Podcasts about earners

More and more high-income Canadians are finding themselves under financial pressure. Doug Hoyes and Ted Michalos examine the shift they are seeing firsthand and challenge some common assumptions about who struggles with debt. They discuss how rising costs, borrowing capacity, and income complexity can quietly change financial outcomes, even for people who appear financially secure. Subscribe to the Debt Free Digest Newsletter Here – Don't Miss the Chance to Win a Copy of The Wealthy Barber Book! CPI Data Statistics Canada Debt Free in 30: What's Breaking Canadian Consumers' Budgets? Need Help with Debt?                                                    If debt is keeping you up at night, you don't have to endure forever. Start here! Free Budgeting Workbook – Hoyes Michalos  Debt Relief Calculator  01:10 – The myth of the "typical" insolvency filer 05:10 – Rising share of higher-income insolvency filings 07:20 – Inflation and rising living costs 09:40 – Housing costs, mortgages, and payment shock 12:00 – Lifestyle creep and fixed-cost stacking 14:30 – Variable income vs fixed monthly obligations 16:40 – Easy access to credit and leverage loops 21:30 – High income vs real cash-flow health 23:40 – When refinancing and balance transfers fail 27:20 – Practical next steps for high earners in trouble Disclaimer: The information provided in the Debt Free in 30 Podcast is for entertainment and informational purposes only and is not intended as personal financial advice. Individual financial situations vary and may require personal guidance from a financial professional. The views expressed in this episode do not necessarily reflect the opinions of Hoyes, Michalos & Associates, or any other affiliated organizations. We do not endorse or guarantee the effectiveness of any specific financial institutions, strategies, or digital tools/apps discussed.

In this episode of the Know Your Numbers REI podcast, hosted by Chris McCormack, CPA, explores powerful strategies to reduce tax burdens for high-income earners. Chris discusses a real-life example of a doctor who saved $150,000 in taxes through depreciation, cost segregation, and the innovative use of leveraged charitable gifts.Learn how strategic tax planning can result in meaningful economic impacts while aligning with your personal and financial goals.Don't miss tips on charitable giving, leveraging life insurance policies, and ensuring compliance with tax regulations.••••••••••••••••••••••••••••••••••••••••••••➤➤➤ To become a client, schedule a call with our team➤➤ https://www.betterbooksaccounting.co/contact••••••••••••••••••••••••••••••••••••••••••••Connect with Chris McCormack on Social MediaFacebook: https://www.facebook.com/chrismccormackcpaLinkedIn: https://www.linkedin.com/in/chrismccormackcpaInstagram: https://www.instagram.com/chrismccormackcpaJoin our Facebook Group: https://www.facebook.com/groups/6384369318328034→ → → SUBSCRIBE TO BETTER BOOKS' YOUTUBE CHANNEL NOW ← ← ← https://www.youtube.com/@chrismccormackcpaThe Know Your Numbers REI podcast is for general information purposes only and is not intended to provide, and should not be relied on for, tax, legal, or accounting advice. Information on the podcast may not constitute the most up-to-date legal or other information. No reader, user, or listener of this podcast should act or refrain from acting on the basis of information on this podcast without first seeking legal and tax advice from counsel in the relevant jurisdiction. Only your individual attorney and tax advisor can provide assurances that the information contained herein – and your interpretation of it – is applicable or appropriate to your particular situation. Use of, and access to, this podcast or any of the links or resources contained or mentioned within the podcast show and show notes do not create a relationship between the reader, user, or listener and podcast hosts, contributors, or guests.

The economic reflation narrative is back—but is it durable or just another market storyline driven by optimism and liquidity? Lance Roberts explains what investors mean by "economic reflation," why markets are once again pricing in stronger growth, and which data points are reinforcing the bullish case. We examine the role of monetary policy shifts, fiscal spending, labor market dynamics, and commodity trends that are supporting expectations for improving earnings and profitability. Just as importantly, we address the risks to the reflation narrative. Sticky inflation, slowing global growth, tighter financial conditions, and policy missteps could all challenge the assumption that reflation is sustainable. Markets often price in best-case outcomes long before the data confirms them—and that gap can matter for portfolio risk. We close with practical investor considerations, focusing on risk management, diversification, and how to think about portfolios when markets are caught between reflation optimism and late-cycle realities. This discussion is designed for investors seeking context, not predictions, and a disciplined framework for navigating shifting macro narratives. Visit RealInvestmentAdvice.com for daily market commentary, portfolio strategy insights, and risk-management tools. 0:00 - INTRO 0:19 - One Dad on Money - The Reflation Narrative preview 2:03 - Markets Rally Despite Powell Probe 7:33 - JPMorgan performance & Q4 Earnings Structure 12:33 - Optimism for 2026 - Rate of Inflation Slowing 14:42 - Goldman Survey: Everyone is Bullish About Everything All at Once 16:31 - The Premise of Economic Reflation - Three Reasons 19:01 - The Flaw in the Reflation Narrative 23:14 - Good Consensus for High Market Returns in 2026 24:19 - Why Valuations Matter 28:17 - Wilshire 5000 vs GDP Ratio Explained 29:50 - Why Cut Rates if Economy is Growing? 30:57 - The Biggest Risk to Economy - Geopolitics 33:55 - Sectors to Benefit from Reflation Narrative 36:20 - Risks from the Reflation Narrative 37:24 - The Nirvana of Reflation is Driving Markets 40:23 - Top Ten Percent vs the Rest of Earners 42:18 - What Does the Reflation Narrative Mean for the Average Person? 43:28 - The Risk from the Reflation Story Hosted by RIA Advisors Chief Investment Strategist, Lance Roberts, CIO Produced by Brent Clanton, Executive Producer ------- Watch Today's Full Video on our YouTube Channel: https://www.youtube.com/watch?v=LT4dfHthMSY&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1 ------- Articles Mentioned in Today's Show: "Investor Lessons From 2025 For 2026" https://realinvestmentadvice.com/resources/blog/market-outlook-for-2026-copy/ "2026 Earnings Outlook: Another Year Of Optimism" https://realinvestmentadvice.com/resources/blog/2026-earnings-outlook-another-year-of-optimism/ ------- Watch our previous show, "Investor Lessons From 2025 for 2026" here: https://www.youtube.com/watch?v=OIPCj5xEG0c&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1 -------- The latest installment of our new feature, Before the Bell, "Market Turbulence - Earnings Test Ahead," is here: https://www.youtube.com/watch?v=Dcg2Jj73T5U&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 ------- REGISTER for our 2026 Economic Summit, "The Future of Digital Assets, Artificial Intelligence, and Investing:" https://www.eventbrite.com/e/2026-ria-economic-summit-tickets-1765951641899?aff=oddtdtcreator ------- Get more info & commentary: https://realinvestm entadvice.com/newsletter/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #EarningsSeason #MarketVolatility #StockMarketOutlook #RiskManagement #InvestingStrategy #EconomicReflation #MarketOutlook #MacroInvesting #InflationAndGrowth #RiskManagement

