Podcasts about Digest

In this revisited episode, we have a very special show because we are celebrating the anniversary of Independent India, which fell on August 15th. Our special guest is Shukla Lal, a writer based in New Delhi, who has recently written a book detailing her personal experience from the partition that led to India's Independence. We hear the amazing story of her father's incredible escape in the midst of the violence and mayhem of the partition. Later in the episode, Shukla's daughter, Sonia Kullar, reads an excerpt from Shukla's book, Rano and Phulo.  IN THIS EPISODE: [01:50] Shukla and her new book on the 75th Anniversary of the Partition of India are introduced. [05:39] We hear about Shukla's family's experience before the partition and how her father escaped. [11:45] We learn how her true events are interwoven into her short story. [14:30] We explore how Shukla's story captures an India frozen in time. [18:50] Has India grown into the identity it desired after the partition? [21:16] We hear about the future of India and more about Shukla's written work. [24:57] An excerpt from Rano & Phulo written by Shukla Lal, and read by Shukla's daughter, Sonia Kullar  KEY TAKEAWAYS: Shukla and her family left for Shimla on holiday, never believing that they would not return to their home due to rising political and religious tensions, now known as the partition of India. Her book is based on her family's experience during this time. Following the partition, there was a renewed sense of nationalism and patriotism. It was also a time where women were leading out in entrepreneurship and contributing as business women.  India continues to rise and be recognized for its culture and ethics. Since the 60s and 70s it has grown from being a developing and poor nation to being a globally recognized and self-respecting nation.  Subscribe to Reenita's Storytelling Den on Substack for free! You will also be eligible for other extras, such as exclusive content from podcast guests, short stories, exclusive fiction, and more! https://substack.com/@reenitahora  Fiction Credits:  Excerpt taken from Rano & Phulo, a book written by Shukla Lal Shukla Lal's website Shukla Lal's Facebook Link for further research Excerpt read by: Sonia Kullar, Shukla Lal's daughter Sonia's email BIO: Shukla Lal was born in Amritsar. As a child, she imbibed the beauty and diversity of this beautiful land – India, as her family moved from Amritsar, Lahore, Shimla, to the Central and Southern cities of Madras (now Chennai), Nagpur and Hyderabad and eventually found their anchor in Calcutta (now Kolkata) in the early-1950s. Over 40 years later, she moved to New Delhi to retire. Since catching the literary bug on her 80th birthday, Shukla has written two historical romance sagas, Floating Logs set in Kolkata (published by Notion Press in December 2019), and Rano and Phulo set in Undivided and then partitioned India (published by Goya Publishing in March, 2019), and a collection of poems, Meri Nazmon ka Ehsaas (soon to be published) all captured gamely on her iPad Notes App. She has finished the first draft of her third historical novel, Soul's Rapture, a mystical romance set in Lahore and Mumbai. She has also written several short stories. She was invited to write for the Chandigarh Tribune, and has been interviewed for the Reader's Digest, the Times of India, the Telegraph (Kolkata), and www.womensweb.com. Her deep spiritual practice and sense of wonder for the beauty of the world around her find expression in her storytelling. Her own lived experience adds luster and authenticity to her stories. Joyful wit and multilingual expressiveness is a family trait she inherited from her parents and shares with her accomplished siblings. Her choice of stories and writing style could best be understood from her own words “I am a romantic and an idealist by nature and find true romance scattered everywhere irrespective of class, creed, religion, nationality or age”.  Shukla Lal Website Shukla Lal on Facebook (personal) Shukla Lal on Facebook (business) Shukla Lal on Instagram  Good Reads - Shukla Lal  If you would like to purchase any of Shukla Lal's books, follow these links:: Amazon India Flipkart Support this podcast at — https://redcircle.com/true-fiction-project/donationsAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

July 29 - August 4, 1989  This week Ken welcomes the comedian behind the new special "with Picture", Jim Tews. Ken and Jim discuss hot aural experiences, college text book rip offs, professors who make you buy books they wrote, pen names, sci-fi, Married...with Children, lazy writing, being 10 years old, being a child of divorce, permissive Dads, basic cable, black "cheater/scrambler" boxes, cigarettes, Joe Camel, being in the U.S. Coast Guard, your cigarette brand, having a terrible memory, broad characters, how Peggy is the MVP of Married...with Children, the horrors of being at a multi-cam show live taping, Maria Shriver, horny Benson and Hedges, tasting the richness of America, random collages, reimbursement for guesting on TV talk shows, pranking news programs, nonsensical MTV ads, the love triangle of Hulk Hogan, Randy Savage and Miss Elizabeth, the revelation of Joe Bones, the devolution of COPS, Golden Girls drug episode, Beyond Tomorrow/Beyond 2000, Acid Rain, Sammy Davis Jr on Hunter as a boxing coach, having a bully bossy big sister, having the "Jimmy wasn't here last week" advantage, avoiding serialized shows, TGIF, MTV's Half Hour Comedy Hour, Stand Up Spotlight, skateboarding, Sk8 TV, Ken watching TVs at department stores, Murder She Wrote, National Geographic, the Family Ties compromise, being land locked, divorced Dad boats, World travel, having an obsession with Chile, visiting Austria, having family in Germany, doing a stand up tour for Armed Forces Entertainment, seeing the pyramids, the classic underage mail fraud to get free CDs, Debbie Gibson and Living Colour being classic 1989, MacGuyver, National Geographic, Baby Boom, annual traditions of playing your brass on the roof on New Year's, unsolicited musical accompaniment at parties, saxophone, Chuck Norris, practicing Karate, Unsolved Mysteries, Who's the Boss?, Wonder Years, Roseanne, Queens, Malls lost to time, FYE, Swimsuit '89, Head of the Class, kicking a hole in the wall watching Sidekicks, Ernie Reyes Jr, Knight and Daye, Shark Week, how the 1983 made for TV movie "Who Will Love My Children?" is four times better than Hot Dog: The Movie, Jesse Jackson guest starring on A Different World, living in a Reader's Digest household, "Humor in Uniform", Cheers, the 1989 writers' strike, The New Mission Impossible, saying no to the SF Strip Club with your Coast Guard co-workers so you can visit shooting locations from Full House, texting Bob Saget, slapstick humor in Perfect Strangers, 20/20, the 20th Anniversary of Woodstock, Minga the Demon,  Doctor Doctor, Matt Frewer, Tales from the Crypt, Miami Vice, the commercial exploitation of the Woodstock 20th Anniversary, and getting VIP treatment at outdoor festivals.

Tasia Custode is here with a walkthrough of Google Photo's new create toolbox! Dead EV batteries contain useable lithium, and a report says we should recover it. And it's Friday and we have a Quiz about the non-tech things Tech companies make to help close out the week. Starring Tom Merritt, Robb Dunewood, Tasia Custode, Len Peralta, Roger Chang, Joe. To read the show notes in a separate page click here! Support the show on Patreon by becoming a supporter!

➡ CLICK HERE to send me a text, I'd love to hear what you thought about this episode! Leave your name in the text so I know who it's from! Every so often, I reread books. I don't have that many that I'll put up with again and again, but Elizabeth Gilbert's Big Magic is one of them. So today, a little excerpt from the book for you. Something *I* needed to re(read) this week, so in case it helps you ... here it is! I'd love to hear the fears you're facing and how you're living creativity despite them! Back next week with another INCREDIBLE Milwaukee woman! Support the show

Yields spiking as markets digested this morning's hot inflation data. How our traders are navigating the market's reaction, and what the PPI report means for the Federal Reserve's next rate move. Plus Trade Desk shares taking another big blow on reports that Walmart is changing up its advertising strategy. What it means for the company's business, and what one analyst sees in store for the ad space.Fast Money Disclaimer

Apple is hoping to regain relevancy in the AI space with a table-top robotic arm with a tablet for a face. A study reveals significant privacy vulnerabilities in popular generative AI web browser assistants. Google has a new AI-powered feature in Google Flights called Flight Deals.. to help flexible travelers find cheaper fares. And Insta360 unveiled Antigravity, its first drone under a new brand, launching January 2026. Starring Sarah Lane, Robb Dunewood, Roger Chang, Joe. To read the show notes in a separate page click here! Support the show on Patreon by becoming a supporter!

Maura Casey joins Let's Talk Memoir for a conversation about the toll longterm illness has on a family, her sister Ellen's kidney disease and researching the history of kidney transplants for her memoir, when alcohol is a member of the family, growing up with a manipulative parent who didn't keep promises, sibling dynamics, being a lifelong diary keeper, her decades in journalism and transitioning to memoir, joining a writer's group, keeping chapters short, deciding on a structure, portraying complicated love, leaving space for forgiveness, and her new memoir Saving Ellen: A Memoir of Hope and Recovery.   Also in this episode: -parentified children -medical trauma -supporting independent bookstores   Books mentioned in this episode: -I Know Why the Caged Bird Sings by Maya Angelou -Angela's Ashes by Frank McCourt -The Glass Castle by Jeannette Walls -Remarkably Bright Creatures by Shelby Van Pelt -The Art of Memoir by Mary Karr   Maura Casey is a native of Buffalo NY, and is the youngest of six in a big Irish family. She's been a writer since the age of 12 and grew up to have a more than three decade career in journalism, writing opinion for four newspapers- including as a member of The NY Times editorial board. She has won more than 40 awards in journalism. Her book, “Saving Ellen: A Memoir of Hope and Recovery,” will be release by Skyhorse Publishing in April of 2025. Connect with Maura: Website: www.caseyink.com Facebook: https://m.facebook.com/maura.casey.57/ BlueSky: @mauracasey.bsky.social Get the book: https://a.co/d/79edoZ3 – Ronit's writing has appeared in The Atlantic, The Rumpus, The New York Times, Poets & Writers, The Iowa Review, Hippocampus, The Washington Post, Writer's Digest, American Literary Review, and elsewhere. Her memoir WHEN SHE COMES BACK about the loss of her mother to the guru Bhagwan Shree Rajneesh and their eventual reconciliation was named Finalist in the 2021 Housatonic Awards Awards, the 2021 Indie Excellence Awards, and was a 2021 Book Riot Best True Crime Book. Her short story collection HOME IS A MADE-UP PLACE won Hidden River Arts' 2020 Eludia Award and the 2023 Page Turner Awards for Short Stories.  She earned an MFA in Nonfiction Writing at Pacific University, is Creative Nonfiction Editor at The Citron Review, and teaches memoir through the University of Washington's Online Continuum Program and also independently. She launched Let's Talk Memoir in 2022, lives in Seattle with her family of people and dogs, and is at work on her next book. More about Ronit: https://ronitplank.com Subscribe to Ronit's Substack: https://substack.com/@ronitplank Follow Ronit: https://www.instagram.com/ronitplank/ https://www.facebook.com/RonitPlank https://bsky.app/profile/ronitplank.bsky.social   Background photo credit: Photo by Patrick Tomasso on Unsplash Headshot photo credit: Sarah Anne Photography Theme music: Isaac Joel, Dead Moll's Fingers

On this special episode of "Hip Hop What Ifs," D and 12 Kyle are honored to have special guest E. Green from the Hip Hop Digest Show. This episode, the trio discusses the pivotal question: "What if Dame Dash and Jay Z had maintained their partnership longer?" The conversation explores how Roc-A-Fella Records' dynamics could have transformed the genre if certain decisions took different turns. In this lively discourse, listeners gain insight into Rockefeller Records' inception in the mid-1990s, the personalities involved, and the cultural impact. From initial skepticism about Jay Z's potential impact to the divergent personalities of Dame Dash and Jay Z, E. Green offers a rich narrative on how these foundational elements set the stage for both success and eventual split. The discussion also touches upon influential movements within hip hop, the individual destinies of artists associated with Roc-A-Fella, and how these narratives symbolize broader trends in the music industry.   Email the show at hiphopwhatif@gmail.com Follow SOLC Network online Instagram: https://bit.ly/39VL542                          Twitter: https://bit.ly/39aL395                          Facebook: https://bit.ly/3sQn7je                To Listen to the podcast Podbean https://bit.ly/3t7SDJH                      YouTube http://bit.ly/3ouZqJU                      Spotify http://spoti.fi/3pwZZnJ                     Apple http://apple.co/39rwjD1  IHeartRadio http://ihr.fm/2L0A2y

