Podcasts about Gic

This is the video every NIO investor needs to watch. While everyone's celebrating the comeback story, there's a clock ticking that nobody's talking about loudly enough.NIO has 70 days left to hit Q4 2025 profitability. CEO Li Bin has made this his personal performance evaluation and stated the target "MUST be achieved." But here's what's really at stake: NIO has lost over ¥120 billion ($16 billion) since founding, and at current burn rates, could run out of cash in 16 months without new financing.This isn't hype. This isn't FUD. This is the reality of where NIO stands right now.In this episode, I break down exactly what NIO needs to accomplish in the next 70 days:Why NIO must sell 150,000 vehicles in Q4 (1,600 per day) to hit profitabilityThe brutal margin problem: Q2 gross margins at 10% vs 16-17% targetLi Bin's "Three Musts": Sell more cars, ensure delivery capacity, deliver quality softwareHow ES8 production must scale to 15,000 units/month by DecemberThe GIC lawsuit timing: Singapore's sovereign wealth fund accusing NIO of inflated revenueWhy NIO raised $1.16 billion in September (their 3rd financing round in 2025)The 16-month cash runway if profitability isn't achievedInternal reforms: CBU system, cost cuts to four decimal places, personal KPIsThe Hard Numbers:¥120 billion in accumulated losses (≈$16 billion)¥10.4 billion lost in first half of 2025 alone¥27.2 billion cash reserves as of Q2 2025Q4 delivery target: 150,000 vehicles (vs 87,000 in Q3)Current gross margin: 10% (needs to reach 16-17%)September deliveries: 34,749 (vs 50,000/month target)I'm a NIO bull, but I'm not blind to the stakes. This video isn't about pumping hopium or spreading fear. It's about understanding what's ACTUALLY happening and what the next 70 days will determine for NIO's survival.Li Bin moved the profitability target from 2026 to Q4 2025 to force internal urgency and signal market confidence. He's personally overseeing supply chain management, cutting costs to four decimal places, and restructuring the entire organization. The question is: Will it be enough?Even if NIO hits Q4 profitability, the bigger test is sustainability. One profitable quarter doesn't prove you're viable long-term. Q1 2026 and beyond will show whether this is a real turnaround or just a temporary sprint under pressure.Xpeng proved turnarounds are possible (313,000 deliveries in first 3 quarters, up 217% YoY). But they also prove that being an early player doesn't guarantee survival.For the next 70 days, we're watching the same countdown: Can NIO execute on all fronts simultaneously? Sales, margins, production, quality, and investor confidence must ALL align. Miss any one, and the 16-month cash runway becomes 12, then 6, then game over.This is NIO's make-or-break moment. The clock is ticking.#NIOStock #ElectricVehicles #NIOProfitabilityNIO stock, NIO profitability, NIO stock analysis, Chinese EV stocks, NIO bankruptcy, electric vehicle stocks, NIO cash runway, Li Bin NIO, NIO Q4 earnings, NIO losses, NIO lawsuit, GIC lawsuit NIO, NIO financial crisis, EV stock crash, Chinese stocks, NIO deliveries, NIO ES8, Ledao L90, battery swap, NIO survival, EV market crash, stock market analysis, NIO bull case, NIO bear case, new energy vehicles, China EV, automotive industry crisis, EV investing, NIO 2025, stock analysisTAGS (500 Characters):

NIO's stock plummeted over 13% on October 16th after Singapore's sovereign wealth fund GIC filed a securities fraud lawsuit against the company. In this episode, I break down what's really happening behind the headlines.GIC, managing between $800-900 billion, filed the first-ever lawsuit by a major sovereign wealth fund against a Chinese company listed in the U.S. The allegations target NIO's Battery-as-a-Service (BaaS) accounting from 2020-2022, claiming the company front-loaded years of subscription revenue.But here's the twist: This lawsuit stems from a 2022 short-seller report that NIO already investigated and refuted. So why is this exploding now?Meanwhile, William Li just held an internal meeting doubling down on Q4 profitability targets. With the new ES8 seeing massive demand (6-month delivery backlog) and production targets of 15,000 units in December, NIO is pushing forward despite the legal cloud.In this deep dive, I cover:The GIC lawsuit details and what makes it historically significantThe BaaS accounting dispute explained in plain EnglishHow NIO's innovative business model clashes with traditional accounting standardsWilliam Li's Q4 profitability strategy and why timing mattersWhat this means for the entire hardware-as-a-service industryThe real questions investors need to ask right nowAs a NIO investor myself, I'm breaking down both sides objectively - the serious nature of the allegations and the operational strength the company is showing. This isn't about pumping or dumping; it's about understanding the actual stakes.Whether you're a NIO bull, bear, or just fascinated by how innovation collides with regulation, this episode gives you the full picture beyond the panic headlines.This is Courtside Financial - where we break down business and technology with real talk, no BS.NIO stock, NIO lawsuit, William Li, GIC Singapore, NIO stock crash, Battery as a Service, BaaS accounting, NIO ES8, Chinese EV stocks, electric vehicle news, NIO profitability, sovereign wealth fund, securities fraud, Grizzly Research, NIO stock analysis, EV investment, Chinese stocks, NIO news today, stock market analysis, tech stocks, EV stocks 2025, NIO Q4 earnings, William Li CEO, NIO battery swap, accounting fraud, NIO bull case, EV industry news, Chinese companies, US listed stocksTAGS (500 characters)

Friends, we have a true blessing this weekend. As you know, we have been in partnership with UGA Wesley for many, many years. UGA Wesley is the largest Wesley foundation in America. And now this Sunday, Rev. Bob Beckwith, a long time director of UGA Wesley, will be speaking to us at our GIC.

Ready to take a deep dive and learn how to generate personal tax-free cash flow from your corporation? Enroll in our FREE masterclass here and book a call hereWhat if you could pull money out of your Canadian corporation, grow your wealth, and dramatically reduce taxes—all at the same time?Most successful incorporated business owners in Canada face the same dilemma: profits are trapped inside the company, and pulling them out personally triggers massive tax hits. Many try to invest retained earnings directly or park them in GICs, but those strategies only delay or worsen the tax burden. In this episode, Kyle reveals a powerful “pass-through” structure that lets your money work in two places at once—while building in long-term protection and flexibility that traditional strategies miss entirely.You'll discover:How to use a corporate-owned permanent insurance policy to grow retained earnings tax-free like a GIC—but with far greater upside.A strategy to leverage your policy to invest in real estate, ETFs, or private placements—so your dollars generate returns in two places simultaneously.A way to unlock tax-free capital for yourself and your heirs, transforming a typical tax liability into a wealth-building advantage.Press play to learn how to turn your corporation's retained earnings into a dynamic, tax-efficient wealth engine.Discover which phase of wealth creation you are in. Take our quick assessment and you'll receive a custom wealth-building pathway that matches your phase and learn our CRA compliant tax optimized strategies. Take that assessment here.Canadian Wealth Secrets Show Notes Page:Consider reaching out to Kyle…taking a salary with a goal of stuffing RRSPs;…investing inside your corporation without a passive income tax minimization strategy;…letting a large sum of liquid assets sit in low interest earning savings accounts;…investing corporate dollars into GICs, dividend stocks/funds, or other investments attracting corporate passive income taxes at greater than 50%; or,…wondering whether your current corporate wealth management strategy is optimal for your specific situation.Canadian business owners face complex tax challenges as they strive to build lasting wealth through their corporations. By using pass-through structures, optimizing retained earnings, and integrating insurance policies with smart financial planning, entrepreneurs can create a powerful foundation for corporate wealth planning and financial independence in Canada. A well-designed Canadian wealth plan blends tax-efficient investing, RRSP optimization, and salReady to connect? Text us your comment including your phone number for a response!Canadian Wealth Secrets is an informative podcast that digs into the intricacies of building a robust portfolio, maximizing dividend returns, the nuances of real estate investment, and the complexities of business finance, while offering expert advice on wealth management, navigating capital gains tax, and understanding the role of financial institutions in personal finance.

Nio shares slump in Singapore and Hong Kong after a Caixin report detailing GIC allegations. Note: The conversation segment of this episode was generated using AI and has been edited for accuracy. It is based on this Caixin story: In Depth: Why Singapore Sovereign Fund Sues Chinese EV-Maker Nio Subscribe now to unlock all coverage from Caixin Global and The Wall Street Journal for just $200 a year, enjoying a 66% discount.  Group discounts are available — contact us for a customized plan.