Send us a textIdentifying and Addressing Common Financial Blind Spots for High EarnersIn this episode of The Retire Early Retire Now podcast, host Hunter Kelly, a certified financial planner, discusses six common financial blind spots that high-income earners often face. Using a metaphor of a surgeon's pattern recognition, he explains how financial planning works and highlights the importance of coordinating financial actions to ensure a strong plan. The blind spots covered include confusing high income with a strong plan, overfunding retirement accounts, optimizing for taxes at the expense of life, focusing on net worth instead of flexibility, over-optimizing, and waiting for confidence before making changes. Hunter emphasizes the importance of having a clear plan, understanding trade-offs, and striving for flexibility to achieve financial goals and live a better life.00:00 Welcome to The Retire Early Retire Now Podcast01:30 Understanding Financial Blind Spots02:10 Blind Spot #1: Confusing High Income with a Strong Plan04:08 Blind Spot #2: Overfunding Retirement Accounts06:43 Blind Spot #3: Optimizing for Taxes at the Expense of Life07:57 Blind Spot #4: Focusing on Net Worth Instead of Optionality10:56 Blind Spot #5: Over Optimizing and Analysis Paralysis12:47 Blind Spot #6: Waiting for Confidence Before Making Changes15:22 Bringing It All Together16:12 Conclusion and Contact InformationCheck out the Palm Valley Wealth Management WebsitePalmValleywm.comCheck us out on InstagramLinkedIn FacebookListen to the Podcast Here! AppleSpotify

A doctor recently messaged Vinney Chopra and said, "Your book and your investment guidance changed my life." In this moving episode, Vinney shares real stories from doctors, nurses, and families who spent years caring for others—but were never taught how to care for their own financial future. From discovering passive income through Apartment Syndication Made Easy, to creating monthly cash flow that pays for private school tuition, supports aging parents, and replaces exhausting extra shifts—these are stories of transformation. You'll hear how investing in multifamily, senior living, and mindset changed lives—not overnight, but one smart decision at a time. These messages are why Vinney writes, teaches, and invests with passion: to help good people take control of their money, their peace, and their legacy. If you've ever felt stuck, tired, or unsure where to begin, this episode will remind you that your own testimony may be closer than you think.

In this episode of the Know Your Numbers, REI podcast, host Chris McCormack, CPA and Certified Tax Planner, discusses the powerful tax-saving potential of depreciation beyond just real estate. Chris shares the stories of two high-income clients in the medical field who saved over $200,000 in taxes by leveraging depreciation on equipment and machinery. Learn how proactive tax planning and understanding IRS tax codes can result in significant tax deductions and economic benefits.If you feel burdened by high taxes on your W-2 income, this episode reveals strategies that could transform your financial situation.••••••••••••••••••••••••••••••••••••••••••••➤➤➤ To become a client, schedule a call with our team➤➤ https://www.betterbooksaccounting.co/contact••••••••••••••••••••••••••••••••••••••••••••Connect with Chris McCormack on Social MediaFacebook: https://www.facebook.com/chrismccormackcpaLinkedIn: https://www.linkedin.com/in/chrismccormackcpaInstagram: https://www.instagram.com/chrismccormackcpaJoin our Facebook Group: https://www.facebook.com/groups/6384369318328034→ → → SUBSCRIBE TO BETTER BOOKS' YOUTUBE CHANNEL NOW ← ← ← https://www.youtube.com/@chrismccormackcpaThe Know Your Numbers REI podcast is for general information purposes only and is not intended to provide, and should not be relied on for, tax, legal, or accounting advice. Information on the podcast may not constitute the most up-to-date legal or other information. No reader, user, or listener of this podcast should act or refrain from acting on the basis of information on this podcast without first seeking legal and tax advice from counsel in the relevant jurisdiction. Only your individual attorney and tax advisor can provide assurances that the information contained herein – and your interpretation of it – is applicable or appropriate to your particular situation. Use of, and access to, this podcast or any of the links or resources contained or mentioned within the podcast show and show notes do not create a relationship between the reader, user, or listener and podcast hosts, contributors, or guests.

112 New Money, New Problems: How High Earners Build Real Wealth | Brenton Harrison   The Entreprenudist Podcast  https://entreprenudist.com Earning more money does not automatically lead to building wealth, especially for first and second generation high income earners who were never taught financial literacy. In this episode, we speak with Brenton Harrison, Founder of New Money New Problems, about the challenges high earners face and the strategies needed to turn income into lasting wealth. We discuss: -Why first and second generation earners struggle with wealth building -The financial literacy gaps that hold high earners back -Common money mistakes that prevent long-term growth Practical steps to build real, sustainable wealth This episode is for professionals and entrepreneurs who want to break financial cycles and create generational wealth with intention. ------------------------- About Brenton  Brenton Harrison has spent over a decade empowering people to take control of their money. He teaches strategies for overcoming the burden of debt, juggling family and money, and establishing a financial foothold for those who were never taught the principles of financial literacy. He has been featured in publications such as Business Insider, USA Today, CNBC and Forbes. Brenton is a Certified Financial Planner, Chartered Life Underwriter and Certified Student Loan Advisor, and is a frequent speaker and workshop facilitator for corporate and nonprofit conferences across the country ---------------  About the Host: Randolph Love III is the Founder and CEO of ShieldWolf Strongholds, where he helps Franchisors, CPAs, Attorneys, Doctors, Realtors, Contractors, and other Business Owners, Entrepreneurs, Home Owners, and Retirees, secure lasting financial legacies.    He is also a trusted franchise consultant, author of the book The Miracle Money Vehicle: How To Make Money Make Babies, and host of The Liquidity Event, a premier gathering on business growth, financial independence, and legacy planning.    As host of The Entreprenudist Podcast, ranked in the Top 10% worldwide by ListenNotes.com, Randolph shares bold, practical insights that challenge traditional thinking. A sought-after speaker, his dynamic style empowers audiences to reduce taxes legally, grow wealth strategically, and take control of their financial destiny.   Additionally, he is also the publisher of The Liquidity Journal, a dynamic publication for business owners, entrepreneurs, executives, retirees, and investors. Focused on leadership, strategy, systems, and motivation, it delivers actionable insights that empower readers to grow, lead, and innovate in today's business world

