Podcasts about hidden fees

Kyle Busch just sued Pacific Life Insurance for $8.58 million, claiming he was misled by an Indexed Universal Life (IUL) policy. But what if this high-profile case proves everything Infinite Banking practitioners have warned about for years?

Kyle Busch just sued Pacific Life Insurance for $8.58 million, claiming he was misled by an Indexed Universal Life (IUL) policy. But what if this high-profile case proves everything Infinite Banking practitioners have warned about for years?

What if your retirement plan is packed with hidden fees and missed opportunities? Art McPherson unpacks the value of a second opinion, revealing how overlooked costs in your 401(k) and IRAs can quietly erode your savings. This episode explores new tax rules, Roth conversions, and why gold might deserve a spot in your portfolio. Plus, real stories about travel, charity, and the surprising ways your financial “coach” can make a difference. Get the facts you need to ask better questions and take control of your financial future. For more information visit www.artofmoney.com! Follow us on social media: YouTube | Instagram | Facebook | LinkedInSee omnystudio.com/listener for privacy information.

Are invisible fees quietly draining your retirement savings? This episode of the Unleash Your Wealth podcast dives into the real impact of Social Security, Cost of Living Adjustment or COLA, rising Medicare premiums, and the hidden costs lurking in 401(k)s and IRAs. Discover why relying solely on Social Security may not be enough, how to spot and reduce unseen expenses, and the importance of dynamic, personalized financial planning for a confident retirement. For more information or to schedule a consultation with SC Wealth Advisors visit: scwealthadvisors.com Raj Shah and Rick Borek focus on wealth management, retirement planning, personal finance, taxes, estate planning and so much more. Combined, Raj and Rick have over 55 years of financial planning experience and are eager to help you retire in the most efficient manner. See omnystudio.com/listener for privacy information.

-Elon Musk has told Joe Rogan that he hopes to unveil a flying car "before the end of the year." As Gizmodo has reported, Rogan asked Musk about  the long-delayed second-gen Tesla Roadster in his show, when the Tesla CEO suddenly started talking about wanting the vehicle to fly. -The Republican-led FCC has voted on and approved a proposal that would make it harder for consumers to receive itemized bills with accurate information from their ISPs, as originally spotted by CNET. This proposal revises previous "unnecessary" requirements on the grounds that a fact-based list of charges "may confuse customers." -After teasing its dual-screen gaming handheld last month, Anbernic has already put its RG DS up for preorder on its website. When the Anbernic RG DS was revealed for the first time, the handheld maker only hinted at a price range of less than $100. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Could chasing record highs put your retirement at risk? This episode with Jackie Campbell explores the dangers of market “melt-ups,” emotional investing, and common moves that can quietly sabotage your financial future. Learn why relying on a 401(k) alone, ignoring hidden fees, and skipping a written plan could derail your goals. Get practical insights on rebalancing, tax strategies, and staying prepared—no matter what the market does. For more information or to schedule a consultation call 352-251-1015 or visit www.mycampbellandco.com! Follow us on social media: Facebook | YouTube | X | InstagramSee omnystudio.com/listener for privacy information.

Is being rich just about money—or is true wealth something deeper? This episode with JoePat Roop unpacks the myths behind financial success, explores how hidden fees and taxes can erode your savings, and reveals why a personalized plan matters more than chasing market trends. Discover practical strategies for protecting your life savings, building tax-efficient income, and finding confidence in your retirement journey. For more information or to schedule a consultation call 704-946-7000 or visit BelmontUSA.com! Follow us on social media: YouTube | Instagram | Facebook | LinkedInSee omnystudio.com/listener for privacy information.

Are hidden fees draining your retirement savings? Dive into this episode as Kevin Madden reveals the real impact of Roth conversions, alternative investments, and the secrets behind building a tax-efficient retirement plan. From the pitfalls of outdated mutual funds to strategies for replacing your paycheck, discover how to navigate today’s financial landscape and secure your future—without leaving money on the table. Get Your Complimentary Retirement Roadmap Your roadmap will include: A retirement income strategy A test to see how long your money will last A tax-planning strategy See omnystudio.com/listener for privacy information.

Are you falling for retirement clickbait that could sabotage your future? This episode unpacks seven common moves that threaten your nest egg, from mistaking your 401k for a plan to overlooking hidden fees and home equity. Mike Douglas breaks down what really matters for retirement success, emphasizing strategy, education, and avoiding blanket advice. Learn why personalized planning beats generic rules every time. Schedule your complimentary appointment today: MichigansRetirementCoach.com Follow us on social media: YouTube | Facebook | Instagram | LinkedInSee omnystudio.com/listener for privacy information.

Real Estate Expert & Best-Selling Author, Gerald Lucas reveals 5 hidden fees moving companies charge.

Keeping the news light this week! The FCC is going to let ISPs charge hidden fees again. South Korea loses a massive data center with no backups. AI gets nasty when you reward its bad behavior. The iQOO 15 was unboxed early. And the Vivo X300 Pro is getting shown off in some travel videos! Let's get our tech week started right! -- Show Notes and Links https://somegadgetguy.com/b/4Rt Support Talking Tech with SomeGadgetGuy by contributing to their tip jar: https://tips.pinecast.com/jar/talking-tech-with-somegadgetgu Find out more at https://talking-tech-with-somegadgetgu.pinecast.co This podcast is powered by Pinecast. Try Pinecast for free, forever, no credit card required. If you decide to upgrade, use coupon code r-c117ce for 40% off for 4 months, and support Talking Tech with SomeGadgetGuy.

