The Retirement Summit

Shawn O'Keefe discusses the topic of Social Security and its future. The hosts discuss the potential impact of the upcoming election on Social Security, the possibility of reductions in benefits, and the importance of planning for retirement beyond Social Security. They also touch on the issue of inflation and the need for investments that can keep up with inflation. The conversation emphasizes the importance of planning and working with a financial advisor to navigate the complexities of retirement planning. for more information go to www.gosummitwealth.com  See omnystudio.com/listener for privacy information.

In this conversation, financial advisor Shawn O'Keefe discusses the current state of the stock market and how to protect oneself from potential market crashes. He emphasizes the importance of having a well-diversified portfolio and a plan in place to weather market volatility. O'Keefe also addresses the impact of interest rates and inflation on investments and offers strategies for mitigating their effects. He concludes by highlighting the resilience and preparedness needed to navigate uncertain economic times. For more information go to www.gosummitwealth.com  See omnystudio.com/listener for privacy information.

Shawn O'keefe covers topics such as inflation, interest rates, housing market, retirement planning, and investment strategies. It emphasizes the importance of understanding inflation and its impact on prices. The hosts discuss the challenges faced by retirees in a high-inflation environment and provide strategies to navigate these challenges. They also explore different investment options, including fixed indexed annuities and cryptocurrencies, and highlight the need for a diversified portfolio. The conversation concludes with a reminder to seek the guidance of a financial advisor to make informed decisions For more information go to www.gosummitwealth.com  See omnystudio.com/listener for privacy information.

In this episode of the Retirement Summit Podcast, Jeff Miles and Sean O'Keefe discuss the do-it-yourself (DIY) approach to retirement planning and investing. They highlight the importance of proper allocation and active management in achieving investment returns. They also caution against the DIY approach, citing statistics that show the average DIY investor has a low annual return of 2.9% compared to the broader stock market's average gain of 7.5%. They emphasize the value of having a professional financial advisor who can provide personalized financial planning and actively manage portfolios to minimize volatility and meet individual objectives.   for more information go to www.gosummitwealth.com  See omnystudio.com/listener for privacy information.

Get to know Shawn O'Keefe and his journey from delivering newspapers as a child to becoming a financial planner. The guest shares his passion for sales and helping people, and how he got started in the financial industry. He also discusses the satisfaction he finds in his work and his involvement in charitable activities. The conversation highlights the importance of having the right attitude and gratitude in life.   To learn more about Shawn O'Keefe go to www.gosummitwealth.com  See omnystudio.com/listener for privacy information.

Do you know how to beef up your 401(K) before retirement? Shawn O'Keefe and Dan Blair discuss the hidden fees in your retirement plans. They also talk about the history of the stock market and what role a presidential election can play on it. See omnystudio.com/listener for privacy information.

What role do interest rate hikes play in your retirement and what happens when they go up or down? Shawn O'Keefe and Dan Blair discuss the Fed and how politics can mess with your money. They also talk about self-flying airplanes and why you should never put your portfolio on autopilot. See omnystudio.com/listener for privacy information.

The Wall Street giants are calling for more active management in your retirement portfolio this year, but what do you really need? Shawn O'Keefe and Dan Blair breakdown the different parts of your portfolio and when/where you need the most attention. They also discuss Tiger Wood's recent split with Nike and the Wolf of Wall Street says no one can predict what is going to happen in the market. See omnystudio.com/listener for privacy information.

How will you generate income in retirement? What alternative options do you have to the stock market? Dan Blair discusses what is available to you and how to utilize each option as a total in your financial plan. He also talks about scammers after your money and why people struggle with reaching out to a financial advisor. See omnystudio.com/listener for privacy information.

Are high interest rates actually good for retirees? Shawn O'Keefe discusses the opportunities that become available in your portfolio when interest rates are elevated. He also talks about the new tax brackets for 2024 and what this means for your wallet!   See omnystudio.com/listener for privacy information.

How would you like to create mailbox money in retirement? Shawn O'Keefe and Dan Blair discuss the most popular Christmas songs and how royalties from music can be similar to a retirement plan. They also talk about protecting your estate from market risk and the advantages of rolling over your IRA. See omnystudio.com/listener for privacy information.

How many different plot twists could you face in retirement? Shawn O'Keefe and Dan Blair breakdown different situations you could face in your financial future. They also discuss how long a first meeting with an advisor should last and unconventional plans you can utilize in your portfolio. See omnystudio.com/listener for privacy information.

How will the market react to the 2024 election? Shawn O'Keefe and Dan Blair discuss trends surrounding the market during previous presidential election cycles. They also discuss how annuities have changed and the roll they can play in your portfolio, as well as the retirement rules that have been around for decades, but do they still work today?See omnystudio.com/listener for privacy information.

