Wise Money Tools's Podcast

Your cash value isn't just sitting there — it's working for you. But most people only use it once. Big mistake. Here's how the wealthy play it:

Got cash value in your policy? Most people let it sit there… growing slowly. Here's the smarter play:

Some advisors say you can withdraw 8–10% from retirement funds. The stats say otherwise—only a 3.3% chance it works! We show how to safely take 2–3x more than Wall Street's 4% rule—tax-free.

Have cash value building up? Don't waste it. The wealthy don't borrow to buy toys. They borrow to build wealth:

Still think you can retire pulling 10% a year from your portfolio? Even Dave Ramsey says it's possible — but math says otherwise: