Podcast appearances and mentions of tom steinfort

Marty and Shura sit down with Tom Steinfort, one of Australia's most respected journalists and current Channel 9 nightly news anchor. From his early days in Melbourne to reporting from North Korea, courtrooms with Oscar Pistorius, and interviewing President Zelensky, Tom shares unforgettable moments from his incredible career. We delve into his journey to becoming Channel 9's trusted news anchor, the challenges of live TV, and how he balances delivering heavy news with his natural, relatable style. It's a very candid chat about journalism, resilience, and the stories that have shaped his remarkable life

 Alicia Loxley will partner with Tom Steinfort to read the weekday news on Channel 9 in 2024, replacing news icon Peter Hitchener. She joined Ross and Russ to chat about landing the big new role. See omnystudio.com/listener for privacy information.

The Squiz team is taking the long weekend, so we thought we'd share our latest Squiz Shortcuts episode with you. Artificial intelligence, or AI, has been getting quite a bit of really bad press lately, with experts warning it could ultimately spell the end of the human race. So in this Squiz Shortcut, we take a look at what AI is, why some of the biggest names in tech are so worried, and what governments are going to do about it. Squiz recommends: A short clip of 60 Minutes reporter Tom Steinfort talking to an AI robot How to Spot an AI-Generated Image Like the 'Balenciaga Pope' - TIME Magazine

Artificial intelligence, or AI, has been getting quite a bit of really bad press lately, with experts warning it could ultimately spell the end of the human race. So in this Squiz Shortcut, we take a look at what AI is, why some of the biggest names in tech are so worried, and what governments are going to do about it. Squiz recommends: A short clip of 60 Minutes reporter Tom Steinfort talking to an AI robot How to Spot an AI-Generated Image Like the 'Balenciaga Pope' - TIME Magazine

60 minutes Journalist and host of investigative podcast Liar, Liar: Melissa Caddick and the Missing Millions Tom Steinfort explained that there could be more to the case. Subscribe on LiSTNR: https://play.listnr.com/podcast/stav-abby-and-mattSee omnystudio.com/listener for privacy information.

An inquest is underway to determine whether an Australian fraudster actually died, or whether her washed-up foot on a Sydney beach was a ruse in an elaborate escape. Melissa Caddick was suspected to have stolen between 20 and 30 million dollars before she vanished in November 2020.  She's been the centre of a scandal-fuelled search - but now a New South Wales coroner's court is debating whether she's the victim of a murder, suicide, or a faked death. Kate McClymont is a Sydney Morning Herald investigative journalist who alongside 60 Minutes' Tom Steinfort created the podcast Liar Liar - the definitive investigation into Caddick's dealings and disappearance - and it's held the top spot in our charts here in New Zealand for weeks.  We are very lucky to have Kate with us this morning.See omnystudio.com/listener for privacy information.

The Sydney Morning Herald's award-winning investigative journalist Kate McClymont and 60 Minutes' Tom Steinfort came together for a definitive investigation into what happened to the money and what happened to fraudster Melissa Caddick in the podcast Liar Liar: Melissa Caddick and the Missing Millions. McClymont tells Jo McManus on Millsy at Midday it was Caddick's investors in Perth who brought her undone. "She was allowed to get away with it for so long because they [the investors] were her family and friends," McClymont said.See omnystudio.com/listener for privacy information.

In the season finale, we examine the life-long implications for Melissa Caddick's victims and the fracturing of relationships in her own family. We also answer listeners' most asked questions about this baffling case and explore where it all goes from here. You can find bonus material here. If you have more information about this case, please contact us at liarliarpodcast@smh.com.au The Sydney Morning Herald's Kate McClymont and 60 Minutes' Tom Steinfort take a deep dive into one of the most extraordinary crimes of the century. See omnystudio.com/listener for privacy information.

It's True Crime Tuesday and the boys are joined by Tom Steinfort co-host of Liar Liar podcast.

Melissa Caddick's husband, Anthony Koletti, has endured so much unwelcome attention since his wife's sudden disappearance. It's left him in a state of shock and confusion. His bizarre behaviour since 'The Raid' has only added to the scrutiny. You can find bonus material here. If you have more information about this case, please contact us at liarliarpodcast@smh.com.au The Sydney Morning Herald's Kate McClymont and 60 Minutes' Tom Steinfort take a deep dive into one of the most extraordinary crimes of the century.   See omnystudio.com/listener for privacy information.

