Podcast appearances and mentions of Monte Carlo

FOLLOW RICHARD Website: https://www.strangeplanet.ca YouTube: @strangeplanetradio Instagram: @richardsyrettstrangeplanet TikTok: @therealstrangeplanet EP. #1324 The Man Formerly Known as Prince Andrew: The Fall of Royal Immunity The arrest of Andrew Mountbatten-Windsor has detonated across the Atlantic like a controlled explosion inside the House of Windsor. Once dismissed as scandal, the Epstein connection has now crossed into criminal inquiry — raising a chilling question: is this justice, or a calculated sacrifice? On this explosive episode of Strange Planet, Richard Syrett is joined by former Monaco spymaster Robert Eringer, a man who has operated inside royal and intelligence power circles. Together, they examine what Andrew knew, what he shared, and why this arrest is happening now. When elite institutions feel threatened, who is protected… and who becomes expendable? GUEST: Robert Eringer is a former intelligence adviser and spymaster to Prince Albert II of Monaco who built and ran the principality's modern intelligence service. A one-time foreign correspondent for The Toronto Star and an investigative reporter who infiltrated extremist groups, he later conducted undercover operations for FBI Counterintelligence. Blending espionage and storytelling, Eringer has authored acclaimed spy novels and memoirs, including Ruse and The Spymaster of Monte Carlo, drawing on decades navigating royalty, billionaires, and the hidden machinery of power. SUBSTACK: https://substack.com/@roberteringer BOOK: The Spymaster of Monte Carlo SUPPORT OUR SPONSORS!!! QUINCE Luxury, European linen that gets softer with every wash! Turn up the luxury when you turn in with Quince. Go to Quince dot com slash RSSP for free shipping on your order and 365-day returns. Now available in Canada, too. CARGURUS CarGurus is the #1 rated car shopping app in Canada on the Apple App and Google Play store. They've got hundreds of thousands of cars from top-rated dealers, plus advanced search tools that let you zero in on exactly what you want. And you can set real-time alerts for price drops and new listings — so you never miss a great deal. Buy your next car today with CarGurus at cargurus dot ca. Go to cargurus dot ca to make sure your big deal is the best deal. ⁠ BECOME A PREMIUM SUBSCRIBER!!!⁠ ⁠https://strangeplanet.supportingcast.fm⁠ Three monthly subscriptions to choose from. Commercial Free Listening, Bonus Episodes and a Subscription to my monthly newsletter, InnerSanctum. Visit ⁠https://strangeplanet.supportingcast.fm⁠ Use the discount code "Planet" to receive $5 OFF any subscription. We and our partners use cookies to personalize your experience, to show you ads based on your interests, and for measurement and analytics purposes. By using our website and services, you agree to our use of cookies as described in our Cookie Policy. Learn more about your ad choices. Visit ⁠megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Support our show by becoming a premium member! https://strangeplanet.supportingcast.fm/

On this episode of Simply Money presented by Allworth Financial, Bob and Brian break down the most expensive lies couples tell themselves about money—especially the dangerous comfort of saying “we’re fine” —and explain how a lack of communication around retirement timing, estate plans, and financial roles can cost families millions and fracture relationships. They also dig into why a single withdrawal rate like the traditional 4% rule isn’t enough, exploring sequence of returns risk, bucket strategies, flexible spending guardrails, and how small tweaks in Monte Carlo assumptions can dramatically change your plan’s success rate. Plus, Allworth’s in-house insurance expert, Jodee Deutsch, joins the show to discuss when life insurance shifts from simple protection to advanced estate and legacy planning, and how high-net-worth families can better align their wealth with their long-term goals.See omnystudio.com/listener for privacy information.

Nate Miles joins Jeremy Keil to discuss how the Allspring retirement research reveals trends of concern among retirees and the options they have to address them. Mike and Susan did what many couples do. They saved diligently. They crossed the $1 million mark before retirement. They felt prepared. But when it came time to make actual retirement decisions—when to claim Social Security, how to withdraw from their accounts, how to manage taxes—they realized something uncomfortable: They had spent decades saving… but very little time learning how to retire. This example speaks directly to what this year's Allspring Retirement Study uncovered. As Nate Miles shared on the “Retire Today” podcast, this wasn't a small or struggling population. Participants were 50+ with at least $200,000 in investable assets. A third of retirees surveyed had $1 million or more. Yet only six out of ten retirees said they feel financially secure. That gap between assets and confidence tells us something important: retirement success isn't just about how much you've accumulated. It's about how well you transition into distribution. The Social Security Mistake One of the most striking findings involved Social Security. Nate explained: “One third of our respondents claimed Social Security at 62 years old… because they believed the value or the benefit of waiting was not worth it. Yet they underestimated the value of waiting by 50%.” Many respondents assumed the benefit grew at 4% per year when delayed. In reality, for most people, it grows closer to 8% annually between full retirement age and 70. That misunderstanding alone can permanently reduce lifetime income. In the MAKE step of the 5 Step Retirement Master Plan, Social Security is foundational. For many retirees, it represents 30–40% of their guaranteed income. Optimizing that decision isn't optional—it's essential. And yet, education around it is surprisingly thin. As Nate pointed out, there are “560-something permutations” of Social Security claiming strategies. It's ubiquitous, but complicated. And too often, people default to the earliest date simply because it feels tangible. The Tax Blind Spot The second major theme of the study? Taxes. Only about 20% of retirees reported using a tax-efficient withdrawal strategy. Think about that. After decades of saving in multiple account types—traditional IRAs, Roth IRAs, brokerage accounts—most retirees are simply withdrawing from wherever feels convenient. Nate put it plainly: “Taxes matter for everyone, not just the high net worth crowd.” In the KEEP step of retirement planning, how you withdraw can meaningfully impact how long your money lasts. Choosing between Roth and traditional dollars. Managing capital gains. Coordinating withdrawals with Social Security timing. These aren't abstract academic exercises. They are practical levers that affect real income. Yet as Nate observed, most people spent 40 years having taxes withheld automatically from paychecks. They paid taxes—but they never actively managed them. Retirement flips that script completely. Now you must choose. The Psychological Shift No One Talks About Nate shared that many retirees are comfortable spending above their retirement number—until their account dips below it. The moment it falls beneath that original balance, panic sets in. Even if the plan accounts for drawdown. Even if it's sustainable. Even if it's expected. That's what I call the “accumulation paradox.” Economists assume you'll build your assets and gradually spend them down toward zero. Real people assume the number should stay intact forever. But retirement isn't about preserving a scoreboard. It's about funding a life. This is where the SPEND step meets the INVEST step. You saved to use the money. And yes, at some point, your balance may begin to decline. That's not failure. That's function. Advice Still Matters One of Nate's most memorable lines was this: “Monte Carlo gets 10,000 cracks at retirement. You and I get one.” We don't get multiple trial runs. We get one real-life retirement. That's why quality advice matters. The study suggests people with pensions are more likely to use annuities. People with advice are more likely to use tax strategies. And people who understand their income sources are more confident. Retirement is no longer just accumulation. It's design. And design requires intention. If you're within five years of retirement—or already there—ask yourself: Have I optimized my Social Security? Am I intentionally managing taxes? Do I have a clear income floor? Am I emotionally prepared to draw down assets? Because as this year's research shows, even million-dollar portfolios can feel uncertain without a plan. Retirement isn't about guessing well. It's about designing well. Don't forget to leave a rating for the “Retire Today” podcast if you've been enjoying these episodes! Subscribe to Retire Today to get new episodes every Wednesday. Apple Podcasts: https://podcasts.apple.com/us/podcast/retire-today/id1488769337  Spotify Podcasts: https://bit.ly/RetireTodaySpotify About the Author: Jeremy Keil, CFP®, CFA is a retirement financial advisor with Keil Financial Partners, author of Retire Today: Create Your Retirement Income Plan in 5 Simple Steps, and host of the Retirement Today blog and podcast, as well as the Mr. Retirement YouTube channel. Jeremy is a contributor to Kiplinger and is frequently cited in publications like the Wall Street Journal and New York Times. Additional Links: Buy Jeremy's book – Retire Today: Create Your Retirement Master Plan in 5 Simple Steps Allspring 2026 Retirement Study: By Default or By Design? Nate Miles, Allspring Global Investments Connect With Jeremy Keil: Keil Financial Partners LinkedIn: Jeremy Keil Facebook: Jeremy Keil LinkedIn: Keil Financial Partners YouTube: Mr. Retirement Book an Intro Call with Jeremy's Team Media Disclosures: Disclosures This media is provided for informational and educational purposes only and does not consider the investment objectives, financial situation, or particular needs of any consumer. Nothing in this program should be construed as investment, legal, or tax advice, nor as a recommendation to buy, sell, or hold any security or to adopt any investment strategy. The views and opinions expressed are those of the host and any guest, current as of the date of recording, and may change without notice as market, political or economic conditions evolve. All investments involve risk, including the possible loss of principal. Past performance is no guarantee of future results. Legal & Tax Disclosure Consumers should consult their own qualified attorney, CPA, or other professional advisor regarding their specific legal and tax situations. Advisor Disclosures Alongside, LLC, doing business as Keil Financial Partners, is an SEC-registered investment adviser. Registration does not imply a certain level of skill or expertise. Advisory services are delivered through the Alongside, LLC platform. Keil Financial Partners is independent, not owned or operated by Alongside, LLC. Additional information about Alongside, LLC – including its services, fees and any material conflicts of interest – can be found at https://adviserinfo.sec.gov/firm/summary/333587 or by requesting Form ADV Part 2A. The content of this media should not be reproduced or redistributed without the firm’s written consent. Any trademarks or service marks mentioned belong to their respective owners and are used for identification purposes only. Additional Important Disclosures

Sino e Dom tornano per un nuovo episodio tra San Valentino e una caratteristica da cercare in un partner. Si passa poi alla società dei consumi e tutti i piccoli grandi comfort che prendiamo per scontati: come si sono generati, quando, perché non ci rendono contenti e cosa il nostro desiderio mimetico e di invidia ci fa fare come società, portandoci allo sviluppo tramite incentivo economico e avarizia e portando anche nuove tasse e redistribuzione, come in Olanda dove stanno per essere tassati gli apprezzamenti di valore non realizzati di beni. In fine Svizzera, Montecarlo e Olimpiadi edonistiche, tra cibo italiano e scorte di preservativi esaurite.(00:00:00) Intro(00:05:40) San Valentino e cosa cercare in un partner secondo Warren Buffett(00:09:10) L'incredibile benessere che prendiamo per scontato(00:10:44) Il desiderio mimetico che guida l'essere umano e l'evoluzione della società(00:13:02) Avarizia: un bene o un peccato capitale?(00:17:28) Società dei consumi ed ecosistema economico(00:22:32) Il potere dell'incentivo economico(00:25:42) L'Olanda tassa le plusvalenze non realizzate e le conseguenze(00:29:17) Cosa alimenta il sentimento popolare anti-benessere(00:36:15) Svizzera: la mosca bianca europea(00:38:13) Montecarlo(00:40:48) Fatti strani dalle olimpiadi tra cibo e amorosi sensiApri il link per sottoscrivere ad un piano Zencastr usufruendo dello sconto Expatriati del 30%https://zen.ai/u1PcslG4r8g7s1ZYsg35qw

