Podcast appearances and mentions of Monte Carlo

Andy and Ben Brandt from Retirement Starts Today share their thoughts on a handful of current events and "hot topics" relating to retirement planning. Specifically, they talk about: Thoughts on Monte Carlo analysis; the good, the bad, the ugly ( 9:10 )Why all retirement plans are ultimately wrong as soon as they're made, and need to be agile and adaptable ( 13:30 )How to try to help people get comfortable spending the money they've accumulated ( 22:53 )Should people care how financial advisors dress? ( 29:18 )Is IRMAA (Income Related Monthly Adjustment Amount) something that needs to be avoided, or is it okay to knowingly pay some IRMAA in the name of longer term tax planning ( 35:12 )Are there any planning considerations or concerns people should have if the government shutdown continues to drag on ( 39:58 )Is renting a home (instead of owning or buying) a home in retirement okay ( 44:27 )Are Donor Advised Funds worth using ( 48:35 )Their thoughts on Artificial Intelligence and how it may impact financial and retirement planning ( 52:52 )Is it okay to pay taxes on Roth conversions by withholding it from the IRA, or should taxes on conversions only be paid with money outside of an IRA, such as in a bank or brokerage account ( 1:00:42 )Links in this episode:Ben's website - Retirement Starts TodayBen's YouTube channel - Even Better RetirementTo send Andy questions to be addressed on future Q&A episodes, email andy@andypanko.comMy company newsletter - Retirement Planning InsightsFacebook group - Retirement Planning Education (formerly Taxes in Retirement)YouTube channel - Retirement Planning Education (formerly Retirement Planning Demystified)Retirement Planning Education website - www.RetirementPlanningEducation.com

Jesse returns for the 10th "Ask Me Anything" episode to tackle three listener questions that cut to the core of modern wealth planning. He opens with a deep dive into direct indexing, separating substance from sales pitch. While advocates tout it as the next evolution of indexing—combining personalization and tax-loss harvesting—Jesse explains why, for most investors, the extra complexity, cost, and tracking error outweigh the modest tax advantages, making low-cost ETFs the better long-term choice. Next, he answers a question from a listener whose retirement timeline doesn't align with their spouse's, exploring how couples can navigate income changes, healthcare coverage, and tax strategy when one partner stops working years before the other. He breaks down the pros and cons of filing jointly versus separately, showing why joint filing almost always leads to lower overall taxes and greater flexibility. Finally, Jesse delivers a masterclass on decumulation—the art and order of withdrawing money in retirement. From spending taxable assets first to preserving Roth and HSA accounts for last, he maps out how smart sequencing, Roth conversions, and bracket management can extend portfolio life, minimize taxes, and keep retirees financially steady through every stage of the journey. Key Takeaways:• Direct indexing isn't revolutionary for most investors—it's often an overhyped, higher-cost alternative to low-cost ETFs with limited long-term benefits. • Married filing jointly is almost always the better tax choice, offering lower overall tax rates, higher standard deductions, and broader eligibility for credits. • Before changing filing status, couples should test both scenarios using online 1040 tax calculators to see the real impact on their total tax bill. • Guardrail and Monte Carlo strategies help retirees adjust withdrawal rates dynamically based on market performance, rather than using a rigid 4% rule. • HSAs can be used as stealth retirement accounts, reimbursing decades-old medical expenses tax-free or even acting as traditional IRAs after age 65. • The key to successful retirement planning is flexibility—balancing tax efficiency, market uncertainty, and personal goals to ensure sustainable income for decades. Key Timestamps:(02:24) – Tax Loss Harvesting: Strategies and Examples (10:06) – Direct Indexing: Pros and Cons (17:18) – Financial and Tax Planning for Lopsided Retirements (24:09) – Retirement Withdrawal Order of Operations (32:39) – Real-Life Financial Planning Experiences (40:56) – Roth Conversions and Tax Bracket Management (45:37) – Optimizing for Post-Death and Social Security Timing (52:26) – Common Mistakes in Retirement Withdrawal Strategies Key Topics Discussed:The Best Interest, Jesse Cramer, Wealth Management Rochester NY, Financial Planning for Families, Fiduciary Financial Advisor, Comprehensive Financial Planning, Retirement Planning Advice, Tax-Efficient Investing, Risk Management for Investors, Generational Wealth Transfer Planning, Financial Strategies for High Earners, Personal Finance for Entrepreneurs, Behavioral Finance Insights, Asset Allocation Strategies, Advanced Estate Planning Techniques Mentions:https://bestinterest.blog/retirement-withdrawal-order-of-operations/ https://www.guidestone.org/resources/education/calculators/tax/tax1040 https://bestinterest.blog/0-capital-gains-vs-roth-conversions-how-to-optimize-in-your-financial-plan/ https://bestinterest.blog/spousal-survivor-divorced-social-security/  More of The Best Interest:Check out the Best Interest Blog at https://bestinterest.blog/ Contact me at jesse@bestinterest.blog Consider working with me at https://bestinterest.blog/work/ The Best Interest Podcast is a personal podcast meant for education and entertainment. It should not be taken as financial advice, and is not prescriptive of your financial situation.  