This episode is all about discoveries: the awful moment when Melissa's closest family and friends realise that the woman they trusted implicitly had robbed them blind, and the gruesome discovery that would turn the case on its head. You can find bonus material here. If you have more information about this case, please contact us at liarliarpodcast@smh.com.au The Sydney Morning Herald's Kate McClymont and 60 Minutes' Tom Steinfort take a deep dive into one of the most extraordinary crimes of the century.     See omnystudio.com/listener for privacy information.

Melissa Caddick's House of Cards collapsed when investigators raided her home. But within hours Caddick disappeared without a trace. So why did her husband Anthony Koletti take more than 30 hours to tell police his wife was missing? You can find bonus material here. If you have more information about this case, please contact us at liarliarpodcast@smh.com.au The Sydney Morning Herald's Kate McClymont and 60 Minutes' Tom Steinfort take a deep dive into one of the most extraordinary crimes of the century. See omnystudio.com/listener for privacy information.

As her perfect world began to fray at the seams we learn how a chance meeting in the waiting room of a dentist's surgery led to the unravelling of Melissa Caddick's Ponzi scheme. You can find bonus material here. If you have more information about this case, please contact us at liarliarpodcast@smh.com.au The Sydney Morning Herald's Kate McClymont and 60 Minutes' Tom Steinfort take a deep dive into one of the most extraordinary crimes of the century. See omnystudio.com/listener for privacy information.

Tom Steinfort, the host of the Melissa Caddick Liar Liar Podcast joins Cliffo & Gabi and reveals things about the investigation that we didn't know! Anko product lovers unite! Big Brother evictee Mel tells Cliffo & Gabi how he really feels Weekly Wedding Update - What gift did you get your bride/groom? See omnystudio.com/listener for privacy information.

Since financial advisor Melissa Caddick walked out of her house in 2020, authorities have been unable to determine whether she vanished with the millions from her Ponzi scheme, was snatched by a ripped-off investor, or threw herself into the sea from the high cliffs near her luxury home. The podcast “Liar, Liar: Melissa Caddick and the Missing Millions” is a joint investigation between the Sydney Morning Journal and 60 Minutes Australia. Journalists Kate McClymont and Tom Steinfort seek to finally answer what happened to Caddick and the con artist's ill-gotten fortune.OUR SPOILER-FREE REVIEW OF "LIAR LIAR" BEGINS AROUND MINUTE 37:00 

Diamonds, designer dresses and six-star destinations. Exactly what was Melissa Caddick doing with the vast sums of money that poured into her Ponzi scheme and why was she driven to spend like there was no tomorrow. You can find bonus material here. If you have more information about this case, please contact us at liarliarpodcast@smh.com.au The Sydney Morning Herald's Kate McClymont and 60 Minutes' Tom Steinfort take a deep dive into one of the most extraordinary crimes of the century. See omnystudio.com/listener for privacy information.

In the lead-up to the Beijing Winter Olympics, the world began to wonder how and if Peng Shuai would be used in the games, and whether the IOC was going to have anything to say to the Chinese Government about their silencing of the tennis star. So how did the Chinese propaganda juggernaut shift its attention to the global sporting stage? And what happens when the international community's peak sporting body is accused of silencing a sexual assault survivor? Plus, we investigate China's Me Too movement. What does the story of Peng Shuai tell us about feminism in China? CREDITS: Host: Emma Gillespie Writer: Emma Gillespie Producers: Emma Gillespie, Kally Borg, Tia Ucich Guest booking: Kally Borg  Audio Production: Madeline Joannou Executive Producer: Elissa Ratliff   WITH THANKS TO: Yaqiu Wang, Pan Wang, Tom Steinfort & Sydney Pead Subscribe to Mamamia: https://www.mamamia.com.au/mplus See omnystudio.com/listener for privacy information.