Singapore's sovereign wealth fund, GIC, just filed a massive lawsuit against NIO — claiming losses from its early EV investments. But is this case about fraud or frustration? In this Courtside Financial episode, Obi breaks down the details, the Grizzly Research connection, the truth about NIO's BaaS model, and what it all means for investors. If you're bullish or bearish on NIO, this is a must-watch.NIO,GIC,NIO stock,NIO lawsuit,NIO news,NIO vs GIC,Singapore GIC,NIO court case,Grizzly Research,NIO fraud allegations,NIO investors,NIO stock analysis,EV stocks,Chinese EV companies,NIO battery as a service,NIO BaaS,NIO Hong Kong,NIO stock today,NIO stock update,NIO stock price,NIO stock prediction,EV investing,EV market 2025,NIO financial news,NIO controversy,NIO vs Tesla,NIO future,NIO Mirattery,NIO stock breakdown,Obi Courtside Financial,Courtside Financial,NIO bulls

Singapore shares dipped today in line with movements across Asia. The Straits Times Index was down 0.5% at 4,334.63 points at 12.50pm Singapore time, with a value turnover of S$546.66M seen in the broader market. In terms of counters to watch, we have for you Keppel given how the global asset manager is set to revive construction for its stalled Saigon Centre project in late 2026. Elsewhere, from Singapore’s key exports expanding by 6.9 per cent year on year in September, to how shares of Nio recovered today after diving to a one-month low, when a lawsuit filed by GIC against the Chinese electric vehicle (EV) maker wiped billions off the group’s market value – more economic and corporate headlines remained in focus. Also on deck – more on worries surrounding the US banking sector. On Market View, Money Matters’ finance presenter Chua Tian Tian unpacked the developments with Benjamin Goh, Head of Research and Investor Education, SIAS.See omnystudio.com/listener for privacy information.

Plus: HPE stocks drop after projecting slower revenue growth for fiscal year 2026. And Singapore's GIC files a U.S. lawsuit against NIO for allegedly inflating its securities value. Zoe Kuhlkin hosts. Learn more about your ad choices. Visit megaphone.fm/adchoices

MasOrange, Vodafone y GIC han presentado PremiumFiber, la mayor empresa de fibra de España. Más allá del anuncio, es un modelo que refleja la nueva economía de las telecomunicaciones europeas: infraestructura compartida, capital externo, y servicios diferenciados.Loop Infinito, podcast de Xataka, de lunes a viernes a las 7.00 h (hora española peninsular). Presentado por Javier Lacort. Editado por Alberto de la Torre.Contacto:

Market news for October 16, 2025: Asian stocks rise as traders weigh China-US row, rate cut hopes; TSMC Q3 profit blows past market forecast to a record on AI spending boom; Gold passes US$4,200 mark; GIC sues China EV maker Nio for allegedly inflating revenues of at least US$600 million. Synopsis: Market Focus Daily is a closing bell roundup by The Business Times that looks at the day’s market movements and news from Singapore and the region. Written and hosted by: Emily Liu (emilyliu@sph.com.sg) Produced and edited by: Chai Pei Chieh & Claressa Monteiro Produced by: BT Podcasts, The Business Times, SPH Media --- Follow Market Focus Daily and rate us on: Channel: bt.sg/btmktfocus Amazon: bt.sg/mfam Apple Podcasts: bt.sg/mfap Spotify: bt.sg/mfsp YouTube Music: bt.sg/mfyt Website: bt.sg/mktfocus Feedback to: btpodcasts@sph.com.sg Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice. Discover more BT podcast series: BT Money Hacks at: bt.sg/btmoneyhacks BT Correspondents at: bt.sg/btcobt BT Podcasts at: bt.sg/podcasts BT Lens On: bt.sg/btlensonSee omnystudio.com/listener for privacy information.

Send us a textMiguel Armaza sits down with Santiago Suárez, Co-Founder & CEO of Addi, one of Colombia's fastest-growing fintech and commerce platforms. With a background that spans global finance and a track record of driving innovation in Latin America, Santiago shares a candid, in-depth look at lessons from scaling Addi to over $1.3 billion in annualized GMV, serving 2.5 million customers, and achieving industry-leading gross margins above 55%.In this episode, Santiago and Miguel dive deep into Addi's unique approach to board management—treating every board meeting as a “dirty laundry” session to maximize transparency, trust, and tangible input from world-class investors like Andreessen Horowitz, GIC, and Union Square Ventures. Santiago also unpacks the company's relentless focus on operational excellence, from shifting to a North Star-driven management style to building a contentious yet high-performing executive team with global talent from Amazon, Capital One, and PayTM.Timestamped Overview00:00 Intro03:57 Monthly updates streamline meetings09:00 Building Success Amid Challenges13:02 Seamless commerce and finance ecosystem14:20 Persistent Networking Pays Off18:49 Marketplace built on consumer demand21:43 Scaling globally through self-funding24:00 Show Your Work The Why27:30 Empowered Customer Service Equity31:30 AI Agents Powering Transactions34:10 AI Data and Deployment Nuances38:30 Building success through early funding41:30 CEO weekly field day

On this deep-dive episode, the first in a three-part series, the team take a brief look at the news, including: A proposed "Brit Card" digital ID system and the troubling implications for trans people. Excellent news from Estonia, which has revolutionised its medical and gender recognition system overnight. SEGM gets rekt by Gordon Guyatt (that's him in the thumbnail!) Before moving on to the meat of the episode, which we've developed alongside https://www.wearequeeraf.com/ and Claire Prosho (https://linktr.ee/CTransTalks) to bring you new information from inside the UK's gender identity clinic system, including: How Wes Streeting used information that was already a year out of date. A look at the astounding, centuries-long waiting list for a first appointment in some areas of the UK. How newer clinics are doing much more with less, compared to the old GIC system. With much more to come in the next two episodes! References: https://whatthetrans.com/ep141    

Ready to take a deep dive and learn how to generate personal tax-free cash flow from your corporation? Enroll in our FREE masterclass here and book a call hereAre you letting too much of your business's hard-earned cash sit idle when it could be working for you in multiple ways?As a business owner, you know the importance of having liquidity—an emergency or opportunity fund you can access instantly. But parking that money in a savings account or GIC often feels wasteful, especially when inflation eats away at its value. The challenge is balancing peace of mind with real growth. That's where the idea of a “wealth reservoir” comes in: a structured way to protect cash, keep it liquid, and still put it to work building long-term wealth.In this episode, you'll discover:How a whole life insurance policy can serve as a corporate wealth reservoir, giving you both liquidity and steady growth.Practical strategies for deciding how much to contribute and how to scale as your retained earnings grow.The emotional and financial considerations for starting small—and why most successful business owners eventually build multiple reservoirs.Press play now to learn how to transform idle corporate cash into a powerful engine for security, opportunity, and long-term wealth.Discover which phase of wealth creation you are in. Take our quick assessment and you'll receive a custom wealth-building pathway that matches your phase and learn our CRA compliant tax optimized strategies. Take that assessment here.Canadian Wealth Secrets Show Notes Page:Consider reaching out to Kyle…taking a salary with a goal of stuffing RRSPs;…investing inside your corporation without a passive income tax minimization strategy;…letting a large sum of liquid assets sit in low interest earning savings accounts;…investing corporate dollars into GICs, dividend stocks/funds, or other investments attracting corporate passive income taxes at greater than 50%; or,…wondering whether your current corporate wealth management strategy is optimal for your specific situation.Building a strong Canadian wealth plan starts with a clear financial vision setting process and the right mix of financial buckets to support both corporate finance and personal finance goals. By using a wealth reservoir—a strategy that leverages insurance policies to keep retained earnings liquid while still growing—you can create an emergency fund and opportunity fund that optimize cash flow. For the Canadian entrepreneur finance journey, this ties directly into corporate wealth planning, corporation investment strategies, and personal vReady to connect? Text us your comment including your phone number for a response!Canadian Wealth Secrets is an informative podcast that digs into the intricacies of building a robust portfolio, maximizing dividend returns, the nuances of real estate investment, and the complexities of business finance, while offering expert advice on wealth management, navigating capital gains tax, and understanding the role of financial institutions in personal finance.

Comments, guest ideas: theasiaclimatecapitalpodcast@gmail.comHow do you scale green hydrogen from a laboratory curiosity to industrial reality? Alexander Tancock, CEO of Intercontinental Energy, reveals the breakthrough P2H2 Node system that's turning massive renewable projects into factory-produced “Lego blocks.”With numerous projects across three continents and backing from strong financial partners, Intercontinental Energy isn't just making green hydrogen—they're creating green iron to decarbonise steel production and building new trade corridors between Australia's vast renewable resources and Asia's industrial heartlands.Alex shares why the hydrogen hype faded, how government partnerships became crucial, and why 2028 could mark the tipping-point for commercially viable green molecules at oil- and gas-scale.REF: InterContinental EnergyABOUT ALEX: Alexander Tancock is the CEO and Chairman of the Board of InterContinental Energy, a global leader in large-scale green hydrogen development who has been at the forefront of the industry for more than 10 years. Under his leadership, the company has pioneered a portfolio of groundbreaking projects, with its three flagship projects attracting partnerships from some of the largest names in energy. With backing from major institutional investors like GIC and Hy24, InterContinental Energy has established itself at the forefront of the green molecule sector. The company's innovative team and approach extend beyond project development, and into giga scale enabling technology through its patented P2(H2)NodeTM architecture. Alex's expertise and strategic insights make him a significant voice in the energy sector.FEEDBACK: Email Host | HOST, PRODUCTION, ARTWORK: Joseph Jacobelli | MUSIC: Ep0-29 The Open Goldberg Variations, Kimiko Ishizaka Ep30-50 Orchestra Gli Armonici – Tomaso Albinoni, Op.07, Concerto 04 per archi in Sol - III. Allegro. | Ep51 – Brandenburg Concerto No. 4 in G, Movement I (Allegro), BWV 1049 Kevin MacLeod. Licensed under Creative Commons: By Attribution 4.0 License

