The Most Hated F-Word

William Irvine | Author | Stoic Practitioner | Summary: Want to live a better life? Ancient wisdom might have the answer. William Irvine shows how Stoicism, a philosophy from centuries ago, can help us navigate modern life and our relationship with money. Instead of chasing external success, he suggests focusing on what we can control - our reactions and emotions. Through practices like negative visualization (imagining losing what we have), Irvine reveals how ancient wisdom can help us appreciate what we have and build resilience. Most importantly, he challenges our endless pursuit of "more" by introducing a powerful concept - "enough." The conversation explores how having a life philosophy can be like a compass, helping us make better decisions about money and find genuine contentment in our complex modern world. Highlights: Understanding 'enough' is crucial for inner peace - knowing when more won't make you happier is key to contentment. Focus on what you can control - your reactions and emotions matter more than external circumstances. Practice negative visualization - imagining losing what you have builds gratitude and appreciation for your current life. Build resilience through voluntary discomfort - facing challenges deliberately makes you stronger. Money can create anxiety, but satisfaction comes from within - external wealth doesn't guarantee inner peace. Living simply leads to greater appreciation - less complexity often means more contentment. Quotes: "Equanimity is the absence of negative emotions." "Stoics embrace positive emotions, not bottle them up." "What is it you really want?" "You're living it, doing things that will win their admiration." Links: William Irvine's website and books: CLICK HERE

Dr. Olaya Moldes Andres | Senior Lecturer at Cardiff Business School | Summary In this episode, Dr. Olaya Moldes examines the fascinating connection between what we buy, who we are, and how we connect with others. She explains why understanding why we make purchases—whether for material goods or experiences—is essential for improving our well-being and relationships. Dr. Moldes explores how materialism can strain connections, why social bonds are key to happiness, and how our spending habits reflect our values and goals. This conversation encourages us to think critically about our choices and how they shape our identity and relationships. Key Takeaways Materialism can hurt our relationships, leading to loneliness or conflict. Spending on experiences isn't always better than buying material things. Understanding why we buy what we do is crucial for happiness. Social connections play a huge role in our well-being. Basing self-worth on material possessions can leave us feeling unfulfilled. Reflecting on how we spend can lead to smarter financial decisions. Experiences shared with others are more meaningful. Finding a balance between ambition and relationships is essential for a fulfilling life. What we buy and how we interact with others shapes who we are. Sound Bites "What is the motivation behind your spending?" "Experiences don't always deliver more satisfaction than material things." "Materialism can affect how we connect with the people around us."

With Dr. Sarah Asebedo | School Director | Researcher | Educator | Editor Episode Summary: In this episode, I sit down with Dr. Sarah Asebedo, a seasoned financial planner turned academic at Texas Tech University. We chat about how financial planning can truly change lives, focusing on the crucial bond between clients and advisors. Sarah introduces her Financial Planning Client Interaction Theory, highlighting how our personalities and emotions play into our financial choices. We also touch on teaching kids about money and how feeling good can lead to better financial decisions. BIO: Dr. Sarah Asebedo, Ph.D., CFP®, is a leading researcher, educator, and practitioner in financial planning, dedicated to bridging the gap between research and practice. Her work focuses on applying positive psychology to financial planning, financial behaviour change, and enhancing client-advisor relationships. Sarah's research has been widely published in top journals and recognized with awards like the Montgomery-Warschauer Award and Investment News' Top 40 Under 40. She is a past president of the Financial Therapy Association and holds a Ph.D. in Personal Financial Planning from Kansas State University. Highlights: The Heart of Financial Planning: It's not just about numbers; it's about helping people live better lives. Defining True Value: Understanding what makes financial planning valuable is key to its growth. Client-Adviser Dynamics: The quality of interactions can make or break financial success. Holistic Engagement: Effective planning looks at all aspects of a client's resources and goals. Health Connections: There's a strong link between financial health and overall well-being. Personal Touch: Tailoring advice to individual personalities and emotions leads to better outcomes. Teaching Money Skills: Hands-on learning is essential for kids to grasp financial concepts. Connect with Dr. Sarah Asebedo: Academic Profile: Texas Tech University LinkedIn: Sarah Asebedo

With Paul Ollinger | Comedian | Speaker | Host at 'Reasonably Happy' Podcast | Summary: In this episode, Paul Ollinger shares heartfelt lessons about money, happiness, and fulfillment, inspired by his father's example of frugality and contentment. Growing up in a large family, Paul reflects on how humour became a survival tool, fostering connection and resilience, and how it later shaped his career in comedy. He explores the role of laughter and joy in creating a meaningful life, highlighting how happier people often make better money decisions. Paul also examines the tension between chasing financial success and finding balance, offering insights into the difference between desire and compulsion in the pursuit of wealth. Through stories of gratitude, self-awareness, and aligning career choices with personal values, Paul provides fresh perspectives on the connection between humour, happiness, and financial well-being. BIO:After 15 years in sales at companies like Yahoo! and Facebook, Paul Ollinger left the corporate world to pursue comedy, performing at top clubs like Carolines on Broadway and Zanies, and sharing stages with stars like Norm Macdonald and Chelsea Handler. He hosts the Reasonably Happy podcast, exploring the connection between money, happiness, and meaning with guests like Judd Apatow, LL COOL J, and Nobel Prize winners. Paul's collection of essays, Reasonably Happy, was released October 2024. He lives in New York City with his wife, two teenagers, and their French bulldogs, Theo and Colonel Tom Parker. Highlights: The best money lessons often come from family. Frugality can bring both security and peace of mind. Humor can help navigate chaos and foster resilience. True happiness isn't tied to wealth; it's about defining 'enough.' Career choices should reflect your passions and values. Gratitude and self-awareness are essential for fulfillment. Meaningful experiences matter more than material possessions. Personal choices and reflection shape our relationship with money. Comparing yourself to others hinders happiness. Life's challenges and joys are both part of the journey. Quotes: "How much is enough?" "You have to be eminently unreasonable." "I wouldn't trade my life for your billions." "Life is 80% good stuff and 20% bullshit." Links: Paul's Book: Reasonably Happy: Essays on Money, Work and Other Things that Piss Me Off Paul Ollinger's Website: CLICK HERE

Dr. Shay Harris-Pierre | Professional Counselor | Associate Professor | Certified Financial Therapist Summary: Ever wonder why you think and act the way you do with money? In this episode, Shaun chats with Dr. Shea Harris-Pierre to uncover the hidden forces of financial socialization—the powerful influence of family, culture, and society on our money choices. Dr. Shea shares her own journey of redefining wealth as more than just financial success, exploring how well-being and emotional health play a part. Together, they reveal how family dynamics, early lessons, and even our own self-awareness shape the financial habits we pass on. Tune in to discover insights that could reshape your own money mindset and help you build healthier financial habits. BIO: Dr. Shay Harris-Pierre, PhD, LPC, CFT-I TM, is a Licensed Professional Counselor, Associate Professor, Certified Financial Therapist, and Family Dynamics Consultant. She holds a bachelor's degree in psychology, a master's degree in Marriage and Family Therapy, and a PhD in Counselor Education and Supervision. She has 7 years of experience as a counselor educator and 10 years clinical experience as a therapist. Through her private practice, Shades of You Counseling and Consulting, PLLC, Dr. Shay serves high achieving women of color, couples, and families as they navigate trauma, relational, and intergenerational concerns. Highlights: Wealth is defined by personal feelings and experiences. The pandemic prompted a reevaluation of what wealth means. Financial socialization influences our relationship with money. Family dynamics play a crucial role in shaping financial beliefs. Emotional regulation is essential for healthy financial discussions. Conscious awareness of financial behaviours can lead to better choices. Teaching children about money should include emotional context. Parentification can complicate financial education in families. Self-exploration is necessary for understanding financial anxieties. There is no finish line in personal growth regarding finances. Quotes: "Wealth is a feeling, not a number." "The forced slowness of the pandemic helped me to slow down." Links: Shades of Wealth Podcast: CLICK HERE Shades of You: CLICK HERE Consulting for Finance Professionals: CLICK HERE

Jake Eagle | Psychotherapist | Mindful Instructor | Author Summary: Psychotherapist, mindfulness instructor, and author Jake Eagle joins Shaun Maslyk to explore awe's transformative power for lasting well-being, and happiness, and even how we relate to money. Jake shares his inspiring journey from business success to becoming a meta-therapist, where he now helps others tap into awe to enrich their lives. Together, they discuss the Awe Method—a simple, fast technique to experience awe—and its potential to reset the nervous system, build resilience, and even reshape our financial mindset. Discover how a practice of awe can help you feel more at peace with your finances and more fulfilled in life. They dive into the three levels of consciousness—safety, heart, and spaciousness—offering an approach that goes beyond positive psychology and into a deeper, more expansive way to grow. This episode will intrigue you to explore awe as a tool for happiness and personal transformation. Highlights: Awe is a powerful emotion that can be accessed quickly for greater well-being. Taking responsibility for our emotions is crucial for personal growth and healthy financial decisions. The past can guide us, but it doesn't have to define us. Awe can be cultivated through simple, daily practices. The Awe Method enables quick shifts in emotional state. We can create new narratives around our experiences and financial stories. We can create new, empowering narratives around our experiences. The three levels of consciousness—safety, heart, and spaciousness—support deeper well-being. Awe can reset our nervous system and enhance resilience. Every interaction is an opportunity for greater consciousness. Awareness of our values is essential for meaningful growth. Quotes: "The past can inform us, but it shouldn't define us" "Finding beauty every day is a high value" "Generosity is a powerful perspective to carry" Links: The Power of Awe Book: CLICK HERE Jake's Be Conscious Now: CLICK HERE

Dr. Michael Amster | Mindfulness Researcher | Author | Interventional Pain Management Specialist Intro: When was the last time you felt a true sense of awe? Perhaps it was while gazing at a breathtaking landscape, watching a mesmerizing sunset, or savoring a moment of pure wonder. These extraordinary scenes often inspire awe, yet as our guest, Dr. Michael Amster, co-author of The Power of Awe, explains, awe isn't limited to grand spectacles or rare events. It's something we can experience every day—in the warmth of sunlight, a kind gesture, or even the intricate details of a simple leaf. And during this podcast, Dr. Amster discusses how awe is accessible to us all and can have dramatically powerful, positive impacts on our lives. These moments of everyday awe do more than create beautiful memories; they have a profound impact on our mindset, especially when it comes to money. When we allow ourselves to experience awe, we see how "rich" life can be in the truest sense. We begin to rely less on external “things” to make us happy, knowing that they often bring only fleeting satisfaction. Instead, awe-inspired moments lead us to find fulfillment in experiences, connections, and simple joys. In this way, awe shifts us from seeking happiness through material accumulation to cultivating a lasting sense of inner wealth. BIO: Michael Amster, MD, is a physician and awe researcher, writer, and teacher at the UC Berkeley Greater Good Science Center. With twenty years as a pain management specialist, he is currently the founding director of the pain management department at Santa Cruz Community Health. A practitioner of meditation for over thirty years, he is also a certified yoga and meditation teacher. He splits his time between clinical work, research on awe, teaching mindfulness, and leading awe-inspiring retreats around the world. Highlights: Practicing awe can lead to a more fulfilling life. Awe connects us to our intuition and self. Experiencing awe can slow us down and enhance our presence. Awe can be found in ordinary moments, not just extraordinary ones. The AWE method is a simple practice to cultivate awe. Awe has significant psychological and social benefits. Awe can expand our identity beyond material possessions. Experiencing awe can change our perception of time. Awe is contagious and can inspire generosity in others. Links: The Power of Awe Book: CLICK HERE Dr. Michael Amster LinkedIn: CLICK HERE