It was dangerous being one of Melissa Caddick's friends or even family, as that made you a prime target for her crimes. In this episode, we look at how Caddick lured victims into a scheme that meant if you were her friend she was the one who would benefit. We explore Ponzi schemes and highlight the eerie similarities between the crimes of Melissa Caddick and one of the greatest financial criminals in history - Bernie Madoff. You can find bonus material here. If you have more information about this case, please contact us at liarliarpodcast@smh.com.au The Sydney Morning Herald's Kate McClymont and 60 Minutes' Tom Steinfort take a deep dive into one of the most extraordinary crimes of the century. See omnystudio.com/listener for privacy information.

For three long weeks in November 2021, the tennis community, news organisations, and human rights advocates the world over had one question; Where Is Peng Shuai? In the aftermath of a Weibo post detailing allegations of sexual assault against one of China's top political figures, concerns for Peng Shuai's freedom were escalating swiftly. Then suddenly, proof of life. In this episode, we'll learn more about the Chinese propaganda machine, and how it's working to convince the world of Peng Shuai's safety, whilst censoring her story. CREDITS: Host: Emma Gillespie Writers: Emma Gillespie Producers: Emma Gillespie, Kally Borg, Tia Ucich Guest booking: Kally Borg  Audio Production: Madeline Joannou Executive Producer: Elissa Ratliff   WITH THANKS TO: Yaqiu Wang, Drew Pavlou, Tom Steinfort & Sydney Pead Subscribe to Mamamia: https://www.mamamia.com.au/mplus See omnystudio.com/listener for privacy information.

60 Minutes reporter Tom Steinfort has gone on assignment behind enemy lines, interviewing Ukraine president Volodymyr Zelensky. Steinfort had just crossed the border into Poland and told Gareth Parker on 6PR Breakfast it took 55 hours to get to the president's bunker in Kyiv.  "It's been a pretty wild week for us, heading into the eye of the storm there, everyone's aware of just how horrible things are in Ukraine at the moment, had to really head in there with our heads on a swivel," he said. See omnystudio.com/listener for privacy information.

Melissa Caddick's lies were not limited to her professional world, she wasn't afraid of perpetrating dastardly deeds in her private life. From the collapse of her first marriage to controlling exactly what, and how much, her friends and family knew, we investigate how she built the foundations for her biggest fraud. You can find bonus material here. If you have more information about this case, please contact us at liarliarpodcast@smh.com.au The Sydney Morning Herald's Kate McClymont and 60 Minutes' Tom Steinfort take a deep dive into one of the most extraordinary crimes of the century. See omnystudio.com/listener for privacy information.

From stealing tableware at restaurants to faking her CV, we look at Melissa's early life and reveal the early frauds she perpetrated and the ones that she got away with. Were there telltale signs that should've been noticed earlier, to avoid the bigger scams in later years? You can find bonus material here. The Sydney Morning Herald's Kate McClymont and 60 Minutes' Tom Steinfort take a deep dive into one of the most extraordinary crimes of the century. See omnystudio.com/listener for privacy information.

Melissa Caddick, a seemingly successful Sydney businesswoman, turned out to be a sociopathic con artist who stole more than $23 million from clients - mainly family and friends. Within hours of her home being raided by the corporate regulator, she disappeared. The Sydney Morning Herald's Kate McClymont and 60 Minutes' Tom Steinfort take a deep dive into one of the most extraordinary crimes of the century. See omnystudio.com/listener for privacy information.

The disappearance of Melissa Caddick, a seemingly successful businesswoman who built a Ponzi scheme that ripped off investors to the tune of 20 million dollars, is a missing persons case that has truly captivated the country. But Caddick's investors weren't wealthy business people, it was her friends and her own family whose money she embezzled to fund her lavish lifestyle of designer dresses, expensive jewelery and luxury cars. Australians have been captivated by the story from the bizarre press conference about her disappearance through to her foot washing up on a beach on the south coast of New South Wales. Next week, we launch a new podcast that takes the investigation into Melissa Caddick's dissapearance to the next level. Hosted by 60 Minutes' Tom Steinfort and The Sydney Morning Herald's Kate McClymont, 'Liar, Liar: Melissa Caddick and the missing millions' is the definitive investigation into the disappearance of the eastern suburbs' most notorious scam artist. This week, McClymont joins Please Explain to talk about the podcast and more on the investigation. Subscribe to The Age & SMH: https://subscribe.smh.com.au/ See omnystudio.com/listener for privacy information.

