Podcast appearances and mentions of Monte Carlo

The 2026 Vuelta a España rolls out from Monte Carlo, and we're on the ground for the eleventh straight year to bring you all of the action. Join Daniel Friebe, Michele Pelacci, Larry Warbasse and others for a three-week journey unlike any other.Episode sponsorsBikmoThe Cycling Podcast is supported by Bikmo, cycle insurance built for cyclists who actually ride.Whether it's a crash, a stolen bike, or your pride and joy arriving at baggage reclaim in three separate pieces – it's covered. Flexible policies you can cancel anytime, 50 per cent off extra household bikes, plus protection for your kit, race entries and travel.Follow us on social media:Twitter @cycling_podcastInstagram @thecyclingpodcastDVine Cellars 2026 Vuelta wine selection As always at the Grand Tours, we've teamed up with DVine Cellars of London to select a case of six wines produced close to the race route, for your enjoyment. UK listeners can buy the case here https://dvinecellars.com/products/cycling-podcast-la-vuelta-2026 . The wines are as follows:  Stage 5: (Falset – Roquetes) – La Servera, Garnatxa (No Sulphites Added), Montsant [Red] Stage 9: (La Vila Joiosa – Alto de Aitana) – Casa Balaguer, Vino Blanco, Alicante [White] Stage 10: (Alcaraz – Elche de la Sierra) – Bodegas Parra Jiménez, 'Larutan' Tempranillo, Castilla [Red] Stage 11: (Cartagena – Lorca) – Casa Castillo, Monastrell, Jumilla [Red] Stage 15: (Palma del Río – Córdoba) – Alvear, '3 Miradas' Vino de Pueblo Blanco 2022, Montilla [White] Stage 18: (El Puerto de Santa María – Jerez de la Frontera) – Bodegas Barbadillo, 'Toto' Palomino Brut, Jerez [Sparkling] Friends of the PodcastSign up as a Friend of the Podcast at thecyclingpodcast.com to listen to new special episodes every month plus a back catalogue of more than 300 exclusive episodes.The 11.01 CappuccinoOur regular email newsletter is now on Substack. Subscribe here for frothy, full-fat updates to enjoy any time (as long as it's after 11am).In Loving Memory of Finlay TarlingFollowing the tragic death of Finlay Tarling in stage 8 of the Volta a Portugal, a fund has been set up, with the blessing of his parents and in Finlay's name, with the goal of providing an opportunity to help future generations of young Welsh riders. You can contribute here: https://www.gofundme.com/f/for-fin-s2u87 The Cannibal & BadgerFriends of the Podcast can join the discussion at our virtual pub, The Cannibal & Badger. A friendly forum to talk about cycling and the podcast. Log in to your Friends of the Podcast account to join in.The Cycling Podcast is on StravaThe Cycling Podcast was founded in 2013 by Richard Moore, Daniel Friebe and Lionel Birnie.***************************************

The 2026 Vuelta a España rolls out from Monte Carlo, and we're on the ground for the eleventh straight year to bring you all of the action. Join Daniel Friebe, Michele Pelacci, Larry Warbasse and others for a three-week journey unlike any other.Episode sponsorsBikmo The Cycling Podcast is supported by Bikmo, cycle insurance built for cyclists who actually ride.Whether it's a crash, a stolen bike, or your pride and joy arriving at baggage reclaim in three separate pieces – it's covered. Flexible policies you can cancel anytime, 50 per cent off extra household bikes, plus protection for your kit, race entries and travel.Follow us on social media:Twitter @cycling_podcastInstagram @thecyclingpodcastDVine Cellars 2026 Vuelta wine selection As always at the Grand Tours, we've teamed up with DVine Cellars of London to select a case of six wines produced close to the race route, for your enjoyment. UK listeners can buy the case here https://dvinecellars.com/products/cycling-podcast-la-vuelta-2026 . The wines are as follows:  Stage 5: (Falset – Roquetes) – La Servera, Garnatxa (No Sulphites Added), Montsant [Red] Stage 9: (La Vila Joiosa – Alto de Aitana) – Casa Balaguer, Vino Blanco, Alicante [White] Stage 10: (Alcaraz – Elche de la Sierra) – Bodegas Parra Jiménez, 'Larutan' Tempranillo, Castilla [Red] Stage 11: (Cartagena – Lorca) – Casa Castillo, Monastrell, Jumilla [Red] Stage 15: (Palma del Río – Córdoba) – Alvear, '3 Miradas' Vino de Pueblo Blanco 2022, Montilla [White] Stage 18: (El Puerto de Santa María – Jerez de la Frontera) – Bodegas Barbadillo, 'Toto' Palomino Brut, Jerez [Sparkling] Friends of the PodcastSign up as a Friend of the Podcast at thecyclingpodcast.com to listen to new special episodes every month plus a back catalogue of more than 300 exclusive episodes.The 11.01 CappuccinoOur regular email newsletter is now on Substack. Subscribe here for frothy, full-fat updates to enjoy any time (as long as it's after 11am).In Loving Memory of Finlay TarlingFollowing the tragic death of Finlay Tarling in stage 8 of the Volta a Portugal, a fund has been set up, with the blessing of his parents and in Finlay's name, with the goal of providing an opportunity to help future generations of young Welsh riders. You can contribute here: https://www.gofundme.com/f/for-fin-s2u87 The Cannibal & BadgerFriends of the Podcast can join the discussion at our virtual pub, The Cannibal & Badger. A friendly forum to talk about cycling and the podcast. Log in to your Friends of the Podcast account to join in.The Cycling Podcast is on StravaThe Cycling Podcast was founded in 2013 by Richard Moore, Daniel Friebe and Lionel Birnie.

The 2026 Vuelta a España rolls out from Monte Carlo, and we're on the ground for the eleventh straight year to bring you all of the action. Join Daniel Friebe, Michele Pelacci, Larry Warbasse and others for a three-week journey unlike any other.Follow us on social media:Twitter @cycling_podcastInstagram @thecyclingpodcastDVine Cellars 2026 Vuelta wine selection As always at the Grand Tours, we've teamed up with DVine Cellars of London to select a case of six wines produced close to the race route, for your enjoyment. UK listeners can buy the case here https://dvinecellars.com/products/cycling-podcast-la-vuelta-2026 . The wines are as follows:  Stage 5: (Falset – Roquetes) – La Servera, Garnatxa (No Sulphites Added), Montsant [Red] Stage 9: (La Vila Joiosa – Alto de Aitana) – Casa Balaguer, Vino Blanco, Alicante [White] Stage 10: (Alcaraz – Elche de la Sierra) – Bodegas Parra Jiménez, 'Larutan' Tempranillo, Castilla [Red] Stage 11: (Cartagena – Lorca) – Casa Castillo, Monastrell, Jumilla [Red] Stage 15: (Palma del Río – Córdoba) – Alvear, '3 Miradas' Vino de Pueblo Blanco 2022, Montilla [White] Stage 18: (El Puerto de Santa María – Jerez de la Frontera) – Bodegas Barbadillo, 'Toto' Palomino Brut, Jerez [Sparkling] Friends of the PodcastSign up as a Friend of the Podcast at thecyclingpodcast.com to listen to new special episodes every month plus a back catalogue of more than 300 exclusive episodes.The 11.01 CappuccinoOur regular email newsletter is now on Substack. Subscribe here for frothy, full-fat updates to enjoy any time (as long as it's after 11am).In Loving Memory of Finlay TarlingFollowing the tragic death of Finlay Tarling in stage 8 of the Volta a Portugal, a fund has been set up, with the blessing of his parents and in Finlay's name, with the goal of providing an opportunity to help future generations of young Welsh riders. You can contribute here: https://www.gofundme.com/f/for-fin-s2u87 The Cannibal & BadgerFriends of the Podcast can join the discussion at our virtual pub, The Cannibal & Badger. A friendly forum to talk about cycling and the podcast. Log in to your Friends of the Podcast account to join in.The Cycling Podcast is on StravaThe Cycling Podcast was founded in 2013 by Richard Moore, Daniel Friebe and Lionel Birnie.

The 2026 Vuelta a España rolls out from Monte Carlo, and we're on the ground for the eleventh straight year to bring you all of the action. Join Daniel Friebe, Michele Pelacci, Larry Warbasse and others for a three-week journey unlike any other.Follow us on social media:Twitter @cycling_podcastInstagram @thecyclingpodcastDVine Cellars 2026 Vuelta wine selection As always at the Grand Tours, we've teamed up with DVine Cellars of London to select a case of six wines produced close to the race route, for your enjoyment. UK listeners can buy the case here https://dvinecellars.com/products/cycling-podcast-la-vuelta-2026 . The wines are as follows:  Stage 5: (Falset – Roquetes) – La Servera, Garnatxa (No Sulphites Added), Montsant [Red] Stage 9: (La Vila Joiosa – Alto de Aitana) – Casa Balaguer, Vino Blanco, Alicante [White] Stage 10: (Alcaraz – Elche de la Sierra) – Bodegas Parra Jiménez, 'Larutan' Tempranillo, Castilla [Red] Stage 11: (Cartagena – Lorca) – Casa Castillo, Monastrell, Jumilla [Red] Stage 15: (Palma del Río – Córdoba) – Alvear, '3 Miradas' Vino de Pueblo Blanco 2022, Montilla [White] Stage 18: (El Puerto de Santa María – Jerez de la Frontera) – Bodegas Barbadillo, 'Toto' Palomino Brut, Jerez [Sparkling] Friends of the PodcastSign up as a Friend of the Podcast at thecyclingpodcast.com to listen to new special episodes every month plus a back catalogue of more than 300 exclusive episodes.The 11.01 CappuccinoOur regular email newsletter is now on Substack. Subscribe here for frothy, full-fat updates to enjoy any time (as long as it's after 11am).In Loving Memory of Finlay TarlingFollowing the tragic death of Finlay Tarling in stage 8 of the Volta a Portugal, a fund has been set up, with the blessing of his parents and in Finlay's name, with the goal of providing an opportunity to help future generations of young Welsh riders. You can contribute here: https://www.gofundme.com/f/for-fin-s2u87 The Cannibal & BadgerFriends of the Podcast can join the discussion at our virtual pub, The Cannibal & Badger. A friendly forum to talk about cycling and the podcast. Log in to your Friends of the Podcast account to join in.The Cycling Podcast is on StravaThe Cycling Podcast was founded in 2013 by Richard Moore, Daniel Friebe and Lionel Birnie.

The 2026 Vuelta a España rolls out from Monte Carlo, and we're on the ground for the eleventh straight year to bring you all of the action. Join Daniel Friebe, Michele Pelacci, Larry Warbasse and others for a three-week journey unlike any other.Episode sponsorsBikmoThe Cycling Podcast is supported by Bikmo, cycle insurance built for cyclists who actually ride.Whether it's a crash, a stolen bike, or your pride and joy arriving at baggage reclaim in three separate pieces – it's covered. Flexible policies you can cancel anytime, 50 per cent off extra household bikes, plus protection for your kit, race entries and travel.Follow us on social media:Twitter @cycling_podcastInstagram @thecyclingpodcastDVine Cellars 2026 Vuelta wine selection As always at the Grand Tours, we've teamed up with DVine Cellars of London to select a case of six wines produced close to the race route, for your enjoyment. UK listeners can buy the case here https://dvinecellars.com/products/cycling-podcast-la-vuelta-2026 . The wines are as follows:  Stage 5: (Falset – Roquetes) – La Servera, Garnatxa (No Sulphites Added), Montsant [Red] Stage 9: (La Vila Joiosa – Alto de Aitana) – Casa Balaguer, Vino Blanco, Alicante [White] Stage 10: (Alcaraz – Elche de la Sierra) – Bodegas Parra Jiménez, 'Larutan' Tempranillo, Castilla [Red] Stage 11: (Cartagena – Lorca) – Casa Castillo, Monastrell, Jumilla [Red] Stage 15: (Palma del Río – Córdoba) – Alvear, '3 Miradas' Vino de Pueblo Blanco 2022, Montilla [White] Stage 18: (El Puerto de Santa María – Jerez de la Frontera) – Bodegas Barbadillo, 'Toto' Palomino Brut, Jerez [Sparkling] Friends of the PodcastSign up as a Friend of the Podcast at thecyclingpodcast.com to listen to new special episodes every month plus a back catalogue of more than 300 exclusive episodes.The 11.01 CappuccinoOur regular email newsletter is now on Substack. Subscribe here for frothy, full-fat updates to enjoy any time (as long as it's after 11am).In Loving Memory of Finlay TarlingFollowing the tragic death of Finlay Tarling in stage 8 of the Volta a Portugal, a fund has been set up, with the blessing of his parents and in Finlay's name, with the goal of providing an opportunity to help future generations of young Welsh riders. You can contribute here: https://www.gofundme.com/f/for-fin-s2u87 The Cannibal & BadgerFriends of the Podcast can join the discussion at our virtual pub, The Cannibal & Badger. A friendly forum to talk about cycling and the podcast. Log in to your Friends of the Podcast account to join in.The Cycling Podcast is on StravaThe Cycling Podcast was founded in 2013 by Richard Moore, Daniel Friebe and Lionel Birnie.

