Podcasts about Bernie Madoff

Ben turns a family trip to an amusement park with nephew Jude into a full-blown game of Mortal Kombat! Along the way, there's elementary-school pizza courtesy of "Doris," lemonade with no lemons, and an Apple Watch-fueled adventure. Ben transforms into an artificially flavored Robin Hood, taking down Bernie Madoff at the Hedge Fund game, before embarking on a scavenger hunt to save the 2026 NFL Book'em. Add in Hollaring James breathing, wheezing, and farting simultaneously, and you've got peak Benfoolery. Subscribe, like, and enjoy! Follow, rate & review "The Fifth Hour!" https://podcasts.apple.com/us/podcast/the-fifth-hour-with-ben-maller/id1478163837 Engage with the podcast by emailing us at RealFifthHour@gmail.com ... Follow Ben on Twitter @BenMaller and on Instagram @BenMallerOnFOX ... #BenMaller #FSRWeekendsSee omnystudio.com/listener for privacy information.

Ben turns a family trip to an amusement park with nephew Jude into a full-blown game of Mortal Kombat! Along the way, there's elementary-school pizza courtesy of "Doris," lemonade with no lemons, and an Apple Watch-fueled adventure. Ben transforms into an artificially flavored Robin Hood, taking down Bernie Madoff at the Hedge Fund game, before embarking on a scavenger hunt to save the 2026 NFL Book'em. Add in Hollaring James breathing, wheezing, and farting simultaneously, and you've got peak Benfoolery. Subscribe, like, and enjoy! Follow, rate & review "The Fifth Hour!" https://podcasts.apple.com/us/podcast/the-fifth-hour-with-ben-maller/id1478163837 Engage with the podcast by emailing us at RealFifthHour@gmail.com ... Follow Ben on Twitter @BenMaller and on Instagram @BenMallerOnFOX ... #BenMaller #FSRWeekendsSee omnystudio.com/listener for privacy information.

I promise that I will state plainly for you – in ten short words – the singular Rule of Success before you have finished reading this Monday Morning Memo.Stay quiet and stay close. We are wandering into a dangerous area. To see the glittering truth of the Rule of Success, we must quietly sneak up on it.The North Star never moves because it hovers directly above the axis of the earth. If you draw a line from the South Pole to the North Pole and then extend that line 323 light years into space, it will touch the North Star.Your life's goal is your guiding light, your North Star. This is why you are forever traveling northward as you pursue your dream.But there is a limit to north. That limit is called the North Pole.When you go beyond that limit, you are now headed in the opposite direction.This is the bitter truth that has been tasted by every person who has achieved their life's goal:“You work your whole life to reach the summit. And when you get there, all the roads lead down.”Like every rule, North and South are finite and achievable.Like every principle, East and West are infinite and unachievable.You can travel east forever and never reach the end of “east.”“The opposite of a correct statement is an incorrect statement. But the opposite of a profound truth is often another profound truth.”Without intending to do so, Niels Bohr summarized in those two sentences the fundamental difference between a rule and a principle. The first sentence describes every rule. The second sentence describes every principle.The person who turns a principle into a rule is a fool.I call that person a fool only because their mind is not big enough to hold in stasis the contradictory tension that is at the heart of every profound truth.Did it ever occur to you that helping people get what they want is the foundational principle behind every business on earth?Do you want to be successful?This the only Rule of Success:“Find out what people want, then give it to them.”Jesus taught us the eternal principle behind the Rule of Success when he said,“Love your neighbor as yourself.”Remove “Love” from that principle, and you will have a similar principle that says,“It is always good to help people get what they want.”But here is the “opposite truth” of that principle:“It is always bad to help people get what they want when it would require injuring an innocent person.”In other words, removing “love” wasn't such a great idea.People who worship at the altar of Ayn Rand always try to convince me that it is okay to damage naive, gullible, innocent people “because the only person that really matters is you, and you are not responsible for making other people happy. You are only responsible for making yourself happy.”Interestingly, that is exactly what Jeffrey Epstein believed.He died in prison for his belief, and his name has become a curse word.Bernie Madoff was only pretending to help people get what they wanted. He was perceived as “successful” for as long as he was able to sustain his con.Bernie likewise died in prison.Sam Bankman-Fried was a young fool who pretended to be helping people while he was robbing them blind.The courts took away the 11 billion dollars he stole. Then they locked him in a room the size of a walk-in closet where he will spend the next 25 years of his life.Removing love is never a good idea.– Roy H. Williams

Art is impactful to the patron as they find themselves in it. We enjoy art from our own worldview. The ultimate Rorschach Test. Artistry, on the other hand, is a singular journey. How you, the artist, take us from here to there is idiosyncratic. Can you choose to be a chameleon? Let's talk Bernie Madoff. Original Episode Number: 48 | Original Air Date: 4/20/2021 Links & Resources: Host: Sean Low of The Business of Being Creative Have your own opinion on Sean's tips and advice? Talk Back!! Email Shawn or record a voice message directly through his show's site! Link: Join Sean's Collective of Business Creatives Follow Sean on social media: Instagram: @SeanLow1 | Facebook: Facebook.com/Sean.Low.35 | LinkedIn | Twitter: @SeanLow -- Podcast Network: The Wedding Biz Network Copyright of The Wedding Biz, LLC. 2021.

Crime Defined is a series where we break down the law, one crime at a time. Each episode, we start by explaining exactly what a specific crime is — what makes it illegal, how it's defined under the law, and the consequences for those who commit it. Then, we dive into a real-life case, exploring someone who actually committed that crime, the investigation, and the impact of their actions. Our goal is to make the law understandable and the true crime unforgettable.Part two of our embezzlement series picks up where the deception begins to unravel. This week, we dive into the investigations surrounding Bernard Madoff's massive Ponzi scheme, the people accused of helping keep the fraud alive, and the shocking legal fallout that followed. From co-conspirators and courtroom confessions to billion-dollar settlements and victim recovery efforts, we break down how one of the largest financial frauds in history affected investors, families, charities, and the financial system itself. We also examine the emotional aftermath — including ruined lives, prison sentences, suicides, and the lasting impact the scandal left behind.Follow us on all social media!Facebook - ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.facebook.com/bucketmurd⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Twitter - ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://twitter.com/TheMurderBucket⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Instagram - ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.instagram.com/murdbucket/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠TikTok -⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.tiktok.com/@murderbucketpod⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://murderbucketpod.wordpress.com/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

“Fraud makes up between 40 and 50 percent of all crime in the UK. Police resource dedicated to fraud: 1 percent. No country is giving fraud the attention it deserves.” — Becky Holmes Was Shakespeare a fraud? Possibly, says Becky Holmes, the Stratford-upon-Avon-based writer and the lady behind the X account @deathtospinach. She should know. Best known as the author of Keanu Reeves Is Not In Love With You, a cult hit among the romance fraud crowd, Holmes' latest book is The Future of Fraud. It's a short, sharp, witty history and anatomy of fraud, from the first recorded case in ancient Greece to today's AI-enabled deepfakes and romance scams. Holmes' most alarming statistic is that fraud accounts for between 40 and 50 percent of all crime in the United Kingdom, while only 1% of police resources are dedicated to investigating it. No wonder so few fraudsters are ever prosecuted. Holmes wants more Sherlocks. She wants fraud awareness on every school curriculum. And she wants our language to change. No, you didn't “fall for” a scam. Your money was stolen from you. As if you were mugged on the street or your home was broken into. The internet was bad enough for fraud. But AI, she warns, offers online criminals even more opportunity. It's not just Keanu Reeves who isn't in love with you. Never trust a handsome soldier, she says. Especially a virtual one. Five Takeaways •       The First Recorded Fraud: 300 BC, Greece: A Greek merchant took out an insurance policy on his boat, borrowed money, and planned to sink it and collect the proceeds. It didn't go according to plan. But the basic structure — a false representation designed to extract money or goods from another party — has not changed in 2,300 years. Every fraud since, from the South Sea Bubble to Bernie Madoff to AI-enabled romance scams, is a variation on the same theme: getting something from someone by not telling the truth. •       AI Has Erased All the Red Flags: Holmes used to advise romance fraud victims and potential victims: if he won't do a video call, that's suspicious. If the voice sounds wrong, that's suspicious. If he can't meet in person, that's suspicious. AI has rendered all of these warnings useless. You can now have a fully convincing video call, voice message, and real-time conversation with someone who doesn't exist. Deepfakes mean you can't even trust what your eyes tell you. The “red flags” that protected fraud victims for thirty years are gone. •       40 to 50 Percent of Crime, 1 Percent of Resource: In the United Kingdom, fraud accounts for between 40 and 50 percent of all recorded crime. Police resources dedicated to investigating fraud: 1 percent. Holmes cites a comparable US statistic: in one state, there were millions of people and ten police officers dedicated to cybercrime — and not one of them did it as their primary job. No country, Holmes argues, is giving fraud the attention it deserves. The gap between the scale of the problem and the resources devoted to it is not a funding issue. It is a political choice. •       You Didn't Lose Your Money. It Was Taken from You: Holmes has a crusade about language. The phrase “fell for a scam” implies the victim's credulity caused the loss. “Lost their money” implies carelessness. Both are wrong: in fraud, money is taken by a deliberate criminal act. Holmes wants the language changed because language shapes understanding, and understanding shapes policy. If fraud victims are seen as complicit in their own victimhood, society finds it easier to underfund investigation and under-prosecute offenders. Reclaiming the language is not symbolic. It is strategic. •       Fraud Awareness Should Be on Every School Curriculum: Holmes's most concrete prescription. Every person on the planet will encounter fraud at some point. Teaching children to recognise it should be as basic as teaching them to cross the road safely. It should be age-appropriate: fraud awareness around gaming sites and online chat when children first go online; around bank accounts and credit cards when they turn eighteen; around investment fraud at university level. The alternative — leaving it to parents, who are often themselves uneducated about fraud — is not good enough. The next generation of fraudsters is already on the gaming headsets. About the Guest Becky Holmes is the creator of the X account @deathtospinach, a fraud prevention speaker and writer, and the author of The Future of Fraud (Melville House, April 2026) and Keanu Reeves Is Not In Love With You: The Murky World of Online Romance Fraud. She lives in Stratford-upon-Avon. References: •       The Future of Fraud by Becky Holmes (Melville House, April 2026). •       Keanu Reeves Is Not In Love With You: The Murky World of Online Romance Fraud by Becky Holmes (Unbound, 2024). •       Episode 2890: Anja Shortland on Dark Screens — ransomware as the companion episode on the booming business of cybercrime. About Keen On America Nobody asks more awkward questions than the Anglo-American writer and filmmaker Andrew Keen. In Keen On America, Andrew brings his pointed Transatlantic wit to making sense of the United States — hosting daily interviews about the history and future of this now venerable Republic. With nearly 2,900 episodes since the show launched on TechCrunch in 2010, Keen On America is the most prolific intellectual interview show in the history of podcasting. WebsiteSubstackYouTubeApple PodcastsSpotify Chapters: (00:31) - Introduction: Was Shakespeare a fraud? (01:35) - Everyone has been into fraud at some point in history (01:44) - What is fraud? A working definition (02:41) - Anja Shortland and the British women and fraud connection (03:16) - How Becky got into fraud: handsome soldiers on Twitter during lockdown (03:32) - @deathtospinach: the origin of the handle (04:53) - Where does romance fraud end and marketing oneself begin? (05:27) - Motive is the line: wanting money from a relationship (06:09) - Fraud for sex and power: a different kind of romance fraud (06:50) - The spinach debate: raw vs. cooked (...

Crime Defined is a series where we break down the law, one crime at a time. Each episode, we start by explaining exactly what a specific crime is — what makes it illegal, how it's defined under the law, and the consequences for those who commit it. Then, we dive into a real-life case, exploring someone who actually committed that crime, the investigation, and the impact of their actions. Our goal is to make the law understandable and the true crime unforgettable.What does embezzlement really look like—and how does it go undetected for so long?In Part 1 of this two-part series, we break down the foundation of embezzlement: what it is, how it works, and why it's so difficult to catch. From positions of trust to carefully crafted deception, we explore the methods used to move money quietly and convincingly—often right under the noses of employers, investors, and regulators.We'll also take a closer look at one of the most infamous financial criminals, Bernard Madoff, and begin to unpack how his operation functioned for decades without raising alarms.This episode focuses on the how—the structure, the strategy, and the illusion.Follow us on all social media!Facebook - ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.facebook.com/bucketmurd⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Twitter - ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://twitter.com/TheMurderBucket⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Instagram - ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.instagram.com/murdbucket/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠TikTok -⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.tiktok.com/@murderbucketpod⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://murderbucketpod.wordpress.com/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

