Podcasts about earners

Discover why some affluent earners consider themselves poor. Are you investing well for financial freedom...or not? Financial freedom is a combination of money, compounding and time (my McT Formula). How well you invest, makes a huge difference to your financial future and lifestyle. If you only knew where to invest for the long-term, what a difference it would make, because the difference between investing $100k and earning 5 percent or 10 percent on your money over 30 years, is the difference between it growing to $432,194 or $1,744,940, an increase of over $1.3 million dollars. Your compounding rate, and how well you invest, matters!  INTERESTED IN THE BE WEALTHY & SMART VIP EXPERIENCE? -Asset allocation model with ticker symbols and % to invest -Monthly VIP investing webinars with Linda -Private VIP Facebook group with daily insights -Weekly VIP stock market commentary email -Lifetime access with no additional cost -US and foreign investors, no minimum $ amount to invest For an early Black Friday deal, enjoy a 50% savings on my private investing group, the Be Wealthy & Smart VIP Experience. Pay once and enjoy lifetime access without any additional cost. Enter "SAVE50" to save 50% here: http://tinyurl.com/InvestingVIP Or have a complimentary conversation to answer your questions. Request a free appointment to talk with Linda here: https://tinyurl.com/TalkWithLinda (yes, you talk to Linda!). WANT TO INVEST IN STOCKS PRE-IPO? #Ad Invest in private companies (pre-IPO). Linqto has streamlined their onboarding process and no longer requires documentation of assets. Minimum investment only $5k. Sign up to receive a $500 credit toward your investment, here: https://tinyurl.com/LindaLinqto WANT HELP AVOIDING IRS AUDITS? #Ad Stop worrying about IRS audits and get advance warning at Crypto Tax Audit, here. PLEASE REVIEW THE PODCAST ON ITUNES If you enjoyed this episode, please subscribe and leave a review. I love hearing from you! I so appreciate it! SUBSCRIBE TO BE WEALTHY & SMART Click Here to Subscribe Via iTunes Click Here to Subscribe Via Stitcher on an Android Device Click Here to Subscribe Via RSS Feed   PLEASE LEAVE A BOOK REVIEW FOR THE CRYPTO INVESTING BOOK Get my book, "3 Steps to Quantum Wealth: The Wealth Heiress' Guide to Financial Freedom by Investing in Cryptocurrencies". After you purchase the book, go here for your Crypto Book bonus: https://lindapjones.com/bookbonus PLEASE LEAVE A BOOK REVIEW FOR WEALTH BOOK Leave a book review on Amazon here. Get my book, “You're Already a Wealth Heiress, Now Think and Act Like One: 6 Practical Steps to Make It a Reality Now!” Men love it too! After all, you are Wealth Heirs. :) Available for purchase on Amazon. International buyers (if you live outside of the US) get my book here. WANT MORE FROM LINDA? Check out her programs. Join her on Instagram. WEALTH LIBRARY OF PODCASTS Listen to the full wealth library of podcasts from the beginning. Use the search bar in the upper right corner of the page to search topics. SPECIAL DEALS #Ad Protect yourself online with a Virtual Private Network (VPN). Get 3 MONTHS FREE when you sign up for a NORD VPN plan here.  #Ad To safely and securely store crypto, I recommend using a Tangem wallet. Get a 10% discount when you purchase here. #Ad If you are looking to simplify your crypto tax reporting, use Koinly. It is highly recommended and so easy for tax reporting. You can save $20, click here. Be Wealthy & Smart,™ is a personal finance show with self-made millionaire Linda P. Jones, America's Wealth Mentor.™ Learn simple steps that make a big difference to your financial freedom.  (Some links are affiliate links. There is no additional cost to you.)

What does it take to produce half a million dollars a year behind the chair? Turns out it's not being a celebrity stylist, or a fashion week back stage superstar stylist or having a huge social media following. Instead, it's about stability, relationships, giving clients a great experience, word-of-mouth referrals, being organised, being goal-oriented, looking after yourself, consistency, flexibility, listening, hard work, making genuine connections, and genuinely being a nice person. Today is another episode where I am talking to a hairstylist who you may not have heard of before.But amongst other things, what makes her so special is that she produces very high revenue figures behind the chair… And I want to find out what it takes to do that. My guest on today's Podcast is Maxwell Snow from the Van Michael salons in Atlanta, Maxwell is one of those hairstylists who produces around half a million dollars a year behind the chair…In today's podcast, we will discuss:

HOW MUCH???See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Oct 21, 2024 – If you are a high-income earner seeking effective ways to reduce your tax burden for both yourself and your heirs, this episode is for you. In today's Lifetime Planning show, Jim Puplava and Crystal Colbert discuss a helpful strategy favored by...

A government minister has left open the door to big tax hikes in next week's Budget hitting high-earners on more than £100,000 - as he refused to say if these high earners were “working people” under Labour's definition.Care minister Stephen Kinnock was repeatedly asked on Sky News, but gave no clear answer, whether or nor people earning six figures were classified as “working people” by the government.We're joined by The London Standard's political editor Nicholas Cecil from Parliament to discuss the build-up to next week's first Labour budget under Chancellor Rachel Reeves.Plus, in part two, The Standard's transport editor Ross Lydall has been digging into Transport for London documents.He found the organisation's being warned the capital's post-Covid return to the office may have stalled as commuter journey numbers grew only at a snail's pace. Hosted on Acast. See acast.com/privacy for more information.

