Podcasts about SSA

Jim and Chris discuss listener emails on Social Security survivor benefits, IRMAA relief and the SSA-44 process, the Social Security earnings test, disclaiming inheritances that are brokerage accounts, and Roth conversion rules for retirees. (6:00) A listener asks whether his wife’s early Social Security claim at 62 would reduce the survivor benefit she’d receive upon his death. (14:00) George asks several questions stemming from a successful SSA-44 IRMAA relief request, including whether a retroactive refund is due, whether Step 3 covers the following year, and whether a separate filing is needed for his own income reduction. (27:30) Jim and Chris respond to a listener who clarifies that benefits withheld under the Social Security earnings test are deferred, not lost, and are returned as a higher benefit at full retirement age. (31:00) Georgette asks when it makes sense to disclaim an inherited brokerage account and whether passing the assets directly to their children is the right move. (40:45) The guys are asked about the rules and tax implications of converting brokerage account funds to a Roth IRA, including whether having no earned income in retirement disqualifies someone from doing The post Social Security, IRMAA, Disclaiming Inheritances, Roth Conversions: Q&A #2609 appeared first on The Retirement and IRA Show.

In this episode, Dr Tsen Vei Lim speaks to Lucy Loch, a doctoral candidate in the Department of Psychology at the University of Michigan, US. The interview covers Lucy's research article on ultra-processed food addiction in a nationally representative sample of older adults in the US.What are ultra-processed foods? [01:18]Ultra-processed food addiction and its relation to other behavioural addictions [02:12]The addictive features of ultra-processed food [03:01]The relationship between ultra-processed foods and obesity [03:50]The motivation for the study [04:37]The key findings of the study [05:24]Socioeconomic inequality as a potential predictor for ultra-processed food addiction [06:49]Should we avoid ultra-processed foods? [07:20]The main takeaways from the findings [08:35]Suggestions for policymakers to regulate ultra-processed foods [10:56]The clinical recognition of ultra-processed food addiction as an addiction [11:54]The next steps in Lucy's research [12:22]About Tsen Vei Lim: Tsen Vei is an academic fellow supported by the Society for the Study of Addiction, currently based at the Department of Psychiatry at the University of Cambridge. His research integrates computational modelling, experimental psychology, and neuroimaging to understand the neuropsychological basis of addictive behaviours. He holds a PhD in Psychiatry from the University of Cambridge (UK) and a BSc in Psychology from the University of Bath (UK). About Lucy Loch: Lucy is a doctoral candidate in the Department of Psychology at the University of Michigan (US), mentored by Dr. Ashley Gearhardt and Dr. Julie Lumeng. Her research examines the life course development of addictive-like eating, focusing on how early experiences and exposure to ultra-processed foods shape appetite, self-regulation, and risk of later life health outcomes. Supported by the National Science Foundation Graduate Research Fellowship, she integrates developmental and addiction science to understand vulnerability to addictive-like eating. Her work has been published in Addiction, Current Obesity Reports, and Physiology & Behavior.Original article: Ultra-processed food addiction in a nationally representative sample of older adults in the USA https://doi.org/10.1111/add.70186The opinions expressed in this podcast reflect the views of the host and interviewees and do not necessarily represent the opinions or official positions of the SSA or Addiction journal.The SSA does not endorse or guarantee the accuracy of the information in external sources or links and accepts no responsibility or liability for any consequences arising from the use of such information. Hosted on Acast. See acast.com/privacy for more information.

സാൻ ഹോസെ: ലോകചരിത്രത്തിലെ ഏറ്റവും വലിയ നിധിവേട്ടയുടെ അവിശ്വസനീയമായ കഥ - ഭാഗം 21708 ജൂൺ 8. കരീബിയൻ കടലിൽ വെച്ച് ബ്രിട്ടീഷ് അഡ്മിറൽ ചാൾസ് വേജർ സ്പാനിഷ് കപ്പലുകളെ വളഞ്ഞപ്പോൾ, അത് ചരിത്രത്തിലെ ഏറ്റവും വലിയൊരു ദുരന്തത്തിലേക്കാണ് വഴിതുറന്നത്. കോടിക്കണക്കിന് ഡോളർ വിലമതിക്കുന്ന സ്വർണ്ണവും, വെള്ളിയും, മരതകങ്ങളുമായി 'സാൻ ഹോസെ' എന്ന കപ്പൽ കടലിന്റെ ആഴങ്ങളിലേക്ക് മറഞ്ഞു.ഈ എപ്പിസോഡിൽ നമ്മൾ കാണുന്നത്:• വേജേഴ്സ് ആക്ഷൻ (Wager's Action): 1708-ലെ ആ രാത്രിയിൽ നടന്ന യുദ്ധത്തിന്റെ യഥാർത്ഥ ചിത്രം.• റോജർ ഡൂലി (Roger Dooley): ബേ ഓഫ് പിഗ്സ് യുദ്ധത്തിൽ നിന്ന് രക്ഷപ്പെട്ട്, നിധിവേട്ടക്കാരനായി മാറിയ ഒരാളുടെ ജീവിതകഥ.• റെമസ് 6000 (REMUS 6000): 300 വർഷങ്ങൾക്ക് ശേഷം സാൻ ഹോസെയെ കണ്ടെത്തിയ അത്ഭുത റോബോട്ട്.• അവകാശ തർക്കങ്ങൾ: കൊളംബിയയും, സ്പെയിനും, അമേരിക്കൻ കമ്പനിയും (SSA), ഖാറ ഖാറ ഗോത്രവർഗ്ഗക്കാരും തമ്മിലുള്ള നിയമയുദ്ധം.The Mystery Challenge:തെക്കേ അമേരിക്കയിലെ കൊടും കാടുകളിൽ നിന്നും സാൻ ഹോസെയിലേക്ക് കയറ്റിയ സ്വർണത്തിനും വെള്ളിക്കും ഇടയിൽ ചൈനീസ് പോർസലൈൻ കപ്പ് എങ്ങിനെ വന്നു? ഉത്തരം അറിയാമെങ്കിൽ താഴെ കമന്റ് ചെയ്യൂ!

Hello to you listening in Spokane, Washington! Coming to you from Whidbey Island, Washington this is Stories From Women Who Walk with 60 Seconds for Motivate Your Monday and your host, Diane Wyzga. Christopher Armitage writing The Existentialist Republic on Substack posted an article entitled Democrats Can Launch Criminal Investigations into DOGE, Today. According to Armitage dozens of state investigations have the power to bring criminal actions to hold Musk/DOGE accountable for pirating private Social Security Administration (SSA) data and releasing it to third parties. Click HERE to read the article and get ready to take steps to e-mail your County Prosecutor, Governor and Attorney General.     Following are three email templates you can use if you live in the Great State of Washington. For all other states, please check the Substack article comments to find yours. If you don't see your state, comment in the post to receive your state's relevant statutes and templates to email. Thank you for listening and taking action wherever your feet touch the ground! Email 1: To your Washington State County Prosecutor Dear, I'm writing to request that your office refer a matter to Attorney General Nick Brown for criminal investigation under RCW 43.10.232. In a January 16, 2026 court filing in AFSCME v. Social Security Administration (D. Md., No. 1:25-cv-00596), the U.S. Department of Justice admitted that employees of the Department of Government Efficiency, while embedded at the Social Security Administration, transferred agency data to an unauthorized third-party server called Cloudflare outside all SSA security protocols. The SSA has confirmed it cannot determine what data was shared or whether it still exists on that server. A DOGE team member also sent an encrypted file believed to contain the names and addresses of roughly 1,000 people to the Department of Homeland Security and DOGE leadership, and the SSA has been unable to access the file to verify its contents. The filing further revealed that a DOGE employee signed a "Voter Data Agreement" with a political advocacy group seeking to match Social Security records against state voter rolls to overturn election results in certain states. The SSA made two Hatch Act referrals to the Office of Special Counsel as a result. Separately, NPR has reported that DOGE engineer Aram Moghaddassi contacted the Florida governor's office about state voter data while working simultaneously at SSA and DHS, and that a DOGE associate publicly claimed to have matched SSA data against voter rolls at a political rally. SSA records include the personal information of Washington residents in [your county]. This conduct may constitute violations of Washington's identity theft statute (RCW 9.35.020) and the Washington Cybercrime Act (RCW 9A.90). Federal officials do not have blanket immunity from state criminal prosecution when they exceed the scope of their authorized duties. I'm asking you to refer this matter to Attorney General Brown so his Criminal Justice Division can investigate whether Washington residents were victims of state crimes. The AG's office has confirmed it needs a referral from a county prosecutor or the governor to act. You have the authority to open that door. Thank you for your time and your service to our community. Sincerely, [Your Name] [Your Address] Email 2: To the Washington State Governor Ferguson Dear Governor Ferguson, I'm writing to request that your office refer a matter to Attorney General Nick Brown for criminal investigation under RCW 43.10.232. In a January 16, 2026 court filing in AFSCME v. Social Security Administration (D. Md., No. 1:25-cv-00596), the U.S. Department of Justice admitted that employees of the Department of Government Efficiency, while embedded at the Social Security Administration, transferred agency data to an unauthorized third-party server called Cloudflare outside all SSA security protocols. The SSA has confirmed it cannot determine what data was shared or whether it still exists on that server. A DOGE team member also sent an encrypted file believed to contain the names and addresses of roughly 1,000 people to the Department of Homeland Security and DOGE leadership, and the SSA has been unable to access the file to verify its contents. The filing further revealed that a DOGE employee signed a "Voter Data Agreement" with a political advocacy group seeking to match Social Security records against state voter rolls to overturn election results in certain states. The SSA made two Hatch Act referrals to the Office of Special Counsel as a result. Separately, NPR has reported that a DOGE engineer contacted the Florida governor's office about state voter data while working simultaneously at SSA and DHS, and that a DOGE associate publicly claimed to have matched SSA data against voter rolls at a political rally. These actions may constitute violations of Washington's identity theft statute (RCW 9.35.020) and the Washington Cybercrime Act (RCW 9A.90). The personal information of millions of Washington residents is contained in SSA records. Federal officials do not have blanket immunity from state criminal prosecution when they exceed the scope of their authorized duties, and a state conviction cannot be erased by a presidential pardon. The Attorney General's office has confirmed it requires a referral from a county prosecutor or the governor to investigate and prosecute criminal matters. I'm asking you to make that referral so Attorney General Brown can determine whether Washington residents were victims of state crimes. Thank you for your leadership. Sincerely, [Your Name] [Your Address] Email 3: To the Washington State Attorney General's Office The Honorable Nick Brown, I understand that the Washington Attorney General's office requires a referral from a county prosecutor or the governor to investigate and prosecute criminal matters. Toward that end I've written to both my [insert your county's name]  County prosecutor [insert the prosecutor's name] and Governor Ferguson requesting that they make such a referral. Specifically, I've asked them to refer the matter of DOGE employees' handling of Social Security Administration data, as described in the January 2026 DOJ court filing and subsequent reporting, for investigation under Washington's identity theft statute (RCW 9.35.020) and the Washington Cybercrime Act (RCW 9A.90). I wanted your office to be aware that this request is coming, and I hope Attorney General Brown will be prepared to act when the referral arrives. Sincerely, [Your Name] [Your Address You're always welcome: "Come for the stories - Stay for the magic!" Speaking of magic, I hope you'll subscribe, share a 5-star rating and nice review on your social media or podcast channel of choice, bring your friends and rellies, and join us! You will have wonderful company as we continue to walk our lives together. Be sure to stop by my Quarter Moon Story Arts website, email me to arrange a no-obligation Discovery Call, and stay current with me as "Wyzga on Words" on Substack. Stories From Women Who Walk Production Team Podcaster: Diane F Wyzga & Quarter Moon Story Arts Music: Mer's Waltz from Crossing the Waters by Steve Schuch & Night Heron Music ALL content and image © 2019 to Present Quarter Moon Story Arts. All rights reserved.  If you found this podcast episode helpful, please consider sharing and attributing it to Diane Wyzga of Stories From Women Who Walk podcast with a link back to the original source.

