Podcast appearances and mentions of Monte Carlo

At 63, David has $4 million saved. Two advisors have told him he's ready to retire, and every Monte Carlo simulation agrees... but he still can't bring himself to do it. "I'm no longer being smart," he admits. "I'm just scared to pull the trigger." The uncomfortable part is that no number may fix this, because what's holding David back was never on the spreadsheet. In this episode, I'm joined by Daniel Crosby, Ph.D. — a psychologist and behavioral finance expert — to answer listener questions about the part of retirement the math can't solve.  You'll learn: → How to spend in retirement so the enjoyment doesn't wear off so fast → A 3-part framework for putting your money where it creates the most happiness → When changing your plan is wise, and when it's just reacting to noise → The 2 questions to ask when you're financially ready but still can't pull the trigger → What actually moves the 40% of your happiness that's within your control By the end, you'll have a clearer way to separate a plan that works on paper from a retirement you actually feel ready to live. ***

Save big on Vegas with Las Vegas Advisor — get 10% off a membership with code MTM (new members, affiliate): lasvegasadvisor.com Sigma Derby has a brand new home at Golden Gate, Monte Carlo turns 30, a historic downtown casino just sold for less than half what it last went for, airport parking is getting more expensive, Caesars is running their $50 show sale, and Bill Foley finally makes his move for an NBA franchise. We break it all down on this episode of MTM Vegas. Episode Guide: 0:00 Sigma Derby Moves to Golden Gate 2:41 Monte Carlo Turns 30 5:46 Ole Red The Backyard Pop-Up 7:33 A's Ballpark Progress & OYO Walkthrough 9:58 Gold Spike Sold & Downtown Grand 12:55 Airport Parking Prices Going Up 15:09 Caesars $50 Show Sale 16:19 The NBA Billionaire Battle 20:08 Final Thoughts Want more MTM Vegas? Get our exclusive weekly aftershow and join the community.

Semana de parón en Premier Padel, pero no nos faltan temas que comentar. Carlos y Antonio repasan toda la actualidad y se lanzan a un especial de pádel ficción que ha dado para mucho debate.

 La prudence s'est imposée vendredi sur la plupart des grandes places financières du Vieux Continent. Le CAC 40 a terminé la semaine en baisse de -0.55%, dans un marché plutôt calme marqué par la fermeture de Wall Street pour les commémorations de l'abolition de l'esclavage et des places asiatiques pour le festival des bateaux-dragons.  En dépit de ce léger repli, la place parisienne a réussi à afficher une progression hebdomadaire de 0,84% alignant sa cinquième semaine consécutive de hausse. Ailleurs en Europe, le DAX 40 a perdu 0,16% et le FTSE 100 a cédé 0,41%. Le marché est globalement soulagé à la perspective d'un apaisement durable des tensions au Moyen-Orient même si les discussions techniques qui devaient s'ouvrir en Suisse entre Washington et Téhéran ont été repoussées. Et du côté des valeurs ? Maisons du Monde (suspendu de cotation sur un dernier cours de 43 cents) a annoncé une perte nette colossale de 406 millions d'euros au titre de l'exercice 2025 et la signature d'un projet de refinancement qui pourrait aboutir à une prise de contrôle par deux fonds britanniques.Hébergé par Ausha. Visitez ausha.co/politique-de-confidentialite pour plus d'informations.

Semana de parón en Premier Padel, pero no nos faltan temas que comentar. Carlos y Antonio repasan toda la actualidad y se lanzan a un especial de pádel ficción que ha dado para mucho debate. En este episodio: ▪️ FIP Platinum de Lusitania (Portugal): resultados, sorpresas y la final servida con Sanyo Gutiérrez dando guerra. ▪️ La polémica del FIP Gold de Avillán (Costa de Marfil): ¿por qué jugadores top priorizan este torneo antes que el P2 de Valladolid? La matemática que nadie quiere admitir. ▪️ El debate de las pistas y bolas rápidas: ¿se está acelerando demasiado el juego? ▪️ ¿Está Javi Leal infravalorado? Y de ahí... el "secuestro" de más de una década de pádel. ▪️ Especial Pádel Ficción: el jugador más versátil del top 10, quién mejora más a su compañero, con qué jugador te jugarías un punto de oro, qué jugador clonado arrasaría, y mucho más. ▪️ Previa de Valladolid: el "Monte Carlo del pádel" cumple 20 años. Predicciones, condiciones y ola de calor. Tú decides: ¿con qué jugador te jugarías un punto de oro? ¿Qué jugador clonado sería imparable? Déjanoslo en los comentarios. Suscríbete para no perderte ningún episodio y síguenos en Instagram @padeluptv para participar en las encuestas y debates de cada semana. #Padel #PremierPadel #PadelUp #Valladolid #PadelProfesional #teamnox NO OLVIDES SUSCRIBIRTE PARA MÁS VIDEOS. -------------------------------------------------------------------------------- SÍGUENOS TAMBIÉN EN: ▶️ Instagram: https://www.instagram.com/padeluptv/ ▶️ Telegram: https://t.me/+wDhKGUxEsK1lMjE8 ▶️ Spotify: https://open.spotify.com/show/1h7rTgHe2YS7T7dDftsDkH ▶️ TIKTOK: https://www.tiktok.com/@padeluptv Contacto: padelupoficial@gmail.com

In this episode we answer emails from Wilson, Tim, and John.  We discuss why life insurance products are not magical perpetual motion machines that make your portfolios go faster, why insurance contracts cannot outperform the same underlying investments once costs and commissions are included, and how insurance marketers mislead the public with biased studies. We also a listener's musical tastes and answer an I Bonds allocation question.And we discuss our Top of the T-shirt Campaign (Part Deux!) for the Father McKenna Center.And THEN we our go through our weekly portfolio reviews of the eight sample portfolios you can find at Portfolios | Risk Parity Radio.Additional Links:Father McKenna Center Donation Page (please mention Risk Parity Radio in the comment section with your donation):  Donate - Father McKenna CenterWilson's First Link to Insurance Marketing Materials:  WBC-Whitepaper-Integrating-Whole-Life-Insurance-into-a-Retirement-Income-Plan-Emphasis-on-Cash-Value-as-a-Volatility-Buffer-Asset.pdfWilson's Second Link to Insurance Marketing Materials:  Benefits of integrating insurance products into a retirement plan (pdf)Breathless Unedited AI-Bot Summary:Whole life insurance gets marketed like a magic third thing: safer than stocks, better than bonds, and somehow able to “buffer” retirement withdrawals when markets drop. We slow that claim down and look at what it really is: an insurance contract with costs, commissions, and built-in friction that has to come out of your return somewhere.We talk through why incentives matter so much in the financial services industry, especially when the person advising you also gets paid to sell permanent life insurance. Then we use a simple mental model, the first law of thermodynamics, to explain why inserting a contract between you and the underlying investments cannot increase performance. If an insurance company invests your premiums in conservative assets, the most you can get back is what those assets earn minus the policy's expenses, insurance charges, and sales costs.Next, we show how the sales math often works: bury the assumptions, headline the results. We break down the kinds of inputs that can make a Monte Carlo analysis or a 4% rule chart look scary on purpose, including inflated fees, unrealistic retirement tax brackets, unnecessary term insurance choices, and conservative forward return “crystal ball” projections. Frank also shares his own whole life policy numbers as a real-world reference point.We close with a listener question on I Bonds versus Treasury bond ETFs, a straightforward take on tax location and allocation choices, and our weekly portfolio review across the sample risk parity portfolios. If you find this useful, subscribe, share the episode with a DIY investor, and leave a rating and review.Support the show

La Fórmula E inicia este fin de semana una de las fases más importantes de la temporada con la llegada del E-Prix de Sanya, primera parada de un intenso triplete asiático que puede resultar decisivo en la lucha por el campeonato. Tras el espectacular doble evento disputado en Mónaco, el Mundial eléctrico aterriza en China para la Ronda 11 con Oliver Rowland consolidado como líder, varios fabricantes en plena pelea por el título y un campeonato que sigue demostrando una igualdad extraordinaria. La última vez que la Fórmula E visitó Sanya fue en 2019, cuando Jean-Éric Vergne logró una brillante victoria en una carrera marcada por la estrategia, los coches de seguridad y una intensa batalla con Oliver Rowland y Antonio Félix da Costa. Siete años después, el campeonato regresa a las calles de la ciudad china en un contexto completamente distinto, con los monoplazas GEN3 Evo ofreciendo más potencia, mayor eficiencia y carreras todavía más impredecibles. Uno de los grandes focos de atención estará precisamente sobre Oliver Rowland. El vigente campeón del mundo llega en un momento excepcional tras su victoria en la segunda carrera de Mónaco y buscará ampliar una ventaja que comienza a resultar preocupante para sus rivales. El piloto de Nissan ya sabe lo que es ser rápido en Sanya, donde consiguió la pole position en 2019, y afronta el fin de semana como uno de los principales favoritos. Sin embargo, la competencia promete ser feroz. Jaguar sigue mostrando un enorme potencial con Mitch Evans y Antonio Félix da Costa, mientras Porsche necesita reaccionar tras perder terreno en las últimas citas. Tampoco conviene perder de vista a Mahindra Racing después de la victoria de Nyck de Vries en Montecarlo, un resultado que confirmó el importante paso adelante del equipo indio en esta fase final de la era GEN3. El trazado urbano de Sanya ofrece además todos los ingredientes para una carrera espectacular. Sus 2,5 kilómetros de longitud combinan dos largas rectas, fuertes frenadas y varias oportunidades claras de adelantamiento, algo poco habitual en muchos circuitos urbanos. La gestión energética volverá a ser fundamental, especialmente en una carrera donde los márgenes suelen ser mínimos y cualquier error estratégico puede tener consecuencias inmediatas. La cita china marca además el inicio de una gira asiática que continuará en Shanghái y finalizará con la esperada doble carrera nocturna de Tokio. Tres eventos consecutivos que pueden cambiar completamente el panorama de los campeonatos de pilotos, equipos y fabricantes cuando la temporada entre en su fase decisiva. Con Rowland defendiendo el liderato, Jaguar buscando recuperar terreno, Porsche obligado a responder y varios equipos demostrando capacidad real para luchar por la victoria, Sanya promete convertirse en un punto de inflexión para el Mundial de Fórmula E 2025-26. Sanya E-Prix – Circuito Urbano de Sanya ⏰ Previa en directo: 08:20 Salida de la carrera: 09:05 Vive la Fórmula E con AutoFM: directos, análisis técnico y seguimiento completo del Mundial eléctrico.

