Podcast appearances and mentions of martin north

1. The missile ready for launch into Canberra 2. The Russians are coming… NOT! Presented by Elisa Barwick and Robert Barwick Donate to support the Citizens Party campaigns: https://citizensparty.org.au/donate?utm_source=YouTube&utm_medium=link&utm_campaign=cit_rep_donation&utm_content=20250424_cit_rep For cheques and direct deposits, call 1800 636 432 SUPPORT CITIZENS PARTY CANDIDATES (Polls etc): Visit the Citizens Party election 2025 webpage: https://citizensparty.org.au/election2025 Watch the Martin North interview with Andy Schmulow "Meet A Man With A Mission To Save Australia!": https://youtu.be/MR_8C9G50_Y Watch the Adam Stokes interview with Andy Schmulow "The Man Who Could Shake Up Australian Politics": https://www.youtube.com/live/PPibhkTiKjs Visit Andy's YouTube page: https://www.youtube.com/@AndySchmulow Order a postal vote form: https://aec.gov.au/election/pva.htm Read the flyer "Who are the Citizens Party and what have they ever done for you?": https://citizensparty.org.au/who-are-citizens-party-and-what-have-they-ever-done-you Watch Robbie's videos on TikTok: https://www.tiktok.com/@robbie.barwick.acp Click here for the contact details of your local MP: https://www.aph.gov.au/Senators_and_Members Contact your MP (search by name or electorate): https://www.aph.gov.au/Senators_and_Members Become a member of the Australian Citizens Party: https://citizensparty.org.au/membership?utm_source=YouTube&utm_medium=link&utm_campaign=membership&utm_content=20250424_cit_rep MOBILISE AND CONTACT YOUR MEMBERS AND SENATORS!: https://citizensparty.org.au/dec-branch-closures-contact Visit the Citizens Party Campaigns page for a run down of the branch closure media coverage: https://citizensparty.org.au/campaigns Sign the Citizens Party Petition to create an Australia Post Bank!: https://info.citizensparty.org.au/auspost-bank-petition Subscribe to the Australian Alert Service: https://info.citizensparty.org.au/subscribe?utm_source=YouTube&utm_medium=link&utm_campaign=AAS_subscibe&utm_content=20250424_cit_rep Sign up for ACP media releases: https://citizensparty.org.au/join-email-list?utm_source=YouTube&utm_medium=link&utm_campaign=join_email&utm_content=20250424_cit_rep Follow us on: X: https://x.com/CitizensPartyAU TikTok: https://www.tiktok.com/@citizenspartyau Facebook: https://www.facebook.com/CitizensPartyAU Instagram: https://www.instagram.com/CitizensPartyAU YouTube: https://www.youtube.com/CitizensPartyAU LinkedIn: https://www.linkedin.com/company/citizenspartyau Telegram: https://t.me/CitizensPartyAU

How does the UK property market compare to ours here in Australia? In this episode, we sit down with Martin North from Digital Finance Analytics to really break it down. We're diving into what makes the UK property market tick and how it stacks up against what we see in Australia. What are the key drivers over there? And how do they align—or differ—from what's happening on our home turf? Martin's got a ton of insights on property trends across the globe, and in our conversation, we dig into the unique factors shaping the UK market, from economic policies to how buyers behave. Are there things we can take away from the UK's approach, or are we carving out our own distinct path here in Australia? We also get into how history and culture influence the property scene in each country. Are there common threads, or are the differences too big to ignore? Most importantly, what can Australian investors learn from the UK's journey in the property market? If you're looking to expand your knowledge of global property markets or just want a fresh perspective on what's happening here in Australia, this conversation with Martin North is one you won't want to miss. Tune in as we explore the dynamics of the UK and Australian property markets, and discover valuable insights that could impact your next investment decision. Episode Highlights: 00:00 - Introduction 00:57 - Who is Martin North? 03:48 - Can Australia gain confidence from the UK's inflation decline? 07:35 - How does the UK's property investment culture compare to that of Australia's? 11:04 - Proportion of owner-occupier vs rented property in UK 13:51 - Has borrowing capacity in the UK stayed steady despite rate hikes? 18:55 - How does city migration in the UK compare to Australia? 21:30 - Is there a trend of early wealth transfer in the UK for earlier housing market entry? 26:40 - How do UK and Australian rental issues compare? 28:16 - Despite the UK investing more in social housing, why is there still a shortage? 32:51 - Has the existence of inheritance tax impacted entry into the housing market? 33:50 - Over 5 years of hosting "Walk the World", how have your views and insights evolved? 40:00 - How should one approach property investment after missed chances? 45:55 - How does Martin feel about the property market's outcome? 49:58 - Can the UK manage the demand for millions of new homes? 51:51 - Martin North's property dumbo About Our Guest: Martin North is a prominent researcher who specialises in the mortgage lending, savings payments, and superannuation sectors. He is the founder of Digital Finance Analytics — a boutique research, analysis, and consulting firm. He has a long history of research in mortgage stress in Australia and publishes relevant indices on defaults, mortgage stress, and consumer confidence. In addition to his work in finance, he curates the YouTube channel "Walk the World," where he covers finance and property news with a distinctively Australian flavour and invites controversial guests. He is also a founding director of Asbestos Awareness Australia, a registered charity he established with his late wife, Jill, in 2021. Connect with Martin North: Subscribe to Martin's YT Channel “Walk the World”: https://www.youtube.com/c/walktheworlddfa Connect with Martin North on LinkedIn: https://www.linkedin.com/in/martin-north-6a799182/ Visit Martin North's website: https://www.digitalfinanceanalytics.com/ Resources: Visit our website https://www.theelephantintheroom.com.au If you have any questions or would like to be featured on our show, contact us at: The Elephant in the Room Property Podcast questions@theelephantintheroom.com.au Looking for a Sydney Buyers Agent? https://www.gooddeeds.com.au Work with Veronica: https://www.veronicamorgan.com.au Looking for a Mortgage Broker? https://www.flintgroup.au Work with Chris: chrisbates@flintgroup.au Enjoyed the podcast? Don't miss out on what's yet to come! Hit that subscription button, spread the word and join us for more insightful discussions in real estate. Your journey starts now! Subscribe on YouTube: https://www.youtube.com/@theelephantintheroom-podcast Subscribe on Apple Podcasts: https://podcasts.apple.com/ph/podcast/the-elephant-in-the-room-property-podcast/id1384822719 Subscribe on Spotify: https://open.spotify.com/show/3Ge1626dgnmK0RyKPcXjP0?si=26cde394fa854765 See omnystudio.com/listener for privacy information.

Tonight, All About Wine welcomes Gilles Martin.  With 30 years of international experience and an accomplished scientific background, Winemaker Gilles Martin blends the classic refinements of the old-world tradition with an adventurous passion for new-world innovation. Born right outside of the Champagne region, Gilles obtained a Masters of Oenology from the University of Montpellier, where his thesis on the technology of wine ultra-filtration was awarded a first prize by Jacques Chirac, former President of France. After his studies, Gilles spent years working for some of the most renowned wineries across Europe and the United States, including Weingut Hans Lang Winery in Germany, Houghton Winery in Australia, Roederer Estate Winery in California, and Delas-Frères Winery in France. Following his extensive travels, Gilles strongly believes that Long Island offers a uniquely suited terroir, allowing grapes to flourish successfully and letting him create prestigious sparkling wines. Hosted by Ron since 2009.  Wine maker, cellar master, vineyardist and tasting expert, Ron, makes wine less confusing and more fun.  Learn something new each week during the show.

