Podcasts about medicare annual enrollment

the deadline for Medicare's annual enrollment period, also known as AEP, is quickly approaching. And for those who qualify, the Medicare AEP is open now through December 7th. And this is going to be the last opportunity to secure comprehensive health coverage for 2025. And this includes Medicare Advantage plans, which are affordable and offer options beyond original Medicare. Joining me now, Gary Culp, the Chief Distribution Officer for Cigna Healthcare's Medicare Business, to tell us more about the different Medicare options.

the deadline for Medicare's annual enrollment period, also known as AEP, is quickly approaching. And for those who qualify, the Medicare AEP is open now through December 7th. And this is going to be the last opportunity to secure comprehensive health coverage for 2025. And this includes Medicare Advantage plans, which are affordable and offer options beyond original Medicare. Joining me now, Gary Culp, the Chief Distribution Officer for Cigna Healthcare's Medicare Business, to tell us more about the different Medicare options.

Aaron Spitzner and Mark Maynard of Senior Benefit Solutions discuss Medicare annual enrollment, answer common Medicare questions, and share insights regarding income planning for Medicare premiums.

Host Bill Altman is out of town and Tony Shore has a flooded basement, so the show is taken over by Bill Kizer and Andrew Galvin. They talk about a multitude of topics from Medicare Annual Enrollment, the economy, markets, retirement planning and more!

Host Bill Altman is out of town and Tony Shore has a flooded basement, so the show is taken over by Bill Kizer and Andrew Galvin. They talk about a multitude of topics from Medicare Annual Enrollment, the economy, markets, retirement planning and more!

Want to simplify health insurance? Tune in to the Only Fee Only podcast where we chat with Cole Craven from Move Health Partners. Cole breaks down pre-65 healthcare, health insurance, and Medicare open enrollment, offering practical tips for financial advisors and their clients.Cole shares insights into key enrollment periods like Medicare Annual Enrollment and the Affordable Care Act marketplace, and why annual plan reviews are crucial to ensure clients have the right coverage.Learn about Move Health, a platform that integrates healthcare planning seamlessly into advisory practices, making it easier to manage healthcare decisions. Plus, Cole highlights the importance of reviewing a retiree's modified adjusted gross income for better planning.https://movehealth.io/Social: https://www.linkedin.com/in/cole-craven/Music in this episode was obtained from bensound.We are excited to announce the BC Brokerage Mixer at XYPN Live 2024! All fee-only planners are welcome. Join us from 7 PM to 11 PM in the Northwoods Room at the Hyatt Regency on the second floor for great music and drinks. We'll have a DJ, cocktails, and mocktails. Drinks are on us! It's the perfect way to unwind after a long day. Bring a friend and RSVP via the link below. Looking forward to seeing you there!https://www.linkedin.com/events/bcbrokeragexypnlivemixer7244741904142065

Hans and Robby are back again this week with a brand new episode! This week they discuss medicare annual enrollment for 2024.  Don't forget to get your copy of “The Complete Cardinal Guide to Planning for and Living in Retirement” on Amazon or on CardinalGuide.com for free! You can contact Hans and Cardinal by emailing hans@cardinalguide.com or calling 919-535-8261. Learn more at CardinalGuide.com. Find us on YouTube: Cardinal Advisors.

It's July 31. Medicare Annual Enrollment Period is coming Oct 1 through Oct 14. We can accept applications starting October 15.

It's July 31, just two months before the Medicare Annual Enrollment Period. We can accept applications on October 15.

In this episode, we discuss the changes in the industry every Medicare Annual Enrollment and how this business has become a year round industry.