What a show we have coming up in Monte-Carlo on Saturday 6 December. Eddie Hearn hosts a launch press conference with Shabaz Masoud and Peter McGrail plus undercard fighters Pat McCormack, Johnny Fisher and Sean McComb. Listen in to what is promising to be one of the lineups of 2025. Learn more about your ad choices. Visit podcastchoices.com/adchoices

In this episode of Movie Torture, Brad, Jacob, Hannah and MTD tackle the comedy "Once Upon a Crime," where three couples navigate a murder mystery in Monte Carlo. With a gambling husband, a cheating wife, and a dog with a fortune, the plot is as unpredictable as it is funny. Hannah, Brad, and Jacob also discuss the evolution of their podcast's intro songs, while Jacob talks about how him and Brad went to the movies the night before this recording and Brad lost his wallet and highlighting Troy's unforgettable reactions to scary scenes. Join The Pod Father, The First Lady, and Brad as they explore mistaken identities, unexpected twists, and a surprising conclusion. Tune in for a mix of humor, intrigue, and a standout canine performance.Follow Movie Torture here:https://www.instagram.com/movietorturepod/Buy Merch here:https://www.bonfire.com/store/the-hopecast-network-swag/This show is brought to you by The Hopecast Networkhttps://www.instagram.com/hopecastnetwork/

Are you looking to save time, make money, and start winning with less risk? Then head to https://www.ovtlyr.com.Ever wonder what the real numbers look like behind a proven trading plan? In this video, we pull back the curtain on OVTLYR Plan M and show you exactly why traders who use data win more often. Forget hype and hot takes. This is pure, tested performance backed by Monte Carlo results and thousands of real trades.We're talking over 7,000 trades, almost 4,000 winners, and a 57 percent win rate. That might not sound wild at first, but here's the secret most people miss: consistency beats perfection. With an average 2.25 percent gain per trade, those numbers stack up fast. And if you're using options the right way, that same setup can turn into double-digit returns on a single move.The best part? It's all math. No guessing. No “trust me, bro.” Just data doing what data does best.Here's what you'll learn inside:✅ The real backtesting results behind OVTLYR Plan M✅ Why a steady 57 percent win rate crushes most so-called “perfect” systems✅ How ATR (Average True Range) helps you size trades with precision✅ The power of rolling options to lock in profits while staying in the game✅ How expectancy makes the difference between random luck and repeatable successIf you've ever wanted to trade like a pro without sitting at your screen all day, this is for you. You'll see how OVTLYR's data-backed plans give you a clear system to follow so you can trade smarter and stress less. Every setup, from Plan M to Plan ETF, is built around one thing: proven results.You'll also pick up how to use OVTLYR signals with both stocks and options. The goal isn't to gamble or chase every move. It's about making smart, calculated decisions that add up over time. Once you see how this works, you'll understand why so many traders trust OVTLYR to guide their strategy.We even go into rolling options like a pro, managing risk when volatility spikes, and using expectancy to forecast your long-term edge. It's the kind of insight that turns confusion into confidence and helps you finally feel in control of your trades.So if you're tired of guessing, tired of overcomplicating things, and ready to see how professionals really trade, this video is your starting point. Sit back, take notes, and let's dig into how data can transform the way you think about the market.Gain instant access to the AI-powered tools and behavioral insights top traders use to spot big moves before the crowd. Start trading smarter today

Hier, la Bourse de Paris a connu une nouvelle séance agitée. Le CAC 40 est retombé sous les 8 000 points, en baisse d'environ 1,4 %, rattrapé par ses vieux démons.Le principal responsable ? Legrand, dont les ventes trimestrielles ont déçu, loin des attentes du marché. Résultat : le titre a chuté de 12 %, entraînant l'indice dans son sillage. Air France-KLM a également souffert, en recul de 14 %, après des résultats inférieurs aux prévisions. Heureusement, tout n'était pas rouge : ArcelorMittal a brillé, gagnant près de 4 % grâce à des résultats meilleurs qu'attendu et un discours optimiste pour 2026. À Londres, la Banque d'Angleterre a joué la prudence : taux directeur maintenu à 4 %, mais un ton plus accommodant laisse entrevoir une possible baisse en décembre.Du côté de Wall Street, même ambiance hésitante : le Nasdaq a perdu près de 1,7 %, les investisseurs doutant des valorisations jugées excessives des valeurs liées à l'intelligence artificielleHébergé par Ausha. Visitez ausha.co/politique-de-confidentialite pour plus d'informations.

Bienvenue dans Les Étoilés, votre rendez-vous astro quotidien signé Radio Monaco.Chaque jour, on scrute le ciel pour vous raconter ce que les planètes préparent : les bonnes ondes, les défis, les coups de cœur, et ces petits signes du destin qui éclairent votre journée.Que vous soyez Bélier fonceur, Taureau rêveur, Lion flamboyant ou Poissons sensible, les étoiles ont un message unique pour chacun de vous. Alors installez-vous, respirez, et laissez la magie du ciel opérer.

