Podcasts about moneysense magazine

Jonathan Chevreau is a veteran financial columnist, blogger and author based in Toronto.  He was the Financial Post's personal finance columnist between 1993 and 2012 and editor-in-chief for MoneySense Magazine from 2012 to 2014.  He still writes the Retired Money column for MoneySense. In 2014, he launched the Financial Independence Hub, which usually publishes four blogs every week. Jon has authored several books with traditional book publishers like McGraw Hill and Key Porter books, including The Wealthy Boomer, and a series of mutual fund guides called Smart Funds. In 2016, he co-authored Victory Lap Retirement, a Globe & Mail bestseller. In my interview with Jon, we discuss: Housing affordability His 32-year-old daughter Helen saving in a FHSA General thoughts on Findependence What he's now doing in semi-retirement now he's turned 70

Jonathan Chevreau | Chief Findependence Officer | Investing Editor and Columnist MoneySense Jason Heath, CFP® | Fee-Only Financial Planner at Objective Financial Partners Inc. Jason Evans CFP® | Fee For Service Financial Planner Lisa Hannam | Executive Editor MoneySense | Journalist | Writer BIOs: Jonathan Chevreau is a veteran financial columnist, blogger and author based in Toronto. He was the Financial Post's personal finance columnist between 1993 and 2012 and editor-in-chief for MoneySense Magazine from 2012 to 2014. He still writes the Retired Money column for MoneySense. In 2014, he launched the Financial Independence Hub (aka FindependenceHub.com), which usually publishes four blogs every week. Jon has authored several books with traditional book publishers like McGraw Hill and Key Porter books, including The Wealthy Boomer, and a series of mutual fund guides called Smart Funds. In 2016, he co-authored Victory Lap Retirement, a Globe & Mail bestseller. In 2021 what is now Crown Publishing published the second American edition of his financial novel, Findependence Day, also available through Trafford.com. He has a large Twitter following at @jonchevreau has been rated one of the top two social media influencers in finance in Canada. Jason Heath has been providing fee-only, advice-only financial planning since 2002 and is one of Canada's best-known fee-only financial planners. He is a Certified Financial Planner (CFP) and a personal finance columnist for the Financial Post, MoneySense, and Canadian MoneySaver. Lisa Hannam, Executive Editor of MoneySense For Lisa, money isn't just about paycheques, belongings, savings, real estate and investing – it's about all these things, and so much more. With the goal to make MoneySense.ca accessible to Canadians at all levels of financial literacy, as the Executive Editor, Lisa has grown the editorial team, with a record-breaking publishing cadence for the paywall-free site. She ensures that the journalism standards readers have come to expect from the award-winning publication are in every article that you read today. Lisa has an extensive journalism background as an acclaimed writer and editor, spanning over 20 years, working for some of Canada's largest glossy magazines, daily newspapers and popular websites. #itpaystoknow Jason Evans CFP® is an advice-only financial planner who specializes in helping Canadians 55+ prepare for a secure retirement. Having personally witnessed the painful impact of bad financial advice, he is a strong proponent of financial education and unbiased advice. Why Your Should Listen: November is Financial Literacy Month in Canada, and MoneySense Magazine is marking the occasion by delving into the worst money advice with insights from four professionals. In this episode, we discuss the common pitfalls that could impact your financial health and well-being, drawing from a MoneySense online poll with 891 respondents from across the country. Whether you're navigating trends, assessing your emotional decision-making, staying vigilant against scams, or simply seeking trustworthy advice, this episode provides practical knowledge for maneuvering the complex world of finance. Learn why 69% of MoneySense readers polled claim to have lost money from financial advice and gain tools to avoid these pitfalls. Highlights: Money Mistakes: Discover the commonality of bad money advice and its potential to cause devastating financial stress. Trends vs. Traps: Learn to distinguish financial trends from bad advice, equipping yourself to navigate the complex financial landscape. Emotional Check-In: Explore the role of emotional awareness in financial decision-making and its impact on protecting your financial well-being. Scams Unveiled: Gain an inside look at modern financial scams and arm yourself with knowledge to avoid potential pitfalls. Finding Solid Ground: Understand the importance of seeking advice from trusted sou...