CISA Orders Emergency Patch for Actively Exploited Dell Flaw; Texas Sues TP-Link; Massive ID Verification Data Leak; SSA Database Leak Allegations Host Jim Love covers four cybersecurity stories:  Cybersecurity Today  would like to thank Meter for their support in bringing you this podcast. Meter delivers a complete networking stack, wired, wireless and cellular in one integrated solution that's built for performance and scale.  You can find them at Meter.com/cst CISA ordered federal civilian agencies to patch an actively exploited critical Dell RecoverPoint for Virtual Machines vulnerability (CVE-2026-2769) within three days, citing hard-coded credentials that allow unauthenticated root access and links to a China-aligned threat cluster; Texas Attorney General filed suit against TP-Link alleging deceptive security and origin claims and risks tied to Chinese state-linked threats, while TP-Link denies the allegations and says it operates independently, stores U.S. user data on AWS, and bases core operations in the U.S.; researchers found an unsecured MongoDB database tied to AI-powered identity verification provider ID Merit exposing nearly 1 billion records with sensitive personal data, attributed to misconfiguration rather than compromise of the AI systems; and a MarketWatch report describes whistleblower Chuck Borges alleging SSA master data was copied to a cloud environment without oversight, contrasted by the Social Security Commissioner stating the core Numident database remained secure, with Love noting no confirmed public evidence but expressing concern about the implications if such foundational data were compromised. 00:00 Sponsor Message: Meter's Full-Stack Networking 00:19 Headlines: Dell Exploit, TP-Link Lawsuit, Massive Data Leak, SSA Claims 00:45 Urgent Patch Order: Actively Exploited Dell RecoverPoint CVE 02:19 Texas Sues TP-Link Over Router Security & China-Ties Allegations 03:31 AI Identity Verification Leak: Nearly 1 Billion Records Exposed 05:07 Did SSA Data Leak? Whistleblower vs. Official Denial 06:54 Host Take: What If the "Foundational" Database Was Compromised? 07:37 Wrap-Up + Sponsor Thanks and Where to Book a Demo

In this episode, Annika Theodoulou speaks to Professor Jonathan Bricker, a Professor of Public Health at the Fred Hutchinson Cancer Research Center and Affiliate Professor of Psychiatry at the University of Washington in Seattle, Washington, US. The interview covers Jonathan's research article covering intersectionality in cigarette smoking cessation using a latent class analysis to predict 12-month cessation in a randomized controlled trial.Intersectionality and why it is important to explore in smoking cessation [01:19]Six factors that are well-known predictors of smoking [03:20]The aim of a latent class analysis [04:55]The key findings of the study [07:09]The differences found between smartphone apps used in the trial [11:02]The implications of the findings for policy and practice [14:49]About Annika Theodoulou: Annika is a researcher at the Nuffield Department of Primary Care Health Sciences at the University of Oxford. Her work focuses on health behaviours, including smoking cessation and weight management, with an emphasis on evidence synthesis. Annika's doctoral research, funded by the Society for the Study of Addiction (SSA) and The Rotary Foundation, examined socioeconomic inequalities in smoking cessation behaviours and outcomes using quantitative and qualitative methods. She is an Associate Editor of Nicotine & Tobacco Research. Annika holds a Bachelor of Health Sciences and a Master of Clinical Science from the University of Adelaide.About Jonathan Bricker: Jonathan is an expert in the field of health behavior change interventions. He is a Full Professor of Public Health at the Fred Hutchinson Cancer Research Center and Affiliate Professor of Psychiatry at the University of Washington in Seattle, Washington. Dr. Bricker is founder and leader of the Health and Behavioral Innovations in Technology (“HABIT”) Research Group. The HABIT research group focuses on developing and testing innovative theory-based behavioral interventions for tobacco cessation and weight loss, especially those delivered in widely disseminable technology platforms. He and his team have developed a novel health behavior change intervention model based on the principles of Acceptance and Commitment Therapy (“ACT”). The principal investigator of over $35 million US dollars in research grants, he has been leading ten NIH R01 randomized trial grants, as well as led or collaborated on multiple other Federal and private research grants. His current grants focus on testing a machine learning natural language processing chatbot for quitting smoking, several smartphone applications for tobacco cessation in the general population, among cancer patients, American Indians & Alaska Natives, Hispanics, and adolescents, and a weight loss telephone coaching program based on ACT. His “iCanQuit” smartphone app based on ACT was proven more effective than a leading National Cancer Institute smartphone app based on the US Clinical Practice Guidelines in a large, randomized trial published in JAMA Internal Medicine. iCanQuit is now publicly available. He has published over 150 peer-reviewed research articles on addictions, behavioral interventions, and technologies. Currently, he serves as a Senior Editor of the journal Addiction. Original article: Intersectionality in cigarette smoking cessation: A latent class analysis to predict 12-month cessation in a randomized controlled trial https://doi.org/10.1111/add.70185Digital Object Identifier (DOI)The opinions expressed in this podcast reflect the views of the host and interviewees and do not necessarily represent the opinions or official positions of the SSA or Addiction journal.The SSA does not endorse or guarantee the accuracy of the information in external sources or links and accepts no responsibility or liability for any consequences arising from the use of such information. Hosted on Acast. See acast.com/privacy for more information.

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Lo que parecía un comunicado de rutina de la Ssa de Puebla terminó siendo alerta roja que hizo reaccionar hasta al embajador Ronald Johnson.

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Welcome to "Memory Lane" where I share short clips and previous full episodes from the South Shore Ave Catalogue. Reminiscing from some of my favorite moments in SSA history. I'm sharing the full episode from the vault called "A Conversation About POWER. #FinalEpisodes" I was joined by a panel of my SSA Family Members as we have a raw, honest, and humorous conversation about the final season of the hugely popular TV Show. Please enjoy..... Originally released on February 18, 2020)   - Cal Cee   Guests The SSA Family Panel

In this episode, Dr Elle Wadsworth talks to Dr Rachel Lees Thorne, a postdoctoral research associate and Professor Tom Freeman, a professor of psychology, both from the Addiction and Mental Health Group at the University of Bath, UK. The interview covers Rachel and Tom's research article estimating thresholds for risk of cannabis use disorder using standard delta-9-tetrahydrocannabinol (THC) unitsWhat are standard THC units [01:25]The importance of using THC units to estimate thresholds for risk of cannabis use disorder [02:59]How people who use cannabis can use standard THC units [03:46] The CannTeen study [04:51]Why the authors focused on adolescents and adults rather than young adults [06:02]The key findings of the study [07:00]Translating THC units to harm reduction messaging [09:38]How the THC levels of cannabis were obtained [11:04]The implications of the findings for policy and harm reduction messaging [12:17]The take home messages [13:09]Can the findings be translated out of a UK market? [14:15]The next steps with standard THC units [15:25]About Elle Wadsworth: Elle is an academic fellow with the Society for the Study of Addiction. She is based at the University of Bath with the Addiction and Mental Health Group and her research interests include drug policy, cannabis legalisation, and public health. About Rachel Lees Thorne: Rachel is a research associate and associate director of the Addiction and Mental Health Group at the University of Bath. She completed her PhD in the same group in 2023, investigating risk factors and treatment for cannabis use disorder. Her current research examines the standard THC unit and its application for harm reduction and public health policy.About Tom Freeman: Tom is a Professor of Psychology at the University of Bath, and Director of the Addiction and Mental Health Group. His research includes characterising changes in cannabis products and their association with health, novel harm reduction strategies such as the standard THC unit, and clinical trials for the treatment of cannabis use disorder. He is funded by a UK Research and Innovation (UKRI) Future Leaders Fellowship, as well as the National Institute for Health and Care Research (NIHR) Policy Research Unit in Addictions, and the NIHR Bath Mental Health Research Group.Authors have no conflicts of interest to declare.Original article: Estimating thresholds for risk of cannabis use disorder using standard delta-9-tetrahydrocannabinol (THC) units https://doi.org/10.1111/add.70263 The opinions expressed in this podcast reflect the views of the host and interviewees and do not necessarily represent the opinions or official positions of the SSA or Addiction journal.The SSA does not endorse or guarantee the accuracy of the information in external sources or links and accepts no responsibility or liability for any consequences arising from the use of such information. Hosted on Acast. See acast.com/privacy for more information.