High income doesn't automatically create wealth—especially when taxes, inflation, and idle cash quietly work against you. In this episode, Vinney (Smile

ICYMI: This conversation originally aired when Dr. Felecia Froe joined Jerome Myers on the DreamCatchers Podcast, now known as the Your N.E.X.T. Podcast. The insights shared remain highly relevant for high-income earners who are questioning traditional financial paths and seeking more intentional ways to build wealth. Dr. Froe challenges the belief that 401(k)s, stock market investing, and tax deferral are the safest strategies, explaining why cash flow, tax efficiency, and properly vetted private investing create greater flexibility and freedom.    Together, they highlight the hidden risks of poor deal vetting, overconfidence without education, and inefficient tax structures, reframing wealth as a tool for choice, impact, and control, not something left on autopilot.   00:00 – From Medicine to Money With Mission 07:00 – Your Money Should Come Back With Friends 13:00 – The Hidden Problem With 401(k)s and Wall Street 18:30 – Taxes: Your Largest Lifetime Expense 25:30 – Vet the People Before You Vet the Deal 33:30 – Education, Experience, and Avoiding Costly Mistakes  

ICYMI: This conversation originally aired when Dr. Felecia Froe joined Jerome Myers on the DreamCatchers Podcast, now known as the Your N.E.X.T. Podcast. The insights shared remain highly relevant for high-income earners who are questioning traditional financial paths and seeking more intentional ways to build wealth. Dr. Froe challenges the belief that 401(k)s, stock market investing, and tax deferral are the safest strategies, explaining why cash flow, tax efficiency, and properly vetted private investing create greater flexibility and freedom.    Together, they highlight the hidden risks of poor deal vetting, overconfidence without education, and inefficient tax structures, reframing wealth as a tool for choice, impact, and control, not something left on autopilot.   00:00 – From Medicine to Money With Mission 07:00 – Your Money Should Come Back With Friends 13:00 – The Hidden Problem With 401(k)s and Wall Street 18:30 – Taxes: Your Largest Lifetime Expense 25:30 – Vet the People Before You Vet the Deal 33:30 – Education, Experience, and Avoiding Costly Mistakes  

SPORTS: Athletics, shooting top gold medal earners at SEAG | Dec. 24, 2025Subscribe to The Manila Times Channel - https://tmt.ph/YTSubscribeVisit our website at https://www.manilatimes.net Follow us: Facebook - https://tmt.ph/facebook Instagram - https://tmt.ph/instagram Twitter - https://tmt.ph/twitter DailyMotion - https://tmt.ph/dailymotion Subscribe to our Digital Edition - https://tmt.ph/digital Check out our Podcasts: Spotify - https://tmt.ph/spotify Apple Podcasts - https://tmt.ph/applepodcasts Amazon Music - https://tmt.ph/amazonmusic Deezer: https://tmt.ph/deezer Stitcher: https://tmt.ph/stitcherTune In: https://tmt.ph/tunein#TheManilaTimes#KeepUpWithTheTimes Hosted on Acast. See acast.com/privacy for more information.

If you're enjoying the content, please like, subscribe, and comment!Samir's Links: https://samirvarma.com/https://www.substack.com/@samirvarmaSamir is an Author, Physicist, Entrepreneur, Inventor, and Hedge Fund Manager. He has a PhD in Theoretical Physics from The University of Texas. The incomparable E.C.G. Sudarshan was his advisor and Nobelist Steven Weinberg was on his dissertation committee. He is the author of The Physics of Free Will: How Determinism Affects Everything from The Future of AI to Traffic to God to Bees. He is working on a second book tentatively titled, I Wish I Had Known That about economics, finance and politics.In his spare time he enjoys playing guitar and squash. For computationally irreducible reasons, he has a particular fondness for detective and spy stories, and is obsessed with the music of The Beatles and Pink Floyd.______________________Follow us!@worldxppodcast Instagram - https://bit.ly/3eoBwyr@worldxppodcast Twitter - https://bit.ly/2Oa7BzmYouTube - http://bit.ly/3rxDvULSpotify - http://spoti.fi/3sZAUTG#hedgefund #stockmarket #stocks #economics #macro #economy #shorts #financialfreedom #finance #bank #smallbusiness #invest #business #society #explore #explorepage #podcastshow #longformpodcast #longformpodcast #podcasts #podcaster #explore #podcast #newshow #worldxppodcast

This episode breaks down the new Trump Savings Accounts and explains why they may not be the best choice for high-earning families. You'll learn how the rules, taxes, and limits can cost you money later, even though they look helpful now. We compare these accounts to better options like real tax strategies, smart planning, and stronger savings strategies that wealthy families use to build long-term wealth. You'll also hear why these government programs can distract business owners from tax savings they can use today. This episode gives you clear finance advice so you can make better money decisions for your family and your business. Listen now so you don't get stuck with a plan that looks good today but hurts you later.   Next Steps:

Maximum Efficiency: 3 Essential Planning Concepts for High Income Earners.In this episode of The Abundance Mindset Podcast, we explore three core planning concepts critical for high-income professionals and families looking to optimize their financial future. We analyze the importance of a fully optimized 401(k), intentional tax planning, and careful equity compensation management. Learn how these elements can work together to enhance your financial efficiency and provide peace of mind. Whether you're dealing with RSUs, stock options, or looking to optimize your 401(k), this episode offers valuable insights and actionable steps to elevate your financial planning.

