Podcast appearances and mentions of Monte Carlo

In this episode we answer emails from Luc, (from Quebec!), Nick, and Isaiah.  We discuss surviving ugly drawdowns and bad decades, building a risk parity portfolio that still grows, momentum funds, avoiding fund hopping, and treating health like a real priority. And THEN we our go through our weekly portfolio reviews of the eight sample portfolios you can find at Portfolios | Risk Parity Radio.Links:Father McKenna Center Donation Page (please mention Risk Parity Radio in the comment section with your donation):  Donate - Father McKenna Center Catching Up To FI With Ben Carlson:  Risk & Reward: Stress Testing the Long Term Buy and Hold Strategy | Ben Carlson | 225Portfolio Comparison Starting In 2000:  Portfolio Backtester for ETFs and Asset Allocation | testfolioPortfolio Charts Heat Map Chart:  Heat Map – Portfolio ChartsPortfolio Charts Article:  Minimize Your Miss – Portfolio ChartsBreathless Unedited AI-Bot Summary:Imagine retiring into a market that refuses to cooperate. A listener asks the question most withdrawal rate debates dodge: could you keep taking inflation-adjusted withdrawals while your balance shrinks through a 2000-style lost decade, and what would make you cut spending in real time?We walk through how we think about drawdowns, sequence of returns risk, and why “toughing it out” is easier when the portfolio is built for multiple economic outcomes. That leads to practical stress testing: using historical analysis, TestFol.io, and Portfolio Charts heat maps to compare risk parity portfolios, a 60/40, and classic three-fund approaches under the worst start dates. We also share why Monte Carlo alone can be misleading if it relies on simplified assumptions instead of real historical regimes.Next, we tackle a portfolio construction email that hits a modern dilemma: can you be too diversified in a risk parity setup? We unpack a Golden Ratio-style allocation with US and international equity sleeves, small cap value, momentum funds, long-term Treasuries, gold, managed futures, and cash. We discuss when that mix makes sense for decumulation versus accumulation, how momentum can function as a growth proxy, and the one behavior that reliably breaks good plans: fund hopping.We end with a thoughtful note on the “life portfolio” many investors ignore: health. Exercise, consistency, convenience, and even medical support come up as we talk about aligning money decisions with longevity and day-to-day vitality.If this helped you think more clearly about retirement withdrawals, risk parity investing, and building a plan you can stick with, subscribe, share the show, and leave a review.Support the show

Most Traders Chase Win Rates… That’s the Problem  Podcast: Find out more about Blueberry Markets – Click Here Find out more about my Online Video Forex Course Book a Call with Andrew or one of his team now Click Here to Attend my Free Masterclass #644: Most Traders Chase Win Rates… That’s the Problem In this video: 00:22 – Paul Tillman – Director of Coaching at TFTC 00:53 – On holiday/vacation in Europe and trading. 01:44 – As a trader, be prepared for the unexpected. 02:40 – Casino win rate and your trading win rate. 03:30 – High reward:risk trading in trading is key. 04:35 – Monte Carlo Casino visit. Here is the complete transcription with the timestamps and speaker labels removed and number words changed to numerals: How would you like to achieve a win rate in the forex market that’s much less than you can even get here at the casino? Let’s talk about that and more right now. Paul Tillman – Director of Coaching at TFTC Hello traders, this is Paul Tillman. I’m the Director of Coaching Services here at The Forex Trading Coach, and this is video and podcast number 644. I want to talk about 2 things today that we encounter in the forex market. The 1st one is expect the unexpected for trading, and the 2nd one is achieving a lower win rate, much lower than you can get here at the casino in Monte Carlo. But you can get that rate achieved in the forex market and still do very well in your trading journey. So 1st is expect the unexpected. On holiday/vacation in Europe and trading. My family and I, we’ve been in Europe for the last 11 days. We started out in Paris and got to Disney, and then came down to Barcelona, Spain. And lo and behold, we found out that my wife was missing her passport. So we’re in another country. Talk about things going unexpectedly. So just like in the forex market, we had to pivot. I had to take a flight back up to Paris, come back down to Spain, and then find the passport, get it, come back down, and meet the family just so we can be on this cruise right now. So what does that mean for the forex market? Well, many people think it’s a get-rich-quick scheme. People show you spreadsheets. “Oh, it’s so easy all the time. You can just sprint to the finish line and it’s not a big deal, and you can just get rich fast.” And that’s just not true. As a trader, be prepared for the unexpected. You’re going to have unexpected things happen in the forex market, just like our trip, all the time. You’re going to have spreads that you have to deal with. You’re going to have price spikes you have to deal with. You may not have a certain pair on your broker platform. You may miss a time frame change. You miss a trade. A trade may not fill you in. All these unexpected things that can happen on a trip can certainly happen in the forex market. You’ve got to be adaptable. Yeah, I was adaptable and took an early morning flight to save my family so we could go on a cruise and get home back to the US, back to North Carolina, where we live. And in the trading markets, you’ve got to adapt to all of that. You know, it’s also news trading. What if you have round numbers and full Winter Band support? All of these things you have to account for, and the unexpected can certainly happen. But to succeed, you’ve got to deal with that. Well, the 2nd thing I want to talk to you about is the win rate. Casino win rate and your trading win rate. So here at the casino, many of the games you might have a 47%-48% chance to win. And that’s because the house always has the advantage. So you’ve got a little bit less than a 50-50 chance of winning consistently in the long run in the casino. The great thing about the forex market is, and the way we trade with consistent risk management and a great reward-to-risk, great trading is all about reward-to-risk in the markets. I’m talking about 2-to-1 trades, 2.5-to-1, 3-to-1, 4-to-1. We’re in some great British pound weekly chart trades just this week that, on the market orders, can have upwards of 5-to-1, 6-to-1, or 7-to-1 in the market. And so you can do very well with, say, a rate of even 35%-40%. High reward:risk trading in trading is key. So it’s the 1 thing in the world, really, that you can get a less than 50% win rate and still achieve great results. Different things like sports. Our Carolina Hurricanes had a much bigger than 50% win rate, and they got in the playoffs and just won their 1st Stanley Cup in the last 20 years. Even in all sports like tennis, you’ve got to win more than 50% of the points. In basketball, football, you’ve got to make more than 50% of your kicks and all that. But in trading, you can have that lower win rate and you can still do extremely well. So what are we talking about today? Expect the unexpected when it comes to trading. Be adaptable, willing to make changes on the fly. Have a routine, even though things are there, subjectivity there. Then you’ve just got to go with the unexpected, trade your plan, and get it going. With the casino and the win rate, then you’ve got to make sure you have a decent win rate, but it doesn’t have to be 50-50. Monte Carlo Casino visit. So I’m heading here. Going to go have a look at the casino, see if I can get that win rate for a little bit, and then head back on our cruise and our trip. Andrew will be back next week, but great to talk to you here from our Tillman trip in Europe, and we’ll see you next week. Episode Title: #644: Most Traders Chase Win Rates… That’s the Problem Find out more about Blueberry Markets – Click Here Find out more about my Online Video Forex Course Book a Call with Andrew or one of his team now Click Here to Attend my Free Masterclass

Click to Subscribe: https://bit.ly/Youtube-Subscribe-SoapDirt Bold and the Beautiful spoilers show that Will Spencer (Crew Morrow), grappling with his relationship woes, finds himself under scrutiny. Sheila Carter (Kimberlin Brown) continues her sinister stalking, setting the stage for an intense showdown. The week also marks the beginning of the Monte Carlo location episodes, adding romance, battles, and exotic landscapes to the mix. B&B spoilers reveal that Will Spencer and Electra Forrester's (Laneya Grace) relationship reaches a bleak standstill, leading to a painful confrontation. Finn (Tanner Novlan) seeks advice from his mother, Li Finnegan (Naomi Matsuda), about his complex situation with Steffy Forrester (Jacqueline MacInnes Wood) and his biological mother, Sheila. The Bold and the Beautiful spoilers indicate that Electra makes attempts to move on from Will, while RJ Forrester (Brayan Nicoletti) and Dylan (Sydney Bullock) have a conversation that could potentially change the dynamics of their relationships. Carter Walton (Lawrence Saint-Victor) and Daphne Rose (Murielle Hilaire) grapple with Daphne's heartbreaking diagnosis of early menopause, impacting their future plans. B&B spoilers hint that Wyatt Spencer (Darin Brooks) uncovers the truth about Will's mysterious overnight guest, stirring up more drama. Katie Logan (Heather Tom) and Dylan's first encounter turns out to be an intense one, leading to a series of suspicions about Dylan's past. More Bold and the Beautiful weekly spoilers confirm that Deacon Sharpe (Sean Kanan) is ready to take his relationship with Taylor Hayes (Rebecca Budig) to the next level. Meanwhile, Steffy, who has arrived in Monaco, feels hopeful about her future with Finn. However, the unexpected appearance of Sheila Carter adds a twist to the tale. The Soap Dirt podcast made the Top 100 List for Apple Podcast's Entertainment News Category. Visit our Bold and the Beautiful section of Soap Dirt: https://soapdirt.com/category/bold-and-the-beautiful/ Listen to our Podcasts: https://soapdirt.podbean.com/ And Check out our always up-to-date Bold and the Beautiful Spoilers page at: https://soapdirt.com/bold-and-the-beautiful-spoilers/ Check Out our Social Media... Twitter: https://twitter.com/SoapDirtTV Facebook: https://www.facebook.com/SoapDirt Pinterest: https://www.pinterest.com/soapdirt/ TikTok: https://www.tiktok.com/@soapdirt Instagram: https://www.instagram.com/soapdirt/

This bonus episode was recorded during a female-led (women make the first move) hedonism meets glamour cruise in the gorgeous Mediterranean put on by Killing Kittens. For six days and nights Amy and her parter taught workshops such as How to Pamper Your Partner, Oral Sex 101, Dirty Talk Murder Mystery, and more - all while visiting stunning locations such as Mallorca, Monte Carlo, Florence and Portofino. This episode includes an interview with an adventurous couple who share their experiences on their first sexy cruise. From explorations in the dungeon to working with a professional Domme to making new friends, this episode gives you a sneak peak into what really goes on behind the scenes on a female-led hedonistic cruise - Killing Kittens Style. To learn more about Killing Kittens and their upcoming offerings (they have a number of cruises coming up in 2027 including another Mediterranean voyage - only this time it goes to Croatia!): https://kkcruise.com https://www.killingkittens.com Come to our October 2026 Couple's retreats! Learn more and reserve your spot here: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.shamelesssex.com/retreat⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Do you love us? Do you REALLY love us? Then order ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠our book⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ now! Go to ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠shamelesssex.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ to snag your copy Support Shameless Sex by sending us gifts via our ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Amazon Wish List⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Follow us on IG ⁠⁠⁠⁠⁠⁠⁠⁠@shamelesssexpodcast ⁠⁠⁠⁠⁠⁠⁠⁠ Other links: Get 10% off + free shipping with code SHAMELESS on Uberlube AKA our favorite lubricant at ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠http://uberlube.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Get 15% off our favorite sex toys with code SHAMELESSSEX at ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠http://purepleasureshop.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Bonjour Léo,L'indice parisien a été porté par une salve de résultats, bien accueilli dans l'ensemble par les investisseurs et termine proche de +1% sa séance.Schneider Electric s'est envolé de près de 11% après avoir dévoilé un chiffre d'affaires record au premier semestre.Il s'établit à 21.2 Milliards d'euros, soit une croissance organique de 14%.Bouygues grimpait de près de 7% après avoir dévoilé un chiffre semestriel à 26.3 milliards d'euros, légèrement supérieur aux attentes du consensus.Le groupe de construction et de télécommunications a confirmé ses perspectives pour l'ensemble de l'année 2026 et vise un chiffre d'affaires stable à taux de changes constants.En revanche, déception sur d'autres sociétésLa société pharmaceutique Sanofi a perdu près de 9%, malgré de bons résultats trimestriels.Les investisseurs se sont focalisés notamment sur la dépendance du groupe à leur médicament phare, le Dupixent, qui représente 42% des ventes.Le marché s'inquiète du coût des acquisitions qui se profilent pour le remplacer d'ici à 2031, quand son brevet tombera.Hébergé par Ausha. Visitez ausha.co/politique-de-confidentialite pour plus d'informations.

