Podcasts about Money machine

Welcome back to the Building Your Money Machine Show! Today, I'm pulling back the curtain on one of the most pivotal milestones on your wealth-building journey—the $100,000 mark. Maybe you've already reached it in your savings, investments, or revenue, or maybe you're well on your way. Either way, hitting that first hundred grand isn't the finish line—it's just the launch pad.But here's what most people don't realize: right after that $100K milestone, a series of subtle traps start popping up. These aren't the obvious mistakes—they're disguised as progress, and if you're not careful, they'll derail your momentum just as things are starting to take off.In this episode, I reveal the seven traps that can stall your wealth after breaking $100,000—and most importantly, how to avoid them. I'll walk you through keeping lifestyle inflation in check, treating your investment gains with the respect they deserve (hint: it's not “Vegas money”), and making sure you don't get blindsided by taxes. We'll dive into why cash flow is every bit as important as net worth, how static savings can quietly sabotage your future, and why building your dream life is never a solo project.IN TODAY'S EPISODE, I DISCUSS:Why the $100K threshold is the beginning of your wealth journeyHow lifestyle inflation can wreck your progressThe danger in treating market gains like “found money”The critical difference between net worth and cash flowThe “static savings” trap and the importance of keeping your savings rate growing with your incomeMy four-step reset to keep your wealth machine hummingRECOMMENDED EPISODES FOR YOUIf you liked this episode, click here to enjoy these and more:https://melabraham.com/show/ACCOUNTANT EXPLAINS: Every Level of Wealth in X minsNever Make These 12 Mistakes if You Want to RetireThe Real Cost of Pretending to be RichWhy Buying a Home is NOT the American DreamWhy Most Americans Never Escape the Middle Class TrapRECOMMENDED VIDEOS FOR YOU If you liked this video, you'll love these ones:ACCOUNTANT EXPLAINS: Every Level of Wealth in X mins: https://youtu.be/YAxSPE_4FfYNever Make These 12 Mistakes if You Want to Retire: https://youtu.be/ifbBd9PH8cYThe Real Cost of Pretending to be Rich: https://youtu.be/D8DgveoFPEMWhy Buying a Home is NOT the American Dream: https://youtu.be/ERxc8qmfjlAORDER MY NEW USA TODAY BESTSELLING BOOK:Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It!The key to building the life you desire and deserve is to build your Money Machine—a powerful system designed to generate income that's no longer tied to your work or efforts. This step-by-step guide goes beyond the general idea of personal finance and wealth creation and reveals the holistic approach to transforming your relationship with money to allow you to enjoy financial freedom and peace of mind.Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how to build your money machine.When you do you'll also get over $1100 in wealth resources & bonuses for FREE! TAKE THE FINANCIAL FREEDOM QUIZ:Take this free quiz to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

Are you ready to create your own money machine blueprint? My mentor Mel Abraham is here to tell you how to take the money you earn and turn it into growing wealth. Mel walks us through the highlights of his three-day live event, shares the process of achieving financial freedom, and explains how to align money management with life values. He shares practical steps for both entrepreneurs and employees, offering frameworks and tools to establish solid financial habits. Even a small daily investment can grow exponentially and the right financial behaviors are key. Plus, discover exclusive bonuses to help accelerate your income and investment growth. Tune in, and take the first step towards financial control and freedom! Enroll in The Money Machine Blueprint - https://secure.melabraham.com/a/nyOteQaKd2/5099 Did you enjoy this episode? I'd love it if you'd share it on Instagram and tag me @iambrandonlucero! Thank you for supporting the show.   Find me on: IG: @iambrandonlucero Facebook: https://www.facebook.com/IAmBrandonLucero  Website: https://www.brandonlucero.com 

Welcome to another empowering episode of the Building Your Money Machine Show! I'm Mel Abraham, your host, and today I'm pulling back the curtain on something I've learned after decades as a CPA and money mentor: wealth is not just predictable, it's climbable. After staring at more spreadsheets and tax returns than I care to admit, I can confidently say the math always maths out.In this episode, I break down every level of wealth—from financial struggle all the way to abundance and even the ultra-rich—so you can finally see where you are on the wealth ladder, what it feels like at each stage, and the concrete steps to move to the next level. Think of this as your real roadmap to financial freedom.This isn't about earning more just for the sake of it. True freedom begins when your money is working harder for you than you did for it. I'll walk you through the traps to avoid, the mindsets to adopt, and the specific actions to take at each rung of the ladder, including how to handle crises, build stability, achieve independence, and ultimately design your life with purpose and legacy in mind.IN TODAY'S EPISODE, I DISCUSS:The 7 Levels of WealthThe critical mindset shifts required to move up each rung of the wealth ladderEmergency funds, comfort funds, peace of mind funds, and how to use each as building blocksWhen to shift focus from saving to investingWhy most Americans are stuck in paycheck-to-paycheck modeThe keys to protecting your wealth as you growHow to transition from financial independence to freedomThe real meaning of wealthRECOMMENDED EPISODES FOR YOUIf you liked this episode, click here to enjoy these and more:https://melabraham.com/show/Never Make These 12 Mistakes if You Want to RetireThe Real Cost of Pretending to be RichWhy Buying a Home is NOT the American DreamWhy Most Americans Never Escape the Middle Class TrapWhat Everyone Gets Wrong About FIRERECOMMENDED VIDEOS FOR YOU If you liked this video, you'll love these ones:Never Make These 12 Mistakes if You Want to Retire: https://youtu.be/ifbBd9PH8cYThe Real Cost of Pretending to be Rich: https://youtu.be/D8DgveoFPEMWhy Buying a Home is NOT the American Dream: https://youtu.be/ERxc8qmfjlAWhy Most Americans Never Escape the Middle Class Trap: https://youtu.be/VBMqrkvvHrYORDER MY NEW USA TODAY BESTSELLING BOOK:Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It!The key to building the life you desire and deserve is to build your Money Machine—a powerful system designed to generate income that's no longer tied to your work or efforts. This step-by-step guide goes beyond the general idea of personal finance and wealth creation and reveals the holistic approach to transforming your relationship with money to allow you to enjoy financial freedom and peace of mind.Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how to build your money machine.When you do you'll also get over $1100 in wealth resources & bonuses for FREE! TAKE THE FINANCIAL FREEDOM QUIZ:Take this free quiz to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

Welcome to another powerful episode of the Building Your Money Machine Show! Today, I'm pulling back the curtain on why so many hardworking people spend 40 years saving faithfully, only to find themselves broke or stressed out in retirement. Let me assure you—it's not because you didn't work hard enough. It's because you might have fallen for certain myths or made some silent mistakes you didn't even know were happening.In this episode, we're tackling the three biggest retirement myths that can derail your future and walking through 12 critical mistakes that could quietly sabotage your freedom. More importantly, I'll show you exactly how to avoid them so you can finally live the retirement you've been dreaming about.Here's the truth: earning more doesn't make you free. Building a money machine—where your money works harder for you than you did for it—does. And retirement is not the finish line, it's the starting line for a life of choice and meaning.Drawing from my own journey, I share why chasing some “magic million dollar” number can be a mirage, why you can't count on Social Security to save your retirement, and why building a plan centered around YOUR desired life—not someone else's number—is the only way to create real financial freedom.IN TODAY'S EPISODE, I DISCUSS:The 3 most pervasive retirement myths—and how they keep you stuckWhy your “magic number” needs to be based on your lifestyle, not generic rulesHow over-relying on Social Security puts your dreams at riskWhat retirement really means (hint: it's not about income, it's about choice!)12 crucial mistakes that can ruin your retirementRECOMMENDED EPISODES FOR YOUIf you liked this episode, click here to enjoy these and more:https://melabraham.com/show/The Real Cost of Pretending to be RichWhy Buying a Home is NOT the American DreamWhy Most Americans Never Escape the Middle Class TrapWhat Everyone Gets Wrong About FIREIf You Don't Understand Bonds, You Don't Understand MoneyRECOMMENDED VIDEOS FOR YOU If you liked this video, you'll love these ones:The Real Cost of Pretending to be Rich: https://youtu.be/D8DgveoFPEMWhy Buying a Home is NOT the American Dream: https://youtu.be/ERxc8qmfjlAWhy Most Americans Never Escape the Middle Class Trap: https://youtu.be/VBMqrkvvHrYWhat Everyone Gets Wrong About FIRE: https://youtu.be/OyvPksxNMqoORDER MY NEW USA TODAY BESTSELLING BOOK:Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It!The key to building the life you desire and deserve is to build your Money Machine—a powerful system designed to generate income that's no longer tied to your work or efforts. This step-by-step guide goes beyond the general idea of personal finance and wealth creation and reveals the holistic approach to transforming your relationship with money to allow you to enjoy financial freedom and peace of mind.Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how to build your money machine.When you do you'll also get over $1100 in wealth resources & bonuses for FREE! TAKE THE FINANCIAL FREEDOM QUIZ:Take this free quiz to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

Welcome to another episode of the Building Your Money Machine Show! Today, I'm pulling back the curtain on a topic that's everywhere on your social feeds, but rarely talked about honestly: The Real Cost of Pretending to be Rich. If you've ever felt that pressure to keep up with the Joneses—posting exotic vacations, driving luxury cars, sporting designer gear—this episode is for you.Let's be honest: social media has become one big “flex fest.” But here's the shocking truth—most people flaunting those lavish lifestyles aren't actually wealthy. They're exhausted, broke, and trapped in a cycle of debt. Looking rich doesn't make you free; it makes you fragile.I dive deep into why the ultimate flex isn't loud—it's quiet. Quiet wealth, the kind that compounds and grows behind the scenes, always beats the fleeting sparkle of loud wealth. And I know, because I've been on both sides. As a CPA and entrepreneur, I once believed success was all about spreadsheets, corner offices, and fancy possessions. But money without meaning is just being broke in a fancier outfit.IN TODAY'S EPISODE, I DISCUSS:Why looking rich isn't the same as being freeThe true financial cost of flashy purchasesHow emotional and social costs pile up when you're living for likes instead of your own valuesWhy quiet wealth is the path to real, lasting freedomThe four hidden costs of keeping up appearancesMy three-step practical framework to align your money with your valuesHow to use the free Lifestyle Cost Calculator to uncover your TRUE cost of living and start building YOUR money machineRECOMMENDED EPISODES FOR YOUIf you liked this episode, click here to enjoy these and more:https://melabraham.com/show/Why Buying a Home is NOT the American DreamWhy Most Americans Never Escape the Middle Class TrapWhat Everyone Gets Wrong About FIREIf You Don't Understand Bonds, You Don't Understand Money7 Things I Wish I Knew Before I RetiredRECOMMENDED VIDEOS FOR YOU If you liked this video, you'll love these ones:Why Buying a Home is NOT the American Dream: https://youtu.be/ERxc8qmfjlAWhy Most Americans Never Escape the Middle Class Trap: https://youtu.be/VBMqrkvvHrYWhat Everyone Gets Wrong About FIRE: https://youtu.be/OyvPksxNMqoIf You Don't Understand Bonds, You Don't Understand Money: https://youtu.be/7d9Lz0D0uzAORDER MY NEW USA TODAY BESTSELLING BOOK:Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It!The key to building the life you desire and deserve is to build your Money Machine—a powerful system designed to generate income that's no longer tied to your work or efforts. This step-by-step guide goes beyond the general idea of personal finance and wealth creation and reveals the holistic approach to transforming your relationship with money to allow you to enjoy financial freedom and peace of mind.Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how to build your money machine.When you do you'll also get over $1100 in wealth resources & bonuses for FREE! TAKE THE FINANCIAL FREEDOM QUIZ:Take this free quiz to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

Welcome to another eye-opening episode of the Building Your Money Machine Show. Today, I'm pulling back the curtain on a financial “truth” we've all been sold: that buying a home is the ultimate American Dream. If you've ever felt pressure to own a house—or worried that renting means you're “throwing money away”—this episode is for you.Let's get real. For decades, we've been told that a mortgage is a rite of passage and a path to prosperity. But when you dig deeper (and I do that with real numbers from both high-cost and more affordable cities), home ownership can end up being the fastest way to lock yourself into years—sometimes decades—of financial stress. It's not just about the monthly payment. There are surprise roof leaks, HOA letters about your mailbox color, skyrocketing insurance costs, and a host of phantom costs nobody ever posts about on Instagram.Whether you're contemplating your first purchase or just questioning the hype, I walk you through my free Rent vs. Buy calculator, so you can see for yourself whether buying a home stacks up for your unique situation.IN TODAY'S EPISODE, I DISCUSS:The origins of the “American Dream” of homeownershipWhy just focusing on your mortgage payment is a costly mistakeThe REAL costs of owning a homeWhat most people get wrong about the rent vs. buy debateStep-by-step walkthrough of actual numbers in LA and MinneapolisWhy renting isn't “throwing money away”—unless you spend the savingsThe 6 essential questions to ask yourself before you ever buy a homeHow to use my free Rent vs. Buy calculator to make your own decisionRECOMMENDED EPISODES FOR YOUIf you liked this episode, click here to enjoy these and more:https://melabraham.com/show/Why Most Americans Never Escape the Middle Class TrapWhat Everyone Gets Wrong About FIREIf You Don't Understand Bonds, You Don't Understand Money7 Things I Wish I Knew Before I Retired8 Signs You're NOT Ready For The Upcoming RecessionRECOMMENDED VIDEOS FOR YOU If you liked this video, you'll love these ones:Why Most Americans Never Escape the Middle Class Trap: https://youtu.be/VBMqrkvvHrYWhat Everyone Gets Wrong About FIRE: https://youtu.be/OyvPksxNMqoIf You Don't Understand Bonds, You Don't Understand Money: https://youtu.be/7d9Lz0D0uzA7 Things I Wish I Knew Before I Retired: https://youtu.be/t5DL9bZYRiwORDER MY NEW USA TODAY BESTSELLING BOOK:Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It!The key to building the life you desire and deserve is to build your Money Machine—a powerful system designed to generate income that's no longer tied to your work or efforts. This step-by-step guide goes beyond the general idea of personal finance and wealth creation and reveals the holistic approach to transforming your relationship with money to allow you to enjoy financial freedom and peace of mind.Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how to build your money machine.When you do you'll also get over $1100 in wealth resources & bonuses for FREE! TAKE THE FINANCIAL FREEDOM QUIZ:Take this free quiz to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