Why is your ad revenue flat even when your game's traffic is growing? Margins are getting squeezed by hidden fees, and old strategies of yelling at partners no longer move the needle. In this episode, we sit down with veteran ad monetization consultant Kelly Kang to get her modern playbook for building a resilient and profitable ad strategy from the ground up.Kelly Kang has optimized ad strategies for some of the biggest names in mobile gaming, including Big Fish Games, Aristocrat, and Glu Mobile. She provides a masterclass on auditing your current setup, choosing the right tech stack, and understanding the metrics that truly matter for long-term growth.In this episode, you will learn:The #1 reason your revenue margins are shrinking (and it's not what you think).A 4-point framework to audit your ad stack, from mediation to placements.Why you should track Ad Engagement and Impression Depth over ARPDAU and CPM.The most common (and costly) mistakes studios make when launching and operating ads.Actionable "quick wins" that can immediately boost performance.How to structure and scale your ad monetization team based on revenue, not workload.Episode Chapters (Timestamps):(00:00:26) The Biggest Pain Point: Squeezed Margins & Hidden Fees(00:04:21) The Day-One Audit: A 4-Point Framework(00:07:37) Strategy: Header Bidding vs. Waterfall(00:14:25) The Metrics That Actually Matter (Beyond ARPDAU)(00:17:54) Ad Placement and Format Strategy(00:27:35) Launching a New Game: A Step-by-Step Plan(00:38:29) How to Structure and Scale Your Admon Team(00:49:03) Common Mistakes That Kill Revenue and LTV(00:55:49) Quick Wins to Boost Ad Revenue(01:04:08) The Future of Ad Monetization & AIFollow Us:For more expert insights, subscribe to the Gamemakers newsletter: https://www.gamemakers.com/Connect with our Guest:To learn more about Kelly Kang and her work, visit Game Plan Advisor: https://www.gameplanadvisor.com

Are you making the most of your cash in today’s shifting financial landscape? This episode dives into smart strategies for handling windfalls, avoiding hidden fees, and preparing emotionally for retirement. From the pitfalls of “safe” money to the realities of change, Steve Anzuoni shares practical advice and personal stories to help you retire with confidence—without falling into financial rabbit holes or emotional traps. SCHEDULE A MEETING OR PHONE CONSULTATION TODAY! Get a Copy of Steve's Book - Tee Up Your Retirement! Social Media: Facebook I LinkedIn I Instagram I YouTube See omnystudio.com/listener for privacy information.

What happens when retirement planning becomes a lifeline for families facing the unexpected? This episode explores why women often face unique challenges in retirement, the importance of shared financial strategies, and how a clear plan can potentially put your mind at ease during life’s toughest moments. Damon Roberts and Matt Deaton reveal the hidden risks, fees, and emotional realities behind successful retirement planning, sharing real stories and practical advice for couples and individuals alike. For more information or to schedule a consultation, call 480-680-6868 or visit www.successinthenewretirement.com! Follow us on social media: Facebook | LinkedInSee omnystudio.com/listener for privacy information.

Most of us assume our 401k plans are free because we never see a bill. But hidden fees—record keeping, custodial, administration, and advisory costs—can silently erode your retirement savings over time. In this episode, Dr. Disha Spath sits down with forensic 401k consultant Paul Sippel to uncover how these costs work, why they're so hard to detect, and practical steps you can take to protect your wealth. If you're a physician, business owner, or employee relying on your 401k for retirement, this conversation is a must-listen! Key Topics Covered: 1. The Hidden Price of 401K Why most employees (and even physicians) don't realize how much retirement fees are costing them 2. Decoding the Fee Structure Custodial, record keeping, administration and advisory charges explained by Paul 3. So Who Really Pays the Bill? How physicians often carry a bigger share of plan costs than their staff. 4. Defining a “reasonable” costs Benchmarks to know if your plan fees are fair or quietly draining your bank account. 5. Beware of the Transparency Trap Why statements rarely show the true expense and how the industry profits from the confusion 6. Proven Strategies to Lower the Fees From negotiating employer-level billing to exploring self-directed brokerage accounts. Listener Takeaways: If you've never seen a bill for your 401k, that doesn't mean it's free—the fees are just hidden. Even “small” percentages in fees can compound into massive retirement losses over time. Physicians are often subsidizing their staff's 401k costs without realizing it. Shifting fees to the employer level creates more fairness and bigger savings potential. You have the tools to uncover and reduce your 401k fees—knowledge equals real money saved. Resources Mentioned: Chatgpt Department of Labor's www.efast.dol.gov  FreeERISA   Connect with Us: Host: Dr. Disha Spath, The Frugal Physician Guest: Paul Sippel, 401k Forensic Consultant 

HEADLINES:• Dubai Offers Free Parking For Prophet's Birthday Holiday On September 5• Dubai Is Removing Hidden Food Delivery Charges• Chef Burak Özdemir Revealed He No Longer Has Any Legal Or Business Ties In Dubai• The Lovin' Dubai Community Awards 2025• Dubai Resident Moved By Emirati's Note After Hit-and-Run• Meet Robert: The AI Robot Simplifying Finance

