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This episode was sponsored by Cardiff LightSpeed VT: https://www.lightspeedvt.com/ Dropping Bombs Podcast: https://www.droppingbombs.com/ Today's Dropping Bombs features Noah Eubanks, the 22-year-old who built a national fiber internet sales dealership from the ground up, personally closed over 600 accounts in a single year, and won the Golden Door Award at D2DCon9 while leading a 60-person team. Noah breaks down the $42 billion government fiber gold rush hiding in plain sight, why door-to-door sales is the ultimate unfair advantage for young people with no degree and no capital, and the exact mindset shift that separates reps who quit from the ones clearing $20–$40K a month. There's a $42 billion wealth transfer happening right now in neighborhoods across America, and most people have no idea it's there. Whether you're 18 with no plan, stuck in a salary job, or just tired of watching other people win — hit play before someone else in your neighborhood does.
In this Meaningful Money Q&A episode, Pete Matthew and Roger Weeks answer six listener questions on UK personal finance - from gifting money to children using the 'normal expenditure out of income' rules to whether ISA withdrawals can support one-off big spends. They also cover pension consolidation and FSCS protection, investing while living abroad, how DB pension accrual affects SIPP annual allowance, and how to bridge the gap to State Pension without over-relying on AVCs. Finally, they tackle the practical steps to opening a Stocks and Shares ISA - and how to get started with confidence. Practical, jargon-free guidance for UK savers and investors navigating pensions, ISAs, tax and retirement planning. Shownotes: https://meaningfulmoney.tv/QA53 02:35 Question 1 Hi Pete and Roger, I have followed meaningful money for around 6 years now and it has been an invaluable source of sensible advice which I have followed. This has left my wife and I in a very good situation for retirement as you will see below. You deserve an MBE at least!. Love the double act with Roger as well. I am 62 and my wife is 60 years young. Our total pensions will be around 35K a year which is all we need for our basic living cost and general going out etc. We have a house worth £750K with no mortgage and no debts. I have a DC pension around £920K and my wife around £650K and our two boys have just moved out of our house and so we are now retiring and relearning life B.C. (Before Children). I have begun looking into gifting them money out of excess income. I like the idea of giving with warm hands - and strangely so do my boys! Putting our scenario into google gemini, using UFPLS with regular drawdowns and keeping within the current 20% tax band we could each have around 50K income after tax over the next 30 years. Really cannot see us spending more than 40K/year travelling and this will certainly reduce in time as we get older and so will give the increasing excess to our kids. To keep HMRC documentation simple (hmm) we plan to use our joint account to give gifts to the boys but I am guessing that we will need to prove to HMRC that we have equal income to do this? So my wife will take 8.5K less from her DC pension than I from mine. I hope this all makes sense. I presume if our incomes were not balanced we would have to pay out from our individual accounts and document both for HMRC purposes? In addition I have 200K and my wife around £150K in ISAs and savings . I know we can each gift 3000/year from the ISA as well as using excess income from our pension. Again, I asked google gemini about this and apparently I can use the ISA for certain capital payments. Eg a) to buy a new car b) redo bathroom/bedroom c) a large holiday Not sure what would be the position if we said our largest holiday each year is paid from an ISA and any other holidays are from our pension income and we still gift excess to the kids? - seems a very grey area. I am sure in time HMRC will look closer into this area. So I think it will be sensible to still use the ISA in the next few years and not take everything from the pension and possibly change to funds from accumulation to income as well? One last thought as all this is based on the current tax rates. The IHT rate NRB has not changed since 2009 and would be worth around £530K today and I am presuming there will be increasing pressure to raise this given house price growth and especially after 2027 when pensions are included in the estate for IHT? Best Regards, Bill 09:37 Question 2 Dear Pete and Roger, I can't thank you enough for the excellent free content you put out into the world. I recently got diagnosed with a degenerative condition which will affect me and my family down the line. Your podcast has inspired me to take control of my finances including putting the right protections (insurances) in place and using investing to help navigate a more uncertain future - THANK YOU! The information is accessible and you guys make me chuckle as I go about my day! My question... I am keen to make my life easy when it comes to managing my finances but I have hit a wrinkle in my plan. My preference would be to consolidate my pension into as few pension accounts and underlying funds as possible. To me the levels of protection available through the FSCS seem too low to be compatible with keeping a pension all with one provider. Am I missing something? How do you think about balancing this risk, without ending up with lots of pension accounts with different providers? Additionally, I have been selecting the same low cost All-World tracker ETF across my family's ISAs and SIPPs, is this inherently risky too and should I aim to use different fund providers (perhaps that aim to achieve the same investment objective). Anyway, I may be being overcautious here or be misunderstanding the level risk but any reassurance would be greatly appreciated. Thank you again Andy 18:24 Question 3 Hi Roger and Pete, I'm 32 and I've been listening the podcast for a few years and the advice (particularly about investing) has helped me immensely. I have a question about investment portfolios when moving abroad. I moved away from the UK 2.5 years ago, at which point I stopped investing into Vanguard and moved to Interactive Brokers. I still have a decent amount invested in Vanguard, but I'm not sure whether it makes sense to consolidate everything into one platform or keep it split over two. I don't have any immediate plans to return to the UK, although I imagine I will eventually. Do you think it makes any difference in how the investments are split, or am I worrying about nothing? Thanks for sharing any of your *thoughts* and perhaps clearing this up for me. Keep up the amazing podcast, Michael (originally from Cornwall!) 21:23 Question 4 Hi Pete and Roger I recently discovered your podcast and am working my way though the back catalogue! I am finding it extremely informative and it is helping me demystify a subject I have found confusing for a long time, so thank you. My question is how do I calculate the amount I can contribute annually to my SIPP whilst also contributing to a DB pension and AVCs (£200/month)? My annual gross salary is £25744. I opened the SIPP to give me flexibility to retire earlier than 67 when I intend to access my DB pensions (as well as my current local government DB pension I have a deferred University DB pension from previous employment), ideally between 60-62, and access the SIPP along with my S&S ISA to bridge the gap. Thanks, Melanie 27:28 Question 5 Hello Pete & Roger, I'm a long time listener and as a result in far better financial shape than I was for many years, thank you. In work I am often akin to the Shawshank Redemption character Andy Dufresne as I find myself offering financial or pension scheme advice to colleagues. This advice ends with recommending your good selves and the knowledge repository that is the Meaningful Money archive and books! I am 56 and just over 4 years from my planned early retirement at 61, when I will have 36 years contributing into a company DB pension. I plan on taking this in a stepped format (with PCLS) to offer a higher initial payment until my state pension starts 6 years later at 67. To maintain basic rate income tax, I am paying my maximum matched pension contributions plus AVC's through salary sacrifice (until 2029) to keep just under the 40% tax limits. My wife will be solely reliant on her (full) State Pension having not contributed to a personal pension, she will receive this when I am 64, meaning our combined funding danger zone will be around 3 years during which we may need funds to top up our income either from the PCLS pot or ISA savings to this final combined total, "our figure". So my question: You repeatedly talk about retiring with options such as having pensions, ISA's and savings etc. but I am concerned my pension and AVC fund will be totally concentrated with little else. After maximising the pension and AVC contributions it looks likely I will not contribute enough to fund a savings pot that could comfortably cover the 3 year danger zone. Will this pension / AVC concentration matter? Should I continue paying the AVC's to avoid higher rate tax on my income and recovering tax rebate into the AVC pot? To me this makes sense, but would funding a savings pot give us flexibility to fund our pension gap somehow that I am missing, and do I need to target an ISA or other savings pot in my remaining working years. This prospect would feel like not living for today, but retirement is in touching distance so might it be worthwhile? Many thanks & best regards, Tim 34:52 Question 6 To the Bruce Springsteen and Little Steven of the financial world! Hi guys my name is Cam, I'd just like to say you guys are absolutely fantastic at what you do, the knowledge you provide is genuinely incredible and immensely helpful. I think I speak for all your listeners when I say without your podcast there would be a lot of people struggling with personal finance! Keep up the good work Pete and Rog! I am 27 years old, 17 months ago I quit my 9-5 and started my own dog walking business, I have since trained to become a dog trainer too. My business has gone from strength to strength and I'm very proud. However the change from going from a wage structure to a varied income per month has been a tough adjustment especially when saving and wanting to invest and so on. I contribute to my pension each month, I pay into a LISA each month (for a first time home) the only thing I don't do is pay into a stocks and shares ISA. Firstly how do I open one? I have listened to your podcast for well over 2 years now and have listened to the majority of the back catalogue, I feel like I know what to do but it's a genuine fear that's stopping me from opening one. I don't know how to explain it - it's almost like my head is telling me 'don't open one you'll mess it up.' Is it literally as simple as sign up to a provider, open an account, add money in each month? I feel stupid saying I'm fearful of opening one but I genuinely am! The last part of my question is simply is there anything else I should be doing that I'm currently not? Insurance wise I have income protection and the necessary insurances for my business. Thanks once again you absolute legends! Cam Boring Money ISA Comparison: https://www.boringmoney.co.uk/compare/stocks-and-shares-isas/