In today's episode of the New Generation Entrepreneur podcast, I'm joined by repeat guest and my good friend and mentor, Mel Abraham. Mel dives deep into the crucial topic of money—how to make more of it and get your money working for you. We discuss how uncertainty creates fear and stagnation and how to overcome these hurdles by focusing on your inherent value. Mel shares actionable advice on crafting a vivid vision for your life, understanding your current financial state, and prioritizing your expenses and saving habits to build a solid financial foundation. We also talk about his upcoming Money Machine Experience Live event, designed to guide you through creating a sustainable and prosperous financial future. Tune in for a comprehensive discussion on personal finance, entrepreneurship, and living a life by choice! Register for Mel's Money Machine Experience LIVE here - https://secure.melabraham.com/a/ZPLFDwLn5j/5099 Did you enjoy this episode? I'd love it if you'd share it on Instagram and tag me @iambrandonlucero! Thank you for supporting the show.   Find me on: IG: @iambrandonlucero Facebook: https://www.facebook.com/IAmBrandonLucero  Website: https://www.brandonlucero.com 

Welcome to another powerful episode of the Building Your Money Machine Show! Today, I'm bringing you a replay of a live session that hit so hard, it blew up my inbox with requests. So, you asked—I delivered. If you've ever felt like you're doing all the “right” things—holding down a good job, maybe even bought the house and putting money away—yet you still can't seem to get ahead, you're not alone. That's the middle class trap, and I'm tearing it apart in this episode.I'm diving into why the old play-it-safe model simply doesn't cut it in today's world, and I'll unpack the three critical shifts you need to make to break free. I'll also walk you through how to figure out your exact number for financial freedom (yep, I've got a free calculator—grab it at melabraham.com/number).I've been at this money game for three decades—seen the market highs, the lows, and even lost a third of everything I owned to a Ponzi scheme. I'm sharing what will keep you stuck forever and how to avoid it, totally unfiltered, with a side of sarcasm and a whole lot of heart.IN TODAY'S EPISODE, I DISCUSS:Why the “middle class trap” is more real than everHow the current system trains us to trade time for money, avoid risk, and trust institutions that no longer serve usThe three essential shifts if you want OUT of the trapThe truth about cash flow, value creation, and why it's never too late to make new choicesHow shifting your mindset moves you from consumer to investor, from earnings treadmill to freedomWhy you're only ever one decision—one small shift—away from momentum and a new financial trajectoryRECOMMENDED EPISODES FOR YOUIf you liked this episode, click here to enjoy these and more:https://melabraham.com/show/What Everyone Gets Wrong About FIREIf You Don't Understand Bonds, You Don't Understand Money7 Things I Wish I Knew Before I Retired8 Signs You're NOT Ready For The Upcoming Recession40 Harsh Truths I Wish I Knew in My 40sRECOMMENDED VIDEOS FOR YOU If you liked this video, you'll love these ones:What Everyone Gets Wrong About FIRE: https://youtu.be/OyvPksxNMqoIf You Don't Understand Bonds, You Don't Understand Money: https://youtu.be/7d9Lz0D0uzA7 Things I Wish I Knew Before I Retired: https://youtu.be/t5DL9bZYRiw8 Signs You're NOT Ready For The Upcoming Recession: https://youtu.be/Spnhr_Ecd0sORDER MY NEW USA TODAY BESTSELLING BOOK:Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It!The key to building the life you desire and deserve is to build your Money Machine—a powerful system designed to generate income that's no longer tied to your work or efforts. This step-by-step guide goes beyond the general idea of personal finance and wealth creation and reveals the holistic approach to transforming your relationship with money to allow you to enjoy financial freedom and peace of mind.Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how to build your money machine.When you do you'll also get over $1100 in wealth resources & bonuses for FREE! TAKE THE FINANCIAL FREEDOM QUIZ:Take this free quiz to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

Sean Tumilson and co-host Chuck the Bot talk about the Federal Reserve and other central banks. Chuck explains:-The history of central banking-What most people don't understand about inflation-How to think like a bankerCheck out the first two parts of this series if you missed them. Also check out our AI for President series if you missed that.If you enjoy this daily show, tap ‘Follow' on Spotify or Apple Podcasts so you never miss an episode. And leave us a quick rating — it really helps others discover KeepTalking.

Welcome back to the Building Your Money Machine Show! In this episode, I'm pulling back the curtain on one of the most popular and controversial trends in personal finance today: the FIRE movement — Financial Independence, Retire Early. After more than 30 years as a CPA, entrepreneur, and financial educator, I've witnessed countless people chase the dream of early retirement, only to find themselves back at work faster than a market crash.Today, I'm digging into the 8 biggest problems with FIRE that no one's really talking about. If you've ever thought about retiring early, or you're already hustling toward financial independence, this episode will help you rethink your strategy so you don't sacrifice the best years of your life for a number on a spreadsheet. I'm sharing real stories, personal experiences, and the specific pitfalls that can turn FIRE from financial independence into a life of frugality, stress, and missed opportunities.Plus, I'll be walking you through my lifestyle cost calculator—yours for free—so you can finally figure out what your freedom actually costs (hint: not the number you see on Instagram).IN TODAY'S EPISODE, I DISCUSS:Why the extreme savings rates in FIRE are like financial crash dietingWow chasing an early retirement number can actually train you to avoid joy in lifeOver-reliance on the 4% rule and market performanceWhat really happens when your career suddenly stopsWhy FIRE isn't equally accessible to everyone,What most FIRE advocates ignore about medical costsMy four-step roadmap to financial independenceRECOMMENDED EPISODES FOR YOUIf you liked this episode, click here to enjoy these and more:https://melabraham.com/show/If You Don't Understand Bonds, You Don't Understand Money7 Things I Wish I Knew Before I Retired8 Signs You're NOT Ready For The Upcoming Recession40 Harsh Truths I Wish I Knew in My 40sHow to Build Your Financial Freedom Engine (Step-by-Step)RECOMMENDED VIDEOS FOR YOU If you liked this video, you'll love these ones:If You Don't Understand Bonds, You Don't Understand Money: https://youtu.be/7d9Lz0D0uzA7 Things I Wish I Knew Before I Retired: https://youtu.be/t5DL9bZYRiw8 Signs You're NOT Ready For The Upcoming Recession: https://youtu.be/Spnhr_Ecd0s40 Harsh Truths I Wish I Knew in My 40s: https://youtu.be/RUIh5osQigoORDER MY NEW USA TODAY BESTSELLING BOOK:Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It!The key to building the life you desire and deserve is to build your Money Machine—a powerful system designed to generate income that's no longer tied to your work or efforts. This step-by-step guide goes beyond the general idea of personal finance and wealth creation and reveals the holistic approach to transforming your relationship with money to allow you to enjoy financial freedom and peace of mind.Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how to build your money machine.When you do you'll also get over $1100 in wealth resources & bonuses for FREE! TAKE THE FINANCIAL FREEDOM QUIZ:Take this free quiz to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

Cameron is joined by Mel Abraham, a CPA and author, and they discuss the importance of financial literacy and building a 'money machine' for financial freedom. They talk about the journey of balancing work and family, the significance of quality time over earnings, and the strategies for creating passive income streams. Mel shares his personal experiences, including his battle with cancer, and how it shaped his perspective on financial planning and service to others. The conversation emphasizes the need for financial education, the power of time in wealth building, and the importance of making conscious financial decisions.Listen In!Thank you for listening to this episode of Medical Millionaire!Takeaways:Financial freedom requires understanding and managing money effectively.Quality time with family is more valuable than earnings.Building a money machine is essential for financial independence.Investing early and consistently can lead to significant wealth over time.Financial literacy should be taught to children from a young age.Passive income allows for more freedom and choice in life.The first $100,000 is the hardest to achieve in wealth building.It's important to separate your self-worth from your earnings.Financial struggles are often symptoms of past decisions, not just money issues.Service to others can be a fulfilling way to use your financial knowledge.Unlock the Secrets to Success in Medical Aesthetics & Wellness with "Medical Millionaire"Welcome to "Medical Millionaire," the essential podcast for owners and entrepreneurs inMedspas, Plastic Surgery, Dermatology, Cosmetic Dental, and Elective Wellness Practices! Dive deep into marketing strategies, scaling your medical practice, attracting high-end clients, and staying ahead with the latest industry trends. Our episodes are packed with insights from industry leaders to boost revenue, enhance patient satisfaction, and master marketing techniques.Our Host, Cameron Hemphill, has been in Aesthetics for over 10 years and has supported over 1,000 Practices, including 2,300 providers. He has worked with some of the industry's most well-recognized brands, practice owners, and key opinion leaders.Tune in every week to transform your practice into a thriving, profitable venture with expert guidance on the following categories...-Marketing-CRM-Patient Bookings-Industry Trends Backed By Data-EMR's-Finance-Sales-Mindset-Workflow Automation-Technology-Tech Stack-Patient RetentionLearn how to take your Medical Aesthetics Practice from the following stages....-Startup-Growth-Optimize-Exit Inquire Here:http://get.growth99.com/mm/

Welcome to another eye-opening episode of the Building Your Money Machine Show! Today, I'm pulling back the curtain on a market that quietly runs the show behind the scenes—one that most people don't truly understand: the bond market. You may have heard that bonds are “boring,” reserved for your grandma's retirement or a dusty corner of finance. Well, I'm here to change your mind.With over 30 years as a financial expert, I can tell you: the bond market isn't just big—it's the most powerful market in the world, moving more than $100 trillion and deciding everything from your mortgage rate to your retirement returns. It might not be as flashy as stocks or crypto, but it's the boss that sets the rules you and I have to live by.In this episode, I walk you through exactly what a bond is, how bond prices and yields play tug-of-war, and why ignoring the bond market is like letting someone else drive your money while they're scrolling TikTok. I'll break down how bonds ripple through your financial life—impacting your loans, your investments, your freedom number, and even your taxes.IN TODAY'S EPISODE, I DISCUSS:Why the bond market is the true thermostat of the economyWhat a bond actually is, including the 4 must-know termsThe relationship between bond prices and yieldsHow the U.S. government and companies issue bondsPrimary vs. secondary bond marketsHow Treasury yields impact everythingThe interplay between bonds and stocksWhy understanding your “freedom number” is criticalWhy you must take the wheel when it comes to your moneyRECOMMENDED EPISODES FOR YOUIf you liked this episode, click here to enjoy these and more:https://melabraham.com/show/7 Things I Wish I Knew Before I Retired8 Signs You're NOT Ready For The Upcoming Recession40 Harsh Truths I Wish I Knew in My 40sHow to Build Your Financial Freedom Engine (Step-by-Step)Stop These 8 Habits to Quietly Build Wealth (I wish I knew this sooner)RECOMMENDED VIDEOS FOR YOU If you liked this video, you'll love these ones:7 Things I Wish I Knew Before I Retired: https://youtu.be/t5DL9bZYRiw8 Signs You're NOT Ready For The Upcoming Recession: https://youtu.be/Spnhr_Ecd0s40 Harsh Truths I Wish I Knew in My 40s: https://youtu.be/RUIh5osQigoHow to Build Your Financial Freedom Engine (Step-by-Step): https://youtu.be/OuETMEdqPB4ORDER MY NEW USA TODAY BESTSELLING BOOK:Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It!The key to building the life you desire and deserve is to build your Money Machine—a powerful system designed to generate income that's no longer tied to your work or efforts. This step-by-step guide goes beyond the general idea of personal finance and wealth creation and reveals the holistic approach to transforming your relationship with money to allow you to enjoy financial freedom and peace of mind.Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how to build your money machine.When you do you'll also get over $1100 in wealth resources & bonuses for FREE! TAKE THE FINANCIAL FREEDOM QUIZ:Take this free quiz to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

#576 Ready to discover the secret behind a business that practically runs itself? In this fifth and final installment of our special series featuring Module 8 of the Build My Money Machine program, we bring everything together with a behind-the-scenes look at how Millionaire University operates today. From the strategies driving our growth to the powerful concept of "money buckets," this episode offers a detailed blueprint for scaling a business in 2025. Discover the leverage points that transformed our podcast into a sustainable income stream and learn actionable steps to build your own money machine. If you missed any previous episodes in the series, go back to Parts 1 through 4 for foundational principles that build up to this finale. Eager to take the leap and create your own entrepreneurial success story? Let's get to work! (Original Air Date - 1/31/25) What Justin discusses on today's episode: + Millionaire University's growth strategy + The "money buckets" framework + Leveraging people, systems, and processes + Focusing on one key area (F.O.C.U.S.) + Lessons from failures and adaptation + Sponsorships, collaborations, and promotion + Podcast profitability and scaling + Untapped opportunities: ads and promotions + Future growth ideas and revenue streams + Building a money machine is worth it Watch the ⁠video podcast⁠ of this episode! Ready to create a 7-figure business of your own? Go to ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠BuildMyMoneyMachine.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ to get started today! And follow us on: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Instagram⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Facebook⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Tik Tok⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Youtube⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Twitter⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ To get exclusive offers mentioned in this episode and to support the show, visit ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠millionaireuniversity.com/sponsors⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. Want to hear from more incredible entrepreneurs? Check out all of our interviews ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠here⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠! Learn more about your ad choices. Visit megaphone.fm/adchoices

#575 What does it take to adapt traditional business principles to thrive in the digital age? In this fourth installment of our special five-part series on Module 8 of the Build My Money Machine program, we explore how Justin and Tara transitioned from traditional business ventures to the online space, culminating in the creation of Millionaire University. Learn how they applied their money machine principles to build sustainable online income streams, the challenges they faced, and the lessons they learned. This episode is packed with practical advice for leveraging systems, processes, and technology to scale a business in 2025. If you haven't already, catch up on Parts 1 through 3 for foundational insights, and be sure to tune in for the series finale! (Original Air Date - 1/30/25) What Justin discusses on today's episode: + Transitioning to digital business + Adapting money machine principles + Scaling a real estate business + Leveraging systems, people, and money + Overcoming challenges and setbacks + Staying within the genius zone + Impact of podcasting on growth + Building and scaling with software + Balancing risks and strategy + Scaling businesses for 2025 success Watch the ⁠video podcast⁠ of this episode! Ready to create a 7-figure business of your own? Go to ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠BuildMyMoneyMachine.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ to get started today! And follow us on: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Instagram⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Facebook⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Tik Tok⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Youtube⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Twitter⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ To get exclusive offers mentioned in this episode and to support the show, visit ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠millionaireuniversity.com/sponsors⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. Want to hear from more incredible entrepreneurs? Check out all of our interviews ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠here⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠! Learn more about your ad choices. Visit megaphone.fm/adchoices