DISCLAIMER:  Host/Guest are not Financial Adviser/Investment Consultant. All opinions expressed by host or his guests are for informational purposes only and should not be treated as investment/financial advice of any kind.  "Spark your FIRE" and its team are not liable to the listeners or any other party, for the listeners use of, or reliance on, any information received, directly or indirectly, from the content in any circumstances. Please conduct your own research and obtain independent legal, financial, taxation and/or other professional advice in respect of any decision made in connection with this audio. Contact -  sparkyourfirepodcast@gmail.com

Is the dream of owning a home in Australia becoming increasingly difficult amidst rising interest rates and the influx of migration? In today's episode, we delve into the escalating challenges of home ownership in Australia, focusing on the combined impact of rising interest rates and increased migration. We start by examining how these higher interest rates are making it increasingly difficult for people to buy homes. Following this, we explore the influence of recent migration patterns on the property market, analysing how these demographic shifts are affecting housing demand and prices. Martin North, founder of Digital Finance Analytics, joins us to offer his expert insights into the intertwined issues of climbing interest rates, growing migration, and the pursuit of affordable housing. Amidst these challenges, we also highlight the innovative strategies Australians are adopting to tackle the affordability crisis. Tune in for an in-depth exploration of Australia's housing affordability crisis, where we'll discuss both the problems and the creative solutions emerging in response. Episode Highlights: 00:00 - Introduction 01:12 - Overview of Martin North's expertise and background in finance and property 02:12 - Similarities and differences in Australia and UK property market 05:34 - Does the UK property market hold similar economic weight as Australia? 12:16 - The impact of recent immigration trends on the Australian property market 16:03 - Comparing UK and local inflation trends post-COVID: What's different? 25:49 - Is the recent market recovery a result of changing immigration and wealth patterns? 33:12 - Why are unit resales in Melbourne facing losses despite market growth? 38:13 - What's the directional outlook for property prices next year? 42:43 - Has the Australian property market become more volatile recently? 49:08 - Key role of residential property in Australia's economy and government stability efforts 56:06 - Veronica shares a property dumbo 59:15 - Martin North's property dumbo About Our Guest: Martin North is a prominent researcher who specialises in the mortgage lending, savings payments, and superannuation sectors. He is the founder of Digital Finance Analytics — a boutique research, analysis, and consulting firm. He has a long history of research in mortgage stress in Australia and publishes relevant indices on defaults, mortgage stress, and consumer confidence. In addition to his work in finance, he curates the YouTube channel "Walk the World," where he covers finance and property news with a distinctively Australian flavour and invites controversial guests. He is also a founding director of Asbestos Awareness Australia, a registered charity he established with his late wife, Jill, in 2021. Connect with Martin North: Subscribe to Martin's YT Channel “Walk the World”: https://www.youtube.com/c/walktheworlddfa Connect with Martin North on LinkedIn: https://www.linkedin.com/in/martin-north-6a799182/ Visit Martin North's website: https://www.digitalfinanceanalytics.com/ Resources mentioned in this episode: The Elephant in the Room Property Podcast Episode #218: How Dangerous Is Asbestos Exposure When Renovating? https://www.theelephantintheroom.com.au/podcasts/218 Resources: Visit our website https://www.theelephantintheroom.com.au If you have any questions or would like to be featured on our show, contact us at: The Elephant in the Room Property Podcast questions@theelephantintheroom.com.au Looking for a Sydney Buyers Agent? https://www.gooddeeds.com.au Work with Veronica: https://www.veronicamorgan.com.au Looking for a Mortgage Broker? https://www.blusk.au Work with Chris: hello@blusk.au Enjoyed the podcast? Don't miss out on what's yet to come! Hit that subscription button, spread the word and join us for more insightful discussions in real estate. Your journey starts now! Subscribe on YouTube: https://www.youtube.com/@theelephantintheroom-podcast Subscribe on Apple Podcasts: https://podcasts.apple.com/ph/podcast/the-elephant-in-the-room-property-podcast/id1384822719 Subscribe on Spotify: https://open.spotify.com/show/3Ge1626dgnmK0RyKPcXjP0?si=26cde394fa854765 See omnystudio.com/listener for privacy information.

On today's show, with the geopolitical uncertainty hitting stocks, Martin delves into how the economic instability would impact us.  Later, Michael Beake discusses E-bikes and e-scooters set to be banned from parts of Coventry city centre later this month and the dangers of electric batteries. Also, Sam will tell Lembit that negativity and sadness from events from around the world are impacting people's mental states and could cause depression. She will advise on the best coping strategies. GUEST 1 OVERVIEW: Martin North is Principal of Digital Finance Analytics which combines primary consumer research, industry modelling, economic analysis and segmentation analytics to offer insight into the dynamics of the mortgage, lending, savings, payments and superannuation industries. Digital Finance Analytics makes daily YouTube shows on property and finance at “Walk The World” and analyses housing and mortgage finance for the DFA channel, blog and mainstream media. GUEST 2 OVERVIEW: Michael Beake is the Motorcycle Action Group West Midlands area representative (which includes Coventry).  GUEST 3 OVERVIEW: Sam Rapp is a neurodiverse writer.  

Join us in this week's podcast as Nucleus Wealth Chief Investment Officer Damien Klassen and Senior Financial Adviser Samuel Kerr welcome Martin North back to the podcast and dive into the latest data from his household stress survey. The key things I want to find out: The overall household variation. We know that the average household is hurting a little, but it isn't dire. I want to find out more about the ends of the spectrum, the rich households and more importantly the poor ones Are things starting to accelerate? We have seen some of the biggest cohorts of fixed mortgages reset over the last few months, is that coming through in the data Job security - any signs of concern Theories on why we haven't seen worse economic outcomes. Is it delayed or are we reading it wrong View the presentation slides To listen in podcast form click here Get an obligation-free portfolio recommendation to see how we would invest for you Learn more about the hosts Find us on social media: Twitter Instagram Facebook LinkedIn Want to know more?  Click here to Subscribe Nucleus Wealth is an Australian Investment & Superannuation manager that can help you reach your financial goals through transparent, low-cost, ethically tailored portfolios. To find out more head to Nucleus Wealth Website. The information on this podcast contains general information and does not take into account your personal objectives, financial situation or needs. Past performance is not an indication of future performance. Damien Klassen is an authorised representative of Nucleus Wealth Management. Nucleus Wealth is a business name of Nucleus Wealth Management Pty Ltd (ABN 54 614 386 266 ) and is a Corporate Authorised Representative of Nucleus Advice Pty Ltd - AFSL 515796 Responsible Investing DisclaimerNucleus Wealth offers all investors the option to tailor their investment portfolios according to the investor's own brand of personal ethics. While Nucleus Wealth maintains ethical standards of integrity, honesty and reliability, it does not seek to impose these on its investors. Rather, Nucleus Wealth offers investors a system of investment that incorporates three core strategies: (i) customisable; (ii) transparent; and (iii) safe. Within this, investors are given the ability to customise their investments insofar as it aligns with their ethical preferences, rather than that of the fund manager, by using screens and tilts. Once the investor's portfolio has been adjusted, Nucleus Wealth provides the investor with a company profile, access to performance dashboards and detailed monthly performance reports of each company within the investor's portfolio to further inform the investor on their investment decision and the company's ethical standing as it aligns with the screens and tilts opted for. Nucleus Wealth utilises a number of domestic and international sources to identify whether companies from particular countries or sectors fall within the categories of screens and tilts which the investor may choose to apply. While Nucleus Wealth undertakes its own fundamental analysis on each company, there is also the risk that investors could reach a different conclusion to Nucleus Wealth on whether a company falls within the frame of responsible filters being applied. For more information visit Nucleus Wealth's responsibility-related statements.