The 2026 Vuelta a España rolls out from Monte Carlo, and we're on the ground for the eleventh straight year to bring you all of the action. Join Daniel Friebe, Michele Pelacci, Larry Warbasse and others for a three-week journey unlike any other.Episode sponsorsNordVPNGet NordVPN two-year plan + four months extra ➼ https://nordvpn.com/tcp It's risk-free with Nord's 30-day money-back guarantee.BikmoThe Cycling Podcast is supported by Bikmo, cycle insurance built for cyclists who actually ride.Whether it's a crash, a stolen bike, or your pride and joy arriving at baggage reclaim in three separate pieces – it's covered. Flexible policies you can cancel anytime, 50 per cent off extra household bikes, plus protection for your kit, race entries and travel.Follow us on social media:Twitter @cycling_podcastInstagram @thecyclingpodcastDVine Cellars 2026 Vuelta wine selection As always at the Grand Tours, we've teamed up with DVine Cellars of London to select a case of six wines produced close to the race route, for your enjoyment. UK listeners can buy the case here https://dvinecellars.com/products/cycling-podcast-la-vuelta-2026 . The wines are as follows:  Stage 5: (Falset – Roquetes) – La Servera, Garnatxa (No Sulphites Added), Montsant [Red] Stage 9: (La Vila Joiosa – Alto de Aitana) – Casa Balaguer, Vino Blanco, Alicante [White] Stage 10: (Alcaraz – Elche de la Sierra) – Bodegas Parra Jiménez, 'Larutan' Tempranillo, Castilla [Red] Stage 11: (Cartagena – Lorca) – Casa Castillo, Monastrell, Jumilla [Red] Stage 15: (Palma del Río – Córdoba) – Alvear, '3 Miradas' Vino de Pueblo Blanco 2022, Montilla [White] Stage 18: (El Puerto de Santa María – Jerez de la Frontera) – Bodegas Barbadillo, 'Toto' Palomino Brut, Jerez [Sparkling] Friends of the PodcastSign up as a Friend of the Podcast at thecyclingpodcast.com to listen to new special episodes every month plus a back catalogue of more than 300 exclusive episodes.The 11.01 CappuccinoOur regular email newsletter is now on Substack. Subscribe here for frothy, full-fat updates to enjoy any time (as long as it's after 11am).In Loving Memory of Finlay TarlingFollowing the tragic death of Finlay Tarling in stage 8 of the Volta a Portugal, a fund has been set up, with the blessing of his parents and in Finlay's name, with the goal of providing an opportunity to help future generations of young Welsh riders. You can contribute here: https://www.gofundme.com/f/for-fin-s2u87 The Cannibal & BadgerFriends of the Podcast can join the discussion at our virtual pub, The Cannibal & Badger. A friendly forum to talk about cycling and the podcast. Log in to your Friends of the Podcast account to join in.The Cycling Podcast is on StravaThe Cycling Podcast was founded in 2013 by Richard Moore, Daniel Friebe and Lionel Birnie.

The 2026 Vuelta a España rolls out from Monte Carlo, and we're on the ground for the eleventh straight year to bring you all of the action. Join Daniel Friebe, Michele Pelacci, Larry Warbasse and others for a three-week journey unlike any other.Episode sponsorsBikmoThe Cycling Podcast is supported by Bikmo, cycle insurance built for cyclists who actually ride.Whether it's a crash, a stolen bike, or your pride and joy arriving at baggage reclaim in three separate pieces – it's covered. Flexible policies you can cancel anytime, 50 per cent off extra household bikes, plus protection for your kit, race entries and travel.Follow us on social media:Twitter @cycling_podcastInstagram @thecyclingpodcastDVine Cellars 2026 Vuelta wine selection As always at the Grand Tours, we've teamed up with DVine Cellars of London to select a case of six wines produced close to the race route, for your enjoyment. UK listeners can buy the case here https://dvinecellars.com/products/cycling-podcast-la-vuelta-2026 . The wines are as follows:  Stage 5: (Falset – Roquetes) – La Servera, Garnatxa (No Sulphites Added), Montsant [Red] Stage 9: (La Vila Joiosa – Alto de Aitana) – Casa Balaguer, Vino Blanco, Alicante [White] Stage 10: (Alcaraz – Elche de la Sierra) – Bodegas Parra Jiménez, 'Larutan' Tempranillo, Castilla [Red] Stage 11: (Cartagena – Lorca) – Casa Castillo, Monastrell, Jumilla [Red] Stage 15: (Palma del Río – Córdoba) – Alvear, '3 Miradas' Vino de Pueblo Blanco 2022, Montilla [White] Stage 18: (El Puerto de Santa María – Jerez de la Frontera) – Bodegas Barbadillo, 'Toto' Palomino Brut, Jerez [Sparkling] Friends of the PodcastSign up as a Friend of the Podcast at thecyclingpodcast.com to listen to new special episodes every month plus a back catalogue of more than 300 exclusive episodes.The 11.01 CappuccinoOur regular email newsletter is now on Substack. Subscribe here for frothy, full-fat updates to enjoy any time (as long as it's after 11am).In Loving Memory of Finlay TarlingFollowing the tragic death of Finlay Tarling in stage 8 of the Volta a Portugal, a fund has been set up, with the blessing of his parents and in Finlay's name, with the goal of providing an opportunity to help future generations of young Welsh riders. You can contribute here: https://www.gofundme.com/f/for-fin-s2u87 The Cannibal & BadgerFriends of the Podcast can join the discussion at our virtual pub, The Cannibal & Badger. A friendly forum to talk about cycling and the podcast. Log in to your Friends of the Podcast account to join in.The Cycling Podcast is on StravaThe Cycling Podcast was founded in 2013 by Richard Moore, Daniel Friebe and Lionel Birnie.

The 2026 Vuelta a España rolls out from Monte Carlo, and we're on the ground for the eleventh straight year to bring you all of the action. Join Daniel Friebe, Michele Pelacci, Larry Warbasse and others for a three-week journey unlike any other.Follow us on social media:Twitter @cycling_podcastInstagram @thecyclingpodcastDVine Cellars 2026 Vuelta wine selection As always at the Grand Tours, we've teamed up with DVine Cellars of London to select a case of six wines produced close to the race route, for your enjoyment. UK listeners can buy the case here https://dvinecellars.com/products/cycling-podcast-la-vuelta-2026 . The wines are as follows:  Stage 5: (Falset – Roquetes) – La Servera, Garnatxa (No Sulphites Added), Montsant [Red] Stage 9: (La Vila Joiosa – Alto de Aitana) – Casa Balaguer, Vino Blanco, Alicante [White] Stage 10: (Alcaraz – Elche de la Sierra) – Bodegas Parra Jiménez, 'Larutan' Tempranillo, Castilla [Red] Stage 11: (Cartagena – Lorca) – Casa Castillo, Monastrell, Jumilla [Red] Stage 15: (Palma del Río – Córdoba) – Alvear, '3 Miradas' Vino de Pueblo Blanco 2022, Montilla [White] Stage 18: (El Puerto de Santa María – Jerez de la Frontera) – Bodegas Barbadillo, 'Toto' Palomino Brut, Jerez [Sparkling] Friends of the PodcastSign up as a Friend of the Podcast at thecyclingpodcast.com to listen to new special episodes every month plus a back catalogue of more than 300 exclusive episodes.The 11.01 CappuccinoOur regular email newsletter is now on Substack. Subscribe here for frothy, full-fat updates to enjoy any time (as long as it's after 11am).In Loving Memory of Finlay TarlingFollowing the tragic death of Finlay Tarling in stage 8 of the Volta a Portugal, a fund has been set up, with the blessing of his parents and in Finlay's name, with the goal of providing an opportunity to help future generations of young Welsh riders. You can contribute here: https://www.gofundme.com/f/for-fin-s2u87 The Cannibal & BadgerFriends of the Podcast can join the discussion at our virtual pub, The Cannibal & Badger. A friendly forum to talk about cycling and the podcast. Log in to your Friends of the Podcast account to join in.The Cycling Podcast is on StravaThe Cycling Podcast was founded in 2013 by Richard Moore, Daniel Friebe and Lionel Birnie.

The 2026 Vuelta a España rolls out from Monte Carlo, and we're on the ground for the eleventh straight year to bring you all of the action. Join Daniel Friebe, Michele Pelacci, Larry Warbasse and others for a three-week journey unlike any other.Follow us on social media:Twitter @cycling_podcastInstagram @thecyclingpodcastDVine Cellars 2026 Vuelta wine selection As always at the Grand Tours, we've teamed up with DVine Cellars of London to select a case of six wines produced close to the race route, for your enjoyment. UK listeners can buy the case here https://dvinecellars.com/products/cycling-podcast-la-vuelta-2026 . The wines are as follows:  Stage 5: (Falset – Roquetes) – La Servera, Garnatxa (No Sulphites Added), Montsant [Red] Stage 9: (La Vila Joiosa – Alto de Aitana) – Casa Balaguer, Vino Blanco, Alicante [White] Stage 10: (Alcaraz – Elche de la Sierra) – Bodegas Parra Jiménez, 'Larutan' Tempranillo, Castilla [Red] Stage 11: (Cartagena – Lorca) – Casa Castillo, Monastrell, Jumilla [Red] Stage 15: (Palma del Río – Córdoba) – Alvear, '3 Miradas' Vino de Pueblo Blanco 2022, Montilla [White] Stage 18: (El Puerto de Santa María – Jerez de la Frontera) – Bodegas Barbadillo, 'Toto' Palomino Brut, Jerez [Sparkling] Friends of the PodcastSign up as a Friend of the Podcast at thecyclingpodcast.com to listen to new special episodes every month plus a back catalogue of more than 300 exclusive episodes.The 11.01 CappuccinoOur regular email newsletter is now on Substack. Subscribe here for frothy, full-fat updates to enjoy any time (as long as it's after 11am).In Loving Memory of Finlay TarlingFollowing the tragic death of Finlay Tarling in stage 8 of the Volta a Portugal, a fund has been set up, with the blessing of his parents and in Finlay's name, with the goal of providing an opportunity to help future generations of young Welsh riders. You can contribute here: https://www.gofundme.com/f/for-fin-s2u87 The Cannibal & BadgerFriends of the Podcast can join the discussion at our virtual pub, The Cannibal & Badger. A friendly forum to talk about cycling and the podcast. Log in to your Friends of the Podcast account to join in.The Cycling Podcast is on StravaThe Cycling Podcast was founded in 2013 by Richard Moore, Daniel Friebe and Lionel Birnie.

Why isn't oil at $200 with the Strait of Hormuz restricted? Rupert Mitchell — "The Blind Squirrel" — argues China has become a monopsony: the swing buyer of crude, putting an effective floor and ceiling on oil prices using storage tanks instead of quotas. He calls it the China Collar, and he thinks it will permanently re-rate energy equities.We also cover why he's buying UK domestic mid-caps "on the bond floor", what replaces bonds now the 60/40 portfolio has stopped working, and the Monte Carlo runs where OpenAI and Anthropic are worth nothing.A 25-year capital markets banker turned independent macro writer, Rupert publishes his own portfolio, losses included.The Blind Squirrel Macro: https://www.blindsquirrelmacro.com/Hypernormal Times: https://jeremymckeown.substack.com/In this episode: An accidental banker: Barings, 1994 — five months before LeesonHong Kong ECM, and why the syndicate desk beat the prospectusInside a Chinese EV startup: "capitalism is a full-body contact sport in China"BYD, Alibaba, Tencent — great company vs. great stockWhy a blind squirrel: strong convictions, loosely heldLeopold Aschenbrenner: the leverage lesson, not the fraud lessonIs AI inflationary or deflationary? Both — and that's the problemValuing OpenAI and Anthropic when 20–45% of scenarios are zerosThe China Collar: monopsony, storage, and the swing buyer of crudeWhy energy should be 2.5x its current S&P weightThe UK on its bond floor: FTSE 250, 12x earnings, battle-hardened managersInvestment trusts: getting paid twice when private equity bidsLife after 60/40: CTAs, long-dated crude, gold — and why not BitcoinEM local currency debt and 40% African exposureThe new Fed chair's straitjacket, and moving the 2% goalpostsDollar/yen, the 30-year JGB, and the Forrest Gump of global macrochina collar, oil price, monopsony, crude oil, energy equities, opec, strait of hormuz, uk equities, ftse 250, investment trusts, closed-end funds, nav discount, 60/40 portfolio, portfolio diversification, cta, managed futures, trend following, gold, emerging market debt, macro investing, rupert mitchell, blind squirrel macro, openai valuation, anthropic valuation, ai bubble, federal reserve, dollar yen, jgb, byd, tencent, china state capitalism.This podcast explores stocks, markets, and capital, examines the role of gold in finance, unpacks tax policy and economics, discusses pathways to financial freedom and retirement, explains how interest rates affect investing, features insights from financial advisers, analyzes inflation, recession, and market volatility, covers the actions of central banks, evaluates different assets, addresses inheritance planning, reviews portfolio construction with bonds and an isa, assesses long-term returns and allocation strategies, explores macro trends, and helps listeners understand risk and pensions.