Dive into the heart of America's cultural battlefield with Patrick today where schools are ground zero for indoctrination and chaos. From creepy California Senator Scott Wiener pushing agendas that target our kids, to plummeting math and reading scores while political activism skyrockets, we're exposing how teachers unions and hijacked school boards are turning classrooms into communist boot camps. We'll spotlight shocking clips from Washington state where unions cheer kids ditching class to protest ICE, and a gut-wrenching case of a 16-year-old girl wrestler allegedly sexually assaulted by a biological male opponent delayed reporting for months, now under criminal probe. And don't miss the TikTok rants from activist teachers like McAlister Huynh spewing "no human is illegal on stolen land" right in elementary classrooms, all while parents fight back against this ideological war on our youth.But it's not just schools immigration madness is costing lives, and we're naming names. Remember Laken Riley, Rachel Morin, Jocelyn Nungaray, and Kayla Hamilton? These innocent Americans were brutally murdered by illegal aliens who never should have been here. We'll break down Tom Homan's bombshell on over 3,300 unaccompanied kids lost in Minnesota under Biden's watch, with zero outrage from the left. Plus, viral moments like liberal moms crafting "F*CK ICE" signs for their toddlers, and the latest on Colorado's own Cherry Creek Schools scandal where a hostile environment for staff and parents boils over. And fresh from Canada: the tragic school shooting by transgender teen Jesse Strang, leaving 10 dead and dozens injured when will the madness stop?In the hot seat today: Minnesota AG Keith Ellison grilled on his soft stance on illegals, Tim "Tampon Boy" Walz whining about ICE drawdowns he helped create, and ICE Director Todd Lyons revealing 1.6 million illegals with active deportation orders roaming free. We'll dive into explosive posts on voter fraud, 28% of verifications failing SSA matches and activist judges forcing the return of Venezuelan criminals. This episode pulls no punches on the border crisis, expired visas for 2.1 million, and the fight against the SAVE Act. Tune in for raw truth, fiery exchanges, and a call to reclaim our country before it's too late.

For years, many employers operated under the assumption that the likelihood of ICE enforcement was minimal. The environment has shifted. Danny Ramirez with Monty & Ramirez LLP will recap recent ICE workforce investigations and raids, forecast what employers should expect in 2026 as immigration enforcement against employers accelerates, and explain how it's reshaping employer exposure. With the Trump Administration signaling an even more aggressive enforcement posture, employers should be prepared for targeted arrests of employees, search warrants, record seizures, and expanded ICE investigations. The session will also examine how ICE leverages SSA mismatch data and IRS-related anomalies to identify enforcement targets. Key Takeaways: What ICE enforcement actions are employers likely to face in 2026 What triggers scrutiny of employer records and workforces How SSA mismatches and IRS anomalies factor into investigations How HR teams should prepare for heightened enforcement Practical steps to take to reduce I-9 and enforcement exposure Don't miss this opportunity to ensure your business is prepared for ICE's heightened 2026 activity.

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In this episode, Dr Zoe Swithenbank speaks to Dr Olufemi Erinoso, a postdoctoral fellow at the Massachusetts General Hospital and Dr Jennifer Pearson, an Associate Professor in the School of Public Health at the University of Nevada, Reno. The interview covers Olufemi and Jennifer's research article covering the use of cessation products, e-cigarettes, and cigarette cessation outcomes among adults with substance use problems, using the Population Assessment of Tobacco and Health (PATH) Study from 2013-2021.An overview of the study [01:35]The key findings of the study [02:44]The unexpected findings [05:57]Considerations of the tobacco and e-cigarette policy context throughout the study period [08:02]Variations in findings across race/ethnicity [11:10]Policy recommendations for what works with regards to smoking cessation [13:38]The big take away from the study [15:30]About Zoe Swithenbank: Zoe is a senior research associate at Lancaster University, currently working on a National Institute for Health and Care Research (NIHR) funded research project exploring treatment pathways for co-occurring alcohol and mental health problems. She recently completed her PhD at Liverpool John Moores University on behavioural interventions for smoking cessation in substance use treatment services. Prior to starting her academic career, Zoe worked in health services including substance use, mental health, and homeless services, and these experiences shaped her research interests, as well as her commitment to the inclusion of people with lived experience in research.About Olufemi Erinoso: Olufemi, PhD, MPH, BDS, is a public health researcher and clinician-scientist specializing in tobacco control, harm reduction, and health systems research. He earned his MPH from Johns Hopkins Bloomberg School of Public Health and PhD in Public Health (Social and Behavioral Health) from the University of Nevada, Reno, followed by postdoctoral training at Massachusetts General Hospital. His research addresses electronic nicotine delivery systems, substance use, and implementation science, with extensive experience analyzing large population-based datasets. Olufemi has authored over 50 peer-reviewed publications in leading journals and advances national and global tobacco regulatory science.About Jennifer Pearson: Jennifer is an Associate Professor in the Department of Health Behavior, Policy, and Administration Sciences in the School of Public Health at the University of Nevada, Reno. Broadly, her research focuses on how regulation of tobacco and cannabis product characteristics, packaging, and advertising affects consumer behavior and public health outcomes. Jennifer has authored over 140 scientific peer-reviewed scientific articles on tobacco and cannabis policy and published in high-impact journals such as the Addiction, the American Journal of Public Health, and Tobacco Control. Dr. Pearson earned her doctorate in Social and Behavioral Health from the Johns Hopkins Bloomberg School of Public Health in 2011, and her Master of Public Health degree from George Washington University in 2007. Jennifer started her career in public health as a Tobacco Education Coordinator for the American Lung Association of Nevada and served as a US Peace Corps volunteer in Guinea from 2002-2004. Original article: Use of cessation products, e-cigarettes and cigarette cessation outcomes among adults with substance use problems: Results from 2013–2021 (Waves 1–6) of the Population Assessment of Tobacco and Health (PATH) Study https://doi.org/10.1111/add.70098The opinions expressed in this podcast reflect the views of the host and interviewees and do not necessarily represent the opinions or official positions of the SSA or Addiction journal.The SSA does not endorse or guarantee the accuracy of the information in external sources or links and accepts no responsibility or liability for any consequences arising from the use of such information. Hosted on Acast. See acast.com/privacy for more information.

Sheinbaum recibe respuesta para ampliar conciertos de BTSRusia rechaza presión económica contra Cuba  Día de la Candelaria mezcla tradición religiosa y herencia prehispánicaMás información en nuestro podcast

SSa alertan por síntomas comunes del sarampión  Papa León XIV llama a no excluir a los más vulnerables  En el 2030 México tendrá más adultos mayores que niños  Más información en nuestro podcast

In this episode, Dr Tsen Vei Lim speaks to Professor Amandine Luquiens, a psychiatrist and addiction specialist at the University of Montpellier and the Addiction Department of Nîmes University Hospital, France. The interview covers Amandine's research article on psilocybin in alcohol use disorder and comorbid depressive symptoms: Results from a feasibility randomized clinical trial.Psilocybin and its recent popularity in clinical trials [01:22]The concerns of using psilocybin to treat psychiatric disorders [03:05]The use of psychotherapy alongside psilocybin in treatment [05:16]The key findings from the study [07:01]The contribution of the findings to policy and practice [10:13]The public's current opinion for using psilocybin for psychiatric disorders [12:07]About Tsen Vei Lim: Tsen Vei is an academic fellow supported by the Society for the Study of Addiction, currently based at the Department of Psychiatry at the University of Cambridge. His research integrates computational modelling, experimental psychology, and neuroimaging to understand the neuropsychological basis of addictive behaviours. He holds a PhD in Psychiatry from the University of Cambridge (UK) and a BSc in Psychology from the University of Bath (UK).About Amandine Luquiens: Amandine Luquiens is a psychiatrist and addiction specialist, Full Professor at the University of Montpellier and the Addiction Department of Nîmes University Hospital. Her research focuses on patient-reported outcomes and psychotherapy-based interventions in addiction, with a particular interest in mindfulness and psychedelic-assisted psychotherapy; she conducted the first clinical trial in France on psychedelics. Her work also addresses alcohol use disorder and gambling disorder, including the use of account-based gambling data to inform evidence-based guidance for policymakers. She is a member of the Centre de recherche en Epidémiologie et Santé des Populations (CESP) Inserm U1018 team Primary Care, Prevention and Women's Health, and aims to advance patient-centered addiction care.Original article: Psilocybin in alcohol use disorder and comorbid depressive symptoms: Results from a feasibility randomized clinical trial https://doi.org/10.1111/add.70152Author's declaration of interest: AL has no conflict of interest in the field of psychedelics. She was the recipient of a grant regulated by a public organism “French observatory of addictive behaviors- OFDT” and constraining all French monopolistic gambling service providers to redistribute 0.002% of stakes on their platforms to academic research. The gambling service provider implied in that grant was the “Paris Mutuel Urbain” (PMU). Independency of the research with no constraint on the protocol, the analysis and the publication were guaranteed by a strict convention between universities, hospitals and the PMU. AL signed a data sharing agreement for the “OSE” study, through an academic-private convention with the FDJ: Independency of the research with no constraint on the protocol, the analysis and the publication were guaranteed by a strict convention between the hospital and the FDJ, and no funding was part of the convention.The opinions expressed in this podcast reflect the views of the host and interviewees and do not necessarily represent the opinions or official positions of the SSA or Addiction journal.The SSA does not endorse or guarantee the accuracy of the information in external sources or links and accepts no responsibility or liability for any consequences arising from the use of such information. Hosted on Acast. See acast.com/privacy for more information.