#574 What if the key to scaling your business is hidden in learning how not to repeat others' mistakes? In this third installment of our special five-part series featuring Module 8 of the Build My Money Machine program, we explore the transformative power of leverage in business. Drawing from hard-earned lessons and real stories — from satellite businesses to real estate ventures — we uncover the key mistakes to avoid and the strategies that can truly scale your business. Learn how to leverage time, people, and resources effectively, and discover how even small service businesses can become seven-figure opportunities with the right approach. If you missed Parts 1 and 2, start there for the foundational elements of creating your money machine. Stay tuned for Part 4, where Justin reveals how he and Tara adapted these principles to thrive in the digital age! (Original Air Date - 1/29/25) What Justin discusses on today's episode: + Leveraging time, people, and resources + Avoiding costly business mistakes + Scaling through real-life examples + Vetting and structuring partnerships + Prioritizing revenue over expenses + Testing and pivoting strategies + Applying principles to service industries + Building sustainable business systems + Learning through failure and adaptation + Executing proven growth strategies Watch the ⁠video podcast⁠ of this episode! Ready to create a 7-figure business of your own? Go to ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠BuildMyMoneyMachine.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ to get started today! And follow us on: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Instagram⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Facebook⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Tik Tok⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Youtube⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Twitter⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ To get exclusive offers mentioned in this episode and to support the show, visit ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠millionaireuniversity.com/sponsors⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. Want to hear from more incredible entrepreneurs? Check out all of our interviews ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠here⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠! Learn more about your ad choices. Visit megaphone.fm/adchoices

Sean Green from UCF charge on podcast joins Game On to talk about UCF week 2 matchup against North Carolina A&T. The Legendary Paulie sneaks his way into the studio just in time for Stone Cold Locks. Bianchi turns on the Money Machine during his Football Picks.

Welcome to another powerful episode of the Building Your Money Machine Show! Today, I'm sharing the seven things I wish I knew before I retired—and let me tell you, making the leap from building wealth to living off it is a much bigger mental switch than I ever imagined.We'll dig into the psychological shift from the accumulation phase (saving, investing, and growing wealth) to the decumulation phase (actually spending what you've worked so hard to build). I'll explain why switching from earning a paycheck to relying on your money machine feels scary for almost everyone, and I'll walk you through how to prepare for a retirement that feels like freedom—not like a financial identity crisis.You'll also learn why active income is like oxygen, why you absolutely need a plan (and how to get started with my free Lifestyle Cost Calculator), and how to design your post-work life with the same intention you used to build your career and wealth. We'll tackle the truth behind retirement myths, and why your legacy isn't about what you leave behind.IN TODAY'S EPISODE, I DISCUSS:Why retirement isn't a dateHow the broken retirement system has shifted responsibility into your handsThe psychological challenges of moving from accumulation to decumulationWhy spending in retirement is the goal, not a betrayalWhy your health is the real portfolio that gives your wealth valueThe essential role of a plan—plus a free resource to help you know your numberWhy real legacy is built in the small, meaningful momentsRECOMMENDED EPISODES FOR YOUIf you liked this episode, click here to enjoy these and more:https://melabraham.com/show/8 Signs You're NOT Ready For The Upcoming Recession40 Harsh Truths I Wish I Knew in My 40sHow to Build Your Financial Freedom Engine (Step-by-Step)Stop These 8 Habits to Quietly Build Wealth (I wish I knew this sooner)ACCOUNTANT EXPLAINS: Why Net Worth Skyrockets At $100kRECOMMENDED VIDEOS FOR YOU If you liked this video, you'll love these ones:8 Signs You're NOT Ready For The Upcoming Recession: https://youtu.be/Spnhr_Ecd0s40 Harsh Truths I Wish I Knew in My 40s: https://youtu.be/RUIh5osQigoHow to Build Your Financial Freedom Engine (Step-by-Step): https://youtu.be/OuETMEdqPB4Stop These 8 Habits to Quietly Build Wealth (I wish I knew this sooner): https://youtu.be/mpfQqi2RRT4ORDER MY NEW USA TODAY BESTSELLING BOOK:Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It!The key to building the life you desire and deserve is to build your Money Machine—a powerful system designed to generate income that's no longer tied to your work or efforts. This step-by-step guide goes beyond the general idea of personal finance and wealth creation and reveals the holistic approach to transforming your relationship with money to allow you to enjoy financial freedom and peace of mind.Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how to build your money machine.When you do you'll also get over $1100 in wealth resources & bonuses for FREE! TAKE THE FINANCIAL FREEDOM QUIZ:Take this free quiz to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

#571 What if the only thing standing between you and entrepreneurial success is the courage to take imperfect action? In this second installment of our special five-part series, we dive deeper into Module 8 of the Build My Money Machine program. Picking up where we left off, this episode focuses on one of the most critical aspects of entrepreneurial success: selling and promoting your product or service. Learn why taking quick, imperfect action is more valuable than waiting for perfection, and discover practical strategies to test, adapt, and refine your approach. We'll explore real-world examples, highlight lessons learned from failures, and provide actionable tips you can apply immediately. If you missed Part 1, be sure to listen back and start from the beginning. And don't miss the next episode, where we'll reveal how to leverage key resources to build momentum and scale your business! (Original Air Date - 1/28/25) What Justin discusses on today's episode: + Take quick, imperfect action + Fail forward to success + Test and refine strategies + Use a minimum viable product + Learn from successful competitors + Real-world sales examples + Embrace failure as growth + Adapt to customer needs + Build traction before scaling + Preview: leveraging for growth Watch the ⁠video podcast⁠ of this episode! Ready to create a 7-figure business of your own? Go to ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠BuildMyMoneyMachine.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ to get started today! And follow us on: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Instagram⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Facebook⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Tik Tok⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Youtube⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Twitter⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ To get exclusive offers mentioned in this episode and to support the show, visit ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠millionaireuniversity.com/sponsors⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. Want to hear from more incredible entrepreneurs? Check out all of our interviews ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠here⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠! Learn more about your ad choices. Visit megaphone.fm/adchoices

Welcome to another impactful episode of the Building Your Money Machine Show! Today, I'm taking a practical look at a question on everyone's mind: Are you really ready for the next recession?There's a lot of noise out there about the stock market, scary headlines, and economic forecasts. But let me set the record straight—recessions aren't about the stock market's mood swings. A recession is the ultimate stress test for your finances. If you aren't prepared, it's going to find every crack in your financial foundation and expose it.We'll talk about why tackling debt is the first vital step, why having a single income stream can put you on a financial cliff, and why emergency funds aren't just for peace of mind—they're your financial life raft. I'll also walk you through how your investment portfolio should actually match your age, stage, and current situation, and why building your own money machine isn't optional anymore—it's essential.The best part? Every move you make to recession-proof your finances also sets you up to build sustainable wealth in ANY market. This is not just about surviving a recession. It's about building a financial future the economy can't take from you.IN TODAY'S EPISODE, I COVER:Why debt is a silent cash flow killerThe difference between an emergency fund and a peace of mind fundThe dangers of relying on a single paycheck, client, or contractHow to become indispensable to your employer or clientsWhy you need to start building your Money Machine right nowRECOMMENDED EPISODES FOR YOUIf you liked this episode, click here to enjoy these and more:https://melabraham.com/show/40 Harsh Truths I Wish I Knew in My 40sHow to Build Your Financial Freedom Engine (Step-by-Step)Stop These 8 Habits to Quietly Build Wealth (I wish I knew this sooner)ACCOUNTANT EXPLAINS: Why Net Worth Skyrockets At $100kMy Honest Advice To Anyone Who Wants To Get RichRECOMMENDED VIDEOS FOR YOU If you liked this video, you'll love these ones:40 Harsh Truths I Wish I Knew in My 40s: https://youtu.be/RUIh5osQigoHow to Build Your Financial Freedom Engine (Step-by-Step): https://youtu.be/OuETMEdqPB4Stop These 8 Habits to Quietly Build Wealth (I wish I knew this sooner): https://youtu.be/mpfQqi2RRT4ACCOUNTANT EXPLAINS: Why Net Worth Skyrockets At $100k: https://youtu.be/AdyUwRGrGvQORDER MY NEW USA TODAY BESTSELLING BOOK:Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It!The key to building the life you desire and deserve is to build your Money Machine—a powerful system designed to generate income that's no longer tied to your work or efforts. This step-by-step guide goes beyond the general idea of personal finance and wealth creation and reveals the holistic approach to transforming your relationship with money to allow you to enjoy financial freedom and peace of mind.Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how to build your money machine.When you do you'll also get over $1100 in wealth resources & bonuses for FREE! TAKE THE FINANCIAL FREEDOM QUIZ:Take this free quiz to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

#568 Want to know the secret to turning your business idea into a reliable, money-making machine? In this episode, we kick off a special five-part series featuring Module 8 of our Build My Money Machine program. This transformative module, aptly named after the program itself, is designed to strip away the complexity of starting and growing a business. In Part 1, we break down why most business advice is overly complicated and how to focus on the core elements that truly drive success. Learn why traditional education hasn't prepared us for entrepreneurship and discover a straightforward framework to build your very own "money machine." Tune in and take the first step toward creating systems that generate wealth and freedom in your entrepreneurial journey. Don't miss the next episode, where we'll dive into selling and promoting — two essential yet often overlooked steps to success! (Original Air Date - 1/27/25) What Justin discusses on today's episode: + Introduction to the five-part series + Overcomplication in business advice + Traditional education's shortcomings for entrepreneurs + The "money machine" concept explained + Action over perfection in starting + Start with what you know + Avoiding overwhelm from others' successes + Building systems for repeatable success + Shifting mindsets for entrepreneurship + Preview of Part 2: selling and promoting Watch the ⁠video podcast⁠ of this episode! Ready to create a 7-figure business of your own? Go to ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠BuildMyMoneyMachine.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ to get started today! And follow us on: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Instagram⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Facebook⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Tik Tok⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Youtube⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Twitter⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ To get exclusive offers mentioned in this episode and to support the show, visit ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠millionaireuniversity.com/sponsors⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. Want to hear from more incredible entrepreneurs? Check out all of our interviews ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠here⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠! Learn more about your ad choices. Visit megaphone.fm/adchoices

Welcome to another powerful episode of the Building Your Money Machine Show! Today, I'm laying out something I wish someone had handed to me decades ago: the real, unfiltered playbook to life—especially when it comes to money, work, health, and relationships. I'm Mel Abraham, and after 30+ years as a financial expert, entrepreneur, and mentor, I know that the harshest truths are the ones that ultimately set us free. And that's what I'm putting on the table for you today.I'm sharing 40 harsh truths I wish I knew in my 40s—the things most of us take decades or even a lifetime to discover, and that, left unchecked, can cost us precious time, freedom, and happiness. These aren't theory; they're the distilled, sometimes uncomfortable lessons I've lived, seen, and taught—covering everything from building wealth, mastering your finances, and making your money work for you, to investing in your health, forging real relationships, and raising future adults (not just kids).IN TODAY'S EPISODE, I SHARE:Why your choice of partner is your biggest financial decisionThe sneaky danger of lifestyle creep and keeping up with the JonesesThe illusion of comfort zones—and the truth about real growthWhy you'll never save your way to genuine wealthThe power of investing both your money and your time in the right placesThe reality that money without meaning is just paperWhy your health is your true wealth—prevention now, or you'll pay laterWhy legacy isn't what you leave, it's how you live right nowRECOMMENDED EPISODES FOR YOUIf you liked this episode, click here to enjoy these and more:https://melabraham.com/show/How to Build Your Financial Freedom Engine (Step-by-Step)Stop These 8 Habits to Quietly Build Wealth (I wish I knew this sooner)ACCOUNTANT EXPLAINS: Why Net Worth Skyrockets At $100kMy Honest Advice To Anyone Who Wants To Get RichWhy Dumb People Are Making More Money Than YouRECOMMENDED VIDEOS FOR YOU If you liked this video, you'll love these ones:How to Build Your Financial Freedom Engine (Step-by-Step): https://youtu.be/OuETMEdqPB4Stop These 8 Habits to Quietly Build Wealth (I wish I knew this sooner): https://youtu.be/mpfQqi2RRT4ACCOUNTANT EXPLAINS: Why Net Worth Skyrockets At $100k: https://youtu.be/AdyUwRGrGvQMy Honest Advice To Anyone Who Wants To Get Rich: https://youtu.be/xV1yr8Qi_nQORDER MY NEW USA TODAY BESTSELLING BOOK:Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It!The key to building the life you desire and deserve is to build your Money Machine—a powerful system designed to generate income that's no longer tied to your work or efforts. This step-by-step guide goes beyond the general idea of personal finance and wealth creation and reveals the holistic approach to transforming your relationship with money to allow you to enjoy financial freedom and peace of mind.Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how to build your money machine.When you do you'll also get over $1100 in wealth resources & bonuses for FREE! TAKE THE FINANCIAL FREEDOM QUIZ:Take this free quiz to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