Chris’s Summary Jim and I are joined again by Dr. Philip Snyder as we continue looking at narrowing the gap between healthspan and lifespan and extending your go-go years. We discuss a listener-submitted article on health-adjusted life expectancy, which argues for concentrating retirement spending in the first decade of retirement rather than following a static, Monte Carlo-based safe withdrawal rate. Dr. Snyder updates his coronary artery calcium scoring correction, introduces the CCTA angiogram for non-calcified plaque, and outlines the four components of exercise, cardio, strength, balance, and flexibility, for maintaining function as we age. Jim’s “Pithy” Summary Chris and I welcome back Dr. Philip Snyder to pick up right where we left off, because folks, this whole thing, all of it, is about extending your go-go years, and I’ll admit this episode gave me some homework of my own. Dr. Snyder corrects something he got wrong last time on coronary artery calcium scoring, breaks down a newer angiogram option for catching the sneaky non-calcified plaque a clean CAC score can miss, and even mentions a blood test called PLAC2 for folks who can’t do the angiogram. A listener sent in a short article about spending more in your first decade of retirement instead of hoarding it for some rainy day that never comes, and it is basically what I have been calling the Fun Number for years. You spend your whole life saving, and then you’re too scared to spend it. My dad used to warn me about the Debbie Downers in his retirement community, folks with plenty of money left but no health left to enjoy it. Nobody wants to be that person, and nobody wants to be the wealthiest person in the graveyard either. Dr. Snyder walks through the four pieces of exercise you need as you get older, cardio, strength, balance, and flexibility, and Chris and I both admit we need a grease gun just to get moving some mornings. We get into tai chi, stretching, why I still cannot make myself do it consistently, and why one-third of people who break a hip never fully bounce back. Show Notes: “The First Decade Retirement Plan” article The post Extending Your Go-Go Years: EDU #2633 appeared first on The Retirement and IRA Show.

The 2026 Vuelta a España rolls out from Monte Carlo at the weekend, and we'll be on the ground for the eleventh straight year to bring you all of the action, starting with our race preview. Before Daniel Friebe and Larry Warbasse assess the route and riders, we reflect on the devastating passing of Finlay Tarling in last week's Volta a Portugal. Harrison Wood was also racing in the Volta. He gives us the rider's perspective of what occurred. For our look ahead to the Vuelta, Larry honestly answers the question of whether he or any of the other riders in the field can realistically hope to beat Tadej Pogačar (clue: it's a fairly resounding ‘no'). Having established that, we look closely at a decidedly spicy route and what opportunities it may offer riders not targeting the GC.In Loving Memory of Finlay TarlingFollowing the tragic death of Finlay Tarling in stage 8 of the Volta a Portugal, a fund has been set up, with the blessing of his parents and in Finlay's name, with the goal of providing an opportunity to help future generations of young Welsh riders. You can contribute here: https://www.gofundme.com/f/for-fin-s2u87 Episode sponsorsNordVPNGet NordVPN two-year plan + four months extra ➼ https://nordvpn.com/tcp It's risk-free with Nord's 30-day money-back guarantee.Follow us on social media:Twitter @cycling_podcastInstagram @thecyclingpodcastFriends of the PodcastSign up as a Friend of the Podcast at thecyclingpodcast.com to listen to new special episodes every month plus a back catalogue of more than 300 exclusive episodes.The 11.01 CappuccinoOur regular email newsletter is now on Substack. Subscribe here for frothy, full-fat updates to enjoy any time (as long as it's after 11am).The Cannibal & BadgerFriends of the Podcast can join the discussion at our virtual pub, The Cannibal & Badger. A friendly forum to talk about cycling and the podcast. Log in to your Friends of the Podcast account to join in.The Cycling Podcast is on StravaThe Cycling Podcast was founded in 2013 by Richard Moore, Daniel Friebe and Lionel Birnie.

Get the 200+ Page Optimal Living Daily Workbook (PDF) - Free. Want to turn today's episode into an actionable plan? Join the Optimal Living Weekly newsletter and I'll send you our 200-page digital workbook immediately. It's packed with the best takeaways from the show, formatted for easy reading and implementation at home. Get your free PDF workbook here: https://oldpodcast.eo.page/join Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3664: Darrow Kirkpatrick explains why most retirement calculators give you a false sense of precision. He walks through the flaws in steady-growth math, Monte Carlo simulations, and history-based models, including how the sequence of returns can sink a portfolio whose average return looks perfectly fine. His takeaway for anyone investing toward retirement is to treat a calculator as a direction indicator rather than a prediction. Read along with the original article(s) here: https://www.caniretireyet.com/why-most-retirement-calculators-dont-work/ Quotes to ponder: "Most retirement calculators are broken." "History might rhyme, but it doesn't precisely repeat itself." "In the end, no retirement calculator can predict the future. All it can tell you is which direction you're headed." Optimal Finance Daily is a daily personal finance podcast where we narrate the best articles on financial independence, investing, saving money, and money management, read to you by a professional narrator so you can grow your wealth a little more every day. Learn more about your ad choices. Visit megaphone.fm/adchoices

In dieser Spezialfolge dreht sich alles um Fragen, die uns mit der Zeit erreicht haben. Es geht um persönliche Einschätzungen und heiße Debatten in der Formel 1. Wir sprechen über aktuell über- und unterschätzte Fahrer – und werfen auch einen Blick in die Historie. Dazu kommen unsere Lieblingsstrecken, Marken, die man mit der  Formel 1 verbindet, unvergessliche Rennen und  Teams, die eigentlich wieder zurückkehren sollten. Persönliche Meinungen und die ein oder andere kontroverse These könnt ihr hier erwarten. Wir sind auch auf Instagram erreichbar: https://www.instagram.com/formulanerdpodcast Wir freuen uns über Kritik, Ideen und weitere Anregungen, um unser kleines Projekt für euch immer Besser zu ... Dieser Podcast wird vermarktet von der Podcastbude.www.podcastbu.de - Full-Service-Podcast-Agentur - Konzeption, Produktion, Vermarktung, Distribution und Hosting.Du möchtest deinen Podcast auch kostenlos hosten und damit Geld verdienen?Dann schaue auf www.kostenlos-hosten.de und informiere dich.Dort erhältst du alle Informationen zu unseren kostenlosen Podcast-Hosting-Angeboten. kostenlos-hosten.de ist ein Produkt der Podcastbude.

In dieser Spezialfolge dreht sich alles um Fragen, die uns mit der Zeit erreicht haben. Es geht um persönliche Einschätzungen und heiße Debatten in der Formel 1. Wir sprechen über aktuell über- und unterschätzte Fahrer – und werfen auch einen Blick in die Historie. Dazu kommen unsere Lieblingsstrecken, Marken, die man mit der  Formel 1 verbindet, unvergessliche Rennen und  Teams, die eigentlich wieder zurückkehren sollten. Persönliche Meinungen und die ein oder andere kontroverse These könnt ihr hier erwarten. Wir sind auch auf Instagram erreichbar: https://www.instagram.com/formulanerdpodcast Wir freuen uns über Kritik, Ideen und weitere Anregungen, um unser kleines Projekt für euch immer Besser zu ... Dieser Podcast wird vermarktet von der Podcastbude.www.podcastbu.de - Full-Service-Podcast-Agentur - Konzeption, Produktion, Vermarktung, Distribution und Hosting.Du möchtest deinen Podcast auch kostenlos hosten und damit Geld verdienen?Dann schaue auf www.kostenlos-hosten.de und informiere dich.Dort erhältst du alle Informationen zu unseren kostenlosen Podcast-Hosting-Angeboten. kostenlos-hosten.de ist ein Produkt der Podcastbude.

On this episode of Simply Money presented by Allworth Financial, Bob and Brian tackle a critical question for investors: what happens if the next decade of market returns doesn’t cooperate—and does your financial plan rely on strong returns just to survive? They break down how to properly stress test your retirement plan using real-world scenarios, Monte Carlo analysis, and the importance of separating must-have expenses from discretionary spending to weather any environment. Plus, they dive into the hidden complexities of restricted stock units (RSUs), including how they’re taxed, vesting schedules, and why they should be treated as a concentrated position in your portfolio. You’ll also hear strategies for protecting your retirement timing from market downturns, how to think through pension lump sum versus income decisions, and smart ways to gift money for major life events without triggering unnecessary taxes.See omnystudio.com/listener for privacy information.

How do you value a memory semiconductor stock like SK Hynix when no one can predict DRAM prices? Equity analyst Shan Rui Yeo walks through the team's Monte Carlo valuation framework: a discounted cash flow run through thousands of scenarios that prices the business on a distribution of returns rather than a single forecast. He also explains how two-times leveraged single-stock ETFs have been amplifying SK Hynix's daily price swings, why regulators and Korean brokers are responding to retail leverage, and why flow-driven volatility can be a gift for long-term investors. The through-line: memory can be cyclical, structurally growing, and wealth-creating all at once. 0:00 - Introduction & Disclaimer 0:21 - How Do You Value a Memory Stock Amid Huge Uncertainty? 0:54 - Monte Carlo Valuation: Pricing SK Hynix on a Distribution of Outcomes 5:27 - Day-to-Day Volatility: Fundamentals or Flows? 6:17 - How 2x Leveraged Single-Stock ETFs Amplify SK Hynix Price Swings 9:40 - What Investors Underappreciate About the Memory Industry 10:21 - Closing Thoughts & Subscribe Key Takeaways Key uncertain variables (DRAM prices, supply response, China risk) are modelled as ranges and run through thousands of scenarios; the output is a distribution of returns, treated stochastically. SK Hynix scenarios: bull (prices hold through the decade), realistic (decline from 2028 as supply arrives), bear (accelerated decline on over-investment and Chinese supply). The test is being paid adequately across the whole distribution, not picking the right scenario; the distribution centred around 12% with positive skew. New data points (LTAs signed, capacity expansion) update the distributions; position sizing follows the shape, and the team trimmed as the shares ran. Two-times leveraged ETFs rebalance by buying after rises and selling after falls, amplifying 10 to 15% daily moves in SK Hynix. Flow-driven volatility widens the gap between price and value, which long-term investors can use. Memory can be cyclical, structurally growing, and wealth-creating at the same time. Host: Rob Campbell, CFA, Institutional Portfolio Manager Guest: Shan Rui Yeo, CFA, Equity Analyst This episode is available for download anywhere you get your podcasts. Founded in 1974, Mawer Investment Management Ltd. (pronounced "more") is a privately owned independent investment firm managing assets for institutional and individual investors. Mawer employs over 250 people in Canada, U.S., and Singapore. Visit us at: https://www.youtube.com/@MawerInvestment https://www.mawer.com https://www.linkedin.com/company/mawer-investment-management/ https://www.instagram.com/mawerinvestmentmanagement/ #ArtOfBoring #MawerInvestmentManagement #MawerInvestment #Podcast #Finance #Investing #semiconductor #tech #techexplained #memory #skhynix

At an elegant table in Monte Carlo, alcohol catches fire beside a plate of crêpes. The crêpes are served anyway, and according to the story, a mistake becomes crêpes Suzette. In this episode, we discover five French sweets said to have been born from mistakes. From the Carambar and tarte Tatin to the kouign-amann and bêtises de Cambrai, each one reveals a small story about French regions, words, memories, and traditions.