El Gran Premio de Hungría dejó varias noticias importantes, pero una de las más esperadas estaba lejos de la victoria: Aston Martin llegó a Budapest con un coche profundamente renovado y, por primera vez en mucho tiempo, con señales reales de mejora. Otro de los temas estrella de esta semana y que se trata a fondo en el segundo episodio de la semana del Podcast Técnica Fórmula 1. No fue un milagro. Tampoco podía serlo. El equipo venía de una situación durísima, con carreras en las que Fernando Alonso había terminado doblado dos veces y con un coche que parecía incapaz de competir incluso con rivales de la zona baja. Pretender que una evolución aerodinámica colocara de golpe al Aston Martin en la pelea por podios habría sido vender humo. Pero el avance existió. Y eso importa. La mejora fue amplia, no un simple retoque. El coche apareció renovado en distintas áreas y, sobre todo, funcionó. El resultado todavía no basta para hablar de resurrección, pero sí para cambiar el tono del análisis: Aston Martin ya no parece exactamente el equipo desorientado de semanas anteriores, ese conjunto que iba de un lado a otro sin una dirección reconocible. No ha sido una casualidad. Un salto técnico de este tipo no se consigue por casualidad. Para evolucionar un coche de forma tan amplia y que las piezas trabajen con cierta coherencia, los departamentos tienen que estar coordinados. Puede faltar mucho, pero al menos ya se percibe un hilo. Una buena noticia, si pensamos en la situación desde la que partía el equipo. La lectura debe ser prudente. Hungría es un circuito muy particular, más lento, más revirado y menos dependiente de la velocidad pura que Spa. Además, Aston Martin todavía no cuenta con el nuevo motor que debería llegar en Zandvoort. Por eso la valoración más justa tendrá que hacerse después del parón, cuando el coche tenga también esa segunda pieza del plan. Aun así, Budapest permite hablar de un equipo que empieza a levantarse. No para luchar por victorias, ni siquiera necesariamente por puntos de forma regular, sino para salir del ridículo competitivo en el que había caído. Y no hacer más el rídiculo es un gran paso para un equipo que aspiraba (y sigue aspirando) a todo. También cambia la percepción interna. Los grandes saltos técnicos no sólo se miden en décimas. Se miden en moral, en confianza y en la sensación de que el trabajo de fábrica empieza a tener sentido. Para Alonso, para Stroll y para todo el grupo humano de Aston Martin, Hungría podía ser un punto de ruptura, de inflexión. No será la solución final, pero sí una muy buena señal de por dónde hay que seguir construyendo. Mientras, en el WRC, llegamos a Finlandia. Mientras la Fórmula 1 empieza a mirar hacia el parón de verano, el Mundial de Rallies afronta una de sus citas más espectaculares: Finlandia. Para qué negarlo, junto a Montecarlo y Japón, y quizás por encima de ellas, una de mis citas preferidas. Si Estonia ya fue una prueba rápida, el Rally de Finlandia es otra dimensión. Saltos, pistas rapidísimas, confianza absoluta en las notas y una exigencia extrema para pilotos y copilotos. Además, llega con el campeonato al rojo vivo: Sami Pajari viene de ganar en Estonia y de meterse en la conversación del Mundial con una progresión que ya no puede considerarse casual. Elfyn Evans sigue liderando, pero no puede limitarse eternamente a conservar. Ogier no consiguió en Estonia todos los puntos que necesitaba, aunque con él nunca conviene hacer cuentas definitivas. Y Solberg, después de su segundo puesto, vuelve a tener argumentos para creer. Finlandia obliga a arriesgar. No es un rally para especular demasiado si se quiere pelear por el título. La velocidad es tan alta y las diferencias pueden ser tan pequeñas que cualquier duda se paga. Pero también es una prueba donde el exceso de ambición puede acabar en un error enorme. Ese equilibrio entre atacar y sobrevivir será una de las claves. Para los pilotos nórdicos, Finlandia tiene siempre un punto especial. Conocen el tipo de terreno, entienden los saltos, leen mejor la evolución de las pistas y suelen moverse con una confianza difícil de igualar. Para el resto, es uno de esos rallies donde hay que encontrar ritmo muy pronto o aceptar que la carrera se escapa. Así que empezaremos las vacaciones con el corazón “contento”: en Fórmula 1, Aston Martin empieza a demostrar que no todo estaba perdido, aunque todavía falte mucho para hablar de recuperación real; en rallies, Finlandia puede marcar un antes y un después en un Mundial que se ha apretado justo cuando la temporada entra en su tramo decisivo. Escucha el episodio completo en la app de iVoox, o descubre todo el catálogo de iVoox Originals

Comment expliquer que Kering grimpe en Bourse alors qu'Hermès recule, malgré d'excellents résultats ? »C'est l'un des enseignements de la semaine sur les marchés : en Bourse, ce ne sont pas les résultats qui comptent le plus, mais l'écart entre les résultats et les attentes.Chez Kering, les investisseurs ont accueilli très favorablement les derniers chiffres. Le groupe renoue avec la croissance et surtout, Gucci montre des signes de stabilisation après plusieurs trimestres difficiles. Pour les marchés, c'est le signal que le plan de redressement commence à porter ses fruits. Résultat : le titre s'est envolé de plus de 16 %.À l'inverse, Hermès a publié d'excellents résultats. Mais lorsqu'une entreprise est considérée comme l'une des meilleures du secteur, les marchés en attendent toujours plus. Les investisseurs espéraient des signes plus marqués de reprise en Chine, ce qui explique les prises de bénéfices observées sur le titre.Hébergé par Ausha. Visitez ausha.co/politique-de-confidentialite pour plus d'informations.

Les fabricants de puces asiatiques ont été au cœur de la vague de ventes de mardi pénalisée une fois de plus par les inquiétudes liées aux dépenses importantes des entreprises et à la concurrence chinoise croissante.La Chine a commencé à produire en série des machines avec une technologie cruciale pour la fabrication de puces de pointe, marquant ainsi une avancée majeure dans la volonté de Pékin de réduire sa dépendance vis-à-vis des technologies étrangères.L'indice sud-coréen a ainsi chuté de plus de 10 % hier matin atteignant son plus bas niveau depuis trois mois. Cette forte baisse de l'indice a même déclenché une suspension des échanges boursiers pendant 20 minutes.La tendance à suivi en Europe, puisque le fournisseur de puce néerlandais ASML a reculé de 2.90% hier.Hébergé par Ausha. Visitez ausha.co/politique-de-confidentialite pour plus d'informations.

Host Michael Connaughton is joined by Robert Michaud, Co-Founder and Chief Investment Officer of New Frontier. Robert Michaud is co-founder and Chief Investment Officer of New Frontier Advisors, LLC. He brings over 25 years of financial innovations and investment management experience to serve the needs of financial advisors and institutional clients for optimal financial outcomes with four U.S. patents in portfolio optimization and rebalancing technology.  We discuss: Origins & Optimization: Robert shares his journey in quant finance and explains how Monte Carlo resampling fixes classical Markowitz theory's reliance on "perfect foresight". ETFs, Taxes, & Direct Indexing: Covers New Frontier's early ETF strategist models, comparing ETF efficiency to direct indexing while emphasizing risk management over short-term tax alpha. Crypto, Active Management, & Goals: Highlights targeted active strategies in fixed income, evaluating crypto and gold strictly for diversification, and aligning portfolios with personal client goals.   More on Robert and New Frontier https://www.newfrontieradvisors.com/   Jeffrey Megar, CFA Client Portfolio Solutions | New Frontier Advisors, LLC P (617) 648-3906 | M (617) 939-4526 E jmegar@newfrontieradvisors.com

Click to Subscribe: https://bit.ly/Youtube-Subscribe-SoapDirt Bold and the Beautiful 2-Week Spoilers for July 27 - August 7, 2026 feature a dilemma for Finn (Tanner Novlan) between his biological mother, Sheila Carter (Kimberlin Brown), and his wife, Steffy Forrester's (Jacqueline MacInnes Wood) unwavering ultimatum. Bill Spencer (Don Diamont) also delivers a warning to his son, Will Spencer (Crew Morrow), that hits close to home.  B&B spoilers reveal that Dylan (Sydney Bullock) wakes up in Will's arms, making bold moves for him just minutes after his breakup with Electra Forrester (Laneya Grace). However, Dylan's pursuit of Will might jeopardize her job as Electra threatens to fire her. Meanwhile, Steffy's ranting at Hope Logan (Annika Noelle) at Logan, accusing her of pulling a grenade pin and starting a war.  Spoilers for Bold and Beautiful suggest that Finn promises his loyalty to Steffy and agrees to her ultimatum, putting her before Sheila. The tension rises as Dylan confesses her night of passion with Will to Electra, causing a possible rift in their friendship. Taylor Hayes (Rebecca Budig) warns Steffy after noticing Finn's softening stance towards Sheila. Meanwhile, Sheila opens up to Li Finnegan (Naomi Matsuda) about her desperation to re-enter Finn and Hayes Forrester Finnegan's (Bryan David Garlick) lives.  Bold and Beautiful Spoilers expect that Brooke Logan (Katherine Kelly Lang) and Ridge Forrester (Thorsten Kaye) head to Monte Carlo for Forrester Business, followed by Sheila. A dramatic encounter occurs when Steffy spots Sheila on the beach, leading to a life-changing event for everyone involved. Back in LA, Will attempts to smooth things over with Electra, despite his recent closeness with Dylan. As tensions rise, both Dylan and RJ Forrester (Brayan Nicoletti) encourage Electra to forget about Will, leading to a potential revenge plot the weeks of 07/27-08/07/2026. You are listening to Belynda from Soap Dirt. The most listened to podcast for soap operas. Visit our Bold and the Beautiful section of Soap Dirt: https://soapdirt.com/category/bold-and-the-beautiful/ Listen to our Podcasts: https://soapdirt.podbean.com/ And Check out our always up-to-date Bold and the Beautiful Spoilers page at: https://soapdirt.com/bold-and-the-beautiful-spoilers/ Check Out our Social Media... Twitter: https://twitter.com/SoapDirtTV Facebook: https://www.facebook.com/SoapDirt Pinterest: https://www.pinterest.com/soapdirt/ TikTok: https://www.tiktok.com/@soapdirt Instagram: https://www.instagram.com/soapdirt/

In der heutigen Folge gibt es die Rennanalyse zum Rennwochenende in Ungarn 2026. Wir sind auch auf Instagram erreichbar: https://www.instagram.com/formulanerdpodcast Wir freuen uns über Kritik, Ideen und weitere Anregungen, um unser kleines Projekt für euch immer Besser zu machen. Viel Spaß wünschen Marc und Manu. E-Mail: formulanerdpodcast@web.de Dieser Podcast wird vermarktet von der Podcastbude.www.podcastbu.de - Full-Service-Podcast-Agentur - Konzeption, Produktion, Vermarktung, Distribution und Hosting.Du möchtest deinen Podcast auch kostenlos hosten und damit Geld verdienen?Dann schaue auf www.kostenlos-hosten.de und informiere dich.Dort erhältst du alle Informationen zu unseren kostenlosen Podcast-Hosting-Angeboten. kostenlos-hosten.de ist ein Produkt der Podcastbude.