Aaron Young is a renowned entrepreneur with more than 40 years experience and several dozen multi-million dollar companies under his belt.  Aaron has made it his life's work to arm business owners with success formulas that immediately provide exponential growth and protection. Fully embodying his concept of the Unshackled Owner, he inspires others to do the same by empowering them to build strong companies while proactively protecting their dreams. Highlight Bullets> Here's a glimpse of what you would learn…. Building and scaling businesses, particularly in the e-commerce sector.The importance of defining personal success and setting clear goals.Recognizing and leveraging personal strengths while delegating weaknesses.Hiring practices focused on cultural fit and complementary skills.Creating effective organizational structures and forward-looking charts.Implementing accountability measures through key performance indicators (KPIs) and scoreboards.Cultivating an intentional corporate culture that encourages innovation.Learning from real-world experiences and continuous education.The significance of creating systems for business independence and scalability.Strategies for maintaining personal fulfillment and legacy in entrepreneurship.In this episode of the Ecomm Breakthrough Podcast, host Josh Hadley welcomes Aaron Young, a seasoned entrepreneur and author of "The Unshackled." Aaron shares invaluable insights on scaling e-commerce businesses from seven to eight figures. Key topics include the importance of building autonomous business systems, defining personal success, and leveraging team strengths. Aaron emphasizes hiring for cultural fit, creating forward-looking organizational charts, and implementing KPIs for accountability. He also discusses the significance of a strong corporate culture and legacy building. This episode offers practical strategies for business owners aiming to achieve sustainable growth and long-term success.Here are the 3 action items that Josh identified from this episode:1. Systematize and Automate for Scalability – Develop detailed operating procedures and leverage automation to reduce manual effort. This ensures the business can run efficiently without requiring constant oversight, freeing up time for strategic growth.  2. Build a Team That Complements Your Skills – Identify your strengths and weaknesses, then hire team members who fill the gaps. Prioritize cultural fit and empower your team to make decisions, fostering a self-sustaining and innovative work environment.  3. Set Clear, Incremental Goals with a Defined 'Why' – Clearly define what success means to you and break down large objectives into manageable milestones. Understanding your motivation behind these goals helps maintain long-term focus and drive.Resources mentioned in this episode:Josh Hadley on LinkedIneComm Breakthrough YouTubeeComm Breakthrough ConsultingeComm Breakthrough PodcastEmail Josh Hadley: Josh@eCommBreakthrough.comThe E-Myth by Michael E. GerberChatGPTMagnify Your WealthThe Unshackled Owner"Who Not How" on AmazonThe Science of Getting Rich on AmazonLinkedInIndeedSpecial Mention(s):Adam “Heist” Runquist on LinkedInKevin King on LinkedInMichael E. Gerber on LinkedInRelated Episode(s):“Cracking the Amazon Code: Learn From Adam Heist's Brand Scaling Secrets” on the eComm Breakthrough Podcast“Kevin King's Wicked-Smart Tips for Building an Audience of Raving Fans” on the eComm Breakthrough Podcast“Unlocking Entrepreneurial Greatness | Insider Secrets With E-myth Author Michael Gerber” on the eComm Breakthrough PodcastEpisode SponsorSponsor for this episode...This episode is brought to you by eComm Breakthrough Consulting where I help seven-figure e-commerce owners grow to eight figures. I started my business in 2015 and grew it to an eight-figure brand in seven years.I made mistakes along the way that made the path to eight figures longer. At times I doubted whether our business could even survive and become a real brand. I wish I would have had a guide to help me grow faster and avoid the stumbling blocks.If you've hit a plateau and want to know the next steps to take your business to the next level, then email me at josh@ecommbreakthrough.com and in your subject line say “strategy audit” for the chance to win a $10,000 comprehensive business strategy audit at no cost!Transcript AreaJosh Hadley 00:00:00  Welcome to the Ecomm Breakthrough podcast. I'm your host, Josh Hadley, where I interview the top business leaders in e-commerce. Past guests include Kevin King, Aaron Cordovez and Michael E Gerber, author of the E-myth. Today I'm speaking with Aaron Young, the author of the book The Unshackled. This episode is brought to you by Ecomm Breakthrough, where I specialize in investing in and scaling seven figure ecommerce brands to eight figures and beyond. If you're an ambitious e-commerce entrepreneur looking for a partner or a coach who can help you take your business to the next level, I bring hands on experience, strategic insights, and the resources needed to fuel your growth. So if you or someone you know is ready to scale or looking for an investment partner or coach, reach out to me directly a...

Welcome to a special episode of the Building Your Money Machine Show. Today, I'm sharing something truly unique—a live keynote session I delivered to a room full of high-achieving entrepreneurs, each of whom invested over $10,000 to be there. In this episode, I walk you through exactly how to build your Financial Freedom Engine, step-by-step, so your money works harder for you than you ever did for it.Let's be real: true financial freedom isn't about chasing raises or staying trapped on the earnings treadmill. It starts the very moment your money begins to create more wealth for you than your own labor does. I'm diving deep—not just into the dollars and decimals, not just the math (despite my accountant, CPA roots)—but also the emotional and behavioral shifts that create lasting wealth and meaning.So if you've ever hit a financial goal and asked, “Is this it?” or felt like money's just a complicated, intimidating ghost in the hallway—this episode is for you. We're flipping the lights on, and making money simple and deeply personal.IN TODAY'S EPISODE, I DISCUSS:Why most people who achieve their financial goals still feel unfulfilledThe mindset shift from thinking in weeks and years to thinking generationallyThe power of building healthy financial habits earlyHow to start investingThe vital importance of tracking your net worthHow to create the “money machine”The critical role of transparency and teamwork in relationships around moneyWhy your legacy is about giving your gifts to the worldRECOMMENDED EPISODES FOR YOUIf you liked this episode, click here to enjoy these and more:https://melabraham.com/show/Stop These 8 Habits to Quietly Build Wealth (I wish I knew this sooner)ACCOUNTANT EXPLAINS: Why Net Worth Skyrockets At $100kMy Honest Advice To Anyone Who Wants To Get RichWhy Dumb People Are Making More Money Than You15 Things That Are a Complete Waste of Your MoneyRECOMMENDED VIDEOS FOR YOU If you liked this video, you'll love these ones:Stop These 8 Habits to Quietly Build Wealth (I wish I knew this sooner): https://youtu.be/mpfQqi2RRT4ACCOUNTANT EXPLAINS: Why Net Worth Skyrockets At $100k: https://youtu.be/AdyUwRGrGvQMy Honest Advice To Anyone Who Wants To Get Rich: https://youtu.be/xV1yr8Qi_nQWhy Dumb People Are Making More Money Than You: https://youtu.be/ISY01uDuyJkORDER MY NEW USA TODAY BESTSELLING BOOK:Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It!The key to building the life you desire and deserve is to build your Money Machine—a powerful system designed to generate income that's no longer tied to your work or efforts. This step-by-step guide goes beyond the general idea of personal finance and wealth creation and reveals the holistic approach to transforming your relationship with money to allow you to enjoy financial freedom and peace of mind.Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how to build your money machine.When you do you'll also get over $1100 in wealth resources & bonuses for FREE! TAKE THE FINANCIAL FREEDOM QUIZ:Take this free quiz to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

Welcome to another great episode of the Building Your Money Machine Show! If you've ever felt like you're doing all the right things—saving, hustling, even dabbling in investing—but still not seeing your wealth build the way you'd hoped, you are absolutely not alone. Today, I'm flipping the script and sharing the eight habits you need to stop if you want to quietly and effectively build lasting wealth. Trust me, these aren't the typical suspects you see in every personal finance blog; these are the sneaky “financial termites” that erode your wealth from the inside out—often disguised as normal behaviors you barely even notice.Looking back, I wish I'd known about these much sooner. So today, I break them down for you—no fluff, just straight talk—from my own 30-year journey as a financial expert, entrepreneur, and mentor. Our mission? To help you master your money, eliminate financial stress, and live a life of choice. Because guess what? Earning more doesn't make you free—a money machine does.Get ready for a dose of financial education, some sarcasm, and a whole lot of heart, as I pull the curtain back on the silent habits you need to stop.IN TODAY'S EPISODE, I DISCUSS:Why you need to stop worshiping the concept of “good debt”How wearing “busy” like a badge of honor is a trapWhy waiting for the perfect time to invest is costing you millionsThe danger of letting every raise become a lifestyle upgradeThe true cost of thinking in monthly payments instead of total cost or lost opportunityWhy delaying freedom and joy until “someday” is a recipe for regretRECOMMENDED EPISODES FOR YOUIf you liked this episode, click here to enjoy these and more:https://melabraham.com/show/ACCOUNTANT EXPLAINS: Why Net Worth Skyrockets At $100kMy Honest Advice To Anyone Who Wants To Get RichWhy Dumb People Are Making More Money Than You15 Things That Are a Complete Waste of Your MoneyIf The Dollar Is Collapsing - Is It Worth Saving Money?RECOMMENDED VIDEOS FOR YOU If you liked this video, you'll love these ones:ACCOUNTANT EXPLAINS: Why Net Worth Skyrockets At $100k: https://youtu.be/AdyUwRGrGvQMy Honest Advice To Anyone Who Wants To Get Rich: https://youtu.be/xV1yr8Qi_nQWhy Dumb People Are Making More Money Than You: https://youtu.be/ISY01uDuyJk15 Things That Are a Complete Waste of Your Money:https://youtu.be/0aeP90sF5UQORDER MY NEW USA TODAY BESTSELLING BOOK:Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It!The key to building the life you desire and deserve is to build your Money Machine—a powerful system designed to generate income that's no longer tied to your work or efforts. This step-by-step guide goes beyond the general idea of personal finance and wealth creation and reveals the holistic approach to transforming your relationship with money to allow you to enjoy financial freedom and peace of mind.Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how to build your money machine.When you do you'll also get over $1100 in wealth resources & bonuses for FREE! TAKE THE FINANCIAL FREEDOM QUIZ:Take this free quiz to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

Welcome to another enlightening episode of the Building Your Money Machine Show. Have you ever wondered why building wealth feels like such a slow grind in the beginning, but then—almost out of nowhere—your net worth starts accelerating? In today's episode, I'm pulling back the curtain on a tipping point that changes everything: hitting your first $100,000 of investable net worth.I know firsthand how discouraging it can feel to be saving, investing, and doing all the “right” things, only to see what looks like minimal progress. It's like pushing a boulder uphill in flip flops during a windstorm while people shout useless advice at you like, “Just stop drinking coffee!” Trust me, I've been there. In this episode, I explain exactly why it feels so tough to reach your first $100K—and why, after that, building wealth starts to snowball thanks to the magic of compounding.Together, we'll break down the difference between total net worth and investable net worth—the number that actually matters for creating real financial freedom. I'll walk you through why the initial push is so challenging, and how the habits and skills you build in those early years set you up for lasting success.IN TODAY'S EPISODE, I DISCUSS:Why the journey to your first $100K of investable net worth feels like the hardest partThe difference between total net worth and investable net worthThe critical identity shifts and new skills you need to go from “spender with good intentions” to confident wealth builderThe mindset and math behind opportunity costHow long it really takes to hit key milestonesRECOMMENDED EPISODES FOR YOUIf you liked this episode, click here to enjoy these and more:https://melabraham.com/show/My Honest Advice To Anyone Who Wants To Get RichWhy Dumb People Are Making More Money Than You15 Things That Are a Complete Waste of Your MoneyIf The Dollar Is Collapsing - Is It Worth Saving Money?7 Smart Habits of Quiet MillionairesRECOMMENDED VIDEOS FOR YOU If you liked this video, you'll love these ones:My Honest Advice To Anyone Who Wants To Get Rich: https://youtu.be/xV1yr8Qi_nQWhy Dumb People Are Making More Money Than You: https://youtu.be/ISY01uDuyJk15 Things That Are a Complete Waste of Your Money:https://youtu.be/0aeP90sF5UQIf The Dollar Is Collapsing - Is It Worth Saving Money?: https://youtu.be/yG3CoFaYV2YORDER MY NEW USA TODAY BESTSELLING BOOK:Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It!The key to building the life you desire and deserve is to build your Money Machine—a powerful system designed to generate income that's no longer tied to your work or efforts. This step-by-step guide goes beyond the general idea of personal finance and wealth creation and reveals the holistic approach to transforming your relationship with money to allow you to enjoy financial freedom and peace of mind.Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how to build your money machine.When you do you'll also get over $1100 in wealth resources & bonuses for FREE! TAKE THE FINANCIAL FREEDOM QUIZ:Take this free quiz to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

Ever wonder why it feels like you're working harder than ever but never seem to get ahead financially? You're not failing because you're lazy; you're failing because you're financially directionless. That's the hard truth, and today, I'm bringing you the raw, no-fluff advice I wish someone had told me decades ago about what it really takes to get rich—and (spoiler alert) it's NOT about grinding harder, hoarding cash, or chasing the next big promotion.In this episode, I walk you through the nine non-negotiables for building true wealth—the real stuff, the uncomfortable truths that rattle your comfort zone, and the practical, step-by-step tools that move you forward. This is your financial education with a bit of sarcasm, a lot of heart, and a proven pathway to true freedom.Drawing on over 30 years as a financial advisor, CPA, and lifelong student of wealth-building, I'll show you how to craft a vision for your life, transform your relationship with debt, conquer self-sabotaging money stories, prioritize investing, and much more. The goal? To help you build your money machine—so your money works harder for you than you ever did for it.IN TODAY'S EPISODE, I DISCUSS:Why knowing your destination—your vivid vision for an ideal life—matters more than a bank balanceThe difference between building a life account versus a bank accountThe difference between productive and destructive debtHow your money stories and childhood beliefs shape your financial trajectoryWhy you can't save your way to wealthRecognizing that the real currency isn't cash—it's timeRECOMMENDED EPISODES FOR YOUIf you liked this episode, click here to enjoy these and more:https://melabraham.com/show/Why Dumb People Are Making More Money Than You15 Things That Are a Complete Waste of Your MoneyIf The Dollar Is Collapsing - Is It Worth Saving Money?7 Smart Habits of Quiet Millionaires7 Reasons Why The Wealthy NEVER Trade Time For MoneyRECOMMENDED VIDEOS FOR YOU If you liked this video, you'll love these ones:Why Dumb People Are Making More Money Than You: https://youtu.be/ISY01uDuyJk15 Things That Are a Complete Waste of Your Money:https://youtu.be/0aeP90sF5UQIf The Dollar Is Collapsing - Is It Worth Saving Money?: https://youtu.be/yG3CoFaYV2Y7 Smart Habits of Quiet Millionaires: https://youtu.be/aeTEvvI_H40ORDER MY NEW USA TODAY BESTSELLING BOOK:Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It!The key to building the life you desire and deserve is to build your Money Machine—a powerful system designed to generate income that's no longer tied to your work or efforts. This step-by-step guide goes beyond the general idea of personal finance and wealth creation and reveals the holistic approach to transforming your relationship with money to allow you to enjoy financial freedom and peace of mind.Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how to build your money machine.When you do you'll also get over $1100 in wealth resources & bonuses for FREE! TAKE THE FINANCIAL FREEDOM QUIZ:Take this free quiz to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

