Podcasts about Money machine

Welcome back to another episode of the Building Your Money Machine Show! Today, I'm pulling back the curtain on the habits that don't get much hype — the “unsexy” routines that quietly made me and my clients serious money and, more importantly, bought us our financial freedom. Forget flashy overnight success stories; this episode is all about the tiny, repeatable behaviors that add up to real wealth over time.In this episode, I'm sharing the 12 unsexy habits that have multiplied my wealth and transformed my life. I've seen countless people believe they have an income problem, when it's really an awareness problem—money leaks that drain their potential, little by little.We're breaking these habits into three main categories. I'll get concrete—giving you action steps you can implement right now to master your money, eliminate financial stress, and live a life of choice.IN TODAY'S EPISODE, I DISCUSS:Why tracking EVERY dollar is the first step towards financial awareness and powerHow to automate your investing so it happens before you can even touch the moneyThe 50/50 windfall rule to fast-track your financial future—without sacrificing all your funMy 1% rule for steadily and painlessly increasing your savings rate without feeling deprivedHow to audit and renegotiate expenses so you plug persistent money leaks and keep more of what you earnLearning new skills that solve expensive, painful problems—so you become absolutely indispensableWhy volunteering for visible, strategic projects can fast-track your careerRECOMMENDED EPISODES FOR YOUIf you liked this episode, click here to enjoy these and more:https://melabraham.com/show/What The 1% Teach Their Kids About MoneyThe Brutal Truth About Money Management No One Wants to HearYour Wealth Can Explode to $5M… But Only If You Avoid These Traps!Shocking Money Stats of The Average American8 Things You Must Do Before 2026 (Financially)RECOMMENDED VIDEOS FOR YOU If you liked this video, you'll love these ones:What The 1% Teach Their Kids About Money: https://youtu.be/Wwud1_MzKsIThe Brutal Truth About Money Management No One Wants to Hear: https://youtu.be/prZWSsf8aasYour Wealth Can Explode to $5M… But Only If You Avoid These Traps!: https://youtu.be/86UuNod1KEcShocking Money Stats of The Average American: https://youtu.be/Li3ZnPmG9ZsORDER MY NEW USA TODAY BESTSELLING BOOK:Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It!The key to building the life you desire and deserve is to build your Money Machine—a powerful system designed to generate income that's no longer tied to your work or efforts. This step-by-step guide goes beyond the general idea of personal finance and wealth creation and reveals the holistic approach to transforming your relationship with money to allow you to enjoy financial freedom and peace of mind.Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how to build your money machine.When you do you'll also get over $1100 in wealth resources & bonuses for FREE! TAKE THE FINANCIAL FREEDOM QUIZ:Take this free quiz to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

Welcome back to the Building Your Money Machine Show! In today's episode, I get real about one of the most important roles we play—not just as wealth builders, entrepreneurs, or money mentors, but as parents and role models for the next generation. If you don't teach your kids about money, social media (hello, TikTok) will do it for you—and trust me, you won't like those lessons. Instead of “spend now, regret later,” let's raise kids who are independent, generous, financially confident, and prepared for life.I share the rituals and conversations I used with my own son—from the age of five and a half—so you can begin planting those seeds of abundance in your home. I'll show you how this approach builds not just financial literacy, but resilience, character, patience, generosity, and ownership.Whether you're a parent, grandparent, or soon-to-be one, this episode will give you both the mindset and the practical steps to start these conversations tonight.IN TODAY'S EPISODE, I DISCUSS:Why the 1% give their children systems, not handouts.The Four Bucket Blueprint: Save, Give, Live, and InvestReal examples of teaching kids work ethic, value creation, generosity, priorities, and ownership.How to set tangible incentives.Ideas for making giving meaningful and personal, from packing meal baskets to picking causes.Strategies for transitioning from jars and envelopes to real bank and brokerage accounts as your children grow.The difference between passing on assets and passing on skill setsRECOMMENDED EPISODES FOR YOUIf you liked this episode, click here to enjoy these and more:https://melabraham.com/show/The Brutal Truth About Money Management No One Wants to HearYour Wealth Can Explode to $5M… But Only If You Avoid These Traps!Shocking Money Stats of The Average American8 Things You Must Do Before 2026 (Financially)The Smartest Order to Invest Your Money (Step-by-Step)RECOMMENDED VIDEOS FOR YOU If you liked this video, you'll love these ones:The Brutal Truth About Money Management No One Wants to Hear: https://youtu.be/prZWSsf8aasYour Wealth Can Explode to $5M… But Only If You Avoid These Traps!: https://youtu.be/86UuNod1KEcShocking Money Stats of The Average American: https://youtu.be/Li3ZnPmG9Zs8 Things You Must Do Before 2026 (Financially): https://youtu.be/j-7fYxip5g8ORDER MY NEW USA TODAY BESTSELLING BOOK:Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It!The key to building the life you desire and deserve is to build your Money Machine—a powerful system designed to generate income that's no longer tied to your work or efforts. This step-by-step guide goes beyond the general idea of personal finance and wealth creation and reveals the holistic approach to transforming your relationship with money to allow you to enjoy financial freedom and peace of mind.Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how to build your money machine.When you do you'll also get over $1100 in wealth resources & bonuses for FREE! TAKE THE FINANCIAL FREEDOM QUIZ:Take this free quiz to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

Welcome back to the Building Your Money Machine Show! In this episode, I'm pulling back the curtain on the brutal truths about money management that absolutely no one wants to hear—but everyone needs to know. It's time to challenge the common beliefs that keep so many of us stuck, and replace them with real strategies for building true financial freedom.I see it all the time—people thinking that making more money, working harder, or just waiting for the “right time” will solve their problems. The truth? Most people don't have an income problem. They have a behavior, decision, and strategy problem. After years navigating my own financial ups and downs, I've learned the painful lessons so you don't have to.Today, I walk you through the nine brutal truths about money management—truths that challenge everything you've ever been taught. Plus, I'll give you a simple, actionable five-step money reset plan that you can start today to take charge of your financial life. Whether you're making $40K or $400K a year, the principles I share in this episode will help you move from paycheck-to-paycheck panic to living a life of choice and intention.IN TODAY'S EPISODE, I DISCUSS:Why making more money isn't the answerHow lifestyle creep sabotages even high earnersThe myth that you can “out-earn” bad money habitsThe danger of having no plan for your moneyThe reality that not investing is actually far riskier than investingHow systems and automation build sustainable wealthThe hard truth: Your financial future is a do-it-yourself projectRECOMMENDED EPISODES FOR YOUIf you liked this episode, click here to enjoy these and more:https://melabraham.com/show/Your Wealth Can Explode to $5M… But Only If You Avoid These Traps!Shocking Money Stats of The Average American8 Things You Must Do Before 2026 (Financially)The Smartest Order to Invest Your Money (Step-by-Step)It Sucks, But It'll Skyrocket Your Net WorthRECOMMENDED VIDEOS FOR YOU If you liked this video, you'll love these ones:Your Wealth Can Explode to $5M… But Only If You Avoid These Traps!: https://youtu.be/86UuNod1KEcShocking Money Stats of The Average American: https://youtu.be/Li3ZnPmG9Zs8 Things You Must Do Before 2026 (Financially): https://youtu.be/j-7fYxip5g8The Smartest Order to Invest Your Money (Step-by-Step): https://youtu.be/KWrFg8nP42YORDER MY NEW USA TODAY BESTSELLING BOOK:Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It!The key to building the life you desire and deserve is to build your Money Machine—a powerful system designed to generate income that's no longer tied to your work or efforts. This step-by-step guide goes beyond the general idea of personal finance and wealth creation and reveals the holistic approach to transforming your relationship with money to allow you to enjoy financial freedom and peace of mind.Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how to build your money machine.When you do you'll also get over $1100 in wealth resources & bonuses for FREE! TAKE THE FINANCIAL FREEDOM QUIZ:Take this free quiz to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

You've been doing the “right things” with your money - paying off debt, saving consistently, maybe even investing - but there's a quiet question that keeps coming up: what is all of this actually for? Erin Skye Kelly and Keri Blakeney talk once again with their favourite Money Machine expert, Mel Abraham, to unpack what happens after the debt is gone and why most people misunderstand retirement entirely. If you've ever wondered when your money starts working for you this conversation will change the way you think about building wealth. Find Mel Abraham online here: https://melabraham.com/ Get Mel's book “Building Your Money Machine” here: https://amzn.to/4p7cncf  Join our online community: www.getthehelloutofdebt.com  For more information on Transformation Weekend, visit transformationweekend.ca  Today's episode is brought to you by Quince. Treat yourself to bedding that lasts. Go to quince.com/skye and receive free shipping and 365 day returns.  Thanks to our sponsor, AirDoctor. Get $300 off using the promo code: ERIN when you visit https://airdoctorpro.com/  Leave us a voicemail message here: www.speakpipe.com/erinskyekelly  Purchase Get The Hell Out Of Debt and Naked Money Meetings online or from your favorite bookstore. Learn more about your ad choices. Visit megaphone.fm/adchoices

Welcome to another episode of the Building Your Money Machine Show! Today, we're getting brutally honest about the biggest reasons most people never hit that coveted million-dollar net worth—even though mathematically, millions of us should get there.In this episode, I unpack the 10 silent wealth traps that slowly steal hundreds of thousands (or even millions) of dollars from ordinary people over a lifetime. These aren't obvious mistakes—these are sneaky, everyday mindsets and decisions that feel normal, but quietly sabotage your financial future. I'm giving you the tough love and transparency you need to see (and avoid) these pitfalls before they derail your journey.Whether you're just starting out in your 20s, juggling life in your 30s and 40s, or feel like you're late to the party in your 50s or 60s, this episode has age-specific strategies to help you escape mediocrity and explode your wealth well into the seven figures and beyond.IN TODAY'S EPISODE, I DISCUSS:The shocking reality that only 10% of Americans hit a million-dollar net worthThe 10 wealth traps destroying your future wealthThe simplicity of a 4- to 5-fund portfolio that anyone can use to consistently build wealthWhy chasing high returns or picking individual stocks is almost always a losing game compared to boring, diversified index fundsAge-specific action steps to accelerate your path to wealthThe “5050 rule” for handling raises, so you celebrate wins now and fund your future at the same timeWhy compounding works slowly at first, then explodesHow to avoid the emotional and behavioral trapsRECOMMENDED EPISODES FOR YOUIf you liked this episode, click here to enjoy these and more:https://melabraham.com/show/Shocking Money Stats of The Average American8 Things You Must Do Before 2026 (Financially)The Smartest Order to Invest Your Money (Step-by-Step)It Sucks, But It'll Skyrocket Your Net WorthIt's Happening Again and What EVERYONE is MissingRECOMMENDED VIDEOS FOR YOU If you liked this video, you'll love these ones:Shocking Money Stats of The Average American: https://youtu.be/Li3ZnPmG9Zs8 Things You Must Do Before 2026 (Financially): https://youtu.be/j-7fYxip5g8The Smartest Order to Invest Your Money (Step-by-Step): https://youtu.be/KWrFg8nP42YIt Sucks, But It'll Skyrocket Your Net Worth: https://youtu.be/NDDBwDrkg_cORDER MY NEW USA TODAY BESTSELLING BOOK:Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It!The key to building the life you desire and deserve is to build your Money Machine—a powerful system designed to generate income that's no longer tied to your work or efforts. This step-by-step guide goes beyond the general idea of personal finance and wealth creation and reveals the holistic approach to transforming your relationship with money to allow you to enjoy financial freedom and peace of mind.Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how to build your money machine.When you do you'll also get over $1100 in wealth resources & bonuses for FREE! TAKE THE FINANCIAL FREEDOM QUIZ:Take this free quiz to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

Welcome to a revealing episode of the Building Your Money Machine Show! Today, I'm uncovering the “13 Shocking Money Stats of the Average American”—facts that will jolt you awake about why so many people struggle financially, and, most importantly, what you can do to avoid becoming one of these statistics.I walk you through 13 jaw-dropping stats, like how 28% of U.S. wealth is held by just 1% of people, why nearly a quarter of Americans live paycheck to paycheck, and the staggering reality of household savings, debt, medical bills, and student loans. But the story doesn't end there; for each stat, I share my personal experiences and give you actionable strategies for taking control, building assets, protecting yourself against emergencies, and getting your money working for you.From automating savings and fighting off financial “termites” to understanding why financial literacy is non-negotiable, these are the practical steps that will help you dodge the traps, master your money, and create a life of real financial freedom.IN TODAY'S EPISODE, I DISCUSS:Concrete steps for escaping the paycheck-to-paycheck trap Action plans for breaking free from $1.3 trillion in credit card debtSmart approaches to car paymentsThe toll medical debt takesHow to avoid student loan disaster by treating education like an investment with real ROIThe myth of retirement savings, and why building habits is more important than big balancesHow financial literacy can make or break your wealthThe hidden dangers of “buy now, pay later” and borrowing from your future selfRECOMMENDED EPISODES FOR YOUIf you liked this episode, click here to enjoy these and more:https://melabraham.com/show/8 Things You Must Do Before 2026 (Financially)The Smartest Order to Invest Your Money (Step-by-Step)It Sucks, But It'll Skyrocket Your Net WorthIt's Happening Again and What EVERYONE is MissingAccountant Explains: How to Invest Your First $10,000RECOMMENDED VIDEOS FOR YOUIf you liked this video, you'll love these ones:8 Things You Must Do Before 2026 (Financially): https://youtu.be/j-7fYxip5g8The Smartest Order to Invest Your Money (Step-by-Step): https://youtu.be/KWrFg8nP42YIt Sucks, But It'll Skyrocket Your Net Worth: https://youtu.be/NDDBwDrkg_cIt's Happening Again and What EVERYONE is Missing: https://youtu.be/sGaGRH396msORDER MY NEW USA TODAY BESTSELLING BOOK:Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It!The key to building the life you desire and deserve is to build your Money Machine—a powerful system designed to generate income that's no longer tied to your work or efforts. This step-by-step guide goes beyond the general idea of personal finance and wealth creation and reveals the holistic approach to transforming your relationship with money to allow you to enjoy financial freedom and peace of mind.Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how to build your money machine.When you do you'll also get over $1100 in wealth resources & bonuses for FREE! TAKE THE FINANCIAL FREEDOM QUIZ:Take this free quiz to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