Fluent Fiction - Italian: Luck, Bluff, and High Stakes in Monte Carlo Find the full episode transcript, vocabulary words, and more:fluentfiction.com/it/episode/2026-06-19-22-34-02-it Story Transcript:It: Nel cuore dell'estate, sotto le scintillanti luci del casinò di Monte Carlo, si svolgeva una partita di poker di alta tensione.En: In the heart of summer, under the sparkling lights of the casino in Monte Carlo, a high-stakes poker game was unfolding.It: Il salone era un spettacolo di lusso, con lampadari sfarzosi che riflettevano una calda luce dorata sulle tavole da gioco.En: The salon was a spectacle of luxury, with lavish chandeliers reflecting a warm golden light on the gaming tables.It: Le decorazioni rosse e dorate si intrecciavano mentre un leggero vento estivo entrava dalla terrazza che si affacciava sul Mar Mediterraneo.En: Red and gold decorations intertwined as a light summer breeze wafted in from the terrace overlooking the Mediterranean Sea.It: Al tavolo del poker sedevano Alessandro, Giovanni e Francesca.En: At the poker table sat Alessandro, Giovanni, and Francesca.It: Alessandro, gioviale e un po' distratto, era pronto a dimostrare il suo ingegno ai suoi amici.En: Alessandro, jovial and a bit distracted, was ready to show off his wit to his friends.It: Voleva mostrare la sua fortuna e destrezza nel gioco.En: He wanted to display his luck and skill in the game.It: Giovanni, il suo amico pratico, osservava con uno sguardo di attenzione, sempre pronto a tirarlo fuori dai guai.En: Giovanni, his practical friend, watched with a focused gaze, always ready to bail him out of trouble.It: Francesca, con occhi affilati e una mente strategica, era l'avversario da temere.En: Francesca, with sharp eyes and a strategic mind, was the opponent to fear.It: Mentre le fiches venivano piazzate, Alessandro si accorse, con un misto di curiosità e panico, di aver usato per errore le fiches del casinò invece delle normali fiches da poker.En: As the chips were placed, Alessandro noticed, with a mix of curiosity and panic, that he had mistakenly used the casino's chips instead of the normal poker chips.It: La sua mossa avventata mise tutte le fiches in gioco, creando una situazione imbarazzante e rischiosa.En: His rash move put all the chips in play, creating an embarrassing and risky situation.It: "Alessandro, cosa stai facendo?"En: "Alessandro, what are you doing?"It: sussurrò Giovanni, ma Alessandro decise di coprire il suo errore.En: whispered Giovanni, but Alessandro decided to cover up his mistake.It: "Fa tutto parte del piano," rispose, con un sorriso mesto e nervoso.En: "It's all part of the plan," he replied, with a sad and nervous smile.It: Francesca lo osservava attentamente, cercando di intuire le sue intenzioni.En: Francesca watched him closely, trying to figure out his intentions.It: Alessandro, approfittando della sua confusione, decise di usare tutto questo come un elaborato bluff.En: Alessandro, taking advantage of her confusion, decided to use all of this as an elaborate bluff.It: Forse, pensava, Francesca sarebbe stata abbastanza confusa da lasciare che lui vincesse la mano.En: Perhaps, he thought, Francesca would be confused enough to let him win the hand.It: La tensione al tavolo cresceva.En: The tension at the table was rising.It: Tutti gli occhi erano puntati su Alessandro, specialmente quando annunciò "all-in", mettendo tutto in gioco.En: All eyes were on Alessandro, especially when he announced "all-in," putting everything at stake.It: Il brusio del casinò sembrava fermarsi mentre le carte venivano svelate una per una.En: The buzzing of the casino seemed to halt as the cards were revealed one by one.It: Contro ogni previsione, Alessandro vinse la mano.En: Against all odds, Alessandro won the hand.It: La sua strategia si rivelò, per una volta, efficace.En: His strategy proved effective, for once.It: Francesca annuì, riconoscendo la sua giocata, mentre Giovanni scoppiava in una risata incredula.En: Francesca nodded, acknowledging his play, while Giovanni burst into incredulous laughter.It: Alessandro, sollevato, si rese conto di aver avuto una fortuna sfacciata e che forse era meglio mantenersi a giochi meno rischiosi.En: Alessandro, relieved, realized he had been outrageously lucky and that it might be better to stick to less risky games.It: Aveva dimostrato il suo punto, ma capì che l'importante era restare con i piedi per terra e fare attenzione in situazioni tanto delicate.En: He had proved his point, but he understood that the important thing was to keep his feet on the ground and be careful in such delicate situations.It: Il gioco era finito, ma la lezione appresa da Alessandro sarebbe rimasta con lui ogni volta che avrebbe visto i lumi di un casinò brillare da lontano.En: The game was over, but the lesson learned by Alessandro would stay with him every time he saw the lights of a casino shining in the distance.It: Con una nuova consapevolezza, lasciò il tavolo, promettendo a se stesso di essere più attento in futuro.En: With a new awareness, he left the table, promising himself to be more cautious in the future. Vocabulary Words:the heart: il cuorethe salon: il salonethe chandeliers: i lampadarithe decorations: le decorazionithe terrace: la terrazzathe sea: il marejovial: giovialethe wit: l'ingegnothe skill: la destrezzathe gaze: lo sguardothe trouble: i guaisharp: affilatithe opponent: l'avversariothe chips: le fichesthe mistake: l'errorerash: avventatathe bluff: il bluffthe tension: la tensionethe buzzing: il brusiothe odds: le previsioniincredulous: incredularelieved: sollevatooutrageously: sfacciatarisky: rischiosithe lesson: la lezionethe lights: i lumithe awareness: la consapevolezzato promise: prometterethe ground: la terradelicate: delicate

Comme attendu, la banque centrale américaine a décidé de laisser ses taux inchangés mercredi, à l'issue de la première réunion de son nouveau président Kevin Warsh.En revanche, elle a également fait part d'un resserrement monétaire possible d'ici à la fin de l'année pour contrer l'accélération de l'inflation due au conflit au Moyen-Orient.Ce ton plus ferme qu'attendu avait tendus les marchés américains mercredi.Hier les indices européens sont restés à l'équilibre la première partie de la séance pour finalement accompagner les marchés américains qui ont ouvert en hausse, portés notamment par la baisse du pétrole.En quelque chiffres,Le CAC 40 a clôturé en gain de 0.45%, le S&P 500 progressait de 0.90% à la clôture européenne pendant que le pétrole reculait de 1.47% à 77.5 dollars le Baril. Hébergé par Ausha. Visitez ausha.co/politique-de-confidentialite pour plus d'informations.

Recorded live at New York Tech Week, Karl and Erum sit down with Brenton Alexander (CTO at Roebling) to unpack one of the biggest bottlenecks in scaling “biology as technology”: figuring out what it really takes to design and finance physical infrastructure. Brenton walks through how Roebling uses AI alongside deterministic engineering models (physics/thermodynamics) to accelerate early facility design, generate capex/opex estimates with uncertainty ranges (not false precision), and help teams run scenarios fast—so founders, investors, and operators can make better go/no-go decisions earlier, reduce wasteful iteration across siloed teams, and focus human expertise where it matters most.Grow Everything brings the bioeconomy to life. Hosts Karl Schmieder and Erum Azeez Khan share stories and interview the leaders and influencers changing the world by growing everything. Biology is the oldest technology. And it can be engineered. What are we growing?Learn more at ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠www.messaginglab.com/groweverything⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Chapters:(00:00:00) Welcome to Grow Everything Live at NY Tech Week(00:02:10) The “infrastructure gap”: why feasibility work is slow and expensive(00:03:05) What Roebling does: accelerating the path from R&D to final investment decision(00:05:05) Live demo setup: building a yeast-based fermentation facility for a red bio-dye(00:07:15) What the platform decides (and why inputs matter): equipment, DSP, and cost drivers(00:10:00) “Why not just use Claude?” Deterministic models + AI tooling for defensible results(00:14:30) Handling uncertainty: ranges, distributions, and Monte Carlo-style scenario runs(00:18:40) What changes for engineers/consultants: shifting effort from manual work to judgment(00:23:10) Reading the outputs: capex/opex, IRR, and the “tornado chart” of uncertainty drivers(00:28:10) Audience Q&A: logistics/customer delivery, AI's impact on costs, review fatigue, and assumptions(00:29:30) Long-term direction: more fidelity, narrower bounds, EPC-ready handoff(00:30:05) Audience Q&A begins(00:30:30) Q1: logistics + customer delivery costs (not just “at the gate”)(00:32:55) Q2: how AI changes operating cost assumptions over time(00:34:15) Q3: review fatigue—how to structure checks and triage what matters(00:36:10) Q4: what did the model assume for “colorant”? (and why specificity matters)(00:38:15) Wrap-up + thank-yousLinks and Resources:RoeblingRoebling Early Access ProgramBrentan AlexandarEdward Shenderovich65. Scaling Cells, Dreaming Big: The Biomanufacturing Cloud with Synonym's Edward Shenderovich166. The Great Reformulation: Joshua Lachter Rethinks How We Make Everything at Scale172. Generating Needles in Haystacks: Elise de Reus Designs Proteins with CradleBioInnovations Events - For 25% off use code: Grow EverythingTopics Covered:Roebling, bioprocess modeling, techno-economic analysis, fermentation economics, food dyes, bio-based ingredients, process engineering, AI for biomanufacturing, scale-up planning, regulatory considerations, industrial engineering AI.Have a question or comment? Message us here:Text or Call (804) 505-5553⁠⁠⁠⁠⁠⁠⁠⁠Instagram⁠⁠⁠⁠⁠⁠⁠⁠ / ⁠⁠⁠⁠⁠⁠⁠⁠Twitter⁠⁠⁠⁠⁠⁠⁠⁠ / ⁠⁠⁠⁠⁠⁠⁠⁠LinkedIn⁠⁠⁠⁠⁠⁠⁠⁠ / ⁠⁠⁠⁠⁠⁠⁠⁠Youtube⁠⁠⁠⁠⁠⁠⁠⁠ / ⁠⁠⁠⁠⁠⁠⁠⁠Grow Everything⁠⁠⁠⁠⁠⁠⁠⁠Music by: Nihilore Production by: Amplafy Media

In this episode, Cam and Joel go deeper into the force behind the Gap and Go strategy: momentum.Cam breaks down what momentum actually means in the market, why stocks can get repriced violently when institutions realize they were wrong, and how that repricing shows up through gaps, volume, and continuation. Using examples like AGL and HWM, they walk through why some stocks keep running long after most traders would have taken profits.The conversation also digs into the data behind momentum trading, including R multiples, maximum favorable excursion, Monte Carlo testing, and why a small percentage of trades can account for the majority of returns.They also cover one of the hardest questions in trading: when do you take profits, and when do you let the trade keep working?Later in the episode, Cam explains how he's using AI, backtesting, and his own trade history to study momentum, refine his process, and better understand where rules end and human judgment begins.⚠️ Best experienced on Spotify or YouTube - Cam is sharing charts throughout the episode.

Join Bennett Free, Founder and Technical Lead of Fiscor, for a critical look at the shifting foundations of wealth management. For decades, a financial advisor's primary value driver was portfolio construction and asset allocation. Today, with the market flooded with self-directed trading apps, automated robo-platforms, and low-cost digital tools, investment management has become a commoditized baseline. In this episode, Bennett draws on his evolution from wealth management professional to software architect to map the industry's real future: transforming comprehensive, interactive financial planning into an advisor's core value proposition.