On today's show we discuss the era of MEGA banks is upon us, paving the way for CBDC financial slavery and the latest Interest Rate Rise. GUEST 1 OVERVIEW: Martin North is Principal of Digital Finance Analytics which combines primary consumer research, industry modelling, economic analysis and segmentation analytics to offer insight into the dynamics of the mortgage, lending, savings, payments and superannuation industries. Digital Finance Analytics makes daily YouTube shows on property and finance at “Walk The World” and analyses housing and mortgage finance for the DFA channel, blog and mainstream media. GUEST 2 OVERVIEW: Host of Locked & Loaded on TNT Radio. Serving up a diet of current affairs with a healthy dose of salt and light. Promoting truth and exposing lies, global and local. Highlighting and discussing issues mainstream media are paid to ignore.

Could the mortgage cliff in 2023 be the start of a new era for the property market? Over the next few months many Australians will come off fixed rates and face higher mortgage repayments. But is this just a short-term blip, or could it have a lasting impact on the property market? To help us better understand the potential impact of the mortgage cliff, we're joined by Martin North, the founder of Digital Finance Analytics. Martin is an expert on mortgage stress in Australia, and he publishes a number of relevant indices on defaults, mortgage stress, and consumer confidence. In this episode, Martin shares his thoughts on the scale of the problem and who is most at risk. He discusses how the current interest rate hike cycle will impact different segments of the property market. Martin also shares his insights on how the market as a whole might respond to the mortgage cliff and whether we can expect to see a significant slowdown in property prices. So whether you're a homeowner, property investor, or mortgage broker, this is an episode you won't want to miss. Episode Highlights: 00:00 - Mortgage stress in Australia - what is the scale of the problem and who is most at risk? 01:03 - Who is Martin North? 02:15 - What's coming up over the next six months for mortgage rates? 05:55 - Are fixed mortgage rates going to have an immediate effect on home sales? 08:48 - Percentage of loans in big banks' loan books written during low-interest-rate periods 11:32 - How are first-time homebuyers impacted by the current economic climate? 14:51 - What impact do price wars have on banks' net interest margins? 22:01 - What is currently going on in the housing market? 26:04 - Martin's thoughts on the property market splitting 28:19 - Different trends in property prices across different regions in Australia 36:12 - How does property composition affect price dynamics? 38:31 - What is the most significant linkage to house price movement? 41:28 - Is borrowing capacity as important as buying capacity? 43:27 - Martin's outlook for the interest rates in Australia and the global economy 45:20 - Boom or bust? A peek into the Australian property market for February to March 47:27 - The impact of the RBA lift on buying power and credit availability 48:47 - What are the dangers of waiting for the bottom to happen? 51:22 - More thoughts on the increased inequality in the society 54:45 - Martin North's property dumbo 56:40 - Martin North's anti-dumbo About Our Guest: Martin North is a prominent researcher who specialises in the mortgage lending, savings payments, and superannuation sectors. He is the founder of Digital Finance Analytics — a boutique research, analysis, and consulting firm. He has a long history of research in mortgage stress in Australia and publishes relevant indices on defaults, mortgage stress, and consumer confidence. In addition to his work in finance, he curates the YouTube channel "Walk the World," where he covers finance and property news with a distinctively Australian flavour and invites controversial guests. He is also a founding director of Asbestos Awareness Australia, a registered charity he established with his late wife, Jill, in 2021. Connect with Martin North: Subscribe to Martin's YT Channel “Walk the World”: https://www.youtube.com/c/walktheworlddfa Connect with Martin North on LinkedIn: https://www.linkedin.com/in/martin-north-6a799182/ Visit Martin North's website: https://www.digitalfinanceanalytics.com/ Resources: The Elephant in The Room Property Podcast Episode 218 https://www.theelephantintheroom.com.au/podcasts/218 Visit our website https://www.theelephantintheroom.com.au If you have any questions or would like to be featured on our show, contact us at: The Elephant in the Room Property Podcast - questions@theelephantintheroom.com.au Looking for a Sydney Buyers Agent? https://www.gooddeeds.com.au Work with Veronica: https://www.veronicamorgan.com.au Looking for a Mortgage Broker? https://www.wealthful.com.au Work with Chris: hello@wealthful.com.au Enjoyed the podcast? Don't miss out on what's yet to come! Hit that subscription button, spread the word and join us for more insightful discussions in real estate. Your journey starts now! Subscribe on YouTube: https://www.youtube.com/@theelephantintheroom-podcast Subscribe on Apple Podcasts: https://podcasts.apple.com/ph/podcast/the-elephant-in-the-room-property-podcast/id1384822719 Subscribe on Spotify: https://open.spotify.com/show/3Ge1626dgnmK0RyKPcXjP0?si=26cde394fa854765 See omnystudio.com/listener for privacy information.

Ready to make smart decisions about your future dream property and stay up-to-date with the ever-changing real estate market? Welcome to the Australian Property Investment Podcast. In each episode, we ask a guest expert to share their key insights for aspiring investors to make confident property choices. In this week's episode, Martin North, principal of Digital Finance Analytics (DFA), shares his data-based insights about the property market to help homebuyers purchase with confidence. He specifically talks about the characteristics that separate "star property" from "dog property," how he comes up with technology that determines the current property market status, how mortgage stress matches the crucial data he found, his insights on mixed messages around the rate forecast, and so much more! If you want to learn from one of the best analysts in Australia so you can get the most value for your money when investing in property, then make sure to listen to this episode!Time Stamps:00:00 - Intro01:06 - Making Decisions Based on Facts03:59 - Dog and Star Analogy on Properties08:17 - Martin's Methodology and Analytics12:02 - Sample Output from Martin's Data16:07 - What is Mortgage Stress19:37 - Mortgage Stress Data Sample21:46 - Rising Interest Rates24:04 - Martin's Insights on Rate Forecast28:36 - Dropping of Borrowing Capacity37:26 - Final Messages38:13 - OutroAbout Our Host:Aaron-Christie David is the founder of Atelier Wealth and a Mortgage & Finance Association of Australia (MFAA) approved Mortgage Broker. Aaron's focus is clear – supporting property investors make confident decisions to build their property portfolio. He has been recognised in the MPA Top 100 Broker rankings for the last three years. With over 10 years in financial services experience, with a career spanning Wizard Home Loans and Commonwealth Bank, Aaron's decision to become a broker was to help more Australians fearlessly buy investment properties to achieve intergenerational wealth.Connect with Aaron:Visit the website: https://atelierwealth.com.au/ Follow Aaron on Facebook: https://www.facebook.com/aaronchristiedavid  Follow Aaron on LinkedIn: https://www.linkedin.com/in/aaron-christie-david-a7482a21/ Subscribe to Atelier Wealth's YouTube Channel: https://www.youtube.com/channel/UCKdm2ssEHel1kyQLAHGvNPQConnect with Martin:Visit his website: https://martinnorth.com/ Visit the Digital Finance Analytics website: https://www.digitalfinanceanalytics.com/ Follow Martin on LinkedIn: https://www.linkedin.com/in/martin-north-6a799182/ Follow Martin North on Twitter: https://twitter.com/DFA_Analyst?s=20 