Les marchés respiraient enfin en ce début de semaine et les investisseurs retrouvaient un peu d'optimismes. Hier, le CAC 40 a progressé d'environ 1 %, porté par la baisse du prix du pétrole. Le baril de Brent est revenu autour de 90 dollars après avoir dépassé les 100 dollars ces dernières semaines. Ce recul s'explique notamment par une accalmie entre les États-Unis et l'Iran, qui laisse davantage de place aux discussions diplomatiques. Mais est-ce que cela signifie que le risque est désormais derrière nous ?Pas vraiment. Les marchés saluent une pause, pas un retour à la normale. Les tensions restent présentes sur plusieurs axes stratégiques du commerce mondial, et un regain d'instabilité pourrait rapidement faire remonter les prix de l'énergie.Autre rendez-vous très attendu cette semaine : la Réserve fédérale américaine qui annoncera mercredi sa décision sur les taux d'intérêt. Enfin, les résultats d'Amazon, Apple, Microsoft et Meta seront scrutés pour évaluer si les investissements massifs dans l'intelligence artificielle continuent de soutenir la confiance des marchés. Entre pétrole, banque centrale et géants de la tech, la semaine s'annonce déterminante pour les investisseurs.Hébergé par Ausha. Visitez ausha.co/politique-de-confidentialite pour plus d'informations.

In der heutigen Folge gibt es die Rennanalyse zum Rennwochenende in Ungarn 2026. Wir sind auch auf Instagram erreichbar: https://www.instagram.com/formulanerdpodcast Wir freuen uns über Kritik, Ideen und weitere Anregungen, um unser kleines Projekt für euch immer Besser zu machen. Viel Spaß wünschen Marc und Manu. E-Mail: formulanerdpodcast@web.de Dieser Podcast wird vermarktet von der Podcastbude.www.podcastbu.de - Full-Service-Podcast-Agentur - Konzeption, Produktion, Vermarktung, Distribution und Hosting.Du möchtest deinen Podcast auch kostenlos hosten und damit Geld verdienen?Dann schaue auf www.kostenlos-hosten.de und informiere dich.Dort erhältst du alle Informationen zu unseren kostenlosen Podcast-Hosting-Angeboten. kostenlos-hosten.de ist ein Produkt der Podcastbude.

La semaine dernière a marqué le retour au premier plan de deux thèmes que les investisseurs avaient un peu laissés de côté : le pétrole et l'inflation. Les tensions au Moyen‑Orient ont propulsé le Brent au-dessus des 100 dollars le baril, ravivant les inquiétudes sur les prix de l'énergie et sur leurs conséquences pour l'économie mondiale. Les résultats d'Alphabet et de Tesla ont bien sûr été scrutés de très près. Sur le papier, les chiffres restent solides. Mais les marchés ont surtout retenu l'ampleur des investissements consacrés à l'intelligence artificielle. Après deux années exceptionnelles, la barre est simplement placée beaucoup plus haut. Dans ce contexte, la BCE a laissé ses taux inchangés tout en conservant un discours prudent, tandis que les investisseurs attendent désormais la prochaine réunion de la Réserve fédérale américaine. À suivre cette semaine : les résultats de Microsoft, Meta, Amazon et Apple. Un rendez-vous majeur pour les marchés, qui permettra de savoir si les géants de la technologie sont encore capables de soutenir les indices américains.Hébergé par Ausha. Visitez ausha.co/politique-de-confidentialite pour plus d'informations.

Journée Grangier le 4 juin à l'IOGS Journée dédiée à Philippe Grangier qui retraçait le parcours scientifique de ce dernier avec des témoignages des scientifiques qu'il a encadrés (thésards, post-docs) et avec qui il a collaboré. Programme https://grangier26.sciencesconf.org/resource/page/id/1Vidéos https://www.youtube.com/live/7aQScUtzvdE?si=ix_s-t0HppbHqw0tSlides Olivier https://www.oezratty.net/Files/Conferences/Olivier%20Ezratty%20AI%20for%20Philippe%20Grangier%20Day%20Jun2026.pdf France Quantum le 16 juin à Station F Un beau succès avec 1200 participants et plus de 20 stands.Prix du chercheur à Julien Laurat et de la startup de l'année à Quobly.Replay https://www.youtube.com/watch?v=005TX0IPqMA&list=PLHy9A3t7TeETvyZJIvPkexfFmwVjChkkeSlides Olivier https://www.oezratty.net/Files/Conferences/Olivier%20Ezratty%20France%20Quantum%20FTQC%20challenges%20June2026.pdf Vivatech du 16 au 20 juinReplay table ronde cybersécurité https://www.dailymotion.com/video/xagml3m IQT Nordics à Oslo des 22 au 24 juinSlides Olivier https://www.oezratty.net/Files/Conferences/Olivier%20Ezratty%20QEI%20IQT%20Nordics%20Jun2026.pdf Panorama de toutes les voies technologiques de l'ordinateur quantique à Grenoble les 25 et 26 juinSéminaire d'une journée et demie organisée par la Maison du Quantique Grenoble-Alpes / le Hub Quantiquehttps://quantalps.univ-grenoble-alpes.fr/quantum-technologies-deep-dive-1713265.kjsp Quantum Koreahttps://quantum-korea.kr/ko/main ContenusCours de Jean Dalibard au Collège de France https://www.college-de-france.fr/fr/agenda/cours/fluides-quantiques-couples-et-jonctions-josephsonUn podcast d'Alain Aspect avec l'Académie Française. https://podcasts.institutdefrance.fr/emissions/en-habit-vert/de-la-physique-quantique-a-lacademie-francaise-avec-alain-aspect-prix-nobel-de-physique Evénements à venir IEEE Quantum Week à Toronto des 13 au 18 septembre (agenda). Quantum Datacenter Alliance forum 2026, October 1st, Londres. J'y interviens pour la QEI.QEC 2027 sera à Paris, des 7 au 11 juin 2027. Les soumissions de contributions doivent se faire d'ici le 31 janvier 2027.Journée QuantAlps à Grenoble, 8 et 9 octobre (inscription).Forum Teratec 20 et 21 octobre au Palais des Congrès à Paris.GDR TEQ 2026 à l'ENS Paris Saclay les 4, 5 et 6 novembre (inscriptions). 110€ pour les gens normaux, 55€ pour les étudiants.World Quantum Cannes Festival, 17 et 18 novembre (agenda).EQTC 2026 à Dublin du 30 novembre au 3 décembre. J'y interviens au titre du Q-CAB. France Levée de fonds de Quobly$115M. Troisième startup française à lever plus de 100M€ après Pasqal et Alice&Bob. https://presse.bpifrance.fr/quobly-leve-115-millions-deuros-en-serie-a-pour-commercialiser-ses-ordinateurs-quantiques-sur-silicium/ Alice & Bob Ils communiquent sur la notion de qubits logiques. Mais attention à ne pas oublier les fonctionnalités de la FTQC.https://alice-bob.com/blog/not-all-logical-qubits-are-created-equal-heres-how-to-benchmark-them/https://alice-bob.com/wp-content/uploads/2026/06/Five-criteria-to-benchmark-logical-qubit-claims.pdfHelium est officiellement lancé avec 18 qubits physiques, pour l'instant qui fonctionnent chez Alice & Bob et doivent être livrés au TGCC en 2027.https://alice-bob.com/blog/this-is-not-a-product-launch/ Papier de Xavier Waintal sur le quantum annealingNotion de bruit et d'erreur intégrée dans l'appréciation.A fidelity metric for quantum annealing benchmarked by extreme scaling quantum Monte-Carlo simulations by Gabriel Gouraud, Miha Srdinsek, and Xavier Waintal, arXiv, June 2026 (19 pages). Rapport Cour des Comptes sur le quantiqueLe rapport fait 128 pages. https://www.ccomptes.fr/fr/publications/le-soutien-linformatique-quantique-premier-bilan-et-perspectivesPapier de Victor Kerros dans Quantum Times sur la consumérisation du calcul quantiquehttps://quantum-times.com/will-quantum-computing-ever-become-consumer-technology/ International EuropeFanny Bouton et Elham Kashefi intègrent le Q-CAB. Le draft de la roadmap EU SRIA 2026 est disponible pour commentaires. https://qt.eu/about-quantum-flagship/SRIA USADeux executive orders de POTUS publiés le 22 juin. Un sur la PQC et un autre sur l'effort dans le calcul quantique dont le niveau d'intérêt stratégique augmente.

Porté par les tensions géopolitiques, le baril de Brent a franchi hier la barre des 100 dollars, un sommet inédit depuis le mois de mai.Cette flambée de l'or noir ravive les inquiétudes sur l'inflation et secoue le marché obligataire. En France, le rendement de l'emprunt d'État à 10 ans a dépassé les 4 %, un seuil hautement symbolique qu'il n'avait plus atteint depuis juin 2009.Dans ce climat sous tension, les marchés actions européens ont terminé dans le rouge. À Paris, le CAC 40 a reculé de 1,7 %.Sans surprise, la Banque centrale européenne a choisi jeudi de laisser ses taux directeurs inchangés, après les avoir relevés d'un quart de point en juin. Les investisseurs ont dû absorber hier une véritable rafale de publications trimestrielles.A Paris, TotalEnergies a tiré son épingle du jeu. Le titre a gagné plus de 2,5%, porté par un bénéfice net qui a doublé en un an, dopé par les prix élevés des hydrocarburesÀ l'inverse, la séance a viré au rouge pour STMicroelectronics. Le fabricant de semi-conducteurs a chuté de 17 % après avoir publié un bénéfice trimestriel et des perspectives inférieurs aux attentes du marché. Hébergé par Ausha. Visitez ausha.co/politique-de-confidentialite pour plus d'informations.