J Carrell, former Border Patrol Agent and Filmmaker of ThisIsTreason.com, dives deeper into the scandal of what's really been happening with the invasion of criminal illegal aliens and how Trump has fallen massively short on his mass deportations promise Peymon Mottahedeh, Founder of FreedomLawSchool.org joins Stew to discuss how to legally STOP paying your taxes and stop funding our criminal government's agenda to enslave us! Jeff Berwick joins Stew to discuss the latest attacks from AIPAC on America and their further engulfing of our Government Western civilization has been infected by a parasitic invasion of foreign ideals and values that have been introduced into our culture by strange and morally degenerate people whose goal is world domination. We have been OCCUPIED. Watch the film NOW! https://stewpeters.com/occupied/

Reporter @AdameMedia joins Stew to discuss the historic and horrific SLAUGHTER of Journalists in GAZA by Israelis with them cheering it on. More journalists have been killed in Israel's war than WWII and Vietnam war COMBINED- and it needs to be investigated.  John Jubilee of Energized Health joins Stew Peters show to discuss the biggest barriers Americans have that's stopping them from being at their ideal weight and feeling their healthiest — And why the My 555 Challenge is so powerful in getting individuals — and couples — in their best shape, fast.  Western civilization has been infected by a parasitic invasion of foreign ideals and values that have been introduced into our culture by strange and morally degenerate people whose goal is world domination. We have been OCCUPIED. Watch the film NOW! https://stewpeters.com/occupied/

296: Stop wearing sunscreen and listen to this before you get botox, because today we are talking about natural alternatives to botox, natural sunscreen protection that is actually stemmed from what you eat not what you put on your skin, and we are busting myths about "clean" skincare and makeup and revealing what truly goes on behind the scenes in the skincare and makeup industry! Emilie Toups from Toups & Co. is back for a second time as we dive into the controversial topics of coconut oil and how it can actually dry out your skin, and why not all beef tallow is created equal and why it may not be working for you if you've tried it. Plus, Emilie shares how to properly clean your makeup brushes and what the missing link behind those nasty breakouts could be!  Topics Discussed: → Natural botox alternatives → Nature's retinol  → Sunscreen from the inside out  → Foods to eat for anti-aging → Misconceptions around beef tallow on your face → Why not all beef tallow is created equal → Why coconut oil is NOT good for your skin! → Ways to detect greenwashing skincare & makeup → Why natural makeup brushes are not actually natural → How to and how often to clean your makeup brushes → Natural deodorant  As always, if you have any questions for the show please email us at digestthispod@gmail.com. And if you like this show, please share it, rate it, review it and subscribe to it on your favorite podcast app.  Sponsored By:  → LMNT | Get your FREE sample pack with any LMNT purchase at drinklmnt.com/DIGEST → Birch | Go to BirchLiving.com/digest and get 20% off sitewide → Timeline | They're offering my audience a 20% discount on all first-time purchases! Go to timeline.com/digest and use code DIGEST at checkout.  → Our Place | Go to fromourplace.com and use code DIGEST for 10% Check Out Emilie Toups: → Website → Instagram Check Out Bethany: → Bethany's Instagram: @lilsipper → YouTube → Bethany's Website → Discounts & My Favorite Products → My Digestive Support Protein Powder → Gut Reset Book  → Get my Newsletters (Friday Finds) Learn more about your ad choices. Visit megaphone.fm/adchoices

Google is updating Gemini to automatically remember past conversations without prompting. Eric Migicovsky is bringing back the Pebble watch, e-paper screen, and everything. Rumors abound regarding the next version of the Xbox gaming console becoming more PC like. Scott Johnson is here to explain. Amazon is expanding its same-day delivery grocery service with the inclusion of perishable items like produce, meats and frozen food. Can Amazon crack the supermarket code? Starring Sarah Lane, Tom Merritt, Scott Johnson, Roger Chang, Joe. To read the show notes in a separate page click here! Support the show on Patreon by becoming a supporter!

Learn More about Debra at:(1) Debra Morrison, CFP®, MS, AEP, CertLGBTBE (she/her/hers) | LinkedInhttps://www.wecandoitwomen.com/https://www.instagram.com/debralmorrison/https://www.youtube.com/@DebraLMorrisonShow Notes with Timestamps

ALLi Campaigns Manager Matty Dalrymple talks with Michael Pietrobon, founder of Canadian book design and self-publishing company Foglio, about budget-friendly ways to add audio to eBooks without producing full audiobooks. They discuss using sound effects and leitmotifs to enhance stories, technical standards for eBook production, sourcing free audio, AI clean-up, and creating interactive enhanced eBooks. Michael also offers advice on ensuring device compatibility and distribution, while noting that print books should remain a priority for authors. Sponsors This podcast is proudly sponsored by Bookvault. Sell high-quality, print-on-demand books directly to readers worldwide and earn maximum royalties selling directly. Automate fulfillment and create stunning special editions with BookvaultBespoke. Visit Bookvault.app today for an instant quote. This podcast is also sponsored by Gatekeeper Press, the all-inclusive Gold Standard in Publishing, offering authors 100% rights, royalties, satisfaction and worldwide distribution. Gatekeeper Press, Where Authors are Family. About the Host Matty Dalrymple podcasts, writes, speaks, and consults on the writing craft and the publishing voyage as The Indy Author. She has written books on the business of short fiction and podcasting for authors, and her articles have appeared in Writer's Digest magazine. She serves as the campaigns manager for the Alliance of Independent Authors. Matty is also the author of the Lizzy Ballard Thrillers, beginning with Rock Paper Scissors; the Ann Kinnear Suspense Novels, beginning with The Sense of Death; and the Ann Kinnear Suspense Shorts, including Close These Eyes. She is a member of International Thriller Writers and Sisters in Crime. About the Guest Michael Pietrobon is the founder of Foglio, a Canadian company specializing in high-quality book design and self-publishing services. With more than a decade of experience in typesetting, cover design, and eBook formatting, Michael helps authors bring their books to life—professionally and on their own terms. He works with writers across genres to create print-ready and digital books that meet both creative and industry standards. He is especially passionate about innovations in publishing, including interactive eBooks and audiobook design, and believes independent authors deserve the same design quality and distribution reach as traditional publishers. Michael can be found at foglioprint.com, LinkedIn, Instagram, and Facebook.

Headlines from the week of August 13, 2025    - San Juan Island man detained by ICE accused of sexual exploitation of a minor    - Baby born on ferry celebrates first birthday on Samish    - Multiple cougar sightings on San Juan    - Lopez Library levy lid lift approved     - plus excerpts from the Sheriff's Log  

Starbucks Korea implemented a ban on customers bringing desktop PCs, desk partitions, printers and power strips to the coffee stores. Google is rolling out “preferred sources” in Search, enabling users to pick news outlets they want featured most. Sling TV will now sell access to its service on a 24-hour, weekend, or weeklong terms. And would you pay for the ability to turn your videos into a VHS-like viewing experience? Starring Sarah Lane, Tom Merritt, Roger Chang, Joe. To read the show notes in a separate page click here! Support the show on Patreon by becoming a supporter!