Monaco is often seen as a playground for the rich and famous—a tiny kingdom of casinos, superyachts, and royalty. But according to veteran intelligence operative and author Robert Eringer, beneath the glamour lies a far more complicated world of espionage, organized crime, money laundering, and political intrigue. In this episode, we discuss his explosive memoir The Spymaster of Monte Carlo, the story of how he says he was recruited by Albert II, Prince of Monaco to build a modern intelligence service for the Principality of **Monaco>. Part spy thriller, part political memoir, and part insider account of palace politics, this conversation explores the murky intersection of power, privilege, intelligence work, and the personal cost of pursuing uncomfortable truths.

To join ATP Fantasy head to https://play.fantasy.atptour.com/nothingmajorCode to join our Nothing Major league: 981-0H8TXOn the first-ever Thursday episode of Nothing Major, John, Sam, and Stevie review their pre–Monte Carlo clay buy/sell picks, highlighting calls on Arthur Fils, Flavio Cobolli, Joao Fonseca, Alex de Minaur, Lorenzo Musetti, and Adrian Mannarino, before shifting to fresh grass-court buys and sells. They update their ATP Fantasy team and standings, make a full grass-season reset around Jannik Sinner, and debate roster value picks and alternates. The guys also talk World Cup excitement and timing in North America, spin a “wildcard wheel” to pick extra national teams to follow, and answer fan questions on bugs and bees on court, judging grunts, and an Isner-vs-Opelka hypothetical.00:00 Thursday Episode Kickoff01:22 Clay Picks Recap03:23 Stevie and John Results06:53 New Grass Picks12:10 Fantasy Team Shakeup17:07 Finalizing Fantasy Picks17:30 Join the ATP Fantasy League17:50 World Cup Hype Check19:49 Tour Life During World Cup21:27 Wildcard Wheel Soccer Teams26:59 Fan Questions Nature Moments29:30 Grunts Locker Room Talk31:07 Isner vs Opelka Debate31:55 Wrap Up and Grass Swing

Será el último Barcelona de Alonso? ha dicho que será especial... ahí lo dejamos, especial con Jorge Peiró recién llegado de Monaco para entender lo que ocurrió en Monte Carlo y lo que nos espera en nuestro primer GP de casa.

¡El milagro ocurrió en Montecarlo! Fernando Alonso logró su primer punto de la temporada con Aston Martin al acabar 10º en el GP de Mónaco. Siete abandonos y varias sanciones de sus rivales han permitido al español lograr algo que no parecía posible este año. En el otro extremo de la tabla, Antonelli dio una gran exhibición, dominando con mano de hierro todo el fin de semana. Consiguió el primer Grand Chelem de su carrera y su 5º victoria consecutiva de la temporada. No hay quién le tosa al niño. Gracias por escucharnos y ¡¡Keep Pushing!! Si te ha gustado este episodio, dale like y compártelo. Puedes escucharnos en Spotify, iVoox, Apple Podcasts y seguirnos en redes sociales: https://keeppushingf1.com

You can feel it when an act is more than a list of tricks, but why does that feeling happen? I sit down with Menno van Dyke, artistic director of Circusstad Festival in Rotterdam, to dissect one of my favorite examples of contemporary circus craft: Juggling Tango, his long running collaboration with his wife Emily, a dancer. What starts as a conversation about career beginnings quickly turns into a deep dive on how showmanship, choreography, and structure turn technique into story. Menno shares how he moved from a youth circus in Amsterdam to Fratellini in Paris, including an ambitious plan to juggle on a galloping horse and the practical reasons it didn't survive the real world of venues, touring, and contracts. From there we track the shift toward building a portable solo juggling act, winning at Monte Carlo's young artist festival, and working across traditional circus and the German variety scene. Then we get granular on the creative process behind Juggling Tango: choosing Astor Piazzolla, building a solo that transforms into a duo, and solving the brutal problem of making eye contact while keeping juggling solid. We talk timing, personal space, risk management, hidden spare props, and what happens when a ball drops but the music and your partner's choreography won't wait. We also explore endings, why a finale can't be topped, and how acts evolve like living organisms across decades while the circus industry itself keeps changing. If you enjoy smart conversations about circus act structure, performance choreography, juggling, tango, and what makes a piece feel timeless, subscribe, share this with a friend, and leave a review so more listeners can find the show.LINKS:You can find information about the Juggling Tango act here.You can see a filmed version of it here.And this is a link to the Circusstad festival where Menno is the artistic director. If you click it you will currently (03/26) see me, the incomparable Captain Frodo on the front page.Support the show...After a long abscence our Merch Shop is back! Check out t-shirts, hoddies, and hats! Show yourself as a Follower of the Way of the Showman.You can also "listen" to the Way of the Showman at youtube.If you want to help support this podcast it would be tremendous if you wrote a glowing review on iTunes or Spotify.If you want to  contact me about anyhthing ou can reach me on thewayoftheshowman@gmail.comYou can find out more on the Way of the Showman website.Follow the Way of the Showman on Instagram.If you're compelled to suport the showes and have the means to do so, you can suport the podcast financially at: https://www.buymeacoffee.com/captainfrodo

“Send us a Hey Now!”The Monaco Grand Prix always delivers talking points, and this week on Dirty Side Podcast we dive into our full Formula 1 Monaco GP Race Review. We break down the key moments from one of the most famous races on the F1 calendar, discuss the biggest winners and losers, and share our thoughts on how the championship battle is shaping up after another fascinating weekend on the streets of Monte Carlo. We discuss the standout performances, strategy calls, controversial moments, and what the result means for the drivers and teams as the Formula 1 season continues. As always, it's F1 discussion from the fan perspective, with plenty of debate, opinions, and a few laughs along the way. In this episode: 

Although Max Verstappen's qualifying brilliance on Sunday came to nought - came to a dead stop on the grid, just after lights-out - there was still a Monaco GP to be run. There were penalties aplenty; there were Safety Cars; there was a standing re-start; and drivers like Ferrari's Charles Leclerc hit the barriers. Through it all, though, from the front, from the pole and with fastest lap to his credit, Kimi Antonelli, 19, the Mercedes driver, won the Monaco GP.  Sir Lewis Hamilton finished a valiant P2 for Ferrari, ahead of Max's team-mate, Isack Hadjaar, who, despite PU management dramas, was still able to beat the likes of Mercedes' George Russell and McLaren's Oscar Piastri. Peter in this video looks back at a complicated but emotional day at the Monte-Carlo harbour. Note: as we posted this video came the news that Isack Hadjar will not receive a penalty and will thus retain his P3 for Red BullWith thanks to Jetcraft, the world's largest buyer and seller of executive jets:https://jetcraft.comTo TrackNinja, a lap-timer and data app designed to help users improve their on-track car and driver performance through analysis and an innovative Data Garage. A lite version is free; the loaded edition is US$9.99 pcm or $99.99 yearlyhttps://trackninja.appTo OEM Exclusive, the passionate suppliers of OEM upgrades for exotic and high-performance vehiclesAnd to REC Watches, whose timepieces are infused with DNA and actual material from famous racing and road cars. Claim your additional 10 per cent discount by adding the codeword PETER:https://recwatches.com/next-projectMusic: Rain Over Kyoto Station - The Mini Vandals; Science Montage -Jeremy BlakeVisit: FXD https://fxdworkwear.com for all your purpose-build, technical workwearVisit https://alpinestars.com for all your racing apparelTry Oscar Razors - Australia's highly-rated, 5-blade razors for men and women https://oscarrazor.com.au.  Follow Peter @peterwindsorBook a Cameo with Peter: https://cameo.com/peterwindsorContact us at: peterwindsoryt@gmail.comWe support the Race Against Dementia:https://raceagainstdementia.comThe Alora dog rescue shelter (Malaga, Spain)https://aloradogrescue.com#standwithukraine - now, more than ever#Canada! #jimmykimmel!Stephen Gallacher Golf Foundationhttps://sgfoundation.co.ukNick: you're with us always:https://samaritans.orgSupport the showVisit: https://youtube.com/peterwindsor for F1 videos past, present and future

Tom Clarkson is joined in the Monte Carlo paddock by F1TV lead presenter Laura Winter and F1 correspondent Lawrence Barretto to dissect a dramatic Monaco Grand Prix.Kimi Antonelli secured his fifth win in a row, extending his championship lead to 66 points. What did we learn about Kimi this weekend? And is he proving to be a ‘generational talent'?On the other side of the Mercedes garage, a drive-through penalty left George Russell out of the points. He says he's ‘bamboozled' by his recent struggles. So what's going wrong for George? Where does he go from here? And is he fighting for more than just the title now?Ferrari also endured mixed fortunes in Monaco. Lewis Hamilton scored his second P2 in a row, while Charles Leclerc crashed out late in the race. The guys discuss why Lewis is starting to gain momentum in the team and the ‘emotional rollercoaster' Charles is currently riding, after announcing a new multi-year deal with Ferrari.Also on the agenda, Isack Hadjar's first podium for Red Bull, Max Verstappen's retirement on lap 1 and more reliability concerns for McLaren. THIS EPISODE IS SPONSORED BY...Indeed: Get a £100 sponsored job credit at indeed.com/f1nationSaily: Get an exclusive 15% discount on your first Saily data plans! Use code F1nation at checkout. Download Saily app or go to to saily.com/f1nation

Support & Resources→ Support the show on Patreon→ Bayesian Modeling Course (first 2 lessons free)Our theme music is « Good Bayesian », by Baba Brinkman (feat MC Lars and Mega Ran). Check out his awesome workTakeaways:Q: What is a Bayesian occupancy model and what problem does it solve?A: An occupancy model accounts for the fact that you don't always detect a species when surveying for it, especially when the species is rare. A naive count of where you found it underestimates true occupancy. The model adds a repeated-measures component: you visit each site multiple times, and from the pattern of detections vs. non-detections it estimates a detection probability. Matthijs framed it as a zero-inflation structure where the zero-inflation happens at the site level rather than the observation level -- which keeps the model conceptually simple, just a standard GLM with a Bernoulli “is the species here at all?” stacked on top of a detection-rate process.Q: What are Automated Recording Units and why don't traditional occupancy models handle them well?A: ARUs are camera traps and acoustic monitors that record continuously over deployment periods of days, weeks, or months. The data they produce isn't a sequence of discrete human-led surveys; it's a continuous-time observation stream. Traditional occupancy models were designed for the discrete case -- a human visits a site, records yes or no, goes home. With ARUs, the question becomes how to bin or threshold the continuous data without losing the richer signal it actually contains.Q: When should you not reach for occARU?A: When your dataset is large and your survey interval is fine-grained. The bottleneck is Stan's fitting speed -- years of daily count data across many sites will fit slowly. The workaround is to bin coarser (weekly or monthly), which doesn't hurt occupancy estimation at all and only loses some detection-rate resolution. If you're only interested in occupancy, big grouping windows are fine.Full takeaways hereChapters:00:12:14 What is an occupancy model and what problem does it solve?00:16:16 What are Automated Recording Units and why do they need different models?00:18:45 What is the occARU R package and why does it exist?00:23:55 Why does occARU model counts directly rather than binary detection?00:26:38 What does multi-species hierarchical modeling with Gaussian processes look like?00:32:22 How does occARU implement Gaussian processes efficiently?00:41:01 Why are Gaussian processes such a powerful but tricky modeling tool?00:44:11 What is variance decomposition with global-local shrinkage priors?00:49:02 How does occARU leverage recent Stan features for zero-sum constraints?00:57:37 When does within-chain parallelization actually help?01:01:30 How does Monte Carlo integration reduce high Pareto-k values?01:15:27 When does occARU underperform and what's on the roadmap?Thank you to my Patrons for making this episode possible!Links from the show here.