The disappearance of Melissa Caddick, a seemingly successful businesswoman who built a Ponzi scheme that ripped off investors to the tune of 20 million dollars, is a missing persons case that has truly captivated the country. But Caddick's investors weren't wealthy business people, it was her friends and her own family whose money she embezzled to fund her lavish lifestyle of designer dresses, expensive jewelery and luxury cars. Australians have been captivated by the story from the bizarre press conference about her disappearance through to her foot washing up on a beach on the south coast of New South Wales. Next week, we launch a new podcast that takes the investigation into Melissa Caddick's dissapearance to the next level. Hosted by 60 Minutes' Tom Steinfort and The Sydney Morning Herald's Kate McClymont, 'Liar, Liar: Melissa Caddick and the missing millions' is the definitive investigation into the disappearance of the eastern suburbs' most notorious scam artist. This week, McClymont joins Please Explain to talk about the podcast and more on the investigation. Subscribe to The Age & SMH: https://subscribe.smh.com.au/ See omnystudio.com/listener for privacy information.

Since late 2020, the case of missing Sydney woman Melissa Caddick has captivated the country. A seemingly successful businesswoman from Sydney's eastern suburbs went missing after authorities raided her Dover Heights home amid questions over an unlicensed financial planning business. Sydney Morning Herald investigative journalist Kate McClymont would reveal key details of a massive Ponzi scheme and a $23 million fraud that ripped off investors including her family and friends as Caddick lived the high life of overseas trips, cars and high end fashion. McClymont's coverage would win her a ninth Walkley Award. Now McClymont and 60 Minutes' Tom Steinfort are set to present a breakthrough podcast Liar, Liar: Melissa Caddick and the Missing Millions that will follow the twists and turns of a case where everyone has a theory of their own. What happened to the money and what happened to Melissa? Liar Liar will reveal fresh details of the crime of the century through interviews with key players and takes listeners from upmarket jewellery auction rooms in Hong Kong, to the ski slopes of Aspen to private islands in the South Pacific. See omnystudio.com/listener for privacy information.

Since late 2020, the case of missing Sydney woman Melissa Caddick has captivated the country. A seemingly successful businesswoman from Sydney's eastern suburbs went missing after authorities raided her Dover Heights home amid questions over an unlicensed financial planning business. Sydney Morning Herald investigative journalist Kate McClymont would reveal key details of a massive Ponzi scheme and a $23 million fraud that ripped off investors including her family and friends as Caddick lived the high life of overseas trips, cars and high end fashion. McClymont's coverage would win her a ninth Walkley Award. Now McClymont and 60 Minutes' Tom Steinfort are set to present a breakthrough podcast Liar, Liar: Melissa Caddick and the Missing Millions that will follow the twists and turns of a case where everyone has a theory of their own. What happened to the money and what happened to Melissa? Liar Liar will reveal fresh details of the crime of the century through interviews with key players and takes listeners from upmarket jewellery auction rooms in Hong Kong, to the ski slopes of Aspen to private islands in the South Pacific. See omnystudio.com/listener for privacy information.

Since late 2020, the case of missing Sydney woman Melissa Caddick has captivated the country. A seemingly successful businesswoman from Sydney's eastern suburbs went missing after authorities raided her Dover Heights home amid questions over an unlicensed financial planning business. Sydney Morning Herald investigative journalist Kate McClymont would reveal key details of a massive Ponzi scheme and a $23 million fraud that ripped off investors including her family and friends as Caddick lived the high life of overseas trips, cars and high end fashion. McClymont's coverage would win her a ninth Walkley Award. Now McClymont and 60 Minutes' Tom Steinfort are set to present a breakthrough podcast Liar, Liar: Melissa Caddick and the Missing Millions that will follow the twists and turns of a case where everyone has a theory of their own. What happened to the money and what happened to Melissa? Liar Liar will reveal fresh details of the crime of the century through interviews with key players and takes listeners from upmarket jewellery auction rooms in Hong Kong, to the ski slopes of Aspen to private islands in the South Pacific. See omnystudio.com/listener for privacy information.