Title:  How Survive When Real Estate Deals Fail with Ruben Kanya Summary: In this conversation, Seth Bradley, a securities attorney and real estate investor, discusses the complexities of capital raising, the importance of experimentation in finding one's niche, and the critical role of networking and trust in the investment landscape. He shares insights from his journey in real estate and tech, emphasizing the need for grit and public speaking skills to succeed in capital raising. The discussion also highlights the challenges of the first capital raise and the lessons learned along the way. In this conversation, the speakers delve into the multifaceted benefits of hosting a podcast, emphasizing the importance of listening and connection. They explore the intricacies of capital raising in real estate, discussing the significance of grit, networking, and leveraging other people's money. The dialogue also covers compliance with securities laws, compensation structures in syndication, and the emerging trend of fund to fund structures. Tribevest is introduced as a solution for simplifying fund management and ensuring compliance in capital raising efforts. Links to listen and subscribe: https://podcasts.apple.com/ph/podcast/raising-capital-the-right-way-compliance-funds-and/id1341895972?i=1000688593916 Links to watch and subscribe: https://www.youtube.com/watch?v=UyF9Z72m2R0 Bullet Point Highlights: You need a license to raise capital legally. Experimenting with different models helps identify what works for you. Building authority and trust is essential in capital raising. Networking with high net worth individuals is crucial. The first capital raise is often the hardest. Grit and determination are key to success in entrepreneurship. Public speaking skills can enhance your ability to communicate effectively. Learning from clients can provide valuable insights for your own journey. You can leverage your existing skills to add value in capital raises. Building a strong network can facilitate easier capital raising. Having a podcast enhances listening skills and fosters connections. Capital raising requires grit, a strong network, and resources. Leveraging other people's money accelerates business growth. Compliance with securities laws is crucial in capital raising. Compensation structures in syndication vary based on deal size and type. Fund to fund structures are becoming more prevalent in real estate. Effective communication is key to successful networking. Tribevest simplifies the process of raising capital compliantly. Understanding the legalities of capital raising is essential for success. Building a community can expedite personal and professional growth. Transcript: Ruben Kanya (00:00.142) whole idea here is you're actually not allowed to raise capital without a license. So just like being a doctor or a dentist or an attorney, you have to have a license to be able to raise capital and it's called a broker dealer or potentially an RIA, registered investment advisor. So if you're not one of those people, if you don't have a license, you need to have an exemption from having that license. if it's your, this is speaking in generalities, but if it's your own deal, if it's your own fund,   If it's your own syndication, if you're the one buying the property, that's an exemption. You're exempted. You can raise capital for your own deal and that's okay. And that's kind of the co-GP concept that we talk about sometimes. I actually don't like to say co-GP because to me it's a fallacy. There's no such thing as a co-GP. You're either a GP and an active partner.   Who's this? you're an entrepreneur? you're a real estate investor? you're trying to learn from those who did it? Well, come into the lab then. Put your white coat on, gloves on, notepad, and let's go, Joe.   Experiment nation this episode was a really fun one with Seth Bradley who is a fun manager Invest in entrepreneurs. He's an attorney he as a startup founders of software as a service and Really what I loved about What he's built is   Everything that he's built, it's vertically integrated, which I love, but he really embodies the principles of experimenting. Right. And what I mean by that is he has tried multiple models in real estate, which allowed him to get exposure, which I think is really important when I talk about having a well-rounded experiment in your lab, LabAK being your life, so that you can at least identify   (Seth Bradley) (02:10.529) what you like, what you don't like, what gives you return on energy, what drains you. I think those are all important things for us to then be able to niche down. A lot of times we talk about niching down, but we haven't even gotten a taste of what's on the menu to even understand what it is that we want to niche down in. And so part of what I created here at Experimentation in the lab is to bring you   folks who can present the menu of the different options that there is in not only real estate, but in business and even career to then give you that exposure so that you can then get a taste even from this show and then implement it yourself and maybe try one or two or three experiments or four or five. How many it takes for you to feel like this is the thing. This is the thing that I'm going to hold on to and grasp to and go all in on. Right. And that's what we did.   And keep in mind that life has seasons. A lot of us can do something and it could be four seasons. Your season could be five years, 10 years, 15, but I do believe in the compound effect. his journey, Seth's journey, he was able to get his first duplex, then quads, then small multifamilies and big multifamily units. And the next thing you know, he's doing $120 million a deal just in 2022 alone, right? In one year.   But with that, one thing I wanted to highlight, so one thing is the experiment, different exposures, AKA building blocks towards the very thing that he's doing now. But the other thing is being able to get a free, or I should say, get a paid internship. And that's through servicing your clients, learning from them, and then taking a page from their book. He was an attorney that was putting down together his SEC deals of syndications,   capital raising, and then he learned from his clients because he had full transparency. Sometimes, often we're in a position where the proof of concept is right in front of us, but we don't grab it by the horns. We just see it for what it is, just clocking and clocking out. No matter what job you have, there's an opportunity for you to actually take lessons, systems, SOPs, structure, any skillset to take it to the next level for your own endeavors.   (Seth Bradley) (04:38.252) And what I mean by that is I was a realtor and I was a realtor for the investor. understood how investors, underwrote their deals. And that was my win for me to hone my craft in real estate, underwriting deals, pulling comps, walking properties, understanding value at all. That was when I was the realtor for the investor. You can still look it up on bigger pockets. You can still see my page. That's what I was doing. I was helping investors invest until I then became an investor myself.   And in this case, he was an ICC attorney providing these, you know, going through the process of doing syndications, fund to fund, et cetera. And then he learned and he said, not only do I have a practice that does it, but I can also be on the other side of that transaction. So don't you ever forget the importance of being on the other side of the transaction in whatever service that you offer, even if it's just call it.   You work in hospitality at a restaurant to make ends meet. There's a system, there's a SOP, there's a checklist. There's something in there that is a proof of concept that you can then take and implement somewhere in your business. And the universe will tell you its secrets if you listen. The clues are all around us. Last but not least, I love our conversation around being an authority, building a brand.   Essentially, that's what capital raising is and he talked about three pillars. I don't want to talk about he said money Right is one heart of the center trust in your network, right? Your network is you gotta have a big network He talks about having a platform like this where I think everybody should have a podcast because you get the interview you get to learn the skills of communication listening, etc but most importantly you foster relationship while on the air and then   It builds trust to whoever's listening. I'm sure that if you're listening right now and you and I wanted to go into a deal together, there's some form of trust. If this is not your, your first episode. So there's that, right? We talked about having a meetup, restarting our meetups. That's key. Connecting people, they trust in you. Being an authoritative figure, trust. They can't flow you if they don't know you. So stop being cute and stop hiding and put yourself out there. Right? Money. Money follows all of the above network and trust.   (Seth Bradley) (07:00.408) people who have money in your network will make it easier than those who are in your network who are broke. So surround yourself with people who have money, not just because they have money, but of course it can help you tremendously if you're trying to raise capital. And there's something that goes about saying with people who have money, it's not that they're better or anything, but there is a level of opulence and abundance.   And I think there should be a good balance. But certainly if you're trying to raise money with people who don't have money and you're in a circle, people don't know how many doesn't mean to say that you can't uplift them when you have an opportunity, but it's going to be hard to raise capital from people who don't have capital. Right. So that's one thing to keep in mind. Money trust network and being an authority. You can build an authority from home in the lab, in a studio, in person.   And you don't always have to be an expert in something else. Sometimes you can actually have authority within your own circle. If you're a dentist and you're trying to raise capital with other dentists, they trust you. You have authority maybe in your current marketplace, you're a manager of some kind or you're a lead or you're just someone that people really trust. You have that authority. You have trust already with like-minded people in your circle. So this was a great one. He brought a lot of core values home. And that's what I love about   the show. It's every time you listen or anytime you interview someone who's had done some amazing leaps and experiments in their own lab, there's always some consistent clues that kind of bring to the surface and maybe it just, I'm aware of them, but if not, my goal is to extract that and make them aware for you. So I trust that you're going to get a lot from this episode without further ado, Seth Bradley in the lab, y'all.   Experimentation, what's going on? Your host Ruben here. Today I have the pleasure of connecting with a gentleman that we connected with, had some mutual connections. And I was like, I didn't want to let the serendipity go to waste because I saw there was a mutual beneficial component to the lab, as I always say. And I always think you're as good as your tools, you're as good as your resources. And so I'm really happy to have the gentleman here step into the lab with us to give us insight. And I also love the   (Seth Bradley) (09:21.39) I'll call it a vertical integration I think and maybe Seth will keep me honest here, but without further ado I want to welcome Seth Bradley. How's it my man? Welcome to the lab brother   Going great, man. Ruben, really appreciate you having me on. Thanks for having me in the lab.   Absolutely, man. I should so listen if I'm curious so Seth because you know, we we start to talk a little bit and I was a car We're getting to the weeds of things. I want to make sure I hit this record button, but I'm just a curious guy and I'm so curious that if I'm at a real estate conference and you and I sit next to each other and I say hey I'm Ruben Seth. Nice to meet you. You know, what do you do for a living? What do you lead with because you have a very interesting background? So I want to we're gonna reverse engineer, but I'm so curious as to   at the time that we're recording this, what do you lead with if you don't know what my interests are, you don't know where I'm coming from, I could be an investor, I could be interested in putting my money to work, what do you lead with? I'm just so curious.   I love that question, man, because sometimes I have a hard time answering it. It's an easy question to answer for most people, but for me, I have to think about it for a second. But typically I'll lead with I'm a securities attorney, specifically a real estate securities attorney. So if you're raising capital for real estate from passive investors, I'm your guy. can help you put together your fund or your syndication compliantly and secondarily, or, you know, one B I'll call it a tech founder. So involved in a few tech startups as well.   (Seth Bradley) (10:48.238) That's awesome. Then that opens up the window because I see her tech founder and then I securities attorney. Is that that accurate?   Yep, nailed it.   securities attorney. would you do you happen to do you still do I mean, of course, you've been involved in raising capital yourself, which is what I want to lead with next. But are you actively investing? And if you are, what is the model? Is it more investing in the startup? Or is it more investing in actual capitals? I should say social capital relationships, or even you know what, maybe it's some form of real estate, what is your current I guess, investing   season for lack of better words.   Yeah, it's all across the board, man. mean, everything that you mentioned, I mean, just quickly, I started in real estate in 2013. House hacked into a duplex did kind of the bigger pockets podcast. Listen to that. Red Rich Dad, Poor Dad, you know, the typical journey you take and house hacked into a duplex and started buying bigger and bigger properties got to the point where, you know, I wanted to get into syndications and funds and start raising capital. So I started actually investing passively into real estate first and I got my feet wet.   Ruben Kanya (12:01.55) figured out what that investor journey looked like. And then I started raising capital myself from my own syndications where potentially I could be just a capital partner or also an operator. So I raised a good amount of capital from 2019 to 2023, I would say, before the interest rates started to spike. And then we slowed down a bit, but we still own a good amount of that real estate and just put it in perspective. We bought about $120 million with the real estate in 2022 alone. And now I'm kind of   involved with a handful of tech startups where I'm also in that same capacity where I'm raising capital or helping the CEO raise capital for seed rounds for these startups.   Okay, very interesting. So I'm glad let's go to the very beginning because you talked about bigger pockets with shout out to bigger pockets, right? Because that's or did you say bigger pockets? I did hear you say that. Okay, cool. had a mutual kind of, know, I was planning my seeds. I think that they did an amazing job, of course, like minded investors together. 2013 get a duplex. I'm sure one thing I'm curious about and you know, someone else might be listening is, you know, what   point now every everyone's situation is different with that said, but at what point did you start to think, okay, it's time to bring in some outside capital and, I'm going to lead with you. It seems that you strike me as a guy who does things strategically. enlighten me a little bit as to get the duplex. Was there another lever that was pulled to get the next property before you start to raise capital? Or is that right away, right into, okay, now it's time to raise capital. Cause   duplex going to take me so far. Tell me about that journey.   Ruben Kanya (13:43.732) No, I mean, that journey was, you know, a lot of different types of things. mean, I've wholesaled, I've fixed and flipped single family properties. We were doing that in Cleveland for a while. Then we kind of moved on to multifamily, you know, smaller multifamilies up to four units, which is still residential, but then up to, you know, like 16 units, those sorts of things. Then we started getting to where, you know, capital starts getting constrained, your own capital, or if you're doing like a JV, starts getting constrained. But I was fortunate enough that my legal practice, which also started in 2013,   was highly related to what I was doing. So as a real estate attorney, my real estate clients were raising capital for their real estate deals. So then I got into securities law. So I saw how they were raising capital. Then I started helping them raise capital from the legal side. And then I started raising, and then I realized that, hey, if we want to go bigger, I've got to be more like my clients who are buying, you know, 50, $100 million properties. How do we do that? Well, like they do it. They need to raise capital from either   passive investors or from, larger investors like family offices and places like that. So I knew that that was the pathway. So I was fortunate enough to kind of have that perspective shown to me by my clients and they kind of showed me the blueprint. Hey, this is how you need to do it. Now, a lot of other attorneys see that same blueprint and they don't really have that entrepreneurial mindset. So they're kind of just like that service oriented, Hey, let's do what I'm doing. And I'm just going to help. But I have an entrepreneurial mindset. I I'm like,   I want to do that. I want to buy that property. I want to run that business. I want to scale it. like anything else, though, I still had a little bit of reservation, I would say. So I decided to invest passively first just to get my feet wet, just to see what that investor experience was like. And then once I did that a few times, I really got into the active side and dove right in.   Oh man, I love so many elements of that. Let's unpack the experiment phase, right? Because that's what I truly believe in. I'm curious to what your thoughts are on this, right? Before I even preface by saying this, I think, and this is just a thought, could be wrong. I'm experimenting life as it is. But when you ask someone, hey, what do you want to do for a living? Right? It's like, well, I don't know. I haven't been exposed to enough.   (Seth Bradley) (16:03.116) Right. But then when you start experimenting with a lot of different things, then you can niche down because you've been exposed to like this that I don't like, et cetera. And there's a second leg to that, but I want to touch on that for a second because you said you did wholesale fixing flips, then you need small multifamily. What do you think you were able to gain from that? My personally, when I see that, I see, well, you were able you were able to get insight, but   Again, maybe you see things differently. Maybe it's like you needed to do those things and you thought it was true. And then you were led down one path and led to another. What do you take from that? Were you experimenting or was it more or less of the natural progression of events and what you thought was going to be your end all be all ended up progressing into a new ideal. Tell me about that experience.   Yeah, I mean, I think it was an experiment. It was me trying. I knew I wanted to be in real estate. I love real estate. I've always been drawn to it. It's just been an interesting thing for me and interesting subject. I remember when I was in undergrad and I couldn't afford to buy any kind of real estate or didn't have a job at all. And I was trying to figure out, well, man, how can I buy like these townhouses that I'm living in and rent those out? Like, I remember just being interested from the get go. So I knew I wanted to be in it, but it was certainly an experiment to see.   how to break into the market, how to scale a business. Because once you got into a duplex and your house hacked and bought a few other single family properties, it was like, okay, well, we can continue to do this, but I'm always looking again to scale. And to do that, a lot of times you do need to bring in other people's money to be able to fund that scale. But not always. mean, I think it would be a better pathway, honestly, if you can scale without other people's money, because then you can own 100 % of it. But a lot more difficult to do. So if you want to...   you want to grow with scale fast, typically it's with other people's money. And again, luckily I was already in a profession that gave me that experience to be able to see that pathway and be able to execute on   (Seth Bradley) (18:02.35) Now tell me that's a great insight or at least a transition point there, Seth, because we, know, in our professions, we spend a lot of time, but not a lot of folks spend the time to have the lens of an entrepreneur to say, hey, maybe I can actually take a page from their book. Right. Because I think it's interesting that it's we all are entrepreneurs. Right. So we go into business ourselves to run away from maybe possibly corporate. Some people.   And then we build our own companies. We install systems, we invest in resources. And then it's like, we turn into the thing that we were maybe running away from, but there's a lesson that we get to build it our way and have maybe learned lessons from these big corporations. In your end, it reminds me a little bit of me because I again, certainly not an attorney by any means. And I won't compare being a realtor to an attorney, but you are servicing clients and you get to at least,   at least get nuggets from their journey and then say, Hey, why don't, why don't I take a page from their book? Can you talk to us about that? Because I think honestly, it's an unkept almost secret and not even talked about enough where it's like, Hey, you're taking this opportunity right now to get to understand the playbook, see how they've done it, learn from their mistakes, right? Right. Through service and while getting paid. And then you're like, okay, now I'm going to do it for me. So   Do you see it that way as well? was it kind of, know, or did you strategically go into it thinking that you do that? Or it was kind of like, you know what? This is kind of cool. Let me try it myself.   Yeah, I mean, and Ruben, hats off to you, man, because a lot of realtors and brokers, they're around real estate every single day. That is literally their business. They have access to deals before other people. They get to see things that other people don't get to see. They get to see the transactions. They get to see how they change hands. And as you know, most of them don't invest in real estate. like, you even own your own house? Do you own any investment properties in...   Ruben Kanya (20:11.918) 90 % of them don't, right? Unless it's, well, maybe their own house, but that's probably it. They don't invest. And it's crazy to think about that when they're around that all the time. And it's the same thing with attorneys, right? Like, know, they're, whether there's somebody like me, there's real estate or securities, and they have clients that are, that are buying large properties and raising capital, or it's, you know, some other practice like and A where they're combining companies and building companies and things like that.   I think that there's a certain entrepreneurial DNA that's in some of us and it's not in others. And that's okay. Like some people thrive in an office atmosphere or thrive in a W-2 type of atmosphere. And a lot of times I don't even like to disrupt that. Like people, you know, are comfortable there. They like the steady paycheck and that's okay. And I think the vast majority of people do want that and they do like that. They like the predictability of it. But some of us out there, like me and you, I believe are, you know, we just,   We're not a fit for that. Like we need to build. I think that's the key is, is the build, right? Cause you were talking about, you know, we start putting all the systems and the processes and the things into place to ultimately end up in the, the same machine that we didn't want to work for. But I don't think that's the piece that's important. The piece is important is that that climb the build, we want to build like we were builders. love to build.   Yeah. Have you ever had a conversation, with maybe your associates on? I don't know if this is a hypocritical question, because I don't know if I could answer this. But I'm curious, have you had a conversation with another attorney? Like, hey, you see this all the time. Have ever thought of doing it yourself? What's the mindset behind? Have you had that conversation? And have you had around those? Yeah, just curious.   Yeah, I definitely, I definitely have. think, you know, at least specifically with the attorney industry or with that profession, we are, we're trained to look at risk. We're trained to evaluate liability. We are trained to be conservative in nature. and that is totally different than when you're an entrepreneur and you're out there building a business and you're, don't know what tomorrow is going to bring. And there's going to be a problem that pops up today that you didn't expect.   Ruben Kanya (22:30.01) And you don't know if you're going to be able to pay payroll and all these different things that come up as an entrepreneur, as a business builder, that's totally a different mindset than it is that attorneys are trained for. So I think that's definitely a separation. like, you know, I have a lot of investors that are attorneys. That was, that's who my investor base is. Typically it's other attorneys. A lot of other capital raisers don't go after attorneys because they are paying the ass. We ask a lot of questions. Like I said, we are risk averse. Like, you know, we're not the ideal.   person or people to raise from.   I'm gonna predict my money isn't really the case.   with a cold on the page. 137 second paragraph line four. What does that mean? Why is that? And, know, that's the kind of stuff you have to deal with. But, you know, they do make a good amount of money. So there's a, you know, there's a push, there's a give take there. But, you know, I think that that's, I have identified that with conversations with my investors and obviously my prior colleagues. I mean, that in itself is, is a big difference.   It's a big difference. We're just as attorneys, we're just trained to find and look at risk and think about all the bad things that can happen. And man, when you're building a business, when you're growing out on your own and you say, I'm done with my W-2, I don't want that paycheck anymore. That's a lot of risk, right? Or at least it's a lot of risk to a person that thinks that way. I actually don't think that way. I think it's more risky to be have one income stream and be a W-2, but that's certainly not the way that they typically look at it.   (Seth Bradley) (24:02.306) Yeah, no, it's interesting what you're saying. But I'm also curious though, that if they are also investing, because it sounds like you've also worked with some associates, or at least your investors have come from the same cloth, it sounds like they might be, instead of again, raising the capital like you are, high risk, high leverage, they're willing to put their money to work. Do you find that   And I guess maybe that's it. Do you find that that kind of archetype is finding that to be of a less riskier approach versus flipping versus doing it themselves? Or do you find that it's more of time constraint thing? it's like, listen, I got the money. You mentioned it. I have a high net worth. I'm an accredited investor. Let me just do it with someone who's an expert. What have you seen since you've been on both sides, and especially as a fundraiser?   Yeah, I think it's that investor profile. You know, these are folks that make a lot of money from their W-2. They have no time on their hands because their W-2 is so demanding. then any time they have outside of that, it's got to be spent with family. So they really just don't have any time, but they do have capital. So it's just that investor profile that you're dealing with with attorneys and some of the similar, you know, with doctors and dentists and engineers and people like that. Same thing. You know, they're highly paid professionals.   You know, they went to school for a long time. They make a lot of money, but they don't have any time. And unless they really want to venture out and say, okay, I want to raise capital or, or, I don't know, you have to figure out a way to carve out more time because they certainly don't have it. I know when I worked in big law firms and I'm trying to bill 2000 hours a year, I don't have time to, you know, invest actively. In fact, I actually got fired from my big law job, my last one, because of that, because I'm raising capital and doing real estate deals.   and starting businesses and guess what? You don't have time to do that if you're working at a demanding job, whether that's as an attorney or Dr. Dennis, whoever that might be. So I think it just comes down to that profile and do you have time? Do you have capital? And then whatever one you have a surplus of, that's probably where you're going to fit into the asset. So you can invest if you have capital and no time.   Ruben Kanya (26:26.126) You need to find something a little bit more passive and that comes through like funds and syndications and things like that.   All right. So that's very helpful and I think very interesting because you've seen both sides. You not only were on the other side, but you've also been the capital raiser and then you've also yourself invested passively. Tell me about the first deal that if you recall, at least the like kind deal when you raised capital, who did you go to?   Did you start with your client base? Did you start with friends and family? And then maybe we can even get into the granularity. I know there's different non-accredited, accredited 506V versus 506C. There's a lot of different kind of foundational pillars. But talk to us about what your first deal was like, if you recall some of the numbers and what kind of asset type and then who you actually pulled in. So people can start thinking of actually what's possible when we talk about capital.   you know, in fundraising, we think of it as this big thing, but people like you and me can actually start initiating these kinds of transactions. Talk to us about your first one.   Yeah, man, I mean, don't remember the actual specifics, but it was like 100 because there's around 150 unit multifamily something like that was your first That was the first raise it was the first raise but I was brought I I wasn't the primary operating partner I brought in as a capital raiser that sort of thing and also providing some legal services as well. Um, but I was   (Seth Bradley) (27:48.078) That was your first race.   (Seth Bradley) (28:01.422) Hold on. That's interesting. Now you kind of you're kind of double. Is that is that how you got your general partner essentially? Were you a general partner on that? Or were you tell us about that? Because from what I understand, you can correct me if I'm wrong here. You're the expert. You can bring in different subject matter expertise to the table to value your I guess your position and a capital raise. Maybe one is investor relations, one, et cetera. Did you from what I understand, bacon?   some of your services and as a GP or is that, what did you?   Yeah, for sure. Yeah. I was a general partner on that deal, baking in some of my legal services as well. Started leveraging my skillset that's super valuable. Obviously, it's applicable to these capital raises. I can help you raise capital and also be the securities attorney and also potentially the real estate attorney as well on the deal. So lots of different ways that I can get in there and provide value to the active partnership.   