Leaders of the Senate Finance Committee want answers from the Social Security Administration about DOGE sharing its data. Chairman Mike Crapo and Ranking Member Ron Wyden are asking SSA what agency data was shared with outside groups. The Justice Department recently told a federal court that DOGE staffers at the agency discussed sharing agency data with an advocacy group looking to “overturn election results” in some states. DOJ referred the two DOGE employees for potential violations of the Hatch Act.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Diabetes la segunda causa de muerte en México: Inegi  SCJN ordena extender medidas de protección a víctimas  Decomisan 4 mil 500 litros de gas LP en TabascoMás información en nuestro podcast

México suspende envío de petróleo a Cuba: Sheinbaum SSa invierte en infraestructura y equipamiento para 2026 DavidToscano gana el Premio Alfaguara de Novela 2026Más información en nuestro podcast

Sheinbaum analiza invitación de Trump para Consejo de Paz  Jefe de la Patrulla Fronteriza  saldrá hoy de Minnesota tras muertes de civiles  27 de enero, Día Internacional en Memoria de las Víctimas del Holocausto  Más información en nuestro podcast

This week on Look Forward, the guys return to discuss another episode of "TACO" this time it's Greenland edition, Europe pushes back strong against Trump, speeches at Davos, ICE thinks it can violate the 4th amendment, judge will not allow feds to go after Don Lemon, US House approves $30 million for increased SCOTUS security, Jack Smith testifies publicly to the House, pension funds start to dump US treasurys, DOGE access social security data to help overturn elections, Trump pushes further on his Board of Peace aka his evil UN alternative. Big TopicTACO: Greenland EditionSpeech at DavosFrom TrumpFrom the rest of the worldEurope's responseNews You NeedICE says they can violate your 4th amendment rightsAnd they're literally kidnapping childrenJack Smith testifies to Congress on his investigationJudge declines to sign off on charges against Don LemonUS House approves additional $30 million for Supreme Court securityPension plans selling off US TreasurysFast Corruption and Faster Screw-UpsDOGE accessed your social security information illegally, but that's just the startThe “Board of Peace” is like the loser table in the cafeteria

In this episode, Dr Tsen Vei Lim speaks to Dr Elisa Wegmann and Annica Kessling, a post-doctoral research fellow and a PhD student at the University of Duisburg-Essen, Germany. The interview covers Annica and Elisa's research article on the effects of acute psychosocial stress on cue-reactivity, attentional bias and implicit associations in women with problematic social network use: An experimental studyWhat is problematic social network use? [01:36]The controversy of social network use as an addiction [02:50]What we already know about cognition in people with problematic social network use [03:37]What Annica and Elisa mean by implicit cognition in this context [05:21]Why it is important to study stress and social network use [06:09]The recruitment and experiments of the study [07:55]Examples of the paradigms used [09:42]The key findings of the study [11:53]Annica and Elisa's thoughts on their paradoxical findings [12:45] Do the findings change how we view problematic social network use? [14:22]What do the findings add to the debate of social network use as an addiction behaviour [16:37]About Tsen Vei Lim: Tsen Vei is an academic fellow supported by the Society for the Study of Addiction, currently based at the Department of Psychiatry at the University of Cambridge. His research integrates computational modelling, experimental psychology, and neuroimaging to understand the neuropsychological basis of addictive behaviours. He holds a PhD in Psychiatry from the University of Cambridge (UK) and a BSc in Psychology from the University of Bath (UK). About Annica Kessling: Annica is a PhD student at the Chair of General Psychology: Cognition at the University of Duisburg-Essen and a member of the research group FOR2974 “Affective and Cognitive Mechanisms of Specific Internet-Use Disorders,” within which she is completing her doctoral research. Her work focuses on problematic social media use, examining affective and implicit cognitive mechanisms as well as the impact of stress and predisposing variables on usage behaviour. A central component of her research involves experimental designs that integrate both objective and subjective measures to capture the complex interplay underlying maladaptive social network use.About Elisa Wegmann: Elisa is a post-doctoral research fellow at the University of Duisburg-Essen, Department of General Psychology: Cognition. Her research focuses on the problematic use of social media and a better understanding of this potential disorder based on theoretical considerations and the identification of similarities and differences to other addictive behaviours. This is addressed by investigating the interplay of predisposing variables with affective and cognitive mechanisms resulting in significant impairments in daily life due to social media through a variety of methods such as clinical diagnostics, physiological markers, and the implementation and development of experimental paradigms and questionnaires.The authors have no conflicts of interest to declare.Original article: Effects of acute psychosocial stress on cue-reactivity, attentional bias and implicit associations in women with problematic social network use: An experimental study https://doi.org/10.1111/add.70099The opinions expressed in this podcast reflect the views of the host and interviewees and do not necessarily represent the opinions or official positions of the SSA or Addiction journal.The SSA does not endorse or guarantee the accuracy of the information in external sources or links and accepts no responsibility or liability for any consequences arising from the use of such information. Hosted on Acast. See acast.com/privacy for more information.

Personnel is policy. Sadly, Pope Leo XIV has promoted Archbishop Carlo Roberto Maria Redaelli as the new Secretary for the Dicastery for Clergy—a bishop known for refusing to condemn an SSA “marriage” involving a Catholic scout leader and for praising restrictions on the Traditional Latin Mass, saying that Pope Benedict XVI's liberalization of the Latin Mass was a “wrong decision.” Learn more about your ad choices. Visit megaphone.fm/adchoices

A new congressional spending bill could offer a lifeline to reauthorize the Technology Modernization Fund, which expired last month and froze nearly $200 million in unused funds. Congressional appropriators released the final slew of fiscal 2026 spending bills Tuesday, allocating more than $1 trillion to federal agencies and extending various laws or programs. Among the extensions is the reauthorization of the TMF through FY2026, or Sept. 30. It comes just over a month after authorization of the innovation funding vehicle expired Dec. 12. TMF was created in 2017 to fund technology projects across the government, but the bill that made it also set an expiration date that only Congress can extend. Lawmakers failed to move forward with standalone legislation to reauthorize the fund last month, and efforts to include it in larger spending packages also fell flat. Trade groups and IT industry experts were disappointed at the time, telling FedScoop in previous interviews that the expiration was not representative of the issue's typical bipartisan support. Some pinned the blame on procedural hurdles in Congress, including the 43-day-long government shutdown that pushed various nonfunding priorities toward the end of the year. Rep. Nancy Mace, R-S.C., introduced bills in the last three Congresses to reauthorize TMF beyond 2025, but they did not make it out of the Senate, where they have at times faced pushback from congressional appropriators. Members of the so-called Department of Government Efficiency embedded in the Social Security Administration potentially exposed personally identifiable information via a third-party server, the Department of Justice said in a court filing that also revealed coordination between DOGE and an advocacy group seeking “evidence of voter fraud.” A lawsuit filed last February by the AFL-CIO and other labor groups against the SSA sought to cut off DOGE's access to sensitive data housed in agency systems. In March, the U.S. District Court for the District of Maryland issued a temporary restraining order to limit that access. But after an SSA records review of the agency's “former DOGE Team for audit and litigation purposes,” the DOJ said in a filing dated Friday that “communications, use of data, and other actions” were found to be “potentially outside of SSA policy and/or noncompliant” with the court's order. One of those instances involved DOGE's sharing of data via a third-party Cloudflare server — a system that is “not approved for storing SSA data and when used in this manner is outside SSA's security protocols,” the DOJ wrote. The Daily Scoop Podcast is available every Monday-Friday afternoon. If you want to hear more of the latest from Washington, subscribe to The Daily Scoop Podcast  on Apple Podcasts, Soundcloud, Spotify and YouTube.