Et si certaines émotions, peurs ou blocages ne venaient pas de nous… mais de nos ancêtres ?

Décryptage de la médium Laure Lorenzi !

On est nombreux à prendre de la vitamine B9, aussi appelée acide folique, pour le moral, la fatigue ou la grossesse.Mais saviez-vous que chez près d'une personne sur deux, cette vitamine reste… inactive dans le corps ? Autrement dit : vous la prenez, mais votre organisme ne sait pas quoi en faire.Dans cet épisode, on vous explique le rôle clé du gène MTHFR, ce “chef d'orchestre” qui active la B9. Quand il fonctionne au ralenti, tout le métabolisme s'en ressent : fatigue, anxiété, troubles cardiovasculaires ou difficultés de détoxification.Heureusement, il existe une solution simple : choisir une forme méthylée de la B9, déjà active et directement assimilable par le corps.

 Les principaux indices actions européens marquaient une pause hierLe marché oscillait entre prudence et incertitude face aux valorisations élevées des entreprises liées à l'intelligence artificielle.Les investisseurs restent également attentifs aux signaux envoyés par la Réserve fédérale américaine, qui a récemment semblé écarter une baisse imminente des taux d'intérêt, renforçant ainsi la méfiance sur les marchés.Ce contexte est aggravé par le plus long "shutdown" budgétaire de l'histoire des États-Unis, qui prive les marchés de données économiques officielles, limitant la prise de risque et pesant sur le sentiment des investisseurs.Le suivi des données sur la situation économique américaine se complexifieAvec cette paralysie budgétaire historique, les services fédéraux restent fermés. L'enquête ADP a néanmoins révélé une surprise positive : 42 000 emplois ont été créés dans le secteur privé en octobre, un rebond significatif après une destruction inattendue en septembre.Ce chiffre encourageant, offre un éclairage alternatif dans un contexte où les indicateurs traditionnels sont indisponibles.Par ailleurs, la saison des résultats trimestriels se termine, laissant les marchés face à des valorisations élevées et au risque d'une bulle spéculative autour de l'intelligence artificielle, encourageant une vigilance accrue.Hébergé par Ausha. Visitez ausha.co/politique-de-confidentialite pour plus d'informations.

Bienvenue dans Les Étoilés, le podcast qui décrypte chaque jour les énergies du ciel pour illuminer votre quotidien.Amour, travail, relations, intuition… On explore signe par signe ce que les planètes vous réservent, avec un ton pétillant, un brin impertinent, et toujours bienveillant.

Avec Amélie Aura, coach holistique.

Dans Le Club Radio Monaco, Guillaume Rose, directeur général exécutif du Monaco Economic Board (MEB), met en lumière un acteur économique discret mais essentiel de la Principauté : BM Software.Créée en 2013 et implantée à Monaco, cette entreprise conçoit, développe et implémente des logiciels de messagerie bancaire et financière destinés aux institutions et aux entreprises.

Chaque jour, plongez dans l'énergie des astres avec Les Étoilés, le podcast horoscope de Radio Monaco. Amour, travail, émotions, intuition… on décrypte pour vous les vibrations du jour, signe par signe, avec un ton pétillant, un brin impertinent et toujours bienveillant.Alors, prêt à savoir ce que le ciel vous réserve ?

On parle souvent du corps, des traitements, des cycles, des hormones…Mais la vraie usure, celle qui pèse en silence, c'est la fatigue émotionnelle du parcours bébé. Celle qu'on ne voit pas, mais qu'on porte partout — dans la gorge serrée, les nuits agitées, les espoirs qu'on ravale.Dans cet épisode, on parle de ce poids invisible : celui de la patience, du doute, de la pression qu'on se met à vouloir bien faire, à “tenir bon”.Parce que non, cette fatigue-là ne se soigne pas avec du repos ni des vitamines. Elle a besoin d'un espace, d'un souffle, d'un endroit où poser les armes.On explore ensemble pourquoi le corps ne peut pas accueillir la vie dans la tension, et comment retrouver un peu de légèreté, sans culpabilité, sans renoncer.

Mélissa Simonot est spécialiste du Human Design. Chaque mercredi vous la retrouvez sur Radio Monaco Feel Good à 9H30 et 11H30.

Bienvenue dans Les Étoilés, votre rendez-vous astrologique signé Radio Monaco. Chaque matin, on décrypte ensemble l'énergie du jour : les vibrations planétaires, les petits signes du ciel, et cette atmosphère parfois imperceptible qui influence nos humeurs, nos envies, nos choix.

Ils sont partout : dans l'eau, dans l'air… et même dans nos corps.

Un épisode préparé par Laura Magrino, numérologue azuréenne, présente sur Radio Monaco Feel Good chaque mardi à 10H30.

Hébergé par Ausha. Visitez ausha.co/politique-de-confidentialite pour plus d'informations.