Stephen Grootes speaks to Kabelo Makeke, Head of Personal & Private Banking at Standard Bank South Africa, about the alarming trend of salary earners living paycheck-to-paycheck, with half emptying their accounts before payday.See omnystudio.com/listener for privacy information.

Ever wondered where you rank financially among Americans? Curious about what it takes to join the top 5% in income or net worth? Every three years, the Fed surveys the finances of American households, tracking assets, debt, and more. One of the things they cover is who landed in the top 5% of both income earned and net worth. In this episode of Best in Wealth, I'll share the income that puts you in the top 5% of income earners by age, what lands you in the top 5% of net worth by age, and why none of it matters. Don't miss it! [bctt tweet="Are you in the top 5% of income-earners or net worth? Learn what it takes in this episode of Best in Wealth! #PersonalFinance #FinancialPlanning #Wealth #WealthManagement " username=""] Outline of This Episode [1:15] Getting into the University of Wisconsin Madison [3:21] The income that puts you in the top 5% of income [11:12] Individual versus household income [12:00] The income that puts you in the top 5% of net worth [17:21] Are you in the top 5% of income or net worth? The income that puts you in the top 5% of earned income by age Do you land anywhere in these brackets? 18-29: If you earn $156,732 or more, you're in the top 5%. You're just launching your career and starting to earn an income. 30-39: If you earn $292,927 or more, you're in the top 5%. You're getting more established in your career and perhaps started a business or received a promotion. 40-49: If you earn $404,261 or more, you're in the top 5%. Maybe you continued to receive promotions or your business grew. 50-59: If you earn $598,825 or more, you're in the top 5%. The 50s are your highest potential for earnings years. Maybe you sold your business or became the CEO of a company. 60-69: If you earn $496,139 or more, you're in the top 5%. You may be retired and living on social security and your investments during these years. 70 or older: If you earn $350,215 or more, you're in the top 5%. Most people in their 70s probably aren't working any longer and that income is being derived from Social Security, pensions, and investments. What does it take to be in the top 5% of households? If you earn $499,000 or more, at any age, you're in the top 5% of all income earners. [bctt tweet="What income puts you in the top 5% of earned income by age? I hash out the numbers in episode 253 of Best in Wealth! #wealth #retirement #investing" username=""] The income that puts you in the top 5% of net worth What does the top 5% of net worth look like in each age group? 18-29: $415,700 or higher 30-39: $1,104,100 or higher 40-49: $2,500,000 or higher 50-59: $5,001,600 or higher 60-69: $6,684,220 or higher 70 or older: $5,860,400 or higher Your net worth is far more important than your income. You can make all of the money in the world but if you don't save anything, your net worth will never increase. It will stay zero. Secondly, you can earn a lot less than the top 5% of income earners and still save enough to be in the top 5% of net worth. Are you in the top 5% of income or net worth? It's okay if you don't fall into any of these categories—they can be very skewed. Numerous factors impact these numbers. Secondly, these numbers don't matter. If you have the right retirement plan for you, you'll have the retirement of your dreams regardless of whether or not you land in the top 5%. [bctt tweet="Are you in the top 5% of income or net worth? Does it matter? Let's hash it out in this episode of Best in Wealth!...

Send us a textIn this episode of the Residual Earners Podcast, we break down the essential steps to launching a successful business from the ground up. Whether you're dreaming of starting your own business or you're ready to take the leap, we cover everything from idea validation, market research, and funding options to building a brand, marketing strategies, and scaling for long-term success. Tune in for practical advice, expert tips, and motivational insights to help you build a thriving business and achieve financial freedom!#StartABusiness #EntrepreneurLife #BusinessSuccess #ResidualEarners #HowToStartABusiness #BusinessTips #BusinessGrowth #StartupJourney #SuccessMindset #FinancialFreedom #BusinessGoals #Entrepreneurship #MotivationSupport the show

In the latest edition of Omni Talk's Retail Fast Five, sponsored by the A&M Consumer and Retail Group, Avalara, Mirakl, Ownit AI, and Ocampo Capital Chris Walton, Anne Mezzenga and guest host Joe Laszlo of Shoptalk discuss: Walmart Gaining Share From $200K+ Income Earners For the full episode head here: https://youtu.be/XlWTHMPWRDU Walmart's online grocery growth in the first half of 2024 has been significantly influenced by affluent households, with those earning over $200,000 now representing 8% of Walmart's average monthly active users. This trend highlights a shift in consumer behavior, as higher-income shoppers are increasingly turning to Walmart for grocery purchases, even as lower-income households remain a core segment. The discussion delves into the implications of these changes, particularly how Walmart's customer experience may be driving this success compared to other retailers. Experts on the podcast explore the sticky nature of grocery shopping habits and the potential for Walmart to capture more market share as the economy improves. Additionally, they emphasize the importance of Walmart's digital innovations and marketing strategies in attracting and retaining affluent customers, while also considering the need for continued investment in the physical store experience.

Send us a textJoin Presley and Jordan Swagerty in this enlightening episode of The Residual Earners Podcast as they explore the top 10 habits that pave the way to a successful life. Discover practical tips and insights that can help you transform your daily routines and mindset to achieve your goals. Tune in for inspiration and actionable strategies that you can implement today!