ON TODAYS PROGRAM…   KIMI WINS 5 IN A ROW WITH A CHERIE ON TOP! PIERRE GASLY ROBBED OF PODIUM HADJAR KEEPS HIS PODIUM… CADILLAC LOOSES FIRST POINTS TO PENALTY.   SINCE LECLERC GOT MARRIED HIS PERFORMANCE HAS DECLINED…SORRY CHARLIE! SINCE GEORGE SIGNED HIS NEW CONTRACT AND GOT HIS FIRST PAYCHECK HIS PERFORMANCE HAS DECLINED!   THIS WEEK'S NASIR HAMEED CORNER WE HAVE: A MOMENT IN MOTORSPORTS HISTORY…AN INTERVIEW WITH BOBBY UNSER… SOME TRIVIA ON THE GRAND PRIX OF TURKEY AND TECH TALK WITH TIM! LCH GETS INTRODUCED TO A LOS ANGELES LOW RIDER!! Kimi Antonelli It's an incredible feeling to win in Monaco. It's such a special weekend and one I'll remember for a long time. Today was one of those days where everything just clicked; I had a lot of confidence in the car, felt strong throughout, and to bring the win home in a place like this makes it even more meaningful. From a race perspective, there were definitely some key moments to manage. The starts are still an area we're working on, but I've made good progress. My first one was solid, and although the second was a bit more challenging with the tyres, it's positive to see improvement. The red flag added a bit of stress, especially knowing the restart could change everything, but we handled it well. In the final laps, I really enjoyed myself out there, even though I still had to carefully manage the tyres. This track demands a lot of focus, you have to find the right balance between pushing and not making mistakes, and once you settle into that rhythm, everything starts to come together. At the same time, I know there's still a lot to learn and improve. I just want to keep pushing, keep building on this momentum, and most importantly, keep enjoying the journey. That's what makes moments like this so rewarding. ISACK HADJAR  "It's been an outstanding result and weekend considering how it started in FP1! The race was difficult and I had to dig very deep. We got off to a clean start and were managing our race, and then within the first 10 to 15 laps I started having big drivability issues. If there's one track you don't want that, it's here, so that was incredibly challenging having to cover 60 laps. There was then uncertainty about what was going to happen with the red flag and you need to get your head back again in focus. Even towards the end, I was still lacking power on the restart. It really was the longest race of my life but now it's finished we got the podium. Whatever happens with the stewards, it's now completely out of my control. I celebrated and had my podium and I will always have that. My moment with the lads. Huge thank you to the Team, I trust these guys. Whatever happens, the emotions on the podium have already happened and I am proud of the Team." MAX VERSTAPPEN - DNF "We don't know what happened today but we think the issue was due to an engine problem. During the formation lap I could feel that something was off and the pre-start was terrible. There was no consistency and then, at the start, the engine just dropped out. I dropped the clutch and it went dead and had no power. When I got a bit more power back, unfortunately it was messed up so I had to bring it back slowly. It was such a shame for us as everything was going really well up to that point. We felt great in the car all weekend and to come out with no points and to finish the race like this when you do everything so well as a Team is of course disappointing." George Russell Firstly, congratulations to Kimi. He did an amazing job today and over the weekend and is a well-deserving winner. On my side, the race was very difficult. I had managed to get to P4 but the penalty for speeding in the pitlane is difficult to understand. I was under the limit but then that was compounded by us not serving the penalty at my second stop; that ultimately cost me a lot and left me with zero points again. It's tough to take but I'm not going to give up. Across the last two races, I've effectively lost around 40 points. It's incredibly frustrating but the rest of the season can still look very different. We saw that last year and, in many seasons previous. It's unfortunate how things have played out so far but I'm aiming to bounce back in Barcelona. I believe in myself and I know what I'm capable of. LAURENT MEKIES - CEO & Team Principal "Mixed emotions today, as Isack and the Team did a great job to get him to the podium, overcoming some technical issues on the car, but on the other side of the garage, we lost Max's car straightaway with an engine issue. It was hard to take as he had incredible pace all weekend. It's frustrating when you miss out on a big points score, but that's part of the game, and we can only apology to him. For Isack it was a very intense battle in the car considering the number of issues he had to deal with. It was also an intense battle for the team in the garage as they worked to keep his car alive to the finish. In that context, making it to the podium is a very strong result. The most important lesson we take away from Monaco is that the underlying performance of the car keeps improving." Badoer earns maiden F3 victory in Monte Carlo. Brando Badoer launched off the line and into the lead and didn't look back, taking his first FIA Formula 3 victory for Rodin Motorsport.  The Italian beat pole-sitter Théophile Nael off the line and on the run to Turn 1, with the Frenchman having to settle for second place at the chequered flag. Freddie Slater completed the podium for TRIDENT.  AS IT HAPPENED  Nael was immediately passed by Badoer while Slater took to the escape road at the opening corner and filtered in behind the top two up the hill, with the remainder of the top five staying as they were on the grid.  Van Amersfoort Racing's Bruno del Pino was able to make up a place, getting ahead of MP Motorsport's Alessandro Giusti for P6 at Turn 1, but for the Frenchman's teammate, his race was over soon after. Tuukka Taponen found the barriers at the penultimate corner after an attempted pass by Maciej Gladysz left the Finn nowhere to go. That incident brought out the Safety Car on Lap 2.  With the MP cleared, racing resumed going onto Lap 5, with Badoer able to gap Nael comfortably, with the Frenchman under attack from Slater on the run to Turn 3. By Lap 10, Badoer had escaped out of DRS range to the Campos driver behind, while Slater, Ugo Ugochukwu and Ernesto Rivera remained within a second of the car ahead.  Drivers inside the top 10 began to back off on some laps in order to generate enough space to attempt a fastest lap for the additional point. Slater was very happy with the balance of his TRIDENT, praising the car over team radio. Lap 18 and Badoer looked unflappable out front, now two seconds clear of the field.  Further back in the pack, Nandhavud Bhirombhakdi was coming under serious pressure from Enzo Deligny in the fight for P15. The Thai driver had to defend into Turn 1 on Lap 21, and later missed the Turn 10-11 chicane, skipping across the run-off as the Frenchman behind turned the screw.  Nael spent the final five laps closing the gap to the leader back down to under a second, but the Rodin driver would not be denied, earning his first win in the Championship around the Principality. Slater completed the podium behind Nael while Ugochukwu and Rivera ensured all three Campos' were in the top five.  Bruno del Pino finished sixth for Van Amersfoort, followed by Giusti in P7, Pedro Clerot in eighth, Sprint Race winner Gerrard Xie in P9 and Noah Stromsted completing the points in 10th.  KEY QUOTE – Brando Badoer, Rodin Motorsport  “I was studying the start all evening with the guys yesterday and I executed it perfectly. I jumped to P1 at Turn 1 and then led the 27 laps. It was a very long race, I was hoping it ended a bit earlier and it felt long in the car, but winning in Monaco is one of my dreams come true! Really happy with the team and my performance. Thanks to everyone.”  THE CHAMPIONSHIP STANDINGS  Ugo Ugochukwu retains the lead of the Drivers' Championship going onto 43 points. Bruno del Pino is P2 on 35, just a single point ahead of Freddie Slater in third. Brando Badoer's win moves him up to P4 on 28 points, while Théophile Nael rounds out the top five drivers with 22 points.  Campos Racing extend their advantage at the top of the Teams' Standings, moving onto 75 points. Van Amersfoort Racing are P2 with 47, while Rodin Motorsport jumps TRIDENT into third place, 44 points to 43. ART Grand Prix complete the top five with 31 points.  León dominates in lights-to-flag victory in Monte Carlo F2. Noel León led every lap of the Monte Carlo Sprint Race on his way to claiming a dominant second victory of the season. Starting from pole, the Campos Racing driver managed the race expertly before going on to win by over three seconds. DAMS Lucas Oil driver Roman Bilinski achieved his maiden F2 podium in P2 ahead of MP Motorsport's Gabriele Minì in third.  AS IT HAPPENED  It was a good start from León, who kept the lead ahead of Bilinski, while Minì kept P3 ahead of Joshua Duerksen. In the battle for P11 Ritomo Miyata and Oliver Goethe went wheel-to-wheel through the hairpin and Mirabeau. However, they made slight contact which caused the MP Motorsport driver to pit, dropping him to the back of the field.  Out in front, León was struggling to pull away from Bilinski with the DAMS driver consistently within DRS range of the Mexican during the opening laps. The top four drivers of León, Bilinski, Minì and Duerksen were pulling away from the rest of the field, and by Lap 5 just two seconds separated the quartet.  Down the field, Laurens van Hoepen, who started in P21 was up to 15th by Lap 8. However, the TRIDENT driver's charge was halted when he was given a 10-second time penalty for leaving the track and gaining an advantage at the start. On to Lap 11 of 30, the drivers entered management mode, but the top four were still close, and were covered by 2.7s.  As the race reached the halfway point, Dino Beganovic had closed the gap to Duerksen and was now within DRS range of the Invicta Racing driver. Miyata, who had been running with a broken front wing since his contact with Goethe on the opening lap, was looking to make a move past Tasanapol Inthraphuvasak at Tabac, but found the door closed on Lap 17.  By the next lap the top two of León and Bilinski had pulled a three-second gap to Minì, as they continued to battle for the lead. The Italian driver was now running on his own having built a 2.3s gap to Duerksen in P4, with Beganovic right on the back of the Invicta driver on Lap 20.  Miyata's pressure on Inthraphuvasak finally paid off on Lap 22 as he dived to the inside of the ART Grand Prix driver on the run to Tabac. On the next lap, the Hitech driver was putting pressure on Nikola Tsolov for P10, while behind them, Mari Boya went around the outside of van Hoepen at the hairpin for P15.  With five laps to go, Inthraphuvasak retired to the pitlane with an issue. At the front of the field, León was now 2.4s ahead of Bilinski with Minì having closed the gap on the Polish rookie, just over a second away on Lap 27. The Campos driver continued to pull away and by the start of the final lap he was over three seconds clear of the rest of the field and would go on to win for the second time this season.  Bilinski held off Minì's charge to take his maiden podium, with Duerksen in P4 ahead of Beganovic. Stenshorne finished sixth ahead of Kush Maini, as Rafael Câmara rounded out the points in eighth.  KEY QUOTE – Noel León, Campos Racing  “Feels great to win in Monaco, my second win in a row on a weekend and in a Sprint. I feel very happy to be honest. Yesterday we missed a bit, we missed pole, but luckily it put me in a position to start on the front row today, to get the 10 points, and for the championship it is great. I have a great opportunity tomorrow to score again good points, that's the goal for this weekend and I am very happy that every weekend we are stronger and stronger and qualifying is going to get there at some points, so very happy.”  THE CHAMPIONSHIP STANDINGS  Gabriele Minì continues to lead the Drivers' Championship with 63 points, while Noel León has jumped up second, 20 points adrift of his rival. Martinius Stenshorne is third on 38 points, with Rafael Câmara a further point in fourth, as Nikola Tsolov rounds out the top five with 36.  In the Teams' Standings, Campos Racing have taken over at the top with 79 points, while MP Motorsport slip to second with 75. Rodin Motorsport are third with 68 points, with Invicta Racing a further 10 points behind in fourth, as DAMS Lucas Oil sit fifth on 38.  UP NEXT  The drivers have one more chance to hit the jackpot in Monte Carlo with Sunday's Feature Race set to start at 09:25 local time.  2026 FIA Formula 2 - Monte Carlo -  Provisional Classification, Sprint Race |   | DRIVER | LICENCE | TEAM | | 1 | Noel Leon | MEX | Campos Racing  | | 2 | Roman Bilinski | POL | DAMS Lucas Oil  | | 3 | Gabriele Mini | ITA | MP Motorsport | | 4 | Joshua Durksen | PAR | Invicta Racing  | | 5 | Dino Beganovic | SWE | DAMS Lucas Oil  | | 6 | Martinius Stenshorne | NOR | Rodin Motorsport | | 7 | Kush Maini | IND | ART Grand Prix | | 8 | Rafael Camara | BRA | Invicta Racing  | | 9 | Alexander Dunne | IRL | Rodin Motorsport | | 10 | Nikola Tsolov | BUL | Campos Racing  | | 11 | Ritomo Miyata | JPN | Hitech | | 12 | Nico Varrone | ARG | Van Amersfoort Racing | | 13 | Sebastian Montoya | COL | PREMA Racing  | | 14 | Mari Boya | ESP | PREMA Racing  | | 15 | Colton Herta | USA | Hitech | | 16 | Rafael Villagomez | MEX | Van Amersfoort Racing | | 17 | Emerson Fittipaldi | BRA | AIX Racing  | | 18 | Cian Shields | GBR | AIX Racing  | | 19 | Laurens van Hoepen | NED | TRIDENT | | 20 | John Bennett | GBR | TRIDENT | NOT CLASSIFIED | DNF | Tasanapol Inthraphuvasak | THA | ART Grand Prix | | DNF | Oliver Goethe | GER | MP Motorsport | OVERALL FASTEST LAP  |   | Nikola Tsolov | BUL | Campos Racing  |               1:22.100 (Lap 23)   OVERALL FASTEST LAP FOR POINTS  |   | Nikola Tsolov | BUL | Campos Racing  |               1:22.100 (Lap 23)     FIA Pit lane speed trap Monaco 

