor să contribuie în continuare la apărarea Ucrainei.Marcel Ciolacu este de părere că România ar putea să aibă un trimis special pentru Washington și să găsească un nou ambasador care să fie din anturajul lui Donald Trump. Această nouă orientare a premierului vine odată cu precaritatea candidaturii lui Crin Antonescu. Tot mai multe sondaje arată că nu mai are potențial de creștere, iar un eșec al candidatului susținut de PSD, PNL și UDMR ar duce la modificări atât în interiorul guvernului, cât și în fiecare dintre partide.Brusca piruetă a premierului spre Trump și discursul anti-Soros are loc cu gândul că Washingtonul ar putea să-și întoarcă fața spre el.Odată angajat în această strategie clară, Ciolacu vrea să facă ordine în jurul lui și să-i dea la o parte pe cei care l-ar putea compromite, așa a ajuns să spună că nu este „un mare fan” Hurezeanu, fiindcă ministrul de Externe „nu este în dinamica diplomației care se impune acum cu SUA”.Premierul a explicat că Emil Hurezeanu, susținut de PNL, e un diplomat „de modă veche”, un ministru foarte bun pentru UE și contextul european, dar care nu face față exigențelor lui Marcel Ciolacu pe axa București-Washington.Primul ministru ar vrea să se transforme și el într-un fel de Viktor Orban, doar că spre deosebire de premierul ungar, Marcel Ciolacu nu are planuri clare și nu știe unde vrea să-și ducă țara, el vrea doar să supraviețuiască politic. Spre deosebire de prim-ministrul Ungariei, despre care se spune că a negociat deja cu Donald Trump mutarea celor 35.000 de soldați americani de la baza germană Ramstein în Ungaria, România nu a negociat nimic.România vrea să intre în plutonul statelor care au făcut politica lui Putin, cum sunt Slovacia și Ungaria, dar în același timp să-și păstreze și eticheta din Coalition of the Willing. România vrea să stea în ambele bărci, fără principii clare, fără strategii serioase. Face doar jocul zilei, fără prea multe gânduri de viitor, cum s-a mai întâmplat în istorie. Integral pe pagina DW în limba română.Cât costă panourile lui Crin Antonescu. 500 de „fețe” împărțite de PSD, PNL și UDMR (Snoop)Panourile cu imaginea lui Crin Antonescu au început să fie montate în toate județele la mijlocul lunii martie și vor trebui înlăturate până pe 4 aprilie, data la care începe oficial campania electorală. PSD, PNL și UDMR au convenit să împartă atât cheltuielile pentru afișajul outdoor, cât și responsabilitatea pe județe. Un mare miting va fi organizat, sâmbătă, la Cluj, dar marele absent s-ar putea să fie premierul Ciolacu. „România, înainte! Crin Antonescu președinte!” este mesajul de pe panourile electorale cu care candidatul Alianței PSD-PNL-UDMR încearcă să capteze atenția votanților înaintea alegerilor prezidențiale din mai. Panourile sunt și în limba maghiară în județele unde UDMR are o bună reprezentare. Panourile lui Crin Antonescu au costat 440.000 de euro (2.2 milioane de lei), potrivit informațiilor obținute de Snoop. PSD și PNL au plătit câte 200.000 de euro. 40.000 de euro au venit de la UDMR.Câți bani au primit marile partide după campaniile electorale. AUR a pierdut cea mai mare sumă din cauza sancțiunilor (HotNews)Statul român a contribuit cu peste 600 de milioane de lei (peste 120 milioane de euro) la finanțarea campaniilor electorale din 2024, potrivit documentelor consultate de HotNews.ro. Aproape jumătate din această sumă a revenit PSD. Social-democrații au primit, după cele patru runde de alegeri din 2024, o rambursare de peste 275 de milioane de lei. PNL a încasat de la AEP, după campanii, peste 180 de milioane de lei. Partidul condus de George Simion a cerut rambursarea a 24.7 milioane de lei, dar nu a primit suma integral. Problema descoperită de AEP a fost că împrumuturile primite de candidați de la o persoană privată au depășit limita legală. Mai multe surse din instituție susțin că persoana care a împrumutat candidații AUR este Maricel Păcuraru, patronul postului Realitatea TV.Ce institute de sondare estimează rezultatele alegerilor prezidențiale din 4 mai. Legăturile lor cu unii politicieni (Europa Liberă)Ultimele rânduri de alegeri au prins în ofsaid institutele de sondare a opiniei publice. Cu câteva excepții, rezultatele oficiale ale alegerilor au contrazis total și exit-pollurile, și sondajele publicate cu câteva zile înainte de scrutinuri.Și la alegerile prezidențiale din 2025, estimările procentelor care ar putea fi obținute de candidați fluctuează în funcție de cine anume face cercetarea sociologică – mai ales când vine vorba despre cei care s-ar situa pe a doua poziție, adică cei care ar intra în al doilea tur de scrutin.Ale cui sunt institutele de sondare a opiniei publice:CURS - Centrul de Sociologie Urbană și Regională CURS S.R.L este deținut în totalitate de fostul jurnalist Iosif Buble. El este proprietar și al Online Research SRL, companie care se ocupă tot cu activitati de studiere a pieței și sondare a opiniei publice.INSCOP Research este deținut de Remus Ioan Ștefureac și Ada Cornea Luca. În 2022, a avut o cifră de afaceri de aproximativ 350.000 de euro (1.615.196 de lei).Citiți pe pagina Europei Libere  și despre: SOCIOPOL și fostul purtător de cuvânt al guvernului Ponta;  Avangarde & The Center, ale sociologului Marius Pieleanu; AtlasIntel, care are sediul în Brazilia, este înființată în 2017 și e condus de un român - Andrei Roman. IMAS, deținut de un fost deputat PSD; Metro Media Transilvania & IRES, controlată de fostul vicepremier PSD.