1. Banks take the money and run 2. God of War devouring more and more Presented by Elisa Barwick and Robert Barwick Make a submission to the inquiry on Australian Securities and Investments Commission investigation and enforcement (by February 3): https://www.aph.gov.au/Parliamentary_Business/Committees/Senate/Economics/ASICinvestigation MOBILISE AND CONTACT YOUR MEMBERS AND SENATORS!: https://citizensparty.org.au/dec-branch-closures-contact Read Ben Fordham's Facebook post: https://www.facebook.com/photo?fbid=692057002573589&set=a.149359333510028 Watch the video presentation of Michael Sanderson's intervention on bank AGMs "Branch Closures - All the banks are in on it!": https://youtu.be/4H4esiXZua8 Read the ACP media release "Aussies revolt against banks removing branches, ATMs and cash": https://citizensparty.org.au/media-releases/aussies-revolt-against-banks-removing-branches-atms-and-cash Watch Robbie Barwick on Martin North's Walk the World "DFA Live Q&A: HD Replay Robbie Barwick: Time For A Public Bank": https://youtu.be/3JpZCuEv9DQ Watch John Lander's speech to The Committee for the Republic "Empire Salon | John Lander": https://youtu.be/pQUCQJOYMzM Read the Citizens Party background articles "Citizens Party warned NATO policy leading to Russia war": https://citizensparty.org.au/citizens-party-warned-nato-policy-leading-russia-war Visit the Citizens Party Campaigns page: https://citizensparty.org.au/campaigns Sign the Citizens Party Petition to create an Australia Post Bank!: https://info.citizensparty.org.au/auspost-bank-petition Subscribe to the Australian Alert Service: https://info.citizensparty.org.au/subscribe Become a member of the Australian Citizens Party: https://citizensparty.org.au/membership Sign up for ACP media releases: https://citizensparty.org.au/join-email-list

On today's show John Adams discusses the upcoming inquiries into the Australian corporate regulator, the Australian Securities and Investments Commission (ASIC) and financial crimes which must be exposed. GUEST OVERVIEW: John Adams is an independent economic analyst and commentator having written on economic, political, cultural and public policy matters for a variety of news outlets including news.com.au, the Daily Telegraph, the Spectator Australia, the Canberra Times and the Australian Business Executive Among John's various current roles, John is the Chief Economist at As Good As Gold Australia, an Adelaide based gold and silver dealership, where he regularly contributes fresh insights and analysis on the Australian and global economy. John has appeared on various radio and TV platforms including on the ABC and currently appears with Martin North on the Digital Finance Analytics Show which is broadcasted via YouTube. John has had a diverse career to date which includes being a former economic advisor to Liberal Senator Arthur Sinodinos, a management consultant with a big four accounting firm, a public servant working for various Commonwealth and NSW Government Departments and agencies as well as a corporate director for several not-for-profit organizations. ​John is a qualified economist with an economic bachelor's degrees from the University of New South Wales and an economics honours degree from the University of Wollongong. John also holds corporate governance qualifications from the Australian Institute of Company Directors and the Governance Institute as well as project management via Prince 2 certification. John is an avid chess player and in 2015 represented the Australian Chess Federation at the London Chess Conference presenting on Chess in the 21st Century Economy.

GUEST HOST: Jeremy Beck On today's show we discuss China policies, Covid travel restrictions and it's impact on Australia. GUEST OVERVIEW: Martin North is Principal of Digital Finance Analytics which combines primary consumer research, industry modelling, economic analysis and segmentation analytics to offer insight into the dynamics of the mortgage, lending, savings, payments and superannuation industries. Digital Finance Analytics makes daily YouTube shows on property and finance at “Walk The World” and analyses housing and mortgage finance for the DFA channel, blog and mainstream media.

We talk to Martin North from Digital Finance Analytics who looks at a few stand out moments in 2023 that are memorable and ones. Also what will the RBA do in the first quarter of 2023. ► Subscribe here to never miss an episode: https://www.podbean.com/user-xyelbri7gupo ► INSTAGRAM: https://www.instagram.com/therealestatepodcast/?hl=en  ► Facebook: https://www.facebook.com/profile.php?id=100070592715418 ► Email:  myrealestatepodcast@gmail.com    IF YOU LIKE THIS PODCAST please head to iTunes and Subscribe, Rate & Review the Real Estate Podcast     #sydneyproperty #Melbourneproperty #brisbaneproperty #perthproperty  ► Subscribe here to never miss an episode: https://www.podbean.com/user-xyelbri7gupo ► INSTAGRAM: https://www.instagram.com/therealestatepodcast/?hl=en  ► Facebook: https://www.facebook.com/profile.php?id=100070592715418 ► Email:  myrealestatepodcast@gmail.com    IF YOU LIKE THIS PODCAST please head to iTunes and Subscribe, Rate & Review the Real Estate Podcast     #sydneyproperty #Melbourneproperty #brisbaneproperty #perthproperty 

In this investment podcast, Nucleus Wealth's Chief Investment Officer Damien Klassen and Senior Financial Adviser Samuel Kerr, with guest, Martin North, Principal of Digital Finance Analytics, discussed property rate cut that nobody noticed. View the presentation slides Agenda: Increasing or decreasing? Proportion of GDP - level more important or change? Mortgage stress Investment implications To listen in podcast form click here Get an obligation-free portfolio recommendation to see how we would invest for you Learn more about the hosts Find us on social media: Twitter Instagram Facebook LinkedIn Nucleus Wealth is an Australian Investment & Superannuation fund that can help you reach your financial goals through transparent, low cost, ethically tailored portfolios. To find out more head to Nucleus Wealth Website. The information on this podcast contains general information and does not take into account your personal objectives, financial situation or needs. Past performance is not an indication of future performance. Damien Klassen is an authorised representative of Nucleus Wealth Management. Nucleus Wealth is a business name of Nucleus Wealth Management Pty Ltd (ABN 54 614 386 266 ) and is a Corporate Authorised Representative of Nucleus Advice Pty Ltd - AFSL 515796

GUEST HOST: Nicola Charles On today's show we discuss ... Call for Apology from Australian Reserve Bank and validity of inflation and interest rates declining in 2023 projected by other central banks. And the Court Case in NZ involving parents requiring unvaccinated blood for their baby's treatment being denied by NZ Blood Bank. GUEST 1 OVERVIEW: Martin North is Principal of Digital Finance Analytics which combines primary consumer research, industry modelling, economic analysis and segmentation analytics to offer insight into the dynamics of the mortgage, lending, savings, payments and superannuation industries. Digital Finance Analytics makes daily YouTube shows on property and finance at “Walk The World” and analyses housing and mortgage finance for the DFA channel, blog and mainstream media. GUEST 2 OVERVIEW: Sue Grey is a self-employed lawyer, strategist and lifelong adventurer, based in Nelson. Sue has degrees in law with honours, a degree in biochemistry and a degree in Microbiology. Sue's passion is inspiring, educating and empowering communities to help promote community and environmental well being and a fairer, more compassionate world. Sue's ground breaking and extensive legal career encompasses medicinal cannabis law reform, challenging the legality of aerial toxin operations, representing victims of aerial 1080 operations. Sue is currently representing the parents requiring unvaccinated blood for the treatment of their sick child - the NZ blood bank and the Government refuse.