In this episode of the Know Your Numbers REI podcast, host Chris McCormack dives into the compelling reasons why short-term rentals are particularly advantageous for W-2 earners. He discusses the growing popularity of short-term rentals, emphasizing the importance of ensuring that investments generate positive cash flow and a solid return. Chris highlights the significant tax benefits associated with owning short-term rentals, especially for those who earn a regular salary. He aims to help you understand the tax code and real estate investment strategies, providing clarity and confidence in navigating the complexities of short-term rentals. Tune in for insights that can help you leverage this powerful investment opportunity! Remember to follow, leave a comment, and share with friends for more valuable content. •••••••••••••••••••••••••••••••••••••••••••• ➤➤➤ To become a client, schedule a call with our team ➤➤ https://www.betterbooksaccounting.co/contact •••••••••••••••••••••••••••••••••••••••••••• Connect with Chris McCormack on Social Media Facebook: https://www.facebook.com/chrismccormackcpa LinkedIn: https://www.linkedin.com/in/chrismccormackcpa Instagram: https://www.instagram.com/chrismccormackcpa Join our Facebook Group: https://www.facebook.com/groups/6384369318328034 → → → SUBSCRIBE TO BETTER BOOKS' YOUTUBE CHANNEL NOW ← ← ←  https://www.youtube.com/@chrismccormackcpa The Know Your Numbers REI podcast is for general information purposes only and is not intended to provide, and should not be relied on for, tax, legal, or accounting advice. Information on the podcast may not constitute the most up-to-date legal or other information. No reader, user, or listener of this podcast should act or refrain from acting on the basis of information on this podcast without first seeking legal and tax advice from counsel in the relevant jurisdiction. Only your individual attorney and tax advisor can provide assurances that the information contained herein – and your interpretation of it – is applicable or appropriate to your particular situation. Use of, and access to, this podcast or any of the links or resources contained or mentioned within the podcast show and show notes do not create a relationship between the reader, user, or listener and podcast hosts, contributors, or guests. #BenefitsOfShortTermRentals #W2Earners #CostSegregation #RealEstateProfessionalStatus #Depreciation #ScheduleC #ScheduleE #TaxBenefits #TaxStrategy #FinancialEducation #AccountingForRealEstateInvestors #RealEstateTax #RealEstateTaxTips #RealEstateInvestor #KnowYourNumbers #BetterBooks #ChrisMcCormack

Send us a textJoin us for an insightful episode of The Residual Earners Podcast as we dive deep into the world of social media with Regan Rugh. Discover the importance of platforms like TikTok, learn how to grow your TikTok presence, and explore Regan's incredible rise on the platform. This episode is a must-watch or listen for anyone looking to harness the power of social media for success!

This week we recap Duane's visit to Eldora for the 4 Crown Nationals where the dry climate created some dry track conditions. We also talk about Attica's championship night, the Knoxville Late Model Nationals and more!

In this episode, Cheryl and I we dive into the nuances of property ownership and the implications of choosing between trusts and personal ownership. We discussed how high-income earners often approach their property portfolios from a tax perspective, highlighting that losses in trusts can't offset personal income. It's crucial to maintain a neutrally geared property portfolio, especially during growth phases, and we explored the benefits of combining personal and trust ownership for effective long-term tax planning. As we wrapped up, we emphasized that our ultimate goal should be net wealth creation rather than merely minimizing taxes. Whether you're a high earner or just starting out, these strategies can enhance your portfolio. I encourage you to work closely with your accountant to ensure you're maximizing your tax efficiency while focusing on building wealth for the future.Episode Highlights: 00:00 Welcome to Help Me Buy Property Podcast 04:00 Negatively Geared Properties 08:30 Understanding Tax Benefits 10:16 Negatively Geared Properties and Land Banking 13:53 Self-Managed Super Funds (SMSFs) 18:46 Risks and Limitations of SMSFs 19:53 Trust vs. Personal Ownership Click on the link below to buy Australian Bestseller “The Millennial's Guide to Property Investing” now! https://www.amazon.com.au/dp/B0CRF48GGR Resources: Visit the Investor Partner Group website: https://helpmebuy.com.au/ Join us on our FREE Facebook Group: https://www.facebook.com/groups/helpmebuyau You can also connect with us on https://www.linkedin.com/company/77080688. Keep smiling, be kind, and continue investing. Peace out! Hosted on Acast. See acast.com/privacy for more information.

Send us a textTune in for an exciting episode of The Residual Earners Podcast, where Randy Hedge interviews Presley and Jordan Swagerty! Get ready for insightful discussions on success, personal growth, and the journey to financial freedom. This episode is packed with valuable lessons and inspiration you won't want to miss!