Welcome back to another episode of the Building Your Money Machine Show! Today, I'm pulling back the curtain on a question that eats at almost everyone on their wealth journey: Why does it seem like people who aren't any “smarter” than you are making more money—and living their dream lives—while you're stuck meal-prepping, maxing out your Roth IRA, and still feeling… stuck?Let's get real. We've all been told that if you're smart, work hard, and follow the “rules,” wealth will follow. But after decades of working with everyone from broke folks to billionaires, I've uncovered the hard truth: intelligence alone doesn't guarantee wealth. Not even close.In today's episode, I unpack the “intelligence myth” and why the highest IQs aren't leading the pack financially. We'll talk about science-backed reasons why taking action, building grit, and tolerating risk trump being the “smartest” person in the room.IN TODAY'S EPISODE, I DISCUSS:The myth that intelligence equals wealthWhy “dumb” or less-experienced people often succeedThe 5 key traits that predict wealth far better than raw smartsWhy fast action, micro-successes, and starting before you're ready will always beat waiting for the perfect momentHow perfectionism masquerades as procrastination and keeps you brokeThe practical, actionable steps to align, amplify, and automate your income How to finally separate your income from your effort and achieve true financial freedomWhy being on the field is the only way to win the wealth game—and how to get started now, even if it's just with $5RECOMMENDED EPISODES FOR YOUIf you liked this episode, click here to enjoy these and more:https://melabraham.com/show/15 Things That Are a Complete Waste of Your MoneyIf The Dollar Is Collapsing - Is It Worth Saving Money?7 Smart Habits of Quiet Millionaires7 Reasons Why The Wealthy NEVER Trade Time For MoneyThe Truth About Net Worth: Are You Rich or Poor?RECOMMENDED VIDEOS FOR YOU If you liked this video, you'll love these ones:15 Things That Are a Complete Waste of Your Money:https://youtu.be/0aeP90sF5UQIf The Dollar Is Collapsing - Is It Worth Saving Money?: https://youtu.be/yG3CoFaYV2Y7 Smart Habits of Quiet Millionaires: https://youtu.be/aeTEvvI_H407 Reasons Why The Wealthy NEVER Trade Time For Money: https://youtu.be/Jg_8jupAGkQORDER MY NEW USA TODAY BESTSELLING BOOK:Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It!The key to building the life you desire and deserve is to build your Money Machine—a powerful system designed to generate income that's no longer tied to your work or efforts. This step-by-step guide goes beyond the general idea of personal finance and wealth creation and reveals the holistic approach to transforming your relationship with money to allow you to enjoy financial freedom and peace of mind.Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how to build your money machine.When you do you'll also get over $1100 in wealth resources & bonuses for FREE! TAKE THE FINANCIAL FREEDOM QUIZ:Take this free quiz to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

Got cash value in your policy? Most people let it sit there… growing slowly. Here's the smarter play:

Welcome to another episode of the Building Your Money Machine Show! In this episode, I'm getting real and a little bit blunt as we tackle a question I know many of us have asked ourselves: “Where the heck is all my money going?” Maybe you haven't splurged on a yacht, but if you've ever wondered why your bank account doesn't reflect the hard work you're putting in, you're in the right place.I break down the 15 perfectly normal — but totally destructive — ways your wealth is secretly bleeding out. These sneaky money leaks come disguised as self-care, adulting, or the infamous “I deserve this” mentality. Over time, they rob us of our options, our freedom, and, most importantly, our financial future. I'll walk you through each of these traps, share where I've personally tripped up, and give you practical solutions on how to plug those leaks so you can start building real wealth.Think of this as your financial reality check — practical tips, a bit of tough love, and a whole lot of heart. It might sting a little, but sometimes, that's exactly what we need to take back control and start winning with money.IN TODAY'S EPISODE, I DISCUSS:Why new cars on payment plans are a fast track to losing moneyThe true cost of unused subscriptionsWhy most home fitness equipment ends up as an expensive laundry rackThe psychological trap of buying things “because they're on sale”The difference between spending and investingWhen DIY jobs backfire and why outsourcing sometimes saves you moneyThe credit card points trap — when chasing points actually costs you moreRECOMMENDED EPISODES FOR YOUIf you liked this episode, click here to enjoy these and more:https://melabraham.com/show/If The Dollar Is Collapsing - Is It Worth Saving Money?7 Smart Habits of Quiet Millionaires7 Reasons Why The Wealthy NEVER Trade Time For MoneyThe Truth About Net Worth: Are You Rich or Poor?The Financial Industry's Biggest Lie About Compound InterestRECOMMENDED VIDEOS FOR YOU If you liked this video, you'll love these ones:If The Dollar Is Collapsing - Is It Worth Saving Money?: https://youtu.be/yG3CoFaYV2Y7 Smart Habits of Quiet Millionaires: https://youtu.be/aeTEvvI_H407 Reasons Why The Wealthy NEVER Trade Time For Money: https://youtu.be/Jg_8jupAGkQThe Truth About Net Worth: Are You Rich or Poor?: https://youtu.be/vxaW2JGnRZAORDER MY NEW USA TODAY BESTSELLING BOOK:Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It!The key to building the life you desire and deserve is to build your Money Machine—a powerful system designed to generate income that's no longer tied to your work or efforts. This step-by-step guide goes beyond the general idea of personal finance and wealth creation and reveals the holistic approach to transforming your relationship with money to allow you to enjoy financial freedom and peace of mind.Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how to build your money machine.When you do you'll also get over $1100 in wealth resources & bonuses for FREE! TAKE THE FINANCIAL FREEDOM QUIZ:Take this free quiz to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

Welcome to another episode of the Building Your Money Machine Show! Today, I'm pulling back the curtain on one of the questions I get asked the most: If the dollar keeps losing value, is saving money even worth it anymore?With all the media chatter about inflation and the dollar weakening, it's easy to feel like putting money in a savings account is about as useful as trying to fill a leaky bucket. Cash feels safe, but it seems like it's just quietly melting away right under us. Should you bother to save at all—or is there a better way to protect your financial future?In this episode, I break down what's really happening to the dollar, unravel the truth about inflation, and explain why saving alone will never build the wealth or the financial security you want. I talk about the real role of savings (and it's not what most people think!), how to protect your emergency fund, and why owning assets is the only way to outpace inflation and achieve financial freedom.IN TODAY'S EPISODE, I DISCUSS:Why cash and savings accounts aren't investmentsThe effects of long-term inflationHow to calculate how much emergency savings is enoughThe difference between protecting your wealth and actually building wealthWhich investments historically beat inflationHow to “bucket” your money for short-, mid-, and long-term needsThe step-by-step plan to balance safety and growthThe single action step to take within the next 48 hours to move your financial future forwardRECOMMENDED EPISODES FOR YOUIf you liked this episode, click here to enjoy these and more:https://melabraham.com/show/7 Smart Habits of Quiet Millionaires7 Reasons Why The Wealthy NEVER Trade Time For MoneyThe Truth About Net Worth: Are You Rich or Poor?The Financial Industry's Biggest Lie About Compound Interest1970s Money Habits Not Taught Today... That We Need in 2025RECOMMENDED VIDEOS FOR YOU If you liked this video, you'll love these ones:7 Smart Habits of Quiet Millionaires: https://youtu.be/aeTEvvI_H407 Reasons Why The Wealthy NEVER Trade Time For Money: https://youtu.be/Jg_8jupAGkQThe Truth About Net Worth: Are You Rich or Poor?: https://youtu.be/vxaW2JGnRZAThe Financial Industry's Biggest Lie About Compound Interest: https://youtu.be/SiDU-1wVWTAORDER MY NEW USA TODAY BESTSELLING BOOK:Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It!The key to building the life you desire and deserve is to build your Money Machine—a powerful system designed to generate income that's no longer tied to your work or efforts. This step-by-step guide goes beyond the general idea of personal finance and wealth creation and reveals the holistic approach to transforming your relationship with money to allow you to enjoy financial freedom and peace of mind.Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how to build your money machine.When you do you'll also get over $1100 in wealth resources & bonuses for FREE! TAKE THE FINANCIAL FREEDOM QUIZ:Take this free quiz to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

Welcome to another episode of the Building Your Money Machine Show! Today, I'm pulling back the curtain on a topic I've seen play out over my decades as an entrepreneur, money mentor, and financial expert: the 7 smart habits of quiet millionaires. We're talking about the folks who build real, lasting wealth—not with flashy cars or Instagram fame, but with purposeful, behind-the-scenes action that gives them true freedom and peace of mind.Ever wonder why some millionaires seem to live loud, but somehow end up broke, while others keep it low-key, quietly amassing real wealth? I'm walking you through the strategies these quiet millionaires lean on—habits that let them stack the odds in their favor, eliminate financial stress, and create a life of choice. And, don't worry, we'll definitely poke a little fun at Lambo culture along the way!This isn't about deprivation or hiding your success; it's about designing a life aligned with your values, vision, and desired impact. Whether you want to build a legacy, or enjoy deep financial security these habits will set you on the right path.IN TODAY'S EPISODE, I DISCUSS:Why freedom is so much sweeter than flexingHow systems—not willpower—drive 80% of your wealth-buildingThe power of staying low-key to avoid unwanted attentionAvoiding lifestyle inflationStories of true impact, the untold generosity of the wealthy, and why the best ROI often comes without any applause. Why quiet millionaires focus on compounding, consistency, and generationalRECOMMENDED EPISODES FOR YOUIf you liked this episode, click here to enjoy these and more:https://melabraham.com/show/7 Reasons Why The Wealthy NEVER Trade Time For MoneyThe Truth About Net Worth: Are You Rich or Poor?The Financial Industry's Biggest Lie About Compound Interest1970s Money Habits Not Taught Today... That We Need in 2025Accountant Debunks: The Most Controversial Topics in Personal FinanceRECOMMENDED VIDEOS FOR YOU If you liked this video, you'll love these ones:7 Reasons Why The Wealthy NEVER Trade Time For Money: https://youtu.be/Jg_8jupAGkQThe Truth About Net Worth: Are You Rich or Poor?: https://youtu.be/vxaW2JGnRZAThe Financial Industry's Biggest Lie About Compound Interest: https://youtu.be/SiDU-1wVWTA1970s Money Habits Not Taught Today... That We Need in 2025: https://youtu.be/CnUi_Dr_v7IORDER MY NEW USA TODAY BESTSELLING BOOK:Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It!The key to building the life you desire and deserve is to build your Money Machine—a powerful system designed to generate income that's no longer tied to your work or efforts. This step-by-step guide goes beyond the general idea of personal finance and wealth creation and reveals the holistic approach to transforming your relationship with money to allow you to enjoy financial freedom and peace of mind.Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how to build your money machine.When you do you'll also get over $1100 in wealth resources & bonuses for FREE! TAKE THE FINANCIAL FREEDOM QUIZ:Take this free quiz to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

Welcome to another episode of the Building Your Money Machine Show! Today, I'm shining a light on a game-changing concept that separates the truly wealthy from everyone else: refusing to trade your time for money. If you've ever looked at your calendar and wondered if the hamster wheel of back-to-back meetings, errands, and calls is really the endgame, this episode is for you.I'm sharing the seven key reasons why the wealthy never play the time-for-dollars game—and how you can stop being the unpaid intern in your own life's story. I'll walk you through my journey from accountant buried in spreadsheets and calls to someone who's obsessed with building a system—a Money Machine—that funds a life of true freedom and choice.I'll tell you how a simple, powerful lesson from my six-year-old son made me rethink everything about money, time, and presence. From there, you'll discover how to architect a life where your money works for you—even while you sleep, take a walk, or argue with your teenager about Wi-Fi.IN TODAY'S EPISODE, I DISCUSS:Why time is your most precious and non-renewable resourceHow leverage is the secret sauce for multiplying your hours and your impactCreating leveraged income streams that generate cashWhy the wealthy prefer to own the stage (the assets) rather than dance on it (the labor)The importance of building an ecosystem of valueChoosing to use your increasing income to buy back timeFour practical steps to start your own Money MachineRECOMMENDED EPISODES FOR YOUIf you liked this episode, click here to enjoy these and more:https://melabraham.com/show/The Truth About Net Worth: Are You Rich or Poor?The Financial Industry's Biggest Lie About Compound Interest1970s Money Habits Not Taught Today... That We Need in 2025Accountant Debunks: The Most Controversial Topics in Personal FinanceThe WORST Investment Lies Told by Finance GurusRECOMMENDED VIDEOS FOR YOU If you liked this video, you'll love these ones:The Truth About Net Worth: Are You Rich or Poor?: https://youtu.be/vxaW2JGnRZAThe Financial Industry's Biggest Lie About Compound Interest: https://youtu.be/SiDU-1wVWTA1970s Money Habits Not Taught Today... That We Need in 2025: https://youtu.be/CnUi_Dr_v7IAccountant Debunks: The Most Controversial Topics in Personal Finance: https://youtu.be/9xG2GgrBx8YORDER MY NEW USA TODAY BESTSELLING BOOK:Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It!The key to building the life you desire and deserve is to build your Money Machine—a powerful system designed to generate income that's no longer tied to your work or efforts. This step-by-step guide goes beyond the general idea of personal finance and wealth creation and reveals the holistic approach to transforming your relationship with money to allow you to enjoy financial freedom and peace of mind.Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how to build your money machine.When you do you'll also get over $1100 in wealth resources & bonuses for FREE! TAKE THE FINANCIAL FREEDOM QUIZ:Take this free quiz to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

