Podcast appearances and mentions of Monte Carlo

administrative area of the Principality of Monaco

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Best podcasts about Monte Carlo

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Latest podcast episodes about Monte Carlo

Radio Monaco - Feel Good
L'intuition : une boussole précieuse… mais pas toujours infaillible !

Radio Monaco - Feel Good

Play Episode Listen Later Oct 31, 2025 3:12


Radio Monaco - Feel Good
L'épigénétique : quand nos émotions réécrivent nos gènes

Radio Monaco - Feel Good

Play Episode Listen Later Oct 31, 2025 3:51


Et si ce que vous vivez aujourd'hui ne venait pas seulement de vous… mais aussi de vos ancêtres ?C'est ce que révèle l'épigénétique — une discipline passionnante qui explore comment nos émotions, nos choix de vie et même nos blessures familiales peuvent influencer l'expression de nos gènes.Imaginez votre ADN comme une immense bibliothèque.Les gènes, ce sont les livres.Et l'épigénétique, c'est le bibliothécaire : il décide quels chapitres seront lus, et lesquels resteront fermés.Et ce bibliothécaire réagit à tout — au stress, à l'amour, à la joie, à la méditation, à l'environnement.Résultat : rien n'est figé.Nos gènes ne sont pas une fatalité, mais une partition que nous rejouons chaque jour selon notre façon de vivre, de penser et de ressentir.

Learning Bayesian Statistics
#144 Why is Bayesian Deep Learning so Powerful, with Maurizio Filippone

Learning Bayesian Statistics

Play Episode Listen Later Oct 30, 2025 88:22 Transcription Available


Sign up for Alex's first live cohort, about Hierarchical Model building!Get 25% off "Building AI Applications for Data Scientists and Software Engineers"Proudly sponsored by PyMC Labs, the Bayesian Consultancy. Book a call, or get in touch!Our theme music is « Good Bayesian », by Baba Brinkman (feat MC Lars and Mega Ran). Check out his awesome work!Visit our Patreon page to unlock exclusive Bayesian swag ;)Takeaways:Why GPs still matter: Gaussian Processes remain a go-to for function estimation, active learning, and experimental design – especially when calibrated uncertainty is non-negotiable.Scaling GP inference: Variational methods with inducing points (as in GPflow) make GPs practical on larger datasets without throwing away principled Bayes.MCMC in practice: Clever parameterizations and gradient-based samplers tighten mixing and efficiency; use MCMC when you need gold-standard posteriors.Bayesian deep learning, pragmatically: Stochastic-gradient training and approximate posteriors bring Bayesian ideas to neural networks at scale.Uncertainty that ships: Monte Carlo dropout and related tricks provide fast, usable uncertainty – even if they're approximations.Model complexity ≠ model quality: Understanding capacity, priors, and inductive bias is key to getting trustworthy predictions.Deep Gaussian Processes: Layered GPs offer flexibility for complex functions, with clear trade-offs in interpretability and compute.Generative models through a Bayesian lens: GANs and friends benefit from explicit priors and uncertainty – useful for safety and downstream decisions.Tooling that matters: Frameworks like GPflow lower the friction from idea to implementation, encouraging reproducible, well-tested modeling.Where we're headed: The future of ML is uncertainty-aware by default – integrating UQ tightly into optimization, design, and deployment.Chapters:08:44 Function Estimation and Bayesian Deep Learning10:41 Understanding Deep Gaussian Processes25:17 Choosing Between Deep GPs and Neural Networks32:01 Interpretability and Practical Tools for GPs43:52 Variational Methods in Gaussian Processes54:44 Deep Neural Networks and Bayesian Inference01:06:13 The Future of Bayesian Deep Learning01:12:28 Advice for Aspiring Researchers

Radio Monaco - La Tendance des Marchés
Nvidia dépasse les 5.000 milliards de dollars de capitalisation boursière

Radio Monaco - La Tendance des Marchés

Play Episode Listen Later Oct 30, 2025 1:25


Le géant américain des puces Nvidia est devenu mercredi la première entreprise au monde à franchir le cap symbolique des 5.000 milliards de dollars. Ce record mondial est la preuve de l'appétit accru pour les valeurs liées à l'intelligence artificielle par les investisseurs.Depuis le début de l'année, le cours de la valeur s'est envolé de près de 60%. L'entreprise était aussi poussée par la perspective d'une autorisation de la vente de son architecture de processeurs sur le marché chinois, alors qu'une rencontre est attendue jeudi entre le président américain et son homologue chinois, où le sujet de l'intelligence artificielle devrait être au menu. En Europe, les dernières prévisions de bénéfices publiées montraient par ailleurs que les perspectives sur la santé des entreprises européennes se sont légèrement améliorées. Deutsche Bank, a annoncé lors de sa publication de résultat une hausse inattendue de 7% de son bénéfice au troisième trimestre, et clôturait la séance à près de 5% de hausse. De son côté la valeur française Capgemini clôturait la séance en 1ère position du CAC 40 à plus de 2%, soutenu par la bonne publication des résultats trimestrielles et le relèvement de ses prévisions de croissance annuelle.Hébergé par Ausha. Visitez ausha.co/politique-de-confidentialite pour plus d'informations.

Radio Monaco - Feel Good
L'art-thérapie : quand créer devient une façon de se soigner”

Radio Monaco - Feel Good

Play Episode Listen Later Oct 30, 2025 2:52


Radio Monaco - Feel Good
Gummies : fun à croquer, mais pas si magiques qu'on le croit !

Radio Monaco - Feel Good

Play Episode Listen Later Oct 30, 2025 2:21


Radio Monaco - La Tendance des Marchés
Les indices européens en petite forme avant la Fed

Radio Monaco - La Tendance des Marchés

Play Episode Listen Later Oct 29, 2025 1:09


Les investisseurs, en Europe comme aux Etats-Unis étaient en attente des décisions résultantes de la réunion de la réserve fédérale américaine qui seront annoncées ce soir.En l'absence de données économiques avec le 'shutdown' à Washington, le marché s'attend à une baisse de taux d'un quart de point.Les indices Européens ont ainsi clôturé la séance sans tendance marquée.Outre-Atlantique, les marchés américains étaient orientés à la hausse principalement tirés par les valeurs technologiques. L'indice Nasdaq gagnait d'ailleurs + 0.65% à la clôture des marchés européens.Nvidia a annoncé prévoir un investissement en actions de 1 milliard de dollars dans Nokia dans le cadre d'un nouveau partenariat stratégique entre les deux groupes. Sur cette nouvelle le titre Nokia grimpait de plus de 20% à la clôture européenneHébergé par Ausha. Visitez ausha.co/politique-de-confidentialite pour plus d'informations.

Radio Monaco - Feel Good
Ces caractéristiques surprenantes que votre Human Design peut expliquer !

Radio Monaco - Feel Good

Play Episode Listen Later Oct 29, 2025 4:52


Radio Monaco - Feel Good
L'utérus : ce temple à réhabiter - désir d'enfant

Radio Monaco - Feel Good

Play Episode Listen Later Oct 29, 2025 3:08


Et si, avant de donner la vie, il fallait d'abord revenir à la source ?À cet espace sacré qu'on oublie trop souvent : l'utérus. On le réduit à un organe, à une fonction biologique… mais c'est bien plus que ça.C'est une mémoire, un langage, une vibration.Un lieu qui garde trace de nos joies, de nos blessures, de nos héritages.Dans cet épisode, on parle du lien profond entre le corps, l'émotion et la féminité.Comment se reconnecter à son utérus, non pas comme à un organe à réparer, mais comme à un temple à réhabiter ?

