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Hello, PFR Nation and Happy 4th of July, and Happy Birthday, America! What a great country we live in, I'm so proud to be an American. My Dad being a (legal) immigrant has given me great appreciation for the opportunities we have relative to the rest of the world. I'm feeling extremely blessed for the clients we are serving in our financial planning firm, and I'm so grateful to serve all of you with this podcast. I hope you continue to find value. We have a fair amount of new listeners, plus the legacy listeners, and I just want to say how excited I am to deliver this weekly content to all of you. Thank you for the support, and welcome to the 84th episode of the PFR Podcast and 7th edition of the ‘Whiteboard Retirement Plan.' Leo and Lisa are looking to retire in 2 years, at 61 and 58 respectively. They have done quite well accumulating approximately $3 million for retirement with the majority being inside of traditional tax deferred IRA's and a 401k. Leo is on Long Term Disability and was forced to ‘retire earlier' than planned, and is receiving tax free income until 65. Lisa plans to fully retire at 58. However, this will result in losing employer-sponsored healthcare and ultimately needing to shop around in the open market. One option will be to consider the Affordable Care Act policies on Healthcare.gov. Furthermore, Roth Conversions are of interest during their “Roth Conversion Window” from Lisa's age 58 until she turns 75. In this episode, we will help them decide whether or not to aggressively pursue a ‘low income' to reduce healthcare costs in early retirement…or, to begin converting some of the tax-deferred accounts right away to reduce the ‘Tax Trap of 401ks.' Drop a comment and let me know what you plan to do if you retire before 65! Will you aggressively pursue ACA Premium Tax Credits? Aggressively convert to Roth? Or potentially a hybrid between the two? I hope you enjoy the 7th edition of the “Whiteboard Retirement Plan.”ACA Premium Tax Credits Video***Additional Disclaimer*** So much about these rules are up in the air. From 2021-2025, there has been a “gradual slope” downwards of ACA premium tax credits even AFTER you exceed 400% of the Federal Poverty Level. However, that is set to revert back to the “Cliff” at 400% after 2025. With that said, there is a LOT on the table with the “One Big Beautiful Bill” which will likely include further changes to these rules. I guess what I'm saying is…continue to follow the “OBBB” and of course follow the PFR Pod!-KevinTakeaways:Many of the families we serve are overachievers looking to retire early.Healthcare costs are a significant concern for early retirees prior to reaching Medicare eligibility.Budgeting for lifestyle and healthcare is crucial in retirement planning.Roth conversions can optimize tax liabilities over time.Monte Carlo simulations can help stress test the plan, but is by no means the be all end all retirement metric.Understanding the Affordable Care Act and their premium tax credits are important, but should NOT be the sole basis for tax planning opportunities. Tax traps in traditional retirement accounts can impact long-term wealth during a retiree's lifetime, and for the next generation. Income stability is key for a successful retirement.Adjusting retirement plans can provide more flexibility and security.Are you interested in working with me 1 on 1? Click this link to fill out our Retirement Readiness QuestionnaireOr, visit my websiteConnect with me here:YouTubeJoin My Company NewsletterFacebookLinkedInInstagramThis is for general education purposes only and should not be considered as tax, legal or investment advice.
Vi fortsætter rejsen tilbage til 1975, hvor fokus er på Paul, George og Ringo. For Paul McCartney bød året på en "svær toer", albummet "Venus And Mars" der skulle opfylde megasuccesen "Band On The Run". Wings rykkede til USA hvor de i New Orleans og Los Angeles arbejdede de første måneder af året. George Harrison drog også til Californien hvor det gjaldt "Extra Texture - read all about it". Samtidig åbnede han døren til den fantastiske Monty Python verden og Oliva Arias der skulle blive hans ledsager resten af livet. Ringo Starr købte lejlighed i Monte Carlo. Og festede. Søren Mathiesen og Claus Nielsen har igen åbnet historiebøgerne og er guider på rejsen rundt i det spændende Beatles-univers. Du er i gode hænder, når de to er i ørerne på dig. Lyt gerne til første del før denne episode. Giver mest mening.
La Formule 1 fait son retour en Europe. Après le Canada, il y a deux semaines, rendez-vous ce week-end en Autriche pour la 11e manche du championnat du monde. Les pilotes vont en découdre sur le circuit de Spielberg, sur les terres de "Red Bull" Voici notre traditionnelle "preview" avec notre expert Daniel Ortelli. Hébergé par Ausha. Visitez ausha.co/politique-de-confidentialite pour plus d'informations.
Hébergé par Ausha. Visitez ausha.co/politique-de-confidentialite pour plus d'informations.
Our TV critic Dheepthika Laurent brings us the latest international and local productions screening at Monte Carlo's 64th festival, with American star Robin Wright presenting her latest project, a psychological thriller called "The Girlfriend". We discuss the major prizes at this year's event and hear from multi-talented former tennis player Yannick Noah on his first television appearance in "Mort sur terre battue". We also look ahead to the third and final season of South Korean mega-hit "Squid Game" and consider a new Marvel spin-off from the world of Wakanda, starring promising young actress Dominique Thorne.
Hébergé par Ausha. Visitez ausha.co/politique-de-confidentialite pour plus d'informations.
Avec Sandra VezianoHébergé par Ausha. Visitez ausha.co/politique-de-confidentialite pour plus d'informations.
Hébergé par Ausha. Visitez ausha.co/politique-de-confidentialite pour plus d'informations.
Avec Melissa Simonot Hébergé par Ausha. Visitez ausha.co/politique-de-confidentialite pour plus d'informations.
In 2015, Misty Copeland became the first Black woman to become principal dancer at the American Ballet Theatre. Her heartfelt memoir “The Wind at My Back” pays tribute to her mentor and fellow dance pioneer Raven Wilkinson, who performed in the segregated South as a member of the Ballet Russe de Monte Carlo in the 1950s. A few years back, Misty joined guest host Talia Schlanger to talk about Raven's incredible life and legacy.
Hébergé par Ausha. Visitez ausha.co/politique-de-confidentialite pour plus d'informations.
In this episode of the InsuranceAUM.com Podcast, host Stewart Foley, CFA, is joined by Kamesh Chilukuri, Managing Director and Head of Derivatives at Symetra Investment Management, for a deep dive into the practical applications of derivatives in insurance investing. With experience that spans from Monte Carlo simulations at MIT to leading derivatives strategy at a major insurer, Kamesh brings a unique perspective on how these instruments can enhance portfolio construction and efficiency. The discussion spans both linear and nonlinear derivatives, their relevance to products like fixed and indexed annuities, and how insurers can use them to transform cash flows, hedge risk, and access markets more efficiently. Kamesh also offers insight into operational considerations, regulatory frameworks, and how derivatives can support relative value analysis across asset classes. Whether you're new to derivatives or looking to scale your strategy, this episode offers valuable guidance tailored to the insurance investment community.