Hoy hablaremos sobre un tema que genera muchas dudas en las familias: las dietas vegetarianas y veganas en la infancia. Sabemos que cada vez más familias eligen este tipo de alimentación, ya sea por razones éticas, medioambientales o de salud. Pero, ¿son seguras para niños y niñas en crecimiento? ¿Qué recomendaciones dan los expertos? Hoy resolveremos estas dudas basándonos en la evidencia científica y en lo que dicen organismos como la Asociación Española de Pediatría (AEP) y la Asociación Americana de Pediatría (AAP). Más información de la comunidad: bit.ly/hoysecome

David McCullough got the idea for The American Exchange Project (AEP) after a cross-country trip showed him how diverse and accepting were the people he met.  Today, AEP creates opportunities for recent high school graduates to experience life in a different part of the US, building bridges of understanding and creating lifelong friendships.  It's McCullough's hope that these trips will someday be as common for high schoolers as the senior prom.  Chapters:02:17 Growing Up in a History-Minded Family David reflects on how his family's rich history and values shaped his understanding of American identity and the importance of learning from the past. 06:09 Historical Amnesia and Current Divides Bill and David discuss the current polarization in America, emphasizing the need for historical literacy to navigate complex societal issues. 07:16 A Life-Changing College Experience David recounts a pivotal trip he took during college that opened his eyes to the realities of education and the deep divides within the country. 14:11 The Birth of the American Exchange Project David shares how his transformative experiences during his travels led to the creation of the American Exchange Project, aimed at fostering understanding among youth. 16:11 Exploring the American Exchange Project David explains the mission of the American Exchange Project, which facilitates domestic exchanges for high school students to experience different American cultures. 22:01 Building Bridges Through Shared Experiences The importance of empathy and understanding is highlighted as David discusses how students learn to see commonalities despite differences during their exchanges. 29:07 Confronting Political Discontent David addresses the challenge of political polarization, emphasizing the need for respectful dialogue and the role of the American Exchange Project in fostering meaningful connections. 30:04 Exercising Conversational Muscles David McCullough III discusses the importance of developing conversational skills through the American Exchange Project, likening it to a form of social therapy. He shares insights on the growth of the program and its impact on students. 31:12 The Lasting Impact of Exchange Reflecting on the transformative experiences of past participants, David highlights how The American Exchange Project fosters lasting connections and changes in perspectives. He emphasizes the significance of these exchanges in shaping young adults' futures. 34:01 Expanding the Model The conversation shifts to the potential for expanding the AEP model to college students and beyond. David hints at exciting developments in collaboration with universities to create similar experiences for incoming freshmen. 36:10 The Value of Shared Experiences David reflects on the importance of shared experiences in fostering friendships and understanding among diverse groups. He draws parallels between The American Exchange Project and historical coming-of-age rituals that unite young people. 40:01 Building a Sustainable Future Discussing the financial model of the American Exchange Project, David explains how donations and volunteerism sustain the initiative. He shares his vision for the program's growth and its potential to become a staple in American education. 44:35 The Edict of the Optimist In the concluding segment, David emphasizes the importance of taking action to create positive change, embodying the ‘edict of the optimist.' The conversation wraps up with a call to support The American Exchange Project and get involved. 

In this special episode recorded live at The College's Horizons 2025 conference, Professor of Practice Steve Parrish, JD, RICP®, CLU®, ChFC®, AEP® speaks with author David McKnight about the ubiquitous nature of financial planning “gurus” in the media today and how their advice, while it may give your clients comfort, may not always be in their best interest. They talk about how to differentiate sound advice from sound bites, and why financial professionals should keep open dialogues with clients about things they hear and what's backed up by the facts. Any views or opinions expressed in this podcast are the hosts' and guests' own and do not necessarily represent those of The American College of Financial Services. For more episodes, visit TheAmericanCollege.edu/Shares.

Navigating the Transition: Changing Your Upline in the Insurance IndustryIn the dynamic world of insurance, making the decision to change your upline involves careful consideration and strategic planning. As discussed by Kathe Kline and Joanna Wyckoff in the "Insurance Business Babes" podcast, understanding the intricacies of this process is crucial to making a smooth transition.Understanding the Release ProcessBefore initiating a move, agents must understand the release process. It's essential to have a conversation with your current upline, expressing your intention and discussing any financial investments made, such as marketing funds. Joanna emphasizes the importance of treating this like a professional relationship – a courtesy call can help maintain the goodwill necessary for future interactions.Self-Release TimelineIf an immediate release is not granted, agents should be aware of the industry-standard, a 90-day self-release from most carriers. This means starting the process by notifying the carrier of your intent to move, initiating the clock on the 90-day period. Kathe and Joanna recommend beginning this process well ahead of critical selling periods, like AEP, to avoid getting stuck due to blackout periods, which often commence from July 1st.Managing Financial ArrangementsConcerns about financial entanglements with your current upline are valid. The podcast notes that uplines continue to receive overrides on existing policies unless rewritten, alleviating some guilt an agent might feel about ‘abandoning' an upline. However, being upfront about any marketing money or coop advances and handling those arrangements ethically is crucial.Exploring New OpportunitiesWhen considering a new upline, agents are encouraged to thoroughly vet potential partners. Assessing the support, resources, and technology the new upline offers is critical. Kathe and Joanna suggest requesting demonstrations of promised systems and potentially signing a limited number of contracts first to test the relationship.Final ThoughtsChanging your upline is not just a business decision but also a step towards aligning with partners who better suit your professional goals. By taking thoughtful and measured actions, as outlined in the podcast, agents can ensure a transition that strengthens their business operations and future success.This episode is sponsored by CertifiedMedicareAgents.com

In this episode of the Broker Link Podcast, Executive Vice President at The Brokerage Inc., Josh Slattery discusses the future of Medicare post-2025 AEP, focusing on industry trends and the impact of the new presidential administration. Other topics discussed include the potential changes to the Value-Based Insurance Design (V-BID) program, which simplifies eligibility for benefits based on income rather than specific chronic illnesses.   If you haven't listened to Part 1, click here first.  Learn more about partnering with The Brokerage Inc. by visiting our website, www.thebrokerageinc.com. Remember to like, share, and subscribe to our show!  New episodes are available every Tuesday. Join our Community! Linkedin: https://www.linkedin.com/company/the-brokerage-inc-/   Facebook:  https://www.facebook.com/thebrokerageinc/  Instagram:  https://www.instagram.com/thebrokerageinc/  YouTube:  https://www.youtube.com/@TheBrokerageIncTexas  Website:  https://thebrokerageinc.com/ 

Host Steve Parrish, JD, RICP®, CLU®, ChFC®, AEP® welcomes Jason Fichtner, PhD, an expert on Social Security and retirement policy, for a conversation on the current status and future of the popular and cornerstone benefit program. They cover the impact of the latest regulatory updates on Social Security, what may happen to benefits in the future, and how financial professionals can work with their clients to secure their retirement planning. Find all episodes at TheAmericanCollege.edu/Shares.