This episode was sponsored by Cardiff LightSpeed VT: https://www.lightspeedvt.com/ Dropping Bombs Podcast: https://www.droppingbombs.com/ Today's Dropping Bombs features Noah Eubanks, the 22-year-old who built a national fiber internet sales dealership from the ground up, personally closed over 600 accounts in a single year, and won the Golden Door Award at D2DCon9 while leading a 60-person team. Noah breaks down the $42 billion government fiber gold rush hiding in plain sight, why door-to-door sales is the ultimate unfair advantage for young people with no degree and no capital, and the exact mindset shift that separates reps who quit from the ones clearing $20–$40K a month. There's a $42 billion wealth transfer happening right now in neighborhoods across America, and most people have no idea it's there. Whether you're 18 with no plan, stuck in a salary job, or just tired of watching other people win — hit play before someone else in your neighborhood does. [Insert Timestamps here]
Los packs de facción y el Munitorum han actualizado a los Marines Espaciales de todo tipo para adaptarlos a la Undécima Edición de Warhammer 40k. Junto a Brottor repasamos cómo inicia la nueva edición el global de los Astartes, incluyendo por supuesto a los Ángeles Sangrientos, Ángeles Oscuros, Lobos Espaciales, Templarios Negros y la Deathwatch. Destacamentos de coste 1, ajustes de reglas y puntos de unidades y braserillos que repasan el comienzo de esta Undécima aventura para los Marines Espaciales. Os esperamos en La Voz Open el 29-30 de agosto. ¡Últimas plazas para 40k y para la Gran Narrativa, ambas cierran inscripción el 30 de junio! Podéis inscribiros pinchando aquí: https://banduawargames.com/es/2257-la-voz-open-entradas-wargames Los nuevos tapetes, áreas y terreno de Bandua para Undécima Edición están en https://banduawargames.com/es/2237-11ED-Terrain y hay un 20% de descuento al usar el código 11EDITION (sólo hasta el 30 de junio). ¿Te gusta lo que hacemos y quieres apoyarnos y de paso participar en el sorteo mensual de 400€ en material de Warhammer 40k? Dale al botón de "Apoyar" en iVoox. Tendrás una participación por 4,99€, tres participaciones por 9,99€, siete participaciones por 14,99€, y otras siete por cada 5€ de apoyo adicional. Más detalle en nuestra web, https://www.lavozdehorus.com/ 00:00:00 Presentación e introducción 00:09:48 Marines Espaciales 00:56:07 Ángeles Sangrientos 01:18:25 Ángeles Oscuros 01:34:53 Lobos Espaciales 01:47:08 Templarios Negros 02:01:07 Deathwatch Escúchanos mientras pintas minis o mientras sacas el perro a pasear. No importa el momento, pero cuenta con nosotros para ser tu programa semanal de referencia sobre Warhammer 40.000. Toda la música de este podcast está licenciada en Jamendo y Dark Fantasy Studio. El corte de fondo inicial es licencia Creative Commons de Royalty Free Kings utilizada con permiso de su autor Mark Petrie. El resto de temas musicales son licencia Creative Commons de Scott Buckley o usados con permiso de su autor, Fernando Amat. Ningún tipo de IA ha sido utilizada para la confección del guión, las voces o la música de este programa. Todo es artesanal y real. Escucha el episodio completo en la app de iVoox, o descubre todo el catálogo de iVoox Originals
Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Jennifer Gaddis. Interview Summary Show: Money Making Conversations MasterclassHost: Rushion McDonaldGuest: Jennifer Gaddis – Senior Quality Assurance Engineer, Educator, Founder of Road to QA 1. Purpose of the Interview The primary purpose of the interview is to inspire and educate everyday people—especially those without college degrees or traditional tech backgrounds—on how to pivot into technology careers, specifically Quality Assurance (QA), and to reframe fear around AI, layoffs, and automation into opportunity. Jennifer’s story is used as proof of concept that: You do not need a college degree to succeed in tech Transferable skills already qualify many people for QA roles AI does not eliminate jobs—it creates new opportunities Strategic career pivots can result in life-changing income and freedom Rushion positions Jennifer not only as a success story, but as a new blueprint for wealth-building through skills, not credentials. [ 2. Interview Overview (High-Level Summary) Jennifer Gaddis shares how she: Pivoted into tech in 2021 with no degree Went from $40K to six figures within 90 days Built a $400K+ remote household income with her husband Created Road to QA, helping 200+ people land tech jobs Accidentally built a multi-million-dollar education business Used personal hardship, COVID, financial stress, and family responsibility as fuel—not limitations She explains what Quality Assurance engineering is, why it is resistant to AI replacement, and how regular users of apps are already doing parts of QA work without realizing it. 3. Key Takeaways A. You’re Already More Qualified Than You Think Jennifer emphasizes that everyday digital behavior translates into QA skills: Using apps Identifying bugs Expecting software to “work correctly” Navigating systems as an end user This insight forms the core of her teaching philosophy. B. The Faster You Add Skills, the Faster You Increase Income Jennifer repeatedly notes: “The difference in your paycheck is your skillset.” By stacking skills (manual QA → automation → AI testing), professionals increase their market value, not just job security. C. AI Is a Career Accelerator, Not a Threat Rather than fearing AI, Jennifer encourages people to: Work alongside AI Become the humans overseeing AI systems Move into hybrid QA + automation + AI roles She stresses that human oversight is still required in tech deployment. D. Entrepreneurship Can Be Accidental—but Scalable Jennifer did not initially plan to build a company. Her business emerged from: Instagram stories A $97 beginner e-book Real student outcomes Her willingness to: Raise prices Build systems Hire specialists Learn financial discipline Allowed Road to QA to grow sustainably. E. Representation and Access Matter Jennifer openly discusses: Being a Black woman in tech Coming from financial insecurity Navigating family obligations Redefining success for future generations Her story challenges stereotypes about who “belongs” in tech careers. [ 4. Notable Quotes from the Interview “I landed my first year in tech within 90 days.” [ “The difference in your paycheck is your skillset.” “You’re already a software tester—you just don’t know it yet.” [ “I didn’t set out to build a company. I said yes to myself.” [ “AI still needs human oversight.” “My journey was already different, so I had to build something different.” 5. Overall Message Jennifer Gaddis’s interview reinforces a central theme of Money Making Conversations: Income growth follows skill alignment, not traditional credentials. Her journey reframes: Fear → strategy Job loss → skill expansion Limited access → self-investment The interview serves as both motivation and roadmap for anyone seeking financial mobility through tech—without gatekeeping. #SHMS #BEST #STRAWSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.
Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Jennifer Gaddis. Interview Summary Show: Money Making Conversations MasterclassHost: Rushion McDonaldGuest: Jennifer Gaddis – Senior Quality Assurance Engineer, Educator, Founder of Road to QA 1. Purpose of the Interview The primary purpose of the interview is to inspire and educate everyday people—especially those without college degrees or traditional tech backgrounds—on how to pivot into technology careers, specifically Quality Assurance (QA), and to reframe fear around AI, layoffs, and automation into opportunity. Jennifer’s story is used as proof of concept that: You do not need a college degree to succeed in tech Transferable skills already qualify many people for QA roles AI does not eliminate jobs—it creates new opportunities Strategic career pivots can result in life-changing income and freedom Rushion positions Jennifer not only as a success story, but as a new blueprint for wealth-building through skills, not credentials. [ 2. Interview Overview (High-Level Summary) Jennifer Gaddis shares how she: Pivoted into tech in 2021 with no degree Went from $40K to six figures within 90 days Built a $400K+ remote household income with her husband Created Road to QA, helping 200+ people land tech jobs Accidentally built a multi-million-dollar education business Used personal hardship, COVID, financial stress, and family responsibility as fuel—not limitations She explains what Quality Assurance engineering is, why it is resistant to AI replacement, and how regular users of apps are already doing parts of QA work without realizing it. 3. Key Takeaways A. You’re Already More Qualified Than You Think Jennifer emphasizes that everyday digital behavior translates into QA skills: Using apps Identifying bugs Expecting software to “work correctly” Navigating systems as an end user This insight forms the core of her teaching philosophy. B. The Faster You Add Skills, the Faster You Increase Income Jennifer repeatedly notes: “The difference in your paycheck is your skillset.” By stacking skills (manual QA → automation → AI testing), professionals increase their market value, not just job security. C. AI Is a Career Accelerator, Not a Threat Rather than fearing AI, Jennifer encourages people to: Work alongside AI Become the humans overseeing AI systems Move into hybrid QA + automation + AI roles She stresses that human oversight is still required in tech deployment. D. Entrepreneurship Can Be Accidental—but Scalable Jennifer did not initially plan to build a company. Her business emerged from: Instagram stories A $97 beginner e-book Real student outcomes Her willingness to: Raise prices Build systems Hire specialists Learn financial discipline Allowed Road to QA to grow sustainably. E. Representation and Access Matter Jennifer openly discusses: Being a Black woman in tech Coming from financial insecurity Navigating family obligations Redefining success for future generations Her story challenges stereotypes about who “belongs” in tech careers. [ 4. Notable Quotes from the Interview “I landed my first year in tech within 90 days.” [ “The difference in your paycheck is your skillset.” “You’re already a software tester—you just don’t know it yet.” [ “I didn’t set out to build a company. I said yes to myself.” [ “AI still needs human oversight.” “My journey was already different, so I had to build something different.” 5. Overall Message Jennifer Gaddis’s interview reinforces a central theme of Money Making Conversations: Income growth follows skill alignment, not traditional credentials. Her journey reframes: Fear → strategy Job loss → skill expansion Limited access → self-investment The interview serves as both motivation and roadmap for anyone seeking financial mobility through tech—without gatekeeping. #SHMS #BEST #STRAWSee omnystudio.com/listener for privacy information.
INTRO: [00:00:00] SPIDEY: [00:15:21] GTAVI: [00:28:24] 40K: [00:45:27]
This week we end our 10th edition episodes with a bang, having Chris Langton joining us to run us through his undefeated run with Daemonic Incursion Daemons at the Leeds super major!
