Podcasts about earners

AEI's Andrew Biggs, CRFB's Marc Goldwein and CBPP's Kathleen Romig break down what Social Security's “crisis” really means—because it's not simply “bankruptcy.” The core issue is a funding timing problem: the program's trust fund is projected to run down, and by around 2032, there likely won't be enough dedicated revenue to pay the full level of scheduled benefits.

David McKnight addresses one of the most common questions he gets: "If tax rates are going to be dramatically higher in the future, shouldn't I be putting every dollar into a Roth 401(k)?". Moreover, people often wonder whether they should be converting as much of their IRA to Roth as quickly as possible. David is a firm believer that the current tax rates are as low as we're likely to see in our lifetime. The U.S. has over $39 trillion in debt and it's going to increase by two trillion per year over the next 10 years and over $200 trillion in unfunded obligations for Social Security, Medicare, and Medicaid. Many people make the critical mistake of thinking that every retirement plan contribution should be immediately redirected into Roth accounts. However, David stresses, if you're a high-income earner contributing heavily to a Roth 401(k) today may actually be one of the most expensive tax decisions you can make. David explains why he has long argued that 24% is the sweet spot. The so-called Retirement Income Valley is the window of opportunity that opens up immediately after retirement and before social security required minimum distributions kick in. David touches upon IUL and why he doesn't suggest that it should replace your 401(k) or serve as a stock market alternative… Remember: your 401(k) should remain the primary engine driving your retirement plan.  Once you've maximized that tax deduction, an IUL can serve a very important supporting role, though. An Ernst & Young study examined what happens when retirees allocate a portion of their retirement savings to a maximum-funded index universal life policy. Researchers found that if you could divert 30% of your retirement contributions to an IUL with the goal of saving 3-5 years of living expenses by day one of retirement, it helps shield you from stock market volatility. "The IUL isn't designed to replace the investment portion of your portfolio, it's there to protect it", clarifies David. The best retirement strategy isn't the one that sounds the most compelling, it's the one that maximizes the likelihood that your money lasts as long as you do. Mentioned in this episode: David's national bestselling book: The Guru Gap: How America's Financial Gurus Are Leading You Astray, and How to Get Back on Track DavidMcKnight.com DavidMcKnightBooks.com PowerOfZero.com (free video series) @mcknightandco on Twitter  @davidcmcknight on Instagram David McKnight on YouTube Ernst & Young   

What separates eight-figure earners from everyone else? It isn't better tactics. It isn't working longer hours. And it isn't luck. In this episode, Jason Drees breaks down the three traits he sees repeatedly in entrepreneurs and executives operating at the highest level: Strong decision-making and willpower Embracing difficult work instead of avoiding it Developing unwavering internal congruence by doing what you say you're going to do Drawing from 15 years of coaching high performers, Jason explains why your results are created by your internal operating system—not your strategy—and why the breakthrough you're looking for is usually hidden inside the work you've been avoiding. If you're ready to stop spinning your wheels and start operating at a higher level, this episode is for you. Learn more: https://thejasondreesshow.com

Executive Summary A six-figure income is supposed to mean financial freedom. But for many high earners, the reality is quite different. In this episode, Kim Butler digs into why families making $150,000 to $250,000 a year, well inside the top 5% of American earners, can still feel like they're barely keeping their heads above water. The answer isn't lack of discipline or intelligence. It's a combination of lifestyle inflation and a financial planning industry that measures success in the wrong currency. Kim makes the case that cash flow is what determines how financially free you actually feel, not net worth. Yet conventional financial planning is entirely focused on assets under management and growing net worth. That mismatch leaves high earners stuck: they see the number on paper but can't translate it into a better daily life. The second half of the episode introduces a framework Kim calls the two parallel paths. Every family, she explains, is simultaneously building assets and protecting them. Most people treat protection as an afterthought. Life insurance, unlike car, home, or health insurance, is not an "if" coverage. It's a "when" guarantee. Build it alongside your accumulation strategy in your 30s, 40s, and 50s, and you create something rare in retirement: a simple, predictable income stream that no market crash or economic cycle can touch. Links & Resources Mentioned Prosperity Thinkers Podcast: https://prosperitythinkers.com/podcasts/ Prosperity Parents: http://prosperityparents.com/ Kim D.H. Butler on YouTube: https://www.youtube.com/@KimDHButler Contact: hello@prosperitythinkers.com Keywords why high earners feel broke, lifestyle inflation, cash flow vs net worth, whole life insurance, prosperity economics, wealth building for high income earners, asset protection strategy, asset accumulation, guaranteed income retirement, financial freedom, two parallel paths wealth, Prosperity Thinkers, financial education, financial planning high income, retirement income strategy, paycheck in retirement Episode Highlights [00:00:00 - 00:01:05] Spencer frames the paradox: why people with high incomes still feel financially stuck. [00:01:06 - 00:02:03] Kim defines high income thresholds in the U.S. and describes how lifestyle inflation consumes even top earners. [00:02:04 - 00:03:22] The net worth trap: why financial planners focus on the wrong number, and why it leaves clients stuck. [00:03:23 - 00:05:09] Kim introduces the two parallel paths of wealth: asset accumulation and asset protection. [00:05:10 - 00:06:17] Life insurance as a "when" guarantee versus every other "if" insurance you own. [00:06:18 - 00:07:41] What clients in their 80s teach Kim about simplicity, guaranteed income, and what really matters. [00:07:42 - 00:08:04] How building both paths simultaneously makes them stronger, not more complex. [00:08:05 - 00:09:23] Spencer's disclosure: his AI prep notes lined up exactly. Taxes flagged for a future episode.  

