Podcasts about indicators

Ned Davis Research's Chief Global Investment Strategist Tim Hayes joins us to break down NDR's “360°” weight-of-the-evidence framework—how price, breadth, sentiment, macro and valuation fit together—and what those signals are saying right now. We dig into why he still classifies this as a secular bull market with rising secular-bear risks, how to separate real breadth thrusts from dead-cat bounces, the evolving bond/equity correlation, mega-cap concentration risk, the case for value/EM in a defensively rotating tape, and why gold's secular and cyclical trends remain compelling. You'll also hear how NDR allocates across stocks, bonds, cash (and gold), and Tim's timeless lesson for investors: stay objective, disciplined, and flexible.Topics CoveredNDR's 360° process: price + sentiment + macro + valuation, combined via equal-weighted composites (“weight of the evidence”)How to use breadth, put/call, and thrust signals without getting faked outSecular bull vs. secular bear: what would actually trigger the secular turnReading the bond market: why the stock/bond correlation flipped in 2022 and what a 10-year above approximately 5.0–5.25% could meanConcentration risk in mega-cap tech; implications for the U.S. vs. the rest of the worldWhere value, small caps, and EM can shine in defensive rotationsGold: drivers of the move, secular/cyclical setup, and role in a balanced allocationPractical allocation: when cash was king (2022), current market-weight posture, and sizing for gold“No Pets Allowed”: why aggregates beat single “pet” indicatorsUsing historical analogs carefully—and what to learn (and not learn) from themTim's core lesson: you can't forecast reliably—stay flexible and evidence-drivenTimestamps (YouTube Chapters)00:00 Don't fight the tape—or the Fed (opening context)01:06 Intro and why NDR's process beats single charts02:58 NDR's 360° framework and composite models05:31 Indicators that matter: breadth, sentiment, macro/valuation08:11 Asset-allocation model (stocks/bonds/cash) and real-time record09:27 “Secular bull intact; secular-bear risk rising” explained13:04 What counts as a secular bear ('66–'82, 2000–'09)15:05 Tightening vs. easing cycles and thrust reliability16:22 What a breadth thrust actually looks like19:55 From sentiment extremes to 50/200-day confirmation20:06 Bonds and stocks: the correlation flip since 202222:47 Duration, rate-cut hopes, and why cash led in 202224:02 Mega-cap concentration risk—paths from here27:23 Valuation: tech earnings yield at extremes; U.S. most expensive29:14 Where value/small caps/EM can win; China's role in EM33:25 Gold's standout year—drivers and positioning36:16 Gold's secular and cyclical bull case37:13 How much gold belongs in a balanced portfolio40:32 “No Pets Allowed”: trust aggregates, not single signals47:16 Bear-watch vs. rally-watch signals in 202549:02 Using historical analogs without overfitting51:00 NDR culture: objectivity over narratives53:41 Why independence matters53:59 Two closing questions: contrarian belief and one lesson59:03 Where to find Tim and NDR; disclaimer

It's … Indicators of the Week! Our weekly look at some of the most fascinating economic numbers from the news. On today's episode: the concept of capitalism is cooling in American minds; the U.S. policies behind the Hyundai ICE raid; and an influential family's succession saga comes to a thrilling (and expensive!) conclusion. Related episodes: Salvaging democratic capitalism, with Martin WolfHow to pass on a global media empireFor sponsor-free episodes of The Indicator from Planet Money, subscribe to Planet Money+ via Apple Podcasts or at plus.npr.org. Fact-checking by Sierra Juarez. Music by Drop Electric. Find us: TikTok, Instagram, Facebook, Newsletter. Learn more about sponsor message choices: podcastchoices.com/adchoicesNPR Privacy Policy

At some point, you are going to have a fork in the road and choices to make that may leave you wondering what is right for you. I have a lot on my plate at the moment, and it's bringing up a lot of questions about where my business is going, the kind of products I want to sell, how I want to show up online, and what I want my life to look like. Obviously, I could just keep going as I have been, but I have had this inkling inside of me that something is supposed to change.  Connect with Abagail⁠⁠⁠⁠⁠ ⁠⁠⁠⁠Instagram ⁠⁠⁠⁠All the Links!⁠⁠⁠ While I don't necessarily know what, I know that things are moving in a new direction. During my discovery process of trying to figure these things out, a question came up for me: Am I choosing this change because it's the right next step, or am I trying to escape something? Is this for growth, or am I running away? Running away from something because it scares you often is the wrong decision, so I spoke to my therapist, who gave me some great advice about this topic, and I wanted to share it with you today.   Episode Highlights Signs That You're Running Away from Something. [0:03:05]   Indicators of Positive Change. [0:05:41]  How to Know When It's Both. [0:06:56]  The Number One Thing to Get Clear On. [0:10:32]  When Escaping is Necessary. [0:16:03]  Special Thanks to Our Advertiser FreshBooks⁠⁠⁠⁠ Thank you for listening! Please subscribe, rate, and review The Strategy Hour Podcast on iTunes. Ratings and reviews are extremely helpful and greatly appreciated. For show notes, go to thestrategyhour.com.  Learn more about your ad choices. Visit megaphone.fm/adchoices

Derek Moore and Shane Skinner talk about the rally in gold no one seems to care about and the gold oil ratio. Then, they go through the indicators used to determine recessions and note they don't seem that bad, although nonfarm payrolls did disappoint. But private sector jobs are growing while the government jobs are falling, so are fed cuts greenlit? Later, looking at S&P 500 net income margin percentage average per decade. Yup, they've been rising each decade.  Finally, looking at forward PE ratios against forward EPS and how some stocks like Broadcom got cheaper after last earnings. All this and much more!   Next companies that are likely to join the S&P 500 Index Employment rate and non-farm payrolls Government vs Private Sector jobs Gold Oil ratio and what it means at these levels The rally in Gold over the past couple of years Central Banks buying gold AVGO Broadcom earnings and forward PE ratio and forward EPS estimates Recession indicators S&P 500 Index net profit margins by decade (they are rising) Why margins may not revert to the mean Fed rate cut probabilities jump after employment report       Mentioned in this Episode   Derek Moore's book Broken Pie Chart https://amzn.to/3S8ADNT   Jay Pestrichelli's book Buy and Hedge https://amzn.to/3jQYgMt   Derek's book on public speaking Effortless Public Speaking https://amzn.to/3hL1Mag   Contact Derek derek.moore@zegainvestments.com

Staying financially stable in Canada has never been harder. Even when you're working, budgeting, and “doing everything right,” rising insolvencies, higher debt loads, and a cooling housing market are leaving many Canadians struggling to stay afloat in 2025. If you've ever wondered why it feels impossible to get ahead financially (even when you're trying your best!?), this episode helps explain the challenges in today's economy and offers practical strategies to help Canadians move forward. 0:00 – Season 12 kicks off, Doug Hoyes and Ted Michalos discuss the future of DFI30 2:00 – Canada's economy today: rising insolvencies and financial strain 4:00 – The impact of higher unemployment and growing uncertainty 7:15 – Why home equity isn't the financial safety net it once was 10:50 – How financial exhaustion affects mental health and overall wellness 13:00 – Breaking the stigma: addressing shame around debt 14:30 – Key warning signs that you may have too much debt 17:00 – Why many Canadians underestimate how much debt they carry 20:00 – First steps to take when debt feels unmanageable 23:30 – Why working more hours won't solve financial problems 24:20 – How consumer proposals help Canadians get back on track Indicators of Financial Vulnerabilities – Household Credit Performance Chart Who's Filing Insolvency in Canada and Why? Joe Debtor Bankruptcy Study Free Canadian Credit Repair Resources Hoyes Michalos YouTube Channel Sign Up for the Monthly Debt Free Digest Disclaimer: The information provided in the Debt Free in 30 Podcast is for entertainment and informational purposes only and is not intended as personal financial advice. Individual financial situations vary and may require personal guidance from a financial professional. The views expressed in this episode do not necessarily reflect the opinions of Hoyes, Michalos & Associates, or any other affiliated organizations. We do not endorse or guarantee the effectiveness of any specific financial institutions, strategies, or digital tools/apps discussed