In this episode of "Insurance Business Babes," Joanna Wyckoff shares a challenging incident where a client was unwilling to engage with her assistant due to racial bias. This underscores the ongoing issues of discrimination that persist even in professional settings. Joanna emphasizes the importance of her office process, where clients must communicate with her assistant for scheduling—allowing her to focus on more critical insurance matters. Kathe Kline suggests tools like Calendly for online scheduling, yet Joanna points out that some clients still prefer or are unaware of these digital methods. Kathe's alternative approach to managing her workload includes not working on Wednesdays, reserving these mid-week breaks for personal and administrative tasks. This practice helps her maintain work-life balance, ensuring she never disrupts personal time unless absolutely necessary. The hosts discuss the benefits of consolidating multiple appointments in a single day rather than spreading them across the week. Kathe's extensive experience building and selling businesses gives her unique insights on client retention, particularly during challenging times like the COVID-19 pandemic. Highlighting the importance of owning communication systems, Kathe prefers using VoIP services to avoid complications when changing firms. Owning one's client data is crucial in the insurance industry, notes Joanna, who has faced difficulties in data export during company switches. Regulations require keeping call recordings for ten years; therefore, effective data management tools like RingCentral and Dialpad ensure compliance while managing workload efficiently. As the hosts discuss the Annual Enrollment Period (AEP), Joanna recommends transforming thoughts and tasks into checklists to stay organized. Both hosts rely on digital calendars to manage their schedules, ensuring priority tasks are completed first. They also address client needs proactively, from reviewing Medigap before or after AEP to considering additional coverage options. Networking remains a cornerstone of business growth for Kathe, who initially invested in groups like BNI (Business Network International). The BNI model teaches effective networking and the importance of referrals. Kathe advises continually seeking new referral partners, as current partners may leave or change careers. Finally, Kathe emphasizes the necessity of self-care to avoid burnout during intense periods like AEP. Setting work limits and ensuring breaks for meal times can significantly increase productivity. Both hosts stress the importance of retaining existing clients, highlighting that it's easier and often more valuable than acquiring new ones. “Insurance Business Babes” reminds insurance professionals of the importance of balancing professional responsibilities with personal well-being, the efficiency of managing client interactions, and the continual pursuit of networking opportunities. Stay tuned for more insights and practical advice from Kathe Kline and Joanna Wyckoff! Stay tuned for new episodes to continue enhancing your insurance business acumen with Kathe Kline and Joanna Wyckoff. This episode is sponsored by CertifiedMedicareAgents.com

Nicholas Gaudern, CTO at PowerCurve joins the show to discuss advanced blade upgrades that improve turbine performance and reduce noise. PowerCurve's technology helps operators make smart decisions about maintenance and upgrades. Gaudern explains why combining repairs with performance enhancements is a cost-effective strategy that benefits both operations and community relations. Fill out our Uptime listener survey and enter to win an Uptime mug! Register for Wind Energy O&M Australia! https://www.windaustralia.com Sign up now for Uptime Tech News, our weekly email update on all things wind technology. This episode is sponsored by Weather Guard Lightning Tech. Learn more about Weather Guard's StrikeTape Wind Turbine LPS retrofit. Follow the show on Facebook, YouTube, Twitter, Linkedin and visit Weather Guard on the web. And subscribe to Rosemary Barnes' YouTube channel here. Have a question we can answer on the show? Email us! Pardalote Consulting - https://www.pardaloteconsulting.comWeather Guard Lightning Tech - www.weatherguardwind.comIntelstor - https://www.intelstor.com Allen Hall: Welcome to the Uptime Wind Energy Podcast Spotlight. I'm your host, Allen Hall, along with my co host, Joel Saxon. Today, we're diving deep into the world of wind turbine aerodynamics and blade optimization with one of the industry's leading experts. Our guest is Nicholas Gaudern, the Chief Technology Officer at PowerCurve, a company that's revolutionizing how we approach wind turbine performance through advanced Aerodynamic solutions. Now, Nicholas has over 15 years of industry experience and his journey includes significant roles at industry giants like Vestas, where he led the design of next generation blades. And as CTO of PowerCurve, Nicholas and his team are pushing the boundaries of what's possible in wind turbine optimization. They've developed innovative solutions like AeroVista, which helps operators make data driven decisions about blade maintenance and upgrades. Their work spans from custom designed vortex generators to trailing edge serrations, all aimed at increasing AEP while reducing turbine noise. So please welcome to the Uptown Wind Energy Podcast Spotlight, Nicholas Gaudern. Nicholas Gaudern: Thanks, Allen. Yeah, good to see you as well, Joe. Allen Hall: We have a lot going on in the United States in terms of rotors on the ground. Variety of reasons, but anytime that Joel and I are running through the Midwest, we see rotors down, and when I run into those people, I always ask, why are you not putting arrow improvements on your blade? It is the lowest cost way to do it. There's an opportunity there Nicholas? Nicholas Gaudern: Yeah, there, there really is, and I find it very surprising as well, because whilst you can put upgrades on at lots of different points in a turbine's life cycle, if you do have that roach on the ground it just makes everyone's lives that bit easier, and also it's going to save you a lot of money on installation costs. So yes, I think it's a great thing to be considering because you can be working on different parts of the blade at the same time. And if you're going to increase the AEP with those devices you put on, you can consider that as a way of paying for some of the other work you might be doing while the rotor's down. Allen Hall: Yeah. And we've run into many operators that have talked to us about noise of all things in the middle of the United States where there's not a lot of neighbors to them. But neighbors are concerned about the noise produced by the turbines and in very windy places. Yeah. like Kansas, Oklahoma, Texas, there is blade noise. It's there. And most of the equipment out in service does not have trailing edge serrations. And I'm beginning to wonder if that is trying to be, if there's needs to be an adjustment made there that you may not technically need trailing edge serrations for noise quieting, but to be a good neighbor.