Right up front here, let me just state loudly that there are some amazing independent TPAs (third-party administrators) out there who have the expertise, the scrappy willfulness, and the deep desire to do right by their clients, their self-insured employer clients. For a full transcript of this episode, click here. If you enjoy this podcast, be sure to subscribe to the free weekly newsletter to be a member of the Relentless Tribe. And look, they may be facing some of the same headwinds that plan sponsors themselves face, like anticompetitive contracts, brokers who are up to no good, etc. So, just keep that in mind as you listen. And the main point of all of this if you are a plan sponsor is, find a good TPA partner, which, as Bryce Platt has said about consultants but same rules apply about TPAs here, the difficulty is being informed enough to tell the difference. So, the goal of this show is to help with that, the “be informed enough to tell the difference.” All of this being said, this is technically a Take Two; but we trimmed it down and welcome to a whole new intro. So, call this a refresher and an update about a really, really important topic from last year that is becoming extremely (maybe even more) relevant this year. Really relevant. Consider, for example, the show with Claire Brockbank (EP453) about carrier/TPA RFPs (requests for proposal) and all of the landmines that are really expensive, that are buried in some of these contracts. Then there was the Cynthia Fisher show (EP457) from last year about the millions, maybe billions of dollars in aggregate going missing in medical (ie, TPA or ASO [administrative services only]) spread pricing. We had “The Mystery of the Weekly Claims Wire” show with Justin Leader (EP433), again, revealing money that's being disappeared when the TPA is withdrawing dollars from plan sponsor checking accounts. And then there's the payment integrity episode with Kimberly Carleson (EP480) from a few weeks ago with just another wrinkle on this, namely TPAs or ASOs who insist on auditing themselves and how that turns out for members and plan sponsors. Oh, and last, but certainly not least, is the whistleblower show with Ann Lewandowski (EP476) on how a TPA arm of an EBC (employee benefit consultant) allegedly pocketed $20 million—$20 million of their client's pharma rebates—and used that $20 million to fund their executive bonus pool. What a time to be alive! All of this just highlights the huge stakes for plan sponsors to really understand what their TPA is all about. And when I say high stakes, I mean from both a legal standpoint and also just vast dollars in play here. But this episode with Elizabeth Mitchell is also, I'm gonna say, extremely relevant given just a few ripped from the headlines and news articles such as these. I'm gonna start actually with a post from Kimberly Carleson, and I like the comment by Jeff Evans, who wrote, “How does $8,710 equal $104,266?” Spoiler alert, it doesn't. Lots of missing dollars there. Someone's hands are in the cookie jar. Oh, look, the TPA has entered the chat. In a nutshell, and I'm quoting something Peter Hayes wrote, he wrote, “TPAs have received relatively little public attention. [There's an article in Health Affairs] that describes how TPAs impose hidden fees, benefit from their own form of spread pricing, and otherwise prioritize their own financial interests over those of their plan clients.” Also, here's a totally other issue. Let me quote Luke Prettol highlighting something Jason Shafrin had written about a paper by Jeff Marr, Daniel Polsky, and Mark Meiselbach. Let me slightly rephrase what Luke said. He wrote, “Employers pay, on average, a 4.7% [so almost 5%] price markup when hospitals are in their TPA's [Medicare Advantage] network.” Right? Dr. Eric Bricker talked about this in that episode (EP472) just how TPAs with MA (Medicare Advantage) business negotiate their commercial clients to pay higher rates so that then they can pay lower rates for their own MA members. As Luke wrote, “On its face, this overpayment does not appear to be solely in the interest of participants.” No kidding. Now, let's spin the wheel here. There are barriers for TPAs themselves, even the ones who have a deep desire to do the right thing. As Patrick Moore wrote, “Most TPAs still can't do [many of the things that employers might want because there are] PPO contracts.” So, is it a rock in a hard place situation? I mean, if the TPA has no other options than using a carrier's PPO (preferred provider organization) network with all its attendant contractual issues, then yeah, that is one definite challenge. Along these lines, let me read a post by Rina Tikia, because I think she sums up this really well. “When independent TPAs … push for transparency, they're blocked under the banner of ‘fiduciary risk.' “Meanwhile, the largest carriers and PBMs, with Cayman shell subsidiaries, DOJ kickback probes, [huge] hedge fund ties, [$10 million-plus] lobbying budgets, and antitrust violations continue unchecked. They are not only allowed to operate but celebrated as mainstream options. “Why the double standard? Political donations? Foundation smokescreens? Nonprofit status as a PR shield?” These are excellent questions. And here's another challenge: brokers. Ramesh Kumar Budhani wrote about this one, just how hard it is sometimes to find—for TPA, an independent TPA, trying to do the right thing—to find brokers who prioritize doing the right thing for employers and helping their clients save money. The summary of all of this: There are TPAs and there are ASOs who aren't even trying. They are going to ride the flywheel, the gravy train, and catch all of the dollars flying off of it for as long as they can manage to cling to it with all 10 of their fingers. Then there are TPAs, mostly indies, trying super hard to do the right thing. But how successful they are is going to depend on how boxed in they are by the PPO networks or the carriers that the brokers or even plan sponsors may insist on. Just how courageous they are and just how smart they are and experienced they are about the market and how it actually operates. So, the show that follows is about all of this, including how we can inspire TPAs, which, in the show that follows, subsumes ASOs kind of into it. But in the show that follows, I hope it's inspiring to create an environment so that the market demands TPAs that do all of the things, and we make inertia not a viable business strategy. Elizabeth Mitchell, my guest today, currently serves as the president and CEO of the Purchaser Business Group on Health. Also mentioned in this episode are Purchaser Business Group on Health; Bryce Platt; Claire Brockbank; Cynthia Fisher; Justin Leader; Kimberly Carleson; Ann Lewandowski; Jeff Evans; Peter Hayes; Luke Prettol; Jason Shafrin; Jeff Marr; Daniel Polsky; Mark Meiselbach; Eric Bricker, MD; Tom Nash; Patrick Moore; Rina Tikia; Ramesh Kumar Budhani; Mark Cuban; Harold Miller; Chris Deacon; Moby Parsons, MD; Benjamin Schwartz, MD, MBA; Mishe Health; Rik Renard; and Cora Opsahl. You can learn more at PBGH and by connecting with Elizabeth on LinkedIn.   Elizabeth Mitchell, president and CEO of the Purchaser Business Group on Health (PBGH), advances its strategic focus areas of advanced primary care, functional markets, and purchasing value. She leads PBGH in mobilizing health care purchasers, elevating the role and impact of primary care, and creating functional healthcare markets to support high-quality affordable care, achieving measurable impacts on outcomes and affordability. At PBGH, Elizabeth leverages her extensive experience in working with healthcare purchasers, providers, policymakers, and payers to improve healthcare quality and cost. She previously served as senior vice president for healthcare and community health transformation at Blue Shield of California, during which time she designed Blue Shield's strategy for transforming practice, payment, and community health. Elizabeth served as the president and CEO of the Network for Regional Healthcare Improvement (NRHI), a network of regional quality improvement and measurement organizations. She also served as CEO of Maine's business coalition on health (the Maine Health Management Coalition), worked within an integrated delivery system (MaineHealth), and was elected to the Maine State Legislature, serving as a State Representative. Elizabeth served as vice chairperson of the U.S. Department of Health and Human Services Physician-Focused Payment Model Technical Advisory Committee, board and executive committee member of the National Quality Forum (NQF), member of the National Academy of Medicine's “Vital Signs” Study Committee on core metrics, and a guiding committee member for the Health Care Payment Learning & Action Network. Elizabeth holds a degree in religion from Reed College and studied social policy at the London School of Economics.   08:06 What is the overarching context for health plans in healthcare purchasing? 11:31 Why is it important to reestablish a connection between the people paying for care and people providing care? 13:47 What are the needs of a self-insured employer when managing employee benefits? 19:00 Is it doable for employers to set their own contracts? 21:24 Is transparency presumed? 22:39 Will the new transparency upon us actually expose wasted expense? 24:23 EP408 with Chris Deacon. 25:58 “This is not about individual bad actors. … The systems … that is not aligned.” 27:39 Are there providers who want to work directly with employers? 30:53 Why is it important that incentives need to be aligned? 32:42 EP427 with Rik Renard. 33:51 What's missing from the conversation on changing health plans?   You can learn more at PBGH and by connecting with Elizabeth on LinkedIn.   @lizzymitch2 of @PBGHealth discusses #TPA and #healthplan vs. #jumboemployer inertia on our #healthcarepodcast. #healthcare #podcast #financialhealth #patientoutcomes #primarycare #digitalhealth #healthcareleadership #healthcaretransformation #healthcareinnovation   Recent past interviews: Click a guest's name for their latest RHV episode! Dave Chase, Jonathan Baran (Part 2), Jonathan Baran (Part 1), Jonathan Baran (Bonus Episode), Dr Stan Schwartz (Summer Shorts), Preston Alexander, Dr Tom X Lee (Take Two: EP445), Dr Tom X Lee (Bonus Episode), Dr Benjamin Schwartz, Dr John Lee (Take Two: EP438), Kimberly Carleson, Ann Lewandowski (Summer Shorts)  