Click to Subscribe: https://bit.ly/Youtube-Subscribe-SoapDirt Bold and the Beautiful spoilers for July 27 - 31, 2026 are set to explode with thrilling scenes and unexpected plot twists. Brooke Logan (Katherine Kelly Lang) will be brutally honest with a loved one, and Bill Spencer (Don Diamont) will find himself disgusted by a situation involving Katie Logan (Heather Tom) and Will Spencer (Crew Morrow). In addition, some of the Forrester clan, including Eric Forrester (John McCook), pack up and leave for Monaco, adding an international flavor to the mix. During the week from July 27th to 31st, Dylan (played by Sydney Bullock) makes her move, while Hope Logan (Annika Noelle) gets to work. Meanwhile, tensions between the Forresters and Spencers escalate, with RJ Forrester (Brayan Nicoletti) and Will Spencer finding themselves in a messy situation that results in Eric Forrester being accidentally punched by Will. Electra Forrester (Laneya Grace) is expected to be harsh with Will, hinting at the end of their relationship. B&B spoilers suggest that Brooke Logan and Ridge Forrester (Thorsten Kaye) rush to the Forrester mansion as they receive news of the incident. The confrontation between the Forresters and Katie Logan over the incident leads to Brooke cutting ties with Katie, leaving her utterly shocked. Dylan and Will growing closer, with Dylan being the only one truly there for Will amidst the turmoil.  Spoilers for Bold and Beautiful indicate that Hope and Deke Sharpe (Harrison Cone) get down to work on the new collection at Logan. The week concludes with a business trip to Monaco for Steffy Forrester (Jacqueline MacInnes Wood), Brooke, and Ridge, with Finn (Tanner Novlan) in tow. However, the trip takes a dramatic turn when Finn's biological mother, Sheila Carter (Kimberlin Brown), decides to follow them to Monte Carlo. This episode was hosted by Belynda Gates-Turner for the #1 Soap Opera Channel, Soap Dirt. Visit our Bold and the Beautiful section of Soap Dirt: https://soapdirt.com/category/bold-and-the-beautiful/ Listen to our Podcasts: https://soapdirt.podbean.com/ And Check out our always up-to-date Bold and the Beautiful Spoilers page at: https://soapdirt.com/bold-and-the-beautiful-spoilers/ Check Out our Social Media... Twitter: https://twitter.com/SoapDirtTV Facebook: https://www.facebook.com/SoapDirt Pinterest: https://www.pinterest.com/soapdirt/ TikTok: https://www.tiktok.com/@soapdirt Instagram: https://www.instagram.com/soapdirt/

In der heutigen Folge gibt es die Rennanalyse zum Rennwochenende in Belgien 2026. Wir sind auch auf Instagram erreichbar: https://www.instagram.com/formulanerdpodcast Wir freuen uns über Kritik, Ideen und weitere Anregungen, um unser kleines Projekt für euch immer Besser zu machen. Viel Spaß wünschen Marc und Manu. E-Mail: formulanerdpodcast@web.de Dieser Podcast wird vermarktet von der Podcastbude.www.podcastbu.de - Full-Service-Podcast-Agentur - Konzeption, Produktion, Vermarktung, Distribution und Hosting.Du möchtest deinen Podcast auch kostenlos hosten und damit Geld verdienen?Dann schaue auf www.kostenlos-hosten.de und informiere dich.Dort erhältst du alle Informationen zu unseren kostenlosen Podcast-Hosting-Angeboten. kostenlos-hosten.de ist ein Produkt der Podcastbude.

Les marchés ont terminé en hausse hier, mais derrière les records et les bonnes performances, une inquiétude continue de monter : celle du pétrole. Le CAC 40 a gagné plus de 1 %, porté par Airbus et TotalEnergies. Airbus a séduit les investisseurs avec de nouvelles ambitions de croissance, tandis que les valeurs financières comme BNP Paribas et Axa ont inscrit de nouveaux sommets. Mais alors, si les marchés montent, pourquoi les investisseurs restent-ils aussi prudents ? Parce que le prix du pétrole évoluait toujours près de 95 dollars le baril hier. Les tensions au Moyen-Orient et les menaces pesant sur certaines routes maritimes stratégiques font craindre des perturbations de l'approvisionnement mondial. Un pétrole plus cher peut relancer l'inflation et compliquer la tâche des banques centrales.Autre sujet de vigilance : les résultats des géants américains de la technologie. Les investisseurs scrutaient particulièrement les résultats d'Alphabet, Google, Tesla et IBM, alors que les dépenses liées à l'intelligence artificielle atteignent des niveaux records. La question est désormais moins celle du potentiel de cette technologie que celle de sa capacité à générer de la croissance et des profits.Entre tensions géopolitiques et pari de l'IA, les marchés naviguaient entre enthousiasme et prudence.Hébergé par Ausha. Visitez ausha.co/politique-de-confidentialite pour plus d'informations.

In der heutigen Folge gibt es die Rennanalyse zum Rennwochenende in Belgien 2026. Wir sind auch auf Instagram erreichbar: https://www.instagram.com/formulanerdpodcast Wir freuen uns über Kritik, Ideen und weitere Anregungen, um unser kleines Projekt für euch immer Besser zu machen. Viel Spaß wünschen Marc und Manu. E-Mail: formulanerdpodcast@web.de Dieser Podcast wird vermarktet von der Podcastbude.www.podcastbu.de - Full-Service-Podcast-Agentur - Konzeption, Produktion, Vermarktung, Distribution und Hosting.Du möchtest deinen Podcast auch kostenlos hosten und damit Geld verdienen?Dann schaue auf www.kostenlos-hosten.de und informiere dich.Dort erhältst du alle Informationen zu unseren kostenlosen Podcast-Hosting-Angeboten. kostenlos-hosten.de ist ein Produkt der Podcastbude.

On this episode of The Dentist Money Show, Matt and Will break down the Monte Carlo simulation, a mathematical method that uses probability to estimate a range of possible outcomes in uncertain situations. They explore the surprising history behind Monte Carlo simulations, explain why the simulations are used to evaluate risk instead of predict the future, and discuss how dentists can apply this framework to retirement planning, compare financial trade-offs, and make more confident decisions in the face of uncertainty. Whether you're years away from retirement or starting to think about your exit strategy, this episode will help you better understand how to plan for the unknown. Book a free consultation with a CFP® advisor who only works with dentists. Get an objective financial assessment and learn how Dentist Advisors can help you live your rich life.

Welcome to "Ahead in the Count," presented by BIP Wealth. Our Baseball Division combines their collegiate and professional baseball playing experience with financial acumen to provide expertise in life on and off the field. We aim to give ballplayers and their families a better understanding about their unique lifestyle, the opportunities that come from playing this game, and insight into the complex financial world. This is "Ahead in the Count," hosted by Nolan Alexander, from BIP Wealth. In this quarterly market update episode, Eric Cramer, Chief Investment Officer at BIP Wealth, along with Kyle Schmidt of the BIP Wealth Baseball Division hop on for a mid-2026 check-in on markets, tax strategy, and financial planning for professional baseball players and their families. The conversation covers Monte Carlo simulation and tax-efficient planning, a first look at BIP Wealth's short-term municipal bond strategy, insights on the wave of private equity exits expected later this year, a candid look at stretched valuations in the technology sector, a preview of how the midterm election landscape could shape tax and monetary policy, and a fascinating breakdown of what actually predicts life expectancy — plus why VO2 max matters more than you think. Whether you're a professional athlete navigating a signing bonus, an investor watching the S&P 500 and Russell 2500 diverge, or just curious about the financial world behind the game, this episode blends baseball, markets, and long-term planning. Key Topics Using Math to Your Advantage Short-Term Municipal Bonds  Private Equity Exit Wave  Market Valuations & Tech Sector Risk 2026 Market Performance Snapshot Political Landscape & the Midterms The Life Expectancy Trivia Question CONTACT For more information: jhester@bipwealth.com, kschmidt@bipwealth.com, cmurray@bipwealth.com, jhermida@bipwealth.com Visit: BIPWealth.com

Click to Subscribe: https://bit.ly/Youtube-Subscribe-SoapDirt Bold and the Beautiful 2-Week Spoilers for July 20 - 31, 2026 unveil surprises that sees Katie Logan (Heather Tom) devastated by slanderous accusations in an interview from Forrester Creations. As the drama unfolds, Ridge Forrester (Thorsten Kaye) must step in for damage control when Eric Forrester (John McCook) loses his composure on camera. Meanwhile, Hope Logan (Annika Noelle) is left stunned, and Brooke Logan (Katherine Kelly Lang) returns from her spa retreat more infuriated than before. The week also sees Will Spencer (Crew Morrow) taking a personal hit.  B&B spoilers suggest that Electra Forrester (Laneya Grace) finds herself listening to RJ Forrester (Brayan Nicoletti) rant about Will, just before the grand launch of Eric's new couture collection. Unfortunately, Eric's interview takes a disastrous turn as he rants about Katie's fashion house, causing a rift that could overshadow the launch.  Spoilers for Bold and Beautiful hint at a heated confrontation between Will, Eric and RJ at Bikini, leading to unfortunate consequences that could intensify the feud between the Spencer and Forrester families. On July 23rd, the Forrester family makes their stance clear to Electra regarding her and Will.  More B&B spoilers reveal that Dylan (Sydney Bullock) steps in to support Will, while Katie and Eric revisit their past actions. Also ahead is the aftermath of Eric's couture collection launch, Hope's unwelcome visitor at Logan, and the beginning of the Monte Carlo episodes, promising more drama and life-altering events the weeks of 07/20-07/31/2026. Soap Dirt has grown to the most subscribed to YouTube soap opera channel. Visit our Bold and the Beautiful section of Soap Dirt: https://soapdirt.com/category/bold-and-the-beautiful/ Listen to our Podcasts: https://soapdirt.podbean.com/ And Check out our always up-to-date Bold and the Beautiful Spoilers page at: https://soapdirt.com/bold-and-the-beautiful-spoilers/ Check Out our Social Media... Twitter: https://twitter.com/SoapDirtTV Facebook: https://www.facebook.com/SoapDirt Pinterest: https://www.pinterest.com/soapdirt/ TikTok: https://www.tiktok.com/@soapdirt Instagram: https://www.instagram.com/soapdirt/

Après un pic à plus de 91 dollars le baril dans le sillage des frappes du week-end, le pétrole a finalement perdu du terrain.Le baril de Brent est revenu autour de 88 dollars, sur fond de nouvelles avancées diplomatiques entre Washington et Téhéran.En fin de journée, les rebelles yéménites ont annoncé un blocus maritime contre l'Arabie saoudite, sans pour autant faire bouger les cours de l'or noir.Les investisseurs sont dans l'attente ce jeudi de la réunion de politique monétaire de la Banque centrale européenne.Après une hausse de taux en juin, un statu quo est attendu.Il va y avoir une accélération du rythme des publications dès demain Les investisseurs seront attentifs aujourd'hui aux résultats de Général Motors, Danaher ou bien encore Haliburton.Mercredi, le secteur de la TECH commencera ses publications avec en tête d'affiche Alphabet, Tesla et IBM, qui pour rappel a perdu près d'un quart de sa valeur après un profit warning la semaine dernière.Hébergé par Ausha. Visitez ausha.co/politique-de-confidentialite pour plus d'informations.