As we leave the 2024 enrollment period, the ladies stress the necessity of evaluating what works and pivoting to more effective strategies. Joanna emphasizes refining actions proactively, while Kathe advises maintaining an inventory of time and actions to ensure maximum productivity. They underline the value of carrier training sessions, which mitigate inefficiencies and frustrations in handling applications, thereby keeping your operations smooth and profitable. Joanna passionately advocates for diversifying services. It's essential not just to focus solely on Medicare but to include products like critical illness and hospital indemnity insurance. Cross-selling has proved financially beneficial for many agents, with some doubling their income. Kathe is gearing up for a cross-selling training in Houston, spotlighting annuities and life insurance. Reflecting on the last AEP, Kathe reveals the pitfalls of handling numerous requests for Personalized Drug Plan reviews. Both hosts resonate on this challenge, discussing the frustrations of non-commissionable plan enrollments and advocating for self-sufficiency in learning through consistent training. They suggest using systems and automation to avoid manual errors in scheduling, as well as recording training sessions for future reference. A key theme throughout the discussion is balancing business profitability with providing necessary services. Kathe and Joanna stress the financial impracticality of taking on pro bono work without compensation. They highlight the need to prioritize tasks that yield productive outcomes. Joanna and her assistant have developed a system, including a document to streamline client communications and set boundaries on service limitations. Finally, the hosts shed light on the importance of prospecting and advocating for clients. Training agents to overcome fear and actively seek business is crucial. The episode ends with the poignant reminder that selling Medicare isn't merely about making a sale – it's about providing necessary services and protecting clients from potential financial risks. Tune in to "Insurance Business Babes" for more insightful discussions on transforming your insurance business practices! This episode is sponsored by CertifiedMedicareAgents.com

The story on the state of the Canadian system made reference to one Greg Price. He was a 31 year-old pilot from Alberta who was allowed to die in 2018 from testicular cancer due to the ineptitude inherent in their single payer Communist health system. Take a peek back in the crystal ball at AEP 2024. Pundits predicted turmoil and they were right! In the new book "Your Medicare Benefits, we read about alcohol misuse evaluations. In a related story, I describe an encounter with an Arizona doctor who has a blind spot where one particular affliction is concerned. One would-be client wonders if he has missed the fall "open enrollment" deadline or can he still purchase a Part D drug plan. Thanks to my scientific search process, a client is able to purchase a drug plan that will be completely free of charge all year as opposed to the more expensive plans with which a less dedicated agent might have stuck her. Contact me at: DBJ@MLMMailbag.com (Most severe critic: A+)                   Visit us on: BabyBoomer.ORG Inspired by: "MEDICARE FOR THE LAZY MAN 2024; Simplest & Easiest Guide Ever!" on Amazon.com. Return to leave a short customer review & help future readers. Official website: https://www.MedicareForTheLazyMan.com.

In the "Medicare Advantage Minute" segment, we hear that the government plans to establish new guardrails on MA prior authorizations and marketing. New government best selling thriller: Your Medicare Benefits! In other health news, 200 Voodoo practitioners were slaughtered in Port-Au-Prince by a gang whose leader assumed they caused his son's illness. Rick, husband of a blackjack dealer, has worked out a complex health insurance plan for the first year of retirement. Fingers are crossed that neither of us overlooked any important details. Finally, client Paul is very pleased with the coverages selected for him but let an important deadline slip past. He mistook AEP rules with a Pearl Harbor Day deadline for ACA rules that have a December 15th deadline. Contact me at: DBJ@MLMMailbag.com (Most severe critic: A++)                   Visit us on: BabyBoomer.ORG Inspired by: "MEDICARE FOR THE LAZY MAN 2024; Simplest & Easiest Guide Ever!" on Amazon.com. Return to leave a short customer review & help future readers. Official website: https://www.MedicareForTheLazyMan.com.

Guest: Bill Canady     Guest Bio:  Bill Canady has over 30 years of experience as a global business executive in a variety of industries and markets focused on industrial and consumer products and services. As a leader, he concentrates on aligning with key stakeholders to set a clear and compelling vision that will rally an organization to drive growth, control cost, and increase profitability. One of the keys to his success is he develops strong leaders and management teams and establishes deep relationships. His experience encompasses global public, private, and sponsor owned companies.  Bill is the CEO of both OTC Industrial Technologies and Arrowhead Engineered Products (AEP). OTC is an industrial distribution company located in Columbus, OH, that has $1 billion in sales with 1,900+employees and over 60 sales/distribution offices in 40 states.  During his tenure, OTC has grown revenues by more than 43% and earnings over 78%. AEP is a leading supplier of non-discretionary, mission-critical, aftermarket replacement parts for a wide variety of motorized vehicles and equipment headquartered in Blaine, MN, and has $1.5 billion in sales with 3600+ employees and sell in over 50 countries. During his career, Bill has been responsible for leading several organizations through their most important challenges and opportunities, often in complicated regulatory, investor, and media environments. He discovered a passion and knack for the art and science of business. Taking the tools and techniques that he developed for growing multibillion dollar companies, he created the Profitable Growth Operating System (PGOS) and set out to help owners and operators around the world profitably grow their companies.  PGOS is a time-tested set of simple tools and process that fosters a common culture creating value for all stakeholders: customers, employees, suppliers, and shareholders. PGOS shows how to increase the productivity of assets, increase profits, and make better decisions at every level of a business.  Bill graduated summa cum laude from Elmhurst University with a Bachelor of Science in Business Administration and received his MBA from the University of Chicago, Booth School of Business. He is a veteran of the United States Navy.   Guest Links:  https://https//billcanady.com    Key Points:   Importance of Taking Risks:   Bill stresses the importance of stepping out of one's comfort zone. He believes that growth requires taking calculated risks and putting yourself out there.    Developing Strong Leaders:  As a CEO, Bill believes that leaders should set clear goals and let their teams figure out how to achieve them. His approach focuses on empowering leaders to take ownership of their responsibilities, rather than micromanaging them. This builds confidence and leadership skills in team members.  A critical aspect of Bill's leadership style is the balance between providing direction (goal-setting) and giving teams autonomy to develop strategies. He compares leadership to being a parent—guiding without doing the work for the team, allowing them to take charge and develop their skills.    Profitable Growth Operating System (PGOS):  Bill's PGOS focuses on 5 key areas to drive profitable growth: Strategy (how to grow), Segmentation (80/20 analysis to focus on the most profitable opportunities), Talent (recruiting, retaining, and developing the right people), M&A (acquisitions to accelerate growth), and Lean (efficiency). His system is about using the right tools at the right time to grow a business profitably.  A frequent mistake for business owners is failing to pivot when their company outgrows the early startup phase. Initially, they may take any job or customer, but as the business grows, they must focus on more strategic growth opportunities to ensure profitability. Recognizing when to transition and evolve the business model is crucial.    Continued Business Growth:  Business owners may take on more responsibilities that fall outside their expertise and eventually become overwhelmed.  Business owners must recognize that they can't do everything themselves. They need to let go of tasks they're not good at and focus on their core competencies. Say no to tasks that aren't profitable or aligned with their core strengths. This allows for a more focused and scalable business model.  As the business grows, it reaches a point where the owner must hire people, delegate control, and trust others with responsibilities. This is often a difficult transition, especially for entrepreneurs who are used to doing everything themselves.    Focus on Core Competencies:  Just as in business development, it's important to focus on what the business does best. Trying to serve everyone or do everything can dilute efforts. Defining an "ideal prospect" is a crucial first step.    Case Study:   One business owner, John, focused on doing great work with a small team and maintained steady growth. The other owner, while successful, failed to replicate his success at a larger scale. The second owner didn't focus on his core strengths or delegate effectively, which limited his ability to scale beyond his initial success.  The successful business owner grew his business by focusing on what he did best—closing deals in a niche market. He scaled by hiring people to handle the rest, allowing him to focus on what he was most skilled at.  One business grew substantially by replicating its success, while the other remained stagnant because the owner couldn't figure out how to scale or replicate himself.  The key to scaling a business is taking calculated risks—trusting others, delegating, and focusing on what the business does best. Until an entrepreneur is willing to take that risk, they may remain stuck in a cycle of limited growth.        About Salesology®: Conversations with Sales Leaders Download your free gift, The Salesology® Vault. The vault is packed full of free gifts from sales leaders, sales experts, marketing gurus and revenue generation experts.  Download your free gift, 81 Tools to Grow Your Sales & Your Business Faster, More Easily & More Profitably. Save hours of work tracking down the right prospecting and sales resources and/or digital tools that every business owner and salesperson needs. If you are a business owner or sales manager with an underperforming sales team, let's talk. Click here to schedule a time. Please, subscribe to Salesology®: Conversations with Sales Leaders so that you don't miss a single episode, and while you're at it, won't you take a moment to write a short review and rate our show? It would be greatly appreciated! To learn more about our previous guests, listen to past episodes, and get to know your host, go to https://podcast.gosalesology.com/ and connect on LinkedIn and follow us on Facebook and Twitter and check out our website at  http://www.gosalesology.   KEY WORDS:  Sales, sales management, selling, prospecting, cold calling, business development, Sales Leadership 