Keith Gillispie deployed overseas 13 times as an active duty Marine. His kids didn't know who he was. That was the moment he decided real estate would be his path to financial freedom and time with his family. Now he runs two companies, coaches high-income W-2 earners and military investors, and has helped hundreds of investors build businesses that run on systems instead of chaos.   In this episode, Chris sits down with Keith, founder of REI Automated, to talk about what it actually takes to build a real estate business when you are strapped for time. Keith works primarily with active duty military, first responders, executives, and other high-demand professionals who are making good money but have no time to spare. His answer to that problem is automation, and his platform has systematized more than 90% of the repetitive, time-consuming tasks that keep most investors stuck in the weeds.   Keith also breaks down the three ingredients every investor needs to succeed: the right education, the right systems, and the right support. He explains why most people in the so-called coaching space are not actually coaches, how to vet who you learn from, and why asking for help is the one thing most former military investors resist the longest.   One of his clients, an active duty naval officer carrying a full course load, closed his tenth deal in under a year. The excuse is not the issue. The system is.   Key Takeaways   Every business that has stood the test of time runs on systems. Once you build the right systems, you can automate the majority of your workflow and let a computer do the repetitive work so you can focus on what actually drives revenue. There are three ingredients you need to succeed in real estate: the right education, the right systems, and the right support. You can have the first two and still burn out or quit without someone in your corner who has been through it. Busy work that does not drive revenue will kill your business. Rule number one is keep revenue in first position. If what you are doing right now is not moving a deal forward, stop and get on the phone with sellers. Most people in the education space are not coaches. Before you invest in someone's program, find out if they are actively doing deals, not just talking about them. Real coaching comes from people who are still in the trenches. Success leaves clues, but you have to meet people where they are. If someone is in chapter 15 of their journey and you are in chapter one, do not copy what they are doing now. Ask them what they did at the beginning.   Key Talking Points of the Episode   00:00 Introduction 00:18 Who is Keith Gillispie? 01:50 Keith Gillispie's Background: From Active Duty Marine to Real Estate 04:41 Helping High-Income W-2 Earners and First Responders 05:36 The Importance of Systems and Automation in Business 06:58 Managing Business Through Virtual Assistants and Checklists 08:35 Learning Creative Financing and Other Strategies Beyond Wholesaling 09:23 Busy Work Vs. Revenue-Driving Actions 10:14 The Three Ingredients for Success: Education, Systems, and Support 11:54 The Advantages of Creative Deals and the 3 Paydays System 14:25 Navigating the Challenges of Growing 2 Companies Simultaneously 16:17 Education, Information and Qualified Coaching 18:11 Free Courses and Resources for Investors 20:18 The Importance of Finding a Mentor   Links   3 Paydays® Live https://3paydayslive.com/podcast   Free Discovery Call https://smartrealestatecoachpodcast.com/discovery   3 Paydays® System Mastery Course - Use coupon code for 50% off https://smartrealestatecoach.com/qls Coupon code: pod   Apprentice Program 3PaydaysApprentice.com/Podcast    Masterclass https://smartrealestatecoach.com/masterspodcast   3 Paydays Books https://3paydaysbooks.com/podcast   Partners https://smartrealestatecoach.com/podcastresources

A high income doesn't always create wealth, liquidity, or peace of mind. In this episode, Hannah Kesler explains why business owners, doctors, and other high earners can still feel financially stuck when their money is tied up in cash flow demands, taxes, debt, and locked-up assets. Learn how Infinite Banking, properly designed whole life insurance, cash value, and policy loans can help you store capital, access liquidity, and build a more flexible personal banking system. Watch our 90-minute presentation here: https://bit.ly/tmm-podcast-ppt Send us an email at podcast@themoneymultiplier.com Check out our resources at: https://linktr.ee/themoneymultiplier

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Can you support your adult children without derailing your retirement? In this episode of Money Matters, Scott and Pat dive into the financial realities of a caller with a nearly $10M net worth who is spending $75,000 a year to support his adult daughter. They break down the math on his retirement timeline and uncover a common "tax efficiency" mistake that could be costing him significant returns. Also in this episode: The "Shell Game" of State Budgets: How budget constraints in states like California could impact your long-term security. Roth Conversions & Moving States: Why a move from California to Nevada completely changes the math on Roth conversions and RMD management. The "Payroll" Pitfall: The hidden risks of putting family members on your business payroll for tax benefits. Investing "Backwards": Why your 401(k) and brokerage account allocations might be working against each other. Join Money Matters:  Get your most pressing financial questions answered by Allworth's co-founders Scott Hanson and Pat McClain. Call 833-99-WORTH. Or ask a question by clicking here.  You can also be on the air by emailing Scott and Pat at questions@moneymatters.com. Download and rate our podcast here.    

The Salvation army is criticising National's plans for compulsory KiwiSaver, saying "if people are struggling today to meet the basics, we can't expect them to save for tomorrow. National wants to make KiwiSaver compulsary with workers paying six percent of their income into the scheme and employers matching it by April 2032.

If you earn $400,000 or more, much of the standard financial advice you encounter was written for someone with a very different set of circumstances. You can max the 401(k), buy index funds, and hold a 60/40 portfolio and still end up with a plan built almost entirely out of a single material: market-correlated growth assets. The discipline isn't the problem. The construction is. A useful way to look at your plan is to divide it into two lanes. The growth lane is everything priced by public markets — stocks, most bonds, real estate, anything subject to economic forces beyond your control. The stability lane is the part of your balance sheet whose job is to hold its value and be available on your schedule, regardless of what equities are doing. For most high earners, the stability lane is empty, and that matters more than it sounds. Sequence-of-returns risk — the order in which good and bad years arrive — can be the difference between finishing retirement with millions and running out of money, even when the average return is identical. Having two or three years of spending available from a non-correlated source means you stop selling equities into a decline, which is the only job the stability lane has to do. Taxes layer onto this in ways that get overlooked. The 3.8% Net Investment Income Tax kicks in at $250,000 of modified adjusted gross income for a married couple and hasn't moved since 2013. IRMAA — the income-related Medicare surcharge — operates as a cliff, not a ramp, with a two-year lookback that catches more high earners than you'd think. Both become easier to manage when part of your retirement income comes from sources that don't add to MAGI, such as cash value life insurance loans or certain annuity payments. The argument isn't that you should swap your portfolio for insurance products. It's that an all-growth plan has no lever to pull when these cliffs and surtaxes come into view. _______________________________ If you want to talk through whether your plan has a working stability lane — and what it would take to build one — you can schedule a 30-minute call or write us a message. No pitch, just a conversation about how the pieces fit together for your situation.

Most people assume that earning a high income automatically leads to financial security.In reality, many high earners still feel stuck.In this episode, financial planner Lawrence Bearman explains why income alone isn't enough, and how successful professionals can turn earnings into long-term wealth.We discuss tax efficiency, pensions, ISAs, property decisions, cashflow planning, and the common mistakes that prevent high earners from building real financial freedom.Whether you're deciding between investing or paying off your mortgage, wondering how much you need for retirement, or simply trying to make smarter financial decisions, this conversation offers a practical framework for thinking about money.Topics include:Why high earners still worry about moneyThe hidden impact of tax on wealth creationInvesting vs paying off your mortgageHow to use cashflow modelling to plan your futureProperty, pensions and long-term financial planningThe difference between a high income and real wealth

Earlier this year, I posted a question on Instagram asking Latinas making over $200K what they do — and the answers revealed something that most people in personal finance aren't willing to say out loud: you cannot build wealth on a median income when the cost of just existing has gone through the roof. In this solo episode, I'm breaking down why traditional money advice keeps failing us, what high earners actually have in common, and why your problem isn't discipline — it's your strategy.WE GET INTO:00:00 Introduction to Financial Realities02:42 Understanding Income Limitations05:58 The Path to High Earnings08:47 The Disconnect in Personal Finance11:53 The Rise of Latina Entrepreneurs14:48 Reevaluating Job Security and Income17:55 Strategies for Financial FreedomKEY TAKEAWAYS:Most people cannot build financial freedom on $65K/year — not because they're doing something wrong, but because the math literally doesn't work when cost of living is this high.High earners are either in high-level leadership or ownership. That's it.Jobs are tools, not automatic wealth-building vehicles. Your employer controls your ceiling.A paycheck is predictable. Entrepreneurship is scalable.The only difference between a job and a business is the middleman selling your skill set.Your income problem won't be solved by better budgeting — it requires a strategy shift.TAKE THE NEXT STEP:Download the FREE Dinero GuideRead my book, Financially Lit!Book a Call with JanneseThis episode of Yo Quiero Dinero was produced by Heart Centered Podcasting. Hosted on Acast. See acast.com/privacy for more information.

