Podcasts about medicare enrollment

Jim and Chris discuss listener questions relating to Medicare enrollment, Social Security benefits, and estate taxes. (6:00) George asks about Medicare's special enrollment period and the impact of large Roth conversions on IRMAA thresholds after retirement. (18:30) A listener wonders about the impact of the Social Security (Un)Fairness Act on spousal and survivor benefits eligibility. […] The post Medicare Enrollment, Social Security, and Estate Taxes: Q&A #2504 appeared first on The Retirement and IRA Show.

Find out more from the Director of AARP of Minnesota, Cathy McLeer! The Senior Linkage Line is 800-333-2433

In this episode of Senior Matters, host unpacks the major Medicare updates impacting thousands in Idaho, including the departure of certain plans and a national shift affecting 25% of advantage plans. We delve into significant Medicare reforms, like the 2025 $2,000 cap on medication costs and the closure of the “donut hole” in Part D coverage. With insights on how these changes influence insurance companies—especially in rural areas where plan options are limited—listeners gain valuable knowledge on evolving benefits, copays, and deductibles. Special guest highlights the critical role of brokers during the annual enrollment period (October 15 to December 7) and the extended enrollment period for those affected by plan cancellations. With a focus on personalized plan selection, this episode guides Medicare beneficiaries through the process of reviewing and adapting their coverage to best meet their needs in the changing Medicare landscape. Don't miss this essential episode to navigate your Medicare choices effectively this season.

Find out more from the Director of AARP of Minnesota, Cathy McLeer! The Senior Linkage Line is 800-333-2433

BBB's Steve Bernas on scams to lookout for: Halloween pop-up stores, Home Improvement scams, Medicare enrollment scams, online phishing, the 'we have video of you, pay up' emails, and more.  DO NOT CLICK ON THAT LINK!DO NOT OPEN THAT FRONT DOOR!DO NOT PICK UP THAT UNKNOWN CALL!Click here for the BBB Scam Tracker  To subscribe to The Pete McMurray Show Podcast just click here

BG Resource Insurance Agency: Trusted Partner for Medicare Enrollment Assistance and offers guidance and support to ensure clients select the best coverage based on a unique healthcare need. BG Resource Insurance Agency City: Ferguson Address: 193 N Florissant Rd Website: https://www.bgresource.com/

With Medicare open enrollment season here, Jim and Chris welcome a special guest, Brad Grier, who volunteers with the Nebraska State Health Insurance Assistance Program (SHIP). Brad talks with the guys about what SHIP is and how it might be helpful to you in your state. The post Medicare Enrollment Assistance Special Episode: EDU #2442 appeared first on The Retirement and IRA Show.

Melinda Caughill shares the secrets of Medicare enrollment in 2024, what to avoid and how to pick the right coverage. As Medicare Open Enrollment begins, the importance of understanding Medicare and making the right decisions during the enrollment period cannot be overstated. For this week's episode of “Retirement Revealed” I sat down with Melinda Caughill, co-founder of 65 Incorporated, to discuss her playbook for Medicare in 2024. This open enrollment period is particularly crucial due to significant changes that will affect all Medicare enrollees. Here's what you need to know to navigate these waters wisely. The Complexity of Medicare Choices Medicare decisions are not as straightforward as picking a plan. Many people mistakenly believe it's a simple choice between Medicare Advantage and a Medigap supplement. However, the decision path involves understanding whether to stick with Original Medicare or shift to private, corporate-run Medicare options. Each choice comes with its own set of advantages and challenges. Original Medicare vs. Medicare Advantage Original Medicare: Under this path, the government serves as your healthcare provider, offering substantial coverage with reliable benefits. You add a Medigap policy to cover costs that Medicare doesn't, and a Part D plan for prescription drugs. This provides predictable out-of-pocket costs but comes with monthly premiums. Medicare Advantage: This option, managed by private insurers, often advertises zero-dollar premiums and numerous perks such as dental and vision coverage. However, these plans require adherence to strict networks and prior authorization for services, creating potential hurdles in accessing care when you need it most. Timing Is Everything Understanding the right time to enroll or delay enrollment in Medicare is critical. For many, this means determining the best time based on current employment status or other personal circumstances. Each individual's situation requires a unique approach to avoid penalties and ensure adequate coverage. The Looming Impact of the Inflation Reduction Act The Inflation Reduction Act introduces a $2,000 out-of-pocket maximum for Part D drug costs, which initially sounds like a positive change. However, as part of the cost-shifting measures, private insurers may increase premiums significantly or change what drugs are covered to offset their increased financial burden. This change, effective in 2025, starts impacting decision-making now. It underscores the necessity of reviewing your current drug plans during the upcoming open enrollment. Choosing the Right Path When faced with a decision of which Medicare path to choose, it's critical to think long-term. While Medicare Advantage plans are enticing with their low upfront costs, the rigidity and potential high costs of care down the line need to be carefully considered. Original Medicare generally offers broader access to providers and clearer costs. Avoiding Medicare Pitfalls One of the biggest traps that enrollees fall into is relying on Medicare insurance salespeople without understanding potential conflicts of interest. Sales agents earn commissions based on sales from limited portfolios, which doesn't always align with what's best for you. Seek independent guidance to navigate your options without bias. Tips for 2024 and Beyond Review Annually: Each year, from October 15th to December 7th, use the Medicare open enrollment period to reassess your Part D drug plan options and any Advantage plan changes. Plan Ahead: Stay informed about changes in Medicare that could impact costs, coverage, and your healthcare decisions. Seek Expert Advice: Use services like 65 Incorporated to ensure you're making informed choices, especially if you're approaching Medicare eligibility. Stay Informed on Policy Changes: The ramifications of the Inflation Reduction Act highlight a shifting landscape.

On today's show, Ian Hoch is broadcasting LIVE from Peoples Health Medicare Center for Medicare Enrollment Day while joined on the air with Scoot. Scoot and Ian speak with: Mike Knight, Benefits Advisor for People's Health, and Dr. Francis Murphy, an expert on ADHD.