Welcome to a game-changing episode of the Building Your Money Machine Show! Today, I'm tackling a topic that most people don't think about until it's too late—the essential financial moves you must make before 2026. Did you know that 70% of people enter a new year in the exact same financial place as the year before? It's not because we don't work hard or care enough—it's because we don't make the right moves at the right time.I'll walk you step by step through redesigning your spending plan, renegotiating expenses, realigning your spending with your values, and confirming your emergency fund to keep your nervous system calm. We'll check your net worth snapshot, capture all the free money you might be leaving on the table (think 401(k) matches, employee stock discounts, and HSAs), lock in your year-end tax strategies, and make sure you're maxing out those tax-advantaged accounts before the deadlines hit.This episode is your game plan to stop reacting to life and start directing it. Let's make your money machine work for you, so you can focus on what really matters: dignity, peace, options, and living life on your own terms.IN TODAY'S EPISODE, I COVER:Why 70% of people stay financially stuck year after yearHow to redesign your spending plan and audit the “big three” expensesAligning your spending with your true valuesBuilding and reevaluating your emergency and peace-of-mind fundsCalculating your true net worth and your all-important investable net worthHow to maximize and optimize all your tax-advantaged retirement accountsRECOMMENDED EPISODES FOR YOUIf you liked this episode, click here to enjoy these and more:https://melabraham.com/show/The Smartest Order to Invest Your Money (Step-by-Step)It Sucks, But It'll Skyrocket Your Net WorthIt's Happening Again and What EVERYONE is MissingAccountant Explains: How to Invest Your First $10,000The 3 Net Worth Milestones That Change EverythingRECOMMENDED VIDEOS FOR YOU If you liked this video, you'll love these ones:The Smartest Order to Invest Your Money (Step-by-Step): https://youtu.be/KWrFg8nP42YIt Sucks, But It'll Skyrocket Your Net Worth: https://youtu.be/NDDBwDrkg_cIt's Happening Again and What EVERYONE is Missing: https://youtu.be/sGaGRH396msAccountant Explains: How to Invest Your First $10,000: https://youtu.be/8spO7HPBvDQORDER MY NEW USA TODAY BESTSELLING BOOK:Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It!The key to building the life you desire and deserve is to build your Money Machine—a powerful system designed to generate income that's no longer tied to your work or efforts. This step-by-step guide goes beyond the general idea of personal finance and wealth creation and reveals the holistic approach to transforming your relationship with money to allow you to enjoy financial freedom and peace of mind.Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how to build your money machine.When you do you'll also get over $1100 in wealth resources & bonuses for FREE! TAKE THE FINANCIAL FREEDOM QUIZ:Take this free quiz to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

Welcome back to the Building Your Money Machine Show! In this episode, I'm shining a light on one of the most overlooked keys to financial freedom: the smartest order to invest your money. If you've ever felt like you're doing everything “right”—saving, investing, being responsible—but you're still not getting ahead, you're not broken. You've just been taught the wrong sequence. Today, I break down my Wealth Priority Ladder—a proven, step-by-step approach to hiring your dollars for the right jobs, finally giving you clarity, confidence, and control over your financial future.I dive into the common mistake that keeps people stuck. It's like trying to build a house by starting with the rooftop Jacuzzi! Instead, wealth is built systematically, and every dollar needs a job description—just like every employee in your business. When you master the right order, your money flows with purpose and resilience, rather than wandering aimlessly or causing financial stress.Finally, I talk about the Affluence Phase, where you shift your focus to legacy and generosity and your money machine is running in the background, empowering your life and mission.IN TODAY'S EPISODE, I DISCUSS:Why most people lose money by investing in the wrong orderThe Wealth Priority LadderBuilding an unshakable foundationWhy debt repayment and wealth creation should happen togetherThe strategic steps for investingHow to fit big one-time purchases into your wealth-building journeyLegacy, affluence, and generosityTake the next steps with my Financial Freedom Zone quizRECOMMENDED EPISODES FOR YOUIf you liked this episode, click here to enjoy these and more:https://melabraham.com/show/It Sucks, But It'll Skyrocket Your Net WorthIt's Happening Again and What EVERYONE is MissingAccountant Explains: How to Invest Your First $10,000The 3 Net Worth Milestones That Change EverythingIf You Don't Understand The K-Shaped Economy, You'll Never Get RichRECOMMENDED VIDEOS FOR YOU If you liked this video, you'll love these ones:It Sucks, But It'll Skyrocket Your Net Worth: https://youtu.be/NDDBwDrkg_cIt's Happening Again and What EVERYONE is Missing: https://youtu.be/sGaGRH396msAccountant Explains: How to Invest Your First $10,000: https://youtu.be/8spO7HPBvDQThe 3 Net Worth Milestones That Change Everything: https://youtu.be/M4PRKP092UkORDER MY NEW USA TODAY BESTSELLING BOOK:Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It!The key to building the life you desire and deserve is to build your Money Machine—a powerful system designed to generate income that's no longer tied to your work or efforts. This step-by-step guide goes beyond the general idea of personal finance and wealth creation and reveals the holistic approach to transforming your relationship with money to allow you to enjoy financial freedom and peace of mind.Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how to build your money machine.When you do you'll also get over $1100 in wealth resources & bonuses for FREE! TAKE THE FINANCIAL FREEDOM QUIZ:Take this free quiz to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

Welcome to another episode of the Building Your Money Machine Show, and today, I'm tackling something a lot of us feel on the wealth-building journey: it sucks at first, but it's the secret to skyrocketing your net worth. If you're saving and investing and it still seems like your numbers aren't moving, you're not failing—you're experiencing what I call the “wealth flatline.” That frustration has tripped up thousands, but if you stick it out, compounding will flip the switch and your money will start working harder for you than you ever worked for it.In this episode, I pull back the curtain on why building wealth feels painfully slow in the beginning, especially when you see friends celebrating big purchases and living it up while you're keeping it simple and disciplined. We dig into delayed gratification, the real-life grind of managing money, sticking to boring (but proven!) investing strategies, avoiding destructive debt, and fighting the urge for instant gratification.I even cover the phases you'll experience, from the grind, to acceleration, to the explosion zone where your portfolio returns outpace your contributions and you reach true financial freedom.IN TODAY'S EPISODE, I DISCUSS:Why the wealth-building journey feels frustrating at firstHow compounding works in practiceThe phases of wealth buildingReal-life examples showing what happens if you quit early versus stick with itPractical steps to get through the suckWhen your money hustles harder than you do and you live life by choiceRECOMMENDED EPISODES FOR YOUIf you liked this episode, click here to enjoy these and more:https://melabraham.com/show/It's Happening Again and What EVERYONE is MissingAccountant Explains: How to Invest Your First $10,000The 3 Net Worth Milestones That Change EverythingIf You Don't Understand The K-Shaped Economy, You'll Never Get RichHow to Build Systems to Actually Achieve Your Financial GoalsRECOMMENDED VIDEOS FOR YOU If you liked this video, you'll love these ones:It's Happening Again and What EVERYONE is Missing: https://youtu.be/sGaGRH396msAccountant Explains: How to Invest Your First $10,000: https://youtu.be/8spO7HPBvDQThe 3 Net Worth Milestones That Change Everything: https://youtu.be/M4PRKP092UkIf You Don't Understand The K-Shaped Economy, You'll Never Get Rich: https://youtu.be/HoEktNaPq5EORDER MY NEW USA TODAY BESTSELLING BOOK:Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It!The key to building the life you desire and deserve is to build your Money Machine—a powerful system designed to generate income that's no longer tied to your work or efforts. This step-by-step guide goes beyond the general idea of personal finance and wealth creation and reveals the holistic approach to transforming your relationship with money to allow you to enjoy financial freedom and peace of mind.Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how to build your money machine.When you do you'll also get over $1100 in wealth resources & bonuses for FREE! TAKE THE FINANCIAL FREEDOM QUIZ:Take this free quiz to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

Welcome to a crucial episode of the Building Your Money Machine Show. Today, I'm pulling back the curtain on what's really happening in our economy, and more importantly, the hidden financial risks that almost everyone is missing. While the headlines scream about AI and the stock market's record highs, there's a dangerous gap between perception and reality.As someone who's analyzed these cycles for over 30 years as a CPA, advisor, and investor, I'm here to help you see through the noise. In this episode, I decode the “debt spiral,” uncover consumer stress no one's talking about, expose the concentration risk lurking in your index funds, and dive into why today's signals eerily echo the moments before past market breakdowns.This isn't fear-mongering — it's about preparation, discipline, and clarity when everyone else is distracted by hype. I'll walk you through the five “hidden forces” shaping the next decade: the growing debt crisis, the productivity mirage of AI, the fragile state of consumer finances, and the shrinking lifespan of today's corporate giants.IN TODAY'S EPISODE, I DISCUSS:Why the U.S. government will soon spend more on interest than on national defenseHow AI is powerful but dangerously overhypedThe risks of extreme market concentration in just a handful of companiesThe myth of a “strong consumer” and the real data behind record debtHow corporate earnings are often an Instagram filter for underlying weaknessThe shrinking corporate lifespan and why betting on today's winners can be riskyRECOMMENDED EPISODES FOR YOUIf you liked this episode, click here to enjoy these and more:https://melabraham.com/show/Accountant Explains: How to Invest Your First $10,000The 3 Net Worth Milestones That Change EverythingIf You Don't Understand The K-Shaped Economy, You'll Never Get RichHow to Build Systems to Actually Achieve Your Financial GoalsThe ONLY Money Rule ALL Rich People UseRECOMMENDED VIDEOS FOR YOU If you liked this video, you'll love these ones:Accountant Explains: How to Invest Your First $10,000: https://youtu.be/8spO7HPBvDQThe 3 Net Worth Milestones That Change Everything: https://youtu.be/M4PRKP092UkIf You Don't Understand The K-Shaped Economy, You'll Never Get Rich: https://youtu.be/HoEktNaPq5EHow to Build Systems to Actually Achieve Your Financial Goals: https://youtu.be/PmCa9qORQygORDER MY NEW USA TODAY BESTSELLING BOOK:Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It!The key to building the life you desire and deserve is to build your Money Machine—a powerful system designed to generate income that's no longer tied to your work or efforts. This step-by-step guide goes beyond the general idea of personal finance and wealth creation and reveals the holistic approach to transforming your relationship with money to allow you to enjoy financial freedom and peace of mind.Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how to build your money machine.When you do you'll also get over $1100 in wealth resources & bonuses for FREE! TAKE THE FINANCIAL FREEDOM QUIZ:Take this free quiz to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

Welcome to another transformative episode of the Building Your Money Machine Show! Today, I'm breaking down exactly what you need to do if $10,000 suddenly shows up in your bank account—and how that first five-digit sum can be the key to unlocking your financial freedom.Here's the truth: most people freeze, flex, or fumble when they get their hands on their first real chunk of cash. But as I explain in this episode, investing your first $10,000 isn't just about picking the hottest stock or crypto your cousin can't stop talking about. It's about building a rock-solid financial foundation and developing the habits and systems that allow your money to work harder for you than you ever worked for it.I dive deep into my Wealth Priority Ladder—a proven, step-by-step approach to eliminating destructive debt, building your liquidity base, and earning the right to invest with confidence. I'll walk you through the right order of operations so you can avoid expensive mistakes, reduce financial stress, and actually build lasting wealth.IN TODAY'S EPISODE, I COVER:Why your first $10,000 is about building confidenceThe Wealth Priority LadderWhy you should tackle debt payoff and wealth creation togetherActionable strategies for getting rid of high-interest “destructive debt” using debt avalanche or snowball methodsThe exact hierarchy of accounts to invest inSimple, low-cost two-, three-, and four-fund portfolios that make wealth building automaticHow to avoid the top five mistakes that derail most new investorsRECOMMENDED EPISODES FOR YOUIf you liked this episode, click here to enjoy these and more:https://melabraham.com/show/The 3 Net Worth Milestones That Change EverythingIf You Don't Understand The K-Shaped Economy, You'll Never Get RichHow to Build Systems to Actually Achieve Your Financial GoalsThe ONLY Money Rule ALL Rich People UseIf You Don't Understand Fiat Currency, You Don't Understand MoneyRECOMMENDED VIDEOS FOR YOU If you liked this video, you'll love these ones:The 3 Net Worth Milestones That Change Everything: https://youtu.be/M4PRKP092UkIf You Don't Understand The K-Shaped Economy, You'll Never Get Rich: https://youtu.be/HoEktNaPq5EHow to Build Systems to Actually Achieve Your Financial Goals: https://youtu.be/PmCa9qORQygThe ONLY Money Rule ALL Rich People Use: https://youtu.be/njBdSToP6OYORDER MY NEW USA TODAY BESTSELLING BOOK:Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It!The key to building the life you desire and deserve is to build your Money Machine—a powerful system designed to generate income that's no longer tied to your work or efforts. This step-by-step guide goes beyond the general idea of personal finance and wealth creation and reveals the holistic approach to transforming your relationship with money to allow you to enjoy financial freedom and peace of mind.Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how to build your money machine.When you do you'll also get over $1100 in wealth resources & bonuses for FREE! TAKE THE FINANCIAL FREEDOM QUIZ:Take this free quiz to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

As Jim Hill and Drew Taylor sit down just hours before Zootopia 2 preview screenings begin, they dig into the film's early reactions, the surprising box-office shape of the holiday season, and the escalating economics behind today's animated franchises. HIGHLIGHTS Early reactions to Zootopia 2 and what Drew learned from scoring sessions and long-lead press days. How Wicked: For Good outpaced the original film's opening—and why reviews may complicate the long-term outlook. Stephen Schwartz's long history with animation—from Pocahontas to The Prince of Egypt—and his record-breaking opening weekend. A surprise Thanksgiving return for Prep & Landing and why Snowball Protocol deserved more promotion. Drew breaks down the blockbuster salaries behind Frozen 3 and 4—and how favored-nations deals shaped the cast's negotiations. Tim Allen completes his Toy Story 5 recording, plus a look back at the franchise's evolving pay scale. Trailer talk: David, Hoppers, and what Pixar's 2026 slate signals for the studio. Hosts Jim Hill — X/Twitter: @JimHillMedia | Instagram: @JimHillMedia | Website: jimhillmedia.com Drew Taylor — X/Twitter: @DrewTailored | Instagram: @drewtailored | Website: drewtaylor.work Follow Us Facebook: @JimHillMediaNews YouTube: @jimhillmedia TikTok: @jimhillmedia Producer Credits Edited by Dave Grey Produced by Eric Hersey Sponsor This episode is brought to you by Unlocked Magic, from the team at DVC Rental Store — offering discounted Disney theme park tickets, including special events. Save on your next trip at UnlockedMagic.com. Learn more about your ad choices. Visit megaphone.fm/adchoices