In this week's episode, I celebrate both the 300th episode and my 15th anniversary of indie publishing, and look back at 15 lessons learned during that time. You can get the ebook of WRITING LESSONS FROM THE PULP WRITER SHOW at my Payhip store until the end of May 2026. This coupon code will get you 50% off the audiobook of Dragonskull: Curse of the Orcs, Book #4 in the Dragonskull series, (as excellently narrated by Brad Wills) at my Payhip store: ORCS2026 The coupon code is valid through May 4, 2026. So if you need a new audiobook this spring, we've got you covered! TRANSCRIPT 00:00:00 Introduction and Writing Updates Hello, everyone. Welcome to Episode 300 (yes, that is 300!) of The Pulp Writer Show. My name is Jonathan Moeller. Today is April 24th, 2026 and today we're looking back at 15 lessons I've learned over my last 15 years of indie publishing. We'll also start off with Coupon of the Week and an update on my current writing, publishing, and audiobook projects. First up, let's have Coupon of the Week. This week's coupon code will get you 50% off the audiobook of Dragonskull: Curse of the Orcs, book number four in the Dragonskull series, (as excellent narrated by Brad Wills) at my Payhip store. And that coupon code is ORCS2026. And as always, the coupon code and links to my Payhip store will be available in the show notes for this episode. This coupon code will be valid through May the 4th, 2026. So if you need a new audiobook for this spring, we have got you covered. Now for an update on my current writing projects. As of this recording, I am about 62,000 words into Dragon-Mage, which will be the sixth book in the Rivah Half-Elven Thief series. If all goes well, I am hoping to have that out in May, though it might slip to June, depending on what I have to do in May. I'm also 4,500 words into Blade of Thieves, which will be the fifth book in the Blades of Ruin epic fantasy series. In audiobook news, a recording of Cloak of Illusion by Hollis McCarthy is approaching the end, one more proofread listen, and it should be there. And then hopefully the audiobook should be out in May. Brad Wills is also recording Blade of Wraiths right now. So hopefully we should have those audiobooks for you before too much longer. And that's where I'm at with my current writing, publishing, and audiobook projects. 00:01:46 Main Topic: 15 Years of Indie Publishing Now onto this week's main topic, 15 years of indie publishing because as of April 2026, I have now been indie publishing for 15 years, which is the longest continuous time I've ever actually done anything in my life. I've never had any other job or professional association that has lasted this long. I've done this for so long that when people are angry with me, they no longer preface their remarks on my feelings by saying, "Listen here, young man." I suppose that puts me in the upper tier of indie authors, not in terms of income or market footprint, but in sheer, bloody-minded longevity. There are still indie authors out there who have been doing this for longer and are still publishing regularly, but not all that many. Eventually, indie authors typically burn out and just stop publishing, or stop publishing due to real life reasons, such as illness, family illness, moving, changing jobs, et cetera, or get some kind of tradpub deal and stop indie publishing. It makes sense that indie authors burn out. Sometimes, or even frequently, both writing and the business side of writing can feel like a slog, but I've been blessed with a mind that loves the grind. I don't say that to gloat, but to instead express my immense and humble gratitude to God (as Abraham Lincoln said long ago, the "beneficent Creator and Ruler of the Universe" & the "Great Disposer of Events") and to all of you, the many people have read (and after 2017 when I started with audiobooks, listened to) one of my books. Thank you all very much. By good fortune, my 15th anniversary of indie publishing and the 300th episode of this podcast coincide. So for the 300th episode of this podcast, I thought it would take a look back at the last decade and a half and reflect on 15 lessons learned in 15 years of indie publishing. #1: Embrace the slog. I think if you want to be a writer, you have to actually like writing. There are a surprising number of writers for whom this is not true, like they enjoy having written or the rewards of the writing, but they don't actually enjoy the part Glenn Cook famously called "put your backside in the chair and do it. " I'm fortunate that I do enjoy that part, but a lot of writers don't. Writing is often a grind in the same way that things like diet, exercise, and home maintenance are. Like if you do them for one day, it's not enough. You have to do them consistently day after day to have results. I think writing is kind of the same way. Effort applied over time cannot do all things, but it can do a lot. This applies to writing as well. A little bit every day can really add up over enough time. #2: Finish the book. A lot of writers get like one third of the way through their book and then give up or start something else. There's often a good deal of perfectionism involved in this. Here is a rule of thumb: a finished, imperfect book is infinitely better than the perfect version that exists only in your imagination, but will never exist anywhere else because you will never write it. Steve Jobs famously said, "real artist ship." I think the corollary is that if you want to be a writer, you have to finish things and then move on to the next thing. If finishing a novel seems daunting, I would suggest first writing short stories or perhaps novellas and learning to finish those. No one runs a marathon without first learning to run a mile after all. #3: Back up your data. This is an important one. I've gone through a lot of computers in the last 15 years, but I've never lost a large chunk of work because I back up regularly. I would suggest a three part system. Use whatever automated local backup your OS provides onto an external hard drive. Do manual local backups onto a flash drive of appropriate capacity and then have some sort of cloud backup you can rely on, which means you'll probably have to pay for it. That way, even if your house or apartment blows up (God forbid!), you will still have a copy of your stuff somewhere. #4: Be willing to learn new skills as needed. It occurred to me that most of these software tools and programs I use on a day to day basis nowadays did not exist when I started in April of 2011, or they're things that I've had to learn in the years since. Like 15 years ago, I didn't know anything about online advertising, Photoshop, 3D rendering, graphic design, social media, paperback formatting, ebook formatting, audiobook production, podcasting, small business taxes, and a bunch of other stuff, but I've picked it up in the year since. I wouldn't say I'm an expert at any one of those things, but I've been able to combine them well. Life, as we know, is change. That means you're going to have to change whether you like it or not, but it's best to make sure you're changing to your advantage. That can mean having to learn new skills. Depending on the skill, it can either be onerous or fun, but it's still worth doing. #5: When possible, give away stuff for free. I know some writers get really worried or upset about giving away stuff for free. They'll price their first novel at $9.99 [all prices mentioned are in USD] or higher, and then say things like a latte at Starbucks costs five bucks, why shouldn't my book, which was so much more work, costs more? (Though these days, I think a Starbucks latte probably is more like $8.37.) Giving things away for free gives readers a chance to try your work in a risk-free environment. If someone picks, for example, Frostborn: The Gray Knight and they don't like it or give up on it by chapter four, they're not out anything but time. But if they enjoy it, they might pick up Frostborn: The Eightfold Knife for $0.99. If they like that, they might go on to the rest of the series where the books are $4.99. That really adds up over time. I've also written and given away via my newsletter a lot of short stories. I have to admit that while I enjoy short stories, I mostly do this to increase the click-through rate of my newsletter. It's best to think of giving away things for free as like planting seeds. If you're a farmer, you pay a lot of money for your crop seed, but then you have to sacrifice it in hope of getting a crop and potentially losing all the money you spent on the seed if it doesn't grow. Giving away ebooks for free is kind of like that. #6: Don't expect sales to go up every year or every quarter. There are pros and cons to the publicly held and traded corporation model, but I think one of the big cons is that the shareholders often demand that revenue goes up every quarter ("Number Go Up", to quote the Internet meme). The trouble is that this isn't sustainable in reality and leads to a lot of economic damage along the way. There's a good chance that when the AI companies tank in the next few years, they're going to take a good chunk of the economy with them because they push this growth at all cost mindset. Even on a smaller scale when a company has mass layoffs to make Number Go Up, it causes all kinds of havoc in people's lives. In writing and publishing, you definitely should not expect sales to go up every quarter or even every year. It just doesn't work that way. Overall, if you have more books, you can generally expect they'll sell more, but it doesn't always or even frequently work like that. Ebook sales, like everything else, tend to ebb and flow. Also, what we will politely call "macroeconomic events" tend to affect sales a good deal. After 15 years, I found that the book reading population tends to overlap a fair bit with the "news doomscrolling" population. So every time there's a significant news event, sales tend to drop. They always drop during a US presidential election year, which inevitably shocks any authors who started publishing after the last election. The 2024 [US Presidential] election had that happen a lot because as you no doubt remember, there were a lot of dramatic news events that summer. Sales also tend to drop around Christmas because of holiday bills, and again in August and September, since that's when a lot of people have significant back to school expenses. If you have a really good sales month or year, that's great, but definitely do not plan on it lasting forever or going up forever. And if you do have that kind of windfall, it's a good idea to do sensible financial things with it- pay down debt, save it in sensible investment or retirement accounts, that kind of thing. It is a terrible, terrible idea to take on additional debt, hire employees you don't need, or commit to other unsustainable financial commitments. Living well below your means is a principle that can help you avoid much pain. Also, if you do have a windfall month or year, be sure to save for the tax bill you will have the next time you file taxes because Uncle Sam (or your national equivalent of Uncle Sam) will very much want his cut. #7: Don't start a series unless you plan to finish it. This is less of a thing for romance or mystery novelists since their books tend to be more episodic. However, if you're writing fantasy or science fiction, it's a really good idea to make sure you finish your series because there's nothing science fiction/fantasy readers hate more than a series that never gets finished. There are a couple of reasons for this, but there have been a few very high profile examples of popular series remaining unfinished and that really soured readers on the idea of unfinished series, which is often detrimental to new writers who are just starting out. So if you're going to write in series, you need to commit to finishing them even if it's a lot of work. I've done that myself a couple times. For a while, I wasn't really sure if I wanted to finish Silent Order or Stealth & Spells Online, but I got them done. If you are a newer writer and you want to write in series, I would suggest starting with trilogies. They're less of a commitment than say something like Frostborn, which was 15 books. #8: Don't stress about bad reviews. Every writer has to learn to let bad reviews go. Obsessing over them isn't healthy and freaking out over them on social media is never good and can have bad consequences. It is a hard lesson to learn, but you just have to learn to ignore bad reviews. People can take reacting to bad reviews to insane extremes. There was a criminal case a while back where writer drove to someone's house and attacked a critic with a wine bottle because of a Goodreads review. Granted, that is an extreme case, but there have been numerous examples of writers going to war with critics over social media or even just complaining about bad reviews on social media only for the Internet to fall on their heads. You just have to learn to ignore bad reviews. It's not easy, but you can just follow these two rules about bad reviews. First, say nothing. Second, do nothing. "Never complain, never explain," to paraphrase Benjamin Disraeli. If it helps, the longer you do this and the more you write, bad reviews matter less because you can't remember everything. Like after you've written your first book, you can remember every single bit of it and every little decision and bit of thought process that went into the writing. But after 172 books, I honestly can't remember everything I've written unless I look it up. Like if someone complained about the griffin diarrhea joke in Malison: Dragon Fury, I would just kind of stare blankly because it would take me a while to remember it! #9: Social media is a potentially destructive time sink. This kind of relates to the previous lesson, but there are a lot of ways that social media can waste enormous amounts of your time. Arguing with strangers is one of them and the most obvious and potentially the most destructive, but passive consumption can be just as insidious. The phenomenon of doomscrolling, of endless scrolling through bad news is well known and is psychologically harmful. There's also "comparisonitis", which can be especially insidious for writers, since people generally put their curated selves on social media. Interestingly, sometimes people put the curated negative selves on social media. The way some people complain and present themselves in their posts, it's amazing they have the energy to type up posts complaining about their woes. No doubt that is done for engagement. There are also countless people who simply make up outrageous stories about hot button issues for clicks and clout. You also want to avoid arguing with strangers on social media because it will inevitably turn out that person in question is unemployed and therefore has infinite free time and also has poor reading comprehension and some sort of rage-based mood disorder. Overall, I would say that the best way to engage with social media while keeping your sanity is to remain positive. Share as few personal details as possible. Don't argue with strangers and only say things that are verifiably true. That will let you avoid a lot of potential trouble. #10: Pay people promptly and on time. Speaking of avoiding trouble, paying people on time will let you avoid a galaxy of woes. No one person can't possess all skills. So if you write long enough, you're going to need to subcontract out some stuff, whether it's editing, cover design, web design, accounting and taxes, audiobooks, and so forth. So if people do work for you and you are satisfied with this work, then you should pay them on time. This is a concept that a lot of people can't seem to grasp, and I've heard a lot of horror stories over the years about authors who try to weasel out of payment. So if you hire people to do things for you and they do them to your satisfaction, then pay them the agreed amount on time. This will also have the nice effect that if you pay people on time and build up track record of this, they'll be more willing to accommodate reasonable requests from you. #11: Don't worry about NFTs, Crypto, the Metaverse, LLMs, or whatever the latest doomsday tech trend is. The second half of the 2010s and the entirety of the 2020s have been filled with technologies that turned out to be useless, stupid, infested with scammers, and overall destructive, such as cryptocurrency, NFTs, the Metaverse, and of course, generative AI. (Apple CEO Tim Cook announced his retirement right before I started recording this episode. I think one of the chief positives of his legacy will be that he kept Apple mostly away from the generative AI mania.) I remember when cryptocurrency was inevitably going to replace fiat money, or when NFTs would be the future of art, or when all the very smart people said that the Metaverse would be the future of work and online communication. A lot of these technologies' boosters said you had to get on board with it right now, or you'll be left behind in the glorious technological revolution. You'll note that none of that actually happened. Crypto's main use case is facilitating cybercrime and NFTs are worthless. The Metaverse, like most of Facebook's bright ideas, wasted a lot of money and did nothing useful. Generative AI is on a similar course. None of its glorious promises of a better future have actually happened, and all it's really done is a lot of destruction and waste of money. The money is running out, public opinion is turning against it, and eventually LLM technology will dwindle to a sketchy corner of the internet much like crypto. Or to put it both more optimistically and snarkily, the best quote I heard about LMMs was that with strange people heralded the next generation of industrial automation technology as the beginning of the Singularity. It's like thinking that the computer that controls the fuel/airflow mixing your car is suddenly going to overthrow society and replace all human work. The one thing these technologies had in common, other than all being massive frauds, is that many writers worried it would be the end of writing, that crypto was going to replace government money or that all art would become NFTs, or that people would prefer AI slop novels over human written ones. However, none of this actually happened and people who predict the future are usually wrong. Various ancient and medieval societies made attempting to predict the future punishable by death. There's an element of religion to this, but I suspect some hard-headed jurists were less worried about offending the gods through false prophecy and had instead realized that many so- called prophets were just grifters attempting to scam money out of the credulous. This principle holds true today. I'm sure by 2030 there'll be some new technology called "groobelfarts" or whatever. Various grifters will swarm over social media saying "groobelfarts" are the future and if you don't get behind the "groobelfarts" (preferably by buying their course and signing up for their newsletter), then you're going to get left behind by the great and glorious "groobelfarts" revolution. But it will turn out to be 95% of scam and then by 2035, all the grifters will move on to the next tech. So I wouldn't worry about generative AI or whatever the next big technology is, which is probably "groobelfarts". #12 It's a really good idea to have your own website. If you're serious about indie publishing, you're essentially running a small business. These days, a small business really needs its own website. I know some writers rely entirely on their Amazon profile pages or social media profiles. This is a really bad idea, in my opinion, because the ebook stores and the social media platforms are changing things all the time and one of those changes might knock your visibility down to nothing. By contrast, with the website, you control it and you can set the content. It's also very useful to have a central location to direct readers. Ideally, your website will have links to all your books, so you can just send readers there. A lot of writers overthink this, but a standard WordPress or Wix template or something of that nature will work just fine for you. In fact, the fewer bells and whistles on your website, the better. It makes it easier to maintain and is that much harder to hack. #13: It's a really good idea to have your own email list. Related to the previous point, it's also an excellent idea to have your own email list to mail your readers. There are some legal requirements around this involving opt-in permission and physical addresses, and obviously it's best to follow them. But an email list, even after 15 years, is still my most powerful tool for reaching readers. As we mentioned above, the various ebook stores and social media platforms forever tinker with their algorithms and visibility. Having your own website is important, but getting people to visit it can be something of a challenge. That's where the email list comes in. With it, whenever you have a new release, you can email people and let them know. Whenever I publish a new book, the best sales day is always, without fail, the day I send out the newsletter. How do you get people to sign up for the newsletter? I found the best way is to consistently give away things for free. If you sign up for my newsletter (and if you haven't, you should do so right now), you get a bundle of free ebooks. Almost every time I publish a new book, I also give away a free short story. So giving away free stuff via the newsletter is a good way to build it and keep subscribers. #14: Don't cheat or be unethical. Like every other business, there are a million ways you can cheat or be unethical in indie publishing- plagiarism, stealing covers, paying for fake reviews, paying for bad reviews for someone you don't like, buying social media followers, manipulating Kindle Unlimited page reads, cranking out LLM slop books, and so forth. Some of it is technically legal, but unethical, and some of it is outright illegal. It can be very frustrating to see people you know are cheating get ahead. That said, it is always best to walk the straight and narrow road as best you can. There are many religious and ethical arguments for doing so, but if those don't appeal to you, the consequences might. If you cheat and do sketchy stuff, sooner or later it will catch up to you. It might take a long, long time. Bernie Madoff ran his scam for decades before he ended up dying in a prison hospital. Sometimes it catches up to you much more quickly. Sam Bankman-Fried only ran FTX for three years or so during the height of crypto mania before it all blew up in his face. People who work for the devil in the end always end up paying him rather than the other way around. So don't cheat or do unethical stuff. Your life will be happier and easier. And at the very least, you won't have to live with a constant low level fear that the consequences are about to catch up with you. #15: Tomorrow is another day. Perhaps today didn't go well. Maybe you're too busy getting your writing done or you got to your writing time and you're just too tired to concentrate. Maybe it was a bad sales day or you got a bad review or you got some bad family news or one of the other myriad ways that Real Life exacts its tolls arrived. Perhaps today was a bad day, but tomorrow is another day. It will be another shot at the ring. I suppose 15 years of self-publishing means I've been doing this for over 5,400 days. There have been some good days and bad days in the mix, but the thing to remember about bad days is that tomorrow is another day. If you miss your writing goal one day, you can try again tomorrow. And that little bit of daily effort adds up cumulatively over time. Conclusion. So those are 15 lessons I've learned in the last 15 years in indie publishing. As always, I would like to thank everyone who read and enjoyed my books and I hope to keep them coming. Meanwhile, we'll close out with a bonus. As I mentioned earlier in the show, by happy coincidence, my 15th anniversary of indie publishing overlaps the 300th episode of this podcast. So to mark the occasion, I'm giving away a free ebook, Writing Lessons from The Pulp Writers Show, which was written by me, Jonathan Moeller, and A.B. Bachmann (who is the researcher, editor, transcriptionist, and webmaster for this podcast and has been very helpful). You can get this ebook for free at my Payhip store until the end of May. So that is it for this week. Thank you for listening to The Pulp Writer Show and the past 300 episodes of The Pulp Writer Show. I hope you have found the show useful as we finish up 300 episodes and continue on to hopefully the next 300. A reminder that you can listen to all the back episodes at https://thepulpwritershow.com. If you enjoyed the podcast, please leave your view on your podcasting platform of choice. Stay safe and stay healthy and see you all next week.  

William Neil Gallagher has been called the Bernie Madoff of North Texas. But while both men defrauded millions of people, William added an evangelical twist. Presenting himself as a devout man of God, he promised his flock financial security – then quietly stole their retirement accounts and savings, transforming from a shepherd into a wolf. When the truth finally emerged, the faithful learned the man the trusted most had been preying on them all along.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

En mai 2021, Jean-Alphonse Richard consacrait un épisode de 'Confidentiel' à Bernard Madoff. Bernard Madoff n'a jamais été un escroc de génie. Il fut bien plus que cela : le premier chaman de la finance mondiale, capable d'ensorceler hommes, femmes, veuves et orphelins. En leur faisant miroiter un monde doré, une pyramide dont lui seul connaissait l'entrée.Hébergé par Audiomeans. Visitez audiomeans.fr/politique-de-confidentialite pour plus d'informations.

In her book “The Second Estate,” Boston College Law School professor Ray Madoff argues that the tax code in the United States lets billionaires keep their wealth outside of the tax system, leaving the heaviest burden to lower- and middle-income, working Americans. On today's show, Madoff joins Kimberly to explain the “tax avoidance playbook” and why Congress has let certain loopholes go unclosed for decades. Plus, why a wealth tax may not be the simple solution you think it is.

Would it be a surprise if we told you the rich don't actually live in the same tax system as everyone else? Tomorrow is Tax Day, when millions of Americans will be filing their taxes or applying for extensions, so Nick and Goldy sit down with Ray D. Madoff, Professor of Tax Law at Boston College, and author of The Second Estate, to pull back the curtain on how wealth really moves—and why so much of it never gets taxed at all. Because here's the twist: The system wasn't supposed to work this way. But over time, something changed. Now, the people who live off paychecks carry the tax burden… while the people living off wealth often don't have to play the game at all. Professor Madoff explains what happened and what it would take to fix it.  Ray Madoff is a professor at Boston College Law School and director of the Forum on Philanthropy and the Public Good. She is a leading expert on tax policy, wealth, and philanthropy, and author of The Second Estate: How the Tax Code Made an American Aristocracy. Social Media: @raymadoff Further reading:  The Second Estate: How the Tax Code Made an American Aristocracy. The Atlantic - How to Tax Billionaires CNBC - Lawsuit over $21 million donor-advised fund highlights risks of DAF giving Washington Post - A Signature GOP Issue Is Omitted From Trump's ‘Big' Tax Bill. Weird New York Times - America Builds an Aristocracy Website: http://pitchforkeconomics.com Facebook: Pitchfork Economics Podcast Bluesky: @pitchforkeconomics.bsky.social Instagram: @pitchforkeconomics Threads: pitchforkeconomics TikTok: @pitchfork_econ YouTube: @pitchforkeconomics LinkedIn: Pitchfork Economics Twitter: @PitchforkEcon, @NickHanauer Substack: ⁠The Pitch⁠

In her book “The Second Estate,” Boston College Law School professor Ray Madoff argues that the tax code in the United States lets billionaires keep their wealth outside of the tax system, leaving the heaviest burden to lower- and middle-income, working Americans. On today's show, Madoff joins Kimberly to explain the “tax avoidance playbook” and why Congress has let certain loopholes go unclosed for decades. Plus, why a wealth tax may not be the simple solution you think it is.

