Podcasts about medicare enrollment

Ready to take control of your retirement? Start your Retirement TEAM Action Plan at ARHQ.com or call 419-794-3030 to speak with a retirement planning specialist today! Medicare Annual Enrollment Period: Are You Ready? (Oct 15 - Dec 7)In this episode, Scott Kerschner breaks down the upcoming changes to Medicare that could catch beneficiaries off guard. From premium hikes and Medigap policy shifts to the surprising role of AI in streamlining processes, we explore what’s evolving and why it matters. The conversation also highlights the Inflation Reduction Act’s ripple effects and the critical importance of staying informed during the annual election period. Whether you're a beneficiary or an advisor, this episode offers a grounded look at how to navigate the shifting Medicare landscape with clarity and confidence. About America's Retirement Headquarters: We are dedicated to helping retirees achieve the retirement they deserve. From crafting personalized retirement income strategies to providing a single location for all your retirement solutions, our goal is to guide you every step of the way. Let us help you navigate the complexities of retirement, so you can enjoy financial confidence and peace of mind. Visit Us: 1700 Woodlands Drive, Maumee, OH 43537 Call Us: 419-794-3030 Learn More: ARHQ.com See omnystudio.com/listener for privacy information.

Are you turning 65 soon or starting to think seriously about healthcare in retirement? This week, I discuss the complicated world of Medicare—with a focus on the seven most costly mistakes people make when enrolling.  From missing crucial deadlines and underestimating penalties, to overlooking the true costs Medicare doesn't cover and getting tripped up by income-related surcharges, I give practical advice to help you avoid expensive pitfalls and make confident choices for your health and your wallet. Whether you're working past 65, exploring Medicare Advantage and Medigap, or just want to sidestep penalties, this episode unpacks the essentials so you can enter retirement feeling prepared and protected. Let's get into the key rules, deadlines, and decisions every retiring listener needs to know! You will want to hear this episode if you are interested in... [04:17] Medicare enrollment guidelines & penalties. [09:35] Understanding Medicare coverage gaps. [11:55] Medicare enrollment and switching plans. [17:15] Medicare premiums based on income. [19:50] Avoid high medicare costs. [23:16] How you can use HSA funds. [24:56] Medicare costs and supplemental plans. 7 Medicare Mistakes that Could Cost You Making the transition to Medicare at 65 is a big step for retirees. While the program does have plenty of benefits, it also comes with a few key complexities and deadlines that can trip up the unprepared.  1. Not Enrolling on Time Despite common belief, Medicare enrollment isn't always automatic when you turn 65. You're only auto-enrolled if you've begun collecting Social Security at least four months before your 65th birthday. Otherwise, you must actively sign up to avoid lifelong late enrollment penalties—10% annually for Medicare Part B and 1% per month for Part D, the prescription drug plan. Remember, if you're not covered by qualifying employer insurance (typically from a company with 20 or more employees), you must enroll during your Initial Enrollment Period (IEP), which starts three months before and ends three months after your 65th birthday month. 2. Misunderstanding Late Enrollment Penalties Enrollment deadlines carry not just inconvenience, but long-term financial consequences. For every year you delay Part B, a 10% penalty is added to your premium—for life. For Part D, missing timely enrollment adds a 1% penalty per month delayed. Even if you don't currently take prescription drugs, failing to enroll in Part D or lacking “creditable” drug coverage will trigger this penalty. Many people only find out about these charges after it's too late, so mark your calendar and stay ahead of these key windows. 3. Not Comparing Original Medicare and Medicare Advantage Original Medicare doesn't cover everything, leaving you responsible for 20% of costs and lacking extras like dental or vision. Medicare Advantage, on the other hand, often bundles additional services and may come with lower or even zero premiums, thanks to how the government pays private insurers. However, these plans have different provider networks and coverage rules, so compare carefully based on your health needs, preferred providers, and annual costs.  4. Waiting to Enroll in a Medigap Policy Failing to evaluate supplemental Medigap coverage during your initial eligibility window could lead to denial or much higher premiums later, especially if you develop health conditions. During the first six months after enrolling in Part B, you're guaranteed acceptance into any Medigap plan regardless of health. Afterward, insurers can impose restrictions or deny coverage. States like Connecticut, New York, and Massachusetts offer more flexibility, but most don't—making early action essential. 5. Ignoring IRMAA: Higher Premiums for Higher Incomes Many retirees are surprised by IRMAA—the Income-Related Monthly Adjustment Amount—which increases Part B and D premiums if your income exceeds certain thresholds. These adjustments are based on your tax returns from two years prior. Even a minor one-time income bump (like a large IRA withdrawal) could propel you into a higher bracket, doubling your premiums. Be proactive: monitor your adjusted gross income and consider strategies like Roth conversions, careful withdrawal timing, or appealing based on life-changing events like retirement.  6. Making HSA Contributions After Enrolling in Medicare Once you sign up for Medicare Part A or B, both you and your employer must stop making contributions to a Health Savings Account (HSA) six months before enrollment. Over-contributing subjects you to a 6% excise tax for every year the excess remains. However, you can continue to use existing HSA funds for eligible medical expenses tax-free throughout retirement. 7. Underestimating Out-of-Pocket Costs Even with Medicare, you'll face deductibles, co-pays, and services not covered (like long-term care, dental, and vision). Part A hospital stays have significant deductibles per benefit period, and Part B leaves you covering 20% of outpatient expenses. Medicare Advantage and Medigap plans can help limit these expenses, but each comes with specific limits, provider restrictions, and rules. Without a supplemental plan, your maximum out-of-pocket exposure could reach $9,350 (in-network) or higher, depending on your plan. Resources Mentioned Retirement Readiness Review Subscribe to the Retire with Ryan YouTube Channel Download my entire book for FREE Connect With Morrissey Wealth Management  www.MorrisseyWealthManagement.com/contact   Subscribe to Retire With Ryan

Are you approaching retirement and wondering how Medicare fits in with your Federal Employees Health Benefits (FEHB)? You're not alone! In this episode of All About FERS, John breaks down the step-by-step process of enrolling in Medicare as a federal employee. Tune in and learn: ✅ When to enroll in Medicare and how to avoid costly penalties ✅ How Medicare coordinates with your FEHB coverage ✅ Which parts of Medicare federal retirees typically need (and which they don't) ✅ Common mistakes to avoid ✅ How to review costs and reevaluate during Open Season Don't leave your retirement health coverage to chance; get the straightforward answers you need so you can retire with confidence.