Welcome to another episode of the Building Your Money Machine Show! Today, I'm pulling back the curtain on a topic that most people either misunderstand or try desperately to ignore: your net worth. Are you actually middle class, or is your paycheck just telling you a comforting story while your bank account plays hide and seek? We're cutting through the noise and numbers to uncover the truth about wealth in America — what it means to be lower, middle, or upper class, and, more crucially, how you can move up no matter where you're starting from.In this episode, we get into the real definition of net worth, why it matters far more than how much you make, and how you can use it as a playbook for building your money machine. We'll break down the wealth categories, from lower class (under $150k), middle class, all the way to the upper class (over $1.5 million in net worth) — but more importantly, I'll show you the strategies for each stage to keep you moving forward, wherever you're at right now.IN TODAY'S EPISODE, I DISCUSS:What net worth really meansThe three stages of wealth-buildingHow to build a comfort fundWhy eliminating destructive, high-interest debt is essentialThe power of starting to invest early — even with just $5How to increase your income by skilling up and creating more valueAutomating your savings and investmentsWhy guarding against lifestyle creep is critical as you grow your wealthRECOMMENDED EPISODES FOR YOUIf you liked this episode, click here to enjoy these and more:https://melabraham.com/show/The Financial Industry's Biggest Lie About Compound Interest1970s Money Habits Not Taught Today... That We Need in 2025Accountant Debunks: The Most Controversial Topics in Personal FinanceThe WORST Investment Lies Told by Finance Gurus8 Signs You're Doing Well Financially (Even If It Doesn't Feel Like It)RECOMMENDED VIDEOS FOR YOU If you liked this video, you'll love these ones:The Financial Industry's Biggest Lie About Compound Interest: https://youtu.be/SiDU-1wVWTA1970s Money Habits Not Taught Today... That We Need in 2025: https://youtu.be/CnUi_Dr_v7IAccountant Debunks: The Most Controversial Topics in Personal Finance: https://youtu.be/9xG2GgrBx8YThe WORST Investment Lies Told by Finance Gurus: https://youtu.be/Nlt9-Z61bxAORDER MY NEW USA TODAY BESTSELLING BOOK:Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It!The key to building the life you desire and deserve is to build your Money Machine—a powerful system designed to generate income that's no longer tied to your work or efforts. This step-by-step guide goes beyond the general idea of personal finance and wealth creation and reveals the holistic approach to transforming your relationship with money to allow you to enjoy financial freedom and peace of mind.Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how to build your money machine.When you do you'll also get over $1100 in wealth resources & bonuses for FREE! TAKE THE FINANCIAL FREEDOM QUIZ:Take this free quiz to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

Welcome back to another episode of the Building Your Money Machine Show! Today, I'm pulling back the curtain on one of the biggest myths the financial industry loves to sell: the fantasy of compound interest as the ultimate, effortless path to wealth. We all hear that “compound interest is the eighth wonder of the world”—and while it's powerful, the way Wall Street sells it can leave you feeling like you were promised a yacht and handed a pool noodle with a dream.In this episode, I bust the myth that time alone will make you rich. I break down why average returns aren't the same as your actual returns, and how relying on those rosy averages can seriously wreck your portfolio. I also unpack the deceptive smooth curve of compound interest, explain why your wealth journey starts with what I call the “wealth flatline,” and get real about the discipline and consistency it takes to get to the good stuff—where your money machine finally takes off.By the end, you'll have a new perspective on compound interest (without the hype), and a blueprint for making it work for you—not against you—on your path to financial freedom.IN TODAY'S EPISODE, I DISCUSS:The truth about compound interestThe big difference between average returns and real, compounded annual returnsThe impact of sequence of returns riskMy strategies for building flexibility and resiliency into your wealth planWhy watching out for fees can save you tens of thousandsRECOMMENDED EPISODES FOR YOUIf you liked this episode, click here to enjoy these and more:https://melabraham.com/show/1970s Money Habits Not Taught Today... That We Need in 2025Accountant Debunks: The Most Controversial Topics in Personal FinanceThe WORST Investment Lies Told by Finance Gurus8 Signs You're Doing Well Financially (Even If It Doesn't Feel Like It)Accountant Explains: The 4 Financial Freedom Zones - How close are you?RECOMMENDED VIDEOS FOR YOU If you liked this video, you'll love these ones:1970s Money Habits Not Taught Today... That We Need in 2025: https://youtu.be/CnUi_Dr_v7IAccountant Debunks: The Most Controversial Topics in Personal Finance: https://youtu.be/9xG2GgrBx8YThe WORST Investment Lies Told by Finance Gurus: https://youtu.be/Nlt9-Z61bxA8 Signs You're Doing Well Financially (Even If It Doesn't Feel Like It): https://youtu.be/KKhrKQb-v40ORDER MY NEW USA TODAY BESTSELLING BOOK:Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It!The key to building the life you desire and deserve is to build your Money Machine—a powerful system designed to generate income that's no longer tied to your work or efforts. This step-by-step guide goes beyond the general idea of personal finance and wealth creation and reveals the holistic approach to transforming your relationship with money to allow you to enjoy financial freedom and peace of mind.Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how to build your money machine.When you do you'll also get over $1100 in wealth resources & bonuses for FREE! TAKE THE FINANCIAL FREEDOM QUIZ:Take this free quiz to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

Welcome to another eye-opening episode of the Building Your Money Machine Show. Today, I'm taking you on a trip down memory lane to the 1970s—a wild economic decade full of stagflation, sky-high interest rates, and mile-long gas lines. Yet, my parents and so many others made it work on a single income. They raised families, lived in modest homes, and managed to save, even with all the financial chaos swirling around them.I wanted to pull back the curtain on those 1970s money habits—the ones many of us were never taught, but desperately need as we head into 2025. These are practical, timeless lessons about spending, saving, and living with intention that can help all of us regain control in today's world of buy-now-pay-later, easy credit, and constant financial FOMO.In this episode, I break down the habits, attitudes, and practices from a simpler time, and show you how to adapt them in your own life—without sacrificing modern convenience. I share personal stories from my own family and offer actionable steps to help you live with more financial peace and less pressure, starting today.IN TODAY'S EPISODE, I DISCUSS:Why “Cash Was King” in the 1970sThe lost art of planned shoppingHow brown-bagging lunch can add thousands to your savingsWhy “fix before you replace” still mattersGoing generic and busting the brand mythCouponing as a community sportTreating debt with the caution it deservesRECOMMENDED EPISODES FOR YOUIf you liked this episode, click here to enjoy these and more:https://melabraham.com/show/Accountant Debunks: The Most Controversial Topics in Personal FinanceThe WORST Investment Lies Told by Finance Gurus8 Signs You're Doing Well Financially (Even If It Doesn't Feel Like It)Accountant Explains: The 4 Financial Freedom Zones - How close are you?Master Financial Literacy in 32 mins: Everything They Didn't Teach You in SchoolRECOMMENDED VIDEOS FOR YOU If you liked this video, you'll love these ones:Accountant Debunks: The Most Controversial Topics in Personal Finance: https://youtu.be/9xG2GgrBx8YThe WORST Investment Lies Told by Finance Gurus: https://youtu.be/Nlt9-Z61bxA8 Signs You're Doing Well Financially (Even If It Doesn't Feel Like It): https://youtu.be/KKhrKQb-v40Accountant Explains: The 4 Financial Freedom Zones - How close are you?: https://youtu.be/Md3mF7zg8fkORDER MY NEW USA TODAY BESTSELLING BOOK:Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It!The key to building the life you desire and deserve is to build your Money Machine—a powerful system designed to generate income that's no longer tied to your work or efforts. This step-by-step guide goes beyond the general idea of personal finance and wealth creation and reveals the holistic approach to transforming your relationship with money to allow you to enjoy financial freedom and peace of mind.Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how to build your money machine.When you do you'll also get over $1100 in wealth resources & bonuses for FREE! TAKE THE FINANCIAL FREEDOM QUIZ:Take this free quiz to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

Welcome back, Product Bosses! We're bringing back one of our most powerful and popular episodes with Mel Abraham, a financial expert, business advisor, and bestselling author of Building Your Money Machine. This conversation is packed with mindset shifts and tangible strategies to help you separate your income from your effort—and finally start building the life you've been dreaming of.Mel walks us through his Five Incomes Model, helping demystify what it really means to have “multiple streams of income” (spoiler alert: most of us have been thinking about it all wrong!). We also dig deep into money mindset, including what holds many entrepreneurs back, and how even $5 can start you on the path to financial independence.Whether you're just beginning to build your product-based business or you're well on your way, this episode will inspire you to start viewing money as a tool—not a trap. Plus, we've included a freebie with 20+ creative ways to make extra income starting today. So tune in, take notes, and let's build your money machine!Resources:Grab Mel's Book, Building Your Money Machine: How to Get Your Money to Work Harder for You Than You Did for It! Connect with Mel on Instagram.Learn more about Mel and listen to his podcast here.Looking for quick and creative ways to make money that you can implement, starting today? Grab our FREE 20 Ways to Make Money worksheet by clicking here. Say hello to the Accelerate Your Sales podcast bundle. It's my absolute best, totally-free playlist of episodes that will show you exactly how to stop being the best kept secret. Click here for your shortcut to more sales!Join our mailing list for access to additional training and support to turn your business into the best it can be.Connect:Website: theproductboss.comInstagram: @theproductbossMentioned in this Episode:InstacartDiscover more about how Instacart can work for you!Click here to learn moreGlociUse Code JACQUELINESNYDER to get 15% OFF your order! Click here to shop now!

Welcome back to another episode of the Building Your Money Machine Show! Today, I'm rolling up my sleeves and getting honest about the most controversial topics in personal finance. You know the ones—those “hot takes” that get tossed around at barbecues, family gatherings, and across social media feeds, usually prefaced with something like, “Well, my buddy said...”—and before you know it, that spicy advice is burning a hole in your financial future.In this episode, I'm debunking some of the biggest myths in personal finance, from the renting vs. owning debate to whether all debt is evil, leasing vs. buying cars, if you really need a financial advisor, the realities of the FIRE movement, and the age-old battle between real estate and stock investing.IN TODAY'S EPISODE, I DISCUSS:Renting vs. Owning a HomeDebt & Credit Cards—Doom or Delight?Lease vs. Buy: Car Conundrum:Do You Really Need a Financial Advisor?The FIRE Movement—Does It Work for Everyone?Real Estate vs. Stocks—Which Builds More Wealth?Plus—hear about the FREE Home Buy vs Rent Tool to get to the real numbers, not just guesswork. (Get it at melabraham.com/homebuy.)This episode is packed with actionable advice, myth-busting, and a reminder that personal finance is just that: personal. But good decisions are universal, and you never have to go it alone.RECOMMENDED EPISODES FOR YOUIf you liked this episode, click here to enjoy these and more:https://melabraham.com/show/8 Signs You're Doing Well Financially (Even If It Doesn't Feel Like It)Accountant Explains: The 4 Financial Freedom Zones - How close are you?Master Financial Literacy in 32 mins: Everything They Didn't Teach You in SchoolThe One Choice That Will Determine Your Financial FutureIf You Knew This About Banks, You Would Think Twice Before Giving Them Your MoneyRECOMMENDED VIDEOS FOR YOU If you liked this video, you'll love these ones:8 Signs You're Doing Well Financially (Even If It Doesn't Feel Like It): https://youtu.be/KKhrKQb-v40Accountant Explains: The 4 Financial Freedom Zones - How close are you?: https://youtu.be/Md3mF7zg8fkMaster Financial Literacy in 32 mins: Everything They Didn't Teach You in School: https://youtu.be/RquD90vfEvsThe One Choice That Will Determine Your Financial Future: https://youtu.be/RquD90vfEvsORDER MY NEW USA TODAY BESTSELLING BOOK:Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It!The key to building the life you desire and deserve is to build your Money Machine—a powerful system designed to generate income that's no longer tied to your work or efforts. This step-by-step guide goes beyond the general idea of personal finance and wealth creation and reveals the holistic approach to transforming your relationship with money to allow you to enjoy financial freedom and peace of mind.Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how to build your money machine.When you do you'll also get over $1100 in wealth resources & bonuses for FREE! TAKE THE FINANCIAL FREEDOM QUIZ:Take this free quiz to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

Welcome back to the Building Your Money Machine Show! In this episode, we're shining a light on the WORST investment lies that too many finance gurus still tell — and that may be keeping you stuck, stressed, and second-guessing your financial future.Have you ever noticed how those so-called experts make wealth building sound as easy as ordering takeout? Just click a button, sit back, and supposedly your net worth skyrockets overnight. Well, real investing isn't full of fairy dust or secret formulas—so today, I'm rolling up my sleeves to bust five of the biggest half-truths, myths, and lies I've heard in my 30+ years in finance (and yes, I've repeated some of them myself — nobody's immune!).I'm breaking it all down with real numbers, real risks, and stories that reveal what actually works, minus the fluff. Grab your drink, your calculator, and let's cut through the noise together!IN TODAY'S EPISODE, I COVER:Why the “market always averages 10-12% per year” is a misleading mythThe pitfalls of putting all your money in the S&P 500 and why oversimplification can hurt your wealth-building journeyThe truth about dollar cost averaging — how it works, when it doesn't, and why sequence of returns risk matters as you start drawing from your portfolioThe fallacy of needing to “beat the market” — and what history really tells us about pros versus everyday investorsRECOMMENDED EPISODES FOR YOUIf you liked this episode, click here to enjoy these and more:https://melabraham.com/show/8 Signs You're Doing Well Financially (Even If It Doesn't Feel Like It)Accountant Explains: The 4 Financial Freedom Zones - How close are you?Master Financial Literacy in 32 mins: Everything They Didn't Teach You in SchoolThe One Choice That Will Determine Your Financial FutureIf You Knew This About Banks, You Would Think Twice Before Giving Them Your MoneyRECOMMENDED VIDEOS FOR YOU If you liked this video, you'll love these ones:8 Signs You're Doing Well Financially (Even If It Doesn't Feel Like It): https://youtu.be/KKhrKQb-v40Accountant Explains: The 4 Financial Freedom Zones - How close are you?: https://youtu.be/Md3mF7zg8fkMaster Financial Literacy in 32 mins: Everything They Didn't Teach You in School: https://youtu.be/RquD90vfEvsThe One Choice That Will Determine Your Financial Future: https://youtu.be/RquD90vfEvsORDER MY NEW USA TODAY BESTSELLING BOOK:Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It!The key to building the life you desire and deserve is to build your Money Machine—a powerful system designed to generate income that's no longer tied to your work or efforts. This step-by-step guide goes beyond the general idea of personal finance and wealth creation and reveals the holistic approach to transforming your relationship with money to allow you to enjoy financial freedom and peace of mind.Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how to build your money machine.When you do you'll also get over $1100 in wealth resources & bonuses for FREE! TAKE THE FINANCIAL FREEDOM QUIZ:Take this free quiz to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