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Andrew Giancola explains why high earners still live paycheck to paycheck and the exact steps to build wealth the right way as a real estate investor.In this episode of RealDealChat, Jack Hoss sits down with Andrew Giancola of Master Money to break down the financial mistakes even successful investors make and how to fix them before they cost you years of progress.Andrew covers:Why lifestyle inflation is the #1 wealth killer for real estate investorsThe "Big Three" spending categories that destroy financial progress (housing, transportation, food)How to find a real tax strategist (not just someone filling in boxes)The Augusta Rule, cost segregation, and other tax strategies investors overlookThe One-Three-Six emergency fund method and why you need it before you scaleHow to calculate your financial freedom number and reverse engineer your portfolioAvalanche vs snowball method for eliminating consumer debtWhy diversification beyond real estate matters for long-term wealthHow Andrew used AI (including Claude) to build custom software tools in 90 minutes that would have cost $5,000-$10,000AI use cases for real estate investors: property evaluation, tenant management, and deal analysisThis conversation is essential for:Real estate investors who feel busy but not financially freeEntrepreneurs scaling income but not building wealthInvestors who want to clean up their financial foundation before they growIf you've ever made more money and somehow ended up with less, this episode will show you exactly where it's going and how to stop it.

You're making more money than you ever have. Your net worth on paper looks great. And yet somehow, there's still too much month left at the end of the money. Joe, OG, Paula Pant, and Jesse Cramer dig into why high earners feel financially squeezed -- and why the answer is almost never what you think it is. Spoiler: it's usually not the lattes, it's not too many accounts, and it might not even be a spending problem at all.What You'll Walk Away WithWhy lifestyle inflation doesn't feel like inflation -- it feels like deserved progress, and why that's exactly what makes it so hard to catchThe crucial difference between feeling like you didn't save enough and actually not saving enough -- and why OG's take on this is the most useful thing in the episodePaula's one big fixed cost audit: why making a single large decision beats constantly making small DoorDash decisionsWhy tracking your spending is the calorie counting of personal finance -- only useful short-term, but powerful for getting an honest snapshot before you make any changesThe paper wealth trap: why a high net worth and strong portfolio can coexist with genuinely tight monthly cashflow and why people conflate themJesse's one-line-item challenge: find one thing on last month's credit card statement you wish you hadn't spent, cut it, and see what happens to your motivationWhy OG's advice to "just decide not to feel squeezed anymore" is less dismissive than it sounds -- and the number of times the actual math completely contradicted a client's feelingsThe boats conversation: why a good financial advisor's job isn't to tell you whether to buy the boat but to show you what it costs in terms of your actual goalsWhy comparing your savings rate to the FIRE community can make you feel terrible about saving an objectively impressive amount of moneyThe goal clarity test: if you can't articulate what you're saving toward in specific, time-bound, dollar-denominated terms, the squeezed feeling probably has nothing to do with your budgetWhy This Matters NowHousing, food, and transportation costs are genuinely higher. That part is real. But for a meaningful chunk of the people who feel financially squeezed, the math and the feeling are pointing in different directions. This episode is about figuring out which one you're actually dealing with -- and what to do differently once you know.From the BasementJoe, OG, Paula Pant, and Jesse Cramer work through the Wall Street Journal's reporting on why so many Americans feel financially squeezed even at high income levels -- and whether the problem is real, psychological, or both. OG is recording from a conference adjacent to Disney World and has opinions about wood delivery, boats, and people who feel bad about saving $87,000 a year. Paula gets the giggles. The trivia competition features a man who mowed Steve Wozniak's lawn and had the license plate to prove it. OG wins with suspicious precision. Ronald Wayne, who sold his 10% of Apple for $800 twelve days after founding the company, has a worse story than anyone on this podcast.Resources MentionedFinancial Samurai -- referenced for the lifestyle inflation quote; financialsamurai.comAfford Anything podcast -- Paula Pant; Joe joins most Tuesdays for listener Q&APersonal Finance for Long-Term Investors -- Jesse Cramer; current series: 14 risks in retirement, Charlie Munger inversion framework; two-part series now completeStacking Benjamins Vault -- stackingbenjamins.com/vaultStacking Benjamins Newsletter (The 201) -- stackingbenjamins.com/201OG financial planning calendar -- stackingbenjamins.com/ogStacking Benjamins Community -- stackingbenjamins.com/basementSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Millions of Australian employees are set to receive a 4.75 per cent wage increase in July, after the Fair Work Commission handed down its annual wage review. Union groups have welcomed the figure, saying it will allow workers to get back on their feet. Business groups, on the other hand, say the move will worsen inflation and put too much pressure on businesses. - आउँदो जुलाईदेखि अस्ट्रेलियामा लाखौँ कामदारहरूको तलब ४.७५ प्रतिशतले बढ्ने, फेयर वर्क कमिसनले घोषणा गरेको छ। यसले बढ्दो महँगाइबाट मानिसहरूलाई राहत दिने भन्दै युनियनहरूले यसको स्वागत गरेका छन् भने, रोजगारदाता समूहहरूले भने यस निर्णयले व्यवसाय सञ्चालनको खर्च बढाउनुका साथै ‘इन्फ्लेसन'मा थप दबाब पार्ने गुनासो गरेका छन्। एक रिपोर्ट।हाम्रा थप अडियो प्रस्तुतिहरू पोडकास्टका रूपमा उपलब्ध छन्। यो नि:शुल्क सेवा प्रयोग गर्न तपाईंले आफ्नो नाम दर्ता गर्नु पर्दैन। पोडकास्टमा सामाग्री उपलब्ध हुनासाथ सुन्न यहाँ थिच्नुहोस्।

Millions of Australian employees are set to receive a 4.75 per cent wage increase in July, after the Fair Work Commission handed down its annual wage review. Union groups have welcomed the figure, saying it will allow workers to get back on their feet. - Piştî ku Komîsyona Karê Dadperwer - Fair Work Commission nirxandina salane ya mûçeyan pêşkêş kir, tê payîn ku di meha Tîrmehê de bi mîlyonan karmendên Australî zêdebûneke mûçeya ji sedî 4.75 werbigirin. Komên sendîkayan ev hejmar pêşwazî kirin.

Millions of Australian employees are set to receive a 4.75 per cent wage increase in July, after the Fair Work Commission handed down its annual wage review. Union groups have welcomed the figure, saying it will allow workers to get back on their feet. Business groups, on the other hand, say the move will worsen inflation and put too much pressure on businesses. - Миллионы австралийских работников ожидает повышение зарплаты на 4,75 процента в июле после того, как Комиссия по справедливой оплате труда провела ежегодный пересмотр заработной платы. Профсоюзные группы приветствовали эту цифру, заявив, что она позволит работникам встать на ноги. С другой стороны, бизнес-группы заявляют, что этот шаг усугубит инфляцию и окажет слишком большое давление на предприятия.Больше историй, интервью и новостей от SBS Russian доступно здесь.Слушайте программу на русском языке SBS по понедельникам, четвергам и субботам в 12 часов дня.Читайте нас в Facebook и подпишитесь на наши подкасты по этой ссылке.