Medicare's Annual Enrollment Period - AEP - is October 15th to December 7th every year.  Toni explains the AEP - Medicare Annual Enrollment Period are you turning 65 years old, is it for you? There's so much good information in this podcast, please be sure to share this podcast with your friends! Recognized by feedspot.com as one of the best Medicare Podcasts in the nation! Write Toni - info@tonisays.com. Toni's book is available at www.seniorresource.com and www.tonisays.com You can call Toni at 832-519-8664 Toni welcomes all Medicare questions. Toni now offers informative Medicare Webinars for all of your Medicare needs at www.Tonisays.com You can find Medicare Moments wherever you find your favorite podcasts, such as: Apple: https://apple.co/44MoguGSpotify: https://open.spotify.com/show/7c82BS4hb145GiVYfnIRsoAmazon Music: https://music.amazon.com/podcasts/884c1f46-9905-4b29-a97a-1a164c97546b/medicare-moments?refMarker=null Toni's new book: Maze of Medicare is now available at www.tonisays.com Combining Scripture with Medicare, it is the only book of its kind.  Toni's columns appear weekly in about 100 newspapers across America. If you would like Toni's column to appear in your local paper, or if you would like Toni to speak at an event - contact Toni King at 832-519-8664 Thank you for listening and be sure to tell your friends about Medicare Moments!  Blessings!See omnystudio.com/listener for privacy information.

Medicare's Annual Enrollment Period - AEP - is October 15th to December 7th every year.  Toni explains what you can do during Medicare's AEP - Annual Enrollment Period. Toni explains changes that you can make, such as Medicare Part D plans, Medicare Advantage Plans and more. You can enroll in Original Medicare and a stand alone prescription drug plan. Toni explains the Part D plan penalty and how it can cost you if you do not enroll in a prescription plan - even if you do not take prescription drugs. Toni will have a prescription drug video on the tonisays.com website.   There's so much good information in this podcast, please be sure to share this podcast with your friends! Recognized by feedspot.com as one of the best Medicare Podcasts in the nation! Write Toni - info@tonisays.com. Toni's book is available at www.seniorresource.com and www.tonisays.com You can call Toni at 832-519-8664 Toni welcomes all Medicare questions.  You can find Medicare Moments wherever you find your favorite podcasts, such as: Apple: https://apple.co/44MoguGSpotify: https://open.spotify.com/show/7c82BS4hb145GiVYfnIRsoAmazon Music: https://music.amazon.com/podcasts/884c1f46-9905-4b29-a97a-1a164c97546b/medicare-moments?refMarker=null Toni's new book: Maze of Medicare is now available at www.tonisays.com Combining Scripture with Medicare, it is the only book of its kind.  Toni's columns appear weekly in about 100 newspapers across America. If you would like Toni's column to appear in your local paper, or if you would like Toni to speak at an event - contact Toni King at 832-519-8664 Thank you for listening and be sure to tell your friends about Medicare Moments!  Blessings!See omnystudio.com/listener for privacy information.

On this episode of Chamber Chat Kate and Kat have Kim Homes from Home Insurance Solutions in studio talking about Medicare Annual Enrollment and how to learn more about medicare and to receive Kim's services. They also chat all things Friday the 13th since the day they are dropping this episode is on that spooky day!

Are you 65 or older? Then you need to listen to this episode. Everyone should review their Medicare plan annually. Not doing so could cost you lots of money. Outreach Coordinator Dana Hentschel speaks with Public Benefits Specialist Josh Hunter about what everyone should know about Annual Enrollment (October 15-December 7).

The Medicare Annual Enrollment Period is an important time for all Medicare enrollees. During this time, you can make changes to your Medicare Advantage and Medicare Part D coverage for the upcoming year. The Medicare Annual Enrollment Period (0:33)Step 1: Assess Your Current Coverage (0:49)Step 2: Determine Your Healthcare Needs (1:13)Step 3: Review Changes to Your Current Plan (1:42)Step 4: Compare Available Plans in Your Area (2:17)Step 5: Work With A Licensed Insurance Agent (3:06)Step 6: Enroll Before It's Too Late (3:30)Learn more about this topic HERE: https://www.medicarefaq.com/faqs/medicare-annual-enrollment-period/WE CARE ABOUT YOUR MEDICARE #MedicareAEP #medicareannualenrollmentperiod #MedicareFAQ SUBSCRIBE: Did you find this video helpful? Subscribe to our channel for more informative Medicare videos! Be sure to hit the bell to be notified when we publish a new video: https://www.youtube.com/@Medicarefaq CONTACT US: MedicareFAQ has helped over 50,000 Medicare clients save hundreds of dollars by comparing rates online. Get a quote today from 30+ carriers & plans in your area! Plus, our services are 100% FREE! Click this link to get started: https://rates.medicarefaq.com/ CHECK OUT OUR WEBSITE: Our online resource center is built to give you unbiased information regarding your Medicare coverage choices: https://www.medicarefaq.com/   MEDICARE FACEBOOK COMMUNITY: Join our exclusive Medicare Facebook community! Whether you're a current Medicare beneficiary, taking care of a loved one on Medicare, or will be aging into Medicare shortly, this is your sales-free Medicare resource center: https://www.facebook.com/groups/MedicareFAQ LET'S CONNECT: https://www.facebook.com/MedicareFAQhttps://twitter.com/medicarefaqhttps://www.instagram.com/medicarefaqhttps://www.pinterest.com/medicarefaq https://www.tiktok.com/@medicarefaq