#marketoutlook #marketnews #investyadnya #yadnyanews 00:00 Start00:31 India spared, China new villain in Trump's tariff post05:51 Alibaba & Baidu use own AI chips07:59 August Inflation at 2.07%11:34 Govt eyes 2 PSBs in global top 2015:25 India–EU FTA Nearing Closure16:46 Sebi eases IPO dilution rules17:36 Steel capacity target 204719:31 GIC backs Star Health vs AHPI21:07 JBM Auto bags IFC $100m21:44 HUL cuts consumer prices22:29 IREDA – Renewable financing play23:36 Ion Exchange – Valuations corrected

In this episode of the All Things Sustainable podcast we're talking with Rebecca Mikula-Wright, CEO of the Asia Investor Group on Climate Change (AIGCC) and the Investor Group on Climate Change (IGCC). The networks represent trillions of dollars of assets under management globally. AIGCC is a network of institutional investors in Asia focused on mitigating climate risks and seizing net-zero opportunities. Its parent organization is IGCC, a network for Australian and New Zealand investors to understand and respond to the risks and opportunities of climate change.   Rebecca explains how members across both networks are evolving their approaches to climate, nature and the energy transition.   "We do see this continued support for the transition because investors have done the work. They've been assessing their portfolios. They understand that climate risk is investment risk,” she tells us.  Rebecca discusses how mandatory climate disclosure in markets like Australia and New Zealand are changing the landscape. And she talks about the importance of policy and regulation, which she calls the “biggest game-changer” when it comes to increasing the pace of decarbonization.   The All Things Sustainable podcast from S&P Global will be an official media partner of The Nest Climate Campus during Climate Week NYC. Register free to attend here.   Read a report S&P Global Sustainable1 coauthored with GIC on Integrating climate adaptation into physical risk models: https://www.spglobal.com/sustainable1/en/insights/blogs/integrating-climate-adaptation-into-physical-risk-models   This piece was published by S&P Global Sustainable1 and not by S&P Global Ratings, which is a separately managed division of S&P Global.     Copyright ©2025 by S&P Global   DISCLAIMER   By accessing this Podcast, I acknowledge that S&P GLOBAL makes no warranty, guarantee, or representation as to the accuracy or sufficiency of the information featured in this Podcast. The information, opinions, and recommendations presented in this Podcast are for general information only and any reliance on the information provided in this Podcast is done at your own risk.   Any unauthorized use, facilitation or encouragement of a third party's unauthorized use (including without limitation copy, distribution, transmission or modification, use as part of generative artificial intelligence or for training any artificial intelligence models) of this Podcast or any related information is not permitted without S&P Global's prior consent subject to appropriate licensing and shall be deemed an infringement, violation, breach or contravention of the rights of S&P Global or any applicable third-party (including any copyright, trademark, patent, rights of privacy or publicity or any other proprietary rights).   This Podcast should not be considered professional advice. Unless specifically stated otherwise, S&P GLOBAL does not endorse, approve, recommend, or certify any information, product, process, service, or organization presented or mentioned in this Podcast, and information from this Podcast should not be referenced in any way to imply such approval or endorsement. The third party materials or content of any third party site referenced in this Podcast do not necessarily reflect the opinions, standards or policies of S&P GLOBAL.   S&P GLOBAL assumes no responsibility or liability for the accuracy or completeness of the content contained in third party materials or on third party sites referenced in this Podcast or the compliance with applicable laws of such materials and/or links referenced herein. Moreover, S&P GLOBAL makes no warranty that this Podcast, or the server that makes it available, is free of viruses, worms, or other elements or codes that manifest contaminating or destructive properties.       S&P GLOBAL EXPRESSLY DISCLAIMS ANY AND ALL LIABILITY OR RESPONSIBILITY FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL OR OTHER DAMAGES ARISING OUT OF ANY INDIVIDUAL'S USE OF, REFERENCE TO, RELIANCE ON, OR INABILITY TO USE, THIS PODCAST OR THE INFORMATION PRESENTED IN THIS PODCAST. 

Welcome to Top of the Morning by Mint.. I'm Nelson John and here are today's top stories. F-35 Crash: Ice Brings Down $200M Jet In Alaska, a $200 million F-35 fighter jet crashed after its pilot spent nearly an hour circling mid-air on a live call with Lockheed Martin engineers. The cause? Ice in the hydraulic lines that froze the landing gear and tricked the jet into “ground mode.” The pilot ejected safely, but the crash added to a tally of 15 F-35 accidents worldwide. Earlier this year, another F-35 was grounded in Kerala and one made an emergency landing in Japan—raising questions about the reliability of America's most advanced fighter. India's First Made-in-India Chip Rolls Out In Sanand, Gujarat, India celebrated a milestone as IT minister Ashwini Vaishnaw inaugurated the country's first packaged semiconductor chip from CG Semi's pilot OSAT facility. The ₹600 crore G1 unit can produce half a million chips a day, with a much larger G2 plant set to follow next year. Together, they aim for 4.7 billion chips annually, serving electronics, auto, and EV sectors. Sanand is fast becoming India's chip hub under the ₹76,000 crore Semiconductor Mission. 40% of Urban Women Feel Unsafe: NARI 2025 A new survey across 31 cities shows 40% of women in India's urban areas feel unsafe. In 2024, 7% reported harassment—100 times higher than official crime data. Delhi, Kolkata, Ranchi, and Patna ranked least safe, while Mumbai and Kohima were rated safer. Only 22% reported incidents to authorities; over half were unsure if their workplaces had the legally mandated POSH policy. Groww Eyes $1B IPO Amid Investor Exodus Bengaluru-based Groww has SEBI's approval to raise $800 million–$1 billion in an IPO. Backed by GIC, Tiger Global, and Satya Nadella, Groww heads to markets even as discount brokers lost nearly 2 million clients in 2025. Stricter SEBI rules on F&O trading have cooled retail participation. Still, Groww's profits tripled to ₹1,819 crore, showing strength despite the turbulence. India to Be World's No. 2 Economy by 2038: EY EY projects India's GDP at $34.2 trillion by 2038 in purchasing power parity terms, overtaking most economies. PPP, which adjusts for cost-of-living differences, shows India's consumer strength and competitiveness more accurately than volatile market exchange rates. Learn more about your ad choices. Visit megaphone.fm/adchoices