Talking Real Money
Hard to Diversify

Talking Real Money

Play Episode Listen Later Oct 28, 2025 44:54


Don and Tom tackle the timeless topic of diversification — why it's back in style, why it's so hard to maintain, and why most investors (and pros) still get it wrong. They walk through how market “leadership” shifts over decades, the global vs. U.S. split, and why comparing your portfolio to the S&P 500 is often a trap. Listener questions cover ETF access at T. Rowe Price and Vanguard, whether to invest or pay down debt, and how the 5% flexible withdrawal rule works in early retirement. Plus, the guys riff on Halloween candy inflation, Social Security COLA bumps, and Don's LitReading “Scary Story Season.” 0:04 Show open — Saturday radio edition and why repetition matters in financial education 1:03 The fashion of diversification — and why it's “back in style” 2:27 International and small-cap value resurgence 3:15 Why investors chase past returns instead of diversifying 4:02 Gold, inflation, and recency bias — lessons from the 1980s 5:21 U.S. vs. international allocation debate: market cap vs. 50/50 6:20 The long wait for Japan's market recovery 7:41 Practical diversification tools — AVGE, DFAW, VT 8:19 Stop comparing everything to the S&P 500 9:08 Historical proof: global portfolio vs. S&P since 1931 10:02 Caller Charlie — buying Avantis or DFA ETFs through T. Rowe Price or Vanguard 12:39 How fund custodians differ from managers 13:27 Checking portfolio exposure with Morningstar 14:42 Caller Gabe — invest or pay off debt? 16:45 When to pay off a car loan vs. mortgage 19:35 How to handle multiple mortgages and long-term plans 20:22 Social Security's 2026 COLA bump and the “good news/bad news” of $102 more a month 22:21 Inflation realities — coffee, beef, and Halloween candy 25:02 Candy talk — shrinkflation and Don's trick-or-treat haul 25:54 LitReading plug: “Scary Story Season” and Philip K. Dick's The Hanging Man 27:34 Search “Don McDonald” in Apple Podcasts — chiropractor cameo included 29:05 Listener Victor (a.k.a. George) — can $4 million last 60 years with 5% withdrawals? 31:38 How the flexible withdrawal method works in practice 33:49 Retirement purpose, Monte Carlo results, and FIRE skepticism 37:41 Kindleberger quote on bubbles and envy: “There's nothing so disturbing as to see a friend get rich.” 38:55 Kindleberger's background and Manias, Panics, and Crashes Learn more about your ad choices. Visit megaphone.fm/adchoices

Unofficial Partner Podcast
UP513 The Bundle Live @ SPORTEL Monaco: F1 and Apple, Relevent's streamer pitch, D2C wtf?

Unofficial Partner Podcast

Play Episode Listen Later Oct 28, 2025 44:35 Transcription Available


We took The Bundle to Monaco and recorded a live podcast on stage at Sportel, the famous sports media and technology marketplace.Joining Richard and regular co-host Murray Barnett were Glen Killane (EBU Sport), Peter Bellamy (Deltatre) and Louisa Clark (Queensberry Promotions).EPISODE SUMMARYBroadcasting live from Sportel Monaco's opening session, this special episode captures the sports media industry at a pivotal moment. With Apple's Formula 1 deal breaking over the weekend, Relevent's UEFA strategy dominating conversations, and the French football crisis providing a cautionary tale, our panel explores what delegates will be discussing throughout the week. The central question: in a market that's worked the same way for 30 years, where are rights holders placing their chips now?Key Theme: Out of chaos comes creativity. The industry faces forced evolution, and this is the "Monte Carlo casino moment" - how conservative or aggressive will rights holders be?Unofficial Partner is the leading podcast for the business of sport. A mix of entertaining and thought provoking conversations with a who's who of the global industry. To join our community of listeners, sign up to the weekly UP Newsletter and follow us on Twitter and TikTok at @UnofficialPartnerWe publish two podcasts each week, on Tuesday and Friday. These are deep conversations with smart people from inside and outside sport. Our entire back catalogue of 400 sports business conversations are available free of charge here. Each pod is available by searching for ‘Unofficial Partner' on Apple, Spotify, Google, Stitcher and every podcast app. If you're interested in collaborating with Unofficial Partner to create one-off podcasts or series, you can reach us via the website.

Radio Monaco - La Tendance des Marchés
Un terrain d'entente semble avoir été trouvé entre la Chine et les Etats-Unis ce week-end

Radio Monaco - La Tendance des Marchés

Play Episode Listen Later Oct 28, 2025 1:13


Les investisseurs semblent rassurés après les signes de détente commerciale entre les deux pays.Après des semaines de tension, les négociateurs américains et chinois se sont déclarés proches d'un accord, notamment sur les terres rares.Cette avancée intervient juste avant la rencontre entre Donald Trump et Xi Jinping prévue ce jeudi.En réaction, l'eurostoxx50 a fini en hausse de 0.60%, et à la clôture européenne, le S&P500 grimpait de près de 1%.Du coté des taux américains, avec une inflation moins élevée que prévu, les investisseurs s'attendent demain avec une probabilité de près de 97% à ce que la Fed abaisse ses taux de 25 points de base.Du coté des publications de résultats, les investisseurs retiennent leur souffleCinq des « 7 Magnifiques », Apple, Microsoft, Alphabet, Amazon et Meta Platforms, dévoileront leurs comptes demain et jeudi soir. Les investisseurs seront attentifs à leurs perspectives en matière de développement de l'intelligence artificielle. Hébergé par Ausha. Visitez ausha.co/politique-de-confidentialite pour plus d'informations.

Radio Monaco - Feel Good

Les tests ADN envahissent le marché du bien-être. Ils promettent une alimentation sur mesure, ajustée à notre profil génétique. Et si notre ADN détenait la clé pour manger mieux, vivre plus longtemps, éviter certaines maladies ?C'est tout l'enjeu de la nutrigénétique, la science qui explore le lien entre nos gènes et notre métabolisme. Sur le papier, la promesse est révolutionnaire. En pratique, la réalité est plus nuancée.

Radio Monaco - Feel Good
Numérologie : les activités conseillées selon vos nombres !

Radio Monaco - Feel Good

Play Episode Listen Later Oct 28, 2025 3:19


En numérologie, chaque nombre a besoin d'être nourri.Créer, bouger, contempler, structurer… chaque activité réveille une part de nous.Trouver les bons loisirs, c'est en réalité nourrir son énergie de naissance — et remettre ses nombres en mouvement.