Since late 2020, the case of missing Sydney woman Melissa Caddick has captivated the country. A seemingly successful businesswoman from Sydney's eastern suburbs went missing after authorities raided her Dover Heights home amid questions over an unlicensed financial planning business. Sydney Morning Herald investigative journalist Kate McClymont would reveal key details of a massive Ponzi scheme and a $23 million fraud that ripped off investors including her family and friends as Caddick lived the high life of overseas trips, cars and high end fashion. McClymont's coverage would win her a ninth Walkley Award. Now McClymont and 60 Minutes' Tom Steinfort are set to present a breakthrough podcast Liar, Liar: Melissa Caddick and the Missing Millions that will follow the twists and turns of a case where everyone has a theory of their own. What happened to the money and what happened to Melissa? Liar Liar will reveal fresh details of the crime of the century through interviews with key players and takes listeners from upmarket jewellery auction rooms in Hong Kong, to the ski slopes of Aspen to private islands in the South Pacific. See omnystudio.com/listener for privacy information.

Since late 2020, the case of missing Sydney woman Melissa Caddick has captivated the country. A seemingly successful businesswoman from Sydney's eastern suburbs went missing after authorities raided her Dover Heights home amid questions over an unlicensed financial planning business. Sydney Morning Herald investigative journalist Kate McClymont would reveal key details of a massive Ponzi scheme and a $23 million fraud that ripped off investors including her family and friends as Caddick lived the high life of overseas trips, cars and high end fashion. McClymont's coverage would win her a ninth Walkley Award. Now McClymont and 60 Minutes' Tom Steinfort are set to present a breakthrough podcast Liar, Liar: Melissa Caddick and the Missing Millions that will follow the twists and turns of a case where everyone has a theory of their own. What happened to the money and what happened to Melissa? Liar Liar will reveal fresh details of the crime of the century through interviews with key players and takes listeners from upmarket jewellery auction rooms in Hong Kong, to the ski slopes of Aspen to private islands in the South Pacific. See omnystudio.com/listener for privacy information.

Since late 2020, the case of missing Sydney woman Melissa Caddick has captivated the country. A seemingly successful businesswoman from Sydney's eastern suburbs went missing after authorities raided her Dover Heights home amid questions over an unlicensed financial planning business. Sydney Morning Herald investigative journalist Kate McClymont would reveal key details of a massive Ponzi scheme and a $23 million fraud that ripped off investors including her family and friends as Caddick lived the high life of overseas trips, cars and high end fashion. McClymont's coverage would win her a ninth Walkley Award. Now McClymont and 60 Minutes' Tom Steinfort are set to present a breakthrough podcast Liar, Liar: Melissa Caddick and the Missing Millions that will follow the twists and turns of a case where everyone has a theory of their own. What happened to the money and what happened to Melissa? Liar Liar will reveal fresh details of the crime of the century through interviews with key players and takes listeners from upmarket jewellery auction rooms in Hong Kong, to the ski slopes of Aspen to private islands in the South Pacific. See omnystudio.com/listener for privacy information.

See omnystudio.com/listener for privacy information.

Brisbane lockdown extended, Sydney outbreak grows, major payday for founders of Afterpay, QLD CHO slams AZ vaccine, restrictions ease in Victoria as border bubble tightens, Vaccine passports for the footy from next year, why snap lockdowns shouldn't be the way forward, anger still brewing over Pfizer doses for regional areas being redirected to Sydney, Tom Steinfort's new book, Latest in tech See omnystudio.com/listener for privacy information.

Today Show sports anchor Tom Steinfort joined Kane to chat about the vibe at Punt Rd Oval for Richmond training