In this episode of the CD Financial Podcast, Chuck D and Marcus C delve into the implications of the new Secure Act 2.0, particularly focusing on catch-up contributions to retirement accounts. They discuss the differences between Roth and traditional contributions, the tax implications of forced Roth contributions, and the concerns that high earners may have regarding their tax bills. The conversation also touches on the challenges of payroll setup for federal employees and the perceived unfairness of the new rules. Additionally, they provide insights into how these changes may affect cash flow and retirement planning, concluding with a health tip emphasizing the importance of resistance training for longevity.TakeawaysCatch-up contributions can be made to Roth or traditional accounts depending on income levels.The Secure Act 2.0 mandates Roth contributions for high earners.Tax implications of Roth contributions can affect take-home pay.Forced Roth contributions may disrupt financial planning for some individuals.Payroll systems may struggle with the implementation of new rules.Many employees feel penalized by the new tax rules.Federal employees need to consider how these changes affect Medicare premiums.Regional variations exist in contribution rules for federal employees.It's crucial to review retirement plans regularly to avoid mistakes.Resistance training is essential for maintaining health as we age.

Stop letting your tax return tell the only story about your money. We invited Rob Cook—CPA, CFP, and seasoned advisor to executives, athletes, and families—to break down how real tax strategy starts with who you are, where you want to go, and the few moves that actually change your outcome. Instead of chasing every trick on the internet, Rob shows why stacking “base hits” creates immediate savings and flexibility, and how to choose one or two “home runs” that fit your strengths.We talk through the crucial difference between a historian CPA who files forms and a strategic partner who looks through the windshield. You'll hear why high-earning W‑2 professionals are not stuck, how accredited status opens meaningful options, and how to avoid complexity that rich headlines can afford but most people can't defend. Rob shares a simple, repeatable process: clarify your goals and constraints, close tax leaks hiding in plain sight, align strategy with life and cash flow, then implement and iterate as your fastball evolves.From HSAs, donor-advised funds, and retirement plan design to QSBS, cost segregation, and real estate professional status, we separate the tools from the hype. You'll learn how to convert personal costs into valid business deductions when facts allow, why lifestyle creep kills deployable capital, and how a personal CFO framework helps you save taxes without sacrificing sanity. The goal is clarity and control: a lighter tax bill, a simpler structure, and more energy for the work and people you love.If you're ready to make money simple and build around your true wealth creation play, this conversation is your blueprint. Subscribe, share with a friend who needs a better plan, and leave a review telling us your top “base hit” to implement this week.-----With over 10 years of experience in accounting and wealth management, Rob has worked with everyone from CEOs and world-class athletes to local families, helping them reduce taxes, build wealth, and achieve financial freedom. Holding both a Master's and Bachelor's in Accounting from BYU, he is a Certified Public Accountant (CPA), Certified Financial Planner (CFP®), and has passed Level I of the Chartered Financial Analyst (CFA) exam.Known for bringing both expertise and personality to finance, Rob is passionate about personal finance, taxes, and investing. Frustrated with the industry's lack of real impact, he set out to truly help people transform their financial futures—and now, that's what he does every day.Connect with Rob Cook:Rob Cook, Bement & Company, Director of Strategic Tax380 North 200 West Ste 112 Bountiful, UT 84010801-936-1900rob@bementcompHear Past episodes of the Way2Wealth Podcast!https://theway2wealth.com Learn more about our Host, Scott Ford, Managing Director, Partner & Wealth Advisorhttps://www.carsonwealth.com/team-members/scott-ford/ Investment advisory services offered through CWM LLC, an SEC-registered investment advisor. Carson Partners, a division of CWM LLC, is a nationwide partnership of advisors. The opinions voiced in the Way to Wealth with Scott Ford are for general information only and are not intended to provide specific advice or recommendations for an individual. Past performance is no guarantee of future results. All indices are unmanaged and may not be invested into directly. Investing involves risk, including possible loss of principal. No strategy assures success or protects against loss. To determine what may be appropriate for you, consult with your attorney, accountant, financial or tax advisor prior to investing. Guests on Way to Wealth are not affiliated with CWM, LLC. Legado Family is not affiliated with CWM LLC. Carson Wealth 19833 Leitersburg Pike, Suite 1, Hagerstown, Maryland, 21742.

In our Question Time podcast, Martin Lewis gives you answers on anything and everything, including: how does the ISA limit actually work, is the online safety act really working, how can I get credit on a low income, is it time to ditch premium bonds, do student loans cost more for middle earners, and when does savings interest actually count for tax purposes?If you want to ask Martin a question, you now can! His Question Time podcast lets you ask Martin absolutely anything and everything (within reason!) – so if you've always wanted to know his favourite sandwich filling, how many sugars he has in his tea, or have a very complicated question about your personal finances, email it to MartinLewisPodcast@bbc.co.uk.

Cost segregation is powerful—but easy to misunderstand. CPA Mitchell Baldridge joins Kathy to break down how cost seg really works, who actually benefits, and how high income earners take passive losses. Before you chase big deductions, listen to this episode and learn how to make cost seg work in your favor. If you are interested in Cost Segregation, visit  www.RECostSeg.com/RealWealth and use promo code: REALWEALTH for 10% off.

While many on the left were calling for a wealth tax, yesterday the Chancellor delivered a smorgasbord of stealth taxes.How will this platter of sneaky revenue streams boost the government's finances? And what does it mean in the longterm, economically, for the country?Anoosh Chakelian is joined by the New Statesman's business editor, Will Dunn, and political editor, Ailbhe Rea.SAVE £££ THIS CHRISTMAS:⭐️ Gift big ideas, bold politics, and proper journalism from just £2LISTEN AD-FREE:

PREVIEW — Elizabeth Peek — The Two-Track American Economy: Retail Gains vs. Job Anxiety. Peakcharacterizes the American economy as a bifurcated system with starkly divergent outcomes. Upper-income earners express confidence regarding net worth and stock market performance. Conversely, substantial cohorts remain anxious about labor market conditions, evidenced by negative ADP private sector employment gains and college graduates facing difficulty securing positions. Positive retail indicators, notably Kohl's raising earnings guidance, provide counterbalancing economic optimism. 1885 Ohio River

The biggest losers in National's bid to super size Kiwisaver are low income earners and small businesses according to an economics expert. If re-elected National is proposing to raise Kiwisaver contributions to a combined 12 percent by 2032. The graduated increase would see contributions split evenly between between the employer and the employee, topping out at six percent each. Professor of economics Robert MacCulloch, who holds the Matthew S. Abel Chair of Macroeconomics at the University of Auckland, spoke to Lisa Owen.