 Here are three reasons why you should listen to this episode:Discover why the fixed income asset class is not just the “quiet” side of your portfolio and why everyone should have a portion in their portfolios, offering attractive yields, stability, and protection against market volatility.Learn how investment-grade bond funds and laddering strategies can help you manage reinvestment risk, match your investments to your cash flow needs, and diversify beyond traditional options.Get actionable advice on putting idle cash to work, protecting your purchasing power from inflation, and why timing the market is less effective than having a disciplined fixed income strategy aligned with your short- and long-term goals.ResourcesCIBC's "Smart Advice" Podcast and Website - Website | Apple Podcast | SpotifyVisit CIBC for more Smart AdviceAaron Young: LinkedInEpisode Highlights[00:20] Introduction to Fixed Income StrategyFixed income plays a steady role in building and protecting wealth, even though it rarely makes headlines.These investments balance portfolios, preserve capital, and provide flexibility for both short- and long-term goals.The episode features Aaron Young, Executive Director and Head of Client Portfolio Management at CIBC Global Asset Management.With over 15 years of experience, he offers insights into why a fixed income strategy matters now more than ever.[02:12] Current State of the Fixed Income MarketFixed income is entering what experts call a “golden age,” offering attractive yields and renewed importance in portfolios.[03:06] Aaron: “Right now, fixed income is in a bit of a golden age, for lack of a better term. What I mean by that is we've hit a nice balance point in fixed income markets where this asset class can generate a really attractive income potential for clients, and it can do so while also regaining a bit of that role of hedging risk.”Yields, once near zero, have returned to healthier levels, restoring the income investors expect from this asset class.Global factors like trade policies, tariffs, and geopolitical shifts continue to shape the outlook for bonds.Active management becomes crucial in this environment, turning volatility into opportunities for added returns.[05:56] The Role of Fixed Income in Canadian PortfoliosDiversification across asset classes is essential, with fixed income providing a counterbalance to equities and alternatives.Bonds protect capital, generate predictable coupons, and reduce portfolio volatility in uncertain markets.Capital appreciation is another underappreciated benefit, as mispriced bonds can deliver strong upside potential.[06:58] Aaron: “I would say for any level of investor, you should have a portion of fixed income in your portfolio for diversification, and not diversification such as a sector or holding a single stock versus other companies. Its diversification of where your risk and return comes from.”The role of fixed income shifts depending on investor needs, risk tolerance, and life stage.[08:59] Innovative Fixed Income Solutions & LadderingBeyond GICs, investment-grade bond funds offer predictable returns with the added benefits of interest and price appreciation.These funds provide tools to align investments with cash flow needs while diversifying risks.[10:45] Aaron: “The investment grade bond funds really was a focus on, how do we build something that's similar to a GIC in a lot of respects, in terms of target maturity date, I know I'm going to get my capital back, not the same risk profile, but also not going out and buying really high risk bonds, where the prices fluctuate quite a bit day to day, we buy governments and really solid large cap corporate bond issues.”Laddering, or staggering maturities, helps manage reinvestment risk and interest rate fluctuations.Together, these strategies expand fixed income options, giving investors greater flexibility than traditional choices alone.[13:03] Investment Strategies for Short-Term GoalsA fixed income strategy can align with specific cash flow needs such as saving for education, a home, or a cottage.Investment-grade bond funds allow investors to match maturities to future liabilities with confidence.This approach ensures capital is available when needed while still generating income along the way.By protecting against reinvestment risk, bond funds create stability without leaving money idle.[15:30] The Importance of Being InvestedHolding excess cash on the sidelines exposes investors to the silent erosion of inflation.Opportunity cost can be significant, as sitting still means missing out on steady income streams.Timing the market is notoriously difficult, even for professional investors with advanced tools.Fixed income serves as a bridge between cash and equities, offering stability while keeping money productive.[19:48] Agility in Fixed Income ManagementFixed income portfolios can be adjusted in real time to capture opportunities and manage risks.A dedicated team of experts at CIBC Global Asset Management specializes in areas like government bonds, corporate credit, and global rates.Sharing ideas across disciplines ensures portfolios benefit from the best thinking across the firm.Market inefficiencies in bonds create opportunities for active managers to add consistent long-term value.[22:15] Behind the Curtain: Inside “Bond Land”Fixed income offers multiple levers to manage risk and generate returns, from interest rates to credit exposure.Large institutional strategies, such as liability-driven investing, inspire approaches suitable for individual investors.The market's inefficiencies, like off-exchange , provide advantages for skilled active managers.Agility and collaboration within the team enable CIBC to adapt quickly beyond headlines or central bank announcements.[27:05] Building Your Fixed Income AssetsA fixed income strategy remains a vital part of any portfolio, providing stability, income, and diversification.Bonds can be tailored to meet both short-term cash flow needs and long-term growth objectives.Aaron Young emphasizes the importance of viewing fixed income as a flexible tool for achieving financial outcomes.His closing message reinforces that bonds will always have a rightful place in helping Canadians reach their goals.About Aaron YoungAaron Young is the Executive Director and Head of Client Portfolio Management at CIBC Global Asset Management. With more than 15 years of experience in fixed income markets, he has dedicated his career to helping global investors understand the power of bonds and income-generating investments. His work spans from guiding individual investors to managing portfolios for some of the country's largest institutions, including pension plans, foundations, and endowments. Aaron specializes in strategies that balance income generation, capital preservation, and long-term growth in both traditional and alternative fixed income strategies.Known for his passion for making fixed income accessible, Aaron brings clarity to a part of investing that is often overlooked. He believes bonds are not just the “quiet side” of a portfolio, but a dynamic tool that can stabilize wealth, reduce volatility, and create new opportunities for investors. Through his expertise, he empowers Canadians to look beyond traditional GICs and embrace innovative solutions that align with their financial goals.Connect with Aaron Young on his LinkedIn.Enjoyed this Episode?If you did, be sure to subscribe and share it with your friends!Post a review and share it! If you enjoyed tuning in, leave us a review. You can also send this to your friends and family. Market headlines come and go, but steady income and protection never go out of style. Discover how a fixed income strategy can safeguard your wealth while still keeping your money working. Learn to build stability, generate returns, and move forward with confidence in any market.Have any questions? You can connect with me on LinkedIn or through CIBC's Facebook, , or Instagram.Thanks for tuning in! For more updates, visit our website. You can also listen to more amazing episodes on Spotify or Apple Podcasts.

This week's Summer Series is an asset class twofer covering hedge funds and private equity. The first is a hedge fund panel comprised of Dan Fagan from GIC of Singapore, Craig Bergstrom from Corbin Capital Partners, and Adam Blitz from Evanston Capital. The second is with Mario Giannini, Executive Co-Chairman of Hamilton Lane. Both offer deep dives into what it takes successfully invest as an asset class specialist. Please enjoy my panel with Dan, Craig, and Adam from 2023 and with Mario Giannini from 2022. Hedge Fund Master Class EP. 318 – May 29, 2023 Mario Giannini EP. 262 – July 18, 2022 Learn More Follow Ted on Twitter at @tseides or LinkedIn Subscribe to the mailing list Access Transcript with Premium Membership Editing and post-production work for this episode was provided by The Podcast Consultant (⁠https://thepodcastconsultant.com⁠)  

This week's Summer Series is an asset class twofer covering hedge funds and private equity. The first is a hedge fund panel comprised of Dan Fagan from GIC of Singapore, Craig Bergstrom from Corbin Capital Partners, and Adam Blitz from Evanston Capital. The second is with Mario Giannini, Executive Co-Chairman of Hamilton Lane. Both offer deep dives into what it takes successfully invest as an asset class specialist. Please enjoy my panel with Dan, Craig, and Adam from 2023 and with Mario Giannini from 2022. Hedge Fund Master Class EP. 318 – May 29, 2023 Mario Giannini EP. 262 – July 18, 2022 Learn More Follow Ted on Twitter at @tseides or LinkedIn Subscribe to the mailing list Access Transcript with Premium Membership Editing and post-production work for this episode was provided by The Podcast Consultant (⁠https://thepodcastconsultant.com⁠)  

Headline news for July 25, 2025: Paramount-Skydance merger, France’s plan to recognize Palestine, UK-Australia defense talks, Cambodia-Thailand ceasefire efforts, and Singapore’s GIC investment returns. Synopsis: A round up of global headlines to start your day by The Business Times. Written by: Howie Lim / Claressa Monteiro (claremb@sph.com.sg) Produced and edited by: Claressa Monteiro Produced by: BT Podcasts, The Business Times, SPH Media --- Follow Lens On Daily and rate us on: Channel: bt.sg/btlenson Amazon: bt.sg/lensam Apple Podcasts: bt.sg/lensap Spotify: bt.sg/lenssp YouTube Music: bt.sg/lensyt Website: bt.sg/lenson Feedback to: btpodcasts@sph.com.sg Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice. Discover more BT podcast series: BT Mark To Market at: bt.sg/btmark2mkt WealthBT at: bt.sg/btpropertybt PropertyBT at: bt.sg/btmktfocus BT Money Hacks at: bt.sg/btmoneyhacks BT Market Focus at: bt.sg/btmktfocus BT Podcasts at: bt.sg/podcasts BT Branded Podcasts at: bt.sg/brpod BT Lens On: bt.sg/btlensonSee omnystudio.com/listener for privacy information.

A record-breaking run for Temasek, copper prices soar on Trump’s tariffs, and Netflix bets big on anime. What does Temasek’s strategy tell us about smart investing? Will copper’s surge reshape global supply chains? And is NTT DC REIT Singapore’s next hot listing? Michelle Martin and Ryan Huang break it all down. Companies featured include Temasek, DBS, SingTel, Freeport-McMoRan, Southern Copper, NTT, GIC, BlackRock, Fidelity, Nvidia, Meta, Merck, IHH Healthcare, SGX, UOL, and Netflix.See omnystudio.com/listener for privacy information.

In this inspiring episode, we delve into the journey of General Instruments Consortium (GIC), a 60-year-old Indian manufacturing powerhouse led by third-generation CEO, Sarva Kulkarni. Discover how GIC has become a leading exporter of pressure, temperature, level, and flow instruments to over 37 countries, embodying the spirit of "Make in India" for a global market. Learn about their history, innovative approach to customized manufacturing, and Mr. Kulkarni's vision for taking an Indian manufacturing company to multinational status. This is a must-watch for entrepreneurs and anyone interested in India's growing manufacturing capabilities and global impact.Chapters Timestamp:0:00 Intro - The Rise of Make in India Manufacturing0:30 Meet Sarva Kulkarni - Third Generation Leading a 60-Year-Old Legacy1:05 Sarva's Background and Journey to CEO3:56 The Evolution of GIC: From Post-War Vision to Global Leader (1966-Present)5:55 Pioneering Manufacturing in India & Early Challenges6:46 Transitioning Generations & Expanding Global Reach8:10 Consecutive Export Excellence from India8:50 Understanding GIC's Products: Essential Instruments for Global Industries9:29 Serving Key Sectors: Oil & Gas, Pharma, Food & Beverage, and More (India & Global)11:57 Global Approvals and Presence in Over 35 Countries13:23 Vision: Building India's First Multinational Instrumentation Company14:04 India as a Global Manufacturing Hub: Insights and Challenges14:57 Why China Isn't GIC's Competition: The Power of Customization16:24 India's Strengths: Technology, Customization, and Skilled Workforce17:25 Scaling a Massive Product Portfolio & Global Expansion Strategy18:55 The Importance of Quality and Proven Track Record20:07 Navigating the Dynamics of a Family Business: Third Generation Leadership21:22 The Power of Knowledge and Respect in Leadership23:53 Intra-Family Dynamics and Succession Planning25:57 Empowering Growth: Father's Role in Sarva's Leadership26:48 Aiming for Exponential Growth: From 1 to 100 to 100028:02 Key Strategies for Double Growth in 3 Years: Capacity, Pricing, and Market Expansion29:36 Focus on Manpower, HR Systems, and a System-Driven Approach30:29 Navigating Global Challenges: Supply Chains and Geopolitical Tensions31:34 India's Strength: Self-Reliance and Domestic Focus33:54 Message to Entrepreneurs: Persistence, Learning, and Focusing on Manufacturing35:28 The Importance of Manufacturing for India's Economy36:06 Exploring Unexplored Areas: Semiconductors and High-Tech Manufacturing36:50 The Role of Collaboration and Knowledge Sharing38:07 GIC's CSR Initiatives: Fostering Innovation in Education38:30 Conclusion: Uplifting India Through Manufacturing and Innovation