Welcome to Finance & Fury! Today we’re talking about five property investing myths you have to stop believing. At the moment property has gone from being the most talked about, exciting thing… to the most talked about, negative thing. Since 1994 there has been considerably accelerated growth in the property market. Generations have seen this, leading everyone to believe that “property always goes up”. Everyone knows someone who lost someone in the stock market especially around the time of the GFC but made money on property.   Myth one: Negative gearing is a great investment strategy (especially for the tax benefits) Negative gearing relies on you making a loss on an investment property while speculating the capital values will increase enough over the longer term to make a profit. While it can be good for some investors, it isn’t going to be perfect for everyone, so you should consider looking at positively geared properties or reducing your overall debt position.    Chalk this myth up to property spruikers and investment marketers who have a vested financial interest in getting you to overpay for property.  People have made money from negative gearing in Australia, but there are better investment strategies out there than relying on negative gearings’ tax benefits.  What’s a quick example of negative gearing? Simon buys an investment property, and the expenses for this property are more than the rental income he earns, resulting in a $15,000 annual loss. In other words, Simon has to contribute $1,250 each month from his cashflow to hold the property. As a result, Simon can use this $15,000 annual loss to reduce his taxable income from $110,000 to $95,000 resulting in a $5,850 tax subsidy to Simon. The property still costs Simon $9,150 per year.  Negative gearing is a bad investment strategy for a number of reasons. It robs your cash flow. In Simon’s case, he needs to pay $1,250 of his income every month to hold the property. You can only make money by selling the property. But remember, each year Simon holds the property it costs him $9,150 after tax. It generally relies on you being heavily indebted and can limit the number of investments you can hold. It costs Simon $1,250 every month to hold the property which limits his borrowing capacity. Depreciation tax benefits reduce over time. It is reliant on a tax strategy that could be removed after the next federal election. Although it should be grandfathered, meaning no retrospective tax changes, so Simon may not be affected.   Myth two: The Australian property market is going to drop 40%  The media had been suggesting properties in Sydney and Melbourne were set to fall by 40%. This is VERY wrong. Need convincing? In the same 60 Minutes episode that Martin North made this statement, 60 Minutes’ reporter Tom Steinfort incorrectly reported Australian property prices have only ever gone up.   Australia’s property market moves in cycles, and Australia’s largest housing market Sydney has seen values fall 5.6% since their peak in July 2017. But this is nothing new.  In the GFC we saw Sydney dwelling values fall 7% over 12 months, After the Sydney Olympics (downturn in 2003-2006) we saw a reduction in values of 7.1% So, what about that 40% fall in property prices? The forecaster Martin North suggested the 40% drop in house prices was not his central scenario. Australia’s unemployment rates would have to hit 9.5%, mortgage stress levels would need to increase above 40% and bank losses would need to increase fourfold. It’s important not to think of Australia as one single property market. Each individual state and city is in its own stage, within the property cycle.  You are buying a property, you are doing just that: buying the individual property and not the market. So individual property research is key. The positive factors underpinning our property market include:  Strong population growth and net migration up 27.3% year-on-year; Urbanisation in limited supply areas Low unemployment and good employment growth, with ABS reporting “trend employment increased by 303,100 persons (or 2.5 per cent), which was above the average annual growth rate over the past 20 years of 2.0 per cent”; and Inflation is under control, at the lower end of the RBA’s target band of 2-3%.   Myth three: Rent money is dead money You should buy where you live, get a massive mortgage, and spend the rest of your life paying it off right?  Rentvesting allows you to live where you want, and invest where you can afford.  With Sydney and Melbourne median house prices nudging towards $1 million, saving a deposit seems to be getting harder for most home buyers. So rather than buy on the outskirts, why not rent where you want to live and invest where you can afford?  Pros: For the lifestyle. You can live close to your work or in the city, and live the lifestyle you want to live.  Get into the market quicker. In Sydney, the average place will set you back $1 million. You can choose where you want to invest. With rentvesting, you don’t need to buy where you want to live. You can invest in outer suburbs or different areas to give you more choice. If you own the house you’re living in and decide that you want to travel or move to a new city, you need to sell it. When renting, you can just wait until your lease runs out, instead of having mortgage worries. Instead, with rentvesting, you’ll have a property manager who will take care of it, so you have complete flexibility. Ability to diversify. If you’ve got a home, you want to try and pay it off as quick as you can. But if you’ve got an investment property you can make a minimum payment on your loan and focus on other things. You will be able to diversify your investments — for example in different geographical locations, different asset classes (houses, units or townhouses) or different classifications (shares or property).   Myth four: Renovations always add value to property I’ve done my fair share of renovations but I’m sorry to say it’s not true that renovations always add value to a property. Might seem fairly logical spending $40,000 on a new bathroom and kitchen should add $40,000 value to your property, this might not actually be the case. Michael Matusik using Underwood in Brisbane as an example – two thirds of the detached houses resold across South East Queensland over the last decade have had a renovation between sales.  One out of four cases, the renovation costs were close to half of the previous purchase price. And in 10% of cases, the cost of this renovation actually exceeded the cost of the previous total purchase price. So, while these property owners may have spent more than the previous purchase price on their renovations, they may not have added the same amount to the value of their property.    Now I’ll admit, there is no broad-brush approach to property renovations that will work across Australia. But, before you consider any renovation work, it’s worth taking the time to research the local area and speak with local real estate agents. Understand what appeals to local buyers — and how you can maximise the bang for your renovation buck.   Myth five: The banks aren’t approving investment loans In August, the ABS reported investment housing commitments fell by 1.20% and the total value of dwelling financing commitments fell 2.1%. So, have the banks stopped lending?  What about the reports from earlier in the year that up to 40% of loan applications were being rejected? Is the sky on investment lending falling? - No.  Yes, the financial services royal commission has had an impact on the way the banks are assessing home loan applications. But in the last six months, we have found while the banks are requesting more information on 57% of applications (compared to 36% last year), the total number of home loans submitted to settled are in line with previous years. In other words, the banks are asking for more information and taking more time to assess, but still approving the right loan applications.    So, what is the secret to getting investment loans approved?   Look at other banks  Different lenders have different policies. Where this impacts lenders today is with the banks’ serviceability benchmark rates meaning some banks will assess the loans you hold them at a higher interest rate than those held with another bank.  Put another way, say you have an existing loan of $500,000 with bank A, and you’re looking at applying for a new loan of $250,000. Applying with that same bank will mean they assess your existing loan at 7.25% based on P&I repayments. If that $500,000 loan was held with another bank, and you were applying with Bank A for a new loan of $250,000 they would take the repayments of the $500,000 loan at the actual amount being closer to 4% increasing your borrowing capacity.    Principal and interest repayments  What would have been considered insanity a few years ago is now a reality. After APRA’s speed limits put in place last year, investment interest-only loans attract a higher interest rate. Look at principal and interest options, it might actually work out better for you. According to Macquarie Bank, “using a 0.5 percentage point [interest rate] differential, Macquarie found that a bank customer in the top tax bracket with a $500,000 loan would be $6,000 better off after five years, and $12,000 better off after 10 years switching to P&I.”   Lender, lender, lender It used to be location, location, location but now its lender, lender, lender. Another policy we are finding can trip up investors is how rental income on apartments is treated. There are some lenders who will reduce rental income by 50% depending on the specific complex (presumably determined by the lenders total exposure to that apartment complex). Ask your mortgage broker to check ahead to make sure you don’t get caught out.    Sheesh, Jayden gets around...here is a link to where these myths appeared on the Smart Company website  