Felix Molinero Del Paso of Les Ballets Trockadero de Monte Carlo joins The Brainy Ballerina Podcast ahead of the company's February 26th performance at the Overture Center in Madison, WI.Raised in Spain and later trained at the collegiate level in Germany, Felix shares the bold email he sent that led to a life-changing opportunity with the world-renowned all-male ballet company.Known for parodying the conventions of classical ballet while maintaining exceptional technical standards, Les Ballets Trockadero de Monte Carlo requires its dancers to master both male and female roles, on and off pointe.Felix pulls back the curtain on the training demands, the artistry behind comedic ballet, the realities of touring life, and the creative personas he embodies onstage, proving that ballet can be both technically brilliant and wildly entertaining.Key "Pointes" from this Episode:• How Felix's ballet training in Spain and Germany prepared him for a professional career• The email that led to his audition and eventual contract with Les Ballets Trockadero de Monte Carlo• What makes The Trocks unique in the ballet world• Training for both male and female roles, including dancing on pointe• The skill required to balance high-level technique with comedic timing• The realities and challenges of being part of a touring company• The development of his onstage personas “Holly Dey-Abroad” and “Bruno Backpfeinfengesicht”• How comedic ballet attracts new and nontraditional audiences to the art formFollow Les Ballets Trockadero de Monte Carlo on Instagram: https://www.instagram.com/lesballetstrockadero/Visit Les Ballets Trockadero de Monte Carlo's Website: https://trockadero.org/Links and Resources:Complimentary Career Mentoring Consultation: https://www.thebrainyballerina.com/career-mentoringLet's connect!My WEBSITE: thebrainyballerina.comINSTAGRAM: instagram.com/thebrainyballerinaQuestions/comments? Email me at caitlin@thebrainyballerina.comThis episode was brought to you by the Pivot Ball Change Network.

Au lendemain de son sommet historique à 8.437 points, le Cac 40 a cédé -0,40% vendredi.La tendance s'inscrit dans le sillage des autres places européennes, elles aussi hésitantes après une semaine chargée en résultats d'entreprises et indicateurs macroéconomiquesLa séance Parisienne a été marquée par une forte dispersion des valeurs, avec Safran en tête des hausses et L'Oréal parmi les plus fortes baisses.Le numéro un mondial des cosmétiques L'Oréal a abandonné plus de 4,5 % après des ventes trimestrielles inférieures aux attentes.A l'inverse, le motoriste d'avions français Safran a vu son titre bondir de plus de 8% grâce à des perspectives ambitieuses pour 2028. Bonne nouvelle du côté de l'inflation aux Etats-Unis.L'inflation américaine a nettement ralenti en janvier, tombant à 2,4 % sur un an, contre 2,7 % le mois précédent.Ce reflux conforte l'idée que la pression sur les prix se détend enfin, alimentant l'espoir d'un assouplissement monétaire de la Réserve fédérale dans les prochains moisC'est un double jour férié aujourd'hui sur les marchés financiers avec le Presidents' Day aux Etats-Unis et le Nouvel an lunaire sur une partie de l'Asie. Il faudra donc s'attendre à ce que l'activité tourne un peu plus au ralenti aujourd'hui.Hébergé par Ausha. Visitez ausha.co/politique-de-confidentialite pour plus d'informations.

On this episode of Simply Money presented by Allworth Financial, Bob and Brian explain what a stronger-than-expected jobs report could mean for Fed rate cuts and your portfolio, break down a potential Social Security tax surprise tied to retroactive benefit payments, examine the pros and cons of trendy “buffered” annuities tied to international markets, warn about gold and AI-driven Ponzi scams, and answer listener questions on retirement spending, Monte Carlo projections, and building tax-smart income flexibility. See omnystudio.com/listener for privacy information.

L'économie américaine peut‑elle encore surprendre la Fed ?Aux États‑Unis, le marché du travail continuait de déjouer les pronostics ! En janvier, deux fois plus d'emplois ont été créés que prévu, de quoi calmer — au moins temporairement — les inquiétudes sur un ralentissement économique. Résultat : les marchés revoient un peu leurs attentes de baisses de taux de la Fed.Tout le monde a désormais les yeux tournés vers l'inflation qui sera publiée aujourd'hui !Du côté des résultats d'entreprises, l'ambiance était plus contrastée : Cisco décrochait de 11% en première partie de séance à cause d'une marge décevante, et les fabricants d'ordinateurs HP et Dell souffraient de la pénurie de puces de mémoire pointée par Lenovo.Les marchés européens repartaient bien de l'avant… pour finir dans le rouge !En Europe, l'atmosphère était plus optimiste ! Le CAC 40 signait un nouveau record en séance se hissant au-dessus de 8400 points.Même tendance pour le Dax et le Stoxx 600, soutenus par des résultats solides de géants comme Hermès, EssilorLuxottica ou Siemens, après un début d'année marqué par les tensions commerciales et les secousses sur la tech.Malgré tout, les principaux indices européens clôturaient la séance en baisse, entrainés dans le sillage des marchés actions américains et des incertitudes autour de l'inflation.Hébergé par Ausha. Visitez ausha.co/politique-de-confidentialite pour plus d'informations.

La Bourse de New York a ouvert en hausse mercredi après l'annonce de créations d'emplois aux États-Unis bien plus fortes que prévu en janvier.130 000 emplois ont été créés en janvier, soit deux fois plus que les 65 000 anticipés. Le taux de chômage a reculé à 4,3% signalant une stabilisation du marché du travail.Dans les premiers échanges, l'indice Dow Jones a gagné 0,37% et le S&P 500 a progressé de 0,51%.De l'autre côté de l'Atlantique, les bourses européennes ont terminé en ordre dispersé.La Bourse de Paris a cédé 0,18% et Francfort 0,53%. Londres a en revanche bondi de 1,14%,  Et du côté des valeurs ? L'action Dassault Systèmes a chuté de presque 21% hier. L'éditeur de logiciels a livré une croissance des ventes et des prévisions inférieures aux attentes.À l'inverse, TotalEnergies et ArcelorMittal s'en sont sortis nettement mieux, portés respectivement par des résultats solides et un relèvement de recommandation par JefferiesHébergé par Ausha. Visitez ausha.co/politique-de-confidentialite pour plus d'informations.

OUTLINE OF THIS EPISODE OF THE RETIREMENT ANSWER MAN(00:00) This show is dedicated to helping you not just survive retirement, but have the clarity, confidence, and comfort to lean in and rock it.(00:30) Roger introduces week two of the four-part series on health care before Medicare and explains why assumptions about health care costs can shut down curiosity, create false tradeoffs, and delay retirement decisions.PRACTICAL PLANNING SEGMENT(05:05) After last week's sticker shock, Roger shifts the focus to observing health care options before tackling cost mitigation next week.(05:28) Option #1 — COBRA: how continuation coverage works, who qualifies, how long it lasts, and why it can serve as a temporary bridge despite higher costs.(12:35) Option #2 — Affordable Care Act (ACA): marketplace coverage, guaranteed issue for preexisting conditions, plan tiers, and why the system is complex but flexible.(19:46) Option #3 — Part-time employer coverage: using part-time work to access group insurance, earn income, and maintain purpose and social connection.(25:20) Other alternatives, including private non-marketplace plans and health share plans, and why they require caution.LISTENER QUESTIONS(28:19) Joni asks about creating a trust will instead of a straight will, naming her son as beneficiary, and how traditional and Roth IRAs would be distributed under SECURE Act rules.(34:42) Christine asks whether it's possible to anticipate capital gains distributions in open-end mutual funds before year-end.(38:45) Andy shares an observation about Monte Carlo simulations.SMART SPRINT(42:20) Roger encourages listeners to identify and challenge their assumptions about health care and retirement timing.REFERENCESSubmit a Question for RogerSign up for The NoodleThe Retirement Answer ManKaiser Family Foundation (KFF)Healthcare.gov

Les ventes au détail sont restées inchangées en décembre, signe d'un essoufflement des dépenses de consommation en fin d'année 2025.Le consensus s'attendait à une augmentation de 0,4 %.Deux autres publications importantes sont attendus aux Etats-Unis.Les chiffres de l'emploi rythmeront la séance du jour et les données d'inflation celle de vendredi.Du coté des valeurs en Europe, Kering a bondi hierLa publication de résultats trimestriel a rassuré les investisseurs, et a permis à Kering de clôturer en hausse de près de 11%.Le groupe enregistre un recul de son chiffre d'affaires limité à 3 % sur le dernier trimestre, alors que le consensus anticipait une baisse de 5 %.Le prochain rendez-vous stratégique attendu par les investisseurs est fixé au 16 avril prochain.Le groupe présentera en effet ce jour-là sa nouvelle feuille de route lors de son Capital Markets Day.Hébergé par Ausha. Visitez ausha.co/politique-de-confidentialite pour plus d'informations.

 Avec plusieurs indicateurs économiques clés à venir cette semaine concernant l'emploi et l'inflation aux Etats-Unis, les investisseurs se sont montrés prudents dans les premiers échanges.À quelques encablures de la clôture européenne, les marchés évoluaient dans le vert des deux côtés de l'Atlantique, bien aidés par la poursuite du rebond des valeurs technologiques.Coté valeurs, notons le saut de près de 10% de STMicroelectronics, après l'annonce d'un accord de plusieurs milliards de dollars renforçant les liens avec le service cloud d'Amazon.Même tendance pour Novo Nordisk qui gagnait plus de 5% grâce à la décision d'un concurrent de retirer du marché une copie, moins chère, de son traitement contre l'obésité. A quoi s'attendre aujourd'hui ? Les marchés vont surtout regarder les ventes au détail américaines, attendues en légère hausse et qui devraient confirmer une consommation encore solide.À Paris, l'attention se portera sur les résultats d'entreprises avec notamment le géant du luxe Kering.Le consensus attend un bénéfice net en recul d'environ 35% et un chiffre d'affaires en baisse de 14%.A l'international, nous aurons une vraie vague de publications avec AstraZeneca, Barclays, Coca‑Cola, Ferrari, Ford ou encore Spotify.Hébergé par Ausha. Visitez ausha.co/politique-de-confidentialite pour plus d'informations.