IANR 2335 090223 Line Up   4-6pm INTERVIEWS Here's the guest line-up for Sat, September 2, 2023 from 4 to 6pm  CST on Indo American News Radio (www.IndoAmerican-news.com), a production of Indo American News. We are on 98.7 FM and you can also listen on the masalaradio app (www.masalaradio.com)     By Monday, hear the recorded show on Podcast uploaded on Spotify, Apple Podcasts (https://podcasts.apple.com/us/podcast/indo-american-news-radio-houston-tx/id1512586620) Google Podcasts, Pocket Casts, Radio Public and Breaker. We have 4 years of Podcasts and have had over 7,500 hits. SUPPORT THE SHOW!! TO RECEIVE NEW PODCASTS, SELECT FOLLOW ON OUR SPOTIFY AND GIVE US A 5 STAR RATING. THAT WILL GET US HIGHER AD CLICKS!!   4:20 pm As we get closer to the Annual Enrolment Period, which runs from October 15 through December 7, we turn once again to our monthly Medicare Insurance Broker Nutan Patel to explain this important passage and why it is so important to make informed choices that are available before signing up for Medicare. Many changes in policy coverages happen each year and interpreting these requires close review, but for most, a Medicare broker like Nutan can be a valuable asset in signing up for the benefits that suit you. She explains the steps in this process.   4:50 pm As a kid growing up in India, she had fond memories of the iconic cars of the era but Houstonian Arushi Garg never imagined that she would one day be using her ideas to transform two of such cars into prize winning models for the “Hot Wheels: Ultimate Challenger” broadcast on NBC from May to August. Arushi won $25,000 for the her “Jaipur Jewel” and then in the finale on August 8, won $50,000 for the Suzuki Maruti Omni van which will be made into a die-cast Hot Wheels car with her name on it. She calls in to tell us all about this exciting win.   5:20 pm Akshaya Patra is a 22-year-old NGO in India dedicated towards feeding nutritious, hot meals every day to about 1,800,907 children school children studying in 19,427 Government & Government-aided schools in over 67 locations across 14 States and 2 Union Territories. The local Houston Chapter has been a big part of this growth through its fundraising efforts started in 2008 by Dr. K.T. Shah. Geeta Rai, Akshaya Patra West Development Director calls in to tell us about the upcoming fundraiser on September 8.   TO BE FEATURED ON THE SHOW, OR TO ADVERTISE, PLEASE CONTACT US AT 713-789-6397 or at indoamericannews@yahoo.com Please pick up the print edition of Indo American News which is available all across town at grocery stores. Also visit our website indoamerican-news.com which gets 70,000+ hits to track all current stories. And remember to visit our digital archives from over 15 years. Plus, our entire 42 years of hard copy archives are available in the Fondren Library at Rice University. --- Support this podcast: https://podcasters.spotify.com/pod/show/indo-american-news-radio/support

Welcome to the all new Medicare Misty Podcast, with Misty Bolt, aka Medicare Misty. In this episode Misty explains all the intricacies of the Medicare Open Enrollment and the Medicare Annual Enrollment and why each one is very different. You'll find out about all the different kinds of choices and how you can adjust your plan each year, depending on your health needs. She also discusses the most important things you need to know, how she can help so you make the choices best for your situation, and how she can help you fix your planning in case you have a mistake. Very important information! Disclaimer: Medicare Misty is not endorsed or affiliated with any government agency.  www.medicaremisty.com. Produced by Blazing Kiss Media. This podcast is powered by ZenCast.fm