Bienvenue dans Les Étoilés, l'horoscope de Radio Monaco. Chaque jour, plongez dans l'énergie du moment, décryptée à travers les signes du zodiaque. Entre clins d'œil cosmiques, influences planétaires et un soupçon d'humour, découvrez ce que les astres vous réservent pour briller, aimer, oser… ou parfois lever un peu le pied.Des conseils justes, des formules piquantes et une touche de légèreté : ici, l'astrologie se vit avec style et bonne humeur. Et chaque jour, retrouvez les trois signes Étoiles — ceux qui surfent sur la meilleure vibe du moment.

Et si vos épreuves n'étaient pas là pour vous briser… mais pour vous propulser ?

Et si ce que vous vivez aujourd'hui ne venait pas seulement de vous… mais aussi de vos ancêtres ?C'est ce que révèle l'épigénétique — une discipline passionnante qui explore comment nos émotions, nos choix de vie et même nos blessures familiales peuvent influencer l'expression de nos gènes.Imaginez votre ADN comme une immense bibliothèque.Les gènes, ce sont les livres.Et l'épigénétique, c'est le bibliothécaire : il décide quels chapitres seront lus, et lesquels resteront fermés.Et ce bibliothécaire réagit à tout — au stress, à l'amour, à la joie, à la méditation, à l'environnement.Résultat : rien n'est figé.Nos gènes ne sont pas une fatalité, mais une partition que nous rejouons chaque jour selon notre façon de vivre, de penser et de ressentir.

Avec Laure Lorenzi, médium !

Sign up for Alex's first live cohort, about Hierarchical Model building!Get 25% off "Building AI Applications for Data Scientists and Software Engineers"Proudly sponsored by PyMC Labs, the Bayesian Consultancy. Book a call, or get in touch!Our theme music is « Good Bayesian », by Baba Brinkman (feat MC Lars and Mega Ran). Check out his awesome work!Visit our Patreon page to unlock exclusive Bayesian swag ;)Takeaways:Why GPs still matter: Gaussian Processes remain a go-to for function estimation, active learning, and experimental design – especially when calibrated uncertainty is non-negotiable.Scaling GP inference: Variational methods with inducing points (as in GPflow) make GPs practical on larger datasets without throwing away principled Bayes.MCMC in practice: Clever parameterizations and gradient-based samplers tighten mixing and efficiency; use MCMC when you need gold-standard posteriors.Bayesian deep learning, pragmatically: Stochastic-gradient training and approximate posteriors bring Bayesian ideas to neural networks at scale.Uncertainty that ships: Monte Carlo dropout and related tricks provide fast, usable uncertainty – even if they're approximations.Model complexity ≠ model quality: Understanding capacity, priors, and inductive bias is key to getting trustworthy predictions.Deep Gaussian Processes: Layered GPs offer flexibility for complex functions, with clear trade-offs in interpretability and compute.Generative models through a Bayesian lens: GANs and friends benefit from explicit priors and uncertainty – useful for safety and downstream decisions.Tooling that matters: Frameworks like GPflow lower the friction from idea to implementation, encouraging reproducible, well-tested modeling.Where we're headed: The future of ML is uncertainty-aware by default – integrating UQ tightly into optimization, design, and deployment.Chapters:08:44 Function Estimation and Bayesian Deep Learning10:41 Understanding Deep Gaussian Processes25:17 Choosing Between Deep GPs and Neural Networks32:01 Interpretability and Practical Tools for GPs43:52 Variational Methods in Gaussian Processes54:44 Deep Neural Networks and Bayesian Inference01:06:13 The Future of Bayesian Deep Learning01:12:28 Advice for Aspiring Researchers

Détails avec Amélie Aura, coach holistique !

Les gummies décryptés de Sandra Veziano.

Le géant américain des puces Nvidia est devenu mercredi la première entreprise au monde à franchir le cap symbolique des 5.000 milliards de dollars. Ce record mondial est la preuve de l'appétit accru pour les valeurs liées à l'intelligence artificielle par les investisseurs.Depuis le début de l'année, le cours de la valeur s'est envolé de près de 60%. L'entreprise était aussi poussée par la perspective d'une autorisation de la vente de son architecture de processeurs sur le marché chinois, alors qu'une rencontre est attendue jeudi entre le président américain et son homologue chinois, où le sujet de l'intelligence artificielle devrait être au menu. En Europe, les dernières prévisions de bénéfices publiées montraient par ailleurs que les perspectives sur la santé des entreprises européennes se sont légèrement améliorées. Deutsche Bank, a annoncé lors de sa publication de résultat une hausse inattendue de 7% de son bénéfice au troisième trimestre, et clôturait la séance à près de 5% de hausse. De son côté la valeur française Capgemini clôturait la séance en 1ère position du CAC 40 à plus de 2%, soutenu par la bonne publication des résultats trimestrielles et le relèvement de ses prévisions de croissance annuelle.Hébergé par Ausha. Visitez ausha.co/politique-de-confidentialite pour plus d'informations.