Is the 4% rule still relevant—or dangerously outdated? In this episode of Success in the New Retirement, Damon Roberts and Matt Deaton explore how longer lifespans, rising costs, and hidden 401(k) fees are reshaping retirement planning. They break down income strategies that go beyond traditional stocks and bonds, explain why mutual funds may be costing retirees more than they realize, and highlight the importance of working with a fiduciary. If you're serious about maximizing income and minimizing fees, this episode is a must-listen. For more information or to schedule a consultation, call 480-680-6868 or visit www.successinthenewretirement.com! Follow us on social media: Facebook | LinkedInSee omnystudio.com/listener for privacy information.

Are credit cards what we think they are? In this thought-provoking episode, Tommy Kilpatrick shares his insights on how credit card debt works, what might be hidden in plain sight, and why it's important to question financial norms. Tune in to learn, think critically, and make more informed financial decisions.

Think DIY Amazon FBA will save you money? New sellers often make costly mistakes that could bankrupt their business. Learn the five critical errors that kill profits and how to avoid them from day one. To learn more, visit https://fbaleadlist.com FBA Lead List City: Sheridan Address: 30 N Gould St Ste N Website: https://www.fbaleadlist.com

The travel industry makes billions from travelers overpaying.  Today we're exposing the traps that drain your wallet—and how to avoid them.  Many of us overspend on travel without even realizing it, falling prey to shiny marketing tactics or getting caught off guard by hidden fees we didn't see coming. Pauline Frommer knows exactly how the travel industry works and ways the industry gets you to spend more than you should. She's pulling back the curtain on the travel industry's pricing tactics, shares how to spot real value, and gives us a smarter game plan for booking great trips on any budget.   Connect with Pauline Frommer   Pauline is the host of The Frommer's Travel Show, president of Frommer Media LLC, which is the publisher of the iconic Frommer's guidebooks, a series that has sold over 75 million copies worldwide.  Website: www.frommers.com Instagram: @frommers Podcast: The Frommer's Travel Show   Read Pauline's Guidebook: Frommer's New York City day by day: https://amzn.to/3IHyqXd    Other Episodes You'll Enjoy:  How To Save Money On Cruises - Episode 164 How To Book Free Airline Stopovers and Visit Two Countries For the Price of One - Episode 196 CardPointers Review: Best App To Manage Credit Cards - Episode 180 How To Find Mistake Fares Like a Pro - Episode 152  