Navigating Medicare enrollment can be confusing, but it doesn't have to be. In this episode, we break down the Initial, Annual, and Special Enrollment Periods in simple terms, so you know exactly when to sign up for Medicare and Medicare Supplement, and avoid costly penalties.

Prepare with confidence! This episode walks you through a clear, step-by-step Medicare enrollment checklist, from key enrollment periods to choosing the coverage that fits your needs. Discover how a Medicare Supplement plan can help protect your savings and give you peace of mind.

Ready to take control of your retirement? Start your Retirement TEAM Action Plan at ARHQ.com or call 419-794-3030 to speak with a retirement planning specialist today! In this conversation, Scott Kirchner discusses the intricacies of Medicare, addressing common questions and misconceptions that seniors often have. He emphasizes the importance of understanding enrollment periods, the differences between Medicare parts, and the potential penalties for late enrollment. Additionally, he highlights overlooked questions that seniors should consider, such as the impact of HSAs and VA benefits on Medicare enrollment. The conversation concludes with details about an upcoming educational workshop aimed at providing further insights into Medicare benefits and changes. About America's Retirement Headquarters: We are dedicated to helping retirees achieve the retirement they deserve. From crafting personalized retirement income strategies to providing a single location for all your retirement solutions, our goal is to guide you every step of the way. Let us help you navigate the complexities of retirement, so you can enjoy financial confidence and peace of mind. Visit Us: 1700 Woodlands Drive, Maumee, OH 43537 Call Us: 419-794-3030 Learn More: ARHQ.com See omnystudio.com/listener for privacy information.

In this episode, HAE Health Services Manager Troyce Venturella sits down with Marie, an individual living with HAE who has navigated the complexities of Medicare enrollment firsthand. Together, they discuss the key steps, challenges, and considerations in selecting the right Medicare plan, offering valuable insights for others in the HAE community as they make important healthcare decisions.

Health Affairs' Rob Lott interviews J. Wyatt Koma of Harvard University about his recent paper that explores enrollment trends and characteristics of low-income beneficiaries within Medicare Savings Programs.Order the July 2025 issue of Health Affairs.Currently, more than 70 percent of our content is freely available - and we'd like to keep it that way. With your support, we can continue to keep our digital publication Forefront and podcast

We've got the breakdown of all the Medicare and Medicare Advantage enrollment periods that beginner agents need to know.   Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.   Resources: 10 Essential Tools for Beginner Insurance Agents: https://ritterim.com/blog/10-essential-tools-for-beginner-insurance-agents/ Apps for Comparing Healthcare & Prescriptions: https://lnk.to/ASGA85 Medicare Advantage Open Enrollment Do's and Don'ts: https://ritterim.com/blog/medicare-advantage-open-enrollment-dos-and-donts/ Self-Guided Training with Knight School: https://ritterim.com/knight-school/ The Difference Between Medicare & Medicaid: https://lnk.to/ASGAE01 What is AHIP Certification and How Do I Get It? https://lnk.to/asg672   References: Franchina, Chris. “AEP vs. OEP: Understanding the Differences for Medicare.” Policy Engineer, 11 Jan. 2025, https://policyengineer.com/aep-vs-oep-understanding-the-differences-for-medicare/. “Get Ready to Buy.” Medicare.Gov, https://www.medicare.gov/health-drug-plans/medigap/ready-to-buy. Accessed 17 June 2025. “Joining a Plan.” Medicare, “Joining a Plan.” Medicare, www.medicare.gov/basics/get-started-with-medicare/get-more-coverage/joining-a-plan. Accessed 10 June 2025. Worstell, Christian. “Medicare AEP vs. OEP: Know Your Enrollment Periods.” Medicare AEP vs. OEP | How to Enroll or Change Your Medicare Plan | MedicareAdvantage.Com, MedicareAdvantage.com, 18 Mar. 2025, https://www.medicareadvantage.com/enrollment/medicare-aep-vs-oep. “Medicare Open Enrollment.” CMS.Gov, https://www.cms.gov/priorities/key-initiatives/medicare-open-enrollment-partner-resources. Accessed 10 June 2025. “Medicare Open Enrollment Fact Sheet 2025.” CMS.Gov, Centers for Medicare & Medicaid Services, https://www.cms.gov/files/document/2024-medicare-open-enrollment-fact-sheet.pdf. Accessed 10 June 2025. “Special Enrollment Periods.” Medicare, Medicare.gov, https://www.medicare.gov/basics/get-started-with-medicare/get-more-coverage/joining-a-plan/special-enrollment-periods. Accessed 10 June 2025. “What Is the Medicare Annual Enrollment Period? | News & Articles | UnitedHealthcare.” UHC.Com, UnitedHealthcare, https://www.uhc.com/news-articles/medicare-articles/what-is-the-medicare-annual-enrollment-period. Accessed 10 June 2025. “What If I Missed My Initial Enrollment Period? | News & Articles | UnitedHealthcare.” UHC.Com, UnitedHealthcare, https://www.uhc.com/news-articles/medicare-articles/what-if-i-missed-my-initial-enrollment-period. Accessed 10 June 2025. “What Is the Medicare General Enrollment Period?” NOCA.Org, National Counsel of Aging, https://www.ncoa.org/article/a-closer-look-at-the-medicare-general-enrollment-period/. Accessed 10 June 2025.   Follow Us on Social!  Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://x.com/RitterIM and YouTube, https://www.youtube.com/user/RitterInsurance     Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel  Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/   Not affiliated with or endorsed by Medicare or any government agency.