Are you looking to save time, make money, and start winning with less risk? Then head to https://www.ovtlyr.com.Learn more about OVTLYR: https://youtu.be/TUCbD5KovlcEveryone loves talking about winning trades... but almost nobody talks about what happens in between. The drawdowns. The losing streaks. The moments where it feels like your strategy has completely stopped working. That's where most traders quit... and that's exactly why most traders never make it.This conversation dives deep into what professional investing actually looks like. Why stop losses exist to protect your capital instead of limiting your profits. Why one big winner can completely erase dozens of small losses. And how proper position sizing can keep you in the game long enough for your edge to finally play out. There's also a fascinating comparison between trading and gold mining that perfectly explains why consistency always beats chasing the next hot stock.One of the biggest takeaways from this episode is learning to trust the probabilities instead of your emotions. The discussion breaks down Monte Carlo simulations, expectancy, and why even winning strategies experience painful losing streaks. Professional traders don't expect to win every trade... they expect to follow their process until the statistics eventually work in their favor.There's also a complete portfolio update covering Robinhood's emergency exit, Apple, GameStop, Roblox, Coca-Cola, market breadth, SPY support levels, order blocks, earnings season, and why managing risk is far more important than predicting what the market will do next.✅ SPY support, market breadth, and order block analysis✅ Robinhood emergency exit and real portfolio updates✅ Position sizing, stop losses, and professional risk management✅ Monte Carlo simulations, expectancy, and trading probabilities✅ Trading psychology, discipline, and why one big winner changes everythingIf you've ever wondered why successful traders stay calm during losing streaks... or why the best investors care more about probabilities than predictions... this episode will completely change how you think about trading.Subscribe to OVTLYR for disciplined trading strategies that actually make sense.

Donald Bowser helped set up the National Anti-Corruption Bureau of Ukraine (NABU) and works as an international security and law enforcement advisor. “You want to fight Russia? Then what you need to do is fight corruption in Ukraine. Russia's greatest fear is to have a well-governed country next to it,” he told me. We also discussed the bombing in Monte Carlo targeting oligarch Vadym Iermolaiev, the dismissal of Defense Minister Mykhailo Fedorov, and the appointment of a highly controversial figure, Oleksandr Poklad, who is now the acting chief of the Security Service of Ukraine (SBU). And how did he answer my question about whether President Volodymyr Zelenskyy is clean when it comes to corruption? Listen to our conversation. And if you enjoy what I do, please support me on Ko-fi! Thank you. ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://ko-fi.com/amatisak

Can you imagine building a successful company, then letting your exit happen by accident? That's the uncomfortable question we sit with as John Gallagher talks with Jim Urban, a longtime advisor to business owners and the author of Succession By Design. A massive “silver tsunami” is coming as millions of businesses change hands, and Jim makes the stakes clear: postponing succession planning doesn't just delay retirement; it quietly increases taxes, magnifies risk, lowers valuation, and leaves your family and key employees exposed if life throws a curveball.

Click to Subscribe: https://bit.ly/Youtube-Subscribe-SoapDirt Bold and the Beautiful 2-Week Spoilers for July 13 - 24, 2026 stun as Sheila Carter (Kimberlin Brown) is up to her old tricks, causing suspicions of manipulation to rise. Meanwhile, Eric Forrester (John McCook) seems to be making threats that may be unwarranted. In the midst of all this, fan-favorite characters like Bill Spencer (Don Diamont), Will Spencer (Crew Morrow), and Dylan (Sydney Bullock) have their own dramas unfolding, with relationships, family ties, and company secrets at stake. B&B spoilers suggest that Sheila Carter's relentless pursuit of another chance is proving effective with Finn (Tanner Novlan), who is convinced of her changed ways. However, her attempts to engage with Steffy Forrester (Jacqueline MacInnes Wood) may be met with resistance. Meanwhile, Will Spencer turns to his father, Bill, for support following his recent troubles, sparking potential for a new romantic interest as he is encouraged to pursue another LA lady.  Spoilers for Bold and Beautiful bring another eventful twist as Daphne Rose (Murielle Hilaire) meets with Dr. Li Finnegan (Naomi Matsuda) for some test results that could carry heavy implications for her and Carter Walton (Lawrence Saint-Victor). Elsewhere, the Forrester Creations design office becomes a hotbed of drama as RJ Forrester (Brayan Nicoletti) holds a heartfelt discussion with Electra Forrester (Laneya Grace) while Electra wrestles with the fallout of her split from Will. B&B spoilers reveal the Forrester's trip to Monte Carlo becomes a point of anticipation, with talks of the launch of Eric's new couture line overshadowing the Logan company. However, the Forrester's focus on competing with Logan may lead to financial strain, especially if the couture line launch does not go as planned. More B& spoilers divulge that emotions run high with Will making a desperate plea to Electra to reconcile, Steffy and Finn reaching a critical point in their marriage, and Sheila Carter's continuous manipulation causing upheaval. With Monaco on the horizon and Eric Forrester's couture launch looming, the drama is set to continue the weeks of 07/13-07/24/2026. The Soap Dirt podcast has made the Top 100 List for Apple Podcasts in the Entertainment News Category. Visit our Bold and the Beautiful section of Soap Dirt: https://soapdirt.com/category/bold-and-the-beautiful/ Listen to our Podcasts: https://soapdirt.podbean.com/ And Check out our always up-to-date Bold and the Beautiful Spoilers page at: https://soapdirt.com/bold-and-the-beautiful-spoilers/ Check Out our Social Media... Twitter: https://twitter.com/SoapDirtTV Facebook: https://www.facebook.com/SoapDirt Pinterest: https://www.pinterest.com/soapdirt/ TikTok: https://www.tiktok.com/@soapdirt Instagram: https://www.instagram.com/soapdirt/

A retirement plan can look flawless on paper and still feel wrong the moment real life changes. We start with Tom and Janet, a couple with a paid-off home, no debt, and a strong nest egg, who originally planned to work a few more years and claim Social Security at 67. The numbers checked out. The stress tests looked great. Then Janet hit burnout and gave herself two days to confirm whether walking away from work was actually possible.What reshaped everything was time. After Tom's father was diagnosed with a terminal illness and passed sooner than expected, Tom stopped thinking of retirement as a date and started thinking of it as a limited window of health, energy, and freedom. We walk through how that mindset shift changes the goal of retirement planning, from chasing the biggest possible portfolio to building a sustainable retirement income plan that supports a life you love.In this episode I break down the key retirement planning levers in plain language: How their net worth and investable assets fund retirement, what a Monte Carlo probability of success really tells you, how retiring at 61 compares with waiting until 67, and how Social Security timing at 62 versus full retirement age affects the plan. We also discuss the practical realities people forget to model, like spending more in the early active years and covering healthcare costs before Medicare.If you're exploring early retirement, worried about running out of money, or stuck chasing “perfect” certainty, this conversation will help you think more clearly about tradeoffs and choices. 

Nate explains a critical, often overlooked retirement risk: sequence of returns risk—the danger of encountering poor market performance right when you begin taking withdrawals. Even when two retirees earn the same average annual return, the order in which those returns arrive can significantly change outcomes. Nate discusses how to plan for adverse early-retirement markets and presents indexed universal life insurance (IUL) as a flexible, non-market-loss-exposed income source to help mitigate this risk. Key Discussion Points: Sequence of returns risk: It's not a concern until withdrawals begin, typically in retirement. Losses during downturns are compounded when assets are sold to generate income at depressed prices. Even if markets recover, reduced asset bases mean less participation in the rebound, potentially shortening portfolio longevity. Same average return, different outcomes: Two retirees with identical portfolios and a 7% average annual return over 20 years can have dramatically different results depending on whether negative years occur early vs. late in retirement. Early losses paired with withdrawals can rapidly erode principal, demonstrating that the sequence of returns can matter as much as the returns themselves. Planning with Monte Carlo simulations: Nate emphasizes modeling scenarios where the first years of retirement are poor. Objective: Ensure contingency plans exist for adverse sequences, because "we get one chance to get retirement income right." Diversification beyond traditional assets: Historical non-correlation can break down: in 2022, both stocks and bonds fell, undercutting the classic diversification benefits. Relying solely on investment accounts for income in down markets may be suboptimal; alternative funds can allow portfolios time to recover. Role of Indexed Universal Life (IUL): Properly designed and funded IULs can provide cash values protected from market loss. Interest credits are linked to market indices (e.g., S&P 500) without direct exposure to downside. Offers tax-advantaged access to cash values during retirement. Strategy: Draw income from IUL during market volatility instead of selling investments at depressed prices, reducing sequence risk and preserving portfolio recovery potential. Practical insight: Avoiding withdrawals during one or two severe downturn years over the past 25 years could materially improve a retiree's experience and peace of mind. Portfolio construction idea: Consider replacing some or all of a bond allocation with an IUL to add downside protection and tax advantages. Nate's backtest: A Midland National IUL paired with 60% U.S. stocks vs. a traditional 60/40 (stocks/BND bonds) over 25 years. Result: 60% U.S. stock + 40% IUL outperformed 60% U.S. stock + 40% intermediate bonds (Vanguard Total Bond Market, ticker BND). Additional benefits: IUL provides a death benefit and tax-free cash value growth; bond income can be taxable (outside an IRA) or subject to ordinary income tax upon IRA distribution. Major Takeaways: The timing of returns can be as consequential as the returns themselves once withdrawals start. Traditional stock-bond diversification may not always protect against simultaneous market declines. Building an "off-market" income reserve—such as an IUL—can help retirees pause withdrawals from investment portfolios during downturns, improving longevity and stability of retirement income. Integrating IULs as part of or in place of bonds may enhance total outcomes while adding tax and estate benefits, subject to proper design, funding, and suitability. Disclaimers and Professional Guidance: The podcast is informational and not direct investment advice. Not all investments are suitable for all individuals. Investing involves risk; fees and risks should be carefully considered. Crosby Advisory Group LLC is a registered investment entity; consult directly for personalized advice.

Monaco is the second smallest nation on Earth, and clearly an example of a country made for international financial purposes. Old money families controlled the world that created Monaco, but are the New World masters of tech now rising up to challenge them on the world stage?  Topics discussed: new Age of Transitions stickers, Looksmaxxing, online influencer culture, leg lengthening surgery, Connor Murphy death by gold, alchemy, transhumanism, Tech Oligarchs funding looksmaxxers and other influencers, social class structures, upper upper and lower upper class, Old Money vs New Money, Monaco country created by Old World establishment for banking purposes, Rothschild family, symbolism in Monte Carlo, new US power elite want to create new financial system, crypto currency, Bitcoin, Satoshi Nakamoto similar to Saint Germain, conspiracy culture tropes within other online influencer niches, Technocratic elites control of Conspiracy Culture, New World Order

Uncle just got back from his fabulous European vacation, and has found himself a more cultured man. Be sure to follow the UnclePodcast TikTak for videos from the trip.  Topics discussed: the knobs, lots of upcoming TikTak Eurpean travel videos, Fast and Furious filming location in Rome, Formula One racing, collecting drop glasses, Monte Carlo, NASCAR, international sports promotion in different countries, WNBA, WWE, women's sports, UFOs, Chuck's JFK research collection for sale

A cura di Paolo PellegriniVincenzo Bellini, Beatrice di TendaBeatrice di Tenda – Mariana NicolescoAgnese – Stefania ToczyskaFilippo Maria Visconti – Piero CappuccilliOrombello – Vincenzo La ScolaAnichino – Iorio ZennaroRizzardo – Iorio ZennaroDirettore Alberto Zedda – 1986(STU)Orchestra – Orquestre Philharmonique de Monte Carlo

Ralf Schumacher hat geheiratet, grillt für halbe Dörfer, trainiert wie ein Profi und erklärt, warum Formel-1-Fahrer heute fast mehr Influencer als Rennfahrer sind. Außerdem verrät er, warum Barbara Schöneberger zwar ein Gästezimmer in Saint-Tropez bekommt, sein Schlafzimmer aber definitiv tabu bleibt. Eine Folge zwischen Hochzeitsglück, Pferdestärken und jeder Menge guter Geschichten. Viel Spaß mit unserer neuen Folge von "Mit den Waffeln einer Frau".