Queues at budgeting services are getting longer, and financial advisors are finding households with increasing incomes are seeking help. Kiwis with a household income of over $200,000 a year and likely with a mortgage are struggling to make ends meet. It feels like it was only a few years ago that being on a six figure salary meant you were fairly well off, but it seems it's barely enough to get out of living paycheck to paycheck these days. So what actually is a liveable wage these days? Do we truly need to be making half a million a year just to pay our bills and still have a bit left over for savings and fun? LISTEN ABOVESee omnystudio.com/listener for privacy information.

Starting next year, workers age 50 and older earning more than $145,000 will lose a major 401(k) tax break. As Peter with Richon Planning explains to Erin Kennedy, catch-up contributions that used to reduce taxable income must now be made after tax - as Roth contributions. That could mean less take-home pay today, but potentially tax-free withdrawals later. In this interview, Peter answers:

Learn the 6 most overlooked advanced tax strategies used by the wealthy before end of the year to make sure you keep as much money from the government as legally possible before 2026. Our guest is Roger Roundy, the CEO of Strategic Associates, a team of tax professionals committed to helping high income earners only pay what their legally supposed to and not a penny more.Want to Pay Less Taxes to the Government this Year? Connect with the Strategic Associates Team:Book a Call: https://bttr.ly/strategic-associatesEmail: support@strategicag.net Join the Waitlist for the Tax and Assets Community: https://taxandassets.comWant Us to Review Your Current Tax Strategy? Click Here: https://betterwealth.com/taxIntro - 0:00 End-of-Year Tax Planning for Business Owners - 1:39 Pay as Little Taxes to The Government as Possible - 4:30 Why You Need Advanced Tax Strategies - 6:58What Everyone Needs to Know About Taxes - 10:52Understanding 77,000 Pages of the Tax Code - 12:094 Categories of Advanced Tax Strategies - 13:09How Low Should You Keep Your Income? - 18:11 What is the Risk of Being Audited by the IRS? - 22:35How Many Clients of Yours Have Been Audited? - 26:41We Can't Talk About This on Youtube - 30:156 Advanced Tax Strategies Explained - 32:45 The Carry-Forward Losses Strategy - 34:41Tax Code 704B Deferral Strategy - 39:06The Difference Between Deferral & Mitigation - 40:10The "Donation" Volume Strategy - 44:00 Depreciation, Leverage, & Trusts Strategy - 48:39Solar Energy Tax Strategies - 52:53 Tax Code 831B | Captive Insurance - 57:00How to Connect - 1:02:46______________________________________________ Learn More About BetterWealth: https://betterwealth.com====================DISCLAIMER: https://bttr.ly/aapolicy*This video is for entertainment purposes only and is not financial or legal advice.Financial Advice Disclaimer: All content on this channel is for education, discussion, and illustrative purposes only and should not be construed as professional financial advice or recommendation. Should you need such advice, consult a licensed financial or tax advisor. No guarantee is given regarding the accuracy of the information on this channel. Neither host nor guests can be held responsible for any direct or incidental loss incurred by applying any of the information offered.

Disclaimer: This is a sponsored episode. Not advice. Educational purposes only. Not an endorsement for or against. Results not vetted. Views of the guests do not represent those of the host or show.  

The UK government touts the “biggest migration overhaul in 50 years.” John Kiely welcomes it but warns it may fall short on retaining wealth.View the full article here.Subscribe to the IMI Daily newsletter here. 

The Essential Checklist for High-Income Earners: Maximize Your Financial EfficiencyWelcome to The Abundance Mindset Podcast! In this episode, we discuss the high income earner checklist, focusing on common financial patterns and mistakes. We dive into 401(k) maximization strategies, tax planning, cash flow systems, and more, providing questions and insights to help you optimize your financial decisions as your income grows. Not personalized advice, but a great starting point for thoughtful financial planning.

In the Usap Tayo episode, we talked about the latest Australian Bureau of Statistics income data, which reveals the sectors, regions, and age groups where Australians earn the most and least, highlighting major income gaps across the country. - Sa Usap Tayo episode, tinalakay natin ang pinakahuling datos ng Australian Bureau of Statistics tungkol sa kita ng mga Australyano sa iba't ibang industriya, rehiyon at age group, na nagpapakita ng malalaking agwat sa sahod sa buong bansa.

To be successful as an independent professional, you need to be connected to what you truly want. Not just "making ends meet" - that's not inspiring enough to propel you through the hard parts. You need a real motivator, something that keeps you going when everyone else thinks your dream isn't viable.Here's what typically happens: you have a big idea - becoming a coach, building an online business, creating an audience of buyers, making a million dollars. You try, you fail, it starts to seem improbable. Other people don't see how it's viable. So you default into conventional wisdom and start gathering evidence for why it won't work.But you don't need a novel strategy, a new idea, or a perfect plan to get ahead. You just need to learn how to not quit or give up on your dreams.In this episode, I'm revealing the 5 Up-Levels - the "jump the curve" moments that separate you from the rest of the pack. These are capacities you can learn and practice. This is how you stop quitting on your dreams and start building the business and life you actually want.Ready to scale your revenue and impact?Join the waitlist for my advanced mastermind, GROW Independent – a 12-month program for building a predictable sales and marketing engine.Join the waitlist now at: https://www.chrisdonohoecoaching.com/growindependentRoyalty Free Music from Tunetank.com Track: Urban Legend by Musical Bakery https://tunetank.com/track/3362-urban-legend/

Meera and her husband have $4.5 million in retirement accounts and a $430K income. They want guidance on when to start Roth conversions, how much to convert each year, and whether to continue 401(k) contributions. Although this show does not provide specific tax, legal, or financial advice, you can engage Devin or John through their individual firms. 