We'll review the basic parts of Medicare, enrollment deadlines, how to enroll, and some common costs you can expect.

Medicare.gov is accepting enrollment for individuals eligible for Parts A (Hospital Insurance) & B (Medical Insurance). Individuals who have a Medicare Advantage plan may also use this time period to switch back to Original Medicare, or to change to a different Medicare Advantage plan. You can only join, switch, or Read More Shared by United Resource Connection February 15, 2025

Every Eight Seconds someone enrolls in Medicare. Today Toni covers the Medicare basics that will help everyone navigate the Medicare enrollment process. Toni also addresses original Medicare, Medicare Advantage Plans and Medicare Supplements. For everyone planning to enroll in Medicare, today's podcast is a Great starting point! Want more information? Take advantage of Toni's brand new video series now a available at https://tonisays.com Remember - with Medicare it's what you don't know that will hurt you! There's so much good information in this podcast, please be sure to share this podcast with your friends! Recognized by feedspot.com as one of the best Medicare Podcasts in the nation! Write Toni - info@tonisays.com. Toni's book is available at www.seniorresource.com and https://tonisays.com You can call Toni at 832-519-8664 Toni welcomes all Medicare questions. Toni now offers informative Medicare Webinars for all of your Medicare needs at https://tonisays.com You can find Medicare Moments wherever you find your favorite podcasts, such as: Apple: https://apple.co/44MoguG Spotify: https://open.spotify.com/show/7c82BS4hb145GiVYfnIRsoAmazon Music: https://music.amazon.com/podcasts/884c1f46-9905-4b29-a97a-1a164c97546b/medicare-moments?refMarker=null Toni's new book: Maze of Medicare is now available at www.tonisays.com Combining Scripture with Medicare, it is the only book of its kind. Toni's columns appear weekly in about 100 newspapers across America. If you would like Toni's column to appear in your local paper, or if you would like Toni to speak at an event - contact Toni King at 832-519-8664 Thank you for listening and be sure to tell your friends about Medicare Moments! Blessings! Toni KingSee omnystudio.com/listener for privacy information.

Navigating retirement income can be tricky, especially when it involves government programs. This week, we break down the Social Security Fairness Act and how it might affect your benefits, particularly if you've worked in the public sector. We'll also cover the essentials of Medicare open enrollment, ensuring you understand the process and avoid any costly mistakes.

Navigating retirement income can be tricky, especially when it involves government programs. This week, we break down the Social Security Fairness Act and how it might affect your benefits, particularly if you've worked in the public sector. We'll also cover the essentials of Medicare open enrollment, ensuring you understand the process and avoid any costly mistakes.

Jim and Chris discuss listener questions relating to Medicare enrollment, Social Security benefits, and estate taxes. (6:00) George asks about Medicare's special enrollment period and the impact of large Roth conversions on IRMAA thresholds after retirement. (18:30) A listener wonders about the impact of the Social Security (Un)Fairness Act on spousal and survivor benefits eligibility. […] The post Medicare Enrollment, Social Security, and Estate Taxes: Q&A #2504 appeared first on The Retirement and IRA Show.

Find out more from the Director of AARP of Minnesota, Cathy McLeer! The Senior Linkage Line is 800-333-2433

In this episode of Senior Matters, host unpacks the major Medicare updates impacting thousands in Idaho, including the departure of certain plans and a national shift affecting 25% of advantage plans. We delve into significant Medicare reforms, like the 2025 $2,000 cap on medication costs and the closure of the “donut hole” in Part D coverage. With insights on how these changes influence insurance companies—especially in rural areas where plan options are limited—listeners gain valuable knowledge on evolving benefits, copays, and deductibles. Special guest highlights the critical role of brokers during the annual enrollment period (October 15 to December 7) and the extended enrollment period for those affected by plan cancellations. With a focus on personalized plan selection, this episode guides Medicare beneficiaries through the process of reviewing and adapting their coverage to best meet their needs in the changing Medicare landscape. Don't miss this essential episode to navigate your Medicare choices effectively this season.

BBB's Steve Bernas on scams to lookout for: Halloween pop-up stores, Home Improvement scams, Medicare enrollment scams, online phishing, the 'we have video of you, pay up' emails, and more.  DO NOT CLICK ON THAT LINK!DO NOT OPEN THAT FRONT DOOR!DO NOT PICK UP THAT UNKNOWN CALL!Click here for the BBB Scam Tracker  To subscribe to The Pete McMurray Show Podcast just click here

BG Resource Insurance Agency: Trusted Partner for Medicare Enrollment Assistance and offers guidance and support to ensure clients select the best coverage based on a unique healthcare need. BG Resource Insurance Agency City: Ferguson Address: 193 N Florissant Rd Website: https://www.bgresource.com/

With Medicare open enrollment season here, Jim and Chris welcome a special guest, Brad Grier, who volunteers with the Nebraska State Health Insurance Assistance Program (SHIP). Brad talks with the guys about what SHIP is and how it might be helpful to you in your state. The post Medicare Enrollment Assistance Special Episode: EDU #2442 appeared first on The Retirement and IRA Show.