Earlier this season, I shared with you a few life stories of my clients. These are women who have gracefully navigated life and used their wealth as tools for living a beautiful life. But I'll bet there are some things they wish they had told their younger selves. And if they had shared this wisdom with the younger selves, maybe they would have gotten farther ahead in their goals. Or maybe they just would have done things differently. Here to talk about that subject is Lisa Hannam. Lisa is the Executive Editor of MoneySense Magazine. Lisa has been a leading force in the success of the financial magazine with her effective financial advice and her quick ability to pick up on stories that provide real value to Canadians. Lisa is one of those individuals who was ahead of the game. She was an active saver in her 20s. But even she would have done a few things differently. Come and listen in as Lisa and I talk about "What I Wish I had told my 20-year-old Self About Money?"Our GuestLisa Hannam, Executive Editor of MoneySense has been a leading force in the success of the financial magazine with her effective financial advice and her quick ability to pick up on stories that provide real value to Canadians. ArticlesFive Money Fears From Childhood—And How to Overcome ThemFinding Balance: Q&A with author Andrew HallamThinking of taking a break from work after COVID? Here's what to knowSnowball Vs. Avalanche: Which Debt Payoff Method Is BestConnectRead  the Women's Wealth Canada Blog. Get the Guide: "12 Smart Questions to Ask When Interviewing a Financial Advisor"Book a Free Financial Consultation with Glory Gray at hello@womenswealth.caWebsite: WomensWealth.caTwitter: @WomensWealthCAFacebook: @GloryGrayWealthSolutionsLinkedIn: Glory Gray Theme music by Purple Planet Music. Rights reserved.This podcast is for informational purposes only and should not be construed as investment, tax or legal advice. It is not an offer to sell or buy or an endorsement, recommendation or sponsorship of any entity or security cited. Mutual funds offered through Portfolio Strategies Corporation. Other products and services provided through Glory Gray Wealth Solutions. 

Calling all Gen Zs, this is the episode for you! I'm so happy to welcome today's guest on the podcast today since I've been an avid reader of MoneySense Magazine for over a decade. Lisa Hannam, the Executive Editor for the digital magazine, joins me today to share what Gen Z should be looking out for when it comes to getting personal finance advice.  Lisa Hannam has worked in publishing as a journalist and editor for 17 years. She is a leading force in the success of MoneySense, creating some of the publication's most viewed and sought-after content. She writes and edits popular articles about personal finance, insurance, banking, investing, practical money tips, and more. In this episode, Lisa and I talk about why you should always question the sources of the financial advice you follow and how the tone of personal finance education has changed for the better. We also discuss why understanding how your values play into how you manage your money. Lisa was such a great guest and so I know you'll love this episode! For full episode show notes visit: https://jessicamoorhouse.com/318

Lorne Marr (founder of https://www.lsminsurance.ca) is a life insurance expert with nearly 30 years of experience and earning a number of sales and service awards along the way, including one from the prestigious MoneySense Magazine. He founded LSM Insurance in 1998 and quickly grew it into one of Canada’s leading life insurance brokerages. He is also a Certified Financial Planner. Ratehub's director of insurance, Matt Hands, and I spoke with him about his entrepreneurial journey, life insurance myths and misconceptions, practicing gratitude, and MUD coffee.  For more information about life insurance visit https://www.ratehub.ca/insurance/life   [0:00 - 1:17] Intro [1:17 - 1:18] Money Mistake or Makeup - Lawncare, Tesla, and delegation [5:54 - 10:06] Why did you get into the life insurance industry? [10:07 - 14:15] What was it like launching LSM insurance? [14:16 - 16:20] Would you recommend becoming a life insurance broker as a career? [16:21 - 17:50] Did you have a lot of doubters when you were starting out saying you shouldn't be doing this? [17:51 - 19:36] What is Mud Coffee? [19:37 - 22:44] Lorne's morning routine [22:45 - 24:45] Life Insurance Myths and Misconceptions [24:50 - 25:50] Is term life more popular than whole life insurance?  [25:51 - 27:29] How much life insurance do you need? [27:30 - 29:20] When do you need life insurance? [29:21 - 30:41] Is life insurance income or asset protection? [30:42 - 32:16] Are Canadians underinsured with disability and critical illness insurance? [32:17 - 33:30] Should you use life insurance as an investment vehicle? [33:31 - 34:40] Should you max out TFSA and RRSP before using life insurance as a tax shelter? [34:41 - 37:00] CASE STUDY: a young couple, two kids, mortgage, average income - what kind of life insurance policy do they need? [37:01 - 38:20] Using life insurance stacking to ensure the best protection [38:21 - 41:10] Do life insurance brokers make money with permanent life insurance policies? [41:11 - 43:52] Do life insurance brokers still have a place in the tech-fuelled insurance era? [43:53 - 46:31] Why did you decide to sell LSM to HUB financial? [46:32 - 1:00:00] RAPID FIRE QUESTIONS  [1:00:01 - 1:00:56] OUTRO      