On this MADM, Gary Culp discusses Medicare open enrollment and offers products, services, and support through Cigna. Listen and share. Sponsor: Bankston Motor Homes BankstonMotorHomes.com

Terry Savage, nationally syndicated financial columnist and author, joins Lisa Dent to discuss a lot of the big changes in store for Medicare recipients as 2025 rolls around.

Dr Brent Wallis joins Tommy to talk about Peoples Health open enrollment.

Medicare Advantage Minute: Prior authorization denials have been more numerous in recent years. Only 10% of those denials are formally appealed but of that number, 83% are reversed.    According to Wikipedia, only 5% of Medicare claims are audited so there is plenty of opportunity for fraud, waste and abuse. Finally, Bob from Arizona will be turning 65 and enrolling in Medicare in about six months. He had many questions about the procedure. These were clearly stated and almost seemed designed to make yours truly look like an intellectual giant! Contact me at: DBJ@MLMMailbag.com (Most severe critic: A+)   Inspired by: "MEDICARE FOR THE LAZY MAN 2024; Simplest & Easiest Guide Ever!" on Amazon.com. Return to leave a short customer review & help future readers. Official website: https://www.MedicareForTheLazyMan.com.

  The Friday Five for October 4, 2024: KFF Study on Medicare Beneficiaries' Tendency to Shop Ritter's First Annual ACA Summit Agent Reaction to MedicareCENTER & Upcoming Webinar Instagram Best Practices & New Pro Dashboard Features 2025 Medicare Advantage and Medicare Part D Premiums   KFF Study on Medicare Beneficiaries' Tendency to Shop: Ochieng, Nancy, et al. “Nearly 7 in 10 Medicare Beneficiaries Did Not Compare Plans during Medicare's Open Enrollment Period.” KFF, KFF, 27 Sept. 2024, www.kff.org/medicare/issue-brief/nearly-7-in-10-medicare-beneficiaries-did-not-compare-plans-during-medicares-open-enrollment-period/.   Ritter's First Annual ACA Summit: Register to Attend the Inaugural ACA Summit   Agent Reaction to MedicareCENTER & Upcoming Webinar: Learn more about MedicareCENTER: https://integrity.com/medicarecenter/ Register to Attend: Sales Tech Train & Talk - Understanding MedicareCENTER   Instagram Best Practices & New Pro Dashboard Features: “About the Instagram Professional Dashboard.” Help.Instagram.Com, Instagram, help.instagram.com/257516379077270. Accessed 3 Oct. 2024. “How Can I Check My Account Type on Instagram?” SocialBu Help, SocialBu, help.socialbu.com/article/331-how-can-i-check-my-account-type-on-instagram. Accessed 3 Oct. 2024. Sato, Mia. “Instagram's ‘Best Practices' Tell Creators How They Should Post.” The Verge, The Verge, 1 Oct. 2024, www.theverge.com/2024/10/1/24259462/instagram-best-practices-business-profiles-tips-reach. “Introducing Best Practices, an Education Hub for Creators on Instagram.” Abaout.Fb.Com, Meta, 30 Sept. 2024, about.fb.com/news/2024/10/best-practices-education-hub-creators-instagram/. “Instagram Creator Education: Best Practices.” Instagram for Creators, Instagram, creators.instagram.com/best-practices#instagram. Accessed 3 Oct. 2024. Instagram Creators Account, Meta, www.instagram.com/creators/. Accessed 3 Oct. 2024.   2025 Medicare Advantage and Medicare Part D Premiums: “Medicare Advantage and Medicare Prescription Drug Programs to Remain Stable as CMS Implements Improvements to the Programs in 2025.” CMS.Gov, Centers for Medicare & Medicaid Services, 27 Sept. 2024, www.cms.gov/newsroom/fact-sheets/medicare-advantage-and-medicare-prescription-drug-programs-remain-stable-cms-implements-improvements. Freed, Meredith, et al. “Medicare Advantage in 2024: Enrollment Update and Key Trends.” KFF, KFF, 8 Aug. 2024, www.kff.org/medicare/issue-brief/medicare-advantage-in-2024-enrollment-update-and-key-trends/. “Medicare Enrollment for June 2024.” Data.CMS.Gov, Centers for Medicare & Medicaid Services Data, data.cms.gov/tools/medicare-enrollment-dashboard. Accessed 2 Oct. 2024. “Medicare Monthly Enrollment.” Data.CMS.Gov, Centers for Medicare & Medicaid Services Data, data.cms.gov/summary-statistics-on-beneficiary-enrollment/medicare-and-medicaid-reports/medicare-monthly-enrollment. Accessed 2 Oct. 2024.   Resources: 4 Ways PlanEnroll Will Make This Your Best AEP Yet: https://link.chtbl.com/ASG617R5 Best Video Editing Apps for Social Media: https://link.chtbl.com/ASGA69 Get Your Medicare Advantage Sales Contracts Here — Recommendations for 2025: https://ritterim.com/blog/get-your-medicare-advantage-sales-contracts-here-recommendations-for-2025/ Prescription Drugs Your Medicare Clients Could See Lower Coinsurances for in 2024: https://ritterim.com/blog/prescription-drugs-your-medicare-clients-could-see-lower-coinsurances-for-in-2024/ Tech News Roundup: https://link.chtbl.com/ASGF20240927   Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.   Follow Us on Social!  Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance     Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel  Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

Medicare planning is complex, and people often receive a confusing flurry of insurance marketing material when they turn 65. In today's episode, we talk to Medicare expert Dana Lasman. Dana explains the basics of Medicare in an understandable way so you can make sense of your options. Dana reviews: •⁠  ⁠Medicare eligibility and how to enroll •⁠  ⁠⁠Unbiased resources for evaluating the different Medicare options •⁠  ⁠⁠The different parts of Medicare – A, B, C, D and all the way to N. What do these letters stand for? •⁠  ⁠⁠Original Medicare v. Medicare Advantage •⁠  ⁠⁠The components of medical expenses when on Medicare -- i.e. premiums, co-pays, co-insurance, deductible and max out of pocket cost?