Click to Subscribe: https://bit.ly/Youtube-Subscribe-SoapDirt Bold and the Beautiful spoilers show that Steffy Forrester (Jacqueline MacInnes Wood) finds herself in danger during a trip to Monaco, leading to a life-altering event. RJ Forrester (Brayan Nicoletti) develops a plan involving Electra Forrester (Laneya Grace), much to the surprise of others. Meanwhile, Brooke Logan (Katherine Kelly Lang) faces a new challenge related to her sister. B&B spoilers reveal that RJ's plan to replace Hope Logan (Annika Noelle) with Electra at the helm of Forrester Creations' youth line causes a stir. Simultaneously, Steffy, Ridge Forrester (Thorsten Kaye), and Brooke are in Monte Carlo to mend Forrester's international relations. Fannie Grayson (Elsa Esnoult) brings upsetting news to Brooke, possibly about a collaboration with Katie Logan (Heather Tom) at House of Logan.  The Bold and the Beautiful spoilers indicate that in LA, Deacon Sharpe (Sean Kanan) seizes an opportunity with Taylor Hayes (Rebecca Budig) and proposes to her. Steffy and Finn (Tanner Novlan) also reunite in Monaco, with Sheila Carter (Kimberlin Brown) closely following their every move. Steffy spots Sheila on the beach, leading to a heated confrontation.  B&B spoilers hint that Daphne Rose (Murielle Hilaire) opens up to Carter Walton (Lawrence Saint-Victor) about her heartbreaking early menopause diagnosis, leading to a discussion about alternative family planning methods. The week concludes with a life-changing event for Steffy, possibly involving Sheila.  This episode was hosted by Belynda Gates-Turner for the #1 Soap Opera Channel, Soap Dirt. Visit our Bold and the Beautiful section of Soap Dirt: https://soapdirt.com/category/bold-and-the-beautiful/ Listen to our Podcasts: https://soapdirt.podbean.com/ And Check out our always up-to-date Bold and the Beautiful Spoilers page at: https://soapdirt.com/bold-and-the-beautiful-spoilers/ Check Out our Social Media... Twitter: https://twitter.com/SoapDirtTV Facebook: https://www.facebook.com/SoapDirt Pinterest: https://www.pinterest.com/soapdirt/ TikTok: https://www.tiktok.com/@soapdirt Instagram: https://www.instagram.com/soapdirt/

Click to Subscribe: https://bit.ly/Youtube-Subscribe-SoapDirt Bold and the Beautiful 2-Week Spoilers for August 3-14, 2026 anticipate that Steffy Forrester (Jacqueline MacInnes Wood) experiences an emotional rollercoaster in Monaco, while Bill Spencer (Don Diamont) sternly advises his son. Meanwhile, Melissa Dylan (Sydney Bullock) seems to get her way, and Katie Logan (Heather Tom) senses something amiss. Sheila Carter (Kimberlin Brown) persists with her schemes. Finn (Tanner Novlan) seeks guidance from his adoptive mother, Li Finnegan (Naomi Matsuda), as he is conflicted about his relationship with Steffy and Sheila.  B&B spoilers reveal that Electra Forrester (Laneya Grace) and Will Spencer (Crew Morrow) reach a breaking point and part ways. Dylan eyes the influential Spencer family, causing Electra to label her as a gold digger. Carter Walton (Lawrence Saint-Victor) grapples with Daphne Rose's (Murielle Hilaire) devastating diagnosis and reassures her of his unwavering love.  Spoilers for Bold and Beautiful suggest that at the Forrester mansion, Electra attempts to move on from Will, while RJ Forrester (Brayan Nicoletti) offers comfort. Katie and Dylan's first meeting goes awry as Katie sees Dylan as a threat to Will's relationship with Electra. Steffy offers a helping hand to Carter. Wyatt Spencer (Darin Brooks) advises Will against pining for Electra.  More B&B spoilers divulge that Bill encourages Will to seek a new love interest, and Katie grows suspicious of Dylan's past. Upon reaching Monaco, Steffy is hopeful of resolving her issues with Sheila, but things don't go as planned. Deacon Sharpe (Sean Kanan) plans to take his relationship with Taylor Hayes (Rebecca Budig) to the next level.  Bold and the Beautiful spoilers ring excitement as Steffy and Finn, along with Ridge Forrester (Thorsten Kaye) and Brooke Logan (Katherine Kelly Lang), bask in Monte Carlo's beauty. Deacon and Taylor enjoy some quiet time, while Dylan and Will share a steamy night. Electra grows closer to RJ, while Sheila lurks behind Finn. Carter and Daphne explore alternative ways to start their family, and Katie investigates Dylan's past, potentially unearthing links to Remy Pryce (Christian Weissmann) the weeks of 08/03-08/14/2026. Soap Dirt has grown to the most subscribed to YouTube soap opera channel. Visit our Bold and the Beautiful section of Soap Dirt: https://soapdirt.com/category/bold-and-the-beautiful/ Listen to our Podcasts: https://soapdirt.podbean.com/ And Check out our always up-to-date Bold and the Beautiful Spoilers page at: https://soapdirt.com/bold-and-the-beautiful-spoilers/ Check Out our Social Media... Twitter: https://twitter.com/SoapDirtTV Facebook: https://www.facebook.com/SoapDirt Pinterest: https://www.pinterest.com/soapdirt/ TikTok: https://www.tiktok.com/@soapdirt Instagram: https://www.instagram.com/soapdirt/

In this episode we answer emails from Luc, (from Quebec!), Nick, and Isaiah.  We discuss surviving ugly drawdowns and bad decades, building a risk parity portfolio that still grows, momentum funds, avoiding fund hopping, and treating health like a real priority. And THEN we our go through our weekly portfolio reviews of the eight sample portfolios you can find at Portfolios | Risk Parity Radio.Links:Father McKenna Center Donation Page (please mention Risk Parity Radio in the comment section with your donation):  Donate - Father McKenna Center Catching Up To FI With Ben Carlson:  Risk & Reward: Stress Testing the Long Term Buy and Hold Strategy | Ben Carlson | 225Portfolio Comparison Starting In 2000:  Portfolio Backtester for ETFs and Asset Allocation | testfolioPortfolio Charts Heat Map Chart:  Heat Map – Portfolio ChartsPortfolio Charts Article:  Minimize Your Miss – Portfolio ChartsBreathless Unedited AI-Bot Summary:Imagine retiring into a market that refuses to cooperate. A listener asks the question most withdrawal rate debates dodge: could you keep taking inflation-adjusted withdrawals while your balance shrinks through a 2000-style lost decade, and what would make you cut spending in real time?We walk through how we think about drawdowns, sequence of returns risk, and why “toughing it out” is easier when the portfolio is built for multiple economic outcomes. That leads to practical stress testing: using historical analysis, TestFol.io, and Portfolio Charts heat maps to compare risk parity portfolios, a 60/40, and classic three-fund approaches under the worst start dates. We also share why Monte Carlo alone can be misleading if it relies on simplified assumptions instead of real historical regimes.Next, we tackle a portfolio construction email that hits a modern dilemma: can you be too diversified in a risk parity setup? We unpack a Golden Ratio-style allocation with US and international equity sleeves, small cap value, momentum funds, long-term Treasuries, gold, managed futures, and cash. We discuss when that mix makes sense for decumulation versus accumulation, how momentum can function as a growth proxy, and the one behavior that reliably breaks good plans: fund hopping.We end with a thoughtful note on the “life portfolio” many investors ignore: health. Exercise, consistency, convenience, and even medical support come up as we talk about aligning money decisions with longevity and day-to-day vitality.If this helped you think more clearly about retirement withdrawals, risk parity investing, and building a plan you can stick with, subscribe, share the show, and leave a review.Support the show

Most Traders Chase Win Rates… That’s the Problem  Podcast: Find out more about Blueberry Markets – Click Here Find out more about my Online Video Forex Course Book a Call with Andrew or one of his team now Click Here to Attend my Free Masterclass #644: Most Traders Chase Win Rates… That’s the Problem In this video: 00:22 – Paul Tillman – Director of Coaching at TFTC 00:53 – On holiday/vacation in Europe and trading. 01:44 – As a trader, be prepared for the unexpected. 02:40 – Casino win rate and your trading win rate. 03:30 – High reward:risk trading in trading is key. 04:35 – Monte Carlo Casino visit. Here is the complete transcription with the timestamps and speaker labels removed and number words changed to numerals: How would you like to achieve a win rate in the forex market that’s much less than you can even get here at the casino? Let’s talk about that and more right now. Paul Tillman – Director of Coaching at TFTC Hello traders, this is Paul Tillman. I’m the Director of Coaching Services here at The Forex Trading Coach, and this is video and podcast number 644. I want to talk about 2 things today that we encounter in the forex market. The 1st one is expect the unexpected for trading, and the 2nd one is achieving a lower win rate, much lower than you can get here at the casino in Monte Carlo. But you can get that rate achieved in the forex market and still do very well in your trading journey. So 1st is expect the unexpected. On holiday/vacation in Europe and trading. My family and I, we’ve been in Europe for the last 11 days. We started out in Paris and got to Disney, and then came down to Barcelona, Spain. And lo and behold, we found out that my wife was missing her passport. So we’re in another country. Talk about things going unexpectedly. So just like in the forex market, we had to pivot. I had to take a flight back up to Paris, come back down to Spain, and then find the passport, get it, come back down, and meet the family just so we can be on this cruise right now. So what does that mean for the forex market? Well, many people think it’s a get-rich-quick scheme. People show you spreadsheets. “Oh, it’s so easy all the time. You can just sprint to the finish line and it’s not a big deal, and you can just get rich fast.” And that’s just not true. As a trader, be prepared for the unexpected. You’re going to have unexpected things happen in the forex market, just like our trip, all the time. You’re going to have spreads that you have to deal with. You’re going to have price spikes you have to deal with. You may not have a certain pair on your broker platform. You may miss a time frame change. You miss a trade. A trade may not fill you in. All these unexpected things that can happen on a trip can certainly happen in the forex market. You’ve got to be adaptable. Yeah, I was adaptable and took an early morning flight to save my family so we could go on a cruise and get home back to the US, back to North Carolina, where we live. And in the trading markets, you’ve got to adapt to all of that. You know, it’s also news trading. What if you have round numbers and full Winter Band support? All of these things you have to account for, and the unexpected can certainly happen. But to succeed, you’ve got to deal with that. Well, the 2nd thing I want to talk to you about is the win rate. Casino win rate and your trading win rate. So here at the casino, many of the games you might have a 47%-48% chance to win. And that’s because the house always has the advantage. So you’ve got a little bit less than a 50-50 chance of winning consistently in the long run in the casino. The great thing about the forex market is, and the way we trade with consistent risk management and a great reward-to-risk, great trading is all about reward-to-risk in the markets. I’m talking about 2-to-1 trades, 2.5-to-1, 3-to-1, 4-to-1. We’re in some great British pound weekly chart trades just this week that, on the market orders, can have upwards of 5-to-1, 6-to-1, or 7-to-1 in the market. And so you can do very well with, say, a rate of even 35%-40%. High reward:risk trading in trading is key. So it’s the 1 thing in the world, really, that you can get a less than 50% win rate and still achieve great results. Different things like sports. Our Carolina Hurricanes had a much bigger than 50% win rate, and they got in the playoffs and just won their 1st Stanley Cup in the last 20 years. Even in all sports like tennis, you’ve got to win more than 50% of the points. In basketball, football, you’ve got to make more than 50% of your kicks and all that. But in trading, you can have that lower win rate and you can still do extremely well. So what are we talking about today? Expect the unexpected when it comes to trading. Be adaptable, willing to make changes on the fly. Have a routine, even though things are there, subjectivity there. Then you’ve just got to go with the unexpected, trade your plan, and get it going. With the casino and the win rate, then you’ve got to make sure you have a decent win rate, but it doesn’t have to be 50-50. Monte Carlo Casino visit. So I’m heading here. Going to go have a look at the casino, see if I can get that win rate for a little bit, and then head back on our cruise and our trip. Andrew will be back next week, but great to talk to you here from our Tillman trip in Europe, and we’ll see you next week. Episode Title: #644: Most Traders Chase Win Rates… That’s the Problem Find out more about Blueberry Markets – Click Here Find out more about my Online Video Forex Course Book a Call with Andrew or one of his team now Click Here to Attend my Free Masterclass