In the 9a hour, Business Insider's Policy & Politics Editor Kimberly Leonard joins the show to recap Trump's presidential campaign announcement. NewsRadio WFLA Anchor Chris Trenkman runs through more of today's top stories. Ryan and Dana discuss a murder mystery at the University of Idaho after four students were stabbed. Florida Regional Director for Advocate Health Advisors Mitch Berg stops by to answer some questions about Medicare Annual Enrollment.

Medicare's Annual Enrollment Period is from October 15 to December 7. Is this the time for you to get enrolled? Toni explains what you can do with your Medicare plan during AEP. For more Medicare Moments with Toni King, visit the Senior Resource Podcast Network.See omnystudio.com/listener for privacy information.

In this week's episode, Jurrien Timmer shares insight into the latest world news, market conditions and what they mean for us. He is joined by special guest Ryann Little, director and Medicare sales advisor at Fidelity, to discuss how she and her team are helping people deal with the impact of rising medical costs on their Medicare choices. Read the full transcript. View the slides. Watch the video replay. © 2022 FMR LLC. All rights reserved.

There are lot of options when it comes to Medicare and healthcare coverage in retirement. In this episode of Retiring Today, AnnaMarie Morrow joins Molly, Loren, and Richelle to cover some great tips for those electing for the first time and those who are several years in. Understanding all your options can save you money and help you choose the best plan for your circumstances.

Jeff Kowal and guest Mark Maynard of Senior Benefit Solutions discuss the four parts of Medicare, share insights regarding annual enrollment, and answer caller questions regarding Medicare.

Medicare Annual Enrollment period (AEP) begins this Friday, 15 Oct. This is the time to review your Medicare coverage and make sure your needs are being met. Call us today to set up a no cost appointment to review your plan for 2022. 719-886-3377. 

It's that time of year! Make sure you're ready to enroll for Medicare by October 15th! My friends at RPS Benefits by design Inc, Joyce Thompson, Nate Tate and Carolee Steele are all here to help find the best plan for you. To learn more and contact RPS Benefits by Design Inc., visit: rpsbenefitsbydesigninc.com #medicare #enrollment #period #october15#medicareparta #medicarepartb #medicarepartc #medicarepartd #rpsbbdi #natetate #joycethompson #caroleesteele #aha #americashealthcareadvocate

Every year between Oct. 15 and Dec. 7, you have an opportunity to make changes to your Medicare plan. Why? Because you may not have changed, but your plans may have changed on you! Have you had your Medicare plan review yet? If not, you might be missing out on important opportunities. We can help! Adam will go over why this plan review is so important every year in this week's episode of 65 and Counting!Not a client yet?Schedule your Medicare annual reviewby calling: 877-220-1089Important information:Workshop Schedule and Registration: www.123EasyMedicare.comCall Adam: 602-281-3898Email Adam: Adam@AmericanRetire.com

Episode 26: Five Keys to Understanding Medicare Annual Enrollment Elizabeth England, This episode is made possible by support from: Chuck’s Fine Wines, 23 Bell Street, Chagrin Falls, 44023, 440.247.7534. .   Thank you to my fabulous podcast producer Gheramy Demery, Golden Ox Studios  Thank you to my amazing graphic designer who is the queen of logo design and created the logo for this podcast, Amber Albergottie, Thank you to Zachary Albergottie for the intro/outro music, 

Medicare Hotline sponsored by Optum Colorado Springs and UnitedHealthcare On November 12th from 7 a.m. to 10 a.m. the KRDO Network will be hosting a Medicare Hotline sponsored by Optum Colorado Springs and UnitedHealthcare, to answer your questions about Medicare Annual Enrollment period (AEP).  Optum Medical Director, Dr. Rocky White shares the details. Listen Now!