Demi Marchese started with $800, no investors, and no fashion background—just a clothing rack in the back of her car and 30 sororities to pitch in 30 days. She made $40,000 in her first month dressing girls for Coachella out of her living room, turned $800 into $40K, and never took a dollar from investors. Ten years later, 12th Tribe does close to $50 million a year with $250 million in lifetime revenue—fully founder-owned, profitable, and competing head-to-head with VC-backed brands like Fashion Nova and Revolve that have raised over $100 million. In this interview, Demi breaks down the contrarian playbook she calls "living in the group chat," the mass micro-influencer strategy that turned free product into serious revenue, and what it actually looks like to build a fashion brand from the ground up with no money, no partner, and no safety net. What you'll learn in this interview: • How she made $40K in 30 days dressing girls for Coachella out of her car and living room • Why vintage thrifting at 90–95% margins funded her first $1–2 million—and when it became impossible to scale • The "living in the group chat" strategy: how she anticipates what customers want before they know they want it • Why founder-led content has consistently outperformed every other ad format at 12th Tribe • The mass micro-influencer playbook: how to reverse-engineer gifting volume from revenue goals and posting rate • How she balances one big six-figure creator launch per month with mass micro gifting—and what actually converts • Why she's leaning offline as everyone else leans into AI—and the Tribe Table dinner series building real community • What a warehouse crisis during peak season taught her about crisis communication and customer retention • The imposter syndrome of being a 24-year-old solo founder running eight figures—and what finally made it go away • Why she competes on soul, storytelling, and founder personality—not ad spend—against brands with 100x her funding If you're building a DTC fashion or lifestyle brand, trying to grow profitably without outside capital, or looking for the real story behind what founder-led marketing actually looks like at scale, this conversation will fundamentally change how you think about community, content, and what it means to build a brand with genuine soul. SAVE 50% ON OMNISEND FOR 3 MONTHS Get 50% off your first 3 months of email and SMS marketing with Omnisend with the code FOUNDR50. Just head to https://your.omnisend.com/foundr to get started. WANT TO GROW YOUR BRAND WITH META ADS? Join the Foundr Operators Waitlist → https://foundr.com/operators HOW WE CAN HELP YOU SCALE YOUR BUSINESS FASTER Learn directly from 7, 8 & 9-figure founders inside Foundr+ Start your $1 trial → https://www.foundr.com/startdollartrial PREFER A CUSTOM ROADMAP AND 1-ON-1 COACHING? → Starting from scratch? Apply here → https://foundr.com/pages/coaching-start-application → Already have a store? Apply here → https://foundr.com/pages/coaching-growth-application CONNECT WITH NATHAN CHAN Instagram → https://www.instagram.com/nathanchan LinkedIn → https://www.linkedin.com/in/nathanhchan/ CONNECT WITH DEMI MARCHESE Instagram → https://www.instagram.com/demimarchese/ LinkedIn → https://www.linkedin.com/in/demimarchese/ Website → https://www.12thtribe.com/ FOLLOW FOUNDR FOR MORE BUSINESS GROWTH STRATEGIES YouTube → https://bit.ly/2uyvzdt Website → https://www.foundr.com Instagram → https://www.instagram.com/foundr/ Facebook → https://www.facebook.com/foundr Twitter → https://www.twitter.com/foundr LinkedIn → https://www.linkedin.com/company/foundr/ Podcast → https://www.foundr.com/podcast
The Tropical MBA Podcast - Entrepreneurship, Travel, and Lifestyle
At his lowest point, Jan Roos was $240,000 underwater. He had a full sales org, a director, reps, ad spend — and was barely breaking even. So he cut all of it. Today he runs CaseFuel, a high-margin agency serving 300+ estate planning law firms, with 25 people and $50K/month in profit. In this conversation he breaks down how he got there: the niche nobody else was serving, the funnel that cracked it open, and what building a genuinely high margin service business actually requires. Guest: Jan Roos, Founder of CaseFuel Sponsor: wayfront.com/tmba Thanks to this week's sponsor Wayfront — the AI-ready operating system for productized agencies. One client portal. One team dashboard. All your data, AI-accessible. TMBA listeners get an extra free month on top of the trial at wayfront.com/tmba. Links: [Jan@casefuel.com](Jan@casefuel.com) Peter Thiel — Zero to One Eugene Schwartz — Breakthrough Advertising Mike Michalowicz — Profit First Business Resources Upcoming DC Events
Thank You to Our CrewThank You to Our Crew Before we get into it this week, a big thank you to everyone who keeps this show going — the listeners, the community, and everyone flying the P-car flag out there. You know who you are. We appreciate you. Another Rough Weekend for Porsche Motorsport There is no sugarcoating it — another race weekend, another result that hurts to watch. One car out with steering rack issues, the other limping home in 12th. For a factory program with the pedigree Porsche carries, this is not where anyone expected to be at this point in the season. The year opened with real promise, and now we are sitting here trying to figure out what went sideways. The thing that makes it sting more is context: this is the last year of the current factory effort, which means every result carries extra weight. Is this a program that ran out of steam at the end? Is the talent still there but the development cycle just dried up knowing the curtain is coming down? The crew has thoughts, and none of them are particularly optimistic. We are not here to pile on, but we are also not going to pretend a 12th and a DNF is anything other than what it is. Porsche x Toy Story — Buzz Lightyear and the Clone Army Porsche teamed up with Toy Story for a charity livery and honestly, as a one-off it is kind of hard to hate. It is silly, it is colorful, it is for a good cause — fine. But here is where the fun starts. How long before the clout-chasing segment of the community starts dropping their own Buzz Lightyear wraps? Because you know it is coming. We are officially starting the counter. Every time one of these shows up on Instagram over the next few months, we want to know about it. Send them to us at @pcartalk, we will keep a running tally, and we will report back. Play along at home. The over/under on copycat liveries by end of year — place your bets now. To infinity and beyond, apparently. The Big One: When Your 996 or 997 Engine Goes Boom — What Do You Actually Do? IMS failure. Bore scoring. If you own a 996 or 997, these are not hypotheticals — they are scenarios you have thought about, probably more than once. So let us say it actually happens. The engine is cooked, damage is too severe to rebuild sensibly, and you are staring at a bill. A proper factory-spec engine replacement is going to run you somewhere around $50,000 depending on who does the work and what parts are needed. That is a real number, and for a lot of people owning these cars, it reframes the entire ownership conversation. So what do you actually do? You have options, and none of them are comfortable. You pay the freight, source a replacement engine, and keep the car correct — which is the defensible move if you have a clean example and plan to keep it. You find a used engine and gamble on its history. Or you go a completely different direction. And this is where the conversation gets interesting, because people have gone different directions. LS swaps in 911s exist. K-swapped 996s with a turbo bolted on — we have seen it with our own eyes. It runs. It is fast. It is also deeply confusing to look at under the hood of a 911. The question is not just mechanical, it is philosophical. A 911 is defined by the engine in the back. That flat-six, that specific architecture, is what makes the car what it is. When you pull it and replace it with something that was never meant to be there, are you still driving a 911 or are you driving something else that happens to have a 911 body? There is no wrong answer here, especially when the alternative is a $50K repair on a car that might be worth $40K. But the crew has opinions, and this one goes long. Where would you go, and why? Outro That is a wrap on this one. Thanks for riding along. Find us at pcartalk.com for events and everything P-car, support the show at Patreon.com/pcartalk, and hit us on Instagram at @pcartalk. Kimchi Crew: Steve, Leslie, Chris, Ken, Aaron, Sean, and Nik.
This week on Two Parents & A Podcast, happy Wednesday (so weird it's not Thurs?!) - we are OFFICIALLY 3 episodes a week… AND tomorrow we officially launch our SUBSTACK!!!
OU pitcher Xander Mercurius goes 7.1 innings allowing just three runs and six hits, while also smoking UGA batters NINE times in the winner's bracket game on Monday night. Oklahoma is now just THREE wins away from being national champs and Brandon Drumm and Travis Davidson go live for their Rapid Reaction to answer #Oklahoma fans questions on the game and give their postgame takes. The OUInsider duo also touch on the potential matchup on Wednesday night between winner of #SEC foes #Texas and #Georgia and how Skip Johnson might attack them on the mound. Cam Johnson? LJ Mercurius? Maybe another pitcher? Be sure to like, five-star, thumbs up and subscribe to OUInsider as we bring you EVERYTHING for FREE and are reaching for the stars trying to get to 80K subs on podcast and 35 to 40K subs on Youtube! Thank you all for the support! Boomer! Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com for information about our collection and use of personal data for advertising.
Not sure where your studio's leaking time or money? Book a free discovery call with my team here: https://bit.ly/p-your-studio-check-up Follow the show: Spotify Apple Geronimo Unfiltered YouTube Instagram: @thegeronimoacademy Follow our guest, Jade Winter here: https://www.instagram.com/jadewinter/ He built a global reformer Pilates franchise with 130+ studios. No memberships. No free trials. Just one simple model run with relentless consistency. I sat down with Jade Winter to pull apart how he did it, and to get the operating principles any studio owner can steal, whether you do Pilates, strength, or anything in between. We covered the contrarian stuff most people are scared to touch. Why free trials train people not to value you. Why he ditched memberships for prepaid packs and never looked back. And the exact revenue ceiling, what we call the "40K fuckery," where owners hit a wall, dip about 20% for three months, and either learn to lead or burn out. If you've ever felt like you ARE the business instead of owning one, this one's for you. In this episode you'll hear: Why Jade kills the free trial and what he runs instead The prepaid pack model and the 80 to 90% repurchase rate behind it How he solved instructor inconsistency with screens, voiceover, and 100+ hours of training The "don't blame them, train them" rule Why base plus commission beats paying instructors hourly The "$50 of value for $25" test that survives any downturn The wake up call that forced him to build real systems What the top 10% of studios do differently (hint: it's not talent) The one tactical move to make first thing Monday morning CHAPTERS 00:00:00 Meeting on neutral ground 00:02:00 Kill the free trial: why paid intros win 00:03:00 Prepaid packs vs memberships 00:05:49 How the 100-hour instructor model works 00:07:33 The screens and voiceover origin story 00:10:00 Instructor inconsistency: the real enemy 00:19:53 Don't blame them, train them 00:22:24 The 80% conversion benchmark 00:24:30 Base plus commission 00:30:00 Deliver $50 of value, charge $25 00:42:28 The wake up call: being the business vs having one 00:43:46 The "40K fuckery" explained 00:50:52 The Monday morning move 00:53:58 Wrap up If you got something from this, then you need to listen to "Coming back from rock bottom with Travis Young from Reborn." And if your studio's not where you want it, book a free discovery call with my team and we'll map the fix: https://bit.ly/p-your-studio-check-up
This week the lovely lad with the best name in all of 40k, Dick Van Der Harst joins me to go through our picks for the biggest and most impactful changes to 11th edition so far!