If you're not careful, the way you take money out of your retirement accounts could cost you tens of thousands of dollars in unnecessary taxes. The good news? With the right strategy, you can keep more of your hard-earned savings.In this episode, Ken Moraif (Founder & CEO of Retirement Planners of America) and CIO Jordan Roach cover:✅ The biggest withdrawal mistakes retirees make✅ How tax treatment differs across IRAs, 401(k)s, Roth accounts, and brokerage accounts✅ Why sequencing your withdrawals can make (or break) your tax bill✅ How withdrawals impact Social Security and Medicare costs✅ Tips to maximize after-tax retirement income and avoid “stealth taxes”Every dollar you save in taxes is another dollar you can spend on travel, family, or simply enjoying your second childhood without parental supervision.

Our Dakota Political Junkies preview the upcoming special legislative session. Plus, what legislators watch for nationally when planning for the state's budget.

What does it really mean to make disciples? This week in the conclusion of our Dashboard Indicators series, we're talking about multiplication—the heartbeat of Jesus' call in the Great Commission. From the bold faith of Richard Wurmbrand in Romania, to the everyday opportunities in our homes, workplaces, and neighborhoods, we're reminded that disciple-making isn't just for a few “special” Christians—it's for all of us. In this message, Pastor Maddie unpacks Matthew 28 and Acts 1:8, showing how making disciples is central to everything we do. You'll be encouraged to pursue your normal life with gospel intentionality and to practice radical hospitality that opens the door for others to encounter Jesus. Whether you're an introvert or extrovert, brand new to faith or have walked with Jesus for years, God has uniquely placed you where you are to be His witness. Let's discover together how we can multiply disciples and shine His light in a world that desperately needs Him.

Send us a textIn this episode of the PT Snacks podcast, we dive into the topic of Relative Energy Deficiency in Sport (RED-S). Aimed at physical therapists and students, this discussion covers the basics of RED-S, including its causes, symptoms, and the importance of early detection. We explain how this condition affects various body systems and performance, and highlight the role of physical therapists in screening and referring patients. Additionally, listeners will learn about the types of athletes at risk, signs to watch for in the clinic, and available screening tools. Tune in to enhance your understanding and improve your ability to support patients dealing with RED-S.00:00 Introduction to PT Sacks Podcast00:19 Episode Focus: Relative Energy Deficiency in Sport (REDS)00:56 Importance of Early Detection02:11 Understanding REDS: Causes and Effects03:19 Identifying At-Risk Individuals04:11 Symptoms and Indicators of REDS05:00 Injury Correlation and Risks05:45 Screening Tools and Referral06:20 Final Thoughts and Resources08:03 Special Offers and Conclusion1.     Mountjoy M, et al. (2018). IOC consensus statement on RED‑S. Br J Sports Med, 52(11), 687–697. https://bjsm.bmj.com/content/52/11/6872.     Tenforde AS, et al. (2022). Understanding RED‑S in sport. Current Sports Medicine Reports, 21(1), 30–37.3.     Ackerman KE, et al. (2020). Prevalence of RED‑S symptoms in athletes. Sports Health, 12(6), 539–546.4.     Melin A, et al. (2023). Screening tools for RED‑S. Br J Sports Med, 57(17), 1119–1128. https://bjsm.bmj.com/content/57/17/11195.     De Souza MJ, et al. (2014). LEA in athletes. J Clin Endocrinol Metab, 99(3), 777–787.6.     Logue D, et al. (2020). Low energy availability in athletes. BMJ Open Sport & Exercise Medicine, 6(1).Go to PT Final Exam using this link to access great studying options to conquer the NPTE!Support the showWhy PT Snacks Podcast?This podcast is your go-to for bite-sized, practical info designed for busy, overwhelmed Physical Therapists and students who want to build confidence in their foundational knowledge without sacrificing life's other priorities. Stay Connected! Make sure to hit follow now so you don't miss an episode! Got questions? Email me at ptsnackspodcast@gmail.com or leave feedback HERE. You can also join the email list HERE Need CEUs Fast?Time and resources short? Medbridge has you covered: Get over $100 off a subscription with code PTSNACKSPODCAST: Medbridge Students: Save $75 off a student subscription with code PTSNACKSPODCASTSTUDENT—a full year of unlimited access for less!(These are affiliate links, but I only recommend Medbridge because it's genuinely valuable.) Prepping for the NPTE? Get all the study tools you need to master it at ...

It's … Indicators of the Week! Our weekly look at some of the most fascinating economic numbers from the news. On today's episode: AI shuts out youth from the grind, China leaves U.S. soybeans behind, Gap has the then-and-now in marketing mind. Related episodes: AI creates, transforms and destroys... jobs What do farmers do in a trade war? For sponsor-free episodes of The Indicator from Planet Money, subscribe to Planet Money+ via Apple Podcasts or at plus.npr.org. Fact-checking by Sierra Juarez and Julia Ritchey. Music by Drop Electric. Find us: TikTok, Instagram, Facebook, Newsletter.  Learn more about sponsor message choices: podcastchoices.com/adchoicesNPR Privacy Policy

What if you could receive your Social Security tax free? Sounds too good to be true — but for millions of retirees, new rules could make it possible until 2029.In this episode, Ken Moraif (Founder & CEO of Retirement Planners of America) and CIO Jordan Roach break down:✅ How Social Security is taxed using provisional income✅ The new $6,000 deduction per person — and what it means for retirees✅ How retirees can structure withdrawals to avoid unnecessary taxes✅ Common mistakes that cost retirees thousands (and how to avoid them)✅ Why planning IRA vs. non-IRA withdrawals matters more than everThe bottom line: with the right strategies, up to 88% of retirees may owe nothing on Social Security taxes. But time is limited, and every retiree's situation is unique.

When you hear “giving,” do you immediately think, Here comes the money talk? You're not alone. Too many churches have misused money or turned giving into a transaction. But biblical generosity is not about what the church wants from you — it's about what God wants for you. In this message from the Dashboard Indicators series, Pastor Jason unpacks what it really means to live generously: Why generosity is bigger than money — it's about trust, stewardship, and worship. How the principle of “first fruits” runs throughout Scripture, from Genesis to Jesus. Why God's own generosity in giving His Son is the foundation of all Christian giving. How returning the tithe teaches us — and our children — to trust in God's provision. Why “you don't give to get — you give because God already gave.” Generosity isn't about loss. It's about freedom. And it changes everything.

In this conversation, Chris Markowski, the Watchdog on Wall Street, discusses the current economic landscape, emphasizing the importance of understanding financial realities and the impact of tariffs on businesses. He critiques conventional financial planning and the media's portrayal of economic issues, advocating for a more independent and informed approach to investing. Markowski introduces the concept of anti-fragility in financial planning, encouraging listeners to prepare for market volatility and take advantage of opportunities rather than succumb to fear.