On this episode of Simply Money presented by Allworth Financial, Bob and Brian tackle a critical question for investors: what happens if the next decade of market returns doesn’t cooperate—and does your financial plan rely on strong returns just to survive? They break down how to properly stress test your retirement plan using real-world scenarios, Monte Carlo analysis, and the importance of separating must-have expenses from discretionary spending to weather any environment. Plus, they dive into the hidden complexities of restricted stock units (RSUs), including how they’re taxed, vesting schedules, and why they should be treated as a concentrated position in your portfolio. You’ll also hear strategies for protecting your retirement timing from market downturns, how to think through pension lump sum versus income decisions, and smart ways to gift money for major life events without triggering unnecessary taxes.See omnystudio.com/listener for privacy information.

Retirement planning can feel clear on paper until market swings, taxes, inflation, and longevity enter the picture. What if the real issue isn't picking the right product, but knowing which problem you're trying to solve first? In this episode, Iván Watanabe and Evan Wohl talk with Neal Brincefield, RICP, CLU, ChFC, CExP, Financial Advisor at Consolidated Planning, about Monte Carlo analysis, sequence of returns risk, and retirement income design. Neal explains why simulations should be used as stress tests, not crystal balls, and how a balanced strategy can help reduce pressure on a portfolio. Key takeaways: Why Monte Carlo analysis can create confidence, but shouldn't be treated as a crystal ball How the order of investment returns can reshape retirement income planning outcomes Why structural income planning can be more useful than chasing higher portfolio returns How lifetime income and liquid assets can help reduce pressure during market declines Why defining the planning problem first can make product decisions feel less stressful And more! Connect with Iván Watanabe: Opus Private Client, LLC  iwatanabe@opus-pc.com LinkedIn: Iván Watanabe YouTube: OPUS Private Client, LLC Connect with Evan Wohl: Opus Private Client, LLC  ewohl@opus-pc.com  LinkedIn: Evan Wohl YouTube: OPUS Private Client, LLC Connect with Our Guest: LinkedIn: Neal Brincefield Website: Consolidated Planning About Our Guest: Neal Brincefield has dedicated his professional career to helping people realize their full financial potential by both working with those individuals directly and by recruiting, training, and coaching hundreds of other financial advisors to do the same. Neal started in the financial services industry with Consolidated Planning, Inc. in 2005, initially as an advisor and has maintained that role ever since. In addition to that 1st role, Neal has also worn the hats of top manager, case coach, agency head and national trainer. In those capacities, he has had the opportunity to work with hundreds of Guardian FRs on thousands of cases to refine their process, improve their results and better serve their clients.  In 2017, Neal was retained as a special field consultant by Guardian to lead their effort around the company’s industry-leading planning system, The Living Balance Sheet®. Neal’s mission in leading LBS into the future is to continue to provide and refine: 1) An incredible experience for clients 2) A powerful set of planning tools for advisors and 3) An unparalleled recruiting and productivity tool for agency leaders. Under Neal's stewardship of LBS, Guardian continues to be the only company in the industry whose planning system is led by members of its field force, underscoring Guardian's commitment to supporting its Financial Representatives and by extension the clients whom they've committed their careers to serve. Neal lives in Chapel Hill, NC with his wife Sarah and their 3 children.

Send us Fan MailThe streets of Monte Carlo just completely shattered the 2026 championship landscape! In this action-packed race review, Cheese and Greeny break down a truly historic Monaco Grand Prix that saw over a third of the grid fail to cross the finish line.We check the diagnostic data on rookie phenom Andrea Kimi Antonelli securing an incredible fifth consecutive victory, while reigning champion Max Verstappen suffered a catastrophic power unit failure on the very first lap. Plus, the guys break down the heartbreaking technical collapse that ended Charles Leclerc's podium run, analyze the multi-million dollar contract extensions out of Las Vegas and Maranello, and deliver an aggressive Slap of the Week to the Mercedes pit wall for totally botching George Russell's race strategy! #F1 #MonacoGP #KimiAntonelli #MaxVerstappen #CharlesLeclerc #Formula1 #LewisHamilton #MercedesF1 #Ferrari #F1News #InThePaddock #SillySeason #Las VegasGP #Motorsport Support the show

RECAP GP MONACO 2026 - Kimi si prende anche il Principato! Non abbiamo davvero parole se non elogi e superlativi per AKA che ormai può davvero guardare al resto della stagione come l'occasione per il Mondiale! Dietro altra gara solida di Lewis e podio per Hadjar (soffiato a Gasly con polemica).Leclerc a muro, Max al palo, McLaren a Woking...tutto regolare, o no?Niente pausa, si va subito a Barcelona!CASCO è un podcast dell'universo V2B Media.

You know what? For Monaco? That was not too bad!Climb the ladder with me on Patreon: https://patreon.com/lawvsIn what was the best Monaco Grand Prix in a while, Mercedes and Kimi Antonelli upset expectations and pulled a fast one Ferrari...literally. Meanwhile, Charles Leclerc and Max Verstappen had races to forget whilst Pierre Gasly was crushed by the FIA's chaotic pitlane speed trap! All in all, it was an F1 race around Monte Carlo which interested us more than expected. Who else won, lost or were just plain meh?Get 15% off at the Castore Official website with my special link: https://glnk.io/ryj2p/lawrence #AdCastoreAffThe 2026 F1 Monaco Winners and Losershttps://youtu.be/65GNi_47HY8 Hosted on Acast. See acast.com/privacy for more information.

Monaco did absolutely not disappoint in 2026. Throughout all the chaos and penalties, Kimi Antonelli took his 5th race win in a row, Lewis Hamilton matched Ayrton Senna's podium record in an incident ridden red flagged race around the Monte Carlo streets. Join your host Tom Downey alongside Tom Horrox and George Howson as they discuss the contrasting Mercedes fortunes, the despair for Lerclerc, discuss all the penalties, DNFs and have a chat about the state of the circuit after it threw up some unexpected penalties and incidents. ----------------------------------------------------------------------------------------------------------------- Buy our new merch: https://gridtalk.mymerchr.com/shop Follow us on our socials: https://linktr.ee/gridtalkuk Support us on Patreon: https://www.patreon.com/c/GridTalkuk Thank you to Hollie Eagle, Jared Bradley, Kevin Beavers, Bill Armstrong and Ruby Price for their Patreon support! Review The Grid Talk Podcast? Do you enjoy the Grid Talk podcast? If you do, we would love it if you could take five to leave us a 5-Star review on Apple! And if you don't love Grid Talk, please contact us and let us know what we could do better so we can improve. #Formula1Podcast #Formula1 #F1 Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Iniziamo la puntata dall’Ungheria e dalla MotoGP. Cade subito Bezzecchi, vince Marquez. Sentiamo Carlo Pernat.Voliamo poi a Parigi per farci raccontare da Alex Nizegorodcew cosa sta succedendo nella finale del Roland Garros tra Zverev e Cobolli.Con Umberto Zapelloni invece andiamo a Montecarlo per celebrare la vittoria, l’ennesima, di Kimi Antonelli in Formula 1.Spazio anche al basket: con Guido Bagatta parliamo dell’eliminazione della Virtus Bologna arrivata ieri sera contro Venezia, ma anche della finale NBA, dove i New York Knicks conducono la serie per 2-0 contro i San Antonio Spurs.Iniziamo la seconda ora analizzando il momento difficile del Milan, ancora a caccia di dirigenti e allenatore dopo la mancata qualificazione Champions. Convocato Massimo Ferrari, DG di We Build.Ci spostiamo poi a Belluno, dove il nostro Carlo Genta è stato raggiunto dall’ex arbitro Paolo Casarin per discutere delle novità arbitrali introdotte nel prossimo Mondiale.A seguire parliamo di Nazionale: Marco Nosotti di Sky ci racconta le ultimissime in vista della sfida in Grecia di questa sera.In coda torniamo sulla finale del Roland Garros per un aggiornamento sulla sfida con Vincenzo Martucci.

The 2026 Formula 1 Season is here, and it's Round 6. We're back in Monte Carlo, around the tight twisty streets of Monaco - and Kimi Antonelli won ahead of Lewis Hamilton & Isack Hadjar. For what was objectively an awful race, there is actually plenty to talk about! Let's get into all of the details, plus Bangers & Clangers as per usual. My name's Tommo, let's talk about it.