Les investisseurs, en Europe comme aux Etats-Unis étaient en attente des décisions résultantes de la réunion de la réserve fédérale américaine qui seront annoncées ce soir.En l'absence de données économiques avec le 'shutdown' à Washington, le marché s'attend à une baisse de taux d'un quart de point.Les indices Européens ont ainsi clôturé la séance sans tendance marquée.Outre-Atlantique, les marchés américains étaient orientés à la hausse principalement tirés par les valeurs technologiques. L'indice Nasdaq gagnait d'ailleurs + 0.65% à la clôture des marchés européens.Nvidia a annoncé prévoir un investissement en actions de 1 milliard de dollars dans Nokia dans le cadre d'un nouveau partenariat stratégique entre les deux groupes. Sur cette nouvelle le titre Nokia grimpait de plus de 20% à la clôture européenneHébergé par Ausha. Visitez ausha.co/politique-de-confidentialite pour plus d'informations.

Les précisions de Mélissa Simonot, spécialiste du Human Design !

Et si, avant de donner la vie, il fallait d'abord revenir à la source ?À cet espace sacré qu'on oublie trop souvent : l'utérus. On le réduit à un organe, à une fonction biologique… mais c'est bien plus que ça.C'est une mémoire, un langage, une vibration.Un lieu qui garde trace de nos joies, de nos blessures, de nos héritages.Dans cet épisode, on parle du lien profond entre le corps, l'émotion et la féminité.Comment se reconnecter à son utérus, non pas comme à un organe à réparer, mais comme à un temple à réhabiter ?

Don and Tom tackle the timeless topic of diversification — why it's back in style, why it's so hard to maintain, and why most investors (and pros) still get it wrong. They walk through how market “leadership” shifts over decades, the global vs. U.S. split, and why comparing your portfolio to the S&P 500 is often a trap. Listener questions cover ETF access at T. Rowe Price and Vanguard, whether to invest or pay down debt, and how the 5% flexible withdrawal rule works in early retirement. Plus, the guys riff on Halloween candy inflation, Social Security COLA bumps, and Don's LitReading “Scary Story Season.” 0:04 Show open — Saturday radio edition and why repetition matters in financial education 1:03 The fashion of diversification — and why it's “back in style” 2:27 International and small-cap value resurgence 3:15 Why investors chase past returns instead of diversifying 4:02 Gold, inflation, and recency bias — lessons from the 1980s 5:21 U.S. vs. international allocation debate: market cap vs. 50/50 6:20 The long wait for Japan's market recovery 7:41 Practical diversification tools — AVGE, DFAW, VT 8:19 Stop comparing everything to the S&P 500 9:08 Historical proof: global portfolio vs. S&P since 1931 10:02 Caller Charlie — buying Avantis or DFA ETFs through T. Rowe Price or Vanguard 12:39 How fund custodians differ from managers 13:27 Checking portfolio exposure with Morningstar 14:42 Caller Gabe — invest or pay off debt? 16:45 When to pay off a car loan vs. mortgage 19:35 How to handle multiple mortgages and long-term plans 20:22 Social Security's 2026 COLA bump and the “good news/bad news” of $102 more a month 22:21 Inflation realities — coffee, beef, and Halloween candy 25:02 Candy talk — shrinkflation and Don's trick-or-treat haul 25:54 LitReading plug: “Scary Story Season” and Philip K. Dick's The Hanging Man 27:34 Search “Don McDonald” in Apple Podcasts — chiropractor cameo included 29:05 Listener Victor (a.k.a. George) — can $4 million last 60 years with 5% withdrawals? 31:38 How the flexible withdrawal method works in practice 33:49 Retirement purpose, Monte Carlo results, and FIRE skepticism 37:41 Kindleberger quote on bubbles and envy: “There's nothing so disturbing as to see a friend get rich.” 38:55 Kindleberger's background and Manias, Panics, and Crashes Learn more about your ad choices. Visit megaphone.fm/adchoices

We took The Bundle to Monaco and recorded a live podcast on stage at Sportel, the famous sports media and technology marketplace.Joining Richard and regular co-host Murray Barnett were Glen Killane (EBU Sport), Peter Bellamy (Deltatre) and Louisa Clark (Queensberry Promotions).EPISODE SUMMARYBroadcasting live from Sportel Monaco's opening session, this special episode captures the sports media industry at a pivotal moment. With Apple's Formula 1 deal breaking over the weekend, Relevent's UEFA strategy dominating conversations, and the French football crisis providing a cautionary tale, our panel explores what delegates will be discussing throughout the week. The central question: in a market that's worked the same way for 30 years, where are rights holders placing their chips now?Key Theme: Out of chaos comes creativity. The industry faces forced evolution, and this is the "Monte Carlo casino moment" - how conservative or aggressive will rights holders be?Unofficial Partner is the leading podcast for the business of sport. A mix of entertaining and thought provoking conversations with a who's who of the global industry. To join our community of listeners, sign up to the weekly UP Newsletter and follow us on Twitter and TikTok at @UnofficialPartnerWe publish two podcasts each week, on Tuesday and Friday. These are deep conversations with smart people from inside and outside sport. Our entire back catalogue of 400 sports business conversations are available free of charge here. Each pod is available by searching for ‘Unofficial Partner' on Apple, Spotify, Google, Stitcher and every podcast app. If you're interested in collaborating with Unofficial Partner to create one-off podcasts or series, you can reach us via the website.