It's … Indicators of the Week! Our weekly look at some of the most fascinating economic numbers from the news. On today's episode: Job retraining boosts mental health (with more mixed results for romance); the complex picture behind why dinner reservations are down in DC; and the trading platform Robinhood gets into the sports definitely-not-betting game. Related episodes: The cautionary tale of a recovering day trading addict The nepo baby premium, frothing markets, and Apple vs. Apples For sponsor-free episodes of The Indicator from Planet Money, subscribe to Planet Money+ via Apple Podcasts or at plus.npr.org.  Fact-checking by Cooper Katz McKim and Corey Bridges. Music by Drop Electric. Find us: TikTok, Instagram, Facebook, Newsletter.  Learn more about sponsor message choices: podcastchoices.com/adchoicesNPR Privacy Policy

President Trump just signed an executive order that could allow cryptocurrency, real estate, and private equity inside your 401(k).But what does this mean for retirees and those nearing retirement? Is it a golden opportunity—or a risky move?In this episode of the Retirement Planners of America Podcast, Ken Moraif and Chief Investment Officer Jordan Roach break it all down:• The potential benefits of adding crypto, real estate, and private equity to your 401(k)• The major risks you need to understand before jumping in• How diversification really works (and common mistakes retirees make)• Why risk tolerance matters more than ever with new asset classesWhether you're excited about the possibilities—or cautious about the risks—this discussion will help you make sense of what this change could mean for your retirement plan.

THE GIRLIES ARE BACK FOR SEASON 4!  We're back and still aggravating as usual. Brandon is apparently a vampire, Casey has a neighborhood stalker, Bailey reveals she used to be a trash man, and Lindsay started making AI videos. 

Do tariffs help rebuild American manufacturing or hold it back? In this episode, American Compass founder and chief economist Oren Cass sits down with commentator and author Noah Smith and a16z General Partner Erik Torenberg for a lively debate on the future of U.S. industry. They discuss the case for tariff-driven re-industrialization versus free-market approaches, the role of allies in trade policy, and what the numbers really show about manufacturing jobs, investment, and output. Along the way, they challenge each other's assumptions and explore what it would take to actually bring more production back to American soil. Timecodes:0:00 Introduction & Framing the Debate1:27 Oren Cass: Economic Philosophy & American Compass4:02 Manufacturing, Family, and Community5:00 Free Trade, Comparative Advantage, and Policy8:30 Tariffs: US vs. China and Historical Context9:30 Do Tariffs Help US Manufacturing?15:00 Data, Indicators, and Economic Predictions22:00 Theory, History, and the Role of Economics28:00 Trade Deficits, Scale, and Global Competition38:00 Negotiation, Game Theory, and Policy Tools46:00 Trade Deficits, Scale, and Global Competition1:03:23 Negotiating with Allies and the Limits of Tariff Threats Resources: Find Oren on X: https://https://x.com/oren_cassAmerican Compass: https://americancompass.org/Find Noah on X: https://x.com/noahpinionSubscribe to Noah's Substack: https://www.noahpinion.blog/ Stay Updated: Let us know what you think: https://ratethispodcast.com/a16zFind a16z on Twitter: https://twitter.com/a16zFind a16z on LinkedIn: https://www.linkedin.com/company/a16zSubscribe on your favorite podcast app: https://a16z.simplecast.com/Follow our host: https://x.com/eriktorenbergPlease note that the content here is for informational purposes only; should NOT be taken as legal, business, tax, or investment advice or be used to evaluate any investment or security; and is not directed at any investors or potential investors in any a16z fund. a16z and its affiliates may maintain investments in the companies discussed. For more details please see a16z.com/disclosures.

Market signals are not always obvious to investors. Some patterns are subtle and easily overlooked, but silent indicators can reveal important underlying trends in rental real estate. This week we discuss those signs and what they mean for investors.Have any questions? Shoot me an email: dean@crestcore.comHere's the link to our Buyer Profile: ⁠⁠https://docs.google.com/forms/u/0/d/e/1FAIpQLSeixAZKwPNsO7mlBlt9qOkpBRFEVlFukV_9Rdzdsf6JNjz-Sg/viewform?usp=send_form&pli=1⁠⁠Dean Harris, VP of Sales at CrestCore RealtyDouglas Skipworth, Founder & Principal Broker at CrestCore RealtyPodcast production and design by Parasaur StudiosThis podcast is brought to you by:Griffin, Clift, Everton & Maschmeyer PLLC. https://www.gcemlaw.com/contact-us/CoreLend Financial https://www.corelendfinancial.com/contact_us.html CrestCore Property Managment https://www.crestcore.com/Triumph ConstructionRiver City Title Company

Chuck Todd opens with critical media industry news as Nexstar's acquisition of Tegna threatens to devastate local TV journalism through consolidation that will create duopolies and slash newsroom jobs while fundamentally altering how Americans receive local information at the worst possible moment for democratic accountability. He shifts to Trump's complex role as a self-perceived "mediator" rather than Western ally in Ukraine negotiations where his deliberate inaction has inadvertently forced Europe to take security more seriously while Putin's biggest strategic miscalculation remains never giving Trump a political win that could justify backing off. Then, he offers an analysis of how American political strategy has become deliberately divisive through sophisticated microtargeting technologies. He explains that Obama's 2012 victory was misinterpreted and incorrectly assumed identity politics would define future elections when class divisions have actually become the primary fault line in American life.  He argues that the American public still responds positively to authentic unity messaging—suggesting the current toxic political environment is more a product of deliberate strategic choices than inevitable differences and could be reversed by leaders willing to reject a divisive playbook.Moody's Analytics chief economist Mark Zandi joins Chuck with a stark warning: the U.S. economy is heading toward a recession largely of its own making, driven by Trump's tariff policies, immigration crackdowns, and federal spending cuts that are creating a perfect storm of economic headwinds. Zandi explains that while tariff impacts are just beginning to surface as companies burn through pre-tariff inventory, the real damage will come from unfilled jobs due to deportations, AI displacing professional services workers, and federal layoffs hitting employment just as troubling indicators emerge—from empty Vegas casinos reminiscent of the 2008 financial crisis to homebuilder sentiment at its lowest levels since COVID. The economist argues that Trump's potential corruption of Bureau of Labor Statistics data makes forecasting nearly impossible at the exact moment when reliable economic intelligence is most crucial for navigating mounting risks.The conversation reveals how global economic interconnectedness makes America's policy mistakes everyone's problem, with Zandi warning that U.S. recession would likely trigger worldwide downturn while protectionist policies reverse decades of beneficial globalization—pointing to Brexit's GDP damage as a cautionary tale. He explains why the Federal Reserve faces impossible choices between supporting growth and fighting inflation, while businesses turn to shrinkflation rather than price increases and courts may ultimately strip Trump of tariff powers. Looking ahead to spring 2026, Zandi sees persistent inflation, unfilled jobs, and productivity gains from AI investment that won't materialize quickly enough to offset immediate economic damage, all while massive national debt creates long-term fiscal pressures that could force a reckoning sooner than anticipated—making this recession uniquely self-inflicted through deliberate policy choices rather than external shocks.Finally, he answers listeners' questions in the “Ask Chuck” segment. Timeline:(Timestamps may vary based on advertisements)00:00 Introduction01:00 Housekeeping note - Will release 3 different versions of audio pod03:00 Nexstar buys Tegna, will consolidate and devastate local TV news 05:15 Merger will create local duopolies for TV affiliates, fewer journalists07:30 Merger will have drastic effects on how people get local information08:30 Trump holds court with Zelenskyy and European leaders09:45 Trump sees himself as a mediator rather than ally of the west11:00 Trump's inaction has forced Europe to take security more seriously12:45 Can't sell American public on putting U.S. troops in Ukraine15:30 Putin's miscalculation is never giving Trump a win18:15 If Trump exerted leverage, Putin would back off21:15 Putin has united Europe22:15 American political strategy is deliberately divisive & polarizing23:15 Campaigns used to treat undecideds as moderates24:30 Campaigns discovered independents had a wide range of views25:15 Digital tools allowed for microtargeting of voters26:45 Obama's reelection win was misinterpreted29:00 Both parties thought identity would define politics when it was class30:15 Class is the dividing line in American life32:00 The public does respond to authentic unity messaging34:45 Mark Zandi joins the Chuck ToddCast 35:30 Tariff impacts starting to show up in the economy 37:15 Surprising the impacts haven't been more stark? 38:30 Companies haven't gone through all pre-tariff inventory 39:15 Are there conditions for an interest rate cut? 40:30 Fed will weigh growth over inflation 42:30 Federal layoffs and funding cuts impact on employment 44:00 Major trouble for the jobs market on the horizon 45:15 Immigration policy will leave jobs unfilled 46:15 AI is impacting professional service jobs 48:45 Vegas is empty, similar to before the financial crisis 49:45 Indicators of brewing economic trouble? 51:45 Homebuilder sentiment the lowest since Covid 52:30 If we don't dip into recession, what prevents it? 54:30 What will the economy look like in the spring of 2026? 57:15 Will tariff increases lead to persistently high inflation? 58:45 Businesses are choosing shrinkflation over price increases 1:01:15 Courts could take tariff power away from Trump 1:02:45 Is there hidden productivity in the data due to AI? 1:05:15 AI will boost productivity in the future, just not yet 1:06:00 Will huge investment in AI create jobs/growth? 1:07:30 How can we forecast economics if BLS data is corrupted? 1:11:30 The BLS needs more resources to produce better data 1:12:00 If government data isn't reliable, what's the alternative? 1:15:15 The economic impacts of unreliable government data 1:17:15 If U.S. goes into recession, the world likely does too 1:18:45 The long term effects of a global race toward protectionism 1:21:00 US benefitted from globalization, reversing it is a negative 1:22:00 Brexit the perfect example of protectionism hurting GDP 1:23:45 U.S. economy bounced back best from Covid 1:25:00 When will the massive national debt catch up with us? 1:26:45 Trend lines show a day of reckoning over debt is coming 1:28:00 U.S. policy will be directly responsible for a recession1:30:15 Chuck thoughts on interview with Mark Zandi 1:31:00 Ask Chuck 1:31:15 Have the Reagan Republicans given up? 1:35:45 Are the modern American oligarchs similar to those of the 1860s? 1:39:30 Is Trump taking over DC to dictate the results of elections?

