Podcasts about Hub

Are you planning like a CEO or just staying busy? In this solo episode, Ashley digs into how to plan like a CEO, not a busy entrepreneur. She breaks down the time vs. money mindset shift, her 4-part to-do list, and the weekly habits that make consistency inevitable. Ashley wraps things up with a guided tour through the 2026 Retail Planner (formerly the Boutique Boss Planner): sales and social tracking, checklists, monthly reviews, and how to use it with your manager or team. You'll Learn The CEO mindset that frees up time and scales revenue The 4 lists that remove overwhelm and increase focus How to pair paper + Trello + Google Calendar Time-blocking/theme days that stick What's inside the 2026 Retail Planner and why the monthly review pages drive smarter decisions

In this episode of HomeKit Insider, host Andrew O'Hara navigates solo through a whirlwind of tech updates and insights. Despite a scheduling hiccup with guest Rob Alexander, Andrew dives into the latest on Matter 1.5, shares his experiences with Apple's new devices, and explores the intriguing world of smart home technology. From the challenges faced by Tile to the innovative updates from Amazon and Google, Andrew offers a comprehensive look at the current landscape. Tune in for a blend of personal anecdotes, industry news, and a glimpse into the future of smart home integration.Send us your HomeKit questions and recommendations with the hashtag homekitinsider. Tweet and follow our hosts at:@andrew_osu on Twitter@andrewohara941 on ThreadsEmail me hereSponsored by:Function Health: Learn more and join using my link. The first 1,000 users get $100 credit. Visit www.functionhealth.com/HOMEKIT or use code HOMEKIT at checkoutShopify: Sign up for a one-dollar-per-month trial period at: shopify.com/homekitHomeKit Insider YouTube ChannelSubscribe to the HomeKit Insider YouTube Channel and watch our episodes every week! Click here to subscribe.Links from the showEcobee rolls back Apple Home support for security systemTesting Telly free TVGoogle event roundupThose interested in sponsoring the show can reach out to us at: andrew@appleinsider.com

What does it really look like to set realistic expectations with weight loss medications like Zepbound and Wegovy?That's the focus of today's episode, and I'm joined by someone who knows this topic inside and out—Ana Reisdorf, a registered dietitian with over 15 years of experience. Ana is the founder of the GLP-1 Hub, where she provides resources, education, and support for people using GLP-1 medications. She also hosts a podcast dedicated to helping patients navigate the ups and downs of this journey.In our conversation, Ana shares why setting realistic expectations is so important—from understanding how dosing really works, to rethinking nutrition, and even reframing what progress looks like beyond the scale. She also points out common mistakes, like rushing to the highest dose too quickly or overly restricting food, and offers practical guidance on how to avoid them.We talk about:Why balanced nutrition is essential when taking weight loss medicationsWhy the right dose isn't always the highestManaging expectations and comparisons with weight loss medicationsRethinking “responders” and “non-responders” in weight loss medicationsProtein obsession vs. balanced nutritionThe role of fiber and balance in GLP-1 nutritionWhy GLP-1 medications aren't a shortcut—and how to use them effectivelyHow obesity and malnutrition can coexistAt the heart of this conversation is Ana's message that success with GLP-1s isn't just about losing weight—it's about improving health, nourishing the body, and creating a sustainable approach.Catch the full episode for more of Ana's insights and practical advice that can guide your own journey.Connect with Ana:Website: GLP-1 HubFacebook: GLP-1Hub Instagram: glp1hubYoutube:GLP-1 HubConnect with me:Instagram: doctorfrancavillaFacebook: Help Your Patients Lose Weight with Dr. FrancavillaWebsite: Dr. Francavilla ShowYoutube: The Doctor Francavilla ShowGLP Strong: glpstrong.com

On this week's episode: Actor and South Boston native Chris Banks stops by The Hub on Hollywood to talk about his work on "Black Rabbit," starring Jason Bateman and Jude Law, a non-spoiler review of "One Battle After Another" starring Leonardo DiCaprio, Taylor Swift and her swifties take over the box office, AI "Actress" Tilly Norwood shakes up Hollywood, and more!The Hub on Hollywood, hosted by Jamie and James, delves into the thriving film industry in New England. The podcast explores the production of various projects, including commercials, television shows, and full-length feature films.The podcast insights into New England's growing film industry, as well as entertainment news and reviews. Subscribers can access the podcast on the iHeartRadio app and follow the hosts on Instagram and TikTok for updates.

In this Q&A episode, I answer three questions from Emily. First, I share how I guide parents to respond when a child—or their sibling—asks why they're going to therapy. I offer simple, CCPT-aligned language that keeps the explanation safe, supportive, and child-appropriate. Next, I address a common situation in sessions with older children: when they want you to participate in games like “Would You Rather?” I explain how to stay true to the model while still maintaining connection and rapport. Lastly, I talk through how to handle personal questions from kids—especially pre-teens—who may be seeking relationship or connection. I offer mindset guidance and practical phrasing for staying centered and maintaining therapeutic boundaries while still honoring the child's need for connection. PlayTherapyNow.com is my HUB for everything I do! playtherapynow.com. Sign up for my email newsletter, stay ahead with the latest CCPT CEU courses, personalized coaching opportunities and other opportunities you need to thrive in your CCPT practice. If you click one link in these show notes, this is the one to click! Topical Playlists! All of the podcasts are now grouped into topical playlists on YouTube. Please go to https://www.youtube.com/@kidcounselorbrenna/playlists to view them. If you would like to ask me questions directly, check out www.ccptcollective.com, where I host two weekly Zoom calls filled with advanced CCPT case studies and session reviews, as well as member Q&A. You can take advantage of the two-week free trial to see if the CCPT Collective is right for you. Ask Me Questions: Call ‪(813) 812-5525‬, or email: brenna@thekidcounselor.com Brenna's CCPT Hub: https://www.playtherapynow.com CCPT Collective (online community exclusively for CCPTs): https://www.ccptcollective.com Podcast HQ: https://www.playtherapypodcast.com APT Approved Play Therapy CE courses: https://childcenteredtraining.com Facebook: https://facebook.com/playtherapypodcast Common References: Cochran, N., Nordling, W., & Cochran, J. (2010). Child-Centered Play Therapy (1st ed.). Wiley. VanFleet, R., Sywulak, A. E., & Sniscak, C. C. (2010). Child-centered play therapy. Guilford Press. Landreth, G.L. (2023). Play Therapy: The Art of the Relationship (4th ed.). Routledge. Landreth, G.L., & Bratton, S.C. (2019). Child-Parent Relationship Therapy (CPRT): An Evidence-Based 10-Session Filial Therapy Model (2nd ed.). Routledge. https://doi.org/10.4324/9781315537948 Benedict, Helen. Themes in Play Therapy. Used with permission to Heartland Play Therapy Institute.

Fergi & Rich are back to discuss last week's Wildcard & Triple Captaincy battle and to preview GW7 where more Wildcards could be in play!

This week on The Hub, Audrey sits down with actor and musician Derek Luh, aka Jordan Li from Amazon's GEN V. We get into everything: what it's really like filming in the wild world of The Boys, the power of representation, crazy fanfics , and so much more. Tune in now! Xoxo, Audrey

In this episode of the Art of the Session series, I focus on how we engage in role play within child-centered play therapy sessions—and more importantly, how to do it without taking over the process. Role play often trips up even seasoned therapists, especially when we assume, ad-lib, or react without clarity. I share specific examples of how to stay grounded, use whisper or wonder techniques when unclear, and how to remain neutral in your tone and response—no matter how absurd, violent, or emotional the play might get. Whether it's being assigned the role of a queen, a mom, or a turtle, it's essential that we don't bring our own scripts into the session. Instead, I explain how to wait, reflect, and let the child set the pace and parameters of the play—so we remain truly child-centered. This episode reinforces that every interaction—even pretend food, puppet bites, or birthday announcements—offers us an opportunity to respond without leading, interpreting, or disrupting the child's process. PODCAST MEETUP @ APT Conference Oct. 11th, 7pm Houston, TX time. RSVP by clicking the link below. https://www.playtherapypodcast.com/meetup PlayTherapyNow.com is my HUB for everything I do! playtherapynow.com. Sign up for my email newsletter, stay ahead with the latest CCPT CEU courses, personalized coaching opportunities and other opportunities you need to thrive in your CCPT practice. If you click one link in these show notes, this is the one to click! Topical Playlists! All of the podcasts are now grouped into topical playlists on YouTube. Please go to https://www.youtube.com/@kidcounselorbrenna/playlists to view them. If you would like to ask me questions directly, check out www.ccptcollective.com, where I host two weekly Zoom calls filled with advanced CCPT case studies and session reviews, as well as member Q&A. You can take advantage of the two-week free trial to see if the CCPT Collective is right for you. Ask Me Questions: Call ‪(813) 812-5525‬, or email: brenna@thekidcounselor.com Brenna's CCPT Hub: https://www.playtherapynow.com CCPT Collective (online community exclusively for CCPTs): https://www.ccptcollective.com Podcast HQ: https://www.playtherapypodcast.com APT Approved Play Therapy CE courses: https://childcenteredtraining.com Facebook: https://facebook.com/playtherapypodcast Common References: Cochran, N., Nordling, W., & Cochran, J. (2010). Child-Centered Play Therapy (1st ed.). Wiley. VanFleet, R., Sywulak, A. E., & Sniscak, C. C. (2010). Child-centered play therapy. Guilford Press. Landreth, G.L. (2023). Play Therapy: The Art of the Relationship (4th ed.). Routledge. Landreth, G.L., & Bratton, S.C. (2019). Child-Parent Relationship Therapy (CPRT): An Evidence-Based 10-Session Filial Therapy Model (2nd ed.). Routledge. https://doi.org/10.4324/9781315537948 Benedict, Helen. Themes in Play Therapy. Used with permission to Heartland Play Therapy Institute.

On Tuesday night, The Hub hosted its second pub night in its cross-country tour at the National on 17th in Calgary, AB. Co-founders Rudyard Griffiths and Sean Speer at a Calgary pub night event with subscribers and supporters. They discuss the early performance of the Carney government, arguing that while it has correctly diagnosed Canada's problems around housing and major projects, its instinct toward centralized technocratic solutions risks exacerbating rather than solving these issues. The conversation covers the Trump administration's tariff strategy, which they argue is primarily motivated by revenue generation rather than negotiating tactics, and the challenges this poses for Canada's trade relationship with the U.S. They then engaged in a lively Q&A with The Hub community. The Hub is Canada's fastest growing independent digital news outlet.   Subscribe to The Hub's podcast feed to get our best content when you are on the go:  https://tinyurl.com/3a7zpd7e (Apple) https://tinyurl.com/y8akmfn7 (Spotify)  Want more Hub? Get a FREE 3-month trial membership on us: https://thehub.ca/free-trial/ Follow The Hub on X: https://x.com/thehubcanada?lang=en   CREDITS: Elia Gross - Sound Editor Rudyard Griffiths and Sean Speer - Hosts   To contact us, sign up for updates, and access transcripts email support@thehub.ca.

Hub Headlines features audio versions of the best commentaries and analysis published daily in The Hub. Enjoy listening to original and provocative takes on the issues that matter while you are on the go.   0:28 - The budget warning that Canada cannot ignore, by Trevor Tombe   7:22 - Alberta Next tour mixes protest and insults with policy talk, by Falice Chin   This program is narrated by automated voices. To get full-length editions of each instalment of Hub Headlines and other great perks, subscribe to the Hub for only $1 a week: https://thehub.ca/join/hero/   Subscribe to The Hub's podcast feed to get all our best content: https://tinyurl.com/3a7zpd7e (Apple) https://tinyurl.com/y8akmfn7 (Spotify) Watch The Hub on YouTube: https://www.youtube.com/@TheHubCanada Get a FREE 3-month trial membership for our premium podcast content: https://thehub.ca/free-trial/ The Hub on X: https://x.com/thehubcanada?lang=en   CREDITS: Alisha Rao  – Producer & Sound Editor   To contact us, sign up for updates, and access transcripts, email support@thehub.ca

Have you ever noticed how the more you grow, the more criticism you seem to attract? In this episode of the Leading Lady Podcast, I dive into the connection between growth and criticism—why it happens, how it impacts us as leaders, and what we can do to navigate it with resilience and confidence. I open up about my own experiences as a business owner, from handling personal attacks and misconceptions to reframing criticism into opportunities for growth. We'll explore the emotional sting of criticism, why it often comes from unexpected places, and how to build healthy boundaries while still staying open to meaningful feedback. If you've ever felt like judgment or fear of being misunderstood has kept you from stepping fully into your potential, this conversation will remind you that you're not alone—and that growth and criticism are often two sides of the same coin. Show notes available at www.leadinglady-coaching.com/podcast   Resources Mentioned:  Join the Hub: https://leading-lady.mykajabi.com/the-leading-lady-business-hub?_gl=1*1s4a4xr*_ga*MjU0MDQzMTcyLjE3NTA3NjgxOTQ.*_ga_SNX3LH5T78*czE3NTM0NzE4NzEkbzY5JGcxJHQxNzUzNDcxODgwJGo1MSRsMCRoMA.. Have you joined the Leading Ladies Facebook Group yet?! I would love to see you in there! Head to https://www.facebook.com/groups/LeadingLadiesAAL to join! Let's connect on Facebook: https://www.facebook.com/aalcoaching Let's connect on Instagram: https://www.instagram.com/leading.lady.coach/

Courtney Davis is the Executive Vice President and Global Education Practice Leader at HUB International. Courtney was a guest on the podcast back in 2022 and has returned for a follow-up interview at the RIMS 2025 Conference in Chicago. She reflects on changes in her career, what it means to effectively educate and engage across a network, and how she is working to be an agent for change and greater diversity at every level in the insurance industry.   Key Takeaways: ● Courtney's journey from the University of Chicago to HUB International. ● The conversations and possibilities that attracted Courtney to her present role. ● HUB's growing footprint in the insurance industry. ● The biggest surprises in Courtney's shift from risk management to brokerage. ● Educating and engaging an entire network. ● Supporting greater diversity at every level in the insurance industry. ● Effective strategies for attracting new talent. ● What it takes to become a change agent.   Mentioned in This Episode: Courtney C. Davis HUB International   Tweetables:   “As much as an opportunity may be great, it's who you work with that will make you successful.”   “Sometimes you have to be the change agent yourself.”   “Don't stop until you see the change that you want.”   “Being truly intentional to support the next level of talent is what we have to commit to.”