Millions of Australian employees are set to receive a 4.75 per cent wage increase in July, after the Fair Work Commission handed down its annual wage review. Union groups have welcomed the figure, saying it will allow workers to get back on their feet. Business groups, on the other hand, say the move will worsen inflation and put too much pressure on businesses.

Nearly three million workers on low wages are set to get a pay rise after a major decision by the Fair Work Commission.

Millions of Australian employees are set to receive a 4.75 per cent wage increase in July, after the Fair Work Commission handed down its annual wage review. Union groups have welcomed the figure, saying it will allow workers to get back on their feet. Business groups, on the other hand, say the move will worsen inflation and put too much pressure on businesses. - کمیسیون کار منصفانه نتایج بررسی سالانه حداقل دستمزد را اعلام کرد که در نتیجه آن میلیون ها کارگر در آسترالیا از ماه جولای افزایش ۴.۷۵ در صد معاش دریافت می کنند اتحادیه های کارگران ازین ارقام استقبال کرده اما گروه های تجارتی می گویند این تصمیم تورم را بدتر می سازد و فشار بیش از حد بر تجارت وارد می کند.

Earning a high income can create opportunities, but it does not automatically translate into long-term wealth. Many professionals, executives, and business owners fall into financial habits that quietly limit their ability to build lasting financial independence. In this episode of A Wiser Retirement® Podcast, we discuss five common investment pitfalls high earners should avoid and how intentional planning can create more flexibility and clarity for the future.Related Podcast Episodes: Ep 268. Top Financial Mistakes and How to Avoid ThemEp 278. Avoid These Common Mistakes After Receiving a Large InheritanceRelated Financial Education Videos:Common Mistakes to Avoid with Social Security Spousal BenefitsFinancial Habits to Avoid in RetirementLearn More:- About Wiser Wealth Management- Schedule a Complimentary Consultation: Discover how we can help you achieve financial freedom.- Access Our Free Guides: Gain valuable insights on building a financial legacy, the importance of a financial advisor for business owners, post-divorce financial planning, and more!Stay Connected: - Social Media: Facebook | Instagram | LinkedIn | Twitter- A Wiser Retirement® YouTube Channel This podcast was produced by Wiser Wealth Management. Thanks for listening!

(6) Veronique de Rugy discusses a proposed California tax on billionaires, warning it will drive high earners away and reduce state revenue, while a competing initiative seeks to protect regular citizens' savings from taxation.1890 NEWLYWEDS

When your income starts to scale, the instinct is to focus on earning more and delegate everything else. You build momentum, create cash flow, and then hand your capital over to advisors, funds, and institutions that are supposed to manage it efficiently in the background. The system looks sophisticated, regulated, and optimized, so it feels like the right move. But what many high-income earners and investors don't realize is that the biggest risk to their wealth often isn't the market… It's the structure their money sits inside. Because once capital is placed into systems you don't fully understand, small decisions start compounding in almost invisible ways. Fees that seem insignificant begin to erode long-term growth.  Portfolios that look diversified turn out to be overlapping and inefficient. And over time, instead of compounding wealth, you're quietly leaking it. In this episode of Money School Elite, I sit down with Robert Rolih, investor, entrepreneur, and author of The Million Dollar Decision, to break down what really happens to your money after you've made it. In this conversation, we discuss why small, seemingly harmless fees can significantly delay your financial freedom, how a lack of visibility into your own portfolio creates hidden risk, and why many investors don't actually know what they own. About the Guest    Robert Rolih is an entrepreneur, bestselling author, and long-term investing expert known for exposing Wall Street's hidden traps and teaching investors how to simplify wealth building. He is the international bestselling author of The Million Dollar Decision: Get Out of the Rigged Game of Investing and Add a Million to Your Net Worth, a book that has received glowing reviews from readers around the world. His mission is to reveal what the financial industry doesn't want you to know about investing, helping people greatly improve their long-term investing gains and take control of their financial future. Today, Robert has a thriving investment portfolio that serves him, not the financial industry. As a sought-after speaker, he shares his expertise with audiences worldwide, helping people avoid costly mistakes and achieve financial freedom. His ability to break down complex financial concepts into simple, engaging lessons and make investing interesting and fun has become his trademark. Robert was featured in more than 50 newspapers, websites, and TV stations, including CNBC, Yahoo Finance, Newsmax TV, Business Insider, and has had the honor of sharing the stage with renowned figures such as Robert Kiyosaki, Gary Vaynerchuk, Brian Tracy, Jack Canfield, Daniel Priestley, and many others. His international bestseller The Million Dollar Decision has been translated into several languages, including Chinese Mandarin, and published in special editions in countries such as India, Taiwan, Bulgaria, and Thailand. To get a free chapter of Robert's bestselling book, go to https://robertrolih.com/ or buy the book here. You can also join Robert's free masterclass when you go to https://robertrolih.com/masterclass.    About Your Host From pro-snowboarder to money mogul, Chris Naugle has dedicated his life to being America's #1 Money Mentor. With a core belief that success is built not by the resources you have, but by how resourceful you can be. Chris has built and owned 19 companies, with his businesses being featured in Forbes, ABC, House Hunters, and his very own HGTV pilot in 2018. He is the founder of The Money School™ and Money Mentor for The Money Multiplier. His success also includes managing tens of millions of dollars in assets in the financial services and advisory industry and in real estate transactions. As an innovator and visionary in wealth-building and real estate, he empowers entrepreneurs, business owners, and real estate investors with the knowledge of how money works. Chris is also a nationally recognized speaker, author, and podcast host. He has spoken to and taught over ten thousand Americans, delivering the financial knowledge that fuels lasting freedom.   Resources Private Money Guide:  https://go.moneyschoolrei.com/book-podcast Wealth Wednesday Webinar: https://go.moneyschoolrei.com/wednesday-webinar-podcast Mapping out the Millionaire Mystery:  https://go.moneyschoolrei.com/newbook-podcast    

Relebogile Mabotja speaks to Benay Sager, Executive Head at DebtBusters, about why so many high earners are still trapped in cycles of debt, lifestyle inflation, and financial anxiety despite having higher incomes. They also unpack how goal-based investing could help create healthier, more sustainable financial habits. Broadcaster veteran Relebogile Mabotja brings a fresh, relaxed take on the issues of the day, alongside lifestyle talk and all things entertainment. Thanks for listening. Catch the Afternoons with Relebogile Mabotja live on 702 weekdays from 1 pm to 3 pm (SA time). Find more from the show and catch-up podcasts on the Primedia+ app https://buff.ly/gk3y0Kj Subscribe to the 702 newsletters for more https://buff.ly/v5mfetc Let’s keep the conversation going online: 702 on Facebook: https://www.facebook.com/TalkRadio702 702 on TikTok: https://www.tiktok.com/@talkradio702 702 on Instagram: https://www.instagram.com/talkradio702/ 702 on X: https://x.com/Radio702 702 on YouTube: https://www.youtube.com/@radio702 See omnystudio.com/listener for privacy information.