Are Churches profiting off of its members?In this epsiode, Amy is joined by Nathan Apffel and Chris Ayoub to discuss The Religion Business, a 7-part docuseries which conducts an unflinching investigation into accountability—or the lack thereof—within religious institutions , specifically mega churches in America. In this interview we discuss what was discovered through interviews with former clergy, whistleblowers, and survivors, the series exposes systemic issues: alleged misconduct, financial mismanagement, and deliberate cover-ups across denominational lines. It also delves into the complex interplay of church and state separation and tax-exempt status.We discuss some of the following questions: What if religious institutions were truly held accountable? Could that lead to transformative societal impact—by healing the sick, feeding the hungry, or saving lives wronged by injustice? and what might change if transparency were non-negotiable?*Catch This Must-Watch Docuseries : https://www.thereligionbusiness.com/purchase/AMYW36*Amy is a Christian counselor, to schedule an appointment:https://www.biblicalguidancecounseling.com*IG: eyesontherighpodcast & eyesontheright4.0---------------------------------------------------The Religion Business: https://www.instagram.com/religionbusiness/?hl=en

Welcome to another episode of the Building Your Money Machine Show! Ever scrolled through Instagram and wondered if you missed some secret wealth-building meeting where the yachts, private jets, and monster bank accounts were handed out? You're not alone, trust me. It can feel like everyone else is crushing the money game while you're just trying to keep your shopping cart (with the squeaky wheel, no less) on track at Target.But here's the truth: even if you feel behind, chances are you're doing way better financially than you realize. Today, I'm breaking down the real, tangible signs that you're actually winning with money—even if it doesn't look like the highlight reels plastered on your social feeds.We're walking through 8 signs you're doing well financially. You might be surprised to find you're way ahead of the curve—even if you're not popping bottles on a yacht next to “Chad.”IN TODAY'S EPISODE, I COVER:Why being able to handle unexpected financial curveballs means you're ahead of the packHow keeping your debt under control puts you in the Financially Fit ClubHow to escape the comparison trap and build a financial plan that fits your lifeWhy having a decent credit score (think above 700) is a byproduct of healthy money habitsThe importance of actually investing—even small amounts make you part of the investing minorityRECOMMENDED EPISODES FOR YOUIf you liked this episode, click here to enjoy these and more:https://melabraham.com/show/Accountant Explains: The 4 Financial Freedom Zones - How close are you?Master Financial Literacy in 32 mins: Everything They Didn't Teach You in SchoolThe One Choice That Will Determine Your Financial FutureIf You Knew This About Banks, You Would Think Twice Before Giving Them Your MoneyAccountant Explains: The 4 Money Personalities - Which one are you?RECOMMENDED VIDEOS FOR YOU If you liked this video, you'll love these ones:Accountant Explains: The 4 Financial Freedom Zones - How close are you?: https://youtu.be/Md3mF7zg8fkMaster Financial Literacy in 32 mins: Everything They Didn't Teach You in School: https://youtu.be/RquD90vfEvsThe One Choice That Will Determine Your Financial Future: https://youtu.be/RquD90vfEvsIf You Knew This About Banks, You Would Think Twice Before Giving Them Your Money: https://youtu.be/S3LY1rBDIe4ORDER MY NEW USA TODAY BESTSELLING BOOK:Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It!The key to building the life you desire and deserve is to build your Money Machine—a powerful system designed to generate income that's no longer tied to your work or efforts. This step-by-step guide goes beyond the general idea of personal finance and wealth creation and reveals the holistic approach to transforming your relationship with money to allow you to enjoy financial freedom and peace of mind.Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how to build your money machine.When you do you'll also get over $1100 in wealth resources & bonuses for FREE! TAKE THE FINANCIAL FREEDOM QUIZ:Take this free quiz to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

Welcome to another episode of the Building Your Money Machine Show! Have you ever felt like your bank account is vanishing into thin air or like you're working so hard just to stand still, financially? If so, trust me—you are not alone, and more importantly, you are not broken. Today, I'm here to flip the light switch on your financial journey and reveal exactly where you stand on the path to financial freedom.In this episode, I break down what I call The 4 Financial Freedom Zones—from the point where it feels like you're drowning in bills all the way to the affluence zone, where your money works harder for you than you ever worked for it. I want you to know these “zones” aren't about judgment—they're about awareness. Wherever you are on this map, I'm going to give you actionable steps so you know how to move forward, escape the traps, and start making real progress.IN TODAY'S EPISODE, I COVER:The 4 Financial Freedom Zones: Drowning, Breakthrough, Independence, and AffluenceWhy most people feel stuck (hint: it's about awareness, not ability)How to escape the “drowning point” with brutal financial honesty and your first comfort fundHow to leave a legacy that's about more than money—transferring values, beliefs, and wisdom to the next generationPractical steps you can take right now to discover your zone, make progress, and claim your financial freedomRECOMMENDED EPISODES FOR YOUIf you liked this episode, click here to enjoy these and more:https://melabraham.com/show/Master Financial Literacy in 32 mins: Everything They Didn't Teach You in SchoolThe One Choice That Will Determine Your Financial FutureIf You Knew This About Banks, You Would Think Twice Before Giving Them Your MoneyAccountant Explains: The 4 Money Personalities - Which one are you?6 Things I'd Tell My 20-Year-Old Self (as a 63-Year-Old Multimillionaire)RECOMMENDED VIDEOS FOR YOU If you liked this video, you'll love these ones:Master Financial Literacy in 32 mins: Everything They Didn't Teach You in School: https://youtu.be/RquD90vfEvsThe One Choice That Will Determine Your Financial Future: https://youtu.be/RquD90vfEvsIf You Knew This About Banks, You Would Think Twice Before Giving Them Your Money: https://youtu.be/S3LY1rBDIe4Accountant Explains: The 4 Money Personalities - Which one are you?: https://youtu.be/H6-F2EEn-PsORDER MY NEW USA TODAY BESTSELLING BOOK:Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It!The key to building the life you desire and deserve is to build your Money Machine—a powerful system designed to generate income that's no longer tied to your work or efforts. This step-by-step guide goes beyond the general idea of personal finance and wealth creation and reveals the holistic approach to transforming your relationship with money to allow you to enjoy financial freedom and peace of mind.Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how to build your money machine.When you do you'll also get over $1100 in wealth resources & bonuses for FREE! TAKE THE FINANCIAL FREEDOM QUIZ:Take this free quiz to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

Welcome to another powerful episode of the Building Your Money Machine Show! Today, we're cutting through the jargon and the shame to talk straight about financial literacy—everything they didn't teach you in school but absolutely should have. If you've ever sat in a classroom wondering when you'd use all that stuff in real life, I've been there too. The truth is, nobody handed us a rulebook for money—they just tossed us in the deep end and figured we'd swim.I'm bringing you practical, action-oriented steps to master your money—no PhD or complicated spreadsheets required. We're breaking down the real lessons, the habits, the mindset shifts, and yes, a few dad jokes along the way. Let's demystify credit scores, debt, savings, investing, and protecting what you've built, so you can take control of your financial future.Remember, financial freedom isn't about being a math genius; it's about choices and the freedom those choices bring.IN TODAY'S EPISODE, I COVER:Why financial literacy is your ultimate superpower—and the one school should have started withThe truth about money mindset: how your early money beliefs shape your habits and outcomes, and how to start rewriting those stories nowThe step-by-step pillars to building your money machineA 30-Day Money Makeover PlanThe critical importance of habits, behaviors, and making tiny but consistent changes for big, lifelong resultsRECOMMENDED EPISODES FOR YOUIf you liked this episode, click here to enjoy these and more:https://melabraham.com/show/The One Choice That Will Determine Your Financial FutureIf You Knew This About Banks, You Would Think Twice Before Giving Them Your MoneyAccountant Explains: The 4 Money Personalities - Which one are you?6 Things I'd Tell My 20-Year-Old Self (as a 63-Year-Old Multimillionaire)Financial Literacy is The Lowest it's Ever Been This is SadRECOMMENDED VIDEOS FOR YOU If you liked this video, you'll love these ones:The One Choice That Will Determine Your Financial Future: https://youtu.be/RquD90vfEvsIf You Knew This About Banks, You Would Think Twice Before Giving Them Your Money: https://youtu.be/S3LY1rBDIe4Accountant Explains: The 4 Money Personalities - Which one are you?: https://youtu.be/H6-F2EEn-Ps6 Things I'd Tell My 20-Year-Old Self (as a 63-Year-Old Multimillionaire): https://youtu.be/aqTn3Us9q5oORDER MY NEW USA TODAY BESTSELLING BOOK:Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It!The key to building the life you desire and deserve is to build your Money Machine—a powerful system designed to generate income that's no longer tied to your work or efforts. This step-by-step guide goes beyond the general idea of personal finance and wealth creation and reveals the holistic approach to transforming your relationship with money to allow you to enjoy financial freedom and peace of mind.Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how to build your money machine.When you do you'll also get over $1100 in wealth resources & bonuses for FREE! TAKE THE FINANCIAL FREEDOM QUIZ:Take this free quiz to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

Welcome to another transformational episode of the Building Your Money Machine Show! Today, I'm unpacking one of the biggest secrets standing between you and real financial freedom—and no, it's not a “hack” or some secret stock tip. It's about the most foundational, game-changing choice you will ever make on your journey to building wealth: your money identity.Ever wonder why some people seem to build wealth effortlessly while others struggle, no matter how hard they hustle? I've been there too—wondering if I missed the financial success memo, questioning what I was missing. Trust me, you're not broken and you're not alone.I draw from personal experience, including what I've learned rebuilding after setbacks, and I share my five-step “5 R's” framework to transform your money identity for good. This is not about how much you earn, how smart you are with spreadsheets, or even whether you bought that magic stock at the right time. It's about who you decide to become on your financial journey.IN TODAY'S EPISODE, I COVER:Why your financial behavior—not your income—determines your ability to build wealthWhat “money identity” is and why it shapes every decision you make with your resourcesHow most of our financial beliefs are “caught, not taught”The 5 R's FrameworkPersonal stories of rebuilding from loss and the power of intentionally choosing a new identityRECOMMENDED EPISODES FOR YOUIf you liked this episode, click here to enjoy these and more:https://melabraham.com/show/If You Knew This About Banks, You Would Think Twice Before Giving Them Your MoneyAccountant Explains: The 4 Money Personalities - Which one are you?6 Things I'd Tell My 20-Year-Old Self (as a 63-Year-Old Multimillionaire)Financial Literacy is The Lowest it's Ever Been This is Sad10 Habits Of The "Fake Rich" You Need To AvoidRECOMMENDED VIDEOS FOR YOU If you liked this video, you'll love these ones:If You Knew This About Banks, You Would Think Twice Before Giving Them Your Money: https://youtu.be/S3LY1rBDIe4Accountant Explains: The 4 Money Personalities - Which one are you?: https://youtu.be/H6-F2EEn-Ps6 Things I'd Tell My 20-Year-Old Self (as a 63-Year-Old Multimillionaire): https://youtu.be/aqTn3Us9q5oFinancial Literacy is The Lowest it's Ever Been This is Sad: https://youtu.be/BIHtHihEOlYORDER MY NEW USA TODAY BESTSELLING BOOK:Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It!The key to building the life you desire and deserve is to build your Money Machine—a powerful system designed to generate income that's no longer tied to your work or efforts. This step-by-step guide goes beyond the general idea of personal finance and wealth creation and reveals the holistic approach to transforming your relationship with money to allow you to enjoy financial freedom and peace of mind.Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how to build your money machine.When you do you'll also get over $1100 in wealth resources & bonuses for FREE! TAKE THE FINANCIAL FREEDOM QUIZ:Take this free quiz to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

Welcome to a revealing episode of the Building Your Money Machine Show! Today, I'm pulling back the curtain on what banks are really doing with your money—and why you might want to think twice before trusting them with your hard-earned cash. Ever wondered why your savings account seems to earn pocket change while your bank flaunts shiny new office towers and charges you fees left and right? It's not by accident, and in this episode, I break down exactly how the system is stacked in the bank's favor, not yours.We'll explore the hidden realities of fractional reserve banking—where your deposited dollars are leveraged by the banks to make massive profits—and dissect how things like credit card debt, endless fees, and questionable banking practices eat away at your wealth. I debunk the illusion of safety when it comes to things like FDIC insurance and fraud protection.But I won't just leave you with concerns—I'll equip you with tactical moves to ensure your money is safe, controlled, and actually working for you. You'll leave this episode empowered to flip the script and start building a money machine that serves YOUR financial future.IN TODAY'S EPISODE, I DISCUSS:How banks really make money using the fractional reserve systemHow credit card debt and minimum payments are building bank empiresThe hidden cost of monthly, ATM, and overdraft feesWhy the bank may not always have your backWhy I use credit unions and how you can benefit tooRECOMMENDED EPISODES FOR YOUIf you liked this episode, click here to enjoy these and more:https://melabraham.com/show/Accountant Explains: The 4 Money Personalities - Which one are you?6 Things I'd Tell My 20-Year-Old Self (as a 63-Year-Old Multimillionaire)Financial Literacy is The Lowest it's Ever Been This is Sad10 Habits Of The "Fake Rich" You Need To AvoidLife Lessons I Wish I Knew Earlier - Here's what matters mostRECOMMENDED VIDEOS FOR YOU If you liked this video, you'll love these ones:Accountant Explains: The 4 Money Personalities - Which one are you?: https://youtu.be/H6-F2EEn-Ps6 Things I'd Tell My 20-Year-Old Self (as a 63-Year-Old Multimillionaire): https://youtu.be/aqTn3Us9q5oFinancial Literacy is The Lowest it's Ever Been This is Sad: https://youtu.be/BIHtHihEOlY10 Habits Of The "Fake Rich" You Need To Avoid: https://youtu.be/Ijofyr-YtXYORDER MY NEW USA TODAY BESTSELLING BOOK:Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It!The key to building the life you desire and deserve is to build your Money Machine—a powerful system designed to generate income that's no longer tied to your work or efforts. This step-by-step guide goes beyond the general idea of personal finance and wealth creation and reveals the holistic approach to transforming your relationship with money to allow you to enjoy financial freedom and peace of mind.Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how to build your money machine.When you do you'll also get over $1100 in wealth resources & bonuses for FREE! TAKE THE FINANCIAL FREEDOM QUIZ:Take this free quiz to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