Melinda Caughill shares the secrets of Medicare enrollment in 2024, what to avoid and how to pick the right coverage. As Medicare Open Enrollment begins, the importance of understanding Medicare and making the right decisions during the enrollment period cannot be overstated. For this week's episode of “Retirement Revealed” I sat down with Melinda Caughill, co-founder of 65 Incorporated, to discuss her playbook for Medicare in 2024. This open enrollment period is particularly crucial due to significant changes that will affect all Medicare enrollees. Here's what you need to know to navigate these waters wisely. The Complexity of Medicare Choices Medicare decisions are not as straightforward as picking a plan. Many people mistakenly believe it's a simple choice between Medicare Advantage and a Medigap supplement. However, the decision path involves understanding whether to stick with Original Medicare or shift to private, corporate-run Medicare options. Each choice comes with its own set of advantages and challenges. Original Medicare vs. Medicare Advantage Original Medicare: Under this path, the government serves as your healthcare provider, offering substantial coverage with reliable benefits. You add a Medigap policy to cover costs that Medicare doesn't, and a Part D plan for prescription drugs. This provides predictable out-of-pocket costs but comes with monthly premiums. Medicare Advantage: This option, managed by private insurers, often advertises zero-dollar premiums and numerous perks such as dental and vision coverage. However, these plans require adherence to strict networks and prior authorization for services, creating potential hurdles in accessing care when you need it most. Timing Is Everything Understanding the right time to enroll or delay enrollment in Medicare is critical. For many, this means determining the best time based on current employment status or other personal circumstances. Each individual's situation requires a unique approach to avoid penalties and ensure adequate coverage. The Looming Impact of the Inflation Reduction Act The Inflation Reduction Act introduces a $2,000 out-of-pocket maximum for Part D drug costs, which initially sounds like a positive change. However, as part of the cost-shifting measures, private insurers may increase premiums significantly or change what drugs are covered to offset their increased financial burden. This change, effective in 2025, starts impacting decision-making now. It underscores the necessity of reviewing your current drug plans during the upcoming open enrollment. Choosing the Right Path When faced with a decision of which Medicare path to choose, it's critical to think long-term. While Medicare Advantage plans are enticing with their low upfront costs, the rigidity and potential high costs of care down the line need to be carefully considered. Original Medicare generally offers broader access to providers and clearer costs. Avoiding Medicare Pitfalls One of the biggest traps that enrollees fall into is relying on Medicare insurance salespeople without understanding potential conflicts of interest. Sales agents earn commissions based on sales from limited portfolios, which doesn't always align with what's best for you. Seek independent guidance to navigate your options without bias. Tips for 2024 and Beyond Review Annually: Each year, from October 15th to December 7th, use the Medicare open enrollment period to reassess your Part D drug plan options and any Advantage plan changes. Plan Ahead: Stay informed about changes in Medicare that could impact costs, coverage, and your healthcare decisions. Seek Expert Advice: Use services like 65 Incorporated to ensure you're making informed choices, especially if you're approaching Medicare eligibility. Stay Informed on Policy Changes: The ramifications of the Inflation Reduction Act highlight a shifting landscape.

On today's show, Ian Hoch is broadcasting LIVE from Peoples Health Medicare Center for Medicare Enrollment Day while joined on the air with Scoot. Scoot and Ian speak with: Mike Knight, Benefits Advisor for People's Health, and Dr. Francis Murphy, an expert on ADHD.

On this MADM, Gary Culp discusses Medicare open enrollment and offers products, services, and support through Cigna. Listen and share. Sponsor: Bankston Motor Homes BankstonMotorHomes.com

Terry Savage, nationally syndicated financial columnist and author, joins Lisa Dent to discuss a lot of the big changes in store for Medicare recipients as 2025 rolls around.

Dr Brent Wallis joins Tommy to talk about Peoples Health open enrollment.

Medicare Advantage Minute: Prior authorization denials have been more numerous in recent years. Only 10% of those denials are formally appealed but of that number, 83% are reversed.    According to Wikipedia, only 5% of Medicare claims are audited so there is plenty of opportunity for fraud, waste and abuse. Finally, Bob from Arizona will be turning 65 and enrolling in Medicare in about six months. He had many questions about the procedure. These were clearly stated and almost seemed designed to make yours truly look like an intellectual giant! Contact me at: DBJ@MLMMailbag.com (Most severe critic: A+)   Inspired by: "MEDICARE FOR THE LAZY MAN 2024; Simplest & Easiest Guide Ever!" on Amazon.com. Return to leave a short customer review & help future readers. Official website: https://www.MedicareForTheLazyMan.com.