Après trois jours de secousses, le secteur de la tech a enfin repris son souffle vendredi. Le Dow Jones a bondi de près de 2%, et le S&P 500 comme le Nasdaq ont regagné près de 1,5 %. Un rebond net… mais insuffisant pour effacer une semaine globalement dans le rouge pour le secteur. Nvidia signe un retour en force avec +6 %. Microsoft se redresse progressivement, tandis qu'Amazon décroche de 8 %, pénalisée par des résultats légèrement en dessous des attentes et par un plan d'investissement colossal de 200 milliards de dollars cette année. Du côté des cryptomonnaies, l'ambiance était clairement aux montagnes russes : le Bitcoin s'est effondré à 61 000 dollars avant de rebondir à 69 000, tout en restant en baisse de 17 % sur la semaine. L'argent suit la même trajectoire heurtée, ce qui reflete une certaine volatilité sur les actifs alternatifs.  À suivre cette semaine : le rapport sur l'emploi américain mardi, l'inflation aux États‑Unis et en Chine jeudi, puis les PIB de la zone euro et du Royaume‑Uni pour boucler la semaine.Hébergé par Ausha. Visitez ausha.co/politique-de-confidentialite pour plus d'informations.

Welcome back to Season 9 of the Recovering Perfectionist Podcast!In this episode, Christine chats with our newest Dance Wellness Community Ambassador and first one to represent Ballet, Ian Parsons. Ian is an internationally recognized ballet educator, choreographer, and former professional dancer whose career spans elite classical performance, commercial theatre, and advanced professional training. A double graduate of Canada's National Ballet School, he completed both the Professional Ballet Program and the highly selective Teacher Training Program for Former Professional Dancers, earning the Betty Oliphant Award for Excellence in Teaching.As a performer, Ian danced with The National Ballet of Canada and Les Ballets de Monte-Carlo, working with choreographers including James Kudelka, John Neumeier, Jiří Kylián, and Jean-Christophe Maillot. His career also includes appearances in the feature film adaptation of Les Misérables, the Olivier Award–nominated West End revival of Cabaret, and the UK and European tour of Cats, with the distinction of performing at the Olivier Awards at the Royal Opera House.Following his performing career, Ian developed an extensive teaching and leadership practice across Canada, the UK, and the United States. He joined the artistic faculty of Canada's National Ballet School, where he taught across all levels of the Professional Ballet Program, from foundational training through to stage-ready repertoire. During his tenure, he created the school's formalized pas de deux curriculum and served as Manager of the International Exchange Program, overseeing international placements for more than 100 students annually. His students have gone on to perform with companies including The Royal Ballet, American Ballet Theatre, Dutch National Ballet, Boston Ballet, Stuttgart Ballet, Houston Ballet, Tulsa Ballet, The Washington Ballet, Miami City Ballet, and The National Ballet of Canada, among many others.In addition to his work at NBS, Ian has taught and choreographed for professional training programs and institutions in Canada and the UK, including Performers College, The School of Ballet Theatre UK, Chantry School, Canada's Ballet Jörgen, and the Maritime Conservatory of Performing Arts, with choreography presented by Youth America Grand Prix and conservatory-level programs across North America and Europe.Ian's teaching philosophy is grounded in classical rigor, musical clarity, and long-term dancer development. Shaped by years of institutional teaching, curriculum design, and mentorship, his work centers on maintaining uncompromising technical standards while supporting dancers as whole artists, with an emphasis on sustainability, agency, and artistic longevity. Ian is currently the Artistic Director of Ballet Theatre of Phoenix and Convergence Ballet, and is based in Phoenix, Arizona.DANCE WELLNESS COMMUNITY:Join us in the INNER CIRCLE:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://dancewellnesscommunity.com⁠⁠⁠⁠⁠⁠CONNECT WITH IAN:https://www.instagram.com/ianparsonsballet/CHRISTINE BAR NOEL:All The Things! ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://beacons.ai/christinebarnoel⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Instagram:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.instagram.com/recoveringperfectionistpodcast⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.instagram.com/dancewellnesscommunity

Non Stop News dedica il podcast alle eccellenze nazionali, con storie di arte, sport e impegno sociale che definiscono l'Italia contemporanea. Cecilia Bartoli, icona della lirica con 5 Grammy (record condiviso con Pavarotti), 17 nomination, oltre 10 milioni di dischi venduti, direttrice del Festival di Salisburgo e dell'Opéra di Monte-Carlo, ha cantato l'inno olimpico con Lang Lang alla cerimonia di apertura di Milano-Cortina 2026 a San Siro, portando l'opera lirica a un pubblico pop in un momento carico di emozione. ​ Flavio Roda, presidente della FISI, commenta l'avvio ufficiale delle Olimpiadi invernali di Milano-Cortina, mentre Giorgio Rocca analizza le gare azzurre con focus su protagonisti e aspettative. ​ Luca Trapanese presenta il monologo teatrale Nato per te – L'amore non chiede permesso, racconto intimo su paternità, disabilità e inclusione ispirato all'adozione della figlia Alba con sindrome di Down; date a Bologna (24/2), Genova (20/3), Gallarate (21/3), Napoli (27-28/4); fresco di uscita il libro Storia di una famiglia imperfetta (Salani), e riflessioni sulla riforma caregiver. ​ Tommaso Angelini fa il punto sul medagliere azzurro: bilancio della prima giornata olimpica e preview delle gare di oggi. In chiusura, attualità con Maurizio Belpietro de La Verità.

In this episode, Micah Shilanski and Brian Smith discuss the challenges of income planning for retirement, emphasizing the importance of understanding life expectancy versus longevity, the impact of Monte Carlo analysis, and the role of fixed income products like annuities. They explore how to balance risk and income, the significance of effective communication with clients, and the potential downsides of annuities. The conversation also touches on cap rates and their implications, as well as leveraging annuities for long-term care planning. The episode concludes with actionable insights for financial advisors. The Longevity Factor in Retirement With Brian Smith Resources in today's episode: - Micah Shilanski: Website | LinkedIn - Brian Smith: Website | LinkedIn - Learn More about our Coaching Programs

Most retirement plans look fine - until inflation, markets, taxes, and 'real life' hit. In this episode of Your Retirement Planning Simplified, Joe Curry explains how to stress test your retirement plan in 2026, why Monte Carlo projections can create false confidence, and how guardrails help you make calmer, tax-smart retirement income decisions when markets get volatile.   Thank you for listening!  You can get a full breakdown of each episode on our blog:  https://www.retirementplanningsimplified.ca/blog  Don't forget to like, comment, and subscribe for more simplified retirement planning insights!      Ready to take the next step?   Identify your retirement income style with the RISA questionnaire at  https://account.myrisaprofile.com/invitation-link/88QG1TMQ12     Want a retirement plan that adapts as your life evolves?  Discover our True Wealth Roadmap — a step-by-step process to align your finances with your ideal retirement.  Learn more here: https://matthewsandassociates.ca/vsl/      About Joe Curry  Joseph Curry, also known as Joe, is the host of Your Retirement Planning Simplified, Canada's fastest-growing retirement planning podcast, where he provides accessible, in-depth financial advice. As the owner and lead financial planner at Matthews + Associates in Peterborough, Ontario, Joe and his team are committed to helping people secure both financial stability and purpose in retirement. His mission is to ensure people can sleep soundly knowing they have a solid plan in place, covering both financial and lifestyle aspects of retirement. A Certified Financial Planner and Certified Exit Planning Advisor, he values true wealth as more than money—it's about creating meaningful experiences with loved ones and fostering opportunities for the future.   You can reach out to Joe through:  LinkedIn: https://www.linkedin.com/in/curryjoe  Website: https://www.retirementplanningsimplified.ca/  Website: https://matthewsandassociates.ca/vsl/      About Retirement Planning Simplified  Founded in 2022, its mission is to empower people to plan for retirement confidently, focusing not only on finances but also on a meaningful life. RPS wants everyone to have access to simple, reliable tools that reflect their values and priorities, helping them create True Wealth—the freedom to do what they love with those they love. By simplifying retirement planning and aligning it with the retiree's purpose, RPS aims to support building a retirement that feels fulfilling and secure.  To know more about RPS you can visit the links below:  LinkedIn: https://www.linkedin.com/company/retirement-planning-simplified/  Instagram: https://www.instagram.com/retirement_planning_simplified  Podcast/Blog: https://www.retirementplanningsimplified.ca/blog  Youtube: https://www.youtube.com/@retirementplanningsimplified         Disclaimer  Opinions expressed are those of Joseph Curry, a registrant of Aligned Capital Partners Inc. (ACPI), and may not necessarily be those of ACPI. This video is for informational purposes only and not intended to be personalized investment advice. The views expressed are opinions of Joseph Curry and may not necessarily be those of ACPI. Content is prepared for general circulation and information contained does not constitute an offer or solicitation to buy or sell any investment fund, security or other product or service.   

La primera semana de pretemporada ha dejado una F1 dividida entre certezas parciales y misterios bien calculados. Si la semana pasada con “conformábamos” con el Montecarlo y Daytona, lo que nos ha traído esta semana es puro nervio. Y en el Podcast Técnica Fórmula 1 tratan de calmarnos. Datos que ¿no sirven para nada? Aunque los equipos insisten en que el “shakedown” no debe interpretarse como una prueba de rendimiento puro, los datos acumulados en pista siempre permiten dibujar tendencias. Y este año, la fiabilidad (más que la velocidad, al menos en esta primera semana) ha sido el indicador que más ha hablado. Mercedes emerge como el equipo más sólido del arranque por la abrumadora cantidad de vueltas acumuladas. Más de 500 giros, sin sombras de problemas mecánicos y con varias simulaciones de carrera completadas, colocan al equipo de Toto Wolff en una posición privilegiada en términos de preparación. Tras años de altibajos, esta primera señal sugiere que el nuevo monoplaza podría ser competitivo desde el inicio. La serenidad se ha instalado en Brackley mientras otros equipos buscan respuestas. Otros niveles “aceptables” (e inaceptables). Ferrari y los equipos con motor Red Bull Ford han mostrado también niveles aceptables de fiabilidad, aunque sin el volumen de trabajo de Mercedes. McLaren, por ejemplo, ha sorprendido positivamente por el nivel de madurez técnica de su coche. La sensación general es que Woking llega con una base muy trabajada, lista para evolucionar desde el primer Gran Premio. En la otra cara de la moneda se encuentran Audi y Cadillac, cuyos problemas mecánicos han limitado gravemente el kilometraje. Para Audi, que entra en la era de la F1 con ambición de fabricante completo, estos primeros tropiezos no pasan desapercibidos. En la F1 moderna, cada vuelta es oro, y su déficit no es buena señal (aunque sí normal para un nuevo motorista). La estrella de la fiesta. Pero si hay un equipo que ha generado conversación, ese es Aston Martin. Su coche, en el que se nota a la legua la marca Adrian Newey, es probablemente el más radical de la parrilla. Soluciones aerodinámicas extremas, volúmenes arriesgados y una filosofía técnica muy distinta al resto convierten al AMR26 en uno de los grandes puntos de interés del invierno. Sin embargo, su escaso rodaje (solo un día y con velocidad controlada) deja abiertas más preguntas que respuestas. ¿Falta de preparación? ¿Estrategia para esconder fortalezas? ¿Cautela por parte de Honda ante posibles problemas de motor? Eso sí, para los aficionados (sobre todo los españoles) el gesto – la sonrisa que no podía ocultar – de Fernando Alonso tras la jornada no ha pasado desapercibido. El “shakedown” evaluado. Las cifras de esta semana lo dejan claro: Aston Martin es la mayor incógnita; Mercedes, la mayor certeza; y Audi, la mayor decepción (provisional). El debate, aparte de las cifras, está en si esta normativa permitirá que las diferencias entre motores se mitiguen mediante aerodinámica. Algunos ingenieros apuntan que sí: el comportamiento más predecible de los coches favorece a quienes hayan logrado conceptos aerodinámicos eficientes, incluso con motores menos dominantes. Por último, la (lamentable) ausencia total de Williams añade un punto más de incertidumbre a la parrilla: en una pretemporada tan corta, perder días de pista es un golpe duro. El resultado de la evaluación está claro: esta primera semana no revela quién será rápido, pero sí quién está preparado. Mejor aún, al menos para los aficionados: la F1 arranca su camino hacia el nuevo reglamento con un abanico de ideas técnicas más amplio que en años anteriores y con equipos que se mueven entre la cautela y la ambición. Lo único seguro es que la pretemporada nos ha dado mucha ilusión… y un buen número de enigmas por resolver. Escucha el episodio completo en la app de iVoox, o descubre todo el catálogo de iVoox Originals