On today's show we discuss the fallout of FTX and Digital identity, CBDCs and initiatives coming out of G20 last week. GUEST OVERVIEW: Martin North is Principal of Digital Finance Analytics which combines primary consumer research, industry modelling, economic analysis and segmentation analytics to offer insight into the dynamics of the mortgage, lending, savings, payments and superannuation industries. Digital Finance Analytics makes daily YouTube shows on property and finance at “Walk The World” and analyses housing and mortgage finance for the DFA channel, blog and mainstream media.

GUEST HOST: Robert Brennan

On today's show we discuss CBDCs, Digital identity and Social Credit systems. GUEST OVERVIEW: Martin North is Principal of Digital Finance Analytics which combines primary consumer research, industry modelling, economic analysis and segmentation analytics to offer insight into the dynamics of the mortgage, lending, savings, payments and superannuation industries. Digital Finance Analytics makes daily YouTube shows on property and finance at “Walk The World” and analyses housing and mortgage finance for the DFA channel, blog and mainstream media.

On today's show Martin North discusses the health of International Banking system. GUEST OVERVIEW: Martin North is Principal of Digital Finance Analytics which combines primary consumer research, industry modelling, economic analysis and segmentation analytics to offer insight into the dynamics of the mortgage, lending, savings, payments and superannuation industries. Digital Finance Analytics makes daily YouTube shows on property and finance at “Walk The World” and analyses housing and mortgage finance for the DFA channel, blog and mainstream media.

GUEST HOST: Jeremy Beck On today's show Senator Malcolm Roberts talks about the world's biggest pumped hydro plan for Queensland announced by Premier Annastacia Palaszczuk this week. And Martin North discusses the Bond Market crisis and quantitative tightening and QE. GUEST OVERVIEW: Martin North is Principal of Digital Finance Analytics which combines primary consumer research, industry modelling, economic analysis and segmentation analytics to offer insight into the dynamics of the mortgage, lending, savings, payments and superannuation industries. Digital Finance Analytics makes daily YouTube shows on property and finance at “Walk The World” and analyses housing and mortgage finance for the DFA channel, blog and mainstream media.

GUEST HOST: Robert Brennan On today's show Martin North discusses the global economic situation, inflation and the Central Bank policy reaction. And, Professor Chen Hong talks about the latest situation regarding Taiwan and related geopolitical issues along with the current economic situation in China. GUEST 1 OVERVIEW: Martin North is Principal of Digital Finance Analytics which combines primary consumer research, industry modelling, economic analysis and segmentation analytics to offer insight into the dynamics of the mortgage, lending, savings, payments and superannuation industries. Digital Finance Analytics makes daily YouTube shows on property and finance at “Walk The World” and analyses housing and mortgage finance for the DFA channel, blog and mainstream media. GUEST 2 OVERVIEW: Prof. Chen Hong is Chair of Department of English Language and Literature, and Director of the Australian Studies Centre at East China Normal University in Shanghai. He is also Executive Vice President of the Chinese Association of Australian Studies, Editor-in-Chief of the Website of Australian Studies in China, and Deputy Editor-in-Chief of The Journal of Studies of Australian Culture, and Journal of Australian Studies in China.

GUEST HOST: Jeremy Beck On today's show we discuss Australia vacant properties, ABS property stats, inflation, forex, inflation, commodities, derivatives, China, economic outlook. GUEST OVERVIEW: Martin North is Principal of Digital Finance Analytics which combines primary consumer research, industry modelling, economic analysis and segmentation analytics to offer insight into the dynamics of the mortgage, lending, savings, payments and superannuation industries. Digital Finance Analytics makes daily YouTube shows on property and finance at “Walk The World” and analyses housing and mortgage finance for the DFA channel, blog and mainstream media.

GUEST OVERVIEW: Martin North is Principal of Digital Finance Analytics which combines primary consumer research, industry modelling, economic analysis and segmentation analytics to offer insight into the dynamics of the mortgage, lending, savings, payments and superannuation industries. Digital Finance Analytics makes daily YouTube shows on property and finance at “Walk The World” and analyses housing and mortgage finance for the DFA channel, blog and mainstream media.

GUEST 1 OVERVIEW: Martin North is Principal of Digital Finance Analytics which combines primary consumer research, industry modelling, economic analysis and segmentation analytics to offer insight into the dynamics of the mortgage, lending, savings, payments and superannuation industries. Digital Finance Analytics makes daily YouTube shows on property and finance at “Walk The World” and analyses housing and mortgage finance for the DFA channel, blog and mainstream media. GUEST 2 OVERVIEW: Ian Plimer is Emeritus Professor of Earth Sciences at the University of Melbourne, where he was Professor and Head of Earth Sciences, after serving at the University of Newcastle as Professor and Head of Geology. He was Professor of Mining Geology at The University of Adelaide and has published more than 140 scientific papers & was one of the editors for the five-volume Encyclopedia of Geology. Ian Plimer has a new book out called Green Murder. In this book he charges the greens with murder; the murder of humans who are kept in eternal poverty without coal-fired electricity; of forests and their wildlife by clear felling for mining, wind turbines and their bushfire policies; of economies producing unemployment and hopelessness; of free speech and freedoms and the intellectual and economic future of young people.

GUEST HOST: Jeremy Beck GUEST 1 OVERVIEW: Joachim Hagopian is a West Point graduate, former Army officer and author of Don't Let the Bastards Getcha Down. After the military, Joachim earned a master's degree in Clinical Psychology and worked as a licensed therapist. As an independent journalist for over 8 years, Joachim has written hundreds of articles for many news sites, like Global Research, lewrockwell.com and currently https://jamesfetzer.org/. GUEST 2 OVERVIEW: Martin North is Principal of Digital Finance Analytics which combines primary consumer research, industry modelling, economic analysis and segmentation analytics to offer insight into the dynamics of the mortgage, lending, savings, payments and superannuation industries. Digital Finance Analytics makes daily YouTube shows on property and finance at “Walk The World” and analyses housing and mortgage finance for the DFA channel, blog and mainstream media.

GUEST 1 OVERVIEW: Martin North is Principal of Digital Finance Analytics which combines primary consumer research, industry modelling, economic analysis and segmentation analytics to offer insight into the dynamics of the mortgage, lending, savings, payments and superannuation industries. Digital Finance Analytics makes daily YouTube shows on property and finance at “Walk The World” and analyses housing and mortgage finance for the DFA channel, blog and mainstream media. GUEST 2 OVERVIEW: Robbie Katter is Katter's Australian Party State leader in Queensland and Member for Traeger in Queensland's Parliament. Robbie served on the Mount Isa City Council as councillor for four years before being elected State Member for Mount Isa.

We talk to Martin North from Digital Finance Analytics' about Brisbane falling back into the fold and coming off its own speed to be in step with a Melbourne and Sydney property prices and talk about the RBA halfway through it's exercise of raising the cash rate. ► Subscribe here to never miss an episode: https://www.podbean.com/user-xyelbri7gupo ► INSTAGRAM: https://www.instagram.com/therealestatepodcast/?hl=en  ► Facebook: https://www.facebook.com/profile.php?id=100070592715418 ► Email:  myrealestatepodcast@gmail.com    IF YOU LIKE THIS PODCAST please head to iTunes and Subscribe, Rate & Review the Real Estate Podcast     #sydneyproperty #Melbourneproperty #brisbaneproperty #perthproperty

GUEST 1 OVERVIEW: Martin North is Principal of Digital Finance Analytics which combines primary consumer research, industry modelling, economic analysis and segmentation analytics to offer insight into the dynamics of the mortgage, lending, savings, payments and superannuation industries. Digital Finance Analytics makes daily YouTube shows on property and finance at “Walk The World” and analyses housing and mortgage finance for the DFA channel, blog and mainstream media. GUEST 1 WEBSITE: https://digitalfinanceanalytics.com  GUEST 2 OVERVIEW: Captain Glen Waters, recently terminated on 20 year anniversary with Virgin Australia for raising safety concerns regarding the COVID-19 Vaccination mandate.