But yeah, I I was tasked with raising, you know, half a million dollars. I didn't hit it. I hit way under. I think I might've raised like a couple hundred thousand dollars. And I was pretty happy that I even hit that because it's the first time. I'm, and I'll tell you what, man, like capital raising is hard. Like I think that, you know, you see all these masterminds out there and these coaching programs and things and they're teaching how to raise capital and some are great. And I'm actually in a couple of them. but they are, you know, they, have to sell you on that. easy, right? They have to sell you on, Hey,   I'll give you the systems, the processes and boom, you're going to be able to raise a million dollars easily. It's not that easy. unless you already have a built in network of high net worth individuals, that's where you'll find success. Or maybe you have a platform like yours where you can access a lot of people that you already have a relationship with and you'll like, and trust you that love what you're doing. And they're like, man, if he's investing in this, it must be good. So that those people, like you, and then also people that are.   Ruben Kanya (29:59.426) we tend to see a lot of doctors and dentists that are very successful right out of the gate. Cause guess what? They work with other doctors and dentists who already trust them, who have money, who already trust them. So they do great. and then others, like me are probably somewhere in the middle, right? We we've got a base of investors that are like attorneys, which seem like they'd be great because they have money, but guess what? They're a pain in the ass. So there's, there's a little bit of give take there. and then you have other folks who,   you know, maybe they're a school teacher or something like that where their colleagues maybe don't have a ton of money to invest and they have to follow just like, you know, follow the processes, the systems and the marketing funnels and those things and rely really heavily on that. And typically it doesn't go that well. It doesn't on the first one. You've really got to be scrappy. Like you've got to get in there. You've got to literally make a list of a hundred people that you know, that might want to invest right.   type it up, go systematically through that list, and you've gotta break out of your shell and not be afraid to just reach out to these people, no shame, get your pitch together and just do it. And it feels awkward and you don't wanna do it and you feel like a salesperson, but you've gotta do it. You've gotta break through those reservations and make it happen because that first raise is a bear. You've gotta just be.   You've got to be scrappy and you've got to do whatever it takes and 10x whatever you think is going to take.   Experiment nation, you've heard me talk about how multiple investors across the nation are landing these lucrative midterm rental insurance contracts by making these small tweaks on the branding and marketing side, especially if you're an existing short-term rental operator, there is a quick and easy shift that you can make with the ride guide in place. And because we've launched a two-day bootcamp,   (Seth Bradley) (31:59.278) that not everyone could attend in real time, I've put together a recording where you can get all the materials and all the guides to focus on rebranding either your short term rental business or your current midterm rental business so that you can actually have the insurance companies reach out to you. And then day two is if you want to actually play offense, how you can reach out to them by listing on the right platforms, et cetera.   If you're looking to get this MTR bootcamp so that you can start optimizing and you can start receiving these lucrative contracts that again, provide less headaches, less turnovers, unlike the Airbnb space, you can start receiving inquiries today by having the right guide in place. So please go to experimentrealestate.com for slash MTR bootcamp or click the link in the bio to make sure you get your hands on the   and midterm rental insurance bootcamp to fast track your way into landing these lucrative insurance contracts the exact same ways multiple investors have taken advantage of this unknown and untapped niche within the midterm rental umbrella. Wow, so I'm a systems guy and as you're speaking, I'm taking notes here guys. I heard three key pillars and feel free to add to them because I wanna hear.   kind of the downfall of some of what folks are coaching. I heard one is money, number two is trust, and number three is network. And I like how you highlighted those because I hear, well, if you have a network and you can get access and you have a large pool, then there's probably people who are gonna have money in there. Then if you have what I'm hearing is authority, trust, AKA I'm a doctor, you're a doctor, we speak the same language. And by the way, guess what? Third pillar, we all have money.   So that's kind of like the sweet, sounds like that's the sweet spot. MTN money trust and network. What did I miss?   Ruben Kanya (34:03.89) You nailed it, man. That's it. That's kind of the big level, the high level things that you need. I mean, you need that authority or you need to be able to show that you know what you're doing, that you know what you talk about and what you're talking about, that sort of thing. And then obviously that network, you either have to develop that through your W-2 that you already have or however it might be, or maybe you have a platform, right? Like maybe you have a platform like a podcast or an investor group.   or an in-person meetup. We don't do those as much as we used to before COVID, but that used to be a huge thing. Like I were on a real estate meetup in San Diego County or something like that. And it goes, that used to go really, really well for people to be able to raise capital. So yeah, you gotta have that platform. Network. I know, right, Networking lunch.   You should bring that back. There's something about because there's something about this, right? This is cool. Like, what a time to be alive where you and I can connect in the flesh. But I want to echo what you just said. Because I'm kind of speaking to myself as a reminder, Ruben, you got to get these meetups going again. We used to do a meetup in New York and Atlanta.   And just the relationships that happen in the room and you're being the super connector is so powerful. I wouldn't get cute and just, you know, this is great that you and I can connect while you're in San Diego and I'm here in Boston, but it's not, or it's and, I think we should, I think we should bring it back. Cause I could tell it may a super charismatic dude, great energy. you know, obviously you're authoritative figure and I feel like, I think, it will only service more.   never seen.   (Seth Bradley) (35:41.87) to have these in there's something about in person. So yeah, I'm just I'm preaching to the choir, but I'm also like, hey, accountability, I'm gonna check up on you. gotta do the same.   You gotta appreciate it. Tell me sure man. And it's great. Like when we meet on something like this and we have some interactions on social media and then we get on each other's podcast, you know, get to know each other. And then when you meet in person, you're like, this is awesome. You already feel like you know the person. So technology is a great and right. Another and yeah.   Yeah, don't sleep on that fit that in person. We need more of that if anything. And people are, you know what, people I think are actually searching for it with all this technology. So good reminder for the both of us and whoever who's listening. I want to touch on something that you said, Seth. You mentioned, because I like learning from those who either have failed or made mistakes because can expedite our learning process. So you said,   First deal typically, uh first one doesn't go well, uh, it's a bear but then you also mentioned that uh, you know Some some mastermind programs, right and there's a lot out there good and bad and some are better than others. Uh, some of them, you know I see I guess uh, maybe Don't um, I should say, um, maybe they fall a little short   of helping you get to your first link. What's missing? What's the missing link? We talk about money, trust and network, but like if I wanted to nail it the first time the right way without, and I wanted to learn from someone like you from, your mistakes or from someone else's mistakes or from, know, those masterminds that are just falling short, what is a, is, is it a foundational or at least insight or lesson learn or thing I should keep top of mind in addition to the money, trust and network that would maybe put me in a   (Seth Bradley) (37:40.024) position not to have the first one be so challenging.   Yeah, I mean, to be honest with you, I think it's going to be challenging no matter what. I mean, I think what I was going to say is actually grit, right? You have to have grit. So I think it kind of it's a counterbalance here where you have a mastermind or coaching program or a class or something like that that you're selling to somebody. And the only way somebody is going to buy it is if you say, hey, buy this or come join me in this group and   I'll make it easy for you to do what you want to do. Like that's the selling point. You have to say that it's going to be easy to get them to pay you to do it. But the problem is once they're in, you realize it's not easy. So, you know,   People sell the promise, not the process.   That's right. That's right. So, you know, I think maybe I don't know if there's any way around that. Like you certainly can't sell it is going to be hard and be like, Hey, well, if you buy my $20,000 program, you're probably not going to make it. So you can, if you want, you know, it's just not, it's not going to work. So I don't know if that's going to change, but I would say maybe once you get into that program, then you preach that, look, I can give you the systems, I can give you the processes. I can even teach you the compliance and I can hook you up with all my different, you know, my network and   Ruben Kanya (38:59.21) hook you up with my securities attorney and my CPA and my funnel builder and those sorts of things. But at the end of the day, really emphasize that it's going to be work. You have to not only implement the systems, but you're going to have to scrap. Just like building any business, capital raising is a hard business and you're going to have to do things that are going to make you uncomfortable. And if you don't go all in, you're not going to make it. That's all there is. It's just like any business.   or even a piece of a business. So me and my wife own a few gyms together and like sometimes we'll implement like you know, a promotion or something. Right. And if we half asset, it doesn't work. It just doesn't. It simply does not work. You have to have full buy-in. You have to believe in it yourself and you have to get your teammates and your employees to believe in it or they won't or they won't grow in the same direction as you. You've got to be all in just like with any business or it's not going to work.   love that. That's a good one. The belief system is certainly a big one. And I'm sure it comes off across, especially in this space of capital raising, you people want to know that, do you believe in what you're saying, right? Just as much as you believe in yourself. That's interesting. So   Tactically, was talking to this gentleman yesterday at the gym, speaking of the gym, a young guy, a hustler, you know, making some good money. And we were kind of talking about, you know, journey, you know, part of the journey is, you know, acquiring skill sets and honing your and sharpening the axe, for lack of a better word. And so I'm curious, you know,   And I'm going to stick to my pillager because that's a reference point for me. But if I'm thinking of, what is one skill? Not saying for this is the end all be all by any means, just curses. If I was to focus and truly get really, really good at one skill and, can she not just achieve mastery in it? Is it fostering relationships, remembering Seth's birthday, what he does? Is it being able to really get   (Seth Bradley) (41:17.998) great at communication and putting together a pitch deck, just to get a little bit more granular of like, what skillsets should I be thinking of, of honing, flexing that muscle and or which skill sets would actually give me an advantage in this space to really double down on? What would you say to that?   I'll just lean on what I personally did. And I think that that's public speaking. So it's a lot, it's something that people hate, right? Like most people hate it. There's a small percentage of people that love it. Not very many. Most people say it's their biggest fear. Certainly my biggest fear was public speaking. so I had to overcome that. I realized that in order to be the person that I wanted to be, I needed to overcome that fear. I needed to get good at what I was not good at. And that was certainly it. And I'll tell you what.   doing what we're doing now helped me. So I launched a podcast. It helps a lot. You get used to talking, you get used to conversating with people and you being the center of attention and focusing your thoughts and putting them into the words that you want to say. And it, it really helped. And I think that that goes from the top down. So even if you, you know, public speaking, you're thinking about, you know, being on stage and giving a presentation, that sort of thing.   Just gonna say.   Ruben Kanya (42:34.914) but it trickles down all the way to networking conversations, to having a phone call with an investor. Like it just improves your conversation skills and your communication skills that you have, whether you're on stage, whether you're on a podcast or whether you're on a phone call or a face-to-face meeting with an investor, it trickles all the way down.   I love this conversation so much and Seth, you have your own podcast as well. Why don't you plug it in for a second.   Sure, it's called the Passive Income Attorney podcast, but I will say that I'm rebranding to Raise the Bar Radio. Obviously a homage to raising capital and being an attorney.   Right. No, the reason I bring that is I couldn't, I just want to echo that, that, everything is, is, is a, is a building block, right? I think what's fascinating about having your own show, right? Seth is, you know, that when someone is talking, traditionally, or if you're not well trained, you're already thinking the next thing to say, not really hearing the person. This skillset right here, but we're doing, which I love so much, you know, forces you to be a better listener.   You know be able to collect information Digest it analyze it and then respond to it. I've always said I think having a show a podcast is one of the ultimate hacks because of the the the There's just so many multiple benefits associated with it. I'm curious. Do you see it that way too? Or is it just me?   Ruben Kanya (44:06.798) just 100 % man 100 % you heard me man like that it's a game changer I mean there's that's to me the number one thing but also you you just get to make connections too right like you get to have guests that you have to have a reason to have somebody on your show that maybe you wouldn't get to talk to for whatever reason or and you get to cross paths with people and you get to say you get to share this experience like we're always gonna have this experience I know when I meet up with people in real life   maybe five years later, like at a networking event, I'm like, my gosh, you remember we were I was on your podcast four years ago or whatever. And it's just like, you know, it's like we're high school buddies or something. you know,   You know, that's so funny you say that Seth, because I was at a conference and I've seen this dude and it had been so long. He's awesome. And I blanked on his name and I was like, but I like, hadn't seen me yet. So I just went to my episode, scrolled them like that's right. Cause I couldn't put it together. I'm like, why am I playing on it? And we hit it off. went to lunch together. Like it was just awesome. But it's to your point, it's, it's sharing an experience one.   It's learning how to communicate, learning how to listen, and then being able to... That's why I actually like being on this side more, because I get to ask you questions. It's having a master class. I'm learning so much right now, and then I get to share with my audience. It's like, Roman, that was just a great interview. like, dude, I self-interest. I selfishly was just as hyped. I'm so glad you got value out of it. So that's awesome, Seth. Let me ask you. So, know, biggest...   You talked about the capital raising, challenging, having grit, needing grit, having a network, having money, having relationships. On the other side of this is, ah, this isn't for me. Do you have a message for those folks who are saying, you know, if you're an advocating for it and obviously you have a service around it, you've done it yourself. Sure. It's not for everybody.   (Seth Bradley) (46:14.178) Right, but for someone out there who's not thinking this right like I think I was in a meetup There was a gentleman out like 300 something units like single-family homes. I think I think you did it the old-fashioned way old gentleman I'm like, yeah, I'm like damn. what is it? What message you have to like share as far as I? Like pulling on levers, right? That's why a lot of us get into real estate levers being anyone resources capital social capital, etc Can you?   Just give us your take on this lever and the power it has. And if someone's not thinking of this, the power it can have. I you mentioned 120 million in 2022. Like help us understand and grasp that for someone who's thinking still like, oh, I'm going to just refinance. I'm going to flip this home and I'm going to OPM. How important is that?   It's so important. Like I said, it's scale, right? It's scale and speed. And that applies to any business that you're trying to scale. It's speed. Like, can you get there on your own or maybe finding one partner at a time? A lot of times that's where you start. Like if you're fixing and flipping homes, you get to a max and you're like, I'm going to bring in, you know, Joe Shimo or my brother-in-law and they're going to fund this one deal. And you're doing one house at a time, or maybe you're doing two houses and you're doing three, but that takes time.   I mean, it just takes a lot of time to get there. So you're just going to be going like this. Maybe you're going to keep improving and then you're going to have one bad deal and it'll be chopped back down a little bit and they're to keep going. But with other people's money, you go like this, like that you get vertical and you can get, and you can just get economies of scale. can, again, just go with speed and that's what matters in business. Now, maybe that's not for everyone. I do get that. Like, I think if you would have asked me a few years ago, I would have said, this is the only way.   Like this is the only way you have to do it. I don't know if it's necessarily for everyone, but if you do want to get to that next level and you want to get there fast, like you want to achieve it soon, then other people's money is where it's at. Like you have to use it like gasoline on a fire.   (Seth Bradley) (48:21.678) Tell us about the, I recently heard Alex Formozzi say this, and I think he was talking about how people need to realize that a piece of a watermelon is always gonna be greater than a large grass, like grapes or something like that. I was like, oh, that's a very interesting analogy. Can you break down maybe just for us who are not familiar with the split?   when you're raising capital and you have other people's money in play and you know a lot of people talk about assets under management here and there millions here and there but help us understand like what's what's the what's the ratio you helped a lot of clients if someone's a GP on a hundred million dollar deal or a ten million dollar deal how much are they actually taking home right like how much do I make because you know you see a lot even on social like   I think that's very interesting for us because you know, we got into the space and we're super lean, but at the same time our margins are ridiculous and it's not about how many doors someone how much profit we make per each, you know, property with all these insurance companies who are paying us like five X what you would traditionally pay. So it's never been about a door contest for us, but that's very prevalent in the industry. Like, we got assets on a management, you know, 20 million here, 120 million. But how much would one.   for someone who's listening, or maybe you're not thinking, said pour gasoline on it, how much am I actually taking home, let's say on a $100 million raise, or on a 20 million, 10 million? What's the good ratio? Like what am I making? And then what's the upside of that? And why is it beneficial for me to really pay attention to this? Especially if I am for profit and money driven, and I understand the opportunity that might be at stake here.   For sure, man. And you're kind of opening up a can of worms, right? So we'll see where we take this. the general idea here is you're actually not allowed to raise capital without a license. So just like being a doctor or a dentist or an attorney, you have to have a license to be able to raise capital. And it's called a broker dealer or potentially an RIA, a registered investment advisor. So if you're not one of those people, if you don't have a license, you need to have an exemption from having   Ruben Kanya (50:41.814) that license. Now, if it's your, this is speaking in generalities, but if it's your own deal, if it's your own fund, if it's your own syndication, if you're the one buying the property, that's an exemption. You're exempted. You can raise capital for your own deal and that's okay. And that's kind of the co-GP concept that we talk about sometimes. I actually don't like to say co-GP because to me it's a fallacy. There's no such thing as a co-GP. You're either a GP and an active partner.   or you're not. And what's a co GP. So we call co GPS or the way that the industry tends to frame them as kind of these small capital raisers, right, these small capital raisers that come in and raise a little bit of capital, and they don't participate in the deal in any other way. So they don't provide any services, they don't do any of   I got got I got rich friends Right you call me you say Ruben. Can you code GP this? know you can probably bring us an extra 50 million to the table Co GP or you're saying is actually not kosher   It depends. So it all depends on how you structure that deal. So if you're bringing a large amount of capital and you're only bringing capital, what you're going to want to do is negotiate managerial or voting rights within that legal entity that you're partnering with. So maybe they're the operating partner and you're the capital partner. And that's okay. So long as you as the capital partner have some sort of like meaningful voting and managerial rights. So that's kind of what private equity does, right? They come in, they raise capital.   And that's all they do is provide capital. But guess what? In those legal documents, if something goes wrong, let's say with the property or whatever the asset is, they have takeover rights. They can come in and manage the property and take over the asset management if they want to. Those rights are baked into the legal documentation. And that's what makes it okay, because they are an active partner because they have those managerial and or voting rights. But when you come in as a, let's say a smaller partner, and all you're doing is bringing in capital,   Ruben Kanya (52:41.1) and you're not doing anything else. So you haven't negotiated any meaningful rights to make decisions or to manage. you don't actually manage the asset. You don't actually attend the meetings. You don't do anything except, here's my 500,000 bucks from my investors. And then you walk away. That's actually not legal. And a lot of people call that the Code GP model. But actually, you're either an active partner in the deal or you're not.   Would it change Seth if I, it sounds like what you're saying is I'm bringing 500K and then I'm just leaving. I'm just like, here you go. Here's, I'm just hooking you up. Would that change if I put my own money into the deal? Now I'm an LP or no, there's more complicated.   Now you're, yeah, now you're an LP because it's your money. So you're just an investor.   Right. you're saying I could, yeah. So you're saying the difference between the example you just gave is the fact that that person never had money in, they just brought money in. That's none of their own money. And then they didn't do anything. You're saying that's a red flag for lack of better words, if they don't have the proper, I guess, voting rights, manager rights, et cetera. Is that an accurate recap?   Yeah, I can use my own capital. I can put my own half a million dollars into somebody's deal and be a passive investor. And that's okay. I'm not raising capital. That's my capital. But if I said, okay, here's $250,000 from my mom and $50,000 from Rubin and another $100,000 from this person and that person. And I put it in a LLC or I just bring them into the deal. Then that is raising capital. You're raising capital from other people. And that's, that's the difference there.   (Seth Bradley) (54:14.254) Yeah, so it's almost like you could be stacking, you know, people are a bunch of people are recruiting for the fund, but those folks are not on there as investors. It's aggregated funds, essentially, which could create a problem, right? Is that what you're saying? Yeah. Okay. Yeah. Very interesting. I never even thought of that case study. Yeah.   Yeah, I didn't even ask your question though, which was how much money can you make? Right? So typically, typically, and again, we're putting securities laws aside here. We're just talking about kind of industry norms, we'll call it. Maybe 30 % or so is put aside for the capital raising. So 30 % of the GP. let's say there's a syndication where you do a 70 30 split, 70 % goes to the investors, 30 % goes to the general partners. Well,   If you bring in, let's say, 100 % of the equity, you bring in all of it, then you'll probably be allocated about 30 % of the general partnership. So 30 % of the 30 % in that example. So you get 9 % of the deal.   What did you mean by 100 % of the equity amount following?   So if you had to raise, let's say you're closing on a $10 million property and you need to raise $4 million to close it, or let's say the down payment plus capital improvements, something like that, and you bring in the full $4 million, you brought in 100 % of the equity needed to close the deal.   Ruben Kanya (55:38.574) Yep. And then overall, so and then what has happened now? So what's going on now or what's happened over the last couple of years is that there have been some very well-known syndicators in the space get investigated by the SEC and people have said, all right, well, now we need to figure out a different way to raise capital, compliantly. Right. And the answer is actually always been out there, but it's had some difficulties and that's a fund to fund. So   people out there, they've heard of a fund to fund. This is more a more prominent way, a more compliant way to raise capital nowadays. But I'll tell you what, comparing it to the CoGP model, it's more complicated. It costs more money and it's just a lot more work for you as the capital aggregator or the fundraiser. So people have avoided it because they've just done the CoGP model because it's easier. But now that the CoGP model isn't as available, people are still doing it, but people are kind of shying away from it because of the   the investigations that went on. Fund to Fund has become a lot more prominent and you have companies like Tribe Best who I'm chief legal officer for, full disclosure. We put together a Fund to Fund product where we make it cheaper, easier, more compliant, and you can just do it very easily and within five business days because we do everything for you. So instead of you having to find a securities attorney and a CPA, open a business banking account, file your LLC,   Walk your investors through the signing ceremony and get them to wire your funds. We call that herding the cats. Do all these things and put your cap table together, do your distributions, all those things that you'd normally have to do. Tribe Best does. And we do it for a very low price in comparison to what I would charge you if you came to me as a law client.   Interesting so I like how you just covered the foundation there. Let's go back to the 10 million dollar example, right? Yeah, you put in equity is you said so this is me saying Equity to close is 4 million. And so I'm bringing in 4 million just so I'm clear is do I have and this is my assumption that a Lot of syndicators are also raising the capital for that 4 million. Is that not correct?   Ruben Kanya (57:55.032) Typically, yes.   Okay, so then you're saying, just want to make sure I understand all the different use cases. So I could be 4 million and then the Delta, I can either traditional lending and or have my investors cover the Delta, which would be the 6 million. Is that accurate?   Yeah, I mean you can find however you need to fill in that the debt the equity stack Well wouldn't be the equity stack the full capital stack. Yeah   Typical though, it more typical that if I'm the GP to $10 million asset that I'm actually going to raise, I don't know, $3.5 million and put 500K on my own money? Is that more typical than I'm...   I would say that is typical. Yep. That is more typical. would say prime example idea, $10 million property, get a $6 million, maybe a little bit more, $6, $7 million loan. And then you raise three or $4 million, whether that's from passive investors or whether that's your own capital that you put in, or maybe you bring in fund to fund investors.   (Seth Bradley) (59:02.478) Okay, so that's where I wanted to ask the question, fund to fund. Tell me how that's different than the, bring in 3.5, I bring in 500K to the table, I raised 3.5, now I have a $4 million down payment, we borrow $6 million on debt. Tell me how the fund to fund is different than that approach.   Sure. So that deal that you just described, we like to call that when we're talking it with respect to fund to funds, the target deal. So that's the target deal. Like that's the entity and the structure that's buying the asset. So they're buying this $10 million asset. We're actually at the fund to fund level, one level down from there. So we create our own legal structure, our own LLC, and you have your own manager, a fund manager who brings in their own passive investors and they put them in that fund to fund legal entity.   And then the fund of fund legal entity actually invests into the target deal. So they come into the target deal as basically a big passive investor. let's say they aggregate a half a million dollars where typically, you know, the average investor might be $50,000. So these are bigger investors. It's just one big investor to the lead sponsor or the target deal, but it's really, yeah, it's really another fund is what it is. So it's a fund of a fund or a fund of a syndication.   That is so interesting. so you're saying that is becoming more prevalent. You fund a fund. I mean, I would imagine that's where not to get so far off topic, but that's where a lot of big companies who are deploying their excess capital or investing in. I I guess it's in multiple portfolios, right? Investing, right? mean, there's commercial, there's insurance. I mean, there's so many different things you can invest your money into.   Yes.   (Seth Bradley) (01:00:46.656) Is that all fun to fun families essentially?   For sure. For sure. Yeah. You know, you can call it a fund. There's different kinds of fund to funds. Fund funds aren't new. They've just been deployed in a different way recently or more prominently or more often, which is this kind of this I'll call it. We like to call it an SPV fund to fund single purpose vehicle fund to fund. Now other people will call it that same thing and mean something different, but the way that we mean it is that we create this fund to fund entity.   And it's a single purpose vehicle, meaning it's created only to invest in one deal. So that $10 million multifamily deal, we create a fund of an SPV fund of fund only to invest in that one