This week, Jackie and Peter discuss Peter's recent writing, including his article in The Hub titled “Increasing Canada's Energy Ambition is an Economic and Geopolitical Imperative” as well as two other pieces, “Geoeconomics and State Capitalism” and “The Cost of Being a Market Hostage.” Peter argues that Canada must raise its level of ambition to compete in today's geoeconomic and geopolitical environment—one where markets are shaped less by free trade and more by state power, economic coercion, and the strategic use of industries to advance geopolitical objectives. In this new order, the effects of tariffs, sanctions, control of trade routes, and dominance over critical resources are felt daily on the global stage. Yet Canada is not showing up as a true contender. The country remains passive, heavily dependent on the United States for oil and gas exports, at significant cost to the economy. Peter outlines four levels of ambition that Canada could pursue. At the lowest level, the nation remains a “market hostage,” reflecting its current state in oil and gas. A modest step up would be the role of “competitor,” in which new tidewater export capacity expands Canada's reach. Moving further, Canada could become a “negotiator,” able to leverage energy exports as a bargaining chip in international relations. At the highest level, Canada could aspire to be an “aggressor,” a country that wields genuine market power in vital resources—similar to the way China has achieved influence through state control of strategic industries. Content referenced in this podcast:The Hub.ca, “Increasing Canada's energy ambition is an economic and geopolitical imperative” (September 9, 2025) Studio.Energy, “Geoeconomics and State Capitalism” and “The Cost of Being a Market Hostage” (September 8, 2025) CTV News, “Here's what the parliamentary budget officer is warning of ahead of the budget” (September 28, 2025) CBC News, “Canada's GDP rebounds in July after contracting for 3 months” (September 26, 2025) WSJ “Trump Takes Aim at Chip Makers With New Plan to Throttle Imports” (September 26, 2025) Please review our disclaimer at: https://www.arcenergyinstitute.com/disclaimer/ Check us out on social media: X (Twitter): @arcenergyinstLinkedIn: @ARC Energy Research Institute Subscribe to ARC Energy Ideas PodcastApple PodcastsAmazon MusicSpotify

Welcome to "Thriving in Midlife Redefining Aging with Wellness" the podcast where we discuss how to live an extraordinary life in every aspect. I'm your host, Kellie Lupsha, a high-performance health coach, who is delighted to be your guide to vitality.In this episode, Dr. Heidi and I dive into the quiet signals your brain sends before things go wrong and why waiting until you forget names or lose focus is already too late. We're flipping the script from reaction to prevention, because what you do today shapes how your brain functions 10, even 20 years down the line.Key Highlights:Non-negotiable habit that nourishes your brain more than any supplementA surprising reason movement does way more than keep you fitThe colorful foods that act like internal power-ups — and why your grocery cart should look like a rainbowWhy some “healthy” snacks are secretly draining your mental clarityThe nighttime ritual your brain depends on, and no, it's not just about how many hours you sleepOne game-changing concept most people have never heard of but could be the future of wellnessWhy waiting until you forget names or lose focus is already too lateUltra-processed foods sabotage brain healthHow what you eat today shapes how your brain functions 10–20 years from nowKey Takeaways:“Sleep is where your brain gets a chance to actually restore itself, clean itself… the glial cells inside your brain, we have a whole system that gets literally washed… your brain is going to work.” -Kellie Lupsha“Our brain doesn't give us pain… The way it expresses distress is by not functioning as optimally. We lose focus. We have brain fog. It will give us these subtle signs, but there's no pain.”-Dr. HeidiCome to the Women's LIFE Summit!Fall Women's LIFE Summit We're diving into real root-cause solutions for hormones, gut health, brain fog, weight, mood, energy, and more.1️⃣ JOIN US IN THE WOMEN'S LONGEVITY & WELLNESS HUB! A Functional Medicine, Wellness, and Coaching Membership designed just for women over 50. The Hub is a monthly membership and supportive community where we combine science-backed protocols, natural healing tools, and expert coaching to help you finally get real answers—and real results.