Toni discusses the special needs of US Veterans and the Medicare Part B penalty. The Medicare Part D prescription plan is also discussed. Toni recently appeared on Scott De Luzio's "Drive On" podcast for veterans, found at driveonpodcast.com Need more information? Take advantage of Toni's brand new video series now a available at  www.tonisays.com Remember - with Medicare it's what you don't know that will hurt you!  There's so much good information in this podcast, please be sure to share this podcast with your friends! Recognized by feedspot.com as one of the best Medicare Podcasts in the nation! Write Toni - info@tonisays.com. Toni's book is available at www.seniorresource.com and www.tonisays.com You can call Toni at 832-519-8664 Toni welcomes all Medicare questions. Toni now offers informative Medicare Webinars for all of your Medicare needs at www.Tonisays.com You can find Medicare Moments wherever you find your favorite podcasts, such as: Apple: https://apple.co/44MoguGSpotify: https://open.spotify.com/show/7c82BS4hb145GiVYfnIRsoAmazon Music: https://music.amazon.com/podcasts/884c1f46-9905-4b29-a97a-1a164c97546b/medicare-moments?refMarker=null Toni's new book: Maze of Medicare is now available at www.tonisays.com Combining Scripture with Medicare, it is the only book of its kind.  Toni's columns appear weekly in about 100 newspapers across America. If you would like Toni's column to appear in your local paper, or if you would like Toni to speak at an event - contact Toni King at 832-519-8664 Thank you for listening and be sure to tell your friends about Medicare Moments!  Blessings!See omnystudio.com/listener for privacy information.

Medicare.gov is accepting enrollment for individuals eligible for Parts A (Hospital Insurance) & B (Medical Insurance). Individuals who have a Medicare Advantage plan may also use this time period to switch back to Original Medicare, or to change to a different Medicare Advantage plan. You can only join, switch, or Read More Shared by United Resource Connection February 9, 2024

LOAs (Licensed Only Agents) take center stage as hosts Kathe Kline and Joanna Wyckoff explore the challenges, complexities, and opportunities of working with LOAs in the insurance industry. From the nuances of payroll management, handling legal aspects, and the importance of asset protection, to personal stories of adaptation and resilience in the face of health challenges, this episode is a rich tapestry of insights and experiences. Join us as we navigate the world of insurance and business with a supportive and empowering approach, sharing our journey and expertise to help others thrive in the Medicare business.

On this edition of Medicare Moments, Toni King explains the New Medicare Rules for people turning 65 years old - and 10,000 people a day in America are turning 65 years old! Important information: Social Security's contact number is 800-772-1213 the website for Social Security: www.ssa.gov  the  website  to sign up for Medicare: www.ssa.gov/medicare/signup  NOTE - An original certified marriage license is needed for the listener who submitted this question. Want more information? Take advantage of Toni's brand new video series now a available at  www.tonisays.com Remember - with Medicare it's what you don't know that will hurt you!  There's so much good information in this podcast, please be sure to share this podcast with your friends! Recognized by feedspot.com as one of the best Medicare Podcasts in the nation! Write Toni - info@tonisays.com. Toni's book is available at www.seniorresource.com and www.tonisays.com You can call Toni at 832-519-8664 Toni welcomes all Medicare questions. Toni now offers informative Medicare Webinars for all of your Medicare needs at www.Tonisays.com You can find Medicare Moments wherever you find your favorite podcasts, such as: Apple: https://apple.co/44MoguGSpotify: https://open.spotify.com/show/7c82BS4hb145GiVYfnIRsoAmazon Music: https://music.amazon.com/podcasts/884c1f46-9905-4b29-a97a-1a164c97546b/medicare-moments?refMarker=null Toni's new book: Maze of Medicare is now available at www.tonisays.com Combining Scripture with Medicare, it is the only book of its kind.  Toni's columns appear weekly in about 100 newspapers across America. If you would like Toni's column to appear in your local paper, or if you would like Toni to speak at an event - contact Toni King at 832-519-8664 Thank you for listening and be sure to tell your friends about Medicare Moments!  Blessings! Toni King See omnystudio.com/listener for privacy information.

Louise Norris health policy analyst for medicareresources.org helps listeners understand the pros and cons to Medicare and Medicare Advantage, as they navigate open enrollment.

Matt Schulte, Principal of Schulte Insurance Agency, discusses his agency's expertise in helping seniors navigate the annual Medicare election period. Schulte discusses Medicare supplement plans.

It's open enrollment for Medicare. For people who are eligible for the federal health insurance program, picking a plan and making sure it's affordable can be a challenge, especially paying for medication when you're on a fixed income. On this episode, we sit down with a volunteer who's spent the last six years guiding people through the process of signing up for Medicare. And we explore how Medicaid unwinding has dropped hundreds of thousands of Floridians from their health insurance. Joining Florida Matters: Stephanie Colombini, who has been reporting on Medicaid unwinding for Health News Florida. And Fran Oberne is a volunteer for SHINE, which stands for Serving Health Insurance Needs of Elders. That is a program offered by the Florida Department of Elder Affairs, which provides health insurance information for Medicare beneficiaries.

Learn what to consider in making your Medicare healthcare enrollment decision for 2023 with our experts from Florida SHINE.

It's that time of year - enrollment and re-enrollment for Medicare. Craig Stillman is the Health Plan CEO - Upper Midwest at United Health Group and came in-studio to help explain some options to Jason.