In this episode, we sit down with veteran real estate investor Valden Palm and discuss how we can use the immense, untapped potential of RRSPs to finance your next real estate project or invest in mortgages for superior returns.  Valden Palm is an Alberta-based, Edmonton-born and raised real estate investor, consultant, and mentor/coach with many students who have become real estate superstars in their own right. Valden started building his personal real estate portfolio in 1995 and has continued this building process for himself and his investor clients, earning his title as the original RRSP educator teacher known as “Mister RRSP”. As a trained Architectural Technologist, Valden has always been immersed in the construction industry, both in the commercial as residential sectors. It was a natural progression that his love for architecture and beautiful homes would lead him to seek out and master the real estate investing business. He is very much a student and master of “the art of the deal”.His many man-hours spent on his real estate education serve him well in owning and managing well-selected pieces of property, minimizing risk, and maximizing profit. If the numbers don’t work and the property doesn’t meet his high standards and criteria, it’s a ‘no-go’. It’s that kind of unemotional, and objective analysis that his clients have come to trust and rely upon. He truly searches for and practices the Win/Win/Win philosophy day-to-day.Valden has devoted much in the way of resources to develop and nurture his passion for the real estate business. He is a true “Transaction Engineer,” and is generous with sharing his time and experience with others. It is from this passion that his knowledge and experience with  RRSP financing was born.Valden has been featured in Moneysense Magazine, a prominent contributor to REIN (Real Estate Investment Network), ROB TV (Report on Business), and local Edmonton business magazine Business Edge.  If you're dissatisfied with your current RRSP investments and want to learn how to generate double-digit returns, or you're an investor who wants to learn how to use RRSPs as a financing vehicle, this episode is for you!For more information, you can reach Valden at: Valden16@gmail.comBe sure to subscribe and check out all of the CWHO podcasts at www.cwho.ca

The guest is AJ Caldit. He is an English teacher and a very hospitable guy. Bacolod, officially the City of Bacolod, is on Negros Island in Western Visayas (Region VI), Philippines. Having a total of 561,875 inhabitants as of the 2015 census, it is the most populous city in Western Visayas and the second most populous city in the Visayas after Cebu City. It is notable for its MassKara Festival held during the third week of October and is known for being a relatively friendly city, as it bears the nickname "The City of Smiles". The city is also famous for its local delicacies piaya and chicken inasal. In 2008, Bacolod topped a survey by MoneySense Magazine as the "Best Place to Live in the Philippines. (www.wikipedia.org)Connect with Ariel Jr. Caldit: Facebook: https://m.facebook.com/profile.php?id=100013087420851&_rdrInstagram: https://www.instagram.com/ajcaldit/?hl=enWeChat ID: arieljrcaldit