The murder of Northwest Airlines flight attendant Nancy Ludwig at Detroit's Airport Hilton sparked one of Michigan's most exhaustive investigations of the early 1990s. Detective Lieutenant Ken Krause masterfully organized the Romulus Police Department's response, creating sophisticated tracking systems for the 2,300 tips that would eventually flood their office.What makes this case particularly fascinating is the stark contrast between meticulous police work and the unreliability of human perception. When a hotel desk clerk confidently claimed Ludwig had stayed at the hotel previously and received a mysterious phone call the night of her murder, investigators quickly disproved both statements. This perfectly illustrates why seasoned detectives approach eyewitness testimony with healthy skepticism, despite its powerful sway over juries.The investigation's scope was breathtaking. Detectives compiled databases containing 8,000 hotel guests, 2,600 gold Monte Carlo owners, and countless flight crews, all while working double shifts and sometimes sleeping on the detective bureau floor. They pursued forensic evidence with equal vigor, identifying that the killer had blood type A and secreted a rare enzyme called PGM2-1+ found in less than 2% of males. This scientific clue led them to test 200 potential suspects, though all were ultimately cleared.Even the smallest pieces of evidence received scrutiny that bordered on obsessive. A piece of two-ply nature jute twine used to bind Ludwig's wrists was traced through distributors to companies that might employ the killer. Composite sketches from multiple witnesses were distributed widely, with flight attendant Lin Nelms even placed under hypnosis to enhance her recall of the suspect.As theories ranging from jilted lovers to elaborate terrorist plots were methodically investigated and dismissed, the case demonstrates how homicide detectives must balance scientific analysis with human intuition. When Detective Link Helton admitted to meeting a mysterious woman in a parking lot to receive potential evidence, noting "there was no length I wouldn't go to solve this case," he captured the relentless dedication that drives investigators even when confronted with seemingly endless dead ends.Have you ever wondered what happens when thousands of leads all seem to lead nowhere? Follow this riveting account of detective work at its most persistent and discover how even the most challenging cases never truly go cold in the minds of the detectives who pursue them.Send us a text Support the show
Hébergé par Ausha. Visitez ausha.co/politique-de-confidentialite pour plus d'informations.
Venture Unlocked: The playbook for venture capital managers.
Follow me @samirkaji for my thoughts on the venture market, with a focus on the continued evolution of the VC landscape.In this episode, I sat down with Logan Bartlett, Managing Director of Redpoint Ventures. We explore the evolving landscape of venture capital and startup investing and dive deep into the challenges facing unicorn companies post-2021, the transformative potential of AI, and the critical factors for successful startup investments. Logan shares insights on identifying promising founders, navigating market uncertainties, and the importance of adaptability in both founding teams and venture capital. Key takeaways include the need for founders with rapid learning capabilities, the potential disruption and opportunities in AI, the changing dynamics of startup valuations and exits in a challenging market environment, and so much more.About Logan BartlettLogan Bartlett is a Managing Director at Redpoint Ventures, where he leads early-growth investments in enterprise software, with a focus on infrastructure, SaaS, and AI. Since joining Redpoint in 2020 after six years at Battery Ventures, Bartlett has backed high-growth companies such as Ramp, Cribl, Cyera, Monte Carlo, FloQast, Crossbeam, and Workato. His work has earned him recognition on both the Forbes 30 Under 30 and the Midas Brink lists.Beyond investing, Bartlett hosts The Logan Bartlett Show, a podcast featuring in-depth conversations with top founders, operators, and investors. The show offers insights into startup growth, market cycles, and venture capital strategies, and has become a respected resource within the tech ecosystem.Redpoint Ventures, founded in 1999, is a venture capital firm that partners with visionary founders to create and redefine markets. The firm invests in startups across various stages, from seed to growth, and has backed over 578 companies, including industry giants like Snowflake, Looker, Kustomer, Twilio, and Netflix. With 181 IPOs and M&A exits and managing $7.2 billion across multiple funds, Redpoint's expertise in guiding businesses toward success is well-established.Timestamps:In this episode, we discuss:* Logan Bartlett's Path into Venture Capital (1:46)* The 2021 Unicorn Logjam and Future Outlook (4:38)* AI's Role in Reshaping Legacy Companies (8:32)* Liquidity Challenges and Growth Stage Investing (11:16)* Portfolio Construction and Risk Balance (17:16)* Underwriting Series B Investments (22:41)* Portfolio Composition and Risk Appetite (26:36)* Evaluating AI Companies and Revenue Durability (30:01)* Forecasting and Macro Underwriting (35:32)* Key Investment Decision Criteria (40:11)* Traits of Successful Venture Investors (45:28)* Final Thoughts and Takeaways (49:58)I'd love to know what you took away from this conversation with Logan. Follow me @SamirKaji and give me your insights and questions with the hashtag #ventureunlocked. If you'd like to be considered as a guest or have someone you'd like to hear from (GP or LP), drop me a direct message on X. This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit ventureunlocked.substack.com
Recently I travelled for a couple of months in France, road tripping from the top of the country in Normandy to the bottom at the Côte d'Azur and towards the end of my stay I enjoyed a most marvellous visit with Caroline Riddell-Clark at her Villa Florente in Menton on the Italian border.Caroline has stayed in France each year for many years, spending much of that time in Menton staying with friends who had moved there a long time ago. So during the Melbourne Covid lockdowns it was not a surprise that Caroline was surfing the internet for the French real estate on offer and as soon as she could, she headed back over there! Whilst a long time ago Caroline had lived in France for a number of months near Toulouse, with her children even attending school there, it was Menton that had captured her heart. Caroline had decided to wait for a few years before purchasing a property but after 20 minutes in Villa Florente, she had bought the place!Menton has beautiful beaches with beautiful buildings of different colours, reflecting the colours of the Cinque Terre just across the Italian border. There is a long history including pirates as well as Russian palaces nestled in between Monte Carlo and Italy, and from Caroline's Villa Florente one can walk between 3 countries before lunch! I loved how a stroll into Italy can result in wonderful coffee followed by market shopping for fresh produce in France and then end the day with glitz and glamour in Monte Carlo! Caroline says after a walk like this, she comes home and feels like she's the luckiest person ever to look over her amazing Mediterranean view.Caroline now wants to welcome others to stay with her too, but first come and join us for a chat here on the Loulabelle's and escape to the Cote d'Azur momentarily.**Louise Prichard is the host of the Loulabelle's FrancoFiles podcast.**Other Loulabelle's links:FrancoFile Fix on YouTubeLoulabelle's FrancoFiles Spotify Playlist Loulabelle's FrancoFiles InstagramLoulabelle's FrancoFiles website