On Thursday, November 12th from 7 a.m. to 10 a.m. we will be hosting a Medicare Hotline sponsored by Optum Colorado Springs, to answer your questions about Medicare Annual Enrollment period.  For "The Extra", we are joined by Dr. Kendra Robison, one of the Medical Directors with Optum Colorado Springs to talk about why it's so important to address your coverage. More information at cosprings.optum.com. 

There are many different enrollment periods for Medicare. Today, we will discuss one of the most important ones: the Medicare Annual Enrollment Period, which comes around every fall.My name is Lindsay Engle, and I'm the Medicare Expert for Elite Insurance Partners and MedicareFAQ.com.The Medicare Annual Enrollment Period is commonly referred to as the Annual Election Period or the Medicare Open Enrollment Period. It occurs annually, in the fall, between October 15th and December 7th.This enrollment period is for beneficiaries who are already enrolled in Medicare to make changes to their coverage. This means that you must either be enrolled in Part A and Part B of Original Medicare, a Medicare Advantage Plan, or a stand-alone prescription drug plan under Part D.If you're enrolled in Medicare Advantage, you can change from one carrier to another carrier or switch back to Original Medicare. When you switch back to Original Medicare, you can then choose to enroll in Medigap and Part D plans if you wish to do so.If you're currently enrolled in Part D, you can choose to switch from one plan to another or drop your coverage altogether. You can also enroll in a Part D plan at this time if you only have Original Medicare without any prescription drug coverage.A first key point to remember is if you're not already enrolled in Medicare, this is not the enrollment period for you. If you're looking to enroll in Part A and Part B for the first time and you're outside your Initial Enrollment Period, you'll have to wait until the General Enrollment Period, which runs annually between January 1st and March 31st.Another key point to remember is that if you're choosing to enroll in a Medicare Supplement Plan at this time, you'll still have to answer health questions and go through medical underwriting. The only way around this is if your Medicare Open Enrollment Period is also happening during the Annual Enrollment Period or, due to a specific circumstance, you qualify for a Special Election Period.The Annual Enrollment Period does not give you guaranteed issue rights. You can enroll in a Medigap plan at any time of the year. The only thing to remember is if you are outside of your Open Enrollment Period, which is the first six months after your Part B effective date, you will have to answer health questions. Any coverage changes you make during the Annual Enrollment Period will become effective January 1st of the following year.Each September, your Medicare Advantage carrier or Part D carrier will send you a plan annual notice of change that will give you a brief summary of all your benefits.Your notice of change will explain any plan coverage changes that will become effective the following year. You will want to pay attention to your premium. If you feel that the premium is increasing more than expected, it may be time to shop around for new plans.If you have Medicare Advantage, you should also pay attention to the doctor network. Make sure your doctor is still within your plan's network.Another important thing to check is your Part D drug formulary to ensure your current prescriptions will still be covered.Thank you so much for watching! If you have any questions about the Medicare Annual Enrollment Period, make sure to leave them in the comments section below.Like what you see? Join our Facebook group! It's a group dedicated to helping people become educated on Medicare. Whether you're a current Medicare beneficiary, taking care of a loved one on Medicare, or will be aging into Medicare shortly, this is your Medicare resource center. https://www.facebook.com/groups/MedicareFAQ/

Dan Redler and Dan Leary from We Speak Medicare walk us through the changing rules for senior annual enrollment in Medicare, the time for all those eligible to make changes to their healthcare plans. The plan should be reviewed each year because new plans come out and rules change every year. We Speak Medicare helps seniors find the right plan, especially when it comes to coverage for medications.