On this week's episode of Trapped Under Plastic, Scott and Jon are humbled by the man, the myth, the legend... Vince Venturella! Also, the gang talk about Vince and Uncle Adam's new game, REPENT! YE FOOLISH GODS.Support the Show on Patreon: https://www.patreon.com/trappedunderplasticSupport the Show with Merch: https://teespring.com/stores/trapped-under-plasticFollow Jon: https://www.youtube.com/ninjonFollow Scott: https://www.youtube.com/miniacJoin the FB group: https://www.facebook.com/groups/395664561386239/Listen to the audio versons: http://www.trappedunderplastic.com/On patreon, we offer our patron's the ability to submit topics for us to discuss during a podcast, you get an extended version of the podcast, and you can submit miniatures for us to critique during an episode!TUP PartnersCorvus Belli:https://corvusbelli.com/en/https://us7.campaign-archive.com/?u=1a4ae545d6ea23b5aed9d4e06&id=19ca92c80dSteamforged Games:https://steamforged.com/The Army Painter:https://thearmypainter.com/Red Grass Games:redgrasscreative.comIwata:https://www.iwata-airbrush.com/Game Envy:https://gameenvy.net/Monument Hobbies:https://monhob.com/TUPRelevant LinksVince Venturella Links:https://www.youtube.com/vinceventurellahttps://www.instagram.com/vincentventurella/?hl=enFireball the Gazebo Podcast:https://www.youtube.com/@fireballthegazeboPatreon Mini Critique - Jackson Westland:https://imgur.com/gallery/void-dragon-custom-scheme-studio-level-NkqyfaSRepent! Ye Foolish Gods:https://www.snarlingbadger.com/repentBattle Report:https://www.youtube.com/watch?app=desktop&v=-GX4ZTj8oyk00:00 Start02:50 Preamble Ramble30:14 TUP Partners (Part One)31:25 Hobby Update49:01 Patreon Mini Critique57:04 TUP Partners (Part Two)58:19 Topic DiscussionSupport the showSupport the Show on Patreon: https://www.patreon.com/trappedunderplasticSupport the Show with Merch: https://teespring.com/stores/trapped-under-plasticFollow Jon: https://www.youtube.com/ninjonFollow Scott: https://www.youtube.com/miniacJoin the FB group: https://www.facebook.com/groups/395664561386239/Listen to the audio versions: http://www.trappedunderplastic.com/
Lethal Hammer LIVE: Episode #6: Armageddon Box Set Review Scott Baughman of WAPOJ (FPN's premier #starwars podcast) joins Adam as we look at the new Armageddon 40K Boxet from Games Workshop. An excellent set for any gamer, and/or beginner to the series, especially if your #spacemarine chapter is #bloodangels or if you like the gangster like behaviour of the #orls it's all here with several characters plus vehicles, core book, and Armageddon mission book and cards. We take you through everthing ahead of it in stores, and look forward to picking it up physically when it's available. That, some news, some #blacklibrary news and stuff just for your 40K ears! Its a grimdark future but it may as well be fun. Site: fpnet.podbean.com Socials: @thlethalmullet Merch: https://www.teepublic.com/t-shirt/22432724-lethal-mullet-lm #lethalhammer #lethalmulletpodcast #warhammer
Desde hace muchos años, el juego por equipos de Warhammer 40k se fue consolidando como uno de los formatos de disfrutar del hobby más populares en distintos lugares del mundo, incluyendo con mucha pasión y popularidad en España. En esta Undécima Edición, el lanzamiento del Event Companion para equipos es el paso esperado durante tanto tiempo por muchos aficionados: Games Workshop ha hecho oficial este formato de juego, con reglas específicas y concretas para ser usadas por igual en todo el mundo. Os lo contamos juntos a un ejemplo concreto: la selección española que acudirá al próximo campeonato mundial por equipos de la mano de AEWAR, la Asociación Española de Organizadores de Torneos de Warhammer. Os esperamos en La Voz Open el 29-30 de agosto. Podéis inscribiros pinchando aquí: https://banduawargames.com/es/2257-la-voz-open-entradas-wargames Podéis ver la cuenta de la selección española en https://www.instagram.com/teamspain40k/ ¿Te gusta lo que hacemos y quieres apoyarnos y de paso participar en el sorteo mensual de 400€ en material de Warhammer 40k? Dale al botón de "Apoyar" en iVoox. Tendrás una participación por 4,99€, tres participaciones por 9,99€, siete participaciones por 14,99€, y otras siete por cada 5€ de apoyo adicional. Más detalle en nuestra web, https://www.lavozdehorus.com/ 00:00:00 Presentación e introducción 00:11:08 El Event Companion para equipos 01:08:59 La selección española y su proyecto de la mano de AEWAR Escúchanos mientras pintas minis o mientras sacas el perro a pasear. No importa el momento, pero cuenta con nosotros para ser tu programa semanal de referencia sobre Warhammer 40.000. Toda la música de este podcast está licenciada en Jamendo y Dark Fantasy Studio. El corte de fondo inicial es licencia Creative Commons de Royalty Free Kings utilizada con permiso de su autor Mark Petrie. El resto de temas musicales son licencia Creative Commons de Scott Buckley o usados con permiso de su autor, Fernando Amat. Ningún tipo de IA ha sido utilizada para la confección del guión, las voces o la música de este programa. Todo es artesanal y real. Escucha el episodio completo en la app de iVoox, o descubre todo el catálogo de iVoox Originals
Playing some games of 11th has us very excited but it hasn’t come without some learning. The way we build lists is changing a little bit. It’s not just about … Read More
What does it actually take to build a thriving HYROX program inside your gym — and turn it into a serious revenue engine? In this episode of Future of Fitness, host Eric Malzone sits down with David Magida, Global Head of Training at HYROX, to unpack everything gym owners and operators need to know about getting into the fastest-growing fitness sport in the world. David shares how he went from running a boutique gym in DC — nearly losing it all during COVID — to overseeing a global affiliate network of nearly 16,000 gyms. From the electric energy of a 40,000-athlete HYROX event in London, to the step-by-step framework for launching a HYROX program (whether you're crawling, walking, or sprinting), David breaks down the real business case: premium add-on memberships, ads that outperform at 3-to-1, 50% of gym revenue tied to HYROX, and a community so tight your members become your best salespeople. If you're a gym owner sitting on the fence about HYROX, this is the episode that will get you off it.
Learn how this Grandma makes $40K on YouTube without showing her face! ⚡️Watch our FREE YouTube Masterclass class here
Episode 206– DRPA And The Dropsite Massacre Special guests Roger and Duncan join us to talk about the Duncan Rhodes Paint Academy, Two Thin Coats and Lords & Legends which is a lot.... And then we go all the way back to the start of 3rd and look at the first Journal Tactica. Just how much do we not know about the most infamous battle in the history of 40K. Plus all the other stuff. 00:00:00 – 00:53:31 – Intro, Hobby, rambling 00:53:31 – 01:57:27 – The Dropsite Massacre 01:57:27 – 03:00:26 – DRPA 03:00:26 – 03:06:23 – Closing the Show Teespring store: https://teespring.com/en-GB/stores/the-imperial-truth If you want to support the show then consider purchasing from Element Games. ?d=10057 Donhttp://elementgames.co.uk/'t forget you can use the codes for extra crystals. Greg – GRE259 Howard – HOW583 You can also support the Patreon here: https://www.patreon.com/TheImperialTruth Or via Ko-fi here: https://ko-fi.com/theimperialtruthfullstride If you enjoyed the show then please leave a positive review on Itunes. You can contact the show via Greg@TheImperialTruth.com You can follow us on Twitter: Show – @Imperial_Truth Greg – @ChildofFang Also our facebook page: https://www.facebook.com/the.imperial.truth.au And our facebook group https://www.facebook.com/groups/436768449815184/
On this week's episode, we do things a little differently with John Lennon and Brian Jones joining us to talk through how to adapt to change as we journey into the 11th edition!
各位,生活、工作、身体、心情,四位安好 最近战锤40K的第11版本军书发售(军书就是桌面对战的规则书,相当于电子游戏的第11个版本) 帝皇这个人物再一次出现在大家眼前,随着战锤的破圈,越来越多的COSER们COS起了帝皇,为了让大家能快速从0开始认识帝皇这个人物,以及对这个游戏有一个非常粗浅的入门了解,我与老高和纯小白阿柴一起,以第三方的上帝视角来看待帝皇这个人物的作用,引申出战锤故事和发展史的变迁 同样本期节目会在TOX更新,不过那边叫细数“腐尸之主”的黑历史,哈哈哈哈哈哈哈,懂得都懂
On part two of the show I am joined by John Lennon and Matt Morosoli to continue to look back on the edition that was with two new guests being asked the same fun/silly questions and disseminating everything we loved/loathed and otherwise about 10th!
In this week's episode of the Black Girl Nerds podcast, we chat with the filmmakers behind the movie 'Kingston' which premiered at the 2026 Tribeca Film Festival. At the prestigious Kingston College, paths collide between a first generation student, the son of a billionaire, a noncommittal situationship, and a Chinese professor. The semester will shake the identity of each, and of the university itself. Carlos Key (Writer-Director) is a 24-year-old filmmaker based in New York. Spending early childhood in China and Chile, he gained an early fascination with languages and cross-cultural narratives. He continued to develop this passion through filmmaking in the following years, and pursued East Asian Studies with a focus on Chinese at Columbia University. Carlos and his now long-term creative partner Kalijah Rowe met in their Seattle high school film club. Over the past eight years the duo have collaborated on over a dozen short films, with multiple screened at festivals including SIFF and NFFTY. Their most recent projects were the short film MARRIED TO THE GAME and the featurette MEMORIES OF MEAT, where they honed their directorial style in a longer runtime format. Now, the best-friends-turned-co-directors have completed their first feature-length film KINGSTON, where they seek to capture the trials, tribulations, and general absurdity of their generation's college experience. Kalijah Rowe (Writer-Director) Kalijah Rowe is a 24-year-old filmmaker currently based in New York. After feeling limited at his film school in Seattle, he left to develop his style on his own terms. Producing numerous experimental shorts and music videos independently, he consistently found himself drawn to imagery with a surrealist texture as a tool for expressing what words could not. Kalijah and his now long-term creative partner Carlos Key met in their Seattle high school film club. Over the past eight years the duo have collaborated on over a dozen short films, with multiple screened at festivals including SIFF and NFFTY. Their most recent projects were the short film MARRIED TO THE GAME and the featurette MEMORIES OF MEAT, where they combined their individual strengths into a style that is both introspective but also kinetic. Now, the best-friends-turned-co-directors have completed their first feature-length film KINGSTON, where they seek to capture the trials, tribulations, and general absurdity of their generation's college experience. Jenna Shen (Writer-Producer) Jenna Shen is a Beijing-born filmmaker currently based in New York. She is a rising senior at Columbia University double majoring in English and Film. Her approach to filmmaking blends academic inquiry with socio-cultural awareness, with a particular focus in low budget independent, international, and arthouse cinema. EVERYTHING YOU DON'T KNOW, the first short film she co-wrote, directed, and edited in high school, has been viewed more than 40K times online and continues to spark conversations around public education in China. In New York, she has been involved in numerous thesis projects from schools such as SVA, NYU Tisch, and Columbia School of the Arts. Some of her recent credits include co-writing and producing KINGSTON (selected to compete in the U.S. Narrative Feature category at the 2026 Tribeca Festival) and co-producing MASQUERADE (a BAFTA-Yugo Short Film Commissioning Grant winner). PERFORMANCE, an experimental feature she assistant directed, is currently in post production. Host: Jamie Music by: Sammus Edited by: Jamie Broadnax Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
Hello you lucky ducks. This week I am hopefully slamming down 3 episodes looking back at the edition that was, discussing what was good/bad/awesome and otherwise. On this episode I am joined by Innes Wilson, Dick Van Der Harst and Tim Schneider for a round table review of 10th edition!Thanks to the patrons who let me know who they wanted on these episodes.Love you all and enjoy.