What if your money could bring you more joy—and less stress? Today, we welcome Ken Honda, Japan's bestselling personal development guru, to the basement. He introduces us to his concept of “Happy Money,” where gratitude replaces fear, and your relationship with money becomes… well, happier. From early lessons in emotional finance to wisdom from his own mentors, Ken shares how small mindset shifts can lead to big life changes. But before we get zen with our Benjamins, Joe and OG shine a light on the latest investigation into real estate commissions. Are hidden fees quietly draining your wallet when you buy or sell a home? The Justice Department seems to think so. We dive into what's happening—and what you can do about it. Also in the episode: HSA contribution limits are rising—are you using your health savings account the smart way? A listener wonders if hiring their kids can unlock Roth IRA opportunities (spoiler: it's not as simple as “just write them a check”). Doug moonshines a trivia question that may or may not involve death (but definitely involves Doug). Whether you're looking for practical strategies or a new perspective on money itself, this episode brings both insight and inspiration. FULL SHOW NOTES: https://stackingbenjamins.com/happiness-with-ken-honda-greatest-hits-1706 Deeper dives with curated links, topics, and discussions are in our newsletter, The 201, available at https://www.stackingbenjamins.com/201 Enjoy! Learn more about your ad choices. Visit podcastchoices.com/adchoices

What if your million-dollar retirement plan is only worth half that? Ryan Herbert and Lawrence Kiely unpack the hidden costs of financial fees and taxes that can quietly erode your nest egg. They break down the real cost of “free” financial advice, the myth of lower taxes in retirement, and why communication with your advisor matters more than ever. Ryan and Lawrence reveal how to spot value in financial planning and avoid the trap of one-size-fits-all portfolios. Want to begin building your retirement and tax plan? Schedule a call with us here:

Hosts: Dave Ross, Brian Seitz, Anthony Hamilton Tipping expectations are out of control—and your guests are noticing. In this episode of Restauranttopia, we break down the rise of tipflation, how digital guilt is changing hospitality, and what operators can do to protect their guest experience while still supporting their teams. Key Takeaways: What is Tipflation? The creeping rise of tipping expectations—from a simple jar to digital prompts that pressure consumers to tip for counter service, takeout, and more. The COVID Effect: The pandemic created a surge in empathy, making consumers more willing to tip generously. Operators quickly adopted technology that made tipping unavoidable. Consumer Fatigue: Guests feel manipulated by screens asking for 20–30% tips for basic transactions, which can damage trust and loyalty. Impact on Restaurants: While higher tips can supplement wages and improve retention, they often come at the expense of the customer experience. Alternative Models: Auto gratuities for large parties can protect staff but risk customer resentment if not communicated clearly. Flat service fees and inclusive pricing can work—but only if widely adopted in a market. Training and transparency are key to any strategy. Best Practices for Operators: Regularly review and adjust your POS tipping prompts—don't default to the highest options. Consider how tipping requests align with your hospitality values. Be intentional about communicating why you have chosen your approach. Audit how tips are pooled, distributed, and taxed to stay compliant.  

A look at how I was losing money without even knowing it along with a few other embarrassing yet funny trading stories. Start your 14-Day Risk-Free Trial Membership today at www.TierOneTrading.comYour trading Coach, Akil

Ready to take control of your retirement? Start your Retirement TEAM Action Plan at ARHQ.com or call 419-794-3030 to speak with a retirement planning specialist today! What do Ticketmaster fees and your retirement account have in common? More than you think. In this episode of America’s Retirement Headquarters, Nolan Baker breaks down the hidden costs that could be quietly draining your retirement savings. From 401(k)s to annuities, we explore how even a 1% fee difference can cost you tens of thousands over time. Learn how to uncover these fees, compare them to industry benchmarks, and make smarter decisions to stretch your retirement dollars further—no matter where you live. About America's Retirement Headquarters: We are dedicated to helping retirees achieve the retirement they deserve. From crafting personalized retirement income strategies to providing one location for your entire retirement solutions, our goal is to guide you every step of the way. Let us help you navigate the complexities of retirement so that you can enjoy financial confidence and peace of mind. Visit Us: 1700 Woodlands Drive, Maumee, OH 43537 Call Us: 419-794-3030 Learn More: ARHQ.comSee omnystudio.com/listener for privacy information.

In the same way you don’t want to pack dangerous items in your luggage when you get on a plane…you don’t want a fire starter in your retirement plan. What do we need to look out for? Like this episode? Hit that Follow button and never miss an episode!