Formel 1 – meinsportpodcast.de
69# Norris schnappt sich WM-Führung bei turbulentem Mexiko Wochenende

Formel 1 – meinsportpodcast.de

Play Episode Listen Later Oct 27, 2025 68:01


In der heutigen Folge gibt es die Rennanalyase zu Mexiko 2025. Wir sind auch auf Instagram erreichbar: https://www.instagram.com/formulanerdpodcast Wir freuen uns über Kritik, Ideen und weitere Anregungen, um unser kleines Projekt für euch immer Besser zu machen. Viel Spaß wünschen Marc und Manu. E-Mail: formulanerdpodcast@web.de Dieser Podcast wird vermarktet von der Podcastbude.www.podcastbu.de - Full-Service-Podcast-Agentur - Konzeption, Produktion, Vermarktung, Distribution und Hosting.Du möchtest deinen Podcast auch kostenlos hosten und damit Geld verdienen?Dann schaue auf www.kostenlos-hosten.de und informiere dich.Dort erhältst du alle Informationen zu unseren kostenlosen Podcast-Hosting-Angeboten. kostenlos-hosten.de ist ein Produkt der Podcastbude.

Radio Monaco - La Tendance des Marchés
La publication de l'inflation américaine pour septembre a été dévoilé vendredi.

Radio Monaco - La Tendance des Marchés

Play Episode Listen Later Oct 27, 2025 1:11


Repoussée d'une dizaine de jour à cause du shutdown, les chiffres d'inflation aux Etats-Unis se sont révélés moins forts que prévu.L'indice des prix à la consommation a augmenté de 3% en septembre, un niveau inférieur à ce qu'anticipait le consensus.Le taux d'inflation annuel sous-jacent, c'est-à-dire hors énergie et produits alimentaires, est également ressorti à 3%, là encore inférieur à l'estimation moyenne du marché.Ce niveau d'inflation est perçu par les investisseurs comme une confirmation que la banque centrale américaine poursuivra son assouplissement monétaire dans les mois à venir.En effet, la banque centrale américaine annoncera mercredi sa décision sur les taux directeurs.Du côté de l'Europe, Christine Lagarde annoncera la décision de la BCE sur ses taux jeudi.A noter également les publications de résultats de Microsoft, Meta et Alphabet mercredi, suivi par Amazon et Apple Jeudi .Hébergé par Ausha. Visitez ausha.co/politique-de-confidentialite pour plus d'informations.

Motorsport – meinsportpodcast.de
69# Norris schnappt sich WM-Führung bei turbulentem Mexiko Wochenende

Motorsport – meinsportpodcast.de

Play Episode Listen Later Oct 27, 2025 68:01


In der heutigen Folge gibt es die Rennanalyase zu Mexiko 2025. Wir sind auch auf Instagram erreichbar: https://www.instagram.com/formulanerdpodcast Wir freuen uns über Kritik, Ideen und weitere Anregungen, um unser kleines Projekt für euch immer Besser zu machen. Viel Spaß wünschen Marc und Manu. E-Mail: formulanerdpodcast@web.de Dieser Podcast wird vermarktet von der Podcastbude.www.podcastbu.de - Full-Service-Podcast-Agentur - Konzeption, Produktion, Vermarktung, Distribution und Hosting.Du möchtest deinen Podcast auch kostenlos hosten und damit Geld verdienen?Dann schaue auf www.kostenlos-hosten.de und informiere dich.Dort erhältst du alle Informationen zu unseren kostenlosen Podcast-Hosting-Angeboten. kostenlos-hosten.de ist ein Produkt der Podcastbude.

Radio Monaco - Feel Good
Votre énergie mentale : un luxe précieux à préserver !

Radio Monaco - Feel Good

Play Episode Listen Later Oct 27, 2025 3:04


Radio Monaco - Feel Good
Toutes les réponses autour de l'hyiène bucco-dentaire des enfants !

Radio Monaco - Feel Good

Play Episode Listen Later Oct 27, 2025 5:49


Avec le Réseau monégasque Entreparents et le Docteur Anthony Mirgaine !

Petricor
Petricor 125 Sangre y Miedo

Petricor

Play Episode Listen Later Oct 25, 2025 73:19


Si Ana Laura nos dice que es el fin del verano, es que es cierto, El aviador nocturno, Supernova, Montecarlo 67 con Veki Velilla, El gran Oscar Sánchez, Scanners, The salvation, Corten!, La honestidad de: La reina de la Magia negra. Todo esto y mucho más con vuestra infinita paciencia. Muchas gracias por seguir con nosotros.

MUSICUNEED
#342 Jo Paciello

MUSICUNEED

Play Episode Listen Later Oct 25, 2025 60:05


From Naples to Monaco and beyond, Jo Paciello has carved out his own path in house music with a style he calls Jazz House - a fusion of groove, soul, and modern energy. With releases on Nervous Records, Groove Culture, Large Music, and even a signing to the legendary Soulfuric under the Defected family, Jo's music continues to resonate across the global scene. As a DJ, his sets bridge underground intimacy with big-stage power - most memorably headlining Monte Carlo's New Year's Eve 2024 in front of 7,000 people. But whether on radio airwaves or the dance floor, his focus remains the same: to connect, uplift, and move. For this exclusive MUSICUNEED MuNcast session, Jo delivers a mix that blends his signature touch with fresh selections, including his collaboration with Sebb Junior - You Better Do This Right (Extended) on No Fuss Records. A journey of rhythm and soul, straight from one of house music's most dedicated voices. Follow & Support: Soundcloud: https://soundcloud.com/jopaciello Instagram: https://www.instagram.com/jopaciello_official Traxsource: https://www.traxsource.com/ARTIST/15630/JO-PACIELLO Facebook: https://www.facebook.com/JoPacielloOfficial/ Beatport: https://www.beatport.com/artist/jo-paciello/93872

Uno, nessuno, 100Milan
Come si educano i maschi violenti

Uno, nessuno, 100Milan

Play Episode Listen Later Oct 24, 2025


Apriamo la puntata tornando sull'ennesimo e ultimo caso di femminicidio. È avvenuto a Milano e anche in questo caso alla base del gesto la non accettazione da parte del marito della fine della relazione. Stefano Ciccone, sociologo e fondatore di Maschile Plurale ci spiega come educano gli uomini violenti. Parliamo poi con il presidente Arno Kompatscher della provincia di Bolzano delle polemiche che da giorni hanno investito Jannik Sinner per la sua rinuncia alla Coppa Davis e per le tasse pagate a Montecarlo. Infine approfondiamo la figura del fisico Ettore Majorana perché al Senato è approdato un suo presunto macchinario che lascia perplesso gran parte del mondo scientifico.

Radio Monaco - Feel Good
Le transgénérationnel : ce que vous portez ne vous appartient pas toujours

Radio Monaco - Feel Good

Play Episode Listen Later Oct 24, 2025 3:08


Le transgénérationnel, c'est cette mémoire invisible transmise de génération en génération.Des peurs, des schémas, des injonctions — “sois fort”, “ne te plains pas”, “travaille dur” — qui s'inscrivent dans le corps avant même qu'on les comprenne.On rejoue parfois l'histoire d'un ancêtre sans le savoir, jusqu'à ce qu'on décide d'en sortir.

Radio Monaco - Feel Good
Burn-out : Quand le corps dit stop

Radio Monaco - Feel Good

Play Episode Listen Later Oct 24, 2025 3:00


Et si le burn-out n'était pas une chute… mais un réveil ?Ce moment où le corps, saturé, tire la prise pour sauver l'esprit.Fatigue, irritabilité, douleurs : les signaux sont là, mais on fait taire le messager.Derrière l'épuisement, il y a souvent une vieille loyauté — celle du “tiens bon”, héritée du clan.Jusqu'au jour où tout lâche, pour tout recommencer.