Nu börjar Olympiska vinterspelen i Milano Cortina. OS-kommentatorerna Lasse Granqvist och Tommy Åström guidas inför avresan av Italienkännaren Jennifer Wegerup, som både hissar och dissar arrangörslandet: ”Svenskarna var för ärliga för att få arrangera spelen.”Med en vecka kvar till årtiondets ishockeyturnering är vi framme vid nästsista spelaren i Sporthusets All Star Team. OS-reportern Camilla Nordlund berättar om sin skiddokumentär ”Ett släktträd av guld” med William Poromaa. Kan det bli TIO svenska guld som i Tommys Topplista? Äntligen har Sverige fått en världsstjärna i rally igen i Oliver Solberg som nyligen vann klassiska Monte Carlo. Mångåriga motorjournalisten Jan-Erik Berggren vittnar om uppståndelsen inför Svenska Rallyt kommande vecka. Hosted on Acast. See acast.com/privacy for more information.

Krunching Gears - The Rally Podcast, 2026 Season, episode 4. In this episode, we look back at the dramatic Corrib Oil Galway Rally with overall winner Callum Devine, who shares his thoughts on the season opener. Galway has definitely set a high bar for the first round of the NAPA Irish Rally Tarmac Championship. We are also joined by second-placed co-driver Tom Murphy and winning two-wheel-drive co-driver Killian McArdle, as they reflect on their rallies and key moments from the event. We also chat to RallyTV commentator Mike Chen, who gives his expert analysis of the opening round of the World Rally Championship in Monte Carlo and the stories that shaped the season opener.   Chapters Start 00:00:00 Callum Devine 00:04:25 Tom Murphy & Killian McArdle 00:18:40 Mike Chen 00:44:05 End 01:18:20

Tom and Don break down why gold, silver, and individual stocks remain speculative distractions rather than reliable investments, using recent volatility in precious metals and Microsoft as cautionary examples. They explain how globally diversified portfolios helped investors stay steady while fear-driven assets whipsawed. The show tackles retirement allocation risks, high-cost target date funds, and how much risk retirees may actually need to take. Listener questions cover 401(a) rollovers, withdrawal strategies, rebalancing after a decade, tax treatment of tips, collective investment trusts, teacher retirement plans, and high-yield savings accounts—reinforcing the case for low costs, broad diversification, and disciplined investing. 0:04 Why gold and silver are speculation, not investments 1:19 Precious metals crash and volatility reality check 3:11 Microsoft drop and risks of single-stock investing 4:40 Fear, home bias, and global diversification 7:12 Birthday story and listener banter 8:31 Elaine's 401(a) and risky target-date fund allocation 11:24 High expense ratios vs. low-cost index options 12:47 Retirement income needs and withdrawal risk 14:04 Monte Carlo results for 60/40 portfolios 15:56 Tips income, taxes, and rebalancing questions 18:03 Standard deduction and real tax impact 23:39 Capital Group CIT vs. Vanguard index funds 25:21 Downsides of collective investment trusts 28:08 403(b)WISE and school district plan ratings 29:55 Teacher retirement plan advocacy 32:32 High-yield savings account recommendations 34:18 Rebalancing after 10 years 35:17 Asset location and tax efficiency Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode we answer questions from Ben, Todd, and Tom. We discuss how managed futures differ from momentum, differentiating Monte Carlo simulations and why you need to be careful with parameterized simulations, and flexible withdrawal strategies generally and applied to the sample portfolios.LInks:QMOM and DBMF comparison and correlations:  testfol.io/analysis?s=5lCK1KCsAsxMorningstar 2025 State of Retirement Income Report:  Morningstar State_of_Retirement_Income_2025.pdf - Google DrivePortfolio Charts Annual Returns Calculator:  Annual Returns – Portfolio ChartsBreathless Unedited AI-Bot Summary:Ever wondered why a momentum stock fund and a managed futures fund can look similar on the surface yet behave like opposites when markets lurch? We dig into the real differences between equity momentum strategies like QMOM and multi-asset trend programs like DBMF, explaining how managed futures trade across stocks, bonds, commodities, and currencies with the ability to go long and short. That breadth—and the discipline to follow trends over weeks to a year—creates low correlation to traditional portfolios and turns macro chaos into potential opportunity.From there, we tackle the Monte Carlo confusion that trips up even seasoned planners. We compare historical shuffles that preserve real-world co-movements with parameterized simulations that assume normal distributions and independence—two assumptions markets love to break. You'll hear why fat tails matter, how “impossible” scenarios sneak into naïve models, and where to find usable inputs without double-counting inflation. We also share a simple framework: use multiple calculators, add historical stress tests starting in rough windows like 1968 or 2000, and look for consistent results across tools before you trust any forecast.Finally, we turn to retirement withdrawals and the habits that actually hold up. Instead of rigid CPI bumps, we walk through constant-percentage withdrawals, guardrails, and the reality that retiree spending tends to run at CPI minus 1–2 percent outside healthcare. We highlight how flexible rules can raise sustainable withdrawal rates and why resilient portfolio design—think Golden Butterfly or Golden Ratio—can outperform a classic 60/40 under severe sequences. If you're ready to upgrade your plan with better diversification, better testing, and smarter spending rules, you'll leave with practical steps you can apply today.Enjoyed the conversation? Subscribe, leave a review, and share this episode with a friend who's serious about building a portfolio that survives bad markets. What testing change will you make this week?Support the show

One of the most common questions I get, and honestly one of the biggest sources of anxiety for anyone nearing financial independence is: "How much can I spend without running out of money once I quit my job and start living off my investments?" It's one thing to see a big number in your investment account; it's another thing entirely to hit the "withdraw" button and start taking money out. Research, and my own experience shows that many Canadians end up underspending. They live a smaller life than they need to simply because they don't have a structured process they can trust. Some blindly follow the "4% rule," while others just live off dividends, pensions, and/or government benefits, never touching their principal. This often results in a massive amount of money left over when they pass away. That is money that could have been spent enjoying life, creating memories with family, or donating to charity, rather than leaving a giant inheritance, and a giant tax bill to the government. So, how do we find that balance? How do we calculate a spending number that is safe, but still lets us enjoy our lives? To answer this, I invited Thuy Lam back on the show. Thuy is a Certified Financial Planner with over 20 years in the industry who recently built my personal financial plan. We discuss the specific cashflow plan she created for us, and the relevant insights and best practices you can apply to your own situation. We dig into four critical areas: First, the "Safe Withdrawal" question: We move past the 4% rule and discuss how to determine a sustainable spending rate that factors in current market conditions. Second, the "Bucketing Strategy.": Thuy breaks down how to allocate your portfolio for short-term spending versus long-term growth. This is huge for keeping anxiety low when the market drops. "Stress Testing" your plan: We talk about why using a simple average rate of return (like 8%) is a dangerous mistake, and how Monte Carlo simulations can help you see if your plan survives extreme scenarios. Dynamic Spending Adjustments: We cover exactly when to tighten the belt if markets underperform, and how to safely increase spending if returns are high, so you don't die with a giant portfolio you never got to enjoy. We're going to cover all that and more. Enjoy the Episode! Links from the episode: Meet with Thuy: Free Introductory Meeting & Discount Link  Free Access to my investing guide: What I Invest In and Why? (Kornel's Portfolio)

Drs. Ted Morton and Christine Lockowitz join Dr. Ryan Moenster to discuss all things amoxicillin, particularly in our pediatric patients. Our guests answer common questions, such as, what formulations should be used for certain infectious conditions and/or organisms and how to dose amoxicillin to maximize PK/PD optimization without inducing potential adverse events. It is a must-listen for all! This episode also qualifies for 1 hour of BCIDP credit! How to Obtain BCIDP Recertification Credit for this Episode: Visit sidp.org/BCIDP for more information. References: Bradley JS, Garonzik SM, Forrest A, Bhavnani SM. Pharmacokinetics, pharmacodynamics, and Monte Carlo simulation: selecting the best antimicrobial dose to treat an infection. Pediatr Infect Dis J. 2010 Nov;29(11):1043-6. doi: 10.1097/INF.0b013e3181f42a53. PMID: 20975453. Craig WA. Pharmacokinetic/pharmacodynamic parameters: rationale for antibacterial dosing of mice and men. Clin Infect Dis. 1998 Jan;26(1):1-10; quiz 11-2. doi: 10.1086/516284. PMID: 9455502. Hakenbeck R, Grebe T, Zähner D, Stock JB. beta-lactam resistance in Streptococcus pneumoniae: penicillin-binding proteins and non-penicillin-binding proteins. Mol Microbiol. 1999 Aug;33(4):673-8. doi: 10.1046/j.1365-2958.1999.01521.x. PMID: 10447877. Bax R. Development of a twice daily dosing regimen of amoxicillin/clavulanate. Int J Antimicrob Agents. 2007 Dec;30 Suppl 2:S118-21. doi: 10.1016/j.ijantimicag.2007.09.002. Epub 2007 Nov 5. PMID: 17983732. Bielicki JA, Stöhr W, Barratt S, Dunn D, Naufal N, Roland D, Sturgeon K, Finn A, Rodriguez-Ruiz JP, Malhotra-Kumar S, Powell C, Faust SN, Alcock AE, Hall D, Robinson G, Hawcutt DB, Lyttle MD, Gibb DM, Sharland M; PERUKI, GAPRUKI, and the CAP-IT Trial Group. Effect of Amoxicillin Dose and Treatment Duration on the Need for Antibiotic Re-treatment in Children With Community-Acquired Pneumonia: The CAP-IT Randomized Clinical Trial. JAMA. 2021 Nov 2;326(17):1713-1724. doi: 10.1001/jama.2021.17843. Erratum in: JAMA. 2021 Dec 7;326(21):2208. doi: 10.1001/jama.2021.20219. PMID: 34726708; PMCID: PMC8564579.