Dr. Brad Klontz, Psy.D., CFP® | Financial Psychologist | Author | Professor | Adrian Brambila | Entrepreneur | Author | Summary: In this conversation, we explore how to start thinking rich by shifting from a poor mindset to a rich mindset. There's no limit to how much you can earn, but once you achieve financial freedom, it's your responsibility to find your purpose. While money can provide safety and security, it's essential to use it wisely and not rely on material possessions for happiness. The discussion highlights how a poor mindset—believing the system is rigged and feeling powerless—can hold people back, even those with significant wealth. Success comes from changing your beliefs about money, adopting the right behaviours, and consistently challenging your mindset to create lasting change. BIOs: Adrian Brambila Adrian Brambila is an internet entrepreneur and former professional dancer for T-Pain, who has become a leading voice in online marketing. With over 1.7 million social media followers, Adrian's unconventional journey saw him living in a van and travelling the USA during the pandemic, while making over $100K per month online. He's passionate about showing how wealth and minimalism can coexist. Adrian is the founder of Bramify.com and BrambilaMethod.com, and the author of Start Thinking Rich. Dr. Bradley T. Klontz, Psy.D., CFP® Dr. Brad Klontz is a leading expert in financial psychology, financial planning, and behavioral finance. He's an Associate Professor of Practice at Creighton University's Heider College of Business, Co-Founder of the Financial Psychology Institute, and Managing Principal of YYMW Advisors. Dr. Brad has co-authored eight books on the psychology of money, including Psychology of Financial Planning and Mind Over Money. His work bridges the gap between financial behaviour and emotional well-being, helping people create healthier relationships with money. Episode Takeaways: Money can offer safety, security, and freedom, but it's important not to rely on material possessions for happiness. The first step to financial freedom is believing you can change your financial situation. Taking responsibility for your financial choices helps you understand and navigate the system. While the system isn't necessarily rigged, it's crucial to recognize and address issues like racism, sexism, and classism. Being poor is a mindset, not just about lacking money, and even wealthy people can have a poor mindset. Changing our beliefs about money is essential for achieving financial success. A mindset shift is necessary for long-term, sustainable change. Continuously challenging and upgrading your beliefs about money is key. Content that provokes emotional reactions and inspires action is powerful. Being open-minded and learning from others' perspectives helps foster growth. Click here for a copy of START THINKING RICK: 21 Harsh Truths to Take You from Broke to Financial Freedom Links: Dr. Brad Klontz Information & Books: CLICK HERE TikTok: CLICK HERE LinkedIn: CLICK HERE Instagram: CLICK HERE Adrian Brambila: TikTok: CLICK HERE YouTube: CLICK HERE

Dr. Daniel Crosby | Chief Behavioral Officer | Author | Summary: Dr. Daniel Crosby talks about his latest book, The Soul of Money. Exploring how Dr. Crosby's thinking has evolved, moving from focusing on objective financial principles to diving into the more personal, emotional side of money. They discuss how to find meaning in money, no matter your financial situation, and introduce the idea of a "return on life." The conversation touches on how The Soul of Money blends ancient wisdom, research, and practical advice. Dr. Crosby shares his views on the deeper essence of wealth, why having something meaningful to say is key when writing a book, and his thoughts on book design and titles. He also explains the research behind money and happiness, including the PERMA model of well-being, and reflects on the legacy he hopes to leave, emphasizing the role of money in living a meaningful life. BIO: Dr. Daniel Crosby is a psychologist and behavioural finance expert who helps organizations understand the intersection of the mind and markets. Dr. Crosby's first book, Personal Benchmark: Integrating Behavioral Finance and Investment Management, was a New York Times bestseller. His second book, The Laws of Wealth, was named the best investment book of 2017 by the Axiom Business Book Awards and has been translated into 14 languages. His third book, The Behavioral Investor, was Axiom's best investment book of 2019 and is a comprehensive look at the neurology, physiology and psychology of sound financial decision-making. His latest book, The Soul of Wealth, will be published in October of 2024. When he's not decoding market psychology, Daniel is a father of 3, a fanatical follower of the St. Louis Cardinals, an explorer of the American South, and an amateur hot sauce chef. Highlights: The Soul of Money explores the subjective and personal aspects of the relationship between money and meaning. Finding meaning in money is not dependent on one's financial situation; it is about maximizing the return on life. The essence and energy of wealth are intertwined, and wealth should be deployed in a soulful way that energizes and improves life. The book cover of 'The Soul of Wealth' was carefully designed to convey the timeless wisdom and invite readers on a deep exploration. Money and happiness are nuanced, with moment-to-moment happiness plateauing at a certain income level but subjective life evaluation continuing to rise. The PERMA model of human flourishing highlights the importance of positive experiences, engagement, relationships, meaning, and advancement. Filling the world with happy people, good relationships, and good ideas is a worthwhile pursuit. Links: Dr. Daniel Crosby's Book: CLICK HERE Dr. Daniel Crosby's LinkedIn: CLICK HERE Standard Deviations Podcast: CLICK HERE

Dr. Brandy Baxter | Ph.d | Financial Coach | Financial Futurist Summary: Dr. Brandy Baxter's journey into financial coaching started with an unlikely spark: The Three Little Pigs. This childhood tale inspired her to help women build financial confidence and resilience, much like the pigs who learned to build a stronger house. Her book, rooted in the idea of taking control of your financial future, dives deep into how the right support can transform not just your bank balance, but your entire mindset about money. Dr. Baxter offers a fresh take, emphasizing that it's not just about having a plan—it's about finding the confidence to act on it. She talks about the power of coaching in creating lasting change, but what really makes her approach different? It might have something to do with the way she helps people connect emotionally to their financial goals, turning intimidating tasks into meaningful steps forward. Dr. Baxter's story raises the question: What if your financial journey could be about more than numbers—about building something resilient like those three little pigs learned to do? BIO:Brandy is the Owner and Founder of Envison30 where she coaches couples to shift their mindset and bring future financial goals into present reality. Brandy is an Accredited Financial Counselor®, a Financial Fitness Coach®, has a B.A. in Communication, a M.S. in Management, a Graduate Certificate in Executive Coaching, and is currently pursuing a Doctorate degree in Strategic Foresight. She is the author of the book, The Three Little Divas™ Reach Your Money Goals in 3 Steps Before You Huff and Puff and Blow Your Next Paycheck Away, a book about three women and their money personalities. Highlights: Financial coaching helps individuals gain confidence in managing their finances and take action. Coaching focuses on implementation and helping clients make decisions that align with their values. Financial coaching creates a safe and non-judgmental space for clients to explore their thoughts and feelings about money. Empathy and forgiveness are essential in the coaching process to support clients in their financial journey. Financial coaching should be a partnership, with the client as the expert in their own life. Visualization exercises can help clients connect emotionally with their goals. Support and accountability are crucial for implementing sustainable changes. Hold money loosely and use it as a tool to add fulfillment to life. Quotes: "Coaching allows clients to uncover for themselves what is best for themselves." "It's less about what I think and more about what you know." Links: Brandy's Linkedin: CLICK HERE Brandy's website: CLICK HERE

With Amanda Clayman | Financial Therapist | Podcaster | Summary: Amanda Clayman discusses her podcast, Emotional Investment, focusing on normalizing conversations about money and emotions. She highlights the intimacy of podcasting and the importance of embracing the messiness of our financial lives. Clayman addresses societal expectations around money, the conflicts they create in relationships, and how shame can prevent financial progress. She emphasizes vulnerability, open communication, and integrating different perspectives in couples' financial relationships. Money, she suggests, is a path to deeper self-awareness. Clayman shares her journey with money-related anxieties and stresses the importance of resilience in navigating financial challenges. She closes with advice for future generations on building a healthy relationship with money. BIO: Amanda Clayman is widely recognized as a leader in the field of financial therapy. Her approach as a clinician is to decode how thoughts, feelings, and associations shape our financial choices, and identify how those patterns both serve and limit us. Her consulting clients and public speaking audiences have included numerous corporations, non-profit organizations, and financial services firms including SoFi, New York Foundation for the Arts, Barnard College, and the Financial Therapy Association Conference. She is a LinkedIn Learning (Lynda.com) author of several financial wellness courses, and the financial wellness expert for SheKnows media, where she writes a financial therapy advice column. Her work has been featured in such media outlets as CNBC, Fox News, The New York Times, The Wall Street Journal, REAL SIMPLE, and Forbes. Quotes: "The messiness of money is a feature. We need to learn to engage with the complexities, contradictions, and discomfort that activate our brain and body." Takeaways: We need to shift our perspective on financial distress and embrace the messiness of our financial lives. Societal expectations around money can create conflicts in relationships, and it's important to have open and constructive conversations about these differences. Shame often prevents us from addressing our financial behaviours, and acceptance and curiosity are key to overcoming shame and making positive changes. No one is completely balanced or perfect when it comes to money, and it's important to embrace our imperfections and work towards a healthier relationship with money. Vulnerability and acceptance are crucial in couples' financial relationships. Money serves as a portal to deeper self-awareness and personal growth. Resilience and flexibility are key in navigating financial challenges. Building a healthy relationship with money requires ongoing self-reflection and self-trust. Links: Amanda's Website: CLICK HERE Amanda's New Podcast: CLICK HERE

With Jared Rabinowitz | CEO & Founding / Executive Partner at Quintessence Wealth Summary: In this episode, Shaun chats with Jared about Q Wealth's fresh approach to financial planning, during a conversation at the Future Proof Conference, inside Q Wealth's Canadian Tiki Lounge set up on Huntington Beach. They explore how positive psychology is being used to make wealth management more meaningful and client-focused, touching on how the Tiki Lounge experience connected with many elements of the PERMA model (Positive Emotion, Engagement, Relationships, Meaning, and Accomplishment). You'll hear about the shift from traditional investment strategies to a more holistic, people-centred way of advising, and why creating memorable client experiences is the future of financial services.Takeaways: The future of financial services will focus on listening and offering guidance rather than just advice The Canadian Tiki Lounge theme was chosen to enhance the experience and create a unique atmosphere Integrating PERMA principles can bring more meaning to wealth management The shift to Advisor 3.0 focuses on helping clients live their best lives Creating memorable experiences is essential for client engagement. The financial services industry is moving towards a more human-centred approach. The importance of anticipation in creating meaningful experiences at conferences. Links: Jared's LinkedIn: CLICK HERE Q-Wealth: CLICK HERE Future Proof Conference: CLICK HERE

Cherie Stueve Ph.D, CFP®, AFC®, FFC®, FBS® Senior Content Lead at Dalton Education Summary: In this episode, Cherie and Shaun explore how our past experiences shape our money habits and discuss the importance of finding a balance between saving for the future and enjoying the present. Listeners will learn how social connections and experiences can bring fulfillment without excessive spending and how being mindful of outside influences can lead to more intentional financial decisions. Cherie also shares insights from her research, highlighting the value of financial therapy and the need for financial professionals to humanize money conversations, helping clients align their goals with their values. Highlights: Past experiences shape our views on money and influence our financial habits. Balancing saving for the future and enjoying the present is essential. Social connections and experiences bring fulfillment without excessive spending. Being mindful of external influences helps make intentional financial decisions. Seeking professional guidance fosters self-awareness and financial well-being. The financial profession lacks a common language, complicating communication. Financial coaching, counselling, planning, and therapy have different perceptions. Humanizing money conversations is key to aligning financial goals with values. Quotes: "We are both influenced by our childhood but also really our early adulthood when it comes to how we manage money." "It's recognizing there are a lot of people trying to separate you from your money without truly giving you that value back." Links: Cherie's LinkedIn: CLICK HERE Dalton Education: CLICK HERE