16-time Grammy Award winner David Foster and his wife, American Idol's own Katharine McPhee, sit down with Dan Blair in Nashville. They discuss the challenges you will face while working with your spouse, the difference between working on Broadway and TV, and what is the best financial advice you share with up-and-coming musicians.See omnystudio.com/listener for privacy information.

Do you have a retirement plan that can achieve your personal and financial goals? Shawn O'Keefe and Dan Blair discuss one of the biggest steps in retirement, creating a plan. They breakdown the four pillars that each plan should consist of and talk about why future tax planning is so crucial for financial success. See omnystudio.com/listener for privacy information.

Will next years social security rate put you in tax trouble? Shawn O'Keefe and Dan Blair discuss the potential tax consequences that you could see after the government raised social security rates for next year. They also talk about the current situation in the middle east and how war can affect the market.  See omnystudio.com/listener for privacy information.

Is it finances or emotions that's holding you back from retirement? Shawn O'Keefe and Dan Blair break down how to separate the two so you can feel more confident in your portfolio. They also discuss the fees that are eating up your 401(K), investments that can beat inflation, and why Bob Ross' estate won't see any money from the sale of his first painting.See omnystudio.com/listener for privacy information.

Will interest rates keep going up? Shawn O'Keefe and Dan Blair break down the media's speculation over the future direction of the market. They also discuss the most common mistakes made in 401(K)'s and ask if you know how much you will have to pay in taxes for a deferred account?See omnystudio.com/listener for privacy information.

Why are Americans retiring earlier and how are they able to do it? Shawn O'Keefe and Dan Blair discuss the proper ways to build a retirement plan that shows you when you can finally leave the work force. They also discuss death and taxes, as well as why you should pay the tax on the seed rather than the harvest. See omnystudio.com/listener for privacy information.

How many fees are actually in your 401(k)? Do you even know? Shawn O'Keefe and Dan Blair discuss the best way to find out. They also talk about if inflation will continue to rise, utilizing the Trump tax cuts in retirement, and what is the beard tax? See omnystudio.com/listener for privacy information.

Schools are now starting to offer courses in financial education, but how financially savvy are you? Shawn O'Keefe and Dan Blair discuss what you need to know to create a successful financial future. They also talk about social security, and if it will be worthless in the future. Finally, they discuss the proper way to plan a retirement.See omnystudio.com/listener for privacy information.

Where are the most common problems found in a retirement portfolio? Shawn O'Keefe and Dan Blair discuss the best ways to find these issues and address them today. They also talk about new rules coming to 401(k)'s and what roll an annuity can play in your retirement plan. See omnystudio.com/listener for privacy information.

Have you heard of the "Stealth Tax?" Shawn O'Keefe and Dan Blair discuss what it is and how you are losing more money everyday to the government that you didn't even know about. They share tips for what you can do now to reduce the burden. They also discuss hanging out in Nashville with the lead singer of Rascal Flatts, Gary LeVox. See omnystudio.com/listener for privacy information.

Shawn and Dan recently sat down for an interview with Gary LeVox, former singer for Rascal Flatts. They talk life, finances, and Gary's new direction as a solo artist.See omnystudio.com/listener for privacy information.

Can you afford to retire? Shawn O'Keefe and Dan Blair discuss when is the right time to get a checkup on your retirement portfolio. They also talk about how the Secure Act 2.0 could change your retirement plans and who in your family should make the decision to meet with a financial advisor. Finally, they hear how a Rock 'n Roll Hall of Famer plans to spend her golden years. See omnystudio.com/listener for privacy information.

Do you know what stocks are in your portfolio? Do you have overlap? Shawn O'Keefe and Dan Blair discuss the advantages of having a diverse financial plan. They also talk about creating a market recovery strategy and the difference between growing your portfolio while you're working and entering the distribution phase of life. 

It takes a good team to win a championship just like the Denver Nuggets, but can you do the same when it comes to retirement? Shawn O'Keefe and Dan Blair discuss the pieces you need in place to create a successful financial team. They also celebrate Father's Day weekend by sharing money saving tips from their dad's and how to find out if your portfolio is inline with your moral beliefs. 

What is the most difficult adjustments you will have to make in retirement? Dan Blair breaks down how to transition from getting a paycheck every two weeks to paying yourself out of your portfolio. He also discusses ways to keep up with inflation and how to transfer your wealthy to family members in the most tax efficient manner possible. 

Shawn O'Keefe shares a tax strategy to help preserve wealth and become the more tax efficient if you are a small business owner or have a highly appreciating assets such as real estate. This way you can keep more money in your pocket than Uncle Sam's. 

What will be your greatest expense in retirement? Shawn O'Keefe and Dan Blair breakdown a new study that say's nearly 1/3 of your retirement money will be used paying taxes. How can you become more tax efficient with your plan? They also discuss how Market Guard works, the differences between a robo-advisor and an actual person, and what made each of them want to become a financial advisor. 