GUEST 1 OVERVIEW: Charles Kovess established his own law firm which subsequently merged with Barker Gosling, a national law firm. He is a successful businessman, team leader, professional speaker and executive coach. He has also been continuously competing in triathlons since 1985 and he has completed the Ironman Triathlon. GUEST 1 WEBSITE: https://Kovess.com  GUEST 2 OVERVIEW: Martin North is Principal of Digital Finance Analytics which combines primary consumer research, industry modelling, economic analysis and segmentation analytics to offer insight into the dynamics of the mortgage, lending, savings, payments and superannuation industries. Digital Finance Analytics makes daily YouTube shows on property and finance at “Walk The World” and analyses housing and mortgage finance for the DFA channel, blog and mainstream media. GUEST 2 WEBSITE: https://digitalfinanceanalytics.com 

GUEST HOST: Jeremy Beck GUEST 1 OVERVIEW: Martin North is Principal of Digital Finance Analytics which combines primary consumer research, industry modelling, economic analysis and segmentation analytics to offer insight into the dynamics of the mortgage, lending, savings, payments and superannuation industries. Digital Finance Analytics makes daily YouTube shows on property and finance at “Walk The World” and analyses housing and mortgage finance for the DFA channel, blog and mainstream media. GUEST 2 OVERVIEW: Joanne Nova won prizes as a science grad and international awards as a blogger. She's author of The Skeptics Handbook which has been translated into 15 languages. Each day 5,000 people read joannenova.com.au. In 2018 Jo toured Europe speaking about How to Destroy an Electricity Grid. Before blogging she hosted a children's TV series on Channel Nine, was a regular keynote speaker, and managed the Shell Questacon Science Circus. She was an associate lecturer in Science Communication at ANU.

Cleveland Clinic Martin Health, based in Stuart, FL. is comprised of three hospitals (Martin North- 244 beds; Martin South- 100 beds; Tradition- 177 beds), one MediCenter, a free-standing emergency center, and numerous outpatient centers and clinics. The system is a not-for-profit, health care organization that offers preventive, primary and acute hospital care, as well as cancer care, a heart center, wellness and rehabilitation services, a bariatric program and much more. These services provide care for residents throughout the Treasure Coast including Stuart, Jensen Beach, Hobe Sound, Palm City and Port St. Lucie.

In this weeks episode -  Markets reaction to May inflation imprint,  Bond market,  Crypto lender collapse,  Is Oil/US Dollar acting as new hedge,  Rising interest and property market,  & lot more!  DISCLAIMER:  Host/Guest are not Financial Adviser/Investment Consultant. All opinions expressed by host or his guests are for informational purposes only and should not be treated as investment/financial advice of any kind.  "Spark your FIRE" and its team are not liable to the listeners or any other party, for the listeners use of, or reliance on, any information received, directly or indirectly, from the content in any circumstances. Please conduct your own research and obtain independent legal, financial, taxation and/or other professional advice in respect of any decision made in connection with this audio. Contact -  sparkyourfirepodcast@gmail.com #ASX#StockMarket#BankStocks#CommercialRealEstate #FiatCurrency#Bitcoin#Blockchain#Decentralisation #HardMoney#Worldreserve#Mining#POW#EnergyStorage #QEforever#CDBC#InvestorsPodcast#Libra#SDR#MMT #facebook#Snapchat#TechStocks#IndustrialWarehouse #Litecoin#Ethereum#Gold#Property#Artificial intelligence  #Gold #Silver #Monetary policy

In this weeks episode W/Martin North -  Is inflation now deeply embedded into US economy? How much lower will fed let markets go?  Is credit market signalling anything?  Is it time for CBDC's?  & lot more!  DISCLAIMER:  Host/Guest are not Financial Adviser/Investment Consultant. All opinions expressed by host or his guests are for informational purposes only and should not be treated as investment/financial advice of any kind.  "Spark your FIRE" and its team are not liable to the listeners or any other party, for the listeners use of, or reliance on, any information received, directly or indirectly, from the content in any circumstances. Please conduct your own research and obtain independent legal, financial, taxation and/or other professional advice in respect of any decision made in connection with this audio. Contact -  sparkyourfirepodcast@gmail.com #ASX#StockMarket#BankStocks#CommercialRealEstate #FiatCurrency#Bitcoin#Blockchain#Dectralization #HardMoney#Worldreserve#Mining#POW#EnergyStorage #QEforever#CDBC#InvestorsPodcast#Libra#SDR#MMT #facebook#Snapchat#TechStocks#IndustrialWarehouse #Litecoin#Ethereum#Gold#Property#Artificial intelligence  #Gold #Silver #Monetary policy

Mortgage holders are about to be hit with their first interest rate rise in more than a decade. Martin North from Digital Finance Analytics explains why many households are going to struggle when interest rates start to increase as early as next week.

In this weeks episode W/Martin North -  CBDC's VS Crypto,  Nature of money,  Can Money be pegged to PM's/Commodities,  & lot more!  DISCLAIMER:  Host/Guest are not Financial Adviser/Investment Consultant. All opinions expressed by host or his guests are for informational purposes only and should not be treated as investment/financial advice of any kind.  "Spark your FIRE" and its team are not liable to the listeners or any other party, for the listeners use of, or reliance on, any information received, directly or indirectly, from the content in any circumstances. Please conduct your own research and obtain independent legal, financial, taxation and/or other professional advice in respect of any decision made in connection with this audio. Contact -  sparkyourfirepodcast@gmail.com #ASX#StockMarket#BankStocks#CommercialRealEstate #FiatCurrency#Bitcoin#Blockchain#Dectralization #HardMoney#Worldreserve#Mining#POW#EnergyStorage #QEforever#CDBC#InvestorsPodcast#Libra#SDR#MMT #facebook#Snapchat#TechStocks#IndustrialWarehouse #Litecoin#Ethereum#Gold#Property#Artificial intelligence  #Gold #Silver #Monetary policy  

In this weeks episode with Martin North -  Market indicators,  Yield curve,  Bull/Bear market case,  Property stats,  & lot more! DISCLAIMER:  Host/Guest are not Financial Adviser/Investment Consultant. All opinions expressed by host or his guests are for informational purposes only and should not be treated as investment/financial advice of any kind.  "Spark your FIRE" and its team are not liable to the listeners or any other party, for the listeners use of, or reliance on, any information received, directly or indirectly, from the content in any circumstances. Please conduct your own research and obtain independent legal, financial, taxation and/or other professional advice in respect of any decision made in connection with this audio. Contact -  sparkyourfirepodcast@gmail.com #ASX#StockMarket#BankStocks#CommercialRealEstate #FiatCurrency#Bitcoin#Blockchain#Dectralization #HardMoney#Worldreserve#Mining#POW#EnergyStorage #QEforever#CDBC#InvestorsPodcast#Libra#SDR#MMT #facebook#Snapchat#TechStocks#IndustrialWarehouse #Litecoin#Ethereum#Gold#Property#Artificial intelligence  #Gold #Silver #Monetary policy