Click to Subscribe: https://bit.ly/Youtube-Subscribe-SoapDirt Bold and the Beautiful spoilers show that Will Spencer (Crew Morrow), grappling with his relationship woes, finds himself under scrutiny. Sheila Carter (Kimberlin Brown) continues her sinister stalking, setting the stage for an intense showdown. The week also marks the beginning of the Monte Carlo location episodes, adding romance, battles, and exotic landscapes to the mix. B&B spoilers reveal that Will Spencer and Electra Forrester's (Laneya Grace) relationship reaches a bleak standstill, leading to a painful confrontation. Finn (Tanner Novlan) seeks advice from his mother, Li Finnegan (Naomi Matsuda), about his complex situation with Steffy Forrester (Jacqueline MacInnes Wood) and his biological mother, Sheila. The Bold and the Beautiful spoilers indicate that Electra makes attempts to move on from Will, while RJ Forrester (Brayan Nicoletti) and Dylan (Sydney Bullock) have a conversation that could potentially change the dynamics of their relationships. Carter Walton (Lawrence Saint-Victor) and Daphne Rose (Murielle Hilaire) grapple with Daphne's heartbreaking diagnosis of early menopause, impacting their future plans. B&B spoilers hint that Wyatt Spencer (Darin Brooks) uncovers the truth about Will's mysterious overnight guest, stirring up more drama. Katie Logan (Heather Tom) and Dylan's first encounter turns out to be an intense one, leading to a series of suspicions about Dylan's past. More Bold and the Beautiful weekly spoilers confirm that Deacon Sharpe (Sean Kanan) is ready to take his relationship with Taylor Hayes (Rebecca Budig) to the next level. Meanwhile, Steffy, who has arrived in Monaco, feels hopeful about her future with Finn. However, the unexpected appearance of Sheila Carter adds a twist to the tale. The Soap Dirt podcast made the Top 100 List for Apple Podcast's Entertainment News Category. Visit our Bold and the Beautiful section of Soap Dirt: https://soapdirt.com/category/bold-and-the-beautiful/ Listen to our Podcasts: https://soapdirt.podbean.com/ And Check out our always up-to-date Bold and the Beautiful Spoilers page at: https://soapdirt.com/bold-and-the-beautiful-spoilers/ Check Out our Social Media... Twitter: https://twitter.com/SoapDirtTV Facebook: https://www.facebook.com/SoapDirt Pinterest: https://www.pinterest.com/soapdirt/ TikTok: https://www.tiktok.com/@soapdirt Instagram: https://www.instagram.com/soapdirt/

This bonus episode was recorded during a female-led (women make the first move) hedonism meets glamour cruise in the gorgeous Mediterranean put on by Killing Kittens. For six days and nights Amy and her parter taught workshops such as How to Pamper Your Partner, Oral Sex 101, Dirty Talk Murder Mystery, and more - all while visiting stunning locations such as Mallorca, Monte Carlo, Florence and Portofino. This episode includes an interview with an adventurous couple who share their experiences on their first sexy cruise. From explorations in the dungeon to working with a professional Domme to making new friends, this episode gives you a sneak peak into what really goes on behind the scenes on a female-led hedonistic cruise - Killing Kittens Style. To learn more about Killing Kittens and their upcoming offerings (they have a number of cruises coming up in 2027 including another Mediterranean voyage - only this time it goes to Croatia!): https://kkcruise.com https://www.killingkittens.com Come to our October 2026 Couple's retreats! Learn more and reserve your spot here: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.shamelesssex.com/retreat⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Do you love us? Do you REALLY love us? Then order ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠our book⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ now! Go to ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠shamelesssex.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ to snag your copy Support Shameless Sex by sending us gifts via our ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Amazon Wish List⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Follow us on IG ⁠⁠⁠⁠⁠⁠⁠⁠@shamelesssexpodcast ⁠⁠⁠⁠⁠⁠⁠⁠ Other links: Get 10% off + free shipping with code SHAMELESS on Uberlube AKA our favorite lubricant at ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠http://uberlube.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Get 15% off our favorite sex toys with code SHAMELESSSEX at ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠http://purepleasureshop.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

El Gran Premio de Hungría dejó varias noticias importantes, pero una de las más esperadas estaba lejos de la victoria: Aston Martin llegó a Budapest con un coche profundamente renovado y, por primera vez en mucho tiempo, con señales reales de mejora. Otro de los temas estrella de esta semana y que se trata a fondo en el segundo episodio de la semana del Podcast Técnica Fórmula 1. No fue un milagro. Tampoco podía serlo. El equipo venía de una situación durísima, con carreras en las que Fernando Alonso había terminado doblado dos veces y con un coche que parecía incapaz de competir incluso con rivales de la zona baja. Pretender que una evolución aerodinámica colocara de golpe al Aston Martin en la pelea por podios habría sido vender humo. Pero el avance existió. Y eso importa. La mejora fue amplia, no un simple retoque. El coche apareció renovado en distintas áreas y, sobre todo, funcionó. El resultado todavía no basta para hablar de resurrección, pero sí para cambiar el tono del análisis: Aston Martin ya no parece exactamente el equipo desorientado de semanas anteriores, ese conjunto que iba de un lado a otro sin una dirección reconocible. No ha sido una casualidad. Un salto técnico de este tipo no se consigue por casualidad. Para evolucionar un coche de forma tan amplia y que las piezas trabajen con cierta coherencia, los departamentos tienen que estar coordinados. Puede faltar mucho, pero al menos ya se percibe un hilo. Una buena noticia, si pensamos en la situación desde la que partía el equipo. La lectura debe ser prudente. Hungría es un circuito muy particular, más lento, más revirado y menos dependiente de la velocidad pura que Spa. Además, Aston Martin todavía no cuenta con el nuevo motor que debería llegar en Zandvoort. Por eso la valoración más justa tendrá que hacerse después del parón, cuando el coche tenga también esa segunda pieza del plan. Aun así, Budapest permite hablar de un equipo que empieza a levantarse. No para luchar por victorias, ni siquiera necesariamente por puntos de forma regular, sino para salir del ridículo competitivo en el que había caído. Y no hacer más el rídiculo es un gran paso para un equipo que aspiraba (y sigue aspirando) a todo. También cambia la percepción interna. Los grandes saltos técnicos no sólo se miden en décimas. Se miden en moral, en confianza y en la sensación de que el trabajo de fábrica empieza a tener sentido. Para Alonso, para Stroll y para todo el grupo humano de Aston Martin, Hungría podía ser un punto de ruptura, de inflexión. No será la solución final, pero sí una muy buena señal de por dónde hay que seguir construyendo. Mientras, en el WRC, llegamos a Finlandia. Mientras la Fórmula 1 empieza a mirar hacia el parón de verano, el Mundial de Rallies afronta una de sus citas más espectaculares: Finlandia. Para qué negarlo, junto a Montecarlo y Japón, y quizás por encima de ellas, una de mis citas preferidas. Si Estonia ya fue una prueba rápida, el Rally de Finlandia es otra dimensión. Saltos, pistas rapidísimas, confianza absoluta en las notas y una exigencia extrema para pilotos y copilotos. Además, llega con el campeonato al rojo vivo: Sami Pajari viene de ganar en Estonia y de meterse en la conversación del Mundial con una progresión que ya no puede considerarse casual. Elfyn Evans sigue liderando, pero no puede limitarse eternamente a conservar. Ogier no consiguió en Estonia todos los puntos que necesitaba, aunque con él nunca conviene hacer cuentas definitivas. Y Solberg, después de su segundo puesto, vuelve a tener argumentos para creer. Finlandia obliga a arriesgar. No es un rally para especular demasiado si se quiere pelear por el título. La velocidad es tan alta y las diferencias pueden ser tan pequeñas que cualquier duda se paga. Pero también es una prueba donde el exceso de ambición puede acabar en un error enorme. Ese equilibrio entre atacar y sobrevivir será una de las claves. Para los pilotos nórdicos, Finlandia tiene siempre un punto especial. Conocen el tipo de terreno, entienden los saltos, leen mejor la evolución de las pistas y suelen moverse con una confianza difícil de igualar. Para el resto, es uno de esos rallies donde hay que encontrar ritmo muy pronto o aceptar que la carrera se escapa. Así que empezaremos las vacaciones con el corazón “contento”: en Fórmula 1, Aston Martin empieza a demostrar que no todo estaba perdido, aunque todavía falte mucho para hablar de recuperación real; en rallies, Finlandia puede marcar un antes y un después en un Mundial que se ha apretado justo cuando la temporada entra en su tramo decisivo. Escucha el episodio completo en la app de iVoox, o descubre todo el catálogo de iVoox Originals

Host Michael Connaughton is joined by Robert Michaud, Co-Founder and Chief Investment Officer of New Frontier. Robert Michaud is co-founder and Chief Investment Officer of New Frontier Advisors, LLC. He brings over 25 years of financial innovations and investment management experience to serve the needs of financial advisors and institutional clients for optimal financial outcomes with four U.S. patents in portfolio optimization and rebalancing technology.  We discuss: Origins & Optimization: Robert shares his journey in quant finance and explains how Monte Carlo resampling fixes classical Markowitz theory's reliance on "perfect foresight". ETFs, Taxes, & Direct Indexing: Covers New Frontier's early ETF strategist models, comparing ETF efficiency to direct indexing while emphasizing risk management over short-term tax alpha. Crypto, Active Management, & Goals: Highlights targeted active strategies in fixed income, evaluating crypto and gold strictly for diversification, and aligning portfolios with personal client goals.   More on Robert and New Frontier https://www.newfrontieradvisors.com/   Jeffrey Megar, CFA Client Portfolio Solutions | New Frontier Advisors, LLC P (617) 648-3906 | M (617) 939-4526 E jmegar@newfrontieradvisors.com

Click to Subscribe: https://bit.ly/Youtube-Subscribe-SoapDirt Bold and the Beautiful 2-Week Spoilers for July 27 - August 7, 2026 feature a dilemma for Finn (Tanner Novlan) between his biological mother, Sheila Carter (Kimberlin Brown), and his wife, Steffy Forrester's (Jacqueline MacInnes Wood) unwavering ultimatum. Bill Spencer (Don Diamont) also delivers a warning to his son, Will Spencer (Crew Morrow), that hits close to home.  B&B spoilers reveal that Dylan (Sydney Bullock) wakes up in Will's arms, making bold moves for him just minutes after his breakup with Electra Forrester (Laneya Grace). However, Dylan's pursuit of Will might jeopardize her job as Electra threatens to fire her. Meanwhile, Steffy's ranting at Hope Logan (Annika Noelle) at Logan, accusing her of pulling a grenade pin and starting a war.  Spoilers for Bold and Beautiful suggest that Finn promises his loyalty to Steffy and agrees to her ultimatum, putting her before Sheila. The tension rises as Dylan confesses her night of passion with Will to Electra, causing a possible rift in their friendship. Taylor Hayes (Rebecca Budig) warns Steffy after noticing Finn's softening stance towards Sheila. Meanwhile, Sheila opens up to Li Finnegan (Naomi Matsuda) about her desperation to re-enter Finn and Hayes Forrester Finnegan's (Bryan David Garlick) lives.  Bold and Beautiful Spoilers expect that Brooke Logan (Katherine Kelly Lang) and Ridge Forrester (Thorsten Kaye) head to Monte Carlo for Forrester Business, followed by Sheila. A dramatic encounter occurs when Steffy spots Sheila on the beach, leading to a life-changing event for everyone involved. Back in LA, Will attempts to smooth things over with Electra, despite his recent closeness with Dylan. As tensions rise, both Dylan and RJ Forrester (Brayan Nicoletti) encourage Electra to forget about Will, leading to a potential revenge plot the weeks of 07/27-08/07/2026. You are listening to Belynda from Soap Dirt. The most listened to podcast for soap operas. Visit our Bold and the Beautiful section of Soap Dirt: https://soapdirt.com/category/bold-and-the-beautiful/ Listen to our Podcasts: https://soapdirt.podbean.com/ And Check out our always up-to-date Bold and the Beautiful Spoilers page at: https://soapdirt.com/bold-and-the-beautiful-spoilers/ Check Out our Social Media... Twitter: https://twitter.com/SoapDirtTV Facebook: https://www.facebook.com/SoapDirt Pinterest: https://www.pinterest.com/soapdirt/ TikTok: https://www.tiktok.com/@soapdirt Instagram: https://www.instagram.com/soapdirt/