Medicare MSA is alive and well in Wisconsin, just waiting for the right people to come along: Those who will fail Medicare supplement underwriting, those who want a $0 Medicare plan that will pay them cash each year, frequent travelers willing to trade a high deductible for $0 premium....only in Wisconsin! MA Minute: Providers are fed up with Medicare Advantage! When you acquire a Medicare supplement from, let's say Bob's Storm Door and Supplement  Company,  don't ask the office clerk "Do you accept Bob's Insurance"? She'll say, No, we don't" without even thinking. Aetna Medicare Advantage plans are struggling with last minute negotiations to keep Trinity Health (with 92 hospitals) in their networks. If my docs go away right after I could have selected a different plan during AEP, I would be really perturbed! Alicia & the Mister want to know, "Where is your 2025 edition???" I wish I had a good answer to that question! Contact me at: DBJ@MLMMailbag.com (Most severe critic: A+)                   Visit us on: BabyBoomer.ORG Inspired by: "MEDICARE FOR THE LAZY MAN 2024; Simplest & Easiest Guide Ever!" on Amazon.com. Return to leave a short customer review & help future readers. Official website: https://www.MedicareForTheLazyMan.com.

AEP is Done – Here's How to Stay Ahead During OE and Lead Generation

AEP is over!!! Did your clients have a pleasant enrollment or are they expecting more? Let's talk about it...

the deadline for Medicare's annual enrollment period, also known as AEP, is quickly approaching. And for those who qualify, the Medicare AEP is open now through December 7th. And this is going to be the last opportunity to secure comprehensive health coverage for 2025. And this includes Medicare Advantage plans, which are affordable and offer options beyond original Medicare. Joining me now, Gary Culp, the Chief Distribution Officer for Cigna Healthcare's Medicare Business, to tell us more about the different Medicare options.

Today on MetroNews This Morning: --The PSC is getting comments again on AEP's proposed rate hikes--Morgantown native Emily Calandrelli, "The Space Gal" talks about her ride on the rocket--Charleston native Ryan Switzer is elevated to an interim head coach--In Sports: WVU prepares for Texas Tech on Thanksgiving weekend 

The final stage of the Business Owner Lifecycle is one that every entrepreneur dreams of—the Freedom Stage. In this stage, business owners reap the rewards of their hard work to either enjoy retirement or change direction to pursue a new passion or investment. The emphasis is no longer on the success of the business, but rather on the lifestyle of the now-former business owner. In this episode, special guest Greg Sellers, CPA, AEP®, a Member of Warren Averett's Tax Division and a leader in the firm's Estate and Trust Service Area, shares advice on what you can do now so you can look forward to your own Freedom Stage. In this episode, you'll hear: A description of the Freedom Stage (and how it doesn't always include retirement)The challenges to entering the Freedom Stage Tips regarding estate and legacy planning to prepare yourself for retirementAdvice on projecting cash-flow needs, keeping estimates conservative and reevaluating oftenHow to leave a legacy while also starting a new venture (and how to protect your assets and wealth)Listen to the full series here: Intro Episode: Episode 069 | The Entrepreneurial Journey and the Cycle of Business GrowthStartup Phase: Episode 070 | What Does It Take for a Startup To Succeed?Growth Phase: Episode 071 | Navigating the Dynamics of a Growing BusinessMaturity Phase: Episode 072 | Sustaining Success in an Established BusinessExit Phase: Episode 073 | Strategies for a Successful Business Exit