Dr. Preston Cherry Ph.D, AFC®, CFT-I™, CFP® | Entrepreneur | Coach | Speaker | Summary: Dr. Preston Cherry offers a thoughtful exploration of the connection between wealth and well-being, showing how the two work together to create a fulfilling life. He discusses the importance of aligning financial decisions with what truly matters to us, offering insights on how money can support well-being when used with intention. Dr. Cherry also challenges the common belief that money and happiness are disconnected, explaining how our values and personal stories guide our financial choices. He highlights the need for creating financial plans that reflect who we are, rather than simply focusing on numbers. As he reflects on retirement, he redefines it as a transition to meaningful work, rather than just an endpoint. The conversation closes with a discussion about how faith, time, and relationships play a key role in finding balance and purpose in our financial lives. This thoughtful conversation invites the listener to consider how their relationship with money can be reshaped for a more meaningful, intentional life. Highlights: Faith, time, and meaningful relationships are key elements in finding financial harmony and living a happy and healthy life. Wealth and well-being are distinct but related partners in creating a fulfilling life. Aligning financial outcomes with well-being is key to achieving true flourishing. Money can contribute to happiness and well-being by providing resources and opportunities. Understanding our values and stories helps us make intentional financial decisions. Retirement is not just about retiring early, but about retiring on time and transitioning from work that is necessary to work that is desired. Quotes: "Wealth and wellbeing are distinct but related partners to help you create and achieve your life's design" "Wealth is dollars, which goes into investing into well-being. There is a difference" "Without knowing ourselves, it's hard to assign those dollars in the areas" Links: Dr. Preston Cherry's Upcoming Book Pre-Order: CLICK HERE Concurrent Financial Planning: CLICK HERE Life, Money, Balance Podcast: CLICK HERE

With Melissa Lamoureux Summary: In this episode, Melissa Lamoureux opens up about her experience of going bankrupt and the emotional journey that came with it. She talks about breaking the stigma around bankruptcy and how sharing money stories can help others feel less alone. Melissa highlights the importance of acceptance and healing, as well as challenging society's ideas about money and success. She reflects on her evolving relationship with money and the work she's doing to create a healthier mindset. Melissa also discusses the impact of her inner dialogue and the shadow side of her financial journey. Melissa shares insights from her experiences with fame, failure, and entrepreneurship, revealing the challenges of being in the spotlight and starting a business. She stresses the need for self-acceptance, reconciling expectations, and the lack of financial guidance for entrepreneurs. Highlights: Breaking the stigma around bankruptcy and sharing money stories can help others feel less alone in their financial struggles. Acceptance is a powerful tool for healing and moving forward after a challenging experience. Challenging the cultural narrative of money and success can help redefine personal definitions of success. Building a healthy relationship with money requires both practical and psychological work. Inner dialogue and the shadow aspect can play a significant role in shaping our relationship with money. The feast or famine pattern with money can lead to financial instability. The knowing vs. doing gap can hinder financial progress. Integrating money into daily life and valuing it can lead to a healthier relationship with money.

John Coleman MBA | Author | Investor Summary: In this episode, we explore the important connection between money and happiness, focusing on why money alone won't give you purpose or meaning. We discuss how finding purpose in what we do can greatly enhance our well-being and how true flourishing isn't just about big successes but about finding joy and purpose in your current situation. We also touch on the vital role that leaders play in helping people discover meaning in their work and recognizing their unique strengths. The key takeaway from this episode is that while money is important, it shouldn't be our sole focus. True fulfillment comes from finding deeper meaning and purpose in our everyday lives, beyond just the pursuit of wealth. Takeaways Money can distract from finding purpose and meaning in life. Money should be enjoyed without attachment and used as a tool, not a goal. Trends of loneliness, isolation, anger, and unhappiness are on the rise in developed countries. Purpose and meaning in life contribute to human flourishing. Purpose can be found and built in various roles and professions. Purpose is an individual concept, and leaders need to help employees translate the organization's vision into individual engagement and purpose. Empowering employees leads to greater motivation and fulfillment. Quote: "How do human beings live a good life, a holistic life, a life where they not only feel happy, but they feel fulfilled, they feel they have a sense of direction, they feel that their work and their personal activities have meaning for themselves and for others." Links: John Coleman's Website/Books: CLICK HERE John Coleman's LinkedIn: CLICK HERE

With Dr. Sarah Asebedo CFP® | Associate Professor | School of Financial Planning | Summary: This episode explores the concept of financial flourishing by integrating positive psychology with financial planning. Dr. Sarah Acebedo emphasizes the importance of finding meaning, purpose, and accomplishment in life, moving beyond just functioning to truly flourishing. The discussion highlights how aligning spending with the PERMA well-being model—Positive emotions, Engagement, Relationships, Meaning, and Accomplishment—can boost financial satisfaction and overall well-being. Key points include the role of positive emotions in expanding financial options, the importance of building knowledge and resilience, and the need to cultivate a healthy relationship with money, even before retirement. Highlights: What is the field of positive psychology? What does it mean to flourish? How to integrate positive psychology with financial planning Using the PERMA model with financial planning Becoming financially resilient BIO: Dr. Asebedo, is an experienced researcher, teacher, and practitioner in financial planning. She is spearheading research focused on applying positive psychology to financial planning, financial behaviour change and many other topics. Her work has been published in the Journal of Positive Psychology, Psychology and Aging, Journal of Consumer Affairs, Financial Planning Review, and many more. Dr. Asebedo is a current member and past president of the Financial Therapy Association. She earned her Ph.D. in Personal Financial Planning from Kansas State University. Links: Dr. Asebedo's LinkedIn Profile Dr. Asebedo's paper “Functioning to flourishing: Applying Positive Psychology to Financial Planning

Marie McLeod | Positive Psychology Expert | Film Maker Summary: Marie explains the concept of thriving as a sustainable state of well-being, distinct from fleeting happiness. She introduces the Beacon model, a framework she developed to help individuals thrive across six pillars: belonging, engagement, accountability, compassion, optimism, and nurture. Marie emphasizes the importance of understanding how to thrive and what science tells us, so we can then use our money to facilitate a life of thriving. Discover how focusing on strengths rather than weaknesses and practicing self-compassion can transform your life. Marie's documentary, "How to Thrive," highlights the real-life impact of the Beacon framework on families in Australia, offering practical tools to enhance mental health and well-being BIO:Marie McLeod is the Chief Thrive Guide and presenter in the award-winning documentary ‘How to Thrive' - where she takes on 7 participants with mental health challenges through a transformative wellbeing journey. With her unique brand of no-nonsense yet compassionate coaching that gets to the heart of the problem, Marie combines her knowledge of the science of wellbeing with her years of practical application. Her award-winning programs have delivered measurable, life-changing transformation for people and organizations alike. Marie is qualified in social work, positive psychology and adult education. Highlights: Thriving is about feeling and functioning well despite life's challenges Focusing on strengths rather than weaknesses is key to thriving Happiness is a fleeting emotion while thriving is a more sustainable state The Beacon model is a framework designed to help individuals thrive in all areas of their lives. The Beacon framework provides a comprehensive approach to thriving, focusing on six pillars: belonging, engagement, accountability, compassion, optimism, and nurture Self-compassion and balance between kindness to others and oneself are important elements of thriving that are often overlooked The documentary 'How to Thrive' showcases the impact of the Beacon framework on seven families and provides practical tools for individuals to thrive. Quotes: "What might happen personally and professionally if we began to focus more on what is strong with people than what is wrong with people." "Thriving is about feeling and functioning as well as we can despite life's ups and downs. More sustainable than just those moments of happiness." "Focusing on what is strong rather than what is wrong changes everything." LINKS: Marie's Website: CLICK HERE How To Thrive Documentary: CLICK HERE

Dr. Heather Kappes | Associate Professor | Researcher Summary: Dr. Heather Kappes explains how beliefs and meaning influence spending and wealth. She discusses why high-income earners often live paycheck to paycheck due to social pressures and the importance of understanding the meaning behind spending for better self-control. She also highlights the role of scarcity in spending decisions. The conversation touches on the beliefs of the FIRE (Financial Independence, Retire Early) community, how children form beliefs about spending and the impact of social pressure. Key themes include the relationship between spending and happiness, financial literacy, and cultural differences in spending attitudes. Takeaways The "spending implies wealth" belief can lead to financial vulnerability. High-income earners often live paycheck to paycheck due to social pressures and spending beliefs. Understanding the meaning behind spending is key to behaviour change and self-control. Scarcity impacts spending decisions and complicates consumption smoothing. The FIRE community's beliefs on saving and spending can improve financial habits. Spending does not necessarily lead to happiness or indicate wealth. Younger children often equate spending with happiness, while older children develop a nuanced view. Parents can foster healthy spending habits in children through discussions about money, teaching opportunity costs, and encouraging saving goals. Financial literacy programs should address social and psychological factors influencing spending, beyond basic concepts. Quotes: "Living life at the time that you have it." "Spending implies that you have money, that you have wealth." "I think it's natural for kids to feel disappointed when we say, 'We're not spending right now.'" "It's not just like abstractly saving, but it's saving for some kind of goal." Links: Dr. Kappes' website: CLICK HERE

With Deborah Price | CEO of Money Coaching Institute | Author | Summary: In this episode, Shaun chats with Deborah Price, a money coach, about how our personal identity ties into our relationship with money. They explore how family heritage shapes our money beliefs and the influence of spirituality and philosophy on our financial mindset. Deborah explains how we can uncover and change our unconscious money habits. She emphasizes the importance of understanding our deeper needs and not linking our self-worth to our net worth. The conversation touches on how trauma affects our financial behaviour and the importance of self-acceptance. They discuss how spirituality can bring more meaning to our financial lives and warn against the constant chase for material possessions, which can harm our well-being. Deborah explains the unique approach of money coaching, which looks at money's psychological and behavioural aspects. She stresses that self-awareness and self-love are key and that we must address the root causes of our financial issues, not just focus on budgeting. A main takeaway? For a happy and healthy relationship with money, know and love yourself. Takeaways Family lineage and experiences shape our money beliefs and behaviours, and understanding these influences can help us make conscious choices. Including spirituality and philosophy in our relationship with money can help us find deeper meaning and fulfillment beyond material possessions. Changing our behaviour at the root requires uncovering unconscious beliefs and taking intentional actions to create new patterns. Separating our self-worth from our net worth allows us to cultivate a healthier and more balanced relationship with money. Traumas (little ones and big ones) can have a significant impact on our relationship with money, leading to patterns of fear and a belief that it is not safe to have money. Uncovering unconscious beliefs and patterns is essential for understanding and changing our financial behaviours. The constant pursuit of material possessions and the misalignment of our values can negatively impact our overall well-being. Money coaching offers a unique approach that focuses on understanding the neurodynamics and behavioural side of money, leading to effective and lasting change. Links: The Money Coaching Institue: CLICK HERE Deborah's LinkedIn Page: CLICK HERE