Bernie Madoff & how NOT to go about it! Wealth Manager Talk w Eric Mangold Worried About Your Finances? https://www.emangold.com/*Curator Show Host: Pink the Disruptive Forcehere where HUMANITY × BUSINESS500+ CEO EPISODES100K BIZ AUDIENCE20+ YRS MarketingHARVARD RESEARCHPodcaster · Live StreamerProducing CEO-level interviews since 2020. Executives & Investors are in the room.Just 15 minutes — looking for Authors, Speakers, Coaches, Entrepreneur conversations and you walk away with real, lasting visibility tooYOU GET→ Evergreen content→ Full media kit→ Mini PR campaign→ 2027 Marketing→ Audience positioning→ Distribution+https://calendly.com/pinkcloud9media/podmatch-guest?month=2026-04BOOK here#pinkcloud9media #podcast #donation#sponsor#business

May we resolve to live not by lies, political correctness, wokeness, or ‘repressive tolerance‘ by any name. May we live by the Truth alone, and may God have mercy on us. Political correctness is communist propaganda writ small. In my study of communist societies, I came to the conclusion that the purpose of communist propaganda was not to persuade or convince, nor to inform, but to humiliate; and therefore, the less it corresponded to reality the better. When people are forced to remain silent when they are being told the most obvious lies, or even worse when they are forced to repeat the lies themselves, they lose once and for all their sense of probity. To assent to obvious lies is to co-operate with evil, and in some small way to become evil oneself. One’s standing to resist anything is thus eroded, and even destroyed. A society of emasculated liars is easy to control. I think if you examine political correctness, it has the same effect and is intended to. — Theodore Dalrymple (Anthony Daniels) Frontpage Magazine interview (August 31, 2005) But what saith it? The word is nigh thee, [even] in thy mouth, and in thy heart: that is, the word of faith, which we preach; That if thou shalt confess with thy mouth the Lord Jesus, and shalt believe in thine heart that God hath raised him from the dead, thou shalt be saved. For with the heart man believeth unto righteousness; and with the mouth confession is made unto salvation. For the scripture saith, Whosoever believeth on him shall not be ashamed. For there is no difference between the Jew and the Greek: for the same Lord over all is rich unto all that call upon him. For whosoever shall call upon the name of the Lord shall be saved. — Romans 10:8-13 KJV Jesus saith unto him, I am the way, the truth, and the life: no man cometh unto the Father, but by me. — John 14:6 KJV Links Videos / Clips [x] = Played Triggered! Featuring Dave Chappelle- He Rapes But He Saves! [x] 0:47--2:23 The Problem With Feminising Society – Helen Andrews [x] 1:00--4:06 Headlines [x] = Mentioned / Discussed Featured [x] Google, Microsoft, Meta All Tracking You Even When You Opt Out, According to an Independent Audit High-Profile Deviance [x] Democrat [Kevin Cichowski] who wants to be Florida’s next governor is filmed being arrested after allegedly beating up two elderly people with a cane and phone | Daily Mail Online [x] Tony Gonzales says he will resign from House – POLITICO Eric Swalwell and curious coincidences of timing [x] Swalwell says he plans to resign from Congress amid sexual assault allegations – ABC News [x] Exclusive | Bleary-eyed Eric Swalwell wears a robe, parties with ‘yacht girls' during ‘hush hush' St. Tropez blow-out, wild video shows Double Standard…? [x] Trump, 79, Thirsts Over Woman in Front of Teenage Grandson, Donald Trump III The woman is Nina Coates, a golf content creator from Taiwan. Coates, who lives in Miami, responded to the president's affections on social media. “Yes I'm married,” she wrote alongside a laughing face emoji. A HuffPost analysis released on March 28 found that Trump's golf excursions have cost the taxpayer at least $101.2 million in travel and security expenses since his return to office in January last year. All of Trump's wives have been younger than him. He married his current wife, first lady Melania Trump, in 2005. She is 55, 24 years younger than her husband. Before Melania, there was Marla Maples, who is 62. His first wife, Ivanka Trump,[sic] died at 73 in July 2022. The Rest [x] = Mentioned / Discussed Live Not By Lies Theodore Dalrymple – Wikipedia Anthony Daniels (psychiatrist) – Wikiquote [x] FrontPage Magazine – Our Culture, What's Left Of It [x] THE MYTHOLOGY OF AMERICAN DEMOCRACY – A Lecture by Carroll Quigley Ph.D. [x] Bandwagon effect – Wikipedia [x] Mob rule – Wikipedia The Deviance of Trump [x] Donald Trump sexual misconduct allegations – Wikipedia Marla marla maples donald trump rape at DuckDuckGo [x] Scandalous Details About Donald Trump And Marla Maples’ Marriage [x] Trump believed rape accuser E. Jean Carroll was wife in photo [x] ‘It’s Marla’: Donald Trump confuses rape accuser with ex-wife, trial told | US News | Sky News [x] Leaked Donald Trump tapes dredges up 1989 spousal rape accusation Ivana ivana trump, donald trump rape at DuckDuckGo [x] Donald Trump’s ex-wife’s claim he ‘raped’ her resurfaces in new documentary | The Independent | The Independent [x] Did ivana trump say Donald trump raped her Ivanka ivanka trump at DuckDuckGo [x] Ivanka Trump Believes Alleged Victims of Sexual Misconduct—Unless They're Accusing Her Father Donald Trump’s comments about daughter raise eyebrows – CNN – YouTube Donald Trump: “If Ivanka weren’t my daughter, perhaps I’d be dating her.” – YouTube Ivanka Trump: All the times Donald Trump was inappropriate with his daughter | indy100 Donald Trump thinks Ivanka is ‘hot’ and would ‘date her if she wasn’t my daughter’ – The Mirror Donald Trump’s unsettling record of comments about his daughter Ivanka | The Independent | The Independent Behavioral Sink [x] Behavioral sink – Wikipedia [x] Population Density and Social Pathology: When a population of laboratory rats is allowed to increase in a confined space, the rats develop acutely abnormal patterns of behavior that can even lead to the extinction of the population – 1962-calhoun.pdf Beirut on the Charles GQ Article Draws Law Students’ Ire | News | The Harvard Crimson [x] Beirut on the Charles: At faction-ridden Harvard Law School, the only natural impulse that remains above suspicion is ambition itself (Feb, 1993) by John Sedgwick – GQ_BeirutOnTheCharlesFull.pdf Degenerate “Cultural Bolshevism” Herbert Marcuse – Wikipedia Joseph Goebbels – Wikipedia Cultural Marxism conspiracy theory – Wikipedia Marcusean ‘Repressive Tolerance’ at Work Sweet Cakes by Melissa – Cases – First Liberty Klein v. Oregon Bureau of Labor and Industries – Wikipedia [x] Masterpiece Cakeshop v. Colorado Civil Rights Commission – Wikipedia On This Day Events April 2026 Calendar of Public Holidays | Office Holidays Holidays and Observances in the United States in 2026 What day is it today? Important events every day ad-free | United States OTD Worldwide Public Holidays Tuesday April 14th 2026 | Office Holidays On This Day – What Happened on April 14 Today in History: April 14, Abraham Lincoln fatally shot at Ford’s Theatre | AP News What Happened on April 14 – On This Day What Happened on April 14 | HISTORY April 14 – Wikipedia What Happened On April 14 In History? 14 | April | 2020 | Executed Today Holidays Dolphin Day (US) Ex-Spouse Day (US) Gardening Day (US) Library Workers Day (US) Pan American Day (US) Pecan Day (US) Reach As High As You Can Day (US) That Sucks Day (US) Yom HaShoah Day (Jewish commemoration) ‘Six million Jews in WWII’ is a grossly inflated number, which is a marginalizing disservice to victims everywhere. That’s not ‘Holocaust denial’. It’s not denying the reality of genocidal tragedy – on the contrary, it affirms the tragedy(s) everywhere. This group does not have a monopoly on tragedy, as R.J. Rummel proved in DEATH BY GOVERNMENT: GENOCIDE AND MASS MURDER in which he coined the term ‘democide’. Despite relentless attempts to denigrate him (wonder why?) David Irving‘s work is instructive, and he is an unimpeachable witness. Why would a man be banned from entire countries simply for his ideas…? There’s also Edwin Black’s IBM and the Holocaust and the subject of what it more broadly represents (i.e., fascism)… There’s also the controversy of the term ‘holocaust’; “A burnt sacrifice; an offering, the whole of which was consumed by fire, among the Jews and some pagan nations”…?? World Quantum Day (Intl) Historical Events 2015 – Archaeologists announce they have found 3.3 million-year-old stone tools at Lomekwi in Kenya, the oldest ever discovered and predating the earliest humans 2003 – The Human Genome Project is completed: The project dedicated to mapping the genes of the human genome was started in October 1990. 2002 – 66th US Masters Tournament: Tiger Woods becomes the third player to claim back-to-back Masters, three strokes ahead of Retief Goosen of South Africa 2000 – Metallica files a lawsuit against the peer-to-peer sharing platform Napster, accelerating a movement against file-sharing programs 1996 – Greg Norman blows six-shot Masters lead in epic collapse: Third-round leader Greg Norman loses a six-shot lead in the final round of the Masters golf tournament and finishes second—one of the worst collapses in sports history. Nick Faldo wins the green jacket, finishing five strokes ahead of Norman. “I played like a bunch of [expletive],” the Australian tells reporters afterward.… read more 1994 – Musician Billy Joel & supermodel Christie Brinkley announce plans to divorce 1994 – In a friendly fire incident during Operation Provide Comfort in northern Iraq, two U.S. Air Force aircraft mistakenly shoot-down two U.S. Army helicopters, killing 26 people. 1991 – The Republic of Georgia introduces the post of President following its declaration of independence from the Soviet Union. 1988 – The USS Samuel B. Roberts strikes a mine in the Persian Gulf during Operation Earnest Will. 1988 – The Soviet Union agrees to withdraw from Afghanistan: In a United Nations ceremony in Geneva, Switzerland, the Soviet Union signs an agreement pledging to withdraw its troops from Afghanistan. Soviet troops had invaded the country in 1979 to support the communist rulers. They were defeated primarily by the Mujahideen, who were groups of militant Islamists sponsored by the CIA.123 1986 – U.S. bombs terrorist and military targets in Libya: In retaliation for the April 5 bombing in West Berlin that killed two U.S. servicemen, U.S. president Ronald Reagan orders major bombing raids against Libya, killing 60 people. The raid, which began shortly before 7 p.m. EST (2 a.m., April 15 in Libya), involved more than 100 U.S. Air Force and Navy aircraft, and was over within an… read more 1986 – The heaviest hailstones ever recorded hit Bangladesh: The lumps of ice weighed about 1 kg (2.2 lb). At total of 92 people reportedly died as a result. 1969 – Katharine Hepburn and Barbra Streisand tie for Best Actress Oscar: During the first internationally televised Oscars ceremony, Ingrid Bergman exclaims “It's a tie!” upon opening the Best Actress envelope—the first tie in a major acting category in three decades. The award went to both Katharine Hepburn, for her turn as Eleanor of Aquitaine in The Lion in Winter, and Barbra Streisand,… read more 1960 – Montreal Canadiens win fifth consecutive Stanley Cup: The Montreal Canadiens defeat the Toronto Maple Leafs to win the Stanley Cup for a record fifth year in a row. The Canadiens reached the Stanley Cup Finals after sweeping the Chicago Blackhawks in four games, while the Maple Leafs defeated the Detroit Red Wings, four games to two. The championship… read more 1956 – In Chicago, Illinois, videotape is first demonstrated. 1944 – Explosion on cargo ship rocks Bombay, India: The cargo ship Fort Stikine explodes in a berth in the docks of Bombay, India (now known as Mumbai), killing 1,300 people and injuring another 3,000. As it occurred during World War II, some initially claimed that the massive explosion was caused by Japanese sabotage; in fact, it was a tragic… read more 1939 – The Grapes of Wrath, by American author John Steinbeck is first published by the Viking Press. 1935 – “Black Sunday” Dust Bowl storm strikes: In what came to be known as “Black Sunday,” one of the most devastating storms of the 1930s Dust Bowl era sweeps across the region. High winds kicked up clouds of millions of tons of dirt and dust so dense and dark that some eyewitnesses believed the world was coming to… read more Was it ‘accidentally’ engineered…?678910 1932 – Loretta Lynn is born: Loretta Lynn, a singer who greatly expanded the opportunities for women in the male-dominated world of country-western music, is born in Butcher Hollow, Kentucky. Unlike some country-western stars that sang about a rural working class life but lived an urban middle class existence, Loretta Lynn's country roots were unquestionably authentic. Born Loretta… read more 1931 – First edition of the Highway Code published in Great Britain. 1927 – The first Volvo car premieres in Gothenburg, Sweden. 1918 – American pilots engage in first dogfight over the western front: Six days after being assigned for the first time to the western front, two American pilots from the U.S. First Aero Squadron engage in America's first aerial dogfight with enemy aircraft. In a battle fought almost directly over the Allied Squadron Aerodome at Toul, France, U.S. fliers Douglas Campbell and Alan Winslow succeeded in shooting… read more 1912 – Doomed passenger liner RMS Titanic hits an iceberg in the North Atlantic: The subsequent sinking of the world’s largest ocean liner of the time resulted in more than 1500 deaths. It was one of the worst peacetime maritime disasters in history. Was there more to the story…? 1910 – Taft becomes first U.S. president to throw out first pitch at MLB game: Skull and Bonesman,11 President William Howard Taft becomes the first president to throw out the ceremonial first pitch at a Major League Baseball game. The historic toss on opening day is to star Walter Johnson, the Washington Senators' starting pitcher against the Philadelphia Athletics at National Park in the nation's capital.… read more 1909 – Armenian Genocide: A massacre is organized by Ottoman Empire against Armenian population of Cilicia. Muslims in the Ottoman Empire begin a massacre of Armenians in Adana. 1908 – Hauser Dam, a steel dam on the Missouri River in Montana, fails, sending a surge of water 25 to 30 feet (7.6 to 9.1 m) high downstream. 1906 – The first meeting of the Azusa Street Revival, which will launch Pentecostalism as a worldwide movement, is held in Los Angeles. 1894 – The first ever commercial motion picture house opens in New York City. It uses ten Kinetoscopes, devices for peep-show viewing of films. 1894 – First public showing of Thomas Edison’s Kinetoscope (moving pictures) 1890 – The Pan-American Union is founded by the First International Conference of American States in Washington, D.C. 1890 – Painter Pierre-Auguste Renoir (49) weds Aline Victorine Charigot 1881 – The Four Dead in Five Seconds Gunfight occurs in El Paso, Texas. 1880 – Philosopher John Muir (41) weds Louisa Strentzel 1865 – William H. Seward, the U.S. Secretary of State, and his family are attacked at home by Lewis Powell. 1865 – Ulysses S. Grant and his wife turn down an invitation to join President and Mrs. Lincoln at Ford's Theatre to see the comedic play Our American Cousin. In doing so, he deprives assassin John Wilkes Booth of a second target. 1865 – U.S. President Abraham Lincoln is shot: President Abraham Lincoln was shot and fatally wounded during a performance of the play Our American Cousin at Ford's Theatre in Washington; Lincoln was taken to a boarding house across the street and died the following morning at 7:22 am. The assassin, John Wilkes Booth, wanted to revive the Confederate cause, mere days after their surrender to the Union Army, bringing the American Civil War to an end. At least, that’s the official story…45 1846 – The Donner Party of pioneers departs Springfield, Illinois, for California, on what will become a year-long journey of hardship, cannibalism, and survival. 1828 – First Edition of Webster's American Dictionary of the English Language is printed: Noah Webster, a Yale-educated lawyer with an avid interest in language and education, publishes his American Dictionary of the English Language. Webster's dictionary was one of the first lexicons to include distinctly American words. The dictionary, which took him more than two decades to complete, introduced more than 10,000 “Americanisms.” [Because, defining terms is important! Who’s in charge; who decides…?]… read more 1775 – First American abolition society founded in Philadelphia: The Society for the Relief of Free Negroes Unlawfully Held in Bondage, the first American society dedicated to the cause of abolition, is founded in Philadelphia by Benjamin Franklin and Benjamin Rush. The society changes its name to the Pennsylvania Society for Promoting the Abolition of Slavery and the Relief of Free Negroes Unlawfully Held in Bondage… read more 70 – Siege of Jerusalem: Titus, son of emperor Vespasian, surrounds the Jewish capital, with four Roman legions. Births 1975 – Anderson Silva, Brazilian mixed martial artist and boxer (51) 1973 – Adrien Brody, Performer who became the youngest Best Actor Oscar winner playing a Holocaust survivor in The Pianist. (53) 1941 – Pete Rose, Baseball great nicknamed “Charlie Hustle” who topped Ty Cobb’s record for career hits. Banned from the sport in 1989 for gambling. (died 2024) 1932 – Loretta Lynn, Queen of country music who was born a coal miner’s daughter—which inspired her biggest hit and an Oscar-winning biopic. (died 2022) 1925 – Rod Steiger, American soldier and actor (died 2002) 1907 – François “Papa Doc” Duvalier, Haitian dictator (died 1971) 1889 – Arnold J. Toynbee, English historian and academic, key architect of the Third British Empire author of 12-volume A Study of History (Oxford University Press 1939). (died 1975) 1738 – William Cavendish-Bentinck, 3rd Duke of Portland, English politician, Prime Minister of the United Kingdom (died 1809) Deaths 2021 – Bernie Madoff, American mastermind of the world’s largest Ponzi scheme [except for the Federal Reserve!] (born 1938) 2015 – Percy Sledge, American singer (born 1940) 2013 – George Jackson, American singer-songwriter (born 1945) 2013 – Charlie Wilson, American politician (born 1943) 2007 – Don Ho, American singer and ukulele player (born 1930) 1995 – Burl Ives, American actor, folk singer, writer, and freemason (born 1909) 1943 – Yakov Dzhugashvili, Georgian-Russian lieutenant, eldest son of Joseph Stalin (born 1907) 1759 – George Frideric Handel, German-English organist and composer (born 1685) Footnotes Wikipedia Contributors. “Operation Cyclone.” Wikipedia, Wikimedia Foundation, 10 May 2019, en.wikipedia.org/wiki/Operation_Cyclone. Accessed 14 Apr. 2026. ↩ “How Jimmy Carter and I Started the Mujahideen.” CounterPunch.org, CounterPunch, 8 Nov. 2015, www.counterpunch.org/1998/01/15/how-jimmy-carter-and-i-started-the-mujahideen/. Accessed 14 Apr. 2026. ↩ Dixon, Norm. “How the CIA Created Osama Bin Laden.” Green Left, 18 Sept. 2001, www.greenleft.org.au/2001/465/analysis/how-cia-created-osama-bin-laden. Accessed 14 Apr. 2026. ↩ Perloff, James. Exploding the Official Myths of the Lincoln Assassination. 2024, www.amazon.com/dp/0966816064. Accessed 14 Apr. 2026. ↩ Perloff, James. “Announcing James Perloff's Latest Book.” Jamesperloff.net, 2026, jamesperloff.net/announcing-james-perloffs-latest-book/. Accessed 14 Apr. 2026. ↩ FDRLibrary. “FDR and the Dust Bowl.” YouTube, 20 June 2018, www.youtube.com/watch?v=LRAbOAim8U8. Accessed 14 Apr. 2026. ↩ Wikipedia Contributors. “Dust Bowl.” Wikipedia, Wikimedia Foundation, 27 Feb. 2019, en.wikipedia.org/wiki/Dust_Bowl. Accessed 14 Apr. 2026. ↩ Wikipedia Contributors. “Deforestation.” Wikipedia, Wikimedia Foundation, 15 Jan. 2019, en.wikipedia.org/wiki/Deforestation. Accessed 14 Apr. 2026. ↩ Wikipedia Contributors. “Desertification.” Wikipedia, Wikimedia Foundation, 25 May 2019, en.wikipedia.org/wiki/Desertification. Accessed 14 Apr. 2026. ↩ Snyder, Michael. “1930s Dust Bowl Conditions Are Returning to the Middle of the United States.” Substack.com, Michael Snyder's Substack, 8 Apr. 2025, michaeltsnyder.substack.com/p/1930s-dust-bowl-conditions-are-returning. Accessed 14 Apr. 2026. ↩ Best of Danny Jones. “The Man Who Was BORN into the Deep State Finally Speaks | Kris Millegan.” YouTube, 10 Apr. 2026, youtu.be/eM8eMtcNACw. Accessed 14 Apr. 2026. 7:00--34:00 Kris Millegan on; William Howard Taft, Alphonso Taft, William Huntington Russell, Phi Beta Kappa, Skull and Bones, the (family) history of the (modern) opium trade, and American football. ↩