Guest: Tony Miller, Real Estate Investor & Realtor COVID-19 has had numerous impacts on the real estate market and for tenants and landlords. This special episode is a conversation with Tony Miller, Real Estate Investor & Realtor where he provides insights and advice on the real estate market and shares his survey results for small landlords. The biggest takeaway is we all need to do a better job of stepping up, getting involved and create a stronger community as professional landlords. Take Tony's survey so that there will be more data for analysis and information will be posted in the forum at thereiteclub.com. In this episode you will learn about: - Updates on the cottage rental market - LTB updates - What is Bill 184 and what does it mean for investors? - Tenant screening steps - Small landlord survey results and insights - Should you sell in this market? Tony Miller is an Investor Focused Realtor and is also known as “Mister Ottawa.” He helps people build wealth, by sharing proven strategies and tools to invest in residential and commercial properties in and around the Ottawa area. Tony will use your why/goals, financial situation, and intestinal fortitude (aka risk tolerance) to determine the best investment strategies that will help you reach your goals. He will be honest and when needed explain why the investment property you want to buy is a lousy investment. He will take the time that is necessary to explain that using economic fundamentals and understanding the real estate cycle are the foundations to sound real estate investing. Tony only works with a limited number of clients at a time and will tell you if he is too busy for new clients. He will introduce you to the best Investor Focused Realtors in other markets if you choose to park your money elsewhere. Tony has been interviewed by local and national media including MoneySense Magazine, Canadian Real Estate Wealth Magazine, and Rogers TV. Get in touch with Tony: FaceBook: https://www.facebook.com/tony.miller.16906  Instagram: https://www.instagram.com/tony_miller_real_estate/ This episode has been brought to you in part by: Black Jack Contracting - https://blackjackcontractinginc.ca/ Private Buyers - https://privatebuyers.ca/ Butler Mortgage - https://www.butlermortgage.ca/

Guest: Tony Miller, Real Estate Investor & Realtor Tony Miller is an Investor Focused Realtor and is also known as “Mister Ottawa.” He helps people build wealth, by sharing proven strategies and tools to invest in residential and commercial properties in and around the Ottawa area. Tony will use your why/goals, financial situation, and intestinal fortitude (aka risk tolerance) to determine the best investment strategies that will help you reach your goals. He will be honest and when needed explain why the investment property you want to buy is a lousy investment. He will take the time that is necessary to explain that using economic fundamentals and understanding the real estate cycle are the foundations to sound real estate investing. Tony only works with a limited number of clients at a time and will tell you if he is too busy for new clients. He will introduce you to the best Investor Focused Realtors in other markets if you choose to park your money elsewhere. Tony has been interviewed by local and national media including MoneySense Magazine, Canadian Real Estate Wealth Magazine, and Rogers TV. In this episode learn about:  - Overcoming hurdles of being comfortable - How to analyze a property - Ottawa fundamentals - Student rental and BRRRR strategy tips - The probability of getting a home-run deal To get in touch with Tony: Facebook:  https://www.facebook.com/tony.miller.16906 Facebook: https://www.facebook.com/peacetowerproperties/ Website: https://tonymiller.ca/

Jonathan is a veteran financial columnist, blogger and author based in Toronto. He was the Financial Post's long-time personal finance columnist and editor-in-chief for MoneySense Magazine. Unlike many of my interviewees who have made radical changes in their post-career initiatives, Jon continues with many of his former activities, but at a more relaxed pace, scaling back, he says, from a former 4-hour work day to a current 3-hour one!

I dive into all the relief options the Canadian Government is offering with Editor-in-Chief of Moneysense Magazine, Sandra Martin. Anne Brodie shares all the best bingeworthy shows and movies this week. Julie Daniluk helps us get familiar with our kitchens again, now that eating out is not an option. How Ontario Caregivers Organization is recognizing caregivers for National Caregiver Day and Kelly Bos walks us through some mental health tips.