Click to Subscribe: https://bit.ly/Youtube-Subscribe-SoapDirt Bold and the Beautiful 2-Week Spoilers for July 6 - 17, 2026 see the tumultuous drama revolves around Ridge Forrester (Thorsten Kaye) dealing with another assault on RJ Forrester (Brayan Nicoletti), and Steffy Forrester (Jacqueline MacInnes Wood) grappling with betrayals from Hope Logan (Annika Noelle) and startling revelations about Finn's (Tanner Novlan) biological mother. B&B spoilers unveil Electra Forrester (Laneya Grace) accusing Will Spencer (Crew Morrow) of contributing to the Logan scandal, sparking a heated argument that escalates into a physical altercation with RJ. Meanwhile, Hope is found collapsed after a heated argument with Brooke Logan (Katherine Kelly Lang), fueling speculation about her health. Spoilers for Bold and Beautiful see Katie Logan (Heather Tom) comforting Will over his fallout with Electra. Ridge discovers RJ recuperating from his assault with Electra at the Logan estate, leading to a confrontational discussion about Will's violent behavior. Ridge's tension with Electra escalates, leading him to give her an ultimatum about her relationship with Will and her position at Forrester Creations. More Bold spoilers bring Ridge attempting to influence Electra's feelings toward Will, while Sheila Carter (Kimberlin Brown) is adamant about her wishes. The week continues with the official end of Sheila and Deacon Sharpe's (Sean Kanan) marriage, and a surprise visitor leaving Finn taken aback.  Bold and the Beautiful spoilers divulge that Ridge is confronting Bill Spencer (Don Diamont) about Hope's betrayal, Brooke's distress, and the recurrent assaults on RJ by Bill's son, Will. Meanwhile, Taylor Hayes (Rebecca Budig) ponders over Sheila's changed demeanor and the potential for her returning to her violent ways. Spoilers for B&B promise more drama with a trip to Monte Carlo for Brooke, Ridge, Steffy, and Finn, leading to a life-altering confrontation between Sheila and Steffy. The tension between Will and Electra brings Dylan (Sydney Bullock) back into the picture as a possible love interest for Will. The week concludes with Carter (Lawrence Saint-Victor) and Daphne Rose (Murielle Hilaire) facing a devastating challenge, possibly related to fertility issues the weeks of 07/06-07/17/2026. This episode was hosted by Belynda Gates-Turner for the #1 Soap Opera Channel, Soap Dirt. Visit our Bold and the Beautiful section of Soap Dirt: https://soapdirt.com/category/bold-and-the-beautiful/ Listen to our Podcasts: https://soapdirt.podbean.com/ And Check out our always up-to-date Bold and the Beautiful Spoilers page at: https://soapdirt.com/bold-and-the-beautiful-spoilers/ Check Out our Social Media... Twitter: https://twitter.com/SoapDirtTV Facebook: https://www.facebook.com/SoapDirt Pinterest: https://www.pinterest.com/soapdirt/ TikTok: https://www.tiktok.com/@soapdirt Instagram: https://www.instagram.com/soapdirt/

This is the 100th episode of The New Quantum Era, and it arrives at a moment of convergence: the book is out, the Helgoland centennial documentary is in production, regional quantum ecosystems are scaling from ambition to construction, and the field is entering the transition from heroic-era qubit demos to the hard systems engineering that will determine whether quantum computing becomes a real industry. Bob Karr — who sits at the intersection of law, policy, and the quantum ecosystem as the person behind the Quantum Law Navigator and a convener across the Chicago quantum community — is the right person to conduct this retrospective, and Barnes & Thornburg, at the center of arguably the most sophisticated quantum ecosystem in the world, is the right place to do it.The conversation is structured as a celebration and an examination: what has Sebastian actually learned by sitting with nearly 100 physicists, engineers, founders, and policymakers? How has the field changed since that first visit to TJ Watson in 2017? What do regional hubs like the Illinois Quantum and Microelectronics Park and Quebec's DistriQ tell us about what it takes to move from science to industry? And what does the next era demand — not just from researchers and companies, but from everyone?---What You'll LearnWhy the Helgoland documentary matters: in June 2025, Sebastian and his wife traveled to the island where Heisenberg's 1925 insight gave birth to quantum mechanics, producing a documentary at a Yale–Max Planck centennial conference attended by multiple Nobel laureates — and what that experience distilled about the state of the fieldHow Sebastian's journey into quantum began: arriving at IBM's TJ Watson Research Center in 2017 to help with Qiskit's open source strategy, encountering the 53-qubit milestone, and recognizing the earliest stages of an emerging technology that would become his life's workWhat the "Heroic Age of Qubits" was — and why it ended: the period of genius PIs racing to prove quantum advantage, culminating in Google's 2019 random circuit sampling claim, and why that finish line turned out to be a starting lineWhat Harley Johnson and the IQMP reveal about ecosystem-building: why the Illinois Quantum and Microelectronics Park is the world's leading example of building a quantum ecosystem, and what it takes to bridge deep science and economic developmentWhat Quebec's DistriQ teaches about sustainability: the 90% public / 10% private funding model designed to flip over ten years, and why that benchmark matters for every regional hubWhy Alejandra Castillo's economic development lens changed the picture: how quantum's impact extends far beyond qubits into advanced manufacturing, supply chain, and the communities that get to participate in the upsideWhat Nadya Mason's leadership model means for the field: the dean of UChicago's Pritzker School who wasn't a "math person" and sees leadership as service — and why the field needs every kind of creative mind, not just PhDs in physicsWhat John Martinis's arc from the 1986 Josephson junction paper through the Nobel Prize to CoLab reveals: the transition from heroic-era physicist to systems thinker pursuing open architecture and consortium-based quantum computingWhy the Monte Carlo algorithm is the key analogy for quantum's future: the technique that took 30 years to find its commercial application as a reminder that the most important uses of quantum computers haven't been imagined yetWhere fault tolerance actually stands: why it's an emergent property of the whole system — not a single breakthrough — and why the classical-quantum feedback loop for mid-circuit measurement and syndrome correction is the thing to watchWhy multiple qubit modalities will coexist: the case for neutral atoms in the near term, superconducting and spin qubits in the long term, and photonics as a dark horse — and why this isn't a winner-take-all raceWhat Build Quantum Partners is building: a new venture to reduce friction for quantum companies entering the U.S. market, partner with regional ecosystems, and ultimately develop the quantum equivalent of biotech hub infrastructure---Resources & LinksGuest & Host LinksRobert W. Karr Jr. — Barnes & Thornburg Attorney Profile — Bob's firm bio covering his role as partner and QTI Group co-chairRobert W. Karr Jr. — LinkedIn — Recent activities including the Illinois–UK Quantum Partnerships Mission and Keidanren Next-Gen SalonQuantum Law Navigator — Chicago Quantum Exchange (PDF) — The ten-chapter resource Bob led, mapping the U.S. legal and regulatory landscape for quantumBarnes & Thornburg Quantum Technology Industry Group — The firm's quantum practice, host of the live recordingThe Book & DocumentaryThe New Quantum Era by Sebastian Hassinger — Released May 2026; the companion book tracing the people, science, and engineering behind quantum technology's emergenceHelgoland Documentary — In production; shot over five days at the Yale–Max Planck centennial conference on the island where Heisenberg formulated matrix mechanics in 1925Episodes & Guests ReferencedEpisode 82 — The Illinois Quantum Ecosystem with Harley Johnson — The IQMP's CEO on building the world's largest dedicated quantum technology parkEpisode 79 — Building a Quantum Ecosystem from Scratch with Martin Laforest — How Quebec built a $400M quantum ecosystem with a deliberate public-to-private capital transitionEpisode 75 — Regional Quantum Development with Alejandra Y. Castillo — Quantum through the economic development lens: jobs, supply chains, housing, and community participationEpisode 77 — Quantum Leadership with Nadya Mason — The dean of UChicago's Pritzker School on the human and institutional side of building the quantum eraEpisodes 48, 67, 71 — John Martinis — From Josephson junctions to the Google quantum supremacy experiment to the open-architecture approach at CoLabEpisode 96 — Funding the Quantum Middle with Kris Naudts and Zeynep Koruturk of Firgun Ventures — Why the Series A/B financing gap is the new bottleneck, and how specialist investors are stepping inKey Institutions & EcosystemIllinois Quantum and Microelectronics Park — Wikipedia — Overview of the $9B IQMP, its tenants,...

A recall list can feel like boring paperwork until you realize it's your brakes, your lights, your transmission, and the way your vehicle behaves when you think it's safely parked. We kick things off with a Ford-heavy slate of safety recalls, talking through what's affected and why issues like daytime running light behavior, window reversal systems, hands-off detection alerts, unintended vehicle movement, and unexpected downshifts matter for real drivers and real families. Then we jump into the most addictive way to understand the collector car market: our “Guess What The Hemmings Car Sold For” game. We size up everything from a clean 1986 Chevrolet K10 square body to a heavily modified 1941 Cadillac, an '86 Monte Carlo, a 2005 Chevrolet SSR, and more. The results are a reminder that auction prices are a cocktail of condition, originality, restoration quality, nostalgia, and timing and that one outlier sale can reset expectations overnight. Yes, the 1966 Ford Bronco number is as wild as you've heard. From there, we round out the car talk with weekend racing plans (including NASCAR at Sonoma and holiday-week events), quick auto history that connects past innovation to today's engineering, and the headlines shaping the buying landscape: a Tesla crash investigation, Nissan governance drama, the steady shift toward hybrid vehicles, and why new car prices keep climbing. If you're trying to make sense of recalls, trends, and what cars are really worth right now, you'll feel right at home with us. Subscribe for weekly car talk, share this with a friend who loves auctions and track weekends, and leave a review to help more listeners find the show. What's the one car you'd overpay for if you found the right one?Be sure to subscribe for more In Wheel Time Car Talk!The Lupe' Tortilla RestaurantsLupe Tortilla in Katy, Texas Gulf Coast Auto ShieldPaint protection, tint, and more!Disclaimer: This post contains affiliate links. If you make a purchase, I may receive a commission at no extra cost to you.----  ----- Want more In Wheel Time car talk any time?     In Wheel Time is now available on Audacy!  Just go to Audacy.com/InWheelTime where ever you are.-----   -----Be sure to subscribe on your favorite podcast provider for the next episode of In Wheel Time Podcast and check out our live multiplatform broadcast every Saturday, 10a - 12nCT simulcasting on Audacy, YouTube, Facebook, Twitter, Twitch and InWheelTime.com.In Wheel Time Podcast can be heard on you mobile device from providers such as:Apple Podcasts, Amazon Music Podcast, Spotify, SiriusXM Podcast, iHeartRadio podcast, TuneIn + Alexa, Podcast Addict, Castro, Castbox, YouTube Podcast and more on your mobile device.Follow InWheelTime.com for the latest updates!Twitter: https://twitter.com/InWheelTimeInstagram: https://www.instagram.com/inwheeltime/https://www.youtube.com/inwheeltimehttps://www.Facebook.com/InWheelTimeFor more information about In Wheel Time Podcast, email us at info@inwheeltime.com