Welcome to RIMScast. Your host is Justin Smulison, Business Content Manager at RIMS, the Risk and Insurance Management Society.   In this episode, Justin interviews James Swanke, Lecturer in Risk and Insurance at the University of Wisconsin-Madison's Wisconsin School of Business. He currently serves as Director of the Risk Management and Insurance MBA program. Justin and Jim talk about his 42 years of experience in Risk Consulting with Willis Towers Watson, and his specialties there, particularly with captives. They discuss the University of Wisconsin-Madison Risk Management and Insurance MBA program, what the students learn, and the competitions they have won in the last year, and they look forward to winning this year. Also, Jim tells of disc jockeying in college, from Classic Rock to Polka.   Listen to learn about captive design, how to prepare for emerging trends, and who wrote the best music of the '70s.   Key Takeaways: [:01] About RIMS and RIMScast. [:17] About this episode of RIMScast. This is our special International Podcast Day episode because it's released on September 30th. We will be joined by Jim Swanke. He's a lecturer in the Risk Management Program of the University of Wisconsin. [:46] Jim started his career in broadcasting, and he still has the voice. We've got a lot to talk about today! [:54] RIMS-CRMP Prep Workshops! The next RIMS CRMP Prep Workshops will be held on October 29th and 30th and led by John Button. [1:06] The next RIMS-CRMP-FED Virtual Workshop will be held on November 11th and 12th and led by Joseph Mayo. Links to these courses can be found through the Certifications page of RIMS.org and through this episode's show notes. [1:23] RIMS Virtual Workshops! RIMS has launched a new course, “Intro to ERM for Senior Leaders.” It will be held again on November 4th and 5th and will be led by Elise Farnham. [1:39] On November 11th and 12th, Chris Hansen will lead “Fundamentals of Insurance”. It features everything you've always wanted to know about insurance but were afraid to ask. Fear not; ask Chris Hansen! RIMS members always enjoy deep discounts on virtual workshops! [1:58] The full schedule of virtual workshops can be found on the RIMS.org/education and RIMS.org/education/online-learning pages. A link is also in this episode's notes. [2:09] Several RIMS Webinars are being hosted this Fall. On October 9th, Global Risk Consultants returns to deliver “Natural Hazards: A Data-Driven Guide to Improving Resilience and Risk Financing Outcomes”. [2:22] On October 16th, Zurich returns to deliver “Jury Dynamics: How Juries Shape Today's Legal Landscape”. On October 30th, Swiss Re will present “Parametric Insurance: Providing Financial Certainty in Uncertain Times”. [2:39] On November 6th, HUB will present “Geopolitical Whiplash — Building Resilient Global Risk Programs in an Unstable World”. Register at RIMS.org/Webinars. [2:51] We're very excited that today is International Podcast Day! Before we celebrate, I wanted to take a moment to acknowledge and mourn the passing of Todd Cochrane. Todd was a podcast pioneer. [3:06] I've linked in this episode's show notes to a wonderful obituary from Podnews®, about his career, starting with his time in the Navy up to launching his own podcast, and writing Podcasting: The Do It Yourself Guide, from Wiley Publishing in 2005. [3:25] Over the last couple of months, I've had the pleasure of communicating with Todd over email for the Podcast Awards, and it was only last week that I saw the unfortunate news of his passing, which occurred suddenly on September 8th. [3:30] Our condolences go out to his family, friends, and the greater podcasting industry. [3:47] On with the show! This is our special International Podcast Day episode, and I am delighted to be joined by James Swanke, the Director of the Risk Management and Insurance MBA Program at the Wisconsin School of Business at the University of Wisconsin-Madison. [4:06] Jim spent four decades at WTW, specializing in financial and strategic planning issues, as well as captive insurance company design. [4:18] Jim was recently quoted in a new professional report, available on the RIMS Risk Knowledge page, and sponsored by LineSlip Solutions, titled “The Future of Captive Insurance: Governance, Technology, and Performance Optimization.” [4:32] Jim got his start at the University of Wisconsin in broadcasting. We're going to talk about his career path and how being a disc jockey led him to where he is today, educating the next generation of risk professionals. Let's get to it! [4:50] Interview! Jim Swanke, welcome to RIMScast! [5:38] When Jim was in high school, he competed in forensics, in extemporaneous speaking. He did very well. He did well at the University of Wisconsin-Madison, and it got put in the newspaper. WLDY, in Ladysmith, Wisconsin, saw it in the newspaper and contacted him. [6:03] They were looking for a radio jock to “spin vinyls,” do some DJing, and read sports and news. That job helped Jim get into the University of Wisconsin-Madison. [6:21] Jim studied actuarial science and risk management. He went into the Bachelor's program, the MBA program, and the graduate program in risk management, insurance, and corporate finance. [6:40] Jim was hired by the Wyatt Company and did lots of feasibility studies. After 42 years at Willis Towers Watson, he retired. Now he teaches at the University of Wisconsin-Madison. [6:57] Broadcasting set Jim on his path. He says that everything about what we do in the captive and risk management area is about communication. If you're not communicating, listening, helping out, and building stuff, you're not going to be a success. [7:28] When Jim was a DJ at WLDY, they played different kinds of music. On Sundays, he played polka music. On Saturdays, it was country western, and Monday through Friday, it was rock music. Rock music is what he enjoys. At the top of every hour, he did the news and weather. [8:13] Justin recalls his own career. He was just waiting for podcasting to be invented, then he was able to make it all work out. [8:31] Jim worked with captives at Willis Towers Watson. He is quoted in a new LineSlip paper, “The Future of Captive Insurance: Governance, Technology, and Performance Optimization.” Justin saw his name there and thought it would be good to have him on RIMScast. [8:53] Jim described captives as a lifeline during extreme market conditions, comparing today's hard market to the turbulence of the 1980s. Jim tells what makes captives effective under hard conditions. Captives allow organizations to control their own destiny. [9:20] When you're in a hard market, having a captive allows you to take premiums that you normally pay to a commercial insurance carrier and put them into your captive insurance company. A captive is a subsidiary of the captive owner. [9:41] Most of the Fortune 500 companies in the United States have a captive. It allows them to arbitrage whatever's going on in the insurance marketplace. When we're having a difficult market, they put more of their premiums into the captive and rely on the captive more. [9:58] When the market softens, carriers may provide insurance at premiums that are lower than the expected losses. Organizations will buy commercial insurance all the time when the premiums are less than their projected losses. [10:14] Depending on where it is in the market, a captive has a role in an organization's risk management program. [10:27] Jim says a lot of organizations have looked to captives since 2020. We were in the midst of the pandemic, with all kinds of economic hardship. The insurance industry was in despair, as well. A lot of insurance companies cut back on the limits they were willing to offer. [10:49] Insurance companies put additional exclusions onto their insurance, so organizations had to rely on their own sophisticated ways of financing their losses. If they hadn't set up a captive, they set up a captive. If they had a captive in the past, they re-engineered it to do more. [11:15] They also used their captives to access the reinsurance marketplace. Reinsurance is insurance for insurance companies. A captive can be used as a platform to access reinsurers. [11:37] Even in difficult markets, having reinsurers involved created more competition, provided more limits, and there was more flexibility in the coverage terms. [11:48] That was when the pandemic was going on, which triggered the hardening of the market and the lack of availability of insurance. Organizations with captives relied on them and did more. Organizations without captives had captive feasibility studies done and formed captives. [12:09] Jim says the CEO of a captive should be a senior person who will monitor what's going on, fairly senior in the organization. It's not a full-time position. It takes three or four hours a month, plus board meetings. [12:46] A captive is required to have a captive manager, who is an accountant. They keep the books and interface for the captive with the regulator. The President or CEO of the captive relies on the captive manager to do a lot of the daily work. [13:09] Jim says you need a senior person involved so people take the captive seriously. The senior person is going to be the driver in reducing the severity of loss through loss prevention and loss reduction. Having a senior person is so important to the success of the captive. [13:40] There are lots of considerations when you're looking to make changes to your captive. Changes could include adding emerging types of risks, like cyber risk. If you're a hospital, a lot of medical malpractice captives have been hugely successful and have grown surplus. [14:08] Healthcare institutions are passing on some of their capitated risk exposures into their captives because they've done quite well with their medical malpractice. These risks are not correlated with each other, so there is a diversification benefit. [14:22] As you look to make these changes, you need to look at increasing risk assumptions, different attachment points on reinsurance, and changing your investment policy. You have lots of levers, and if you make changes, you need to analyze what the impact will be on your captive. [14:52] Jim talks about leaning into technology. Before 9/11, we didn't have the sophisticated software we've created in the last few years. [15:06] To look at covering all the possibilities and changing your captives, from adding new coverages to reinsurance reattachment points, was a monumental amount of actuarial work to figure out how to optimize your captive. [15:19] Recently developed software looks at all the possibilities in terms of changing your captive to optimize what you're doing. 20 years ago, Jim would spend months doing the actuarial work, working with an investment bank and charging them heavy fees. [15:39] Now, with new software, what took Jim months and months to do can be done in a matter of two to three days. The productivity today, in terms of optimizing your captive, is far greater than it was 20 years ago, because of the software that has been developed. [15:55] Jim likes that the software looks at all the risks and how these risks interact with one another. Looking at risks in a captive holistically is very important because many of these risks are hardly correlated with one another. [16:15] Looking at risks holistically, you can figure out the diversification benefit of having all of these risks within your captive, which has a major impact on the amount of economic capital that your captive will need to maintain. This software has been a game-changer. [16:34] RIMS Events! On October 1st through the 3rd, the RIMS Western Regional Conference will be held in North San Jose at the Santa Clara Marriott. The agenda is live. It looks fantastic! Visit RIMSWesternRegional.com and register today! [16:55] On November 17th and 18th, join us in Seattle, Washington, for the RIMS ERM Conference 2025. The agenda is live. Check out Episode 357 for Justin's dialogue with ERM Conference Keynote Presenter Dan Chuparkoff on AI and the future of risk. [17:14] Visit the Events page of RIMS.org to register. [17:17] RISKWORLD 2026 will be in Philadelphia, Pennsylvania, from May 3rd through May 6th. RIMS members can now lock in the 2025 rate for a full conference pass to RISKWORLD 2026 when you register by September 30th! [17:32] This also lets you enjoy earlier access to the RISKWORLD hotel block. Register by September 30th, and you will also be entered to win a $500 raffle! Do not miss out on this chance to plan and score some of these extra perks! [17:46] The members-only registration link is on this episode's show notes. If you are not yet a member, this is the time to join us! Visit RIMS.org/Membership and build your network with us here at RIMS! [17:56] If you are listening to RIMScast on our broadcast day, that means today is September 30th. It is last call for registration at the Earlybird rate! [18:08] In the spirit of it being September 30th, which is International Podcast Day, let's return to our interview with Jim Swanke! [18:22] Jim is the Director of the Risk Management and Insurance MBA at the University of Wisconsin-Madison. The curriculum includes technology, AI, and automation. In his classes, Jim is using the new software he discussed earlier. [18:46] Jim taught a class the day before on the principles of risk management. He talked about how risks are interrelated with each other and how you need to analyze them holistically, figuring out how they are correlated, not in siloes. [19:13] The holistic view will give you the best answer in terms of the economic capital that will be required to put into your captive. If you're analyzing risks silo by silo for each risk, that will lead you to having more economic capital in your captive than you need. [19:35] Jim has learned, in 42 years of consulting, that the CFOs in these organizations don't want to trap cash in their captives. Teaching this software to this new generation of students, they will be able to step into the roles of captive managers that the industry will need. [20:07] We're at the tip of the iceberg with AI. We're still learning in Academia what the power of AI is going to be. Jim foresees AI being very important in handling claims and in underwriting. [20:30] AI will allow commercial insurance companies to have a better way of doing their pricing and making decisions on whether or not risks should be accepted. It will also be beneficial to captives. [20:43] Jim thinks AI will advance the technology far ahead. We're just beginning to touch on some of the advantages within the insurance industry and within captives. [21:05] Jim started teaching in 2011. When University of Wisconsin-Madison Professor Dan Anderson retired, Jim was chosen to teach a class on sustainability that was started by Professor Anderson. He has taught it since 2011. [21:41] At the time, some students did not think anything was going on with climate change. A couple of students stood up in class and said all of this was just made up. It was a fantasy. [22:03] Today, when Jim goes into class, students are there a half-hour early and stay late. They are very connected and working together to figure out how to reduce CO2 emissions to slow down the heating of the planet and the extreme weather events that are coming more often. [22:24] The class has evolved over the years, and the students are more engaged than they ever have been. [22:33] The students from the University of Wisconsin-Madison were the winners of the Spencer-RIMS Risk Management Challenge at RISKWORLD 2025 in Chicago. Jim knows all of those students and had a couple of them in his class yesterday. [23:04] The students won with the Huntington, West Virginia case study, a six-month project. Huntington is on the Ohio River, and with extreme weather events, flooding has become a big issue in that community. They competed with students around the world to solve the issue. [23:49] Each school's team came up with things that could be done and conducted an analysis on what they thought was the best way of handling it. The University of Wisconsin-Madison's team focused on resiliency with levees and dikes to hold back the flooding. [24:27] The four Wisconsin students presented their paper and won, out of 61 schools competing. The University of Wisconsin-Madison received $10K. The second-place university, DePaul, received $7.5K, and the third-place school, IIRM Hyderabad (past year winner), got $5K. [25:04] The University of Wisconsin-Madison team entered two other contests last year and won them both. The CICA Captive competition involved case studies around Kaneka captives. It required an essay and a PowerPoint deck. [25:52] The MBA students entered the A.M. Best competition for insurance solutions to a global issue. The students used a combination of parametric and indemnity triggers to provide insurance to the disadvantaged in the Caribbean and Latin America. [26:23] If there was hurricane damage, it would trigger a parametric to allow an amount of money to be paid immediately to these disadvantaged families. Then there would be the indemnity insurance that would look at the actual losses and true them up to the loss amount. [26:49] It involved the combination of parametrics and conventional indemnity insurance, which was noteworthy and probably pushed the team over the top. [27:11] The professor who was the advisor in the Spencer Challenge is Carl Barlett. Carl is an attorney by training, and he has the energy to work with bachelor's students. He's graduated hundreds of people out of his program over the last four or five years. [27:59] The University has Career Fairs where 60 or 70 companies will come to meet with students. That's a credit to Carl. Not a lot of companies will come to a university to meet with students. Because of the program he put together, lots of organizations want to hire students. [28:21] The University of Wisconsin-Madison business school is typically ranked number 1. [28:31] A Final Break! The Spencer Educational Foundation's goal to help build a talent pipeline of risk management and insurance professionals is achieved, in part, by its collaboration with risk management and insurance educators across the U.S. and Canada. [28:50] Since 1999, Spencer has awarded over $2.9 million to create more than 570 Risk Management Internships. The Internship Grants application process is now open through October 15th, 2025. [29:06] To be eligible, risk managers must be based in the U.S., Canada, or Bermuda. A link to the Internship Grants page is in this episode's show notes. You can always visit SpencerEd.org, as well. [29:19] Let's Get Back to Our Interview with Jim Swanke of the University of Wisconsin-Madison! [29:46] Jim tells his students that we don't know today what the emerging risks are going to be. What we need to do is design our risk management program and keep our eyes and ears open to what is going to happen next. [30:04] Jim cites The Black Swan, by Nassim Nicholas Taleb. It gets into what we need to do as people of risk management and societies to try to identify the emerging risks that will impact us going forward. [30:21] In risk management, we look at the past to try to project what's going to happen in the future. We were caught by the pandemic. Very little business interruption insurance was offered. If we had been forward-thinking, we would have thought about coverages for the emerging risks. [31:19] An emerging risk after 9/11 was that insurance companies put exclusions on their insurance policies, excluding terrorism. The Federal Government passed the Terrorism Risk Insurance Act (TRIA) and offered it as a backstop to insurance companies. [31:55] Anybody with a captive could access that reinsurance through the U.S. Treasury, using their captive insurance company. [32:23] Jim sees more employee benefits going into captives. The advantages you have in the P&C area are also in place for employee benefits. Organizations with large workers' compensation self-insurance programs are putting excess workers' compensation into captives. [32:57] Jim says you need to be nimble and on your toes. Emerging risks are going to come out over the next 10 to 15 or 20 years. Keep your eyes and ears open so when they emerge, you can deal with them to reduce the frequency and severity of loss and see how to finance them. [33:19] Jim highly recommends reading The Black Swan. It's a good way to begin to think about how you should think about emerging risks. [33:42] Jim says school is going really well. One thing he noticed this year is the diverse nature of his students. There are more disciplines within the risk management area that people are interested in. [33:56] In class recently, Jim had a group that was in the investment banking area, a group that was in HR, and a couple of students from China. There was a broad diversity in the class. [34:16] It enriches the conversation to have people coming from different places with different backgrounds and different educational experiences. It shows the power of having diversity in the classroom. It's exciting. [34:32] The class will write papers on Enterprise Risk Management and talk about captives, and more. They'll compete in the CICA Captive Competition again, to maintain their number one rating there! They're off to a great start! It's nice to see students so highly energized! [34:53] Jim says the future is bright with the students graduating from the Wisconsin School of Business at the University of Wisconsin-Madison. [35:22] Justin and others have liked Jim's broadcasting voice. Jim thanks Justin for commenting on it. [35:55] Jim's time as a DJ was 50 years ago. He recalls two or three instances of hot mikes, when some of the FCC's seven deadly words may have been spoken. He says nobody wants that, but it was a real learning experience. [36:29] Jim recalls when the studio tower was hit by lightning. Jim was alone in the radio station when it happened. Lightning bolts were flying around the building after the tower got hit. The station went off the air, and Jim had to figure out a way to put it back on the air. [36:58] Jim highly recommends to young people, if you get an opportunity to get involved with radio or TV, give it a shot, because it's a lot of fun! Justin ties it to podcasting and video blogging. [37:42] Jim likes all the music of 1976 and didn't have a favorite album. He likes Deep Purple and Bob Seger. He says there's no better songwriter than Bob Seger. There was a diversity of good music going out at that time. It was a wonderful time to be working in a radio station. [38:47] Justin is a father of two young people under 12 who like to listen to classic rock. “Dancing in the Moonlight,” by King Harvest, is a greatest hit in the family. They love Van Morrison. [39:56] On the subject of podcasting, Jim thinks there is an opportunity to develop content that helps the everyday American with their personal insurances, like homeowners, auto, health, life, and how they buy their insurances. [40:45] In class recently, the MBA students, the brightest and best, designing plans for New York investment banks and worldwide financial institutions, told Jim that they had questions about what to buy in auto policies and homeowners policies. [41:07] Jim states that an insurance podcast for the everyday American is something the industry needs to be doing. Justin suggests that members of the global RIMScast audience could pick up the baton and get to work! [41:27] Maybe it becomes part of the coursework for a class like Jim's. It could be part of a challenge, like the Spencer-RIMS Risk Management Challenge. [41:48] Jim says being able to talk about this with graduate students gives them some familiarity with what risk is, in terms of the instability of results. They can relate to it because they need to buy an auto policy or a homeowners policy. [42:03] While these coverages don't match up perfectly with what's going on in the commercial insurance marketplace, learning about them gives students a sense of what insurance is about, what risk management is about, and how to reduce the frequency and severity of losses. [42:22] Jim, it has been such a pleasure to speak with you and to pick your brain on risk management education, broadcasting, and music! Thank you so much for joining us here on RIMScast! [42:33] Good luck to you and your students at the University of Wisconsin-Madison, as you look to the 2026 competitions. I can only imagine they're going to do great things! [42:58] Special thanks again to Jim Swanke for joining us here on RIMScast! For more information, check out the links in this episode's show notes. [43:06] Remember to check out “The Future of Captive Insurance: Governance, Technology, and Performance Optimization”, a Professional Report sponsored by LineSlip. It is available through the Risk Knowledge Page of RIMS.org. That link is also in this episode's show notes. [43:22] The paper features a lot of Jim's fascinating perspective and insights on captives. [43:28] Plug Time! You can sponsor a RIMScast episode for this, our weekly show, or a dedicated episode. Links to sponsored episodes are in the show notes. [43:56] RIMScast has a global audience of risk and insurance professionals, legal professionals, students, business leaders, C-Suite executives, and more. Let's collaborate and help you reach them! Contact pd@rims.org for more information. [44:14] Become a RIMS member and get access to the tools, thought leadership, and network you need to succeed. Visit RIMS.org/membership or email membershipdept@RIMS.org for more information. [44:33] Risk Knowledge is the RIMS searchable content library that provides relevant information for today's risk professionals. Materials include RIMS executive reports, survey findings, contributed articles, industry research, benchmarking data, and more. [44:48] For the best reporting on the profession of risk management, read Risk Management Magazine at RMMagazine.com. It is written and published by the best minds in risk management. [45:02] Justin Smulison is the Business Content Manager at RIMS. Please remember to subscribe to RIMScast on your favorite podcasting app. You can email us at Content@RIMS.org. [45:15] Practice good risk management, stay safe, and thank you again for your continuous support!   Links: RIMS ERM Conference 2025 — Nov. 17‒18 Spencer Internship Program — Registration Open Through Oct. 15. RIMS Western Regional — Oct 1‒3 | Bay Area, California | Registration open! RISKWORLD 2026 — Members-only early registration through Sept 30! — Last Call! RIMS-Certified Risk Management Professional (RIMS-CRMP) The Strategic and Enterprise Risk Center RIMS-CRO Certificate in Advanced Enterprise Risk Management — Featuring Instructor James Lam! Next bi-weekly course begins Oct 9. RIMS Diversity Equity Inclusion Council RISK PAC | RIMS Advocacy | RIMS Legislative Summit SAVE THE DATE — March 18‒19, 2026 RIMS Risk Management magazine | Contribute RIMS Now “The Future of Captive Insurance: Governance, Technology, and Performance Optimization” — Professional Report, Sponsored by LineSlip | Featuring insight from James Swanke University of Wisconsin-Madison Wins 2025 Spencer-RIMS Risk Management Challenge Internationalpodcastday.com Obituary for Podcasting Trailblazer Todd Cochrane RIMS Webinars: RIMS.org/Webinars “Natural Hazards: A Data-Driven Guide to Improving Resilience and Risk Financing Outcomes” | Oct. 9 | Sponsored by Global Risk Consultants “Jury Dynamics: How Juries Shape Today's Legal Landscape” | Oct. 16, 2025 | Sponsored by Zurich “Parametric Insurance: Providing Financial Certainty in Uncertain Times” | Oct. 30, 2025 | Sponsored by Swiss Re “Geopolitical Whiplash — Building Resilient Global Risk Programs in an Unstable World” | Nov. 6 | Sponsored by HUB   Upcoming RIMS-CRMP Prep Virtual Workshops: RIMS-CRMP Virtual Exam Prep — Oct. 29‒30, 2025 RIMS-CRMP-FED Exam Prep Virtual Workshop — November 11‒12 Full RIMS-CRMP Prep Course Schedule Risk Appetite Management | Oct 22‒23 | Instructor: Ken Baker Intro to ERM for Senior Leaders | Nov. 4‒5 | Instructor: Elise Farnham Fundamentals of Insurance | Nov. 11‒12 | Instructor: Chris Hansen Leveraging Data and Analytics for Continuous Risk Management (Part I) | Dec 4. See the full calendar of RIMS Virtual Workshops RIMS-CRMP Prep Workshops   Related RIMScast Episodes about Education, Risk Talent, and Captives: “Risk Management Momentum with Lockton U.S. President Tim Ryan” “RIMS 2025 Risk Manager of the Year, Jennifer Pack”   Sponsored RIMScast Episodes: “The New Reality of Risk Engineering: From Code Compliance to Resilience” | Sponsored by AXA XL (New!) “Change Management: AI's Role in Loss Control and Property Insurance” | Sponsored by Global Risk Consultants, a TÜV SÜD Company “Demystifying Multinational Fronting Insurance Programs” | Sponsored by Zurich “Understanding Third-Party Litigation Funding” | Sponsored by Zurich “What Risk Managers Can Learn From School Shootings” | Sponsored by Merrill Herzog “Simplifying the Challenges of OSHA Recordkeeping” | Sponsored by Medcor “Risk Management in a Changing World: A Deep Dive into AXA's 2024 Future Risks Report” | Sponsored by AXA XL “How Insurance Builds Resilience Against An Active Assailant Attack” | Sponsored by Merrill Herzog “Third-Party and Cyber Risk Management Tips” | Sponsored by Alliant “RMIS Innovation with Archer” | Sponsored by Archer “Navigating Commercial Property Risks with Captives” | Sponsored by Zurich “Breaking Down Silos: AXA XL's New Approach to Casualty Insurance” | Sponsored by AXA XL “Weathering Today's Property Claims Management Challenges” | Sponsored by AXA XL “Storm Prep 2024: The Growing Impact of Convective Storms and Hail” | Sponsored by Global Risk Consultants, a TÜV SÜD Company “Partnering Against Cyberrisk” | Sponsored by AXA XL “Harnessing the Power of Data and Analytics for Effective Risk Management” | Sponsored by Marsh “Accident Prevention — The Winning Formula For Construction and Insurance” | Sponsored by Otoos “Platinum Protection: Underwriting and Risk Engineering's Role in Protecting Commercial Properties” | Sponsored by AXA XL “Elevating RMIS — The Archer Way” | Sponsored by Archer   RIMS Publications, Content, and Links: RIMS Membership — Whether you are a new member or need to transition, be a part of the global risk management community! RIMS Virtual Workshops On-Demand Webinars RIMS-Certified Risk Management Professional (RIMS-CRMP) RISK PAC | RIMS Advocacy RIMS Strategic & Enterprise Risk Center RIMS-CRMP Stories — Featuring RIMS President Kristen Peed!   RIMS Events, Education, and Services: RIMS Risk Maturity Model®   Sponsor RIMScast: Contact sales@rims.org or pd@rims.org for more information.   Want to Learn More? Keep up with the podcast on RIMS.org, and listen on Spotify and Apple Podcasts.   Have a question or suggestion? Email: Content@rims.org.   Join the Conversation! Follow @RIMSorg on Facebook, Twitter, and LinkedIn.   About our guest: James Swanke, Lecturer: Risk and Insurance at the University of Wisconsin-Madison's Wisconsin School of Business, Director of the Risk Management and Insurance MBA program Production and engineering provided by Podfly.  