In this episode of the Millions Were Made Podcast, Jessica Marx sits down with Kaitlyn Carlson, the Founder and CEO of Theory Planning Partners, to explore the dynamic world of wealth management for high-net-worth female entrepreneurs. Kaitlyn brings her extensive finance background to the table, shedding light on critical aspects of managing and growing wealth. They dive into common financial planning mistakes, the advantages of a holistic approach, and practical strategies to conquer investment fears.Kaitlyn also navigates the evolving investment landscape, touching on trends like NFTs and cryptocurrencies. She underscores the significance of having a robust financial plan, diversifying investments, and understanding both qualitative and quantitative elements in business valuation. Tune in now!Highlights(01:06) Caitlin's impressive background at UBS and her pivot to helping women entrepreneurs build wealth.(05:30) What drove  Caitlin to start Theory Planning Partners.(09:05) Common pitfall of ignoring your financial freedom number, leading to unsustainable spending.(12:13) How a financial planner's holistic view integrates with the roles of CFOs and CPAs for comprehensive wealth management.(18:20) Importance of starting investments early to leverage time and compound growth for long-term success.(19:03) The need for wealth managers to keep up with the latest in NFTs and crypto.(19:43) How Theory's flat fee model prevents biases that can come with traditional percentage-based fees.(22:10) How market cycles and Fed actions impact cryptocurrency valuations.(30:14) Risks of poor preparation when selling a company, affecting its final value.(35:58) Burnout-driven sales can lead to lower offers and financial losses.(37:47) The difference between lifestyle and enterprise businesses, and their unique paths to success.(39:10) The use of retirement calculators to set financial goals and guide business decisions.Connect with Jessica:Instagram: @millionsweremade and @thejessicamarx   Website: Million Were MadeWork with Jessica: Tailored PremierConnect with Kaitlyn:Website: Theory Planning Partners Instagram: @theoryplanningpartnersLinkedIn: Kaitlyn Carlson

On this week's episode of THE FINANCIAL COMMUTE, host Chris Galeski welcomes Wealth Advisor Mike Rudow to discuss different tax-preference savings vehicles and how high earners can use these accounts to optimize their wealth.Here are some key takeaways from their conversation:-  Health Savings Accounts (HSAs) are highlighted for their “triple tax savings.” They offer tax deduction on contributions, tax-deferred growth, and tax-free withdrawals for qualified medical expenses. - Traditional IRAs, 401(k)s, and Roth IRAs offer "double tax benefits." Traditional accounts provide tax deductions on contributions and tax-deferred growth, while Roth accounts offer tax-free growth and withdrawals after taxes are paid upfront. People who expect to be in a similar or higher tax bracket in retirement should contribute to a Roth. Sometimes, finding a balance between both can be an optimal tax strategy.- Contribution to accounts should follow a hierarchy, prioritizing emergency funds, employer matches, and then high-interest debt repayment before moving on to other accounts.- 529 plans offer tax-free growth and tax-free withdrawals for qualified education expenses. This includes tuition for K-12 education and college, as well as expenses like books and supplies. They can also be used to pay off up to $10,000 in student loans per beneficiary, and the beneficiary can be changed to another family member. 

This week, while Rod is out braving the wilderness, Christian is joined by Money Insights team members Blake Brogan and Brenyn McConnell. With a range of experience in this trio, they cover the 10 most costly mistakes high income earners make and how to avoid them. Whether it's lifestyle creeping or neglecting tax optimization, these mistakes may be holding you back.   Money Insights is a strategic planning firm that is founded on the principle that "off-the-shelf" products and solutions often do not meet the needs of high-income earners. The Money Insights team works to collaboratively design customized financial solutions that will leave a lasting impact on each of their unique clients.   Visit Money Insights and take the Investor Quiz at https://moneyinsightsgroup.com ! Listen to the Money Insights podcast on Spotify, Apple Podcasts, or at https://moneyinsightsgroup.com/podcast

We talk with Tae Kim, creator of the Financial Tortoise YouTube channel, and the ten dumb things that high income earners do with their money. We chat about the difference between rich and wealthy and how to navigate the two expertly. What mistakes have you made with your spending and how did you recover? Learn more about your ad choices. Visit megaphone.fm/adchoices

What does it take to earn $150K in Customer Success right now? I am so excited to share this episode with you as I am sharing exactly what ten of our clients had on their resumes to land $150K job roles. In this episode, we're diving deep into the key strategies and metrics that distinguish high earners, from upsell expansion and churn prevention to leveraging customer satisfaction and product adoption.If you are ready to join the ranks of the high earners in Customer Success, this is the episode for you.

Today's episode addresses how to create multiple tax-free income streams that don't show up on the IRS's radar and that contribute to you being in the 0% tax bracket in retirement. Having some money in a tax-deferred account, like an IRA or 401k, is the first way high-income earners can create tax-free wealth for retirement. Contributing to your Roth 401k or Roth 403b, as well as leveraging a backdoor Roth, are a couple of additional ways to build tax-free wealth in retirement. David touches upon what CPA and retirement expert Ed Slott calls “the single greatest tax benefit in the IRS tax code.” David makes a comparison between Indexed Universal Life vs. a taxable brokerage account. David believes that “the higher your tax bracket, the more it makes sense to reposition surplus savings from your taxable account to indexed universal life.”     Mentioned in this episode: David's upcoming book: The Guru Gap: How America's Financial Gurus Are Leading You Astray, and How to Get Back on Track David's books: Power of Zero, Look Before You LIRP, The Volatility Shield, Tax-Free Income for Life and The Infinity Code DavidMcKnight.com DavidMcKnightBooks.com PowerOfZero.com (free 3-part video series) @mcknightandco on Twitter  @davidcmcknight on Instagram David McKnight on YouTube Get David's Tax-free Tool Kit at taxfreetoolkit.com Ed Slott

Send us a textIn this special episode of the Residual Earners Podcast, join us as we sit down with the legendary Cowboy, Randy Hedge. Known for his incredible stories and life lessons, Randy shares insights that are not just entertaining but packed with wisdom. This is a must-listen for anyone looking to gain valuable knowledge from one of the best storytellers around. Don't miss out on these golden nuggets of wisdom!#ResidualEarnersPodcast #RandyHedge #TheCowboy #LifeLessons #GoldenNuggets #Wisdom #Storytelling #Motivation #Inspiration #SuccessMindsetSupport the Show.