This week, Johnny and Gav were joined by two England legends of two different shaped balls...!Terry Butcher popped in to tell us about his new documentary and Ben Youngs swung by to talk bizniz!You can hear The Kickabout live on Radio X from 11am every Saturday. Get in touch on kickabout@radiox.co.uk

Don records through a booming Florida thunderstorm while tackling five listener questions. He discusses a thoughtful strategy for using a UTMA account to teach investing and potentially fund a future Roth IRA, then provides a detailed overview of what goes into a true financial plan, including cash flow analysis, insurance, estate planning, tax strategy, retirement projections, and investment management. Another listener asks about investing for a long life, prompting Don to explain why maintaining a diversified portfolio and spending less than portfolio growth are the keys to retirement sustainability. He also addresses when retirees might safely move from a 4% withdrawal rate toward 5%, emphasizing flexibility over rigid rules. The episode concludes with a discussion of HSAs, explaining why they are often better spent during retirement rather than left to non-spousal heirs, who may face less favorable tax treatment.0:04 Florida thunderstorm opening and update on the new podcast website and question system2:35 Using a UTMA account as a teaching tool, harvesting gains for a child, and eventually funding a Roth IRA4:47 What a comprehensive financial plan actually includes beyond investments6:14 Gathering financial data, setting goals, cash flow analysis, and risk management7:42 Asset allocation, diversification, Monte Carlo simulations, and behavioral coaching8:28 Retirement planning, Social Security timing, Roth conversions, RMDs, and tax strategies10:23 Listener crediting the show for retirement confidence and asking about investing for longevity12:37 Why spending less than portfolio growth is the key to long-term retirement success14:15 Whether a 4% withdrawal rule can become 5% later in retirement15:45 Fixed versus flexible withdrawal strategies and how age affects sustainable spending17:49 HSA withdrawal decisions in retirement and inheritance considerations19:31 Why HSAs generally should be spent rather than preserved for non-spousal heirs20:52 Meet-an-Advisor invitation and how portfolio reviews can uncover hidden risksQuestions? Comments? Click!

Simon Lazenby is with David Croft and Anthony Davidson to look ahead to the weekend's Monaco Grand Prix.They chat about Charles Leclerc's new contract with Ferrari and whether his team are favourites to win on Sunday.Plus, they run through the chances of some of the other teams and drivers for one of F1's showpiece races.-•You can watch the Formula One action live on Sky Sports. If you're not already a Sky customer, you can stream Sky Sports on your terms with a NOW membership. Sign up to NOW here: www.nowtv.com/membership/watch-sky-sports?DCMP=ilc_skysports_podcastlink•The F1 Show is a Sky Sports podcast. Listen to every episode here: www.skysports.com/f1/news/27451/12822277/the-f1-show-podcast-sky-sports•You can listen to The F1 Show on your smart speaker by asking it to "play The F1 Show".•For all the latest F1 news, head to www.skysports.com/f1•For advertising opportunities email: skysportspodcasts@sky.uk

The jewel in the F1 crown is back for its annual procession around the streets on Monaco. Join your hosts Tom Downey and Jawad Yaqub as they take a look at some previous moments around the Monte Carlo streets, discuss the slight regulation changes for this years race and have a passionate discussion about engine formulas! ----------------------------------------------------------------------------------------------------------------- Buy our new merch: https://gridtalk.mymerchr.com/shop Follow us on our socials: https://linktr.ee/gridtalkuk Support us on Patreon: https://www.patreon.com/c/GridTalkuk Thank you to Hollie Eagle, Jared Bradley, Kevin Beavers, Bill Armstrong and Ruby Price for their Patreon support! Review The Grid Talk Podcast? Do you enjoy the Grid Talk podcast? If you do, we would love it if you could take five to leave us a 5-Star review on Apple! And if you don't love Grid Talk, please contact us and let us know what we could do better so we can improve. #Formula1Podcast #Formula1 #F1 Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Formula 1 heads to the most famous street circuit in the world as the Monaco Grand Prix returns to Monte Carlo! In this episode of Formula: America, we break down everything you need to know before the crown jewel of the F1 calendar. Can Kimi Antonelli continue his momentum? Will Ferrari have an advantage on the tight streets of Monaco? And can local boy Charles Leclerc finally put together another magical weekend in front of his hometown? We also discuss the biggest news stories from around the paddock, including Charles Leclerc's new multi-year contract extension and what it means for Ferrari's future championship ambitions. Finally, we give our official Monaco Grand Prix predictions, including pole position, podium finishers, and potential surprises that could shake up the championship standings.

The 2026 Formula 1 Season is here, and it's Round 6. We're back in Monte Carlo, around the tight twisty streets of Monaco. And change is afoot, with less power and no active aero available - will these smaller nimbler cars be able to flourish? Let's get into all of the details, plus Bangers & Clangers predictions as per usual. My name's Tommo, let's talk about it.

Most people think they have a financial plan. But when you ask what that plan actually is, the answer is usually: "Some mutual funds, ETFs, a broker… and hopefully retirement works out." That is not a financial plan. Today, on Financial Detox, Jason and Alex break down the massive difference between simply owning investments and having a true, interactive financial plan designed around your life, taxes, spending, goals, and long-term decision-making. You'll see how real planning works: Modeling lifetime income and spending Stress testing for volatility and inflation Analyzing taxes and future cash flow Testing retirement scenarios in real time Creating clarity around what you can actually afford The goal is not just portfolio growth. The goal is freedom, confidence, and the ability to make decisions without fear. What we cover in this episode:

The Formula 1 circus heads to Monte Carlo for the most iconic, glamorous and divisive race weekend of the season.In this week's Everything Trackside Podcast, we preview the Monaco Grand Prix and tackle one of the biggest debates in motorsport: does Monaco still deserve its place on the Formula 1 calendar? We discuss:

Jornalismo e reflexões sobre a Fórmula 1. Para apoiar o nosso projeto, basta se tornar membro do canal e curtir as premiações: https://www.youtube.com/channel/UCXeOto3gOwQiUuFPZOQiXLA/join   Se preferir um formato diferente de Apoio, confira as facilidades do http://www.apoia.se/cafecomvelocidade para ajudar o Café a crescer e se manter no ar. E se você curte a agilidade e rapidez do PIX, você pode se tornar apoiador através da chave cafecomvelocidade@gmail.com (este também é o nosso endereço para contato)   APOIANDO O CAFÉ VOCÊ RECEBE: Faixa Café com Leite - Acesso a um grupo exclusivo de membros do canal no whatsapp Faixa Capuccino - O mesmo benefício + acesso a LIVES Exclusivas toda terça-feira pós GP de Fórmula 1 Faixa Extra Forte - Os mesmos benefícios + concorre em sorteios de assinaturas da F1TV até o FINAL DE 2027 ! Faixa Premium - Os mesmos benefícios + concorre também a miniaturas de F1, acesso ao grupo Premium, pode PARTICIPAR das LIVES Exclusivas e concorre a ingressos para o GP do Brasil de F1 de 2026 em Interlagos !   Não deixe de nos seguir no X / Twitter (@cafevelocidade) e no Instagram (@cafe_com_velocidade) Siga nossa equipe no X / Twitter: @brunoaleixo80 e @camposfb   #formula1 #f1 #f12026 #monacogp #monaco #gpmonaco #canadiangp #canadiangrandprix #canada #gpcanada #miamigp #miami #gpmiami #drivetosurvive #netflixseries #netflix #japanesegp #japangp #japão #gpjapão #chinesegp #gpchina #australiangp #australiangrandprix #ausgp #australia #gpaustralia #f1testing #f1team #f1teams #f1season #f1speed #abudhabigp #abudhabigrandprix #abudhabi #gpabudhabi #qatargp #qatargrandprix #gpqatar #lasvegasgp #lasvegasgrandprix #lasvegas #braziliangp #saopaulogp #interlagos #gpdobrasil #brazil #mexicogp #méxico #gpmexico #gpdomexico #usgp #austingp #singaporegp #singaporegrandprix #singapore #azerbaijangp #bakugp #gpazerbaijão #italiangp #italiangrandprix #gpitalia #monzacircuit #dutchgp #dutchgrandprix #zandvoort #zandvoortgp #gpholanda #hungariangp #hungaroring #gphungria #belgiumgp #spafrancorchamps #gpbelgica #britishgp #britishgrandprix #british #silverstone #inglaterra #austriangp #austria #gpaustria #spanishgp #spain #gpdaespanha #emiliaromagnagp #imolagp #imola #gpimola #saudiarabiangp #saudiarabia #gparabiasaudita #bahraingp #bahraingrandprix #bahrain #gpbahrain #gpbahrein #f1testing #noticiasdaf1 #formulaone #f1today #f1tv #f1team #f1teams #f1agora #f1brasil #preseason2025 #ferrari #mercedes #redbull #redbullracing #lewishamilton #maxverstappen #charlesleclerc #carlossainz #fernandoalonso #alonsof1 #astonmartin #mclaren #landonorris #oscarpiastri #georgerussell #podcast #podcasts #podcasting #automobilismo #raceweekend #raceweek #f12024 #formula12024 #f1news #f12025 #alpine #alpinef1 #f1motorsport #f1moments #f1movie   0:00  Saiba os TEMAS que serão discutidos nessa edição do Café 5:26  Destaque Aleixo: a expectativa e o lugar de Mônaco na F1 8:14  Destaque Campos: alternativas para o futuro de Verstappen 15:14  Café analisa: MÔNACO ainda tem PESO na Fórmula 1 atual ? 25:04  Análise: Mônaco ainda deve estar no calendário da F1 ? 40:08  O que pode ser alterado no circuito em Monte Carlo ? 49:56  2026: mudanças nos carros p/ o GP e quem pode surpreender 1:05:30  Café debate o desempenho de BORTOLETO na F1 2026 1:23:00  Antonelli: boa fase pode interferir nas conclusões sobre ele ? 1:40:14  George Russell: afinal, o inglês está pilotando mal ? 1:49:20  Questões importantes: a Fórmula 1 atual e + GP de Monaco 2:01:37  Curiosidade: as viradas mais improváveis na história da F1 2:10:06  Análise: Mercedes está conduzindo bem a disputa interna ? 2:31:52  Bruno Aleixo comenta a corrida da Fórmula Indy em Detroit 2:37:42  Sorteio: a miniatura da Ferrari do Lewis Hamilton vai para...  