At just 15 years old, Zunaira Qayyum has already emerged as a climate champion and a UN Children's Fund (UNICEF) Youth Advocate for Climate Action and Girls' Empowerment in Pakistan.In 2022, she began researching how floods and heatwaves in her hometown of Hub, Balochistan, were forcing girls out of school. Her work earned her recognition as one of the winners of UNICEF's Policy Research Challenge the following year.Today, children across Pakistan face mounting threats from floods, heatwaves, and other extreme weather events, which are making access to education increasingly difficult.UN News's Hareem Ahmed spoke with Zunaira about her advocacy for gender and climate justice, as well as her views on the importance of youth inclusion in climate action.

Today, Canada marks the National Day for Truth and Reconciliation—a day to look back at the legacy of residential schools, the 150,000 Indigenous children who attended, and the abuse they suffered under the state-run project. It's also a day to take stock of what Canadians make of that history and what they believe should or shouldn't be done in the present to respond. Harrison Lowman speaks to Aaron Pete, Chief of Chawathil First Nation in B.C. and host of the Nuanced Podcast about why he thinks the right and left risk making reconciliation performative and brittle if the country doesn't double down on both accuracy and civility. Subscribe to The Hub's podcast feed to get our best content when you are on the go: https://tinyurl.com/3a7zpd7e (Apple)  https://tinyurl.com/y8akmfn7 (Spotify)   Want more Hub? Get a FREE 3-month trial membership on us: https://thehub.ca/free-trial/ Follow The Hub on X: https://x.com/thehubcanada?lang=en   CREDITS: Amal Attar-Guzman - Producer and Editor Harrison Lowman - Host   To contact us, sign up for updates, and access transcripts email support@thehub.ca

Hub Headlines features audio versions of the best commentaries and analysis published daily in The Hub. Enjoy listening to original and provocative takes on the issues that matter while you are on the go.   0:17 - Reconciliation requires looking back to move forward, by Karen Restoule    6:49 - Need to Know: Why is Canada's world-class rugby team having to crowdfund to compete?, including commentaries by Howard Anglin and Amal Attar-Guzman    This program is narrated by automated voices. To get full-length editions of each instalment of Hub Headlines and other great perks, subscribe to the Hub for only $1 a week: https://thehub.ca/join/hero/   Subscribe to The Hub's podcast feed to get all our best content: https://tinyurl.com/3a7zpd7e (Apple) https://tinyurl.com/y8akmfn7 (Spotify) Watch The Hub on YouTube: https://www.youtube.com/@TheHubCanada Get a FREE 3-month trial membership for our premium podcast content: https://thehub.ca/free-trial/ The Hub on X: https://x.com/thehubcanada?lang=en   CREDITS: Alisha Rao  – Producer Amal Attar-Guzman - Sound Editor To contact us, sign up for updates, and access transcripts, email support@thehub.ca

On Monday night, The Hub kicked off its cross-country pub tour at Steamworks Brew Pub in Vancouver, B.C. Co-founders Rudyard Griffiths and Sean Speer discussed the challenges facing Prime Minister Mark Carney's minority government—including a looming $100 billion deficit, upcoming CUSMA renegotiations with the Trump administration, and the prospect of an early election—before engaging in a lively Q&A with The Hub community.   The Hub is Canada's fastest growing independent digital news outlet.   Subscribe to The Hub's podcast feed to get our best content when you are on the go:  https://tinyurl.com/3a7zpd7e (Apple) https://tinyurl.com/y8akmfn7 (Spotify)  Want more Hub? Get a FREE 3-month trial membership on us: https://thehub.ca/free-trial/ Follow The Hub on X: https://x.com/thehubcanada?lang=en   CREDITS: Elia Gross - Sound Editor Rudyard Griffiths and Sean Speer - Hosts   To contact us, sign up for updates, and access transcripts email support@thehub.ca.  

Harley Finkelstein, president of Shopify, discusses the company's remarkable growth story, what it reveals about the strengths and shortcomings of Canada's entrepreneurial ecosystem, and how Canada's unique advantages — including world-class talent, a collaborative culture, and lower barriers to entry — ultimately position it to become a global entrepreneurship powerhouse.   This episode was made possible by Shopify and the generosity of viewers like you.    Subscribe to The Hub's podcast feed to get our best content when you are on the go: https://tinyurl.com/3a7zpd7e (Apple)  https://tinyurl.com/y8akmfn7 (Spotify)   Want more Hub? Get a FREE 3-month trial membership on us: https://thehub.ca/free-trial/ Follow The Hub on X: https://x.com/thehubcanada?lang=en   CREDITS: Elia Gross - Producer and Editor Sean Speer - Host   To contact us, sign up for updates, and access transcripts email support@thehub.ca

In this episode of HomeKit Insider, hosts Andrew O'Hara and Dan Turk dive into the latest in smart home technology, discussing the integration of AI in everyday devices and the evolving landscape of home automation. They explore the impact of new AI capabilities and the implications for smart home security and privacy. The conversation also touches on the latest updates from major tech events, including Amazon and Google's upcoming launches, and what these mean for Apple's future in the smart home space. Tune in for insights on the future of smart home technology and how it might shape our daily lives.Send us your HomeKit questions and recommendations with the hashtag homekitinsider. Tweet and follow our hosts at:@andrew_osu on Twitter@andrewohara941 on ThreadsEmail me hereSponsored by:Zapier: Get started for free by visiting zapier.com/homekitFunction Health: Learn more and join using my link. The first 1,000 users get $100 credit. Visit www.functionhealth.com/HOMEKIT or use code HOMEKIT at checkoutShopify: Sign up for a one-dollar-per-month trial period at: shopify.com/homekitHomeKit Insider YouTube ChannelSubscribe to the HomeKit Insider YouTube Channel and watch our episodes every week! Click here to subscribe.Links from the showKohler Anthem+ & Control4Aqara 6.0 update on App StoreUltraloq Bolt NFC Those interested in sponsoring the show can reach out to us at: andrew@appleinsider.com

Welcome to Episode 373. On this episode Junky taks about: • HDS- or Heavy Dual Sports. A motorcycle identity crisis that NoCo Moto Podcast helped to remedy regarding "ADV" bikes. • Word of the Week • Highs and Lows • Spotted in the wild - Some bikes that are for sale but that you never see in the wild. • What's looking creative: Hub-center steering and drive. Finally, we throw it back to 2021 with Beulah Mae - half of the Girl On A Moto Podcast. The excerpt is from Episide 247 if you'd like to go back and listen to the whole shebang. Call to action: - Submit a Solstice Slam entry. This year's theme : cosplay - dress your bike up in a movie theme or dress up with your bike for the ultimate combo. Send your entry to: slam@creative-riding.com - leave reviews, interact, become a Patreon supporter, etc. Show contact info Creative Riding is available on Apple Podcasts, Sound Cloud, Google Play, Tune In, Spotify, etc. Leave the show a rating and review on your favorite podcast app. Check out our blog: creative-riding.com Contact the show: Discord: https://discord.gg/3kzhhChcUj Email: creativeridingpodcast@gmail.com FB/IG: @creativeridingpodcast Reddit: @Creative_Riding Support the show: patreon.com/creativeriding zazzle.com/store/creative_riding

Scam Squad - Warrant Scams by Hub for Podcasting

Canada–U.S. trade talks could drag on to 2027, according to U.S. Ambassador Pete Hoekstra and Alberta Premier Danielle Smith. Yet both insist the future is still bright—especially when it comes to energy alignment between Alberta and Washington. From pipelines and nuclear power to critical minerals and even American booze, they outline what's really slowing down CUSMA talks, and why Alberta sees an opening to shape North America's economic future.   This podcast is generously supported by Don Archibald. The Hub thanks him for his ongoing support.   The Hub is Canada's fastest-growing independent digital news outlet. Subscribe to our YouTube channel to get our latest videos: https://www.youtube.com/@TheHubCanada Subscribe to The Hub's podcast feed to get our best content when you are on the go: https://tinyurl.com/3a7zpd7e (Apple)  https://tinyurl.com/y8akmfn7 (Spotify)   Want more Hub? Get a FREE 3-month trial membership on us: https://thehub.ca/free-trial/ Follow The Hub on X: https://x.com/thehubcanada?lang=en   CREDITS: Falice Chin - Producer and Editor  Elia Gross & Rudyard Griffiths - Sound and Video Support Ryan Hastman - Host   To contact us, sign up for updates, and access transcripts email support@thehub.ca  

Hub Headlines features audio versions of the best commentaries and analysis published daily in The Hub. Enjoy listening to original and provocative takes on the issues that matter while you are on the go.   0:27 - Mark Carney's theory of the case, by Theo Argitis   6:47 - High-earning Canadian families pay over 50 percent of all taxes in Ontario, Alberta, B.C., and Quebec: Report, by Graeme Gordon   This program is narrated by automated voices. To get full-length editions of each instalment of Hub Headlines and other great perks, subscribe to the Hub for only $1 a week: https://thehub.ca/join/hero/   Subscribe to The Hub's podcast feed to get all our best content: https://tinyurl.com/3a7zpd7e (Apple) https://tinyurl.com/y8akmfn7 (Spotify) Watch The Hub on YouTube: https://www.youtube.com/@TheHubCanada Get a FREE 3-month trial membership for our premium podcast content: https://thehub.ca/free-trial/ The Hub on X: https://x.com/thehubcanada?lang=en   CREDITS: Alisha Rao  – Producer & Sound Editor   To contact us, sign up for updates, and access transcripts, email support@thehub.ca

As we continue our series on the Ten Commandments this week, Pete shares on what it looks like for us to obey the second commandment in 2025, challenging us on how dangerous it can be to place other things above the authority of God in our lives, or to make idols of the good things he has given us.Join us again next week as we continue this series at our 9:30 and 11:30am services at UWL, or at our 6:30pm service at The Hub.Find out more at redeemerlondon.org

Hub Headlines features audio versions of the best commentaries and analysis published daily in The Hub. Enjoy listening to original and provocative takes on the issues that matter while you are on the go.   0:29 - The Weekly Wrap: We don't just need a smaller budget deficit—we need a smaller government, by Sean Speer   This program is narrated by automated voices. To get full-length editions of each instalment of Hub Headlines and other great perks, subscribe to the Hub for only $1 a week: https://thehub.ca/join/hero/   Subscribe to The Hub's podcast feed to get all our best content: https://tinyurl.com/3a7zpd7e (Apple) https://tinyurl.com/y8akmfn7 (Spotify) Watch The Hub on YouTube: https://www.youtube.com/@TheHubCanada Get a FREE 3-month trial membership for our premium podcast content: https://thehub.ca/free-trial/ The Hub on X: https://x.com/thehubcanada?lang=en   CREDITS: Alisha Rao  – Producer & Sound Editor   To contact us, sign up for updates, and access transcripts, email support@thehub.ca

On a lively day in Old Town Winchester, the air buzzes with the energy of local businesses and the hum of community life. Tucked into Old Town Walking Mall in downtown Winchester, Worlds Away Escape offers a unique kind of adventure—one that challenges the mind, fosters teamwork, and brings a sense of playful mystery to the heart of downtown. In a recent episode of "The Valley Today," host Janet Michael sat down with Worlds Away Escape owner Ariel Pugh, and Brady Cloven, executive director at Friends of Old Town, to explore the story behind this local gem and its impact on the community. A Passion for Puzzles Becomes a Business Ariel's journey to escape room ownership began with a childhood steeped in games and puzzles, thanks to her parents' love for both video and board games. “I grew up playing video games with my dad, sometimes board games but more video games with him, and always board games and maybe some video games with my mom,” Ariel recalls. Her passion for problem-solving led her to try every escape room she could find, eventually helping to test new rooms at the Winchester location. When the previous owners decided to sell, Ariel—on leave from her corporate job—took the leap, supported by her then-fiancé (now husband), and became the new owner. The Art and Science of Escape Rooms For the uninitiated, Ariel describes escape rooms as immersive experiences that require participants to “think differently, have some fun, and distract themselves from life and work.” Each room is themed, offering a variety of puzzles—riddles, observation challenges, decoding tasks—set within a compelling narrative. Worlds Away Escape boasts six different themed rooms, each designed to intrigue and challenge groups of friends, families, or coworkers. Team-building is a major draw, with companies frequently booking sessions to foster collaboration and communication. “It's a very interesting observational experience,” Ariel notes, describing how group dynamics play out in the rooms. Whether it's a family with established roles or coworkers discovering new sides of each other, the escape room becomes a microcosm of teamwork and leadership. Behind the Scenes: Creativity, Community, and Logistics Running an escape room is as much about creativity as it is about logistics. Ariel shares that she aims to change out one room per year, a process that involves not just designing new puzzles but also redecorating to create a fully immersive environment. The escape room community, she says, is highly collaborative, with owners sharing ideas and supporting each other through online forums and direct consultation. Reservations are essential—walk-ins are rare due to the need for staff preparation and room resets between groups. Pricing is tiered, with larger groups enjoying a lower per-person rate, making it accessible for everything from kids' birthday parties to corporate outings. After each session, staff meticulously reset the rooms to ensure every group gets a fresh experience. A Hub for Downtown Winchester Worlds Away Escape is more than just a business; it's a vibrant part of Old Town Winchester's evolving landscape. Brady highlights the importance of having interactive attractions downtown, especially during off-seasons or inclement weather. “It doesn't all have to just be pretty buildings or antique shops,” he says. “It's fun to have something very interactive on the mall.” The conversation also touches on the broader revitalization efforts in Old Town, from public art projects to seasonal festivals and community events. Worlds Away Escape fits seamlessly into this tapestry, offering both locals and visitors a reason to explore, connect, and return. Looking Ahead As the episode wraps up, Ariel and Brady share upcoming events and encourage listeners to stay engaged with downtown happenings. With a new room in the works and a calendar full of local festivities, Worlds Away Escape continues to unlock new adventures for Winchester's community. For those seeking a memorable experience—whether you're a puzzle enthusiast, a team leader, or just looking for something different—Worlds Away Escape is ready to challenge and delight. As Ariel puts it, it's a labor of love, and one that's helping to make Old Town Winchester a destination for discovery. Learn more or book your adventure at worldsawayescape.com, and follow along on Facebook and Instagram for the latest updates.