Can you imagine a world where nearly half of all households have women as primary earners? Today, we explore the transformative impact of women, especially women of color, stepping into the role of breadwinners. Join Vanessa and Shay as they discuss the role of education in empowering women to achieve career success and challenge traditional stereotypes. Through personal anecdotes and cultural references, such as the hit show "House of Dragon," we illustrate how women are redefining family dynamics and leadership roles, all while managing their faith and family life.We'll also examine the evolving dynamics of household responsibilities in families where women are the primary earners. The discussion highlights the importance of sharing domestic duties equitably and the challenges women face in recognizing when to ask for help. We touch on changing family structures, including same-sex couples, single adults, and DINK households, and how societal shifts, such as economic pressures, are leading more adults to live at home longer. This segment underscores the complex landscape of modern family life and the necessity of open communication between partners to maintain a balanced household.Finally, we explore the intersection of culinary traditions and family dynamics, sharing personal experiences about how a partner's passion for cooking can influence household roles. We discuss the importance of defining roles within relationships, the impact of religious beliefs on gender expectations, and the crucial need for self-care for women juggling multiple responsibilities. This episode offers a comprehensive look at the evolving roles of women in both professional and personal spheres, emphasizing the ongoing journey towards greater gender equality in financial stewardship and household management.Thank you for listening. Don't forget to follow, like, review, and Share! Crusaders for Change, LLC (C4C) provides financial counseling, coaching, and classes for those ready to get out of debt, improve their credit, save, and much more. To learn more about C4C by visiting www.crusaders4change.org. Schedule a Free 15-minute Clarity Call Today! Comments, questions, or suggestions on topics? Email yahweh@crusaders4change.org Follow us on:Facebook | Instagram | LinkedIn | Twitter

Dielle discusses scaling beyond six figures. She shares why you need more than just knowledge, what you actually need, and what the transformation should look like.   Make consistent sales even on part time hours inside of our lifetime program, Five Figure Freedom. Get our free sales training to get started [diellecharon.com/free-training].   Make more than $50k? Scale to six or multiple six figures inside of the 12 month Mastermind, Six Figure Liberation. Learn more and join our free training now [diellecharon.com/double].   Love the podcast? Show the love by leaving a review.

Send us a Text Message.In this episode of the Retire Early Retire Now podcast, host Hunter Kelly from Palm Valley Wealth Management discusses retirement strategies tailored for high-income earners. The discussion focuses on the 'three buckets' strategy, which involves utilizing taxable, Roth, and pre-tax accounts to effectively manage taxes and savings. Key points include understanding the challenges unique to high-income earners, benchmarks for savings, the importance of diversifying investments, and various tax-advantaged accounts such as HSAs and non-qualified deferred compensation plans. The episode also highlights common pitfalls to avoid, the importance of regular plan reviews, and ends with advice on charitable giving strategies. Listeners are encouraged to seek professional help if needed and to stay educated on best practices for financial planning.Check out the Palm Valley Wealth Management WebsitePalmValleywm.comCheck us out on InstagramLinkedIn FacebookListen to the Podcast Here! AppleSpotify

Send us a Text Message.Join Presley Swagerty and his lifelong friend, Pastor Harry Lee Sewell, as they take a walk down memory lane, sharing stories from their 50 years of friendship. In this heartfelt episode, Pastor Sewell reflects on the most valuable life lessons he's learned and imparts wisdom that has shaped both his and Presley's lives. Whether you're looking for inspiration or simply want to enjoy some timeless stories of friendship and faith, this episode is a must-watch!#ResidualEarnersPodcast #LifeLessons #Friendship #PastorSewell #PresleySwagerty #FaithAndWisdom #Inspiration #Motivation #SuccessStories #50YearsOfFriendshipSupport the Show.

⭐ Join the Rich Habits Network! ⁠Click Here!⁠ --- In this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz answer your questions! ---

Today's English listening practice is all about leisure time. Has "relaxation" become just another stressful project in your life? Learn how the pursuit of perfect leisure can spoil your relaxation and discover ways to enjoy your free time without pressure. Some great English pronunciation and vocabulary practice in this podcast. It means a great deal to me that you've taken an interest in my podcast. If you enjoy what you hear, please consider joining our premium podcast subscription: https://podcasters.spotify.com/pod/show/adeptenglish/subscribe . Where you will get access to **exclusive subscriber only content**. Your support helps me continue to create more thoughtful content for you. We are launching subscription content August 2024, get subscribed early! "Leisure is the mother of philosophy." Thomas Hobbes ✔️ Lesson transcript: https://adeptenglish.com/lessons/english-listening-practice-leisure-time-and-relaxation/ This lesson https://adeptenglish.com/lessons/ exposes you to complex ideas in English, pushing your comprehension https://adeptenglish.com/company/learning-system/ skills. You'll hear how native speakers articulate abstract concepts, which is crucial for advancing your fluency. Remember, the key to language learning is engaging with content you find interesting. This lesson offers that, making your learning both effective and enjoyable. "Almost everything will work again if you unplug it for a few minutes, including you." Anne Lamott Find out how the pursuit of perfect leisure can spoil your relaxation.