In the past few days, whispers from the crypto underworld have reignited fascination with Sam Bankman-Fried, the fallen FTX kingpin serving time behind bars. Binance founder Changpeng Zhao dropped a bombshell in his new memoir Freedom of Money, recounting a surreal November 2022 phone call where SBF casually begged for a couple of billion dollars to bail out his crumbling empire, sounding as nonchalant as if ordering a bologna sandwich at a deli. CoinDesk exclusively broke the story on March 15, 2025, highlighting how Zhao saw right through the plea, viewing Binance's letter of intent to acquire FTX as mere formality with zero real intent, before walking away on November 9 amid revelations of an eight billion dollar black hole. Forklog detailed Zhao's take on April 8, blaming Alameda CEO Caroline Ellison's ill-fated FTT floor price stunt for sparking the total meltdown that nuked Binance's holdings and sent SBF to prison.MEXC News echoed the tale, painting SBF's vibe as shockingly detached amid the chaos that erased billions in investor cash and drew global regulatory heat. The Street tied it to fresh memoir-fueled crypto feuds, noting no evidence of collusion despite U.S. probes. Meanwhile, FTT token prices linked to the imprisoned mogul surged recently, per Blockchair, hinting at lingering market ghosts from his saga. A Pablo Torre Finds Out YouTube episode dissected how SBF sportswashed his alleged eight billion fraud with A-list endorsements from Tom Brady and Steph Curry. Even Instagram's The Rundown AI feed name-dropped him in AI gossip, with a Microsoft exec warning Sam Altman could end up in SBF or Bernie Madoff infamy territory—pure speculation, unconfirmed by any official word.No fresh public appearances or social media posts from SBF himself, as he's off the grid in custody, but these revelations carry heavyweight biographical punch, underscoring his infamously breezy downfall.Thanks for listening, and please subscribe to never miss an update on Sam Bankman-Fried and search the term Biography Flash for more great Biographies. This has been a Quiet Please production.This content was created in partnership and with the help of Artificial Intelligence AI

Civilization had a pretty good run. Will the astronauts be the last ones living? Will Jordon Hudson sue Pablo and/or beat him in a foot race? Could Sam Altman be bigger than Madoff and/or complete our curse on A.I.? And is your fiancé in the Epstein files? WHO KNOWS? But we f'd around and took your questions, live. So, come with us if you want to live. So mote it be.• Vote for PTFO at The Webby Awards: Best Sports Podcast + Experimental & Innovation• Subscribe to "Casuals with Katie Nolan"• Watch Michael Cruz Kayne's special, "Sorry for Your Loss" — now streaming on Dropout TV • Further reading: "Sam Altman May Control Our Future — Can He Be Trusted?" (Ronan Farrow & Andrew Maran Hosted on Acast. See acast.com/privacy for more information.

Laci welcomes the magnetic Margaret Cho (The Bravest Knight, Margaret Cho: PsyCHO) to discuss fashion CEO Christine Hunsicker a.k.a. the “Bernie Madoff” of fashion, who wasted 350 million dollars of investor money, lied about her company's net worth, and when the other executives at the company found out, they left her in charge for months. Stay schemin'!   CON-gregation, catch Scam Goddess LIVE in a city near you. Keep the scams coming and snitch on your friends by emailing us at ScamGoddessPod@gmail.com.   Follow on Instagram: Scam Goddess Pod: @scamgoddesspod Laci Mosley: @divalaci Margaret Cho: @margaret_cho   Research by Kathryn Doyle    SOURCES https://www.thefashionlaw.com/caastle-legal-issues-are-mounting-for-former-fashion-rental-darling/ https://sites.lsa.umich.edu/mje/2025/05/16/a-fashion-nightmare/ https://www.cbsnews.com/news/christine-hunsicker-charged-fraud-300-million-fashion-startup-founder/ https://wwd.com/business-news/financial/caastle-board-hunsicker-exit-liquidity-crunch-1237071592/ https://gothamgal.com/2011/05/christine-hunsicker-woman-entrepreneur-working-on-the-next-idea/ https://people.com/christine-hunsicker-fraud-scheme-tech-ceo-indicted-over-300-million-11775459 https://www.wsj.com/business/caastle-fraud-investigation-co-founder-christine-hunsicker-3475df71 https://www.thefashionlaw.com/from-fashion-tech-darling-to-rico-another-case-further-unravels-caastle-collapse/ https://www.axios.com/2025/04/07/caastle-let-ceo-remain-after-learning-of-alleged-fraud Subscribe to SiriusXM Podcasts+ to listen to new episodes of Scam Goddess ad-free and a whole week early. Start a free trial now on Apple Podcasts or by visiting siriusxm.com/podcastsplus. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

In this latest episode of Boardroom to Courtroom, forensic accountants J.W. Verret and Chris Ekimoff unpack the story of Bernie Madoff's Ponzi scheme — and how forensic accountants unraveled the mystery behind one of history's most audacious financial frauds.

The Spirit of Charles Ponzi Lives On Episode 373 – Charles Ponzi died penniless in 1949. The man himself is long forgotten, but his spirit lives on. Two recent convictions are a cautionary tale. Let the buyer beware. More SML Planning Minute Podcast Episodes Transcript of Podcast Episode 373 Hello, this is Bill Rainaldi, with another edition of Security Mutual's SML Planning Minute. In today's episode: the spirit of Charles Ponzi lives on. Charles Ponzi was born in Italy in 1882 and emigrated to the U.S. in 1903. He created his infamous scheme in 1919 using a series of postage coupons.[1] He raised money from investors to fund his idea, but it simply didn't work. After promising big returns to his stakeholders, rather than admitting defeat, he paid his early investors using funds that came from later investors. The investors thought they were making legitimate profits, which only encouraged more people to invest. He kept repeating the process and lived lavishly, until a financial journalist figured it all out. His operation collapsed in 1920. He spent years in and out of prison until he was deported back to Italy in 1934. He died penniless in 1949.[2] While the man himself is long forgotten, his name lives on. Perhaps the most famous Ponzi scheme of all time was executed by Bernie Madoff, who lost it all when he was arrested in 2008. He raised an estimated $65 billion using some of Ponzi's methods.[3] Even today, Ponzi schemes are still a thing. A man named Todd Burkhalter was recently arrested in what is “likely the largest Ponzi scheme in Georgia history,” according to U.S. Attorney Theodore Hertzberg.[4] Burkhalter pleaded guilty to wire fraud in January 2026. He admitted to defrauding thousands of investors out of $380 million. Burkhalter's weapon of choice was a series of alleged real estate loans. The claim was that his program offered short-term loans to real estate developers who needed “bridge” financing. Incredibly, he promised a guaranteed return of 22 percent annually for three years.[5] That alone should have raised suspicions among potential investors. As with Madoff, he prepared fictitious paperwork to make his scheme appear real. Burkhalter allegedly used the money for a collection of personal items, such as a vacation condo and a yacht. The threat of jail time apparently didn't faze him. He kept his ruse going while fully aware that he was under federal investigation. Having pleaded guilty, he is now awaiting sentencing.[6] In yet another recent case, this one, a mere $94 million, a fraudster was given a 20-year prison sentence for a Ponzi scheme based in Florida. Andrew Jacobus was sentenced in February 2026 to 20 years in prison after defrauding more than 70 investors. The money he raised, mostly from Venezuelan nationals, was spent on personal use in what the local U.S attorney called “classic Ponzi-scheme fashion.”[7] Ponzi schemes aren't going away anytime soon, and the rise of artificial intelligence could make them even more difficult to detect. According to Eugene Soltes, a Professor at Harvard Business School, the next Bernie Madoff could be a bot.[8] AI has the potential to create an entirely new set of illegal schemes. “The damage wrought by personalized pitches, especially ones using voice and video, could make Bernie Madoff's fraud look trivial,” according to Soltes. So, as cautious as you need to be now, it's going to be even worse in the future. One final note about Madoff. As horrible as things were, it could have turned out worse. After his arrest, the Justice Department set up something called the “Madoff Victim Fund.” By recovering some distributions to previous investors, selling what assets Madoff did have and some interest earnings, the fund was able to send some money back to the victims. When they made their final distribution late in2024, they announced that the victims had recovered almost 94 percent of their proven losses.[9] There are no concrete rules on how best to avoid a Ponzi scheme. In the Madoff case, many of the victims joined in after being referred by someone they trusted. The person they trusted was not in on the scheme; they were victims as well. Perhaps the best you can do is to just remember the old saying: if it sounds too good to be true, it probably is. [1] World History Edu. “Charles Ponzi: Life and His Infamous Scheme.” worldhistoryedu.com. https://worldhistoryedu.com/charles-ponzi-life-and-his-infamous-scheme/ (accessed January 27, 2026). [2] Id. [3] Reuters. “Madoff pleads guilty, is jailed for $65 billion fraud.” reuters.com.  https://www.reuters.com/article/world/madoff-pleads-guilty-is-jailed-for-65-billion-fraud-idUSTRE52A5JK/ (accessed February 4, 2026). [4] Donachie, Patrick. “DOJ: Georgia Advisor’s Ponzi Scheme Was Likely Largest in State’s History.”  wealthmanagement.com. https://www.wealthmanagement.com/ria-news/doj-georgia-advisors-ponzi-scheme-was-likely-largest-in-states-history? (accessed January 27, 2026). [5] Id. [6] Id. [7] Brin, Dinah Wisenberg. “Ex-Advisor Sentenced to 20 Years in Prison for $94M Ponzi Scheme.” ThinkAdvisor.com. https://www.thinkadvisor.com/2026/02/03/ex-advisor-sentenced-to-20-years-in-prison-for-94m-ponzi-scheme/ (accessed February 4, 2026). [8] Kost, Danielle. “AI Schemes Could ‘Make Bernie Madoff’s Fraud Look Trivial’: Interview with Eugene Soltes. hbs.edu. https://www.library.hbs.edu/working-knowledge/ai-schemes-could-make-bernie-madoffs-fraud-look-trivial-eugene-soltes (accessed January 30, 2026). [9] Farrington, Robert. “How Bernie Madoff's Victims Nearly Recovered Their Losses.” Thecollegeinvestor.com. https://thecollegeinvestor.com/51066/how-bernie-madoffs-victims-nearly-recovered-their-losses/ (accessed January 30, 2026). More SML Planning Minute Podcast Episodes This podcast is brought to you by Security Mutual Life Insurance Company of New York, The Company That Cares®. The content provided is intended for educational and informational purposes only. Information is provided in good faith. However, the Company makes no representation or warranty of any kind regarding the accuracy, reliability, or completeness of the information. The information presented is designed to provide general information regarding the subject matter covered. It is not to serve as legal, tax or other financial advice related to individual situations, because each individual's legal, tax and financial situation is different. Specific advice needs to be tailored to your situation. Therefore, please consult with your own attorney, tax professional and/or other advisors regarding your specific situation. To help reach your goals, you need a skilled professional by your side. Contact your local Security Mutual life insurance advisor today. As part of the planning process, he or she will coordinate with your other advisors as needed to help you achieve your financial goals and objectives. For more information, visit us at SMLNY.com/SMLPodcast. If you've enjoyed this podcast, tell your friends about it. And be sure to give us a five-star review. And check us out on LinkedIn, YouTube and Twitter. Thanks for listening, and we'll talk to you next time. Tax laws are complex and subject to change. The information presented is based on current interpretation of the laws. Neither Security Mutual nor its agents are permitted to provide tax or legal advice. The applicability of any strategy discussed is dependent upon the particular facts and circumstances. Results may vary, and products and services discussed may not be appropriate for all situations. Each person's needs, objectives and financial circumstances are different, and must be reviewed and analyzed independently. We encourage individuals to seek personalized advice from a qualified Security Mutual life insurance advisor regarding their personal needs, objectives, and financial circumstances. Insurance products are issued by Security Mutual Life Insurance Company of New York, Binghamton, New York. Product availability and features may vary by state.​ SubscribeApple PodcastsSpotifyAndroidPandoraBlubrryby EmailTuneInDeezerRSSMore Subscribe Options