Hour 1: Jason talked about the continued search for a Speaker of the House in DC. Then he got a primer for Medicare enrollment from Craig Stillman from United Health Care

Open enrollment for Medicare begins on Oct. 15 and runs through Dec. 7. A state Medicare assistance program is hosting a series of events to help people in Indiana navigate the open enrollment period.  The Indiana Department of Insurance's State Health Insurance Assistance Program, or SHIP, is hosting presentations and other events to prepare eligible Hoosiers to select coverage for 2024. Rep. Donna Schaibley (R-Carmel) is the third lawmaker this year to announce they won't run for reelection.  Schaibley will have served 10 years in the state House when her term ends in 2024. The Midwest Alliance for Clean Hydrogen — also known as Mach H2 — is one of seven hydrogen hubs to receive funding from the federal government. These regional hubs are multistate groups made up of industries and researchers that will pool resources to make hydrogen energy on a large scale — including some projects in Indiana.  Damien Center will use a new $2.5 million federal grant to create an intensive outpatient program to provide treatment for substance use disorders and people with coexisting substance and mental health disorders. The United Auto Workers strike strategy has been mostly predictable over the last four weeks. On Fridays, the union would announce which plants would go on strike based on how well the week's negotiations went. National union leadership announced Friday that the pattern is ending — and local UAW officials say they'll have to calm members' nerves about it. Want to go deeper on the stories you hear on WFYI News Now? Visit wfyi.org/news and follow us on social media to get comprehensive analysis and local news daily. Today's episode of WFYI News Now was produced by Darian Benson, Abriana Herron, and Kendall Antron with support from Sarah Neal-Estes.

Understand all the Options from United Healthcare, Blue Cross Blue Shield, Aetna, Cigna and Humana. Ep 1929 Reviews all the plans, plan changes and some amazing new Coverage Options for 2024. Medicare Open Enrollment is October 15th through December 7th, 2023 for the 2024 coverage season. Our Certified Medicare Experts receive at least 40 hours of training to achieve AHIP Medicare Certification. Today joining us are Carolee Steele, Director of Medicare and Consumer Services at RPS Benefits By Design and Maria Ahlers, PHR, who has more than 19 years of experience in benefits administration. Episode Excerpts: Cary Hall: “Each year it is so important to review your Medicare health and drug coverage to make sure it's still fits your needs and finances, and this is a time if you want to make a change.I can't emphasize that enough because we're going to give you some specific examples of changes that have been made, some of them good, some of them not so good to all the providers coverage for 2024 that you that you're going to want to know about. That's the reason that Carolee says you need that review is to see if, hey, you know, what you've got is great, everything's fine”.“So let's just start with comparing original Medicare to Medicare Advantage or original Medicare to Medicare Supplement. Let's just talk about that because you hear this all the time, ‘Well, I've got Medicare. I don't need to do anything else'".Carolee Steel: “Oh, yes, you do”. Cary Hall: “And why is that?” Carolee Steel: “Medicare A and B and B only covers about 80% of all services. So, if you have $100,000 medical occurrence, you're kind of on the hook for that $20,000. And there is no out-of-pocket on that, which is really a scary thing”. So that's what we're going to do today. We're going to talk about that and we're going to bring that information to you so you can make a decision”.RPS Benefits by Design can advise you nationwide for Medicare Enrollment, do a policy review and handle all insurance needs at 913-385-2224 & https://www.rpsbenefitsbydesigninc.com or https://www.facebook.com/RPSBenefitsByDesign I'm your host Cary Hall, America's Healthcare Advocate and my goal is to enable you to become the expert for your own healthcare management, saving you time, money, and effort and you can message me at: https://www.americashealthcareadvocate.com/contact-us

In the second hour of "Connections with Evan Dawson" on Wednesday, October 11, 2023, we discuss the process of enrolling in Medicare and what enrollees need to know.

If you're one of the millions of Americans eligible for Medicare, you're likely familiar with open enrollment. That's the stretch from Oct. 15 to Dec. 7 every year when you're allowed to make changes to your coverage. And for most people, that's the only time you can. In order to get the best Medicare coverage for your personal situation, you need to understand your options. And that's exactly what we're going to go over in today's podcast. Host Stacy Johnson is joined by financial journalist Miranda Marquit. Listening in and sometimes contributing is producer Aaron Freeman. Hollie Cohen, a Licensed Medicare Specialist with Preferred Health Group is here to help us navigate the ins and outs of Medicare open enrollment. Before we start, remember: We're not offering financial advice. So make sure to do your own research and consult your own experts before acting on anything you learn here. You can listen to the podcast with the player at the top of this page, or download it wherever you get your podcasts: Listen on Apple Podcasts Listen on Google Podcasts Listen on Spotify Medicare open enrollment and signing up for Medicare Medicare open enrollment is a once-a-year event. However, there are times when you can sign up for Medicare outside of the open enrollment period. Our guest has great information on signing up for Medicare, including what you need to know before choosing between Original Medicare, Medicare plus Medigap, and a Medicare Advantage plan. We also have some good resources that can help you as you figure out the ins and outs of Medicare, including open enrollment. Below are some articles; you can also check out another podcast episode we did on Medicare. 3 Groups Who Can Get Medicare Before Age 65 7 Different Types of Medicare Enrollment Periods 5 of the Best Medicare Advantage Plans, According to Members A Little-Known Downside of Medicare Advantage Plans 6 Medicare Mistakes To Avoid for a Healthy Retirement 4 Pitfalls for New Medicare Enrollees 8 Free Resources for Navigating Medicare Enrollment Periods 5 Things Most Seniors Get Wrong About Medicare Do You Have to Sign Up for Medicare? Making the most of Medicare Using Medicare to your advantage is an important part of making the most of your retirement health and your finances. It's important to consider potential penalties, as well as understand costs and other items related to Medicare. The following resources can help you avoid higher costs and get more from Medicare. 14 Things That Are Free With Medicare 4 Types of Medicare Penalties — and How to Avoid Them Which Type of Medicare Costs More in the Long Run? Medicare Will Not Cover These 10 Medical Costs How to Save Money on Everything Medicare Doesn't Cover 7 Ways to Score Cheap or Free Dental Work for Seniors on Medicare How to Save Money on Hearing Aids With Medicare Medicare Vision Coverage: How to Save Money on Eyeglasses and Exams Medicare to Cover Alzheimer's Drugs 6 Ways to Get Help With Medicare Expenses Save Money on Medicare With State Health Insurance Assistance Programs 8 Ways to Avoid Paying More in Medicare Premiums Meet this week's guest, Hollie Cohen Hollie Cohen, the licensed independent broker and proud owner of MedigapCares.org, a nationwide agency specializing in personalized Medicare coverage solutions, has an inspiring journey that spans the worlds of advertising, insurance, and financial wisdom. Licensed nationwide, Hollie possesses a unique ability to help people grasp the crucial differences between Original Medicare paired with a Medicare supplement (also known as a Medigap plan) versus Medicare Advantage. With over a decade of experience in the insurance industry, Hollie has been a licensed agent for the last 12 years. Hollie's influence extends to her recognition as a seven-time Mutual Sales Leader for one of the nation's largest Medicare supplement carriers, Mutual of Omaha. Her exceptional knowledge and dedication have earned her a seat on their board, where she contributes her insights to shape the future of the Medicare insurance industry. Website Don't listen to podcasts? A podcast is basically a radio show you can listen to anywhere and anytime, either by downloading it to your smartphone or by listening online. They're awesome for learning stuff and being entertained when you're in the car, doing chores, jogging or riding your bicycle. You can listen to our latest podcasts here or download them to your phone from any number of places, including Apple, Spotify, RadioPublic, Stitcher and RSS. If you haven't listened to our podcast yet, give it a try, then subscribe. You'll be glad you did! About the hosts Stacy Johnson founded Money Talks News in 1991. He's a CPA, and he has also earned licenses in stocks, commodities, options principal, mutual funds, life insurance, securities supervisor and real estate. Miranda Marquit, MBA, is a financial expert, writer and speaker. She's been covering personal finance and investing topics for almost 20 years. When not writing and podcasting, she enjoys travel, reading and the outdoors.Become a member: https://www.moneytalksnews.com/members/See omnystudio.com/listener for privacy information.