>> Get My Book (Buy Back Your Time): https://bit.ly/3pCTG78  >> Subscribe to My Newsletter: https://bit.ly/3W2tjp2 What separates the top 0.01% of successful people from everyone else? Some say it's just luck or talent. Others say it's hard work and dedication. And others say it's even having the right connections. And those things HELP… But what makes the key difference is THIS set of 17 rules success I'm about to share with you that guide every decision. These 17 principles have shaped my journey and those of the wealthiest and most accomplished individuals I've had the privilege to meet and speak with. These rules helped me make my first million before I turned 27. And these rules will transform how you approach success. IG: @danmartell X: @danmartell

RTÉ's senior executives are earning more than most of their top 10 star presenters, as revealed exclusively by the Irish Independent. The news comes hot on the heels of the unveiling of the national broadcaster's contentious €725m funding plan, which is set to substantially dent the public coffers. After sitting down with RTÉ director general Kevin Backhurst, Fionnán Sheahan discusses the beginning of a new era at the heavily scrutinised state broadcaster. See omnystudio.com/listener for privacy information.

RTÉ's senior executives are paid higher salaries than many of their top 10 presenters. Joining Pat to discuss these further revelation with Fionnan Sheahan, Ireland Editor, Irish Independent.

In this episode of "Ask Loral" we delve into the intricacies of financial strategies and business structuring. Loral discusses the importance of setting up the right financial structures, such as LLCs and trusts, for both domestic and international assets. She provides guidance on efficiently moving money across borders, managing tax implications, and the benefits of living a corporate life. Emphasis is placed on the value of establishing a solid entity structure to maximize tax benefits and protect assets.The episode covers various business opportunities, including real estate and niche markets like roofing, underscoring the importance of leveraging existing skills and connections. No matter where you are in your business this episode has something for you.Loral's Takeaways:Wealth Creation, Financial Freedom & Entrepreneurship (0:00)Tax Strategies For Us Citizens Living In Spain & Europe (04:10)International Tax Strategies For Real Estate Investments (07:40)Accounting, Rental Properties & Mortgage Financing (13:52)Real Estate Investing, Managing Properties & Raising Capital (15:51)Passive Income & Taxes For High-Income W-2 Earners (22:11)Starting An Llc With Tips On Marketing & Finding Contracts (25:28)Meet Loral Langemeier:Loral Langemeier is a money expert, sought-after speaker, entrepreneurial thought leader, and best-selling author of five books.Her goal: to change the conversations people have about money worldwide and empower people to become millionaires.The CEO and Founder of Live Out Loud, Inc. – a multinational organization — Loral relentlessly and candidly shares her best advice without hesitation or apology. What sets her apart from other wealth experts is her innate ability to recognize and acknowledge the skills & talents of people, inspiring them to generate wealth.She has created, nurtured, and perfected a 3-5 year strategy to make millions for the “Average Jill and Joe.” To date, she and her team have served thousands of individuals worldwide and created hundreds of millionaires through wealth-building education keynotes, workshops, products, events, programs, and coaching services.Loral is truly dedicated to helping men and women, from all walks of life, to become millionaires AND be able to enjoy time with their families.She is living proof that anyone can have the life of their dreams through hard work, persistence, and getting things done in the face of opposition. As a single mother of two children, she is redefining the possibility for women to have it all and raise their children in an entrepreneurial and financially literate environment. Links and Resources:Ask Loral App: https://apple.co/3eIgGcXLoral on Facebook: https://www.facebook.com/askloral/Loral on YouTube: https://www.youtube.com/user/lorallive/videosLoral on LinkedIn: https://www.linkedin.com/in/lorallangemeier/Money Rules: https://integratedwealthsystems.com/money-rules/Millionaire Maker Store: https://millionairemakerstore.com/Real Money Talks Podcast:

David Bull fills in for Mike Graham while he's away, and today he is joined by John Mair for a fiery debate over BBC salaries, before talking to Roy Lilley about GPs voting on collective action. Hosted on Acast. See acast.com/privacy for more information.

It's been almost two months since the Nova Scotia Energy Poverty Task Force recommended some generous discounts for low-income earners. It's urging the province to give qualifying lower income earners a 50 per cent cut in home heating costs and electricity. Guest host Preston Mulligan is joined by Brian Gifford, the chair of the task force.

EDITORIAL: Tapping non-wood forest products as revenue earners | July 15, 2024Subscribe to The Manila Times Channel - https://tmt.ph/YTSubscribe Visit our website at https://www.manilatimes.net Follow us: Facebook - https://tmt.ph/facebook Instagram - https://tmt.ph/instagram Twitter - https://tmt.ph/twitter DailyMotion - https://tmt.ph/dailymotion Subscribe to our Digital Edition - https://tmt.ph/digital Check out our Podcasts: Spotify - https://tmt.ph/spotify Apple Podcasts - https://tmt.ph/applepodcasts Amazon Music - https://tmt.ph/amazonmusic Deezer: https://tmt.ph/deezer Stitcher: https://tmt.ph/stitcherTune In: https://tmt.ph/tunein #TheManilaTimes#VoiceOfTheTimes Hosted on Acast. See acast.com/privacy for more information.

More Australians than ever are now holding down more than one job. It's just one example that illustrates the perfect economic storm that surrounds us. A toxic mix of growing mortgage repayments and rents, plus broad inflation. So, what's the way out for those in financial distress?  Today, senior economics correspondent Shane Wright on when we might next see an interest rate cut, or rise. And what it means that the Reserve Bank governor has gone a particularly long time, without giving a speech.Subscribe to The Age & SMH: https://subscribe.smh.com.au/See omnystudio.com/listener for privacy information.