As Jim Hill and Drew Taylor sit down just hours before Zootopia 2 preview screenings begin, they dig into the film's early reactions, the surprising box-office shape of the holiday season, and the escalating economics behind today's animated franchises. HIGHLIGHTS Early reactions to Zootopia 2 and what Drew learned from scoring sessions and long-lead press days. How Wicked: For Good outpaced the original film's opening—and why reviews may complicate the long-term outlook. Stephen Schwartz's long history with animation—from Pocahontas to The Prince of Egypt—and his record-breaking opening weekend. A surprise Thanksgiving return for Prep & Landing and why Snowball Protocol deserved more promotion. Drew breaks down the blockbuster salaries behind Frozen 3 and 4—and how favored-nations deals shaped the cast's negotiations. Tim Allen completes his Toy Story 5 recording, plus a look back at the franchise's evolving pay scale. Trailer talk: David, Hoppers, and what Pixar's 2026 slate signals for the studio. Hosts Jim Hill — X/Twitter: @JimHillMedia | Instagram: @JimHillMedia | Website: jimhillmedia.com Drew Taylor — X/Twitter: @DrewTailored | Instagram: @drewtailored | Website: drewtaylor.work Follow Us Facebook: @JimHillMediaNews YouTube: @jimhillmedia TikTok: @jimhillmedia Producer Credits Edited by Dave Grey Produced by Eric Hersey Sponsor This episode is brought to you by Unlocked Magic, from the team at DVC Rental Store — offering discounted Disney theme park tickets, including special events. Save on your next trip at UnlockedMagic.com. Learn more about your ad choices. Visit megaphone.fm/adchoices

Welcome to another episode of the Building Your Money Machine Show! Today, I'm sharing a game-changing roadmap that truly transformed my own financial journey — the 3 Net Worth Milestones that can change everything for you, especially when life throws unexpected curveballs.We dive into the three essential net worth milestones—$100K, $500K, and $1M—that mark your progress from discipline, to momentum, to true financial freedom. I break down what each milestone means, why it matters so much, what to expect along the way, and, crucially, what steps to take whether you're just beginning or already making traction.I share my own experiences: the golden-hamster-wheel days when I believed more income was the answer, the reality check that upended that belief, and the behavioral shifts that really move the needle. We debunk the income trap, talk about the exponential power of compounding and time, and reveal why so many quit right before compounding really kicks in.IN TODAY'S EPISODE, I COVER:Why true financial freedom is about what happens when you can't earn, not just how much you makeThe “Income Trap” and why earning more alone doesn't set you freeThe 3 Net Worth MilestonesWhy your first $100K is the hardest, but builds belief and essential habits for lifeThe exponential magic of compoundingSmart strategies for optimizing your investmentsAvoiding lifestyle creep and risky bets when growth acceleratesWhy you shouldn't wait for a crisis to startRECOMMENDED EPISODES FOR YOUIf you liked this episode, click here to enjoy these and more:https://melabraham.com/show/If You Don't Understand The K-Shaped Economy, You'll Never Get RichHow to Build Systems to Actually Achieve Your Financial GoalsThe ONLY Money Rule ALL Rich People UseIf You Don't Understand Fiat Currency, You Don't Understand Money7 Popular Finance Tips That Are Quietly Keeping You BrokeRECOMMENDED VIDEOS FOR YOU If you liked this video, you'll love these ones:If You Don't Understand The K-Shaped Economy, You'll Never Get Rich: https://youtu.be/HoEktNaPq5EHow to Build Systems to Actually Achieve Your Financial Goals: https://youtu.be/PmCa9qORQygThe ONLY Money Rule ALL Rich People Use: https://youtu.be/njBdSToP6OYIf You Don't Understand Fiat Currency, You Don't Understand Money: https://youtu.be/d55yWZI6sbQORDER MY NEW USA TODAY BESTSELLING BOOK:Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It!The key to building the life you desire and deserve is to build your Money Machine—a powerful system designed to generate income that's no longer tied to your work or efforts. This step-by-step guide goes beyond the general idea of personal finance and wealth creation and reveals the holistic approach to transforming your relationship with money to allow you to enjoy financial freedom and peace of mind.Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how to build your money machine.When you do you'll also get over $1100 in wealth resources & bonuses for FREE! TAKE THE FINANCIAL FREEDOM QUIZ:Take this free quiz to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

Welcome to another powerful episode of the Building Your Money Machine Show! In this session, I tackle a topic that could redefine your financial future: the K-Shaped Economy. We're not all playing on the same economic field—and if you don't understand the rules, you could end up on the wrong side of the gap.In this episode, I break down what the K-shaped economy really means, why the gap between the haves and have-nots is growing faster than ever, and, most importantly, how you can take control so you end up on the right side of that divide. I use real-life examples and actionable strategies to show you why waiting for things to “go back to normal” isn't a plan—it's a slow leak to your finances.I share the five critical decisions that separate financial climbers from those who quietly slip behind. From how you spend and invest, to the information you consume, your sources of income, the assets you prioritize, and the community that surrounds you—these choices are setting your trajectory today, whether you realize it or not.IN TODAY'S EPISODE, I DISCUSS:What the K-shaped economy is and why it matters to your wealth journeyHow the wealth gap is accelerating—and why averages can be misleadingThe five key decisions that determine which side of the K you end up onReal life examples of Alex and Jamie—how small, consistent choices lead to dramatically different outcomesAction steps to shift your trajectory todayWhy nobody is coming to rescue you—and why you don't need them to if you get proactiveRECOMMENDED EPISODES FOR YOUIf you liked this episode, click here to enjoy these and more:https://melabraham.com/show/How to Build Systems to Actually Achieve Your Financial GoalsThe ONLY Money Rule ALL Rich People UseIf You Don't Understand Fiat Currency, You Don't Understand Money7 Popular Finance Tips That Are Quietly Keeping You Broke12 Things I Don't Waste Money On (As a 64 Yr Old Millionaire)RECOMMENDED VIDEOS FOR YOU If you liked this video, you'll love these ones:How to Build Systems to Actually Achieve Your Financial Goals: https://youtu.be/PmCa9qORQygThe ONLY Money Rule ALL Rich People Use: https://youtu.be/njBdSToP6OYIf You Don't Understand Fiat Currency, You Don't Understand Money: https://youtu.be/d55yWZI6sbQ7 Popular Finance Tips That Are Quietly Keeping You Broke: https://youtu.be/ctwclEvqOygORDER MY NEW USA TODAY BESTSELLING BOOK:Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It!The key to building the life you desire and deserve is to build your Money Machine—a powerful system designed to generate income that's no longer tied to your work or efforts. This step-by-step guide goes beyond the general idea of personal finance and wealth creation and reveals the holistic approach to transforming your relationship with money to allow you to enjoy financial freedom and peace of mind.Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how to build your money machine.When you do you'll also get over $1100 in wealth resources & bonuses for FREE! TAKE THE FINANCIAL FREEDOM QUIZ:Take this free quiz to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

Welcome to another game-changing episode of the Building Your Money Machine Show! Today, I'm pulling back the curtain on the secret sauce to actually achieving your financial goals — and let me tell you, it's not just about dreaming bigger or scribbling bold predictions into your journal. If you've ever set a money goal that fizzled faster than those New Year's resolutions, you're not alone. I've been there, too.In this episode, I walk you through my three powerful money systems that will take you from overwhelmed and paycheck-dependent to peaceful, confident, and wealthy.You'll hear the personal story that changed everything for me (spoiler: it involves a blue felt-tip pen, a stick figure, and my son Jeremy), and the curveball that forced me to test my financial systems when life threw cancer my way. Whether you're just starting your financial journey or looking to dial things up, I share actionable systems that move you from just hustle to lasting financial security and choice.I dive into the Money Flow System, the Investing System, and the Protection & Legacy System — plus a Financial Freedom Zone Quiz so you know exactly where to start.IN TODAY'S EPISODE, I DISCUSS:Why bold financial goals aren't enough if you don't have systemsThe Money Flow SystemThe Investing SystemThe Protection & Legacy SystemFinancial Freedom Zone Quiz to customize action steps for your journeyReal, relatable stories about the cost of poor systemsSimple, step-by-step actions you can start todayRECOMMENDED EPISODES FOR YOUIf you liked this episode, click here to enjoy these and more:https://melabraham.com/show/The ONLY Money Rule ALL Rich People UseIf You Don't Understand Fiat Currency, You Don't Understand Money7 Popular Finance Tips That Are Quietly Keeping You Broke12 Things I Don't Waste Money On (As a 64 Yr Old Millionaire)When You Get RICH, Tell NO ONE (Act Like You're Poor)RECOMMENDED VIDEOS FOR YOU If you liked this video, you'll love these ones:The ONLY Money Rule ALL Rich People Use: https://youtu.be/njBdSToP6OYIf You Don't Understand Fiat Currency, You Don't Understand Money: https://youtu.be/d55yWZI6sbQ7 Popular Finance Tips That Are Quietly Keeping You Broke: https://youtu.be/ctwclEvqOyg12 Things I Don't Waste Money On (As a 64 Yr Old Millionaire): https://youtu.be/quh1Hdz7Wb8ORDER MY NEW USA TODAY BESTSELLING BOOK:Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It!The key to building the life you desire and deserve is to build your Money Machine—a powerful system designed to generate income that's no longer tied to your work or efforts. This step-by-step guide goes beyond the general idea of personal finance and wealth creation and reveals the holistic approach to transforming your relationship with money to allow you to enjoy financial freedom and peace of mind.Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how to build your money machine.When you do you'll also get over $1100 in wealth resources & bonuses for FREE! TAKE THE FINANCIAL FREEDOM QUIZ:Take this free quiz to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

Welcome back to another episode of the Building Your Money Machine Show! Today, I'm cutting through one of the biggest myths about money — that earning more is the answer to financial freedom. If you've ever found yourself running on that earnings treadmill, making more but still feeling stuck or stressed, this conversation is for you.I break down the one rule every truly wealthy person follows, and it's probably not what you were taught. It's time to stop chasing paychecks and start building PEACE OF MIND. In this episode, I walk you through the “Affluence Cash Flow Matrix” — the exact framework I've used with clients to help you shift your focus from income and expenses to building a money machine that works for you.You'll learn why high earners are often just a bad month away from financial chaos, and how to escape the fragile treadmill of the earnings trap. Plus, I share real-life stories — like my client Mark earning $400K a year, living large, but still broke — and reveal how to move your money onto the right side of the matrix where freedom is found.IN TODAY'S EPISODE, I DISCUSS:Why earning more doesn't deliver freedomThe Affluence Cash Flow MatrixThe Wealth Priority LadderThe life-changing power of building your money machineImportant stats on investing habitsThe ONLY money rule all rich people followHow financial freedom is measured in time, not dollarsDownload my free Financial Freedom Number CalculatorRECOMMENDED EPISODES FOR YOUIf you liked this episode, click here to enjoy these and more:https://melabraham.com/show/If You Don't Understand Fiat Currency, You Don't Understand Money7 Popular Finance Tips That Are Quietly Keeping You Broke12 Things I Don't Waste Money On (As a 64 Yr Old Millionaire)When You Get RICH, Tell NO ONE (Act Like You're Poor)12 Signs That Predict You'll Be a Multi MillionaireRECOMMENDED VIDEOS FOR YOU If you liked this video, you'll love these ones:If You Don't Understand Fiat Currency, You Don't Understand Money: https://youtu.be/d55yWZI6sbQ7 Popular Finance Tips That Are Quietly Keeping You Broke: https://youtu.be/ctwclEvqOyg12 Things I Don't Waste Money On (As a 64 Yr Old Millionaire): https://youtu.be/quh1Hdz7Wb8When You Get RICH, Tell NO ONE (Act Like You're Poor): https://youtu.be/FailzpHkJBcORDER MY NEW USA TODAY BESTSELLING BOOK:Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It!The key to building the life you desire and deserve is to build your Money Machine—a powerful system designed to generate income that's no longer tied to your work or efforts. This step-by-step guide goes beyond the general idea of personal finance and wealth creation and reveals the holistic approach to transforming your relationship with money to allow you to enjoy financial freedom and peace of mind.Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how to build your money machine.When you do you'll also get over $1100 in wealth resources & bonuses for FREE! TAKE THE FINANCIAL FREEDOM QUIZ:Take this free quiz to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

In deze aflevering van de FCA Daily bespreken Bart Obbink, Stan Wagtman en Alex Mazereeuw het laatste voetbalnieuws! Met vandaag onder meer het aanstaande vertrek van Huiberts bij AZ, de mediadag bij Oranje en Lamine Yamal!(00:00) Intro(02:54) Max Huiberts stopt als directeur voetbalzaken bij AZ(09:00) Ten Hag niet naar Ajax, wie moet Heitinga vervangen?(14:50) Mediadag Nederlands Elftal(24:42) Medische behandeling Lamine Yamal(26:15) Rondje interlandperiode(29:20) Verdrietig nieuws over Daishawn Redan RØDEBen je zelf op zoek naar de beste podcast apparatuur voor in de studio of onderweg? Check: https://rode.com/en-nlSee omnystudio.com/listener for privacy information.