durée : 01:58:19 - Riches heures de l'Orchestre Philharmonique de Monte-Carlo - par : Christian Merlin - D'abord orchestre de casino dès 1856, puis orchestre de l'Opéra à partir de 1879, l'Orchestre Philharmonique de Monte-Carlo prit son nom actuel par ordonnance princière en 1980. Retour sur une riche histoire symphonique et lyrique, véritable exception culturelle au cœur de la côte d'Azur. - réalisé par : Marie Grout
Renee Colvert is here and she is jazzed about musicals! She gives us a Tonys preview and Jeff Fox explains what he'll be doing during said show. Daniel claims I am a secret perfectionist and I need to say something about caricatures. Also we can't stand Carrie and Aidan and I'm bringing back our signature segment that we can never remember the name of. Daniel tells a story about an ex-girlfriend and we discuss Labubus. Plus so much more including a round of Just Me Or Everyone and Podcast Pals Product Picks. Get yourself some new ARIYNBF merch here: https://alison-rosen-shop.fourthwall.com/ Subscribe to my Substack: http://alisonrosen.substack.com Podcast Palz Product Picks: https://www.amazon.com/shop/alisonrosen/list/2CS1QRYTRP6ER?ref_=cm_sw_r_cp_ud_aipsflist_aipsfalisonrosen_0K0AJFYP84PF1Z61QW2H Products I Use/Recommend/Love: http://amazon.com/shop/alisonrosen Check us out on Patreon: http://patreon.com/alisonrosen Buy Alison's Fifth Anniversary Edition Book (with new material): Tropical Attire Encouraged (and Other Phrases That Scare Me) https://amzn.to/2JuOqcd You probably need to buy the HGFY ringtone! https://www.alisonrosen.com/store/ Try Amazon Prime Free 30 Day Trial
durée : 00:28:27 - Riches heures de l'Orchestre Philharmonique de Monte-Carlo (4/4) : de Kreizberg à Yamada - par : Christian Merlin - D'abord orchestre de casino dès 1856, puis orchestre de l'Opéra à partir de 1879, l'Orchestre Philharmonique de Monte-Carlo prit son nom actuel par ordonnance princière en 1980. Retour sur une riche histoire symphonique et lyrique, véritable exception culturelle au cœur de la côte d'Azur. - réalisé par : Marie Grout
How to Trade Stocks and Options Podcast by 10minutestocktrader.com
Are you looking to save time, make money, and start winning with less risk? Then head to https://www.ovtlyr.com.If you want to win in the markets, your trading plan better be airtight—because guessing doesn't work. In this powerful breakdown, we're walking through what it really takes to build a profitable strategy you can trust in any market. This is where smart traders separate from the herd.We're talking about a step-by-step system for developing a plan that's proven through math—not opinions. You'll learn how to use tools like Monte Carlo simulations to test your setup, make sure your worst-case scenario is still profitable, and gain unshakable confidence in every trade.This session dives deep into:➡️ Why a 50% win rate can still make you rich if your risk/reward is right➡️ The #1 reason most traders lose money (hint: it's not their strategy)➡️ How to flip the script on taxes and see them as a sign you're doing it right➡️ The exact way to evaluate intrinsic vs. extrinsic value in options➡️ How to spot overpriced options using the 20% extrinsic rule➡️ Why the 80 Delta sweet spot is a game-changer for consistency➡️ The danger of emotional trades—and how to outthink your own instinctsYou'll also get a behind-the-scenes look at how pros use position sizing, ATR-based exits, and emergency rules to stay in control—even on volatile days. This is the real art of risk management in action.Whether you're just starting out or leveling up your strategy, this video gives you the blueprint to build a quantitative edge—one you can actually trust. Not hype. Not guesswork. Just raw, proven math.And yes, we cover options in detail—from pricing components like intrinsic value and time decay, to why extrinsic value is really just “uncertainty premium.” Understanding this one concept alone can save you thousands in bad trades and help you evaluate every contract with clarity.So if you're tired of second-guessing your trades or wondering if your strategy really works, this is the video you need to watch. It's time to stop reacting and start executing.Gain instant access to the AI-powered tools and behavioral insights top traders use to spot big moves before the crowd. Start trading smarter today
durée : 00:28:30 - Riches heures de l'Orchestre Philharmonique de Monte-Carlo (3/4) : de Foster à Janowski - par : Christian Merlin - D'abord orchestre de casino dès 1856, puis orchestre de l'Opéra à partir de 1879, l'Orchestre Philharmonique de Monte-Carlo prit son nom actuel par ordonnance princière en 1980. Retour sur une riche histoire symphonique et lyrique, véritable exception culturelle au cœur de la côte d'Azur. - réalisé par : Marie Grout
On episode #82 of the Infectious Disease Puscast, Daniel and Sara review the infectious disease literature for the weeks of 5/22 – 6/4/25. Hosts: Daniel Griffin and Sara Dong Subscribe (free): Apple Podcasts, RSS, email Become a patron of Puscast! Links for this episode Viral Estimated Current and Future Congenital Rubella Syndrome Incidence with and Without Rubella Vaccine Introduction — 19 Countries, 2019–2055 (CDC: MMWR) HIV-Superinfection in Kidney Transplant Recipients with HIV who Received Organs from Donors with HIV (JID) Respiratory syncytial virus: an under-recognized healthcare-associated infection (Infection Control and Hospital Epidemiology) Bacterial Francisella tularensis Subspecies holarctica in Stranded Beluga Whales, Cook Inlet, Alaska, USA (CDC: Emerging Infectious Diseases) Long-term effects of azithromycin mass administration to reduce childhood mortality on Streptococcus pneumoniae antimicrobial resistance (LANCET: Infectious Diseases) Reducing inappropriate antibiotic use in febrile neutropenia in hematology patients through the implementation of an antibiotic de-escalation protocol (Infection Control and Hospital Epidemiology) Optimizing cefazolin dosing for central nervous system infections: insights from population pharmacokinetics and Monte Carlo simulations (Antimicrobial Agents and Chemotherapy) Fungal The Last of US Season 2 (YouTube) Histoplasma antigenuria prevalence in patients with advanced HIV disease in Côted'Ivoire (CID) Interferon-γ therapy in patients with refractory disseminated coccidioidomycosis(CID) Practical Guidance for Clinical Microbiology Laboratories: Antibody and antigen detection methods for dimorphic fungal infections (Clinical Microbiology Reviews) Parasitic Notes from the Field: Primary Amebic Meningoencephalitis Associated with Nasal Irrigation Using Water from a Recreational Vehicle — Texas, 2024 (CDC: MMWR) Further Evidence for Plausible Transmission of Fishborne Trematodiases in the United States: Game Fish Carry Human-Infectious Trematodes and Are Eaten Raw (JID) Miscellaneous A pilot study of coughing into the shirt to disrupt respiratory pathogen transmission (International Journal Of Emergency Medicine) Applying new compound to bed nets targets malaria parasites, not mosquitoes (CIDRAP) Music is by Ronald Jenkees Information on this podcast should not be considered as medical advice.