Linda Trinh joins Let's Talk Memoir for a conversation about her personal spiritual journey, opening a memoir with a question, sparks of creativity even when we're not actively writing, focusing on voice, owning our many identities and communities, making meaning from experience, paying attention to both the external and internal search, memoir as a time capsule, being okay with the version of ourselves as it is on the page, being gentle with ourselves, recognizing we are works in progress, Buddhism and world mythology, becoming comfortable with the unknown, and her new memoir Seeking Spirit.    Also in this episode: -book promotion -owning our identities -paying attention to the nudge   Books mentioned in this episode: The Year of Magical Thinking by Joan Didion Blue Nights by Joan Didion Embers by Richard Wagamese Body and Soul: Stories for Skeptics and Seeker by Susan Scott Perspehones Children by Rowan McCandless   Linda Trinh is a Vietnamese Canadian author of nonfiction and fiction for adults and children. Her creative nonfiction has appeared in literary magazines such as The Fiddlehead, Room, and Prairie Fire. She has been nominated for two National Magazine Awards. Seeking Spirit: A Vietnamese (Non) Buddhist Memoir is her first book for adults. Her award-winning early chapter book series, The Nguyen Kids, explores Vietnamese culture and identity with elements of the supernatural, spirituality, and social justice woven in. She lives with her family in Winnipeg, Canada. Connect with Linda: Website: https://lindaytrinh.com/ Instagram: https://www.instagram.com/LindaYTrinh Get her book: https://guernicaeditions.com/products/seeking-spirit?srsltid=AfmBOor-knwnqu9qqq7QBvtBJYsWYRYebw3JrIr9cV-rjFzEwe2oP2nL – Ronit's writing has appeared in The Atlantic, The Rumpus, The New York Times, Poets & Writers, The Iowa Review, Hippocampus, The Washington Post, Writer's Digest, American Literary Review, and elsewhere. Her memoir WHEN SHE COMES BACK about the loss of her mother to the guru Bhagwan Shree Rajneesh and their eventual reconciliation was named Finalist in the 2021 Housatonic Awards Awards, the 2021 Indie Excellence Awards, and was a 2021 Book Riot Best True Crime Book. Her short story collection HOME IS A MADE-UP PLACE won Hidden River Arts' 2020 Eludia Award and the 2023 Page Turner Awards for Short Stories.  She earned an MFA in Nonfiction Writing at Pacific University, is Creative Nonfiction Editor at The Citron Review, and teaches memoir through the University of Washington's Online Continuum Program and also independently. She launched Let's Talk Memoir in 2022, lives in Seattle with her family of people and dogs, and is at work on her next book. More about Ronit: https://ronitplank.com Subscribe to Ronit's Substack: https://substack.com/@ronitplank Follow Ronit: https://www.instagram.com/ronitplank/ https://www.facebook.com/RonitPlank https://bsky.app/profile/ronitplank.bsky.social   Background photo credit: Photo by Patrick Tomasso on Unsplash Headshot photo credit: Sarah Anne Photography Theme music: Isaac Joel, Dead Moll's Fingers