Welcome to another insightful episode of the Building Your Money Machine Show! Today, we're tackling a topic at the very heart of your financial future: fiat currency. If you've ever wondered why your paycheck doesn't seem to stretch the way it used to, or why groceries keep creeping up in price, stick with me—because the real issue isn't just inflation. It's understanding the actual money you're using.In this episode, I break down what fiat currency really is, how it became the global standard, and why it can silently drain your wealth if you don't know how to play the smart game. As a CPA, entrepreneur, and investor who's walked the financial freedom path more than once, I discovered firsthand that mastering money starts with understanding how the system works—when it's built on belief, not backing.We dig into the historical pivot from the gold standard to fiat currency, its pros (like flexibility and scalability), and its pitfalls. I'll show you how fiat impacts your income, spending, and investment strategies, and why focusing on real returns—not just what's printed on the page—is critical to building true wealth.IN TODAY'S EPISODE, I DISCUSS:What fiat currency is and how it shapes your financial lifeThe pros and cons of fiat currencyWhy asset ownership is crucial to outpace inflation and build real wealthThe difference between nominal returns and real returns, and why it mattersActionable steps to make your money work for youThe importance of the Financial Freedom Zone quizRECOMMENDED EPISODES FOR YOUIf you liked this episode, click here to enjoy these and more:https://melabraham.com/show/7 Popular Finance Tips That Are Quietly Keeping You Broke12 Things I Don't Waste Money On (As a 64 Yr Old Millionaire)When You Get RICH, Tell NO ONE (Act Like You're Poor)12 Signs That Predict You'll Be a Multi MillionaireWhy Keeping Over THIS AMOUNT In Cash Is a Huge MistakeRECOMMENDED VIDEOS FOR YOU If you liked this video, you'll love these ones:7 Popular Finance Tips That Are Quietly Keeping You Broke: https://youtu.be/ctwclEvqOyg12 Things I Don't Waste Money On (As a 64 Yr Old Millionaire): https://youtu.be/quh1Hdz7Wb8When You Get RICH, Tell NO ONE (Act Like You're Poor): https://youtu.be/FailzpHkJBc12 Signs That Predict You'll Be a Multi Millionaire: https://youtu.be/ITi-nvwJPVwORDER MY NEW USA TODAY BESTSELLING BOOK:Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It!The key to building the life you desire and deserve is to build your Money Machine—a powerful system designed to generate income that's no longer tied to your work or efforts. This step-by-step guide goes beyond the general idea of personal finance and wealth creation and reveals the holistic approach to transforming your relationship with money to allow you to enjoy financial freedom and peace of mind.Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how to build your money machine.When you do you'll also get over $1100 in wealth resources & bonuses for FREE! TAKE THE FINANCIAL FREEDOM QUIZ:Take this free quiz to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

Welcome to another game-changing episode of the Building Your Money Machine Show! Today, I'm pulling back the curtain on seven popular finance tips that might sound smart—but are actually keeping you stuck, broke, and playing small. If you've ever been told to skip the lattes, save 10%, hustle harder, buy a home ASAP, kill all debt before investing, play it safe, or believe that money can't buy happiness... you're not alone. But in my decades of working with families, entrepreneurs, and my own money journey, I've seen firsthand how these well-meaning tips can quietly sabotage your path to financial freedom.In this episode, I break down each myth, explain why they're momentum killers, and show you how to flip them into powerful, actionable strategies. It's time to escape the income trap and build a money machine—because earning more doesn't make you free, your money machine does! Freedom begins the moment you get your dollars working harder for you than you did for them.Let's jump in, unpack these outdated money rules and reframe your mindset for real progress, and a life by your design.IN TODAY'S EPISODE, I DISCUSS:Why cutting small expenses is a distraction from high-leverage money movesThe truth about saving 10% of your incomeThe trap of trading time for moneyWhy buying a home isn't always the wealth builder you've been told it isThe reality of debtPlaying it "safe" vs. playing to winThe false wisdom of “money can't buy happiness” and the real power of money to buy options, time, and impactRECOMMENDED EPISODES FOR YOUIf you liked this episode, click here to enjoy these and more:https://melabraham.com/show/12 Things I Don't Waste Money On (As a 64 Yr Old Millionaire)When You Get RICH, Tell NO ONE (Act Like You're Poor)12 Signs That Predict You'll Be a Multi MillionaireWhy Keeping Over THIS AMOUNT In Cash Is a Huge Mistake35 Years of Investing Lessons in 21 Minutes (From a CPA)RECOMMENDED VIDEOS FOR YOU If you liked this video, you'll love these ones:12 Things I Don't Waste Money On (As a 64 Yr Old Millionaire): https://youtu.be/quh1Hdz7Wb8When You Get RICH, Tell NO ONE (Act Like You're Poor): https://youtu.be/FailzpHkJBc12 Signs That Predict You'll Be a Multi Millionaire: https://youtu.be/ITi-nvwJPVwWhy Keeping Over THIS AMOUNT In Cash Is a Huge Mistake: https://youtu.be/P8vdriqlP-0ORDER MY NEW USA TODAY BESTSELLING BOOK:Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It!The key to building the life you desire and deserve is to build your Money Machine—a powerful system designed to generate income that's no longer tied to your work or efforts. This step-by-step guide goes beyond the general idea of personal finance and wealth creation and reveals the holistic approach to transforming your relationship with money to allow you to enjoy financial freedom and peace of mind.Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how to build your money machine.When you do you'll also get over $1100 in wealth resources & bonuses for FREE! TAKE THE FINANCIAL FREEDOM QUIZ:Take this free quiz to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

Welcome to another eye-opening episode of the Building Your Money Machine Show! Today, I'm sharing the 12 things I DON'T waste my money on as a 64-year-old millionaire. If you've ever felt the pressure to cut out coffee or deprive yourself to achieve financial freedom, let me tell you — that's not the secret. True wealth is about living consciously, and making sure every dollar multiplies your joy, not your regret.I'll break down the biggest financial pitfalls I've seen over decades as a CPA, entrepreneur, and mentor. These aren't just theoretical — I've made these mistakes myself, and learned how to dodge them to build lasting financial freedom. From subscription creep to “joy purchases” disguised as progress, chasing rewards and fads, buying for the future you, and more, I want you to be intentional about every decision.Building your money machine isn't about deprivation. It's about being smart — celebrating your successes, understanding where your dollars go, and making choices that feed your future wealth and peace. So if you want to know what really robs people of their freedom, you're in the right place!IN TODAY'S EPISODE, I DISCUSS:The real killers of financial freedomWhy lifestyle inflation keeps you stuck on the hamster wheelHow subscriptions eat away at your wealthGambling in the stock market vs. anchoring your wealth in boringThe cost of financial complexity, and why simplicity always winsWhen DIY projects cost more than hiring a proBuying for the future you, instead of living and investing for todayRECOMMENDED EPISODES FOR YOUIf you liked this episode, click here to enjoy these and more:https://melabraham.com/show/When You Get RICH, Tell NO ONE (Act Like You're Poor)12 Signs That Predict You'll Be a Multi MillionaireWhy Keeping Over THIS AMOUNT In Cash Is a Huge Mistake35 Years of Investing Lessons in 21 Minutes (From a CPA)9 Subtle Signs You're Building REAL WealthRECOMMENDED VIDEOS FOR YOU If you liked this video, you'll love these ones:When You Get RICH, Tell NO ONE (Act Like You're Poor): https://youtu.be/FailzpHkJBc12 Signs That Predict You'll Be a Multi Millionaire: https://youtu.be/ITi-nvwJPVwWhy Keeping Over THIS AMOUNT In Cash Is a Huge Mistake: https://youtu.be/P8vdriqlP-035 Years of Investing Lessons in 21 Minutes (From a CPA): https://youtu.be/uGmn1VppXSgORDER MY NEW USA TODAY BESTSELLING BOOK:Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It!The key to building the life you desire and deserve is to build your Money Machine—a powerful system designed to generate income that's no longer tied to your work or efforts. This step-by-step guide goes beyond the general idea of personal finance and wealth creation and reveals the holistic approach to transforming your relationship with money to allow you to enjoy financial freedom and peace of mind.Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how to build your money machine.When you do you'll also get over $1100 in wealth resources & bonuses for FREE! TAKE THE FINANCIAL FREEDOM QUIZ:Take this free quiz to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

Welcome to another episode of the Building Your Money Machine Show! Today, I'm shedding light on one of the most misunderstood secrets in wealth-building—why the truly rich keep their wealth quiet and what that means for living a life of freedom, choice, and peace of mind.If you've ever thought that being rich means showing off the fancy car, watch, or taking extravagant trips, let's flip that script. In this episode, I dive deep into the reality behind loud wealth—the hidden stress, the debt, and the attention from scammers and opportunists. I'll walk you through why acting broke (not literally poor, but quietly and respectfully wealthy) actually protects your relationships, your sanity, and, yes, even your safety.We'll explore practical action steps to audit your expenses, rethink your relationship with social media, and use the power of financial camouflage as a secret weapon. I'll show you why stacking assets—not brands—is how the rich stay rich, and how you can redirect just one status purchase into building your own money machine.IN TODAY'S EPISODE, I DISCUSS:Why announcing your wealth is the fastest way to lose itThe psychological burden and hidden stress behind performing wealthAction steps to audit expenses and reduce image-driven spendingHow social media invites judgment and scammersThe silent advantage of flying under the radar, negotiating better deals, and avoiding “rich person surcharges”Real-life role models of quiet wealth and what you can learn from their habitsHow to define your “freedom number” and build your money machineRECOMMENDED EPISODES FOR YOUIf you liked this episode, click here to enjoy these and more:https://melabraham.com/show/12 Signs That Predict You'll Be a Multi MillionaireWhy Keeping Over THIS AMOUNT In Cash Is a Huge Mistake35 Years of Investing Lessons in 21 Minutes (From a CPA)9 Subtle Signs You're Building REAL Wealth9 Things Rich People Don't Waste Money OnRECOMMENDED VIDEOS FOR YOU If you liked this video, you'll love these ones:12 Signs That Predict You'll Be a Multi Millionaire: https://youtu.be/ITi-nvwJPVwWhy Keeping Over THIS AMOUNT In Cash Is a Huge Mistake: https://youtu.be/P8vdriqlP-035 Years of Investing Lessons in 21 Minutes (From a CPA): https://youtu.be/uGmn1VppXSg9 Subtle Signs You're Building REAL Wealth: https://youtu.be/H7OLvx2eciYORDER MY NEW USA TODAY BESTSELLING BOOK:Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It!The key to building the life you desire and deserve is to build your Money Machine—a powerful system designed to generate income that's no longer tied to your work or efforts. This step-by-step guide goes beyond the general idea of personal finance and wealth creation and reveals the holistic approach to transforming your relationship with money to allow you to enjoy financial freedom and peace of mind.Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how to build your money machine.When you do you'll also get over $1100 in wealth resources & bonuses for FREE! TAKE THE FINANCIAL FREEDOM QUIZ:Take this free quiz to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

Welcome to another episode of the Building Your Money Machine Show, where we break down exactly what it takes to master your money, eliminate financial stress, and build a life of choice. In today's episode, I'm diving into the 12 wealth signals that can predict whether you're on the millionaire track long before your bank account proves it. That's right—millionaire status isn't about IQ, luck, or outworking everyone around you. It comes down to a handful of specific mindsets, behaviors, mechanics, and relationships most people ignore.From the power of saying "no" to the art of delayed gratification, curiosity over intelligence, and the ability to measure wealth in time—not just dollars—I'll show you why compounding, discipline, and self-control beat hustle and brute force every time. We'll talk about why emotional detachment from money, risk radar, and embracing unpopular paths make all the difference when everyone else is chasing the herd.Whether you're just starting out or already building your money machine, these 12 signals are your checklist for financial freedom. Plus, I'm sharing free resources like my Lifestyle Cost Calculator to help you figure out how much your dream life will actually cost.IN TODAY'S EPISODE, I DISCUSS:Why saying "no" compounds your focusHow curiosity and adaptability beat raw intelligence when it comes to wealthLearning to emotionally detach from money and stick with your planThe difference between ownership and effortMoney as a tool and a paintbrush, not a trophyHow learning from every dollar leads to exponential improvementRECOMMENDED EPISODES FOR YOUIf you liked this episode, click here to enjoy these and more:https://melabraham.com/show/Why Keeping Over THIS AMOUNT In Cash Is a Huge Mistake35 Years of Investing Lessons in 21 Minutes (From a CPA)9 Subtle Signs You're Building REAL Wealth9 Things Rich People Don't Waste Money OnHow to Have Better Finances Than 95% of People (in 3 Months)RECOMMENDED VIDEOS FOR YOU If you liked this video, you'll love these ones:Why Keeping Over THIS AMOUNT In Cash Is a Huge Mistake: https://youtu.be/P8vdriqlP-035 Years of Investing Lessons in 21 Minutes (From a CPA): https://youtu.be/uGmn1VppXSg9 Subtle Signs You're Building REAL Wealth: https://youtu.be/H7OLvx2eciY9 Things Rich People Don't Waste Money On: https://youtu.be/n4C0FMrIrTcORDER MY NEW USA TODAY BESTSELLING BOOK:Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It!The key to building the life you desire and deserve is to build your Money Machine—a powerful system designed to generate income that's no longer tied to your work or efforts. This step-by-step guide goes beyond the general idea of personal finance and wealth creation and reveals the holistic approach to transforming your relationship with money to allow you to enjoy financial freedom and peace of mind.Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how to build your money machine.When you do you'll also get over $1100 in wealth resources & bonuses for FREE! TAKE THE FINANCIAL FREEDOM QUIZ:Take this free quiz to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

Welcome back to the Building Your Money Machine Show! Today, I'm busting one of the biggest financial myths out there—and it's something I see trip people up over and over again: the idea that the more cash you keep in the bank, the safer and wealthier you'll be. In reality, sitting on too much cash might just be one of the riskiest moves for your financial future.Drawing from my decades as a CPA, an entrepreneur, and an advisor, I'll break down why cash is a protector, not a builder of wealth. We'll dig into the exact formula you can use to figure out how much cash you really need to keep, how to set up your emergency and peace of mind funds, and what to do when you're crossing the “too much” cash line. If you want your money to work harder for you than you did for it, this episode is a must-listen.You'll not only gain peace of mind but also learn to avoid the hidden dangers—like inflation, lifestyle creep, and missed opportunities—that come with stockpiling too much in your checking account. I'll walk you through practical steps to strike the right balance, boost your security, and unlock the true path to financial freedom.IN TODAY'S EPISODE, I DISCUSS:Why cash is a safety tool—not a path to wealth buildingThe four key reasons you should keep cash on handHow to set up your emergency fund and peace of mind fundThe potential dangers of holding too much cashWhere to park your cash for the best combination of safety, liquidity, and yieldMy free Lifestyle Cost Calculator to help you confidently determine your essentials and financial targetsRECOMMENDED EPISODES FOR YOUIf you liked this episode, click here to enjoy these and more:https://melabraham.com/show/35 Years of Investing Lessons in 21 Minutes (From a CPA)9 Subtle Signs You're Building REAL Wealth9 Things Rich People Don't Waste Money OnHow to Have Better Finances Than 95% of People (in 3 Months)10 Signs Someone is Secretly WealthyRECOMMENDED VIDEOS FOR YOU If you liked this video, you'll love these ones:35 Years of Investing Lessons in 21 Minutes (From a CPA): https://youtu.be/uGmn1VppXSg9 Subtle Signs You're Building REAL Wealth: https://youtu.be/H7OLvx2eciY9 Things Rich People Don't Waste Money On: https://youtu.be/n4C0FMrIrTcHow to Have Better Finances Than 95% of People (in 3 Months): https://youtu.be/scFXprf7q6MORDER MY NEW USA TODAY BESTSELLING BOOK:Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It!The key to building the life you desire and deserve is to build your Money Machine—a powerful system designed to generate income that's no longer tied to your work or efforts. This step-by-step guide goes beyond the general idea of personal finance and wealth creation and reveals the holistic approach to transforming your relationship with money to allow you to enjoy financial freedom and peace of mind.Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how to build your money machine.When you do you'll also get over $1100 in wealth resources & bonuses for FREE! TAKE THE FINANCIAL FREEDOM QUIZ:Take this free quiz to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