durée : 00:28:27 - Riches heures de l'Orchestre Philharmonique de Monte-Carlo (2/4) : De l'Orchestre de l'Opéra à l'Orchestre Philharmonique - par : Christian Merlin - D'abord orchestre de casino dès 1856, puis orchestre de l'Opéra à partir de 1879, l'Orchestre Philharmonique de Monte-Carlo prit son nom actuel par ordonnance princière en 1980. Retour sur une riche histoire symphonique et lyrique, véritable exception culturelle au cœur de la côte d'Azur. - réalisé par : Marie Grout
durée : 00:28:13 - Riches heures de l'Orchestre Philharmonique de Monte-Carlo (1/4) : De l'orchestre du Casino à l'orchestre de l'Opéra - par : Christian Merlin - D'abord orchestre de casino dès 1856, puis orchestre de l'Opéra à partir de 1879, l'Orchestre Philharmonique de Monte-Carlo prit son nom actuel par ordonnance princière en 1980. Retour sur une riche histoire symphonique et lyrique, véritable exception culturelle au cœur de la côte d'Azur. - réalisé par : Marie Grout
This episode is 53 minutes packed with practical Excel insights for an FP&A practitioner and Excel advocate at the top of his game. Jeff Gudim is a senior financial analyst, Excel evangelist and hardcore financial model architect at Strategic Education, listed on the NASDAQ and which owns for-profit, online Capella University and Strayer University, Jeff made the leap from private wealth management to corporate FP&A, leveraging his financial planning skills and Excel skills rising up as a data-driven problem solver. Jeff leads forecasting and analysis for a hundred million dollars IT function. In this episode Getting from private wealth management to FP&A How Excel jumpstarted my career My favorite ever Excel model Monte Carlo simulations 3 time saving tips every FP&A professional needs Dynamic arrays and Lambda functions and “fundamental” Excel change How to convince your team to use advanced Excel Completely new favorite Excel function or feature Connect with Jeff Gudim on LinkedIn: https://www.linkedin.com/in/jeff-gudim-7a994546/
How to Trade Stocks and Options Podcast by 10minutestocktrader.com
Are you looking to save time, make money, and start winning with less risk? Then head to https://www.ovtlyr.com.Ever wonder how traders actually win—consistently, confidently, and mathematically? In this live session, OVTLYR breaks it all down in a no-fluff, brutally honest trading Q&A. From trend signals to trading psychology, we dive deep into how to build a bulletproof trading plan that doesn't just feel right—it works.Whether you're a complete beginner or someone who's tired of playing guessing games in the market, this session is packed with proven insights to help you trade smarter. You'll learn about the 10/20/50 moving average trend setup, how to use the OVTLYR Nine system, when to ignore price targets, and why sticking to your plan is the only thing that separates winners from blown-up accounts.We walk through real trades—including Apple, Etsy, and Tesla—breaking down what went right, what went wrong, and what the data actually says. You'll even see live Monte Carlo simulations that mathematically prove why the right setup with the right rules can flip your worst-case scenario into still being profitable.Here's what's covered:➡️ Why the trend template is your secret weapon➡️ How to avoid monkey-hammer candles and catastrophic losses➡️ The truth behind in-the-money vs. out-of-the-money options➡️ The dangers of chasing trades on hype or fear➡️ How to eliminate FOMO with objective signals➡️ The power of the OVTLYR Nine buy/sell system➡️ How to think in probabilities using real math—not gut feelingsThis is the kind of content most trading “gurus” would charge thousands for—and it's completely free. Why? Because OVTLYR is here to help you save time, make money, and start winning with less risk.Gain instant access to the AI-powered tools and behavioral insights top traders use to spot big moves before the crowd. Start trading smarter today
Spéciale runner-up ce jeudi en studio avec deux joueurs forts et sympathiques ! : Gilles Cadignan aka @gill3s: 2e du PokerStars Open de Monte Carlo joué en avril 2025. Jean-Côme Haye : amateur éclairé depuis plusieurs années et 2e du Sismix 2025. Staff CP Radio Présentation : Comanche et ShiShi Streaming : W Réalisation et montage : Héloïse Club Poker Radio vous est présentée par Winamax, le n°1 du poker en ligne. Perte d'argent, conflits familiaux, addiction… Les jeux d'argent sont interdits aux moins de 18 ans et peuvent être dangereux. En cas de besoin, contactez le 09 74 75 13 13.
The number one question people ask as they approach retirement is: “Have we saved enough?” Can we retire confidently without running out of money? In today's podcast, we'll explore how having a solid retirement plan can help you understand your likelihood of success—and the probability of avoiding a catastrophic financial shortfall. To find links and resources mentioned in today's podcast, visit SoundRetirementPlanning.com and click on episode #455. The Retirement Budget Calculator is an intuitive tool that promises ease and accuracy. However, like any tool, user error could potentially lead to costly mistakes. To avoid this, let the experienced advisors at Parker Financial LLC guide you. When you hire our team, we offer a comprehensive review of your current investments, taxes, and the data in the Retirement Budget Calculator. We will ensure your plan's completeness and accuracy, helping you create an investment strategy, assist with tax planning, and monitor your plan to optimize your retirement benefits. At Parker Financial we offer a well-crafted retirement investment strategy, deeply rooted in academic data and financial science which can be the key to a prosperous retirement. Don't leave your future to chance. Take the first step towards a sound retirement. Schedule your complimentary discovery session now by visiting Parker-Financial.net let us help you make the most of your retirement years.