    Change happens, and this year, there's been a lot of it. Learn more about why beneficiaries switch plans so you can be the agent to help them.    Read the text version     Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.   Resources: 5 Tips to Make the Most of AEP: https://ritterim.com/blog/5-tips-to-make-the-most-of-aep/ 2025 Medicare Market Disruption Means Opportunity for Agents: https://ritterim.com/follow-medicare-changes/ Changes to Medicare in 2025 Affect Dual Eligible Special Needs Plans: https://link.chtbl.com/ASGB20241012 Does Your Medicare Sales Approach Satisfy Different Budgets: https://link.chtbl.com/ASG628R3  How to Check Medicare Extra Help Eligibility for Your Client: https://ritterim.com/blog/how-to-check-medicare-extra-help-eligibility-for-your-client/ Register with Ritter Insurance Marketing: https://app.ritterim.com/public/registration/ The 2025 COLA Increase & How It Affects Your Clients: https://link.chtbl.com/ASGN20241015 The Benefits of Selling D-SNPs: https://ritterim.com/blog/the-benefits-of-selling-d-snps/   The Value of Plan N for Medicare Shoppers ft. Ted Sims: https://link.chtbl.com/ASGTedSims2024 Understanding the C-SNP Product & Opportunity ft. Ben Miller (Zing Health): https://link.chtbl.com/2023BenMiller   References: Emerson, Jakob. “28 Health Systems Dropping Medicare Advantage Plans: 2024.” Beckershospitalreview.Com, Becker's Hospital Review, 14 Oct. 2024, www.beckershospitalreview.com/finance/15-health-systems-dropping-medicare-advantage-plans-2024.html. “2024 Medicare Advantage and Part D Star Ratings.” CMS.Gov, Centers for Medicare & Medicaid Services, 13 Oct. 2023, www.cms.gov/newsroom/fact-sheets/2024-medicare-advantage-and-part-d-star-ratings. Coleman, Kathryn A., and Lindsay P. Barnette. “Dual Eligible Special Needs Plan ‘Look-Alike' Transitions for Contract Year 2025.” Hhs.Gov, Department of Health & Human Services, 5 Apr. 2024, www.hhs.gov/guidance/sites/default/files/hhs-guidance-documents/CY25_DSNP_LookAlike_Transition_Memo040524_G.pdf. Pifer, Rebecca. “Humana and CVS Are Downsizing Their Medicare Advantage Plans for 2025. Which Insurers Could Benefit?” Healthcaredive.Com, Healthcare Dive, 10 June 2024, www.healthcaredive.com/news/humana-cvs-medicare-advantage-benefit-plan-cuts-2025-unitedhealth/716764/. Freed, Meredith, Anthony Damico, et al. “Medicare Advantage 2024 Spotlight: First Look.” KFF, KFF, 15 Nov. 2023, www.kff.org/medicare/issue-brief/medicare-advantage-2024-spotlight-first-look/.   Follow Us on Social!  Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance     Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel  Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

George Tsilis joins Under 30 to discuss Bloom Energy, an alternative energy play in hydrogen fuel cells. He compares these fuel cells to nuclear plant plays. Bloom Energy recently announced a contract with AEP, boosting shares. ======== Schwab Network ======== Empowering every investor and trader, every market day. Subscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribe Download the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185 Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7 Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watch Watch on Vizio - https://www.vizio.com/en/watchfreeplus-explore Watch on DistroTV - https://www.distro.tv/live/schwab-network/ Follow us on X – https://twitter.com/schwabnetwork Follow us on Facebook – https://www.facebook.com/schwabnetwork Follow us on LinkedIn - https://www.linkedin.com/company/schwab-network/ About Schwab Network - https://schwabnetwork.com/about

Welcome to episode 282 of The Cloud Pod, where the forecast is always cloudy! This week Justin, Ryan, and Matthew are happy to be joining you in the clouds versus watching election information. This week we're talking nuclear energy, AI Search tools, and all things Pre:Invent. Welcome, and thanks for joining us!  Titles we almost went with this week: The Cloud Pod Would Much Rather Record This Show Than Watch the Election Results IBM Comes for Your AI Dollars AWS Goes Limitless with the PostgreSQL Possibilities It is Upon Us the Pre-Invent Period and AWS Does Not Disappoint Amazon Loses Its Nuclear Superhero A big thanks to this week's sponsor: We're sponsorless! Want to get your brand, company, or service in front of a very enthusiastic group of cloud news seekers? You've come to the right place! Send us an email or hit us up on our slack channel for more info.  Follow Up 01:13 Energy regulators scrutinizing data center use reject Amazon bid  Late Friday, the Federal Energy Regulatory Commission rejected a proposal that would have allowed an Amazon data center to co-locate with an existing nuclear power plant in Pennsylvania.   The commission voted it down 2-1  FERC chairman Willie Phillips said that the commission should encourage the development of data centers and semiconductor manufacturing as national security and economic development priorities.   Commissioners Mark Christie and Lindsay See (both R) voted to reject the proposal, while Davis Rosner and Judy Change (D) didn't vote.  Talen Energy, who signed the agreement, drew challenges from neighboring utilities AEP and Exelon – who challenged the novel arrangement, arguing it would unfairly shift costs of running the broader grid to other consumers.  FERC's order found the region’s grid operator, PJM Interconnection, failed to show why the proposal was necessary and prove such a deal would be limited to the Susquehanna plant given the widespread interest in placing data centers next to power plants.  Talen said the ruling would have a chilling effect on the region’s economic development and it is weighing its options.  Will see what happens with Microsoft/Constellation energies plan to restart 3-Mile Island.  3:21 Justin – “It’s sort of sad because I kind like the idea of nuclear power to solve a bunch of problems, but it has to be done in the right way for sure.” General News   04:12  IT'S EARNINGS TIME!   04:22 IBM revenue misses, but execs say AI will drive future growth  This week, we have an additiona