E & T are back this week with a Walk it Off email about No Tipping Restaurants giving tips to a local charity instead of their servers. The gals discuss why Gen Z won't open a tab, add on fees, hidden gratuity, canceled shows, and voice over troubles. The end of the episode features a Patreon preview.Join the Patreon to support the show and get extra & ad free episodes here or on Apple Podcasts:⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.patreon.com/twostandupgals⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Watch full episodes on our YouTube Channel Here: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.youtube.com/@TwoStandUpGalsPodcast⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Send us your Confrontational Scenarios and questions to the show at: ⁠⁠⁠⁠⁠⁠⁠twostandupgals@gmail.com⁠⁠⁠⁠⁠⁠⁠Follow us on Instagram:Erica Spera:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.instagram.com/spericaa ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Teresa DeGaetano:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.instagram.com/TeresaDeGaetano⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Podcast: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.instagram.com/twostandupgalspod/⁠⁠⁠⁠

Stacey Richter has a second take on the original episode 433 since it is so relevant right now. Stacey engages in a compelling conversation with Justin Leader, CEO of BenefitsDNA, about the opaque practices of third-party administrators (TPAs) and their impact on healthcare costs.  They discuss the hidden fees tucked into weekly claims wires, including shared savings fees, prior authorization fees, prepayment integrity fees, pay and chase fees, and TPA adjudication fees.  The episode emphasizes the need for transparency, understanding hidden costs, and ensuring fiduciary responsibility for self-funded employers. Additionally, Leader shares insights from a Health Affairs article and mentions ongoing legal cases that highlight the financial discrepancies in TPA practices. === LINKS ===

In this episode, Nolan Baker discusses strategies for balancing risk and security in retirement portfolios, emphasizing the importance of understanding investment rules, managing emotional reactions to market volatility, and being aware of hidden fees that can erode savings. They also highlight the significance of having a clear retirement plan and the need for regular reviews to adapt to changing circumstances. Register for the upcoming Seminars with America's Retirement Headquarters at ARHQ Events Learn more about America's Retirement Headquarters and upcoming events online. Follow us on Facebook, YouTube and LinkedIn for even more helpful insights you can use for retirement. See omnystudio.com/listener for privacy information.

ATM fees, checking account fees, airport baggage fees... it adds up. It may pale in comparison to the fees you will pay in retirement. How does Golden Reserve fight it? Subscribe or follow so you never miss an episode! Learn more at GoldenReserve.com or follow on social: Facebook, LinkedIn and YouTube.See omnystudio.com/listener for privacy information.

This week's full broadcast of Computer Talk Radio includes - 00:00 - Nerd news for normal people - Microsoft, Windows 11, Ticketmaster, YouTube, Slate Auto - 11:00 - Benjamin and Windows 11 - Benjamin upgrades his most important PC to Windows 11 - 22:00 - New Netflix studio in NJ - Keith and Benjamin cover Netflix and the new studio in NJ - 31:00 - Marty Winston's Wisdom - Marty shares with Benjamin about the Danyco Hat Shaper - 39:00 - Scam Series - deals too good - Benjamin notes that bankruptcy sales spawn scamming imitators - 44:00 - Keske on Artificial Intelligence - Benjamin and Steve talk about the evolving world of AI - 56:00 - Listener Q&A - echo chambers - Milo asks Benjamin about echo chambers and concerns - 1:07:00 - Listener Q&A - private discussion - Emmo asks if tech companies are really listening to every word - 1:16:00 - IT Professional Series - 328 - Benjamin advises hot to handle request of training replacements - 1:24:00 - Listener Q&A - helpdesk help - Lucy asks how to get better help without sounding clueless

In this episode of The Dental Brief, Patrick Chavoustie and guest Mandy uncover the costly systems, third-party programs, and outdated processes that many dentists are still paying for — without even realizing how much it's costing them. Discover how to:-Reduce or eliminate processing fees-Take control with in-house membership programs-How to gain clarity and take control of your expenses-Save thousands each year and reinvest in your practiceAbout the guest: Mandy Madeline is the Chief Sales Officer at Pay Proudly Health and a Champion of Practice Transformation in the dental industry.Mandy has over 18 years of experience in the dental field, starting as a dental assistant and growing into leadership roles in administration and operations. Now, she helps dental practices nationwide streamline their payment systems, maximize profitability, and enhance the patient experience. Learn more: payproudlyhealth.com  ***** SPONSOR: – Omni Premier Marketing: https://omnipremier.com/dental-marketing/ CONNECT: – Facebook: https://www.facebook.com/thedentalbrief/ – Instagram: https://www.instagram.com/thedentalbriefpodcast/ – LinkedIn: https://www.linkedin.com/in/dental-brief-podcast-564267217 – Patrick's LinkedIn: https://www.linkedin.com/in/pchavoustie/– Youtube: https://www.youtube.com/channel/UCd08JzybKfNH0v12Q9jf50w WEBSITE: – https://dentalbrief.com/

In this conversation, Kevin discusses various aspects of retirement planning, including the cultural phenomenon of tipping, the hidden fees associated with retirement accounts, the importance of professional guidance, guaranteed income strategies, and the impact of inflation on retirement finances. He emphasizes the need for individuals to be aware of their financial situations and to seek professional help when necessary to ensure a secure retirement. Get Your Complimentary Retirement Roadmap Your roadmap will include: A retirement income strategy A test to see how long your money will last A tax-planning strategy See omnystudio.com/listener for privacy information.

Heated seats, adaptive cruise—your car has it all… until the subscription ends. Welcome to the age of locked features, where convenience comes with recurring bills. Drivers are realizing: today's 'smart' car might just be a clever way to keep you paying. On the show: Heyang, Steve Hatherly & Yushan

In this episode of Retirement For Living, Taylor Lee discuss critical aspects of retirement planning, including the impact of hidden fees in retirement accounts, market trends, and the importance of having a comprehensive retirement plan. He also shares personal insights and updates, emphasizing the need for strategic financial planning to navigate social security and retirement income effectively. For more information or to schedule a consultation call 704-946-7000 or visit www.belmont-capital.com! Follow us on social media: YouTube | Instagram | Facebook | LinkedInSee omnystudio.com/listener for privacy information.