  The Friday Five for October 4, 2024: KFF Study on Medicare Beneficiaries' Tendency to Shop Ritter's First Annual ACA Summit Agent Reaction to MedicareCENTER & Upcoming Webinar Instagram Best Practices & New Pro Dashboard Features 2025 Medicare Advantage and Medicare Part D Premiums   KFF Study on Medicare Beneficiaries' Tendency to Shop: Ochieng, Nancy, et al. “Nearly 7 in 10 Medicare Beneficiaries Did Not Compare Plans during Medicare's Open Enrollment Period.” KFF, KFF, 27 Sept. 2024, www.kff.org/medicare/issue-brief/nearly-7-in-10-medicare-beneficiaries-did-not-compare-plans-during-medicares-open-enrollment-period/.   Ritter's First Annual ACA Summit: Register to Attend the Inaugural ACA Summit   Agent Reaction to MedicareCENTER & Upcoming Webinar: Learn more about MedicareCENTER: https://integrity.com/medicarecenter/ Register to Attend: Sales Tech Train & Talk - Understanding MedicareCENTER   Instagram Best Practices & New Pro Dashboard Features: “About the Instagram Professional Dashboard.” Help.Instagram.Com, Instagram, help.instagram.com/257516379077270. Accessed 3 Oct. 2024. “How Can I Check My Account Type on Instagram?” SocialBu Help, SocialBu, help.socialbu.com/article/331-how-can-i-check-my-account-type-on-instagram. Accessed 3 Oct. 2024. Sato, Mia. “Instagram's ‘Best Practices' Tell Creators How They Should Post.” The Verge, The Verge, 1 Oct. 2024, www.theverge.com/2024/10/1/24259462/instagram-best-practices-business-profiles-tips-reach. “Introducing Best Practices, an Education Hub for Creators on Instagram.” Abaout.Fb.Com, Meta, 30 Sept. 2024, about.fb.com/news/2024/10/best-practices-education-hub-creators-instagram/. “Instagram Creator Education: Best Practices.” Instagram for Creators, Instagram, creators.instagram.com/best-practices#instagram. Accessed 3 Oct. 2024. Instagram Creators Account, Meta, www.instagram.com/creators/. Accessed 3 Oct. 2024.   2025 Medicare Advantage and Medicare Part D Premiums: “Medicare Advantage and Medicare Prescription Drug Programs to Remain Stable as CMS Implements Improvements to the Programs in 2025.” CMS.Gov, Centers for Medicare & Medicaid Services, 27 Sept. 2024, www.cms.gov/newsroom/fact-sheets/medicare-advantage-and-medicare-prescription-drug-programs-remain-stable-cms-implements-improvements. Freed, Meredith, et al. “Medicare Advantage in 2024: Enrollment Update and Key Trends.” KFF, KFF, 8 Aug. 2024, www.kff.org/medicare/issue-brief/medicare-advantage-in-2024-enrollment-update-and-key-trends/. “Medicare Enrollment for June 2024.” Data.CMS.Gov, Centers for Medicare & Medicaid Services Data, data.cms.gov/tools/medicare-enrollment-dashboard. Accessed 2 Oct. 2024. “Medicare Monthly Enrollment.” Data.CMS.Gov, Centers for Medicare & Medicaid Services Data, data.cms.gov/summary-statistics-on-beneficiary-enrollment/medicare-and-medicaid-reports/medicare-monthly-enrollment. Accessed 2 Oct. 2024.   Resources: 4 Ways PlanEnroll Will Make This Your Best AEP Yet: https://link.chtbl.com/ASG617R5 Best Video Editing Apps for Social Media: https://link.chtbl.com/ASGA69 Get Your Medicare Advantage Sales Contracts Here — Recommendations for 2025: https://ritterim.com/blog/get-your-medicare-advantage-sales-contracts-here-recommendations-for-2025/ Prescription Drugs Your Medicare Clients Could See Lower Coinsurances for in 2024: https://ritterim.com/blog/prescription-drugs-your-medicare-clients-could-see-lower-coinsurances-for-in-2024/ Tech News Roundup: https://link.chtbl.com/ASGF20240927   Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.   Follow Us on Social!  Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance     Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel  Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

Medicare planning is complex, and people often receive a confusing flurry of insurance marketing material when they turn 65. In today's episode, we talk to Medicare expert Dana Lasman. Dana explains the basics of Medicare in an understandable way so you can make sense of your options. Dana reviews: •⁠  ⁠Medicare eligibility and how to enroll •⁠  ⁠⁠Unbiased resources for evaluating the different Medicare options •⁠  ⁠⁠The different parts of Medicare – A, B, C, D and all the way to N. What do these letters stand for? •⁠  ⁠⁠Original Medicare v. Medicare Advantage •⁠  ⁠⁠The components of medical expenses when on Medicare -- i.e. premiums, co-pays, co-insurance, deductible and max out of pocket cost?

Toni discusses the special needs of US Veterans and the Medicare Part B penalty. The Medicare Part D prescription plan is also discussed. Toni recently appeared on Scott De Luzio's "Drive On" podcast for veterans, found at driveonpodcast.com Need more information? Take advantage of Toni's brand new video series now a available at  www.tonisays.com Remember - with Medicare it's what you don't know that will hurt you!  There's so much good information in this podcast, please be sure to share this podcast with your friends! Recognized by feedspot.com as one of the best Medicare Podcasts in the nation! Write Toni - info@tonisays.com. Toni's book is available at www.seniorresource.com and www.tonisays.com You can call Toni at 832-519-8664 Toni welcomes all Medicare questions. Toni now offers informative Medicare Webinars for all of your Medicare needs at www.Tonisays.com You can find Medicare Moments wherever you find your favorite podcasts, such as: Apple: https://apple.co/44MoguGSpotify: https://open.spotify.com/show/7c82BS4hb145GiVYfnIRsoAmazon Music: https://music.amazon.com/podcasts/884c1f46-9905-4b29-a97a-1a164c97546b/medicare-moments?refMarker=null Toni's new book: Maze of Medicare is now available at www.tonisays.com Combining Scripture with Medicare, it is the only book of its kind.  Toni's columns appear weekly in about 100 newspapers across America. If you would like Toni's column to appear in your local paper, or if you would like Toni to speak at an event - contact Toni King at 832-519-8664 Thank you for listening and be sure to tell your friends about Medicare Moments!  Blessings!See omnystudio.com/listener for privacy information.

Medicare.gov is accepting enrollment for individuals eligible for Parts A (Hospital Insurance) & B (Medical Insurance). Individuals who have a Medicare Advantage plan may also use this time period to switch back to Original Medicare, or to change to a different Medicare Advantage plan. You can only join, switch, or Read More Shared by United Resource Connection February 9, 2024

LOAs (Licensed Only Agents) take center stage as hosts Kathe Kline and Joanna Wyckoff explore the challenges, complexities, and opportunities of working with LOAs in the insurance industry. From the nuances of payroll management, handling legal aspects, and the importance of asset protection, to personal stories of adaptation and resilience in the face of health challenges, this episode is a rich tapestry of insights and experiences. Join us as we navigate the world of insurance and business with a supportive and empowering approach, sharing our journey and expertise to help others thrive in the Medicare business.