How do you build a creative life that spans music, writing, film, and spiritual practice? Alicia Jo Rabins talks about weaving multiple creative strands into a sustainable career and why the best advice for any creator might simply be: just make the thing. In the intro, backlist promotion strategy [Written Word Media]; Successful author business [Novel Marketing Podcast]; Alliance of Independent Authors Indie Author Bookstore; Bones of the Deep – J.F. Penn This podcast is sponsored by Kobo Writing Life, which helps authors self-publish and reach readers in global markets through the Kobo eco-system. You can also subscribe to the Kobo Writing Life podcast for interviews with successful indie authors. This show is also supported by my Patrons. Join my Community at Patreon.com/thecreativepenn Alicia Jo Rabins is an award-winning writer, musician, performer, as well as a Torah teacher and ritualist. She's the creator of Girls In Trouble, a feminist indie-folk song cycle about biblical women, and the award-winning film, A Kaddish for Bernie Madoff. Her latest book is a memoir, When We Are Born We Forget Everything. You can listen above or on your favorite podcast app or read the notes and links below. Here are the highlights, and the full transcript is below. Show Notes Building a sustainable multi-disciplinary creative career through teaching, performance, grants, and donations Trusting instinct in the early generative stages of creativity and separating generation from editing Adapting and reimagining religious and cultural source material through music, writing, and performance The challenges of transitioning from poetry to long-form prose memoir, including choosing a lens for your story Making an independent film on a shoestring budget without waiting for Hollywood's permission Finding your creative voice and building confidence by leaning into vulnerability and returning to the practice of making You can find Alicia at AliciaJo.com. Transcript of the interview with Alicia Jo Rabins Joanna: Alicia Jo Rabins is an award-winning writer, musician, performer, as well as a Torah teacher and ritualist. She's the creator of Girls In Trouble, a feminist indie-folk song cycle about biblical women, and the award-winning film, A Kaddish for Bernie Madoff. Her latest book is a memoir, When We Are Born We Forget Everything. So welcome to the show, Alicia. Alicia: Thank you so much. I'm delighted to be here. Joanna: There is so much we could talk about. But first up— Tell us a bit more about you and how you've woven so many strands of creativity into your life and career. Alicia: Yes, well, I am a maximalist. What happened in terms of my early life is that I started writing on my own, just extremely young. I'm one of those people who always loved writing, always processed the world and managed my emotions and came to understand myself through writing. So from a very young age, I felt really committed to writing. Then I had the good fortune that my mother saw a talk show about the Suzuki method of learning violin—when you start really young and learn by ear, which is modelled after language learning. It's so much less intellectual and much more instinctual, learning by copying. She was like, that looks like a cool thing. I was three years old at the time and she found out that there was a little local branch of our music conservatory that had a Suzuki violin programme. So when I was three and a half, getting close to four, she took me down and I started playing an extremely tiny violin. Joanna: Oh, cute! Alicia: Yes, and because it was part of this conservatory that was downtown, and we were just starting at the suburban branch where we lived, there was this path that I was able to follow. As I got more and more interested in violin, I could continue basically up through the conservatory level during high school. So I had a really fantastic music education without any pressure, without any expectations or professional goals. I just kept taking these classes and one thing led to another. I grew up being very immersed in both creative writing and music, and I think just having the gift of those two parts of my brain trained and stimulated and delighted so young really changed my brain in some ways. I'll always see the world through this creative lens, which I think I'm also just set up to do personally. Then the last step of my multi-practice career is that in college I got very interested in Jewish spirituality. I'm Jewish, but I didn't grow up very religious. I didn't grow up in a Jewish community really. So I knew some basics, but not a ton. In college I started to study it and also informally learned from other people I met. I ended up going on a pretty intense spiritual quest, going to Jerusalem and immersing myself after college for two years in traditional Jewish study and practice. So that became the third strand of the braid that had already been started with music and writing. Torah study, spiritual study, and teaching became the third, and they all interweave. The last thing I'll say is that because I work in both words and music, and naturally performance because of music, it began to branch a little bit into plays, theatre, and film, just because that's where the intersection of words, performance, and music is. So that's really what brought me into that, as opposed to any specific desire to work in film. It all happened very organically. Joanna: I love this. This is so cool. We are going to circle back to a lot of this, but I have to ask you— What about work for money at any point? How did this turn into more than just hobbies and lifestyle? Alicia: Yes, absolutely. Well, I'm very fortunate that I did not graduate college with loans because my parents were able to pay for college. That was a big privilege that I just want to name, because in the States that's often not the case. So that allowed me to need to support myself, but not also pay loans, which was a real gift. What happened was I went straight from college to that school in Jerusalem, and there I was on loans and scholarship, so I didn't have to worry yet about supporting myself. Then when I came back to the States, I actually found on Craigslist a job teaching remedial Hebrew. It was essentially teaching kids at a Jewish elementary school who either had learning differences or had just entered the school late and needed to be in a different Hebrew class than the other kids in their grade. That was my first experience of really teaching, and I just absolutely fell in love with it. Although in the end, my passion is much more for teaching the text and rituals and the wrestling with the concepts, as opposed to teaching language. So all these years, while doing performance and writing and all these things, I have been teaching Jewish studies. That has essentially supported me, I would say, between 50 and 70 per cent. Then the rest has been paid gigs as a musician, whether as a front person leading a project or as what we call a sideman, playing in someone else's band. Sometimes doing theatre performances, sometimes teaching workshops. That's how I've cobbled it together. I have not had a full-time job all these years and I have supported myself through both earned income and also grants and donations. I've really tried to cultivate a little bit of a donor base, and I took some workshops early on about how to welcome donations. So I definitely try to always welcome that as well. Joanna: That is so interesting that you took a workshop on how to welcome donations. Way back in, I think 2013, I said on this show, I just don't know if I can accept people giving to support the show. Then someone on the podcast challenged me and said, but people want to support creatives. That's when I started Patreon in 2014. It was when The Art of Asking by Amanda Palmer came out and— It was this realisation that people do want to support people. So I love that you said that. Alicia: It's not easy. It's still not easy for me, and I have to grit my teeth every time I even put in my end-of-year newsletter. I just say, just a reminder that part of what makes this possible is your generous donations, and I'm so grateful to you. It's not easy. I think some people enjoy fundraising. I certainly don't instinctively enjoy it, but I have learned to think of it exactly the way that you're saying. I mean, I love donating to support other people's projects. Sometimes it's the highlight of my day. If I'm having a bad day and someone asks for help, either to feed a family or to complete a creative project, I just feel like, okay, at least I can give $36 or $25 and feel like I did something positive in the last hour, even if my project is going terribly and I'm in a fight with my kid or something. So I have to keep in mind that it is actually a privilege to give as well as a privilege to receive. Joanna: Absolutely. So let's get back into your various creative projects. The first thing I wanted to ask you, because you do have so many different formats and forms of your creativity—how do you know when an idea that comes to you should be a song, or something you want to do as a performance, or written, or a film? Tell us a bit about your creative process. Because a lot of your projects are also longer-term. Alicia: Yes. It's funny, I love planning and in some ways I'm an extreme planner. I really drive people in my family bonkers with planning, like family vacations a year in advance. In terms of my creativity, I'm very planful towards goals, but in that early generative state, I am actually pure instinct. I don't think I ever sit down and say, “I have this idea, which genre would it match with?” It's more like I sit on my bed and pick up my guitar, which is where I love to do songwriting, just sitting on my bed cross-legged, and I pick up my guitar and something starts coming out. Then I just work with that kernel. So it's very nebulous at first, very innate, and I just follow that creative spirit. Often I don't even know what a project is, sometimes if it's a larger project, until a year or two in. Once things emerge and take shape, then my planning brain and my strategy brain can jump on it and say, “Okay, we need three more songs to fill out the album, and we need to plan the fundraising and the scheduling.” Then I might take more of an outside-in approach. At the beginning it's just all instinct. Joanna: So if you pick up your guitar, does that mean it always starts in music and then goes into writing? Or is that you only pick up a guitar if it's going to be musical? Alicia: I think I'm responding to what's inside me. It's almost like a need, as opposed to, “I'm going to sit down and work.” I mean, obviously I sit down and work a lot, but I think in that early stage of anything, it's more like my fingers are itching to play something, and so I sit down and pick up my guitar. Sometimes nothing comes out and sometimes the kernel of a song comes out. Or I'm at a café, and I often like to write when I'm feeling a little bit discombobulated, just to go into the complexity of things or use challenging emotions as fuel. I really do use it as a—I don't know if therapeutic is the word, but I think it maybe is. I write often, as I always have, as I said before, to understand what I'm thinking. Like Joan Didion said—to process difficult emotions, to let go of stuck places. So I think I create almost more out of a sense of just what I need in the moment. Sometimes it's just for fun. Sometimes picking up a guitar, I just have a moment so I sit down and mess around. Sometimes it's to help me struggle with something. It doesn't always start in music. That was a random example. I might sit down to write because I have an hour and I think, I haven't written in a while. Or I do have an informal daily writing thing where I'll try to generate one loose draft of something a day, even if it's only ten pages. I mean, sorry, ten words. Joanna: I was going to say! Alicia: No, no. Ten words. I'm sorry. It's often poetry, so it feels like a lot when it's ten words. I'll just sit down with no pressure, no goal, no intention to make anything specific. Just open the floodgates and see what comes out. That's where every single project of mine has started. Joanna: Yes, I do love that. Obviously, I'm a discovery writer and intuitive, same as you. I think very much this idea of, especially when you said you feel discombobulated, that's when you write. I almost feel like I need that. I'm not someone who writes every day. I don't do ten lines or whatever. It's that I'll feel that sense of pressure building up into “this is going to be something.” I will really only write or journal when that spills over into— “I now need to write and figure out what this is.” Alicia: Yes. It's almost a form of hunger. It feels to me similar to when you eat a great meal and then you're good for a while. You're not really thinking of it, and then it builds up, like you said, and then there's a need—at least the first half of creativity. I really separate my generation and my editing. So my generative practice is all openness, no critique, just this maybe therapeutic, maybe curious, wandering and seeing what happens. Then once I have a draft, my incisive editing mind is welcome back in, which has been shut out from that early process. So that's a really different experience. Those early stages of creativity are almost out of need more than obligation. Joanna: Well, just staying with that generative practice. Obviously you've mentioned your study of and practice of Jewish tradition and Jewish spirituality. Steven Pressfield in his books has talked about his prayer to the muse, and I've got on my wall here—I don't talk about this very often, actually — I have a muse picture, a painting of what I think of as a muse spirit in some form. So do you have any spiritual practices around your generative practice and that phase of coming up with ideas? Alicia: I love that question, and I wish I had a beautiful, intentional answer. My answer is no. I think I experience creativity as its own spiritual practice itself. I do love individual prayer and meditation and things like that, but for me those are more to address my specifically spiritual health and happiness and connectedness. I'm just a dive-in kind of person. As a musician, I have friends who have elaborate backstage rituals. I have to do certain things to take care of my voice, but even that, it's mostly vocal rest as opposed to actively doing things. There's a bit of an on/off switch for me. Joanna: That's interesting. Well, I do want to ask you about one of your projects, this collaboration with a high school on a musical performance, I Was a Desert: Songs of the Matriarchs, and also your Girls in Trouble songs about women in the Torah. On your website, I had a look at the school, the high school, and the musical performance. It was extraordinary. I was watching you in the school there and it's just such extraordinary work. It very much inspired me—not to do it myself, but it was just so wonderful. I do urge people to go to your website and just watch a few minutes of it. I'm inspired by elements of religion, Christian and Jewish, but I wondered if you've come up against any issues with adaptation—respecting your heritage but also reinventing it. How has this gone for you. Any advice for people who want to incorporate aspects of religion they love but are worried about responses? Alicia: Well, I have to say, coming from the Jewish tradition, that is a core practice of Judaism—reinterpreting our texts and traditions, wrestling with them, arguing with them, reimagining them. I don't know if you're familiar with Midrash, but just in case some of your listeners aren't sure I'll explain it. There's essentially an ancient form of fanfic called Midrash, which was the ancient rabbis, and we still do it today, taking a biblical story that seems to have some kind of gap or inconsistency or question in it and writing a story to fill that gap or recast the story in an interestingly different light. So we have this whole body of literature over thousands of years that are these alternate or added-on adventures, side quests of the biblical characters. What I'm doing from a Jewish perspective is very much in line with a traditional way of interacting with text. I've certainly never gotten any pushback, especially as I work in progressive Jewish communities. I think if I were in an extremely fundamentalist community, there would be a lot of different issues around gender and things like that. The interpretive process, even in those communities, is part of how we show respect for the text. When I was working with the high school—and I just want to call out the choir director, Ethan Chen, who has an incredible project where he brings in a different artist every two years to work with the choir, and they tend to have a different cultural focus each time. He invited me specifically to integrate my songwriting about biblical women with his amazing high school choir. I was really worried at first because most of them are not Jewish—very few of them, if any. I wanted to respect their spiritual paths and their religious heritages and not impose mine on them. So I spent a lot of time at the beginning saying, this project has religious source material, but essentially it is a creative reinterpretive project. I am not coming to you to bring the religious material to you. I'm coming to take the shared Hebrew Bible myths and then reinterpret those myths through a lens of how they might reflect our own personal struggles, because that's always my approach to these ancient stories. I wanted to really make that clear to the students. It was such a joy to work with them. Joanna: It's such an interesting project. Also, I find with musicians in general this idea of performance. You've written this thing—or this thing specifically with the school—and it doesn't exist again, right? You're not selling CDs of that, I presume. Whereas compared to a book, when we write a book, we can sell it forever. It doesn't exist as a performance generally for an author of a memoir or a novel. It carries on existing. So how does that feel, the performance idea versus the longer-lasting thing? I mean, I guess the video's there, but the performance itself happened. Alicia: I do know what you mean. Absolutely. We did, for that reason, record it professionally. We had the sound person record it and mix it, so it is available to stream. I'm not selling CDs, but it's out there on all the streaming services, if people want to listen. I do also have the scores, so if a choir wanted to sing it. The main point that you're making is so true. I think there's actually something very sacred about live performance—that we're all in the moment together and then the moment is over. I love the artefacts of the writing life. I love writing books. I love buying and reading books and having them around, and there's piles of them everywhere in this room I'm standing in. I feel like being on stage, or even teaching, is a very spiritual practice for me, because it's in some ways the most in-the-moment I ever am. The only thing that matters is what's happening right then in that room. It's fleeting as it goes. I'm working with the energy in the room while we're there. It's different every time because I'm different, the atmosphere is different, the people are different. There's no way to plan it. The kind of micro precision that we all try to bring to our editing—you can't do that. You can practice all you want and you should, but in the moment, who knows? A string breaks or there's loud sound coming from the other room. It is just one of those things. I love being reminded over and over again of the truth that we really don't control what happens. The best that we can do is ride it, surf it, be in it, appreciate it, and then let it go. Joanna: I think maybe I get a glimpse of that when I speak professionally, but I'm far more in control in that situation than I guess you were with—I don't know how many—was it a hundred kids in that choir? It looked pretty big. Alicia: It was amazing. It was 130 kids. Yes. Joanna: 130 kids! I mean, it was magic listening to it. And yes, of course, showing my age there with buying a CD, aren't I? Alicia: Well, I do still sell some CDs of Girls in Trouble on tour, because I have a bunch of them and people still buy them. I'm always so grateful because it was an easier life for touring musicians when we could just bring CDs. Now we have to be very creative about our merch. Joanna: Yes, that's a good point because people are like, “Oh yes, I'll scan your QR code and stream it,” but you might not get the money for that for ages, and it might just be five cents or whatever. Alicia: Streaming is terrible for live musicians. I mean, I don't know if you know the site Bandcamp, but it's essentially self-publishing for musicians. Bandcamp is a great way around that, and a lot of independent musicians use it because that's a place you can upload your music and people can pay $8 for an album. They can stream it on there if they want, or they can download it and have it. But, yes, it's hard out there for touring musicians. Joanna: Yes, for sure. Well, let's come to the book then. Your memoir, When We Are Born We Forget Everything. Tell us about some of the challenges of a book as opposed to these other types of performances. Alicia: Well, I come out of poetry, so that was my first love. That's what I majored in in college. That's what my MFA is in. Poetry is famously short, and I'm not one of those long-form poets. I have been trained for many years to think in terms of a one-page arc, if at all. Arc isn't even really a word that we use in poetry. So to write a full-length prose book was really an incredible education. Writing it basically took ten years from writing to publication, so probably seven years of writing and editing. I felt like there was an MFA-equivalent process in the number of classes I took, books I read, and work that went into it. So that was one of my main joys and challenges, really learning on the job to write long-form prose coming out of poetry. How to keep the engine going, how to think about ending one chapter in a way that leaves you with some torque or momentum so that you want to go into the next chapter. How many characters is too many? Who gets names and who doesn't? Some of these things that are probably pretty basic for fiction writers were all very new to me. That was a big part of my process. Then, of course, poets don't usually have agents. So once it was done, I began to query agents. It was the normal sort of 39 rejections and then one agent who really understood what I was trying to do. She's incredible, and she was able to sell the book. The longevity of just working on something for that long—I have a lot of joy in that longevity—but it does sometimes feel like, is this ever going to happen, or am I on a fool's errand? Joanna: I guess, again, the difference with performance is you have a date for the performance and it's done then. I suppose once you get a contract, then for sure it has to be done. But memoir in particular, you do have to set boundaries, because of course your life continues, doesn't it? So what were the challenges in curating what went into the book? Because many people listening know memoir is very challenging in terms of how personal it can be. Alicia: Yes, and one thing I think is so fascinating about memoir is choosing which lens to put on your story, on your own story. I heard early on that the difference between autobiography and memoir is that autobiography tries to give a really comprehensive view of a life, and memoir is choosing one lens and telling the story of a life through that lens, which is such a beautiful creative concept. I knew early on that I wanted this to be primarily a spiritual memoir, and also somewhat of an artistic memoir, because my creativity and my spirituality are so intertwined. It started off being spiritual, and also about my musical life, and also about my writing life. In the end, I edited out the part about my writing life, because writing about writing was just too navel-gazing. So there's nothing in there about me coming of age as a writer, which used to be in there, but that whole thing got taken out. Now it's spiritual and musical. For me, it really helped to start with those focuses, because I knew there may be things that were hugely important in my life, absolutely foundational, that were not really going to be either mentioned or gone deeply into in the book. For example, my husband teases me a lot about how few pages and words he gets. He's very important in my life, but I actually met him when I was 29, and this book really mainly takes place in the years leading up to that. There's a little bit of winding down in the first few years of my thirties, but this is not a book about my life with him. He is mentioned in it. That story is in there. Having those kinds of limitations around the canvas—there's a quote, I forget if it was Miranda July, but somebody said something like, basically when you put a limitation on your project, that's when it starts to be a work of art. Whatever it is, if you say, “I'm taking this canvas and I'm using these colours,” that's when it really begins, that initial limitation. That was very helpful. Joanna: It's also the beauty of memoir, because of course you can write different memoirs at different times. You can write something about your writing life. You can write something else about your marriage and your family later on. That doesn't all have to be in one book. I think that's actually something I found interesting. And I would also say in my memoir, Pilgrimage, my husband is barely mentioned either. Alicia: Does he tease you too? Joanna: No, I think he's grateful. He is grateful for the privacy. Alicia: That's why I keep saying, you should be grateful! Joanna: Yes. You really should. Like, maybe stop talking now. Alicia: Yes, exactly. I know. Marriage, memoir—those words should strike fear into his heart. Joanna: They definitely should. But let's just come back. When I look at your career— You just seem such an independent creative, and so I wondered why you decided to work with a traditional publisher instead of being an independent. How are you finding it as someone who's not in charge of everything? Alicia: It's a great question. The origin story for this memoir is that I was actually reading poetry at a writing conference called Bread Loaf in the States. This was 16 years ago or something. I was giving a poetry reading and afterwards an agent, not my agent, came up to me and said, you know, you have a voice. You should try writing nonfiction because you could probably sell it. Back to your question about how I support myself, I am always really hustling to make a living. It's not like I have some separate well-paying job and the writing has no pressure on it. So my ears kind of perked up. I thought, wait, getting paid for writing? Because poetry is literally not in the world. It's just not a concept for poets. That's not why we write and it's not a possibility. So a little light turned on in my brain. I thought, wow, that could be a really interesting element to add to my income stream, and it would be flexible and it would be meaningful. For a few years I thought, what nonfiction could I write? And I came up with the idea of writing a book about biblical women from a more scholarly perspective, because I teach that material and I've studied it. I went to speak to another agent and she said, well, you could do that, but if you actually want to sell a book, it's going to have to be more of a trade book. So if you don't want an academic press, which wouldn't pay very much, you would have to have some kind of memoir-like stories in there to just sweeten it so it doesn't feel academic. So then I began writing a little bit of spiritual memoir. I thought, okay, well, I'll write about a few moments. Then once I started writing, I couldn't stop. The floodgates really opened. That's how it ended up being a spiritual memoir with interwoven stories of biblical women. It became a hybrid in that sense. I knew from the beginning that this project—for all my saying earlier that I never plan anything and only work on instinct, I was thinking as I said that, that cannot be true. This time, I actually thought, what if, instead of coming from this pure, heart-focused place of poetry, I began writing with the intention of potentially selling a book? The way my fiction writer friends talked about selling their books. So that was always in my mind. I knew I would continue writing poetry, continue publishing with small presses, continue putting my own music out there independently, but this was a bit of an experiment. What if I try to interface with the publishing world, in part for financial sustainability? And because I had a full draft before I queried, I never felt like anyone was telling me what to write. I can't imagine personally selling a book on proposal, because I do need that full capacity to just swerve, change directions, be responsive to what the project is teaching me. I can't imagine promising that I'll write something, because I never know what I'll write. But writing at least a very solid draft first, I'm always delighted to get notes and make polish and rewrite and make things better. I took care of that freedom in the first seven years of writing and then I interfaced with the agent and publisher. Joanna: I was going to say, given that it's taken you seven to ten years to do this and I can't imagine that you're suddenly a multimillionaire from this book. It probably hasn't fulfilled the hourly rate that perhaps you were thinking of in terms of being paid for your work. I think some people think that everyone's going to end up with the massive book deal that pays for the rest of their life. I guess this book does just fit into the rest of your portfolio career. Alicia: Yes. One of the benefits of these long arcs that I like to work on is, one of them—and probably the primary one—is that the project gets to unfold on its own time. I don't think I could have rushed it if I wanted. The other is that it never really stopped me from doing any of my other work. Joanna: Mm-hmm. Alicia: So it's not like, oh, I gave up months of my life and all I got was this advance or something. It's like, I was living my life and then when I had a little bit of writing time—and I will say, it impacted my poetry. I haven't written as much poetry because I was working on this. So it wasn't like I just added it on top of everything I was already doing, but it was a pleasure to just switch to prose for a while. It was just woven into my life. I appreciated having this side project where no one was waiting for it. There were no deadlines, there was no stress around it, because I always have performances to promote and due dates for all kinds of work. It was just this really lovely arena of slow growth and play. When I wanted a reader, I could do a swap with a writer friend, but no one was ever waiting for it on deadline. So there's actually a lot of pleasure in that. Then I will say, I think I've made more from selling this than my poetry. Probably close to ten times more than I've ever made from any of my poetry. So on a poetry scale, it's certainly not going to pay for my life, but it actually does make a true financial difference in a way that much of my other work is a little more bit by bit by bit. It's actually a different scale. Joanna: Well, that's really good. I'm glad to hear that. I also want to ask you, because you've done so many things, and— I'm fascinated by your independent film, A Kaddish for Bernie Madoff. I have only watched the trailer. You are in it, you wrote it, directed it, and it's also obviously got other people in, and it's fascinating. It's about this particular point in history. I've written quite a lot of screenplay adaptations of my novels, and I've had some various amounts of interest, but the whole film industry to me is just a complete nightmare, far bigger nightmare than the book industry. So I wonder if you could maybe talk about this, because it just seems like you made a film, which is so cool. Alicia: Oh yes, thank you. Joanna: And it won awards, yes, we should say. Alicia: Did we win awards? Yes. It really, for an extremely low-budget indie film, went far further than my team and I could ever have imagined. I will say I never intended to make a film. Like most of the best things in my life, it really happened by accident. When I was living in New York— I lived there for many years—the 2008 financial collapse happened and I happened to have an arts grant that gave a bunch of artists workspace, studio space, in essentially an abandoned building in the financial district. It was an empty floor of a building. The floor had been left by the previous tenant, and there's a nonprofit that takes unused real estate in the financial district and lets artists work in it for a while. So I was on Wall Street, which was very rare for me, but for this year I was working on Wall Street. Even though I was working on poems, the financial collapse happened around me, and I did get inspired by that to create a one-woman show, which was more of a theatre show. That was already a huge leap for me because I had no real theatre experience, but it was experimental and growing out of my poetry practice and my music. It was a musical one-woman show about the financial collapse from a spiritual perspective, apparently. So I performed that. I documented it, and then a friend who lives in Portland, Oregon, where I now live, said, “I'm a theatre producer, I'd like to produce it here.” So then I rewrote it and did a run here in Portland of that show. Essentially, I started to tour it a little bit, but I got tired of it. It was too much work and it never really paid very much, and I thought, this is impacting my life negatively. I just want to do a really good documentation of the show. So I wanted to hire a theatre documentarian to just document the show so that it didn't disappear, like you were saying before about live performance. But one of the people I talked to actually ended up being an artistic filmmaker, as opposed to a documentarian. She watched the archival footage, just a single camera of the show, and said, “I don't think you should do this again and film it with three cameras. I think you should make it into a feature film. And in fact, I think maybe I should direct it, because there's all this music in it and I also direct music videos.” We had this kind of mind meld. Joanna: Mm. Alicia: I never intended to make a film, but she is a visionary director and I had this piece of IP essentially, and all the music and the writing. We adapted it together. We did it here in Portland. We did all the fundraising ourselves. We did not interface with Hollywood really. I think that would be, I just can't imagine. I love Hollywood, but I'm not really connected, and I can't imagine waiting for someone to give us permission or a green light to make this. It was experimental and indie, so we just really did it on the cheap. We had an amazing producer who helped us figure out how to do it with the budget that we had. We worked really hard fundraising, crowdfunding, asking for donations, having parties to raise money, and then we just did it and put it out there. I think my main advice—and I hear this a lot on screenwriting podcasts—is just make the thing. Make something, as opposed to trying to get permission to make something. Because unless you're already in that system, it's going to be really hard to get permission to make it. Once you make something, that leads to something else, which leads to something else. So even if it's a very short thing, or even if it's filmed on your phone, just actually make the thing. That turned out to be the right thing for us. Joanna: Yes, I mean, I feel like that is what underpins us as independent creatives in general. As an independent author, I feel the same way. I'm never asking permission to put a book in the world. No, thank you. Alicia: Exactly. We have a vision and we do it. It's harder in some ways, but that liberation of being able to really fully create our vision without having to compromise it or wait for permission, I think it's such a beautiful thing. Joanna: Well, we're almost out of time, but I do want to ask you about creative confidence. Alicia: Hmm. Joanna: I feel I'm getting a lot of sense about this at the moment, with all the AI stuff that's happening. When you've been creating a long time, like you and I have, we know our voice and we can lean into our voice. We are creatively confident. We'll fail a lot, but we'll just push on and try things and see what happens. Newer creators are struggling with this kind of confidence. How do I know what is my voice? How do I know what I like? How do I lean into this? So give us some thoughts about how to find your voice and how to find that creative confidence if you don't feel you have it. Alicia: I love that. One thing I will say is that I always think whatever is arising is powerful material to create from. So if a lack of confidence is arising, that's a really powerful feeling to directly explore and not just try to ignore. Although sometimes one has to just ignore those feelings. But to actually explore that feeling, because AI can't have that, right? AI can't really feel a crisis of confidence, and humans can. So that's a gift that we have, those kinds of sensitivities. I think to go really deep into whatever is arising, including the sense that we don't have the right to be creating, or we're not good enough, or whatever it is. Then I always do come back to a quote. I think it might have been John Berryman, but I'm forgetting which poet said it. A younger poet said, “How will I ever know if I'm any good?” And this famous poet said something like—I'm paraphrasing—”You'll never know if you're any good. If you have to know, don't write.” That has been really liberating to me, actually. It sounds a little harsh, but it's been really liberating to just let go of a sense of “good enough.” There is no good enough. The great writers never know if they're good enough. Coming back to this idea of just making without permission—the practice of doing the thing is being a writer. Caring and trying to improve our craft, that's the best that we can have. There's never going to be a moment where we're like, yes, I've nailed this. I am truly a hundred per cent a writer and I have found my voice. Everything's always changing anyway. I would say, either go into those feelings or let those feelings be there. Give them a little tea. Tell them, okay, you're welcome to be here, but you don't get to drive the boat. And then return to the practice of making. Joanna: Absolutely. Great. So where can people find you and your books and everything you do online? Alicia: Everything is on my website, which is AliciaJo.com, and also on Instagram at @ohaliciajo. I'd love to say hello to anyone who's interested in similar topics. Joanna: Brilliant. Well, thanks so much for your time, Alicia. That was great. Alicia: Thank you. I love your podcast. I'm so grateful for all that you've given the writing world, Jo.The post Creative Confidence, Portfolio Careers, And Making Without Permission with Alicia Jo Rabins first appeared on The Creative Penn.