With Professor Meir Statman | Professor | Author Summary: Dr. Meir Statman shares his personal money story and the lessons he learned from his parents about saving, spending wisely, and giving. He highlights the importance of parents helping their children when they are young and just starting out, rather than waiting until they are older. Dr. Statman also explores how pain shapes our outlook on wealth and well-being and the power of acceptance in finding satisfaction in life. He distinguishes between financial well-being and life well-being, emphasizing that financial well-being is crucial to overall life well-being. Dr. Statman discusses balancing financial stability with personal fulfillment. He stresses the need to save for the future while encouraging young people to enjoy their lives and not focus excessively on saving. Dr. Statman underscores the importance of giving generously to family, friends, and the community, advocating for giving with a warm hand rather than a cold one. He concludes by discussing the different types of capital that contribute to well-being: financial, social, cultural, and personal. BIO: Meir Statman is the Glenn Klimek Professor of Finance at Santa Clara University, specializing in behavioural finance. He explores how investors make financial decisions and how these decisions impact financial markets. His latest book is "A Wealth of Well-Being: A Holistic Approach to Behavioral Finance". Meir's research addresses questions about investor behaviour, cognitive and emotional errors, and their effects on saving spending, and portfolio choices. His work is widely published in leading finance journals and supported by prestigious organizations. He serves on several editorial boards and has received numerous awards, including the William F. Sharpe Best Paper Award and the Moskowitz Prize. Meir consults for investment companies and frequently presents his research globally. He holds a Ph.D. from Columbia University and an MBA from the Hebrew University of Jerusalem. Takeaways: Parents should teach their children the importance of saving, spending wisely, and giving Pain can shape our outlook on wealth and well-being, and sharing our pain with others can enhance our well-being Acceptance is important in finding satisfaction in life Financial well-being is a critical element of life well-being Taking risks in a vocation that aligns with your emotional needs can lead to greater life satisfaction. Save for the future, but also enjoy life and don't focus too much on saving when you're young. Give with a warm hand rather than a cold one, and support family, friends, and community. Different types of capital contribute to well-being: financial, social, cultural, and personal. Quotes: "I should spend money but don't waste it." "It's better to give with a warm hand than a cold one." Links: A Wealth of Well-Being: A Holistic Approach to Behavioral Finance Hardcover by Meir Statman Professor Meir Statman's Website: CLICK HERE

with Jared Rabinowitz | Serial Entrepreneur | Founding Partner Q Wealth | Summary: In this episode, I am delighted to speak with serial entrepreneur and founding partner of Q-Wealth, Jared Rabinowitz. Our conversation centers around the significance of positive psychology in Jared's life, his career, and the financial planning industry as a whole. Jared shares his journey integrating positive psychology at Q-Wealth, reshaping how we approach money and financial planning by focusing on wealth, wellness, and well-being. We discuss the profound impact of meaning and intentionality in wealth management, highlighting Jared's insights on enhancing financial well-being through positive psychology. This episode embodies the mission of Q-Wealth, 'where money meets meaning'. Takeaways The integration of positive psychology into the financial planning process The impact of relationships and an abundance mindset in the financial industry The evolution and reinvention of Q-Wealth Partners Exploring how social connections intersect with positive psychology and financial planning, emphasizing meaning, time, and intentionality in managing wealth. The future of financial planning shifts towards coaching-based practices, focusing on clients' intrinsic motivations, personality, and psychology to define and achieve life goals. The marriage of positive psychology and money aims to create a more accessible and transformative experience for clients, focusing on a coaching component and a focus on EQ over IQ. Quotes: "Money is an excellent servant, but a terrible master." Jared Rabinowitz LinkedIn: Jared's LinkedIn: CLICK HERE Q-Wealth Partners: CLICK HERE

Cara Macksoud, FBS® | CEO of Money Habitudes | Summary: Cara Macksoud discusses her journey from playing ice hockey on an all-boys team to working on Wall Street and eventually transitioning to nonprofit work. She highlights how her upbringing influenced her financial mindset, the impact of her parents' teachings, and her own experiences with money. The conversation covers key topics like the correlation between input and output, the pain of paying, and the importance of teaching children basic job skills. Cara also reflects on pivotal moments that led her to shift from a high-energy Wall Street lifestyle to parenting and seeking flexibility and autonomy. Her work with unbanked kids and transition to financial education and psychology therapy culminated in her role as CEO of Money Habitudes. Throughout, Cara emphasizes the importance of understanding one's relationship with money, decision-making complexities, financial independence, and the pursuit of happiness. BIO: Cara Macksoud, FBS® is the CEO of Money Habitudes. After a 15 year career as a trader on Wall Street and stint as a CFO for a NYC nonprofit, Cara transitioned into the behavioral finance space. She completed the Financial Therapy Graduate Certificate at Kansas State University and holds a BS in Finance from NYU Stern School of Business. She is a Certified Financial Behavior Specialist® and a member of the Financial Therapy Association where she serves on the board as the Chair of Student Engagement. Additionally, she is a member of the Association of Financial Counseling and Planning Education (AFCPE) and is an AFC candidate. Takeaways The influence of upbringing and family on financial mindset and career choices The transition from a high-energy Wall Street lifestyle to parenting and the challenges of staying home led to a realization of the need for flexibility and autonomy. Cara's work with unbanked kids and the shift to financial education and psychology therapy played a significant role in her career transition to becoming the CEO of Money Habitudes. Understanding one's relationship with money is crucial for financial well-being and personal fulfillment. Balancing work, family, and personal fulfillment is a complex and ongoing challenge. The pursuit of happiness and fulfillment evolves over time, and it's important to adapt and reassess one's goals and priorities. Time is a valuable and finite resource, and making the most of it is essential for a fulfilling life. LINKS: Cara Macksoud LinkedIn: CLICK HERE Money Habitudes: CLICK HERE

With Dan Haylett | Director of Growth | Financial Planner | Podcaster Summary: In this conversation, Dan and Shaun unravel the common misconceptions about retirement. They share personal experiences and explore how true wealth involves much more than money—it's also about having time, strong social connections, and freedom. They discuss how retirement should be a mix of relaxation, meaningful activities, and personal growth. Dan breaks down retirement into three phases: the active "go-go years," the slower "go-slow years," and the quieter "no-go years," stressing the importance of planning your finances to fit these stages. Dan touches on the challenges of shifting from saving to spending and highlights the importance of thoughtful planning about what you're retiring to. Dan encourages finding a trusted financial planner to help make the most of retirement, reminding us that time is priceless, and it's crucial to consider how we use it and who we share it with. BIO: Dan Haylett is dedicated to inspiring retirees to embrace life and experience true wealth. As a co-director of TFP, his driving purpose is to help clients focus their time and money on what truly matters. With a deep understanding of the emotional, behavioural, and financial challenges that come with life after work, Dan is uniquely positioned to guide retirees toward the freedom and confidence they need to fully enjoy their retirement years. His commitment ensures that every client can take full advantage of the gift of their retirement years. Takeaways Retirement is not just about leisure activities; it should involve meaningful work, personal growth, and learning. Wealth is not solely defined by money; it includes time, social connections, and freedom. Clients have the answers; financial planners should listen and create a safe space for deeper conversations. Helping clients define what true wealth means to them is crucial for a fulfilling retirement. Retirement is a new era for personal growth and pursuing passions that may have been put on hold. The concept of retirement as a finish line and decline is flawed; it should be seen as a start line for a new chapter in life. Retirement is an opportunity to explore who we want to be and spend our time and money on our passions. Retirement can be divided into three phases: the go-go years, go-slow years, and no-go years. Time is worth more than money, and it is important to prioritize how we spend our time and who we spend it with. Quotes: "Wealth doesn't mean money." "The answer to how much is enough is so much lower than what they thought it was." "Retirement allows feeling free and being curious about exploring who we want to be." "Our spending pattern should be in line with how our healthy years and longevity will be." "Moving from a savings habit to a spending mindset is one of the most challenging things in retirement." LINKS: Dan's Website: CLICK HERE Dan's Podcast Humans vs Retirement: CLICK HERE Dan's Social: X

With Dr. Jordi Quoidbach | Behavioural Scientist | Professor | Speaker Summary:In this episode, Dr. Quoidbach explores the relationship between money and happiness. He points out that while money does impact happiness, its influence is surprisingly limited, especially at higher income levels. He notes that financial stress significantly affects happiness among those with lower incomes. Dr. Quoidbach recommends seeking jobs that offer meaning, connections, and growth opportunities. He also suggests outsourcing unenjoyable tasks to free up time for more rewarding activities and emphasizes the importance of maintaining strong social ties for overall well-being. He further discusses how wealth can reduce our ability to appreciate the smaller joys in life, as constant access dulls our enjoyment. Taking breaks from constant consumption and temporarily giving up pleasures can enhance our capacity to savour life. The episode also touches on the benefits of happier individuals engaging more effectively in challenging discussions and negotiations, enhancing their happiness. Lastly, Dr. Quoidbach highlights research showing that happier companies perform better in the market and discusses the cognitive costs associated with poverty. Takeaways There is a correlation between money and happiness, but it is much lower than people think. Money matters more at lower income levels, where financial hardship can cause stress and negatively impact happiness. Pursue jobs that provide meaning, connection, and opportunities for growth. Social connections are a significant predictor of happiness. Money can act as a buffer against stress, but its impact on happiness diminishes beyond a certain point. There is a cognitive cost to poverty. As income increases, the ability to savour the little things in life decreases. Reminding ourselves that life is unpredictable and that access to things may not last forever can enhance our ability to savour. Taking breaks from consumption and giving up something we enjoy for a period of time can help reset our savouring level. Happy people are more likely to engage in tough conversations and negotiations, which can lead to overall happiness. Quotes: "Money offers psychological freedom to be not so much short-term focused and maybe think outside the box." "The more you went to fine dining, the more you went to Michelin star restaurants in your life, the less likely they were to savour these things." Links: Dr. Quoidbach Website: CLICK HERE

With Dennis Harhalakis | Certified Money Coach (CMC)® | Founder of Cambridge Money Coaching Summary Dennis shares his journey from knowing a lot about money to realizing he didn't know much about money and himself. He discovered his inherited money anxiety and how it affected his behaviours and beliefs (unconscious to himself). Self-forgiveness and self-compassion played a crucial role in his journey of change. Money coaching is different from financial coaching in that it focuses on the why behind financial behaviours and helps individuals understand their money patterns and beliefs. It involves reaching out to clients, validating their feelings, and building trust and connection. Dennis discusses the importance of creating a safe space for clients to talk about money and building trust with them. He emphasizes the need to meet clients where they are and normalize their feelings about money. Dennis also highlights the significance of understanding a client's money history and beliefs in order to help them make financial decisions. He explores the idea of having a healthy relationship with money, which is based on positive feelings about oneself, money, and money in oneself. Highlights: Money coaching focuses on understanding the why behind financial behaviours and beliefs. Self-forgiveness and self-compassion are essential in the journey of change. Inherited money anxiety can affect behaviours and beliefs around money. Money coaching involves reaching out to clients, validating their feelings, and building trust and connection. Create a safe space for clients to talk about money and build trust with them. Meet clients where they are and normalize their feelings about money. Understand a client's money history and beliefs to help them make financial decisions. Develop a healthy relationship with money based on positive feelings about oneself, money, and money in oneself. Recognize one's own worth and sufficiency. Quotes: "I knew a lot about money, but not much about money and myself." - Dennis Harhalakis "Self-forgiveness and self-compassion play a role in the journey of change." - Dennis Harhalakis "People want to talk about money desperately. We haven't always had the environment or the trusting person that we feel like we can share." - Dennis Harhalakis Links: Dennis' Website: CLICK HERE

With Todd Kashdan Ph.D.| Best Selling Author | Professor | Clinical Psychologist BIO: Todd B. Kashdan, Ph.D. is a Professor of Psychology at George Mason University, and a leading authority on well-being, curiosity, courage, and resilience. He has published over 200 scientific articles, his work has been cited over 32,000 times, and he received the American Psychological Association's Award for Distinguished Scientific Early Career Contributions to Psychology. His books Curious? and The Upside of Your Dark Side has been translated into over 15 languages. His writing has appeared in the Harvard Business Review, National Geographic, and other publications, and his research is featured regularly in media outlets such as The New York Times, The Atlantic, Fast Company, and Time Magazine. He's a twin with twin daughters (plus one more), with plans to rapidly populate the world with great conversationalists. Highlights: Curiosity can help us unlock creativity and become a principled rebel How curiosity and the art of insubordination can help us re-write our money stories The power contained within asking questions to “seek to understand” before judging How money can increase your well-being……..when used in the proper ways How the three temporal dimensions (parts of time) of buying experiences provide towards our well-being (anticipation, being on the trip, post mortem) How cultivating psychological flexibility can help us gain clarity over our money stories Why acceptance and honouring our dark emotions is beneficial to our well-being Links: The Art of Insubordination Book CLICK HERE Todd's website CLICK HERE