It was all Cocaine Cassie over the weekend, so we caught up on the reports as they came in, including a chat with 60 Minutes reporter Tom Steinfort. Tim 'Rosso' Ross met Matt Damon, Titus O'Reily gave Chrissie's son permission to switch teams, and Matt Preston and Sam bickered as usual. See acast.com/privacy for privacy and opt-out information.

1) We love sport 2) Three Things You Need To Know 3) Channel 9's Tom Steinfort on the Oscar Pistorius sentence 4) Overnight Sport 5) Greg Chalmers 6) UK correspondent Gavin Grey - Chilcot Report 7) Anna Meares 8) footy news 9) Joey Montagna - Duck's buffet theory 10) Diesel 11) Herald Sun Editor Damon Johnston 12) Diesel performs Ring Of Fire 13) Duck's mate is a Tinder fiend 14) footy preview

Segments Include -GooliesScientists can work out when you'll lose your virginityLudacris' list of backstage demandsJonesys Big FactGuy gets high, forgets he's supposed to get highAxl Rose to join Roxette?We spoke to Tasia & Gracia from MKRStrolling Bones 10th anniversaryWe spoke to Tom Steinfort from Lebanon about the 60 Minutes crew walking free"Message In A Bottle - Have You Found One"We caught up with Aussie actor Anthony LaPagliaSee omnystudio.com/listener for privacy information.

Chrisso and McGuane present RSN Breakfast. Includes David Middleton, Peter Gelagotis, Tom Steinfort, Tom Magnier, Murray Tillett and Iain

Chrisso and McGuane present RSN Breakfast. Includes Nigel Blackiston, Tom Steinfort, Dwight Ritchie, Massimo Murdocca, Jason Akermanis an