Can you really know if you're ready to retire? Jeremiah and Alex spend much of this episode unpacking one of the most commonly misunderstood tools in financial planning: retirement projections and Monte Carlo simulations. They explain what an 85% or 90% probability of success actually means, why those numbers can be useful, and where they can create a false sense of certainty if they're viewed in isolation. They explores sequence-of-return risk, retirement spending assumptions, inheritance surprises, and the reality that successful retirement planning requires far more than simply hitting a target number. Later in the show, Jeremiah and Alex tackle another area where people often misunderstand the rules: company stock compensation. They break down how RSUs, stock options, and employee stock purchase plans work, why taxes can catch employees off guard, and the planning opportunities available when company stock becomes a meaningful part of your net worth.   Listen, Watch, Subscribe, Ask! https://www.therealmoneypros.com Hosts: Jeremiah Bates & Alex Lundgren ————— Ataraxis PEO https://ataraxispeo.com Tree City Advisors of Apollon: https://www.treecityadvisors.com Apollon Wealth Management: https://apollonwealthmanagement.com/ —————————————————————

El Gran Premio de Mónaco siempre ha ocupado un lugar extraño dentro del calendario de Fórmula 1. Es, al mismo tiempo, una de las citas más icónicas del campeonato y una de las carreras más cuestionadas por su escaso margen para los adelantamientos. Sin embargo, la adoramos y el primer episoido de la semana del Podcast Técnica Fórmula 1 está dedicado, por entero, a prepararnos para esta carrera. Una sensación especial. Incluso cuando el domingo no ofrece grandes movimientos en pista, Montecarlo conserva algo que ningún otro circuito puede reproducir: la sensación de ver un monoplaza de Fórmula 1 rozando los muros en un espacio que parece demasiado estrecho para la velocidad moderna. En 2026, esa singularidad se acentúa todavía más. La nueva reglamentación técnica, con coches más ligeros, aerodinámica activa y un mayor peso de la gestión eléctrica, encuentra en Mónaco un escenario muy distinto al de los circuitos rápidos. Allí donde otros trazados obligan a los equipos a administrar la energía disponible en largas rectas, el Principado plantea el problema contrario: la batería apenas se descarga y los coches pueden recuperar energía de forma constante gracias al elevado número de curvas lentas y frenadas. Medidas “desesperadas”. Ese comportamiento ha llevado a la FIA a introducir una limitación específica para este Gran Premio. Los monoplazas deberán utilizar un mapa motor denominado “Rev 1”, diseñado exclusivamente para Montecarlo. Esta configuración reduce de forma progresiva la potencia del MGU-K a partir de los 200 km/h, una cifra muy inferior a la habitual, ya que el mapa estándar permite mantener la entrega máxima hasta los 290 km/h. Con este ajuste, los coches dejarán de recibir asistencia eléctrica al alcanzar los 300 km/h. La medida busca controlar las velocidades punta en un entorno donde el margen de error es mínimo. Mónaco no perdona. Sus 3,337 kilómetros, sus 78 vueltas y sus 19 curvas – 12 a derechas y 7 a izquierdas – forman un trazado urbano, estrecho, bacheado y rodeado de muros. Aquí no gana necesariamente el coche más eficiente, sino el que permite al piloto atacar con precisión, confianza y continuidad durante toda la carrera. Una mirada desde el punto de vista técnico. Montecarlo exige una puesta a punto muy particular. La aerodinámica se lleva al extremo de máxima carga, y la eficiencia pasa a un segundo plano. La velocidad punta apenas compensa si el coche pierde tracción o se vuelve difícil de colocar en las curvas lentas. La suspensión también adquiere un papel fundamental: el monoplaza debe ir más alto y menos rígido que en otros circuitos para absorber baches, pianos y cambios de rasante sin desestabilizar la plataforma aerodinámica. La horquilla del Fairmont, tomada a menos de 50 km/h, sigue siendo uno de los puntos más extremos de toda la temporada. También lo son Sainte-Dévote, Portier, la chicane del puerto, Rascasse o Anthony Noghes, zonas en las que la entrega de par, la tracción trasera y la suavidad del diferencial pueden marcar diferencias importantes. En un circuito así, un coche demasiado agresivo puede castigar los neumáticos traseros o provocar pequeños deslizamientos que, en Mónaco, suelen pagarse contra el muro. La clasificación será, una vez más, casi media carrera. Aunque el reglamento de 2026 pretende mejorar el seguimiento entre coches y facilitar los adelantamientos, Montecarlo seguirá siendo el caso límite. La puesta a punto tenderá a priorizar el rendimiento a una vuelta, incluso si eso supone sacrificar parte de la eficiencia en carrera. Salir delante continúa siendo la mejor estrategia posible. Varios pilotos han señalado que los nuevos coches podrían adaptarse especialmente bien a este escenario. Oliver Bearman, de Haas, cree que en Mónaco la conducción será más natural porque no habrá que realizar tantas maniobras extrañas de gestión energética. Charles Leclerc (el piloto que corre en casa), por su parte, considera que los monoplazas más ligeros y con menor impacto de la parte eléctrica pueden funcionar mejor en las calles de su ciudad. La paradoja es evidente: en un año dominado por la gestión energética y la adaptación a una normativa nueva, Mónaco puede convertirse en el circuito donde todo vuelva a parecer más simple. Y no porque sea fácil, sino porque la prioridad vuelve a estar en lo esencial: frenar tarde, girar con precisión, traccionar sin perder el coche y mantener la confianza vuelta tras vuelta. Mónaco 2026 no será una prueba de potencia pura. Será una prueba de tacto, estabilidad y valentía. En Montecarlo, el ingeniero no busca el coche más rápido en abstracto. Busca el coche que permita al piloto rozar los muros durante 78 vueltas sin dejar de creer en él. Escucha el episodio completo en la app de iVoox, o descubre todo el catálogo de iVoox Originals

Tom Clarkson is joined by former F1 driver Jolyon Palmer and IndyCar race winner James Hinchcliffe to look ahead to this weekend's Monaco Grand Prix.After Canada, Lewis Hamilton said he thinks Ferrari will be strong in Monaco. So, could this be the first Grand Prix of 2026 that Mercedes don't win? Are Ferrari the favourites in Monte Carlo? Jolyon, Hinch and Tom discuss the Scuderia's chances and what mindset Charles Leclerc is in before his home race, after describing Canada as the ‘most difficult weekend of my Formula 1 career'. With Kimi Antonelli looking for a fifth win in a row to extend his 43-point championship lead, where has he made a step forward in 2026? And do we need to rethink how we view George Russell's performances against his Mercedes teammate?The guys also react to the announcement that Gucci will become Alpine's title sponsor in 2027. And we look back in the archive to commemorate Jolyon's first F1 race in Monaco 10 years ago.THIS EPISODE IS SPONSORED BY...Shopify: Sign up for your $1 per month trial today at shopify.com/nation BetterHelp: Sign up and get 10% off at betterhelp.com/f1nation

“Send us a Hey Now!”After an unforgettable trip to the Canadian Grand Prix, we realized there were still plenty of stories, observations and memories that never made it into our race review episode. So before we turn our attention to Monaco, we revisit our Montreal adventure and discuss some of the moments we forgot to cover the first time around. From experiences around the circuit to behind-the-scenes stories from the weekend, we share a few more highlights from what was one of our favourite Formula 1 trips to date. With the Canadian Grand Prix now in the rear-view mirror, we then switch gears and look ahead to one of the most iconic races on the Formula 1 calendar: the Monaco Grand Prix. We discuss the unique challenge of racing around the streets of Monte Carlo, which teams and drivers might be best suited to the circuit, and whether anyone can upset the established order around the tight and unforgiving principality. As always, no race preview would be complete without a visit to the Dirty Side Casino. Our regular casino games return as we put our predictions on the line with another spin of the Roulette Wheel and Dirty Side Blackjack to see who comes out on top ahead of race weekend. Can anyone predict Monaco correctly? And did we miss anything important from our incredible Canadian adventure? Tune in to find out.  Video Vault 

+++ Alle Rabattcodes und Infos zu unseren Werbepartnern findet ihr hier: https://linktr.ee/wiederwasgelernt +++ Schon 2012 träumt Donald Trump erstmals vom "Monte Carlo des Kaukasus". In Georgien will der spätere US-Präsident schon damals seinen größten Exportschlager bauen, den Trump Tower. Nach jahrelangem Hickhack soll es 14 Jahre später tatsächlich losgehen - unter undurchsichtigen Umständen und der angeblichen Umgehung der eigenen amerikanischen Sanktionen. Text und Moderation: Kevin Schulte Sie haben Fragen? Schreiben Sie eine E-Mail an podcasts@ntv.de Sie möchten "Wieder was gelernt" unterstützen? Dann bewerten Sie den Podcast gerne bei Apple Podcasts oder Spotify. Dieser Podcast wird vermarktet von Julep Media: sales@julep.de Wir verarbeiten im Zusammenhang mit dem Angebot unserer Podcasts Daten. Wenn Sie der automatischen Übermittlung der Daten widersprechen wollen, melden Sie sich hier: datenschutz@julep.de

It's Story Time, our weekly walk through cricket history via your listener quiz challenges. This week, an ancient tradition that predates cricket entirely, yet has accompanied the game through every match that has been recorded, leads us to a Monte Carlo casino in 1913, and Geoff's pet topic of probability. Also, a spinner's day that didn't work out, Bradman's dalliances with the pen, and a crime committed on British television. Plus! A Daniel Norcross challenge to our listeners. Your Nerd Pledge numbers for this week: 50.50 - Ian Farrington 3.55 - Daniel Foggo 4.45 - Cam Angus 9.76 - Sam Ellis Support the show with a Nerd Pledge at ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠patreon.com/thefinalword⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ and win a case of Stomping Ground, the best beer in Melbourne: see their range at ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠stompingground.beer⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ This episode brought to you by ⁠⁠⁠⁠⁠⁠⁠⁠Duncan Fearnley, get 10% off ⁠⁠⁠⁠⁠⁠⁠⁠bats and kit with code TFW10. Experience England's cricket tour of South Africa 2026/27 LIVE with Gullivers Sports Travel. Find out more and book at ⁠gulliverstravel.co.uk⁠⁠ Stop snoring with 10% off a Zeus device: use code TFW2026 at ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠zeussleeps.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Check out the Lord's Performance Centre for School Holiday activities and courses: ⁠⁠⁠⁠⁠⁠lords.org/lords/performancecentre⁠⁠⁠⁠⁠ Get your This is W̶o̶m̶e̶n̶'̶s̶ Cricket t-shirt here, and learn about Lacuna Sports bespoke cricket wear, created by women for women:⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠lacunasports.co.uk/en/shop/limited-edition/world-cup-t-shirt/⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Get your big NordVPN discount: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠nordvpn.com/tfw⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ or 10% off ⁠⁠⁠⁠⁠⁠⁠Duncan Fearnley ⁠⁠⁠⁠⁠⁠⁠bats and kit with code TFW10 or 10% off Glenn Maxwell's sunnies: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠t20vision.com/FINALWORD⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ or 15% off Step One clothes at ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠uk.stepone.life/discount/TFW148⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ or 10% off BIG Boots UK boots and socks at ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠bigboots.co.uk/?ref=thefinalword⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Find more at ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠finalwordcricket.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Title track by ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Urthboy⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Learn more about your ad choices. Visit podcastchoices.com/adchoices

Joining us this week is UK Open winner, GUKPT London Main and Highroller champion and WSOPE finalist Brandon Sheils. We also welcome back to the show Monte Carlo side event double champion Conor O'Driscoll. For strategy, Irish Open champion Steve O'Dwyer breaks down a hand from the APT Taiwan. Alex Fitzgerald and Topher Goggin stop by to discuss their audio-book 'A Poker Guide for Serious Amateurs'. Plus, Partypoker Tour Madrid Highroller bubbler Barry Carter has all the latest news.