Wednesday, Aug. 27, 4 to 6 p.m. MBN was on the road to Child and Family Charities Nonprofit Hub - 405 W. Greenlawn Ave., Lansing, MI 48910. The gathering was for Child and Family Charities unveiling the new nonprofit hub on its Greenlawn Avenue campus. The community-building event includes tours of the Hub building at 405 W. Greenlawn Ave., opportunities for area residents to connect with resource providers, family-friendly recreation activities, giveaways and refreshment Highlighting the session was Child and Family Charities presentation were remarks by Julie Thomasma, Chief Executive Officer and other Advocates, supporters and volunteers for the Greater Lansing community, Such as Dart Foundation. This grand opening of the Child and Family Charities Nonprofit Hub is a transformative moment for the Lansing community. This innovative space unites numerous mission-driven organizations under one roof, fostering collaboration, reducing overhead costs and expanding their collective reach -*by an estimated 30% annually — with some organizations anticipating growth of up to 77%. Learn firsthand how this multimillion dollar investment streamlines access to vital services for the region's most vulnerable residents, tackling urgent issues like poverty, homelessness and mental health. # # # For over 100 years, Child and Family Charities has been protecting and strengthening families in need. Founded on the principle of securing for every child the same love and opportunity that we would have our children receive should they be left orphaned or friendless. The primary mission of Child and Family Charities is to strengthen and support children, families and individuals as they grow and adapt in a changing community.

Wednesday, Aug. 27, 4 to 6 p.m. MBN was on the road to Child and Family Charities Nonprofit Hub - 405 W. Greenlawn Ave., Lansing, MI 48910. The gathering was for Child and Family Charities unveiling the new nonprofit hub on its Greenlawn Avenue campus. The community-building event includes tours of the Hub building at 405 W. Greenlawn Ave., opportunities for area residents to connect with resource providers, family-friendly recreation activities, giveaways and refreshment Highlighting the session was Child and Family Charities presentation were remarks by Julie Thomasma, Chief Executive Officer Demphna Krikorian, Senior Director of Development and other Advocates, volunteers for the Greater Lansing community This grand opening of the Child and Family Charities Nonprofit Hub is a transformative moment for the Lansing community. This innovative space unites numerous mission-driven organizations under one roof, fostering collaboration, reducing overhead costs and expanding their collective reach by an estimated 30% annually — with some organizations anticipating growth of up to 77%. Learn firsthand how this multimillion dollar investment streamlines access to vital services for the region's most vulnerable residents, tackling urgent issues like poverty, homelessness and mental health. # # # For over 100 years, Child and Family Charities has been protecting and strengthening families in need. Founded on the principle of securing for every child the same love and opportunity that we would have our children receive should they be left orphaned or friendless. The primary mission of Child and Family Charities is to strengthen and support children, families and individuals as they grow and adapt in a changing community.

Leading author, journalist, and thinker David Frum and The Hub's editor-at-large Sean Speer discuss this week's major developments from the UN General Assembly meetings, including Prime Minister Mark Carney's recognition of a Palestinian state and Donald Trump's unexpected support for Ukraine. In the second half of the show, they discuss how the Federal Reserve and the Bank of Canada are trying to deal with the economic fallout from Trump's tariffs and the inflationary risks of interest rate reductions.  The Hub is Canada's fastest growing independent digital news outlet.   Subscribe to The Hub's podcast feed to get our best content when you are on the go: https://tinyurl.com/3a7zpd7e (Apple) https://tinyurl.com/y8akmfn7 (Spotify)    Want more Hub? Get a FREE 3-month trial membership on us: https://thehub.ca/free-trial/ Follow The Hub on X: https://x.com/thehubcanada?lang=en   CREDITS: Amal Attar-Guzman - Producer and Video Editor  David Matta and Alex Gluch - Sound Editors  Sean Speer - Host   To contact us, sign up for updates, and access transcripts email support@thehub.ca

Rudyard Griffiths and Sean Speer discuss key developments from the UN General Assembly, focusing on Trump's confrontational rhetoric toward Europe and the implications of his administration's hostility to European governance models. They also examine Carney's international engagement during the UN General Assembly, questioning whether his focus on global forums and European relationships risks alienating the Trump administration while neglecting pressing domestic issues like housing and affordability. In the back half of the show, they address the challenging media landscape facing independent outlets, reflecting the Western Standard's difficult decision to accept government subsidies after years of opposition. They discuss how this highlights the broader debate over media independence and the distorting effects of state subsidies on both journalism and the economy.  To get full-length editions of each instalment of the Hub Roundtable and other great perks, subscribe to the Hub for only $1 a week: https://thehub.ca/join/hero/ The Hub is Canada's fastest growing independent digital news outlet.   Subscribe to our YouTube channel to get our latest videos: https://www.youtube.com/@TheHubCanada Subscribe to The Hub's podcast feed to get our best content when you are on the go:  https://tinyurl.com/3a7zpd7e (Apple) https://tinyurl.com/y8akmfn7 (Spotify) Want more Hub? Get a FREE 3-month trial membership on us: https://thehub.ca/free-trial/ Follow The Hub on X: https://x.com/thehubcanada?lang=en   CREDITS: Amal Attar-Guzman - Producer & Editor Rudyard Griffiths and Sean Speer - Hosts   To contact us, sign up for updates, and access transcripts email support@thehub.ca

Hub Headlines features audio versions of the best commentaries and analysis published daily in The Hub. Enjoy listening to original and provocative takes on the issues that matter while you are on the go.   0:30 - Canada's retreat on Israel is another black mark on our reputation, by Ariella Kimmel   7:10 - It's tough to be young and looking for work right now—especially in Alberta, by Alicia Planincic   This program is narrated by automated voices. To get full-length editions of each instalment of Hub Headlines and other great perks, subscribe to the Hub for only $1 a week: https://thehub.ca/join/hero/   Subscribe to The Hub's podcast feed to get all our best content: https://tinyurl.com/3a7zpd7e (Apple) https://tinyurl.com/y8akmfn7 (Spotify) Watch The Hub on YouTube: https://www.youtube.com/@TheHubCanada Get a FREE 3-month trial membership for our premium podcast content: https://thehub.ca/free-trial/ The Hub on X: https://x.com/thehubcanada?lang=en   CREDITS: Alisha Rao  – Producer & Sound Editor   To contact us, sign up for updates, and access transcripts, email support@thehub.ca

This week, in response to government moves to cut back on services to save money, 55,000 Canada Post workers headed back to the picket lines. With the minister of procurement admitting the Crown Corporation is now facing an “existential crisis,” and the loss of some $5 billion since 2018, Harrison Lowman speaks to Vincent Geloso, assistant professor of economics at George Mason University and a senior economist at the Montreal Economic Institute, about the possibilities of privatization.   The Hub is Canada's fastest growing independent digital news outlet.   Subscribe to The Hub's podcast feed to get our best content when you are on the go:  https://tinyurl.com/3a7zpd7e (Apple) https://tinyurl.com/y8akmfn7 (Spotify)  Want more Hub? Get a FREE 3-month trial membership on us: https://thehub.ca/free-trial/ Follow The Hub on X: https://x.com/thehubcanada?lang=en   CREDITS: Amal Attar-Guzman - Producer  Elia Gross - Sound Editor Harrison Lowman - Host   To contact us, sign up for updates, and access transcripts email support@thehub.ca.

Hilary Knight speaks with Rachel Parent, Directrice Générale HUB Montréal about building a global creative network at the intersection of culture, tech, and business – and why keeping things human is more important than ever.External references: HUB Montréal – Annual international fair and gathering for digital creativityMoment Factory – Montreal-based multimedia studio producing immersive experiences globallyLa Piscine – Montreal-based cultural and creative industries business acceleratorTeamLab – Tokyo-based art collective producing immersive art and running permanent museums in Japan and internationallyScience Museum Group – Referenced for museum innovation and variation in tech adoptionCleveland Museum of Art – Referenced for integrating tech such as AI and digital experiences into museum practiceCodaworx – A platform connecting artists and commissioners of public art, referenced as an international partnerABBA Voyage – The hologram-based immersive concert experience mentioned in the discussionThe Golden Key – Immersive AI-powered installation referenced by Rachel, co-presented at Milan Design Week and HUB MontréalAbout our guest:Rachel Parent, is Directrice Génréale of HUB Montréal, an international market event for digital creativity. She leads strategy and development for HUB's global network of cultural, technological, and creative sector participants. Previously active in the music and screen industries, Rachel brings a cross-sectoral perspective to how innovation happens in cultural ecosystems. +

CHIPS ARE ACTIVE!Rich is joined by @FPLJianBatra and BigManBakar to preview Gameweek 6. We'll be breaking down the big chip decisions — Wildcard, Triple Captain, and Free Hit — and which one could give your squad the biggest edge.━━━━━━━━━━━━

In this episode, I respond to a powerful and relatable question from Liba in Pennsylvania about working with a highly anxious, intensely resistant 8-year-old diagnosed with ADHD. Liba shares details about his anger, avoidance, control-seeking behavior, and outright rejection of the play therapy process. I walk through what's really happening beneath these behaviors and offer reassurance that this is exactly the kind of child CCPT is meant to serve. I unpack the clinical significance of his resistance, discuss why control is so central to his anxiety, and affirm that our role as CCPT therapists is to remain present, reflective, and adherent—even when the child is actively pushing us away. I also touch on the importance of not conceding to avoidance strategies, why CCPT is still the best fit, and how trusting the process—especially with a child like this—is critical for deep, meaningful change. PODCAST MEETUP @ APT Conference Oct. 11th, 7pm Houston, TX time. RSVP by clicking the link below. https://www.playtherapypodcast.com/meetup PlayTherapyNow.com is my HUB for everything I do! playtherapynow.com. Sign up for my email newsletter, stay ahead with the latest CCPT CEU courses, personalized coaching opportunities and other opportunities you need to thrive in your CCPT practice. If you click one link in these show notes, this is the one to click! Topical Playlists! All of the podcasts are now grouped into topical playlists on YouTube. Please go to https://www.youtube.com/@kidcounselorbrenna/playlists to view them. If you would like to ask me questions directly, check out www.ccptcollective.com, where I host two weekly Zoom calls filled with advanced CCPT case studies and session reviews, as well as member Q&A. You can take advantage of the two-week free trial to see if the CCPT Collective is right for you. Ask Me Questions: Call ‪(813) 812-5525‬, or email: brenna@thekidcounselor.com Brenna's CCPT Hub: https://www.playtherapynow.com CCPT Collective (online community exclusively for CCPTs): https://www.ccptcollective.com Podcast HQ: https://www.playtherapypodcast.com APT Approved Play Therapy CE courses: https://childcenteredtraining.com Facebook: https://facebook.com/playtherapypodcast Common References: Cochran, N., Nordling, W., & Cochran, J. (2010). Child-Centered Play Therapy (1st ed.). Wiley. VanFleet, R., Sywulak, A. E., & Sniscak, C. C. (2010). Child-centered play therapy. Guilford Press. Landreth, G.L. (2023). Play Therapy: The Art of the Relationship (4th ed.). Routledge. Landreth, G.L., & Bratton, S.C. (2019). Child-Parent Relationship Therapy (CPRT): An Evidence-Based 10-Session Filial Therapy Model (2nd ed.). Routledge. https://doi.org/10.4324/9781315537948 Benedict, Helen. Themes in Play Therapy. Used with permission to Heartland Play Therapy Institute.

This is the second episode in the series "AI Hubs Across America". This conversation is hosted by Dario Minaya, with insights from Dr. Guido Minaya, CEO, Chief Learning Officer with Minaya Learning Global Solutions. This episode focuses on a New Jersey's AI Hub. Stay tuned to learn more.

Intro and summary “How many chickens spared from cages is worth not being with my parents as they get older?!” - Me, exasperated (September 18, 2021) This post is about something I haven't seen discussed on the EA forum but I often talk about with my friends in their mid 30s. It's about something I wish I'd understood better ten years ago: if you are ~25 and debating whether to move to an EA Hub, you are probably underestimating how much the calculus will change when you're ~35, largely related to having kids and aging parents. Since this is underappreciated, moving to an EA Hub, and building a life there, can lead to tougher decisions later that can sneak up on you. If you're living in an EA hub, or thinking about moving, this post explores reasons you might want to head home as you get older, different ways [...] ---Outline:(00:11) Intro and summary(01:49) Why move to an EA Hub in the first place?(02:57) How things change as you get older(05:33) Why YOU might be more likely to feel the pull to head home(06:49) How did I decide? How should you decide?(08:38) Consolation prize - moving to a Hub isn't all or nothing(09:38) Conclusion--- First published: September 23rd, 2025 Source: https://forum.effectivealtruism.org/posts/ZEWE6K74dmzv7kXHP/moving-to-a-hub-getting-older-and-heading-home --- Narrated by TYPE III AUDIO.