Carefully Taught: Teaching Musical Theatre with Matty and Kikau
Matty and Kikau chat with Steven Gross who is currently the program head of The Abbott MFA in Musical Theater Collaboration Program at Temple University. Steven is the founder and CEO of MusicalTheatreSongs.com. His recommendation for today is the television show Hacks. ---Steven Gross has worked on Broadway, Off-Broadway, the West End and internationally as a music director, conductor, pianist, sub and vacation conductor. He is a Lortel Award nominee for Best Musical for his adaption of The Pirates of Penzance at the South Street Seaport. He has conducted the European premieres of The Life, Urinetown, Falsettos, Beehive, Forever Plaid, Closer Than Ever, Flora the Red Menace and other works. He also works extensively as a classical conductor and has appeared with many national and international opera companies, symphony orchestras and festivals. He is as an orchestrator and arranger for many symphony orchestras, theatrical, digital and online productions. His musical Nijinsky has been performed in Berlin, Zurich and Monte Carlo.Steven has collaborated on new musicals with Award-winning composers and lyricists including Benny Andersson & Bjorn Ulvaeus, Sam Carner & Derek Gregor, Douglas Cohen and Zoe Samuel, Cy Coleman, David Friedman, Zina Goldrich & Marcy Heisler, Mark Hollmann & Greg Kotis, Brett Macias, Lauren Taslitz & Danny Ursetti. Steven holds a Doctor of Musical Arts in Conducting from Yale University and is a Fulbright and Rotary Scholar. He has extensive experience working in academia as a clinician, guest artist and professor.
Regular guest Gordon Wong and I chat about what you should think about if you want to work in data. Spoiler - it's probably not what you think.Shoutout to GoodData and MonteCarlo for sponsoring this episode.
Lando Norris won Monaco, but Max Verstappen will be tough to beat in Spain. That's what ESPN's Albert Fabrega thinks. He tells Tom Clarkson how Red Bull have taken a step closer to McLaren. New rules on flexible front wings come into play in Barcelona. F1 tech expert Albert breaks down the rule change, the effect it will have on the cars and explains why he doesn't think it will change the outcome of the race. Tom and Albert discuss Lando's Monaco confidence, whether Oscar Piastri can return to his best after a more difficult weekend in Monte Carlo, how Spain is a possible 'turning point' for Mercedes, why Ferrari may struggle to match their Monaco speed and whether Williams can challenge the red cars again. F1: THE MOVIE starring Brad Pitt Only in cinemas June 2025 Get tickets now It's All To Drive For in 2025. Be there! Book your seat for a Grand Prix this season at tickets.formula1.com Listen to more official F1 podcasts In-depth interviews on F1 Beyond The Grid Expert reaction before and after every Grand Prix on F1 Nation
Order your Lotus 98T/4 timepiece at https://www.recwatches.com/timepieces/98t-4/ and get an additional 10% off using discount code "THERACE"We're bringing you a bonus episode in the feed this week, which is an example of the kind of content you can enjoy in The Race Members' Club. It comes from our sister podcast Bring Back V10s, which celebrates the golden era of F1 from 1989 to 2005. Whilst that show is between seasons, Race Members have been enjoying an exclusive 1993 Revisited series, which takes a race-by-race look back at the 1993 F1 season. On this episode, 1993 Revisited heads to Monaco where Ayrton Senna was aiming to become the first six-time F1 winner around the famous streets of the principality. Glenn Freeman, Edd Staw, Ben Anderson and Matt Beer look back on a miserable day for Senna's rival Alain Prost, who picked up a jump start penalty and then stalled in the pits when serving it. We also analyse a breakout performance from Michael Schumacher that ended in heartbreak, and welcome Ferrari to the sharp end of the field for the first time in 1993. Coming back to Senna, we discuss where his final Monaco win ranks among his other successes there, after what seemed to be a more subdued performance than we were used to seeing from him in Monte Carlo.To listen to every episode of 1993 Revisited and get access to ad-free episodes of all The Race's podcasts, plus loads of bonus podcasts, join us on Patreon today - act quickly and you can enjoy 75% off your first month! Hosted on Acast. See acast.com/privacy for more information.
Many people delay retirement simply because they've been told outdated financial advice that no longer applies. In this episode, Adam Olson breaks down five of the most common retirement myths that keep individuals from stepping into financial freedom. These misconceptions—such as needing to work until 65 for Medicare or relying solely on pre-tax savings—can drastically impact when and how you retire.Listeners will learn how strategic tax planning, cash reserves, and alternative income streams can open up retirement opportunities sooner than expected. With insights from years of experience in financial planning, Adam exposes the truth behind Monte Carlo retirement scores, the importance of balancing pre-tax and post-tax savings, and why income security matters more than high investment returns.Key Takeaways: • You don't have to work until 65 to retire—alternative healthcare options exist. • Pre-tax savings aren't always the best; tax-free income strategies can maximize retirement security. • A low Monte Carlo retirement score doesn't mean you can't retire—it means you need a better strategy. • Saving every dollar isn't the key; balance and a clear financial plan matter more. • High investment returns are important, but steady retirement income is the true key to financial stability.If you're in the “retirement red zone” and wondering whether 2025 could be your year to retire, take the first step today. Click the link to get apersonalized retirement readiness review and discover strategies that could put you on the path to early retirement.“Retirement myths keep people working longer than they need to—don't let outdated beliefs hold you back.” - Adam OlsonLearn more about Adam Olson by visiting the following links:FacebookPersonal WebsiteBusiness WebsiteRetirement Quiz--Investing involves risk, including loss of principal. Be sure to understand the benefits and limitations of your available options and consider all factors prior to making any financial decisions. Any strategies discussed may not be suitable for everyone. Securities and advisory services offered through Mutual of Omaha Investor Services, Inc. Member FINRA/SIPC. Adam Olson, Representative. Mutual of Omaha Investor Services is not affiliated with any entity listed herein. This podcast is for educational purposes only and may include references to concepts that have legal and/or tax implications. Mutual of Omaha Investor Services and its representatives do not offer legal or tax advice. The information presented is subject to change without notice and is not intended as an offer or solicitation with respect to the purchase or sale of any security or insurance product.Mutual of Omaha Investor Services and its various affiliates do not endorse or adopt comments posted by third parties. Comments posted by third parties are their own and may not be representative or indicative of other's opinions, views, and experiences.
Después de pasar por Imola y Montecarlo, la Fórmula 1 termina su triplete de grandes premios históricos en Montmeló. Barcelona ya está vestida del verde Aston Martin y el blanco y azul de Williams para recibir la visita del 'gran circo' en el Circuito de Cataluña. Con su continuidad en el calendario en entredicho ante la irrupción del 'Madring' desde 2026, los aficionados siguen demostrando que el GP de España es una auténtica fiesta y que, sin importar los resultados, el apoyo a los pilotos nacionales nunca se negocia.