LAFCU Heritage Fest took place Friday, Sept. 26 at LAFCU's West Lansing branch. This free community celebration featured live cultural performances, music, food, and family activities — including dance groups, a funk/R&B band, food trucks, giveaways, and more. Guests were also encouraged to wear traditional attire to celebrate their heritage. MBN stopped by over the Noon hour to capture the performances, family fun, and vibrant community spirit. LAFCU Heritage Fest to be held Friday, Sept. 26 in West Lansing WHAT: LAFCU Heritage Fest, a free community event featuring culture, food, music and family fun. The event featured live performances by Worship Without Words dance group, Fantasia Ballet Folklorico, and funk/R&B band The Love Effect. Attendees also enjoyed Jeff the Magician, Stilt Dance Project, bounce houses, an interactive Money Machine, food trucks, giveaways, and more. Guests were welcome to wear traditional attire that celebrates their heritage. Kelli Ellsworth Etchison, Chief Marketing Officer, and Chief Diversity Officer, LAFCU, Lansing, MI, shares the stage with some board members who discuss their volunteer spirit and celebration of the day's festival. Then there are about 12 minutes of sights and sounds from during the festival, including a performance using "Black Is Everything" Ta'Rhonda Jones' Audio. {This will be removed if needed}. WHO: Community members of all ages attended. The event was free and open to the public. WHERE: LAFCU West Lansing Branch | 106 N. Marketplace Blvd., Lansing, MI 48917 WHEN: Friday, Sept. 26 WHY: LAFCU Heritage Fest is a living expression of the credit union's long-standing commitment to community engagement, celebrating the people, traditions, and cultural well-being that make the Greater Lansing region unique. About LAFCU: Founded in 1936, LAFCU (pronounced laugh-cue) is a not-for-profit, member-owned credit union open to all who live, work, worship or attend school in Michigan, and to Michigan businesses. LAFCU serves more than 74,000 members and holds over $1 billion in assets. With a particular focus on serving people of modest means, LAFCU is committed to enhancing its members' financial well-being and creating long-lasting positive change across generations. Awarded the prestigious Dora Maxwell Social Responsibility Community Service Award, LAFCU is known for its people-helping-people mission, which has led to award-winning financial literacy programs for all ages. A three-time honoree as a national ‘Best Credit Union to Work For' and recognized globally for its diversity, equity, and inclusion initiatives, LAFCU stands out for its commitment to creating an inclusive workplace. Learn more at www.lafcu.com. # # # » Visit MBN website: www.michiganbusinessnetwork.com/ » Subscribe to MBN's YouTube: www.youtube.com/@MichiganbusinessnetworkMBN » Like MBN: www.facebook.com/mibiznetwork » Follow MBN: twitter.com/MIBizNetwork/ » MBN Instagram: www.instagram.com/mibiznetwork/

Welcome to another episode of the Building Your Money Machine Show! Today, I'm pulling back the curtain on my 35+ years of investing experience—real-world, in-the-trenches lessons learned as a CPA, entrepreneur, and investor who's seen it all. Forget the hype about AI stocks, crypto, and so-called secret get-rich-quick strategies. In this episode, I break down the timeless principles and habits that actually create wealth—and help you avoid the painful mistakes that most investors make along the way.Whether you're just starting out or have been in the game for decades, this episode is for anyone who wants to build a reliable, stress-free path to financial freedom. I'm sharing the 11 most powerful investing lessons I've learned from four recessions, three bubbles, and a lot of late nights with spreadsheets. From avoiding emotional decisions to understanding the real role of advisors, we get into the specifics you need to know to make your money work for you—not the other way around.I'm here to help you master your money, eliminate stress, and live a life of choice.IN TODAY'S EPISODE, I DISCUSS:Why behavior beats math when it comes to investingThe myth of market timing and why even the pros can't predict the highs and lowsWhy you should never invest in something you can't clearly explainHow to spot and avoid bad financial adviceeThe superpower of liquidityWhy complexity doesn't create wealth—clarity and simplicity doThe dangers of chasing hot sectors and trendsWhy investing is only part of your “money machine”RECOMMENDED EPISODES FOR YOUIf you liked this episode, click here to enjoy these and more:https://melabraham.com/show/9 Subtle Signs You're Building REAL Wealth9 Things Rich People Don't Waste Money OnHow to Have Better Finances Than 95% of People (in 3 Months)10 Signs Someone is Secretly WealthyWealth Explodes after $100K But Only If You Avoid These Traps!RECOMMENDED VIDEOS FOR YOU If you liked this video, you'll love these ones:9 Subtle Signs You're Building REAL Wealth: https://youtu.be/H7OLvx2eciY9 Things Rich People Don't Waste Money On: https://youtu.be/n4C0FMrIrTcHow to Have Better Finances Than 95% of People (in 3 Months): https://youtu.be/scFXprf7q6M10 Signs Someone is Secretly Wealthy: https://youtu.be/6Q6boC1l77EORDER MY NEW USA TODAY BESTSELLING BOOK:Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It!The key to building the life you desire and deserve is to build your Money Machine—a powerful system designed to generate income that's no longer tied to your work or efforts. This step-by-step guide goes beyond the general idea of personal finance and wealth creation and reveals the holistic approach to transforming your relationship with money to allow you to enjoy financial freedom and peace of mind.Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how to build your money machine.When you do you'll also get over $1100 in wealth resources & bonuses for FREE! TAKE THE FINANCIAL FREEDOM QUIZ:Take this free quiz to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

Welcome to another thought-provoking episode of the Building Your Money Machine Show! Today, I'm pulling back the curtain on what REAL wealth looks like. If you've ever found yourself scrolling through Instagram, dazzled by flashy cars, luxury homes, and rooftop cocktails—this is your wake-up call. Because let's be honest: most of what people call “success” online is just chaos with a fresh coat of paint.In this episode, I break down the nine subtle signs that reveal whether you're quietly building genuine, lasting wealth—or just getting sucked into the game of chasing shiny objects. After more than three decades as a CPA, entrepreneur, and money mentor, I've seen both sides: those who went broke chasing the flex, and others who built millions living lives you'd drive right past without ever noticing.We'll dig into the mindsets, and strategies that won't impress your neighbors, but WILL set you free. You'll learn why earning more money doesn't make you free—it's about creating a money machine that works harder for you than you ever did for it. It's subtle. It's boring. And it's the path to real freedom.IN TODAY'S EPISODE, I DISCUSS:Why focusing on your lifestyle vision—not just a big bank account—changes your entire wealth strategyHow investing in your own financial knowledge is the ultimate ROIBuilding an emergency peace-of-mind fund to protect yourself from life's financial surprisesTracking your net worth—not just your incomeBeating lifestyle creepPaying attention to taxes and optimizing your strategies so your wealth isn't quietly drainedRECOMMENDED EPISODES FOR YOUIf you liked this episode, click here to enjoy these and more:https://melabraham.com/show/9 Things Rich People Don't Waste Money OnHow to Have Better Finances Than 95% of People (in 3 Months)10 Signs Someone is Secretly WealthyWealth Explodes after $100K But Only If You Avoid These Traps!ACCOUNTANT EXPLAINS: Every Level of Wealth in X minsRECOMMENDED VIDEOS FOR YOU If you liked this video, you'll love these ones:9 Things Rich People Don't Waste Money On: https://youtu.be/n4C0FMrIrTcHow to Have Better Finances Than 95% of People (in 3 Months): https://youtu.be/scFXprf7q6M10 Signs Someone is Secretly Wealthy: https://youtu.be/6Q6boC1l77EWealth Explodes after $100K But Only If You Avoid These Traps!: https://youtu.be/52zuVc9MRpAORDER MY NEW USA TODAY BESTSELLING BOOK:Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It!The key to building the life you desire and deserve is to build your Money Machine—a powerful system designed to generate income that's no longer tied to your work or efforts. This step-by-step guide goes beyond the general idea of personal finance and wealth creation and reveals the holistic approach to transforming your relationship with money to allow you to enjoy financial freedom and peace of mind.Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how to build your money machine.When you do you'll also get over $1100 in wealth resources & bonuses for FREE! TAKE THE FINANCIAL FREEDOM QUIZ:Take this free quiz to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

Welcome to another eye-opening episode of the Building Your Money Machine Show! I'm Mel Abraham, and today we're tearing down the myths that social media, Instagram, and pop culture sell about wealth—the fancy cars, designer wardrobes, and mega-mansions. Real wealth isn't about showing off; it's about saying “no” to the things that drain your potential and your bank account.In this episode, I reveal the nine things that truly wealthy people absolutely do not waste their money on. Far from being “cheap,” the rich invest intentionally in quality—so their purchases last, their homes serve their lifestyle (not their ego), and their assets quietly grow while others chase status symbols and debt.This isn't about sacrificing joy—it's about asking, “Does this get me closer to my dreams and financial freedom?” Every dollar you spend is either building your money machine or someone else's. I give you the framework, tools like the free Lifestyle Cost Calculator, and actionable strategies to keep your spending intentional and aligned with your vision.Get ready for an episode packed with practical advice that can help you master your money!IN TODAY'S EPISODE, I DISCUSS:Why buying cheap actually costs you more in the long runHow the wealthy avoid “home ego” spending and live within their meansThe dangers of chasing status and loud debt instead of quiet wealthWhy luxury transport are often chains, not freedomThe real odds behind lottery tickets and gamblingHow to avoid financial penalties and banking fees that erode your wealthRECOMMENDED EPISODES FOR YOUIf you liked this episode, click here to enjoy these and more:https://melabraham.com/show/How to Have Better Finances Than 95% of People (in 3 Months)10 Signs Someone is Secretly WealthyWealth Explodes after $100K But Only If You Avoid These Traps!ACCOUNTANT EXPLAINS: Every Level of Wealth in X minsNever Make These 12 Mistakes if You Want to RetireRECOMMENDED VIDEOS FOR YOU If you liked this video, you'll love these ones:How to Have Better Finances Than 95% of People (in 3 Months): https://youtu.be/scFXprf7q6M10 Signs Someone is Secretly Wealthy: https://youtu.be/6Q6boC1l77EWealth Explodes after $100K But Only If You Avoid These Traps!: https://youtu.be/52zuVc9MRpAACCOUNTANT EXPLAINS: Every Level of Wealth in X mins: https://youtu.be/YAxSPE_4FfYORDER MY NEW USA TODAY BESTSELLING BOOK:Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It!The key to building the life you desire and deserve is to build your Money Machine—a powerful system designed to generate income that's no longer tied to your work or efforts. This step-by-step guide goes beyond the general idea of personal finance and wealth creation and reveals the holistic approach to transforming your relationship with money to allow you to enjoy financial freedom and peace of mind.Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how to build your money machine.When you do you'll also get over $1100 in wealth resources & bonuses for FREE! TAKE THE FINANCIAL FREEDOM QUIZ:Take this free quiz to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

AI stocks are booming — but are we nearing a breaking point?This week on Newcomer, we unpack how OpenAI, Anthropic, Nvidia, and AMD are fueling what might be the biggest tech money machine since the dot-com bubble. From trillion-dollar valuations to volatile deals and hype cycles, we explore whether this “AI economy” is sustainable — or if it's starting to look like a Ponzi scheme.

Welcome to another action-packed episode of the Building Your Money Machine Show. Today, we're diving into a game plan that can completely transform your finances in just 90 days. I know—big promise. But after 30-plus years as a CPA, entrepreneur, and coach, I've seen what keeps people stuck, stressed, and feeling left behind. It isn't laziness or lack of smarts—it's not having the right playbook. Together, I'll walk you through a proven, week-by-week strategy so you can be further ahead financially than 95% of people by this time next quarter.Forget cutting lattes or living in a shoebox apartment—this episode is all about building sustainable, lifelong wealth, step by step. We'll reframe your money story, take control of your cash flow, plug up the leaks, and set up your first genuine investments. I'm sharing the exact blueprint, from rewriting the beliefs that hold you back, to putting practical systems in place, to finally getting your money working harder for you than you did for it.Whether you're drowning in debt, living paycheck-to-paycheck, or just hungry to fast-track your path to financial freedom, everything you need is inside this episode.IN TODAY'S EPISODE, I DISCUSS:Why most people struggle financiallyWeek-by-week blueprint for the first four weeksPractical steps to plug the leaksCreating your “freedom vision”Why skilling up and becoming invaluable to your company or clients is the secret to boosting incomeThe simple four-bucket system to manage your moneyThe power of reviewing, resetting, and repeating this 12-week sprintRECOMMENDED EPISODES FOR YOUIf you liked this episode, click here to enjoy these and more:https://melabraham.com/show/10 Signs Someone is Secretly WealthyWealth Explodes after $100K But Only If You Avoid These Traps!ACCOUNTANT EXPLAINS: Every Level of Wealth in X minsNever Make These 12 Mistakes if You Want to RetireThe Real Cost of Pretending to be RichRECOMMENDED VIDEOS FOR YOU If you liked this video, you'll love these ones:10 Signs Someone is Secretly Wealthy: https://youtu.be/6Q6boC1l77EWealth Explodes after $100K But Only If You Avoid These Traps!: https://youtu.be/52zuVc9MRpAACCOUNTANT EXPLAINS: Every Level of Wealth in X mins: https://youtu.be/YAxSPE_4FfYNever Make These 12 Mistakes if You Want to Retire: https://youtu.be/ifbBd9PH8cYORDER MY NEW USA TODAY BESTSELLING BOOK:Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It!The key to building the life you desire and deserve is to build your Money Machine—a powerful system designed to generate income that's no longer tied to your work or efforts. This step-by-step guide goes beyond the general idea of personal finance and wealth creation and reveals the holistic approach to transforming your relationship with money to allow you to enjoy financial freedom and peace of mind.Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how to build your money machine.When you do you'll also get over $1100 in wealth resources & bonuses for FREE! TAKE THE FINANCIAL FREEDOM QUIZ:Take this free quiz to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

In this episode of the Tax Smart REI Podcast, Thomas and Ryan sit down with short-term rental expert Taylor Jones to break down how investors are transforming ordinary Airbnbs into high-ROI “money machines”, even as the STR landscape becomes more competitive. Tune in to learn: - Why data-driven decisions outperform emotion-based investing every time. - How to identify high-demand markets with built-in traveler traffic and lower risk. - The amenities and design upgrades (like pickleball courts and pools) that can add $30K–$70K in annual revenue. - The 4 ROI levers that drive long-term wealth: tax savings, cash flow, principal paydown, and appreciation. - How to go from zero to under contract in just 32 days and why timing your launch can supercharge returns. - The smart 2025 strategy: buy now, rebrand later to maximize tax benefits and long-term performance. Whether you're looking to buy your first STR or scale a growing portfolio, this episode is a must-listen guide to building a short-term rental business that actually pays you, month after month, year after year. To become a client, request a consultation from Hall CPA, PLLC at go.therealestatecpa.com/3KSEev6 Subscribe to REI Daily & Enter to Win a FREE Strategy Call: go.therealestatecpa.com/41JuQBX Connect with Eckard Enterprises: eckardenterprises.com/taxsmartrei/ Connect with Taylor: https://strsearch.com/ The Tax Smart Real Estate Investors podcast is for general information purposes only and is not intended to provide, and should not be relied on for, tax, legal, or accounting advice. Information on the podcast may not constitute the most up-to-date legal or other information. No reader, user, or listener of this podcast should act or refrain from acting on the basis of information on this podcast without first seeking legal and tax advice from counsel in the relevant jurisdiction. Only your individual attorney and tax advisor can provide assurances that the information contained herein – and your interpretation of it – is applicable or appropriate to your particular situation. Use of, and access to, this podcast or any of the links or resources contained or mentioned within the podcast show and show notes do not create a relationship between the reader, user, or listener and podcast hosts, contributors, or guests. Any mention of third-party vendors, products, or services does not constitute an endorsement or recommendation. You should conduct your own due diligence before engaging with any vendor.