Journée Grangier le 4 juin à l'IOGS Journée dédiée à Philippe Grangier qui retraçait le parcours scientifique de ce dernier avec des témoignages des scientifiques qu'il a encadrés (thésards, post-docs) et avec qui il a collaboré. Programme https://grangier26.sciencesconf.org/resource/page/id/1Vidéos https://www.youtube.com/live/7aQScUtzvdE?si=ix_s-t0HppbHqw0tSlides Olivier https://www.oezratty.net/Files/Conferences/Olivier%20Ezratty%20AI%20for%20Philippe%20Grangier%20Day%20Jun2026.pdf France Quantum le 16 juin à Station F Un beau succès avec 1200 participants et plus de 20 stands.Prix du chercheur à Julien Laurat et de la startup de l'année à Quobly.Replay https://www.youtube.com/watch?v=005TX0IPqMA&list=PLHy9A3t7TeETvyZJIvPkexfFmwVjChkkeSlides Olivier https://www.oezratty.net/Files/Conferences/Olivier%20Ezratty%20France%20Quantum%20FTQC%20challenges%20June2026.pdf Vivatech du 16 au 20 juinReplay table ronde cybersécurité https://www.dailymotion.com/video/xagml3m IQT Nordics à Oslo des 22 au 24 juinSlides Olivier https://www.oezratty.net/Files/Conferences/Olivier%20Ezratty%20QEI%20IQT%20Nordics%20Jun2026.pdf Panorama de toutes les voies technologiques de l'ordinateur quantique à Grenoble les 25 et 26 juinSéminaire d'une journée et demie organisée par la Maison du Quantique Grenoble-Alpes / le Hub Quantiquehttps://quantalps.univ-grenoble-alpes.fr/quantum-technologies-deep-dive-1713265.kjsp Quantum Koreahttps://quantum-korea.kr/ko/main ContenusCours de Jean Dalibard au Collège de France https://www.college-de-france.fr/fr/agenda/cours/fluides-quantiques-couples-et-jonctions-josephsonUn podcast d'Alain Aspect avec l'Académie Française. https://podcasts.institutdefrance.fr/emissions/en-habit-vert/de-la-physique-quantique-a-lacademie-francaise-avec-alain-aspect-prix-nobel-de-physique Evénements à venir IEEE Quantum Week à Toronto des 13 au 18 septembre (agenda). Quantum Datacenter Alliance forum 2026, October 1st, Londres. J'y interviens pour la QEI.QEC 2027 sera à Paris, des 7 au 11 juin 2027. Les soumissions de contributions doivent se faire d'ici le 31 janvier 2027.Journée QuantAlps à Grenoble, 8 et 9 octobre (inscription).Forum Teratec 20 et 21 octobre au Palais des Congrès à Paris.GDR TEQ 2026 à l'ENS Paris Saclay les 4, 5 et 6 novembre (inscriptions). 110€ pour les gens normaux, 55€ pour les étudiants.World Quantum Cannes Festival, 17 et 18 novembre (agenda).EQTC 2026 à Dublin du 30 novembre au 3 décembre. J'y interviens au titre du Q-CAB. France Levée de fonds de Quobly$115M. Troisième startup française à lever plus de 100M€ après Pasqal et Alice&Bob. https://presse.bpifrance.fr/quobly-leve-115-millions-deuros-en-serie-a-pour-commercialiser-ses-ordinateurs-quantiques-sur-silicium/ Alice & Bob Ils communiquent sur la notion de qubits logiques. Mais attention à ne pas oublier les fonctionnalités de la FTQC.https://alice-bob.com/blog/not-all-logical-qubits-are-created-equal-heres-how-to-benchmark-them/https://alice-bob.com/wp-content/uploads/2026/06/Five-criteria-to-benchmark-logical-qubit-claims.pdfHelium est officiellement lancé avec 18 qubits physiques, pour l'instant qui fonctionnent chez Alice & Bob et doivent être livrés au TGCC en 2027.https://alice-bob.com/blog/this-is-not-a-product-launch/ Papier de Xavier Waintal sur le quantum annealingNotion de bruit et d'erreur intégrée dans l'appréciation.A fidelity metric for quantum annealing benchmarked by extreme scaling quantum Monte-Carlo simulations by Gabriel Gouraud, Miha Srdinsek, and Xavier Waintal, arXiv, June 2026 (19 pages). Rapport Cour des Comptes sur le quantiqueLe rapport fait 128 pages. https://www.ccomptes.fr/fr/publications/le-soutien-linformatique-quantique-premier-bilan-et-perspectivesPapier de Victor Kerros dans Quantum Times sur la consumérisation du calcul quantiquehttps://quantum-times.com/will-quantum-computing-ever-become-consumer-technology/ International EuropeFanny Bouton et Elham Kashefi intègrent le Q-CAB. Le draft de la roadmap EU SRIA 2026 est disponible pour commentaires. https://qt.eu/about-quantum-flagship/SRIA USADeux executive orders de POTUS publiés le 22 juin. Un sur la PQC et un autre sur l'effort dans le calcul quantique dont le niveau d'intérêt stratégique augmente.

Click to Subscribe: https://bit.ly/Youtube-Subscribe-SoapDirt Bold and the Beautiful spoilers for July 27 - 31, 2026 are set to explode with thrilling scenes and unexpected plot twists. Brooke Logan (Katherine Kelly Lang) will be brutally honest with a loved one, and Bill Spencer (Don Diamont) will find himself disgusted by a situation involving Katie Logan (Heather Tom) and Will Spencer (Crew Morrow). In addition, some of the Forrester clan, including Eric Forrester (John McCook), pack up and leave for Monaco, adding an international flavor to the mix. During the week from July 27th to 31st, Dylan (played by Sydney Bullock) makes her move, while Hope Logan (Annika Noelle) gets to work. Meanwhile, tensions between the Forresters and Spencers escalate, with RJ Forrester (Brayan Nicoletti) and Will Spencer finding themselves in a messy situation that results in Eric Forrester being accidentally punched by Will. Electra Forrester (Laneya Grace) is expected to be harsh with Will, hinting at the end of their relationship. B&B spoilers suggest that Brooke Logan and Ridge Forrester (Thorsten Kaye) rush to the Forrester mansion as they receive news of the incident. The confrontation between the Forresters and Katie Logan over the incident leads to Brooke cutting ties with Katie, leaving her utterly shocked. Dylan and Will growing closer, with Dylan being the only one truly there for Will amidst the turmoil.  Spoilers for Bold and Beautiful indicate that Hope and Deke Sharpe (Harrison Cone) get down to work on the new collection at Logan. The week concludes with a business trip to Monaco for Steffy Forrester (Jacqueline MacInnes Wood), Brooke, and Ridge, with Finn (Tanner Novlan) in tow. However, the trip takes a dramatic turn when Finn's biological mother, Sheila Carter (Kimberlin Brown), decides to follow them to Monte Carlo. This episode was hosted by Belynda Gates-Turner for the #1 Soap Opera Channel, Soap Dirt. Visit our Bold and the Beautiful section of Soap Dirt: https://soapdirt.com/category/bold-and-the-beautiful/ Listen to our Podcasts: https://soapdirt.podbean.com/ And Check out our always up-to-date Bold and the Beautiful Spoilers page at: https://soapdirt.com/bold-and-the-beautiful-spoilers/ Check Out our Social Media... Twitter: https://twitter.com/SoapDirtTV Facebook: https://www.facebook.com/SoapDirt Pinterest: https://www.pinterest.com/soapdirt/ TikTok: https://www.tiktok.com/@soapdirt Instagram: https://www.instagram.com/soapdirt/

On this episode of The Dentist Money Show, Matt and Will break down the Monte Carlo simulation, a mathematical method that uses probability to estimate a range of possible outcomes in uncertain situations. They explore the surprising history behind Monte Carlo simulations, explain why the simulations are used to evaluate risk instead of predict the future, and discuss how dentists can apply this framework to retirement planning, compare financial trade-offs, and make more confident decisions in the face of uncertainty. Whether you're years away from retirement or starting to think about your exit strategy, this episode will help you better understand how to plan for the unknown. Book a free consultation with a CFP® advisor who only works with dentists. Get an objective financial assessment and learn how Dentist Advisors can help you live your rich life.

Welcome to "Ahead in the Count," presented by BIP Wealth. Our Baseball Division combines their collegiate and professional baseball playing experience with financial acumen to provide expertise in life on and off the field. We aim to give ballplayers and their families a better understanding about their unique lifestyle, the opportunities that come from playing this game, and insight into the complex financial world. This is "Ahead in the Count," hosted by Nolan Alexander, from BIP Wealth. In this quarterly market update episode, Eric Cramer, Chief Investment Officer at BIP Wealth, along with Kyle Schmidt of the BIP Wealth Baseball Division hop on for a mid-2026 check-in on markets, tax strategy, and financial planning for professional baseball players and their families. The conversation covers Monte Carlo simulation and tax-efficient planning, a first look at BIP Wealth's short-term municipal bond strategy, insights on the wave of private equity exits expected later this year, a candid look at stretched valuations in the technology sector, a preview of how the midterm election landscape could shape tax and monetary policy, and a fascinating breakdown of what actually predicts life expectancy — plus why VO2 max matters more than you think. Whether you're a professional athlete navigating a signing bonus, an investor watching the S&P 500 and Russell 2500 diverge, or just curious about the financial world behind the game, this episode blends baseball, markets, and long-term planning. Key Topics Using Math to Your Advantage Short-Term Municipal Bonds  Private Equity Exit Wave  Market Valuations & Tech Sector Risk 2026 Market Performance Snapshot Political Landscape & the Midterms The Life Expectancy Trivia Question CONTACT For more information: jhester@bipwealth.com, kschmidt@bipwealth.com, cmurray@bipwealth.com, jhermida@bipwealth.com Visit: BIPWealth.com

Are you looking to save time, make money, and start winning with less risk? Then head to https://www.ovtlyr.com.Learn more about OVTLYR: https://youtu.be/TUCbD5KovlcEveryone loves talking about winning trades... but almost nobody talks about what happens in between. The drawdowns. The losing streaks. The moments where it feels like your strategy has completely stopped working. That's where most traders quit... and that's exactly why most traders never make it.This conversation dives deep into what professional investing actually looks like. Why stop losses exist to protect your capital instead of limiting your profits. Why one big winner can completely erase dozens of small losses. And how proper position sizing can keep you in the game long enough for your edge to finally play out. There's also a fascinating comparison between trading and gold mining that perfectly explains why consistency always beats chasing the next hot stock.One of the biggest takeaways from this episode is learning to trust the probabilities instead of your emotions. The discussion breaks down Monte Carlo simulations, expectancy, and why even winning strategies experience painful losing streaks. Professional traders don't expect to win every trade... they expect to follow their process until the statistics eventually work in their favor.There's also a complete portfolio update covering Robinhood's emergency exit, Apple, GameStop, Roblox, Coca-Cola, market breadth, SPY support levels, order blocks, earnings season, and why managing risk is far more important than predicting what the market will do next.✅ SPY support, market breadth, and order block analysis✅ Robinhood emergency exit and real portfolio updates✅ Position sizing, stop losses, and professional risk management✅ Monte Carlo simulations, expectancy, and trading probabilities✅ Trading psychology, discipline, and why one big winner changes everythingIf you've ever wondered why successful traders stay calm during losing streaks... or why the best investors care more about probabilities than predictions... this episode will completely change how you think about trading.Subscribe to OVTLYR for disciplined trading strategies that actually make sense.

Can you imagine building a successful company, then letting your exit happen by accident? That's the uncomfortable question we sit with as John Gallagher talks with Jim Urban, a longtime advisor to business owners and the author of Succession By Design. A massive “silver tsunami” is coming as millions of businesses change hands, and Jim makes the stakes clear: postponing succession planning doesn't just delay retirement; it quietly increases taxes, magnifies risk, lowers valuation, and leaves your family and key employees exposed if life throws a curveball.

A retirement plan can look flawless on paper and still feel wrong the moment real life changes. We start with Tom and Janet, a couple with a paid-off home, no debt, and a strong nest egg, who originally planned to work a few more years and claim Social Security at 67. The numbers checked out. The stress tests looked great. Then Janet hit burnout and gave herself two days to confirm whether walking away from work was actually possible.What reshaped everything was time. After Tom's father was diagnosed with a terminal illness and passed sooner than expected, Tom stopped thinking of retirement as a date and started thinking of it as a limited window of health, energy, and freedom. We walk through how that mindset shift changes the goal of retirement planning, from chasing the biggest possible portfolio to building a sustainable retirement income plan that supports a life you love.In this episode I break down the key retirement planning levers in plain language: How their net worth and investable assets fund retirement, what a Monte Carlo probability of success really tells you, how retiring at 61 compares with waiting until 67, and how Social Security timing at 62 versus full retirement age affects the plan. We also discuss the practical realities people forget to model, like spending more in the early active years and covering healthcare costs before Medicare.If you're exploring early retirement, worried about running out of money, or stuck chasing “perfect” certainty, this conversation will help you think more clearly about tradeoffs and choices. 