Mientras la Fórmula 1 no quiere darnos nada de emoción y se oculta, el mundo del motor ya ha vivido tres grandes citas competitivas que han marcado el inicio del año: el Dakar, el Rally de Montecarlo y las 24 Horas de Daytona. Este segundo episodio del Podcast Técnica Fórmula 1 nos pone al día con los últimos eventos, muy distintos, pero unidos por la intensidad, la emoción y la aparición de protagonistas inesperados. Montecarlo y su idilio con la nieve. El Rally de Montecarlo volvió a demostrar por qué es una de las pruebas más especiales del calendario. Nieve, hielo, tramos mojados y condiciones cambiantes ofrecieron un escenario clásico y exigente, en el que el talento al volante marcó la diferencia. El gran nombre propio fue Oliver Solberg, que firmó una actuación sobresaliente y se impuso con autoridad frente a rivales de primer nivel. Ni la regularidad y velocidad de Elfyn Evans ni la experiencia y agresividad de Sébastien Ogier fueron suficientes para frenar al joven piloto, que dominó el rally prácticamente de principio a fin. Toyota volvió a mostrarse como la referencia técnica del campeonato, mientras que Hyundai quedó muy lejos de las posiciones de cabeza y Ford pasó prácticamente desapercibida. Aunque solo se ha disputado una prueba, el rendimiento mostrado plantea interrogantes sobre la capacidad real de sus rivales para plantar cara a la marca japonesa a lo largo de la temporada. Además, el gran momento de forma de Solberg y Evans abre el debate sobre si a Ogier le saldrá a cuenta no disputar el campeonato completo. Daytona: 24 horas dan para mucho. Al otro lado del Atlántico, las 24 Horas de Daytona ofrecieron un espectáculo irregular pero emocionante en su desenlace. La carrera estuvo marcada por una elevada cantidad de neutralizaciones debido a la niebla, lo que restó continuidad y ritmo durante muchas horas. Aun así, las fases finales devolvieron la emoción, con luchas cerradas en prácticamente todas las categorías. Alex Palou volvió a marcharse de Daytona sin el ansiado trofeo, esta vez por una penalización que condicionó el resultado final de su coche. En GTD Pro y GTD, la variedad de marcas y equipos volvió a demostrar la excelente salud de las competiciones de resistencia (y eso nos encanta, después de unos años de bajón), con BMW, Mercedes, Porsche, Ferrari, Corvette y Aston Martin protagonizando una batalla constante hasta la bandera a cuadros. A mal tiempo, buena cara. Mientras la F1 se esconde, el resto del automovilismo ya ha empezado a ofrecer grandes historias, actuaciones memorables y preguntas que solo el paso de las carreras podrá responder. Y es que Montecarlo y Daytona han servido como un potente aperitivo de lo que promete ser una temporada apasionante. Esperemos que la FOM espabile y se una a la fiesta de los aficionados. Escucha el episodio completo en la app de iVoox, o descubre todo el catálogo de iVoox Originals

See what gold and silver highs mean and how to plan retirement spending without the 80% rule. Is gold's record run a sign you should buy? Do you really need 80% of your income in retirement? Hosts Sean Pyles and Elizabeth Ayoola discuss retirement income rules of thumb to help you understand how to estimate what you might spend after you stop working. But first, senior news writer Anna Helhoski joins Sean and Elizabeth to break down the precious-metals rally with investing writer Sam Taube. They discuss why investors treat gold and silver as “safe havens,” how a weakening U.S. dollar and tariff-driven uncertainty can move prices, and what to consider if you're deciding between physical metals and gold ETFs. Then, James Bashall, COO and advisor for NerdWallet Wealth Partners, joins Sean and Elizabeth to discuss how to plan for retirement without blindly relying on the 80% rule. They discuss where the 80% benchmark came from, how other shortcuts like the 4% rule and the “rule of $1,000” can shape your thinking, and why running multiple spending scenarios (including a “spending smile”) can help you balance travel, inflation, and health care costs over time. Wondering how to buy gold? You have several options, including bullion, gold stocks, gold funds and gold futures. Learn more about the pros and cons of each: https://www.nerdwallet.com/investing/learn/how-to-buy-gold  If you want to learn more about working with a financial advisor, then visit NerdWallet Wealth Partners at nerdwalletwealthpartners.com/smart Want us to review your budget? Fill out this form — completely anonymously if you want — and we might feature your budget in a future segment! https://docs.google.com/forms/d/e/1FAIpQLScK53yAufsc4v5UpghhVfxtk2MoyooHzlSIRBnRxUPl3hKBig/viewform?usp=header In their conversation, the Nerds discuss: gold prices, silver prices, gold record high, investing in precious metals, gold vs silver, safe haven asset, hedge against inflation, hedge against a falling dollar, U.S. dollar decline, dollar index, portfolio diversification, gold ETF, best gold ETFs, physical gold, gold bullion, buying gold coins, storing gold safely, selling gold jewelry, central banks buying gold, geopolitical uncertainty investing, tariffs and markets, market volatility hedge, Goldman Sachs gold forecast, commodity investing, rebalancing portfolio, silver industrial demand, silver for electronics, AI chips silver demand, electric vehicle silver demand, retirement income replacement, 80% rule retirement, retirement spending, 4% rule, withdrawal rate, Monte Carlo retirement simulation, and retirement healthcare costs. To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com. Like what you hear? Please leave us a review and tell a friend. Learn more about your ad choices. Visit megaphone.fm/adchoices

Ett luxuöst par ankommer till tågstation i Marseille och ber att en stor väska ska skickas vidare till London. Då man upptäcker att det rinner blod ur den mystiska koffertern öppnar man den och finner däri ett stympat kvinnolik - utan huvud och ben...   Avsnittet är ett önskeavsnitt från en av våra Patreons, för ni vet väl att ni får önska avsnitt om ni blir Patreon?  Stöd Oknytt på Patreon för att öka kvalitén på avsnitten och ta del av bonusmaterial: https://www.patreon.com/oknytt Följ Oknytt på sociala medier!  Insta: @oknyttpod Facebook: https://www.facebook.com/Oknyttpod  Har du en berättelse du vill att vi ska ta upp? Maila den till: oknyttpod@gmail.com

Novak Djokovic peut remercier "les Dieux du tennis". Le Serbe vient de se qualifier pour les demi-finales de l'Open d'Australie alors qu'il n'a pas gagné un set depuis… les 8èmes de finale ! Après le forfait de Jakub Mensik en quarts de finale, Djokovic a cette fois-ci bénéficié de l'abandon de Lorenzo Musetti qui menait 2 sets à 0. Un miracle pour Djoko qui passait totalement à côté de son match mais qui se qualifie à 38 ans pour sa 5e demi-finale de suite en Grand Chelem ! Musetti a touché du bout des doigts à cette qualification mais doit s'arrêter en plein tournoi comme à Paris et Monte-Carlo en 2025.Ce podcast est hébergé par Podcastics, la plateforme pour créer et diffuser votre podcast facilement.

Send us a textIn this episode, Lady Petra and Saffermaster chat with Mike DeCrow, the proprietor of The Crow's Nest Escape and their two studios, The Nest and The Hideout, over a Monte Carlo. https://m.youtube.com/@thecrowsnestescapeThe Kinky cocktail Hour is brought to you by Motorbunny, the best saddle style vibrator on the market today. Save $40 on your Motorbunny purchase with the code LADYPETRAPLAYGROUND at Motorbunny.com You can order the TechRing, "Where health meets pleasure" at http://myfirmtech.com using the code "KINKY" to save 15%. Put a ring on it!Support the showHard Married: A Guide to Building Lasting Love by Unlocking the Secrets of Deep Intimacy. Get your copy of this new book by Saffer here: https://tinyurl.com/Hard-Married Visit Hardmarried.net Listen on Podurama https://podurama.com