Rob Brown is a personal finance speaker and the author of Wealthing Like Rabbits: An Original and Occasionally Hilarious Introduction to the World of Personal Finance. Released in 2014, Wealthing Like Rabbits became a Canadian bestseller. The book has been featured in multiple publications such as The Globe and Mail, Reader’s Digest, and MoneySense Magazine, and is highly regarded as a must-read book on personal finance. Rob writes a monthly column that appears in the MoneySense magazine and often speaks at universities and colleges about how to manage money better. He is also a frequent speaker at business and trade organizations such as Chambers of Commerce and Sales and Networking groups where he shares the business lessons he has learned as a self-published author.   Rob joins me today to share the inspiration for his book and the financial tips that have helped him find financial stability and success. He explains the vital financial lessons that are essential for students and young adults to learn early on and the benefits of avoiding dumb and excessive consumer debt and comparing yourself to others. Rob also shares the answers to the questions he gets asked most often when speaking to students about debt and saving and why it’s critical to assess the risks and rewards before jumping into investing. “The discipline of making yourself save a little bit of money every time you get paid is important and developing the habit early on is crucial.” - Rob Brown This Week on Young Money:   The inspiration for writing a personal finance book for students and young adults. The financial tips that lead to success such as saving, avoiding dumb and excessive consumer debt, and not ‘keeping up with the Jones’s.’ The financial lessons that Rob teaches now and wishes he knew earlier in life. The top 3 tips for young adults that will set themselves up for financial success. The benefits of paying off your credit card bill every week. The audience questions that Rob gets asked most when speaking to students. Why it is important to assess the risks and rewards when investing. Why it is vital to look for opportunities and take responsibility for managing your finances. What Rob is working on next and the possibility of a new book. Key takeaways:   Make financial decisions that are right for you. Think about the little day-to-day decisions and how they can affect your life overall. Adapt by finding opportunities to spend less money or make more money. Resources Mentioned:   EP018 Cashflow Cookbook with Gordon Stein EP063 Money Mindfulness with Jessica Moorhouse Connect with Rob Brown:   Wealthing Like Rabbits LinkedIn Facebook Twitter Rate, Share & Inspire Other Young Millionaires-in-the-Making   Thanks for tuning into the Young Money Podcast - the advice show for young millionaires-in-the-making! If you enjoyed this week’s episode, head over to iTunes and leave us a rating and review. Visit our website to learn how easy it is to leave a review on iTunes.   Don’t forget to share your favorite episodes on social media! Subscribe to the Young Money Podcast on iTunes so you never miss an episode and reach out to us on Facebook, Twitter, LinkedIn, our Linkedin Company Page, or by visiting our website.

Dan Bortolotti is the writer behind Canadian Couch Potato, a blog about simple, low-cost index investing that has changed the way lots of Canadians invest (for the better). He’s also a journalist, a regular contributor to MoneySense Magazine, and author of nine books, including The MoneySense Guide to the Perfect Portfolio, Hope in Hell, and Wild Blue. For full show notes please visit: http://www.becausemoney.ca/worst-enemy/

Today we have arguably the #1 expert in Canada when it comes to personal finance for students. Whether it's about saving money as a student, or setting yourself up for success with your post-secondary education, we cover it all in this in-depth two part series. My guest Kyle Prevost is not only a teacher, but has also been featured in the Financial Post, The Globe and Mail, The Toronto, Star, MoneySense Magazine, and many many more. He is also the co-author of the book “More Money for Beer and Textbooks” where he teaches students who are about to enter post-secondary education (and those already there) how to: Make the right decisions so that you can have a successful career after graduating Make your dollars stretch further while you are in school Set yourself up for financial success both during school, and when you graduate Links and Resources Top Tools and Resources for Financial Independence (for Canadians): Sign up anywhere on www.BuildWealthCanada.ca for a free guide on all the top tools and sites that I've personally used to help us achieve financial independence in our early 30s. They're also what we use now to optimize and manage our finances, and ensure that we're paying the lowest fees while getting solid returns on our investments.  Kornel's investing course with free sample lessons at www.BuildWealthCanada.ca/invest Kyle's Book: More Money for Beer and Textbooks