Has inflation made it cheaper to go out to eat rather than buying groceries? Shawn O'Keefe and Dan Blair discuss how you can build inflation into your retirement plan so you can make your money last longer. They also talk about social security benefits for stay-at-home moms and the pros/cons to adding an annuity into your 401(k). 

Shawn O'Keefe sits down with Bill Murray as he explains why it's so important to get involved in the community and his passion for charity work. He also talks about his free-spirited ways and his most recent act that he pulled on one of his brothers. Finally, he shares what drove him to dip his toe into the world of music. 

Should you dip into your retirement next egg to help out your adult children? Shawn O'Keefe and Dan Blair discuss the financial struggles people need to avoid when it comes to family. They also talk about the benefits to deferring income and how to make sure your retirement plan lasts as long as you do. 

Is cash king or is cash trash? Shawn O'Keefe breaks down how much of your savings you should keep in cash. He also discusses the rules you need to know about Roth IRA's, the reason annuities get a bad wrap, and what you should do if you have an old 401(k) sitting around. 

How can you replace Social Security? Shawn O'Keefe and Dan Blair discuss the options that are available to you if the federal government decides to dial back your Social Security. They also talk about what you should do now if you are on the edge of retirement in such a volatile market and an NBA Hall of Famer shares his outlook on gambling. 

Do you want to get a refund when you file your taxes? Shawn O'Keefe discusses why it might be better for you to cut a check to the government every year. He also talks about the Fed overreacting to inflation, when should you start planning trips in retirement, and will congress dial back the 40-hour work week to 32-hours? 

The talking heads are saying we will see a pullback in the stock market in the next two months, but is this true? Shawn O'Keefe and Dan Blair break down the topic and also discuss what they are telling people who say, "I want to get out of the stock market." They also talk about which order you should take money out of your retirement accounts and what some people say they would be willing to do for a tax-free future. 

How can you protect your portfolio today? Dan Blair discusses the right time to take social security, tax planning for a highly appreciating asset, what March madness and financial planning have in common, and the tooth fairy is following inflation. 

Do you have a retirement plan that is able to shift with financial changes? Shawn O'Keefe and Dan Blair discuss retirement rule changes that you need to know. They also talk about creating an income distribution plan and do Americans actually understand how social security works? 

What direction is inflation heading in the second half of the year? Shawn O'Keefe and Dan Blair discuss how creating an income strategy can help create a successful retirement. They also talk about the retirement phrases you should know, Dan shares his plans to knock something off his bucket list and what is the best Girl Scout cookie? 

Are you sitting in dead money? Is cash still trash? Shawn O'Keefe and Dan Blair discuss the bad habits that could drain your retirement accounts faster and the importance of creating a plan for your portfolio. 

If there is a recession, when will it hit? Shawn O'Keefe and Dan Blair discuss how you can maximize your quality of life in retirement and how to create a strategy that avoids chasing the next shinny object in the financial world. They also talk about why 90% of financial advisors only last 3 years in the industry and get some tips from Slyvestor Stallone on how to live life to the fullest in your later years. 

Colorado has bene ranked one of the top 3 states to retire in! Shawn O'Keefe tells you why, as well as, the best way to find that sweet spot in your portfolio. He also discusses words of wisdom from a Rock and Roll Hall of Famer pertaining to living life to the fullest. 

Is the 60/40 portfolio going to make a comeback in 2023? Dan Blair discusses the importance of anticipating your financial future and breaks down the 5 questions you should be asking your financial advisor. 

Are you ready to retire? Shawn O'Keefe and Dan Blair breakdown a list of the 3 signs that you are ready to retire. They also discuss how to create a plan for a family that only has one working spouse and building a tax strategy for a highly appreciated asset. 

Shawn O'Keefe and Dan Blair reflect on the financial year 2022 was and discuss what to expect in 2023. They also talk about what you should know about annuities and celebrate the anniversary of an iconic marketing campaign. 

When will we see the bottom of the market. Shawn O'Keefe and Dan Blair discuss people's 2023 projections, if you should include an annuity in your 401(k), and a former NBA stars advice on finding your passion in retirement. 

Shawn O'Keefe discusses the importance of stress testing your portfolio and the benefits of having a second set of eyes on your finances. He also talks about being forced into retirement and why creating a tax strategy now can payoff in the future. 

Dan Blair discusses why it's important to create a custom retirement plan. He also talks about the possibility of the recession ending next year. the Christmas Price Index hitting an all-time high and some of  the unusual clauses he's seen in a will. 

Are you tax loss harvesting? Should you be? Shawn O'Keefe and Dan Blair discuss the pro's and con's, as well as how you can find balance in your portfolio and ways to create a strategy using an annuity. 

What is Market Guard? Dan Blair and Shawn O'Keefe are joined by the CEO and creator of market guard, Brad Jenkins. They discuss the roll of Market Guard inside of a portfolio and the reason why it gives you the power of knowing!