Moody's Analytics chief economist Mark Zandi joins Chuck with a stark warning: the U.S. economy is heading toward a recession largely of its own making, driven by Trump's tariff policies, immigration crackdowns, and federal spending cuts that are creating a perfect storm of economic headwinds. Zandi explains that while tariff impacts are just beginning to surface as companies burn through pre-tariff inventory, the real damage will come from unfilled jobs due to deportations, AI displacing professional services workers, and federal layoffs hitting employment just as troubling indicators emerge—from empty Vegas casinos reminiscent of the 2008 financial crisis to homebuilder sentiment at its lowest levels since COVID. The economist argues that Trump's potential corruption of Bureau of Labor Statistics data makes forecasting nearly impossible at the exact moment when reliable economic intelligence is most crucial for navigating mounting risks.The conversation reveals how global economic interconnectedness makes America's policy mistakes everyone's problem, with Zandi warning that U.S. recession would likely trigger worldwide downturn while protectionist policies reverse decades of beneficial globalization—pointing to Brexit's GDP damage as a cautionary tale. He explains why the Federal Reserve faces impossible choices between supporting growth and fighting inflation, while businesses turn to shrinkflation rather than price increases and courts may ultimately strip Trump of tariff powers. Looking ahead to spring 2026, Zandi sees persistent inflation, unfilled jobs, and productivity gains from AI investment that won't materialize quickly enough to offset immediate economic damage, all while massive national debt creates long-term fiscal pressures that could force a reckoning sooner than anticipated—making this recession uniquely self-inflicted through deliberate policy choices rather than external shocks.Timeline:(Timestamps may vary based on advertisements)00:00 Introduction01:00 Housekeeping note - Will release 3 different versions of audio pod02:45 Mark Zandi joins the Chuck ToddCast 03:30 Tariff impacts starting to show up in the economy 05:15 Surprising the impacts haven't been more stark? 06:30 Companies haven't gone through all pre-tariff inventory 07:15 Are there conditions for an interest rate cut? 08:30 Fed will weigh growth over inflation 10:30 Federal layoffs and funding cuts impact on employment 12:00 Major trouble for the jobs market on the horizon 13:15 Immigration policy will leave jobs unfilled 14:15 AI is impacting professional service jobs 16:45 Vegas is empty, similar to before the financial crisis 17:45 Indicators of brewing economic trouble? 19:45 Homebuilder sentiment the lowest since Covid 20:30 If we don't dip into recession, what prevents it? 22:30 What will the economy look like in the spring of 2026? 25:15 Will tariff increases lead to persistently high inflation? 26:45 Businesses are choosing shrinkflation over price increases 29:15 Courts could take tariff power away from Trump 30:45 Is there hidden productivity in the data due to AI? 33:15 AI will boost productivity in the future, just not yet 34:00 Will huge investment in AI create jobs/growth? 35:30 How can we forecast economics if BLS data is corrupted? 39:30 The BLS needs more resources to produce better data 40:00 If government data isn't reliable, what's the alternative? 43:15 The economic impacts of unreliable government data 45:15 If U.S. goes into recession, the world likely does too 46:45 The long term effects of a global race toward protectionism 49:00 US benefitted from globalization, reversing it is a negative 50:00 Brexit the perfect example of protectionism hurting GDP 51:45 U.S. economy bounced back best from Covid 53:00 When will the massive national debt catch up with us? 54:45 Trend lines show a day of reckoning over debt is coming 56:00 U.S. policy will be directly responsible for a recession

Coach Ted talks about the indicators of chaos within the body. (Originally aired 02-06-2024)

What drives your serving—obligation or love? This week in our Dashboard Indicators series, we looked at Serving as a vital sign of spiritual health. Just like the doctor checks your vitals, these indicators help us see where our hearts really are. Paul reminds us in Galatians 5:13–14 that true freedom isn't about indulging ourselves—it's about serving one another humbly in love. But serving can be tricky. Sometimes it looks good on the outside, but deep down it's fueled by pride, guilt, or a desire for recognition. That's why we have to check our hearts. When God's grace flows into us vertically, it changes how we love and serve horizontally. That's where serving shifts from heavy and joyless to light and life-giving. Let's learn together what it looks like to serve not out of guilt, but out of gratitude—for His glory, not our own.