Matty Dalrymple talks with Mark Leslie Lefebvre about LESSONS FROM A CHANGING PUBLISHING LANDSCAPE, including trends in book design and special editions, shifts in production and distribution, Bookshop.org's expansion into eBooks, strategies for direct sales and backlist marketing, and how increases in costs of print book production merit increases in prices as well. They also discuss the innovations they hope to see in the next two years.   Interview video at https://bit.ly/TIAPYTPlaylist Show notes at https://www.theindyauthor.com/show-notes   If you find the information in this video useful, please consider supporting The Indy Author! https://www.patreon.com/theindyauthor https://www.buymeacoffee.com/mattydalrymple   Mark Leslie Lefebvre is the author of more than twenty books that include fiction and thrillers, and paranormal non-fiction explorations. He has also edited numerous anthologies. With three decades of experience in bookselling and publishing, Mark is a seasoned and trusted book industry professional who embraces both traditional and indie publishing options.   Matty Dalrymple is the author of the Lizzy Ballard Thrillers, beginning with ROCK PAPER SCISSORS; the Ann Kinnear Suspense Novels, beginning with THE SENSE OF DEATH; and the Ann Kinnear Suspense Shorts. She is a member of International Thriller Writers and Sisters in Crime. Matty also writes, speaks, and consults on the writing craft and the publishing voyage, and shares what she's learned on THE INDY AUTHOR PODCAST. She has written books on the business of short fiction and podcasting for authors; her articles have appeared in "Writer's Digest" magazine. She serves as the Campaigns Manager for the Alliance of Independent Authors.