Taxes are not just something you deal with once a year when it is time to file. For high earners, business owners, and investors, taxes are part of the bigger wealth-building strategy. In this episode, Shari Rash talks with CPA and tax strategist Catrina M. Craft about how to stop playing defense with the IRS and start thinking more proactively about tax strategy. Catrina explains why the tax code often creates more opportunities for business owners and investors, why high-earning W-2 employees may feel limited but are not completely out of options, and how Roth accounts, HSAs, real estate, business structure, and proactive planning can all play a role in a smarter tax picture. They also talk about the difference between an accountant, a bookkeeper, a CPA, and a tax strategist, why waiting until March or April is usually too late for meaningful tax planning, and why deductions are not free money. You'll hear: Why tax filing and tax strategy are not the same thing Why high earners need to stop treating taxes like a once-a-year event What W-2 employees can still consider when they feel stuck How Roth 401(k)s, backdoor Roth strategies, and HSAs may fit into long-term planning Why business owners need to understand entity structure, deductions, documentation, and ordinary and necessary expenses Why spending money just for a tax deduction can backfire How to think about tax planning as part of your larger financial strategy This episode is for educational and informational purposes only and is not individualized financial, investment, tax, legal, or accounting advice. Before making tax, investment, retirement, business, or entity-structure decisions, consult with qualified professionals who understand your specific situation. If you want help building a financial plan that connects your income, investing, taxes, cash flow, and long-term goals, learn more about working with Shari Rash and ⁠GWA Wealth⁠ by visiting gwawealth.com. Follow Everyone's Talkin' Money on your favorite podcast app so you never miss an episode, and keep the conversation going on Instagram @everyonestalkinmoney⁠ Talkin' Points → where your money gets smarter. Real talk, practical tips, zero guilt straight to your inbox. Sign up here.  Be sure to like and follow the show on your favorite podcast app! Shari Rash is a financial planner and Investment Adviser Representative of GWA Wealth, a Registered Investment Adviser. The information provided in this podcast is for educational and informational purposes only and should not be construed as personalized investment, tax, or legal advice. Listening to this podcast does not create an advisory relationship with Shari Rash or GWA Wealth. All investments involve risk, including the potential loss of principal. Any references to specific investments, strategies, or securities are for illustrative purposes only and are not recommendations. You should consult your own financial advisor, tax professional, or attorney regarding your individual situation before making any financial decisions. The views expressed by guests are their own and don't necessarily reflect the views of GWA Wealth. Learn more about your ad choices. Visit megaphone.fm/adchoices

Meet Your Next Dollar, a new podcast from NerdWallet Wealth Partners. This is the podcast for you if you are a high earner learning how to build wealth, navigate money trade-offs, and spend on what you actually value. Follow Your Next Dollar on your favorite podcast app: https://play.megaphone.fm/jl7ehvemqcmp-1_fkrov6a Interested in working with a financial advisor? Visit nerdwalletwealthpartners.com NerdWallet Wealth Partners LLC (NWWP) is a SEC registered investment adviser. Registration does not imply a certain level of skill or training, nor does it constitute an endorsement by any securities regulator. The content presented by NWWP on its Your Next Dollar podcast is for informational and educational purposes only and is not intended as personalized investment, tax, or legal advice to any person. The views, strategies, examples, and figures discussed are intended to be general in nature, subject to change at any time based upon market or other conditions and may not be suitable for every individual. Any hypothetical illustrations used are for educational purposes only and do not represent a guarantee or prediction of future results. All investments carry risk, including the potential loss of principal, and past performance is not a guarantee of future results. NWWP's investment advisory services are only offered where NWWP and its representatives are registered. Before making any financial decision, seek advice from a qualified investment, tax, or legal professional. Learn more about your ad choices. Visit megaphone.fm/adchoices

Since 2010, the proportion of income that an average earner pays in tax has increased from about 17 percent to 22 percent. And there are concerns that it's going to keep rising. Money correspondent Susan Edmunds spoke to John Campbell.

Core ConceptCost Segregation = Accelerated DepreciationEngineering study reclassifies parts of a building into shorter lives (5, 7, 15 years).Combined with 100% bonus depreciation on 5- and 15-year assets → huge year-one write-offs.Impact vs. Regular DepreciationStraight-line 39-year on a $1M building → $25K/yr deduction ($9.5K tax savings at 37%).With cost seg + bonus → about $386K year-one deduction (~$143K tax savings).Real ExampleTyler's $480K office:Cost seg study: $2,750.Year-one tax savings: ~$141K (almost 30% of purchase price).Who Benefits MostHigh earners (especially 37% bracket) who:Have passive income, orQualify (or spouse qualifies) as real estate professional, orOwn the building their business operates from.Important ConstraintsDepreciation is usually a passive loss:Offsets passive income, not W-2, unless RE professional.If no passive income, losses carry forward.Recapture (~25%) when you sell; often managed via 1031 exchange.Must use a cost seg engineer + savvy CPA; get a second opinion if your CPA dismisses it without nuance.

In this episode:  2026 Tax Legislation Outlook — No major tax changes expected this year; budget reconciliation and new proposals remain largely on hold. Retirement Savings Updates — Expanded 401(k) investment options (real estate, private equity), new IRA access for those without workplace plans, and spousal IRA contribution rules. Roth IRA Benefits — Tax-free growth advantages and AGI threshold increases for contributions. Summer Tax Tips for Families — Tax withholding rules for dependent children working summer jobs, and how to hire your child if you're self-employed to reduce payroll taxes. Child and Dependent Care Credit — Enhanced credit limits for 2026, including eligibility for summer camps. Kids' Roth IRAs — Opening retirement accounts for children with earned summer income. Employee Fringe Benefits — IRS guidance on taxable vs. non-taxable benefits, including employer-paid tuition assistance (up to $5,250 annually, indexed for inflation starting 2027). Marijuana Tax Developments — Medical marijuana reclassified to Schedule III, removing the 280E deduction limitation for medical operators. Nonprofit Filing Deadline — May 15th deadline for calendar-year exempt organizations; upcoming Form 990 revisions for increased transparency. Tax Rates for High Earners — Breakdown of effective tax rates vs. tax brackets for top 1% earners, including capital gains and net investment income tax.

Harry McGee, Irish Times Political Correspondent; Malcolm Byrne, Fianna Fail TD for Wicklow Wexford; and Tom Felle, Professor in Journalism in Media at University of Galway

Most people, including those who earn well, don't fail to build wealth because they lack intelligence or opportunity; they fail because of their behaviour. In this third episode of his 4-part series, Dale explores the hidden habits and psychological patterns that quietly prevent people from building wealth.