This is part 2 of the interview on The Student's Guide to Personal Finance and Post-Secondary Education with Kyle Prevost. If you missed part 1, it's the episode right before this one. Today we have arguably the #1 expert in Canada when it comes to personal finance for students. Whether it's about saving money as a student, or setting yourself up for success with your post-secondary education, we cover it all in this in-depth two part series. My guest Kyle Prevost is not only a teacher, but has also been featured in the Financial Post, The Globe and Mail, The Toronto, Star, MoneySense Magazine, and many many more. He is also the co-author of the book “More Money for Beer and Textbooks” where he teaches students who are about to enter post-secondary education (and those already there) how to: Make the right decisions so that you can have a successful career after graduating Make your dollars stretch further while you are in school Set yourself up for financial success both during school, and when you graduate Links and Resources Top Tools and Resources for Financial Independence (for Canadians): Sign up anywhere on www.BuildWealthCanada.ca for a free guide on all the top tools and sites that I've personally used to help us achieve financial independence in our early 30s. They're also what we use now to optimize and manage our finances, and ensure that we're paying the lowest fees while getting solid returns on our investments.  Kornel's investing course with free sample lessons at www.BuildWealthCanada.ca/invest Kyle's Book: More Money for Beer and Textbooks

Today I'm really excited to have Bruce Sellery on the show from MoneySense Magazine and Moolala.ca, to tell you all about how to save and invest for your retirement. Bruce is a bestselling author, and you might have seen him on TV as he's been on CTV, CNN, BNN, MSNBC, as well as the Lang & O'Leary Exchange with Kevin O'Leary from Dragon's Den and Shark Tank. He is also the author of the book “The Moolala Guide to Rockin' your RRSP” which is a fantastic book that I'd recommend to everyone. In it, he actually does a great job of inspiring you to take action when it comes to planning and saving for your retirement (which is great if you know this is something you should be doing but just aren't feeling motivated to do it). He also provides a great step-by-step guide that you can actually implement to pull it all off. Links and Resources Top Tools and Resources for Financial Independence (for Canadians): Sign up anywhere on www.BuildWealthCanada.ca for a free guide on all the top tools and sites that I've personally used to help us achieve financial independence in our early 30s. They're also what we use now to optimize and manage our finances, and ensure that we're paying the lowest fees while getting solid returns on our investments.  Kornel's investing course with free sample lessons at www.BuildWealthCanada.ca/invest Bruce's Latest Book: Moolala Guide to Rockin' Your RRSP: Start Rockin' in Five Easy Steps Bruce First Book: Moolala: Why Smart People Do Dumb Things with Their Money – and What You Can Do About It Bruce's Articles at: www.Moneysense.ca Bruce's Site: www.Moolala.ca Questions Covered 1. Why should Canadians even care about saving for retirement through their RRSPs and TFSAs?. 2. What are the top mistakes Canadians make when it comes to their RRSPs, and retirement planning in general? 3. Tell us about the 5 steps in your book that listeners can use to retire early. 4. For someone that is looking to buy their first home: They may want to save money for a down payment inside their RRSP since they can withdraw it when they're ready to buy using the Home Buyers Plan. In this case, what should they put their money into? (i.e. bonds, bond ETFs, GICs?) Especially considering interest rates are low and Canadians are worried about getting hurt on bonds if rates go up. GIC rates are very low too so it doesn't seem very appealing for most. What about those Canadians that are getting very close to retirement? Is the strategy different for them? In other words, what are the best safe options in the current low interest rate environment? 5. RRSP loans: What are they and when is it a good option? 6. How to factor in inflation when doing retirement planning calculations? (i.e. Would you just use the anticipated rate of return and subtract out inflation? Or use some other method?) 7. Is there a way to be able to take some of your spouse's RRSP contribution room if you're in a higher tax bracket? 8. Your thoughts on using annuities for retirement? (please define annuities first) 9. Your thoughts on using broad market index funds or ETFs vs buying smaller indexes like small cap stocks or different bond ETFs?

Slasher.  That’s what Heinz Bulos, CEO of Learning Curve and Editor-In-Chief of MoneySense Magazine, calls himself.  No, he’s not the Jack The Ripper, the Jason of Friday the 13th or the Freddy Krueger type of guy. You can consider Heinz a slasher because if you ask him the proverbial ice-breaker, “So, what do you do?”, […] The post FBP 035: On Becoming a Slasher with Heinz Bulos The Writer/Editor/Publisher/Events Producer appeared first on Freelance Blend.