  We're at the midway mark for AEP! It's time to stop, listen to this episode, and assess if your sales strategy could use some improvements.    Read the text version     Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.   Resources: 5 Pillars of Integrity ft. Jason Meyers: https://link.chtbl.com/ASGM20230925 7 Powerful Practices for Selling Prescription Drug Plans: https://ritterim.com/blog/7-powerful-practices-for-selling-prescription-drug-plans/ Ask Integrity: https://www.askintegrity.com/ Events with Ritter Insurance Marketing: https://ritterim.com/events/ Facebook Basics for Insurance Agents: https://link.chtbl.com/ASG607 FAQs About Third-Party Marketing Organizations (TPMOS) Disclaimers: https://link.chtbl.com/ASG6225 Free eBook & Guides: https://ritterim.com/guides/ Get Your Medicare Advantages Sales Contracts Here – Recommendations for 2025: https://ritterim.com/blog/get-your-medicare-advantage-sales-contracts-here-recommendations-for-2025/ Get Your Portfolio Reviewed: https://ritterim.com/portfolio/ Get Your PlanEnroll Site: https://ritterim.com/planenroll/ How Ask Integrity Can Streamline Your Medicare Sales Appointments: https://link.chtbl.com/ASG6255 How Client Retention Boosts Insurance Sales: https://link.chtbl.com/ASG580 How to Survive AEP: Wellness Tips for Insurance Agents: https://link.chtbl.com/ASG553 Insurance Agents as TPMOS: What CMS Compliance Regulations Mean for You: https://link.chtbl.com/ASG622 Keys to Client Retention: Face-to-Face Communication: https://link.chtbl.com/ASG578 Knight School Online Training: https://ritterim.com/knight-school/ Learn About Integrity's Tools: https://ritterim.com/integrity-tools/ Learn more about PlanEnroll: https://ritterim.com/planenroll/ MedicareCENTER: https://integrity.com/medicarecenter/ Meet Your Ritter Sales Team: https://ritterim.com/meet-your-sales-team/ PlanEnroll Lead Program Training Registration: https://trainings.planenroll.com/ Should You Hire an Assistant for Your Insurance Business: https://ritterim.com/blog/should-you-hire-an-assistant-for-your-insurance-business/ Staying Motivated Amidst Change & Disruption: https://link.chtbl.com/ASGM20240710 Surviving AEP Resource List: https://ritterim.com/aep/ The Beginner's Guide to D-SNPs: https://ritterim.com/blog/the-beginners-guide-to-dsnps/ The Hidden Value of Selling Medicare Supplements During AEP: https://ritterim.com/blog/the-hidden-value-of-selling-medicare-supplements-during-aep/ The Value of Plan N for Medicare Shoppers ft. Ted Sims: https://link.chtbl.com/ASGTedSims2024 TikTok Basics for Insurance Agents: https://link.chtbl.com/ASG603 When Do Med Supp Plans K, L, M, & N Make Sense: https://ritterim.com/blog/when-do-med-supp-plans-k-l-m-and-n-make-sense/ X (fka Twitter) Basics for Insurance Agents: https://link.chtbl.com/ASG609 What Agents Forget to Do When Preparing for Appointments: https://link.chtbl.com/ASG6245 You're Not Alone This AEP! https://link.chtbl.com/ASGM20241104   References: Diamond, Dan. “10,000 People Are Now Enrolling in Medicare - Every Day.” Forbes, Forbes Magazine, 11 June 2024, www.forbes.com/sites/dandiamond/2015/07/13/aging-in-america-10000-people-enroll-in-medicare-every-day/#1ebb581f3657. “Medicare Program; Contract Year 2023 Policy and Technical Changes to the Medicare Advantage and Medicare Prescription Drug Benefit Programs; Policy and Regulatory Revisions in Response to the COVID-19 Public Health Emergency; Additional Policy and Regulatory Revisions in Response to the COVID-19 Public Health Emergency.” Federal Register, www.federalregister.gov/documents/2022/05/09/2022-09375/medicare-program-contract-year-2023-policy-and-technical-changes-to-the-medicare-advantage-and. Accessed 31 Oct. 2024. Fichtner, Jason J. “The Peak 65® Zone Is Here Creating a New Framework for America's Retirement Security.” Protected Income, Protected Lifetime Income Alliance for Lifetime Income, www.protectedincome.org/wp-content/uploads/2024/01/Whitepaper_Fichtner.pdf. Accessed 31 Oct. 2024. Neil Kokemuller. “Why Do People Buy Brand Names?” Small Business - Chron.Com, Chron.com, 29 Jan. 2019, www.smallbusiness.chron.com/people-buy-brand-names-69654.html.   Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X (fka) Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance    Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel  Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/   Not affiliated with or endorsed by Medicare or any government agency.

Are you still a little confused about the redesign of Part D of this AEP?  There are some changes you need to understand.  There is also a solution to help your clients get their prescription drugs.  It's the Canadian Medstore.  In this episode of The Broker Link, The Brokerage Inc. Executive Vice President, Josh Slattery talks with Bill Hepscher about the top drugs offered by The Candian Medstore you can offer your clients for only $50 a month. Those drugs include:  Eliquis (5 mg) Xarelto (20 mg) Farxiga (10 mg) Pradaxa (150 mg) Breo Ellipta (200 mcg) Ventolin HFA (100 mcg) Spiriva (18 mcg) Janumet (50/1000 mg) Januvia (100 mg) Symbicort (200/6 mcg) You can find a direct link to the Canadian Medstore on our website, www.thebrokerageinc.com.  You can also sign up on the Sunfire customer intake form.  You can find that information on our website too.      

Have you heard the news about some Medicare Advantage plans changing to non-commissionable plans?  We are about halfway through AEP, but some of the carriers have made adjustments to their commissions.  In this episode of The Broker Link, The Brokerage Inc. Executive Vice President Josh Slattery gives some insight into the changes to these plans.  Josh will also provide some clarity into the differences between non-commissionable and suppression.  If you would like a closer look at all of these commission changes, please click this link in our Agent Portal https://agent.thebrokerageinc.com/medicare-non-commissionable-plans/        