The Moment “Confident” Sounds Like “Certain” A few weeks ago, we found ourselves talking about how quickly AI is moving. It's not just that it can answer questions fast—it's that it can sound certain while doing it. https://www.youtube.com/live/mWd2QqPzFWA And when you're staring at a big money decision—debt, investing, taxes, retirement—certainty feels like relief. It feels like clarity. But after thousands of conversations with real families, we've learned something that never changes: people don't just need answers. They need judgment. They need wisdom. They need someone who can hear what's not being said and help them make decisions they can live with. So we're tackling the question head-on: Will AI replace financial advisors? The Moment “Confident” Sounds Like “Certain”The Promise and the Limits of an AI Financial AdvisorWill AI Replace Financial Advisors? Start With the Real Problem: Information Overload, Wisdom ShortageAI Financial Planning Tools Can Help You Find Information Fast—but Speed Isn't the Same as StewardshipAI Financial Advisor vs Human Financial Advisor: What AI Does Well (And Why That's a Gift)What AI Can and Can't Do in Financial Advice: AI Excels at Technical Speed and StructureHow to Use AI With a Financial Advisor: Let AI Raise Your Questions, Not Replace Your CounselChatGPT Financial Advice and the Biggest Risk: It Doesn't Know What's True—It Knows What's RepeatedCan You Trust AI for Financial Advice? A Simple FrameworkRobo-advisor vs Financial Advisor: Why Optimization Isn't the Same as GuidanceAI and Behavioral Finance Coaching: The Moment Emotion Enters, the Math Isn't EnoughRoth Conversions and the Problem With “Perfect Math”: You Have to Know the Future (And You Don't)AI in Wealth Management Helps With Modeling—but It Can't Carry the Weight of Your MortalityPrivacy Risks Sharing Financial Data With AI: A Practical BoundaryThe Bottom Line: AI Can Enhance Wisdom, But It Cannot Replace ItWill AI Replace Financial Advisors? The Better Question Is: Who's Leading?Use the Tool, Don't Hand Over the WheelListen to the Full Episode on “Will AI Replace Financial Advisors?”Book A Strategy CallFAQWill AI replace financial advisors?Is an AI financial advisor trustworthy?What is the difference between a robo-advisor vs financial advisor?Can you trust ChatGPT financial advice?What are the biggest privacy risks sharing financial data with AI?How do I use AI in financial planning without making mistakes?What AI can and can't do in financial advice?How to use AI with a financial advisor? The Promise and the Limits of an AI Financial Advisor If you've been asking, “Will AI replace financial advisors?” you're not alone. With ChatGPT and other tools now in everyone's pocket, it's natural to wonder if you can depend on technology to do what an advisor does—maybe even better than a human. In this blog, you'll walk away with: A clear view of what an AI financial advisor can do well today The limits of ChatGPT financial advice (and why it matters) The real difference in AI vs human financial advisor—and why it isn't mostly about math How to use AI in financial planning without outsourcing your responsibility A simple framework for letting AI serve your decisions—not lead them We're not here to hype AI or fear it. We're here to help you use it wisely—so you stay in control of your financial life. Will AI Replace Financial Advisors? Start With the Real Problem: Information Overload, Wisdom Shortage We live in a world drowning in information. You can Google anything. You can ask ChatGPT anything. You can get 1,500 opinions in five minutes—especially about money. But access to information isn't the same as knowing what to do. That's why this conversation matters: we don't just have an information problem. We have a wisdom problem. You can search “how to invest” or “how to pay off debt” and get answers that sound smart—but those answers don't actually understand your life, your goals, your emotions, your discipline level, your blind spots, your family responsibilities, or your values. People don't get stuck because they can't find an answer. They get stuck because they can't tell which answer is true, which answer is opinion, and which answer applies to their reality. This is the first reason the “AI will replace advisors” narrative falls short. AI can multiply information. But it cannot automatically create wisdom inside you. AI Financial Planning Tools Can Help You Find Information Fast—but Speed Isn't the Same as Stewardship AI in the financial world isn't brand new. The industry has used advanced modeling tools for years—Monte Carlo simulations, tax planning software, retirement projections, portfolio analytics. What's changed is how accessible and conversational it's become. Now you can ask an AI tool a question like you'd ask a person. That's powerful. But it also creates a temptation: treating the tool like a decision-maker instead of a tool. And that's where people can get harmed—not because AI is “evil,” but because it's easy to transfer your trust to something that sounds confident. AI Financial Advisor vs Human Financial Advisor: What AI Does Well (And Why That's a Gift) Let's say this plainly: AI can be a good tool. Used well, it can help you become more prepared, more organized, and more proactive. Here are practical ways AI in financial planning is already genuinely helpful. What AI Can and Can't Do in Financial Advice: AI Excels at Technical Speed and Structure AI is excellent at gathering technical information quickly and helping you manipulate scenarios. Instead of building spreadsheets, calculators, and formulas from scratch, you can get a structured outline in minutes. It can help you: Summarize concepts in plain language Compare strategies side-by-side Generate checklists and planning questions Turn notes into a presentation Create “what if” scenario prompts That can help you see possibilities faster. But seeing possibilities is not the same as choosing wisely. How to Use AI With a Financial Advisor: Let AI Raise Your Questions, Not Replace Your Counsel One of the best uses of AI is preparation. You can ask it: “What questions should I ask my advisor about retirement?” “What are common blind spots in tax planning?” “What are the tradeoffs of paying off debt versus investing?” “What does it mean to reduce drawdown?” Then you bring those questions to a real conversation with a professional who understands context. Used this way, AI can help you show up better. That's very different than AI taking over. ChatGPT Financial Advice and the Biggest Risk: It Doesn't Know What's True—It Knows What's Repeated One thing we've noticed quickly: AI tools learn from what's out there on the internet, and they don't always know what is true versus what is simply popular. Sometimes things look like “truth” because they're repeated endlessly. That matters in money decisions, because repetition isn't accuracy—and it's definitely not wisdom. So if you're asking, “Can you trust AI for financial advice?” the answer depends on how you use it. Can You Trust AI for Financial Advice? A Simple Framework Here's a practical way to think about trust: Trust AI to organize information. Trust AI to help you generate questions. Don't trust AI to carry your responsibility. Don't trust AI to know your full story—your fears, habits, values, and family dynamics. AI can be a strong assistant. It's not a wise authority. Robo-advisor vs Financial Advisor: Why Optimization Isn't the Same as Guidance Robo-advisors have been around for years. They can be helpful for automating portfolio allocation and rebalancing. But the question isn't whether robo-advisor vs financial advisor is better in theory. The question is: what do you actually need? Most people don't struggle because they lack a portfolio. They struggle because when real life hits—fear, uncertainty, loss, family conflict—they stop making consistent decisions. Money decisions are never just math decisions. They're human decisions. And real guidance isn't just optimization. It's interpretation, coaching, and sometimes even protection from your own impulse. AI and Behavioral Finance Coaching: The Moment Emotion Enters, the Math Isn't Enough A perfect example came up in our conversation. Someone left an advisor because they felt dismissed emotionally. The message they kept hearing was, “Don't worry.” But they were worried. So the plan was adjusted to minimize drawdown—the goal was reducing the size of losses during downturns. That created more peace. Then the market rose strongly, and the question became: “Why am I not up as much as the S&P 500?” That's a human moment. It's normal. It also reveals the deeper truth: we often want safety and maximum upside at the same time. An AI tool can explain that tradeoff intellectually. But the real work is helping a person reconnect their decisions to their values and expectations—and then stay consistent under stress. That's where AI vs human financial advisor becomes obvious. The issue isn't intelligence. The issue is integration. Roth Conversions and the Problem With “Perfect Math”: You Have to Know the Future (And You Don't) Roth conversions are a great example of why financial decisions can't be reduced to formulas. Whether a Roth conversion is “best” depends on factors like: Future tax rates Your income path Your withdrawal timing And how long you'll live Many financial models require assumptions about the future that cannot be known. AI can run scenarios. It cannot remove uncertainty. It also cannot decide which risks you're willing to carry, which outcomes matter most to you, and how your family should prepare if life doesn't go as modeled.

What makes something truly *intelligent?* Is a rock an agent? Could a perfect simulation of your brain actually *be* you? In this fascinating conversation, Dr. Jeff Beck takes us on a journey through the philosophical and technical foundations of agency, intelligence, and the future of AI.Jeff doesn't hold back on the big questions. He argues that from a purely mathematical perspective, there's no structural difference between an agent and a rock – both execute policies that map inputs to outputs. The real distinction lies in *sophistication* – how complex are the internal computations? Does the system engage in planning and counterfactual reasoning, or is it just a lookup table that happens to give the right answers?*Key topics explored in this conversation:**The Black Box Problem of Agency* – How can we tell if something is truly planning versus just executing a pre-computed response? Jeff explains why this question is nearly impossible to answer from the outside, and why the best we can do is ask which model gives us the simplest explanation.*Energy-Based Models Explained* – A masterclass on how EBMs differ from standard neural networks. The key insight: traditional networks only optimize weights, while energy-based models optimize *both* weights and internal states – a subtle but profound distinction that connects to Bayesian inference.*Why Your Brain Might Have Evolved from Your Nose* – One of the most surprising moments in the conversation. Jeff proposes that the complex, non-smooth nature of olfactory space may have driven the evolution of our associative cortex and planning abilities.*The JEPA Revolution* – A deep dive into Yann LeCun's Joint Embedding Prediction Architecture and why learning in latent space (rather than predicting every pixel) might be the key to more robust AI representations.*AI Safety Without Skynet Fears* – Jeff takes a refreshingly grounded stance on AI risk. He's less worried about rogue superintelligences and more concerned about humans becoming "reward function selectors" – couch potatoes who just approve or reject AI outputs. His proposed solution? Use inverse reinforcement learning to derive AI goals from observed human behavior, then make *small* perturbations rather than naive commands like "end world hunger."Whether you're interested in the philosophy of mind, the technical details of modern machine learning, or just want to understand what makes intelligence *tick,* this conversation delivers insights you won't find anywhere else.---TIMESTAMPS:00:00:00 Geometric Deep Learning & Physical Symmetries00:00:56 Defining Agency: From Rocks to Planning00:05:25 The Black Box Problem & Counterfactuals00:08:45 Simulated Agency vs. Physical Reality00:12:55 Energy-Based Models & Test-Time Training00:17:30 Bayesian Inference & Free Energy00:20:07 JEPA, Latent Space, & Non-Contrastive Learning00:27:07 Evolution of Intelligence & Modular Brains00:34:00 Scientific Discovery & Automated Experimentation00:38:04 AI Safety, Enfeeblement & The Future of Work---REFERENCES:Concept:[00:00:58] Free Energy Principle (FEP)https://en.wikipedia.org/wiki/Free_energy_principle[00:06:00] Monte Carlo Tree Searchhttps://en.wikipedia.org/wiki/Monte_Carlo_tree_searchBook:[00:09:00] The Intentional Stancehttps://mitpress.mit.edu/9780262540537/the-intentional-stance/Paper:[00:13:00] A Tutorial on Energy-Based Learning (LeCun 2006)http://yann.lecun.com/exdb/publis/pdf/lecun-06.pdf[00:15:00] Auto-Encoding Variational Bayes (VAE)https://arxiv.org/abs/1312.6114[00:20:15] JEPA (Joint Embedding Prediction Architecture)https://openreview.net/forum?id=BZ5a1r-kVsf[00:22:30] The Wake-Sleep Algorithmhttps://www.cs.toronto.edu/~hinton/absps/ws.pdf---RESCRIPT:https://app.rescript.info/public/share/DJlSbJ_Qx080q315tWaqMWn3PixCQsOcM4Kf1IW9_EoPDF:https://app.rescript.info/api/public/sessions/0efec296b9b6e905/pdf