  Be sure your AEP prep involves getting Medicare enrollment supplies by October 15, or earlier! Learn the best practices to stay ahead of the game in this episode. Read the text version   Ask the ASG! Questions about selling insurance? Not sure how to market your insurance business? Stuck when it comes to social media? Fill out the form and ask the Agent Survival Guide team! We're here to help you survive today and thrive tomorrow. Remember… the only bad question is the one you don't ask. Reach out and let us help!   Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ and Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/   Resources: 2024 Medicare Advantage and Part D Certification Info: https://agentsurvivalguide.podbean.com/e/2024-medicare-advantage-and-part-d-certification-info/ AEP/Ready-to-Sell Checklist DIRECT DOWNLOAD: https://www.ritterim.com/documents/aep-ready-to-sell-in-5-steps.pdf FastTrack Your Online Medicare Enrollments: https://www.ritterim.com/agent-tools/medicareful/ Get Registered with Ritter: https://app.ritterim.com/public/registration/ Reach Out to Your Local Sales Rep: https://www.ritterim.com/meet-your-sales-team/ Stress Relief Tips to Get You Through AEP: https://agentsurvivalguide.podbean.com/e/stress-relief-tips-to-get-you-through-aep/ The Benefits of Joining a Top Insurance FMO: https://agentsurvivalguide.podbean.com/e/the-benefits-of-joining-a-top-insurance-fmo/ The Survivor's AEP Checklist: https://agentsurvivalguide.podbean.com/e/the-survivor-s-aep-checklist-2023/ What Is AHIP Certification and How Do I Get It? https://agentsurvivalguide.podbean.com/e/what-is-ahip-certification-and-how-do-i-get-it-1687528305/

Need help to file appeals for reimbursement? Enrolling in Medicare? How about PBM Audits? We have the person for you. This week we speak to Heather Rodgers, IPA's Senior Member Services Administrator. She will speak about how she can help you, the cost of filing the paperwork, and the cost of not taking advantage of these services.    

When you are on Social Security Disability, you need to know how best to enroll in Medicare. What are the enrollment times, how can you take advantage of enrolling in Medicare when you turn 65, what prescriptions are you taking? Toni addresses all of this and more on this edition of Medicare Moments. You can send any questions for Toni to info@tonisays.com, or you can call her office at 832-519-8664, Toni's book the Medicare Survival Guide Advanced Edition is available at www.seniorresource.com, A free download of Toni's Medicare Prescription Drug Survival Guide is available at www.seniorresourcebooks.com You can find us wherever you find your favorite podcasts, such as: https://podcasts.apple.com/us/podcast/medicare-moments/id1643015416See omnystudio.com/listener for privacy information.

Join me with our Medicare experts Carolee, Maria and Joyce for uncomplicated facts on how to navigate Medicare enrollment and get the best care, lowest cost options. The information you need to make choices and what you should know about the Medicare Alphabet Soup: Medicare Part A, B, C, D, E, F and G? Don't be confused by all the flood of advertising – watch THIS episode first! We'll also have the latest on dual special needs and Medicare, Medicaid and ACA options for those losing their coverage due to recent changes. Our Experts are certified each year and receive at least 40 hours of training to achieve AHIP Medicare Certification. Carolee Steele is a Director of Medicare and Consumer Services at RPS Benefits By Design; Maria Ahlers, PHR has over 19 years of experience in Business and Human Resources and benefits administration and Joyce Thompson is a Certified Medicare Specialist and experienced Health Insurance Broker with a demonstrated history of working with the Insurance industry helping individuals and Groups. You can contact them at RPS Benefits by Design for Individual or Medicare needs at 913-385-2224 Your host Cary Hall's goal is to enable you to become the expert for your own healthcare management, saving you time, money, and effort and you can message him at https://www.americashealthcareadvocate.com/contact-us

Josh and Brian are joined by Al Kushner, author of “Virtual Medicare: 10 Costly Mistakes You Can't Afford to Make.” They delve into the active role patients play in enrolling in Medicare, and the high - and often unknown - costs of delay.