Did you know that statistically, over 4,000 people die each year due to asbestos exposure? Not only that - one out of three properties in Australia contain asbestos, and most occupants aren't even aware of it!  Knowing this, why is this issue yet to be addressed properly? How serious is this problem, and how can you make sure that you're safe from it? Martin North of Asbestos Awareness Australia will walk us through everything we need to know about asbestos and how to deal with it, and the dangerous consequences its presence poses in property. We'll also discuss myths about asbestos, the lack of action most people have, accreditation for asbestos removal, and more. If you enjoy the show, do like, rate, subscribe, and share us on social media and if you have your own questions you need clarity on, email us at questions@theelephantintheroom.com.au! See you in the episode! Episode Highlights: A warning for property owners [01:38] The problem with asbestos [03:53] Are Australians aware of this asbestos issue? [08:50] The dangers of not knowing if there's asbestos in your property [11:56] Is asbestos fine on your property as long as it's not disturbed? [16:59] The lack of action towards asbestos [20:34] More women are being diagnosed with mesothelioma due to DIYs [25:39] Driving political change that addresses the issue [28:23] The urgency when dealing with asbestos [34:54]  Debunking the myths about asbestos [37:25] Checking a service provider's accreditation for asbestos removal [39:36] How the UK deals with the dangers of asbestos [42:10] Don't just leave it to the government [45:00] Remember to wear a mask and other protective equipment [49:17]   Links from the Show: Visit Asbestos Awareness Australia About Martin: Martin North is the founder of Digital Finance Analytics and curates the YouTube Channel Walk The World, where he covers finance and property news with a distinctively Australian flavour. In addition, he is a founding director of Asbestos Awareness Australia, a registered charity which was established with his wife Gill, last year. Gill was a Professor of Law and diagnosed with mesothelioma, an aggressive cancer which is caused by random exposure to asbestos. Before her death in December last year, she had spent the past 3 years researching the story of asbestos. Connect with Us: Looking for a Sydney Buyers Agent? www.gooddeeds.com.au Work with Veronica: https://linktr.ee/veronicamorgan Looking for a Mortgage Broker? www.wealthful.com.au Work with Chris: hello@wealthful.com.au  Send in your questions to: questions@theelephantintheroom.com.au  Find this episode on our website: https://www.theelephantintheroom.com.au/podcasts/218  If you've enjoyed this episode, don't forget to like, share, rate and subscribe for more! See omnystudio.com/listener for privacy information.

In today's investment podcast, Martin North of Walk The World joins Nucleus Wealth's Head of Investments Damien Klassen, and Senior Financial Advisor Sam Kerr to discuss if Australian Property will continue to boom in 2022View the presentation slides: https://nucleuswealth.com/wp-content/uploads/2022/01/DFA-12-Jan-2022.pdfOn the agenda:- Latest household mortgage stress data- Postcode stress mapping- Scenario analysis on what's next for Australian property- Viewer questionsTo listen in podcast form click here: https://nucleuswealth.com/podcasts/?utm_source=youtube&utm_medium=direct&utm_campaign=podcastGet an obligation-free portfolio recommendation to see how we would invest for you: https://portal.nucleuswealth.com/register/?utm_source=youtube&utm_medium=direct&utm_campaign=podcastLearn more about the hosts: https://nucleuswealth.com/people/?utm_source=youtube&utm_medium=direct&utm_campaign=podcastFind us on social media:https://www.facebook.com/NucleusWealth/​https://twitter.com/NucleusWealth​https://linkedin.com/company/nucleusw...​Nucleus Wealth is an Australian Investment & Superannuation fund that can help you reach your financial goals through transparent, low cost, ethically tailored portfolios. To find out more head to https://nucleuswealth.com/?utm_source...​.The information on this podcast contains general information and does not take into account your personal objectives, financial situation or needs. Past performance is not an indication of future performance. Damien Klassen is an authorised representative of Nucleus Wealth Management. Nucleus Wealth is a business name of Nucleus Wealth Management Pty Ltd (ABN 54 614 386 266 ) and is a Corporate Authorised Representative of Nucleus Advice Pty Ltd - AFSL 515796#ausecon #australianhousing #australianproperty

Headlines dominating the property news always use two powerful words to grab the market's attention: BOOM and DOOM. But how can you see through the data and make better property decisions based on it? Today, we have data guy and host of Walk the World Martin North to talk about the world of data analytics and the importance of data-based decisions. If you enjoy the show, do like, rate, subscribe, and share it with others! We have loads of resources available and if you'd like to chat, email us at support@homebuyeracademy.com.au! We'll see you on the inside!   Episode Highlights: “The House on the Rock” [02:50] The 40% drop in Australian property prices explained [04:15] Events that may lead to significant losses in the property market [09:49]  How can first home buyers use data from granular level research? [13:56] Taking a look at mortgage stress [15:45] Socio-economic factors that may affect mortgage stress [20:26] The importance of seeing through the property data presented [26:29] Martin's observations of the property market industry [29:21] What if you bought a property that wasn't quite right? [33:02] What's the REAL definition of affordability for first home buyers? [35:53] Borrowing less than what your bank can lend you [40:04] More people who are heading to retirement have mortgages [44:42] What should first home buyers know about agents? [50:36]   Links from the Show: Walk the World YouTube Channel Is Australia Ready to Reopen? - Brendan Coates (The Elephant in the Room Podcast)   About Martin: Martin North is the founder of Digital Finance Analytics, a boutique research, analysis and consulting firm that specialises in offering insight into the dynamics of the mortgage, lending, savings, payments and superannuation sectors.   If you enjoyed today's podcast, don't forget to subscribe, rate, and share the show! There's more to come, so we hope to have you along with us on this journey! See omnystudio.com/listener for privacy information.

Veterans In Politics- Season 3, Episode 5  with  Rep. Grier Martin- North Carolina State Legislature, USAVeterans In Politics goes global with our first guest from the USA, US Airborne Reservist, Rep. Grier Martin.  Grier is a veteran of Afghanistan, and he and Jonny talk about how this experience motivated him to stand up and serve again in politics.  Grier also talks about what it was like going to war so soon after the birth of his daughter, and the impact of 9/11.  He also goes into detail about the positive impact veterans and their skills have in politics.  This is a great episode!About Grier:Through action and leadership Grier has dedicated himself to his community, his state and his country. He attended the North Carolina public schools and paid much of his way through Davidson College with an ROTC scholarship. He then graduated from the University of North Carolina School of Law.Grier went on to use his degree in the service of small businesses and non-profits. He also married fellow North Carolina native Louise Porter Martin and became the proud father of a daughter, Sara Louise.After our country was attacked on September 11, 2001 Grier volunteered for active duty, serving at Ft. Bragg and in the war in Afghanistan in 2002-2003. After two years of active duty, Grier once again answered the call to public service and was first elected to the North Carolina House of Representatives in 2004.Beyond the legislature Grier has served on the boards of the NC Center for Voter Education, Preservation North Carolina, and the Afro-American Cultural Center (now The Harvey B. Gantt Center for African- American Arts + Culture). He is also a former Sunday school teacher at White Memorial Presbyterian Church. He currently serves in the Army Reserve. He, Louise, and Sara have two cats and two dogs.This podcast series maintains its independence and features several parties in this series.NOTE- Please rate us on Apple Podcasts, donate or become our mate on our website HERE:  Donate - CampaignForce