No hemos ni terminado enero y vivimos un momento de máxima actividad en el calendario del motor. Más allá de la Fórmula 1, el Podcast Técnica Fórmula 1, dedica el segundo episodio de la semana a analizar competiciones clave como el Rally Dakar, el arranque del Mundial de Rallyes en Montecarlo y la inminente cita de las 24 Horas de Daytona, confirmando que la temporada 2026 ya está plenamente en marcha. Mucho motor. Con el Dakar recién concluido, este segundo programa repasa los resultados en todas sus categorías: motos, coches, Challenger, Classic y camiones. Los colaboradores realizan una valoración global de una edición especialmente exigente, marcada por la dureza del recorrido y la fiabilidad como factor decisivo. Toca hablar de los momentos más relevantes de la prueba y se analiza con detalle el desempeño de los pilotos españoles, poniendo en contexto sus resultados dentro de una competición cada vez más profesionalizada y competitiva. El foco se traslada después al Mundial de Rallyes, que inicia su temporada, como es tradición, en el precioso Montecarlo. Antes de entrar en la previa del rally, Iván Fernández repasa la composición de los equipos y las novedades en las alineaciones de pilotos. Ford, Hyundai y Toyota protagonizan el análisis de las nuevas monturas, tanto desde el punto de vista del chasis como de las decoraciones, mientras se identifican los principales cambios técnicos, también en las categorías inferiores. El Rally de Montecarlo vuelve a presentarse como un desafío único dentro del calendario, con un recorrido exigente, tramos nocturnos y diurnos, y condiciones cambiantes que ponen a prueba la capacidad de adaptación de pilotos y equipos. Así que toca hacer una buena previa, detallando los kilómetros totales, la estructura de las jornadas y los retos específicos del rally, incluyendo las novedades en cuanto a compuestos de neumáticos y el material disponible para afrontar una prueba donde la puesta a punto del coche resulta crítica… y donde el año pasado los neumáticos, como en tantas pruebas, fueron protagonistas. Mirando a Estados Unidos. El cierre del episodio mira hacia Estados Unidos, con la previa de las 24 Horas de Daytona 2026. Se destacan los puntos fuertes de esta edición y la participación española, con nombres propios como Álex Palou, que competirá junto a Scott Dixon en Acura. El repaso a la lista de inscritos refleja la magnitud del evento, con una nutrida parrilla en las categorías GTP, LMP2, GTD Pro y GTD, y la presencia de los principales fabricantes y pilotos del panorama internacional. Empezamos con un plato fuerte, está claro. Con este recorrido por el Dakar, el WRC y la resistencia americana, el episodio confirma que el automovilismo afronta un inicio de año intenso y diverso. Y el Podcast Técnica Fórmula 1 arranca su décima temporada ofreciendo una visión global del motor, conectando disciplinas y campeonatos con la misma intensidad y pasión del primer episodio. Escucha el episodio completo en la app de iVoox, o descubre todo el catálogo de iVoox Originals

Warum begehen Menschen immer wieder die gleichen Fehler? Warum nutzen sie das Wissen der Geschichte nicht für Gegenwart und Zukunft? Davon handelt "Schwanensee. Rotbarts Geschichte". Goyo Montero erzählt Tschaikowskis Ballettklassiker "Schwanensee" aus neuer Perspektive, verwandelt die Märchenerzählung zu einem atemberaubenden Tanzereignis über Traumata, Träume, Sehnsüchte, Liebe, finstere Fantasien. Seit der Spielzeit 2025/2026 ist der Tänzer, Choreograf Goyo Montero neuer Ballettdirektor des Staatsballetts Hannover. Zuvor leitete der 1975 in Madrid geborene Montero 17 Jahre das Ballett des Staatstheaters Nürnberg. Mit Kreationen für Compagnien in London, Birmingham, Monte Carlo, Buenos Aires, São Paulo, Ankara, Berlin oder Kiel verschaffte er sich internationales Ansehen. Mit Andrea Schwyzer spricht Goyo Montero in NDR Kultur à la carte über seine Uraufführung "Schwanensee. Rotbarts Geschichte", über seine neuen Projekte und seine Ideen für das Staatsballett Hannover.

On today's show: Trump names his "Board Of Peace" trustees and says he'll turn the Gaza Strip into Monte Carlo. Apple to release wearable "AI pin" that will listen to and record every conversation in every room. In the UK, the number of people on ADHD medication trebles between 2010 - 2023. What's really going on? Plus: Free speech dying a death in Ireland and Australia. And more. Do NOT mis this show.Support YOUR show at www.richieallen.co.uk 

Reporter, Aaron McElroy examines the possibilities of the World Rally Championship returning to Ireland.

You don't have time to sift through endless financial content. That's why I do it for you. Get my top 5 must-read articles every week in a quick, easy-to-digest email. Sign up for my newsletter. -----  Ever wondered where your retirement plan's "probability of success" really comes from? In this episode, Peter pulls back the curtain on the assumptions inside Monte Carlo analysis—and explains why Plancorp anchors its projections to long-term base rates instead of short-term forecasts.   Listen now and learn: ► The three numbers that quietly drive most Monte Carlo projections ► The four common ways advisors choose capital market assumptions—and why they differ ► Why "more sophisticated" assumptions can sometimes create more error, not less ► How to think about your plan's probability of success without getting lost in the math Visit www.TheLongTermInvestor.com for show notes, free resources, and a place to submit questions.   Editing and post-production work for this episode was provided by The Podcast Consultant (⁠https://thepodcastconsultant.com⁠)   Disclosure: This content, which contains security-related opinions and/or information, is provided for informational purposes only and should not be relied upon in any manner as professional advice, or an endorsement of any practices, products or services. There can be no guarantees or assurances that the views expressed here will be applicable for any particular facts or circumstances, and should not be relied upon in any manner. You should consult your own advisers as to legal, business, tax, and other related matters concerning any investment. The commentary in this "post" (including any related blog, podcasts, videos, and social media) reflects the personal opinions, viewpoints, and analyses of the Plancorp LLC employees providing such comments, and should not be regarded the views of Plancorp LLC. or its respective affiliates or as a description of advisory services provided by Plancorp LLC or performance returns of any Plancorp LLC client. References to any securities or digital assets, or performance data, are for illustrative purposes only and do not constitute an investment recommendation or offer to provide investment advisory services. Charts and graphs provided within are for informational purposes solely and should not be relied upon when making any investment decision. Past performance is not indicative of future results. The content speaks only as of the date indicated. Any projections, estimates, forecasts, targets, prospects, and/or opinions expressed in these materials are subject to change without notice and may differ or be contrary to opinions expressed by others. Please see disclosures here.

Susan is 65, recently widowed, and has saved $2.1 million for retirement.On paper, she's more than fine… but emotionally, she doesn't feel fine.After watching her husband pass away, Susan is ready to retire five years earlier than planned so she can enjoy her “go-go years” while she still has her health.But she's terrified of one thing:

Think you can read the market better than the bidders? We put that to the test with a live Hemmings sold-car roundup—calling final prices and then revealing the hammer on a lineup that spans a 1966 Dodge W100, a first-year 1970 Monte Carlo, a polarizing 1993 Cadillac Allanté, a white-on-white 1973 Pontiac Firebird, a slick 1959 VW Beetle resto-mod, and a modern-legend 2014 Toyota FJ Cruiser. The fun isn't just in the guesses; it's in what each sale says about how collectors value originality, documentation, drivability, and cultural cool right now.We share why workhorse trucks with clean bones still sell strong, how period-correct Mopars earn a premium, and where personal-luxury Chevys are heading as younger buyers join the hunt. The Allanté's Italian styling meets American expectations in a cautionary tale of hype vs. ownership reality. Meanwhile, the FJ Cruiser shocks with a number that reflects overlanding culture, Toyota's reliability halo, and the power of discontinued icons. If you track classic car values, you'll get practical signals you can use before your next bid or garage purchase.Then we pivot to quick-hit news and context. Racing calendars are thinning as the season winds down. On the industry side, we break down EV retrenchment, hybrid resurgence, and why buyers still prefer paper documents at the dealership despite the digitization push. Add a fast walk through auto history—from interchangeable parts to drive-by-wire—and the trendlines snap into focus: practicality and trust win, while timeless design keeps pulling hearts (and wallets) back to analog charm.Join us live on Saturdays to play along, drop your guesses in the chat, and put your market instincts to the test. If you enjoy the show, follow, subscribe, and share it with a friend who can't resist calling the next hammer price. Your take: which car was the best buy?Be sure to subscribe for more In Wheel Time Car Talk!The Lupe' Tortilla RestaurantsLupe Tortilla in Katy, Texas Gulf Coast Auto ShieldPaint protection, tint, and more!Disclaimer: This post contains affiliate links. If you make a purchase, I may receive a commission at no extra cost to you.---- ----- Want more In Wheel Time car talk any time? In Wheel Time is now available on Audacy! Just go to Audacy.com/InWheelTime where ever you are.----- -----Be sure to subscribe on your favorite podcast provider for the next episode of In Wheel Time Podcast and check out our live multiplatform broadcast every Saturday, 10a - 12nCT simulcasting on Audacy, YouTube, Facebook, Twitter, Twitch and InWheelTime.com.In Wheel Time Podcast can be heard on you mobile device from providers such as:Apple Podcasts, Amazon Music Podcast, Spotify, SiriusXM Podcast, iHeartRadio podcast, TuneIn + Alexa, Podcast Addict, Castro, Castbox, YouTube Podcast and more on your mobile device.Follow InWheelTime.com for the latest updates!Twitter: https://twitter.com/InWheelTimeInstagram: https://www.instagram.com/inwheeltime/https://www.youtube.com/inwheeltimehttps://www.Facebook.com/InWheelTimeFor more information about In Wheel Time Podcast, email us at info@inwheeltime.com

The VW GTI turns 50 this year. That's a big deal and we discuss and list our 3 favorite GTI generationsOur trauma surgeon Dr Stephan Moran discusses the safety problems that software-heavy new cars have and how those problems can be addressed Car spotting: Stephan spotted a 2002 Dale Earnhardt Sr signature Chevy Monte Carlo. We hate it and think Dale Sr would have too, had he been alive.They say that your habits at 21 will be your habits for life. When I was 25, my goal car for when I was 50 - 55 and successful was the BMW 535i. But things have changed. We discuss what each of our 25yo car goals were and what they were when we were 35, 45, and 55, and how much things have evolved over time.#carsoncallpodcast #traumasurgeonsafety #automobile #vwgti #gti

About this Episode:  How confident are you that your retirement plan will actually work? In this Monday Money Tip, Joe and Megan break down the Monte Carlo retirement score, what it measures, why financial planners rely on it, and how you can use it to stress test your retirement plan. You will learn what a good Monte Carlo score is, why sequence of returns risk matters, and the specific levers you can pull to improve your retirement readiness, including saving more, spending less, adjusting asset allocation, and retiring later if needed. This episode explains how to use probability, not guesswork, to make informed retirement decisions and build a fully funded retirement plan.