Resources and Next Steps: ✅ Take The Great Wealth Assessment! →https://linktr.ee/kingdomroi

Washington Policy Center's Ryan Frost asks a pointed question: what evidence would actually convince state leaders that high earners and businesses are leaving? With net migration down 7,500, capital gains collections off more than 50%, and 24% of employers considering relocation, Frost argues the data is already there — and being ignored. https://www.clarkcountytoday.com/opinion/opinion-what-would-it-take-for-elected-officials-to-believe-high-earners-are-leaving-washington/ #WashingtonState #CapitalFlight #IncomeTax #TaxPolicy #WashingtonPolicyCenter #BusinessRelocation #StateBudget #Opinion #PacificNorthwest #ClarkCounty

Dan O'Brien, Chief Economist at the Institute of International and European Affairs and columnist, and Barra Roantree, Assistant Professor of Economics at Trinity College Dublin

Most Irish high earners are claiming roughly half the pension tax relief available to them. Not because the rules are complicated, but because the contribution percentage set years ago has simply never been revised. In this episode, Paddy walks through the age-related contribution limits (15% to 40%) the €115,000 earnings cap and what it actually means in practice and a real worked example of a director, age 56, on €180k — who could be claiming €16,100 in tax relief every year but isn't. He also covers the year-end October timing window (you can still reduce last year's tax bill with one decision), five common mistakes that quietly cost high earners thousands, and why the personal contribution question and the structural question, PRSA versus company pension, really need to be looked at together. There's a full written article with the age-related table, the worked example, and year-end timing details on the blog at www.informeddecisions.ie/post/pension-tax-relief-ireland-explained Free Webinar: Should You Sell Your RSUs? - A Practical Guide for Tech Employees in Ireland, 20th May 2026: https://www.informeddecisions.ie/webinar/webinar-should-you-sell-your-rsus If this episode raised questions about where you sit on the age-related table or whether your current contribution strategy is going to get you where you want to go, that's exactly what we work through with clients. Find out more at https://www.informeddecisions.ie  DISCLAIMER: This content is for general educational purposes only and does not constitute personalised financial advice. Always speak to a qualified, independent advisor about your own situation.

In this episode, Dr. Peter Kim breaks down why most physician portfolios aren't as diversified as they look, and what to actually do about it. He walks through six dimensions of diversification that most doctors never think about, using his own March 2020 wake-up call as the starting point. If you've been building wealth and assuming you're covered, this one will make you think twice. Tune in! Start Your 30-Day FREE Trial in the Leverage and Growth Accelerator! Are you looking for a community to encourage you as you begin, or want to accelerate your business to the next level? Then join thousands of physicians who share the same journey of creating their ideal lives through multiple streams of income by joining us in our Facebook communities such as Passive Income Docs and Passive Income MD.

What happens when you've done everything “right”… but your money still isn't working the way it should?In this episode, Loral works with a high-income business owner who has paid millions in taxes and is searching for a better path forward. The conversation quickly reveals that the real issue isn't income, it's the lack of a clear reduce tax liability strategy.They break down how many entrepreneurs unknowingly overpay in taxes because their companies aren't structured properly. A true reduce tax liability strategy goes beyond having LLCs; it's about how those entities interact, how revenue flows between them, and how expenses are strategically allocated.Loral explains why spreading income across multiple companies, creating management structures, and aligning investments with tax strategy are critical pieces of an effective reduce tax liability strategy.If you've built success but feel stuck at the next level, this episode will show you how the right reduce tax liability strategy can unlock a completely different financial future.Loral's Takeaways:Discussion on Tax Strategies and Asset Utilization (00:52)Corporate Structure and Tax Efficiency (02:41)Legacy Planning and Family Involvement (04:21)Tax Planning and Investment Strategies (08:33)Challenges with Business Partner and Final Thoughts (10:42)Meet Loral Langemeier:Loral Langemeier is a money expert, sought-after speaker, entrepreneurial thought leader, and best-selling author of five books.Her goal: to change the conversations people have about money worldwide and empower people to become millionaires.The CEO and Founder of Live Out Loud, Inc. – a multinational organization — Loral relentlessly and candidly shares her best advice without hesitation or apology. What sets her apart from other wealth experts is her innate ability to recognize and acknowledge the skills & talents of people, inspiring them to generate wealth.She has created, nurtured, and perfected a 3-5 year strategy to make millions for the “Average Jill and Joe.” To date, she and her team have served thousands of individuals worldwide and created hundreds of millionaires through wealth-building education keynotes, workshops, products, events, programs, and coaching services.Loral is truly dedicated to helping men and women, from all walks of life, to become millionaires AND be able to enjoy time with their families.She is living proof that anyone can have the life of their dreams through hard work, persistence, and getting things done in the face of opposition. As a single mother of two children, she is redefining the possibility for women to have it all and raise their children in an entrepreneurial and financially literate environment.Links and Resources:Ask Loral App: https://apple.co/3eIgGcXLoral on Facebook: https://www.facebook.com/askloral/Loral on YouTube: https://www.youtube.com/user/lorallive/videosLoral on LinkedIn: https://www.linkedin.com/in/lorallangemeier/Money Rules: https://integratedwealthsystems.com/money-rules/Millionaire Maker Store: https://millionairemakerstore.com/Real Money Talks Podcast: https://integratedwealthsystems.com/podcast/Integrated Wealth Systems: https://integratedwealthsystems.com/Affiliate Sign-Up: https://integratedwealthsystems.com/affiliatesThanks for listening!Thanks so much for listening to our podcast! If you enjoyed this episode and think that others could benefit from listening, please share it using the social media buttons on this page.Do you have some feedback or questions about this episode? Leave a comment in the section below!Subscribe to the podcastIf you would like to get automatic updates of new podcast episodes, you can subscribe to the podcast on iTunes or Stitcher. You can also subscribe from the podcast app on your mobile device.Leave us an iTunes reviewRatings and reviews from our listeners are extremely valuable to us and greatly appreciated. They help our podcast rank higher on iTunes, which exposes our show to more awesome listeners like you. If you have a minute, please leave an honest review on iTunes.

The House Committee on Ways and Means has spent the last three weeks crafting proposals that would raise income taxes on households that earn more than $586,000 a year. Though the legislation has no chance of becoming law this year, some Democrats hope the debate will resonate with voters heading into the midterm elections.

What if the real issue isn't how much you're making, but rather how your business is structured?In this episode, Loral works with a high-income business owner who has paid millions in taxes and is still searching for a better way forward. The problem isn't effort—it's the lack of a corporate tax structure strategy that actually supports wealth building.They break down why having multiple companies isn't enough if they aren't structured correctly. Simply put a strong corporate tax structure strategy isn't just about entities, it's about how money flows between them, how expenses are allocated, and how revenue is strategically distributed.Loral explains why many high earners overpay in taxes due to poor structure, and how adding the right entities—like management companies and asset protection corporations, can dramatically shift outcomes when done as part of a complete corporate tax structure strategy.If you've built success but feel like your money isn't working as efficiently as it should, this episode will show you how a smarter corporate tax structure strategy can change everything.Loral's Takeaways:Discussion on Tax Liability and Business Strategy (00:00)Exploring Business Entity Options (01:21)Background and Current Financial Situation (02:32)Investment Strategies and Tax Savings (04:41)Meet Loral Langemeier:Loral Langemeier is a money expert, sought-after speaker, entrepreneurial thought leader, and best-selling author of five books.Her goal: to change the conversations people have about money worldwide and empower people to become millionaires.The CEO and Founder of Live Out Loud, Inc. – a multinational organization — Loral relentlessly and candidly shares her best advice without hesitation or apology. What sets her apart from other wealth experts is her innate ability to recognize and acknowledge the skills & talents of people, inspiring them to generate wealth.She has created, nurtured, and perfected a 3-5 year strategy to make millions for the “Average Jill and Joe.” To date, she and her team have served thousands of individuals worldwide and created hundreds of millionaires through wealth-building education keynotes, workshops, products, events, programs, and coaching services.Loral is truly dedicated to helping men and women, from all walks of life, to become millionaires AND be able to enjoy time with their families.She is living proof that anyone can have the life of their dreams through hard work, persistence, and getting things done in the face of opposition. As a single mother of two children, she is redefining the possibility for women to have it all and raise their children in an entrepreneurial and financially literate environment. Links and Resources:Ask Loral App: https://apple.co/3eIgGcXLoral on Facebook: https://www.facebook.com/askloral/Loral on YouTube: https://www.youtube.com/user/lorallive/videosLoral on LinkedIn: https://www.linkedin.com/in/lorallangemeier/Money Rules: https://integratedwealthsystems.com/money-rules/Millionaire Maker Store: https://millionairemakerstore.com/Real Money Talks Podcast: https://integratedwealthsystems.com/podcast/Integrated Wealth Systems: https://integratedwealthsystems.com/Affiliate Sign-Up: https://integratedwealthsystems.com/affiliates Thanks for listening!Thanks so much for listening to our podcast! If you enjoyed this episode and think that others could benefit from listening, please share it using the social media buttons on this page.Do you have some feedback or questions about this episode? Leave a comment in the section below! Subscribe to the podcastIf you would like to get automatic updates of new podcast episodes, you can subscribe to the podcast on iTunes or Stitcher. You can also subscribe from the podcast app on your mobile device. Leave us an iTunes reviewRatings and reviews from our listeners are extremely valuable to us and greatly appreciated. They help our podcast rank higher on iTunes, which exposes our show to more awesome listeners like you. If you have a minute, please leave an honest review on iTunes.