More Australians than ever are now holding down more than one job. It's just one example that illustrates the perfect economic storm that surrounds us. A toxic mix of growing mortgage repayments and rents, plus broad inflation. So, what's the way out for those in financial distress?  Today, senior economics correspondent Shane Wright on when we might next see an interest rate cut, or rise. And what it means that the Reserve Bank governor has gone a particularly long time, without giving a speech.Subscribe to The Age & SMH: https://subscribe.smh.com.au/See omnystudio.com/listener for privacy information.

The first step to stop trading time for money and start building wealth is to figure out how to pay less taxes. Here are two real estate strategies to save on taxes for W-2 employees. The post Tax-Saving Strategies for High W-2 Earners appeared first on Wealth Formula.

Doug is joined by first-time guest Dr. Saul Schwartz, Professor Emeritus at the School of Public Administration at Carleton University in Ottawa, who holds a Ph.D. in Economics. They discuss Dr. Schwartz's recent paper titled "Tilting the Playing Field Away from the Discharge of Debts: The Case of Consumer Proposals in Canada." Together, they discuss the rise of consumer proposals over bankruptcies in Canada, surplus income, the influence of licensed insolvency trustees and creditors, unregulated debt advisors, and potential solutions for low-income debtors. Time Stamps: 00:00 Introduction 03:35 Failure rate for consumer proposals 05:07 Why have consumer proposals overtaken bankruptcies in Canada? 08:33 Surplus income 12:12 Are the licensed insolvency trustees making more money on consumer proposals? 14:50 The creditors impact on a bankruptcy and consumer proposals 24:55 Unregulated debt advisors 33:39 Solutions for low-income debtors 44:22 Final thoughts Related Links: Dr. Saul Schwartz, Biography - https://carleton.ca/sppa/people/schwartz-saul/ The Adverse Effects of the Debt Advisory Marketplace on the Insolvency System - https://ised-isde.canada.ca/site/office-superintendent-bankruptcy/en/licensed-insolvency-trustees/adverse-effects-of-the-debt-advisory-marketplace-on-the-insolvency-system Consumer Proposal vs Personal Bankruptcy - https://www.hoyes.com/consumer-proposals/consumer-proposal-vs-bankruptcy/ Is a Consumer Proposal the same as a Bankruptcy? - https://www.hoyes.com/blog/consumer-proposal-bankruptcy/ Who Does What in a Bankruptcy and Consumer Proposal? - https://www.hoyes.com/blog/who-does-what-in-a-bankruptcy-and-consumer-proposal/ Bankruptcy & Your Credit Score - https://www.hoyes.com/personal-bankruptcy/effect-bankruptcy-credit-rating/ Consumer Proposal And Your Credit Rating - https://www.hoyes.com/consumer-proposals/consumer-proposal-affect-credit-rating/ Negotiating Consumer Proposals. What Your Creditors Expect - https://www.hoyes.com/blog/negotiating-consumer-proposals-what-your-creditors-are-expecting/ Avoid The Surplus Income Penalty With A Consumer Proposal -https://www.hoyes.com/blog/avoid-the-surplus-income-penalty-with-a-consumer-proposal/ Why Surplus Income Is an Important Part Of Your Debt Recovery - https://www.hoyes.com/blog/surplus-income-important-part-debt-recovery/ Surplus Income Bankruptcy Calculator - https://www.hoyes.com/personal-bankruptcy/cost-of-bankruptcy-fees/surplus-income-calculator/ Surplus Income Payments - https://www.hoyes.com/personal-bankruptcy/cost-of-bankruptcy-fees/surplus-income-payments/ Will the Federal Government Finally Put an End to Unregulated, Unlicensed Debt Consultants? - https://www.hoyes.com/blog/will-the-federal-government-finally-put-an-end-to-unregulated-unlicensed-debt-consultants/

Why aren't all big-money ballers able to pile up massive stacks of Benjamins? How come some average Joe earners can build significant wealth? On today's special roundtable episode, we dive into a blog post listing the top six reasons people who make big money can't save. One of the Top 100-rated financial planners by Investopedia in 2023, Elaine King, joined us. She's not alone, though. We also feature the creator of the award-winning blog Afford Anything, Paula Pant, and our own resident CFP, OG. In the second half of the conversation, sponsored by DepositAccounts.com, we'll explore the actual benefits of relocating to save money. Stick around for our year-long trivia competition inspired by our special guest, Elaine King's, home country of Peru. FULL SHOW NOTES: https://stackingbenjamins.com/top-six-reasons-youre-not-rich-1528 Deeper dives with curated links, topics, and discussions are in our newsletter, The 201, available at https://www.StackingBenjamins.com/201 Enjoy! Learn more about your ad choices. Visit podcastchoices.com/adchoices

As read by George Hahn. https://www.profgalloway.com/earners-vs-owners/ Learn more about your ad choices. Visit podcastchoices.com/adchoices

I work with high earners. They're a different breed.  They have a bias toward action. They're more willing to fail. And they take extreme ownership. High earners have challenges and mindset blocks too. This episode breaks down: 4 common high earner blocks and challenges (the symptoms and exactly how to identify if this is stopping you)The answer and solution to 'are people judging me'?The 3 capacities you MUST build as a high earner to scale from 6 to 7. Why you hoard cash, overwork or worry that the bottom will drop out.  Free Live Investing Training

Can you guess the Top 5?