The digital revolution has transformed insurance fraud investigation from cassette tapes to AI algorithms, yet the foundational skills remain surprisingly human. Larry Henning, Senior Vice President of Anti-Fraud and Special Investigations at Allied Universal Services, brings 47 years of investigative expertise to this eye-opening conversation about the evolving landscape of insurance fraud detection."God gave you one mouth and two ears for a reason," Henning remarks, highlighting that despite technological advancements, active listening remains the most powerful tool in an investigator's arsenal. He shares a compelling story from early in his career when simply listening carefully revealed a confession that an experienced adjuster had completely missed—a moment that nearly caused him to crash his car in disbelief.The episode explores how inconsistency across different tellings of the same story serves as the primary red flag for potential fraud. When someone reports an incident to their employer, tells friends, and describes it to medical providers, variations between these accounts warrant deeper investigation. Henning offers practical advice for claims professionals on conducting effective interviews, emphasizing the importance of following up on every person, place, thing, or event mentioned in a claimant's story.Technology's impact on fraud investigation is examined in depth—from social media algorithms that can search hundreds of platforms simultaneously to geo-intelligence tools capable of identifying witnesses by searching posts from specific locations and timeframes. These digital advances are balanced with traditional "boots on the ground" techniques like locating security footage, creating a powerful combination for uncovering the truth.Whether you're a claims professional seeking to sharpen your fraud detection skills or simply curious about how investigators separate fact from fiction, this episode offers valuable insights into the art and science of insurance fraud investigation. Subscribe now to hear more conversations with industry experts who are making a difference in the world of claims.Season 9 is brought to you by Berkley Industrial Comp. This episode is hosted by Greg Hamlin and guest co-host Chris Drake.Visit the Berkley Industrial Comp blog for more!Got questions? Send them to marketing@berkleyindustrial.comFor music inquiries, contact Cameron Runyan at camrunyan9@gmail.com

August 17, 2025Dr. Mark AmbroseSeries: A Beautiful ChurchHow to Recognize an Unhealthy Church1 Timothy 6:3-5

It's … Indicators of the Week! Our rapid run through the numbers you need to know.  On today's episode: John Legend croons; CPI inflation soothes; Same job as mom? You'll earn more, dude; Apple vs. Apple, a courtroom feud. Related episodes: Why every A-lister also has a side hustle The DOJ's case against Apple The Intergenerational Transmission of Employers and the Earnings of Young WorkersGenerational Wealth: How High Earners Help Their Children's CareersFor sponsor-free episodes of The Indicator from Planet Money, subscribe to Planet Money+ via Apple Podcasts or at plus.npr.org. Fact-checking by Sierra Juarez. Music by Drop Electric. Find us: TikTok, Instagram, Facebook, Newsletter.Learn more about sponsor message choices: podcastchoices.com/adchoicesNPR Privacy Policy

// Merlin - SIGN UP FREE 30 DAY TRIAL https://tinyurl.com/MerlinGMCYouTube //// T H E 3 T W A R R I O R A C A D E M Y // Join the 3T Warrior Academy: https://3twarrior.com/warrioracademy?affiliate_id=3827481 // Join our Free Discord: https://3twarrior.com/discord49541345 //// F O L L O W T H E T E A M // Official Good Morning Crypto https://linktr.ee/3tGMCrypto Twitter: https://twitter.com/3tGMCrypto // Abs  Instagram: https://www.instagram.com/Abs3t/ Twitter: https://twitter.com/AbsGMCrypto // Johnny Krypto https://linktr.ee/johnnykrypto Twitter: https://twitter.com/JohnnyKrypto00 YouTube: https://www.youtube.com/channel/UCm-qyQNf1rnUaw6u20mKCVw // Gonzo Twitter: https://twitter.com/gonzo_3t Instagram: https://www.instagram.com/gonzo_3t/ // Mario https://marios.link Twitter: https://twitter.com/LinkWithMario Youtube: https://youtube.com/@LinkWithMario Instagram: https://www.instagram.com/LinkWithMario/ TikTok: https://www.tiktok.com/@LinkWithMario //// Disclaimer: All of our videos are strictly personal opinions. Please make sure to do your own research. Never take one person's opinion for financial guidance. There are multiple strategies and not all strategies fit all people. Our videos ARE NOT financial advice. We are not financial advisers & this is not financial advice. #Crypto #CryptoNews #Bitcoin #BTC #ethereum #eth #ripple #xrp #chainlink #quant #polygon #qnt #cardano #xlm #hbar #cspr #algo #algorand #cspr #Abs #JohnnyKrypto #GoodMorningCrypto #stellar #fednow #ada #digitalcurrency #digitalassets #tokenization #ada #hbar #hedera #usdc #usdt #jennax #ripplewin #xdc #xinfin #rippleceo #bradgarlinghouse #nft #nfts #xrppump #chainlinks #swift #tokenizedassets #xrpltokenization #uphold #coinbase #visa #fidelity #bitcoinetf #micklexrp #xrpmickle #mickle #ripplepartnership Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2692: Sara Stanizai explores two common but damaging relationship habits, defensiveness and stonewalling, and how they silently erode emotional connection. By learning to pause, acknowledge your partner's perspective, and return to the conversation with calm and clarity, you build a relationship rooted in mutual respect and emotional safety. Read along with the original article(s) here: https://www.prospecttherapy.com/blog/2019/9/27/check-your-relationship-health-4-indicators-for-success Quotes to ponder: "OK, you're right about that. I know I don't spend as much time with you as I used to. Can we figure out a way that I can still go to the gym during the week without feeling guilty?" “I mean, I honestly didn't realize that this bothered you. Help me understand why this is such a big deal to you.” “You can, and should, stop a conversation any time you notice emotional flooding.” Learn more about your ad choices. Visit megaphone.fm/adchoices

8/13/25 - Episode 165Episode SummaryIn this episode, Scott Austin speaks with Sean McCarthy from Customers.ai, a customer acquisition expert, to explore how eCommerce brands can significantly grow revenue through paid ads. They present a case study of a brand that scaled from $90K to $250K in monthly revenue within months through a strategic, data-driven advertising approach.Key Takeaways:Customer Acquisition Strategy: The brand initially had poor ad performance with low ROAS. Sean implemented a structured acquisition strategy, moving from ad-hoc efforts to a deliberate, customer-centric funnel.Channel Shifts: They started with Facebook and Instagram but shifted toward Google Ads, which better targeted high-intent customers searching for barefoot shoes—leading to improved performance.Attribution and Analytics: A key to success was using an attribution platform to accurately measure and connect performance across Facebook, Google, Klaviyo, and Shopify.Content and Creative: Success required high-quality, lifestyle content (not just product shots). This was repurposed across platforms to test various creatives and learn what resonated.Testing and Iteration: The team tested many ad types (videos, slideshows, etc.). They emphasized learning over failure—understanding what doesn't work is as valuable as knowing what does.Indicators for Scaling Ads: Brands should consider paid ads when they have strong fundamentals like a high repeat customer rate (e.g., 25%) and solid conversion rates. These suggest a strong product/market fit.Advice on Hiring Agencies: Sean advises brand owners to learn the basics and run ads themselves first before hiring an agency. Agencies should be focused on optimizing spend—not just scaling budget quickly.Final Message: Investing in paid ads can drive rapid growth—but only if it's done strategically. It requires time, money, tracking, testing, and good creative. Start small, build a foundation, and scale intentionally.Show Links Shawn McCarthy - https://www.linkedin.com/in/shawnwmccarthy/Customers.ai - https://customers.ai/Linear Shopping Experiences - https://apps.shopify.com/linear-shopping-experienceTranscript & Videohttps://jadepuma.com/blogs/the-shopify-solutions-podcast/episode-165-revenue-growth-through-ads

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2691: Sara Stanizai unpacks two of the four major warning signs that can predict relationship trouble: criticism and contempt. Drawing from the Gottman Method, she offers clear contrasts between unhealthy dynamics and healthy communication patterns, giving listeners practical tools to express needs without blame and recognize when deeper emotional respect is missing. Read along with the original article(s) here: https://www.prospecttherapy.com/blog/2019/9/27/check-your-relationship-health-4-indicators-for-success Quotes to ponder: "Focusing on yourself leaves much less room for defensiveness from the other person." "Contempt is criticism + moral judgment." "Are you trying to resolve an issue, or are you trying to hurt the other person?" Learn more about your ad choices. Visit megaphone.fm/adchoices