En este episodio de Café en Mano, celebramos un hito gigante: ¡el lanzamiento oficial de Café Dos Caminos! (Pídelo ya con el password cafeenmano).Luego de darnos ese buen café, nos sentamos con Carlos Feliciano de CAF Investments para desmenuzar el caos económico actual. Arrancamos fuerte debatiendo la decisión de la Corte Suprema sobre los aranceles ilegales de Trump, por qué los famosos $2,000 de estímulo NO van a llegar, y el descarado insider trading de los políticos como Nancy Pelosi.Además, Carlos nos tira la toalla con la realidad local: revelamos cuáles son los promedios financieros reales de los puertorriqueños entre 30 y 33 años (salario, deudas, casas y crédito). Discutimos el mito de "invertir en cemento", la actual crisis y saturación de los Airbnb en la isla, y recordamos el caso de Tito Trinidad y Bernie Madoff para entender por qué las palabras "inversión" y "garantía" jamás deben ir juntas.Sigue a Carlos Feliciano:Instagram: @cafinvestmentsLink para tu cita: https://calendly.com/cafinvestments/15min Acuerdate poner que viste a Carlos en Café en Mano PodcastNuestro Café al fin: Cafedoscaminos.com pass: Cafeenmano¡No olvides suscribirte, darle like y dejarnos en los comentarios qué opinas de estos temas!⏱️ Capítulos / Timestamps00:00 - ¡Lanzamiento oficial de Café Dos Caminos! ☕02:45 - La Corte Suprema frena a Trump: Aranceles ilegales y caos en el mercado05:45 - ¿El gobierno te dará $1,000 para tu 401k?08:20 - Insider Trading: El escándalo de Nancy Pelosi y Wall Street14:20 - La cruda realidad: Olvídate de los $2,000 de estímulo15:30 - USA vs El Mundo: La economía está trancá y la inflación no cede20:00 - ¿Estás pelao'? El promedio financiero a los 30 años en Puerto Rico25:00 - Análisis de Caso #1: Militar de 26 años ganando $85,00029:00 - Análisis de Caso #2: Deudas en colecciones y cómo negociarlas por menos36:18 - El mito boricua: ¿Vale la pena seguir invirtiendo en cemento?39:00 - La crisis de los Airbnb en PR: Culpa compartida y mercado en el piso45:00 - Tito Trinidad y Bernie Madoff: Por qué "garantía" e "inversión" no mezclan56:00 - La verdad sobre las Redes de Mercadeo (MLM), Herbalife y las ventasPendiente a los eventos y donde conseguirlo en Instagram: Instagram.com/cafedoscaminos

Kyle Grieve discusses how a series of unforgettable real-world stories reveal the hidden psychological traps that derail investors. IN THIS EPISODE YOU'LL LEARN: 00:00:00 - Intro 00:03:07 - How Ronaldo's Coke incident reveals the danger of false cause and effect 00:07:44 - Why patience in investing can beat the urge to stay busy 00:09:21 - How Muhammad Ali showed the power of waiting for the perfect moment 00:12:54 - Why Bobby Bonilla's contract exposes the time value of money 00:16:02 - How the Madoff scandal proves great results can hide massive fraud 00:22:09 - Why Isaac Newton's failure reveals how FOMO traps even the smartest minds 00:27:17 - How Hetty Green shows the strength of buying value when others won't 00:36:23 - What the long SPAC history warns us about hype repeating through time 00:47:33 - How relying on autopilot in markets can quietly lead you into danger 00:52:06 - Why inflation acts like a silent force pushing your spending power backward Disclaimer: Slight discrepancies in the timestamps may occur due to podcast platform differences. BOOKS AND RESOURCES Join the exclusive ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠TIP Mastermind Community⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ to engage in meaningful stock investing discussions with Stig, Clay, Kyle, and the other community members. Learn how to join us in Omaha for the Berkshire meeting ⁠⁠⁠⁠⁠⁠⁠⁠⁠here⁠⁠⁠⁠⁠⁠⁠⁠⁠. Read Trailblazers, Heroes, & Crooks: Stories to Make You a Smarter Investor here. Follow Kyle on Twitter and LinkedIn. Related ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠books⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ mentioned in the podcast. Ad-free episodes on our ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Premium Feed⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. NEW TO THE SHOW? Get smarter about valuing businesses in just a few minutes each week through our newsletter, ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠The Intrinsic Value Newsletter⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. Check out our ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠We Study Billionaires Starter Packs⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. Follow our official social media accounts: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠X (Twitter)⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ | ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠LinkedIn⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ | ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Facebook⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. Browse through all our episodes ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠here⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. Try our tool for picking stock winners and managing our portfolios: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠TIP Finance Tool⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. Enjoy exclusive perks from our ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠favorite Apps and Services⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. Learn how to better start, manage, and grow your business with the ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠best business podcasts⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. SPONSORS Support our free podcast by supporting our ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠sponsors⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠: ⁠⁠HardBlock⁠⁠⁠ ⁠⁠⁠Human Rights Foundation⁠⁠⁠ ⁠⁠⁠Simple Mining⁠⁠⁠ ⁠⁠⁠Netsuite⁠⁠⁠ ⁠⁠⁠Shopify⁠⁠⁠ ⁠⁠⁠Plus500⁠⁠⁠ ⁠⁠⁠Vanta⁠⁠⁠ ⁠⁠⁠Masterworks⁠⁠⁠ ⁠⁠⁠Fundrise⁠ References to any third-party products, services, or advertisers do not constitute endorsements, and The Investor's Podcast Network is not responsible for any claims made by them. Learn more about your ad choices. Visit megaphone.fm/adchoices Support our show by becoming a premium member! https://theinvestorspodcastnetwork.supportingcast.fm

“After the US Constitution, the tax code is the single most important document affecting Americans' lives. But because it is a deeply opaque, seven-thousand-page document, few Americans have any idea what the code says.” So writes legal scholar Ray D. Madoff, who argues the tax code is one of the main drivers of our nation's historic wealth inequality — allowing the ultra-wealthy to avoid taxation altogether while relying much more on workers' payroll taxes than many realize. We unpack how the tax code works and what real reform would look like. Madoff's book is “The Second Estate: How the Tax Code Made an American Aristocracy.” Guests: Ray D. Madoff, professor, Boston College Law School; author, "The Second Estate: How the Tax Code Made an American Aristocracy" Learn more about your ad choices. Visit megaphone.fm/adchoices

Art is impactful to the patron as they find themselves in it. We enjoy art from our own worldview. The ultimate Rorschach Test. Artistry, on the other hand, is a singular journey. How you, the artist, take us from here to there is idiosyncratic. Can you choose to be a chameleon? Let's talk Bernie Madoff. Original Episode Number: 48 | Original Air Date: 4/20/2021 Links & Resources: Host: Sean Low of The Business of Being Creative Have your own opinion on Sean's tips and advice? Talk Back!! Email Shawn or record a voice message directly through his show's site! Link: Join Sean's Collective of Business Creatives Follow Sean on social media: Instagram: @SeanLow1 | Facebook: Facebook.com/Sean.Low.35 | LinkedIn | Twitter: @SeanLow — Podcast Network: The Wedding Biz Network Production House: Flint Stone Media Copyright of The Wedding Biz, LLC. 2021.

Sean Mueller built a hedge fund empire from the ground up—without a college degree—raising over $100M and becoming “the guy who never lost money.” But in the pressure-cooker era of Bernie Madoff and Wall Street crackdowns, a string of ethical blind spots and performance-driven decisions led to a securities fraud conviction and a 40-year state prison sentence.In this episode of Nightmare Success In & Out, Sean opens up about the mindset shifts that fueled both his rise and his downfall, the moment everything collapsed, and what it took to rebuild his life from inside prison walls. Today, he's a summa cum laude graduate, an advocate for prison education, and the author of the upcoming book: After The Walls: Living Without Shortcuts—speaking to leaders, compliance teams, and professional audiences about ethical decision-making under pressure and transforming setbacks into strength.Show sponsors: Navigating the challenges of white-collar crime? The White-Collar Support Group at Prisonist.org offers guidance, resources, and a community for those affected. Discover support today at Prisonist.org Protect your online reputation with Discoverability! Use code NIGHTMARE SUCCESS for an exclusive discount on services to boost your digital image and online reputation. Visit Discoverability.co and secure your online presence today. Skip the hassle of car shopping with Auto Plaza Direct. They'll handle every detail to find your perfect vehicle. Visit AutoPlazaDirect.com "Your personal car concierge!"

Just like that, it's Fraud Friday! Today, Laci visits one of the very first episodes of Scam Goddess, episode 13, with comedy legend Matt Walsh (Ghosts, Upright Citizens Brigade), as they dive into the most famous Ponzi schemer in world history: Bernie Madoff. More like he “made off” with those billions. Stay schemin'! (Originally released 12/23/2019) CON-gregation, keep the scams coming and snitch on your friends by emailing us at ScamGoddessPod@gmail.com. Follow on Instagram:Scam Goddess Pod: @scamgoddesspodLaci Mosley: @divalaciMatt Walsh:@mrmattwalsh Research by Laci Mosley Subscribe to SiriusXM Podcasts+ to listen to new episodes of Scam Goddess ad-free and a whole week early. Start a free trial now on Apple Podcasts or by visiting siriusxm.com/podcastsplus. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

We're talking Epstein, Madoff, The Moon-a-nites, Saturn, Opperhiemer, Germany, Chicago Bears, astrophysics, and more.