Welcome back to another episode of the Building Your Money Machine Show! Today, we're getting real about something that impacts absolutely every one of us: our unique money personalities. Ever wonder why two people can make the same amount of money, but one ends up with a healthy investment portfolio and the other seems to have nothing but credit card statements and a killer shoe collection? Or maybe you and your partner treat spending like you're playing on rival teams?Trust me, you're not alone—and there's a reason for all of it.In this episode, I break down the four money personalities that I've seen again and again throughout my 30+ years as a CPA, advisor, and author of Building Your Money Machine. I go deeper than ever before into the habits, mindsets, and muscle memory that drive our choices with money. This isn't just about math—it's about why we do what we do.You'll find out which money personality is your go-to, how these personalities interact (sometimes explosively!) in relationships, and strategies to play to your strengths—while building a system that actually works for you, not against you.IN TODAY'S EPISODE, I DISCUSS:The four core money personalities: Saver, Spender, Investor, and PhilanthropistThe impact of early patterns and upbringing on your money mindsetWhy habits and default behaviors around money are so hard to changeHow your money type can shift over different life phasesWhat happens when different personalities collide in relationshipsRECOMMENDED EPISODES FOR YOUIf you liked this episode, click here to enjoy these and more:https://melabraham.com/show/6 Things I'd Tell My 20-Year-Old Self (as a 63-Year-Old Multimillionaire)Financial Literacy is The Lowest it's Ever Been This is Sad10 Habits Of The "Fake Rich" You Need To AvoidLife Lessons I Wish I Knew Earlier - Here's what matters most14 Hidden Expenses That Silently Destroy Your WealthRECOMMENDED VIDEOS FOR YOU If you liked this video, you'll love these ones:6 Things I'd Tell My 20-Year-Old Self (as a 63-Year-Old Multimillionaire): https://youtu.be/aqTn3Us9q5oFinancial Literacy is The Lowest it's Ever Been This is Sad: https://youtu.be/BIHtHihEOlY10 Habits Of The "Fake Rich" You Need To Avoid: https://youtu.be/Ijofyr-YtXYLife Lessons I Wish I Knew Earlier - Here's what matters most: https://youtu.be/CChh8Zd36UIORDER MY NEW USA TODAY BESTSELLING BOOK:Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It!The key to building the life you desire and deserve is to build your Money Machine—a powerful system designed to generate income that's no longer tied to your work or efforts. This step-by-step guide goes beyond the general idea of personal finance and wealth creation and reveals the holistic approach to transforming your relationship with money to allow you to enjoy financial freedom and peace of mind.Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how to build your money machine.When you do you'll also get over $1100 in wealth resources & bonuses for FREE! TAKE THE FINANCIAL FREEDOM QUIZ:Take this free quiz to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

Welcome to another episode of the Building Your Money Machine Show! Today, I'm taking you on a personal journey back in time — back to when I was 20 years old. If you've ever wished you could go back and give your younger self a roadmap, this episode is for you. As a 63-year-old multimillionaire who's faced his share of ups, downs, setbacks, and hard-won victories, I'm sharing the six biggest lessons I wish I'd known at 20 — wisdom to help you build both your wealth and the life you truly want.We talk about why mastering your money mindset trumps just “working hard,” how building your money machine early pays off for decades, and why failure is not your enemy but your best teacher. I open up about the painful moments that redefined what mattered most to me — from business mistakes to cancer scares and the moment my son's drawing broke open a new chapter in my life.If you're tired of chasing someone else's version of success, or you're grinding away but feel like something's missing, this episode will help you reset your compass. I want you to have the insights it took me decades to learn — so you can leapfrog some of the struggles and start thriving now.IN TODAY'S EPISODE, I DISCUSS:Mastering your money mindset and why money is far more about behavior How to build your “money machine” early — and why investing beats just earning and savingThe critical lesson that people always matter more than profits — and how wealth comes from relationshipsWhy your health is your real wealth and how to prioritize wellnessRECOMMENDED EPISODES FOR YOUIf you liked this episode, click here to enjoy these and more:https://melabraham.com/show/Financial Literacy is The Lowest it's Ever Been This is Sad10 Habits Of The "Fake Rich" You Need To AvoidLife Lessons I Wish I Knew Earlier - Here's what matters most14 Hidden Expenses That Silently Destroy Your Wealth40 Years as an Accountant - This is What Rich People Regret MostRECOMMENDED VIDEOS FOR YOU If you liked this video, you'll love these ones:Financial Literacy is The Lowest it's Ever Been This is Sad: https://youtu.be/BIHtHihEOlY10 Habits Of The "Fake Rich" You Need To Avoid: https://youtu.be/Ijofyr-YtXYLife Lessons I Wish I Knew Earlier - Here's what matters most: https://youtu.be/CChh8Zd36UI14 Hidden Expenses That Silently Destroy Your Wealth: https://youtu.be/z13QSTIdaW8ORDER MY NEW USA TODAY BESTSELLING BOOK:Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It!The key to building the life you desire and deserve is to build your Money Machine—a powerful system designed to generate income that's no longer tied to your work or efforts. This step-by-step guide goes beyond the general idea of personal finance and wealth creation and reveals the holistic approach to transforming your relationship with money to allow you to enjoy financial freedom and peace of mind.Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how to build your money machine.When you do you'll also get over $1100 in wealth resources & bonuses for FREE! TAKE THE FINANCIAL FREEDOM QUIZ:Take this free quiz to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

Welcome back to another revealing episode of the Building Your Money Machine Show! Today, I'm diving into a topic that's honestly got me more fired up than ever before: the sad truth that financial literacy is the lowest it's ever been—even with all the tech, all the YouTube gurus, and TikTok “experts” you can scroll through in a day.Let's face it—something's gone off the rails. People still think credit cards are free money. Buying luxury cars with no assets to back them. Racking up overdraft fees, draining 401(k)s, signing onto student loans they don't understand, and hoping for forgiveness that may never come. This episode is about breaking down some of the most cringeworthy and all-too-common financial missteps I've seen floating around online (and that my team has graciously pulled together for us to react to).I'm here to break down what should have been done, what needs to change, and how you (or someone you care about) can avoid these money traps. You'll get real talk, straightforward strategies, and plenty of tough love, so you can sidestep these mistakes—and build your own money machine.IN TODAY'S EPISODE, I DISCUSS:The confusion around how banking and fractional reserve systems really workHow overdraft fees are like stepping on Legos in the darkThe real cost of using debt to fund your lifestyleThe hard truth about student loansWhy “living in the moment” without a plan leads to future stressProtecting relationships by setting healthy money boundaries with friends and familyRECOMMENDED EPISODES FOR YOUIf you liked this episode, click here to enjoy these and more:https://melabraham.com/show/10 Habits Of The "Fake Rich" You Need To AvoidLife Lessons I Wish I Knew Earlier - Here's what matters most14 Hidden Expenses That Silently Destroy Your Wealth40 Years as an Accountant - This is What Rich People Regret MostWhy You Need To Start Automating Wealth CreationRECOMMENDED VIDEOS FOR YOU If you liked this video, you'll love these ones:10 Habits Of The "Fake Rich" You Need To Avoid: https://youtu.be/Ijofyr-YtXYLife Lessons I Wish I Knew Earlier - Here's what matters most: https://youtu.be/CChh8Zd36UI14 Hidden Expenses That Silently Destroy Your Wealth: https://youtu.be/z13QSTIdaW840 Years as an Accountant - This is What Rich People Regret Most: https://youtu.be/x8_f0g_EjVEORDER MY NEW USA TODAY BESTSELLING BOOK:Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It!The key to building the life you desire and deserve is to build your Money Machine—a powerful system designed to generate income that's no longer tied to your work or efforts. This step-by-step guide goes beyond the general idea of personal finance and wealth creation and reveals the holistic approach to transforming your relationship with money to allow you to enjoy financial freedom and peace of mind.Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how to build your money machine.When you do you'll also get over $1100 in wealth resources & bonuses for FREE! TAKE THE FINANCIAL FREEDOM QUIZ:Take this free quiz to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

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Welcome back to another episode of the Building Your Money Machine Show! Today, I'm pulling back the curtain on a topic that's everywhere—those “rich” folks we see parading luxury cars, designer clothes, and lavish vacations on social media. But here's the ugly truth: for a lot of them, it's not real financial freedom they're selling—it's financial pressure.I'll be breaking down the 10 key habits of the “fake rich”—habits that might look impressive from the outside, but are quietly wrecking people's financial futures. More importantly, I'll show you how to steer clear of these traps so you can build wealth that actually lasts and brings you peace of mind.We're all familiar with the Instagram highlight reels—the Lambos, the boats, the shopping sprees. But what's really happening behind those flashy posts? Today, I'll walk you through the red flags that expose fake wealth, how comparison can destroy your confidence, and the disciplined plan you need to stay focused on your own progress.IN TODAY'S EPISODE, I DISCUSS:How making more money can actually make you more stressed if you don't have the discipline.The hidden costs of keeping up with the latest gadgets, sneakers, or crypto coins.Avoiding budgets/plans – Why tracking your spending isn't financial jail—it's your permission slip to spend on what really matters.The danger of keeping finances a secret (even from your spouse), and why open dialogue is key to wealth.Why real wealth means you can handle the unexpected, not just have the appearance of success.RECOMMENDED EPISODES FOR YOUIf you liked this episode, click here to enjoy these and more:https://melabraham.com/show/Life Lessons I Wish I Knew Earlier - Here's what matters most14 Hidden Expenses That Silently Destroy Your Wealth40 Years as an Accountant - This is What Rich People Regret MostWhy You Need To Start Automating Wealth Creation10 Things Worth Buying EVEN If You're Short On CashRECOMMENDED VIDEOS FOR YOU If you liked this video, you'll love these ones:Life Lessons I Wish I Knew Earlier - Here's what matters most: https://youtu.be/CChh8Zd36UI14 Hidden Expenses That Silently Destroy Your Wealth: https://youtu.be/z13QSTIdaW840 Years as an Accountant - This is What Rich People Regret Most: https://youtu.be/x8_f0g_EjVEWhy You Need To Start Automating Wealth Creation: https://youtu.be/RV_kW-ARYokORDER MY NEW USA TODAY BESTSELLING BOOK:Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It!The key to building the life you desire and deserve is to build your Money Machine—a powerful system designed to generate income that's no longer tied to your work or efforts. This step-by-step guide goes beyond the general idea of personal finance and wealth creation and reveals the holistic approach to transforming your relationship with money to allow you to enjoy financial freedom and peace of mind.Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how to build your money machine.When you do you'll also get over $1100 in wealth resources & bonuses for FREE! TAKE THE FINANCIAL FREEDOM QUIZ:Take this free quiz to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

Welcome to a very special episode of the Building Your Money Machine Show. Today, I'm taking you behind the spreadsheets and into the life lessons I wish I'd known earlier—a candid conversation about what truly matters most on this journey to financial freedom and living fully.I get personal in this episode. From surviving cancer—twice—to rebuilding my business after devastating loss, and raising my son as a single, full-time dad, life has thrown me both blessings and curveballs. Each of these moments taught me things about money, meaning, and legacy that I simply couldn't have learned from a textbook or a balance sheet.If you're ready for a refreshingly honest look at wealth—not just what's in your bank account, but what fills your life with purpose and richness—you're in the right place. Money is never just the goal; it's the paintbrush we use to create the masterpiece of our life. So let's dig in together.IN TODAY'S EPISODE, I DISCUSS:Why money isn't everything, but it touches everything—and the real magic happens when it fuels your values, joy, and meaningHow you can rebuild from nothing, even after major setbacksWhy health is the real wealth, and how my cancer diagnosis completely reframed my prioritiesThe truth about relationships being the richest currency we have—how presence matters far more than profitsThe power of living life fully expressed, ditching the masks, and stepping into who you truly areWhy legacy isn't about the stuff you leave behind, but about the love, values, and moments you create every dayRECOMMENDED EPISODES FOR YOUIf you liked this episode, click here to enjoy these and more:https://melabraham.com/show/14 Hidden Expenses That Silently Destroy Your Wealth40 Years as an Accountant - This is What Rich People Regret MostWhy You Need To Start Automating Wealth Creation10 Things Worth Buying EVEN If You're Short On Cash8 Signs You're Not Ready For RetirementRECOMMENDED VIDEOS FOR YOU If you liked this video, you'll love these ones:14 Hidden Expenses That Silently Destroy Your Wealth: https://youtu.be/z13QSTIdaW840 Years as an Accountant - This is What Rich People Regret Most: https://youtu.be/x8_f0g_EjVEWhy You Need To Start Automating Wealth Creation: https://youtu.be/RV_kW-ARYok10 Things Worth Buying EVEN If You're Short On Cash: https://youtu.be/wPy-xppyPkUORDER MY NEW USA TODAY BESTSELLING BOOK:Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It!The key to building the life you desire and deserve is to build your Money Machine—a powerful system designed to generate income that's no longer tied to your work or efforts. This step-by-step guide goes beyond the general idea of personal finance and wealth creation and reveals the holistic approach to transforming your relationship with money to allow you to enjoy financial freedom and peace of mind.Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how to build your money machine.When you do you'll also get over $1100 in wealth resources & bonuses for FREE! TAKE THE FINANCIAL FREEDOM QUIZ:Take this free quiz to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com