Being a Millionaire Ain’t What It Used to Be Episode 367 – It wasn't that long ago that Regis Philbin drew massive viewers with his TV program Who Wants to be a Millionaire. Never mind the fact that the top prize was $1 million before taxes, which is considerably less than $1 million after taxes. But in today's economy, being a millionaire does not necessarily project the same status it once did. Or does it? More SML Planning Minute Podcast Episodes Transcript of Podcast Episode 367 Hello, this is Bill Rainaldi, with another edition of Security Mutual's SML Planning Minute. In today's episode, being a millionaire ain’t what it used to be. It wasn't that long ago that Regis Philbin drew massive viewers with his TV program Who Wants to Be a Millionaire. Never mind the fact that the top prize was $1 million before taxes, which is considerably less than $1 million after taxes. And while it's much more noticeable today, even during Y2K, being a millionaire did not give the same status that it once did. Yet it's an achievement many of us are shooting for. According to a new study, almost half of all workers (48 percent) have set $1 million as their retirement benchmark. That number was only 37 percent in 2024. But people aren't necessarily optimistic about reaching that milestone. In fact, a mere 27 percent actually expect to get there.[1] Another recent study provides more information on this. An analysis of government survey data done by Bloomberg indicates that there are more than 24 million millionaire households, or almost one in five. But a lot of that wealth is sealed into 401(k)s, IRAs and home equity, none of which is easily accessible. This is especially true for households in the lower end of the millionaire spectrum, with a net worth between $1 million and $2 million, which on average, have 66 percent of their wealth locked into these types of assets.[2] It’s important not to minimize what so many people have accomplished. $1 million is a great emotional milestone. And it's still a lot of money. The median household net worth is considerably less: about $193,000.[3] But nowadays, you might not be able to live off $1 million. It could end up lasting you a long time, but it all depends on where you live (which you can control), your health and longevity (which you might not be able to control), and how much you spend on things like housing, health care and other expenses. Every situation is different, of course. The cost of living varies widely throughout the United States. According to research by Forbes magazine, the average cost of living, defined as “housing costs, transportation, health care, food and income taxes,” is the highest in Hawaii at $55,491. Mississippi comes in the lowest with an average of $32,336. Of course, this is just for the essentials. The figures don't include entertainment, travel or anything else.[4] When it comes to longevity, average life expectancy has some quirks to it. For one thing, each year you age, your remaining life expectancy goes down, but not by a full year. This is a statistical oddity due to the fact that you're still here, but a few of your peers are not. For example, if you are a male age 60, your remaining life expectancy is 23.3 years, or to age 83.3. But if you make it to age 65, your new life expectancy is 19.3 years, or to age 84.3.[5] There are gender differences as well. For people age 65, females, on average, outlive males by approximately 2.7 years.[6] These are all just averages, of course. But the resulting life expectancies are often longer than people might anticipate. Here's another unique statistic: For a married couple age 60, there is approximately a 60 percent chance that at least one of the two will live past age 90.[7] That may or may not be you, but the longer you expect to live, the more concerned you will be about whether your $1 million is enough. How long will it last, and will you still be around when it runs out? Here are three hypotheticals compiled by SmartAsset. In the first one, assume you start with $1 million and get a 6 percent return. Also assume you are in a 24 percent tax bracket and you spend $5,000 per month. In that scenario, your $1 million should last you 30 years. But in the second scenario, assuming your return goes down to 5 percent, the well would run dry in 26 years. In the third scenario, your return goes up to 7 percent. But your tax bracket is also higher: 32 percent, and your withdrawal goes up to $6,000 per month. With those assumptions, your savings would only last 23 years.[8] Keep in mind that these examples do not include other sources of income such as Social Security. The maximum amount of Social Security you can collect is $5,181[9] per month before tax and Medicare charges, but that assumes you paid in the maximum and collect at age 70, which less than 10 percent of people do.[10] The average benefit is approximately $1,959 per month.[11] But when it comes to retirement income, the one huge advantage Social Security has is that it is indexed for inflation, although the Cost of Living Adjustment (or COLA) increases don't always keep up. So, how much you can accumulate for retirement is important, but it's not everything. Perhaps some of us are focusing on the wrong thing. Maybe it's just as important to have an income plan as it is to have an accumulation plan.[12] In other words, no matter how much you save, it's still only the first half of the journey. [1] Randall, Steve. “Nearly half of workers peg retirement target at $1M as anxiety climbs.” Investmentnews.com. https://www.investmentnews.com/retirement-planning/nearly-half-of-workers-peg-retirement-target-at-1m-as-anxiety-climbs/263546 (accessed December 15, 2025). [2] Steverman, Ben, Tartar, Andre and Davidson, Stephanie. “America Is Minting Lots Of Cash-Strapped Millionaires.” Fa-mag.com. https://www.fa-mag.com/news/america-is-minting-lots-of-cash-strapped-millionaires-84395.html (accessed December 12, 2025). [3] Kane, Libby. “The net worth it takes at every age to be richer than most people you know.” Businessinsider.com https://www.businessinsider.com/net-worth-data-american-wealth-age-2025-4 (accessed December 12, 2025). [4] Rothstein, Robin. “Examining The Cost Of Living By State.” Forbes.com. https://www.forbes.com/advisor/mortgages/cost-of-living-by-state/ (accessed December 15, 2025). [5] Social Security Administration. “Retirement & Survivors Benefits: Life Expectancy Calculator.” Ssa.gov. https://www.ssa.gov/OACT/population/longevity.html (accessed December 15, 2025). [6] The Global Statistics. “Life Expectancy by Age in the US 2025 | Stats & Facts.” Theglobalstatistics.com. https://www.theglobalstatistics.com/life-expectancy-by-age/ (accessed December 15, 2025). [7] Social Security Administration. “Longevity Visualizer.” SSA.gov. https://www.ssa.gov/policy/tools/longevity-visualizer/index.html (accessed December 15, 2025). [8] Smartasset.com. “Is $1M Enough to Retire Comfortably in 2025? Replace Guesswork With a Fiduciary-Built Plan.” Insights.smartasset.com. https://insights.smartasset.com/sem/how-long-will-1m-last-in-retirement?utm (accessed December 15, 2025). [9] Social Security Administration. “Worker with steady earnings at the maximum level since age 22.” Ssa.gov. https://www.ssa.gov/OACT/COLA/examplemax.html (accessed December 15, 2025). [10] Royal, James. “What age do most Americans take Social Security?” Bankrate.com. https://www.bankrate.com/retirement/when-do-most-americans-take-social-security/ (accessed December 15, 2025). [11] Horton, Cassidy. “What's the average Social Security check in Dec. 2025?” Aol.com. https://www.aol.com/finance/retirement-planning/article/average-social-security-benefit-payment-december-2025-195039610.html (accessed December 15, 2025). [12] LaPonsie, Maryalene. “Can You Retire on $1 Million? Here’s How Far It Will Go in 2025.” USNews.com. https://money.usnews.com/money/retirement/articles/can-you-retire-on-one-million (accessed December 15, 2025). More SML Planning Minute Podcast Episodes This podcast is brought to you by Security Mutual Life Insurance Company of New York, The Company That Cares®. The content provided is intended for educational and informational purposes only. Information is provided in good faith. However, the Company makes no representation or warranty of any kind regarding the accuracy, reliability, or completeness of the information. The information presented is designed to provide general information regarding the subject matter covered. It is not to serve as legal, tax or other financial advice related to individual situations, because each individual's legal, tax and financial situation is different. Specific advice needs to be tailored to your situation. Therefore, please consult with your own attorney, tax professional and/or other advisors regarding your specific situation. To help reach your goals, you need a skilled professional by your side. Contact your local Security Mutual life insurance advisor today. As part of the planning process, he or she will coordinate with your other advisors as needed to help you achieve your financial goals and objectives. For more information, visit us at SMLNY.com/SMLPodcast. If you've enjoyed this podcast, tell your friends about it. And be sure to give us a five-star review. And check us out on LinkedIn, YouTube and Twitter. Thanks for listening, and we'll talk to you next time. Tax laws are complex and subject to change. The information presented is based on current interpretation of the laws. Neither Security Mutual nor its agents are permitted to provide tax or legal advice. The applicability of any strategy discussed is dependent upon the particular facts and circumstances. Results may vary, and products and services discussed may not be appropriate for all situations. Each person's needs, objectives and financial circumstances are different, and must be reviewed and analyzed independently. We encourage individuals to seek personalized advice from a qualified Security Mutual life insurance advisor regarding their personal needs, objectives, and financial circumstances. Insurance products are issued by Security Mutual Life Insurance Company of New York, Binghamton, New York. Product availability and features may vary by state.​ SubscribeApple PodcastsSpotifyAndroidPandoraBlubrryby EmailTuneInDeezerRSSMore Subscribe Options

In this episode, we're joined by Tambra Jones, Executive Director of the Specialty Sleep Association (SSA), who shares how she supports more than 30 companies exhibiting in the Vegas market at Space Number C1565. Tambra discusses SSA's mission to help member brands grow their business and visibility through education, strategic publicity, and good old-fashioned hospitality. With a legacy dating back to 1995, SSA continues to create awareness for its members while educating both the industry and the public on the importance of specialty sleep solutions.  

Sheinbaum asegura abasto de vacunas contra sarampión Sarampión supera los 7 mil contagios en México: SSaLa Gran Pirámide de Cholula, la más grande del mundoMás información en nuestro podcast

More than half of the Social Security Administration's frontline employees are earning less than what's necessary to afford a basic standard of living in their communities. That's according to a new report by Strategic Organizing Center, a research partner for the American Federation of Government Employees. SSA employees say that amid workforce challenges the agency is unable to keep up with the needs of beneficiaries. Federal News Network's Jory Heckman has more. See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

In this episode, Dr Tsen Vei Lim speaks to Dr Justin Mahlberg, a Research Fellow at Monash University, Australia. The interview covers Justin's research article on social cognition and decision-making in people with methamphetamine use disorder.Why studying cognition in methamphetamine use disorder is important [01:26]Antisocial behaviour among those with methamphetamine use disorder [02:24]How Justin investigated social cognition within the study [02:55]Basic social cognition processes that Justin looked at in this study [04:29]The key findings from the study [05:41] How Justin examined pro-social decision making through computer games [09:31]How Justin examined anti-social decision making through simulations [12:09]How the findings effect how we understand methamphetamine use disorder [14:14]The implications of the findings for treatment outcomes [15:33]The contribution of the findings to policy and practice [18:17]About Tsen Vei Lim: Tsen Vei is an academic fellow supported by the Society for the Study of Addiction, currently based at the Department of Psychiatry at the University of Cambridge. His research integrates computational modelling, experimental psychology, and neuroimaging to understand the neuropsychological basis of addictive behaviours. He holds a PhD in Psychiatry from the University of Cambridge (UK) and a BSc in Psychology from the University of Bath (UK). About Justin Mahlberg: Justin holds a PhD in Psychology and is currently a Research Fellow in the Addiction & Impulsivity Research Lab within the School of Psychological Sciences and the Turner Institute for Brain and Mental Health at Monash University. Justin's research is interested in uncovering how cognitive and decision-making processes shape human behaviour to help build better individualised, neuroscience-informed approaches to behavioural change. Justin is currently the clinical lead for an umbrella intervention trial focusing on developing brain-informed methods for personalising brain stimulation as a treatment for Alcohol Use Disorder.Original article: Social cognition and decision-making in people with methamphetamine use disorder https://doi.org/10.1111/add.70108The opinions expressed in this podcast reflect the views of the host and interviewees and do not necessarily represent the opinions or official positions of the SSA or Addiction journal.The SSA does not endorse or guarantee the accuracy of the information in external sources or links and accepts no responsibility or liability for any consequences arising from the use of such information. Hosted on Acast. See acast.com/privacy for more information.