On this episode of Simply Money presented by Allworth Financial, Bob and Brian break down the most expensive lies couples tell themselves about money—especially the dangerous comfort of saying “we’re fine” —and explain how a lack of communication around retirement timing, estate plans, and financial roles can cost families millions and fracture relationships. They also dig into why a single withdrawal rate like the traditional 4% rule isn’t enough, exploring sequence of returns risk, bucket strategies, flexible spending guardrails, and how small tweaks in Monte Carlo assumptions can dramatically change your plan’s success rate. Plus, Allworth’s in-house insurance expert, Jodee Deutsch, joins the show to discuss when life insurance shifts from simple protection to advanced estate and legacy planning, and how high-net-worth families can better align their wealth with their long-term goals.See omnystudio.com/listener for privacy information.

Megan and Jeni are watching Monte Carlo, the underrated 2011 Selena Gomez movie that deserved way more attention than it got. They're breaking down the A-list cast that was originally attached to the film and what Selena Gomez was up to at the absolute peak of her teen celebrity era. And of course they recap the entire movie to refresh your memory!Follow us on social!Instagram: ⁠@whatwerewatchingpod⁠ TikTok: @whatwerewatchingpod 

Brandon Sedloff and Aaron Gershenberg sit down in California's wine country to explore three decades of venture capital evolution. Aaron, CEO and managing partner at Pinegrove Venture Partners, shares his unconventional path from economic development work and real estate consulting to building SVB Capital into a $10 billion platform, then relaunching after the bank's collapse as Pinegrove, backed by Sequoia Heritage and Brookfield. They discuss: - How Aaron used Monte Carlo analysis to project fund performance and justify additional capital during the dot-com crash - Why he structured distribution-only fee models for anchor LPs instead of traditional management fees and carry - The mechanics of becoming a FOIA blocker to attract pension fund capital - How Pinegrove positions across seed, Series A, Series B, credit, and secondaries to capture alpha at different stages - Why the 2024–2026 vintage may deliver the fastest value creation Aaron has seen in his career This episode offers a roadmap for institutional investors navigating venture exposure, LP sentiment shifts, and the structural innovations that have reshaped fund economics over the past 25 years. Topics: (00:00:00) - Intro (00:03:20) - Growing up between Uganda, Kenya and New Jersey (00:10:50) - Africa's influence and giving back (00:15:40) - Question authority and the unstructured path (00:18:30) - Real estate consulting and the sales pivot (00:21:10) - Breaking into venture in the mid-'90s (00:32:00) - Joining Silicon Valley Bank (00:33:30) - Building community through cycling and kiteboarding (00:37:00) - Launching SVB Capital (00:40:15) - Innovative fund structures and FOIA blockers (00:44:20) - Scaling through three eras: 2000–2023 (00:49:00) - SVB's collapse and rebuilding as Pine Grove (00:50:20) - Partnering with Sequoia Heritage and Brookfield (00:56:30) - Pine Grove's platform and strategies today (01:02:30) - AI conviction and the 2024–2026 vintage (01:09:10) - What keeps you up at night Links: Aaron on LinkedIn - https://www.linkedin.com/in/aaron-gershenberg-7361b23/ Pinegrove Venture Partners - https://pinegrove.vc/ Brandon on LinkedIn - https://www.linkedin.com/in/brandonsedloff/ Juniper Square - https://www.junipersquare.com/

Ryan Burklo delves into the intricacies of retirement planning, emphasizing the importance of focusing on income streams rather than merely accumulating assets. He introduces an innovative Monte Carlo simulation designed to provide a more comprehensive assessment of retirement success. This tool helps individuals understand the probability of achieving their financial goals by simulating various market conditions. Additionally, Ryan shares practical strategies aimed at reducing the risk of failure and ensuring a stable income throughout retirement. These strategies are tailored to help individuals maintain financial security and peace of mind as they transition into their retirement years.   Check out our website:  https://www.builtforlifenotjustwealth.com/ Find us on YouTube: https://www.youtube.com/@builtforlifenotjustwealth/ Subscribe to our newsletter: https://www.quantifiedfinancial.com/subscribe-now Check out our Instagram: https://www.instagram.com/ryanburklofinance?igsh=ZTJzN3Jnajd5M2Mw Ryan Burklo's LinkedIn profile: https://www.linkedin.com/in/ryanburklo/ Alex Collin's LinkedIn profile: https://www.linkedin.com/in/alexandercollins/ For a quick assessment of your current financial life go to: https://www.livingbalancesheet.com/lbsVision/lite/RyanBurklo Liquidity episode mentioned by Ryan:  https://www.builtforlifenotjustwealth.com/episode-342-true-liquidity-the-backstop-to-the-balance-sheet/   #BuiltForLifeNotJustWealth #retirementplanning #incomestreams #MonteCarlosimulation #financialstrategy #legacyplanning #riskmanagement #liquidity #annuities   Key Topics Retirement is about income streams, not just assets Limitations of traditional portfolio-based planning Using Monte Carlo simulation to assess failure risk Diversifying assets with liquidity and guaranteed income Strategies to reduce failure rate and secure legacy   Takeaways Retirement success depends more on income streams than asset size. Traditional models often overlook taxes, flexibility, and peace of mind. A diversified approach with liquidity and annuities can lower failure risk. Monte Carlo simulations can help visualize failure probabilities. Planning for legacy and income stability is crucial for retirees.  

In this episode of Communicable, Thomas Tängdén and Rekha Pai Mangalore return for part 2 of the ‘We will make you love PK/PD' series. In this round, they are joined by Iris Minichmayr (Austria) and Phil Selby (Australia) for a deep dive into how PK/PD data and principles can be used as integral clinical tools to support dosing decisions. They break down technical concepts of pharmacometrics such as population PK models, Monte Carlo simulations, probability of target attainment (PTA), and cumulative fraction of response (CFR), helping to make these approaches more accessible to everyday clinical practice.This episode was edited by Kathryn Hostettler. The executive producer of Communicable is Angela Huttner.Further readingTängdén T, et al. Personalised patient management and infection prevention: current evidence and future perspectives. In: ESCMID Global 2025. Available on ESCMID Media: https://media.escmid.org/videos/01K7HWCJAHZ464H3XXK97SZ842

CT McManus catches up with Damian MonteCarlo of MonteCarlo and Mach 22. Rock n Roll Union talks about the past, present, and future of music, and welcomes some of the greatest musicians out there today. VOC Nation takes you behind the scenes of your favorite moments in pro wrestling history. Notable show hosts include legendary pro wrestling journalist Bill Apter, former WWE/TNA star Shelly Martinez, former WWE and AWA broadcaster Ken Resnick, former WCW performer The Maestro, former TNA Impact talent Wes Brisco, Pro Wrestling Illustrated's Brady Hicks, independent pro wrestling and Fireball Run star Sassy Stephie, and more! Since 2010, VOC Nation has brought listeners into the minds of the biggest stars in pro wrestling and entertainment. Subscribe to the podcasts for free on most major directories, and visit vocnation.com for live programming. Subscribe to premium - only $3/mo - for commercial full commercial free audio and video episodes. Exclusive access to 50 years of Bill Apter's interview archives is available for a nominal charge. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Connect with Rohit Punyani: https://ownersasset.com/resource-libraryBook a call: https://remnantfinance.com/calendar Out Print the Fed with a 1% target per week: https://remnantfinance.com/optionsEmail us at info@remnantfinance.com or visit https://remnantfinance.com for more informationFOLLOW REMNANT FINANCEYoutube: @RemnantFinance (https://www.youtube.com/@RemnantFinance)Facebook: @remnantfinance (https://www.facebook.com/profile.php?id=61560694316588)Twitter: @remnantfinance (https://x.com/remnantfinance)TikTok: @RemnantFinanceDon't forget to hit LIKE and SUBSCRIBE_____________________________In this episode, Hans welcomes back Rohit "Ro" Punyani from The Owner's Asset for his third appearance, this time for a deep dive on retirement planning that takes apart the conventional model and rebuilds it around income and freedom rather than net worth.They walk through why Monte Carlo simulations and the 4% rule fail in the real world, how sequence of returns risk quietly destroys plans, and why net worth is the wrong number to chase. From there they lay out the two bookends of every plan, the 25X accumulation rule and the 12X annuity rule, and land on the middle ground: roughly 30% in risk-free assets paired with dividend growth equities, structured so you never have to sell unrealized losses.Chapters: 00:00 – Opening segment02:55 – Freedom vs. surety of income: two definitions 05:25 – Re-pensionizing America and why the wealthy never stop 08:45 – Why entrepreneurship is about who you become 12:30 – Why Monte Carlo simulations don't work 14:55 – Sequence of returns risk explained 16:50 – Why even a linear 9% return runs out of money 18:35 – Where to start: the two bookends 19:25 – The 4% rule and the 25X heuristic 20:25 – The annuity bookend and the 12X heuristic 22:30 – The annuity's Achilles heel: inflation 24:40 – Inflation riders and the joint annuity strategy 27:55 – Net worth is not a proxy for income 30:50 – Why age 65 is arbitrary 33:50 – Building toward a dream part-time job 36:05 – The 30% rule and the Ernst & Young study 43:35 – The S&P: great for accumulation, terrible for distribution 45:00 – Dividend achievers, aristocrats, and kings 47:35 – The magic number is 8: yield on cost explained 51:15 – Earn compound interest, pay simple interest 56:00 – Why this strategy is so hard to run 57:35 – The Bessembinder study and why indexing works 01:04:05 – A plan is not a plan if you can run out of money 01:06:20 – Closing segmentKey Takeaways:Retirement isn't the absence of work, it's freedom, the ability to do what you want, when you want, with whoever you want. The people who retire to something thrive; the ones who only retire from something often don't last.Net worth is not a proxy for income. Retirement planning is income planning. A zero-dollar net worth with $20,000 a month of guaranteed income beats a huge number you're too scared to spend down.You can average 7%, withdraw 4%, and still go broke. The average return doesn't matter, the sequence does. A couple of down years early in retirement force you to sell principal, and no Monte Carlo simulation can model human behavior, lifestyle creep, or a long-term care event.Know your two bookends. Multiply your target income by 25 (the 4% rule) for the high end of what you need to save, and by 12 (an 8% annuity) for the low end. For $100K a year, that's $2.5M versus $1.2M, and the right answer for most people sits in the middle.Index to dividend growth, not just the S&P. Roughly 40% of the S&P's total return since inception has come from dividends, and dividend aristocrats have historically raised payouts faster than inflation, giving you an inflation-indexed income stream instead of forcing you to decide what to sell, when, and how much.