Welcome to another value-packed episode of the Building Your Money Machine Show! Today, I'm pulling back the curtain on a side of wealth that's rarely talked about — the subtle, quiet signals that reveal true financial freedom. Ever wondered how someone can fly first class in Costco jeans, or why the flashiest person at the valet isn't always the wealthiest? In this episode, I'm giving you the inside scoop: real wealth doesn't scream, it whispers.After decades as a financial expert, entrepreneur, and mentor, I've learned that freedom isn't about how much you earn — it's about building a money machine that works for you and lets you live life on your own terms. That's exactly what we're here to unpack.Today, we're diving into the 10 signs someone is secretly wealthy. You'll discover what truly sets the quietly affluent apart and why understanding their habits, mindset, and approach can fast-track you to financial freedom. This isn't about becoming a detective — it's about recognizing the patterns and clues that can guide your own wealth-building journey.IN TODAY'S EPISODE, I DISCUSS:Why quietly wealthy people prioritize net worth over net applauseBeing quiet about wins but loud about gratitude and generosityWhy millionaires will agonize over small purchases but are fast to invest in big opportunities that align with their visionThe power of delayed gratification and avoiding impulse purchasesQuietly utilizing sophisticated financial strategies like trusts, Roth conversions, and moreHow true wealth is measured in impact and legacy, not applauseRECOMMENDED EPISODES FOR YOUIf you liked this episode, click here to enjoy these and more:https://melabraham.com/show/Wealth Explodes after $100K But Only If You Avoid These Traps!ACCOUNTANT EXPLAINS: Every Level of Wealth in X minsNever Make These 12 Mistakes if You Want to RetireThe Real Cost of Pretending to be RichWhy Buying a Home is NOT the American DreamRECOMMENDED VIDEOS FOR YOU If you liked this video, you'll love these ones:Wealth Explodes after $100K But Only If You Avoid These Traps!: https://youtu.be/52zuVc9MRpAACCOUNTANT EXPLAINS: Every Level of Wealth in X mins: https://youtu.be/YAxSPE_4FfYNever Make These 12 Mistakes if You Want to Retire: https://youtu.be/ifbBd9PH8cYThe Real Cost of Pretending to be Rich: https://youtu.be/D8DgveoFPEMORDER MY NEW USA TODAY BESTSELLING BOOK:Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It!The key to building the life you desire and deserve is to build your Money Machine—a powerful system designed to generate income that's no longer tied to your work or efforts. This step-by-step guide goes beyond the general idea of personal finance and wealth creation and reveals the holistic approach to transforming your relationship with money to allow you to enjoy financial freedom and peace of mind.Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how to build your money machine.When you do you'll also get over $1100 in wealth resources & bonuses for FREE! TAKE THE FINANCIAL FREEDOM QUIZ:Take this free quiz to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

Welcome back to the Building Your Money Machine Show! Today, I'm pulling back the curtain on one of the most pivotal milestones on your wealth-building journey—the $100,000 mark. Maybe you've already reached it in your savings, investments, or revenue, or maybe you're well on your way. Either way, hitting that first hundred grand isn't the finish line—it's just the launch pad.But here's what most people don't realize: right after that $100K milestone, a series of subtle traps start popping up. These aren't the obvious mistakes—they're disguised as progress, and if you're not careful, they'll derail your momentum just as things are starting to take off.In this episode, I reveal the seven traps that can stall your wealth after breaking $100,000—and most importantly, how to avoid them. I'll walk you through keeping lifestyle inflation in check, treating your investment gains with the respect they deserve (hint: it's not “Vegas money”), and making sure you don't get blindsided by taxes. We'll dive into why cash flow is every bit as important as net worth, how static savings can quietly sabotage your future, and why building your dream life is never a solo project.IN TODAY'S EPISODE, I DISCUSS:Why the $100K threshold is the beginning of your wealth journeyHow lifestyle inflation can wreck your progressThe danger in treating market gains like “found money”The critical difference between net worth and cash flowThe “static savings” trap and the importance of keeping your savings rate growing with your incomeMy four-step reset to keep your wealth machine hummingRECOMMENDED EPISODES FOR YOUIf you liked this episode, click here to enjoy these and more:https://melabraham.com/show/ACCOUNTANT EXPLAINS: Every Level of Wealth in X minsNever Make These 12 Mistakes if You Want to RetireThe Real Cost of Pretending to be RichWhy Buying a Home is NOT the American DreamWhy Most Americans Never Escape the Middle Class TrapRECOMMENDED VIDEOS FOR YOU If you liked this video, you'll love these ones:ACCOUNTANT EXPLAINS: Every Level of Wealth in X mins: https://youtu.be/YAxSPE_4FfYNever Make These 12 Mistakes if You Want to Retire: https://youtu.be/ifbBd9PH8cYThe Real Cost of Pretending to be Rich: https://youtu.be/D8DgveoFPEMWhy Buying a Home is NOT the American Dream: https://youtu.be/ERxc8qmfjlAORDER MY NEW USA TODAY BESTSELLING BOOK:Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It!The key to building the life you desire and deserve is to build your Money Machine—a powerful system designed to generate income that's no longer tied to your work or efforts. This step-by-step guide goes beyond the general idea of personal finance and wealth creation and reveals the holistic approach to transforming your relationship with money to allow you to enjoy financial freedom and peace of mind.Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how to build your money machine.When you do you'll also get over $1100 in wealth resources & bonuses for FREE! TAKE THE FINANCIAL FREEDOM QUIZ:Take this free quiz to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

Are you ready to create your own money machine blueprint? My mentor Mel Abraham is here to tell you how to take the money you earn and turn it into growing wealth. Mel walks us through the highlights of his three-day live event, shares the process of achieving financial freedom, and explains how to align money management with life values. He shares practical steps for both entrepreneurs and employees, offering frameworks and tools to establish solid financial habits. Even a small daily investment can grow exponentially and the right financial behaviors are key. Plus, discover exclusive bonuses to help accelerate your income and investment growth. Tune in, and take the first step towards financial control and freedom! Enroll in The Money Machine Blueprint - https://secure.melabraham.com/a/nyOteQaKd2/5099 Did you enjoy this episode? I'd love it if you'd share it on Instagram and tag me @iambrandonlucero! Thank you for supporting the show.   Find me on: IG: @iambrandonlucero Facebook: https://www.facebook.com/IAmBrandonLucero  Website: https://www.brandonlucero.com 

Welcome to another empowering episode of the Building Your Money Machine Show! I'm Mel Abraham, your host, and today I'm pulling back the curtain on something I've learned after decades as a CPA and money mentor: wealth is not just predictable, it's climbable. After staring at more spreadsheets and tax returns than I care to admit, I can confidently say the math always maths out.In this episode, I break down every level of wealth—from financial struggle all the way to abundance and even the ultra-rich—so you can finally see where you are on the wealth ladder, what it feels like at each stage, and the concrete steps to move to the next level. Think of this as your real roadmap to financial freedom.This isn't about earning more just for the sake of it. True freedom begins when your money is working harder for you than you did for it. I'll walk you through the traps to avoid, the mindsets to adopt, and the specific actions to take at each rung of the ladder, including how to handle crises, build stability, achieve independence, and ultimately design your life with purpose and legacy in mind.IN TODAY'S EPISODE, I DISCUSS:The 7 Levels of WealthThe critical mindset shifts required to move up each rung of the wealth ladderEmergency funds, comfort funds, peace of mind funds, and how to use each as building blocksWhen to shift focus from saving to investingWhy most Americans are stuck in paycheck-to-paycheck modeThe keys to protecting your wealth as you growHow to transition from financial independence to freedomThe real meaning of wealthRECOMMENDED EPISODES FOR YOUIf you liked this episode, click here to enjoy these and more:https://melabraham.com/show/Never Make These 12 Mistakes if You Want to RetireThe Real Cost of Pretending to be RichWhy Buying a Home is NOT the American DreamWhy Most Americans Never Escape the Middle Class TrapWhat Everyone Gets Wrong About FIRERECOMMENDED VIDEOS FOR YOU If you liked this video, you'll love these ones:Never Make These 12 Mistakes if You Want to Retire: https://youtu.be/ifbBd9PH8cYThe Real Cost of Pretending to be Rich: https://youtu.be/D8DgveoFPEMWhy Buying a Home is NOT the American Dream: https://youtu.be/ERxc8qmfjlAWhy Most Americans Never Escape the Middle Class Trap: https://youtu.be/VBMqrkvvHrYORDER MY NEW USA TODAY BESTSELLING BOOK:Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It!The key to building the life you desire and deserve is to build your Money Machine—a powerful system designed to generate income that's no longer tied to your work or efforts. This step-by-step guide goes beyond the general idea of personal finance and wealth creation and reveals the holistic approach to transforming your relationship with money to allow you to enjoy financial freedom and peace of mind.Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how to build your money machine.When you do you'll also get over $1100 in wealth resources & bonuses for FREE! TAKE THE FINANCIAL FREEDOM QUIZ:Take this free quiz to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

Welcome to another powerful episode of the Building Your Money Machine Show! Today, I'm pulling back the curtain on why so many hardworking people spend 40 years saving faithfully, only to find themselves broke or stressed out in retirement. Let me assure you—it's not because you didn't work hard enough. It's because you might have fallen for certain myths or made some silent mistakes you didn't even know were happening.In this episode, we're tackling the three biggest retirement myths that can derail your future and walking through 12 critical mistakes that could quietly sabotage your freedom. More importantly, I'll show you exactly how to avoid them so you can finally live the retirement you've been dreaming about.Here's the truth: earning more doesn't make you free. Building a money machine—where your money works harder for you than you did for it—does. And retirement is not the finish line, it's the starting line for a life of choice and meaning.Drawing from my own journey, I share why chasing some “magic million dollar” number can be a mirage, why you can't count on Social Security to save your retirement, and why building a plan centered around YOUR desired life—not someone else's number—is the only way to create real financial freedom.IN TODAY'S EPISODE, I DISCUSS:The 3 most pervasive retirement myths—and how they keep you stuckWhy your “magic number” needs to be based on your lifestyle, not generic rulesHow over-relying on Social Security puts your dreams at riskWhat retirement really means (hint: it's not about income, it's about choice!)12 crucial mistakes that can ruin your retirementRECOMMENDED EPISODES FOR YOUIf you liked this episode, click here to enjoy these and more:https://melabraham.com/show/The Real Cost of Pretending to be RichWhy Buying a Home is NOT the American DreamWhy Most Americans Never Escape the Middle Class TrapWhat Everyone Gets Wrong About FIREIf You Don't Understand Bonds, You Don't Understand MoneyRECOMMENDED VIDEOS FOR YOU If you liked this video, you'll love these ones:The Real Cost of Pretending to be Rich: https://youtu.be/D8DgveoFPEMWhy Buying a Home is NOT the American Dream: https://youtu.be/ERxc8qmfjlAWhy Most Americans Never Escape the Middle Class Trap: https://youtu.be/VBMqrkvvHrYWhat Everyone Gets Wrong About FIRE: https://youtu.be/OyvPksxNMqoORDER MY NEW USA TODAY BESTSELLING BOOK:Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It!The key to building the life you desire and deserve is to build your Money Machine—a powerful system designed to generate income that's no longer tied to your work or efforts. This step-by-step guide goes beyond the general idea of personal finance and wealth creation and reveals the holistic approach to transforming your relationship with money to allow you to enjoy financial freedom and peace of mind.Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how to build your money machine.When you do you'll also get over $1100 in wealth resources & bonuses for FREE! TAKE THE FINANCIAL FREEDOM QUIZ:Take this free quiz to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

Welcome to another episode of the Building Your Money Machine Show! Today, I'm pulling back the curtain on a topic that's everywhere on your social feeds, but rarely talked about honestly: The Real Cost of Pretending to be Rich. If you've ever felt that pressure to keep up with the Joneses—posting exotic vacations, driving luxury cars, sporting designer gear—this episode is for you.Let's be honest: social media has become one big “flex fest.” But here's the shocking truth—most people flaunting those lavish lifestyles aren't actually wealthy. They're exhausted, broke, and trapped in a cycle of debt. Looking rich doesn't make you free; it makes you fragile.I dive deep into why the ultimate flex isn't loud—it's quiet. Quiet wealth, the kind that compounds and grows behind the scenes, always beats the fleeting sparkle of loud wealth. And I know, because I've been on both sides. As a CPA and entrepreneur, I once believed success was all about spreadsheets, corner offices, and fancy possessions. But money without meaning is just being broke in a fancier outfit.IN TODAY'S EPISODE, I DISCUSS:Why looking rich isn't the same as being freeThe true financial cost of flashy purchasesHow emotional and social costs pile up when you're living for likes instead of your own valuesWhy quiet wealth is the path to real, lasting freedomThe four hidden costs of keeping up appearancesMy three-step practical framework to align your money with your valuesHow to use the free Lifestyle Cost Calculator to uncover your TRUE cost of living and start building YOUR money machineRECOMMENDED EPISODES FOR YOUIf you liked this episode, click here to enjoy these and more:https://melabraham.com/show/Why Buying a Home is NOT the American DreamWhy Most Americans Never Escape the Middle Class TrapWhat Everyone Gets Wrong About FIREIf You Don't Understand Bonds, You Don't Understand Money7 Things I Wish I Knew Before I RetiredRECOMMENDED VIDEOS FOR YOU If you liked this video, you'll love these ones:Why Buying a Home is NOT the American Dream: https://youtu.be/ERxc8qmfjlAWhy Most Americans Never Escape the Middle Class Trap: https://youtu.be/VBMqrkvvHrYWhat Everyone Gets Wrong About FIRE: https://youtu.be/OyvPksxNMqoIf You Don't Understand Bonds, You Don't Understand Money: https://youtu.be/7d9Lz0D0uzAORDER MY NEW USA TODAY BESTSELLING BOOK:Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It!The key to building the life you desire and deserve is to build your Money Machine—a powerful system designed to generate income that's no longer tied to your work or efforts. This step-by-step guide goes beyond the general idea of personal finance and wealth creation and reveals the holistic approach to transforming your relationship with money to allow you to enjoy financial freedom and peace of mind.Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how to build your money machine.When you do you'll also get over $1100 in wealth resources & bonuses for FREE! TAKE THE FINANCIAL FREEDOM QUIZ:Take this free quiz to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