How Scattered Attention is Destroying Leadership Effectiveness This week on the podcast, I'm tackling one of the biggest threats to leadership effectiveness today: scattered attention. With executives checking email every 6 minutes and switching between apps over 1,000 times a day, it's no surprise that strategic thinking has become a lost art. But here's the truth—this constant fragmentation isn't just exhausting, it's eroding your ability to focus on what matters most: goals that align with your authentic mission. In this episode, we explore how to reclaim your focus by aligning your attention with meaningful work. Tune in, take notes, and start protecting your most valuable resource: your focus. To find out more about my work, please visit www.danawilliamsco.com LinkedIn Instagram Email: hello@danawilliamsco.com The Strengths Journal™ is the only Gallup-certified, purpose-driven daily planner that helps you actively use your strengths to plan your days. Get Your copy here

Ian Trottier, Author of the book High Stakes Treason, joins Stew to discuss Trump and his DOJ's sudden resurrection of the “SpyGate” saga with the Obama-tea deep state actors like Brennan and Comey, dangling their arrests — but is it all just part of his PsyOp and Epstein coverup? Western civilization has been infected by a parasitic invasion of foreign ideals and values that have been introduced into our culture by strange and morally degenerate people whose goal is world domination. We have been OCCUPIED. Watch the film NOW! https://stewpeters.com/occupied/

295: We've all had some type of food poisoning, but this was like no other! I'm sharing where I got it from and the things I did to recover. As always, if you have any questions for the show please email us at digestthispod@gmail.com. And if you like this show, please share it, rate it, review it and subscribe to it on your favorite podcast app.  Sponsored By:  → Armra | Go to ARMRA.com/digest and use code DIGEST for 30% off your first subscription order.  → LMNT | Get your FREE sample pack with any LMNT purchase at drinklmnt.com/DIGEST Check Out Bethany: → Bethany's Instagram: @lilsipper → YouTube → Bethany's Website → Discounts & My Favorite Products → My Digestive Support Protein Powder → Gut Reset Book  → Get my Newsletters (Friday Finds) Learn more about your ad choices. Visit megaphone.fm/adchoices

ESPN and Fox Sports are both offering new streaming sports packages. After 34 years, AOL pulls the plug on its dial-up internet service. Reddit blocks most of archive.org's “Wayback Machine” from indexing its content. And Nvidia unveiled new AI models and infrastructure for robotics, including Cosmos Reason. Starring Sarah Lane, Tom Merritt, Robb Dunewood, Roger Chang, Joe. To read the show notes in a separate page click here! Support the show on Patreon by becoming a supporter!

Frankie Stockes joins Stew to discuss the latest attacks from Trump to America - essentially recruiting American men to fight for Israel and their genocide! Western civilization has been infected by a parasitic invasion of foreign ideals and values that have been introduced into our culture by strange and morally degenerate people whose goal is world domination. We have been OCCUPIED. Watch the film NOW! https://stewpeters.com/occupied/

Black Hat 2025 roundup with David Spark with highlights from the annual InfoSec event in Las Vegas. Edison Research finds podcast listening has grown across all age groups especially among people aged 18-29. Why is OpenAI seeing backlash with the roll out of GPT-5? And its Friday David shares one of his popular Security Games with the show. Can you guess the right answer before we do? Starring Sarah Lane, Tom Merritt, David Spark, Len Peralta, Roger Chang, Joe. To read the show notes in a separate page click here! Support the show on Patreon by becoming a supporter!

➡ CLICK HERE to send me a text, I'd love to hear what you thought about this episode! Leave your name in the text so I know who it's from! Another Digest and I've got lots of links for you, SO MANY incredible Milwaukee women doing cool things this summer. I would have shared ALL of these online (and more) had I been on the socials ... so instead, a summer roundup. Here are the links I mention: Girls Rock ShowcaseMarissa Jablonski Greenwashed & Confused Pilot EpisodeMagical Mondays with Karlies KelleyArt Blaze with Joy EngineStyle Pop CafeFruition MKE Interwovxn Newsletter (and DANCE PARTY info)Forest Bathing with Juniper TrailsWe Got This MKE Motherhood for Good Newsletter with Kate DuffyPersisters NewsletterBut honestly, there is SO much in Milwaukee, it's hard to list them all! Support the show

JD Sharp joins Stew to discuss Netanyahu's latest announcement that Israel will be fully occupying - and annexing - GAZA, and of course with the help of US! Visit https://purgestore.com and use promo code "STEW".  In this powerful segment, Dr. Lee Merritt exposes the truth about who actually created “chemotherapy” and provides proof that it was designed to kill, not heal and the true cause of cancer- parasites!   Brandon Taylor Moore joins Stew to do a deep dive into the truth about Bolshevism, how it's destroyed Christianity and America, and how “anti-semitism” is merely a Bolshevik HOAX.   Western civilization has been infected by a parasitic invasion of foreign ideals and values that have been introduced into our culture by strange and morally degenerate people whose goal is world domination. We have been OCCUPIED. Watch the film NOW! https://stewpeters.com/occupied/

Will the integration of ads into the prompt results from LLM ChatBots eventually degrade the quality of their output? OpenAI announced GPT-5, the latest model and successor to GPT-4. On Wednesday Duolingo announced it beat its quarterly revenue estimates despite backlash earlier in the year when it's CEO would replace contract workers with AI. And Peloton says it's shifting from a pure cardio focus to a broader wellness strategy. Starring Sarah Lane, Tom Merritt, Roger Chang, Joe. To read the show notes in a separate page click here! Support the show on Patreon by becoming a supporter!

Amber Rae joins Let's Talk Memoir for a conversation about meeting her soulmate while already married, living a story as you write it, allowing a book to show you what it needs to be, writing for our own growth and delight, slowing scenes down to put readers in our lived experience, holding onto the larger intention of the book, wounds we're afraid to look at, facing both old and new shame, compassionate understanding, learning how to mother ourselves, revealing intimate details of our lives in public forums, authentically inserting our voice into our chosen medium, healing through the process of writing, choosing to be as brave as possible on the page, and her new memoir Loveable: One Woman's Path from Good to Free.   Also in this episode: -setting boundaries -tracing original patterns -bringing readers  into our interior world   Books mentioned in this episode: -Untamed by Glennon Doyle -You Could Make this Place Beautiful by Maggie Smith -Eat Pray Love by Elizabeth GIlbert   Amber is the international bestselling author of Choose Wonder Over Worry (translated into 8 languages), The Answers Are Within You, and The Feelings Journal. Her writing and illustrations reach millions of people per month in nearly 200 countries, and she's been featured in The New York Times, NYMag, TODAY, SELF, Forbes, and Entrepreneur. She's a sought-after keynote speaker and workshop facilitator who's worked with Kate Spade, Meta, Microsoft, Merrill Lynch, Lululemon, Unilever, TED, SAP, and more. A Seth Godin alum, Amber helped launch his publishing company with Amazon and supported authors like Steven Pressfield and Derek Sivers. She's also mentored over 1,000 writers and helped more than a dozen land six-figure book deals. As a creative entrepreneur, Amber has launched global journaling challenges, art movements, life accelerators, and book birthing workshops. Her personal journaling practice spans 30 years, forming the foundation of her inner work and creative clarity. Her new memoir is Loveable: One Woman's Path from Good to Free.   Connect with Amber:  Website: https://www.amberrae.com Instagram: https://www.instagram.com/heyamberrae/   – Ronit's writing has appeared in The Atlantic, The Rumpus, The New York Times, Poets & Writers, The Iowa Review, Hippocampus, The Washington Post, Writer's Digest, American Literary Review, and elsewhere. Her memoir WHEN SHE COMES BACK about the loss of her mother to the guru Bhagwan Shree Rajneesh and their eventual reconciliation was named Finalist in the 2021 Housatonic Awards Awards, the 2021 Indie Excellence Awards, and was a 2021 Book Riot Best True Crime Book. Her short story collection HOME IS A MADE-UP PLACE won Hidden River Arts' 2020 Eludia Award and the 2023 Page Turner Awards for Short Stories.  She earned an MFA in Nonfiction Writing at Pacific University, is Creative Nonfiction Editor at The Citron Review, and teaches memoir through the University of Washington's Online Continuum Program and also independently. She launched Let's Talk Memoir in 2022, lives in Seattle with her family of people and dogs, and is at work on her next book. More about Ronit: https://ronitplank.com Subscribe to Ronit's Substack: https://substack.com/@ronitplank Follow Ronit: https://www.instagram.com/ronitplank/ https://www.facebook.com/RonitPlank https://bsky.app/profile/ronitplank.bsky.social   Background photo credit: Photo by Patrick Tomasso on Unsplash Headshot photo credit: Sarah Anne Photography Theme music: Isaac Joel, Dead Moll's Fingers

Digital Freekz Albums of the Week Shottie x Lupara – Pulp NonfictionDaniel Son x Futurewave – Baggage ClaimsPrimo JAB & Uncle Fester – What Do Sounds Smell Like Background Music Sean Price Tribute Get Your Hip-Hop Digest T-Shirts $15 shipping … Continue reading →

Cartoonist, Rose Anne Prevec joins us on the second half of the podcast this week. Rose Anne has been creating cartoons since she was young, but has only recently been having them published, most notably in Airmail, Alta Journal, Narrative, Reader's Digest, The Wall Street Journal and the Weekly Humorist. The New Yorker has been elusive, but we think she'll get in there in the near future.You can find her cartoons at her website:https://www.groundhoghill.caRose Anne also has a book of her cartoons, "CHUCKLINGS" and has also appeared in the cartoon compilation, "HOLD THAT THOUGHT". Both can be found here:https://www.groundhoghill.ca/chucklingsShe can be found on facebook at:https://www.facebook.com/groundhoghill/aboutAnd on Instagram at:https://www.instagram.com/groundhog_hill/ Rose Anne also mentions attending Amy Kurzweil's cartooning class. You can check it out here:https://amykurzweil.com/classes-and-public-engagement/On Part 1 of the episode, we discuss the current contests:Winning captions for New Yorker contest #951 (Dante's nine channels of hell).Finalists for contest #953 (Safari, so good).Current New Yorker contest #955 (Stooped, stooped rat creatures). We also talk about our favorite cartoons from the current issue of the New Yorker.You can buy original New Yorker cartoon art at Curated Cartoons:https://www.curatedcartoons.comSend us questions or comments to:  Cartooncaptioncontestpodcast@gmail.com

Jaymie Icke joins Stew to discuss the full and complete erasure of free speech - how Big Tech is joining forces with Government and police agencies to criminalize thoughts and speech to the point of non-existence   Kacee Allen, Host of the Kacee Allen podcast joins Stew to discuss Trump withholding disaster relief aid from cities who need it — if they don't bow down to Israel!   Western civilization has been infected by a parasitic invasion of foreign ideals and values that have been introduced into our culture by strange and morally degenerate people whose goal is world domination. We have been OCCUPIED. Watch the film NOW! https://stewpeters.com/occupied/

294: If you struggle with candida, are low in iron or have been diagnosed with anemia, or perhaps you're pregnant and have been told to take iron supplements, I urge you to listen to this episode before taking additional steps. Morley Robbins is back after 2 years of initially being on my podcast back in 2023 and we dive into the confusing topic of why so many are anemic despite getting iron infusions, taking iron supplements, and even eating red meat and liver without any improvements. This episode may be the answer you're looking for when it comes to iron deficiency. In fact, you probably have an overload of iron but are missing other elements in your diet that facilitate iron absorption and iron in the blood vs. iron in the tissue. Just like certain vitamins are fat soluble which means you need fat to be able to absorb those vitamins, iron needs other co-factors to be able to be utilized properly.  Oh, and I know I mentioned candida! And if you have candida, most likely you are anemic and if you're anemic, you probably have candida! This is not a doom and gloom episode, but quite an inspiring one because this gives hope and insight to those looking for answers.  Topics Discussed: → Why iron isn't the cause of anemia → The difference between iron in the blood vs iron in the body tissue → Iron recycling  → The role our spleen has on the body and iron → How to support the spleen naturally → What causes our spleen to not function properly  → Mind body connection → Heme iron vs non-heme (synthetic) iron → Why fortified products are not good for you → Why iron infusions could do more harm than good → The role copper plays in iron absorption → Why donating blood is beneficial for our bodies → Why getting iron tests while pregnant is inaccurate → Why we need retinol and beta-carotene → The candida and iron connection   As always, if you have any questions for the show please email us at digestthispod@gmail.com. And if you like this show, please share it, rate it, review it and subscribe to it on your favorite podcast app.  Sponsored By:  → Manukora | Head to MANUKORA.com/DIGEST to get $70 off the Starter Kit → Fatty15 | For 15% off the starter kit go to fatty15.com/digest → Equip Foods | Code DIGEST gets you 20% off at Equipfoods.com/digest → Seed | Go to seed.com/digest and use code 25digest for 25% off Check Out Morley Robbins: → www.therootcauseprotocol.com  → Morley Robbins book, The Cure Check Out Bethany: → Bethany's Instagram: @lilsipper → YouTube → Bethany's Website → Discounts & My Favorite Products → My Digestive Support Protein Powder → Gut Reset Book  → Get my Newsletters (Friday Finds)

Disney plans to shut down the standalone Hulu app and merge it into the Disney+ app next year. Google says internal findings contradict a Pew Research report saying people clicked on fewer links when using Google's AI overviews. Scott gives us the highlights from Augmented World Expo 2025. And does toxic social media impact young and older users differently? Starring Sarah Lane, Tom Merritt, Scott Johnson, Roger Chang, Joe. To read the show notes in a separate page click here! Support the show on Patreon by becoming a supporter!