Are you settling for low returns on your GICs just because your bank said it's the “best rate”? Think again. In this episode of Make Money Count, we're diving deep into Guaranteed Investment Certificates (GICs) and exposing how Canada's big banks are holding back, sometimes up to 1% less than what you could be earning elsewhere. Find out: Why banks offer lower GIC rates than other providers How GIC deposit brokers can help you earn more What net interest margins (NIMs) have to do with YOUR savings And how to start playing smarter with your money Whether you're a cautious saver or a curious investor, this episode is packed with insights that can help you take back control of your financial future.

David Stanford is a founder and Enterprise Managing Consultant with RealFoundations and brings over 35 years of experience providing strategic financial and operational improvement services to clients in the property and building industries. David is the Chief Growth Officer of RealFoundations, with the primary responsibility to initiate new solutions and grow the RF Network of people, partners, clients, and industry participants. He is also responsible for the corporate development activities of the firm. Additionally, he is responsible for implementing the global presence and alliance program of RealFoundations. David is highly experienced in providing large-scale operational and digital improvement services to private and global real estate owner/operators and institutional investors. He has directed client teams in the execution of large business improvement projects, long-range digital capital plans, packaged technology selections, and solution implementations. David is also highly experienced in assisting management teams with strategy, development, and operating model transformations. Some of his clients include the most respected real estate organizations in the world, including Blackstone, GIC, J.P. Morgan, Greystar, Walmart, KIMCO, Hines Interests, Brookfield and Invitation Homes. Prior to founding RealFoundations, David was a Partner of Ernst & Young's real estate practice in Dallas. He also worked in the Transaction Advisory group of Kenneth Leventhal & Company. David graduated from Baylor University with a BBA in Finance & Accounting.

Com o recente investimento do fundo soberano de Singapura, o GIC, a farmacêutica Cimed está em plena aceleração de sua estratégia de crescimento. A empresa amplia a atuação de forma diversificada: das tradicionais vitaminas ao botox, da inteligência artificial que facilita o acesso às bulas de medicamentos até o fortalecimento da presença no universo esportivo. Neste mês, a Cimed marca presença no cenário internacional ao apoiar a Kings League, que realiza seu mundial em Paris. Esse movimento reforça o compromisso da empresa com o esporte, que já inclui o patrocínio da seleção brasileira de futebol e de outras modalidades. E claro, é impossível falar da Cimed sem mencionar o fenômeno Carmed — o brilho labial que virou febre entre os consumidores. No episódio de hoje do podcast Insights, vamos conhecer mais de perto essa trajetória de inovação e ousadia. A conversa é com Juliana Felmanas, diretora de Relações com Investidores e Estratégia do Grupo Cimed, que compartilha como a nova geração da família fundadora está impulsionando os negócios com uma visão moderna e conectada ao consumidor. Também participa da mesa Renato Salvador, superintendente do Bradesco BBI, com mediação de Priscila Forbes, banker do Bradesco Global Private Bank. Acompanhe este bate-papo sobre estratégia, inovação e o futuro da indústria farmacêutica no Brasil. O conteúdo exposto pelos convidados externos não representa, necessariamente, a opinião e as práticas utilizadas pelo Bradesco. #inovacaofarmaceutica #empreendedorismojovem #CimedEmAlta #EsporteENegocios #BelezaComCiencia #carmed #farmaceutica #remediosSee omnystudio.com/listener for privacy information.

Atenção (disclaimer): Os dados aqui apresentados representam minha opinião pessoal.Não são de forma alguma indicações de compra ou venda de ativos no mercado financeiro.Anac redistribui slots da Voepass em Congonhas e Guarulhoshttps://www.poder360.com.br/brasil/anac-redistribui-slots-da-voepass-em-congonhas-e-guarulhos/CPI dos EUA sobe 0,2% em abril ante março e taxa anual fica em 2,3%https://istoedinheiro.com.br/cpi-dos-eua-sobe-02-em-abril-ante-marco-e-taxa-anual-fica-em-23/Méliuz (CASH3) obtém aprovação de acionistas para investir em bitcoin e compra mais US$ 28,4 milhões da criptomoedahttps://www.moneytimes.com.br/meliuz-cash3-obtem-aprovacao-de-acionistas-para-investir-em-bitcoin-e-compra-mais-us-284-milhoes-da-criptomoeda-kda/BREAKING: Marfrig e BRF anunciam fusão e preveem sinergias de R$ 800 mihttps://braziljournal.com/marfrig-e-brf-anunciam-fusao-e-preveem-sinergias-de-r-800-mi/Família Dubrule desiste de OPA para adquirir dona de Mobly e Tok&Stokhttps://neofeed.com.br/negocios/familia-dubrule-desiste-de-opa-para-adquirir-dona-de-mobly-e-tokstok/Havaianas e Dolce&Gabbana retomam parceria com nova coleção limitada de chineloshttps://exame.com/marketing/havaianas-e-dolcegabbana-retomam-parceria-com-nova-colecao-limitada-de-chinelos/BRAZIL JOURNAL: Actis e GIC anunciam oferta para fechar o capital da Serenahttps://istoedinheiro.com.br/actis-gic-serena-fechar-capital/Justiça inocenta XP em prejuízos envolvendo fundos da Infinityhttps://www1.folha.uol.com.br/colunas/painelsa/2025/05/justica-inocenta-xp-em-prejuizos-envolvendo-fundos-da-infinity.shtmlChapter 11 volta ao radar da Azul para equacionar estrutura de capitalhttps://pipelinevalor.globo.com/negocios/noticia/chapter-11-volta-ao-radar-da-azul-para-equacionar-estrutura-de-capital.ghtmlBrechas que permitiram fraudes no INSS começaram em disputa política no Congressohttps://podcasts.apple.com/br/podcast/brechas-que-permitiram-fraudes-no-inss-come%C3%A7aram-em/id203963267?i=1000708318852Qatar Force Onehttps://podcasts.apple.com/br/podcast/qatar-force-one/id1200361736?i=1000708436253‘Um pedido de ajuda para intervenção no TikTok é realmente inacreditável, diz Merval Pereira sobre Lulahttps://podcasts.apple.com/br/podcast/um-pedido-de-ajuda-para-interven%C3%A7%C3%A3o-no-tiktok-%C3%A9/id203963267?i=1000708618507

This episode is sponsored in part by Dalia—Talent teams are sitting on a powerful asset: candidate and lead data in their CRM. But knowing how—and when—to convert those leads into applicants and hires? That's the hard part. That's why Dalia is offering a free CRM Audit to help you unlock more value from the systems you've already invested in.…. Go to dalia.co/rectechcrm to get your free CRM audit today AND by jobcase, Jobcase is an online community where workers of all kinds – like hourly employees, tradespeople and healthcare technicians – access jobs, make connections, and support each other in any aspect of their work life.Visit jobcase.com/hire and tap into their 120 million strong  job seeker network Glider AI, the Skills Validation Platform™, today announced the launch of Agentic AI Interviews, a breakthrough solution that delivers real-time, human-like interviews in multiple languages—validating skills for any role through dynamic, two-way conversations and real-world tasks. https://hrtechfeed.com/glider-ai-launches-agentic-ai-interviews/ Yello, a leading provider of early talent acquisition software solutions, announces the launch of Hello App, a new mobile app to help employers create personalized and branded event experiences for candidates.  https://hrtechfeed.com/yello-launches-hello-app-for-campus-recruiting-events/ Cronofy, a UK-based provider of embedded interview/meeting scheduling infrastructure, has secured a £15 million investment from BGF, one of the UK and Ireland's most active growth capital investors. The funding will support Cronofy's ongoing expansion and product development as it continues to streamline complex scheduling processes for businesses globally. https://hrtechfeed.com/cronofy-lands-big-investment/ Rippling has raised $450M in new financing and signed agreements to repurchase up to $200M of equity from current and former employees. The financing includes investment from Elad Gil, Sands Capital, GIC, Growth Equity at Goldman Sachs Alternatives, Baillie Gifford, and Y Combinator, along with participation from existing investors. https://hrtechfeed.com/rippling-announces-series-g/  