Welcome to another eye-opening episode of the Building Your Money Machine Show. Today, I'm pulling back the curtain on a financial “truth” we've all been sold: that buying a home is the ultimate American Dream. If you've ever felt pressure to own a house—or worried that renting means you're “throwing money away”—this episode is for you.Let's get real. For decades, we've been told that a mortgage is a rite of passage and a path to prosperity. But when you dig deeper (and I do that with real numbers from both high-cost and more affordable cities), home ownership can end up being the fastest way to lock yourself into years—sometimes decades—of financial stress. It's not just about the monthly payment. There are surprise roof leaks, HOA letters about your mailbox color, skyrocketing insurance costs, and a host of phantom costs nobody ever posts about on Instagram.Whether you're contemplating your first purchase or just questioning the hype, I walk you through my free Rent vs. Buy calculator, so you can see for yourself whether buying a home stacks up for your unique situation.IN TODAY'S EPISODE, I DISCUSS:The origins of the “American Dream” of homeownershipWhy just focusing on your mortgage payment is a costly mistakeThe REAL costs of owning a homeWhat most people get wrong about the rent vs. buy debateStep-by-step walkthrough of actual numbers in LA and MinneapolisWhy renting isn't “throwing money away”—unless you spend the savingsThe 6 essential questions to ask yourself before you ever buy a homeHow to use my free Rent vs. Buy calculator to make your own decisionRECOMMENDED EPISODES FOR YOUIf you liked this episode, click here to enjoy these and more:https://melabraham.com/show/Why Most Americans Never Escape the Middle Class TrapWhat Everyone Gets Wrong About FIREIf You Don't Understand Bonds, You Don't Understand Money7 Things I Wish I Knew Before I Retired8 Signs You're NOT Ready For The Upcoming RecessionRECOMMENDED VIDEOS FOR YOU If you liked this video, you'll love these ones:Why Most Americans Never Escape the Middle Class Trap: https://youtu.be/VBMqrkvvHrYWhat Everyone Gets Wrong About FIRE: https://youtu.be/OyvPksxNMqoIf You Don't Understand Bonds, You Don't Understand Money: https://youtu.be/7d9Lz0D0uzA7 Things I Wish I Knew Before I Retired: https://youtu.be/t5DL9bZYRiwORDER MY NEW USA TODAY BESTSELLING BOOK:Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It!The key to building the life you desire and deserve is to build your Money Machine—a powerful system designed to generate income that's no longer tied to your work or efforts. This step-by-step guide goes beyond the general idea of personal finance and wealth creation and reveals the holistic approach to transforming your relationship with money to allow you to enjoy financial freedom and peace of mind.Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how to build your money machine.When you do you'll also get over $1100 in wealth resources & bonuses for FREE! TAKE THE FINANCIAL FREEDOM QUIZ:Take this free quiz to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

In today's episode of the New Generation Entrepreneur podcast, I'm joined by repeat guest and my good friend and mentor, Mel Abraham. Mel dives deep into the crucial topic of money—how to make more of it and get your money working for you. We discuss how uncertainty creates fear and stagnation and how to overcome these hurdles by focusing on your inherent value. Mel shares actionable advice on crafting a vivid vision for your life, understanding your current financial state, and prioritizing your expenses and saving habits to build a solid financial foundation. We also talk about his upcoming Money Machine Experience Live event, designed to guide you through creating a sustainable and prosperous financial future. Tune in for a comprehensive discussion on personal finance, entrepreneurship, and living a life by choice! Register for Mel's Money Machine Experience LIVE here - https://secure.melabraham.com/a/ZPLFDwLn5j/5099 Did you enjoy this episode? I'd love it if you'd share it on Instagram and tag me @iambrandonlucero! Thank you for supporting the show.   Find me on: IG: @iambrandonlucero Facebook: https://www.facebook.com/IAmBrandonLucero  Website: https://www.brandonlucero.com 

Welcome to another powerful episode of the Building Your Money Machine Show! Today, I'm bringing you a replay of a live session that hit so hard, it blew up my inbox with requests. So, you asked—I delivered. If you've ever felt like you're doing all the “right” things—holding down a good job, maybe even bought the house and putting money away—yet you still can't seem to get ahead, you're not alone. That's the middle class trap, and I'm tearing it apart in this episode.I'm diving into why the old play-it-safe model simply doesn't cut it in today's world, and I'll unpack the three critical shifts you need to make to break free. I'll also walk you through how to figure out your exact number for financial freedom (yep, I've got a free calculator—grab it at melabraham.com/number).I've been at this money game for three decades—seen the market highs, the lows, and even lost a third of everything I owned to a Ponzi scheme. I'm sharing what will keep you stuck forever and how to avoid it, totally unfiltered, with a side of sarcasm and a whole lot of heart.IN TODAY'S EPISODE, I DISCUSS:Why the “middle class trap” is more real than everHow the current system trains us to trade time for money, avoid risk, and trust institutions that no longer serve usThe three essential shifts if you want OUT of the trapThe truth about cash flow, value creation, and why it's never too late to make new choicesHow shifting your mindset moves you from consumer to investor, from earnings treadmill to freedomWhy you're only ever one decision—one small shift—away from momentum and a new financial trajectoryRECOMMENDED EPISODES FOR YOUIf you liked this episode, click here to enjoy these and more:https://melabraham.com/show/What Everyone Gets Wrong About FIREIf You Don't Understand Bonds, You Don't Understand Money7 Things I Wish I Knew Before I Retired8 Signs You're NOT Ready For The Upcoming Recession40 Harsh Truths I Wish I Knew in My 40sRECOMMENDED VIDEOS FOR YOU If you liked this video, you'll love these ones:What Everyone Gets Wrong About FIRE: https://youtu.be/OyvPksxNMqoIf You Don't Understand Bonds, You Don't Understand Money: https://youtu.be/7d9Lz0D0uzA7 Things I Wish I Knew Before I Retired: https://youtu.be/t5DL9bZYRiw8 Signs You're NOT Ready For The Upcoming Recession: https://youtu.be/Spnhr_Ecd0sORDER MY NEW USA TODAY BESTSELLING BOOK:Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It!The key to building the life you desire and deserve is to build your Money Machine—a powerful system designed to generate income that's no longer tied to your work or efforts. This step-by-step guide goes beyond the general idea of personal finance and wealth creation and reveals the holistic approach to transforming your relationship with money to allow you to enjoy financial freedom and peace of mind.Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how to build your money machine.When you do you'll also get over $1100 in wealth resources & bonuses for FREE! TAKE THE FINANCIAL FREEDOM QUIZ:Take this free quiz to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

Welcome back to the Building Your Money Machine Show! In this episode, I'm pulling back the curtain on one of the most popular and controversial trends in personal finance today: the FIRE movement — Financial Independence, Retire Early. After more than 30 years as a CPA, entrepreneur, and financial educator, I've witnessed countless people chase the dream of early retirement, only to find themselves back at work faster than a market crash.Today, I'm digging into the 8 biggest problems with FIRE that no one's really talking about. If you've ever thought about retiring early, or you're already hustling toward financial independence, this episode will help you rethink your strategy so you don't sacrifice the best years of your life for a number on a spreadsheet. I'm sharing real stories, personal experiences, and the specific pitfalls that can turn FIRE from financial independence into a life of frugality, stress, and missed opportunities.Plus, I'll be walking you through my lifestyle cost calculator—yours for free—so you can finally figure out what your freedom actually costs (hint: not the number you see on Instagram).IN TODAY'S EPISODE, I DISCUSS:Why the extreme savings rates in FIRE are like financial crash dietingWow chasing an early retirement number can actually train you to avoid joy in lifeOver-reliance on the 4% rule and market performanceWhat really happens when your career suddenly stopsWhy FIRE isn't equally accessible to everyone,What most FIRE advocates ignore about medical costsMy four-step roadmap to financial independenceRECOMMENDED EPISODES FOR YOUIf you liked this episode, click here to enjoy these and more:https://melabraham.com/show/If You Don't Understand Bonds, You Don't Understand Money7 Things I Wish I Knew Before I Retired8 Signs You're NOT Ready For The Upcoming Recession40 Harsh Truths I Wish I Knew in My 40sHow to Build Your Financial Freedom Engine (Step-by-Step)RECOMMENDED VIDEOS FOR YOU If you liked this video, you'll love these ones:If You Don't Understand Bonds, You Don't Understand Money: https://youtu.be/7d9Lz0D0uzA7 Things I Wish I Knew Before I Retired: https://youtu.be/t5DL9bZYRiw8 Signs You're NOT Ready For The Upcoming Recession: https://youtu.be/Spnhr_Ecd0s40 Harsh Truths I Wish I Knew in My 40s: https://youtu.be/RUIh5osQigoORDER MY NEW USA TODAY BESTSELLING BOOK:Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It!The key to building the life you desire and deserve is to build your Money Machine—a powerful system designed to generate income that's no longer tied to your work or efforts. This step-by-step guide goes beyond the general idea of personal finance and wealth creation and reveals the holistic approach to transforming your relationship with money to allow you to enjoy financial freedom and peace of mind.Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how to build your money machine.When you do you'll also get over $1100 in wealth resources & bonuses for FREE! TAKE THE FINANCIAL FREEDOM QUIZ:Take this free quiz to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

Welcome to another eye-opening episode of the Building Your Money Machine Show! Today, I'm pulling back the curtain on a market that quietly runs the show behind the scenes—one that most people don't truly understand: the bond market. You may have heard that bonds are “boring,” reserved for your grandma's retirement or a dusty corner of finance. Well, I'm here to change your mind.With over 30 years as a financial expert, I can tell you: the bond market isn't just big—it's the most powerful market in the world, moving more than $100 trillion and deciding everything from your mortgage rate to your retirement returns. It might not be as flashy as stocks or crypto, but it's the boss that sets the rules you and I have to live by.In this episode, I walk you through exactly what a bond is, how bond prices and yields play tug-of-war, and why ignoring the bond market is like letting someone else drive your money while they're scrolling TikTok. I'll break down how bonds ripple through your financial life—impacting your loans, your investments, your freedom number, and even your taxes.IN TODAY'S EPISODE, I DISCUSS:Why the bond market is the true thermostat of the economyWhat a bond actually is, including the 4 must-know termsThe relationship between bond prices and yieldsHow the U.S. government and companies issue bondsPrimary vs. secondary bond marketsHow Treasury yields impact everythingThe interplay between bonds and stocksWhy understanding your “freedom number” is criticalWhy you must take the wheel when it comes to your moneyRECOMMENDED EPISODES FOR YOUIf you liked this episode, click here to enjoy these and more:https://melabraham.com/show/7 Things I Wish I Knew Before I Retired8 Signs You're NOT Ready For The Upcoming Recession40 Harsh Truths I Wish I Knew in My 40sHow to Build Your Financial Freedom Engine (Step-by-Step)Stop These 8 Habits to Quietly Build Wealth (I wish I knew this sooner)RECOMMENDED VIDEOS FOR YOU If you liked this video, you'll love these ones:7 Things I Wish I Knew Before I Retired: https://youtu.be/t5DL9bZYRiw8 Signs You're NOT Ready For The Upcoming Recession: https://youtu.be/Spnhr_Ecd0s40 Harsh Truths I Wish I Knew in My 40s: https://youtu.be/RUIh5osQigoHow to Build Your Financial Freedom Engine (Step-by-Step): https://youtu.be/OuETMEdqPB4ORDER MY NEW USA TODAY BESTSELLING BOOK:Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It!The key to building the life you desire and deserve is to build your Money Machine—a powerful system designed to generate income that's no longer tied to your work or efforts. This step-by-step guide goes beyond the general idea of personal finance and wealth creation and reveals the holistic approach to transforming your relationship with money to allow you to enjoy financial freedom and peace of mind.Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how to build your money machine.When you do you'll also get over $1100 in wealth resources & bonuses for FREE! TAKE THE FINANCIAL FREEDOM QUIZ:Take this free quiz to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

#576 Ready to discover the secret behind a business that practically runs itself? In this fifth and final installment of our special series featuring Module 8 of the Build My Money Machine program, we bring everything together with a behind-the-scenes look at how Millionaire University operates today. From the strategies driving our growth to the powerful concept of "money buckets," this episode offers a detailed blueprint for scaling a business in 2025. Discover the leverage points that transformed our podcast into a sustainable income stream and learn actionable steps to build your own money machine. If you missed any previous episodes in the series, go back to Parts 1 through 4 for foundational principles that build up to this finale. Eager to take the leap and create your own entrepreneurial success story? Let's get to work! (Original Air Date - 1/31/25) What Justin discusses on today's episode: + Millionaire University's growth strategy + The "money buckets" framework + Leveraging people, systems, and processes + Focusing on one key area (F.O.C.U.S.) + Lessons from failures and adaptation + Sponsorships, collaborations, and promotion + Podcast profitability and scaling + Untapped opportunities: ads and promotions + Future growth ideas and revenue streams + Building a money machine is worth it Watch the ⁠video podcast⁠ of this episode! Ready to create a 7-figure business of your own? Go to ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠BuildMyMoneyMachine.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ to get started today! And follow us on: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Instagram⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Facebook⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Tik Tok⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Youtube⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Twitter⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ To get exclusive offers mentioned in this episode and to support the show, visit ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠millionaireuniversity.com/sponsors⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. Want to hear from more incredible entrepreneurs? Check out all of our interviews ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠here⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠! Learn more about your ad choices. Visit megaphone.fm/adchoices