Hub Headlines features audio versions of the best commentaries and analysis published daily in The Hub. Enjoy listening to original and provocative takes on the issues that matter while you are on the go.   0:33 - Need to Know: Canadians concerned about the Jimmy Kimmel story should take a look in the mirror, including commentaries by Sean Speer and Bacchus Barua   7:08 -  Three ways the Conservative Party of Canada can win again, by Dan Robertson   This program is narrated by automated voices. To get full-length editions of each instalment of Hub Headlines and other great perks, subscribe to the Hub for only $1 a week: https://thehub.ca/join/hero/   Subscribe to The Hub's podcast feed to get all our best content: https://tinyurl.com/3a7zpd7e (Apple) https://tinyurl.com/y8akmfn7 (Spotify) Watch The Hub on YouTube: https://www.youtube.com/@TheHubCanada Get a FREE 3-month trial membership for our premium podcast content: https://thehub.ca/free-trial/ The Hub on X: https://x.com/thehubcanada?lang=en   CREDITS: Alisha Rao  – Producer & Sound Editor   To contact us, sign up for updates, and access transcripts, email support@thehub.ca

Full Press discusses the Jimmy Kimmel controversy and why media executives appear to be bowing down to President Trump, examines Bari Weiss' 200 million (potential) takeover of CBS News, and the serious claims of antisemitism at Radio-Canada.   To get full-length editions of each instalment of Full Press and other great perks, subscribe to the Hub for only $1 a week: https://thehub.ca/join/hero/   The Hub is Canada's fastest growing independent digital news outlet. Subscribe to The Hub's podcast feed to get all our best content: https://tinyurl.com/3a7zpd7e (Apple) https://tinyurl.com/y8akmfn7 (Spotify) Watch a video version on YouTube: https://www.youtube.com/@TheHubCanada Want more Hub? Get a FREE 3-month trial membership on us: https://thehub.ca/free-trial/ Follow The Hub on X: https://x.com/thehubcanada?lang=en   CREDITS: Amal Attar-Guzman - Producer Alisha Rao - Sound Editor Harrison Lowman - Host

This week, the Carney government launched the next phase of its gun buyback program. But the nationwide effort, meant to compensate gun owners who now have “prohibited” firearms continues to face major challenges, including major confusion around how it will work, and a new leaked conversation featuring the minister in charge admitting he has doubts about its viability. Harrison Lowman speaks to Tracey Wilson, The Canadian Coalition for Firearm Rights's vice president of public relations to learn more.   The Hub is Canada's fastest growing independent digital news outlet.   Subscribe to The Hub's podcast feed to get our best content when you are on the go:  https://tinyurl.com/3a7zpd7e (Apple) https://tinyurl.com/y8akmfn7 (Spotify)  Want more Hub? Get a FREE 3-month trial membership on us: https://thehub.ca/free-trial/ Follow The Hub on X: https://x.com/thehubcanada?lang=en   CREDITS: Amal Attar-Guzman - Producer  Elia Gross - Sound Editor Harrison Lowman - Host   To contact us, sign up for updates, and access transcripts email support@thehub.ca.

Tanis Jorge, Founder of The Cofounder's Hub and Trulioo, reflects on the natural evolution every founder experiences. In the early days, she explains, entrepreneurs must be a jack of all trades, handling everything from marketing and bookkeeping to, as she humorously puts it, “being the janitor in your food room.”""Specialization happens eventually, and that's healthy. Founders need to discover where they're best suited in their own business and let go of the rest,"" Tanis emphasizes.Growth requires evolution. Listen to the full podcast now- https://bit.ly/4m4OyA4#TanisJorge #Entrepreneurship #Startups #FounderJourney #BusinessGrowth #Leadership"

Bringing a book to life is about more than just putting words on a page—it's about shaping your message, amplifying your impact, and finding the right partners to help you along the way. That's exactly why the Biz Book Pub Hub exists. Inside the Hub, we've gathered a trusted network of professionals—from ghostwriters and editors to marketing strategists and launch specialists—ready to support entrepreneurs through every phase of their book journey. Whether you're wrestling with your first chapter or planning a powerful book relaunch, we've got tools, insights, and connections to guide you. We also host free virtual networking events designed to help you collaborate with fellow entrepreneurs who get it, because no one writes or markets a book alone. Want to learn more? Visit www.BizBookPubHub.com and explore how we can support your book and your business. Today, I'm excited to welcome two incredible authors who've each approached authorship in their own bold, meaningful way: Barrie Atkin wrote “HATE FUNDRAISING?: How to Become Comfortable Asking for Money,” a candid and empowering guide that helps nonprofit leaders and volunteers shift their mindset and discover approachable, even enjoyable ways to raise money with confidence. Laura Ballerini wrote “The Green Velvet Chair: Sometimes Inspiration Comes from the Most Unlikely Places,” a charming and reflective collection of essays that uncovers beauty in the everyday, reminding us that creativity doesn't just live in galleries—it's everywhere, waiting to be noticed. Please join me in welcoming Barrie and Laura.  Would you please leave an honest rating and review on Apple Podcast? They are extremely helpful, and I read each one. Thanks for the inspiration!   In this episode, we discuss the following:

In this episode of the Play Therapy Podcast, I explore two valuable techniques that every child-centered play therapist should have in their toolbox: the “I wonder” statement and the whisper technique. These subtle but powerful responses help us remain adherent to the CCPT model while also gaining clinically relevant information—without disrupting the child's experience or pulling them out of their emotional world. I talk through when and why to use each one, the dangers of overuse, and how to avoid turning “I wonder” into a disguised question. I also explain how whispering can build an ally-like rapport and preserve the integrity of the play. When used with intention, these techniques become essential tools for honoring the child's process while staying skillfully engaged in the playroom. PODCAST MEETUP @ APT Conference Oct. 11th, 7pm Houston, TX time. RSVP by clicking the link below. https://www.playtherapypodcast.com/meetup PlayTherapyNow.com is my HUB for everything I do! playtherapynow.com. Sign up for my email newsletter, stay ahead with the latest CCPT CEU courses, personalized coaching opportunities and other opportunities you need to thrive in your CCPT practice. If you click one link in these show notes, this is the one to click! Topical Playlists! All of the podcasts are now grouped into topical playlists on YouTube. Please go to https://www.youtube.com/@kidcounselorbrenna/playlists to view them. If you would like to ask me questions directly, check out www.ccptcollective.com, where I host two weekly Zoom calls filled with advanced CCPT case studies and session reviews, as well as member Q&A. You can take advantage of the two-week free trial to see if the CCPT Collective is right for you. Ask Me Questions: Call ‪(813) 812-5525‬, or email: brenna@thekidcounselor.com Brenna's CCPT Hub: https://www.playtherapynow.com CCPT Collective (online community exclusively for CCPTs): https://www.ccptcollective.com Podcast HQ: https://www.playtherapypodcast.com APT Approved Play Therapy CE courses: https://childcenteredtraining.com Facebook: https://facebook.com/playtherapypodcast Common References: Cochran, N., Nordling, W., & Cochran, J. (2010). Child-Centered Play Therapy (1st ed.). Wiley. VanFleet, R., Sywulak, A. E., & Sniscak, C. C. (2010). Child-centered play therapy. Guilford Press. Landreth, G.L. (2023). Play Therapy: The Art of the Relationship (4th ed.). Routledge. Landreth, G.L., & Bratton, S.C. (2019). Child-Parent Relationship Therapy (CPRT): An Evidence-Based 10-Session Filial Therapy Model (2nd ed.). Routledge. https://doi.org/10.4324/9781315537948 Benedict, Helen. Themes in Play Therapy. Used with permission to Heartland Play Therapy Institute.

In this episode, we're digging into one of the trickiest parts of homeschooling—figuring out when to push our kids and when to back off. Finding that sweet spot between challenge and overwhelm is easier said than done, but it's where real growth happens. We'll share our messy, real-life takes on how to balance flexibility with encouragement, while keeping development, mindset, and sanity in mind.Our **FREE** No Kings protest coloring page can be found here:  https://www.teacherspayteachers.com/Product/No-Kings-Day-Coloring-Page-Free-Resource-to-Inspire-Young-Changemakers-13664516 Let's continue the conversation on Patreon! We host live meet-ups 4x/month and can't wait to meet you.  Plus, in September, our podcast book club will be shifting to a live, interactive format on Patreon.  Join here: https://bit.ly/3X5R0gI  Use code FTP90 for 90% of your first month!  Jumpstart your homeschooling with our online courses:Homeschool 101: The No-Panic Boot Camp - https://courses.homeschoolmomsunfiltered.com/nopanichomeschool The Smart Start Guide to Homeschool Curriculum - https://courses.homeschoolmomsunfiltered.com/curriculumnbundle Preschool and Kindergarten, Reimagine: A Complete Guide for Homeschooling Littles  - https://courses.homeschoolmomsunfiltered.com/earlyed101  Explore Outschool!  Click here to save $20 off your first class:  https://outschool.com/teachers/Hub-of-Cuiosity?signup=true&usid=C19DrybH&utm_campaign=share_invite_link Or use code BUDGET50 on your first purchase.Would you like personalized coaching from Meagan or Amanda (or both)???? We offer consultation services. Feel free to take a look at our respective bios and book a time that is convenient for you.https://calendly.com/homeschoolmomsunfiltered Every month we release a themed unit study that is secular and progressive.  We focus on own-voice sources and inclusive learning opportunities.  https://www.teacherspayteachers.com/store/homeschool-moms-unfiltered Visit our website here:  https://homeschoolmomsunfiltered.com/ Let's be friends!!! Follow us on social media for giveaways and updates!!IG: https://www.instagram.com/homeschoolmomsunfiltered/ TT: https://www.tiktok.com/@homeschoolmomsunfiltered?is_from_webapp=1&sender_device=pc FB: https://www.facebook.com/homeschoolmomsunfiltered Love Homeschool Moms Unfiltered and want to show your support? https://www.buymeacoffee.com/homeschoolmomsunfiltered 