We are back after some weeks of travel. So sorry for the long delay! We bring you our thoughts on the best things about this edition. What are your favorites? … Read More
Send us Fan MailA deep dive into the new 11th ed core rules for 40k and how they've changed from the previous edition. A great primer for how to play 40k.Watch along on YouTube: https://youtu.be/qM9TiTlf9ZISupport the showSUPPORT THE SHOW:Patreon: https://www.patreon.com/lookoutsir40kMerch: https://www.rev-level.com/lookoutsir40k Discount Warhammer affiliate link (UK): https://elementgames.co.uk/warhammer?d=10445 Use Promo code PHI7858 to double your loyalty pointsLOOK OUT, SIR!'S SOCIAL MEDIA:Facebook: https://www.facebook.com/lookoutsir/ Instagram: https://www.instagram.com/lookoutsir40k/ YouTube: https://www.youtube.com/lookoutsir40k PHIL'S SOCIAL MEDIA:Instagram: https://www.instagram.com/beyondthetabletop/ YouTube: https://www.youtube.com/channel/UCAxBqN_9PHjajPLoIKKNi6w DAN'S SOCIAL MEDIA:Instagram: https://www.instagram.com/i.r.invested.in.unexpected/
Don't let the stock market highs fool you. Macro analyst Luke Gromen, founder of FFTT, returns to deliver a brutal reality check on what is actually happening to your money. While mainstream media celebrates green days, a hidden liquidity crisis is building behind the scenes. In this episode, Gromen exposes the massive distortion in today's markets—the seven tech stocks holding up the entire economy and why Bitcoin has fallen so far behind as stocks hit ATHs. If you want to protect your portfolio from the ultimate "sudden stop," this is the realist roadmap you cannot afford to miss. We discuss: The AI Liquidity Trap: Why soaring tech stocks are secretly starving Bitcoin of cash. The S&P 500 Illusion: How just seven AI stocks are masking a massive market flatline. The Bitcoin Bottom: Why technical indicators point to a potential correction down to $40K. The Tech Bubble Trap: Why the government is mathematically forced to keep the AI bubble alive. Follow Luke Gromen https://x.com/LukeGromen ---- Order Natalie's new book "Bitcoin is For Everyone," a simple introduction to Bitcoin and what's broken in our current financial system: https://amzn.to/3WzFzfU --- Coin Stories is powered by Gemini. Invest as you spend with the Gemini Credit Card. Earn up to 4% back in sats on everyday purchases like gas and groceries. Sign up today https://www.gemini.com/natalie ---- Ledn is the global leader in Bitcoin-backed loans, issuing over $10 billion in loans since 2018, and they were the first to offer proof of reserves. With Ledn, you get custody loans, no credit checks, no monthly payments, and more. Get .25% off your first loan, learn more at https://www.Ledn.io/natalie ---- Abundant Mines is a fully-managed Bitcoin mining in the U.S. You own the miners. You keep 100% of the Bitcoin. Voted #1 mining company by peers. Get 1 month of free hosting: AbundantMines.com/Natalie ---- Natalie's Bitcoin Product Partners: Check out my favorite lightning wallet and trivia app Speed Wallet. If you're a business, let Speed help you accept BTC like they did for Steak 'n Shake! Visit http://speed.app/natalie/ and use code COINSTORIES10 for 5,000 free sats Block's Bitkey Cold Storage Wallet was named to TIME's prestigious Best Inventions of 2024 in the category of Privacy & Security. Get 10% off using code STORIES at https://bitkey.world Master your Bitcoin self-custody with 1-on-1 help and gain peace of mind with the help of The Bitcoin Way: https://www.thebitcoinway.com/natalie With BitcoinIRA, you can invest in bitcoin 24/7 inside a tax-advantaged IRA. Choose a Traditional IRA to defer taxes, or a Roth IRA for tax-free withdrawals later. Take control of your future with BitcoinIRA: https://www.bitcoinira.com/natalie Natalie's Upcoming Events: Join us for the biggest Bitcoin conference in Europe at BTC Prague this June 10-13 with a keynote from Michael Saylor, Code HODL for discounted passes: https://btcprague.com/ The best time to plan for Bitcoin 2027 is right now. Early bird tickets are live — grab the lowest pricing available and use code HODL for 10% off: https://tickets.b.tc/event/bitcoin-2027?promoCodeTask=apply&promoCodeInput=HODL Extra Services to Consider: Ditch your fiat health insurance like I did four years ago! Join me at CrowdHealth: www.joincrowdhealth.com/natalie ---- This podcast is for educational purposes and should not be construed as official investment advice. Ads in this episode are baked-in and may reference promotions or offers that are no longer available at the time of listening. ---- VALUE FOR VALUE — SUPPORT NATALIE'S SHOWS Strike ID https://strike.me/coinstoriesnat/ Cash App $CoinStories #money #Bitcoin #investing
What does it actually look like to take your art business seriously on social media? Maddie Grace Maierhofer knows. In this episode, Hayley sits down with the Savannah-based artist whose joyful, colorful work and daily posting habit transformed her creative career in under a year. Maddie went from 40K to over 160K Instagram followers, built consistent monthly sales, and landed a collaboration with SMEG USA along the way. They talk about what posting one reel a day actually did for her business, how she balances commissions and creative energy without burning out, what she does when shows don't go as planned, and how she navigated her first brand partnership. Honest, practical, and full of the kind of specifics you can actually use. If you've been trying to find your rhythm online, this one is worth your Monday morning commute. Follow Maddie at @maddiegraceart Friday Rewind: revisiting one of our favorite conversations from the archive. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
This week the winner of the hardest RTT in the world joins me on the show to run through how they ran through the competition in the murders row of RTTs!
Connect with the Investor Mama Tribe Jessie Lang started investing in real estate by “house-hacking” over 10 years ago, and has since grown a substantial rental portfolio that she manages with the help of a small, remote team. In the last 36 months, she’s grown from 11 doors (bought the wrong way with 20% down), to 70 doors and counting. She's laser focused on the BRRRR method, which allows her to put her money to work over and over to create generational wealth. She partners with private lenders to buy real estate with none of her own money, all while providing them double digit returns on their investment! Jessie has created a free mini-course—how to buy 1-3 rentals per month on autopilot (even if you don’t own a property yet, don’t have 20% down, and think rates are too high). When she isn't managing rentals or coaching, she is traveling with her wife Laura, spoiling her 5 (yes 5!) pets, and getting her hands dirty in DIY house projects and gardening. Key Takeaways: Start with $3,000 and a spare bedroom. You don’t need a big down payment to begin. Jessie’s first property was an FHA loan with $3K down. If you already own a home, renting out a room covers your mortgage and plants the seed. Action: Look up FHA loan requirements in your area this week. Find one local real estate meetup and show up. Every contractor, lender, wholesaler, and boots-on-the-ground person Jessie relies on came from networking in person. You don’t need to know anything yet — just go. Action: Search “real estate meetup [your city]” or BiggerPockets forums to find one happening this month. Download a free property management app before you even have a tenant. TenantCloud is free and builds the habits and systems you’ll need from day one. Don’t wait until you’re overwhelmed. Action: Sign up for TenantCloud today so the infrastructure is ready when you need it. Run the BRRRR (buy, rehab, rent, refiance, repeat) numbers on one deal — even a fake one. Practice underwriting: find a distressed listing on Zillow, estimate rehab costs, and see if it hits the 75% LTV threshold after repair value. You learn by doing the math. Action: Pick one listing this week and walk through Jessie’s formula ($100K purchase + $40K rehab + $10K holding = $150K all-in, needs to appraise at $200K). Hire your “boots on the ground” before you make an offer. If you’re investing outside your market, line up a neutral third party first — someone from a local Facebook group or BiggerPockets subforum who will be your eyes and ears for $50–100 a trip. Action: Post in the BiggerPockets forum for your target market and ask if anyone does property walkthroughs for remote investors. Additional Resources and Help Support the Show Check out the Intern Strategy Course created by Christina from Smart Influencer Learn How to Make Extra Money with a Side Hustle or Get a High Paying Salary with Time Flexibility Episode #30:The #1 Side Hustle for the On the Go Busy Mom with Mike Yanda and Bobby Hoyt Episode #52: Millionaire by 31 and How to Start An ETSY Side Hustle Business with Julie Berninger from Gold City Ventures Check out Julia’s Sidehustle course to get started today The Legacy Binder to help you organize all of your estate documents and plans in case of an emergency Show Me How To Fix My Pelvic Floor from Tighten Your Tinkler Use Coupon Code: INVESTORMAMA to save $50 off this signature program High-income earner, needing an amazing accountant? Check out the TaxGoddess Connect with Jessie Jessie’s Free Mini Course on How to Buy Your First Rental Properties LinkedIn Facebook Instagram Rentals Made Easy: Unlock the Proven Step-by-Step System to Build Wealth Through Rental Properties by Jessie Lang
What if your money problems have nothing to do with money?In this episode of Become Empowered, Sabine sits down with Scott Maderer — host of the Inspired Stewardship podcast with over 1,800 episodes — to unpack a truth most people avoid: financial stress is a symptom, not the source. The real problem is alignment.Scott opens up about his raw personal story: $60,000 in debt on a $40,000 teacher's salary, suicidal thoughts he kept hidden from his wife, and the radical turning point that changed everything. From the classroom to a corporate executive suite to launching a full-time coaching business after a stranger said, "You and your wife are weird — can you help us be weird?"In this conversation you'll discover:• Why your checkbook and calendar reveal what you actually value (not what you say you do)• The little-known difference between career and vocation — and why it changes how you live• How to master your time, talent, and treasure intentionally• The one question we stop asking adults that could unlock everythingScott shares insights from his book Inspired Living and has a free resource page exclusively for Become Empowered listeners at inspiredstewardship.com/becomeempowered.If you've ever felt stuck, out of alignment, or like your life doesn't match what you say matters most — this episode is for you.CONNECT WITH SCOTTWebsite: inspiredstewardship.comPodcast: Inspired StewardshipCONNECT WITH SABINERegister for free webinar: https://sabinekvenberg.com/be-seen-live-masterclassWebsite: sabinekvenberg.com/resourcesBook a call: talktosabine.comInstagram/LinkedIn: @sabinekvenbergTOPICS COVERED[0:01] Welcome — Introducing Scott Maderer[0:56] Scott's three words: Curious, Knowledgeable, Giving[3:40] From science teacher to corporate executive — Scott's path[4:47] $60K in debt on a $40K salary — and suicidal thoughts he kept secret from his wife[6:35] "You and your wife are weird" — how a stranger accidentally launched a coaching business[9:43] Money is the symptom — here's the real problem[12:28] "Show me your checkbook and calendar — I'll tell you if you're lying"[17:09] Scott's book: Inspired Living — assembling the puzzle of your calling[18:06] The "blood of the covenant" quote that reframes legacy[21:00] Can you — and should you — get paid for your calling?[21:51] Career vs. vocation: the word roots that will change how you think about purpose[24:09] What "calling" actually means and why it shows up in everything[29:35] Scott's final message: stop asking "what do you want to do?" — ask who you want to BE
Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Jennifer Gaddis. Interview Summary Show: Money Making Conversations MasterclassHost: Rushion McDonaldGuest: Jennifer Gaddis – Senior Quality Assurance Engineer, Educator, Founder of Road to QA 1. Purpose of the Interview The primary purpose of the interview is to inspire and educate everyday people—especially those without college degrees or traditional tech backgrounds—on how to pivot into technology careers, specifically Quality Assurance (QA), and to reframe fear around AI, layoffs, and automation into opportunity. Jennifer’s story is used as proof of concept that: You do not need a college degree to succeed in tech Transferable skills already qualify many people for QA roles AI does not eliminate jobs—it creates new opportunities Strategic career pivots can result in life-changing income and freedom Rushion positions Jennifer not only as a success story, but as a new blueprint for wealth-building through skills, not credentials. [ 2. Interview Overview (High-Level Summary) Jennifer Gaddis shares how she: Pivoted into tech in 2021 with no degree Went from $40K to six figures within 90 days Built a $400K+ remote household income with her husband Created Road to QA, helping 200+ people land tech jobs Accidentally built a multi-million-dollar education business Used personal hardship, COVID, financial stress, and family responsibility as fuel—not limitations She explains what Quality Assurance engineering is, why it is resistant to AI replacement, and how regular users of apps are already doing parts of QA work without realizing it. 3. Key Takeaways A. You’re Already More Qualified Than You Think Jennifer emphasizes that everyday digital behavior translates into QA skills: Using apps Identifying bugs Expecting software to “work correctly” Navigating systems as an end user This insight forms the core of her teaching philosophy. B. The Faster You Add Skills, the Faster You Increase Income Jennifer repeatedly notes: “The difference in your paycheck is your skillset.” By stacking skills (manual QA → automation → AI testing), professionals increase their market value, not just job security. C. AI Is a Career Accelerator, Not a Threat Rather than fearing AI, Jennifer encourages people to: Work alongside AI Become the humans overseeing AI systems Move into hybrid QA + automation + AI roles She stresses that human oversight is still required in tech deployment. D. Entrepreneurship Can Be Accidental—but Scalable Jennifer did not initially plan to build a company. Her business emerged from: Instagram stories A $97 beginner e-book Real student outcomes Her willingness to: Raise prices Build systems Hire specialists Learn financial discipline Allowed Road to QA to grow sustainably. E. Representation and Access Matter Jennifer openly discusses: Being a Black woman in tech Coming from financial insecurity Navigating family obligations Redefining success for future generations Her story challenges stereotypes about who “belongs” in tech careers. [ 4. Notable Quotes from the Interview “I landed my first year in tech within 90 days.” [ “The difference in your paycheck is your skillset.” “You’re already a software tester—you just don’t know it yet.” [ “I didn’t set out to build a company. I said yes to myself.” [ “AI still needs human oversight.” “My journey was already different, so I had to build something different.” 5. Overall Message Jennifer Gaddis’s interview reinforces a central theme of Money Making Conversations: Income growth follows skill alignment, not traditional credentials. Her journey reframes: Fear → strategy Job loss → skill expansion Limited access → self-investment The interview serves as both motivation and roadmap for anyone seeking financial mobility through tech—without gatekeeping. #SHMS #BEST #STRAWSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.
Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Jennifer Gaddis. Interview Summary Show: Money Making Conversations MasterclassHost: Rushion McDonaldGuest: Jennifer Gaddis – Senior Quality Assurance Engineer, Educator, Founder of Road to QA 1. Purpose of the Interview The primary purpose of the interview is to inspire and educate everyday people—especially those without college degrees or traditional tech backgrounds—on how to pivot into technology careers, specifically Quality Assurance (QA), and to reframe fear around AI, layoffs, and automation into opportunity. Jennifer’s story is used as proof of concept that: You do not need a college degree to succeed in tech Transferable skills already qualify many people for QA roles AI does not eliminate jobs—it creates new opportunities Strategic career pivots can result in life-changing income and freedom Rushion positions Jennifer not only as a success story, but as a new blueprint for wealth-building through skills, not credentials. [ 2. Interview Overview (High-Level Summary) Jennifer Gaddis shares how she: Pivoted into tech in 2021 with no degree Went from $40K to six figures within 90 days Built a $400K+ remote household income with her husband Created Road to QA, helping 200+ people land tech jobs Accidentally built a multi-million-dollar education business Used personal hardship, COVID, financial stress, and family responsibility as fuel—not limitations She explains what Quality Assurance engineering is, why it is resistant to AI replacement, and how regular users of apps are already doing parts of QA work without realizing it. 3. Key Takeaways A. You’re Already More Qualified Than You Think Jennifer emphasizes that everyday digital behavior translates into QA skills: Using apps Identifying bugs Expecting software to “work correctly” Navigating systems as an end user This insight forms the core of her teaching philosophy. B. The Faster You Add Skills, the Faster You Increase Income Jennifer repeatedly notes: “The difference in your paycheck is your skillset.” By stacking skills (manual QA → automation → AI testing), professionals increase their market value, not just job security. C. AI Is a Career Accelerator, Not a Threat Rather than fearing AI, Jennifer encourages people to: Work alongside AI Become the humans overseeing AI systems Move into hybrid QA + automation + AI roles She stresses that human oversight is still required in tech deployment. D. Entrepreneurship Can Be Accidental—but Scalable Jennifer did not initially plan to build a company. Her business emerged from: Instagram stories A $97 beginner e-book Real student outcomes Her willingness to: Raise prices Build systems Hire specialists Learn financial discipline Allowed Road to QA to grow sustainably. E. Representation and Access Matter Jennifer openly discusses: Being a Black woman in tech Coming from financial insecurity Navigating family obligations Redefining success for future generations Her story challenges stereotypes about who “belongs” in tech careers. [ 4. Notable Quotes from the Interview “I landed my first year in tech within 90 days.” [ “The difference in your paycheck is your skillset.” “You’re already a software tester—you just don’t know it yet.” [ “I didn’t set out to build a company. I said yes to myself.” [ “AI still needs human oversight.” “My journey was already different, so I had to build something different.” 5. Overall Message Jennifer Gaddis’s interview reinforces a central theme of Money Making Conversations: Income growth follows skill alignment, not traditional credentials. Her journey reframes: Fear → strategy Job loss → skill expansion Limited access → self-investment The interview serves as both motivation and roadmap for anyone seeking financial mobility through tech—without gatekeeping. #SHMS #BEST #STRAWSee omnystudio.com/listener for privacy information.
Social media can make us believe that everyone has it all figured out, except you. You are the lone exception to the rule, and you are the only one who is experiencing unexpected disasters. That is the furthest thing from the truth! Which is why I want to highlight this week's guest, who bounced back from an unexpected business disaster and was all the better for it. After sailing across the Caribbean for 4 years, Andrea moved back to Miami, sold her e-commerce business, and bought a landscaping company with an SBA loan. Five days after closing, the previous owner stole $7,000 and disappeared. The manager quit and told all 12 employees to leave. Revenue dropped from $70K to $40K a month. With a toddler, a newborn, and a half-million dollars in debt, quitting was not an option. She and her husband rebuilt the business, working 80-hour weeks. When the workload became unsustainable, she taught herself AI from YouTube. Within weeks, AI was answering calls, booking appointments, collecting overdue payments, and sending post-service photos. Her husband went from getting home at 6 pm to 3 pm. Fridays became family days. They turned down a $750K buyout offer. Now she runs Crewless, helping service business owners implement the same AI systems so their kids get the best of them, not what's left. In this week's episode, we're talking about how she lost everything 5 days after closing and built it all back with AI! Life and business are not about never dealing with adversity. It's about pushing through, discovering what you're capable of, and learning new skills to make your business even better! Tune in to hear what went wrong in Andrea's new business venture and how she dug her way out of it with AI! Resources Mentioned: Click here to claim your Manifest Your Marca bot! Follow Andrea on: Instagram: @andreapalacio TikTok:@ai.andreapalacio Website: andreapalacio.ai YouTube: @ai.andreapalacio LinkedIn: Andrea Palacio Follow Erika on: Instagram @theerikacruzTikTok @theerikacruzLinkedIn Website: http://www.theerikacruz.com How to work with Erika: Sign up for the Courage Driven Latina program here! Join the waitlist for the Magnetic Mastermind here! Podcast production for this episode was provided by CCST, an Afro-Latina-owned boutique podcast production and copywriting studio.
He makes $200K, she makes $40K, and their rent is $3,000 a month. So, how much should she pay? In this edition of The Daily Dilemma, The Madd Hatta breaks down a viral internet debate that has the culture completely divided. A high-earning boyfriend went to social media to ask what a "fair" rent split looks like when living with his girlfriend. If they split it 50/50, her $1,500 share eats up nearly half her monthly income, while his share is just pocket change. But if he pays the lion's share, is he being taken advantage of, or is he just protecting his partner? We're putting the relationship math to the test. Hit play to hear the debate on income gaps, love, and living together. Catch the Daily Dilemma every weekday at 2:20 pm on Majic 102.1 or the Majic 102.1 app.