Join us in the Lounge as host Katie Holterman, M.S. CCC-SLP, BCS-S, Senior Director of Clinical Programming & Development, sits with Kathleen Dwyer, VP of Compliance, and Laura Nicholson, Director of Medicare Enrollment and Compliance, to discuss the importance of compliance within healthcare.  A quick Google search will tell you that healthcare compliance refers to the process of abiding by all legal, professional, and ethical compliance standards in healthcare."The compliance department ensures that everyone on the team fully understands the seven elements of an effective compliance program." Dive into this episode to learn more about these elements and more!At Legacy Healthcare Services, our mission is to improve the health of senior adults so they may live life the way they want to live it through wellness, education, safety, rehabilitation, and caring.

On this episode of A Wiser Retirement™ Podcast, Casey Smith, and guest Logan Steele, discuss preparation for medicare enrollment, and the different options for Medicare coverage. Podcast Episodes Referenced:- Ep 111: Differences between Medicare A, B, D, Medigap, and Advantage- Ep 110: How Does Healthcare Work in Retirement?YouTube Videos Referenced:- What is IRMAA? - How does Medicare work?Other Links:Steele Choice InsuranceDownload Our eBook: "Buyer Beware: Why do they keep trying to sell you that annuity?"Connect With Us:Our WebsiteYouTubeFacebookLinkedInInstagramTwitterPodcastBlogThis podcast was produced by Wiser Wealth Management. Thanks for listening!

Segment 1: Craig Bolanos, Co-Founder and CEO of Wealth Management Group, joins John to talk about why we are living in the upside down world today with a great jobs report, but the stock market reacting negatively. Craig anticipates the next CPI report and what the Fed needs to do to continue to flight inflation. Craig also discusses […]

The Medicare Enrollment period began October15 and continues until December 7th. For many of us the choices seem complicated, especially as we are bombarded with information, robocalls, and television commercials featuring high profile figures, actors, etc. The situation is ripe for people with less than honest intentions. Scammers seek to take advantage of the confusion and successfully dupe older adults out of millions of dollars each year. Where do you turn to get reliable information? Ari Parker has an extremely simple way of explaining it all. He breaks down the supplemental Medigap and Medicare Advantage plans in such simple terms, you'll wonder why it needs to be so complicated. Almost half of the 65 million people who have Medicare coverage also carry private insurance through Medicare Advantage Plans as an alternative to depending on government insurance alone. These plans are supposed to cover at least what Medicare covers which is up to 100 days of skilled nursing home care each year. However, these private plans can make their own decisions on how much nursing home care they are willing to cover.. But is that really clear when you' purchase a Medicare Advantage Plan? And while it all seems rosy when you purchase a plan, there are difficulties people encounter once they have to use the plan benefits. Here's an example that may give you pause for thought when looking into a Medicare Advantage Plan. The plans have a practice of ending coverage for nursing home and rehabilitation services before the person is ready to return home. When people are covered by traditional Medicare, the facility determines when the patient is ready to return home. With Medicare Advantage plans, the plan decides. Therefore, when ending coverage for someone earlier than they are ready, the person and their family can be faced with serious decisions as to whether to take the chance to appeal the decision or remain in the setting possibly amassing thousands of dollars in medical bills. Whose interest does this serve? Certainly not the patient. This situation can be very stressful for a family already stressed with their loved one's condition. The federal government pays Medicare Advantage a set amount on a monthly basis for each person enrolled in the plan, regardless of how much care the person needs or receives. One could not help but think that this model provides an incentive for insurance companies to deny access to services and payment in order to increase their profits. That most probably isn't new news to anyone. Listen in to hear Ari discuss this situation and others so that you are making an informed decision about medical care for you or your loved one.

The Medicare Enrollment period began October15 and continues until December 7th. For many of us the choices seem complicated, especially as we are bombarded with information, robocalls, and television commercials featuring high profile figures, actors, etc. The situation is ripe for people with less than honest intentions. Scammers seek to take advantage of the confusion and successfully dupe older adults out of millions of dollars each year. Where do you turn to get reliable information? Ari Parker has an extremely simple way of explaining it all. He breaks down the supplemental Medigap and Medicare Advantage plans in such simple terms, you'll wonder why it needs to be so complicated. Almost half of the 65 million people who have Medicare coverage also carry private insurance through Medicare Advantage Plans as an alternative to depending on government insurance alone. These plans are supposed to cover at least what Medicare covers which is up to 100 days of skilled nursing home care each year. However, these private plans can make their own decisions on how much nursing home care they are willing to cover.. But is that really clear when you' purchase a Medicare Advantage Plan? And while it all seems rosy when you purchase a plan, there are difficulties people encounter once they have to use the plan benefits. Here's an example that may give you pause for thought when looking into a Medicare Advantage Plan. The plans have a practice of ending coverage for nursing home and rehabilitation services before the person is ready to return home. When people are covered by traditional Medicare, the facility determines when the patient is ready to return home. With Medicare Advantage plans, the plan decides. Therefore, when ending coverage for someone earlier than they are ready, the person and their family can be faced with serious decisions as to whether to take the chance to appeal the decision or remain in the setting possibly amassing thousands of dollars in medical bills. Whose interest does this serve? Certainly not the patient. This situation can be very stressful for a family already stressed with their loved one's condition. The federal government pays Medicare Advantage a set amount on a monthly basis for each person enrolled in the plan, regardless of how much care the person needs or receives. One could not help but think that this model provides an incentive for insurance companies to deny access to services and payment in order to increase their profits. That most probably isn't new news to anyone. Listen in to hear Ari discuss this situation and others so that you are making an informed decision about medical care for you or your loved one.