Hola! Es comienzo de año y siempre se llega a Enero con mirada optimista, es como una regla de oro para mi. Aunque el año civil es solo un simbolismo o una forma de contar el tiempo, ayuda tanto estar positivo, atrae tanto, estar de buenas, que no veo otra forma de comenzar el año calendario.  Si no me conoces, mi nombre es Mabel y hago este podcast desde hace 3 años. Al principio se llamó Superando la diabetes, en la segunda temporada, le nombré: La Konquista con K de kaizen y ahí estamos aún, en la mejora continua.    Kaizen será siempre parte de este podcast porque cada vez que identificas algo que te puede cambiar para mejor, tienes que aprovechar. Así que, no importa cómo decida nombrar el podcast para la temporada #3, cuando toque, tanto la intención de la primera temporada, como la de esta…seguirán presentes en la esencia del contenido.   Es 2026; Toca este año accionar de forma continua para lograr avanzar. Yo te comparto, en lo personal quiero multiplicar exponencialmente la audiencia de este podcast, quiero multiplicar el número de personas a las que les doy servicios en el área de sus finanzas personales, quiero impactarte positivamente y atraerte hacia mejores hábitos financieros.    Bueno y tomando en consideración que les hablo de mis experiencias, tengo que decir que yo tengo más de 30 años en la fuerza laboral, porque trabajé desde que estaba en escuela secundaria. Y una de las noticias de finanzas que inquietaba  a las personas como yo, que hemos trabajado por muuchos años, es cada vez que dicen que están subiendo la edad para recibir la seguridad social, o que ese fondo se está agotando.    Para los oyentes de países internacionales, les comento por encima, no soy experta en el tema y el website del SSA, realmente tiene toda la data si usted tiene más dudas sobre el tema, pero por encima, te cuento que que los residentes legales y personas con permiso para trabajar, que paguen durante su periodo activo esa partida de impuesto al SS, en su nómina, acumulamos unos créditos, por eso, tenemos la expectativa de que luego de los 62 ó 66 años de edad, pueda uno recibir una pensión en base a esos pagos que se hicieron previamente mientras se trabajó. Y este beneficio, tiene otras partidas para personas de bajos ingresos e incapacitados también. Pero se nutre de los que están en nómina o personas freelance que aporten por su cuenta a este fondo. La expectativa es que en edad de retiro, que está identificada como 62+ recibas la compensación.   Pues una de las cosas que sucede es que la edad, para calificar, siguen los titulares mencionando de que la siguen subiendo, y por otro lado mencionan que el fondo no tendrá fondos suficientes eventualmente.    Son noticias que muchas veces no son, digamos, 100% reales. A veces son solo propuestas, que luego en el congreso no tienen apoyo y nunca se convierten en ley. Sí, entiendo que puede haber déficits para pagar el beneficio, de unos años para acá, pero a lo que voy es que me luce que son más titulares, o sensacionalismo…, que leyes nuevas. La mayoría de las noticias giran en torno a recomendaciones o propuestas que luego en el senado estadounidense, no prosperan. Solo digo que hay que estar atentos.   Y me ocupo en comentarte esto, porque primero, no es para nada sano, preocuparte por algo que aún no ha ocurrido, y segundo que efectivo este mes de enero 2026, el gobierno aumentó el pago a los beneficiarios por concepto del alza en el costo de vida. ¿No crees tú, que si es un fondo que está en quiebra, supuestamente, van a seguir aumentando el beneficio, aunque sea una cantidad mínima? Si está pasando algo, no parece ser tan inminente   Pero tu, de todas maneras, ya trabajas en tus finanzas personales. Te haces cargo de tu futuro financiero, cierto? Eso significa que durante el 2025 comenzaste a saldar deudas y a ahorrar. También significa que acumulaste un fondo de emergencias que te cubre de 3 a 6 meses de tus gastos. Y que te colocas en una posición favorable para tener un plan de retiro individual que será tu respaldo cuando tengas tu mayoría de edad.   Si no encuentras que has llegado así de ready al 2026, ponte al dia, comienza desde hoy con tu plan, escucha los episodios anteriores y úsalos como referencia para entrar a la ruta de unas finanzas personales saludables.   Este año, se parte del pequeño grupo de personas que trabajan para mejorar cada día 1% a la vez, así que rodéate de campeones, de gente que lo da todo y logra cosas. Por aquí, te comparto mi sonrisa, un abrazo en la distancia, mis conocimientos y te acojo como miembro de esta comunidad de personas que quieren vivir mejor cada día. No olvides mirar los enlaces en las notas del episodio. Arrancó el 2026 lleno de energía y esperanza para expandir tus horizontes. ¡Hasta la próxima!   https://www.instagram.com/eligetranquilidad buscame por allí y sigue mi cuenta para tips y recordatorios referentes a estos temas. mabel.burgos@primerica.com www.instagram.com/eligetranquilidad www.instagram.com/hola.vidaenpositivo

Jim and Chris are joined by Jake to discuss listener questions on SSA-44 and IRMAA surcharges, inherited IRA spousal rollover rules, long-term care insurance benefit caps, and ACA tax credits. (4:45) George asks whether an unexpected W-2 stock option payout in 2025 could support filing SSA-44 to reduce 2027 IRMAA surcharges, especially if he stops consulting income afterward. (12:00) A listener asks whether SSA-44 can be used retroactively to request a refund of 2025 IRMAA surcharges after a job loss pushed MAGI below the threshold. (18:15) Georgette asks whether she can take withdrawals from her deceased spouse's inherited IRA without penalty and still later move the remaining balance into her own IRA. (28:00) The guys address why long-term care insurance policies often have a lifetime benefit cap and whether benefits can run out during an extended care event. (46:45) Chris and Jake cover whether long-term capital gains count toward the modified adjusted gross income used for ACA tax credits and can affect eligibility. The post IRMAA, Inherited IRA, LTC, ACA Tax Credits: Q&A #2602 appeared first on The Retirement and IRA Show.