Garoua est l'une des plus grandes villes du Cameroun. Située dans le septentrion, à près de 1 000 km de la capitale Yaoundé, le chômage y est un réel défi. Certains se tournent vers l'entrepreneuriat. Ce qu'essaient de promouvoir les autorités à travers la politique d'import-substitution : produire localement plutôt que d'importer. Un pari qu'a fait Madame Kaltoumi dans sa petite coopérative qui s'est lancée dans la production de yaourts. Coup de projecteur sur cette entrepreneuse de Garoua. De notre envoyée spéciale à Garoua,« On est ici dans la salle de production. Là, on est en train de fabriquer le yaourt », présente madame Kaltoumi épouse Boubakari, transformatrice du lait. Elle nous invite à rentrer dans sa petite unité de production. À la manœuvre, Raphaël. Charlotte sur la tête et gants en latex, il remue le lait dans un bac en plastique. « Je suis en train de transformer le lait en yaourt. Il va nous falloir peut-être 4 h de temps maximum pour remplir les bouteilles puis on les chargera », détaille-t-il tout en continuant à touiller.Kaltoumi est une trentenaire, d'origine peule : « Le lait, c'est dans notre culture. Déjà petite, je savais comment faire de façon familiale. Je fermentais souvent le lait. Alors, je me suis dit pourquoi ne pas en faire un business qui peut, peut-être nous rapporter », se souvient-elle. Elle débute chez elle, produit à petite échelle, puis s'associe avec d'autres femmes en Groupe d'Initiative Commune. « J'avais commencé à la maison chez moi. Et après quelques années, on s'est constitué en GIC avec d'autres femmes parce que ça marchait. On n'a fait qu'augmenter [les quantités produites]. Le sachet de 500 francs et maintenant, c'est dans des bouteilles. Et on livre partout dans Garoua jusqu'à Maroua », explique-t-elle fièrement.De sens de l'entrepreneuriat, elle n'en manque pas. « Je me suis formée sur le net sur la fabrication du yaourt. Et il y a des formations que l'État a faites auxquelles j'ai participé. Dès qu'il y a une formation, je fais en sorte d'y participer », souligne l'entrepreneuse.Des freins au développementMais très vite la demande la dépasse. Dans le cadre de la Stratégie de développement du secteur rural du Cameroun, soutenu par le programme Acefa, de l'Agence française de développement, la productrice reçoit une aide financière de 6 millions de FCFA. Elle lui permet d'investir dans des frigos et d'avoir des locaux dédiés à la production. La façade du petit bâtiment affiche fièrement « Botte Kossam » – « le bienfait du lait ».Aujourd'hui, sa petite équipe de dix personnes produit 500 litres de yaourts par jour qui sont livrés dans les restaurants, les supermarchés ou des petites boutiques. Déjà, elle pense à la prochaine étape : investir dans des machines. « On est en train de voir puisque actuellement, on ne peut pas produire plus. C'est déjà le travail de toute une journée de 7h à 19h pour produire la quantité avec l'équipe que l'on a, décrit-elle. On est en train de penser à trouver certaines machines qui peuvent faciliter et qui va nous permettre d'augmenter la quantité produite parce qu'il y a quand même la demande. Avec la production de 500 litres, on n'arrive pas à satisfaire le marché. »Un développement qui ne va cependant pas de soi. Malgré des démarches auprès de plusieurs organismes de prêts, la petite coopérative ne parvient pas pour l'instant à obtenir les financements nécessaires.À lire aussiAu Cameroun, un engrais liquide bio cartonne et attire des centaines de planteurs

Hey, guys! Are you hurting your marriage by being yourself? If you read a restaurant review, you always look to see the date. That's because the reality of the restaurant is tied to the date, it is not the same place today as it was 3 years ago.  Just the same with us people. We change--for better or for worse.  Today, I am not the person I was 3 years ago. There is no going back. The GIC (government indoctrination camp) your son attends is designed by women, staffed by women, and it is to serve women-or young girls. No wonder they want to put your son on drugs. Till the late 1960s and into the 1970s all high schools offered 'shop' classes--woodwork, metal work, auto-repair, etc. now they're gone.  Become a member of the Happy Warrior community and learn the lessons of leadership www.WeHappyWarriors.com  Why the elitist plan to force all young Americans onto the college/university track was diabolical. We are always sculpted by the things we do and the experiences we have.   Learn more about your ad choices. Visit megaphone.fm/adchoices

Are you hurting your marriage by being yourself? If you read a restaurant review, you always look to see the date. That's because the reality of the restaurant is tied to the date, it is not the same place today as it was 3 years ago. Just the same with us people. We change--for better or for worse. Today, I am not the person I was 3 years ago. There is no going back. The GIC (government indoctrination camp) your son attends is designed by women, staffed by women, and it is to serve women-or young girls. No wonder they want to put your son on drugs. Till the late 1960s and into the 1970s all high schools offered 'shop' classes--woodwork, metal work, auto-repair, etc. now they're gone.  Become a member of the Happy Warrior community and learn the lessons of leadership www.WeHappyWarriors.com. Why the elitist plan to force all young Americans onto the college/university track was diabolical. We are always sculpted by the things we do and the experiences we have. 

Trump rilancia la guerra commerciale con nuove minacce di dazi su tech e semiconduttori, dopo un'apparente tregua. La Cina risponde bloccando l'export di terre rare e magneti critici per l'industria, introducendo un sistema di licenze ora sospese, con possibili impatti gravi su settori strategici come auto, aerospazio e difesa. Il commento è di Giuliano Noci - Professore ordinario in Ingegneria Economico-Gestionale, insegna Strategia & Marketing presso il Politecnico di Milano. Dal 2011 è Prorettore del Polo territoriale cinese dell'Ateneo milanese.In tempi di dazi Aponte investe sui portiGianluigi Aponte (Msc) è il principale investitore in un'operazione da 23 miliardi per acquistare 43 porti del gruppo CK Hutchison. L'accordo, ostacolato dalla Cina e sotto scrutinio a Panama, vede coinvolti anche BlackRock e GIC. TiL, la divisione di Aponte, gestirà quasi tutti i porti tranne due a Panama. L'operazione è geopoliticamente delicata, ma resta in fase di approvazione. Ne parliamo con Alessandro Plateroti direttore di Newsmondo.it Al via l'Expo 2025: l'Italia presenta le sue eccellenze e il suo futuro al mondoAperto a Osaka l'Expo 2025, dove l'Italia si presenta con il Padiglione “L'arte rigenera la vita”, progettato da Mario Cucinella come una moderna Città ideale del Rinascimento. Esposte eccellenze italiane, arte, design, tecnologia e cultura. Presenti opere di Caravaggio e Leonardo. Inaugurate anche le torce olimpiche di Milano-Cortina 2026, alla presenza del ministro Tajani. Interviene Carlo Marroni, Il Sole 24 Ore.

In this episode, learn some of the key challenges facing accountants in their dealings with the Australian Taxation Office (ATO) and what you can expect in 2025.   Gain an overview of the challenges faced by small businesses, who account for 65 per cent of the ATO's debt, and the increasing pressures on both tax agents and taxpayers.  Dive into the ATO's renewed focus on tax debt recovery, especially the significant rise in unpaid taxes post-COVID.   Learn the importance of early engagement with the ATO to avoid enforcement actions like garnishee notices and director penalty notices (DPNs).  Key areas in this episode  Impact of COVID on ATO's $50 billion debt book.  Importance of early engagement and payment plans.  Consequences for non-payment, including garnishee notices and DPNs.  ATO's new initiatives to address GIC remission requests and improve timeliness.  The ATO's approach to vulnerable taxpayers and improving service for tax agents.  The impact of automation on the ATO.  Issues raised by CPA Australia members.  Tune in now for valuable insights on how small business and tax practitioners can avoid penalties and manage their tax obligations more effectively.  Host: Jenny Wong, Tax Lead, Policy and Advocacy, CPA Australia Guest: David Allen, Second Commissioner of Frontline Operations, ATO  For more information on the ATO, head to its website.   CPA Australia has tax resources on its website.   And you can find a CPA at our custom portal on the CPA Australia website.   Would you like to listen to more With Interest episodes? Head to CPA Australia's YouTube channel.   CPA Australia publishes four podcasts, providing commentary and thought leadership across business, finance, and accounting:   With Interest INTHEBLACK  INTHEBLACK Out Loud Excel Tips   Search for them in your podcast platform.   Email the podcast team at podcasts@cpaaustralia.com.au  

His is a story of quiet power in the strongman era. Who was the Singapore civil servant with a human touch who led Singapore's GIC for 18 years? Michelle Martin reads Lee Ek Tieng: The Green General of Lee Kuan Yew, and together with author Pearl Lee, explores how Mr. Lee, an engineer, led GIC without a finance background for 18 years. How did Mr Lee prioritize people over processes? How did this extraordinary civil servant empower his teams, transform organisational culture and help transform Singapore from squalid to clean and green? Discover the quiet power of relationships and leadership from one of Singapore’s unsung giants.See omnystudio.com/listener for privacy information.