Like you, personal finance specialist and noted media contributor Leonard Raskin has seen significant change in money matters and management during his career of over 27 years. Leonard has a unique ability to make simple, the complexities of an ever evolving financial marketplace. His fusion of straight forward, honest advice with a warm personal touch is what you can expect if you engage his services.Leonard holds a Masters Degree in Financial Services. He is a CFP, ChFC, CLU, CASL*, CAP, AEP.Leonard works with The Lardarius Webb Foundation, The Jacoby Jones Foundation, and the Steve Smith, Sr. Foundation. His charitable work, contributions to the organizations and his welcoming conversations with the people he advises enable them to understand that their lives are taken care of by somebody that knows what he's doing.Born and raised in Baltimore, he now lives just 20 minutes from his childhood home. He married Kathy (Uhlan) in February 1994. Kathy is a Certified Public Accountant (CPA). They currently live in Phoenix, Maryland with their son, Matthew and his dog Larry. Connect with Leonard Raskin: Website: WWW.RaskinGlobal.com Facebook: www.facebook.com/RaskinGlobal LinkedIn: www.LinkedIn.com/in/LeonardRaskin TurnKey Podcast Productions Important Links:Guest to Gold Video Series: www.TurnkeyPodcast.com/gold The Ultimate Podcast Launch Formula- www.TurnkeyPodcast.com/UPLFplusFREE workshop on how to "Be A Great Guest."Free E-Book 5 Ways to Make Money Podcasting at www.Turnkeypodcast.com/gift Ready to earn 6-figures with your podcast? See if you've got what it takes at TurnkeyPodcast.com/quizSales Training for Podcasters: https://podcasts.apple.com/us/podcast/sales-training-for-podcasters/id1540644376Nice Guys on Business: http://www.niceguysonbusiness.com/subscribe/The Turnkey Podcast: https://podcasts.apple.com/us/podcast/turnkey-podcast/id1485077152

  You're not alone this AEP! The Ritter family is dedicated to help you have the best AEP yet. Discover tips to avoid burnout by working smarter, not harder.     Register with Ritter Insurance Marketing: https://app.ritterim.com/public/registration/     Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.   Resources: 3 Insurance Business Tools You Absolutely Can't Live Without: https://ritterim.com/the-ultimate-agent-resource-list/ Affinity Partnerships for Insurance Agents: https://link.chtbl.com/ASG617 Apps for Tracking Business Expenses: https://link.chtbl.com/ASGA67 Cultivating Growth in Your Insurance Agency and Life ft. Jen Flere: https://link.chtbl.com/ASGM20230410 Discover More About MedicareCENTER & Ask Integrity: https://ritterim.com/integrity-tools/ How Ritter Supports Agents: https://ritterim.com/support/ Habit & Mood Tracker Apps: https://link.chtbl.com/ASGA048  Overcome Stress with Niksen: The Art of Doing Nothing: https://link.chtbl.com/ASGM20240520   References: “4 Steps to Beating Burnout.” Harvard Business Review, www.hbr.org/2016/11/beating-burnout . Accessed 28 Oct. 2024. “5 Consequences of Overworking Employees for Your Business.” ActivTrak, 5 May 2024, www.activtrak.com/blog/consequences-of-overworking-employees/. Edú-Valsania, Sergio, et al. “Burnout: A Review of Theory and Measurement.” MDPI, Multidisciplinary Digital Publishing Institute, 4 Feb. 2022, www.mdpi.com/1660-4601/19/3/1780. Harper, Caitlin. “How to Build a Support System for Your Mental Health.” MyWellbeing, 22 June 2023, www.mywellbeing.com/therapy-101/how-to-build-a-support-system. Fraga, Juli. “How to Identify and Prevent Burnout.” Healthline, Healthline Media, www.healthline.com/health/tips-for-identifying-and-preventing-burnout. Accessed 28 Oct. 2024. “Is Work Overload Hurting Your Organization's Performance?” Calm, 29 July 2024, www.business.calm.com/resources/blog/is-work-overload-hurting-your-organizations-performance/. “Preventing Burnout: 7 Strategies and When to Seek Help.” Medical News Today, www.medicalnewstoday.com/articles/preventing-burnout. Accessed 28 Oct. 2024. “The Health Benefits of Good Friends.” Mayo Clinic, Mayo Foundation for Medical Education and Research, 15 Oct. 2024, www.mayoclinic.org/healthy-lifestyle/adult-health/in-depth/friendships/art-20044860. “The Research Is Clear: Long Hours Backfire for People and for Companies.” Harvard Business Review, 28 Dec. 2015, www.hbr.org/2015/08/the-research-is-clear-long-hours-backfire-for-people-and-for-companies.   Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X (fka) Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance    Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel  Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/   Not affiliated with or endorsed by Medicare or any government agency.   

Guest: Eric Brotman, CFP®, AEP®, CPWA®, is a Principal and the Chief Executive Officer of BFG Financial Advisors. Eric began his financial planning practice in Baltimore in 1994, and founded Brotman Financial Group in 2003, which later became BFG Financial Advisors. He and his team focus on supporting families and individuals by providing comprehensive financial planning and wealth management services. Eric is also the author of Don't Retire... Graduate!: Building a Path to Financial Freedom and Retirement at Any Age. In a Nutshell: As a founder/advisor, how does your role evolve over time? I frequently have these conversations with my coaching clients where we discuss what does the advisor want their role to be. In the early stages of your career, you have to do everything, but as the business grows, you have to decide what you're going to double down on and what you're going to let go of. There's no one answer that fits every advisor. Some advisors naturally and easily segue into a leadership role and give up most, if not all of their lead advisor client relationships. Other advisors do not enjoy the management role of running the business, managing people, and they prefer the relationship side of the business and business development. Regardless of which route you want to go, you have to figure out how to build the team and the infrastructure around you so that every function within the organization is getting taken care of at a high level such that you can focus on what you do best, what you enjoy the most, and that moves the needle for the company. On today's show, Eric Brotman and I have a wide-ranging conversation that touches on evolving your role over time, succession planning, transitioning clients, teamwork, scalable processes, and how to accelerate organic growth without losing a human touch.

Welcome to the Environmental Leadership Chronicles, brought to you by the California Association of Environmental Professionals. In this episode, we are thrilled to feature Cameron Lukos, a GIS analyst and biologist at GPA Consulting, who is pioneering the integration of technology and biology in environmental science. Cameron discusses his dual role in providing GIS support across various departments, including biology, architectural history, and CEQA compliance, while also engaging in fieldwork such as biological surveys and habitat assessments. He shares insights into how his family's legacy in the environmental industry has shaped his career path, drawing inspiration from his father's work as an aquatic biologist. As the student liaison for AEP's Orange County chapter, Cameron is passionate about mentoring the next generation of environmental leaders. He offers valuable advice to students on networking, gaining industry experience, and the importance of internships. Join hosts Jessa and Corinne as they delve into Cameron's journey, exploring the intersection of GIS technology and biology, and how Cameron's dedication is creating a positive ripple effect in the environmental sector. Listen in to discover how Cameron navigates the challenges of a rapidly changing industry, his vision for the future, and his commitment to fostering new talent in environmental science.