Important Tax Considerations for Newlyweds Episode 365 – Have you gotten married recently? The next steps are considerably less exciting. There are some important financial steps you need to take. More SML Planning Minute Podcast Episodes Transcript of Podcast Episode 365 Hello, this is Bill Rainaldi, with another edition of Security Mutual's SML Planning Minute. In today's episode, some important tax considerations for newlyweds. So, congrats on your recent marriage. If you're like most people, your wedding probably involved a significant amount of planning and detail: where, when, who to invite, who not to invite, where to seat everybody, etc. You may be glad you to get through such an important life-changing event, and you're ready to move on with the rest of your life. But you're not done quite yet. There are a number of financial details you may need to address. Here are just a few of them: Name change. If there is a name change involved, you'll need to report it to the Social Security Administration (SSA). When you file your next tax return, the name on that return needs to match what the SSA has on file. The Internal Revenue Service, or IRS, recommends that you file a new Form SS-5, Application for a Social Security Card, which is available at SSA.gov.[1] Update your address. Make sure you let the IRS, the Postal Service, and your employer know about any address change. Coordinate your benefits. You might now have access to a better—or cheaper—health insurance plan.[2] You'll need to look things over with your new spouse. Decide on your new filing status. Once you're married, you can choose to file jointly or separately each year. While the IRS says that filing jointly is usually less expensive, they recommend that you calculate it both ways before you decide. Also, it doesn't really matter what day you got married. Even if it's on New Year's Eve, the rules state that for tax purposes, you're considered married for the entire year.[3] Married filing separately. Once they're married, few people elect to file their income taxes separately. This is because it usually results in the highest combined taxes. But some people do this anyway because the individual filing the return is the only one liable for any tax bills and errors on that return. It also happens when the two spouses decide, for whatever reason, that they would prefer to only be responsible for their own taxes.[4] Marriage penalty. The so-called “marriage penalty” occurs when a married couple ends up paying more income taxes than they would have had they remained single. This becomes more likely when both of you have high earnings and close to the same income. On the other hand, if you and your spouse are at different income levels, odds are that there will actually be a marriage bonus, that is, the tax on your joint income will be less than it would be had you filed separately.[5] Standard deduction. Nowadays, only about 10 percent of taxpayers itemize their deductions.[6] The rest use the standard deduction. For 2026, the standard deduction is $32,200 for married couples filing jointly, and $16,100 for single taxpayers. These figures were adjusted as part of the One Big Beautiful Bill passed in July of 2025. On some occasions, getting married can have an impact on whether you itemize or not. Previous debts. If your new spouse owes money for previous taxes or child support, any future joint tax refund could be reduced as a result.[7] Separate homes. If you own two separate houses, it's likely that you'll be selling one of them when you get married. And if you're selling at a gain, you may get extra benefits from being married. Once you're married, you get an addition to the amount of tax-free gain you can take. The amount is $250,000 for single taxpayers, but $500,000 for married taxpayers. The rules are a bit tricky, though, and you need to make sure you meet all the qualifications.[8] Beneficiary and Will Review. This one may or may not result in tax consequences, but it is important to note. When getting married, it's critical for each spouse to review any existing wills, plans or benefits (such as life insurance) that assigned a beneficiary or beneficiaries. Unless restricted by a court order, it's usually preferable for the new spouse to be assigned as beneficiary in each of those examples. So be sure not to overlook this step in the process and make any required changes when getting married. Getting married represents a big change for just about anybody, and not just in your personal life. Your financial life is also likely to be affected in a number of different ways. But as long as you know what to expect, the additional stress involved should be manageable. Let the fun begin! [1] Internal Revenue Service. “Newlyweds tax checklist.” IRS.gov. https://www.irs.gov/newsroom/newlyweds-tax-checklist (accessed December 4, 2025). [2] TurboTax Expert. “Getting Married: What Newlyweds Need to Know.” Intuit.com. https://turbotax.intuit.com/tax-tips/marriage/getting-married/L0DvEUlEC (accessed December 4, 2025). [3] Internal Revenue Service. “Essential tax tips for marriage status changes.” IRS.gov. https://www.irs.gov/newsroom/essential-tax-tips-for-marriage-status-changes#:~:text (accessed December 22, 2025) [4] Willetts, Jo. “Tax tips for newly married couples.” Jacksonhewitt.com. https://www.jacksonhewitt.com/tax-help/tax-tips-topics/family/tax-tips-for-newly-married-couples/ (accessed December 5, 2025). [5] Id. [6] Tax Policy Center. “What are itemized deductions and who claims them?” Taxpolicycenter.org.https://taxpolicycenter.org/briefing-book/what-are-itemized-deductions-and-who-claims-them (accessed December 4, 2025). [7] Manganaro, John. “9 Key Tax Considerations for Newlyweds.” ThinkAdvisor.com. https://www.thinkadvisor.com/2025/06/27/9-key-tax-considerations-for-newlyweds/ (accessed December 4, 2025). [8] TurboTax Expert. “Getting Married: What Newlyweds Need to Know.” Intuit.com. https://turbotax.intuit.com/tax-tips/marriage/getting-married/L0DvEUlEC (accessed December 4, 2025). More SML Planning Minute Podcast Episodes This podcast is brought to you by Security Mutual Life Insurance Company of New York, The Company That Cares®. The content provided is intended for educational and informational purposes only. Information is provided in good faith. However, the Company makes no representation or warranty of any kind regarding the accuracy, reliability, or completeness of the information. The information presented is designed to provide general information regarding the subject matter covered. It is not to serve as legal, tax or other financial advice related to individual situations, because each individual's legal, tax and financial situation is different. Specific advice needs to be tailored to your situation. Therefore, please consult with your own attorney, tax professional and/or other advisors regarding your specific situation. To help reach your goals, you need a skilled professional by your side. Contact your local Security Mutual life insurance advisor today. As part of the planning process, he or she will coordinate with your other advisors as needed to help you achieve your financial goals and objectives. For more information, visit us at SMLNY.com/SMLPodcast. If you've enjoyed this podcast, tell your friends about it. And be sure to give us a five-star review. And check us out on LinkedIn, YouTube and Twitter. Thanks for listening, and we'll talk to you next time. Tax laws are complex and subject to change. The information presented is based on current interpretation of the laws. Neither Security Mutual nor its agents are permitted to provide tax or legal advice. The applicability of any strategy discussed is dependent upon the particular facts and circumstances. Results may vary, and products and services discussed may not be appropriate for all situations. Each person's needs, objectives and financial circumstances are different, and must be reviewed and analyzed independently. We encourage individuals to seek personalized advice from a qualified Security Mutual life insurance advisor regarding their personal needs, objectives, and financial circumstances. Insurance products are issued by Security Mutual Life Insurance Company of New York, Binghamton, New York. Product availability and features may vary by state.​ SubscribeApple PodcastsSpotifyAndroidPandoraBlubrryby EmailTuneInDeezerRSSMore Subscribe Options

Jim and Chris discuss listener emails on Social Security filing timing and online claiming language, a listener PSA on IRMAA and the online SSA-44, ACA income planning before Medicare, an IRA to HSA transfer, and annuity income needs. (6:45) The guys address how to word an online Social Security application so the first check is paid for a specific month when claiming at age 70, and whether applying 2–3 months before the 70th birthday is the right approach. (14:00) A listener shares a PSA on filing SSA-44 online after retirement, including how IRMAA recalculations reflected estimated future-year income and how the resulting tier was communicated in the approval letter. (25:00) Jim and Chris discuss whether it makes sense, from a planner's perspective, to stop working and manage income in a way that keeps health insurance affordable until Medicare eligibility. (38:45) George asks about doing the once-in-a-lifetime tax-free IRA-to-HSA transfer, how the HSA testing period works, and whether it's worth doing before starting Medicare to reduce future RMDs. (49:00) A listener asks whether annuity income is still useful for covering a minimum dignity floor gap when assets are high and spending needs are modest, and how to think about guaranteed income given planned retirement timing and gifting goals. The post Social Security, IRMAA, ACA Planning, IRA to HSA Transfer, Annuities: Q&A #2552 appeared first on The Retirement and IRA Show.

Alcoholímetro deja más de 800 remitidos en el Torito en Navidad  Rusia critica presencia militar de EU en el Caribe  ¿Sabe por qué diciembre se llama así? Aquí te decimos  Más información en nuestro podcast

Welcome to "Memory Lane" where I share short clips and previous full episodes from the South Shore Ave Catalogue. Reminiscing from some of my favorite moments in SSA history. I'm sharing the full episode from the vault called "The Cord-Cutters Edition, Vol. 2." I was joined by DJ/Producer DJ Keo, Andrew Mambo (Producer of NPR's Sunday Story, and a host of the NPR App); and SSA Family Member Headley as we had a discussion about Cord-Cutting culture. We break down if Cord-Cutting is saving you money; if Netflix is in trouble; the success of Disney+ and if it's sustainable; looking at the where the future of cord-cutting is headed; and a lot more. (Originally released on December 18, 2019)   - Cal Cee   Guest DJ Keo – DJ/Music Producer   Andrew Mambo - Producer of NPR's Sunday Story, & Co-Host for the NPR App (formerly ESPN's 30 for 30 Podcast producer during the original recording)   Headley - SSA Family Member (Now & Forever); 2-Time All-Canadian Track Athlete @ Concordia; 2-Time All-American @ Lewis University; #RIPHeadley #BentNotBroken #HJB4EVA   

Chris's SummaryJim and I are joined by Jake Turner as we cover the Math Act and a set of shorter EDU topics Jim has been collecting. We start with an SSA-44 update, including listener and client feedback on submitting the IRMAA redetermination form online through an SSA.gov account. Jake explains how IRS “math error” notices work today, why they're often vague, and what the new law requires for clearer explanations and response deadlines. Jim then walks through the Automatic IRA Act's proposals, including an annuity-style “protected lifetime income solution” requirement over certain balances, and we close with a quick way to sanity-check MYGA rates using AnnuityRateWatch's yield curve. Jim's “Pithy” SummaryChris and I are joined by Jake Turner as we bounce from Social Security admin housekeeping to Washington trying, yet again, to make the IRS act like it's talking to actual humans—starting with the Math Act. If you've ever opened one of those IRS letters that basically says “you owe us money” without showing you how they got there, you already know why this matters. Jake lays out what those notices are really doing behind the scenes, why clients forward them to preparers in a panic, and what the new requirements are supposed to force the IRS to include so you can actually understand what they're alleging and what happens if you don't respond. Then we pivot into the Automatic IRA Act, and I'll be honest: I'm less interested in the political theater than I am in what it signals. There's the small-business auto-enrollment concept—opt-out, no match requirement, and all that—and then there's the part that made me laugh out loud when I saw who was cheering it on. Once you cross a certain 401(k) balance, the proposal would require employers to offer a “protected lifetime income solution,” which is just a polite way of saying “annuities are trying to get a bigger seat at the 401(k) table.” That opens up all the practical questions: what counts, who defines it, and how this intersects with the slow drift of defined contribution plans trying to behave a little more like pensions. The post Math Act and Automatic IRA Act: EDU #2551 appeared first on The Retirement and IRA Show.

The US and France held a joint orbital exercise as part of the Multinational Force Operation Olympic Defender. EraDrive has raised $5.3M in a seed round to scale the production of their space traffic management system. The US Department of State is seeking qualified individuals to participate as private sector advisors for a discussion group on space situational awareness (SSA), and more. Remember to leave us a 5-star rating and review in your favorite podcast app. Be sure to follow T-Minus on LinkedIn and Instagram. T-Minus Guest Our guest today is Trevor Smith, Co-founder and CEO of Atomic-6. Selected Reading France, US practice up-close satellite maneuvers under joint space war plan EraDrive CEO announcement Solicitation for Federal Register Notice 12609: Seeking Private Sector Participants for a Discussion Group on the UN Committee on the Peaceful Uses of Outer Space (UNCOPUOS) Expert Group on Space Situational Awareness - United States Department of State Vast Announces Call for Research Proposals Momentus Completes Key Milestone for Next Launch of Spacecraft with Customer Payloads Earth's atmosphere may help support human life on the moon Share your feedback. What do you think about T-Minus Space Daily? Please take a few minutes to share your thoughts with us by completing our brief listener survey. Thank you for helping us continue to improve our show.  Want to hear your company in the show? You too can reach the most influential leaders and operators in the industry. Here's our media kit. Contact us at space@n2k.com to request more info. Want to join us for an interview? Please send your pitch to space-editor@n2k.com and include your name, affiliation, and topic proposal. T-Minus is a production of N2K Networks, your source for strategic workforce intelligence. © N2K Networks, Inc. Learn more about your ad choices. Visit megaphone.fm/adchoices

In this bonus episode of The Alan Sanders Show, we expose how Democrats released allegedly doctored photos from Jeffrey Epstein's estate featuring President Trump in a blatant political smear—cherry-picked and redacted to push a false narrative. We also break down the DOJ's bold lawsuit against Fulton County to force release of sealed 2020 election ballots, stubs, and envelopes for full transparency and integrity checks. Plus, shocking revelations from the latest GAO report on massive fraud in ACA marketplaces and SSA vulnerabilities, including billions in improper subsidies to fake enrollees. Don't miss this deep dive into election security and government waste! Please take a moment to rate and review the show and then share the episode on social media. You can find me on Facebook, X, Instagram, GETTR,  TRUTH Social and YouTube by searching for The Alan Sanders Show. And, consider becoming a sponsor of the show by visiting my Patreon page!