In the second hour of "Connections with Evan Dawson" on Thursday, November 10, 2022, it's Medicare open enrollment time. We're joined by an expert who helps us understand how it works, and we hear from a local woman who shares her enrollment experience.

This hour, host Mikaela Lefrak explores the Medicare enrollment process with a specialist from the Central Vermont Council on Aging and a Springfield Hospital physician.

Medicare Open Enrollment – a term that may be very familiar to you and nearly everyone else, but especially to those who are already on Medicare and want to drop or switch plans. October 15th through December 7th of each year is the period known as open enrollment and allows individuals ample opportunity to investigate whether they can benefit from switching up their coverage. But Medicare is confusing, and there can be some caveats to switching or, unfortunately, in some instances, you may not be able to change at all. You would think that because it's a government program for virtually everyone, they would make it clear and easy to understand, but hey, we're talking about the government here, so it comes as no surprise that it's about as clear as mud. In this episode of A Place of Possibility™, we'll be going through the nuts and bolts of Medicare so that you'll come away with a better understanding of how the program works and, most importantly, how to make the right decisions when it comes time to choose your coverage when you join or update it later on during this the open enrollment period. We will be talking about: The history and motivation behind the creation of Medicare How you qualify for Medicare An in-depth breakdown of the various Medicare options you'll choose from — Parts A, B, C, and D — including their pluses and minuses (Here's where you'll see why your choices matter so much) What Medigap coverage is and the options you'll have to base your premium on. We'll also make our recommendation The upside and downside of obtaining Medigap coverage through a broker Why you really DON'T want to miss your enrollment period And more! Selecting Medicare coverage is a big decision. With it comes a variety of implications, including several potentially serious pitfalls that could keep you from getting the right coverage for your needs. Our goal with this episode is to help you get on the right path to an informed decision from the very beginning of the process.

Congress is considering legislation entitled: The Medicare Enrollment Protection Act. There are still other things to be aware of. This will remove most of the negative consequences for those who inadvertently take COBRA rather than enrolling in Medicare when leaving the employer health insurance plan. Contact me at: DBJ@MLMMailbag.com (Most severe critic: A+)   Inspired by: "MEDICARE FOR THE LAZY MAN 2022; Simplest & Easiest Guide Ever!" on Amazon.com. Return to leave a short customer review & help future readers. Official website: https://www.MedicareForTheLazyMan.com

  The Friday Five for October 7, 2022: Med Supp Plans K & L OOP Limits Medicare Enrollment Protection Act New Study on Consumer Health Care Concerns New Guidelines for "Healthy" Foods Proposed by FDA McDonald's Happy Meals Target Millennial Nostalgia   Register for your FREE RitterIM.com account   Follow Us on Social!   Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ and Instagram, https://www.instagram.com/thesarahjrueppel/ Tina on LinkedIn, https://www.linkedin.com/in/christina-lamoreux-6384b7199/   Resources:   2023 Medicare Part A & B Premiums and Deductibles: https://agentsurvivalguide.podbean.com/e/2023-medicare-part-a-b-premiums-and-deductibles/ When Do Med Supp Plans K, L, M, & N Make Sense? https://agentsurvivalguide.podbean.com/e/when-do-med-supp-plans-k-l-m-n-make-sense/   References:   Dietary Guidelines for Americans 2020-2025: https://www.dietaryguidelines.gov/sites/default/files/2020-12/Dietary_Guidelines_for_Americans_2020-2025.pdf FDA Proposes Updated Definition of ‘Healthy' Claim on Food Packages to Help Improve Diet, Reduce Chronic Disease: https://www.fda.gov/news-events/press-announcements/fda-proposes-updated-definition-healthy-claim-food-packages-help-improve-diet-reduce-chronic-disease Food Labeling: Nutrient Content Claims; Definition of Term “Healthy”: https://www.federalregister.gov/documents/2022/09/29/2022-20975/food-labeling-nutrient-content-claims-definition-of-term-healthy How to compare Medigap policies: https://www.medicare.gov/supplements-other-insurance/how-to-compare-medigap-policies K & L Out-of-Pocket Limits Announcements: https://www.cms.gov/medicare/health-plans/medigap/kandl McDonald's ‘Boo Bucket' Halloween Pails Are Officially Coming Back: https://thetakeout.com/mcdonalds-boo-bucket-halloween-pails-return-date-2022-1849620747 McDonald's Officially Announces Return of Halloween Pails: https://comicbook.com/irl/news/mcdonalds-halloween-pails-confirmed-how-to-get/ New Study Shows Consumer Concern for Rising Healthcare Costs This Open Enrollment Season: https://www.prnewswire.com/news-releases/new-study-shows-consumer-concern-for-rising-healthcare-costs-this-open-enrollment-season-301639999.html Some seniors make this costly Medicare enrollment mistake. A bipartisan bill looks to fix it: https://www.cnbc.com/2022/10/02/a-costly-medicare-enrollment-mistake-is-target-of-a-bipartisan-bill.html "They Doubled In Price": 34 Common Grocery Items That People Say Are Costing Them Way, Way More Than They Used To: https://www.buzzfeed.com/meganeliscomb/grocery-price-inflation-2022  