Welcome to RIMScast. Your host is Justin Smulison, Business Content Manager at RIMS, the Risk and Insurance Management Society.   Justin divides this episode into three segments. He first interviews Eddie Tettevi, Sandbox Mutual Insurance CRO and RIMS Canada Council Chair — DEI and Comms, about his risk career and his service on the RIMS Canada Council. In the second segment, Justin interviews Janiece Savien-Brown, Metro Vancouver, and Shaun Sinclair, BCIT, about the C2C Challenge and the winning student team. The third segment is a recording of "Intentional Mentorship," an improvised session from the DEI Studio, featuring Dionne Bowers, Co-Founder & Chair of the Canadian Association of Black Insurance Professionals (CABIP), Ray Chaaya, Head of talent for Zurich Canada, and Natalia Szubbocsev, Executive Vice President at Appraisals International Inc.   Listen to learn about some exciting events of the RIMS Canada Conference 2025.   Key Takeaways: [:01] About RIMS and RIMScast. [:17] About this episode of RIMScast. This episode was recorded live on September 15th, 16th, and 17th at the RIMS Canada Conference 2025, at the Telus Convention Center in Calgary. We had a blast! We will relive the glory of the RIMS Canada Conference in just a moment, but first: [:50] RIMS Virtual Workshops! RIMS has launched a new course, “Intro to ERM for Senior Leaders.” It will be held again on November 4th and 5th and will be led by Elise Farnham. [1:07] On November 11th and 12th, my good friend Chris Hansen will lead “Fundamentals of Insurance”. It features everything you've always wanted to know about insurance but were afraid to ask. Fear not; ask Chris Hansen! RIMS members enjoy deep discounts on virtual workshops! [1:26] The full schedule of virtual workshops can be found on the RIMS.org/education and RIMS.org/education/online-learning pages. A link is also in this episode's notes. [1:37] Several RIMS Webinars are being hosted this Fall. On October 9th, Global Risk Consultants returns to deliver “Natural Hazards: A Data-Driven Guide to Improving Resilience and Risk Financing Outcomes”. [1:50] On October 16th, Zurich returns to deliver “Jury Dynamics: How Juries Shape Today's Legal Landscape”. On October 30th, Swiss Re will present “Parametric Insurance: Providing Financial Certainty in Uncertain Times”. [2:07] On November 6th, Hub will present “Geopolitical Whiplash — Building Resilient Global Risk Programs in an Unstable World”. Register at RIMS.org/Webinars. [2:20] On with the show! It was such a pleasure to attend the RIMS Canada Conference 2025 in Calgary. There's always electricity in the air at RIMS Canada, and I wanted to capture some of it!  [2:33] We've got two interviews, and then an improvised session I recorded at the DE&I Studio. The sound came out great, and I used it here with the panelists' permission. [2:49] We've got excellent education and insight for you today on RIMScast! My first guest is Eddie Tettevi. He is the Chief Risk Officer at Sandbox Mutual. He's a very active member of the Saskatchewan RIMS Chapter and a member of the RIMS Canada Council. [3:11] We're going to talk about his risk management career, his RIMS involvement, and how his insights from one of his RIMS DE&I sessions led to this discussion. [3:24] First Interview! Eddie Tettevi, welcome to RIMScast! [3:38] Eddie is the Chief Risk and Compliance Officer at Sandbox Mutual Insurance. He's also the Corporate Secretary, which means he helps the organization navigate strategic initiatives within the boundaries of risk appetite and regulatory compliance. [4:12] Eddie has been at Sandbox for approximately two years. When he joined the company, Sandbox was going through a period of rapid growth and taking the right risks. That was something Eddie looked forward to being involved in. [4:54] The CRO role was not an independent role at Sandbox before Eddie started. It was held by the Chief Financial Officer. The CCO role was held by HR. The Corporate Secretary role was held by the CEO. Eddie fills the three roles in his new position. His background fits all three roles. [6:06] Eddie normally leads a risk group of three. Eddie was previously in cyber for 13 or 14 years. His background is in electrical engineering and computer science. He helped organizations secure their software and network. [7:02] Eddie doesn't think risk management is any different. He's helping organizations make the right decisions. The difference is that the portfolio is much larger. Cybersecurity is one aspect of Eddie's risk management work. [7:33] Eddie says cyber attacks are growing. Individuals who may not be skilled are using AI tools to perpetrate cyber attacks. The attacks are increasing exponentially in skill and sophistication. [8:09] Eddie co-hosted a session in the DE&I Studio with Aaron Lukoni and Tara Lessard-Webb, focused on understanding how mental health plays a part in risk management and how organizations should think about mental health as part of a risk management framework. [8:31] The session was “Building Resilient Workplaces, the Role of Mental Health in Risk Management.” In it, Eddie revealed he is skilled in multiple languages, but an expert in none, including English. He grew up with influences from English, French, Malay, and Creole Patois. [9:38] Eddie loves learning about new cultures. That has influenced his accent. In every language he speaks, he has an accent, which makes it interesting. He has worked in French and English organizations. He learns languages in six months. He picks them up quickly. [10:50] Eddie, Aaron, and Tara emphasized making sure we are thinking about and embedding mental health in our risk framework. [11:02] When designing any strategies and initiatives, risk professionals should consider what's happening in the organization. An organization going through a lot of change is already a stressed organization. You have to consider that as you introduce more change. [11:40] Eddie says the award-winning Saskatchewan RIMS Chapter is exciting. It's great to work with people who are interested, dedicated, and committed. He says the chapter is doing some incredible things, such as introducing risk courses into the universities in the province.  [12:15] Eddie was a RIMS member before joining Sandbox. You can be a RIMS member without joining a chapter. Moving to Saskatoon created the opportunity for Eddie to join the Saskatchewan RIMS Chapter, which he had been looking forward to, to connect with people. [12:36] Justin gives shoutouts to various Saskatchewan Chapter members. [13:03] Eddie serves on the RIMS Canada Council as Chair of the Communications, External Affairs, and DEI Committee. [13:22] The committee is responsible for making sure that all RIMS communications have a DEI lens and advocate for the risk community, partnering with other advocacy groups around Canada. [13:52] Justin says it's been such a pleasure to meet you and hang out with you! I look forward to seeing you at more RIMS Canada and RIMS events. [14:02] Our next guests organized the 2025 C2C Coast to Coast Challenge. This is a competition for risk management students based in Canada. We'll learn about the case studies and what it took to produce their presentations, and also have a chance to acknowledge the winners. [14:19] We will hear from Shaun Sinclair, the Program Head of General Insurance and the Risk Management Program at British Columbia Institute of Technology, and Janiece Savien-Brown, the Manager for Risk and Claims Management at Metro Vancouver. [14:35] We're going to learn about their various roles, as well. Let's get to it! [14:39] Second Interview! Shaun Sinclair and Janiece Savien-Brown, welcome to RIMScast!  [14:47] Janiece Savien-Brown is the Manager of Risk and Claims Services with Metro Vancouver by day. She has been involved with BCRIMA for 17 or 18 years. BCRIMA started the Coast 2 Coast Legacy Challenge three years ago. Last year was its first year in Vancouver. [15:07] Shaun Sinclair is the Program Head of the General Insurance and Risk Management Program at BCIT, an institute of technology in Vancouver and Burnaby, B.C. [15:17] They teach students insurance and risk management courses. Students graduate with a CRM and a Chartered Insurance Professional designation. [15:26] Shaun is also the President of BCRIMA this year. He has been a BCRIMA member for a long time. This C2C Legacy Challenge was awesome for Shaun because two teams from BCIT got into the finals. Shaun had to recuse himself.  [15:51] Janiece says the RIMS Canada Conference 2025 was fantastic! Shaun was there with seven students, and it was awesome to see what they were learning. The students told Shaun they loved everything about it. [16:45] The two finalist teams were The Deductibles and Insure and Conquer. This year's submissions were highly creative and impactful. [17:10] Shaun has been involved in Risk Management Challenges for years and has been to the nationals several times with groups. Shaun stays pretty hands-off. The students get the challenge, and Shaun discusses it with them. He figures out what they need from him to do it. [17:42] In this case, a root cause analysis wasn't needed. They learned how to do a Failure Mode and Effects Analysis (FMEA), a heat map, and gather general knowledge. Then he let them go. They came up with the 10-page report. He didn't watch their presentation until they went live. [18:14] Their champion for the challenge was Ken Letander. The challenge was a procurement question. If your organization's ownership is 51% Indigenous, and you keep your staff 33% Indigenous, money comes your way for contracts. [18:48] When the contract is over and it's time to get the money, but the organization refuses to give that information, how do you make sure they have the 33% Indigenous staff and 51% Indigenous ownership? Do you need pictures, or can you use Elders to say it's enough? [19:12] The students had to read a lot about risk and the rules and regulations regarding this question. They had to read the Canadian government's language on what the rules are. It was an interesting case. [19:38] Janiece didn't envy them at all. The students came up with some solutions for Ken Letander, and he was thrilled with what came from all of the reports. [20:33] Janiece says the presentations were phenomenal from both teams, as well as the written submissions. The collaboration came through and showed they owned the essence of the project. You could see the desire of the top team to make it work. [21:12] Shaun says the cases used in C2C are pretty much real cases. Janiece says last year's case competition had to come up with an equitable access tool to use in the system. After Janiece had surgery, she was given a survey, and she recognized it from the case study. [22:26] Justin says it's great that the students collaborate. You need teamwork. [22:54] Shaun says you hear a lot about isolation. He says BCIT is sometimes called “Being Crammed Into Teams.” Shaun and the other teachers assign projects where students are forced to work with at least three or four people. [23:13] After two years of group projects, collaboration is relatively easy. Shaun also makes the students hand-write their exams. They learn how to think through a problem and put it down on paper. Afterward, they go outside and talk about what they did. [24:52] Shaun's advice to academics and students entering a C2C challenge is to follow the rules. If they say 8-point font, 10-page maximum, don't send 14 pages. The instructor should help students understand the material and then step back. Let the students do it. It's on them. [25:42] Janiece says it is key to engage at the conference. While the Challenge is the key feature, the experience at the RIMS Canada Conference is a large part of it. Be present. Don't be on your phones the whole time. Attend sessions. Come to the events, have fun, and network. [26:07] Janiece was at an event, and five people came up to her and asked if she had brought the BCIT students (Shaun had). [26:22] People were absolutely amazed at how engaging the students were, willing to put themselves out there, and setting meetings with people in BC for opportunities when they come back. That's part of the experience. [26:40] Shaun points out that a couple of the students are quite shy and have come out of their shells because they've had to talk to people. The more you do it, the better you get at it. [27:01] Janiece reports that at one of the events, the students who were in Vancouver from Calgary came out and met with her students. RIMS, RIMS Canada, and the local chapter promote engagement. [27:31] The 2025 C2C Challenge Calgary winner is The Deductibles, 1.95 points ahead of Insure and Conquer. Insure and Conquer did an awesome job as well. [28:11] The Deductibles team is: Rabia Thind, Triston Nelson, and Ryan Qiu. [28:32] Parting advice for risk students as they step into their careers: Shaun says, if you're going to be an accountant or finance student, think about insurance risk management. Amazing career opportunities in fields that cover everything are all within your grasp. Put it on your radar. [29:26] Janiece says she is living proof of that. She was going to be an accountant. After a car accident, she switched to insurance and risk. It's a lifestyle. She has gained many friends, colleagues, and mentors. She started as an adjustor and after 31 years, she's still in the industry. [29:54] Shaun says you can swap jobs from broker to underwriter, to claims, to risk manager, to education, and not start again at the bottom. It's an amazing career. [30:26] Justin says Thank you so much, it's been such a pleasure to reconnect with you here at the Telus Convention Center in Calgary, for RIMS Canada Conference 2025. Shaun and Janiece are already thinking about the C2C Challenge in 2026. We'll see you there! [30:51] As I said at the top, we're going to close things out with an improvised session called “Intentional Mentorship,” which was produced at the DE&I Studio. [31:19] Improvised Session, “Intentional Mentorship,” at the DE&I Studio! With the insights of Dionne Bowers, the Cofounder and Chair of CABIP, Ray Chaaya, the Head of Talent at Zurich Canada, and Natalia Szubbocsev of Appraisals, International. Please enjoy! [31:40] Natalia Szubbocsev introduces the panel. Natalia is the Executive Vice President at Appraisals, International, an insurance appraisal company, global but small, with a diverse, inclusive team. Natalia has been a mentee and a mentor and is glad to contribute her insights. [32:38] Dionne Bowers is the Co-founder and Chair of the Canadian Association of Black Insurance Professionals, a nonprofit organization, and has recently joined Markel Canada as one of their business development Colleagues. [32:57] Ray Chaaya is head of talent for Zurich Canada. Ray oversees talent acquisition, talent development, and talent management, as well as the culture portfolio for the company, DEIB, and community impact. [33:15] Natalia asks What does mentorship, particularly inclusive or intentional mentorship, mean for you? Dionne says that it is a strong commitment by both the mentor and the mentee to work together for growth opportunities. [33:38] Intentional mentorship is the dedication that each party has to bring to the table, and fulfilling any sort of mandates that have been asked by both. Depending on the program, it's making sure that everyone is on the same page in terms of what they want from each other. [34:04] Ray agrees with Dionne. There has to be a mutual benefit. Ray has been a mentee and a mentor, and finds that the most valuable mentorship relationships are where the mentor and the mentee walk away feeling like they're learning something every day, having a conversation. [34:30] Ray says it's a two-way street and a relationship that can often last for years, because it is a relationship where the value is long-term. Ray talks to young people, and they ask, You're my mentor, what do I do? It doesn't work that way. It's a long-term investment. [34:56] Natalia says that traditional mentorship, besides being one of the best ways of professional development, is also to transfer knowledge from someone who has the experience to someone junior in his or her role. What other purpose does mentorship serve? [35:19] Dionne says it's also recognizing that it's an opportunity for learning from one another. A mentor is a seasoned insurance professional who is working with someone who is a new entrant to the industry. [35:37] It's recognizing that a mentor and a mentee are learning from each other. Strength in development is making sure that you are taking away something from each other, each time you meet, connecting and learning trends and thoughts, and diversity of thought. [36:10] Dionne asks, How can we do things differently? She has learned a lot from young people. Dionne thought she was cool, but apparently, she's not. And she's just taking away a lot of that into her own world, professionally and personally. [36:23] Natalia says her experiences are not just intergenerational, but in Canada and beyond, intercultural. She says what needs to be respected and adapted to, both by the mentor and the mentee, is that you're coming from different backgrounds. [36:45] In a global setting, that will affect communication, that will affect the thought processes, that will affect everything; the way we do things. Because Natalia leads a global team, she has to be adaptable, sensible, and respectful of the cultural nuances. [37:07] At the same time, she asks her mentees or team to do the same for her, because she comes from a very specific background. She has an Eastern European background. It doesn't matter that she's lived in Canada for 25 years. [37:25] Her background defines the way she communicates, thinks, and handles things. Every culture communicates differently. That's an overall mutual understanding, knowing that we all come from different backgrounds. [37:47] Dionne says there has to be a willingness to learn. There's no point in having a mentor-mentee relationship where it's just going to be closed off, and this is what we're going to talk about. There has to be a willingness to learn. [38:07] Ray says there's a learning agility piece. You have to be flexible in how the relationship is going to go. Every mentorship relationship is different, too. There are no steps on how to be a good mentor or a good mentee. [38:25] It's the chemistry between the two, the value that you bring to each other, and the conversations. The maturity of a mentorship can also go into sponsorship. [38:37] When Ray has a conversation with somebody, and they get to know each other, and feel what they want to get out of this, he can be a voice for that person. It goes back to the conversation of lifting others when you can. [38:54] When Ray thinks back to his mentors who stick out in his mind. He has a lot of respect for them. They are the people who spoke about him when he was not in the room, and had his back in that room when he was not there. [39:15] Those are the people, as Ray matures in his career, he doesn't know that he would be here today if it weren't for those mentors. And that is what he hopes he can bring to somebody else as a mentor. [39:29] Natalia says, in a global setting where she works, boosting confidence is very important. In a multicultural global setting, it's important to encourage someone in a different country, who communicates differently, that it doesn't matter, they can do it. [39:50] We are working on a common goal. That's part of the sponsorship/mentorship/training. [40:08] Ray says you have to be honest as a mentor. The toughest times for Ray were when he realized he was trying to make this work for a person, but to be honest with himself, as a mentor, he should be encouraging this person to look somewhere else, at what their passions are. [40:33] He went into it thinking he wanted this person to be the best they could be at this job. And he realized that's not his job as a mentor. [40:43] His job is to understand what they want out of their career, where they bring value, where their passion is, and guide them to make sure that they ultimately are happy with their career, and they're bringing value to society, and they're contributing to the community. [41:06] One specific person Ray was mentoring, he was desperate to fit them into the insurance industry, because that's how he was programmed. He was thinking, Why is this not working? And he realized it's not working because they don't want to do this. [41:25] And as a mentor, Ray's job now is to say, What do you want to do, and let's help you get there. And when he made that mind shift, it just clicked. That was a little bit of a learning opportunity. Now he's a better mentor for learning that. [41:42] Dionne agrees with that. She had one mentor who told her, If you plan to give back as a mentor, don't have any expectations, or you're setting yourself up for failure. [42:05] A lot of mentors have a similar approach, because we don't know. We want it so badly. We want to be able to say, I did that. I helped them get to wherever. If you have a mentee who is not in the mindset, and you're not sure that this is for them, have that conversation. [42:38] It's important to recognize that you're going to impact their lives differently. Even though you have that mentor-mentee relationship, you may be asking them to reconsider dipping their foot into the industry. [42:55] Natalia says not making assumptions about the other person and having that curiosity, openness, and mutual communication is very important. [43:05] How do you build in mentorship or inclusive or intentional mentorship into your organization? Ray says mentorship programs should be part of any industry, any corporation, or any organization. If you expect people to learn and grow, they need mentors. [43:30] Ray says Zurich has baked in mentorship programs into a lot of its development programs. Your development means you get a mentor, and you learn from that mentor. They bake it into the development strategy that's already there, and don't make it an off-site thing. [43:57] It shouldn't be another thing; it should just be part of your growth and development. And so, whenever they can bake it in, that's what Zurich does. [44:04] Zurich also has amazing employee resource groups that champion a lot of its programs, and the Zurich African and Caribbean Alliance, ZACA, which has worked with KBIP, is a massive champion of its mentorship program. [44:19] Just two or three months ago, Zurich held a mentorship day and increased the mentors on its mentorship platform by 48%. It was just another thing that was out there that nobody was talking about, and another thing people had to sign up for. [44:39] Zurich's employee resource group put a spotlight on it, and they showed the value, and they made it part of the ERG's culture to participate in mentorship. Then all of those ERG participants signed up to be mentors, and now are actively mentoring. [45:00] You really need to look at it from a strategy perspective. It can't just be an extracurricular activity that you add on. [45:08] Dionne agrees. KBIP works with organizations like Zurich, and with the ZACA program and the team, but also does the work for organizations that are not there yet or not willing to put the extra effort in to embed it into the DNA of the organization. [45:33] Part of KBIP's mandate is to create a mentorship program specific to Black insurance professionals. It doesn't matter where you're from, international or domestic student, or anyone who wants to be part of the organization and get extra support to build on their career trajectory. [46:02] What do mentors get out of mentorship? Dionne says as a mentor, she gets satisfaction from seeing someone excel, not necessarily from start to finish. You could be at the tail end of their journey, you could be at the beginning, or you could be in the middle. [46:36] If there is a desired outcome for both parties, and there's success, when someone calls you or texts you and says, You know what, I got that job, or I was recognized for doing XYZ, that is satisfaction. That is success. [47:00] Ray says his passion is helping people grow and develop. He started his HR career in learning and development, because he used to be intrinsically rewarded when he saw somebody learn something he taught them, or he trained them on. That felt like a superpower. [47:21] When Ray can do that with the programs Zurich runs, and he interviews people and watches their growth, and they are so grateful; to Ray, that is worth it all. You don't even have to pay him for that. He will volunteer and do that his entire life because of what he gets out of it. [47:47] Natalia agrees. There are obvious advantages from an organizational point of view, but from an individual point of view, Natalia feels that she has arrived at a point where there's no ego anymore. She wants to transfer her knowledge to someone. [48:04] Natalia wants to tell someone that they can do it. Because she did it, they can do it as well. And that's a very important aspect of mentorship. [48:15] How do you make mentorship intentional and inclusive? Ray says it means they have to see the value. It has to be part of the business strategy. Anything that is not intentional, people think, Why do I have to do this, on top of everything else that I need to do? [48:36] The second we are making it intentional, it has to make sense. This is why I'm doing this, because it's going to benefit me, it's going to benefit the company, and it's going to benefit the people I'm impacting. [48:47] They have to see the strategic business value, and with mentorship, it's easy. Because there's massive value for the organization, there is a massive competitive edge if you're doing it properly, and there is massive learning and development for your workforce. [49:05] You just need to sit down with professionals like KBIP, with people who have thought through it, and understand how to help you bake it into the strategy. Just do the work. Anything intentional has to make sense. If it does not make sense, it can't really be that intentional. [49:28] Dionne says that in every organization, when you are constructing your missions and your value statements, it's sitting down as an executive team, and asking, How can we execute on this? What does that mean? Mentorship is something that bleeds into your brand. [49:57] The brand recognition from a competitive edge standpoint is huge. Dionne says she can walk into a school for outreach programs and say, Zurich is a market of choice. You would want to work with Zurich because of this, this, and this. [50:14] If you can tell them that they're going to be supported along the way with their career, that's added value. That is something that will definitely differentiate Zurich in the marketplace. [50:26] Dionne adds that being intentional is huge because when you are not, people can see right through that. That is where you create toxic cultures. [50:39] It's not in a company's best interest to ignore the opportunities that stem from mentorship programs. [50:47] Natalia says she's not an HR professional, but she imagines that mentorship has a great role in not just attracting the right talent, but in retention as well. [50:58] Ray affirms, 100%. It's part of your growth and development. Sure, you can use it as a competitive edge to attract people, but if you're not doing it right, then they're not going to develop and grow, and that competitive edge is really just smoke and mirrors. It's not real. [51:15] So, if you're going to do it right, you have to develop people and grow people through your mentorship programs, and you have to show the results for it. [51:26] Dionne adds, That speaks to the inclusivity part of diversity, equity, and inclusion. If you can build a strategy that equates to inclusion, it equates to retention. It's not rocket science.  [51:49] Ray says Zurich is really good at that. [51:52] Final thoughts on intentional mentorship. Dionne says, “Just do it. I'm a Nike gal. Just do it.” [51:59] Ray says, “I wouldn't be where I am in my career if it weren't for my mentors and my sponsors. And so, if you see potential, mentor the heck out of that potential, because they will thrive.” [52:15] Dionne says, “And acknowledge it. I think that's a big part of that strategy.” [52:21] Natalia thanks Ray, Dionne, and the RIMS DE&I Studio for picking up this topic, a very important topic, and she hopes you enjoyed the session. [52:38] Justin says special thanks again to all of our guests here at the RIMS Canada Conference 2025. Be sure to mark your calendars for October 18th through the 21st, 2026, for RIMS Canada, which will be held in Quebec City. [52:55] Shout out to the RIMS Canada Council for producing another fantastic conference and to the RIMS Events Team and all my RIMS colleagues who worked tirelessly to make the last three days so smooth. It's such a pleasure to work with you all. I look forward to seeing you next year. [53:14] Plug Time! You can sponsor a RIMScast episode for this, our weekly show, or a dedicated episode. Links to sponsored episodes are in the show notes. [53:43] RIMScast has a global audience of risk and insurance professionals, legal professionals, students, business leaders, C-Suite executives, and more. Let's collaborate and help you reach them! Contact pd@rims.org for more information. [54:02] Become a RIMS member and get access to the tools, thought leadership, and network you need to succeed. Visit RIMS.org/membership or email membershipdept@RIMS.org for more information. [54:19] Risk Knowledge is the RIMS searchable content library that provides relevant information for today's risk professionals. Materials include RIMS executive reports, survey findings, contributed articles, industry research, benchmarking data, and more. [54:35] For the best reporting on the profession of risk management, read Risk Management Magazine at RMMagazine.com. It is written and published by the best minds in risk management. [54:50] Justin Smulison is the Business Content Manager at RIMS. Please remember to subscribe to RIMScast on your favorite podcasting app. You can email us at Content@RIMS.org. [55:02] Practice good risk management, stay safe, and thank you again for your continuous support!   Links: From RIMS Canada: “RIMS Ontario Chapter Honours Bombardier's Daniel Desjardins with the 2025 Donald M. Stuart Award” RIMS ERM Conference 2025 — Nov. 17‒18 Spencer Internship Program — Registration Open Through Oct. 15. RIMS Western Regional — Oct 1‒3 | Bay Area, California | Registration open! RISKWORLD 2026 — Members-only early registration through Sept 30! RIMS-Certified Risk Management Professional (RIMS-CRMP) The Strategic and Enterprise Risk Center RIMS-CRO Certificate in Advanced Enterprise Risk Management — Featuring Instructor James Lam! Next bi-weekly course begins Oct 9. RIMS Diversity Equity Inclusion Council RISK PAC | RIMS Advocacy | RIMS Legislative Summit SAVE THE DATE — March 18‒19, 2026 RIMS Risk Management magazine | Contribute RIMS Now RIMSCanadaConference.ca RIMS Webinars: RIMS.org/Webinars “Natural Hazards: A Data-Driven Guide to Improving Resilience and Risk Financing Outcomes” | Oct. 9 | Sponsored by Global Risk Consultants “Jury Dynamics: How Juries Shape Today's Legal Landscape” | Oct. 16, 2025 | Sponsored by Zurich “Parametric Insurance: Providing Financial Certainty in Uncertain Times” | Oct. 30, 2025 | Sponsored by Swiss Re “Geopolitical Whiplash — Building Resilient Global Risk Programs in an Unstable World” | Nov. 6 | Sponsored by Hub   Upcoming RIMS-CRMP Prep Virtual Workshops: RIMS-CRMP-FED Exam Prep Virtual Workshop — November 11‒12 Full RIMS-CRMP Prep Course Schedule Risk Appetite Management | Oct 22‒23 | Instructor: Ken Baker “Intro to ERM for Senior Leaders” | Nov. 4‒5 | Instructor: Elise Farnham “Fundamentals of Insurance” | Nov. 11‒12 | Instructor: Chris Hansen “Leveraging Data and Analytics for Continuous Risk Management (Part I)” | Dec 4. See the full calendar of RIMS Virtual Workshops RIMS-CRMP Prep Workshops   Related RIMScast Episodes with 2025 RIMS Canada keynotes: “Distilling Risk and Resilience with Manjit K. Minhas” “On Resilience with Amanda Lindhout” “Thoughts and IDEAs on Inclusivity with Michael Bach”   Sponsored RIMScast Episodes: “The New Reality of Risk Engineering: From Code Compliance to Resilience” | Sponsored by AXA XL (New!) “Change Management: AI's Role in Loss Control and Property Insurance” | Sponsored by Global Risk Consultants, a TÜV SÜD Company “Demystifying Multinational Fronting Insurance Programs” | Sponsored by Zurich “Understanding Third-Party Litigation Funding” | Sponsored by Zurich “What Risk Managers Can Learn From School Shootings” | Sponsored by Merrill Herzog “Simplifying the Challenges of OSHA Recordkeeping” | Sponsored by Medcor “Risk Management in a Changing World: A Deep Dive into AXA's 2024 Future Risks Report” | Sponsored by AXA XL “How Insurance Builds Resilience Against An Active Assailant Attack” | Sponsored by Merrill Herzog “Third-Party and Cyber Risk Management Tips” | Sponsored by Alliant “RMIS Innovation with Archer” | Sponsored by Archer “Navigating Commercial Property Risks with Captives” | Sponsored by Zurich “Breaking Down Silos: AXA XL's New Approach to Casualty Insurance” | Sponsored by AXA XL “Weathering Today's Property Claims Management Challenges” | Sponsored by AXA XL “Storm Prep 2024: The Growing Impact of Convective Storms and Hail” | Sponsored by Global Risk Consultants, a TÜV SÜD Company “Partnering Against Cyberrisk” | Sponsored by AXA XL “Harnessing the Power of Data and Analytics for Effective Risk Management” | Sponsored by Marsh “Accident Prevention — The Winning Formula For Construction and Insurance” | Sponsored by Otoos “Platinum Protection: Underwriting and Risk Engineering's Role in Protecting Commercial Properties” | Sponsored by AXA XL “Elevating RMIS — The Archer Way” | Sponsored by Archer   RIMS Publications, Content, and Links: RIMS Membership — Whether you are a new member or need to transition, be a part of the global risk management community! RIMS Virtual Workshops On-Demand Webinars RIMS-Certified Risk Management Professional (RIMS-CRMP) RISK PAC | RIMS Advocacy RIMS Strategic & Enterprise Risk Center RIMS-CRMP Stories — Featuring RIMS President Kristen Peed!   RIMS Events, Education, and Services: RIMS Risk Maturity Model®   Sponsor RIMScast: Contact sales@rims.org or pd@rims.org for more information.   Want to Learn More? Keep up with the podcast on RIMS.org, and listen on Spotify and Apple Podcasts.   Have a question or suggestion? Email: Content@rims.org.   Join the Conversation! Follow @RIMSorg on Facebook, Twitter, and LinkedIn.   About our guests: Eddie Tettevi, Sandbox Mutual Insurance CRO RIMS Canada Council Chair — DEI and Comms Janiece Savien-Brown, Metro Vancouver Shaun Sinclair, BCIT "Intentional Mentorship" improvised session from the DE&I Studio, featuring: Dionne Bowers, Co-Founder & Chair of the Canadian Association of Black Insurance Professionals (CABIP); Ray Chaaya, Head of talent for Zurich Canada; Natalia Szubbocsev, Executive Vice President at Appraisals International Inc.    Production and engineering provided by Podfly.  