Marcha de la Generación Z recorrerá el centro de la CDMX Caen tres por robo a transportistas en el EdomexTiroteo deja al menos 10 muertos en playa de SídneyMás iformación en nuestro podcast

In this second Twisted Passions episode, the host tackles a loaded question: Is homosexuality worse than other sins? He explains why Scripture uses especially strong language about homosexuality in the Old Testament, but then emphasizes that the New Testament consistently places it in “lists of sins,” highlighting the gospel's equal sufficiency for all sinners. The episode closes with a pastoral plea: churches often speak against homosexuality from the pulpit, but rarely speak _to_those quietly struggling in the pew, and that gap must change.Topics DiscussedWhy the question “worse” can mean different things (degree of wickedness, path of deliverance, depth of impact)“Corruption” vs “perversion” framing (heterosexual sin vs homosexual sin)Old Testament “abomination” language and civil penalty context (Leviticus 18, 20)New Testament “sin lists” (Romans 1, 1 Corinthians 6, Revelation 21) and what that implies for how believers should think and ministerGospel-centered conclusion: the blood of Christ is sufficient for “all sin,” and the church should not treat people with SSA as a different class of sinnerPastoral application: preaching only to “defend a statement” can unintentionally build a barrier for strugglers; we need diligence, not toleranceKey Takeaways“Worse” has multiple layers: moral weight, deliverance process, and personal impact.The New Testament's emphasis is not ranking sin but spotlighting the gospel that rescues sinners.Churches should pair biblical clarity with real pastoral care for those in the congregation who are silently battling.Practical safeguards and wise boundaries are normal in discipleship for any besetting sin, and should not be treated as uniquely shameful here.Ready to download the Cord App? Find it here!Download the Satisfied Battle Plan or listen to the rest of the series here!Satisfied is a monthly program on the Thee Generation Podcast designed to offer practical tools based on biblical principles so that anyone can experience full purity and lead others to do the same. To ask questions or share testimonies, send an email to satisfied@theegeneration.org. If you've been encouraged by this podcast, please take the time to give us a five-star rating and write a brief review. That would help tremendously in getting the word out and raising the visibility of the Thee Generation for others. For more faith inspiring resources and information about joining Thee Generation, please visit theegeneration.org.

INE pospone propuesta de reforma electoral hasta enero Brugada entrega cobijas y comida a peregrinosPutin reafirma respaldo a Maduro  Más información en nuestro podcast

Owners fixate on the purchase price of their exit, but the bigger loss to long-term income can come from how Social Security is handled. Get it wrong, and you can quietly lose six figures. Thomas Drapala, Director of Strategic Partnerships at Registered Social Security Analysts (RSSA), explains why 96% of Americans leave money on the table when they treat Social Security as an afterthought. Drawing from his client work, he discusses how self-employment tax, entity structure, and "reasonable compensation" influence Social Security benefits. Thomas also walks through how RSSA's analysis helps owners save thousands of dollars a year in taxes, protect future benefits, and make Social Security a strategic part of their exit plan so it isn't ignored.   In this episode, you will: Understand why every owner should check their SSA earnings record and run an independent analysis before selling Learn what younger owners should do now to avoid losing benefits later See how RSSA analysis ties Social Security into your full exit and retirement plan   Highlights: (00:00) Meet Thomas Drapala (01:42) The shocking statistics on Social Security optimization (03:32) Understanding Social Security rules and benefits (05:49) Strategies for business owners to maximize Social Security (13:37) Case study: The bagel store owner's Social Security optimization (16:52) When it makes sense to bring in a Social Security expert (24:12) How a full Social Security review is done   Follow Thomas: Connect on LinkedIn: https://www.linkedin.com/in/thomas-drapala-rssa%C2%AE-878611207/  Email: thomas.drapala@rssa.com  Learn more about Registered Social Security Analysts: https://rssa.com/    Follow Ed: Connect on LinkedIn: https://www.linkedin.com/in/edmysogland/ Instagram: https://www.instagram.com/defendersofbusinessvalue/ Facebook: https://www.facebook.com/bvdefenders

Detienen a operador financiero de grupo criminal en Durango Protestan en Oslo por Nobel de la Paz a María Corina MachadoMás información en nuestro podcast

Is space crowded? Although there's been such a large increase in satellites in orbit, it's not a simple question. On Orbit revisits the question with Chiara Manfletti, CEO of Portugal-based space traffic management company Neuraspace. Chiara emphasizes the need for better coordination on space situational awareness (SSA) and space traffic management (STM) and the evolving landscape of standards and regulations.  This episode also covers how nations have taken a greater interest in working with commercial operators for SSA capabilities, and why strong SSA is critical for ensuring peace as space becomes more contested. 

México ha entregado más agua a EU: Sheinbaum  En la CDMX detienen al presunto asesino de regidor de Reynosa  Maduro tiene los días contados: TrumpMás información en uestro podcast

Jim and Chris discuss listener questions on IRMAA brackets and several QLAC topics including RMD interaction, suitability, payout values, and purchase timing. (19:30) A listener wonders if their lower 2024 income will automatically reduce their 2026 IRMAA even though it doesn't qualify for an SS-44, or if they must contact the SSA.(25:15) George asks whether going above certain income thresholds in 2025 could keep IRMAA lower in 2027 because of inflation adjustments.(34:30) The guys weigh whether QLAC income, once it begins, can offset RMDs on other IRA holdings.(54:00) Georgette wants to know who is a good candidate for a QLAC, how it is purchased, and which features to consider.(1:05:00) A listener seeks guidance on determining early- and late-start payout values for a QLAC and whether those values are fixed or variable.(1:10:15) Jim and Chris consider whether buying a QLAC earlier leads to higher payments at the same deferral age and what factors affect purchase timing. The post IRMAA Brackets and QLACs: Q&A #2548 appeared first on The Retirement and IRA Show.

Watch The X22 Report On Video No videos found (function(w,d,s,i){w.ldAdInit=w.ldAdInit||[];w.ldAdInit.push({slot:17532056201798502,size:[0, 0],id:"ld-9437-3289"});if(!d.getElementById(i)){var j=d.createElement(s),p=d.getElementsByTagName(s)[0];j.async=true;j.src="https://cdn2.decide.dev/_js/ajs.js";j.id=i;p.parentNode.insertBefore(j,p);}})(window,document,"script","ld-ajs");pt> Click On Picture To See Larger PictureThe EU is experiencing inflation, layoffs and construction is shrinking, the fake news is trying to make it seem like everything is fine. Trump is now placing tariffs on trucks starting Nov 1.Oil will be dropping.Inflation holding steady for the holidays. New position created in the IRS, restructuring coming. Our Founding Fathers warned us. The [DS]/Swamp is fighting back. They are now in the process of forming an insurrection against the US. The enemy is doing what they do best, never interfere with the enemy while they are in the process of destroying themselves. Trump is bring them down the path to destruction. The people are behind him. It had to be this way.   Economy Eurozone Construction Keeps Shrinking As Orders And Jobs Fall Construction activity, new orders, and jobs in France and Germany took another hit in September, while Italy stood out with rare gains—but cost pressures and weak demand still weigh heavily across the region.   Construction activity across the eurozone slumped again last month, with the HCOB Construction PMI falling to 46.0—showing continued declines in major markets like France and Germany, even though Italy bucked the trend with rare growth. What does this mean? Eurozone builders are having a rough ride. September saw new orders tumble in both France and Germany, dragging down residential and commercial construction to their lowest points in months. Layoffs are picking up in these countries as firms react to thin pipelines and soft demand. On Source:  finimize.com  (function(w,d,s,i){w.ldAdInit=w.ldAdInit||[];w.ldAdInit.push({slot:18510697282300316,size:[0, 0],id:"ld-8599-9832"});if(!d.getElementById(i)){var j=d.createElement(s),p=d.getElementsByTagName(s)[0];j.async=true;j.src="https://cdn2.decide.dev/_js/ajs.js";j.id=i;p.parentNode.insertBefore(j,p);}})(window,document,"script","ld-ajs");    https://twitter.com/SecScottBessent/status/1975185265283981527   of driving growth and efficiency in the private and now public sector. Under his leadership at SSA delivering on President Trump's agenda, he has already made important and substantial progress. We are pleased that he will bring this expertise to the IRS as we sharpen our focus on collections, privacy, and customer service in order to deliver better outcomes for hardworking Americans.   The IRS was created in 1913 to go right along with the creation of the Federal Reserve.  We are borrowing a private corporation currency, since we are borrowing it there is interest attached to it. How do you collect the interest on the money, how do you make sure nobody is ripping off the private corporation, you need an enforcer.  The IRS.    Internal vs External Revunue The newly created position of Chief Executive Officer (CEO) of the Internal Revenue Service (IRS) for Frank Bisignano involves the following key duties and responsibilities, as outlined in the official Treasury Department announcement: Reporting directly to Acting IRS Commissioner Scott Bessent. Managing the overall IRS organization. Overseeing all day-to-day IRS operations. the newly created CEO position for Frank Bisignano appears designed to facilitate restructuring and modernization efforts at the IRS, drawing on his extensive background in corporate transformations, mergers, and efficiency drives.Key Indications from Official Sources