In this episode, Ben Felix and Braden Warwick unpack the surprisingly complex world of expected return modeling and why it matters so much for retirement projections, portfolio construction, and financial advice. They explain how PWL Capital currently estimates expected returns across asset classes, why traditional Monte Carlo methods relying on Gaussian distributions may miss important market behaviors, and how new research could improve the realism of long-term financial planning simulations. The conversation also explores a fascinating collaboration between PWL and Columbia Engineering student John Yang, who worked with Professor Michael Robbins on a project to build more realistic synthetic return data for financial planning. John explains how his team used empirical distributions, t-copulas, and Extreme Value Theory to better capture market crashes, fat tails, and asset co-movements during periods of stress. Ben and Braden then analyze how these improved simulation methods affect financial planning outcomes, sustainable spending estimates, and projections for long-term wealth accumulation.   Key Points From This Episode: (0:00:00) Introduction to expected return modeling and why it matters for financial planning.  (0:00:25) The importance of volatility, correlations, distribution shape, and time-series behavior in portfolio projections.  (0:01:26) How Scott Cederburg's research on block bootstrapping influenced PWL's thinking on simulations.  (0:02:03) Introduction to Columbia Engineering student John Yang and the industry research collaboration.  (0:03:30) How Conquest Planning allows PWL to upload custom return simulations.  (0:04:05) A new PWL client's detailed reasoning for moving from DIY investing to working with an advisor.  (0:06:22) Why financial planning and Monte Carlo simulations were central to the client's decision.  (0:07:22) Cross-border financial complexity and the value of professional advice.  (0:08:03) Estate planning, cognitive decline, and the role of trusted financial relationships.  (0:10:02) Research on cognitive decline and its impact on financial decision-making.  (0:12:00) Delegation, accountability, and reducing mental overhead through advisory relationships.  (0:13:47) Why the client chose PWL specifically and the appeal of evidence-based investing.  (0:15:25) Ben and Braden discuss the perceived disconnect between online discourse and demand for AUM advisors.  (0:16:12) Overview of PWL's methodology for estimating expected returns across asset classes.  (0:17:05) How PWL combines historical returns with market-implied expected returns.  (0:18:07) The use of factor premiums and expected return composition in taxable projections.  (0:18:48) Why PWL previously relied on Gaussian multivariate normal distributions for simulations.  (0:19:41) Arithmetic vs. geometric mean returns and why the distinction matters.  (0:21:01) A simple example illustrating volatility drag.  (0:23:29) Why diversification benefits must be incorporated into expected portfolio returns.  (0:25:15) How correcting portfolio math improved expected return estimates by 20–30 basis points.  (0:27:12) Transition to John Yang's interview and introduction to synthetic data generation.  (0:30:07) John explains the limitations of Gaussian return assumptions.  (0:31:04) Why realistic sequences of returns matter for retirement planning.  (0:32:16) Empirical evidence that returns are not truly random.  (0:33:25) The three modeling challenges: unique asset behavior, realistic co-movement, and tail risk.  (0:37:49) Separating marginal distributions from dependency structures in the modeling process.  (0:38:48) Using a t-copula to better model asset co-movement during market stress.  (0:39:39) Why historical data alone struggles to capture rare crisis events.  (0:40:06) Applying Extreme Value Theory and Generalized Pareto Distributions to model tail risk.  (0:42:15) How Monte Carlo simulations generate many realistic future return paths.  (0:43:00) Imposing forward-looking expected returns and volatility assumptions onto the simulations.  (0:44:56) How the new framework better preserves skewness and kurtosis.  (0:46:38) Evaluating the new model using marginal shape, tail behavior, and co-movement scores.  (0:48:10) Why the new model significantly improved tail realism without sacrificing correlations.  (0:49:05) Future extensions including dynamic correlations and volatility clustering.  (0:50:28) Potential future use of GANs and machine learning for synthetic financial data.  (0:52:02) Key takeaway: financial planning requires realistic return paths, not just summary statistics.  (0:53:41) Braden analyzes how the new simulation framework affects financial advice.  (0:55:04) Why monthly index data produced fatter tails than long-term annual DMS data.  (0:58:47) The new model improved Monte Carlo success rates by roughly 2–3%.  (1:00:25) Sustainable spending estimates changed only modestly under the new simulations.  (1:02:27) Why the improved methodology matters more for alternative asset classes.  (1:04:25) The surprising finding that median wealth outcomes increased while mean outcomes decreased.  (1:05:47) Why Gaussian simulations can create unrealistic runaway wealth scenarios.  (1:07:20) The practical implications for estate planning and multi-generational wealth projections.  (1:08:30) Why better simulation methods are especially important for concentrated and alternative investments.   Links From Today's Episode: Meet with PWL Capital: https://calendly.com/d/3vm-t2j-h3p Rational Reminder on iTunes — https://itunes.apple.com/ca/podcast/the-rational-reminder-podcast/id1426530582. Rational Reminder on Instagram — https://www.instagram.com/rationalreminder/ Rational Reminder on YouTube — https://www.youtube.com/channel/ Benjamin Felix — https://pwlcapital.com/our-team/ Benjamin on X — https://x.com/benjaminwfelix Benjamin on LinkedIn — https://www.linkedin.com/in/benjaminwfelix/   Editing and post-production work for this episode was provided by The Podcast Consultant (https://thepodcastconsultant.com)  

What if the real danger in retirement isn't running out of money, but spending so cautiously that you accidentally work too long, live too small, and die with a portfolio that never got a chance to do its job? In part two with Aubrey Williams, we go deeper into the "fog of FI" (that weird, anxious place where the spreadsheet says you're free, but your nervous system absolutely does not believe it). This episode covers: Why the 4% rule can make FI people overwork and underspend How future income streams like Social Security can move your FI date forward Why flexible spending is more realistic than flat, inflation-adjusted withdrawals How risk-based guardrails help you know when to cut or increase spending Why many FI people need more help increasing spending than reducing it How personal inflation can differ from CPI and affect retirement planning Why historical analysis may be more useful than Monte Carlo for some FI decisions How small amounts of income in retirement can meaningfully reduce portfolio pressure Why engineers and analytical types often need better data to trust they're "done" How Bill is using these ideas to finally get clearer about leaving work sooner . S U P P O R T    T H E    S H O W

It's EV News Briefly for Monday 18 May 2026, everything you need to know in less than 5 minutes if you haven't got time for the full show.Patreon supporters fund this show, get the episodes ad free, as soon as they're ready and are part of the EV News Daily Community. You can be like them by clicking here: https://www.patreon.com/EVNewsDailyVOLKSWAGEN PUTS GTI ON AN EVVolkswagen has unveiled the ID. Polo GTI, the first-ever electric vehicle to carry the iconic GTI badge — a near-50-year-first — sitting above the standard ID. Polo with a 223hp front-mounted motor, 0–62mph in 6.8 seconds, and a 263-mile WLTP range from its 52 kWh battery. It goes on sale in Germany from autumn 2026, priced from €39,000, competing with the Alpine A290 and Peugeot E-208 GTi, but will not be sold in North America.BMW AND SOLARWATT PUSH V2H PLANSBMW and SOLARWATT are expanding their partnership to bring Vehicle-to-Home bidirectional charging to BMW's Neue Klasse line-up, starting with the iX3 and i3, following Germany's first commercial Vehicle-to-Grid launch in March 2026. The integrated system will use SOLARWATT's energy management platform, the BMW Wallbox Professional, and both brands' apps to coordinate solar, home storage, dynamic tariffs, and EV charging — launching first across Germany, Austria, and the Netherlands.GM CUTS BOLT COSTS WITH BATCH BUILDSGM is achieving its sub-$30,000 target for the 2027 Chevrolet Bolt EV in part by assembling cars in batches of 30 identical units at its Fairfax plant in Kansas City, rather than building mixed trims in sequence, reducing errors and line stoppages. The approach, part of GM's "Winning with Simplicity" strategy, also includes keeping clone spare bodies on standby, cutting floor space needs, reducing paint booth colour changes, and locking suppliers to a fixed seven-day delivery schedule.UK INSURERS SHUN MANY CHINESE CARSCarwow research found that half of all insurance quote requests for Chinese vehicles were declined outright by UK insurers, with AXA refusing to quote on all four tested models and Hastings Direct covering only one. Beyond availability, Chinese models averaged £901 per year to insure versus £646 for petrol equivalents — a £255 gap — with insurers citing limited repair data, underdeveloped parts supply chains, and a lack of long-term claims history as key reasons.BMW TIES IONNA DISCOUNT TO US CHARGINGBMW has launched a preferred pricing programme with IONNA, giving BMW and MINI EV drivers a 20% discount on public charging sessions across the network's 1,000-plus US bays, running through 30 September 2026. The discount applies automatically via Plug & Charge or the My BMW App, with no subscription or RFID card required, as part of BMW's broader strategy to build out home, workplace, and public charging infrastructure.EPA DELAYS TIER 4 BY TWO YEARSThe EPA has proposed pushing Biden-era Tier 4 light- and medium-duty vehicle emissions standards back two years, from model year 2027 to 2029, framing the move as a "freedom of choice" measure that the agency says will save automakers and consumers over $1.7 billion. The rollback goes much further than a delay, however — the EPA has also repealed the 2009 Endangerment Finding and all vehicle greenhouse gas regulations, dismantling the legal framework for future federal EV mandates.KIA DEBUTS PV5 SIDE-ENTRY WAV IN EUROPEKia unveiled the PV5 WAV Side Entry at the Motability Scheme Live exhibition in Birmingham on 15 May 2026, claiming a segment first with its side-entry wheelchair access that allows kerb-side boarding — an advantage in dense urban areas where rear access is often blocked. Built for taxi operators, shuttle services, and fleet providers, the van features a reinforced floor, integrated wheelchair anchorage, floor lighting for boarding visibility, and a two-step manual ramp suited to varied road conditions.COULTHARD DRIVES FORMULA E GEN4 AT MONACODavid Coulthard drove Formula E's upcoming GEN4 car on the streets of Monte Carlo, describing the experience as unlike anything in his career — a significant claim from a two-time Monaco Grand Prix winner. The GEN4, set to debut in the 2026/27 season, tops 205mph, weighs under 1,000kg, produces over 800bhp, hits 0–100kph in 1.8 seconds, and delivers a 71% power increase over GEN3 Evo in Attack Mode, with all-wheel drive and a redesigned ergonomic cockpit; it will make its first public show appearance at Goodwood Festival of Speed from 9–12 July.RECYCLING LIFTS OLD BATTERIES INTO BETTER CATHODESResearchers at Worcester Polytechnic Institute and Argonne National Laboratory have developed a recycling process that upcycles spent lithium iron phosphate and lithium manganese oxide cells into higher-performance lithium manganese iron phosphate cathode material, recovering more than 95% of key elements — rivalling or exceeding most commercial operations. Crucially, the process runs at normal temperature and pressure, requires no energy-intensive equipment, fits existing recycling infrastructure, and produces cathode material with higher energy density than the source materials it came from.