The information we provide is our opinion and not necessarily that of our firm or this platform. We provide general information on the podcast, not any customized investment advice. Nothing should be construed as financial, tax, or legal advice. You should consult with your own professionals about your personal situationIn this episode, Kris Flammang is joined by guest host Colin Habig to break down the new 401(k) catch-up contribution rules under SECURE Act 2.0—and how they specifically impact high earners and plan sponsors.Starting in 2026, individuals making over $145,000 annually will see big changes in how they can contribute catch-up dollars—and Roth contributions may be the only option. Whether you're a high-income employee or a business owner running a retirement plan, this is your heads-up episode.➤ What You'll Learn→ The key 401(k) changes coming for earners above $145K→ How Roth-only catch-up rules will affect retirement strategies→ What small business owners and plan sponsors need to do NOW→ Compliance and automation strategies to avoid mistakes→ The timeline for plan amendments and why 2026 matters

In this episode of the Tax Smart REI Podcast, Thomas Castelli and Nathan Sosa, Head of the National Tax Department at Hall CPA, sit down with Alex Savage, CPA, CFP, to unpack the Mega Backdoor Roth 401(k), one of the most powerful yet underutilized tax strategies for high-income earners. They break down how the strategy works, who qualifies, and why it can be a game-changer for those looking to build long-term, tax-free retirement wealth, all while balancing real estate investing and other income streams. From contribution limits and in-plan conversions to control group rules and timing, this episode covers everything you need to know to decide whether this advanced strategy fits your situation. You'll learn: - What makes the “Mega” Backdoor Roth 401(k) different from a traditional or standard Roth IRA - How high-income W-2 earners and solopreneurs can contribute up to $70,000+ in after-tax dollars - Why this strategy can help you manage future tax rates, Social Security taxation, and estate planning - The key testing and timing rules to avoid IRS pitfalls - When a Mega Backdoor Roth makes sense and when real estate might be the better play Whether you're a tech executive, business owner, or high-earning real estate investor, this episode gives you the clarity to determine if the Mega Backdoor Roth 401(k) belongs in your financial toolkit and how to use it strategically alongside your real estate portfolio. To become a client, request a consultation from Hall CPA, PLLC at go.therealestatecpa.com/3KSEev6 Subscribe to REI Daily & Enter to Win a FREE Strategy Call: go.therealestatecpa.com/41JuQBX Connect with Engineered Tax Services: https://portal.engineeredtaxservices.com/cost-segregation/quick-start?utm_source=Live+Event&utm_medium=Others&utm_campaign=hall_cpa&pagesense_source=729733000061045013&utm_term=kim_lochridge&utm_content=cost_segregation Get the Solar White Paper: www.therealestatecpa.com/solar-white-paper/ The Tax Smart Real Estate Investors podcast is for general information purposes only and is not intended to provide, and should not be relied on for, tax, legal, or accounting advice. Information on the podcast may not constitute the most up-to-date legal or other information. No reader, user, or listener of this podcast should act or refrain from acting on the basis of information on this podcast without first seeking legal and tax advice from counsel in the relevant jurisdiction. Only your individual attorney and tax advisor can provide assurances that the information contained herein – and your interpretation of it – is applicable or appropriate to your particular situation. Use of, and access to, this podcast or any of the links or resources contained or mentioned within the podcast show and show notes do not create a relationship between the reader, user, or listener and podcast hosts, contributors, or guests. Any mention of third-party vendors, products, or services does not constitute an endorsement or recommendation. You should conduct your own due diligence before engaging with any vendor.

It's that time of year again, when we get calls from high earners with W2 jobs asking: how can I save on my taxes this year? In this episode, Ben, Bob and Ellis lay out all the legal loopholes to safeguard taxes. And even better, many of these options can help you make money year round. Have more questions, or want more resources like a tax calculator? Go to investlikeabillionaire.org to learn more about our community. And find out more about the podcast at https://www.thebillionairepodcast.com/

Black Friday isn't just about sales—it's a goldmine for credit card points. Here's how to shop smart, stack rewards, and use tools like Rakuten and Savewise to your full advantage. Shownotes at https://wealthymommd.com/238 Right after I recorded this episode, Bilt just announced their partnership with Rakuten! Meaning you can now earn Bilt points. You'll link the two accounts in your Bilt app. Bilt 2.0 comes out February 2026 so you can no longer apply for the Bilt card until then.

So, who's really making all the money at RTÉ? Traditionally, it's been the on-air talent leading the earnings table. This year, however, there's been a shake-up: the executives/suits are now outpacing the stars on the payscale. But with Newstalk snapping up big-name presenters, could RTÉ's pay cuts signal the start of a slide? And as fresh revelations emerge about unorthodox payments, is another storm brewing over the national broadcaster's headquarters? ­ This podcast has been amended on 31 October 2025 to remove the incorrect statement that the 725m three-year Government funding plan for RTE is in addition to TV license fee revenueSee omnystudio.com/listener for privacy information.

From Wall Street to Main Street, the latest on the markets and what it means for your money. Updated regularly on weekdays, featuring CNBC expert analysis and sound from top business newsmakers. Anchored and reported by CNBC's Jessica Ettinger. Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com for information about our collection and use of personal data for advertising.

#652: What if you did everything “right”, earned the degree, landed the six-figure job, and still felt broke? That's exactly where Rose Han found herself. Fresh out of NYU with a finance degree and a Wall Street paycheck, she had a negative net worth, mounting stress, and a sinking feeling that traditional success wasn't the path to freedom. In this conversation, Rose shares how she broke out of that cycle and built a seven-figure business that gives her time, independence, and peace of mind. We explore how she reframed her relationship with money, learned to scale her income, and built a life that aligns with her values. Key Takeaways When a “side hustle” becomes just a second job How your uniqueness is your greatest asset The slow season that led to a million-dollar leap Resources and Links Rose Han on YouTube Add a Zero by Rose Han Chapters Note: Timestamps will vary on individual listening devices based on dynamic advertising segments. The provided timestamps are approximate and may be several minutes off due to changing ad lengths. (0:00) Rose Han's story begins: doing everything right yet still ending up broke (5:45) The Cancun moment that sparked Rose's financial awakening (9:12) Discovering the three types of income and why some buy freedom while others don't (13:45) How Rose Han built her “Add a Zero” framework for lasting wealth (21:30) From employee mindset to entrepreneur mindset (25:15) The three levels of leverage and how to scale your income (28:55) Why not every side hustle creates freedom (31:45) Overcoming the fear of selling (39:16) How to build a business while working full-time (47:10) Rose's real estate lessons and the myth of passive income (53:55) Knowing when to walk away from an investment (1:10:15) What financial freedom really means and how to find your own version Learn more about your ad choices. Visit podcastchoices.com/adchoices

Most people believe wealth is about how much you make. The truth? It's about how you think about money. In this episode, Tiffany Phillips shares the Rich Rules wealthy people live by—mindset shifts that change everything about your financial future. You'll learn why a paycheck is the biggest trap, how to use money for more than just spending and saving, and why habits matter more than income. These aren't complicated tax strategies or risky schemes—they're simple finance advice you can start using today. If you're ready to move beyond survival mode and start building lasting wealth, this episode is your blueprint. Don't wait—your financial mindset may be the difference between freedom and struggle. Listen now and start rewriting your money story.   Next Steps:

The Federal Reserve Bank of St. Louis gathers data from the region about the current state of the economy. Megan Lynch is joined by Senior Economist Charles Gascon on a regular basis for a look at the 'Beige Book'. He says there is a distinct difference between lower and middle income earners, who are looking for deals, and high income earners who are still spending, despite inflation.