Nate explains a critical, often overlooked retirement risk: sequence of returns risk—the danger of encountering poor market performance right when you begin taking withdrawals. Even when two retirees earn the same average annual return, the order in which those returns arrive can significantly change outcomes. Nate discusses how to plan for adverse early-retirement markets and presents indexed universal life insurance (IUL) as a flexible, non-market-loss-exposed income source to help mitigate this risk. Key Discussion Points: Sequence of returns risk: It's not a concern until withdrawals begin, typically in retirement. Losses during downturns are compounded when assets are sold to generate income at depressed prices. Even if markets recover, reduced asset bases mean less participation in the rebound, potentially shortening portfolio longevity. Same average return, different outcomes: Two retirees with identical portfolios and a 7% average annual return over 20 years can have dramatically different results depending on whether negative years occur early vs. late in retirement. Early losses paired with withdrawals can rapidly erode principal, demonstrating that the sequence of returns can matter as much as the returns themselves. Planning with Monte Carlo simulations: Nate emphasizes modeling scenarios where the first years of retirement are poor. Objective: Ensure contingency plans exist for adverse sequences, because "we get one chance to get retirement income right." Diversification beyond traditional assets: Historical non-correlation can break down: in 2022, both stocks and bonds fell, undercutting the classic diversification benefits. Relying solely on investment accounts for income in down markets may be suboptimal; alternative funds can allow portfolios time to recover. Role of Indexed Universal Life (IUL): Properly designed and funded IULs can provide cash values protected from market loss. Interest credits are linked to market indices (e.g., S&P 500) without direct exposure to downside. Offers tax-advantaged access to cash values during retirement. Strategy: Draw income from IUL during market volatility instead of selling investments at depressed prices, reducing sequence risk and preserving portfolio recovery potential. Practical insight: Avoiding withdrawals during one or two severe downturn years over the past 25 years could materially improve a retiree's experience and peace of mind. Portfolio construction idea: Consider replacing some or all of a bond allocation with an IUL to add downside protection and tax advantages. Nate's backtest: A Midland National IUL paired with 60% U.S. stocks vs. a traditional 60/40 (stocks/BND bonds) over 25 years. Result: 60% U.S. stock + 40% IUL outperformed 60% U.S. stock + 40% intermediate bonds (Vanguard Total Bond Market, ticker BND). Additional benefits: IUL provides a death benefit and tax-free cash value growth; bond income can be taxable (outside an IRA) or subject to ordinary income tax upon IRA distribution. Major Takeaways: The timing of returns can be as consequential as the returns themselves once withdrawals start. Traditional stock-bond diversification may not always protect against simultaneous market declines. Building an "off-market" income reserve—such as an IUL—can help retirees pause withdrawals from investment portfolios during downturns, improving longevity and stability of retirement income. Integrating IULs as part of or in place of bonds may enhance total outcomes while adding tax and estate benefits, subject to proper design, funding, and suitability. Disclaimers and Professional Guidance: The podcast is informational and not direct investment advice. Not all investments are suitable for all individuals. Investing involves risk; fees and risks should be carefully considered. Crosby Advisory Group LLC is a registered investment entity; consult directly for personalized advice.

Monaco is the second smallest nation on Earth, and clearly an example of a country made for international financial purposes. Old money families controlled the world that created Monaco, but are the New World masters of tech now rising up to challenge them on the world stage?  Topics discussed: new Age of Transitions stickers, Looksmaxxing, online influencer culture, leg lengthening surgery, Connor Murphy death by gold, alchemy, transhumanism, Tech Oligarchs funding looksmaxxers and other influencers, social class structures, upper upper and lower upper class, Old Money vs New Money, Monaco country created by Old World establishment for banking purposes, Rothschild family, symbolism in Monte Carlo, new US power elite want to create new financial system, crypto currency, Bitcoin, Satoshi Nakamoto similar to Saint Germain, conspiracy culture tropes within other online influencer niches, Technocratic elites control of Conspiracy Culture, New World Order

Uncle just got back from his fabulous European vacation, and has found himself a more cultured man. Be sure to follow the UnclePodcast TikTak for videos from the trip.  Topics discussed: the knobs, lots of upcoming TikTak Eurpean travel videos, Fast and Furious filming location in Rome, Formula One racing, collecting drop glasses, Monte Carlo, NASCAR, international sports promotion in different countries, WNBA, WWE, women's sports, UFOs, Chuck's JFK research collection for sale

Ralf Schumacher hat geheiratet, grillt für halbe Dörfer, trainiert wie ein Profi und erklärt, warum Formel-1-Fahrer heute fast mehr Influencer als Rennfahrer sind. Außerdem verrät er, warum Barbara Schöneberger zwar ein Gästezimmer in Saint-Tropez bekommt, sein Schlafzimmer aber definitiv tabu bleibt. Eine Folge zwischen Hochzeitsglück, Pferdestärken und jeder Menge guter Geschichten. Viel Spaß mit unserer neuen Folge von "Mit den Waffeln einer Frau".

El gobierno español celebra los elogios de Donald Trump a España tras la cumbre de la OTAN, interpretando sus palabras sobre una "importante solicitud de pago" como un reconocimiento al aumento del gasto militar español hasta el 2% del PIB. La exministra Arancha González Laya subraya la unidad europea frente a las formas de Trump. En la actualidad nacional, un incendio forestal en La Litera (Huesca) mantiene confinado el municipio de Albelda y requiere la intervención de la UME, mientras otros fuegos se estabilizan en Cataluña y uno persiste en Toledo. El mundial de fútbol centra gran parte del programa, con los cuartos de final entre Francia y Marruecos, y el próximo partido de España contra Bélgica. Un experto en matemáticas explica la excepcionalidad estadística de Messi, la paradoja de los cumpleaños en el fútbol y cómo las simulaciones de Montecarlo predicen resultados, aunque el deporte es impredecible. Los oyentes comparten momentos extrafutbolísticos destacados del mundial. ...

This is the 100th episode of The New Quantum Era, and it arrives at a moment of convergence: the book is out, the Helgoland centennial documentary is in production, regional quantum ecosystems are scaling from ambition to construction, and the field is entering the transition from heroic-era qubit demos to the hard systems engineering that will determine whether quantum computing becomes a real industry. Bob Karr — who sits at the intersection of law, policy, and the quantum ecosystem as the person behind the Quantum Law Navigator and a convener across the Chicago quantum community — is the right person to conduct this retrospective, and Barnes & Thornburg, at the center of arguably the most sophisticated quantum ecosystem in the world, is the right place to do it.The conversation is structured as a celebration and an examination: what has Sebastian actually learned by sitting with nearly 100 physicists, engineers, founders, and policymakers? How has the field changed since that first visit to TJ Watson in 2017? What do regional hubs like the Illinois Quantum and Microelectronics Park and Quebec's DistriQ tell us about what it takes to move from science to industry? And what does the next era demand — not just from researchers and companies, but from everyone?---What You'll LearnWhy the Helgoland documentary matters: in June 2025, Sebastian and his wife traveled to the island where Heisenberg's 1925 insight gave birth to quantum mechanics, producing a documentary at a Yale–Max Planck centennial conference attended by multiple Nobel laureates — and what that experience distilled about the state of the fieldHow Sebastian's journey into quantum began: arriving at IBM's TJ Watson Research Center in 2017 to help with Qiskit's open source strategy, encountering the 53-qubit milestone, and recognizing the earliest stages of an emerging technology that would become his life's workWhat the "Heroic Age of Qubits" was — and why it ended: the period of genius PIs racing to prove quantum advantage, culminating in Google's 2019 random circuit sampling claim, and why that finish line turned out to be a starting lineWhat Harley Johnson and the IQMP reveal about ecosystem-building: why the Illinois Quantum and Microelectronics Park is the world's leading example of building a quantum ecosystem, and what it takes to bridge deep science and economic developmentWhat Quebec's DistriQ teaches about sustainability: the 90% public / 10% private funding model designed to flip over ten years, and why that benchmark matters for every regional hubWhy Alejandra Castillo's economic development lens changed the picture: how quantum's impact extends far beyond qubits into advanced manufacturing, supply chain, and the communities that get to participate in the upsideWhat Nadya Mason's leadership model means for the field: the dean of UChicago's Pritzker School who wasn't a "math person" and sees leadership as service — and why the field needs every kind of creative mind, not just PhDs in physicsWhat John Martinis's arc from the 1986 Josephson junction paper through the Nobel Prize to CoLab reveals: the transition from heroic-era physicist to systems thinker pursuing open architecture and consortium-based quantum computingWhy the Monte Carlo algorithm is the key analogy for quantum's future: the technique that took 30 years to find its commercial application as a reminder that the most important uses of quantum computers haven't been imagined yetWhere fault tolerance actually stands: why it's an emergent property of the whole system — not a single breakthrough — and why the classical-quantum feedback loop for mid-circuit measurement and syndrome correction is the thing to watchWhy multiple qubit modalities will coexist: the case for neutral atoms in the near term, superconducting and spin qubits in the long term, and photonics as a dark horse — and why this isn't a winner-take-all raceWhat Build Quantum Partners is building: a new venture to reduce friction for quantum companies entering the U.S. market, partner with regional ecosystems, and ultimately develop the quantum equivalent of biotech hub infrastructure---Resources & LinksGuest & Host LinksRobert W. Karr Jr. — Barnes & Thornburg Attorney Profile — Bob's firm bio covering his role as partner and QTI Group co-chairRobert W. Karr Jr. — LinkedIn — Recent activities including the Illinois–UK Quantum Partnerships Mission and Keidanren Next-Gen SalonQuantum Law Navigator — Chicago Quantum Exchange (PDF) — The ten-chapter resource Bob led, mapping the U.S. legal and regulatory landscape for quantumBarnes & Thornburg Quantum Technology Industry Group — The firm's quantum practice, host of the live recordingThe Book & DocumentaryThe New Quantum Era by Sebastian Hassinger — Released May 2026; the companion book tracing the people, science, and engineering behind quantum technology's emergenceHelgoland Documentary — In production; shot over five days at the Yale–Max Planck centennial conference on the island where Heisenberg formulated matrix mechanics in 1925Episodes & Guests ReferencedEpisode 82 — The Illinois Quantum Ecosystem with Harley Johnson — The IQMP's CEO on building the world's largest dedicated quantum technology parkEpisode 79 — Building a Quantum Ecosystem from Scratch with Martin Laforest — How Quebec built a $400M quantum ecosystem with a deliberate public-to-private capital transitionEpisode 75 — Regional Quantum Development with Alejandra Y. Castillo — Quantum through the economic development lens: jobs, supply chains, housing, and community participationEpisode 77 — Quantum Leadership with Nadya Mason — The dean of UChicago's Pritzker School on the human and institutional side of building the quantum eraEpisodes 48, 67, 71 — John Martinis — From Josephson junctions to the Google quantum supremacy experiment to the open-architecture approach at CoLabEpisode 96 — Funding the Quantum Middle with Kris Naudts and Zeynep Koruturk of Firgun Ventures — Why the Series A/B financing gap is the new bottleneck, and how specialist investors are stepping inKey Institutions & EcosystemIllinois Quantum and Microelectronics Park — Wikipedia — Overview of the $9B IQMP, its tenants,...

On this episode of Simply Money presented by Allworth Financial, Bob and Brian break down the most expensive lies couples tell themselves about money—especially the dangerous comfort of saying “we’re fine” —and explain how a lack of communication around retirement timing, estate plans, and financial roles can cost families millions and fracture relationships. They also dig into why a single withdrawal rate like the traditional 4% rule isn’t enough, exploring sequence of returns risk, bucket strategies, flexible spending guardrails, and how small tweaks in Monte Carlo assumptions can dramatically change your plan’s success rate. Plus, Allworth’s in-house insurance expert, Jodee Deutsch, joins the show to discuss when life insurance shifts from simple protection to advanced estate and legacy planning, and how high-net-worth families can better align their wealth with their long-term goals.See omnystudio.com/listener for privacy information.