Radio Monaco - Feel Good
Les Étoilés : l'horoscope du 24 octobre

Radio Monaco - Feel Good

Play Episode Listen Later Oct 24, 2025 1:53


Chaque matin, les astres se glissent dans votre café et dévoilent leur humeur du jour… Bienvenue dans Les Étoilés.Au programme : douze signes, douze ambiances, un zeste d'humour et beaucoup d'intuition. Amour, énergie, relations ou opportunités, on décrypte les vibrations planétaires du moment sans prise de tête — avec un ton léger, piquant et parfois un brin impertinent.Chaque jour, trois signes sont mis à l'honneur : les étoiles du jour. Ceux pour qui les planètes s'alignent avec bienveillance (ou malice…). Pour les autres, pas de panique : les configurations changent vite, et chaque signe a sa carte à jouer.Un horoscope vivant, intuitif, inspiré du ciel mais ancré dans la vraie vie. Parce qu'ici, on ne parle pas de destin figé, mais d'énergie à apprivoiser.

Radio Monaco - La Tendance des Marchés
Kering a brillé, STMicro et Dassault Systèmes ont déçu

Radio Monaco - La Tendance des Marchés

Play Episode Listen Later Oct 24, 2025 1:21


Une séance animée par les résultats trimestriels d'entreprises : Le CAC 40 a terminé la séance de jeudi en légère hausse à 8.226 points, revenant tout près de ses records historiques atteints plus tôt dans la semaine. La saison des résultats trimestriels continue d'animer les marchés. À Paris, Kering s'est distingué avec une progression de plus de 8%, saluée malgré un chiffre d'affaires en baisse, grâce à une nette amélioration de ses ventes. Fnac Darty s'inscrit également dans le vert.En revanche, STMicroelectronics a chuté de 14%, pénalisé par une marge brute en repli, tandis que Dassault Systèmes a reculé de 13% après avoir abaissé ses prévisions de chiffre d'affaires annuel.Aux États-Unis, le shutdown gouvernemental continue de bloquer la publication de plusieurs indicateurs économiques. Les investisseurs se concentrent donc sur les résultats d'entreprises : à ce jour, 87% des sociétés du S&P 500 ayant publié ont dépassé les attentes.Enfin, sur le marché des changes, l'euro est revenu à 1,16 dollar, tandis que le pétrole Brent est remonté à 65,70 dollars, porté par les tensions diplomatiques entre Washington et Moscou.Hébergé par Ausha. Visitez ausha.co/politique-de-confidentialite pour plus d'informations.

Radio Monaco - Feel Good
Marketing autour du bien-être : attention !

Radio Monaco - Feel Good

Play Episode Listen Later Oct 23, 2025 2:44


Radio Monaco - Feel Good
L'énergie de l'amour : comment la cultiver ?

Radio Monaco - Feel Good

Play Episode Listen Later Oct 23, 2025 3:29


Retrouvez les conseils éclairés d'Amélie Aura, chaque jeudi sur Radio Monaco Feel Good.

Radio Monaco - Feel Good
Les Étoilés : l'horoscope du 23 octobre

Radio Monaco - Feel Good

Play Episode Listen Later Oct 23, 2025 1:53


Chaque jour, vibrez au rythme des planètes, entre élan, émotions et petits défis du destin. On parle d'énergie, d'intuition et de ces signes qui éclairent votre journée.Un rendez-vous solaire, piquant et plein de bonnes ondes… parce qu'avec Les Étoilés, c'est toujours le ciel qui vous inspire, et vous, qui faites briller votre univers.

Radio Monaco - La Tendance des Marchés
Léger repli du CAC 40 après ses records de mardi.

Radio Monaco - La Tendance des Marchés

Play Episode Listen Later Oct 23, 2025 1:19


Après avoir signé un nouveau record en séance mardi, l'indice parisien évoluait en baisse hier. Les investisseurs ont dû digérer une nouvelle salve de résultats d'entreprises mais aussi le ton plus prudent du président américain Donald Trump quant à un possible accord commercial avec la Chine.Les baisses des titres L'Oréal et Hermès, troisièmes et deuxièmes plus importantes capitalisations de la Bourse de Paris, ont pesé sur la tendance.Les deux groupes se sont livrés à l'exercice des publications trimestrielles et ont été sanctionnés pour leur croissance organique des ventes légèrement inférieure aux attentes.L'indice parisien progresse désormais d'un peu plus de 11% depuis le début d'année, bien derrière ses homologues allemands ou italien en hausse de plus de 20% sur les indices DAX ou MIB.Les prix du pétrole étaient en hausse pour la deuxième journée consécutive hier, soutenus par l'espoir d'une avancée dans les négociations commerciales entre les États-Unis, la Chine et l'Inde.Le menu financier d'aujourd'hui est une nouvelle fois copieux avec de nombreuses publications de résultats attendues par les investisseurs. Hébergé par Ausha. Visitez ausha.co/politique-de-confidentialite pour plus d'informations.

Radio Monaco - Feel Good
Human Design - Le centre de l'ego ouvert : la sagesse de la valeur !

Radio Monaco - Feel Good

Play Episode Listen Later Oct 22, 2025 3:35


Mélissa Simonot est spécialiste en Human Design. Chaque mercredi, elle vous donne des clefs concrètes pour approfondir votre connaissance de vous-même et retenir les informations liées au Human Design. Vous pouvez la retrouver via son site internet pour obtenir plus d'informations en cliquant juste ICI

Radio Monaco - La Tendance des Marchés
Edenred a signé sa meilleure performance boursière depuis son entrée en bourse

Radio Monaco - La Tendance des Marchés

Play Episode Listen Later Oct 22, 2025 1:20


La saison des résultats a de nouveau animé les marchés hier Le spécialiste des titres-restaurant Edenred a publié une croissance de ses ventes trimestrielles supérieure aux attentes.Edenred, a signé sa meilleure performance boursière depuis son entrée en bourse avec une flambée de près de 20% sur la séance d'hier. Tiré par cette progression le Cac 40 a clôturé en hausse de 0.60%.Wall Street était également rythmé par les publications de résultats.Notamment General Motors a relevé ses prévisions pour 2025 après avoir dépassé les attentes au troisième trimestre, et a abaissé l'impact attendu des tarifs douaniers. Sur ces nouvelles le titre bondissait de plus de 15% à la clôture européenne. Que s'est-il passé du côté de l'Or ?Après plusieurs semaines de rallye intense qui ont porté l'or à des niveaux record successifs, une combinaison de facteurs a fait baisser le métal précieux, notamment des discussions commerciales positives entre la Chine et les États-Unis, un dollar plus fort et une incertitude sur les positions des investisseurs liée à la fermeture du gouvernement américain.L'or perdait 5% à la clôture européenne.Hébergé par Ausha. Visitez ausha.co/politique-de-confidentialite pour plus d'informations.