WA will hire 300 employees as it enacts high-earners income tax  // Former AG Rob McKenna officially files lawsuit to overturn WA’s income tax // John unloads on Washington’s coordinated “wealth theft” // Yes, it’s early. But this Mariners start stinks // Aaron Granillo - Are the Mariners Cooked? // Letters

What if building wealth wasn't about cutting expenses but making more money and protecting what you've built? In this episode, Dr. Adam Link, CFP®, shares a powerful framework for growing and preserving wealth through active risk management, income optimization, and strategic investing. From job-hopping to doubling your income to building dividend portfolios and exploring unconventional investments, Adam breaks down how to align your money with your life goals.   Key Takeaways To Listen For The importance of aligning your investment philosophy with your advisor How active risk management helps protect your portfolio during downturns Why most investors fail by reacting emotionally during market crashes Trade-offs between passive investing and being an active operator Creative ways to invest outside traditional markets, including local businesses   Resources/Links Mentioned In This Episode Monarch The First Tycoon by T.J. Stiles | Kindle, Paperback, and Hardcover   About Dr. Adam Link, CFP® Dr. Adam Link is a Certified Financial Planner™ and financial strategist with experience spanning traditional wealth management and digital assets. He is affiliated with Coinbase, where he contributes to advancing access and education around cryptocurrency and digital financial systems. He is also the founder of Fireweed Capital, where he helps clients integrate comprehensive financial planning with emerging asset classes, including crypto, to support long-term wealth building. ​ With a background that blends academic insight and practical financial strategy, Dr. Link focuses on helping individuals and investors navigate evolving markets, understand risk, and make informed decisions across both traditional and digital portfolios. ​ Connect with Dr. Adam, CFP® Website: Fireweed Capital LinkedIn: Dr. Adam Link, CFP® Email: adam@fireweedcapital.com   Connect With Us If you're looking to invest your hard-earned money into cash-flowing, value-add assets, reach out to us at https://bobocapitalventures.com/. ​ Follow Keith's social media pages LinkedIn: Keith Borie Investor Club: Secret Passive Cashflow Investors Club Facebook: Keith Borie X: @BoboLlc80554

Ed Lyon is a tax attorney, the Chief Tax Strategist and Director at Financial Gravity, and the Chief Tax Planner at Excel Empire. Financial Gravity is a multifamily office integrating tax strategy, wealth management, and financial planning to help clients optimize and preserve wealth. At Excel Empire, Ed leads advanced tax planning and advisor strategies for business owners. With nearly three decades of experience simplifying complex strategies and uncovering overlooked opportunities, he primarily specializes in helping high-income earners legally reduce taxes through proactive planning. In this episode… Most business owners and high earners assume taxes are simply the cost of making more money. They rely on their CPA, file each year, and move on without questioning the outcome. The big question isn't how much you earn, but how much you unknowingly give away. Is the tax system far more flexible than it seems? Ed Lyon explains that the real problem isn't taxes themselves, but how people approach them. As a tax attorney with decades of experience, he highlights the gap between reactive tax preparation and proactive tax planning. Ed emphasizes that most professionals focus on reporting, not reducing, and that missed strategies often come down to a lack of awareness. From understanding audit realities to leveraging overlooked deductions and restructuring income, he outlines how individuals can take control, ask better questions, and align tax strategy with long-term wealth-building goals. In this episode of Owner's Profit Playbook, Pat Mancuso sits down with Ed Lyon, Chief Tax Strategist and Director at Financial Gravity and Chief Tax Planner at Excel Empire, to discuss how business owners and high earners are losing the tax game without realizing it. Ed breaks down proactive versus reactive tax strategies, common misconceptions about audits, and how to uncover missed opportunities. He also shares how mindset shifts and better questions can lead to meaningful tax savings.

Tax day is right around the corner, and if you've ever looked at your tax bill and thought, “Wait… why do I owe this much?” you're not alone. Most people assume taxes are something that get figured out in April. But by the time you're filing your return, the outcome is already decided. In this episode, Shari Rash, founder of GWA Wealth, breaks down the most common tax mistakes high earners make and why these decisions can quietly cost you thousands over time. You'll learn why treating taxes like a once-a-year event leads to missed opportunities, how celebrating a tax refund might actually be a red flag, and why focusing only on this year's tax bill can hurt your long-term wealth. Shari also walks through the key accounts and strategies that help reduce taxes over time, the difference between tax preparation and tax planning, and why relying on your accountant alone isn't enough to create a real tax strategy. This episode isn't about complicated loopholes or aggressive tactics. It's about understanding how your everyday financial decisions impact your taxes so you can start making smarter moves throughout the year. You'll hear why taxes feel like a surprise even when you're doing well financially, the biggest tax mistakes high earners make, how tax-advantaged accounts actually work, and what to do differently so you're not in the same position next year. You'll walk away with a clearer understanding of how your tax bill is created, one simple change you can make this year, and the confidence that taxes don't have to feel confusing or out of your control. If you want more real-life strategies like this, join the Talkin' Points newsletter at everyonestalkinmoneypodcast.com. If you're ready for to build a solid financial foundation with Shari, take the first step and visit GWA Wealth and schedule a free introductory call. Shari Rash is a financial planner and Investment Adviser Representative of GWA Wealth, a Registered Investment Adviser. The information provided in this podcast is for educational and informational purposes only and should not be construed as personalized investment, tax, or legal advice. Listening to this podcast does not create an advisory relationship with Shari Rash or GWA Wealth. All investments involve risk, including the potential loss of principal. Any references to specific investments, strategies, or securities are for illustrative purposes only and are not recommendations. You should consult your own financial advisor, tax professional, or attorney regarding your individual situation before making any financial decisions. Learn more about your ad choices. Visit megaphone.fm/adchoices