  Enrollment in Medicare plans can happen a few different ways, across a variety of enrollment periods, even depending on the type of plan! What are the different Medicare enrollment periods? How and when do clients qualify for them? Listen to our enrollment period explainer for insurance agents to find out!   FastTrack Your Online Medicare Enrollments: https://www.ritterim.com/agent-tools/medicareful/   Follow Us on Social!   Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ and Instagram, https://www.instagram.com/thesarahjrueppel/ Tina on LinkedIn, https://www.linkedin.com/in/christina-lamoreux-6384b7199/   Resources:   5 Reasons Clients Switch Medicare Plans During AEP: https://agentsurvivalguide.podbean.com/e/5-reasons-clients-switch-medicare-plans-during-aep-asg178/ Definitive Guidelines for the New Open Enrollment Period: https://www.ritterim.com/blog/definitive-guidelines-for-the-new-open-enrollment-period/ FastTrack Your Online Medicare Enrollments with Medicareful: https://www.ritterim.com/agent-tools/medicareful/ How to Get Started in Medicare Sales: https://agentsurvivalguide.podbean.com/e/how-to-get-started-in-medicare-sales/ Stay Busy Outside of AEP With Special Enrollment Periods: https://www.ritterim.com/blog/stay-busy-outside-of-aep-with-special-enrollment-periods/ Your Clients May Not Be Automatically Enrolled in Medicare: https://agentsurvivalguide.podbean.com/e/your-clients-may-not-be-automatically-enrolled-in-medicare/   References:   CY 2019 MA Enrollment and Disenrollment Guidance: https://www.cms.gov/Medicare/Eligibility-and-Enrollment/MedicareMangCareEligEnrol/Downloads/CY_2019_MA_Enrollment_and_Disenrollment_Guidance.pdf Disability & Medicare eligibility and enrollment – What you need to know in 2022: https://www.uhc.com/news-articles/medicare-articles/help-i-have-a-disability-and-i-want-to-enroll-in-medicare Fact Sheet on Medicare Medical Savings Account (MSA) Plans: https://www.cms.gov/Medicare/Health-Plans/MSA/downloads/MSAFactSheet-3-13-08.pdf How to avoid paying Medicare late enrollment penalties: https://www.uhc.com/news-articles/medicare-articles/try-to-avoid-medicare-late-enrollment-premium-penalties Initial Coverage Election Period (ICEP): https://www.ehealthinsurance.com/medicare/enrollment/medicare-advantage-enrollment-periods-including-initial-coverage-election-period-icep/ Medicare Advantage Enrollment and Disenrollment Rules: https://www.ncoa.org/article/medicare-advantage-enrollment-and-disenrollment-rules Medicare Advantage Enrollment Periods, Including the Medicare Advantage Special Enrollment Periods: https://www.ncoa.org/article/medicare-advantage-special-enrollment-periods  

  Some exciting changes are coming to Medicare enrollment in 2023, thanks to the Consolidated Appropriations Act. Learn more about how these changes improve the enrollment experience for your clients! Read text version   Gain Access to The Ritter Platform, Medicare Quote Engine, and More Tools for Insurance Agents: https://app.ritterim.com/public/registration/   Follow Us on Social!   Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ and Instagram, https://www.instagram.com/thesarahjrueppel/ Tina on LinkedIn, https://www.linkedin.com/in/christina-lamoreux-6384b7199/   References:   CMS Proposes Updates to Reduce Barriers to Coverage, Simplify Medicare Enrollment and Expand Access: https://www.cms.gov/newsroom/press-releases/cms-proposes-updates-reduce-barriers-coverage-simplify-medicare-enrollment-and-expand-access Implementing Certain Provisions of the Consolidated Appropriations Act, 2021 and other Revisions to Medicare Enrollment and Eligibility Rules (CMS-4199-P): https://www.cms.gov/newsroom/fact-sheets/implementing-certain-provisions-consolidated-appropriations-act-2021-and-other-revisions-medicare-1 Stay Busy Outside of AEP With Special Enrollment Periods: https://agentsurvivalguide.podbean.com/e/stay-busy-outside-of-aep-with-special-enrollment-periods-asg194/ The Beginner's Guide to C-SNPs: https://agentsurvivalguide.podbean.com/e/the-beginner-s-guide-to-c-snps/  

If you're thinking about enrolling in Medicare or collecting Social Security benefits this year and you still contribute to a Health Savings Account (HSA), there are tax penalties that you need to be aware of! On this episode, I'm going to cover how to avoid triggering those penalties and what to do if you've overcontributed to your HSA. You will want to hear this episode if you are interested in... The wonderful world of HSAs [1:16] The six percent overcontribution penalty [2:02] When should I enroll in Medicare and Social Security if I have an HSA? [4:59]  Using HSAs to save for retirement [10:22] How to fix HSA mistakes you've already made [11:26] Don't pay the price It will be no surprise to regular listeners of the podcast that I love Health Savings Accounts. I'm such a huge fan because they are a largely unknown way that you could be saving for retirement. Even if you are utilizing an HSA, you may not know how to get the most out of it. Or you're making mistakes with it that could cost you down the road.  One common HSA tax penalty is the 6% overcontribution penalty. This penalty triggers when you're enrolled in Medicare and you inadvertently contribute to your HSA. Enrolling in Medicare means that you can no longer contribute to an HSA. It also means you're employer can't contribute to an HSA on your behalf either. If you're planning to work past 65 and enroll in Medicare, it's crucial to communicate that with them.  Slow your enroll The most frequent HSA mistake that people make is not knowing when to enroll in Medicare. Medicare has two standard parts: Part A and Part B. Part A is free as long as you or you're spouse has worked for at least 10 years and covers the partial cost of a hospital stay. Part B helps cover medically necessary services like doctors' visits, outpatient care, and other medical services that Part A doesn't cover. If your plan is to work past the age of 65 and continue to make HSA contributions, you wouldn't want to enroll in Medicare until you retire.  Another HSA mistake I see often is people who work past 65 and collect Social Security benefits. For some, this is the best option for their situation. But like I've said in numerous past episodes, waiting to collect Social Security until full retirement age, or even age 70, will put far more money in your retirement savings than collecting as soon as you can. However, it's even more necessary to wait if you want to contribute to an HSA because collecting Social Security benefits will automatically enroll you in Medicare Part A. Listen to this episode for more information on Medicare enrollment and HSAs! Resources Mentioned How To Make The Most of Your Health Savings Account, #1  The Top Providers For HSA Accounts, #44  7 Things To Know About Working and Collecting Social Security Benefits, #74  Connect With Morrissey Wealth Management  www.MorrisseyWealthManagement.com/contact