In this episode, Loye and Fola discuss: (1) the evolving foreign policy of Kenya under President William Ruto and its implications for regional diplomacy; (2) the budget crisis in South Africa, where the ANC's proposed VAT increase has sparked controversy within the coalition government; and (3) an overview of the African venture capital landscape, including the challenges faced by startups and the need for self-reliance in funding.Time stamps00:00 Kenya's Foreign Policy12:35 South Africa's Budget Crisis24:22 Africa's VC Landscapehttps://www.instagram.com/thebrief.xyz/

Global Impact Vision Spring is upon us, and with it comes Harvest City Church's most anticipated event; our annual Global Impact Celebration! So, what is GIC, and why is it so important to our church? Pastor Joel Wells answers that question by sharing the event's origins, what it's come to mean for us over the years, and what we can look forward to over the next five weeks leading up to the big weekend!

Residents are casting their ballot across Ontario to select the next provincial government in a snap election; and, two more fraud victims have come forward to reveal they lost $900,000 and $233,000 to an online fake bank GIC scam.

Tonight's guests, Christopher S. Jacobs and Joanna Michaels, were featured on Episode 455 and on that show they shared several experiences they've had with the Forest People. Due to how much they had to share, however, I didn't have time to ask them the long list of questions I had for them, after listening to them share their experiences and opinions about the Forest People. Luckily, they've agreed to come back and answer my questions on tonight's show. We hope you'll tune in and listen to them do that.  If you'd like to find out more about the Galactic Intraversal Consortium Christopher mentioned on tonight's show, please go to...GIC.ShowIf you've had a Bigfoot sighting and would like to be a guest on the show, please go to BigfootEyewitness.com and let me know.If you'd like to help support the show, by buying your own Bigfoot Eyewitness t-shirt or sweatshirt, please visit the Bigfoot Eyewitness Show Store, by going to https://Dogman-Encounters.MyShopify.comI produce 3 other shows that are available on your favorite podcast app. If you haven't checked them out, here are links to all 3 channels on the Spreaker App...My Bigfoot Sighting https://www.spreaker.com/show/my-bigfoot-sighting Dogman Encounters https://www.spreaker.com/show/dogman-encounters-radio_2 My Paranormal Experience https://www.spreaker.com/show/my-paranormal-experience Thanks, as always, for listening!

GIC 2025 "Essentials For A Life Active In Advancing The Gospel" (1 Thessalonians 2:1-8) Sermon Notes February 2, 2025 Jesse Schreck • Practical Missions Cohort   Presented by McGregor Podcast 2025 Visit Our Website at McGregorPodcast.com

How far should you extend composite resin? When does edge bonding become a composite veneer?  How do you decide where to finish the restoration?  And most importantly, how do you avoid that dreaded yellow-brown stain line that can form on anterior resins? These are just some of the burning questions tackled in this episode with my guest, Dr. Mahmoud Ibrahim. We dive deep into the artistry and engineering of  decision-making in anterior composites. https://youtu.be/_q2O57-Y-d4 Watch PDP211 on Youtube Protrusive Dental Pearl: use a zirconia primer which contains 10-MDP (e.g. Monobond, Z-Prime Plus) on the intaglio of crowns to enhance bond strength, even with conventional cements like GIC. This low-risk, high-reward tip improves retention, especially for teeth with limited height. Incorporating a zirconia primer can significantly improve outcomes without switching to resin cement. Interested in the Unchippable 2 Day Course? Click here to register your interest! Key Takeaways: Choosing between edge bonding or veneers is not a black-and-white decision. The height of contour is key in cosmetic dentistry. Seamless transitions between composite and tooth are pivotal. Aesthetic considerations vary based on individual cases. Material choice is influenced by patient risk factors. Layering techniques enhance the natural appearance of teeth. Patient previews are essential for managing expectations. Thickness of composite affects durability and aesthetics. Understanding angles is key to successful restorations. Not all patients require the same approach to bonding. Highlights of this Episode: 02:43  Protrusive Dental Pearl 04:49 Personal Anecdotes and Health Goals 09:37 Anterior Composites: Edge Bonding vs Veneering 16:00 Importance of Finishing Composite Correctly 17:09 Understanding the Height of Contour 18:36 Importance of Layering in Dental Procedures 21:35 Choosing the Right Materials for Layering 23:56 Importance of Layering in Dental Procedures 27:14 Challenges and Solutions in Composite Layering 32:31  The Marshall Hanson Method 36:29 Mockups and Wax-Ups: Planning for Success 43:03 Treatment Considerations This episode is eligible for 0.75 CE credits via the quiz on Protrusive Guidance.  This episode meets GDC Outcome C - Maintenance and development of your knowledge and skills within your field(s) of practice. AGD Subject Code: 250 OPERATIVE (RESTORATIVE)DENTISTRY (Direct restorations) Aim: To enhance clinicians' understanding and decision-making in anterior composite restorations, focusing on when edge bonding transitions to a veneer, optimizing aesthetics and functionality, and minimizing common challenges such as staining and occlusal complications. Dentists will be able to - Understand the key factors that influence the transition between edge bonding to full veneers. Apply guidelines for minimum composite thickness and bonding angles to enhance durability and aesthetic outcomes. Identify high-risk patients and tailor material choices, layering techniques, and bonding approaches to individual needs. If you loved this episode, make sure to watch Composite Veneers vs Edge Bonding – Biomimetic Dentistry with George The Dentist – PDP075

In light of exciting positive policy developments in Australia and the impact on domestic and export sales of green electrons, hydrogen, and ammonia; the EAH team speaks with Isaac Hinton, Head of Australia for InterContinental Energy (ICE), a global pioneer in large-scale green hydrogen development. Isaac unpacks the ‘Future Made in Australia Act', other Federal and Statewide government initiatives and their impact on the green hydrogen industry. He delved into the positive ramifications for InterContinental Energy projects in Western Australia (WGEH and AREH), and overall Company leadership, partnership and activities intended to truly move the decarbonization needle. About Isaac Hinton:Isaac is the Head of Australia for InterContinental Energy, a global pioneer in large-scale green hydrogen development, now in its 11th year with mega-projects in Western Australia and Oman. Isaac oversees the Company's strategic initiatives, activities, and partnerships in Australia, supporting long-term growth and project implementation. Isaac also chairs the consortia developing the Western Green Energy Hub (WGEH) and the Australian Renewable Energy Hub (AREH).With a career spanning two decades in energy and resources, including over a decade at BHP in various senior roles across Sales, Procurement, Finance and Operations; coupled with his leadership in key Australian green energy initiatives, Isaac brings a wealth of expertise and insight to the renewable energy landscape.About InterContinental Energy:InterContinental Energy (‘ICE') is an industry leader, with three flagship projects attracting partnerships from energy giants such as Shell, bp, and KEPCO. The company's innovative approach has gained support from major institutional investors such as one of the largest sovereign wealth funds GIC of Singapore, and the largest hydrogen only fund, Hy24. Beyond project development, it has emerged as a leading technology provider through its patented Power to Hydrogen nodal innovation, P2(H₂)NodeTM. --Links:Intercontinental Energyhttps://www.intercontinentalenergy.comEPA Releasehttps://intercontinentalenergy.com/wp-content/uploads/2024/12/20241125-EPA-media-release-FINAL.-Header.pdfWestern Green Energy Hubhttps://en.wikipedia.org/wiki/Western_Green_Energy_Hub

Rani says the hospitality industry needs disruption. He describes CitizenM's efficient use of space, a community-driven environment, and integration of technology with a human touch.Welcome to Elevating Brick and Mortar. A podcast about how operations and facilities drive brand performance.On today's episode, we talk with Rani Gharbie, Managing Director of Investment & Development at CitizenM Hotels. CitizenM is a fully integrated owner-operator hotel brand, with over 30 hotels in 18 cities.Guest Bio:Rani currently oversees investment and development in the Americas at citizenM, an asset heavy owner-operator hotel group backed by GIC, APG and KRC. Before joining citizenM, he founded New York-based real estate investment firm Cedar Funds and held senior roles with major hotel groups globally such as Virgin Hotels, IHG, Hyatt and BD / Pod Hotels. Rani also teaches “Private Equity Hotel Development” at his Alma Mater, Columbia University's real estate development Master program. He has lived on three continents and speaks three languages. He's an avid traveler, runner, cyclist and swimmer. Guest Quote:We're able to build a really, really efficient product. An efficient product that delivers exceptional return per square foot. And that's why we stand behind the real estate of our brand. Timestamps:00:20 - About CitizenM01:27 - Rani's Role06:39 - Developing a brand promise10:44 - Building the ideal consumer relationship23:01 - Keeping the loop closed27:46 - What did COVID change?37:08 - Future thinking44:28 - Where to find RaniSponsor:ServiceChannel brings you peace of mind through peak facilities performance.Rest easy knowing your locations are:Offering the best possible guest experienceLiving up to brand standardsOperating with minimal downtimeServiceChannel partners with more than 500 leading brands globally to provide visibility across operations, the flexibility to grow and adapt to consumer expectations, and accelerated performance from their asset fleet and service providers.Links:Connect with Rani on LinkedInConnect with Sid Shetty on LinkedinCheck out the ServiceChannel Website