In this episode, we discuss what property managers should really charge — and the hidden fees that could be quietly draining your rental income.You'll learn:What a “normal” property management fee actually includesThe sneaky charges many landlords get stung withAnd how to spot when your manager is overcharging for basic servicesWant to know if you're paying too much? Here's the breakdown of property management costs in NZ and how to compare what you're being charged.For more from Opes Partners:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Sign up for the weekly Private Property newsletter⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Instagram⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠TikTok⁠⁠⁠⁠⁠⁠⁠

In this episode of Greater Perimeter Business Radio, Ramzi Daklouche is joined by Mitch Torbett, Senior Director of Sales at Payroc. Mitch shares his journey from building cell towers to excelling in the payment processing industry. The discussion covers the differences between direct and third-party processors, emphasizing how businesses can save on fees by choosing […]

This week on Charleston's Retirement Coach, Brandon Bowen discusses the importance of understanding hidden fees in financial portfolios, the value of transparency in financial advising, and the mindset needed for a fulfilling retirement. He emphasizes the need for a customized retirement blueprint to ensure financial independence and confidence in retirement planning. Like what you hear? Get a second opinion today: bowenwealth.com Follow us on social media: YouTube | Facebook | LinkedInSee omnystudio.com/listener for privacy information.

This week on Success in the New Retirement, hosts Damon Roberts and Matt Deaton discuss the prevalence of scams targeting the older generation, the importance of understanding hidden fees in investment portfolios, and the necessity of tailoring retirement strategies based on age. They emphasize the significance of diversification and proper planning to ensure financial security in retirement. For more information or to schedule a consultation, call 480-680-6868 or visit www.successinthenewretirement.com! Follow us on social media: Facebook | LinkedInSee omnystudio.com/listener for privacy information.

Many investors focus on market performance but overlook one of the biggest threats to their long-term wealth: hidden fees. These costs—often buried within mutual funds, annuities, and trading expenses—can quietly erode your retirement savings over time. In this episode, Eric reveals the true cost of investing and how to protect yourself from unnecessary financial drains. Here's some of what we discuss:

Could saving your organization thousands (or even millions) of dollars affect the vibrant culture you're working to build? How about your ability to hire or retain the right people? In this episode of Build a Vibrant Culture, Nicole sits down with Robert L. Day, founder of WeAudit.com and author of The Great American Heist: How Credit Card Processors Steal Businesses' Profits. With over 30 years of experience in finance and merchant processing, Robert shares eye-opening insights on how businesses can identify and eliminate hidden fees, protect their bottom line, and ultimately safeguard jobs.They discuss why cost savings are just as critical as revenue growth, how businesses unknowingly lose millions due to unethical credit card processing fees, and why HR professionals should care about financial efficiency. Plus, Robert shares his personal journey—from an unsettled childhood to becoming a leader in financial auditing—and why he's passionate about saving companies and families alike.In this episode, Nicole and Robert discuss: [00:05:55] The hidden cost of ignoring savings[00:18:52] Why saving a dollar is more powerful than earning a dollar[00:37:29] Why HR & leadership must care about cost savingsRobert's books: The Great American Heist https://a.co/d/87pScglSuccessonomics https://a.co/d/7WKEXQLCelebrating 365 Days of Gratitude https://a.co/d/fmYk71iRobert's website: weAudit.comFollow Robert at:X: https://x.com/Robert_L_DayLinkedIn: https://www.linkedin.com/in/robertlday/We are so grateful to Robert for joining us at the Build a Vibrant Culture podcast! 

Learn how to budget for travel, save on flights, and maximize credit card rewards for your next trip. How can you budget and save money for travel? How can you maximize credit card rewards and travel points to help lower trip costs? Hosts Meghan Coyle and Sally French discuss budgeting strategies and travel rewards to help you plan smarter for your trips. They begin by sharing new data that might impact your budget for spring break travel, give some highlights of new airport lounges that opened in Las Vegas and Philadelphia, and discuss a change coming to the Uber app that could affect you if you're traveling abroad. Then, they dig into some options for setting a travel budget, with tips on estimating costs using Google Flights, creating a dedicated travel savings fund, and planning ahead for rising airfare prices. Meghan and Sally also explore some of the ways you can leverage credit card perks and travel rewards to stretch your budget even further.  Resources discussed in this episode: LAS Centurion Lounge Review Capital One Lounge Las Vegas: Hits the Jackpot with Food and Drinks What Credit Cards Can Get Me Into Chase Lounges, And Where Are They Located? Best No Foreign Transaction Fee Credit Cards The Best Days to Book a Flight and When to Fly Best High-Yield Savings Accounts  The Best Travel Credit Card Welcome Bonus Offers Right Now In their conversation, the Nerds discuss: travel budget, how to save money for travel, best travel credit cards, travel points and miles, airline rewards, Google Flights price alerts, budgeting for flights, cheap flights, best time to book flights, credit card travel perks, Southwest Companion Pass, travel savings account, airfare inflation, high-yield savings for travel, vacation budget, flexible travel dates, how to maximize travel rewards, best hotel rewards programs, credit card sign-up bonuses, when to use travel points, credit cards with no foreign transaction fees, airline lounge access, how to get cheap last-minute flights, and unexpected travel expenses.

In this episode of Success In The New Retirement, Damon Roberts and Matt Deaton discuss the intricacies of retirement planning, focusing on hidden fees in financial services, the importance of fiduciary responsibility, and the diverse strategies available for effective retirement income. They emphasize the need for transparency in fees and the value of working with true fiduciaries who prioritize clients' best interests. The conversation also touches on the balance between different investment strategies to optimize retirement outcomes. For more information or to schedule a consultation, call 480-680-6868 or visit www.successinthenewretirement.com! Follow us on social media: Facebook | LinkedInSee omnystudio.com/listener for privacy information.