Radio Monaco - Feel Good
Les Étoilés : l'horoscope du 22 octobre

Radio Monaco - Feel Good

Play Episode Listen Later Oct 22, 2025 1:46


Chaque matin, un rendez-vous cosmique vous attend : Les Étoilés, votre minute astro signée Radio Monaco.Une parenthèse céleste pour commencer la journée aligné, inspiré — et peut-être un peu surpris.Car parmi les douze signes, trois brillent toujours plus fort. Les plus audacieux ? Les plus chanceux ? Les plus amoureux ? À vous de le découvrir…✨ Les Étoilés, la météo des âmes et des astres — chaque matin sur Radio Monaco et en podcast sur Ausha.

Radio Monaco - Feel Good
Spécial désir d'enfant : L'énergie est la source de vie, vous vibrez ce que vous attirez

Radio Monaco - Feel Good

Play Episode Listen Later Oct 22, 2025 3:07


Les explications de Valérie Elineau, sophrologue spécialisé dans l'accompagnement et la santé de la femme.

Motorsport – meinsportpodcast.de
#68 Verstappen sorgt für Dreikampf in der Fahrer WM

Motorsport – meinsportpodcast.de

Play Episode Listen Later Oct 21, 2025 65:49


In der heutigen Folge gibt es die Rennanalyase zu Austin 2025 Zudem verleihen wir nachträglich die Awards für Singapur, da es hierzu keine Folge gegeben hat. Wir sind auch auf Instagram erreichbar: https://www.instagram.com/formulanerdpodcast Wir freuen uns über Kritik, Ideen und weitere Anregungen, um unser kleines Projekt für euch immer Besser zu machen. Viel Spaß wünschen Marc und Manu. E-Mail: formulanerdpodcast@web.de Dieser Podcast wird vermarktet von der Podcastbude.www.podcastbu.de - Full-Service-Podcast-Agentur - Konzeption, Produktion, Vermarktung, Distribution und Hosting.Du möchtest deinen Podcast auch kostenlos hosten und damit Geld verdienen?Dann schaue auf www.kostenlos-hosten.de und informiere dich.Dort erhältst du alle Informationen zu unseren kostenlosen Podcast-Hosting-Angeboten. kostenlos-hosten.de ist ein Produkt der Podcastbude.

RMC Poker Show
Le "Call d'une vie" d'Adrien Allain avec un immense bluff passé en TF de l'EPT Monte-Carlo face à Jimmy Guerrero – 19/10

RMC Poker Show

Play Episode Listen Later Oct 19, 2025 5:53


Tous les dimanches à minuit, Daniel Riolo propose une heure de show en direct avec Moundir Zoughari pour les passionnés de poker. Conseils d'un joueur professionnel, actualité, tournois... Votre rendez-vous poker, sur RMC !

The LIUniverse with Dr. Charles Liu
Measuring the Stars with Astrostatistician Sabrina Berger

The LIUniverse with Dr. Charles Liu

Play Episode Listen Later Oct 18, 2025 43:39


How does a star form? How does the universe form? And how can we use every bit of astronomical data to answer those questions? To find out, Dr. Charles Liu and co-host Allen Liu welcome astrostatistician Sabrina Berger, all the way from Melbourne, Australia, where she's currently pursuing her PhD. As always, though, we start off with the day's joyfully cool cosmic thing, the new radioastronomy photographs of Callisto, one of the moons of Jupiter, taken by ALMA. Sabrina talks about her own low-frequency radio astronomy research looking for hydrogen in the very early reionization period of the universe when the first galaxies were forming. (Be warned: we dive into the difficulties ionization poses for trying to discern these early processes, including a side trip into quantum mechanics, the hyperfine transition of neutral hydrogen at 21cm depicted on the plaque attached to the Pioneer spacecraft, and even the Cosmic Background Radiation.) You'll also hear how Sabrina is innovatively using GPS satellites to help calibrate large radioastronomy telescope arrays. For our first student question, Derek asks, “I heard that black holes can form right after the Big Bang, before stars do. How is that possible?” Sabrina describes these primordial black holes, and, although none have been confirmed yet, that there have been a number of papers published recently on the subject. In fact, one paper suggesting that the as-yet-undiscovered “Planet 9” could even be one of these primordial black holes. And then, finally, we get to the subject of astrostatistics, Sabrina's area of expertise. She explains that it allows you to harness every piece of information that you're observing in astronomy and to answer questions like “How does a star form?” or “How does the universe form?” You'll hear about huge data sets, the use of artificial intelligence, field level inferences… and the MCMC, or the Markov chain Monte Carlo used in statistics. (If you don't know what that is, you're not alone, and our own resident mathematician Allen helps Sabrina untangle the complexity with a cotton ball analogy that blew Chuck and Sabrina's collective minds!) For our next student question, Wally asks, “Why is redshift one like nine billion years ago, bur redshift two only two billion years before that, and redshift three only one billion years before that?” As Chuck says, “that's a little complicated,” just before he, Allen and Sabrina proceed to explain how we measure universal expansion, the passage of time, and the “stretching” of light. Our next conversation is one of the most controversial we've ever had and revolves around who Sabrina thinks makes the best espresso, Australia, Italy or a “Third Wave Coffee Shop” like we have here in the US. You'll hear about why there's an ISSpresso machine on the ISS – and how the Italian Space Agency invented a way to make an espresso in zero-g! Plus, you'll hear a little about the work-life balance in Australia and how wonderful astronomy down under is. (Check out our Patreon for the story behind the Australian Aboriginal "Emu-in-the-sky" constellation.) If you'd like to know more about Sabrina, you can find her on Twitter and Blue Sky @sabrinastronomy or check out her research on her website. We hope you enjoy this episode of The LIUniverse, and, if you do, please support us on Patreon. Credits for Images Used in this Episode: An image of Jupiter's icy moon Callisto, photographed by NASA's Galileo spacecraft in 2001. – Credit: NASA/Galileo Photograph of Jupiter taken in 2019. The four fainter objects are four of its moons (left to right): Callisto, Ganymede, Io, and Europa. – Credit: Creative Commons / Rehman Abubakr ALMA images of Callisto – Credit: Maria Camarca et al 2025 Planet. Sci. J. 6 183. See the ALMA/Callisto paper: “A Multifrequency Global View of Callisto's Thermal Properties from ALMA”: https://iopscience.iop.org/article/10.3847/PSJ/ade7ee Timeline of the universe. – Credit: NASA, ESA, CSA, STScI The Pioneer plaques, attached to the Pioneer 10 and 11 spacecraft. – Credit: NASA Sedna orbit with solar system (Sun, Jupiter, Saturn, Uranus, Neptune and Pluto visible) and positions on Jan 1, 2017 – Credit: Creative Commons / Tom Ruen Redshift and universe expansion. As light travels from great distances to Hubble's mirrors, it is stretched to longer and longer red wavelengths, or cosmologically redshifted, as the universe expands. – Credit: NASA, ESA, Leah Hustak (STScI) The ISSpresso machine on the International Space Station.– Credit: NASA Astronaut Samantha Cristoforetti drinking espresso out of the cup on ISS, 2015 – Credit: NASA #liuniverse #charlesliu #allenliu #sciencepodcast #astronomypodcast #sabrinaberger #astrostatistician #astrostatistics #redshift #blackholes #primordialblackholes #callisto #alma #planet9 #sedna #universeexpansion #isspresso