How do some people consistently turn raw ideas into real, finished work—while others stay stuck waiting for inspiration to strike? In this encore conversation, Thanh sits down with legendary creative entrepreneur and Parsons professor Jeffrey Madoff to unpack the mindset and structure behind sustainable creativity. From building a fashion company at 22 to producing campaigns […]

In this episode, Josh and Amelie discuss the confusing world of financial advisors and give listeners ideas for evaluating a potential advisor. The hosts explain why job titles are meaningless and certifications vary widely in rigor, with the Certified Financial Planner® (CFP®) standing out as the gold standard. They clarify how the fiduciary standard works, including why just the Series 65–only advisors are legally bound to act in a client's best interest at all times. The conversation then walks through how to use BrokerCheck and Form ADV to uncover an advisor's licenses, conflicts of interest, fees, custody arrangements, and more. Together, these tools may help consumers find the right advisor for their needs. Top takeaways: Job Titles Are Meaningless: Vice president, wealth manager, and similar titles are unregulated and don't indicate competence or ethics. Certifications Vary Widely Over 400 financial certifications exist; many require little more than paying a fee. The CFP® is the gold standard for personal financial planning due to its rigorous exam, education requirements, enforced code of ethics, and continuing‑education requirements. BrokerCheck Is Your First Stop (https://brokercheck.finra.org/) Every licensed advisor remains in the system permanently. If an “investment professional” isn't listed, they're either an insurance agent or they're operating illegally. Review disclosures carefully; multiple complaints or hidden details are red flags. Fiduciary Status Is Critical Only advisors with a Series 65 license (look for “IA” in BrokerCheck) and no other licenses are legally bound to act in the client's best interest at all times. Advisors with multiple licenses (e.g., IA and broker) can switch roles—and obligations—mid‑conversation (and without telling you they switched roles). Commissions Influence Advice Academic studies show that advisors recommend products with higher commissions. Brokers and insurance agents are legally obligated to act in the best interest of their firms, not their clients. Form ADV Part 2 Shares Key Information About the Advisor Required for all registered Investment Advisers (IAs). Includes services, fee schedule, conflicts of interest, investment philosophy, and custody details (who is the custodian of your money). Good advisors make their ADV and fee schedule easy to find. Custody Protects You Look for advisors who use large, third‑party custodians who will protect you (not the firm). Small custodians can be vulnerable to conflicts of interest, as seen in the Bernie Madoff case. Transparency Is Important Advisors who openly share fees, conflicts of interest, and regulatory documents demonstrate integrity. Marketing transparency often reflects operational transparency. One Advisor Profile to Look For (in our opinion) Series 65 license only (legal fiduciary duty) CFP® designation (rigorous training and ethics) Clear, accessible disclosures and fee transparency Uses a large, reputable third‑party custodian Want help building or growing a successful financial coaching business? Find resources below based on where you're at in your journey: - Deciding whether Financial Coaching is right for you? Join our free Facebook Community with over 5000 current and aspiring financial coaches! https://www.facebook.com/groups/financialcoachescommunity - Already decided you're going to be a Financial Coach and want to learn more? Get 30+ tips and best practices in our free 8-part email series! https://www.financialcoachesnetwork.com/pre-launch-email-series - Ready to Launch your Financial Coaching business? Join FCN Biz DIY, our step-by-step program that will help you successfully launch your business in four months and grow it to a consistent part-time income. https://www.financialcoachesnetwork.com/biz-diy - Are you excited by financial coaching but not running a coaching business? MoneyCoach Network partners with financial coaches to handle the entire “business” side of having a financial coaching business. Sign up to Beta Test MoneyCoach Network (https://form.jotform.com/231063470154043)

PDF, Infographic, Ad-free Audiobook and Animated Book Summary / Talking to Strangers Free Audiobook /

Join PathMonk Presents with Jake Madoff from SEALED, exploring home efficiency and growth hacking. SEALED, a full-service partner, combats home energy waste through services like insulation and smart home tech. Jake, a certified growth hacker, shares how SEALED qualifies leads using online channels like Facebook and Google. Discover SEALED's website strengths and improvement areas. Peek into Jake's daily routine as a remote leader. Uncover SEALED's commitment to fighting climate change. Tune in for a tech, marketing, and sustainability deep dive with Jake from SEALED.

In this eye-opening episode of Count Me In, host Adam Larson sits down with fraud expert Rich Brody for a candid conversation about white collar and red collar crimes—no jargon, just real talk. Rich breaks down what actually counts as white collar crime, why society often overlooks its victims, and what happens when these crimes turn violent. From legendary cases like Madoff and Murdoch to the surprising ways technology has changed the game, this episode covers the impact of fraud in today's world. Plus, Rich shares practical tips for protecting yourself and your organization. If you're curious about the under-the-radar crimes that really shake up people's lives, this episode is a must-listen. BILL is a leading financial operations platform for startups to established brands. Headquartered in San Jose, California, we're a trusted partner of leading US financial institutions, accounting firms, and accounting software providers. We empower business owners, CFOs, controllers, and accountants to save time and take control of their payables, receivables, spend, and expense management. For more information, visit bill.com.

Is the American tax code a fair engine for growth, or a "second estate" where the rich choose whether or not to pay? We are often told that the top 1% of earners already pay 40% of all taxes, while nearly half of Americans pay nothing at all. Legal scholar Ray Madoff argues that this statistic is a deliberate "bait-and-switch" designed to confuse the public. The reality is that the truly rich often have little to no income to tax, living instead on borrowed gains and tax-free inheritances.In this episode, Madoff joins Luigi Zingales and Bethany McLean to discuss her new book "The Second Estate: How The Tax Code Made An American Aristocracy" covering how and why our current tax system allowed the ultra-wealthy to opt out altogether. She argues that to fix the system, we shouldn't just raise rates, we need to bring inheritances and investment gains directly into the income tax system and eliminate the "cover" provided by a broken estate tax.  Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

L'arnaqueur Robert L. sera jugé à Genève, en Suisse, en janvier, pour une vaste escroquerie internationale portant sur près de 15 millions d'euros. Depuis 2013, il a subtilisé des millions d'euros à des connaissances auxquelles il promettait des rendements avantageux, grâce à un logiciel infaillible qu'il disait avoir créé.15 millions d'euros se sont évaporés sur 26 collectés. Une dizaine de millions ont été rendus aux victimes au titre de leurs prétendus gains et le reste aurait été dilapidé dans son mode de vie luxueux avec sa femme. 82 victimes de Robert L. se sont portées parties civiles. Dans cet épisode de Code source, Nicolas Jacquard, grand reporter au service police-justice du Parisien, raconte cette enquête exclusive.Écoutez Code source sur toutes les plates-formes audio : Apple Podcast (iPhone, iPad), Amazon Music, Podcast Addict ou Castbox, Deezer, Spotify.Crédits. Direction de la rédaction : Pierre Chausse - Rédacteur en chef : Jules Lavie - Reporter : Thibault Lambert - Production : Clémentine Spiler, Clara Garnier-Amouroux et Barbara Gouy - Réalisation et mixage : Pierre Chaffanjon - Musiques : François Clos, Audio Network. Hébergé par Acast. Visitez acast.com/privacy pour plus d'informations.

We Like Shooting Episode 643 This episode of We Like Shooting is brought to you by: Midwest Industries, Gideon Optics, Primary Arms, Medical Gear Outfitters, Mitchell Defense, and Bowers Group,  Welcome to the We Like Shooting Show, episode 643! Our cast tonight is Jeremy Pozderac, Aaron Krieger, Nick Lynch, and me Shawn Herrin, welcome to the show! Text Dear WLS or Reviews +1 743 500 2171 -Please stop sending me malortnog! Gear Chat   Nick - Chillin' with Heighth Chassis Heighth Chassis Nick - Laser Holsters 101 Holster laser Shawn - TTI's $8K Viper: The Ultimate Blend of Performance and Concealment Taran Tactical Innovations has launched a new compact version of its Sand & Pit Viper pistol, featuring a 4.5" island barrel designed for improved performance in a carry-friendly format. This model includes several engineering upgrades for enhanced ergonomics, control, and accuracy, and is equipped with three 20-round magazines and a pre-installed optic. Priced at $7,999.99, it targets serious shooters looking for a high-end option without compromising on performance. Shawn - Pew Locker Bullet Points Shawn - Review of the Range Bag Battery Case by Hammy3DPrints Hammy3DPrints has launched the Range Bag Battery Case, designed specifically for the shooting and tactical community, providing an organized solution for managing various battery types used in firearms and accessories. This compact, durable case aims to enhance efficiency and reliability for users by preventing battery damage and ensuring quick access. The introduction of this product represents a significant advancement for firearm accessory organization. Gun Fights Step right up for "Gun Fights," the high-octane segment hosted by Nick Lynch, where our cast members go head-to-head in a game show-style showdown! Each contestant tries to prove their gun knowledge dominance. It's a wild ride of bids, bluffs, and banter—who will come out on top? Tune in to find out! WLS is Lifestyle Pew Report Refresh! Pew Report Relaunch Resolutions Agency Brief "James Madison calculated that 500,000 armed rednecks could crush a federal army of 30,000. It's 2025, and the ATF is still trying to fudge those numbers. Spoiler alert: They can't." THE SETUP: The Panic of 1788 The Constitution is on the ropes. New York and Virginia are threatening to vote "No." The Fear: Anti-Federalists (Patrick Henry, George Mason) scream that a new "Standing Army" will crush the states and enslave the people. The Stakes: If Madison can't convince them the people are safe, the United States ends before it starts. THE ARGUMENT: Madison's Math of Tyranny Madison drops Federalist No. 46 on January 29, 1788. The Calculation: He estimates a federal army can max out at 25,000–30,000 men. The Counter-Force: He pits them against 500,000 "citizens with arms in their hands." The Reality: He argues a federal coup would be suicide. Not because the government is nice, but because the people will shoot them. The Distinction: He explicitly separates the "Federal Government" from "The People." We are the check; we are not the asset. THE "DEAL": Ratification via Firepower The Constitution passes only because of these assurances. Original Intent: This proves the Second Amendment (ratified 1791) was designed to preserve that 16-to-1 power ratio. European Comparison: Madison mocks acts of European kingdoms who "are afraid to trust the people with arms." He frames universal ownership as the definition of American liberty. THE BETRAYAL: Regulatory Creep & The Big Lie The Lie: "The Militia is the National Guard." The Dick Act of 1903 and modern commies try to tell you the Guard replaced the people. The Fact: Madison's math requires the people to be armed. If the "militia" is federally funded and deployed (National Guard), it's part of the standing army Madison warned us about. The Creep: NFA (1934), GCA (1968), and ATF braces/frame rules are all attempts to break Madison's ratio by disarming the 500,000. THE COMEBACK: How We Use This Today Bruen & History: Courts now look to "Text, History, and Tradition." Fed 46 is the gold standard of history. Weapons of War: Gun grabbers say you don't need "weapons of war." Federalist 46 says you must have them, or you cannot serve as the check on the standing army. The Bottom Line: Your AR-15 isn't a loophole. It's the lithmus test for whether Madison's promise is still alive. Going Ballistic   Conspiracies and Gun Control Nonsense The fusion conspiracy Restoration of Rights? DOJ Plays Hide and Seek with the Truth Analysis: The DOJ denied a FOIA request seeking the specific criteria used for rights restoration (relief from disabilities), claiming they are not obligated to create or define such records for the public. This refusal persists despite recent pardons raising questions about the process. When: FOIA denial reported late Dec 2025. Executive Overreach: Minnesota Governor Ignores the People on Gun Rights Analysis: After failing to pass "assault weapon" bans through a divided legislature, Governor Tim Walz signed two executive orders to create a safety council and track gun violence costs. Critics argue this bypasses the legislative process and the will of the people. When: Executive orders signed Dec 2025. Hawaii's Wishful Thinking Meets Reality: A Supreme Court Showdown on the Second Amendment Analysis: Hawaii defends its "sensitive places" law in Wolford v. Lopez, citing the "Aloha Spirit" and historical laws to justify bans on carry on private property. The case is set for a Supreme Court showdown, challenging the state's restrictive interpretation of the Second Amendment. When: SCOTUS hearing scheduled for January 20, 2026. Court Strikes Down New Mexico Gun Waiting Period Analysis: The 10th Circuit Court of Appeals denied a rehearing request, upholding a ruling that New Mexico's 7-day waiting period is unconstitutional. The court found that such delays burden Second Amendment rights without sufficient historical support. When: Ruling finalized Dec 2025. California's Latest Gun Grab: Background Checks on Gun Barrels, Really? Analysis: A new California law mandates that all gun barrel sales must be processed through licensed dealers with background checks and fees. The legislation also targets "digital firearm manufacturing code" and opens the door for civil suits against unlawful manufacture. When: Law takes effect Jan 1, 2026. DC's AR-15 Control Chaos: The Feds Strike Back Analysis: The Trump DOJ has filed a lawsuit against Washington, D.C., arguing that its ban on AR-15s and registration requirements are unconstitutional under Heller and Bruen. The suit asserts these bans target "common use" firearms based on cosmetic features. When: Lawsuit filed Dec 2025. GOP Lawmakers Blast DOJ For Betraying Gun Owners on NFA Analysis: GOP lawmakers, led by Daines and Clyde, sent a letter to AG Bondi demanding the DOJ stop defending National Firearms Act (NFA) registration mandates. They argue that the removal of the underlying tax (via the "One Big Beautiful Bill") renders the registration requirement void and contrary to congressional intent. When: Letter sent Dec 2025. When 'Red Flags' Signal Trouble: Colorado's Case Against Gun Control Analysis: A tragic case study of a suicide in Colorado highlights the failure of "Red Flag" laws. Critics argue that these laws focus on gun confiscation rather than providing necessary mental health treatment, leaving individuals in crisis without the help they truly need. When: Analysis published Dec 29, 2025. Montana's Happy Little Accident: A Win for Gun Rights in Schools (no summary available)   Reviews ⭐⭐⭐⭐⭐ - from DrCensoredGuy - If you want a handgun like a siggity sig. Or a shiny new rifle for piggity pig. This is a podcast you will diggity dig. The cast has one guy who's biggity big. So listen up and try not to fip your wiggity wig. When live on the show he shouts "no notes."   ⭐⭐⭐⭐⭐ - from Anonymous Coward from Colorado - If Jeremy doesn't read this, he's gay? The only reason you haven't killed savage is that you are a communist sympathizer, and you want to lay back and have savage make sweet sweet breadhole love to you. You want to prostate carry savage, don't you? You don't even want savage to give you a reach around, just lay you down and give you that bald thumb raw? And what about Aaron? Do you want Arron to feed you his sweet and spicy Kishka? At the same time as savage? You dirty little man.   ⭐⭐⭐⭐⭐ - from 5 heptahectacontakaihenagons If ever there was a podcast that could be used as an example that you don't have to be an expert to be successful, this is it. Never before has such a ragtag group of miscreants been assembled and been viewed by such a large number of people as experts with less knowledge on their subject matter. Bernie Madoff would be proud of the scam you've been able to pull off. The only one who truly seems to have any knowledge is the host of the show. He should definitely talk more. Keep up the good work. Sean Herron  -   Before we let you go - Join Gun Owners of America   Tell your friends about the show and get backstage access by joining the Gun Cult at theguncult.com.   No matter how tough your battle is today, we want you here fight with us tomorrow. Don't struggle in silence, you can contact the suicide prevention line by dialing 988 from your phone. Remember - Always prefer Dangerous Freedom over peaceful slavery. We'll see you next time!   Nick - @busbuiltsystems | Bus Built Systems Jeremy - @ret_actual | Rivers Edge Tactical Aaron - @machinegun_moses Savage - @savage1r

A leader who built his career on high-stakes investigations shares how those experiences now shape the culture, standards, and direction of a top litigation firm. Matthew L. Schwartz, Chair of Boies Schiller Flexner LLP, joins Chris Batz and Howard Rosenberg to talk about what it takes to lead a litigation-first firm without losing the sharpness that defines its work. He reflects on a decade in the Southern District of New York, where cases tied to General Motors, the U.S. Department of the Treasury, and the fallout from Bernie Madoff shaped his views on judgment, clarity, and what clients actually want from their lawyers. Matthew explains why the firm gives young lawyers real responsibility early on and why senior lawyers thrive with the autonomy to build their practices without heavy bureaucracy. He also digs into the decisions that matter most right now: where to grow, how to align with client needs, and what pressures like AI, rising litigation costs, and outside capital mean for a disputes-only practice. The conversation circles back to a central question for any leader in high-stakes litigation: how do you build a firm where people think boldly, act with integrity, and stay committed to excellence when the pressure is highest? Matthew makes the case that culture, mentorship, and trust still carry the most weight.   Episode Breakdown: 00:00 Matthew L. Schwartz's Path From Federal Prosecutor to Firm Chair 06:05 Lessons From High-Profile Cases and Complex Investigations 12:02 How Boies Schiller Flexner LLP Develops and Retains Top Legal Talent 15:01 AI, Technology, and the Future of Litigation 18:03 Private Equity and the Changing Law Firm Model 24:04 Mentorship and Developing the Next Generation of Trial Lawyers 29:45 Personal Insights and Matthew's Outlook on the Future of Law Connect with Matthew L. Schwartz: Connect with Matt on LinkedIn Matt's Web Bio    Connect with Howard Rosenberg: Connect with Howard on LinkedIn Howard's Company Web Profile   Connect with Chris Batz: Connect with Chris on LinkedIn  Follow Columbus Street on LinkedIn Columbus Street Website  Podcast production and show notes provided by HiveCast.fm

Ray D. Madoff is a professor at Boston College Law School and the cofounder and director of the Boston College Forum on Philanthropy and the Public Good. She is the author of Immortality and the Law: The Rising Power of the American Dead and lead author of The Practical Guide to Estate Planning. Her writing has appeared in The New York Times, The Wall Street Journal, The Washington Post, and The New York Review of Books, among other outlets. Get a copy of her brilliant book The Second Estate: How the Tax Code Made an American Aristocracy Anthony Scaramucci is the founder and managing partner of SkyBridge, a global alternative investment firm, and founder and chairman of SALT, a global thought leadership forum and venture studio. He is the host of the podcast Open Book with Anthony Scaramucci. A graduate of Tufts University and Harvard Law School, he lives in Manhasset, Long Island.