Renato e Cristiane Cardoso iniciaram o programa de hoje ressaltando aos alunos que para entender o amor inteligente é preciso se questionar, perguntar, avaliar, usar a cabeça e não o coração. Inclusive, eles mencionaram que esse é o grande erro que a maioria comete quando o assunto é o amor. Na oportunidade, o professor disse que muitos pensam que o amor tem que ser guiado pelo coração e sentimentos. Por isso, seguem os mitos que envolvem o coração. Eles explicaram amplamente sobre esse assunto. Mais forte que ela Em seguida, o casal blindado compartilhou o pedido de ajuda de uma aluna. Ela comentou que está sofrendo na alma. Se envolveu com um homem que tem tudo o que ela nunca quis e não sabe nem como pôde se envolver nessa situação. O companheiro bebe, fuma, é ex-usuário de drogas, bipolar, arrogante, gosta de farra e está envolvido sempre nos churrascos entre amigos. Quando ela o conheceu ele havia saído de um segundo relacionamento conturbado e, nessa de aconselhá-lo, acabou se envolvendo com ele. Quando ela percebeu, estava apaixonada. Ademais, a aluna confessou que tem vivido uma vida de aparências, sofrido em todas as áreas, e que o coração tem sido mais forte que ela. Sofrendo com a ausência Ainda hoje, outra aluna comentou que o casamento era pautado em brigas por parte do esposo, inclusive, ele se irritava com qualquer coisa e a humilhação que ela sofria era muito grande. Por isso, ela o mandou embora por muitos motivos. Contudo, os dois estão sofrendo pois se gostam. A aluna está sofrendo com a distância. Ademais, Renato e Cristiane também compartilharam a pergunta da Gicélia. Ela disse que esteve casada por 21 anos e os dois têm um filho com 20 anos de idade. O marido foi preso por três vezes, sempre por problemas com drogas. Atualmente, eles estão separados e ele está morando na rua por causa dos vícios. É normal? Por fim, outra aluna, de 58 anos, disse está separada há quatro anos e está em busca de um amor, mas só aparecem homens mais jovens. Ela perguntou ao casal blindado se isso é normal. Bem-vindos à Escola do Amor Responde, confrontando os mitos e a desinformação nos relacionamentos. Onde casais e solteiros aprendem o Amor Inteligente. Renato e Cristiane Cardoso, apresentadores da Escola do Amor, na Record TV, e autores de Casamento Blindado e Namoro Blindado, tiram dúvidas e respondem perguntas dos alunos. Participe pelo site EscoladoAmorResponde.com Ouça todos os podcasts no iTunes: rna.to/EdARiTunes

Throughout 2024 we've been talking with financial institutions around the world about their approach to sustainability and climate finance. Finance was also a big focus of the UN's COP29 climate conference that just wrapped up in Baku, Azerbaijan, and in this episode of the ESG Insider podcast, we talk with De Rui Wong, Senior Vice President in the Sustainability Office of GIC, Singapore's sovereign wealth fund.   "When it comes to sustainability, we believe that there is no one-size-fits-all approach," De Rui says. "Companies are often decarbonizing at different rates and along different trajectories, depending on the regulations, the availability of technology, as well as the market opportunities in the locations that they operate in."  GIC's approach includes a focus on the physical risks of climate change.   "Climate change has moved from threat to reality," De Rui says. "It is creating a new environmental norm, a new economic paradigm, that we need to understand how to navigate."   You can read a report published by GIC and S&P Global Sustainable1 on integrating climate adaptation into physical risk models here: https://www.spglobal.com/esg/insights/blog/integrating-climate-adaptation-into-physical-risk-models   Listen to our interview with Mastercard's Chief Sustainability Officer here: https://www.spglobal.com/esg/podcasts/mastercard-chief-sustainability-officer-talks-cop-climate-and-the-road-ahead   Listen to our interview with Norges Bank Investment Management, the world's largest asset owner, here: https://www.spglobal.com/esg/podcasts/why-the-world-s-largest-asset-owner-is-leaning-into-esg   This piece was published by S&P Global Sustainable1, a part of S&P Global.      Copyright ©2024 by S&P Global   DISCLAIMER   By accessing this Podcast, I acknowledge that S&P GLOBAL makes no warranty, guarantee, or representation as to the accuracy or sufficiency of the information featured in this Podcast. The information, opinions, and recommendations presented in this Podcast are for general information only and any reliance on the information provided in this Podcast is done at your own risk. This Podcast should not be considered professional advice. Unless specifically stated otherwise, S&P GLOBAL does not endorse, approve, recommend, or certify any information, product, process, service, or organization presented or mentioned in this Podcast, and information from this Podcast should not be referenced in any way to imply such approval or endorsement. The third party materials or content of any third party site referenced in this Podcast do not necessarily reflect the opinions, standards or policies of S&P GLOBAL. S&P GLOBAL assumes no responsibility or liability for the accuracy or completeness of the content contained in third party materials or on third party sites referenced in this Podcast or the compliance with applicable laws of such materials and/or links referenced herein. Moreover, S&P GLOBAL makes no warranty that this Podcast, or the server that makes it available, is free of viruses, worms, or other elements or codes that manifest contaminating or destructive properties.   S&P GLOBAL EXPRESSLY DISCLAIMS ANY AND ALL LIABILITY OR RESPONSIBILITY FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL OR OTHER DAMAGES ARISING OUT OF ANY INDIVIDUAL'S USE OF, REFERENCE TO, RELIANCE ON, OR INABILITY TO USE, THIS PODCAST OR THE INFORMATION PRESENTED IN THIS PODCAST.

On this fortnight's edition of What the Trans, Ashleigh and Flint go through:  Scotland's GIC "pauses" all surgical referrals for patients under 25. Google providing thousands of dollars of free advertising to three anti-trans groups. A cis woman being sent to a men's prison due to her "masculine features". Our regular jaunt to Loser's Corner, and: A discussion about being trans and disabled, spurred on by the appointment of Dr Simon Wessely as chair of the Children and Young People's Gender Dysphoria Research Oversight Board. References: https://whatthetrans.com/ep117/  

Monzo is now valued at $5.9 billion after the U.K.-based challenger bank announced a secondary market share sale to provide liquidity for its employees. The transaction saw existing investors such as Singapore's sovereign wealth fund (GIC) and StepStone Group procuring additional shares in the London-based fintech. Learn more about your ad choices. Visit podcastchoices.com/adchoices

The 3 ways of responding to the biological imperative of reproduction; Abdication, Animalism, Civilizational. What the creator of the twenty year-old, influential HBO television show S*x and the City said about having children. Is the Hebrew Bible a practical political and sociological manual or a theological text? Your son might be your most valuable investment. (What about your daughter? Covered in the bonus podcast for Happy Warriors) By what age is your son's character, set of values, and spiritual matrix formed? Who is really raising your son and implanting that spiritual matrix? You and your spouse? The GIC your son attends? The entertainment he consumes? Or you? Join our Happy Warrior community  https://www.wehappywarriors.com/  The ten most destructive ideas that the state, its agents, and the culture are implanting in your son's brain and how to counter them.  Learn more about your ad choices. Visit megaphone.fm/adchoices

The 3 ways of responding to the biological imperative of reproduction; Abdication, Animalism, Civilizational.  What the creator of the twenty year-old, influential HBO television show S*x and the City said about having children. Is the Hebrew Bible a practical political and sociological manual or a theological text? Your son might be your most valuable investment. (What about your daughter? Covered in the bonus podcast for Happy Warriors). By what age is your son's character, set of values, and spiritual matrix formed? Who is really raising your son and implanting that spiritual matrix? You and your spouse? The GIC your son attends? The entertainment he consumes? Or you? Join our Happy Warrior community at https://www.wehappywarriors.com/. The ten most destructive ideas that the state, its agents, and the culture are implanting in your son's brain and how to counter them.

Prakash Kannan, Chief Economist and Director of the Economics & Investment Strategy department at GIC, returns to Kopi Time to talk about evolving macro developments and implications for asset allocation. We cover it all in this discussion, from Fed outlook to EM resiliency, global liquidity to China policy, yen carry trade to gold, and how a portfolio suitable for the past decade is unlikely to bear similar fruit going forward. Lots of insights.See omnystudio.com/listener for privacy information.

On this definitely "fun" episode, Flint, Alyx and Ashleigh kick over the coals on: The LGB Alliance conference, scheduled for October 11th. An interview with Trans Kids Deserve Better. School librarians facing complaining parents. FOI data gathered about adult GIC's and their many failures. The NHS plan to undertake a Cass-style review into adult gender services.  Support Trans Kids Deserve Better! https://www.justgiving.com/crowdfunding/transkidsdeservebetter?utm_term=5ZY43pkb7 References: https://whatthetrans.com/ep112