Kinky Cocktail Hour
Sex Magic

Kinky Cocktail Hour

Play Episode Listen Later Oct 15, 2025 62:46


Send us a textIn this episode, Lady Petra and Saffermaster chat about Sacred Sexuality with Goddess Dr. Veronica Love and Gabriel, her , Sex Magician husband over a  Monte Carlo. The Kinky cocktail Hour is brought to you by Motorbunny, the best saddle style vibrator on the market today. Save $40 on your Motorbunny purchase with the code LADYPETRAPLAYGROUND at Motorbunny.com You can order the TechRing, "Where health meets pleasure" at http://myfirmtech.com using the code "KINKY" to save 15%. Put a ring on it!Support the showHard Married: A Guide to Building Lasting Love by Unlocking the Secrets of Deep Intimacy. Get your copy of this new book by Saffer here: https://tinyurl.com/Hard-Married Visit Hardmarried.net Listen on Podurama https://podurama.com

The Superposition Guy's Podcast
Sergio Gago, CTO of Cloudera and former Head of AI & Quantum at Moody's

The Superposition Guy's Podcast

Play Episode Listen Later Oct 13, 2025 42:37


Sergio Gago, CTO of Cloudera and former Head of AI & Quantum at Moody's is interviewed by Yuval Boger. They discuss a practical, problem-first path to quantum in finance. Sergio contrasts annealers and gate-based systems, emphasizes hybrid workflows for portfolio optimization and Monte Carlo risk, and explores fraud detection and knowledge-graph use cases. Sergio stresses rigorous benchmarking against top-end GPUs/FPGAs, explainability for regulators, and total cost of ownership over lab metrics. They also touch on post-quantum cryptography (offense vs. defense), realistic definitions of “quantum advantage,” and why disciplined pilots—and candid vendor comparisons—matter more than hype, and much more.

Hacking The Afterlife podcast
Hacking the Afterlife with Jennifer Shaffer, Luana Anders, Julia Morgan, John Lennon, Jimi Hendrix

Hacking The Afterlife podcast

Play Episode Listen Later Oct 11, 2025 37:20


Another mindbending podcast.  Jennifer was up in Berkeley last weekend, ran into a concert pianist prodigy (Evan Le) and filmed a little of him playing the piano (which we included in the podcast with his mother's permission.) While Jennifer was visiting this building, she became aware of the architect of the building, and asked questions about her.  Julia Morgan was the first woman architect to graduate from Berkeley and the room Jennifer was in was designed by her. She's famous for designing many buildings - including the Hearst Castle and Marion Davies' home in Santa Monica - and 700 buildings in California.  I knew the building because I had been in it - but didn't know who designed it.  So we invited the architect to come and chat with us.  And she talked about her path and journey - and what it was like for her on the flipside. My father was an architect, and in our conversations with him, he's told us that he hangs out with famous architects from over the years, or is learning from them - and when asked if that was her experience she said "No, I'm hanging out with musicians." When asked to specify she named Jimi Hendrix - who often shows up in our podcasts.  He talked about the "frequency of a building" - which is like math or music - the same thing that he delved in, and she said "his role as a musician was to shift consciousness." Since it was John Lennon's birthday yesterday, and since our first conversation with John included a memory of his playing with Jimi in the afterlife - we invited him to come and make some observations. Indeed, I did stay at Julian's place in Eze, and was awoken by the sound of John saying "Who the f*ck are you?" The sound of a voice startled me - I'd only been sleeping a couple of hours after jamming with Julian in Monte Carlo - and it took me a few seconds to recognize the voice. I didn't mention it to Julian at the time - because it was too weird, and I had zero context for it.  But I do have context for it now.   So Happy Birthday John, and thanks for the lovely thoughts about Paul (and Ringo) who have carried on the Beatles tradition, and how everyone on the flipside gets to participate in those concerts. It's mind bending to consider - oh and one other thing, when asked "how long does it feel like for you to be on the flipside?" and he replied "two minutes."   We once asked Prince a similar question, and his reply was "a comma" - meaning that previous event to the one I was referencing felt like a comma in a sentence to him. So consider that for a moment when thinking about one's loved ones offstage. They don't have the same connection we do to time... but they can converse with us all the same. Enjoy.  

Le van Beethoven
Yakov Kreizberg, exigence et générosité

Le van Beethoven

Play Episode Listen Later Oct 7, 2025 89:16


durée : 01:29:16 - Yakov Kreizberg, exigence et générosité - par : Aurélie Moreau - Yakov Kreizberg s'est distingué dans l'interprétation d'un répertoire très varié, de l'opéra à la musique symphonique. Nommé chef principal du Philharmonique des Pays-Bas en 2003, il devint directeur musical du Philharmonique de Monte-Carlo en 2007. Vous aimez ce podcast ? Pour écouter tous les autres épisodes sans limite, rendez-vous sur Radio France.

The Unadulterated Intellect
#85 – Stanisław Ulam: Von Neumann – The Interaction of Mathematics and Computing

The Unadulterated Intellect

Play Episode Listen Later Sep 26, 2025 57:30


Stanisław Marcin Ulam (13 April 1909 – 13 May 1984) was a Polish and American mathematician, nuclear physicist and computer scientist. He participated in the Manhattan Project, originated the Teller–Ulam design of thermonuclear weapons, discovered the concept of the cellular automaton, invented the Monte Carlo method of computation, and suggested nuclear pulse propulsion. In pure and applied mathematics, he proved a number of theorems and proposed several conjectures.Original Audio

Retire With Style
Episode 197: RWS Live! With Bill Bengen: Part 2

Retire With Style

Play Episode Listen Later Sep 23, 2025 31:39


In this conversation, Wade Pfau, Alex Murguia and Bill Bengen discuss various aspects of retirement planning, focusing on risk management, asset allocation, and the implications of market conditions on withdrawal rates. Bengen shares insights on adjusting the traditional 4% rule based on current market valuations and inflation, emphasizing the importance of a diversified portfolio and the role of annuities. The discussion also covers the significance of sequence of returns risk and the potential benefits of rising equity glide paths in retirement strategies.   Takeaways A 65% stock allocation is recommended for retirees. Risk management involves adjusting asset allocations based on market conditions. The first 10 years of retirement are crucial for long-term success. Diversification is key to mitigating risks in retirement portfolios. Annuities can play a beneficial role in retirement income planning. Market valuations should influence withdrawal rate strategies. Rising equity glide paths may help manage sequence of returns risk. Monte Carlo simulations can provide insights but have limitations. The 4% rule may need adjustments based on current economic conditions. Retirement planning should consider both historical data and future projections.   Chapters 00:00 Replacing Micro Caps in Portfolios 00:25 Risk Management and Asset Allocation 01:32 The Role of Third-Party Advice in Portfolio Management 02:50 Navigating Market Swings and Timing Investments 03:41 Inflation and Asset Allocation Strategies 05:27 International vs. Domestic Equity Allocation 07:04 Historical vs. Projected Data in Retirement Planning 12:18 Understanding Sequence of Returns Risk 14:18 Adjusting Withdrawal Rates Based on Market Conditions 15:45 Exploring Rising Equity Glide Paths 23:29 Finding the Right Equity Allocation for Retirement 27:29 Adjusting Withdrawal Rates for Inflation and Market Valuations   Links    Get Bill Bengen's New Book – A Richer Retirement Want to dive deeper into the research behind the 4% rule and how retirement income planning has evolved? Bill Bengen's new book, A Richer Retirement, is now available—visit bengenfs.com to learn more and get your copy.