Please enjoy this encore of Hacking Humans. On Hacking Humans, ⁠Dave Bittner⁠, ⁠Joe Carrigan⁠, and ⁠Maria Varmazis⁠ (also host of N2K's daily space podcast, T-Minus), are once again sharing the latest in social engineering scams, phishing schemes, and criminal exploits that are making headlines to help our audience become aware of what is out there. Our hosts discuss and ponder whether or not diamonds are the original cryptocurrency, as well as diving further into Yubikeys for organizations. Maria shares the story of a 66-year-old woman who lost her $2 million retirement savings to a romance scam on Match.com, highlighting the rise in such scams and efforts to pass the Online Dating Safety Act to protect users. Joe's story is on the Madoff Victim Fund's final $131.4 million payout, bringing total recoveries to $4.3 billion for victims of Bernard Madoff's infamous Ponzi scheme, which collapsed during the 2008 financial crisis. Dave's got the story on allegations that the PayPal Honey browser extension not only fails to deliver the best deals but also hijacks affiliate revenue from influencers by replacing their links with its own, sparking backlash and controversy. Our catch of the day comes from Reddit and Dave and Maria do their best impressions yet, as a scammer chats up an unsuspecting victim. Resources and links to stories: ⁠Online dating scammers bilk more money each year. A bipartisan bill seeks to stop them at the source.⁠ ⁠Madoff fraud victims get $4.3bn as fund completes payouts⁠ ⁠Honey's deal-hunting browser extension is accused of ripping off customers and YouTubers⁠ You can hear more from the T-Minus space daily show ⁠here⁠. Have a Catch of the Day you'd like to share? Email it to us at ⁠hackinghumans@n2k.com⁠.

Legal scholar Ray Madoff joins us to discuss her new book from the University of Chicago Press, "The Second Estate: How the Tax Code Made an American Aristocracy." "The Moment of Truth" with Jeff Dorchen follows the interview. Check out Ray's book here: https://press.uchicago.edu/ucp/books/book/chicago/S/bo256019296.html Help keep This Is Hell! completely listener supported and access bonus episodes by subscribing to our Patreon: https://www.patreon.com/thisishell Please rate and review This Is Hell! wherever you get your podcasts. It really helps the show ascend the algorithm to reach new listeners.

From the BBC World Service: During the financial crisis of 2008, the crimes of Bernie Madoff came to light. The ripple effects of his Ponzi scheme — one of the biggest frauds in Wall Street's history — are still being felt today. Now, banking giant HSBC has put aside over $1 billion for litigation related to Madoff. And later, we'll learn more about India's hard-hit carpet industry and a sports betting scandal in Turkey.

From the BBC World Service: During the financial crisis of 2008, the crimes of Bernie Madoff came to light. The ripple effects of his Ponzi scheme — one of the biggest frauds in Wall Street's history — are still being felt today. Now, banking giant HSBC has put aside over $1 billion for litigation related to Madoff. And later, we'll learn more about India's hard-hit carpet industry and a sports betting scandal in Turkey.

My conversation with  Ray Madoff starts at about 35    minutes in to today's show  Stand Up is a daily podcast. I book,host,edit, post and promote new episodes with brilliant guests every day. This show is Ad free and fully supported by listeners like you! Please subscribe now for as little as 5$ and gain access to a community of over 750 awesome, curious, kind, funny, brilliant, generous souls Join us Thursday's at 8EST for our Weekly Happy Hour Hangout!  Subscribe and Watch Interviews LIVE  On YOUTUBE.com/StandUpWithPete ON SubstackStandUpWithPete The Second Estate How the Tax Code Made an American Aristocracy Ray D. Madoff A revelatory book that lifts the curtain on America's most consequential public deception: how the rich get richer using tools the government gave them. Amid conflicting narratives about the drivers of wealth and inequality in the United States, one constant hovers in the background: the US tax code. No political force has been more consequential—or more utterly opaque—than the 7,000-page document that details who pays what in American society and government. Most of us have a sense that it's an unfair system. But does anyone know exactly how it's unfair? Legal scholar Ray D. Madoff knows. In The Second Estate, she offers an unprecedented look behind the scenes of America's byzantine system of taxation, laying bare not only its capacity to consolidate wealth but also the mechanisms by which it has created two fundamentally separate American societies: the working Americans who pay and the ultra-rich who benefit. This is not a story of offshore accounts or secret tax havens. In The Second Estate, Madoff shows that the US system itself has, over time, been stripped and reconstituted such that it now offers a series of secret paths, hidden in plain sight, for wealthy people in the know to avoid taxation altogether. Through the strategic avoidance of traditional income, leveraging of investments and debt, and exploitation of rules designed to promote charitable giving, America's wealthy do more than just pay less than their share; they remove themselves from the tax system entirely. Wealth becomes its own sovereign state, and the living is surprisingly—and maddeningly—cheap. Ray Madoff is a professor at Boston College Law School, where she teaches and writes in philanthropy policy, taxes, property, and estate planning. She is Co-founder and Director of the Boston College Law School Forum on Philanthropy and the Public Good, a non-partisan think tank that convenes scholars and practitioners to explore questions regarding whether the rules governing the charitable sector best serve the public good. Madoff is the author of Immortality and the Law: The Rising Power of the American Dead (Yale University Press), which looks at how American law treats the interests of the dead and what this tells us about our values for the living. The Financial Times called it "a sparkling polemic." She is also the lead author on one of the top treatises on estate planning entitled Practical Guide to Estate Planning (CCH). Madoff's expertise includes philanthropy policy, the rights of the dead (including the ability of the dead to control their bodies, reputation, and property), estate taxes, comparative inheritance law, and wealth inequality and taxes. A regular commentator on a number of these topics, Madoff has appeared on dozens of national radio shows including On Point, Talk of the Nation, All Things Considered, Here and Now, and Marketplace, among others. Madoff is a frequent contributor to the opinion pages of the New York Times and has published op-eds in the Washington Post, Wall Street Journal, LA Times, Boston Globe and Chronicle of Philanthropy. Among her professional activities, Madoff is a member of the American Law Institute, an academic fellow of the American College of Trusts and Estate Counsel, and past president of the American Association of Law Schools' Trusts and Estates Section. She was named a 2014 Top Women of the Law by Mass Lawyer's Weekly and Critic of the Year by Inside Philanthropy. She was also named to the NonProfit Times Power & Influence Top 50 in 2017 and 2018 for her work promoting reform of the tax rules governing philanthropy.  An experienced mediator, Madoff is a leading authority on the use of mediation to resolve will and trust disputes. Prior to teaching, she was a practicing attorney for nine years in New York and Boston. Join us Thursday's at 8EST for our Weekly Happy Hour Hangout!  Subscribe and Watch Interviews LIVE    On YOUTUBE.com/StandUpWithPete ON SubstackStandUpWithPete   Pete on Blue Sky Pete on Threads Pete on Tik Tok Pete on YouTube  Pete on Twitter Pete On Instagram Pete Personal FB page Stand Up with Pete FB page   Gift a Subscription https://www.patreon.com/PeteDominick/gift Send Pete $ Directly on Venmo All things Jon Carroll  Buy Ava's Art    Subscribe to Piano Tuner Paul Paul Wesley on Substack Listen to Barry and Abigail Hummel Podcast Listen to Matty C Podcast and Substack Follow and Support Pete Coe Hire DJ Monzyk to build your website or help you with Marketing

After receiving a four-year prison sentence in October 2025, Sean “Diddy” Combs now faces an even more devastating blow: the loss of control. A federal forfeiture order has handed over every piece of digital media tied to his sex trafficking conviction to the FBI—tapes, hard drives, phones, and cameras. What once served as private leverage has now become state-owned evidence. In this breakdown, we dig deep into what civil forfeiture really means—how it works, why the Mann Act was used, and how the government can seize even “consensual” material if it facilitated a crime. We explore the eerie symbolism of the government now owning Diddy's unfiltered archive—the raw footage of a life built on secrecy and control. From Shkreli's Wu-Tang album to Madoff's mansions, this is how power unravels: not in a courtroom, but in an auction house, an evidence vault, and in headlines that strip away brand and leave behind only case numbers.  #DiddyTrial #CivilForfeiture #FreakOffTapes #MannAct #FBIInvestigation #JusticeSystem #DiddySentencing #HiddenKillers #AssetSeizure #CelebrityCrime Want to comment and watch this podcast as a video? Check out our YouTube Channel. https://www.youtube.com/@hiddenkillerspod Instagram https://www.instagram.com/hiddenkillerspod/ Facebook https://www.facebook.com/hiddenkillerspod/ Tik-Tok https://www.tiktok.com/@hiddenkillerspod X Twitter https://x.com/tonybpod Listen Ad-Free On Apple Podcasts Here: https://podcasts.apple.com/us/podcast/true-crime-today-premium-plus-ad-free-advance-episode/id1705422872

After receiving a four-year prison sentence in October 2025, Sean “Diddy” Combs now faces an even more devastating blow: the loss of control. A federal forfeiture order has handed over every piece of digital media tied to his sex trafficking conviction to the FBI—tapes, hard drives, phones, and cameras. What once served as private leverage has now become state-owned evidence. In this breakdown, we dig deep into what civil forfeiture really means—how it works, why the Mann Act was used, and how the government can seize even “consensual” material if it facilitated a crime. We explore the eerie symbolism of the government now owning Diddy's unfiltered archive—the raw footage of a life built on secrecy and control. From Shkreli's Wu-Tang album to Madoff's mansions, this is how power unravels: not in a courtroom, but in an auction house, an evidence vault, and in headlines that strip away brand and leave behind only case numbers.  #DiddyTrial #CivilForfeiture #FreakOffTapes #MannAct #FBIInvestigation #JusticeSystem #DiddySentencing #HiddenKillers #AssetSeizure #CelebrityCrime Want to comment and watch this podcast as a video? Check out our YouTube Channel. https://www.youtube.com/@hiddenkillerspod Instagram https://www.instagram.com/hiddenkillerspod/ Facebook https://www.facebook.com/hiddenkillerspod/ Tik-Tok https://www.tiktok.com/@hiddenkillerspod X Twitter https://x.com/tonybpod Listen Ad-Free On Apple Podcasts Here: https://podcasts.apple.com/us/podcast/true-crime-today-premium-plus-ad-free-advance-episode/id1705422872

After receiving a four-year prison sentence in October 2025, Sean “Diddy” Combs now faces an even more devastating blow: the loss of control. A federal forfeiture order has handed over every piece of digital media tied to his sex trafficking conviction to the FBI—tapes, hard drives, phones, and cameras. What once served as private leverage has now become state-owned evidence. In this breakdown, we dig deep into what civil forfeiture really means—how it works, why the Mann Act was used, and how the government can seize even “consensual” material if it facilitated a crime. We explore the eerie symbolism of the government now owning Diddy's unfiltered archive—the raw footage of a life built on secrecy and control. From Shkreli's Wu-Tang album to Madoff's mansions, this is how power unravels: not in a courtroom, but in an auction house, an evidence vault, and in headlines that strip away brand and leave behind only case numbers.  #DiddyTrial #CivilForfeiture #FreakOffTapes #MannAct #FBIInvestigation #JusticeSystem #DiddySentencing #HiddenKillers #AssetSeizure #CelebrityCrime Want to comment and watch this podcast as a video? Check out our YouTube Channel. https://www.youtube.com/@hiddenkillerspod Instagram https://www.instagram.com/hiddenkillerspod/ Facebook https://www.facebook.com/hiddenkillerspod/ Tik-Tok https://www.tiktok.com/@hiddenkillerspod X Twitter https://x.com/tonybpod Listen Ad-Free On Apple Podcasts Here: https://podcasts.apple.com/us/podcast/true-crime-today-premium-plus-ad-free-advance-episode/id1705422872

What if menopause wasn't something to fear but a milestone to embrace?In this episode, Sarah talks with filmmaker and musician Alicia J. Rose about what really happens during perimenopause and menopause, why so many people struggle to get answers, and how knowledge can change everything.Alicia shares her personal story of realizing her symptoms were hormonal, learning to advocate for herself, and finding healing through hormone therapy (HRT). Her experience inspired her new project, Meno Punks — a documentary and podcast series about midlife, music, and the power of telling the truth about women's health.Together, Sarah and Alicia break down the misinformation surrounding menopause and talk honestly about how culture, medicine, and patriarchy have shaped what we believe about aging and womanhood.You'll hear:What perimenopause and menopause actually are and how to recognize the signsWhy so many people are misdiagnosed or dismissed when they seek helpThe truth about hormone therapy (HRT) and why it was unfairly labeled unsafeHow menopause affects creativity, mood, energy, and relationshipsWhy Gen X women are leading a new, more honest conversation about midlifePractical steps to get informed, find the right care, and support others going through itThis episode is for anyone who wants to better understand menopause—whether you're in it, approaching it, or supporting someone who is.Meet Alicia J. RoseAlicia J. Rose is an award-winning filmmaker and photographer known for her imaginative visuals and grounded storytelling. She has directed over 30 music videos for artists like First Aid Kit, Cake, and Bob Mould, and helped visually brand bands like The Decemberists. Her acclaimed web series The Benefits of Gusbandry drew praise from The New York Times and Entertainment Weekly. Her award-winning feature debut, A Kaddish for Bernie Madoff, is widely available. Rose is currently directing Girls in Trouble: The Series, and deep in production on her 2nd feature, menopause meets rock and roll documentary"Menopunks". A lifelong musician, she's also been a college radio DJ, rock show promoter, and indie music distribution leader.https://www.menopunks.com/Join Our Community:Join the Moon Studio Patreon: https://www.patreon.com/themoonstudioBuy the 2025 Many Moons Lunar Planner: https://moon-studio.co/collections/all-products-excluding-route/products/many-moons-2025Subscribe to our newsletter: https://moon-studio.co/pages/newsletterFind Sarah on Instagram: https://www.instagram.com/gottesss/

This Flashback Friday is from episode 457 published last December 27, 2014.  Jason is extremely excited about the upcoming Meet the Masters event and hopes you'll be able to join him this year. In his Creating Wealth intro, he talks about Houston, oil prices, the negatives of investing in North Dakota, and looking out for the crooks that just want to steal your money.  Our Creating Wealth guest today is Mitchell Zuckoff. He is the author of 7 books and a professor at the Boston University. He was also a reporter for 20 years and is originally a New York native. He talks to Jason about the Ponzi scheme, how to spot a bad deal, Bernie Madoff, and more in today's episode.      Follow Jason on TWITTER, INSTAGRAM & LINKEDIN Twitter.com/JasonHartmanROI Instagram.com/jasonhartman1/ Linkedin.com/in/jasonhartmaninvestor/ Call our Investment Counselors at: 1-800-HARTMAN (US) or visit: https://www.jasonhartman.com/ Free Class:  Easily get up to $250,000 in funding for real estate, business or anything else: http://JasonHartman.com/Fund CYA Protect Your Assets, Save Taxes & Estate Planning: http://JasonHartman.com/Protect Get wholesale real estate deals for investment or build a great business – Free Course: https://www.jasonhartman.com/deals Special Offer from Ron LeGrand: https://JasonHartman.com/Ron Free Mini-Book on Pandemic Investing: https://www.PandemicInvesting.com

  In this episode of Moms and Mysteries, we're diving into the outrageous life and legendary lies of Charles Ponzi, the man whose name is now forever linked to financial fraud. Long before Bernie Madoff or crypto bros with ring lights, Ponzi was out here in the 1920s promising 50% returns in just 45 days… and somehow, people bought it. Thank you to this week's sponsors! Elevate your fall wardrobe essentials with Quince. Go to Quince.com/moms for free shipping on your order and 365-day returns.  And right now, IQBAR is offering our special podcast listeners 20% off all IQBAR products, plus get FREE shipping.  text MOMS to 64000.  Message and data rates may apply. See terms for details. Join the more than 3 million families who have chosen K12, and empower your student to reach their full potential now. ! Go to K12.com/MOMS today to find a tuition-free K12-Powered School near you and enroll now.  Check-out bonus episodes up on Spotify and Apple podcast now! Get new episodes a day early and ad free, plus chat episodes, discord access and zoom hangouts at Patreon.com/momsandmysteriespodcast .    To advertise on the show, contact sales@advertisecast.com or visit https://www.advertisecast.com/MomsandMysteriesATrueCrimePodcast.    Listen and subscribe to Melissa's other podcast, Criminality!! It's the podcast for those who love reality TV, true crime, and want to hear all the juicy stories where the two genres intersect. Subscribe and listen here: www.pod.link/criminality    Check-out Moms and Mysteries to find links to our tiktok, youtube, twitter, instagram and more.      SOURCES  "Charles Ponzi - Scheme, Movie & Wife." Biography.com. Charles Ponzi - Scheme, Movie & Wife.  "Charles Ponzi | EBSCO Research Starters." EBSCO. Charles Ponzi | EBSCO Research Starters.  "Charles Ponzi's immortal financial scam : Planet Money : NPR." NPR. Charles Ponzi's scheme : Planet Money. "Ponzi Schemes | Investor.gov." Investor.gov. Ponzi Schemes | Investor.gov.  "Ponzi's Scheme: The True Story of a Financial Legend - Mitchell Zuckoff - Google Books." Google Books. https://books.google.com/books?hl=en&lr=&id=RshbAA3v1kUC&oi=fnd&pg=PR11&dq=Charles+Ponzi+biography&ots=YztbTNhuie&sig=Ub0G9PJ3QpUqviwot3o5yGsNigI.