Les investisseurs semblent rassurés après les signes de détente commerciale entre les deux pays.Après des semaines de tension, les négociateurs américains et chinois se sont déclarés proches d'un accord, notamment sur les terres rares.Cette avancée intervient juste avant la rencontre entre Donald Trump et Xi Jinping prévue ce jeudi.En réaction, l'eurostoxx50 a fini en hausse de 0.60%, et à la clôture européenne, le S&P500 grimpait de près de 1%.Du coté des taux américains, avec une inflation moins élevée que prévu, les investisseurs s'attendent demain avec une probabilité de près de 97% à ce que la Fed abaisse ses taux de 25 points de base.Du coté des publications de résultats, les investisseurs retiennent leur souffleCinq des « 7 Magnifiques », Apple, Microsoft, Alphabet, Amazon et Meta Platforms, dévoileront leurs comptes demain et jeudi soir. Les investisseurs seront attentifs à leurs perspectives en matière de développement de l'intelligence artificielle. Hébergé par Ausha. Visitez ausha.co/politique-de-confidentialite pour plus d'informations.

Les tests ADN envahissent le marché du bien-être. Ils promettent une alimentation sur mesure, ajustée à notre profil génétique. Et si notre ADN détenait la clé pour manger mieux, vivre plus longtemps, éviter certaines maladies ?C'est tout l'enjeu de la nutrigénétique, la science qui explore le lien entre nos gènes et notre métabolisme. Sur le papier, la promesse est révolutionnaire. En pratique, la réalité est plus nuancée.

En numérologie, chaque nombre a besoin d'être nourri.Créer, bouger, contempler, structurer… chaque activité réveille une part de nous.Trouver les bons loisirs, c'est en réalité nourrir son énergie de naissance — et remettre ses nombres en mouvement.

Apriamo la puntata tornando sull'ennesimo e ultimo caso di femminicidio. È avvenuto a Milano e anche in questo caso alla base del gesto la non accettazione da parte del marito della fine della relazione. Stefano Ciccone, sociologo e fondatore di Maschile Plurale ci spiega come educano gli uomini violenti. Parliamo poi con il presidente Arno Kompatscher della provincia di Bolzano delle polemiche che da giorni hanno investito Jannik Sinner per la sua rinuncia alla Coppa Davis e per le tasse pagate a Montecarlo. Infine approfondiamo la figura del fisico Ettore Majorana perché al Senato è approdato un suo presunto macchinario che lascia perplesso gran parte del mondo scientifico.

Tous les dimanches à minuit, Daniel Riolo propose une heure de show en direct avec Moundir Zoughari pour les passionnés de poker. Conseils d'un joueur professionnel, actualité, tournois... Votre rendez-vous poker, sur RMC !