On this episode of Trapped Under Plastic, Scott and Jon discuss if mindfulness is necessary to enjoy the hobby. Support the Show on Patreon: https://www.patreon.com/trappedunderplasticSupport the Show with Merch: https://teespring.com/stores/trapped-under-plasticFollow Jon: https://www.youtube.com/ninjonFollow Scott: https://www.youtube.com/miniacJoin the FB group: https://www.facebook.com/groups/395664561386239/Listen to the audio versons: http://www.trappedunderplastic.com/On patreon, we offer our patron's the ability to submit topics for us to discuss during a podcast, you get an extended version of the podcast, and you can submit miniatures for us to critique during an episode!TUP PartnersCorvus Belli:https://corvusbelli.com/en/Steamforged Games:https://steamforged.com/The Army Painter:https://thearmypainter.com/Red Grass Games:redgrasscreative.comIwata:https://www.iwata-airbrush.com/Game Envy:https://gameenvy.net/Monument Hobbies:https://monhob.com/TUPRelevant Linkslanstudio Instagram:https://www.instagram.com/lanstudio/p/CiIRVKXNQJ9/Patreon Mini Critique - DJ Thomayhttps://www.flickr.com/photos/199816375@N07/albums/72177720323920129/My Mechanics Channel:https://www.youtube.com/@mymechanics00:00 Start00:44 Preamble Ramble17:26 TUP Partners (Part One)19:37 Hobby Update34:37 Patreon Mini Critique40:54 TUP Partners (Part Two)43:02 Topic DiscussionSupport the showSupport the Show on Patreon: https://www.patreon.com/trappedunderplasticSupport the Show with Merch: https://teespring.com/stores/trapped-under-plasticFollow Jon: https://www.youtube.com/ninjonFollow Scott: https://www.youtube.com/miniacJoin the FB group: https://www.facebook.com/groups/395664561386239/Listen to the audio versions: http://www.trappedunderplastic.com/
Send us Fan MailFresh off the milestone 100th episode, Ty and Troy kick off "Season 2" of Playin' & Slayin' with a discussion about new editions in tabletop gaming. They share recent gaming adventures, hobby projects, crowdfunding finds, books, podcasts, and video games before diving into when a new edition improves a game—and when it misses the mark. From Warhammer 40K and Age of Sigmar to Dungeons & Dragons, X-Wing, Space Hulk, and classic board games, the hosts explore how rules updates can breathe new life into a game or leave players behind.Playin' and Slayin' is proud to be a member of the Tabletop Battles Media Network. Find more podcasts like this one at https://tabletopbattles.com/
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Victor Chan bought a $2,000 engraving machine off Amazon to make his girlfriend Jess a necklace — a hand-engraved star map of the exact moment they met. She thought it was the most thoughtful gift she'd ever received, and two weeks later they had a store. Two years on, By Lumine is doing $30–40K a month and Jess has quit her accounting job to go all in. A software engineer and a Big Four accountant — both with zero e-commerce or marketing experience — they started with $100 worth of blank pendants, cardboard packaging with a sticker logo, and a lot of figuring it out on evenings and weekends. What they built is a fully customisable, hand-assembled personalised jewellery brand where no two pieces are the same, consistently hitting 10x growth year on year. In this episode, Jess and Victor get completely honest about what the first two years actually looked like — two weeks with zero sales after launch, wasted batches from engraving errors, influencer gifting that went nowhere, and how US tariffs hit them just as they were finding their feet. What you'll learn in this interview: How a personal gift sparked a business idea — and the Etsy research that validated there was a real market for it Why starting with $100 worth of blank pendants and a $50 sticker logo is a legitimate launch strategy The early production mistakes that wasted entire batches — and the lesson on communicating with manufacturers down to the millimetre Why two weeks of zero sales nearly broke them — and what finally turned things around How Victor's software background became an unexpected competitive advantage — and the live preview tool that changed their conversion rate Why Meta ads outperformed every other channel for an emotional, personalised product — and how they learned it all from scratch The honest truth about influencer marketing: what they tried, what it cost, and why it didn't convert How they grew 10x in a single year while both still working full time jobs What getting hit by US tariffs mid-growth actually feels like — and how they kept going anyway Why Jess wishes she'd started earlier — and what she'd tell any founder sitting on the fence If you're thinking about starting something with your partner, building a brand in a saturated market, or just trying to figure out whether the grind of evenings and weekends is actually worth it — this episode will change how you think about what a real start looks like. Jess and Victor prove that the scrappiest beginnings can lead somewhere genuinely remarkable. SAVE 50% ON OMNISEND FOR 3 MONTHS Get 50% off your first 3 months of email and SMS marketing with Omnisend with the code FOUNDR50. Just head to https://your.omnisend.com/foundr to get started. WANT TO GROW YOUR BRAND WITH META ADS? Join the Foundr Operators Waitlist → https://foundr.com/operators HOW WE CAN HELP YOU SCALE YOUR BUSINESS FASTER Learn directly from 7, 8 & 9-figure founders inside Foundr+ Start your $1 trial → https://www.foundr.com/startdollartrial PREFER A CUSTOM ROADMAP AND 1-ON-1 COACHING? → Starting from scratch? Apply here → https://foundr.com/pages/coaching-start-application → Already have a store? Apply here → https://foundr.com/pages/coaching-growth-application CONNECT WITH BY LUMINE Instagram → https://www.instagram.com/bylumine_/ Website → https://bylumine.com/ FOLLOW FOUNDR FOR MORE BUSINESS GROWTH STRATEGIES YouTube → https://bit.ly/2uyvzdt Website → https://www.foundr.com Instagram → https://www.instagram.com/foundr/ Facebook → https://www.facebook.com/foundr Twitter → https://www.twitter.com/foundr LinkedIn → https://www.linkedin.com/company/foundr/ Podcast → https://www.foundr.com/podcast
Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Jennifer Gaddis. Interview Summary Show: Money Making Conversations MasterclassHost: Rushion McDonaldGuest: Jennifer Gaddis – Senior Quality Assurance Engineer, Educator, Founder of Road to QA 1. Purpose of the Interview The primary purpose of the interview is to inspire and educate everyday people—especially those without college degrees or traditional tech backgrounds—on how to pivot into technology careers, specifically Quality Assurance (QA), and to reframe fear around AI, layoffs, and automation into opportunity. Jennifer’s story is used as proof of concept that: You do not need a college degree to succeed in tech Transferable skills already qualify many people for QA roles AI does not eliminate jobs—it creates new opportunities Strategic career pivots can result in life-changing income and freedom Rushion positions Jennifer not only as a success story, but as a new blueprint for wealth-building through skills, not credentials. [ 2. Interview Overview (High-Level Summary) Jennifer Gaddis shares how she: Pivoted into tech in 2021 with no degree Went from $40K to six figures within 90 days Built a $400K+ remote household income with her husband Created Road to QA, helping 200+ people land tech jobs Accidentally built a multi-million-dollar education business Used personal hardship, COVID, financial stress, and family responsibility as fuel—not limitations She explains what Quality Assurance engineering is, why it is resistant to AI replacement, and how regular users of apps are already doing parts of QA work without realizing it. 3. Key Takeaways A. You’re Already More Qualified Than You Think Jennifer emphasizes that everyday digital behavior translates into QA skills: Using apps Identifying bugs Expecting software to “work correctly” Navigating systems as an end user This insight forms the core of her teaching philosophy. B. The Faster You Add Skills, the Faster You Increase Income Jennifer repeatedly notes: “The difference in your paycheck is your skillset.” By stacking skills (manual QA → automation → AI testing), professionals increase their market value, not just job security. C. AI Is a Career Accelerator, Not a Threat Rather than fearing AI, Jennifer encourages people to: Work alongside AI Become the humans overseeing AI systems Move into hybrid QA + automation + AI roles She stresses that human oversight is still required in tech deployment. D. Entrepreneurship Can Be Accidental—but Scalable Jennifer did not initially plan to build a company. Her business emerged from: Instagram stories A $97 beginner e-book Real student outcomes Her willingness to: Raise prices Build systems Hire specialists Learn financial discipline Allowed Road to QA to grow sustainably. E. Representation and Access Matter Jennifer openly discusses: Being a Black woman in tech Coming from financial insecurity Navigating family obligations Redefining success for future generations Her story challenges stereotypes about who “belongs” in tech careers. [ 4. Notable Quotes from the Interview “I landed my first year in tech within 90 days.” [ “The difference in your paycheck is your skillset.” “You’re already a software tester—you just don’t know it yet.” [ “I didn’t set out to build a company. I said yes to myself.” [ “AI still needs human oversight.” “My journey was already different, so I had to build something different.” 5. Overall Message Jennifer Gaddis’s interview reinforces a central theme of Money Making Conversations: Income growth follows skill alignment, not traditional credentials. Her journey reframes: Fear → strategy Job loss → skill expansion Limited access → self-investment The interview serves as both motivation and roadmap for anyone seeking financial mobility through tech—without gatekeeping. #SHMS #BEST #STRAWSteve Harvey Morning Show Online: http://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.
Chris Gavre breaks down how to buy vacant land and flip brand new mobile homes for $40K per deal using FHA financing and a repeatable 4-month system.In this episode of RealDealChat, Jack Hoss sits down with Chris Gavre of The Land Sharks to unpack one of the most underrated strategies in real estate investing right now: buying raw vacant land, placing a brand new manufactured home on it, making it FHA compliant, and selling it for $40,000+ in net profit per deal.Chris and his partner Robert have done 50-60 of these in a single year with a lean two-person operation.Topics covered in this episode:Why this strategy out-performs traditional house flipping on predictability and marginsHow to source vacant land using zoned and filtered county dataThe FHA compliance process: detitling, brick skirting, and the engineer certificationWhat a double wide costs wholesale from manufacturers like Clayton and Champion ($62-72K)How to net $40-45K per deal with total development costs around $40-50KThe 4-month timeline from land purchase to closed saleWhy 95% of buyers use FHA financing and what that means for your exitHow to fund these deals when hard money lenders have never heard of the strategyRunning 18-19 simultaneous projects with just two peopleThe zoning, septic, and permitting process broken down step by stepWhy direct mail pulls better leads than cold calling for this buy boxIf you're a real estate investor looking for a predictable, scalable alternative to house flipping or new construction, this episode is worth a listen.
Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Jennifer Gaddis. Interview Summary Show: Money Making Conversations MasterclassHost: Rushion McDonaldGuest: Jennifer Gaddis – Senior Quality Assurance Engineer, Educator, Founder of Road to QA 1. Purpose of the Interview The primary purpose of the interview is to inspire and educate everyday people—especially those without college degrees or traditional tech backgrounds—on how to pivot into technology careers, specifically Quality Assurance (QA), and to reframe fear around AI, layoffs, and automation into opportunity. Jennifer’s story is used as proof of concept that: You do not need a college degree to succeed in tech Transferable skills already qualify many people for QA roles AI does not eliminate jobs—it creates new opportunities Strategic career pivots can result in life-changing income and freedom Rushion positions Jennifer not only as a success story, but as a new blueprint for wealth-building through skills, not credentials. [ 2. Interview Overview (High-Level Summary) Jennifer Gaddis shares how she: Pivoted into tech in 2021 with no degree Went from $40K to six figures within 90 days Built a $400K+ remote household income with her husband Created Road to QA, helping 200+ people land tech jobs Accidentally built a multi-million-dollar education business Used personal hardship, COVID, financial stress, and family responsibility as fuel—not limitations She explains what Quality Assurance engineering is, why it is resistant to AI replacement, and how regular users of apps are already doing parts of QA work without realizing it. 3. Key Takeaways A. You’re Already More Qualified Than You Think Jennifer emphasizes that everyday digital behavior translates into QA skills: Using apps Identifying bugs Expecting software to “work correctly” Navigating systems as an end user This insight forms the core of her teaching philosophy. B. The Faster You Add Skills, the Faster You Increase Income Jennifer repeatedly notes: “The difference in your paycheck is your skillset.” By stacking skills (manual QA → automation → AI testing), professionals increase their market value, not just job security. C. AI Is a Career Accelerator, Not a Threat Rather than fearing AI, Jennifer encourages people to: Work alongside AI Become the humans overseeing AI systems Move into hybrid QA + automation + AI roles She stresses that human oversight is still required in tech deployment. D. Entrepreneurship Can Be Accidental—but Scalable Jennifer did not initially plan to build a company. Her business emerged from: Instagram stories A $97 beginner e-book Real student outcomes Her willingness to: Raise prices Build systems Hire specialists Learn financial discipline Allowed Road to QA to grow sustainably. E. Representation and Access Matter Jennifer openly discusses: Being a Black woman in tech Coming from financial insecurity Navigating family obligations Redefining success for future generations Her story challenges stereotypes about who “belongs” in tech careers. [ 4. Notable Quotes from the Interview “I landed my first year in tech within 90 days.” [ “The difference in your paycheck is your skillset.” “You’re already a software tester—you just don’t know it yet.” [ “I didn’t set out to build a company. I said yes to myself.” [ “AI still needs human oversight.” “My journey was already different, so I had to build something different.” 5. Overall Message Jennifer Gaddis’s interview reinforces a central theme of Money Making Conversations: Income growth follows skill alignment, not traditional credentials. Her journey reframes: Fear → strategy Job loss → skill expansion Limited access → self-investment The interview serves as both motivation and roadmap for anyone seeking financial mobility through tech—without gatekeeping. #SHMS #BEST #STRAWSteve Harvey Morning Show Online: http://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.
Flip Profits Hit 2008 Lows. Mobile Homes Are The FixFlipping profits just hit their lowest point since 2008. The average flip is sitting 163 days from purchase to close, contractor surprises are chewing through margin, and most flippers are working harder for thinner spreads than they were two years ago.Meanwhile, one strategy is moving product in days... with margins most flippers wouldn't believe and almost zero competition.In this episode, I break down the Scrape and Replace Method my team has been running. What it is, why nobody else is touching it, and the one date in 1976 that creates the entire opportunity.We cover: - "Retiring the title,” - the legal step that converts the home into real property and opens up 30-year mortgage buyers- The one-word name change that gets you top dollar on resale- The all-in number on a typical Scrape-and-Replace deal... and the $30K to $100K profit spread on the back end- The Fairhope, Alabama flip that ballooned from a $40K rehab to $85K, and slowly bled out to $360K over 12 months- The 4 reasons nobody else is competing in this niche... and more!This episode covers the concept. The workshop covers the blueprint. If you want the full deal math, the buy box, and the step-by-step process, register for the live Scrape and Replace workshop this weekLINKS & RESOURCES1,000 FREE Seller LeadsGet your first 1,000 seller leads FREE from our partner BatchLeads and start closing deals immediately. CLICK HERE: http://leads.getbatch.co/mztQkMr7 Figure Flipping UndergroundIf you want to learn how to make money flipping and wholesaling houses without risking your life savings or "working weekends" forever... this book is for YOU. It'll take you from "complete beginner" to closing your first deal or even your next 10 deals without the bumps and bruises most people pick up along the way. If you've never flipped a house before, you'll find step-by-step instructions on everything you need to know to get started. If you're already flipping or wholesaling houses, you'll find fast-track secrets that will cut years off your learning curve and let you streamline your operations, maximize profit, do MORE deals, and work LESS. CLICK HERE: https://hubs.ly/Q01ggDSh0 7 Figure RunwayFollow a proven 5-step formula to create consistent monthly income flipping and wholesaling houses, then turn your active income into passive cash flow and create a life of freedom. 7 Figure Runway is an intensive, nothing-held-back mentoring group for real estate investors who want to build a "scalable" business and start "stacking" assets to build long-term wealth. Get off-market deal sourcing strategies that work, plus 100% purchase and renovation financing through our built-in funding partners, a community of active investors who will support and encourage you, weekly accountability sessions to keep you on track, 1-on-1 coaching, and more. CLICK HERE: https://www.7figureflipping.com/runway Connect with us on Facebook and Instagram: @7figureflipping Hosted on Acast. See acast.com/privacy for more information.
https://www.patreon.com/AdeptusRidiculoushttps://www.adeptusridiculous.com/https://twitter.com/AdRidiculoushttps://shop.orchideight.com/collections/adeptus-ridiculousIn this episode, Bricky, DK, and Kirioth dive into the Severan Dominate, a rare example of a faction actually managing to secede from the Imperium of Man. On paper, seceding is as easy as just quitting, but the real difficulty is keeping the secession going. Led by the "pious" Duke Severus XIII, this splinter faction has held itself together in a dangerous area of space. Believing the Periphery sub-sector was his by right, the Duke orchestrated fake supply shortages to force his citizens into desperate rebellion.To maintain his grip, the Duke formed dark pacts with a desperate Drukhari kabal known as the Children of Thorns. Throw in an unexpected Ork invasion from Waaagh! Grimtoof, and you have the recipe for the only definitively successful secessionist group in 40K history.Support the show
We’re talk about what we’ve seen for 11th so far from Warhammer. We also Rank the best starter sets ever. Undeniable that we’re right. But just in case you’ll have … Read More
Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Jennifer Gaddis. Interview Summary Show: Money Making Conversations MasterclassHost: Rushion McDonaldGuest: Jennifer Gaddis – Senior Quality Assurance Engineer, Educator, Founder of Road to QA 1. Purpose of the Interview The primary purpose of the interview is to inspire and educate everyday people—especially those without college degrees or traditional tech backgrounds—on how to pivot into technology careers, specifically Quality Assurance (QA), and to reframe fear around AI, layoffs, and automation into opportunity. Jennifer’s story is used as proof of concept that: You do not need a college degree to succeed in tech Transferable skills already qualify many people for QA roles AI does not eliminate jobs—it creates new opportunities Strategic career pivots can result in life-changing income and freedom Rushion positions Jennifer not only as a success story, but as a new blueprint for wealth-building through skills, not credentials. [ 2. Interview Overview (High-Level Summary) Jennifer Gaddis shares how she: Pivoted into tech in 2021 with no degree Went from $40K to six figures within 90 days Built a $400K+ remote household income with her husband Created Road to QA, helping 200+ people land tech jobs Accidentally built a multi-million-dollar education business Used personal hardship, COVID, financial stress, and family responsibility as fuel—not limitations She explains what Quality Assurance engineering is, why it is resistant to AI replacement, and how regular users of apps are already doing parts of QA work without realizing it. 3. Key Takeaways A. You’re Already More Qualified Than You Think Jennifer emphasizes that everyday digital behavior translates into QA skills: Using apps Identifying bugs Expecting software to “work correctly” Navigating systems as an end user This insight forms the core of her teaching philosophy. B. The Faster You Add Skills, the Faster You Increase Income Jennifer repeatedly notes: “The difference in your paycheck is your skillset.” By stacking skills (manual QA → automation → AI testing), professionals increase their market value, not just job security. C. AI Is a Career Accelerator, Not a Threat Rather than fearing AI, Jennifer encourages people to: Work alongside AI Become the humans overseeing AI systems Move into hybrid QA + automation + AI roles She stresses that human oversight is still required in tech deployment. D. Entrepreneurship Can Be Accidental—but Scalable Jennifer did not initially plan to build a company. Her business emerged from: Instagram stories A $97 beginner e-book Real student outcomes Her willingness to: Raise prices Build systems Hire specialists Learn financial discipline Allowed Road to QA to grow sustainably. E. Representation and Access Matter Jennifer openly discusses: Being a Black woman in tech Coming from financial insecurity Navigating family obligations Redefining success for future generations Her story challenges stereotypes about who “belongs” in tech careers. [ 4. Notable Quotes from the Interview “I landed my first year in tech within 90 days.” [ “The difference in your paycheck is your skillset.” “You’re already a software tester—you just don’t know it yet.” [ “I didn’t set out to build a company. I said yes to myself.” [ “AI still needs human oversight.” “My journey was already different, so I had to build something different.” 5. Overall Message Jennifer Gaddis’s interview reinforces a central theme of Money Making Conversations: Income growth follows skill alignment, not traditional credentials. Her journey reframes: Fear → strategy Job loss → skill expansion Limited access → self-investment The interview serves as both motivation and roadmap for anyone seeking financial mobility through tech—without gatekeeping. #SHMS #BEST #STRAWSee omnystudio.com/listener for privacy information.