Are you looking to save time, make money, and start winning with less risk? Then head to https://www.ovtlyr.com.If you have ever wondered why some traders seem to catch massive moves while others stay stuck overanalyzing fundamentals, this video is going to click fast. We break down breakout trading using the Donchian Channel strategy and focus on the one thing that actually pays you as a trader: price moving in your favor. No fluff, no theory for theory's sake, just real trading logic that has stood the test of time.This is a watch-along style breakdown where we pause, react, and dig into what actually matters. The big idea is simple but powerful. You do not get paid for effort, research, or opinions. You only get paid when price goes up after you buy, or goes down after you sell. Everything else is just noise. That is why momentum and trend following sit at the center of this conversation.We walk through why Donchian Channels became a foundation for trend-following systems and how they help traders stay aligned with strength instead of guessing tops and bottoms. You will see how breakouts form, why new highs matter, and how mechanical rules remove emotion from decision-making. There is also a deep dive into performance stats, including win rate, average gains versus losses, and why expectancy is far more important than being right all the time.To really stress-test the idea, we run through a Monte Carlo simulation and talk about worst-case scenarios, drawdowns, and compounding over time. This part is eye-opening because it shows how a strategy can feel uncomfortable in the short term and still produce life-changing results if the math is on your side and risk is controlled.About halfway through, everything gets tied back to real-world execution and how these concepts are built into OVTLYR. Market breadth, trend confirmation, and position sizing are all covered in a way that makes sense whether you are newer to trading or have been around the markets for years.Here are a few core ideas you will take away from this video:✅ Why money follows momentum, not opinions✅ How Donchian Channels define clean breakout levels✅ Why cutting losses quickly is non-negotiable✅ How Monte Carlo analysis exposes real risk and reward✅ Why trend alignment beats prediction every timeYou will also see a concrete stock example that shows entries, exits, re-entries, and how different channel settings change your risk profile. There is an honest discussion about drawdowns, sideways markets, and why no strategy wins all the time. That honesty matters, because trading success is about consistency over hundreds of trades, not perfection on one.If you are tired of chasing hype, buying dips just because someone said so, or feeling emotional about every trade, this video will feel like a reset. It is about building a repeatable process, trusting data over feelings, and letting the market tell you what to do instead of fighting it.Watch it with an open mind, take what fits your style, and think about how these principles could sharpen your own trading plan.Gain instant access to the AI-powered tools and behavioral insights top traders use to spot big moves before the crowd. Start trading smarter today

Are you looking to save time, make money, and start winning with less risk? Then head to https://www.ovtlyr.com.If you have ever woken up to a big market gap and thought, “Okay… now what?” this video is for you. The whole conversation is about how to handle a gap up after a major economic report without panicking, chasing price, or doing something you regret five minutes later. Instead of hot takes or hype, this walks through how a professional actually thinks about these situations using a clear, rules-based plan.The big takeaway is simple but powerful: you do not need to do something just because the market moved. A gap up can feel exciting, stressful, or both, but that emotion is exactly what gets most traders into trouble. This breakdown shows how trend structure, moving averages, and volatility filters work together to tell you whether a gap actually changes anything or not.You will see how a bullish trend is defined using the 10, 20, and 50 EMA, and why short-term pullbacks inside that trend are normal. There is a great explanation of why trends can stay intact for weeks or even months, and why trying to jump in front of them usually backfires. The focus stays on reacting to real data instead of guessing what “should” happen next.One of the strongest themes here is that trading should feel boring. Not dull in a bad way, but boring in the same way brushing your teeth is boring. You have a process, you follow it, and you move on with your day. If trading feels exciting, that is usually a sign something is off.Midway through, the video gets very practical and walks through how the current plan is structured, how backtesting supports it, and how tools like fear and greed heatmaps, ATR levels, and order blocks help remove bias. Everything ties back to having clear rules for entry, holding, and exits.Key ideas covered include:✅ How to tell if a gap up actually matters or not✅ Why holding a position is often the correct move✅ How fear and greed levels impact trade difficulty✅ What order blocks are and how they act as support and resistance✅ Why exits should be planned before you ever enterThere is also a very approachable explanation of options concepts like extrinsic value, bid-ask spreads, and why paying too much for uncertainty quietly eats away at performance. Even if you are mostly a stock trader, these concepts help sharpen risk awareness across the board.Later, the conversation zooms out to the bigger picture. Losing streaks, Monte Carlo analysis, and expectancy are discussed in a way that makes it clear why losses are not a failure, they are part of the deal. The difference between amateurs and professionals is not avoiding losses, it is knowing exactly how to survive them.If you are trying to trade with less stress, fewer impulsive decisions, and more consistency, this video lays out a mindset that actually holds up over time. It is not about prediction. It is about execution, patience, and letting the math do the heavy lifting.Gain instant access to the AI-powered tools and behavioral insights top traders use to spot big moves before the crowd. Start trading smarter today

Are you looking to save time, make money, and start winning with less risk? Then head to https://www.ovtlyr.com.If you have ever felt like trading gets way more complicated than it needs to be, this session is going to hit home. This class is all about money management, risk, and why most traders struggle not because they lack setups, but because they never learn how to protect their capital.The big idea here is simple but uncomfortable. Winning trades are inevitable. Losing trades are also inevitable. The difference between traders who survive and traders who blow up is not prediction skill. It is how well risk is controlled when things go wrong. That is the entire foundation of this lesson.You will hear why managing money is really just managing risk. Once risk is out of control, the account is out of control. It does not matter how good the strategy looks, how confident you feel, or how exciting the trade sounds. Without structure, losses compound fast and emotions take over even faster.This session walks through why most traders focus on the wrong things. Amateurs obsess over upside and hate taking losses. Professionals focus on process, discipline, and position sizing. The money shows up as a byproduct of doing those things consistently, not the other way around.A major focus of this lesson is Monte Carlo simulation and why it matters in the real world. Instead of asking what the most likely outcome is, the better question is how bad can this get. If the worst case scenario still works, the plan is solid. If the worst case scenario wipes you out, the plan is broken no matter how good it looks on a chart.Along the way, you will see live examples of expectancy, win rates, loss rates, and why taking more trades actually reduces randomness over time. You will also hear why ignoring stops, doubling down, or hoping a trade comes back is one of the fastest ways to destroy an edge.Here are a few core ideas that really stand out in this class:✅ Why risk control matters more than finding perfect entries✅ How Monte Carlo simulations reveal hidden danger in trading plans✅ The difference between position sizing and portfolio sizing✅ Why consistent risk matters more than consistent share counts✅ How ATR-based sizing keeps losses predictableThe lesson also breaks down position sizing step by step using volatility instead of gut feel. Instead of guessing how much to buy, risk is calculated first and position size becomes a math problem, not an emotional decision. This is where most traders realize how random their past sizing really was.There is also an important conversation about scaling. Jumping from small risk to big risk feels exciting, but it can erase months of progress in a single trade. Scaling gradually is not about fear. It is about giving your edge time to work without blowing yourself up emotionally or financially.Throughout the session, losses are treated as part of the game, not something to avoid at all costs. The goal is not to eliminate losing trades. The goal is to make sure losses are small, controlled, and survivable so winning trades can do their job over time.This is part of OVTLYR University, where the focus is saving time, managing risk, and building trading systems that work in the real world, not just in theory.Gain instant access to the AI-powered tools and behavioral insights top traders use to spot big moves before the crowd. Start trading smarter today

What's the best way to bulletproof a financial plan? In our methodology, we model 1,000 scenarios of things going wrong to make sure we're deeply understanding the most impactful action steps for our clients.Join us for a deep dive into how we model our plans. We'll also share some real life stories of how this planning approach has helped our clients.

On this episode of Simply Money presented by Allworth Financial, Bob and Brian kick off the new year with the January Financial Stress Test: can your plan weather the unpredictability of 2026? With midterm elections looming, potential interest rate reversals, and market volatility ahead, they explore how to bulletproof your investments with strategies like bond duration diversification, buffered ETFs, and Monte Carlo simulations. Plus, they dive into the realities of long-term care insurance and what most investors miss. They also tackle your listener questions on Roth conversions, RMD strategies, and the best way to unwind concentrated stock positions. Finally, a lighthearted but eye-opening look at how eating out could silently devour your retirement nest egg.See omnystudio.com/listener for privacy information.

Click here to share your favorite car, car story or any automotive trivia!What happens when a 13-year-old girl wants to buy her first car but can't legally work? She starts rebuilding carburetors in her dad's garage—and accidentally builds a national brand.

What if one smart shift in your retirement plan could change your entire financial future? On this episode, Kevin Madden walks through real stories that reveal how rethinking traditional strategies can boost income, strengthen security, and simplify retirement planning. From guaranteed income options to modern tools like Monte Carlo simulations, Kevin shows how today’s retirees can build flexible, sustainable plans tailored to their lives and why personalized planning—not outdated rules of thumb—matters more than ever. Get Your Complimentary Retirement Roadmap Your roadmap will include: A retirement income strategy A test to see how long your money will last A tax-planning strategy See omnystudio.com/listener for privacy information.

A special recording from Andy Panko for his Retirement Planning Education Podcast: We discuss how the financial industry is evolving, the common struggles of "super savers" in retirement, and the importance of aligning financial decisions with life goals, not just spreadsheets.  We talk about the role of Monte Carlo simulations, the importance of flexibility in financial plans, and the evolving role of advisors in a changing world. It's a conversation that encourages you to find joy and flexibility in your retirement journey. Resources: Andy's podcast: Retirement Planning Education Connect with Benjamin Brandt Get the Retire-Ready Toolkit: http://retirementstartstodayradio.com Subscribe to the newsletter: https://retirementstartstodayradio.com/newsletter Work with Benjamin: https://retirementstartstoday.com/start Follow Retirement Starts Today in:Apple Podcasts, Spotify, Overcast, Pocket Casts, Amazon Music, or iHeart Get the book!Retirement Starts Today: Your Non-financial Guide to an Even Better Retirement  

Quinta entrega de la serie dedicada a repasar 2025 a través de 100 canciones favoritas del año. Sin ningún orden en particular y sin pretender que sean las mejores. Tan solo canciones que se han quedado grabadas en las paredes de este Sótano.Playlist;LANGHORNS “Monte Carlo confidenziale”THE LEMON TWIGS “I’ve got a broken heart”THE LOVED ONES “Vagabond”JON BATISTE “Pinnacle”HONEYBEAR, THE BAND “I was wrong”VAN MORRISON “Down to joy”JE’TEXAS “No vacancy”DOM MARIANI “World on its head”ROBERT FORSTER “Tell it back to me”ASHLEY NAYLOR “Caribou”NEIL YOUNG and THE CHROME HEARTS “Talking to the trees”THE SAINTS “Will you still be there”MONTEFURADO “Game of mirrors”THE RIPPLES “Time to burn”ANGELA HOODOO “Fugitivo”THE EXCITEMENTS “It’s time for moving on”Escuchar audio

GBH's Adam Reilly and The Bay State Banner's Ron Mitchell join for Press Play media analysis. This week, they talk about media reaction to Trump's White House address, Brian McGrory returning to the Globe and a profile of the photographer who captured Trump staff for the Susie Wiles Vanity Fair profile.  Boston Medical Center's Dr. Katherine Gergen Barnett on the CDC reversing its position on Hepatitis B vaccines for infants, cutting funding for the American Academy of Pediatrics, RFK Jr.'s move to ban gender affirming care for young people, and the so-called "Christmas Coronary effect." Atikin Rose is an up-and-coming R&B singer songwriter with a new EP due out next year. She joins for Live Music Friday alongside talent manager Rob Kelley-Morgan.Tony Williams and Peter Gwiazda celebrate 25 years of the Urban Nutcracker. Tony is the show's founder and creative visionary. Peter is a dancer with Les Ballets Trockadero de Monte Carlo.NBC10 Boston media maven Sue O'Connell talks Epstein files, Brian Walshe, and a NYTimes profile of the woman caught in that Coldplay kiss-cam last summer.