Headlines from the week of August 6, 2025    - Wildfire season in the San Juans    - Islanders experience a tsunami warning    - A new dawn for Wolf Hollow    - plus excerpts from the Sheriff's Log  

Retired LTC Brad Miller joins Stew for a riveting conversation discussing the nuking of our military due to forced Jabs, wokeness, and now the Artificial Intelligence takeover of it!    Jonathan Otto joins Stew to discuss some powerful game-changing natural therapies to help you break free of Big Pharma drugs, reverse autoimmune disorders, Cancers, Bone conditions and more!    Western civilization has been infected by a parasitic invasion of foreign ideals and values that have been introduced into our culture by strange and morally degenerate people whose goal is world domination. We have been OCCUPIED. Watch the film NOW! https://stewpeters.com/occupied/

Amy Mackin joins Let's Talk Memoir for a conversation about the disability landscape and advocating for our children, special education and early intervention, struggling to get kids the help they need, parental guilt and shame, mom rage,  flexible education programs, balancing how we write about loved ones, changing names for privacy, showing the parts of us that are really cranky, wondering if we're getting it wrong, beginning a memoir in MFA program, using a hybrid memoir form, placing work in literary journals, trusting our intuition and voice, staying true to our own style and vision, and her new memoir Henry's Classroom: A “Special” Education in American Motherhood.   Also in this episode: -family and gender roles -feeling as if we don't fit in -conflicting feedback from agents   Books mentioned in this episode: The Year of Magical Thinking by Joan Didion Lit by Mary Karr Mom Rage by Minna Dubin Screaming on the Inside by Jessica Grose books by Barbara Ehrenreich books by Nora Ephron   Amy Mackin writes at the intersection of education, cultural history, public health, and social equity. Her essays have been featured in The Atlantic, Chalkbeat, The Washington Post, Literary Mama, The Writers Chronicle, The Shriver Report, and elsewhere. She earned her MA in American Studies from the University of Massachusetts and her MFA in Creative Writing from Vermont College of Fine Arts. Her new memoir is Henry's Classroom: A “Special” Education in American Motherhood from Apprentice House/Loyola University Press.    Connect with Amy: Website: www.amymackin.com Facebook Author Page: https://www.facebook.com/AmyMackinWriter/ LinkedIn: https://www.linkedin.com/in/amymackin/ X (formerly Twitter): https://x.com/mackinwriting Get the book: https://bookshop.org/p/books/henry-s-classroom-a-special-education-in-american-motherhood-a-memoir-amy-mackin/22134318?ean=9781627205726&next=t&affiliate=109363   – Ronit's writing has appeared in The Atlantic, The Rumpus, The New York Times, Poets & Writers, The Iowa Review, Hippocampus, The Washington Post, Writer's Digest, American Literary Review, and elsewhere. Her memoir WHEN SHE COMES BACK about the loss of her mother to the guru Bhagwan Shree Rajneesh and their eventual reconciliation was named Finalist in the 2021 Housatonic Awards Awards, the 2021 Indie Excellence Awards, and was a 2021 Book Riot Best True Crime Book. Her short story collection HOME IS A MADE-UP PLACE won Hidden River Arts' 2020 Eludia Award and the 2023 Page Turner Awards for Short Stories.  She earned an MFA in Nonfiction Writing at Pacific University, is Creative Nonfiction Editor at The Citron Review, and teaches memoir through the University of Washington's Online Continuum Program and also independently. She launched Let's Talk Memoir in 2022, lives in Seattle with her family of people and dogs, and is at work on her next book. More about Ronit: https://ronitplank.com Subscribe to Ronit's Substack: https://substack.com/@ronitplank Follow Ronit: https://www.instagram.com/ronitplank/ https://www.facebook.com/RonitPlank https://bsky.app/profile/ronitplank.bsky.social   Background photo credit: Photo by Patrick Tomasso on Unsplash Headshot photo credit: Sarah Anne Photography Theme music: Isaac Joel, Dead Moll's Fingers

Why Doing More is Making You Less Effective Real productivity isn't about doing more—it's about doing what matters most. Too many high-performing leaders are stuck in a cycle of back-to-back meetings, endless tasks, and constant motion—yet making little real progress toward their most meaningful goals. This week's episode dives into the hidden trap of “performative productivity” and why aligning with your authentic purpose is the key to breakthrough results. To find out more about my work, please visit www.danawilliamsco.com LinkedIn Instagram Email: hello@danawilliamsco.com The Strengths Journal™ is the only Gallup-certified, purpose-driven daily planner that helps you actively use your strengths to plan your days. Get Your copy here

Matty Dalrymple talks with Jean Burgess about WHAT WRITERS CAN LEARN FROM THEATER, including how writers can use techniques like improvisation to overcome writer's block, the importance of visualization and spatial awareness in storytelling, how much detail is just enough and not too much in your writing, and the role of thematic consistency.   Interview video at https://bit.ly/TIAPYTPlaylist Show notes at https://www.theindyauthor.com/show-notes   If you find the information in this video useful, please consider supporting The Indy Author! https://www.patreon.com/theindyauthor https://www.buymeacoffee.com/mattydalrymple   Jean Burgess is a writer, editor, playwright, and workshop presenter. As a former professional stage actor and director, many of her written works relate to the performing arts, including her debut novel, THAT SUMMER SHE FOUND HER VOICE: A RETRO NOVEL (Apprentice House, 2024). Her nonfiction, entitled COLLABORATIVE STAGE DIRECTING: A Guide to Creating and Managing a Positive Theatre Environment, was published by Routledge/Taylor & Francis in 2019. Before diving into a writing career, Jean taught theatre and speech communications on both the secondary and college levels for twenty-three years. She holds an M.A. in Theatre from Northwestern University and a Ph.D. in Educational Theatre from New York University.   Matty Dalrymple is the author of the Lizzy Ballard Thrillers, beginning with ROCK PAPER SCISSORS; the Ann Kinnear Suspense Novels, beginning with THE SENSE OF DEATH; and the Ann Kinnear Suspense Shorts. She is a member of International Thriller Writers and Sisters in Crime. Matty also writes, speaks, and consults on the writing craft and the publishing voyage, and shares what she's learned on THE INDY AUTHOR PODCAST. She has written books on the business of short fiction and podcasting for authors; her articles have appeared in "Writer's Digest" magazine. She serves as the Campaigns Manager for the Alliance of Independent Authors.

Richard Grove, Host of the Grand Theft World podcast joins Stew to discuss the latest brazen attacks from Trump and AIPAC on the Occupied United States, their humiliation ritual of sending our government officials and influencers to bow down to the Western Wall, and more. Don't miss it!   John Jubilee of Energized Health joins Stew Peters show to discuss the biggest barriers Americans have that's stopping them from being at their ideal weight and health — And why the My 555 Challenge is so powerful. Western civilization has been infected by a parasitic invasion of foreign ideals and values that have been introduced into our culture by strange and morally degenerate people whose goal is world domination. We have been OCCUPIED. Watch the film NOW! https://stewpeters.com/occupied/

293: On this week's episode, I am introducing you to a pesticide you have probably never heard of; Chlormequat.  Could this be worse than glyphosate? Listen to find out! As always, if you have any questions for the show please email us at digestthispod@gmail.com. And if you like this show, please share it, rate it, review it and subscribe to it on your favorite podcast app.  Sponsored By:  → BIOptimizers | Go to bioptimizers.com/digest and use code: DIGEST for 15% off → Pique Life | Go to piquelife.com/digest for up to 20% OFF and a free starter kit Check Out Bethany: → Bethany's Instagram: @lilsipper → YouTube → Bethany's Website → Discounts & My Favorite Products → My Digestive Support Protein Powder → Gut Reset Book  → Get my Newsletters (Friday Finds)

Google unveiled Genie 3 for interactive 3D worlds, Anthropic launched Claude Opus 4.1, and Roku introduced a new $2.99 streaming service. Starring Sarah Lane, Robb Dunewood, Amos, and Joe. To read the show notes in a separate page click here! Support the show on Patreon by becoming a supporter!

X is working to restore the Vine video archive according to CEO Musk. Lenovo's rollable screen laptop is real and you can buy it. Amazon is splitting up its podcast acquisition Wondery. And does AI have a place in memorializing loved ones who've passed on? Starring Sarah Lane, Tom Merritt, Justin Robert Young, Roger Chang, Joe. To read the show notes in a separate page click here! Support the show on Patreon by becoming a supporter!

Don't miss this EPIC show tonight with Mary Phagan-Kean, Michele Melendez and Frankie Stocks discussing weather warfare and Israel's occupation of America! Michele Melendez, author of “The Great Maui Land Grab” joins Stew to discuss the latest extreme geo-engineered weather events like the floods, fires and Tsunamis - and what's coming next!   Western civilization has been infected by a parasitic invasion of foreign ideals and values that have been introduced into our culture by strange and morally degenerate people whose goal is world domination. We have been OCCUPIED. Watch the film NOW! https://stewpeters.com/occupied/

Reddit wants to position itself as a search engine. On its latest earnings call Apple appears to be ready to go all in on AI. Fast Company reported ChatGPT users noticed their private chats were showing up in search engine results. And its Friday and we end the week with a three questions designed to stoke thoughtful and introspective debate. Starring Sarah Lane, Tom Merritt, Robb Dunewood, Nica Montford, Len Peralta, Roger Chang, Joe. To read the show notes in a separate page click here! Support the show on Patreon by becoming a supporter!

292: Having mold automatically means you have parasites too? This was something new I learned in today's episode with Jessica Rauscher, a holistic practitioner who healed from mold toxicity herself and now helps others do the same. Her experience with both parasites and mold has led her to support countless clients through a natural approach and education on what to look for if you suspect mold exposure, how to address it physically, and the mental and emotional aspects that often get overlooked. Sometimes, having any diagnosis is harder on our mental state than our physical one, so we talk about both…plus the symptoms of mold, how to get tested (both yourself and your environment), whether a vegan or carnivore diet is best when dealing with mold and parasites, and how to address your employer if you think your workplace might be the source. Jessica also offers free first consultations from anywhere in the U.S., so stay tuned until the end of the episode where she shares her personal email so you can contact her directly. Topics Discussed: → Symptoms of mold → How to spot mold → How to test for mold in your body and home → How to confront your employer if you suspect mold at work → The emotional toll of mold exposure → Why mold and parasites are connected → Supplements that support detox → Food and diet protocols for detoxing → The best binders for mold and parasites → What biofilms are and why they matter → The top food to break up biofilms → Where to find help if you think you have mold and parasites As always, if you have any questions for the show please email us at digestthispod@gmail.com. And if you like this show, please share it, rate it, review it and subscribe to it on your favorite podcast app.  Sponsored By:  → Manukora | Head to MANUKORA.com/DIGEST to get $70 off the Starter Kit. → Fatty15 | For 15% off the starter kit go to fatty15.com/digest → Bethany's Pantry | Go to bethanyspantry.com and use code PODCAST10 for $10 off  Check Out Jessica Rauscher → Instagram → Facebook Check Out Bethany: → Bethany's Instagram: @lilsipper → YouTube → Bethany's Website → Discounts & My Favorite Products → My Digestive Support Protein Powder → Gut Reset Book  → Get my Newsletters (Friday Finds)