This week on Success in the New Retirement, hosts Damon Roberts and Matt Deaton discuss their experiences at the WM Phoenix Open, touching on the thrill and pressure of playing golf in front of a large crowd. They then transition into a critical discussion about hidden fees in retirement planning, emphasizing the importance of understanding what you're paying for in investment vehicles like variable annuities and mutual funds. The conversation wraps up with a warning about the dangers of cashing out 401(k)s when changing jobs, highlighting the potential tax implications and the risk of losing retirement savings. For more information or to schedule a consultation, call 480-680-6868 or visit www.successinthenewretirement.com! Follow us on social media: Facebook | LinkedInSee omnystudio.com/listener for privacy information.

Business is about solving problems—and Edward Kholodenko has spent his life doing just that. From his early years facing discrimination in the Soviet Union to immigrating to Canada and navigating failed ventures, Edward's journey is one of relentless resilience.In this episode of Kosher Money, he shares how he built Questrade, one of Canada's leading trading platforms, overseeing over $60 billion in assets. But his story isn't just about wealth—it's about adaptability, faith in God, and finding opportunities in crisis.  How did a failed computer business in Ukraine shape his future success?  What financial mistakes do most people make?  How did he navigate market crashes, the 2008 financial crisis, and the rise of AI?  What's his best advice for new investors and entrepreneurs? Whether you're an aspiring entrepreneur, a seasoned investor, or someone looking for smart financial insights, this episode is packed with wisdom, lessons, and real-world strategies to help you succeed.  Watch now and learn how to build, grow, and take control of your financial future!✬ SPONSORS OF EPISODE 87 ✬► BITBEAN: Do you have an ambitious company? BitBean builds custom software and provides software solution consulting. (They do tremendous work.) See case studies, learn more and get in touch here: https://bitbean.link/4edg53 ► THE DONOR'S FUND: More people are using this banklike system for charity. With a sleek mobile app or desktop solution, you can keep all your charity giving in a single place, plus there are about a dozen additional perks. Get a free account here: https://thedonorsfund.org/koshermoney ► TWILLORY: Get $18 OFF your first purchase of comfortable clothing for today's casual professional look. Use code CHAI at https://Twillory.com/KosherMoney ► COLEL CHABAD: Please help Israel as its people need all the help they can get! Visit https://www.ColelChabad.org/KosherMoney to make a much-needed donation!TIME STAMPS:00:00 Intro 01:24 Edward's Early Life In The Soviet Union 03:02 Moving to Toronto 04:25 Did You Grow Up Religious? 06:00 Edward's (Growing) Beard 06:48 His First Business Venture in 1991 11:00 The Fall of the Soviet Union 14:35 10,000% Inflation 14:52 Getting Married & Back to Canada 15:54 The Russian Ruble Crisis 16:45 BitBean 17:43 The Donors' Fund 19:31 A Godly Pattern in Edward's Life 20:03 The Impact Of 9/11 On The Business 20:40 The Start of Questrade 26:04 The First Few Years of Questrade 32:28 Another Business Hurdle 34:10 The Effect of Success 37:09 Best Practices for Business Owners 38:37 The Value of Time 39:24 Starting a New Business 41:00 Twillory 42:16 Colel Chabad - Help Israel 43:41 How to Impact Culture in a Biz 45:55 "Can I Steal a Few Minutes?" 46:26 His Advice for Wealthier Families 49:16 Where Edward Sees Opportunities Now 51:51 Trading in the Markets 54:35 Hidden Fees, Crypto, Risks, Oh My! 57:45 Human Advisors vs. Computers & AI 59:12 How Edward Manages His Phone 1:00:27 What's Your Dream, Edward? 1:02:00 His Torah Learning 1:05:40 Contest, Winners & Outro✬ Donate Tax-Deductible and Inspire Millions: Your gift of any size enables Living Lchaim to share uplifting & educational content! » https://www.livinglchaim.com/donate Follow Kosher Money for Bonus Shorts: TikTok - https://www.tiktok.com/@koshermoneypod Instagram - https://www.instagram.com/koshermoneypod Free Call-In-To-Listen Hotline: USA: 605-477-2100 UK: 0333-366-0154 ISRAEL: 079-579-5088Living Smarter Jewish is a fantastic financial resource. Get guidance at https://livingsmarterjewish.org/contact and check out the new school curriculum here: https://livingsmarterjewish.org/schools WhatsApp feedback to 1-914-222-5513All investment strategies and investments involve risk of loss. Nothing contained in our content, ads and videos should be construed as investment or personal advice. #PersonalFinance #JewishLife #questrade #canada #canadalife #LivingLchaim #KosherMoney #KosherMoneyPod

The Biden administration is trying to crack down on sneaky fees charged by hotels, rental cars, internet providers and more.Jim Tankersley, a White House correspondent, explains why the effort is doubling as a war against something else that Biden is finding much harder to defeat.Guest: Jim Tankersley, who covers economic policy at the White House for The New York Times.Background reading: This month, a judge temporarily blocked a new rule limiting credit-card late fees.Hotels and airlines struggling to recoup their losses from the pandemic have been including more hidden charges. Don't fall for them.For more information on today's episode, visit nytimes.com/thedaily. Transcripts of each episode will be made available by the next workday.