How to Trade Stocks and Options Podcast by 10minutestocktrader.com
Ranking Best Stop-loss That Doesn't Get Triggered

How to Trade Stocks and Options Podcast by 10minutestocktrader.com

Play Episode Listen Later Sep 22, 2025 61:22


Are you looking to save time, make money, and start winning with less risk? Then head to https://www.ovtlyr.com.When it comes to trading, most people focus on entries—where to get in, what price to buy, what signal to follow. But the truth is, exits matter even more. A great entry means nothing if you don't know when to get out. That's why today's breakdown is all about exit strategies and how OVTLYR data helps traders maximize gains while protecting capital.Too many traders let emotions run the show. They hold losers too long, sell winners too early, or chase after signals without a clear plan. That's where discipline comes in. With structured exits, you can remove guesswork, stay consistent, and actually compound results over time.Here's what you'll learn in this video:➡️ Why exits matter more than entries: The hidden truth most traders ignore and why exits drive profitability.➡️ Using OVTLYR signals: How data-driven buy and sell triggers cut through the noise and keep you disciplined.➡️ Order blocks explained: Why these levels act as magnets for price and how they help refine your exits.➡️ ATR stops for risk control: A smarter way to trail positions that adjusts to volatility instead of using static numbers.➡️ Second-chance trades: How you can still profit even if you miss the first buy signal, with examples from stocks like Nvidia and Robinhood.➡️ Monte Carlo simulations: Proof that tested exit rules dramatically improve expectancy and lower drawdowns.➡️ The psychology of exits: How sticking to the plan removes fear and greed from your trading decisions.➡️ Rolling options for safety: Why rolling positions forward helps you manage risk and keep credit in your pocket.➡️ The power of cash as a position: Why sometimes the best exit is no trade at all, and how that protects your long-term capital.This video isn't about chasing hype or reacting to headlines. It's about building a trading process that works in all market conditions. OVTLYR's edge is the ability to combine technical signals, risk management tools, and psychological discipline into one framework that helps traders win more often and lose less.The data is clear: traders who use structured exit strategies massively outperform those who trade by gut feeling. That's because exits define risk, control losses, and let profits run. Whether you're swing trading, day trading, or holding positions longer term, exits are the make-or-break factor.If you've ever been frustrated by selling too soon, holding too long, or giving back gains, this breakdown is for you. Watch until the end to see how OVTLYR simplifies exits, strengthens your trading plan, and gives you the confidence to stay consistent no matter what the market throws your way.Gain instant access to the AI-powered tools and behavioral insights top traders use to spot big moves before the crowd. Start trading smarter today

Battlecast
The Definitive Military History of Monaco and Monte Carlo

Battlecast

Play Episode Listen Later Sep 19, 2025


Monaco is a nation smaller than one square mile but filled with more wealth per capita than almost any other country in the world. According to one historian, the tiny principality has zero natural resources. However, there is one resource Monaco does possess: The Rock – an impregnable natural fortress jutting into the azure water… Continue reading The Definitive Military History of Monaco and Monte Carlo

How to Trade Stocks and Options Podcast by 10minutestocktrader.com
HUGE News for #INTC Intel Investors‼️

How to Trade Stocks and Options Podcast by 10minutestocktrader.com

Play Episode Listen Later Sep 19, 2025 48:58


Are you looking to save time, make money, and start winning with less risk? Then head to https://www.ovtlyr.com.Every trader wants a system that not only works but actually beats expectations. That's where Plan M comes in—the strategy built on OVTLYR 4.0 swing signals that's proving to be cleaner, simpler, and far more profitable than anything before it. In this video, we walk through the evolution from Plan A to Plan M, showing how small refinements in exits and position sizing turned a strong plan into a market-beating powerhouse.It started with active signals. The idea was simple: more trades mean more opportunities. But more opportunities don't always mean better results. Backtesting revealed that while active signals created volume, swing signals consistently delivered stronger, more reliable gains. Plan M took those swing signals, layered in improved exits, and produced returns that stunned even the most optimistic expectations.Here's what you'll learn in this video:➡️ Plan A vs. Plan M: Why swing signals dominate active signals and how that shift improved performance by over 200% in just one month.➡️ Cleaner exits: How refined rules—like ATR stop losses, order blocks, and sell signals—make exits sharper and results stronger.➡️ Monte Carlo proof: Stress tests showing Plan M outperforming Plan A across thousands of scenarios, with dramatically better average and worst-case returns.➡️ The 200-day insight: Why signals often work best under the 200-day moving average, catching moves earlier and avoiding lagging entries.➡️ Position sizing rules: How using ATR distance for sizing keeps losses smaller while letting winners run.➡️ The rolling edge: How rolling options reduces risk, locks in profits, and frees up capital for new trades.➡️ Second-chance signals: Why some trades still work even if you miss the first buy signal, with examples from names like Nvidia and Robinhood.➡️ Future expansion: OVTLYR is adding thousands of additional stocks, giving traders more opportunities than ever before to apply Plan M across the market.The results speak for themselves. In head-to-head comparisons, Plan M crushed Plan A—producing average returns in the millions during Monte Carlo simulations while keeping drawdowns contained. Even in worst-case scenarios, Plan M outperformed by wide margins. That's before adding leverage.This isn't about hype. It's about following signals, respecting data, and letting probabilities guide decisions. Plan M has proven that simpler rules, better exits, and disciplined sizing can change everything. And with tools like OVTLYR powering the signals, traders have the confidence that comes from proven, backtested strategies rather than gut feelings or market noise.If you're ready to see why Plan M is becoming the default strategy for serious traders, this breakdown will show you exactly how it works and why it matters. This is about trading smarter, managing risk better, and capturing gains more consistently.Gain instant access to the AI-powered tools and behavioral insights top traders use to spot big moves before the crowd. Start trading smarter today

Cocktail College
The Monte Carlo

Cocktail College

Play Episode Listen Later Sep 18, 2025 58:11


The Monte Carlo feels like an obvious extension of the Old Fashioned: whiskey, bitters, and Benedictine for sweetness. Under-ordered but beloved by bartenders, it's a drink with depth, nuance, and history worth unpacking. Joining us to do just that is Alex Howard, Nashville-based co-founder and beverage director of Martha My Dear and The Ariston. Listen on (or read below) to discover Alex's Monte Carlo recipe — and don't forget to leave us a review wherever you get your podcasts! Alex Howard's Monte Carlo Recipe - 2-3 dashes Angostura bitters - ½ ounce Benedictine - 2 ounces Old Forester rye - Garnish: lemon twist Directions 1. Start with a big rock of ice in an Old Fashioned glass. 2. Add bitters, Benedictine, and rye. 3. Stir a few times to chill. 4. Garnish with lemon twist (optional discard).