How does understanding ancient, Jewish prayer transform the way we approach our own prayer life? In this thought-provoking discussion, the Voxology Podcast unpacks the profound communal and theological practices of Jewish prayer that shaped the teachings of Jesus and continue to challenge modern, individualistic approaches to Christianity. Join the hosts as they explore how prayer reflects our understanding of God, our faith, and the world around us, offering a deeper lens into themes of cruciformity, justice, and the role of the church in society. By examining the historical context of Jewish prayer practices, such as the Shema and the Amidah, the conversation dives into the rhythms of blessing, repentance, and trust that were central to the lives of early believers. Learn how these practices offer fresh insight into the Lord's Prayer and reshape how we navigate faith and cultural challenges today. Whether it's reimagining what it means to bless God or understanding prayer as a communal act of justice and restoration, this episode invites listeners into a richer theology of prayer that connects deeply with the teachings of Jesus. How does prayer influence your faith perspective? We encourage and would love discussion as we pursue these topics together. Feel free to email your thoughts, engage the conversation on Facebook and Instagram, and join us in exploring the intersection of faith, justice, and cultural engagement. Let's continue walking this road together. CHAPTERS: 00:00 - Nonference 2025 05:43 - World Relief Event 10:49 - Home Church 12:44 - Christian Nationalism 18:43 - Indicators of Christian Nationalism 23:03 - Victim Mindset 27:20 - America as an Entity 31:30 - Importance of the Topic 32:55 - Introduction to the Lord's Prayer 37:00 - Disciples' Request for Prayer 42:35 - The Amidah Prayer 43:10 - Jewish Prayer Practices 47:26 - The Amidah Prayer (duplicate removed) 53:14 - The Daily Bread in Prayer 53:21 - Gathering of the Exiles 53:40 - Restoration of Justice 54:05 - Humbling the Arrogant 55:05 - Support for the Righteous 55:40 - Rebuilding Jerusalem 56:15 - Flourishing of Salvation 56:30 - Hearing of Prayer 56:51 - Restoration of Temple Service 57:15 - Divine Presence Restoration 57:45 - Peace in Prayer 58:12 - Fixedness of Prayer 01:00:10 - Two-Dimensional Vocabulary 01:04:17 - What God Provides 01:06:50 - Blaming God for Issues 01:08:39 - Support the Show 01:09:52 - See You Next Week As always, we encourage and would love discussion as we pursue. Feel free to email in questions to hello@voxpodcast.com, and to engage the conversation on Facebook and Instagram. We're on YouTube (if you're into that kinda thing): VOXOLOGY TV. Our Merch Store! ETSY Learn more about the Voxology Podcast Subscribe on iTunes or Spotify Support the Voxology Podcast on Patreon The Voxology Spotify channel can be found here: Voxology Radio Follow us on Instagram: @voxologypodcast and "like" us on Facebook Follow Mike on Twitter: www.twitter.com/mikeerre Music in this episode by Timothy John Stafford Instagram & Twitter: @GoneTimothy

We all expect growth in certain areas of life—our kids, careers, even our football teams—but what about our spiritual lives? In this week's message, Pastor Bob reminds us that spiritual maturity doesn't just happen by accident. It's intentional. It's about moving beyond simply knowing about Jesus to actually becoming like Him. We'll unpack the things that can hinder growth, the process God uses to help us mature, and why it matters for more than just us—it's about bearing fruit and making Jesus famous. If you've ever felt stuck, spiritually dry, or like you're just “going through the motions,” this message will challenge and encourage you to take your next step toward real transformation. Watch now and ask yourself: Are you choosing to grow? #SpiritualGrowth #FaithJourney #GrowInFaith #BecomingLikeJesus #ChristianLife #BibleTeaching #ChurchOnline #SermonSeries #MakeJesusFamous

In this episode Nick Smoot sits down with Ernesto Sirolli of the Sirolli Institute. Chapters09:42 Engagement with the Community26:00 Lessons from International Aid42:36 The Joy of Helping Others46:24 Building Community Through Collaboration56:21 The Importance of Passion in Business01:00:22 The Role of Cooperatives in Society01:06:08 The Nature of Entrepreneurship01:08:57 The Debate of Nature vs. Nurture in Development01:12:03 The Role of Pain and Love in Growth01:13:50 The Importance of Community Participation01:15:24 Finding Passion and Purpose in Work01:17:46 Creating Value and Beauty in the World01:19:08 The Journey from Idea to Market01:19:57 The Sacred Act of Creation01:21:00 Unlocking Social Capital for Community Growth01:23:59 Measuring Community Prosperity through Social Capital01:25:42 The Role of Frameworks in Economic Development01:27:56 Indicators of Community Success01:32:41 Enlightened Capitalism and Community Transformation01:35:09 The Unexpected Beauty of Human Potential01:38:10 The Importance of Digital Infrastructure01:39:57 Empowering Communities for the Future

It's ... Indicators of the Week! Our weekly look at some of the most fascinating economic numbers from the news. On today's episode: Palantir crosses a billion dollars in quarterly revenue (what do they actually do again?); mRNA vaccine research gets a big cut in RFK Jr's health department; and a climate disaster database gets a new lease on life.Related episodes:How Palantir, the secretive tech company, is rising in the Trump eraAn indicator lost: big disaster costsMoonshot in the armFor sponsor-free episodes of The Indicator from Planet Money, subscribe to Planet Money+ via Apple Podcasts or at plus.npr.org.Fact-checking by Sierra Juarez and Cooper Katz McKim. Music by Drop Electric. Find us: TikTok, Instagram, Facebook, Newsletter. Learn more about sponsor message choices: podcastchoices.com/adchoicesNPR Privacy Policy

Apple's making a very slight change to the Wi-Fi picker in iOS and iPadOS 26 that should make it easier to spot secure versus open wi-fi networks. We'll look into it. First though, we'll check in on the Saint Paul cyberattack, as well as the other cyberattack in the other Saint Paul. It's all ahead on this edition of The Checklist brought to you by SecureMac. Check out our show notes: SecureMac.com/Checklist And get in touch with us: Checklist@Securemac.com

In this episode we talk with Chris Gillen about the erosion of accountability and self-reflection in the workplace and how to not let it happen to you and your organization.  During our time together we discuss:What "The Villain Trap" is and now it manifests itself.Indicators that the villain trap is opening.The impact of the villain trap on you, your relationships and your business.Ways to prevent from falling into the villain trap, personally and profesionally.If you are interested in learning more from Chris.....Read The Villain Trap Visit his website and consider joining the No Villains Club 

Public companies are racing to lock ETH onto their balance sheets, but is this the spark for a late-cycle greed run or a setup for a painful reversal? Mike Nadeau from The DeFi Report joins Ryan to unpack the ETH treasury boom, explain how staking yield and convertible debt amplify reflexivity, and show why onchain signals place us around 9 p.m. on the market clock. We examine surging DEX volumes, record stablecoin supply, and the alt-season gauges that could send ETH to new highs. Finally, we outline the risks of leverage, premium flips, and the exit strategy smart investors are already planning. Michael Nadeau & The DeFi Report:  https://x.com/JustDeauIt  https://thedefireport.io ------

This week Pastor J kicked off our new series Dashboard Indicators with a message on connection. Just like a branch can't thrive when it's cut off from the tree, we can't thrive when we're disconnected from Jesus and His people. Faith isn't meant to be lived solo—it's meant to be lived together.