With Dr. Rick Scott | Behavioural Scientist | Author | Associate Professor Summary: This episode explores the psychology of money and our relationships with money, beginning with a debt prioritization study that even caught the eye of financial guru Dave Ramsey, who called Dr. Scott an 'egghead'. The discussion broadens to include personal stories about how family influences and past experiences shape our spending habits. We also examine the contrasting spending styles of 'tightwads' and 'spendthrifts,' revealing the emotions behind each approach and their impact on financial decision-making. Emphasis is placed on the importance of self-awareness in recognizing our own fears and anxieties about money. Dr. Scott then explores how couples handle finances, discussing the benefits of joint bank accounts for fostering trust and minimizing financial disputes. It introduces the concept of financial translucency—maintaining a healthy awareness of each other's financial activities without needing detailed oversight. Challenges arising from different spending habits are considered, highlighting how mutual understanding and compromise, particularly in gift-giving, can lead to greater relationship satisfaction and happiness. Takeaways The psychology of money is influenced by both mathematical and emotional factors. Personal experiences and family stories play a significant role in shaping our views and behaviours around money. Tightwads and spendthrifts have different orientations towards spending, but both can experience regret and anxiety. Understanding our tendencies and emotions around money can help us make more informed financial decisions. Joint bank accounts can promote trust and reduce scorekeeping in couples. Financial transparency and trust are crucial in a relationship. Mismatched spending habits can be challenging, but there is potential for happiness with mindful approaches. Finding balance and happiness in financial matters requires individuality and joint decision-making. Privacy and secrecy can coexist in a relationship, but certain secrets can be destructive and need to be addressed. Links: Dr. Rick Scott's Website: CLICK HERE Tightwads and Spendthrifts: Navigating the Money Minefield in Real Relationships

With Dr. Jenny Olson | Assistant Professor of Marketing | Summary: Dr. Jenny Olson explores the complexities of financial decision-making among couples. She talks about why people with different spending habits often end up together and what challenges that brings. Dr. Olson also explains 'financial infidelity'—that's when someone hides or lies about money matters. Dr. Olson discusses the reasons people might hide their spending or debts, from wanting more control to simply trying to dodge an argument. She highlights the importance of having open conversations, really understanding your partner's financial perspective, and getting to the heart of their concerns. She also sheds light on how income affects how generous we are and how we view our partners financially. Towards the end, she offers some practical tips on managing money better together, aiming for a relationship where both partners are on the same page financially. BIO: Dr. Jenny Olson serves as an Assistant Professor of Marketing at Indiana University's Kelley School of Business. Her academic research delves into consumer behaviour within interpersonal settings, focusing particularly on two main areas: consumer financial decision-making—exploring how romantic couples navigate their financial choices—and social cognition and inferential processes—investigating how individuals assess others' consumption decisions. Dr. Olson's influential work has been featured in esteemed journals such as the Journal of Consumer Research, the International Journal of Research in Marketing, and the Journal of the Association for Consumer Research. Her research has also attracted widespread attention from the media, with coverage in major publications including The Atlantic, Boston Globe, Chicago Tribune, Forbes, Huffington Post, New York Times, NPR, Time Magazine, and the Wall Street Journal, highlighting her significant contributions to the field of consumer behaviour. Takeaways Opposites often attract in financial decision-making within partnerships, leading to lower financial harmony and potential tension. Confidence and perceived control play significant roles in influencing financial decisions within relationships. Open communication and transparency are crucial for achieving financial harmony and aligning goals and values. Financial infidelity, defined as intentionally engaging in disapproved financial behavior and actively concealing it, can have negative impacts on financial well-being and relationship satisfaction. LINKS: Dr. Jenny Olson's Website: CLICK HERE

With Emily Burnett | Writer | Consultant | Summary: Emily shares her journey from collecting insects for money as a teenager to understanding the impact of her entrepreneurial family on her financial mindset. She reflects on the wisdom of her 94-year-old grandmother, who values relationships and dreams over material wealth. Emily discusses the significance of facing reality and being intentional in life and money management. She highlights the benefits of making peace with your financial plans, such as finding peace and control in an often chaotic world. Emily also discusses the resistance to budgeting and the importance of creating a personal financial oasis. She shares insights on helping those overly focused on budgeting and emphasizes the importance of embracing spending while being intentional. Additionally, Emily explores how shyness can affect financial decisions and the need to examine our financial roots. At the end, Emily talks about her upcoming book, 'Dear Fellow Dreamer,' aimed at helping individuals who feel trapped in safe corporate jobs. BIO: Emily Burnett is a writer, consultant, and intentional money + life enthusiast. She spent years working in tech as a marketing technologist all the while dreaming of building her own thing. Emily left corporate in 2022 to travel and grow her financial coaching practice. Pursuing it full-time revealed that more than coaching she loves writing, speaking, and meeting people. She is the author of Dear Fellow Spender, written for the spender who typically avoids personal finance books, and is currently writing Dear Fellow Dreamer. She's on a mission to help entrepreneurs and dreamers get and stay intentional about what they're creating whether it's a meaningful life or a business of their dreams. Takeaways Money stories are powerful and can shape our mindset and relationship with money. Having entrepreneurial role models can inspire and influence our own entrepreneurial spirit. Prioritizing relationships and dreams can lead to a rich and fulfilling life. Being intentional in both living and managing money can bring peace and control. Create an oasis of control in your personal finances to feel grounded and empowered. Embrace spending and be intentional about how you spend your money. Examine your roots and understand how your past experiences and beliefs shape your relationship with money. Take risks and build a strong foundation to support your financial and personal growth. Links: Emily's Website: CLICK HERE LinkedIn: CLICK HERE

With Abby Davisson | Author | Speaker | Entrepreneur | Summary In this conversation Abby Davisson explores the interconnection of love and money, challenging the flawed socialization that separates the two. It delves into the historical context of marriage and money, highlighting the importance of transparent conversations about money in relationships. The influence of upbringing and parents' careers on money mindset is discussed, along with the power of passing on stories. The journey of co-authoring a book and the impact of collaboration between individuals from different backgrounds is explored. The creation of a framework for decision-making, known as the Five C's, is introduced, with a focus on the challenging step of clarifying what's important. Abby discusses the importance of clarifying values and intentions in relationships, particularly when it comes to money. She emphasizes the need for individuals to understand their own values and communicate them effectively to their partners. Abby also highlights the impact of a lack of clarity on relationships and the importance of having difficult conversations. She shares insights from her work at the Money and Love Institute, which aims to help financial advisors integrate the elements of money and love in their conversations with clients. BIO: Abby Davisson has dedicated her career to helping others achieve their goals, first as a social innovation leader and now as an author, speaker, and entrepreneur. Prior to founding the Money and Love Institute, she spent nearly a decade driving social impact at global retailer Gap Inc., where she served as president of the Gap Foundation and co-founded the company's employee resource group for working parents. Abby's prior professional experience includes strategy-focused roles at Tipping Point Community, the NYC Department of Education, and The Bridgespan Group, as well as experience serving as an alumni career advisor and coach at Stanford Graduate School of Business. Abby holds a BA from Yale University and an MBA and MA in Education from Stanford University. She lives with her husband (who also studied with Myra at Stanford) and their two sons in San Francisco. Takeaways Love and money are deeply intertwined, and it is important to recognize and address their connection in relationships. Transparent conversations about money in relationships are crucial for making holistic and informed decisions. Upbringing and parents' careers have a significant influence on individuals' money mindset. Passing on stories and values to future generations is a powerful way to shape their relationship with money. The Five C's framework (Clarify, Communicate, Broaden Choices, Check with Trusted Resources, Consider Consequences) provides a structured approach to decision-making that considers both love and money. LINKS: Abby's Website for her book: CLICK HERE Love & Money Institute: CLICK HERE

With Dr. Cahit Guven | Global XSBI Econometrician | Senior Lecturer in Economics Summary In this conversation, Dr. Guven discusses the relationship between happiness and financial decisions. He explores the impact of happiness on savings, consumption, risk-taking, and perception. Dr. Guven also highlights the collaboration between economists and psychologists in understanding the complex interplay between emotions and financial choices. The conversation delves into the role of self-control, the influence of unpredictable weather on happiness and financial behaviour, and the potential of using big data to improve well-being. Ultimately, the discussion raises thought-provoking questions about the connection between money and happiness and the importance of prioritizing happiness in financial decision-making. Takeaways Happiness has a significant impact on financial decisions, including savings, consumption, and risk-taking. Collaboration between economists and psychologists is crucial in understanding the complex relationship between emotions and financial choices. Perception plays a vital role in financial decision-making, and changing perceptions can lead to better financial outcomes. Focusing on happiness and well-being can improve financial decision-making and overall life satisfaction. LINKS: Dr. Guven's Website: CLICK HERE Dr. Guven's LinkedIn: CLICK HERE

With Brendan Frazier | Podcaster | Chief Behavioural Officer | Summary: In this conversation, Brendan Frazier discusses his relationship with money and how his beliefs and perspectives have evolved over time. He reflects on the influence of his upbringing, including religious and cultural beliefs, and how they shaped his views on money. Brendan also shares his experiences navigating money conversations with his spouse and the importance of involving a third party for guidance. He explores the concept of the inner money critic and the desire for recognition and validation. Brendan discusses the balance between following financial planning rules and embracing the unknowns of life, emphasizing the importance of flexibility and intention in financial decision-making. Brendan emphasizes the importance of sharing personal money stories and destigmatizing conversations about money. Takeaways Navigating money conversations with a spouse can be challenging, and involving a third party can provide guidance and support. The desire for recognition and validation can influence our relationship with money and our spending habits. Money can serve as a reflection of our fundamental needs and desires as human beings. Balancing financial planning rules with the unknowns of life requires flexibility and intention in decision-making. Being open-minded about spending money can lead to a more fulfilling life. Reflecting on one's money story and beliefs can help make intentional financial decisions. Sharing personal money stories can help others feel less alone and provide valuable lessons. LINKS: The Human Side of Money Podcast: CLICK HERE Wired Planning: CLICK HERE