On this edition of Medicare Moments, Toni King explains the New Medicare Rules for people turning 65 years old - and 10,000 people a day in America are turning 65 years old! Important information: Social Security's contact number is 800-772-1213 the website for Social Security: www.ssa.gov  the  website  to sign up for Medicare: www.ssa.gov/medicare/signup  NOTE - An original certified marriage license is needed for the listener who submitted this question. Want more information? Take advantage of Toni's brand new video series now a available at  www.tonisays.com Remember - with Medicare it's what you don't know that will hurt you!  There's so much good information in this podcast, please be sure to share this podcast with your friends! Recognized by feedspot.com as one of the best Medicare Podcasts in the nation! Write Toni - info@tonisays.com. Toni's book is available at www.seniorresource.com and www.tonisays.com You can call Toni at 832-519-8664 Toni welcomes all Medicare questions. Toni now offers informative Medicare Webinars for all of your Medicare needs at www.Tonisays.com You can find Medicare Moments wherever you find your favorite podcasts, such as: Apple: https://apple.co/44MoguGSpotify: https://open.spotify.com/show/7c82BS4hb145GiVYfnIRsoAmazon Music: https://music.amazon.com/podcasts/884c1f46-9905-4b29-a97a-1a164c97546b/medicare-moments?refMarker=null Toni's new book: Maze of Medicare is now available at www.tonisays.com Combining Scripture with Medicare, it is the only book of its kind.  Toni's columns appear weekly in about 100 newspapers across America. If you would like Toni's column to appear in your local paper, or if you would like Toni to speak at an event - contact Toni King at 832-519-8664 Thank you for listening and be sure to tell your friends about Medicare Moments!  Blessings! Toni King See omnystudio.com/listener for privacy information.

Louise Norris health policy analyst for medicareresources.org helps listeners understand the pros and cons to Medicare and Medicare Advantage, as they navigate open enrollment.

Matt Schulte, Principal of Schulte Insurance Agency, discusses his agency's expertise in helping seniors navigate the annual Medicare election period. Schulte discusses Medicare supplement plans.

It's open enrollment for Medicare. For people who are eligible for the federal health insurance program, picking a plan and making sure it's affordable can be a challenge, especially paying for medication when you're on a fixed income. On this episode, we sit down with a volunteer who's spent the last six years guiding people through the process of signing up for Medicare. And we explore how Medicaid unwinding has dropped hundreds of thousands of Floridians from their health insurance. Joining Florida Matters: Stephanie Colombini, who has been reporting on Medicaid unwinding for Health News Florida. And Fran Oberne is a volunteer for SHINE, which stands for Serving Health Insurance Needs of Elders. That is a program offered by the Florida Department of Elder Affairs, which provides health insurance information for Medicare beneficiaries.

Learn what to consider in making your Medicare healthcare enrollment decision for 2023 with our experts from Florida SHINE.

It's that time of year - enrollment and re-enrollment for Medicare. Craig Stillman is the Health Plan CEO - Upper Midwest at United Health Group and came in-studio to help explain some options to Jason.

Hour 1: Jason talked about the continued search for a Speaker of the House in DC. Then he got a primer for Medicare enrollment from Craig Stillman from United Health Care

Open enrollment for Medicare begins on Oct. 15 and runs through Dec. 7. A state Medicare assistance program is hosting a series of events to help people in Indiana navigate the open enrollment period.  The Indiana Department of Insurance's State Health Insurance Assistance Program, or SHIP, is hosting presentations and other events to prepare eligible Hoosiers to select coverage for 2024. Rep. Donna Schaibley (R-Carmel) is the third lawmaker this year to announce they won't run for reelection.  Schaibley will have served 10 years in the state House when her term ends in 2024. The Midwest Alliance for Clean Hydrogen — also known as Mach H2 — is one of seven hydrogen hubs to receive funding from the federal government. These regional hubs are multistate groups made up of industries and researchers that will pool resources to make hydrogen energy on a large scale — including some projects in Indiana.  Damien Center will use a new $2.5 million federal grant to create an intensive outpatient program to provide treatment for substance use disorders and people with coexisting substance and mental health disorders. The United Auto Workers strike strategy has been mostly predictable over the last four weeks. On Fridays, the union would announce which plants would go on strike based on how well the week's negotiations went. National union leadership announced Friday that the pattern is ending — and local UAW officials say they'll have to calm members' nerves about it. Want to go deeper on the stories you hear on WFYI News Now? Visit wfyi.org/news and follow us on social media to get comprehensive analysis and local news daily. Today's episode of WFYI News Now was produced by Darian Benson, Abriana Herron, and Kendall Antron with support from Sarah Neal-Estes.