What happens when citizens lose faith in the institutions that serve them? And how can we rebuild that trust?Episode SummaryOn this episode, I'm speaking to someone who cares passionately about this subject and who has made it her life's work to research and solve it.  From politicians who lie, to corruption scandals, to public services that simply don't work the way we expect—especially when we're paying taxes and getting poor value—something feels broken. I want to know: how do we understand and respond to that breakdown of faith?Libby Maman, founder and CEO of Luminata, whose work turns abstract values like transparency, accountability, participation and inclusiveness into tangible, measurable trust indicators.We dig into why conventional approaches to rebuilding trust often backfire, and how designing systems that measure the right things can actually shift organisational behaviour for the better.You'll hear not only how trust can be mapped, measured and managed—but why that matters. We challenge assumptions: do metrics actually undermine trust? Or can they signal seriousness, credibility and responsiveness? Libby shares concrete examples of stakeholder‑led indicators, behavioural logic in gamification, and the limitations and opportunities of measuring democratic values.Guest Biography: Libby MamanLibby Maman is a researcher and systems designer working at the intersection of public policy, behavioural science and institutional design. She is the founder and CEO of Luminata, a consultancy that partners with governments and civil society to build measurable trust frameworks.  Libby's broader background spans academia, consulting and public sector work.Her research focuses on translating democratic norms—such as transparency, accountability and inclusiveness—into practical metrics that organisations can both implement and act on. Through Luminata, she has worked with national and local governments to co‑design trust indicators that respond to real stakeholder needs and drive change.AI-Generated Timestamp Summary[00:00:00] Introduction: Declining trust in public bodies and the stakes of measurement[00:02:45] Libby's background and mission at Luminata[00:05:30] Why traditional trust-building (PR, appeals to values) often fails[00:10:15] Designing trust indicators: transparency, accountability, participation, inclusiveness[00:15:40] Co‑design with stakeholders to ensure relevance and buy‑in[00:20:10] Behavioural logic: how metrics can motivate institutional change[00:25:00] Risks of aspirational vs realistic measurement targets[00:30:00] Trust-politicisation: when metrics become tools of power[00:35:20] Case examples of gamified measurement and its impact[00:40:00] The relationship between trust-building and voluntary compliance[00:45:30] Limitations: measurement isn't magic—but it's a start[00:50:00] Final reflections on what organisations must do to grow trustLinks:Libby's website - Luminata website (Libby's consultancy) Libby on LinkedIn Relevant Previous EpisodesProfessor Yuval Feldman on why we should write rules for good people not bad peopleProfessor Yuval Feldman on Trust & Voluntary ComplianceHilary Sutcliffe on TrustDr Jake Mazulewicz on Human Reliability

Manna-Fest is the weekly Television Program of Perry Stone that deals with in-depth prophetic and practical studies of the Word of God. As Biblical Prophecy continues to unfold, you will find Manna-Fest with Perry Stone to be a resource to help you better understand where we are now in light of Bible Prophecy and what the Bible says about the future. Be sure to tune in each week!

1 Thessalonians 3 shows that a life truly surrendered to Christ is marked by sacrificial care and genuine prayer for community, even in hardship. Our deepest impact comes not from personal performance but from investing in others, building unity, and trusting God to work through us—often in ways that reach far beyond what we see.

It's ... Indicators of the Week! Our weekly look at some of the most fascinating economic numbers from the news. On today's episode: Nigeria gets a GDP surprise, Magic the Gathering mutes tariff impact for Hasbro, and Bitcoin reaches record highs following the passage of the GENIUS Act. Related episodes:How stable is Stablecoin? (Apple / Spotify) Episode 609: The Curse Of The Black LotusFor sponsor-free episodes of The Indicator from Planet Money, subscribe to Planet Money+ via Apple Podcasts or at plus.npr.org.Fact-checking by Sierra Juarez. Music by Drop Electric. Find us: TikTok, Instagram, Facebook, Newsletter. Learn more about sponsor message choices: podcastchoices.com/adchoicesNPR Privacy Policy

On this week's episode, Kathy Jones and Liz Ann Sonders discuss equity earnings season, continuing tariff uncertainty, and the fate of embattled Fed Chair Jerome Powell—emphasizing the importance of an independent Fed to both the stock and bond markets.Then, Kathy Jones and Collin Martin dive into the dynamics of the leveraged loan market, highlighting the recent surge in issuance despite anticipated interest rate hikes. They explore the unique characteristics of leveraged loans, including their floating coupon rates and sub-investment grade issuers, touching on the factors driving demand and the potential risks for investors. Additionally, they discuss Treasury Inflation-Protected Securities (TIPS), noting their appeal for investors looking for diversification and a hedge against inflation.Finally, Kathy and Liz Ann discuss the data and economic indicators they will be watching in the coming week.On Investing is an original podcast from Charles Schwab. For more on the show, visit schwab.com/OnInvesting. If you enjoy the show, please leave a rating or review on Apple Podcasts.Important DisclosuresThis material is intended for general informational purposes only. This should not be considered an individualized recommendation or personalized investment advice. The investment strategies mentioned may not be suitable for everyone. Each investor needs to review an investment strategy for his or her own particular situation before making any investment decisions.All expressions of opinion are subject to change without notice in reaction to shifting market, conditions. Data contained herein from third party providers is obtained from what are considered reliable sources. However, its accuracy, completeness or reliability cannot be guaranteed.Diversification does not ensure a profit and does not protect against losses in declining markets.Investing involves risk, including loss of principal.Performance may be affected by risks associated with non-diversification, including investments in specific countries or sectors. Additional risks may also include, but are not limited to, investments in foreign securities, especially emerging markets, real estate investment trusts (REITs), fixed income, municipal securities including state specific municipal securities, small capitalization securities and commodities. Each individual investor should consider these risks carefully before investing in a particular security or strategy.Forecasts contained herein are for illustrative purposes only, may be based upon proprietary research and are developed through analysis of historical public data.This information is not a specific recommendation, individualized tax, legal, or investment advice. Tax laws are subject to change, either prospectively or retroactively. Where specific advice is necessary or appropriate, individuals should contact their own professional tax and investment advisors or other professionals (CPA, Financial Planner, Investment Manager, Estate Attorney) to help answer questions about specific situations or needs prior to taking any action based upon this information.Schwab does not recommend the use of technical analysis as a sole means of investment research.Currency trading is speculative, volatile and not suitable for all investors.The policy analysis provided by the Charles Schwab & Co., Inc., does not constitute and should not be interpreted as an endorsement of any political party.Fixed income securities are subject to increased loss of principal during periods of rising interest rates. Fixed income investments are subject to various other risks including changes in credit quality, market valuations, liquidity, prepayments, early redemption, corporate events, tax ramifications, and other factors.Lower rated securities are subject to greater credit risk, default risk, and liquidity risk.Treasury Inflation Protected Securities (TIPS) are inflation-linked securities issued by the U.S. Government whose principal value is adjusted periodically in accordance with the rise and fall in the inflation rate. Thus, the dividend amount payable is also impacted by variations in the inflation rate, as it is based upon the principal value of the bond. It may fluctuate up or down. Repayment at maturity is guaranteed by the U.S. Government and may be adjusted for inflation to become the greater of the original face amount at issuance or that face amount plus an adjustment for inflation. Treasury Inflation-Protected Securities are guaranteed by the U.S. Government, but inflation-protected bond funds do not provide such a guarantee.(0725-NVEU)