With Chris Budd | Expert on The Relationship Between Money and Happiness | Author | Summary: In this chat, Chris discusses why feeling good about money matters and how we can rethink what success means when it comes to our finances. He shares his own journey to feeling financially secure and why having a sense of purpose is key to finding joy. Chris challenges the idea that setting specific money goals is always the best approach and introduces his four pillars of financial well-being: understanding what's true for everyone, what's true for you personally, what holds us all back from feeling happy, and what's stopping you individually from feeling happy. He also talks about how giving yourself permission to be happy is crucial, the benefits of financial coaching, and how money can be a tool for living a meaningful life. Plus, he gives us a sneak peek into his upcoming project, the Financial Well-being Pulse, which aims to shift the focus of financial advice from just dollars and cents to overall well-being. BIO: Chris Budd founded Ovation Finance Ltd, a financial planning practice, in 2000. In 2018, he sold a majority stake to an Employee Ownership Trust (EOT). Chris now provides coaching and consultancy to owners and employees seeking to grow and develop. He authored "The Eternal Business," published by Harriman House in September 2018, and leads The Eternal Business Consultancy, offering advice and assistance to businesses aiming for long-term sustainability beyond the current owners. Chris is a qualified business coach (Advanced Diploma in Coaching And Mentoring from the European Mentoring And Coaching Council), an author of novels and "The Financial Wellbeing Book," and the founder of the Institute for Financial Wellbeing. He hosts the Financial Wellbeing podcast and is a seasoned speaker, addressing topics such as coaching skills for professionals, financial well-being, and employee ownership. Takeaways Financial well-being is about finding happiness and purpose, not just accumulating wealth. Goals should be seen as steps towards purpose and happiness, not as the ultimate objective. Success should be redefined to focus on personal fulfillment and making a positive impact. Knowing oneself and challenging assumptions is crucial for achieving financial well-being. Take the time to understand what truly makes you happy and permit yourself to pursue it. Money should be seen as a tool to support a happy and meaningful life, rather than the sole source of happiness. Financial advice should prioritize clients' well-being and focus on their lives, rather than solely on investment portfolios. Retail therapy and impulsive spending may provide short-term happiness, but developing healthier spending habits can lead to greater long-term well-being. Building a happy and healthy relationship with money involves being kind, compassionate, and mindful of one's values and priorities. Music experiences can be powerful sources of joy and can teach us valuable lessons about presence, connection, and the pursuit of happiness. LINKS: Chris' Books: CLICK HERE Chris' LinkedIn Profile: CLICK HERE Chris' podcast: CLICK HERE

With Dr. Mike Rucker | Organizational Psychologist | Behavioural Scientist | Author | Summary: This conversation is all about identifying and taking the steps to get out into the world to have more fun and how we can use our money as ways to allow more fun in our lives (and it does not need to cost lots of money). In this conversation, Dr. Rucker and Shaun discuss the importance of fun in life and how it can be pursued independently of money and power. They explore the limitations of pursuing happiness through external factors and the need for emotional flexibility. The conversation also touches on the challenges of finding fun in a busy life and the role of surprises and unexpected moments in bringing joy. They discuss the concept of the Fun Pyramid and how money can be used as a tool to facilitate authentic fun. Additionally, they emphasize the importance of finding fun in everyday life and how it can improve relationships and overall well-being. They also highlight the importance of being deliberate about incorporating fun into daily routines and the consequences of neglecting it. Finally, they talk about the importance of time affluence and creating lasting memories through fun experiences. BIO: Dr. Mike Rucker is an organizational psychologist, behavioral scientist, and charter member of the International Positive Psychology Association. He has been academically published in publications like the International Journal of Workplace Health Management. His ideas about fun and health have been featured in The Wall Street Journal, Washington Post, Fast Company, Psychology Today, Forbes, Vox, Thrive Global, Mindful, mindbodygreen, and more. He currently serves as a senior leader at Active Wellness and is the author of 2023's top-rated happiness book, The Fun Habit, which is out now. Takeaways Finding fun in everyday life can improve relationships and overall well-being. Learning how to spend your money on fun activities. How fun is a key driver to living a good life. Positional economics can help people access experiences they may not be able to afford on their own. Being deliberate about incorporating fun into daily routines is important for overall happiness and productivity. Creating lasting memories through fun experiences is valuable and can enrich one's life. LINKS: Website: Dive into the world of fun and exploration at Michael Rucker's website. Twitter: Follow Michael Rucker on Twitter @performbetter for daily doses of inspiration and fun! Facebook: Join the fun-loving community on Facebook at Mike Rucker, Ph.D.'s page. Instagram: Explore the wonders of fun on Instagram with @thewonderoffun. LinkedIn: Connect with Michael Rucker on LinkedIn at Michael Rucker's profile for insightful discussions and updates. Pinterest: Get inspired by Mike Rucker, Ph.D.'s Pinterest boards at mikeruckerphd. Simon & Schuster: Check out Michael Rucker's book, "The Fun Habit," on Simon & Schuster. Substack: Join the Fun Habit newsletter on Substack at funhabit.substack.com for exclusive content and tips on incorporating more fun into your life.

With Dr. Moira Somers | Psychologist | Family Wealth Consultant | Author | Summary In this insightful conversation, Dr. Moira Somers offers insights on how to enhance our financial stability. She discusses the intricate relationship between money and health, stressing the significance of financial well-being and its impact on our overall health. Dr. Somers emphasizes the need for a paradigm shift in the financial services sector, advocating for a more empathetic and supportive approach. She highlights the pivotal role of self-reflection and social support in achieving financial stability and sheds light on how our personality traits and self-belief influence our financial decisions. Dr. Somers brings such a calming yet thought-provoking tone to the conversation. Every time I speak with her, I find myself thinking deeply about whichever topic we discuss, and I hope you feel the same after listening to this conversation. Takeaways Financial stability is crucial for overall well-being and can have a significant impact on health. Financial advisors play a key role in helping clients achieve stability by understanding their unique circumstances and building on their existing financial skills. Both financial advisors and clients need to take a good look at themselves and have confidence in their abilities to make smart money choices. Stress can significantly impact financial decision-making. Practicing self-care and seeking support are important strategies for managing financial stress. Financial advisors play a vital role in helping individuals achieve financial wellness. There is a strong connection between mental health and financial wellness. Chapters 01:33 The Relationship Between Money and Health 03:03 The Impact of Money on Well-Being 08:32 The Goal of Financial Stability 14:08 Building Financial Stability 20:11 The Impact of Financial Stability on Individuals 23:08 The Need for Self-Reflection 31:04 The Importance of Self-Efficacy 37:49 The Power of Social Support 43:30 Moving Beyond Stability to Thriving 50:30 The Importance of Financial Wellness LINKS: Dr. Moira Somer's Website: CLICK HERE Dr. Moira Somer's Book: CLICK HERE

With Bruce Sellery | CEO of Credit Canada | Author | Television Host | Summary: Bruce Sellery discusses his background in financial journalism and his transition to becoming the CEO of Credit Canada. He shares insights from his interviews with high-profile individuals and the impact of their stories. Bruce also reflects on his personal experience with money and the importance of creating a context for financial decisions. He emphasizes the need for a shift from financial literacy to financial coaching, focusing on the root causes of debt and holding individuals accountable for their financial well-being. Bruce discusses the importance of uncovering hidden values and moving from past-based to future-based conversations in financial planning. He highlights the Credit Canada Gold program, which focuses on accountability and coaching to help individuals achieve their financial goals. Bruce emphasizes the need for a judgment-free environment and coaching based on the client's desires. He also discusses the importance of being relentless in pursuing client goals and having tough conversations when necessary. Bruce shares his excitement for the expansion of financial coaching programs and concludes with the key theme of creating a life worth living using money as a tool. BIO:Bruce Sellery, a dynamic business journalist, TV host, and CEO of Credit Canada, is dedicated to enhancing financial literacy. Known for his bestselling book "Moolala: Why Smart People Do Dumb Things with Their Money," Sellery's engaging approach makes him a sought-after keynote speaker, emcee, and host. His roles include being CBC Radio's national money columnist, a Cityline contributor, and host of the Moolala radio show and podcast on SiriusXM. With a rich background that includes hosting on the Oprah Winfrey Network and anchoring for BNN Bloomberg, Sellery's work spans TV, radio, and writing, including two bestselling books. He contributes his expertise as an advisor to the Smith School of Business at Queen's University and holds positions on boards, reflecting his commitment to community and financial empowerment. Takeaways Uncover hidden values and have future-based conversations in financial planning. Create a judgment-free environment and coach based on the client's desires. Be relentless in pursuing client goals and have tough conversations when necessary. Use money as a tool to create a life worth living. LINKS: Credit Canada: CLICK HERE Bruce Sellery's LinkedIn: CLICK HERE

With Dr. Hal Hershfield | Professor | Author | Summary: In this conversation, Hal Hershfield discusses the concept of future selves and the challenges of balancing future orientation with embracing the present. He explores the importance of creating emotional connections with our future selves and shares research on how to motivate future-oriented decisions. The conversation also touches on the significance of endings and how they can impact motivation. Finally, Hershfield discusses the decision-making process around end-of-life and retirement, highlighting the need for thoughtful planning and meaningful transitions. Shaun and Hershfield discuss the importance of transition (like retirement) and the importance of maintaining identity and happiness during transitional phases of life. They explore the factors that predict a successful transition and how individuals can implement strategies to ensure a positive experience. They also discuss the relationship between changing selves and identity, and how understanding this connection can impact one's approach to retirement. Ultimately, they emphasize the key to a happy and healthy relationship with money: using it as a tool to fund contentment and finding joy in both the present and future. BIO: Hal Hershfield is a Professor of Marketing, Behavioral Decision Making, and Psychology at UCLA's Anderson School of Management and holds the UCLA Anderson Board of Advisors Term Chair in Management. His research, which sits at the intersection of psychology and economics, examines the ways we can improve our long-term decisions. He earned his PhD in psychology from Stanford University. Hershfield publishes in top academic journals and also contributes op-eds to the New York Times, Harvard Business Review, the Wall Street Journal, and other outlets. Takeaways: Balancing future orientation with embracing the present can lead to a more meaningful and satisfying life. Creating emotional connections with our future selves can help motivate future-oriented decisions. Endings can evoke mixed emotions, but they can also provide opportunities for growth and new beginnings. Maintaining a sense of identity and happiness in retirement is crucial, and individuals who have interests and strong social connections tend to thrive. Understanding the relationship between changing selves and identity can help individuals navigate transitions more effectively. Writing letters to future selves can provide valuable insights and guidance for living a happy and healthy life. Balancing living in the present with planning for the future is essential, as both contribute to overall well-being. LINKS: Dr. Hal Hershfield Website: CLICK HERE Your Future Self: How to Make Tomorrow Better Today by Hal Hershfield: CLICK HERE

Dr. Erika Rasure | Educator | Researcher | Holistic Financial Wellness | Summary In this conversation, Dr. Erika Rasure and Shaun Maslyk discuss the human experience of money and the importance of storytelling in understanding our money stories. Dr. Rasure shares her journey from aspiring estate lawyer to a personal financial planner, driven by her desire to help people with their money. They explore the role of compassion in financial conversations and the need to take the shame out of money. They also discuss the power of self-discovery and the importance of trusting oneself in making financial decisions. The conversation emphasizes the need to slow down, lean into discomfort, and let go of perfectionism to find peace and contentment in our relationship with money. Dr. Rasure explores the importance of finding 'home' within ourselves and the power of sharing our stories. The conversation concludes with a theme of not losing sight of the magic in life and the importance of finding joy in the little things. BIO: Dr. Erika Rasure is an internationally recognized leader, educator, and researcher in holistic financial wellness. For almost two decades, she has practiced financial therapy and coaching. Among her achievements is helping to create National Financial Practice Week, which she is co-founder as Chief Financial Wellness Advisor at Beyond Finance. Dr. Rasure also serves as Chair of the Research Board for the Financial Therapy Clinical Institute. Additionally, she is a member of the Financial Review Boards for Investopedia, The Balance, VeryWell Family, and VeryWell Parents. Her insight and interviews have been featured in several prestigious national outlets, such as Barron's, CNN, Forbes, Fox Business, Marketwatch, NBC News Now, USA Today, and Yahoo! She is a Certified Deep Transformational Coach and holds a PhD in Personal Financial Planning from Kansas State University. Takeaways Money stories are a fundamental part of being human and can emotionally connect us. Compassion is crucial in financial conversations and can lead to clarity and transformation. Taking the shame out of money is essential for gaining clarity and making progress. Self-discovery is a powerful tool for understanding our relationship with money and finding peace. Trusting ourselves and seeking internal validation are key to making financial decisions aligned with our values. Sharing our stories with kindness and compassion helps us feel more connected and whole. Don't stop believing in the magic of life and find joy in the little things. LINKS: Dr. Rasure's LinkedIn: CLICK HERE