How does a star form? How does the universe form? And how can we use every bit of astronomical data to answer those questions? To find out, Dr. Charles Liu and co-host Allen Liu welcome astrostatistician Sabrina Berger, all the way from Melbourne, Australia, where she's currently pursuing her PhD. As always, though, we start off with the day's joyfully cool cosmic thing, the new radioastronomy photographs of Callisto, one of the moons of Jupiter, taken by ALMA. Sabrina talks about her own low-frequency radio astronomy research looking for hydrogen in the very early reionization period of the universe when the first galaxies were forming. (Be warned: we dive into the difficulties ionization poses for trying to discern these early processes, including a side trip into quantum mechanics, the hyperfine transition of neutral hydrogen at 21cm depicted on the plaque attached to the Pioneer spacecraft, and even the Cosmic Background Radiation.) You'll also hear how Sabrina is innovatively using GPS satellites to help calibrate large radioastronomy telescope arrays. For our first student question, Derek asks, “I heard that black holes can form right after the Big Bang, before stars do. How is that possible?” Sabrina describes these primordial black holes, and, although none have been confirmed yet, that there have been a number of papers published recently on the subject. In fact, one paper suggesting that the as-yet-undiscovered “Planet 9” could even be one of these primordial black holes. And then, finally, we get to the subject of astrostatistics, Sabrina's area of expertise. She explains that it allows you to harness every piece of information that you're observing in astronomy and to answer questions like “How does a star form?” or “How does the universe form?” You'll hear about huge data sets, the use of artificial intelligence, field level inferences… and the MCMC, or the Markov chain Monte Carlo used in statistics. (If you don't know what that is, you're not alone, and our own resident mathematician Allen helps Sabrina untangle the complexity with a cotton ball analogy that blew Chuck and Sabrina's collective minds!) For our next student question, Wally asks, “Why is redshift one like nine billion years ago, bur redshift two only two billion years before that, and redshift three only one billion years before that?” As Chuck says, “that's a little complicated,” just before he, Allen and Sabrina proceed to explain how we measure universal expansion, the passage of time, and the “stretching” of light. Our next conversation is one of the most controversial we've ever had and revolves around who Sabrina thinks makes the best espresso, Australia, Italy or a “Third Wave Coffee Shop” like we have here in the US. You'll hear about why there's an ISSpresso machine on the ISS – and how the Italian Space Agency invented a way to make an espresso in zero-g! Plus, you'll hear a little about the work-life balance in Australia and how wonderful astronomy down under is. (Check out our Patreon for the story behind the Australian Aboriginal "Emu-in-the-sky" constellation.) If you'd like to know more about Sabrina, you can find her on Twitter and Blue Sky @sabrinastronomy or check out her research on her website. We hope you enjoy this episode of The LIUniverse, and, if you do, please support us on Patreon. Credits for Images Used in this Episode: An image of Jupiter's icy moon Callisto, photographed by NASA's Galileo spacecraft in 2001. – Credit: NASA/Galileo Photograph of Jupiter taken in 2019. The four fainter objects are four of its moons (left to right): Callisto, Ganymede, Io, and Europa. – Credit: Creative Commons / Rehman Abubakr ALMA images of Callisto – Credit: Maria Camarca et al 2025 Planet. Sci. J. 6 183. See the ALMA/Callisto paper: “A Multifrequency Global View of Callisto's Thermal Properties from ALMA”: https://iopscience.iop.org/article/10.3847/PSJ/ade7ee Timeline of the universe. – Credit: NASA, ESA, CSA, STScI The Pioneer plaques, attached to the Pioneer 10 and 11 spacecraft. – Credit: NASA Sedna orbit with solar system (Sun, Jupiter, Saturn, Uranus, Neptune and Pluto visible) and positions on Jan 1, 2017 – Credit: Creative Commons / Tom Ruen Redshift and universe expansion. As light travels from great distances to Hubble's mirrors, it is stretched to longer and longer red wavelengths, or cosmologically redshifted, as the universe expands. – Credit: NASA, ESA, Leah Hustak (STScI) The ISSpresso machine on the International Space Station.– Credit: NASA Astronaut Samantha Cristoforetti drinking espresso out of the cup on ISS, 2015 – Credit: NASA #liuniverse #charlesliu #allenliu #sciencepodcast #astronomypodcast #sabrinaberger #astrostatistician #astrostatistics #redshift #blackholes #primordialblackholes #callisto #alma #planet9 #sedna #universeexpansion #isspresso

Send us a textIn this episode, Lady Petra and Saffermaster chat about Sacred Sexuality with Goddess Dr. Veronica Love and Gabriel, her , Sex Magician husband over a  Monte Carlo. The Kinky cocktail Hour is brought to you by Motorbunny, the best saddle style vibrator on the market today. Save $40 on your Motorbunny purchase with the code LADYPETRAPLAYGROUND at Motorbunny.com You can order the TechRing, "Where health meets pleasure" at http://myfirmtech.com using the code "KINKY" to save 15%. Put a ring on it!Support the showHard Married: A Guide to Building Lasting Love by Unlocking the Secrets of Deep Intimacy. Get your copy of this new book by Saffer here: https://tinyurl.com/Hard-Married Visit Hardmarried.net Listen on Podurama https://podurama.com

Sergio Gago, CTO of Cloudera and former Head of AI & Quantum at Moody's is interviewed by Yuval Boger. They discuss a practical, problem-first path to quantum in finance. Sergio contrasts annealers and gate-based systems, emphasizes hybrid workflows for portfolio optimization and Monte Carlo risk, and explores fraud detection and knowledge-graph use cases. Sergio stresses rigorous benchmarking against top-end GPUs/FPGAs, explainability for regulators, and total cost of ownership over lab metrics. They also touch on post-quantum cryptography (offense vs. defense), realistic definitions of “quantum advantage,” and why disciplined pilots—and candid vendor comparisons—matter more than hype, and much more.

Another mindbending podcast.  Jennifer was up in Berkeley last weekend, ran into a concert pianist prodigy (Evan Le) and filmed a little of him playing the piano (which we included in the podcast with his mother's permission.) While Jennifer was visiting this building, she became aware of the architect of the building, and asked questions about her.  Julia Morgan was the first woman architect to graduate from Berkeley and the room Jennifer was in was designed by her. She's famous for designing many buildings - including the Hearst Castle and Marion Davies' home in Santa Monica - and 700 buildings in California.  I knew the building because I had been in it - but didn't know who designed it.  So we invited the architect to come and chat with us.  And she talked about her path and journey - and what it was like for her on the flipside. My father was an architect, and in our conversations with him, he's told us that he hangs out with famous architects from over the years, or is learning from them - and when asked if that was her experience she said "No, I'm hanging out with musicians." When asked to specify she named Jimi Hendrix - who often shows up in our podcasts.  He talked about the "frequency of a building" - which is like math or music - the same thing that he delved in, and she said "his role as a musician was to shift consciousness." Since it was John Lennon's birthday yesterday, and since our first conversation with John included a memory of his playing with Jimi in the afterlife - we invited him to come and make some observations. Indeed, I did stay at Julian's place in Eze, and was awoken by the sound of John saying "Who the f*ck are you?" The sound of a voice startled me - I'd only been sleeping a couple of hours after jamming with Julian in Monte Carlo - and it took me a few seconds to recognize the voice. I didn't mention it to Julian at the time - because it was too weird, and I had zero context for it.  But I do have context for it now.   So Happy Birthday John, and thanks for the lovely thoughts about Paul (and Ringo) who have carried on the Beatles tradition, and how everyone on the flipside gets to participate in those concerts. It's mind bending to consider - oh and one other thing, when asked "how long does it feel like for you to be on the flipside?" and he replied "two minutes."   We once asked Prince a similar question, and his reply was "a comma" - meaning that previous event to the one I was referencing felt like a comma in a sentence to him. So consider that for a moment when thinking about one's loved ones offstage. They don't have the same connection we do to time... but they can converse with us all the same. Enjoy.  