Understand all the Options from United Healthcare, Blue Cross Blue Shield, Aetna, Cigna and Humana. Ep 1929 Reviews all the plans, plan changes and some amazing new Coverage Options for 2024. Medicare Open Enrollment is October 15th through December 7th, 2023 for the 2024 coverage season. Our Certified Medicare Experts receive at least 40 hours of training to achieve AHIP Medicare Certification. Today joining us are Carolee Steele, Director of Medicare and Consumer Services at RPS Benefits By Design and Maria Ahlers, PHR, who has more than 19 years of experience in benefits administration. Episode Excerpts: Cary Hall: “Each year it is so important to review your Medicare health and drug coverage to make sure it's still fits your needs and finances, and this is a time if you want to make a change.I can't emphasize that enough because we're going to give you some specific examples of changes that have been made, some of them good, some of them not so good to all the providers coverage for 2024 that you that you're going to want to know about. That's the reason that Carolee says you need that review is to see if, hey, you know, what you've got is great, everything's fine”.“So let's just start with comparing original Medicare to Medicare Advantage or original Medicare to Medicare Supplement. Let's just talk about that because you hear this all the time, ‘Well, I've got Medicare. I don't need to do anything else'".Carolee Steel: “Oh, yes, you do”. Cary Hall: “And why is that?” Carolee Steel: “Medicare A and B and B only covers about 80% of all services. So, if you have $100,000 medical occurrence, you're kind of on the hook for that $20,000. And there is no out-of-pocket on that, which is really a scary thing”. So that's what we're going to do today. We're going to talk about that and we're going to bring that information to you so you can make a decision”.RPS Benefits by Design can advise you nationwide for Medicare Enrollment, do a policy review and handle all insurance needs at 913-385-2224 & https://www.rpsbenefitsbydesigninc.com or https://www.facebook.com/RPSBenefitsByDesign I'm your host Cary Hall, America's Healthcare Advocate and my goal is to enable you to become the expert for your own healthcare management, saving you time, money, and effort and you can message me at: https://www.americashealthcareadvocate.com/contact-us

In the second hour of "Connections with Evan Dawson" on Wednesday, October 11, 2023, we discuss the process of enrolling in Medicare and what enrollees need to know.

If you're one of the millions of Americans eligible for Medicare, you're likely familiar with open enrollment. That's the stretch from Oct. 15 to Dec. 7 every year when you're allowed to make changes to your coverage. And for most people, that's the only time you can. In order to get the best Medicare coverage for your personal situation, you need to understand your options. And that's exactly what we're going to go over in today's podcast. Host Stacy Johnson is joined by financial journalist Miranda Marquit. Listening in and sometimes contributing is producer Aaron Freeman. Hollie Cohen, a Licensed Medicare Specialist with Preferred Health Group is here to help us navigate the ins and outs of Medicare open enrollment. Before we start, remember: We're not offering financial advice. So make sure to do your own research and consult your own experts before acting on anything you learn here. You can listen to the podcast with the player at the top of this page, or download it wherever you get your podcasts: Listen on Apple Podcasts Listen on Google Podcasts Listen on Spotify Medicare open enrollment and signing up for Medicare Medicare open enrollment is a once-a-year event. However, there are times when you can sign up for Medicare outside of the open enrollment period. Our guest has great information on signing up for Medicare, including what you need to know before choosing between Original Medicare, Medicare plus Medigap, and a Medicare Advantage plan. We also have some good resources that can help you as you figure out the ins and outs of Medicare, including open enrollment. Below are some articles; you can also check out another podcast episode we did on Medicare. 3 Groups Who Can Get Medicare Before Age 65 7 Different Types of Medicare Enrollment Periods 5 of the Best Medicare Advantage Plans, According to Members A Little-Known Downside of Medicare Advantage Plans 6 Medicare Mistakes To Avoid for a Healthy Retirement 4 Pitfalls for New Medicare Enrollees 8 Free Resources for Navigating Medicare Enrollment Periods 5 Things Most Seniors Get Wrong About Medicare Do You Have to Sign Up for Medicare? Making the most of Medicare Using Medicare to your advantage is an important part of making the most of your retirement health and your finances. It's important to consider potential penalties, as well as understand costs and other items related to Medicare. The following resources can help you avoid higher costs and get more from Medicare. 14 Things That Are Free With Medicare 4 Types of Medicare Penalties — and How to Avoid Them Which Type of Medicare Costs More in the Long Run? Medicare Will Not Cover These 10 Medical Costs How to Save Money on Everything Medicare Doesn't Cover 7 Ways to Score Cheap or Free Dental Work for Seniors on Medicare How to Save Money on Hearing Aids With Medicare Medicare Vision Coverage: How to Save Money on Eyeglasses and Exams Medicare to Cover Alzheimer's Drugs 6 Ways to Get Help With Medicare Expenses Save Money on Medicare With State Health Insurance Assistance Programs 8 Ways to Avoid Paying More in Medicare Premiums Meet this week's guest, Hollie Cohen Hollie Cohen, the licensed independent broker and proud owner of MedigapCares.org, a nationwide agency specializing in personalized Medicare coverage solutions, has an inspiring journey that spans the worlds of advertising, insurance, and financial wisdom. Licensed nationwide, Hollie possesses a unique ability to help people grasp the crucial differences between Original Medicare paired with a Medicare supplement (also known as a Medigap plan) versus Medicare Advantage. With over a decade of experience in the insurance industry, Hollie has been a licensed agent for the last 12 years. Hollie's influence extends to her recognition as a seven-time Mutual Sales Leader for one of the nation's largest Medicare supplement carriers, Mutual of Omaha. Her exceptional knowledge and dedication have earned her a seat on their board, where she contributes her insights to shape the future of the Medicare insurance industry. Website Don't listen to podcasts? A podcast is basically a radio show you can listen to anywhere and anytime, either by downloading it to your smartphone or by listening online. They're awesome for learning stuff and being entertained when you're in the car, doing chores, jogging or riding your bicycle. You can listen to our latest podcasts here or download them to your phone from any number of places, including Apple, Spotify, RadioPublic, Stitcher and RSS. If you haven't listened to our podcast yet, give it a try, then subscribe. You'll be glad you did! About the hosts Stacy Johnson founded Money Talks News in 1991. He's a CPA, and he has also earned licenses in stocks, commodities, options principal, mutual funds, life insurance, securities supervisor and real estate. Miranda Marquit, MBA, is a financial expert, writer and speaker. She's been covering personal finance and investing topics for almost 20 years. When not writing and podcasting, she enjoys travel, reading and the outdoors.Become a member: https://www.moneytalksnews.com/members/See omnystudio.com/listener for privacy information.