With Dr. Jordan Hutchison | VP of Technology | Financial Planning & Behavioral Finance Adjunct Professor | Podcast Host | BIO: Dr. Jordan Hutchison, a leading figure in financial technology and planning, serves as the Vice President of Technology at RFG Advisory and an adjunct professor at Kaplans College for Financial Planning. With a wealth of experience, numerous certifications, and advanced degrees, Jordan focuses on pushing RFG to the forefront of wealth technology. He collaborates with advisors to integrate cutting-edge solutions, cultivate relationships with industry leaders, and innovate strategies that elevate both client and advisor experiences. Jordan also hosts the RFG Disruption Blueprint podcast's monthly feature, Game Film with Dr. J, where he explores topics at the intersection of technology, education, and innovation in the financial industry. Why You Should Listen: Dr. Hutchison as he explores the question "What Makes Life Worth Living?" through the lens of financial planning. Dr. Hutchinson discusses the concept of flow and its integration into financial planning. Flow is a state of deep absorption that is intrinsically motivating, has clear goals, and provides immediate feedback. It is a unique and fulfilling experience found in various aspects of life, including work and personal activities. Understanding flow can help individuals navigate life transitions and find fulfillment. Integrating flow into financial planning involves having conversations about what makes life worth living and identifying activities that bring engagement and enjoyment. Flow can enhance overall well-being and contribute to a meaningful and fulfilling life. The conversation explores the concept of flow and its impact on well-being, relationships, and financial decisions. It emphasizes the importance of finding flow in various aspects of life and being purposeful in creating opportunities for flow. The chapters cover topics such as the impact of flow on well-being, the power of play and simple pleasures, the spillover effect of flow, flow in work and relationships, flow in group engagement, and understanding the rhythm of life. Takeaways Flow is not just a pleasant experience, but it also has a positive impact on wellbeing and happiness. Play and simple pleasures can be sources of flow and happiness. Flow can have a spillover effect, leading to more energy and vigor in other areas of life. Finding flow in work and relationships can enhance fulfillment and happiness. Group engagement can create flow experiences. Being purposeful and intentional in creating opportunities for flow is important. Understanding the rhythm of life and balancing saving and experiencing life's pleasures is crucial for a happy and healthy relationship with money. Using financial resources to address the fundamental question, "What makes life worth living?" Links: Jordan's LinkedIn: Click Here RFG Advisory: Click Here

Dr. Matt Goren CFP® | PVP - Financial Planning Education | BIO: Dr. Matt J. Goren, CFP® has created educational programs and taught courses on topics ranging from the psychology of personal finance to investing, global financial planning, cultural psychology, and statistics. As CeriFi's Product Vice President - Financial Planning Education, he oversees educational program development and administration, including the popular Dalton Education and Dalton Review programs for students pursuing the CFP® designation. Formerly, he served as Director of Knowledge for Practice at CFP Board. His past affiliations include The American College of Financial Services, UC Berkeley, and The University of Georgia. Matt lives in Chicago and is a regular world traveler, hiker, and news junky. Summary: In this conversation, Dr. Matt Goren discusses the role of emotions in decision-making and how they can be used as tools to make better financial decisions. He emphasizes the importance of listening to both negative and positive emotions and using them to guide financial choices. Matt also explores biases such as the anchoring bias, status quo bias, overconfidence bias, and the Dunning-Kruger effect. He suggests strategies for managing these biases, including providing relevant anchors, segmenting accounts, and creating controlled environments for testing investment strategies. Overall, the conversation highlights the need to understand and work with our emotions to achieve financial well-being. The conversation explores the shift towards psychology in financial planning and the declining importance of technical skills. It highlights the simplification of technical aspects in finance and the need for financial planners to focus on the human element. The blurring of roles in financial planning is discussed, as well as the evolution of financial planning education. The integration of subjective and objective thinking is emphasized, along with the importance of emotional skills in financial planning. Takeaways Emotions are a tool that can be used to make better financial decisions. Listening to negative emotions can provide valuable information and help avoid destructive decisions. Positive emotions can also guide financial choices, but it's important to be aware of their potential pitfalls. Technical skills in financial planning are becoming less important due to advancements in technology. Simplification of technical aspects in finance, such as budgeting and insurance products, is making financial planning more accessible. Financial planners must focus on the human element and develop coaching and counselling skills. The future of financial planning involves a blending of roles, with all planners needing to be coaches and therapists to some extent. Financial planning education is evolving to include more content on emotions and communication. Meeting clients where they're at and recognizing their individual needs is crucial in financial planning. The integration of subjective and objective thinking is essential in the field of financial planning. LINKS: Dalton Education CERIFI Dr. Matt Goren Linkedin: CLICK HERE

With Dr. Jennifer Guttman | Clinical Psychologist | Author | BIO: Dr. Jennifer Guttman, a clinical psychologist with practices in NY and Connecticut, specializes in cognitive behavioral therapy, positive psychology, and her motivational brand, sustainable life satisfaction. With over 30 years of clinical practice, she challenges the pursuit of happiness and leads a satisfaction revolution. Author of "Beyond Happiness: The 6 Secrets of Lifetime Satisfaction," Dr. Guttman offers a workbook, course, and YouTube channel dedicated to satisfaction. A regular contributor to Psychology Today and Thrive Global, she is also a sought-after guest on health, wellness, business, and happiness podcasts. Summary Dr. Jennifer Guttman discusses the difference between happiness and satisfaction, and how focusing on satisfaction can lead to a more fulfilling life. She shares her personal story of facing challenges and finding resilience and introduces the concept of being defiantly resilient. Dr. Guttman also outlines the six techniques for sustainable life satisfaction, including avoiding assumptions, facing fears, and making decisions. She emphasizes the importance of reducing people-pleasing and codependency and encourages individuals to cultivate agency within themselves, to find their authentic voice. Dr. Guttman's work can be found on her website, guttmanpsychology.com, and her book is available on Amazon and Barnes & Noble. Takeaways Focus on satisfaction rather than happiness, as satisfaction is more enduring and can be controlled from within. Avoid making assumptions about money and challenge the assumptions you have by asking for concrete evidence. Face your fears and make decisions that align with your values and goals, rather than seeking external validation. Reduce people-pleasing and codependency by learning to trust yourself and make autonomous financial decisions. Build resilience by facing challenges and developing a sense of effectiveness and self-worth. Write a letter to future generations, encouraging them to learn themselves, quiet the noise, and be their own person. Chapters 00:00 Introduction 00:37 The Story of JFK Customs 03:16 The Difference Between Happiness and Satisfaction 05:31 Shifting Focus to Satisfaction 08:18 The Middle Path of Satisfaction 10:14 The Shift to a Satisfaction Revolution 13:15 Becoming Defiantly Resilient 19:07 Overcoming Challenges and Building Resilience 22:56 The Six Techniques for Sustainable Life Satisfaction 23:57 Assumptions, Facing Fears, and Making Decisions 27:56 Avoiding People Pleasing and Codependency 32:50 Writing a Letter to Future Generations 41:08 Where to Find Dr. Jennifer Guttman's Work LINKS: • Dr. Guttman's Book: CLICK HERE• Dr. Guttman's website: CLICK HERE

With Rob Carrick | Globe and Mail Personal Finance Columnist | Author | BIO: Not every journalist lives their beat, but Rob does. His personal finance column in The Globe and Mail aims to demystify the world of money. Married with two 20-something kids, Rob constantly navigates intelligent spending and investing. With experience dating back to the early '90s, covering Bay Street for The Canadian Press, he later joined The Globe and Mail in 1996 as an investment reporter, launching the Personal Finance column. Over the years, Rob has witnessed market trends, recessions, crashes, a global financial crisis, housing market surges, rising debt, and retirement concerns. Amid the abundance of personal finance content, turn to Rob for his seasoned perspective and the ability to make you say, "Now I understand." LINKS: Rob's Stress Test Podcast: CLICK HERE Rob's Website: CLICK HERE

Robb Engen | Fee-Only Financial Planner | Blogger | BIO: Robb Engen is an advice-only financial planner and the voice behind the award-winning Boomer & Echo personal finance blog. Robb has been writing about personal finance since 2010 for publications such as the Toronto Star and MoneySense, and his own website has attracted more than 15 million page views and 12,000 email subscribers. A self-described “revenge traveler”, Robb lives in Lethbridge, Alberta with his wife and two children. Why You Should Listen: In our conversation, we explore Robb's personal money story and discuss the inspiration behind his blog, which has garnered an impressive 15 million page views. We delve into why Robb decided to transition from his full-time job to becoming a full-time, advice-only financial planner. Robb shares a personal perspective on his financial experiences, offering listeners a genuine glimpse into the human side of money. Throughout his money story, Robb describes his transition from being hyper-focused on frugality to embracing more freedom. We also discuss the value of family, travel, and much more. Through candid discussions with industry experts, like Robb, we aim to humanize the financial services industry, recognizing that we all navigate unique money stories. Links: Robb's Website: CLICK HERE

Jonathan Chevreau | Chief Findependence Officer | Investing Editor and Columnist MoneySense Jason Heath, CFP® | Fee-Only Financial Planner at Objective Financial Partners Inc. Jason Evans CFP® | Fee For Service Financial Planner Lisa Hannam | Executive Editor MoneySense | Journalist | Writer BIOs: Jonathan Chevreau is a veteran financial columnist, blogger and author based in Toronto. He was the Financial Post's personal finance columnist between 1993 and 2012 and editor-in-chief for MoneySense Magazine from 2012 to 2014. He still writes the Retired Money column for MoneySense. In 2014, he launched the Financial Independence Hub (aka FindependenceHub.com), which usually publishes four blogs every week. Jon has authored several books with traditional book publishers like McGraw Hill and Key Porter books, including The Wealthy Boomer, and a series of mutual fund guides called Smart Funds. In 2016, he co-authored Victory Lap Retirement, a Globe & Mail bestseller. In 2021 what is now Crown Publishing published the second American edition of his financial novel, Findependence Day, also available through Trafford.com. He has a large Twitter following at @jonchevreau has been rated one of the top two social media influencers in finance in Canada. Jason Heath has been providing fee-only, advice-only financial planning since 2002 and is one of Canada's best-known fee-only financial planners. He is a Certified Financial Planner (CFP) and a personal finance columnist for the Financial Post, MoneySense, and Canadian MoneySaver. Lisa Hannam, Executive Editor of MoneySense For Lisa, money isn't just about paycheques, belongings, savings, real estate and investing – it's about all these things, and so much more. With the goal to make MoneySense.ca accessible to Canadians at all levels of financial literacy, as the Executive Editor, Lisa has grown the editorial team, with a record-breaking publishing cadence for the paywall-free site. She ensures that the journalism standards readers have come to expect from the award-winning publication are in every article that you read today. Lisa has an extensive journalism background as an acclaimed writer and editor, spanning over 20 years, working for some of Canada's largest glossy magazines, daily newspapers and popular websites. #itpaystoknow Jason Evans CFP® is an advice-only financial planner who specializes in helping Canadians 55+ prepare for a secure retirement. Having personally witnessed the painful impact of bad financial advice, he is a strong proponent of financial education and unbiased advice. Why Your Should Listen: November is Financial Literacy Month in Canada, and MoneySense Magazine is marking the occasion by delving into the worst money advice with insights from four professionals. In this episode, we discuss the common pitfalls that could impact your financial health and well-being, drawing from a MoneySense online poll with 891 respondents from across the country. Whether you're navigating trends, assessing your emotional decision-making, staying vigilant against scams, or simply seeking trustworthy advice, this episode provides practical knowledge for maneuvering the complex world of finance. Learn why 69% of MoneySense readers polled claim to have lost money from financial advice and gain tools to avoid these pitfalls. Highlights: Money Mistakes: Discover the commonality of bad money advice and its potential to cause devastating financial stress. Trends vs. Traps: Learn to distinguish financial trends from bad advice, equipping yourself to navigate the complex financial landscape. Emotional Check-In: Explore the role of emotional awareness in financial decision-making and its impact on protecting your financial well-being. Scams Unveiled: Gain an inside look at modern financial scams and arm yourself with knowledge to avoid potential pitfalls. Finding Solid Ground: Understand the importance of seeking advice from trusted sou...