In this episode, Dr. Vignesh Devraj explores the often-overlooked but deeply important topic of identifying pitta imbalances using modern tools and Ayurvedic insights. He shares how imbalances in Pitta can manifest physically and mentally, and how specific blood tests and lifestyle signs can point to this doshic aggravation. You'll also learn Ayurvedic lifestyle strategies, diet recommendations, and therapeutic approaches to cool down excess Pitta, restore digestive balance, and regulate mental clarity.Whether you're dealing with acidity, hormonal imbalance, or emotional burnout, this episode provides a practical and profound lens to decode your inner fire.Sign up for a free episode abstract: https://vigneshdevraj.com/subscribe-to-newsletter/Episode HighlightsSigns of Imbalanced Pitta in the Body and MindElevated Testosterone, PCOS, and Body HeatFrustration, Anger, and Mental Manifestations of PittaGut Issues: Acidity, Ulcers, and the Role of Poor DietLifestyle and Panchakarma Therapies for Pitta BalanceTimestamps00:00 - 02:00: Effects of imbalanced Pitta 02:00 – 06:00: Indicators of elevated Pitta06:00 – 08:00: Mental signs & Gut disturbances08:00 – 09:40: Detoxifying & Cooling therapiesIf you are interested in doing one on one Ayurvedic consultation with Dr Vignesh Devraj, please find the details in this link: https://calendly.com/drvignesh/30-minute-session-with-dr-vignesh-devraj-md-ay-istIf you are economically challenged, please use the form provided to request a free Ayurvedic consultation here. (or copy paste this in your browser: https://docs.google.com/forms/d/e/1FAIpQLSd29nHcrC1RssR-6WAqWCWQWKKJo7nGcEm8ITEl2-ErcnfVEg/viewform )You can also visit us at Sitaram Retreat, for bookings check out: www.sitaramretreat.com BALANCE THE MIGHTY VATA - ONLINE COURSE NOW AVAILABLE What makes Ayurveda unique in its treatment approach is its practical wisdom on the concept of Vata. Vata is responsible for Prana - the life energy, nervous system - the master panel of our body, and our emotions. In Ayurveda, it is mentioned that controlling Vata is the most difficult part of healing and recovery. Recently, I have recorded a workshop on - Balancing The Mighty Vata which has over 6 hrs of content, with notes filled with practical inputs that can be integrated into our life. You can access this at https://drvignesh.teachable.com/For further information about Dr Vignesh Devraj, kindly visit www.vigneshdevraj.com and www.sitaramretreat.com Instagram - @sitarambeachretreat | @vigneshdevrajTwitter - @VigneshDevrajWe truly hope you are enjoying our content. Want to help us shape and grow this show faster? Leave your review and subscribe to the podcast, so you'll never miss out on any new episodes. Thanks for your support.Disclaimer: - The content of the podcast episodes is not intended to be a substitute for professional medical procedures, consultations, diagnosis, or treatment in any manner. We strongly do not recommend using the content of these episodes as medical advice for any medical conditions for you, others, or for treating your patients.

The movies come to Indicators of the Week. We dig into why one film is letting you reserve tickets a whole year in advance, what ticket prices might tell us about tariffs and inflation, and how Los Angeles might be cutting back on the red tape when it comes to making movies there. Related episodes: Why aren't filmmakers shooting in LA? (Apple / Spotify) The story of China and Hollywood's big-screen romance (Apple / Spotify) When is cosplay a crime? (Apple / Spotify) Before La La Land, there was Fort Lee, New Jersey (Apple / Spotify) For sponsor-free episodes of The Indicator from Planet Money, subscribe to Planet Money+ via Apple Podcasts or at plus.npr.org. Fact-checking by Julia Ritchey. Music by Drop Electric. Find us: TikTok, Instagram, Facebook, Newsletter. Learn more about sponsor message choices: podcastchoices.com/adchoicesNPR Privacy Policy

We are back with Indicators of the Week! Today, we'll be digging into why U.S. professional gamblers are worried about their future, why businesses might start investing more in research and development, and why cancelling your subscriptions is going to remain difficult.Related episodes:How sports gambling blew up (Apple / Spotify)The cautionary tale of a recovering day trading addict (Apple / Spotify)The 'Planet Money' team examines the subscription trapFor sponsor-free episodes of The Indicator from Planet Money, subscribe to Planet Money+ via Apple Podcasts or at plus.npr.org.Fact-checking by Sierra Juarez. Music by Drop Electric. Find us: TikTok, Instagram, Facebook, Newsletter.Learn more about sponsor message choices: podcastchoices.com/adchoicesNPR Privacy Policy

It's ... Indicators of the Week! Our weekly look at some of the most fascinating economic numbers from the news. On today's episode: Could more babies change the climate in a big way? Why did a U.S. judge side with AI company Anthropic? And why is the bond market so chill these days?Related episodes: Artists vs. AI You told us how tariffs are affecting you (Apple/Spotify)For sponsor-free episodes of The Indicator from Planet Money, subscribe to Planet Money+ via Apple Podcasts or at plus.npr.org.Fact-checking by Sierra Juarez. Music by Drop Electric. Find us: TikTok, Instagram, Facebook, Newsletter. Learn more about sponsor message choices: podcastchoices.com/adchoicesNPR Privacy Policy

It's ... Indicators of the Week! Our weekly look at some of the most fascinating economic numbers from the news. On today's episode: the Senate passes the GENIUS Act, the SALT cap might be DOA in the OBBB, and a gender split on the state of the economy.Related episodes: How stable is Stablecoin? (Apple / Spotify) Feeling inflation in the grocery storeFor sponsor-free episodes of The Indicator from Planet Money, subscribe to Planet Money+ via Apple Podcasts or at plus.npr.org.Fact-checking by Tyler Jones. Music by Drop Electric. Find us: TikTok, Instagram, Facebook, Newsletter. Learn more about sponsor message choices: podcastchoices.com/adchoicesNPR Privacy Policy

Are you wasting money on trainers who spend more time on their phones than coaching you? In this episode of the Habits and Hustle podcast, I sit down with the Mind Pump team—Sal, Adam, and Justin—who reveal the red flags that expose terrible trainers.  We explore why weighted vests are causing injuries in middle-aged women and why the ripped trainer might be your worst choice. The guys share their simple five-exercise formula that transforms bodies, explain why training like a powerlifter gets women lean, and debunk protein myths flooding social media. Mind Pump is a top fitness podcast hosted by Sal Di Stefano, Adam Schafer, and Justin Andrews—former personal trainers with over 60 combined years of experience. They've built a fitness empire through their evidence-based approach, creating the MAPS program series that sells 240 copies daily worldwide while training clients who stay consistent for life. What We Discuss:  (08:26) Indicators of a Good Personal Trainer (19:55) Core Values in Business (25:56) Building a Strong Fitness Business (33:20) Strength Training for Women (38:13) Effective Strength Training for Bodies (49:23) Effective Ab Training Strategies (54:46) Ineffective Exercise Trends and Weighted Vests (01:06:06) Protein vs. Whole Foods Debate …and more! Thank you to our sponsors: Momentous: Shop this link and use code Jen for 20% off Therasage: Head over to therasage.com and use code Be Bold for 15% off  TruNiagen: Head over to truniagen.com and use code HUSTLE20 to get $20 off any purchase over $100. Magic Mind: Head over to www.magicmind.com/jen and use code Jen at checkout. Bio.me: Link to daily prebiotic fiber here, code Jennifer20 for 20% off.  David: Buy 4, get the 5th free at davidprotein.com/habitsandhustle.   Find more from Jen:  Website: https://www.jennifercohen.com/ Instagram: @therealjencohen   Books: https://www.jennifercohen.com/books Speaking: https://www.jennifercohen.com/speaking-engagement Find more from Mind Pump: Podcast: https://mindpumppodcast.com/  Instagram :https://www.instagram.com/mindpumpmedia/