Raccontiamo le sgangherate gesta sportive di un imprenditore marchigiano che nei primi Anni '90 si mise in testa di gareggiare in Formula 1 con una sua scuderia. Interviene Massimiliano Sbrolla, regista, sceneggiatore e produttore, autore della docu-serie “Andrea Moda Formula - La Scuderia Più Folle Di Sempre”.
The 2025 Monaco Grand Prix delivered a historic and emotionally charged race as Lando Norris claimed his maiden victory in the streets of Monte Carlo. Starting from pole, Norris executed a near-perfect race, holding off local hero Charles Leclerc to take the chequered flag. It was a commanding performance that not only gave McLaren a celebrated win at one of Formula 1's most iconic venues, but also tightened the battle at the top of the Drivers' Championship. Leclerc, ever the hometown favorite, pushed hard in front of an adoring crowd but ultimately had to settle for second, while Norris' teammate Oscar Piastri rounded out the podium in third. The McLaren duo now sit just a few points apart in the standings, setting the stage for an intense intra-team rivalry as the season progresses. The race itself saw minimal overtaking, despite a newly implemented two-stop rule designed to spice things up. Monaco, as always, proved unforgiving for passing attempts, though George Russell did make headlines with a bold move on Alex Albon that later earned him a penalty, costing him a points finish. Norris capped off his weekend by setting the fastest lap on the final tour of the circuit, underlining just how dominant he was throughout the Grand Prix. All eyes now turn to Spain, where the momentum from Monaco could play a decisive role in shaping the title fight. For Norris and McLaren, this was not just a victory—it was a statement.
Two-time Le Mans podium finisher and F1TV analyst, Alex Brundle, and Fox Sports Mexico journalist, Diego Mejia, join Tom Clarkson in the Monte Carlo paddock to discuss an eventful Monaco Grand Prix. Lando Norris secured his first victory and pole position since the opening race in Australia, moving him just three points behind teammate and championship leader Oscar Piastri. How did Lando produce such a special lap given his struggles in qualifying so far this year? What was different about his approach to the weekend? Why was Oscar unable to match him? And what does this mean for the title race? Racing Bulls Racing Director, Alan Permane, joins the pod to explain how the team nailed their strategy to secure a double points finish with Isack Hadjar and Liam Lawson. Plus, Tom, Alex and Diego talk about Charles Leclerc's podium, why Ferrari were quicker than expected, the strategies that Mercedes and Williams opted for, and what they made of the mandatory two-stop rule. F1: THE MOVIE starring Brad Pitt Only in cinemas June 2025 Get tickets now It's All To Drive For in 2025. Be there! Book your seat for a Grand Prix this season at tickets.formula1.com Listen to more official F1 podcasts In-depth interviews on F1 Beyond The Grid Your F1 questions answered on F1 Explains
Jerry Wayne briefly breaks down the history of the Chevrolet Monte Carlo before telling a story from a naive age about finding a rare unicorn of a 1986 Monte Carlo that really wasn't. Never buy a car at night. Find JW here https://linktr.ee/JerryWayneLongmireJr
McLaren ended their winless run at Monaco, with Lando Norris mastering the streets of Monte Carlo to boost his title hopes. Did the two-stop rule work, though? George Howson and Owain Medford analyse one of the strangest Monaco GPs in recent memory on Grid Talk. Follow us on our socials: https://linktr.ee/gridtalkuk Support us on Patreon: https://www.patreon.com/c/GridTalkuk Thank you to Hollie Eagle, Jared Bradley, Kevin Beavers and Bill Armstrong for their Patreon support! Review The Grid Talk Podcast? Do you enjoy the Grid Talk podcast? If you do, we would love it if you could take five to leave us a 5-Star review on iTunes! And if you don't love Grid Talk, please contact us and let us know what we could do better so we can improve. #Formula1Podcast #Formula1 #F1
The Monaco GP delivered the drama as usual, with 5 drivers battling down to the wire in Monte Carlo. The LB boys discuss all of the action from the last-lap heroics, a double blow for Mercedes, and the home favourite finding himself in the mix for tomorrow's race... We apologise for the dip in Sam's audio quality this episode as he is recording from a remote location. Please also note this episode was recorded prior to Hamilton's 3-place grid penalty. FOLLOW us on socials! You can find us on YouTube, Instagram, X (Twitter) and TikTok SUPPORT our Patreon for bonus episodes JOIN our Discord community JOIN our F1 Fantasy League EMAIL us at podcast@latebraking.co.uk & SUBSCRIBE to our podcast! TIDE: Save more, earn more—up to 4.22% AER (variable). Interest rates are tiered, with the top rate for balances over £1M. Each tiered rate applies to the portion within that range. New Tide members get these rates free for 6 months; after that, your Tide plan's rates apply. For full offer T&Cs visit tide.co/savings. Learn more about your ad choices. Visit podcastchoices.com/adchoices
Harry Benjamin and Rosanna Tennant look back at qualifying from Monaco. It was Lando Norris that took his first pole since Australia, and with it set a new lap record around the streets of Monte Carlo. We hear from him, as well as Charles Leclerc, Oscar Piatsri and Max Verstappen.
The Monaco GP delivered the drama as usual, with 5 drivers battling down to the wire in Monte Carlo. The LB boys discuss all of the action from the last-lap heroics, a double blow for Mercedes, and the home favourite finding himself in the mix for tomorrow's race... We apologise for the dip in Sam's audio quality this episode as he is recording from a remote location. Please also note this episode was recorded prior to Hamilton's 3-place grid penalty. FOLLOW us on socials! You can find us on YouTube, Instagram, X (Twitter) and TikTok SUPPORT our Patreon for bonus episodes JOIN our Discord community JOIN our F1 Fantasy League EMAIL us at podcast@latebraking.co.uk & SUBSCRIBE to our podcast! TIDE: Save more, earn more—up to 4.22% AER (variable). Interest rates are tiered, with the top rate for balances over £1M. Each tiered rate applies to the portion within that range. New Tide members get these rates free for 6 months; after that, your Tide plan's rates apply. For full offer T&Cs visit tide.co/savings. Learn more about your ad choices. Visit podcastchoices.com/adchoices
La sera decisiva per lo scudetto sta arrivando. Se l'Inter e Inzaghi mantengono il silenzio stampa, i napoletani sembrano tenere un profilo basso, con le bandiere e gli scudetti col numero 4 pronti ad essere sventolati ed esposti per la città. Viviamo l'attesa con i due cuori azzurri Raffaele Auriemma e l'ex pugile Clemente Russo. Seduta plenaria di Endurance Race con Gionata Ferroni, Giorgio Sernagiotto e Roberto Lacorte di Cetilar Racing in diretta da Montecarlo dove questo fine settimana fa tappa il circus della F1. Dall'altra parte dell'oceano, negli Stati Uniti, è tempo invece della 500 miglia di Indianapolis, con la sorpresa della pole position conquistata dal rookie Robert Shwartzman al volante di Prema, squadra italiana anch'essa al suo esordio in questo campionato.