With William Green | Author | Journalist | BIO: Over the last quarter of a century, he has interviewed many of the world's best investors, exploring in depth the question of what qualities and insights enable them to achieve enduring success. He's written extensively about investing for many publications and has been interviewed about the greatest investors for magazines, newspapers, podcasts, radio, and television. He has also given many talks about the lessons we can learn from the most successful investors, not only about how to invest but about how to improve our thinking. Highlights: Learn lessons that apply to everyone, from how the greatest investors in the world think and make decisions How the art of subtracting can increase our well-being and financial health How to reduce complexity in your life and focus on the things that ultimately matter The value of equanimity plays in your facilitating financial health How we may regard some teachings from the world's greatest investors as practical philosophers The power of embracing “good enough.” Links: William's website: CLICK HERE Buy William's book: CLICK HERE

Dr. Sarah Newcomb | Behavioral Economist | Founder of the Thrive Financial Empowerment Center | Author | BIO: Sarah Newcomb, Ph.D., a behavioral economist and Founder of the Thrive Financial Empowerment Center, uses her expertise to help individuals build fulfilling lives within their means. She collaborates with corporate behavioral science teams at companies like HelloWallet, Morningstar, and Edward Jones, aiding financial advisors in addressing the psychological aspects of financial decision-making. Sarah's work is focused on translating academic research into practical solutions for everyday financial challenges, and she has been featured in Reuters, the Wall Street Journal, Forbes, HerMoney, and other prominent publications. She is also the author of 'Loaded: Money, Psychology, and How to Succeed Without Compromising Your Values' (Wiley, 2016). Why You Should Listen: Money, a word loaded with complexities, is often at the heart of our most conflicting thoughts and emotions. In this episode, Dr. Sarah Newcomb explores the intricate relationship we all have with money, explaining why we attach the meanings we attach to it. Learn the value of unpacking your thoughts, feelings, and emotions surrounding money and how both positive and negative emotions convey invaluable insights. Explore the stories we tell ourselves about money, understand the influence of cultural narratives, and learn how questioning the origins of your money beliefs can lead to healthier financial relationships. Dr. Newcomb also discusses the psychology of blame, the power of changing our thinking, and the concept of learned helplessness in relation to our beliefs about money. Dr. Newcomb explains the mission behind the Thrive Financial Empowerment Center, and how they believed in empowering people to live a life you love...with the resources you have. Highlights: Unpacking the intricate relationship we have with money. Learn how to live a life you love with the resources you have. Recognizing the meanings we attach to money. The value of exploring your thoughts and emotions about money. How positive and negative emotions convey valuable insights. Challenging and reevaluating your money beliefs for healthier financial relationships. Links: Thrive Financial Empowerment Center: CLICK HERE Loaded: Money, Psychology, and How to Get Ahead without Leaving Your Values Behind by Dr. Sarah Newcomb

Dr. Tal Ben-Shahar Ph.D. | Author | Founder at Happiness Studies Academy BIO: Tal Ben-Shahar is an author and lecturer.  He taught two of the largest classes in Harvard University's history, “Positive Psychology” and “The Psychology of Leadership.”  His books have been translated into more than thirty languages, and have appeared on best-seller lists around the world. Tal consults and lectures around the world to executives in multi-national corporations, the general public, and at-risk populations.  The topics he lectures on include leadership, education, ethics, politics, happiness, self-esteem, resilience, goal setting, and mindfulness.  He is the co-founder and chief learning officer of The Happiness Studies Academy and Potentialife. An avid sportsman, Tal won the U.S. Intercollegiate and Israeli National squash championships.  He obtained his Ph.D. in Organizational Behavior and BA in Philosophy and Psychology from Harvard. Highlights: Why Financial Well-Being is NOT central to our happiness How sports, in Tal's case squash, can become a blueprint for cultivating happiness How to spend money on things that make you happy Tal explains the science behind the relationship between happiness and money Beyond your basic needs, money doesn't do much towards your happiness, unless you do this…….(need to listen!) Why the illusion of wealth, is often just an illusion   How the SPIRE model cultivates happiness How hardships can teach us about our ability to embody resiliency The difference between a job description and a calling description How finding your 'calling' might be closer than you think Quotes “It's not just the objective circumstances that matter but the subjective interpretation that matter” Tal Ben-Shahar “It's important to learn how to embrace boredom” Tal Ben-Shahar “The ultimate value of money lies in how much happiness it brings” Tal Ben-Shahar “The difference between depression and sadness is depression is sadness without hope” Tal Ben-Shahar “He can find happiness who can find joy in the solitude in his room” Blaise Pascal French Philosopher LINKS: Tal's Books: CLICK HERE Tal's Courses: CLICK HERE Happiness Studies Academy: CLICK HERE

Dr.Sarah (Stanley) Fallaw, Ph.D. | President DataPoints | Author | BIO: Sarah Stanley Fallaw, Ph.D. is the author of The Next Millionaire Next Door and the founder and President of DataPoints LLC, a behavioral assessment advisor-tech company. In her role at DataPoints and her research, Dr. Fallaw continues the study on self-made wealth begun by her late father, Dr. Thomas J. Stanley, author of The Millionaire Next Door. Dr. Fallaw's research on the psychology of wealth has been featured in numerous conferences and publications, and she consults with firms worldwide on measuring client money personality. Dr. Fallaw received her Ph.D. in Applied Psychology from the University of Georgia in 2003. She lives in East Cobb, Georgia, with her husband and daughters. Why You Should Listen: In this episode, we'll explore using personality traits to predict financial behaviors and turning income into wealth. We discuss the emotional side of money and how it reveals insights about ourselves. We'll challenge traditional views on wealth, revealing its deeper dimensions and the unique traits of self-made millionaires. We'll uncover behavioural patterns that predict financial success and the profound impact of personality on wealth. How focusing on personal growth, not societal comparisons, is timeless wisdom from self-made millionaire research. Additionally, you'll learn the power of inner self-control in securing your financial future. Highlights: Discussing the Power of Personality: Explore using personality traits as a financial crystal ball. From Income to Lasting Wealth: Learn to transform your income into lasting financial security. Emotions and Money: Discover how emotions offer deep financial self-awareness. A Fresh Perspective on Wealth: Challenge preconceptions with a multidimensional view of wealth. Understanding who Millionaires are: Dr. Fallaw deciphers the unique traits of self-made millionaires. Links: DataPoints Website: CLICK HERE

With: Jason Pereira MBA CFA® CFP® | Personal Finance and fintech Expert Writer | Podcaster | Public Speaker Preet Banerjee | Behavioural Finance Expert | Keynote Speaker | Found of MoneyGaps Dr. Meghaan Lurtz Ph.D. | Lecturer | Writer | Senior Research Associate Kitces.com Mark McGrath CFP® CIM® CLU® | Financial Planner | Aaron Hector, B.COMM., CFP, R.F.P., TEP | Private Wealth Advisor | Financial Planner BIOs: Jason Pereira MBA CFA® CFP® is a highly experienced financial planner with over two decades of expertise in the field. He is a renowned writer, commentator, speaker, podcaster, and educator, specializing in financial planning, practice management, and fintech. Holding two degrees and nine professional designations, Jason is a recipient of over 30 industry awards in recognition of his outstanding contributions. He has shared his knowledge through authoring over 100 articles, podcasts, and interviews, further solidifying his reputation as a leading figure in the financial planning industry. Preet Banerjee, a former neuroscientist turned finance expert, author, keynote speaker, consult to the wealth management industry and is well-known for his contributions to CBC's The National and The Morning Show on Global. and recently received his doctorate researching the value of financial advice to households. Dr. Meghaan Lurtz is a prominent expert in financial planning psychology, an accomplished educator serving as a Professor of Practice at Kansas State University, and a lecturer at Columbia University, specializing in Financial Psychology. She also holds positions on various financial technology boards that bridge finance and mental health. With her active research and ongoing contributions to the Kitces platform, she explores the connection between money, advice, and well-being. Jason Pereira MBA CFA® CFP® is a highly experienced financial planner with over two decades of expertise in the field. He is a renowned writer, commentator, speaker, podcaster, and educator, specializing in financial planning, practice management, and fintech. Holding two degrees and nine professional designations, Jason is a recipient of over 30 industry awards in recognition of his outstanding contributions. He has shared his knowledge through authoring over 100 articles, podcasts, and interviews, further solidifying his reputation as a leading figure in the financial planning industry. Mark McGrath CFP® CIM® CLU® is an experienced financial expert with over 10 years of experience in the industry. Holding designations such as Chartered Investment Manager (CIM®), CERTIFIED FINANCIAL PLANNER®, and Chartered Life Underwriter (CLU®), Mark is dedicated to educating and assisting individuals in achieving their financial dreams through evidence-based and comprehensive financial planning. His expertise lies in investment, tax, retirement, and estate planning for small business owners and their families. Aaron Hector, B.COMM., CFP, R.F.P., TEP brings a unique blend of youth and extensive experience in comprehensive wealth management, commencing his career earlier than most. He benefited from 15+ years of mentorship from Russ Doherty and Vic Bryant, each offering distinct expertise. His clients find comfort in his commitment to serving them throughout their careers and retirements. Why Your Should Listen: Our conversation delves into the importance of celebrating financial achievements throughout life, rather than just at retirement. We explore how to infuse moments of financial joy into the journey, embracing the entire experience. We also explore the ever-changing landscape of financial planning and how AI and technology are reshaping the industry, evoking a mix of anticipation and concern. We discuss a future where technology enhances the human journey of financial planning, making it more meaningful and fulfilling. We delve into finding the dynamic balance where technology amplifies,

With Neil Bage | Co-Founder of Shaping Wealth | Keynote Speaker | Applied Behavioural Science BIO: Neil Bage is a seasoned expert in merging complex behavioural science with practical, tech-driven applications. With extensive experience as a Chief Behavioral Officer for a UK-based financial planning firm and as the founder of an award-winning behavioural technology business, Neil has shared his insights with thousands of professionals globally. His expertise spans human evolution, biology, and behavioural psychology. Why You Should Listen: In this episode, we closely examine the often-neglected human experience of money. While financial talks usually focus on numbers and math, Neil helps us uncover the deeper aspects of our connection with money. He emphasizes that grasping and accepting this personal journey can pave the way for more satisfying and meaningful financial discussions. We also discuss a fundamental concept: there are two types of problems in the financial world. First, we have the complicated ones, which we can solve using calculations and data. Then, there are the complex problems rooted in our human nature. We must address both types to thrive in our relationship with money truly. It's important to note that complicated solutions can't fix complex issues. Unearth insights on cultivating trust, curiosity, and surrender in your financial journey, and understand the intricate relationship between our brain's survival instincts and our financial decisions. Highlights: Neil's expertise in bridging behavioural science with practical applications The disparity between our evolving brains and our society's reliance on money How to build trust in our financial lives The power of curiosity and surrender in understanding our relationship with money How our brain's wiring relates to survival and thriving within our relationships to money The importance of recognizing the unique human experience of money Objective problem-solving in finance: retirement planning, debt management, insurance, and savings Quotes: "Your life is your life" Neill Bage Links: Shaping Wealth: CLICK HERE Neil on Twitter: @neilbage