The Capitalist Investor with Mark Tepper
Why Retirees Underspend — How to Enjoy Your Money Without Fear

The Capitalist Investor with Mark Tepper

Play Episode Listen Later Sep 18, 2025 20:01 Transcription Available


Are you underspending in retirement? Many retirees save diligently for decades but struggle to flip the switch from saving to spending. In this episode of The Capitalist Investor, Tony and Derek reveal why so many people spend less than they could — and how to enjoy retirement without fear of running out of money.We'll cover:Why retirees underspend even with strong financial plansHow a Monte Carlo simulation shows what you can safely spendThe difference between saving for legacy vs. enjoying life todayWhy the first 10 years of retirement are the most importantPractical financial planning strategies to spend confidently while protecting your futureIf you've ever wondered “How much can I safely spend in retirement?” or worried about outliving your savings, this episode will give you clarity and confidence. You worked hard for your wealth — now it's time to enjoy it.

Advantage Connors
Alcaraz beats Sinner for 2nd US Open title, Sabalenka defends crown, Anisimova bounces back, Djokovic still 3rd best player, US Open recap

Advantage Connors

Play Episode Listen Later Sep 8, 2025 69:10


Jimmy and Brett are joined once again by friend and tennis connoisseur Spencer Segura to break down all things US Open after attending the final weekend. Carlos Alcaraz has been amazing since Monte Carlo and continued his hot play in Flushing the past two weeks. He has now won 7 or the last 8 matches against Sinner and won his 6th major at just 22 years old. Djokovic is still the third best player in the world, he just can't beat Sinner and Alcaraz. Sabalenka was on a mission to win a slam after coming so close in the first 3 majors of the year. Beating 2 straight Americans to do so. Amanda Anisimova bounced back after her heartbreaking loss at Wimbledon. She has the game to win a major, and now has the experience to build on. shopify.com/connors⁠⁠⁠⁠ for your $1 per month trial period  Follow us on - Twitter - @AdvConnors @JimmyConnors @Brett_Connors Instagram - @AdvConnors @Bretterz @GolddoodIsabella Facebook - Jimmy Connors official Facebook page Leave your questions/topics/or links to stories you want us to talk about next week on Jimmy's official Facebook page. Learn more about your ad choices. Visit megaphone.fm/adchoices

The Rational Reminder Podcast
Episode 373: Asset Allocation in Practice

The Rational Reminder Podcast

Play Episode Listen Later Sep 4, 2025 81:38


What if choosing your asset allocation was as personal as your life story—and as consequential as your retirement? In this episode, we are joined by PWL Capital's Louai Bibi and Ben Wilson for a deep dive into how advisors guide clients through the most important portfolio decision they'll ever make. Louai walks us through the research, psychology, and planning frameworks behind determining the right stock/bond mix, while Ben shares real-world insights from client cases where risk tolerance, pensions, and life events shifted the balance. We explore how Monte Carlo simulations stress-test financial plans, why spouses often disagree on risk, and how pensions act as “bond-like assets” in the bigger picture. Ben Wilson also takes us behind the scenes of PWL's post-OneDigital acquisition journey, revealing why advisors are drawn to join the firm, how succession planning shapes their choices, and why a unified evidence-based philosophy matters in Canada's wealth management landscape. The episode wraps with a fascinating look at surprising stock return outliers—like Build-A-Bear outperforming Nvidia—and what that teaches us about the futility of stock-picking versus the power of diversification. Key Points From This Episode:   (0:01:00) Introducing PWL's Louai Bibi and Ben Wilson—today's topics: asset allocation, advisor succession, and surprising stock return data. (0:03:35) Louai explains the asset allocation decision: balancing stocks vs. bonds and why it's the biggest choice investors make. (0:05:12) Why asset allocation matters: inflation erodes purchasing power, and stocks/bonds help investors keep up or outpace it. (0:06:50) Historical lessons: $1 invested since 1970—outcomes for bonds, balanced portfolios, and 100% equities. (0:08:35) The risks of downturns: 2008 as a case study in how stocks vs. bonds shape losses and recovery times. (0:11:39) Risk tolerance questionnaires: how PWL uses surveys to gauge willingness vs. capacity to take risk. (0:13:45) When spouses disagree on risk tolerance—balancing perspectives and sometimes splitting portfolios. (0:16:42) Risk capacity: pensions, insurance, income stability, and emergency funds all shape asset allocation. (0:20:08) Real client cases: retirees discovering they don't need as much stock exposure, or elderly clients increasing equity later in life. (0:22:47) How often do clients change asset allocations? Rarely—except for life events like retirement. (0:27:10) Why Monte Carlo simulations are essential for stress-testing financial plans beyond straight-line projections. (0:30:20) PWL's “asset allocation email”: summarizing risks, pensions, debt, emergency funds, and personalized tradeoffs. (0:34:02) Pensions as “bond-like assets”—how they increase ability but decrease need to take risk. (0:37:11) Closing thoughts from Louai: think in dollar terms, investing is a marathon, and build confidence gradually. (0:39:32) Education shifts clients' choices: some reduce risk after learning the realities of volatility, others increase equity exposure with context. (0:43:10) Advisor “fixed effects”: research shows the advisor's own perspective strongly shapes client allocations. (0:45:39) Transition to Ben Wilson: what motivates advisors to join PWL post-OneDigital acquisition. (0:47:52) Reputation and content: how Rational Reminder, YouTube, blogs, and Canadian Couch Potato attract advisors. (0:50:34) PWL's unified philosophy: evidence-based, passive investing with a planning-first approach. (0:56:30) Key motivators for advisors: reducing admin burdens, escaping “aggregator” models, and building integrated team structures. (1:00:15) Succession planning: why advisors seek peace of mind for their clients and teams by partnering with PWL. (1:03:04) Ben Felix on why these conversations are exciting and why advisors should reach out early. (1:04:54) After show: Nvidia's insane 70% annualized 5-year return—and why lesser-known names like Build-A-Bear, Celestica, and Dillard's did even better. (1:06:33) Celestica's role in DFA funds and how it helped them keep pace with Shopify-driven indexes. (1:09:25) Why broad diversification captures unexpected winners (Build-A-Bear included) without speculation. (1:10:45) Active advisors pitch “winner-picking”—but history shows how impossible that really is. (1:12:16) Reviews and wrap-up. Links From Today's Episode: Meet with PWL Capital: https://calendly.com/d/3vm-t2j-h3p Rational Reminder on iTunes — https://itunes.apple.com/ca/podcast/the-rational-reminder-podcast/id1426530582. Rational Reminder Website — https://rationalreminder.ca/  Rational Reminder on Instagram — https://www.instagram.com/rationalreminder/ Rational Reminder on X — https://x.com/RationalRemindRational Reminder on TikTok — www.tiktok.com/@rationalreminder Rational Reminder on YouTube — https://www.youtube.com/channel/ Rational Reminder Email — info@rationalreminder.caBenjamin Felix — https://pwlcapital.com/our-team/ Benjamin on X — https://x.com/benjaminwfelix Benjamin on LinkedIn — https://www.linkedin.com/in/benjaminwfelix/ Dan Bortolotti — https://pwlcapital.com/our-team/ Dan Bortolotti on LinkedIn — https://ca.linkedin.com/in/dan-bortolotti-8a482310 Editing and post-production work for this episode was provided by The Podcast Consultant (https://thepodcastconsultant.com)