At 63, David has $4 million saved. Two advisors have told him he's ready to retire, and every Monte Carlo simulation agrees... but he still can't bring himself to do it. "I'm no longer being smart," he admits. "I'm just scared to pull the trigger." The uncomfortable part is that no number may fix this, because what's holding David back was never on the spreadsheet. In this episode, I'm joined by Daniel Crosby, Ph.D. — a psychologist and behavioral finance expert — to answer listener questions about the part of retirement the math can't solve.  You'll learn: → How to spend in retirement so the enjoyment doesn't wear off so fast → A 3-part framework for putting your money where it creates the most happiness → When changing your plan is wise, and when it's just reacting to noise → The 2 questions to ask when you're financially ready but still can't pull the trigger → What actually moves the 40% of your happiness that's within your control By the end, you'll have a clearer way to separate a plan that works on paper from a retirement you actually feel ready to live. ***

Save big on Vegas with Las Vegas Advisor — get 10% off a membership with code MTM (new members, affiliate): lasvegasadvisor.com Sigma Derby has a brand new home at Golden Gate, Monte Carlo turns 30, a historic downtown casino just sold for less than half what it last went for, airport parking is getting more expensive, Caesars is running their $50 show sale, and Bill Foley finally makes his move for an NBA franchise. We break it all down on this episode of MTM Vegas. Episode Guide: 0:00 Sigma Derby Moves to Golden Gate 2:41 Monte Carlo Turns 30 5:46 Ole Red The Backyard Pop-Up 7:33 A's Ballpark Progress & OYO Walkthrough 9:58 Gold Spike Sold & Downtown Grand 12:55 Airport Parking Prices Going Up 15:09 Caesars $50 Show Sale 16:19 The NBA Billionaire Battle 20:08 Final Thoughts Want more MTM Vegas? Get our exclusive weekly aftershow and join the community.

In this episode we answer emails from Wilson, Tim, and John.  We discuss why life insurance products are not magical perpetual motion machines that make your portfolios go faster, why insurance contracts cannot outperform the same underlying investments once costs and commissions are included, and how insurance marketers mislead the public with biased studies. We also a listener's musical tastes and answer an I Bonds allocation question.And we discuss our Top of the T-shirt Campaign (Part Deux!) for the Father McKenna Center.And THEN we our go through our weekly portfolio reviews of the eight sample portfolios you can find at Portfolios | Risk Parity Radio.Additional Links:Father McKenna Center Donation Page (please mention Risk Parity Radio in the comment section with your donation):  Donate - Father McKenna CenterWilson's First Link to Insurance Marketing Materials:  WBC-Whitepaper-Integrating-Whole-Life-Insurance-into-a-Retirement-Income-Plan-Emphasis-on-Cash-Value-as-a-Volatility-Buffer-Asset.pdfWilson's Second Link to Insurance Marketing Materials:  Benefits of integrating insurance products into a retirement plan (pdf)Breathless Unedited AI-Bot Summary:Whole life insurance gets marketed like a magic third thing: safer than stocks, better than bonds, and somehow able to “buffer” retirement withdrawals when markets drop. We slow that claim down and look at what it really is: an insurance contract with costs, commissions, and built-in friction that has to come out of your return somewhere.We talk through why incentives matter so much in the financial services industry, especially when the person advising you also gets paid to sell permanent life insurance. Then we use a simple mental model, the first law of thermodynamics, to explain why inserting a contract between you and the underlying investments cannot increase performance. If an insurance company invests your premiums in conservative assets, the most you can get back is what those assets earn minus the policy's expenses, insurance charges, and sales costs.Next, we show how the sales math often works: bury the assumptions, headline the results. We break down the kinds of inputs that can make a Monte Carlo analysis or a 4% rule chart look scary on purpose, including inflated fees, unrealistic retirement tax brackets, unnecessary term insurance choices, and conservative forward return “crystal ball” projections. Frank also shares his own whole life policy numbers as a real-world reference point.We close with a listener question on I Bonds versus Treasury bond ETFs, a straightforward take on tax location and allocation choices, and our weekly portfolio review across the sample risk parity portfolios. If you find this useful, subscribe, share the episode with a DIY investor, and leave a rating and review.Support the show

Recorded live at New York Tech Week, Karl and Erum sit down with Brenton Alexander (CTO at Roebling) to unpack one of the biggest bottlenecks in scaling “biology as technology”: figuring out what it really takes to design and finance physical infrastructure. Brenton walks through how Roebling uses AI alongside deterministic engineering models (physics/thermodynamics) to accelerate early facility design, generate capex/opex estimates with uncertainty ranges (not false precision), and help teams run scenarios fast—so founders, investors, and operators can make better go/no-go decisions earlier, reduce wasteful iteration across siloed teams, and focus human expertise where it matters most.Grow Everything brings the bioeconomy to life. Hosts Karl Schmieder and Erum Azeez Khan share stories and interview the leaders and influencers changing the world by growing everything. Biology is the oldest technology. And it can be engineered. What are we growing?Learn more at ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠www.messaginglab.com/groweverything⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Chapters:(00:00:00) Welcome to Grow Everything Live at NY Tech Week(00:02:10) The “infrastructure gap”: why feasibility work is slow and expensive(00:03:05) What Roebling does: accelerating the path from R&D to final investment decision(00:05:05) Live demo setup: building a yeast-based fermentation facility for a red bio-dye(00:07:15) What the platform decides (and why inputs matter): equipment, DSP, and cost drivers(00:10:00) “Why not just use Claude?” Deterministic models + AI tooling for defensible results(00:14:30) Handling uncertainty: ranges, distributions, and Monte Carlo-style scenario runs(00:18:40) What changes for engineers/consultants: shifting effort from manual work to judgment(00:23:10) Reading the outputs: capex/opex, IRR, and the “tornado chart” of uncertainty drivers(00:28:10) Audience Q&A: logistics/customer delivery, AI's impact on costs, review fatigue, and assumptions(00:29:30) Long-term direction: more fidelity, narrower bounds, EPC-ready handoff(00:30:05) Audience Q&A begins(00:30:30) Q1: logistics + customer delivery costs (not just “at the gate”)(00:32:55) Q2: how AI changes operating cost assumptions over time(00:34:15) Q3: review fatigue—how to structure checks and triage what matters(00:36:10) Q4: what did the model assume for “colorant”? (and why specificity matters)(00:38:15) Wrap-up + thank-yousLinks and Resources:RoeblingRoebling Early Access ProgramBrentan AlexandarEdward Shenderovich65. Scaling Cells, Dreaming Big: The Biomanufacturing Cloud with Synonym's Edward Shenderovich166. The Great Reformulation: Joshua Lachter Rethinks How We Make Everything at Scale172. Generating Needles in Haystacks: Elise de Reus Designs Proteins with CradleBioInnovations Events - For 25% off use code: Grow EverythingTopics Covered:Roebling, bioprocess modeling, techno-economic analysis, fermentation economics, food dyes, bio-based ingredients, process engineering, AI for biomanufacturing, scale-up planning, regulatory considerations, industrial engineering AI.Have a question or comment? Message us here:Text or Call (804) 505-5553⁠⁠⁠⁠⁠⁠⁠⁠Instagram⁠⁠⁠⁠⁠⁠⁠⁠ / ⁠⁠⁠⁠⁠⁠⁠⁠Twitter⁠⁠⁠⁠⁠⁠⁠⁠ / ⁠⁠⁠⁠⁠⁠⁠⁠LinkedIn⁠⁠⁠⁠⁠⁠⁠⁠ / ⁠⁠⁠⁠⁠⁠⁠⁠Youtube⁠⁠⁠⁠⁠⁠⁠⁠ / ⁠⁠⁠⁠⁠⁠⁠⁠Grow Everything⁠⁠⁠⁠⁠⁠⁠⁠Music by: Nihilore Production by: Amplafy Media

Tom Clarkson is joined in the Monte Carlo paddock by F1TV lead presenter Laura Winter and F1 correspondent Lawrence Barretto to dissect a dramatic Monaco Grand Prix.Kimi Antonelli secured his fifth win in a row, extending his championship lead to 66 points. What did we learn about Kimi this weekend? And is he proving to be a ‘generational talent'?On the other side of the Mercedes garage, a drive-through penalty left George Russell out of the points. He says he's ‘bamboozled' by his recent struggles. So what's going wrong for George? Where does he go from here? And is he fighting for more than just the title now?Ferrari also endured mixed fortunes in Monaco. Lewis Hamilton scored his second P2 in a row, while Charles Leclerc crashed out late in the race. The guys discuss why Lewis is starting to gain momentum in the team and the ‘emotional rollercoaster' Charles is currently riding, after announcing a new multi-year deal with Ferrari.Also on the agenda, Isack Hadjar's first podium for Red Bull, Max Verstappen's retirement on lap 1 and more reliability concerns for McLaren. THIS EPISODE IS SPONSORED BY...Indeed: Get a £100 sponsored job credit at indeed.com/f1nationSaily: Get an exclusive 15% discount on your first Saily data plans! Use code F1nation at checkout. Download Saily app or go to to saily.com/f1nation

Don records through a booming Florida thunderstorm while tackling five listener questions. He discusses a thoughtful strategy for using a UTMA account to teach investing and potentially fund a future Roth IRA, then provides a detailed overview of what goes into a true financial plan, including cash flow analysis, insurance, estate planning, tax strategy, retirement projections, and investment management. Another listener asks about investing for a long life, prompting Don to explain why maintaining a diversified portfolio and spending less than portfolio growth are the keys to retirement sustainability. He also addresses when retirees might safely move from a 4% withdrawal rate toward 5%, emphasizing flexibility over rigid rules. The episode concludes with a discussion of HSAs, explaining why they are often better spent during retirement rather than left to non-spousal heirs, who may face less favorable tax treatment.0:04 Florida thunderstorm opening and update on the new podcast website and question system2:35 Using a UTMA account as a teaching tool, harvesting gains for a child, and eventually funding a Roth IRA4:47 What a comprehensive financial plan actually includes beyond investments6:14 Gathering financial data, setting goals, cash flow analysis, and risk management7:42 Asset allocation, diversification, Monte Carlo simulations, and behavioral coaching8:28 Retirement planning, Social Security timing, Roth conversions, RMDs, and tax strategies10:23 Listener crediting the show for retirement confidence and asking about investing for longevity12:37 Why spending less than portfolio growth is the key to long-term retirement success14:15 Whether a 4% withdrawal rule can become 5% later in retirement15:45 Fixed versus flexible withdrawal strategies and how age affects sustainable spending17:49 HSA withdrawal decisions in retirement and inheritance considerations19:31 Why HSAs generally should be spent rather than preserved for non-spousal heirs20:52 Meet-an-Advisor invitation and how portfolio reviews can uncover hidden risksQuestions? Comments? Click!