#575 What does it take to adapt traditional business principles to thrive in the digital age? In this fourth installment of our special five-part series on Module 8 of the Build My Money Machine program, we explore how Justin and Tara transitioned from traditional business ventures to the online space, culminating in the creation of Millionaire University. Learn how they applied their money machine principles to build sustainable online income streams, the challenges they faced, and the lessons they learned. This episode is packed with practical advice for leveraging systems, processes, and technology to scale a business in 2025. If you haven't already, catch up on Parts 1 through 3 for foundational insights, and be sure to tune in for the series finale! (Original Air Date - 1/30/25) What Justin discusses on today's episode: + Transitioning to digital business + Adapting money machine principles + Scaling a real estate business + Leveraging systems, people, and money + Overcoming challenges and setbacks + Staying within the genius zone + Impact of podcasting on growth + Building and scaling with software + Balancing risks and strategy + Scaling businesses for 2025 success Watch the ⁠video podcast⁠ of this episode! Ready to create a 7-figure business of your own? Go to ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠BuildMyMoneyMachine.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ to get started today! And follow us on: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Instagram⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Facebook⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Tik Tok⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Youtube⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Twitter⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ To get exclusive offers mentioned in this episode and to support the show, visit ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠millionaireuniversity.com/sponsors⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. Want to hear from more incredible entrepreneurs? Check out all of our interviews ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠here⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠! Learn more about your ad choices. Visit megaphone.fm/adchoices

#574 What if the key to scaling your business is hidden in learning how not to repeat others' mistakes? In this third installment of our special five-part series featuring Module 8 of the Build My Money Machine program, we explore the transformative power of leverage in business. Drawing from hard-earned lessons and real stories — from satellite businesses to real estate ventures — we uncover the key mistakes to avoid and the strategies that can truly scale your business. Learn how to leverage time, people, and resources effectively, and discover how even small service businesses can become seven-figure opportunities with the right approach. If you missed Parts 1 and 2, start there for the foundational elements of creating your money machine. Stay tuned for Part 4, where Justin reveals how he and Tara adapted these principles to thrive in the digital age! (Original Air Date - 1/29/25) What Justin discusses on today's episode: + Leveraging time, people, and resources + Avoiding costly business mistakes + Scaling through real-life examples + Vetting and structuring partnerships + Prioritizing revenue over expenses + Testing and pivoting strategies + Applying principles to service industries + Building sustainable business systems + Learning through failure and adaptation + Executing proven growth strategies Watch the ⁠video podcast⁠ of this episode! Ready to create a 7-figure business of your own? Go to ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠BuildMyMoneyMachine.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ to get started today! And follow us on: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Instagram⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Facebook⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Tik Tok⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Youtube⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Twitter⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ To get exclusive offers mentioned in this episode and to support the show, visit ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠millionaireuniversity.com/sponsors⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. Want to hear from more incredible entrepreneurs? Check out all of our interviews ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠here⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠! Learn more about your ad choices. Visit megaphone.fm/adchoices

Welcome to another powerful episode of the Building Your Money Machine Show! Today, I'm sharing the seven things I wish I knew before I retired—and let me tell you, making the leap from building wealth to living off it is a much bigger mental switch than I ever imagined.We'll dig into the psychological shift from the accumulation phase (saving, investing, and growing wealth) to the decumulation phase (actually spending what you've worked so hard to build). I'll explain why switching from earning a paycheck to relying on your money machine feels scary for almost everyone, and I'll walk you through how to prepare for a retirement that feels like freedom—not like a financial identity crisis.You'll also learn why active income is like oxygen, why you absolutely need a plan (and how to get started with my free Lifestyle Cost Calculator), and how to design your post-work life with the same intention you used to build your career and wealth. We'll tackle the truth behind retirement myths, and why your legacy isn't about what you leave behind.IN TODAY'S EPISODE, I DISCUSS:Why retirement isn't a dateHow the broken retirement system has shifted responsibility into your handsThe psychological challenges of moving from accumulation to decumulationWhy spending in retirement is the goal, not a betrayalWhy your health is the real portfolio that gives your wealth valueThe essential role of a plan—plus a free resource to help you know your numberWhy real legacy is built in the small, meaningful momentsRECOMMENDED EPISODES FOR YOUIf you liked this episode, click here to enjoy these and more:https://melabraham.com/show/8 Signs You're NOT Ready For The Upcoming Recession40 Harsh Truths I Wish I Knew in My 40sHow to Build Your Financial Freedom Engine (Step-by-Step)Stop These 8 Habits to Quietly Build Wealth (I wish I knew this sooner)ACCOUNTANT EXPLAINS: Why Net Worth Skyrockets At $100kRECOMMENDED VIDEOS FOR YOU If you liked this video, you'll love these ones:8 Signs You're NOT Ready For The Upcoming Recession: https://youtu.be/Spnhr_Ecd0s40 Harsh Truths I Wish I Knew in My 40s: https://youtu.be/RUIh5osQigoHow to Build Your Financial Freedom Engine (Step-by-Step): https://youtu.be/OuETMEdqPB4Stop These 8 Habits to Quietly Build Wealth (I wish I knew this sooner): https://youtu.be/mpfQqi2RRT4ORDER MY NEW USA TODAY BESTSELLING BOOK:Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It!The key to building the life you desire and deserve is to build your Money Machine—a powerful system designed to generate income that's no longer tied to your work or efforts. This step-by-step guide goes beyond the general idea of personal finance and wealth creation and reveals the holistic approach to transforming your relationship with money to allow you to enjoy financial freedom and peace of mind.Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how to build your money machine.When you do you'll also get over $1100 in wealth resources & bonuses for FREE! TAKE THE FINANCIAL FREEDOM QUIZ:Take this free quiz to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

#571 What if the only thing standing between you and entrepreneurial success is the courage to take imperfect action? In this second installment of our special five-part series, we dive deeper into Module 8 of the Build My Money Machine program. Picking up where we left off, this episode focuses on one of the most critical aspects of entrepreneurial success: selling and promoting your product or service. Learn why taking quick, imperfect action is more valuable than waiting for perfection, and discover practical strategies to test, adapt, and refine your approach. We'll explore real-world examples, highlight lessons learned from failures, and provide actionable tips you can apply immediately. If you missed Part 1, be sure to listen back and start from the beginning. And don't miss the next episode, where we'll reveal how to leverage key resources to build momentum and scale your business! (Original Air Date - 1/28/25) What Justin discusses on today's episode: + Take quick, imperfect action + Fail forward to success + Test and refine strategies + Use a minimum viable product + Learn from successful competitors + Real-world sales examples + Embrace failure as growth + Adapt to customer needs + Build traction before scaling + Preview: leveraging for growth Watch the ⁠video podcast⁠ of this episode! Ready to create a 7-figure business of your own? Go to ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠BuildMyMoneyMachine.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ to get started today! And follow us on: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Instagram⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Facebook⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Tik Tok⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Youtube⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Twitter⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ To get exclusive offers mentioned in this episode and to support the show, visit ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠millionaireuniversity.com/sponsors⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. Want to hear from more incredible entrepreneurs? Check out all of our interviews ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠here⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠! Learn more about your ad choices. Visit megaphone.fm/adchoices

Welcome to another impactful episode of the Building Your Money Machine Show! Today, I'm taking a practical look at a question on everyone's mind: Are you really ready for the next recession?There's a lot of noise out there about the stock market, scary headlines, and economic forecasts. But let me set the record straight—recessions aren't about the stock market's mood swings. A recession is the ultimate stress test for your finances. If you aren't prepared, it's going to find every crack in your financial foundation and expose it.We'll talk about why tackling debt is the first vital step, why having a single income stream can put you on a financial cliff, and why emergency funds aren't just for peace of mind—they're your financial life raft. I'll also walk you through how your investment portfolio should actually match your age, stage, and current situation, and why building your own money machine isn't optional anymore—it's essential.The best part? Every move you make to recession-proof your finances also sets you up to build sustainable wealth in ANY market. This is not just about surviving a recession. It's about building a financial future the economy can't take from you.IN TODAY'S EPISODE, I COVER:Why debt is a silent cash flow killerThe difference between an emergency fund and a peace of mind fundThe dangers of relying on a single paycheck, client, or contractHow to become indispensable to your employer or clientsWhy you need to start building your Money Machine right nowRECOMMENDED EPISODES FOR YOUIf you liked this episode, click here to enjoy these and more:https://melabraham.com/show/40 Harsh Truths I Wish I Knew in My 40sHow to Build Your Financial Freedom Engine (Step-by-Step)Stop These 8 Habits to Quietly Build Wealth (I wish I knew this sooner)ACCOUNTANT EXPLAINS: Why Net Worth Skyrockets At $100kMy Honest Advice To Anyone Who Wants To Get RichRECOMMENDED VIDEOS FOR YOU If you liked this video, you'll love these ones:40 Harsh Truths I Wish I Knew in My 40s: https://youtu.be/RUIh5osQigoHow to Build Your Financial Freedom Engine (Step-by-Step): https://youtu.be/OuETMEdqPB4Stop These 8 Habits to Quietly Build Wealth (I wish I knew this sooner): https://youtu.be/mpfQqi2RRT4ACCOUNTANT EXPLAINS: Why Net Worth Skyrockets At $100k: https://youtu.be/AdyUwRGrGvQORDER MY NEW USA TODAY BESTSELLING BOOK:Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It!The key to building the life you desire and deserve is to build your Money Machine—a powerful system designed to generate income that's no longer tied to your work or efforts. This step-by-step guide goes beyond the general idea of personal finance and wealth creation and reveals the holistic approach to transforming your relationship with money to allow you to enjoy financial freedom and peace of mind.Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how to build your money machine.When you do you'll also get over $1100 in wealth resources & bonuses for FREE! TAKE THE FINANCIAL FREEDOM QUIZ:Take this free quiz to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

Welcome to another powerful episode of the Building Your Money Machine Show! Today, I'm laying out something I wish someone had handed to me decades ago: the real, unfiltered playbook to life—especially when it comes to money, work, health, and relationships. I'm Mel Abraham, and after 30+ years as a financial expert, entrepreneur, and mentor, I know that the harshest truths are the ones that ultimately set us free. And that's what I'm putting on the table for you today.I'm sharing 40 harsh truths I wish I knew in my 40s—the things most of us take decades or even a lifetime to discover, and that, left unchecked, can cost us precious time, freedom, and happiness. These aren't theory; they're the distilled, sometimes uncomfortable lessons I've lived, seen, and taught—covering everything from building wealth, mastering your finances, and making your money work for you, to investing in your health, forging real relationships, and raising future adults (not just kids).IN TODAY'S EPISODE, I SHARE:Why your choice of partner is your biggest financial decisionThe sneaky danger of lifestyle creep and keeping up with the JonesesThe illusion of comfort zones—and the truth about real growthWhy you'll never save your way to genuine wealthThe power of investing both your money and your time in the right placesThe reality that money without meaning is just paperWhy your health is your true wealth—prevention now, or you'll pay laterWhy legacy isn't what you leave, it's how you live right nowRECOMMENDED EPISODES FOR YOUIf you liked this episode, click here to enjoy these and more:https://melabraham.com/show/How to Build Your Financial Freedom Engine (Step-by-Step)Stop These 8 Habits to Quietly Build Wealth (I wish I knew this sooner)ACCOUNTANT EXPLAINS: Why Net Worth Skyrockets At $100kMy Honest Advice To Anyone Who Wants To Get RichWhy Dumb People Are Making More Money Than YouRECOMMENDED VIDEOS FOR YOU If you liked this video, you'll love these ones:How to Build Your Financial Freedom Engine (Step-by-Step): https://youtu.be/OuETMEdqPB4Stop These 8 Habits to Quietly Build Wealth (I wish I knew this sooner): https://youtu.be/mpfQqi2RRT4ACCOUNTANT EXPLAINS: Why Net Worth Skyrockets At $100k: https://youtu.be/AdyUwRGrGvQMy Honest Advice To Anyone Who Wants To Get Rich: https://youtu.be/xV1yr8Qi_nQORDER MY NEW USA TODAY BESTSELLING BOOK:Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It!The key to building the life you desire and deserve is to build your Money Machine—a powerful system designed to generate income that's no longer tied to your work or efforts. This step-by-step guide goes beyond the general idea of personal finance and wealth creation and reveals the holistic approach to transforming your relationship with money to allow you to enjoy financial freedom and peace of mind.Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how to build your money machine.When you do you'll also get over $1100 in wealth resources & bonuses for FREE! TAKE THE FINANCIAL FREEDOM QUIZ:Take this free quiz to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

Welcome to a special episode of the Building Your Money Machine Show. Today, I'm sharing something truly unique—a live keynote session I delivered to a room full of high-achieving entrepreneurs, each of whom invested over $10,000 to be there. In this episode, I walk you through exactly how to build your Financial Freedom Engine, step-by-step, so your money works harder for you than you ever did for it.Let's be real: true financial freedom isn't about chasing raises or staying trapped on the earnings treadmill. It starts the very moment your money begins to create more wealth for you than your own labor does. I'm diving deep—not just into the dollars and decimals, not just the math (despite my accountant, CPA roots)—but also the emotional and behavioral shifts that create lasting wealth and meaning.So if you've ever hit a financial goal and asked, “Is this it?” or felt like money's just a complicated, intimidating ghost in the hallway—this episode is for you. We're flipping the lights on, and making money simple and deeply personal.IN TODAY'S EPISODE, I DISCUSS:Why most people who achieve their financial goals still feel unfulfilledThe mindset shift from thinking in weeks and years to thinking generationallyThe power of building healthy financial habits earlyHow to start investingThe vital importance of tracking your net worthHow to create the “money machine”The critical role of transparency and teamwork in relationships around moneyWhy your legacy is about giving your gifts to the worldRECOMMENDED EPISODES FOR YOUIf you liked this episode, click here to enjoy these and more:https://melabraham.com/show/Stop These 8 Habits to Quietly Build Wealth (I wish I knew this sooner)ACCOUNTANT EXPLAINS: Why Net Worth Skyrockets At $100kMy Honest Advice To Anyone Who Wants To Get RichWhy Dumb People Are Making More Money Than You15 Things That Are a Complete Waste of Your MoneyRECOMMENDED VIDEOS FOR YOU If you liked this video, you'll love these ones:Stop These 8 Habits to Quietly Build Wealth (I wish I knew this sooner): https://youtu.be/mpfQqi2RRT4ACCOUNTANT EXPLAINS: Why Net Worth Skyrockets At $100k: https://youtu.be/AdyUwRGrGvQMy Honest Advice To Anyone Who Wants To Get Rich: https://youtu.be/xV1yr8Qi_nQWhy Dumb People Are Making More Money Than You: https://youtu.be/ISY01uDuyJkORDER MY NEW USA TODAY BESTSELLING BOOK:Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It!The key to building the life you desire and deserve is to build your Money Machine—a powerful system designed to generate income that's no longer tied to your work or efforts. This step-by-step guide goes beyond the general idea of personal finance and wealth creation and reveals the holistic approach to transforming your relationship with money to allow you to enjoy financial freedom and peace of mind.Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how to build your money machine.When you do you'll also get over $1100 in wealth resources & bonuses for FREE! TAKE THE FINANCIAL FREEDOM QUIZ:Take this free quiz to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com