Former World No. 7 and 18-time non-major winner, Richard Gasquet joins this week's episode for the first of a special two-part interview.Richard opens up about his decision to retire in 2025, the emotions around playing his final tournament at Roland Garros, his early memories facing the Nothing Major crew, and his hilarious odds of actually winning the French Open.Plus, Sam and John relive a legendary Ethiopian dinner in Geneva en route to Paris, and Steve jumps in to break down the (slightly controversial) results of the Aura Draw.Plus Sam and Stevie break down their recent match against two 4.5-level amateurs in the ultimate 0-40 challenge.00:00 Introduction and Episode Overview00:32 Welcome Back and Personal Updates01:47 French Open Preparations02:48 Memories of Geneva04:01 Ethiopian Dinner Adventure08:05 Train Rides and Tournament Preparations11:06 Favorite Hotels and Dining Spots in Paris15:15 Qualifying Matches and Final French Open18:08 Interview with Richard Gasquet25:08 Reflecting on a Tennis Career26:18 Memories of Monte Carlo 200827:17 The Final Grand Slam Attempt29:47 A Lifetime in Tennis32:36 Discussing the French Open Odds37:23 Fun Tennis Challenges and Bracket Predictions45:57 Wrapping Up and Looking Ahead Hosted on Acast. See acast.com/privacy for more information.
Esteban Gutierrez, former Haas and Sauber F1 driver turned Mercedes ambassador, joins Tom Clarkson in the Monte Carlo paddock to discuss the big talking points ahead of this weekend's Monaco Grand Prix. Will Oscar Piastri get the better of his McLaren teammate Lando Norris again? Could Max Verstappen make the difference for Red Bull? Will Mercedes be back on the podium after their disappointing performance at Imola? Or can Charles Leclerc repeat his home race heroics and win for Ferrari? Esteban explains exactly what you need from the driver and car setup to execute a fast lap through the streets of Monte Carlo and why this track requires a completely different approach to any other. And Tom and Esteban share their excitement for F1: The Movie, after the drivers enjoyed an exclusive premiere of the film in Monaco. F1: THE MOVIE starring Brad Pitt Only in cinemas June 2025 Get tickets now It's All To Drive For in 2025. Be there! Book your seat for a Grand Prix this season at tickets.formula1.com Listen to more official F1 podcasts In-depth interviews on F1 Beyond The Grid Your F1 questions answered on F1 Explains
No room for mistakes. No time to breathe. The Monaco Grand Prix is a unique challenge. Legends win here, but even the greats have failed to complete 78 laps on the narrow streets of Monte Carlo. Christian Hewgill is in Monaco to find out what makes this race special. Monaco winner and two-time F1 World Champion Mika Hakkinen explains why it's such a difficult Grand Prix, mentally and physically. F1TV Commentator Alex Jacques tells us about the history of the race, and about the brand-new tyre rule which will change things this year. Plus, Christian tours the track to ask F1 fans why they think Monaco is magical and discovers that nearly everyone at the race this weekend has the same name... F1 Explains has won a global podcast award! GOLD in the SPORTS PODCAST category at the New York Festivals Radio Awards. We couldn't make this podcast without you. Thank you for listening and sending your questions to F1Explains@F1.com F1: THE MOVIE starring Brad Pitt Only in cinemas June 2025 Get tickets now It's All To Drive For in 2025. Be there! Book your seat for a Grand Prix this season at tickets.formula1.com Listen to more official F1 podcasts In-depth interviews on F1 Beyond The Grid Expert reaction before and after every Grand Prix on F1 Nation
The LB boys preview the iconic Monaco GP, considering who is best placed to conquer the streets of Monte Carlo. Can Verstappen cement his spot in a three-way title fight with McLaren, and will Ferrari even be in the mix? They also dive into how the new 2-stop rule could shake up strategy, before wrapping up with a round of Overrated/Underrated... FOLLOW us on socials! You can find us on YouTube, Instagram, X (Twitter) and TikTok SUPPORT our Patreon for bonus episodes JOIN our Discord community JOIN our F1 Fantasy League EMAIL us at podcast@latebraking.co.uk & SUBSCRIBE to our podcast! TIDE: Save more, earn more—up to 4.22% AER (variable). Interest rates are tiered, with the top rate for balances over £1M. Each tiered rate applies to the portion within that range. New Tide members get these rates free for 6 months; after that, your Tide plan's rates apply. For full offer T&Cs visit tide.co/savings. Learn more about your ad choices. Visit podcastchoices.com/adchoices
Cameron joins Ben for his first AMA as we bring you the sixth edition of our Listener Questions and Investing Lessons mini-series. Diving right in, Ben and Cameron share their stance on the multi-host format of the Rational Reminder podcast before walking us through the new PWL Retirement Planning Tool. Then, we unpack our venture with OneDigital, recent changes at PWL Capital, how we make each episode of this show, and how we allocate our time across podcast and business responsibilities. We also examine our protocol regarding guests, why Cameron and Ben would never gamble with their own money, how the human condition prevents the full comprehension of investing as a principle, and smart money moves to make under current market conditions. To end, we discuss the effects of a capital gains tax increase, common mistakes to avoid in managing personal finances, programs and technologies for financial advisors, and the After Show, which ends with an important discussion on testicular cancer. Key Points From This Episode: (0:00:00) How Ben and Cameron feel about the multi-host format of this podcast. (0:01:12) The new PWL Retirement Planning Tool, developed by Braden Warwick. (0:03:13) Joining OneDigital and other PWL changes from the past four months. (0:09:05) Behind the scenes: Making a Rational Reminder podcast episode. (0:12:38) Allocating time for research, preparation, creating content, and business. (0:17:27) How guests inform our approach to research and preparation. (0:19:29) The reasons why we're not risk-averse but have no appetite for gambling. (0:24:26) Why investing has been largely solved, except for the human aspect. (0:30:13) The most “rational” investing practices under current market conditions. (0:34:25) How to approach a capital gains tax increase, and why banks do what they do. (0:38:03) The most costly mistakes when it comes to managing personal finances. (0:40:12) Why we don't offer advice-only planning for DIY