We are about to see a ton of ads during the Medicare Annual Enrollment Period, but what really is the reason for the season?  The season, which runs from October 15th through December 7th, is really a time to look at Part D Prescription Drug plans as well as Part C Medicare Advantage plans. Hans and Robby go over everything you need to know before the season begins! Medicare Annual Enrollment allows Medicare beneficiaries to change their coverage to, hopefully, make it work better for them through the next year. Part D Prescription Drug Plans can and, a lot of the time, should be changed every year due to the fact that companies change their formularies every year. Part C Medicare Advantage plans can also be changed during this season. You can switch from one Advantage plan to another. You can switch from a Supplement to an Advantage plan or you can switch from an Advantage plan to a Medicare Supplement. A lot of changing going on! The issues during Medicare Annual Enrollment arises when beneficiaries do not understand what they are getting into. Many are led astray by advertisements or agents who are not independent, and then they are stuck with a plan that does not work for them for a whole year. Hans wants everyone to make sure they understand what advantage plans are and what the disadvantages can be.  How does Medicare Annual Enrollment  differ from Initial Enrollment or Open Enrollment? Hans and Robby go over all the differences. Hans also stresses that Medicare Supplements can be shopped year round, not just during this Annual Enrollment Period. It is so important that you look into your Medicare Supplement every year or two to make sure you have the best and most affordable one on the market. Hans and Robby both tell stories of clients and family members who needed help with Medicare and what Cardinal was able to do. Medicare is a season of life, along with Social Security and Retirement. Robby suggests praying and figuring out how to advance the kingdom of God with the decisions that you make during Medicare season!   Don’t forget to get your copy of “The Complete Cardinal Guide to Planning for and Living in Retirement” on Amazon or on CardinalGuide.com for free! You can contact Hans and Cardinal by emailing hans@cardinalguide.com or calling 919-535-8261. Learn more at CardinalGuide.com. 

Medicare Annual Enrollment is almost over, it ends on December 7th. Do you know if you need to do anything? Hans and Robby discuss  the 5 decisions Medicare beneficiaries need to make every fall. The first one is if you would like to go the Medicare Supplement route or the Medicare Advantage route. Next, you need to decide which companies, which plans, and which drug plans you’ll have for the year. Make sure to listen, because the first decision is usually skipped! People can pay thousands more a year for the same coverage if they do not do this review every fall. Don’t forget to get your copy of “The Complete Cardinal Guide to Planning for and Living in Retirement” on Amazon or on CardinalGuide.com for free!   You can contact Hans and Cardinal by emailing hans@cardinalguide.com or calling 919-535-8261. Learn more at CardinalGuide.com.

Medicare Annual Enrollment is upon us. That means it's your time to investigate new plans. Do not allow inertia to take hold and assume your old plan is still competitive, especially in the Medicare Advantage arena. SHOP to see if better plans are available! But how do you do that? Medicare.gov??? Good luck with that. As Elaine Floyd talks about in this article Medicare.gov did not list plans that ARE available to her and were actually quite favorable plans too. In fact, only by mistake did she go to medicare.com and saw plans available to her that Medicare.gov didn't have. Plans that have been available to her for years, that she missed. Thankfully a friend told her about a plan she used and thus Elaine made the decision to do some research on her own. What a mess though! As she shares with us here. --- Support this podcast: https://anchor.fm/josh-scandlen-podcast/support

Medicare Annual Enrollment is upon us, but do you really need to do anything? Hans and Robby discuss  the 5 decisions Medicare beneficiaries need to make every fall. Make sure to listen, because the first decision is usually skipped! Don’t forget to get your copy of “The Complete Cardinal Guide to Planning for and Living in Retirement” on Amazon or on CardinalGuide.com for free!   You can contact Hans and Cardinal by emailing hans@cardinalguide.com or calling 919-535-8261. Learn more at CardinalGuide.com.