  Be sure your AEP prep involves getting Medicare enrollment supplies by October 15, or earlier! Learn the best practices to stay ahead of the game in this episode. Read the text version   Ask the ASG! Questions about selling insurance? Not sure how to market your insurance business? Stuck when it comes to social media? Fill out the form and ask the Agent Survival Guide team! We're here to help you survive today and thrive tomorrow. Remember… the only bad question is the one you don't ask. Reach out and let us help!   Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ and Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/   Resources: 2024 Medicare Advantage and Part D Certification Info: https://agentsurvivalguide.podbean.com/e/2024-medicare-advantage-and-part-d-certification-info/ AEP/Ready-to-Sell Checklist DIRECT DOWNLOAD: https://www.ritterim.com/documents/aep-ready-to-sell-in-5-steps.pdf FastTrack Your Online Medicare Enrollments: https://www.ritterim.com/agent-tools/medicareful/ Get Registered with Ritter: https://app.ritterim.com/public/registration/ Reach Out to Your Local Sales Rep: https://www.ritterim.com/meet-your-sales-team/ Stress Relief Tips to Get You Through AEP: https://agentsurvivalguide.podbean.com/e/stress-relief-tips-to-get-you-through-aep/ The Benefits of Joining a Top Insurance FMO: https://agentsurvivalguide.podbean.com/e/the-benefits-of-joining-a-top-insurance-fmo/ The Survivor's AEP Checklist: https://agentsurvivalguide.podbean.com/e/the-survivor-s-aep-checklist-2023/ What Is AHIP Certification and How Do I Get It? https://agentsurvivalguide.podbean.com/e/what-is-ahip-certification-and-how-do-i-get-it-1687528305/

When you are on Social Security Disability, you need to know how best to enroll in Medicare. What are the enrollment times, how can you take advantage of enrolling in Medicare when you turn 65, what prescriptions are you taking? Toni addresses all of this and more on this edition of Medicare Moments. You can send any questions for Toni to info@tonisays.com, or you can call her office at 832-519-8664, Toni's book the Medicare Survival Guide Advanced Edition is available at www.seniorresource.com, A free download of Toni's Medicare Prescription Drug Survival Guide is available at www.seniorresourcebooks.com You can find us wherever you find your favorite podcasts, such as: https://podcasts.apple.com/us/podcast/medicare-moments/id1643015416See omnystudio.com/listener for privacy information.

Josh and Brian are joined by Al Kushner, author of “Virtual Medicare: 10 Costly Mistakes You Can't Afford to Make.” They delve into the active role patients play in enrolling in Medicare, and the high - and often unknown - costs of delay.

Join us in the Lounge as host Katie Holterman, M.S. CCC-SLP, BCS-S, Senior Director of Clinical Programming & Development, sits with Kathleen Dwyer, VP of Compliance, and Laura Nicholson, Director of Medicare Enrollment and Compliance, to discuss the importance of compliance within healthcare.  A quick Google search will tell you that healthcare compliance refers to the process of abiding by all legal, professional, and ethical compliance standards in healthcare."The compliance department ensures that everyone on the team fully understands the seven elements of an effective compliance program." Dive into this episode to learn more about these elements and more!At Legacy Healthcare Services, our mission is to improve the health of senior adults so they may live life the way they want to live it through wellness, education, safety, rehabilitation, and caring.

On this episode of A Wiser Retirement™ Podcast, Casey Smith, and guest Logan Steele, discuss preparation for medicare enrollment, and the different options for Medicare coverage. Podcast Episodes Referenced:- Ep 111: Differences between Medicare A, B, D, Medigap, and Advantage- Ep 110: How Does Healthcare Work in Retirement?YouTube Videos Referenced:- What is IRMAA? - How does Medicare work?Other Links:Steele Choice InsuranceDownload Our eBook: "Buyer Beware: Why do they keep trying to sell you that annuity?"Connect With Us:Our WebsiteYouTubeFacebookLinkedInInstagramTwitterPodcastBlogThis podcast was produced by Wiser Wealth Management. Thanks for listening!

In the second hour of "Connections with Evan Dawson" on Thursday, November 10, 2022, it's Medicare open enrollment time. We're joined by an expert who helps us understand how it works, and we hear from a local woman who shares her enrollment experience.

Medicare Open Enrollment – a term that may be very familiar to you and nearly everyone else, but especially to those who are already on Medicare and want to drop or switch plans. October 15th through December 7th of each year is the period known as open enrollment and allows individuals ample opportunity to investigate whether they can benefit from switching up their coverage. But Medicare is confusing, and there can be some caveats to switching or, unfortunately, in some instances, you may not be able to change at all. You would think that because it's a government program for virtually everyone, they would make it clear and easy to understand, but hey, we're talking about the government here, so it comes as no surprise that it's about as clear as mud. In this episode of A Place of Possibility™, we'll be going through the nuts and bolts of Medicare so that you'll come away with a better understanding of how the program works and, most importantly, how to make the right decisions when it comes time to choose your coverage when you join or update it later on during this the open enrollment period. We will be talking about: The history and motivation behind the creation of Medicare How you qualify for Medicare An in-depth breakdown of the various Medicare options you'll choose from — Parts A, B, C, and D — including their pluses and minuses (Here's where you'll see why your choices matter so much) What Medigap coverage is and the options you'll have to base your premium on. We'll also make our recommendation The upside and downside of obtaining Medigap coverage through a broker Why you really DON'T want to miss your enrollment period And more! Selecting Medicare coverage is a big decision. With it comes a variety of implications, including several potentially serious pitfalls that could keep you from getting the right coverage for your needs. Our goal with this episode is to help you get on the right path to an informed decision from the very beginning of the process.