investors. (0:44:07) Financial app tips and tricks and programs and technologies to be aware of. (0:48:23) The After Show: Alternate personalities, noise filtering, and testicular cancer. Links From Today's Episode: Meet with PWL Capital — https://calendly.com/d/3vm-t2j-h3p Rational Reminder on iTunes — https://itunes.apple.com/ca/podcast/the-rational-reminder-podcast/id1426530582. Rational Reminder Website — https://rationalreminder.ca/ Rational Reminder on Instagram — https://www.instagram.com/rationalreminder/ Rational Reminder on X — https://x.com/RationalRemindRational Reminder on TikTok — www.tiktok.com/@rationalreminder Rational Reminder on YouTube — https://www.youtube.com/channel/ Rational Reminder Email — info@rationalreminder.caBenjamin Felix — https://pwlcapital.com/our-team/ Benjamin on X — https://x.com/benjaminwfelix Benjamin on LinkedIn — https://www.linkedin.com/in/benjaminwfelix/ Cameron Passmore — https://pwlcapital.com/our-team/ Cameron on X — https://x.com/CameronPassmore Cameron on LinkedIn — https://www.linkedin.com/in/cameronpassmore/ Braden Warwick on LinkedIn — https://www.linkedin.com/in/braden-warwick-a40b48a3 PWL Capital Retirement Planning Tool — https://research-tools.pwlcapital.com/research/retirement OneDigital — https://www.onedigital.com/ Episode 341: PWL's Next Chapter — https://rationalreminder.ca/podcast/341 Episode 355: Do Index Funds Incur Adverse Selection Costs? — https://rationalreminder.ca/podcast/355 Episode 200: Prof. Eugene Fama — https://rationalreminder.ca/podcast/200 Episode 100: Prof. Kenneth French: Expect the Unexpected — https://rationalreminder.ca/podcast/100 Episode 93: Cliff Asness from AQR: The Impact of Stories, Behaviour and Risk — https://rationalreminder.ca/podcast/93 Episode 270: What Happened to All the Billionaires? with Victor Haghani and James White — https://rationalreminder.ca/podcast/270 Episode 11: Robb Engen: Simple vs. Complex — https://rationalreminder.ca/podcast/11 Episode 203: S*** (Misguided) Financial Advisors Say — https://rationalreminder.ca/podcast/203 The Money Scope Podcast — https://moneyscope.ca/ Financial Advisor Success Ep 433: When You 10X Your Advisory Firm to over $20M of Revenue…And Want to 10X Again, with Cameron Passmore — https://www.kitces.com/blog/cameron-passmore-pwl-capital-10x-revenue-growth-advisory-firm/ The Podcast Consultant — https://thepodcastconsultant.com/ The Long View — https://www.morningstar.com/podcasts/the-long-view Eli Beracha on LinkedIn — https://www.linkedin.com/in/eli-beracha-b8082250/ CIBC Mutual Funds — https://www.cibc.com/en/personal-banking/investments/mutual-funds.html Microsoft Excel — https://www.microsoft.com/microsoft-365/excel Python — https://www.python.org/ Monte Carlo — https://www.montecarlodata.com/ ChatGPT — https://chatgpt.com/ Papers From Today's Episode: ‘The Arithmetic of Active Management' — https://www.jstor.org/stable/4479386 ‘Lifetime Portfolio Selection under Uncertainty: The Continuous-Time Case' — https://www.jstor.org/stable/1926560
Watch on Philo! - Philo.tv/DTHWe meet Nick, a New York police officer who desperately wants to be a detective but keeps failing the test. He's married to Audrey, a hairdresser who dreams of visiting Europe—a promise Nick made at their wedding but has yet to fulfill. After their 15th wedding anniversary dinner, Audrey calls him out on it, only for Nick to surprise her with the news that he's actually booked the trip. (He totally hasn't—but sometimes you gotta spend thousands of dollars to keep up a lie.) On the flight, Audrey meets billionaire Charles Cavendish, who invites her to a gathering aboard his family's yacht. When Nick hears about this, he's like, “No way. I have a whole thing planned.” But when that plan turns out to involve a packed tour bus, he gives in. Aboard the yacht, Nick and Audrey meet quite the cast of characters: Malcolm Quince (Cavendish's billionaire uncle), Suzi (Cavendish's ex-fiancée and now Quince's wife), Quince's son Tobey, actress Grace Ballard, a colonel and his bodyguard, a rapper, and a race car driver. Later that evening, Quince arrives and announces that Suzi—his new wife—will now be his sole heir, cutting everyone else out of the will. Naturally, this does not go over well. Just before the new will can be signed, the lights go out—and when they come back on, Quince is found stabbed through the heart. Nick jumps into detective mode and tells everyone to stay on the yacht. That night, Tobey is found dead in what looks like a suicide. When they arrive in Monte Carlo, a local investigator boards the yacht to question everyone. The other guests point fingers at the “random Americans.” The investigator tells Nick and Audrey he knows they're guilty and promises to prove it. At the Monaco Grand Prix, Nick and Audrey begin their own investigation to clear their names, interrogating the other guests. That night, the colonel's bodyguard lures them to his room and drops a bombshell: Quince once married the colonel's fiancée while the colonel was in a coma. She later died in childbirth. Just as things get juicy, someone knocks. Nick and Audrey hide, and when they come out, the bodyguard has been shot—he dies before naming the killer. Audrey is shaken when a news broadcast reveals that Nick isn't really a detective. She storms off and is picked up by Cavendish, who urges her to leave Monte Carlo immediately. Eventually, everyone winds up at a lake. Nick and Audrey reconcile and start to suspect that Cavendish and Suzi are romantically involved and conspiring to split Quince's fortune. While fleeing a masked attacker with a blow dart, they run into Carlos, the race car driver. Suzi is killed with a dart, and Nick and Carlos chase the killer but lose them. Nick and Audrey head to Quince's mansion to confront Cavendish—only to find him poisoned. They call the investigator and gather the remaining guests, but everyone seems to have an alibi. Nick and Audrey then reveal that Grace, the actress, is the mastermind. She's actually the daughter who was believed to have died in childbirth. She convinced Tobey to kill their father and then killed him herself. When she tries to escape, Nick shoots her in the arm. But the mystery isn't over—Carlos is revealed to be the second killer, seeking revenge on Quince for the injuries that left his father disabled. Carlos takes the investigator hostage and tries to escape in a car, but Nick and Audrey stop him—with help from that overcrowded tour bus they skipped earlier. In the aftermath, the investigator thanks them and offers to help Nick finally earn his promotion. The couple continues their European adventure.