Now that the 200k Mastermind is unbundled, you get to invest in one-on-one coaching as an add-on to your experience. Join us on this episode as my 200k Mastermind coaches Courtney, Karen, Clare, Igor, and Jille share their insights on the value of one-on-one coaching inside this container. We're exploring what students typically bring to these coaching sessions, how they differ from our weekly calls or breakout rooms, and what you can expect working with them.    If you want to start making serious money as a coach, you need to check out 2K for 2K. Click here to join: https://staceyboehman.com/2kfor2k!

Do you actually have to leave your hometown to make it big? Codie dives into the science behind success and financial freedom, exploring the role of economic interconnectedness, environment, and mentorship, uncovering key factors influencing achievement, from the impact of hometowns to the benefits of networking and exposure to diverse communities. Rob Abasolo of the YouTube channel Robuilt explains why he flew the nest to find success, while Nathan Barry of ConvertKit explains how staying put led him to scale ConvertKit to where it is today.   TIMESTAMPS: 0:00 Intro 00:06:27 Scott Galloway said you shouldn't spend time in your apartment if you're young. 00:10:59 Deal of the Week: Culdesac Tempe. 00:15:52 A dating show for retirement communities? 00:18:06 Steal my Rich Friends: Rob Abosolo of Robuilt. 00:20:37 Getting the courage to leave home. 00:22:29 How NOT getting a dream job opened more doors. 00:24:16 Risk-compounding. 00:39:51 Steal my Rich Friend: Nathan Barry of ConvertKit. 00:54:46 Trading time for money. 01:09:23 CEO Storytime: Codie's biggest regret. 01:12:14 Happiness in relation to how close we live to others. 01:14:10 Relationships formed through difficulty. 01:18:54 Codie's love letter to her hometown. SOURCES: PublicSource study: https://projects.publicsource.org/pittsburgh-neighborhood-success/ Zone of Proximal Development (ZPD): https://www.simplypsychology.org/zone-of-proximal-development.html Economic interconnectedness: https://www.nature.com/articles/d41586-022-01843-4 Scott Galloway Tweet: https://twitter.com/profgalloway/status/1662616507602354186 Atlantic article: https://www.theatlantic.com/family/archive/2023/03/neighbors-friendship-happiness/673352/ Culdesac: https://culdesac.com/

Let's dive into the week with some fresh listener questions we have lined up for you! And don't just stand on the sidelines- if you have a question you'd like us to answer, toss your voice memo our way. It only takes about 90 seconds to record and you can find a step by step guide over at HowToMoney.com/ask . Regardless of how random or bizarre you might think it is, we want to hear it!   1 - Is it worth spending extra money on organic products for your baby? 2 - How do I move my cash over to a high yield savings account and should I move ALL of it? 3 - What is the best way to tax shelter retirement funds if I'm a high wage earner? 4 - Health sharing accounts seem like a great way to save money, but what are the risks?   Want more How To Money in your life? Here are some additional ways to get ahead with your personal finances: Knowing your ‘money gear' is a crucial part of your personal finance journey. Start here.  Sign up for the weekly HTM newsletter. It's fun, free, & practical. Join a thriving community of fellow money in the HTM Facebook group. Find the best credit card for you with our new credit card tool! Massively reduce your cell phone bill each month by switching to a discount provider like Mint Mobile.   During this episode we enjoyed a Gnomaste IPA by Moat Mountain Brewing- a big thanks to Todd for donating this one to the pod! Please help us to spread the word by letting friends and family know about How to Money! Hit the share button, subscribe if you're not already a regular listener, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to change the conversation around personal finance and get more people doing smart things with their money!   Best friends out!See omnystudio.com/listener for privacy information.

What does it mean to be rich? I think very few folks feel rich, even if they are doing really well for themselves. And oftentimes that's due to the hedonic treadmill as we're constantly moving the goalposts as to what it is that we think will make us happy. Most folks rarely feel like they simply have enough. But guess what- a lot of folks would be surprised to find themselves in the top 10% of earners in the US. And when you make a lot of money, or at least hope to, it takes a different approach to how you should handle your finances. That's why we're excited to be joined by Rachael Camp, owner of Camp Wealth, who is on a mission to help her clients build and preserve their wealth. As a Certified Financial Planner, Rachael not only knows the right moves to make with her money, but she's actually doing it- she's designed a financial life that allows her to prioritize the things that are important to her like a matcha tea ritual and snowboarding, by minimizing other expenses, all while advising clients who make upwards of seven figures. Listen as we discuss Rachael's history with the FIRE movement, delayed gratification, financial mistakes of higher earners, and much more!   Want more How To Money in your life? Here are some additional ways to get ahead with your personal finances: Knowing your ‘money gear' is a crucial part of your personal finance journey. Start here.  Sign up for the weekly HTM newsletter. It's fun, free, & practical. Join a thriving community of fellow money in the HTM Facebook group. Find the best credit card for you with our new credit card tool! Massively reduce your cell phone bill each month by switching to a discount provider like Mint Mobile.   During this episode we enjoyed an All Citra Everything by Other Half Brewing. Please help us to spread the word by letting friends and family know about How to Money! Hit the share button, subscribe if you're not already a regular listener, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to change the conversation around personal finance and get more people doing smart things with their money!   Best friends out!See omnystudio.com/listener for privacy information.