SBS Finance Editor Ricardo Goncalves speaks with Daniel Martin from Alvia Asset Partners about the day's market news including the impact of geopolitics including the holding ceasefire in Gaza; plus hear from Treasurer Jim Chalmers as he addresses changes to superannuation.

Send us a textWe challenge the idea that lower is always better for taxes and show how “use it or lose it” deductions and credits vanish when income is either too high or too low. We map the sweet spots that unlock SALT, QBI, and child credits, and share moves to land there on purpose.• standard vs itemized deductions and why timing matters• SALT cap expansion and the $500k–$600k AGI phaseout• AGI-reducing vs taxable-income-reducing strategies• QBI rules, SSTB phaseouts, and the ~$395k MFJ target• stacking SALT and QBI for outsized savings• when adding income beats cutting it, including Roth conversions• child tax credit thresholds and why MAGI control matters• state nonconformity to bonus depreciation and planning implications• practical levers: retirement deferrals, cost seg, oil and gas, expense timing

Summary This episode explores the newly expanded SALT (State and Local Tax) deduction under the One Big Beautiful Bill Act (OBBB), focusing on its impact for high-income earners and residents of high-tax states. Key Points Covered SALT Deduction Expansion: The cap on SALT deductions jumps from $10,000 to $40,000, a major relief for households earning under $500,000. This change is especially beneficial for taxpayers in high-tax states like New York, California, Connecticut, Illinois, Massachusetts, Maryland, and the District of Columbia. Contrast with Social Security Tax Deduction: The episode compares the substantial SALT deduction expansion to the more modest senior tax deduction discussed in previous episodes. Raises questions about fairness, fiscal responsibility, and political priorities. Personal Perspective: Travis shares insights from living in both New York (high-tax) and Tennessee (low-tax), illustrating how these policies affect different regions and income brackets. Tax Reform Details: Travis explains how the 2017 Tax Cuts and Jobs Act raised the standard deduction and lowered tax brackets, but capped SALT deductions at $10,000, which hurt high-tax state residents. The OBBB's increase to $40,000 allows more people in high-tax states to itemize deductions, potentially saving substantial federal taxes. Who Benefits Most: Estimated 10–15 million households could benefit, with an average household tax savings of $4,800. The total cost is projected at $72 billion per year, more than double the estimated $30 billion cost of the senior tax deduction. Political and Fiscal Implications: The episode discusses how the expanded SALT deduction disproportionately benefits higher earners in blue states, potentially incentivizing fiscal irresponsibility at the state level. Highlights the political divide and debates over who should benefit from tax reform and how it affects the federal deficit. Critical Reflection: Points out the hypocrisy in political arguments about tax breaks and deficit concerns, noting that those who criticize the senior deduction often benefit most from the SALT expansion. Suggests that voters in high-tax states should push for more fiscal responsibility at the state level. Takeaways The OBBB's SALT deduction expansion is a significant win for high-income earners in high-tax states, but raises broader questions about fairness and fiscal policy. Travis encourages listeners to consider the real beneficiaries of tax reform and the long-term impact on state and federal budgets.

From the cockpit to commercial real estate, Tate's story shows how a high-earning W-2 professional can build wealth outside of the stock market. In this episode of the Tax Smart REI Podcast, Tate shares the lessons he learned moving from single-family to multifamily to syndications and the strategies that help pilots and other professionals put their money to work more effectively. You'll learn: - How Tate's early mistakes shaped his investing philosophy - Why LPs should evaluate sponsors before the deal - Where commercial real estate sits in today's cycle - How oil & gas and STRs can reduce taxes for W-2 earners - Why access to alternatives in retirement accounts could be a game-changer To become a client, request a consultation from Hall CPA, PLLC at go.therealestatecpa.com/3KSEev6 Subscribe to REI Daily & Enter to Win a FREE Strategy Call: go.therealestatecpa.com/41JuQBX Connect with Eckard Enterprises: eckardenterprises.com/taxsmartrei/ More From Tait: Website: https://www.turbinecap.com Co-authored Oil and Gas eBook: https://drive.google.com/file/d/17jUYSuoJGCU2ea4SN6MLgazmp-3LE2Lt/view?usp=share_link Daniel Rusteen's Airbnb book: https://www.amazon.com/Optimize-Your-Airbnb-audiobook/dp/B07R7CCKPK/ref=sr_1_1?dib=eyJ2IjoiMSJ9.RuqABHwSbg5DlqM7IpdbdyWEN0kpPfMH9Zirre2T_2LGjHj071QN20LucGBJIEps.Twgy40bFLaRKl4w4yOQGk7aOq7kWbEn890lz81_OJDU&dib_tag=se&hvadid=693594071991&hvdev=c&hvexpln=67&hvlocphy=1027744&hvnetw=g&hvocijid=18402973686594528136--&hvqmt=e&hvrand=18402973686594528136&hvtargid=kwd-2430861329715&hydadcr=21936_13365930&keywords=optimize+your+bnb+by+daniel+rusteen&mcid=e22c221c33dd3f379af9461f5fcc2624&qid=1757789681&sr=8-1 The Tax Smart Real Estate Investors podcast is for general information purposes only and is not intended to provide, and should not be relied on for, tax, legal, or accounting advice. Information on the podcast may not constitute the most up-to-date legal or other information. No reader, user, or listener of this podcast should act or refrain from acting on the basis of information on this podcast without first seeking legal and tax advice from counsel in the relevant jurisdiction. Only your individual attorney and tax advisor can provide assurances that the information contained herein – and your interpretation of it – is applicable or appropriate to your particular situation. Use of, and access to, this podcast or any of the links or resources contained or mentioned within the podcast show and show notes do not create a relationship between the reader, user, or listener and podcast hosts, contributors, or guests. Any mention of third-party vendors, products, or services does not constitute an endorsement or recommendation. You should conduct your own due diligence before engaging with any vendor.