Megan and Jeni are watching Monte Carlo, the underrated 2011 Selena Gomez movie that deserved way more attention than it got. They're breaking down the A-list cast that was originally attached to the film and what Selena Gomez was up to at the absolute peak of her teen celebrity era. And of course they recap the entire movie to refresh your memory!Follow us on social!Instagram: ⁠@whatwerewatchingpod⁠ TikTok: @whatwerewatchingpod 

Brandon Sedloff and Aaron Gershenberg sit down in California's wine country to explore three decades of venture capital evolution. Aaron, CEO and managing partner at Pinegrove Venture Partners, shares his unconventional path from economic development work and real estate consulting to building SVB Capital into a $10 billion platform, then relaunching after the bank's collapse as Pinegrove, backed by Sequoia Heritage and Brookfield. They discuss: - How Aaron used Monte Carlo analysis to project fund performance and justify additional capital during the dot-com crash - Why he structured distribution-only fee models for anchor LPs instead of traditional management fees and carry - The mechanics of becoming a FOIA blocker to attract pension fund capital - How Pinegrove positions across seed, Series A, Series B, credit, and secondaries to capture alpha at different stages - Why the 2024–2026 vintage may deliver the fastest value creation Aaron has seen in his career This episode offers a roadmap for institutional investors navigating venture exposure, LP sentiment shifts, and the structural innovations that have reshaped fund economics over the past 25 years. Topics: (00:00:00) - Intro (00:03:20) - Growing up between Uganda, Kenya and New Jersey (00:10:50) - Africa's influence and giving back (00:15:40) - Question authority and the unstructured path (00:18:30) - Real estate consulting and the sales pivot (00:21:10) - Breaking into venture in the mid-'90s (00:32:00) - Joining Silicon Valley Bank (00:33:30) - Building community through cycling and kiteboarding (00:37:00) - Launching SVB Capital (00:40:15) - Innovative fund structures and FOIA blockers (00:44:20) - Scaling through three eras: 2000–2023 (00:49:00) - SVB's collapse and rebuilding as Pine Grove (00:50:20) - Partnering with Sequoia Heritage and Brookfield (00:56:30) - Pine Grove's platform and strategies today (01:02:30) - AI conviction and the 2024–2026 vintage (01:09:10) - What keeps you up at night Links: Aaron on LinkedIn - https://www.linkedin.com/in/aaron-gershenberg-7361b23/ Pinegrove Venture Partners - https://pinegrove.vc/ Brandon on LinkedIn - https://www.linkedin.com/in/brandonsedloff/ Juniper Square - https://www.junipersquare.com/

Ryan Burklo delves into the intricacies of retirement planning, emphasizing the importance of focusing on income streams rather than merely accumulating assets. He introduces an innovative Monte Carlo simulation designed to provide a more comprehensive assessment of retirement success. This tool helps individuals understand the probability of achieving their financial goals by simulating various market conditions. Additionally, Ryan shares practical strategies aimed at reducing the risk of failure and ensuring a stable income throughout retirement. These strategies are tailored to help individuals maintain financial security and peace of mind as they transition into their retirement years.   Check out our website:  https://www.builtforlifenotjustwealth.com/ Find us on YouTube: https://www.youtube.com/@builtforlifenotjustwealth/ Subscribe to our newsletter: https://www.quantifiedfinancial.com/subscribe-now Check out our Instagram: https://www.instagram.com/ryanburklofinance?igsh=ZTJzN3Jnajd5M2Mw Ryan Burklo's LinkedIn profile: https://www.linkedin.com/in/ryanburklo/ Alex Collin's LinkedIn profile: https://www.linkedin.com/in/alexandercollins/ For a quick assessment of your current financial life go to: https://www.livingbalancesheet.com/lbsVision/lite/RyanBurklo Liquidity episode mentioned by Ryan:  https://www.builtforlifenotjustwealth.com/episode-342-true-liquidity-the-backstop-to-the-balance-sheet/   #BuiltForLifeNotJustWealth #retirementplanning #incomestreams #MonteCarlosimulation #financialstrategy #legacyplanning #riskmanagement #liquidity #annuities   Key Topics Retirement is about income streams, not just assets Limitations of traditional portfolio-based planning Using Monte Carlo simulation to assess failure risk Diversifying assets with liquidity and guaranteed income Strategies to reduce failure rate and secure legacy   Takeaways Retirement success depends more on income streams than asset size. Traditional models often overlook taxes, flexibility, and peace of mind. A diversified approach with liquidity and annuities can lower failure risk. Monte Carlo simulations can help visualize failure probabilities. Planning for legacy and income stability is crucial for retirees.  

CT McManus catches up with Damian MonteCarlo of MonteCarlo and Mach 22. Rock n Roll Union talks about the past, present, and future of music, and welcomes some of the greatest musicians out there today. VOC Nation takes you behind the scenes of your favorite moments in pro wrestling history. Notable show hosts include legendary pro wrestling journalist Bill Apter, former WWE/TNA star Shelly Martinez, former WWE and AWA broadcaster Ken Resnick, former WCW performer The Maestro, former TNA Impact talent Wes Brisco, Pro Wrestling Illustrated's Brady Hicks, independent pro wrestling and Fireball Run star Sassy Stephie, and more! Since 2010, VOC Nation has brought listeners into the minds of the biggest stars in pro wrestling and entertainment. Subscribe to the podcasts for free on most major directories, and visit vocnation.com for live programming. Subscribe to premium - only $3/mo - for commercial full commercial free audio and video episodes. Exclusive access to 50 years of Bill Apter's interview archives is available for a nominal charge. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Connect with Rohit Punyani: https://ownersasset.com/resource-libraryBook a call: https://remnantfinance.com/calendar Out Print the Fed with a 1% target per week: https://remnantfinance.com/optionsEmail us at info@remnantfinance.com or visit https://remnantfinance.com for more informationFOLLOW REMNANT FINANCEYoutube: @RemnantFinance (https://www.youtube.com/@RemnantFinance)Facebook: @remnantfinance (https://www.facebook.com/profile.php?id=61560694316588)Twitter: @remnantfinance (https://x.com/remnantfinance)TikTok: @RemnantFinanceDon't forget to hit LIKE and SUBSCRIBE_____________________________In this episode, Hans welcomes back Rohit "Ro" Punyani from The Owner's Asset for his third appearance, this time for a deep dive on retirement planning that takes apart the conventional model and rebuilds it around income and freedom rather than net worth.They walk through why Monte Carlo simulations and the 4% rule fail in the real world, how sequence of returns risk quietly destroys plans, and why net worth is the wrong number to chase. From there they lay out the two bookends of every plan, the 25X accumulation rule and the 12X annuity rule, and land on the middle ground: roughly 30% in risk-free assets paired with dividend growth equities, structured so you never have to sell unrealized losses.Chapters: 00:00 – Opening segment02:55 – Freedom vs. surety of income: two definitions 05:25 – Re-pensionizing America and why the wealthy never stop 08:45 – Why entrepreneurship is about who you become 12:30 – Why Monte Carlo simulations don't work 14:55 – Sequence of returns risk explained 16:50 – Why even a linear 9% return runs out of money 18:35 – Where to start: the two bookends 19:25 – The 4% rule and the 25X heuristic 20:25 – The annuity bookend and the 12X heuristic 22:30 – The annuity's Achilles heel: inflation 24:40 – Inflation riders and the joint annuity strategy 27:55 – Net worth is not a proxy for income 30:50 – Why age 65 is arbitrary 33:50 – Building toward a dream part-time job 36:05 – The 30% rule and the Ernst & Young study 43:35 – The S&P: great for accumulation, terrible for distribution 45:00 – Dividend achievers, aristocrats, and kings 47:35 – The magic number is 8: yield on cost explained 51:15 – Earn compound interest, pay simple interest 56:00 – Why this strategy is so hard to run 57:35 – The Bessembinder study and why indexing works 01:04:05 – A plan is not a plan if you can run out of money 01:06:20 – Closing segmentKey Takeaways:Retirement isn't the absence of work, it's freedom, the ability to do what you want, when you want, with whoever you want. The people who retire to something thrive; the ones who only retire from something often don't last.Net worth is not a proxy for income. Retirement planning is income planning. A zero-dollar net worth with $20,000 a month of guaranteed income beats a huge number you're too scared to spend down.You can average 7%, withdraw 4%, and still go broke. The average return doesn't matter, the sequence does. A couple of down years early in retirement force you to sell principal, and no Monte Carlo simulation can model human behavior, lifestyle creep, or a long-term care event.Know your two bookends. Multiply your target income by 25 (the 4% rule) for the high end of what you need to save, and by 12 (an 8% annuity) for the low end. For $100K a year, that's $2.5M versus $1.2M, and the right answer for most people sits in the middle.Index to dividend growth, not just the S&P. Roughly 40% of the S&P's total return since inception has come from dividends, and dividend aristocrats have historically raised payouts faster than inflation, giving you an inflation-indexed income stream instead of forcing you to decide what to sell, when, and how much.

At 63, David has $4 million saved. Two advisors have told him he's ready to retire, and every Monte Carlo simulation agrees... but he still can't bring himself to do it. "I'm no longer being smart," he admits. "I'm just scared to pull the trigger." The uncomfortable part is that no number may fix this, because what's holding David back was never on the spreadsheet. In this episode, I'm joined by Daniel Crosby, Ph.D. — a psychologist and behavioral finance expert — to answer listener questions about the part of retirement the math can't solve.  You'll learn: → How to spend in retirement so the enjoyment doesn't wear off so fast → A 3-part framework for putting your money where it creates the most happiness → When changing your plan is wise, and when it's just reacting to noise → The 2 questions to ask when you're financially ready but still can't pull the trigger → What actually moves the 40% of your happiness that's within your control By the end, you'll have a clearer way to separate a plan that works on paper from a retirement you actually feel ready to live. ***

Save big on Vegas with Las Vegas Advisor — get 10% off a membership with code MTM (new members, affiliate): lasvegasadvisor.com Sigma Derby has a brand new home at Golden Gate, Monte Carlo turns 30, a historic downtown casino just sold for less than half what it last went for, airport parking is getting more expensive, Caesars is running their $50 show sale, and Bill Foley finally makes his move for an NBA franchise. We break it all down on this episode of MTM Vegas. Episode Guide: 0:00 Sigma Derby Moves to Golden Gate 2:41 Monte Carlo Turns 30 5:46 Ole Red The Backyard Pop-Up 7:33 A's Ballpark Progress & OYO Walkthrough 9:58 Gold Spike Sold & Downtown Grand 12:55 Airport Parking Prices Going Up 15:09 Caesars $50 Show Sale 16:19 The NBA Billionaire Battle 20:08 Final Thoughts Want more MTM Vegas? Get our exclusive weekly aftershow and join the community.

In this episode we answer emails from Wilson, Tim, and John.  We discuss why life insurance products are not magical perpetual motion machines that make your portfolios go faster, why insurance contracts cannot outperform the same underlying investments once costs and commissions are included, and how insurance marketers mislead the public with biased studies. We also a listener's musical tastes and answer an I Bonds allocation question.And we discuss our Top of the T-shirt Campaign (Part Deux!) for the Father McKenna Center.And THEN we our go through our weekly portfolio reviews of the eight sample portfolios you can find at Portfolios | Risk Parity Radio.Additional Links:Father McKenna Center Donation Page (please mention Risk Parity Radio in the comment section with your donation):  Donate - Father McKenna CenterWilson's First Link to Insurance Marketing Materials:  WBC-Whitepaper-Integrating-Whole-Life-Insurance-into-a-Retirement-Income-Plan-Emphasis-on-Cash-Value-as-a-Volatility-Buffer-Asset.pdfWilson's Second Link to Insurance Marketing Materials:  Benefits of integrating insurance products into a retirement plan (pdf)Breathless Unedited AI-Bot Summary:Whole life insurance gets marketed like a magic third thing: safer than stocks, better than bonds, and somehow able to “buffer” retirement withdrawals when markets drop. We slow that claim down and look at what it really is: an insurance contract with costs, commissions, and built-in friction that has to come out of your return somewhere.We talk through why incentives matter so much in the financial services industry, especially when the person advising you also gets paid to sell permanent life insurance. Then we use a simple mental model, the first law of thermodynamics, to explain why inserting a contract between you and the underlying investments cannot increase performance. If an insurance company invests your premiums in conservative assets, the most you can get back is what those assets earn minus the policy's expenses, insurance charges, and sales costs.Next, we show how the sales math often works: bury the assumptions, headline the results. We break down the kinds of inputs that can make a Monte Carlo analysis or a 4% rule chart look scary on purpose, including inflated fees, unrealistic retirement tax brackets, unnecessary term insurance choices, and conservative forward return “crystal ball” projections. Frank also shares his own whole life policy numbers as a real-world reference point.We close with a listener question on I Bonds versus Treasury bond ETFs, a straightforward take on tax location and allocation choices, and our weekly portfolio review across the sample risk parity portfolios. If you find this useful, subscribe, share the episode with a DIY investor, and leave a rating and review.Support the show

Tom Clarkson is joined in the Monte Carlo paddock by F1TV lead presenter Laura Winter and F1 correspondent Lawrence Barretto to dissect a dramatic Monaco Grand Prix.Kimi Antonelli secured his fifth win in a row, extending his championship lead to 66 points. What did we learn about Kimi this weekend? And is he proving to be a ‘generational talent'?On the other side of the Mercedes garage, a drive-through penalty left George Russell out of the points. He says he's ‘bamboozled' by his recent struggles. So what's going wrong for George? Where does he go from here? And is he fighting for more than just the title now?Ferrari also endured mixed fortunes in Monaco. Lewis Hamilton scored his second P2 in a row, while Charles Leclerc crashed out late in the race. The guys discuss why Lewis is starting to gain momentum in the team and the ‘emotional rollercoaster' Charles is currently riding, after announcing a new multi-year deal with Ferrari.Also on the agenda, Isack Hadjar's first podium for Red Bull, Max Verstappen's retirement on lap 1 and more reliability concerns for McLaren. THIS EPISODE IS SPONSORED BY...Indeed: Get a £100 sponsored job credit at indeed.com/f1nationSaily: Get an exclusive 15% discount on your first Saily data plans! Use code F1nation at checkout. Download Saily app or go to to saily.com/f1nation