Stanisław Marcin Ulam (13 April 1909 – 13 May 1984) was a Polish and American mathematician, nuclear physicist and computer scientist. He participated in the Manhattan Project, originated the Teller–Ulam design of thermonuclear weapons, discovered the concept of the cellular automaton, invented the Monte Carlo method of computation, and suggested nuclear pulse propulsion. In pure and applied mathematics, he proved a number of theorems and proposed several conjectures.Original Audio

In this conversation, Wade Pfau, Alex Murguia and Bill Bengen discuss various aspects of retirement planning, focusing on risk management, asset allocation, and the implications of market conditions on withdrawal rates. Bengen shares insights on adjusting the traditional 4% rule based on current market valuations and inflation, emphasizing the importance of a diversified portfolio and the role of annuities. The discussion also covers the significance of sequence of returns risk and the potential benefits of rising equity glide paths in retirement strategies.   Takeaways A 65% stock allocation is recommended for retirees. Risk management involves adjusting asset allocations based on market conditions. The first 10 years of retirement are crucial for long-term success. Diversification is key to mitigating risks in retirement portfolios. Annuities can play a beneficial role in retirement income planning. Market valuations should influence withdrawal rate strategies. Rising equity glide paths may help manage sequence of returns risk. Monte Carlo simulations can provide insights but have limitations. The 4% rule may need adjustments based on current economic conditions. Retirement planning should consider both historical data and future projections.   Chapters 00:00 Replacing Micro Caps in Portfolios 00:25 Risk Management and Asset Allocation 01:32 The Role of Third-Party Advice in Portfolio Management 02:50 Navigating Market Swings and Timing Investments 03:41 Inflation and Asset Allocation Strategies 05:27 International vs. Domestic Equity Allocation 07:04 Historical vs. Projected Data in Retirement Planning 12:18 Understanding Sequence of Returns Risk 14:18 Adjusting Withdrawal Rates Based on Market Conditions 15:45 Exploring Rising Equity Glide Paths 23:29 Finding the Right Equity Allocation for Retirement 27:29 Adjusting Withdrawal Rates for Inflation and Market Valuations   Links    Get Bill Bengen's New Book – A Richer Retirement Want to dive deeper into the research behind the 4% rule and how retirement income planning has evolved? Bill Bengen's new book, A Richer Retirement, is now available—visit bengenfs.com to learn more and get your copy.

Monaco is a nation smaller than one square mile but filled with more wealth per capita than almost any other country in the world. According to one historian, the tiny principality has zero natural resources. However, there is one resource Monaco does possess: The Rock – an impregnable natural fortress jutting into the azure water… Continue reading The Definitive Military History of Monaco and Monte Carlo

The Monte Carlo feels like an obvious extension of the Old Fashioned: whiskey, bitters, and Benedictine for sweetness. Under-ordered but beloved by bartenders, it's a drink with depth, nuance, and history worth unpacking. Joining us to do just that is Alex Howard, Nashville-based co-founder and beverage director of Martha My Dear and The Ariston. Listen on (or read below) to discover Alex's Monte Carlo recipe — and don't forget to leave us a review wherever you get your podcasts! Alex Howard's Monte Carlo Recipe - 2-3 dashes Angostura bitters - ½ ounce Benedictine - 2 ounces Old Forester rye - Garnish: lemon twist Directions 1. Start with a big rock of ice in an Old Fashioned glass. 2. Add bitters, Benedictine, and rye. 3. Stir a few times to chill. 4. Garnish with lemon twist (optional discard).

Are you underspending in retirement? Many retirees save diligently for decades but struggle to flip the switch from saving to spending. In this episode of The Capitalist Investor, Tony and Derek reveal why so many people spend less than they could — and how to enjoy retirement without fear of running out of money.We'll cover:Why retirees underspend even with strong financial plansHow a Monte Carlo simulation shows what you can safely spendThe difference between saving for legacy vs. enjoying life todayWhy the first 10 years of retirement are the most importantPractical financial planning strategies to spend confidently while protecting your futureIf you've ever wondered “How much can I safely spend in retirement?” or worried about outliving your savings, this episode will give you clarity and confidence. You worked hard for your wealth — now it's time to enjoy it.