See the new sales trends in the 2025-2028 Roofing Market Report: https://roofmarketreport.com/=============FREE TRAINING CENTERhttps://adamsfreestuff.com/ FREE ROOFING MARKET REPORT:https://roofmarketreport.com/FREE COACHING FROM MY AI CLONEhttps://secure.rsra.org/adams-cloneJOIN THE ROOFING & SOLAR REFORM ALLIANCE (RSRA)https://www.rsra.org/join/ GET MY BOOKhttps://a.co/d/7tsW3Lx GET A ROOFING SALES JOBhttps://secure.rsra.org/find-a-job CONTACTEmail: help@rsra.orgCall/Text: 303-222-7133PODCASTApple Podcasts: https://apple.co/3fSQiev Spotify: https://bit.ly/3eMAqJe Available everywhere else :)FOLLOW ADAM BENSMANhttps://www.facebook.com/adam.bensman/   https://www.facebook.com/RoofStrategist/ https://www.instagram.com/roofstrategist/ https://www.tiktok.com/@roofstrategist https://www.linkedin.com/in/roofstrategist/#roofstrategist #roofsales #d2d  #solar #solarsales #roofing #roofer #canvassing #hail #wind #hurricane #sales #roofclaim #rsra #roofingandsolarreformalliance #reformers #adambensman

Disclaimer: This is a sponsored episode. Not advice. Educational purposes only. Not an endorsement for or against. Results not vetted. Views of the guests do not represent those of the host or show.  ✅ Financial planning for high income earners is more than just choosing an investment account — it's about protecting your income, reducing taxes, and building a legacy. In this episode, Wallis Tsai, founder of Above Board Financial, shares her insider knowledge from Wall Street and years of advising physicians on how to make smarter, safer financial decisions.Doctors, dentists, and high-income professionals are often targets of bad financial advice — but Wallis explains how the right insurance strategies for physicians can be the difference between financial freedom and costly mistakes.She answers questions like:Do you really need disability insurance or long-term care coverage?When is whole life insurance a smart move vs. a sales pitch?How can you create a tax-efficient investing strategy that fits your career stage and personal goals?This episode is packed with wealth planning for physicians, how to evaluate your current insurance coverage, and how to avoid the traps that smart, high-achieving professionals often fall into. Wallis breaks it all down with clarity — whether you're just out of residency or planning early retirement.If you're searching for financial literacy for high income professionals, a better approach to legacy planning, or simply tired of one-size-fits-all advice, this conversation offers actionable insights to take control of your future.

In this week's behind-the-scenes episode of The FasterFreedom Show, Sam reveals how he's launching a new venture designed to help high-income earners grow their wealth through hands-free real estate investing—while simultaneously fueling all four of his existing companies: FasterHouse, FasterFreedom, Midwest Property Group, and STL Reno.He breaks down why busy professionals are looking for passive ways to build long-term wealth, how this model creates opportunities for them without the headaches of traditional investing, and why it's the perfect fit to tie together his flipping, property management, education, and renovation businesses. From streamlined systems and strategic deal flow to the ripple effects across his entire ecosystem, Sam shares how building for others ends up building for himself.If you've ever wondered how to create synergy between multiple businesses—or how to serve a specific audience in a way that drives growth across the board—this episode will give you a front-row seat to the strategy.FasterFreedom Capital Connection: ⁠⁠⁠⁠⁠⁠⁠⁠⁠https://fasterfreedomcapital.com⁠⁠⁠⁠⁠⁠⁠⁠⁠Free Rental Investment Training: ⁠⁠⁠⁠⁠⁠⁠⁠⁠https://freerentalwebinar.com⁠⁠⁠⁠⁠⁠⁠⁠⁠

✅ Communication skills are more critical than ever—whether you're a doctor talking to patients or a business leader giving a presentation. In this episode, Ivan Wanis Ruiz shares tactical, science-backed strategies to help you speak so people listen, remember, and act.You'll discover how to improve client satisfaction by using customer communication techniques grounded in relationship-based care. Ivan's unique approach blends insights from public speaking tactics, professional wrestling, and even police interrogation to teach practical skills anyone can use.

Think making $150,000 a year means you're set for life? Think again. In this episode, we break down five critical mistakes high-income earners make (from lifestyle creep to chasing complex investments) and share how to build lasting wealth no matter your income level. ⁠Jump start your journey with our FREE financial resources⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠Reach your goals faster with our products⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠Take the relationship to the next level: become a client⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠Subscribe on YouTube for early access and go beyond the podcast⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠Connect with us on social media for more content⁠⁠⁠⁠⁠⁠⁠⁠⁠ Bring confidence to your wealth building with simplified strategies from The Money Guy. Learn how to apply financial tactics that go beyond common sense and help you reach your money goals faster. Make your assets do the heavy lifting so you can quit worrying and start living a more fulfilled life. ⁠⁠NordVPN.com/MONEYGUY Learn more about your ad choices. Visit megaphone.fm/adchoices

Visit stashwealth.com/somoney for a secret stash of financial goodies.On today's episode: Where do you stand on budgeting? Hate it? Feel defeated by it? You're not alone—and you're going to love today's episode.We're joined by Priya Malani, the dynamic founder of Stash Wealth and host of the new podcast The F. Word, who's making personal finance simpler, smarter, and honestly, more livable—especially for high earners in their 30s who feel like they're still behind.In this conversation, we dive into:Why budgeting is broken and how to reverse it with one powerful numberThe myth of homeownership as the best investmentHow to avoid the trap of lifestyle inflation—even on a six-figure salaryAnd why investing isn't hard, but the emotional baggage around money absolutely isWe also explore the emotional side of financial planning—where therapy meets strategy—and the mindset shifts Priya helps her clients make to stop living paycheck to paycheck and start building real wealth.