In this episode of HomeKit Insider, Andrew dives into the latest Apple product launches, including new iPhones, AirPods, and Apple Watches. He shares his hands-on experiences and the challenges of choosing the right device. The episode also explores the latest from Switchbot, including their new vacuums, and discusses the intriguing features of CleanMyMac's cloud cleanup tool. Andrew wraps up with insights into the evolving smart home landscape, touching on Google's rebranding efforts and Samsung's controversial ad plans for smart fridges. Tune in for a tech-packed discussion!Send us your HomeKit questions and recommendations with the hashtag homekitinsider. Tweet and follow our hosts at:@andrew_osu on Twitter@andrewohara941 on ThreadsEmail me hereSponsored by:Function Health: Learn more and join using my link. The first 1,000 users get $100 credit. Visit www.functionhealth.com/HOMEKIT or use code HOMEKIT at checkoutShopify: Sign up for a one-dollar-per-month trial period at: shopify.com/homekitCleanMyMac:  Get Tidy Today! Try 7 days free and use my code HOMEKIT for 20% off at clnmy.com/HOMEKITINSIDERHomeKit Insider YouTube ChannelSubscribe to the HomeKit Insider YouTube Channel and watch our episodes every week! Click here to subscribe.Links from the showSwitchBot S20SwitchBot K11+Android Central Google Home namingAndroid Authority Gemini leakMeross Smoke DetectorMeross ThermostatThose interested in sponsoring the show can reach out to us at: andrew@appleinsider.com

In this episode of Home Kid Insider, host Andrew O'Hara is joined by his better half, Faith, as they dive into the latest Apple event highlights. From the new iPhone lineup's Thread networking capabilities to the intriguing updates on smart home devices, Andrew and Faith share their insights and personal experiences. They also explore the innovative Govee Tree Floor Lamp and the Avia smart sash window fastener, discussing their practical applications and potential impact on everyday life. Tune in for a lively discussion filled with tech insights and a touch of humor!Send us your HomeKit questions and recommendations with the hashtag homekitinsider. Tweet and follow our hosts at:@andrew_osu on Twitter@andrewohara941 on ThreadsEmail me hereSponsored by:Function Health: Learn more and join using my link. The first 1,000 users get $100 credit. Visit www.functionhealth.com/HOMEKIT or use code HOMEKIT at checkoutHomeKit Insider YouTube ChannelSubscribe to the HomeKit Insider YouTube Channel and watch our episodes every week! Click here to subscribe.Links from the showGovee Tree Floor LampAvia Window Sash Fastener SensorOwlet Dream Sight CameraThose interested in sponsoring the show can reach out to us at: andrew@appleinsider.com

In this episode of Five Minute Friday, we're answering another frequently asked question from retailers and small business owners: How much inventory should I really have on hand? It's one of the biggest challenges boutique owners face—and getting it wrong can tie up your cash flow, leave you with dead stock, or cost you sales when you don't have enough on the floor. In this episode, Sarah from The Boutique Hub breaks down the science of buying inventory using an Open to Buy Plan, so you can stop guessing and start investing wisely.