You're collecting millions, producing like crazy, and still giving away a massive chunk to taxes every single year. That usually isn't just a tax problem — it's a planning problem.In this episode, CPA Seth Peabody walks through the strategies that have helped his clients save serious money (at least $50K), why many dentists never hear about them, and what proactive tax planning actually looks like.Topics discussed:Tax filing vs. tax planning (and why the difference is important)Signs you've outgrown your CPATax strategies most CPAs never bring upWhat's changed in 2026: bonus depreciation and the SALT capHow to be proactive and avoid surprise tax billsConnect with Seth Peabody:https://www.itxre.com/This episode was produced by Podcast Boutique https://www.podcastboutique.comDon't be a silly goose....Download the Dental Practice Heroes App today and access all the free resources available to you. (Awesome Android ppl Click Here) JOIN US AT OUR RETREAT IN TENNESSEE IN APRIL CLICK HERE Take Control of Your Practice and Your LifeWe help dentists take more time off while making more money through systematization, team empowerment, and creating leadership teams.Ready to build a practice that works for you? Visit www.DentalPracticeHeroes.com to learn more.

Ever look at your bank account and wonder where your money went—even though you didn't make any big purchases? You're not alone. High earners often feel like their money is disappearing, and the instinct is to budget harder or cut back. But the real problem usually isn't discipline—it's visibility. In this episode, Shari Rash, founder of GWA Wealth, breaks down the hidden expenses quietly draining your bank account. From subscription creep and convenience spending to lifestyle inflation, social comparison, and emotional micro-spending, these small, everyday costs can add up to thousands of dollars a year without you realizing it. You'll learn why these expenses are so easy to overlook, how they impact your long-term wealth, and a simple 20-minute spending audit you can do today to take back control—without turning your life into a restrictive budget. If you make good money but still feel like you're playing catch-up, this episode will help you finally connect the dots and start spending with intention. If you're ready for personalized, judgment-free financial guidance, learn more about working with Shari. Shari Rash is the founder of GWA Wealth, a virtual advisory firm helping women make confident, values-aligned decisions with their money. Visit GWA Wealth to explore your next step. Talkin' Points → where your money gets smarter. Real talk, practical tips, zero guilt straight to your inbox. Sign up here.  Be sure to like and follow the show on your favorite podcast app! Keep the conversation going on Instagram @everyonestalkinmoney Shari Rash is a financial planner and Investment Adviser Representative of GWA Wealth, a Registered Investment Adviser. The information provided in this podcast is for educational and informational purposes only and should not be construed as personalized investment, tax, or legal advice. Listening to this podcast does not create an advisory relationship with Shari Rash or GWA Wealth. All investments involve risk, including the potential loss of principal. Any references to specific investments, strategies, or securities are for illustrative purposes only and are not recommendations. You should consult your own financial advisor, tax professional, or attorney regarding your individual situation before making any financial decisions. Learn more about your ad choices. Visit megaphone.fm/adchoices

You make good money. You're saving, investing, and doing the things you're supposed to do. And yet when you look at your bank account or credit card statement, your money still feels messy. Where did it all go? A lot of high earners assume the problem is budgeting. If they could just stick to a plan, track every category, and control their spending, everything would finally feel organized. But traditional budgeting often fails for people with demanding careers, busy lives, and real financial complexity. In this episode, Shari Rash, founder of GWA Wealth, explains why budgeting doesn't work for many high earners and why feeling chaotic with money has less to do with discipline and more to do with how your life actually functions. You'll learn how time scarcity, decision fatigue, social expectations, emotional reward cycles, and comparison quietly shape spending patterns, even when you're earning a strong income. Shari also introduces a simple framework that helps you look at spending differently so you can stop obsessing over categories and start making more intentional decisions with your money. Instead of trying to spend less, this episode will help you learn how to spend on purpose. You'll hear why traditional budgeting systems often fail for high earners, how time scarcity and decision fatigue drive spending habits, the difference between value spending, convenience spending, and nonsense spending, and how to design a spending system that actually works in real life. You'll walk away with a clearer way to evaluate your spending, a framework for aligning your money with what actually matters to you, and a simple exercise you can use this week to start making more intentional money decisions. If you're ready for personalized, judgment-free financial guidance, learn more about working with Shari. Shari Rash is the founder of GWA Wealth, a virtual advisory firm helping women make confident, values-aligned decisions with their money. Visit GWA Wealth to explore your next step. Talkin' Points → where your money gets smarter. Real talk, practical tips, zero guilt straight to your inbox. Sign up here.  Be sure to like and follow the show on your favorite podcast app! Keep the conversation going on Instagram @everyonestalkinmoney Shari Rash is a financial planner and Investment Adviser Representative of GWA Wealth, a Registered Investment Adviser. The information provided in this podcast is for educational and informational purposes only and should not be construed as personalized investment, tax, or legal advice. Listening to this podcast does not create an advisory relationship with Shari Rash or GWA Wealth. All investments involve risk, including the potential loss of principal. Any references to specific investments, strategies, or securities are for illustrative purposes only and are not recommendations. You should consult your own financial advisor, tax professional, or attorney regarding your individual situation before making any financial decisions. Learn more about your ad choices. Visit megaphone.fm/adchoices

Most entrepreneurs don't have a revenue problem. They lack the courage to say what they want, then wonder why they're underpaid, resentful, and stuck in bad deals. In this episode, Lori and I share why the fastest way to scale is to shorten the time between knowing the truth and saying it. I break down the Candor Speed Principle, why delayed honesty erodes trust, and how direct communication increases your leverage in any room. Get ready to have better partnerships, cleaner deals, and faster growth.   HIGHLIGHTS The leadership metric most entrepreneurs completely ignore. Why delayed truth creates resentment and negotiation fatigue. The difference between kind candor and emotional reactivity. The KIND framework that changes how you handle hard conversations. The word track that lowers defensiveness instantly. What calm communication signals about your leverage.   RESOURCES Join the most supportive mastermind on the internet - the Mentor Collective Mastermind! Make More Sales in the next 90 days - GET THE BLUEPRINT HERE! Check out upcoming events + Masterminds: chrisharder.me Text DAILY to 310-421-0416 to get daily Money Mantras to boost your day.   FOLLOW Chris: @chriswharder Lori: @loriharder Frello: @frello_app

Every Side Hustle School story features someone who earns at least $500 a month apart from their day job. But some people earn a lot more, earning six or even seven figures from their side hustle. A listener wants to know: what separates small earners from big ones? Side Hustle School features a new episode EVERY DAY, featuring detailed case studies of people who earn extra money without quitting their job. This year, the show includes free guided lessons and listener Q&A several days each week. Show notes: SideHustleSchool.com Email: team@sidehustleschool.com Be on the show: SideHustleSchool.com/questions Connect on Instagram: @193countries Visit Chris's main site: ChrisGuillebeau.com Read A Year of Mental Health: yearofmentalhealth.com If you're enjoying the show, please pass it along! It's free and has been published every single day since January 1, 2017. We're also very grateful for your five-star ratings—it shows that people are listening and looking forward to new episodes.