It's annual enrollment time and I know that the prescription drug coverage options can be confusing.  So, today I wanted to try to clarify what you need to look for in the best drug coverage plan for you. Original Medicare requires a stand alone plan for prescription drugs. These plans are a pain, and that’s exactly why this episode exists.   Do not be loyal to any particular drug plan.  You want the plan with the least out of pocket expense, and the ones that carry your drugs. You will pay a monthly premium, either a lower ($16-18 to $30-35) premium and then a higher deductible.  Or you can have a high premium (up to $180 monthly) and then almost no deductible. 3.  Make sure your particular drugs are on the plan before you commit to any plan.  This list is always changing and you have to double check it from year to year.   If you have several drugs, you could easily meet your deductible in the first month of the new year. It is important to do the math and see what your overall out of pocket expenses are going to be. Don’t assume that the generic drugs are always cheaper.  Check your plan!   The Donut Hole: Jan 1 you have $3310 to use towards prescriptions.  This is a combination of copays and what the plan pays.  Once you reach $3310 total, then everything else is in the donut hole. So now, your cost of prescriptions will change.  Once you reach $4850, you get out of the donut hole.  After $4850, then you are now in the catastrophic phase of the plan.  So you either pay the higher of 5% of the total price or the designated price for that prescription. In 2020, the donut hole is eliminated, and then everyone will pay a flat 25% of the cost of the drug. Silver Scripts - owned by CVS - it has a pretty good premium ($25.60 monthly in FL) and then you have no deductible.  You just have to make sure your drugs are on the plane. silverscripts.com will tell you what the tiers are for the drugs and the monthly costs.     Always look at plans year to year and make sure you get the best plan for you.   If you have questions, you can reach out to me:   Call 855-855-7266 Twitter.com/medicarenation themedicarenation.com facebook.com/medicarenation You always have an alternative as well, if none of this fits you.  If you decide you made a mistake, you still can drop your plan in January and go back to Original Medicare and a stand alone plan.  Listen to the episode and Diane will tell you what your options are.    Thank you for listening! If you enjoyed this podcast, please subscribe and leave a 5 star rating and review in iTunes! (Click here)       Find out more information about Medicare on Diane Daniel’s website!  www.CallSamm.com    

It’s that time of year!  You have 5 days left to choose your Medicare plan for the coming year.   Did you choose the right plan?   If you are confused, this is the episode for you!  I’m going to tell you exactly what you need to know to make the right choice.     3 Choices: Original Medicare - Part A and Part B Medicare Advantage Medigap to Original Medicare   Medicare for 62 and older and it was never designed to be free,   Part A - Stay overnight Part B - (Outpatient) Everything where you don’t stay overnight annual deductibles copayments   Medicare Advantage - networks, HMO and PPO healthcare providers.   HMO is smaller and PPO’s are larger and carry Medicare products in different states. Supplement is a private insurance (F Plan) and it is expensive, but the coverage is comprehensive.   All will have the same basics of Original Medicare Plan. Most of them include prescription drug coverage with co-pays Some have premiums and some do not - you just have to research.  I don’t recommend plans with a monthly premium. Don’t get a plan with a deductible Max out of pocket is $6400 for the year for Medicare - so look for the lower maximum out of pocket expenses.  It is for the same coverage. Don’t fall for the plans that give you a discount on over the counter items.  It isn’t worth it. No monthly premium No drug deductible Lowest maximum out of pocket expenses Make sure your doctors are on the plan that you are choosing   There is no binding agreement that keeps Doctors in the network, so they may come and go.   If you have the plan with no monthly premium, no drug deductible and a low maximum deductible with $3000 or so, then that is a great plan!   If you are looking for supplemental plans, you need to realize that the benefits are standardized.  The F Plan is the most comprehensive and it will go away in 2019.  They are also eliminating the C Plan in 2019 as well.  The C Plan just doesn’t cover excessive charges.  The G Plan means you are responsible for your Part B premium and also for excessive charges.   Compare the prices for the F Plan under each insurance agency, because they will be different and then you need to know what the financial rating of that company is.  AAA+ is the best rating and F is the worst.     You can find more information and keep in touch with us in the following places.   855-855-7266 - Call us and we will help you!   www.themedicarenation.com   facebook.com/medicarenation   Thank you for listening! If you enjoyed this podcast, please subscribe and leave a 5 star rating and review in iTunes! (Click here)       Find out more information about Medicare on Diane Daniel’s website!  www.CallSamm.com  

It seems a good time to talk Medicare since we are in the middle the 2015 Medicare Annual Enrollment period which ends on December 7th.  Medicare is the federal health program that provides health coverage to 50 million Americans ages 65 and older and younger adults with permanent disabilities. Medicare is a vital source of retirement security for 23 million women ages 65 and over, who tend to have lower incomes to pay for health care. Women also tend to have more chronic conditions than older men and more than half of all older Medicare beneficiaries are women.  On this show,  Medicare Consultant, Mary Jeanne Cullen helps us understand how it works. Contact information for Mary Jeanne Cullen: MedicareAssist, LLC PO Box 22 Springfield, NJ 07081 908 400 9123 www.medicareassistnj.com