Is this the beginning of the end of the property boom? If you've been following the property news lately you be forgiven for thinking so. The Chiefs of two of the biggest banks have suggested that regulators should step in and introduce macro-prudential controls to slow down our booming housing markets. In the closing statements of the ‘Housing Market and Financial Stability' speech delivered by the RBA's Assistant Governor Michele Bullock on Wednesday, Bullock hinted at the possibility that the RBA could intervene in Australia's housing market. The International Monetary Fund has issued warning about Australian house prices and Digital Finance Analytics principal Martin North gave a chilling forecast that home prices in Sydney and Melbourne outer suburbs could fall a staggering $200,000 while the crash could be even worse for apartments when lending rules were tightened. So, should we be scared? That's what I'm going to be chatting about with Australia's leading housing economist Dr. Andrew Wilson today. And here's a spoiler alert – NO you don't need to worry! Now if you have been a subscriber to this podcast for a while or followed my blogs or YouTube videos, you'd know for the last 3 years I have recorded a weekly Property Insiders video chat with Dr Andrew Wilson. And his assessment of and forecasts for our economy and property markets have been remarkably accurate so whether you're a beginning property investor or an experienced I'm sure you'll benefit from my chat with Andrew today which is the audio of one of our recent Property Insider videos. However, since we recorded this video Federal Treasurer Josh Frydenberg has given the green light to introducing macroprudential curbs to mortgage lending. The last time lending restrictions were implemented in 2017, the focus was on dampening investor lending and the high percentage of interest-only mortgages. However, this time around the main concern seems to be an increasing share of loans on a high debt-to-income ratio. 22 percent of new mortgage holders now have debt that exceeds their income by more than six times, up from 16 percent a year ago. But, as you'll hear Andrew Wilson explain in our chat, regulators should be aware of unintended consequences. Their crackdown is likely to hit first home buyers rather than Australia's wealthy. Targeting debt-to-income ratios will have a limited impact on higher-wealth households, who often have multiple streams of income. However, it will affect lower-income households and those purchasing property for the first time. There are several reasons the debt-to-income ratios have risen over the past year. Firstly, low interest rates by their nature allow people to service more debt as repayments fall. And second, the share of lending to first-home buyers has increased significantly on the back of HomeBuilder, the federal government's First Home Loan Deposit Scheme, and individual state government incentives. First-home buyers tend to be more indebted as they stretch to get into the market. Given improving homeownership rates is the goal of these government schemes, it seems counterproductive to limit first-home buyers by reducing their ability to borrow. And another reason that debt to income ratios have increased is that many established homeowners have upgraded their homes over the last year or two, partly because of the low-cost borrowing, partly because the value of the home has increased considerably given them equity to upgrade and also because of the increased requirements for more space such as a zoom room, etc. My Property Update Chat with Andrew Wilson Looking back over the first 9 months of this year, our property markets have performed even more strongly than anyone ever expected, with the rates of house price growth at levels not seen for a number of decades. In fact, all capital city markets have already experienced double-digit capital growth so far this year and many locations will experience growth of more than 20% over 2021. Of course, it must be remembered that the last peak for our property markets was in 2017, and in many locations, housing prices remain stagnant over the ensuing couple of years and it was really only earlier this year that new highs were reached. Meaning that average price growth was unexceptional over the long term. But over the last week or two, there seems to have been a sudden change of sentiment about our booming housing markets. A sense of urgency has crept into the tone of those at the helm of our big banks, as the CEOs of two of Australia's largest banks have sounded off about emerging lending risks. Topics We Discuss on Today's Show: Whether or not the high debt-to-income ratios of home buyers is really a problem Price growth has averaged a modest 4% per annum since 2017 – despite record falls in mortgage rates over that period Monthly house price growth in most capital cities has halved over the past three months and continues to track downwards The Reserve Bank does not have a role in setting house prices. The RBA's mandate to stimulate employment which currently means keeping interest rates low The Australian Prudential Regulatory Authority, and its purpose of making sure the banks are operating soundly and there is no deterioration in lending standards. There seems little to be concerned about current lending practices as interest-only loans are essentially a non-issue these days, and with rental vacancies at near-record lows, the market needs property investors. Why more Aussies are joining the millionaire club as Australian household wealth reaches record levels, and what that means Resources: Michael Yardney Dr. Andrew Wilson, chief economist My Housing Market As our property markets move forward why not get the team at Metropole to build you a personalised   Strategic Property Plan – this will help both beginning and experienced investors. Get a bundle of eBooks and reports www.PodcastBonus.com.au Shownotes plus more here: Uh-Oh. Is this the beginning of the end of our property boom With Dr. Andrew Wilson Some of our favorite quotes from the show: “You see, targeting debt to income ratios will have limited impact on higher wealth households.” – Michael Yardney “We're doing our homework, we're doing our research, we're doing a lot online, and we're just making quick decisions.” –  Michael Yardney “I've seen it over and over again that unless you grow out to where it is, you end up going back to where you are.” – Michael Yardney PLEASE LEAVE US A REVIEW Reviews are hugely important to me because they help new people discover this podcast. If you enjoyed listening to this episode, please leave a review on iTunes - it's your way of passing the message forward to others and saying thank you to me. Here's how  

In this episode of Nucleus Wealth Empower, Nucleus Wealth's Head of Operations Shelley George is joined by Martin North of Walk The World to discuss what Lenders Mortgage Insurance is, and why you should avoid paying it.Empowering you to develop money and investing as tools for living your fullest life.Timestamps:00:00 Introduction02:20 What is Lenders Mortgage Insurance? And when you need it06:05 Possibility of getting a refund on Lenders Mortgage Insurance08:10 Large amount of population not knowing what LMI is10:56 Did LMI come up in Royal Commission?12:00 Alternatives to avoid LMI14:35 Martin's view on the property market going forward18:09 Recap21:10 Another way of avoiding borrowing over 80%26:04 Banks providing LMI themselves28:20 Where you can find more of Martin NorthTo listen in podcast form click here: https://nucleuswealth.com/podcasts/?utm_source=youtube&utm_medium=direct&utm_campaign=podcastGet an obligation-free portfolio recommendation to see how we would invest for you: https://portal.nucleuswealth.com/register/?utm_source=youtube&utm_medium=direct&utm_campaign=podcastLearn more about the hosts: https://nucleuswealth.com/people/?utm_source=youtube&utm_medium=direct&utm_campaign=podcastFind us on social media:https://www.facebook.com/NucleusWealth/https://twitter.com/NucleusWealthhttps://linkedin.com/company/nucleuswealthNucleus Wealth is an Australian Investment and Wealth Manager providing premium wealth services to all Australians. We're here to help you achieve financial peace of mind. To find out more head to https://nucleuswealth.com/?utm_source=youtube&utm_medium=direct&utm_campaign=podcast.The information on this podcast contains general information and does not take into account your personal objectives, financial situation or needs. Past performance is not an indication of future performance. Damien Klassen and Tim Fuller are an authorised representative of Nucleus Wealth Management. Nucleus Wealth is a business name of Nucleus Wealth Management Pty Ltd (ABN 54 614 386 266 ) and is a Corporate Authorised Representative of Nucleus Advice Pty Ltd - AFSL 515796#australianproperty #australianhousing #lendersmortgageinsurance

✅ LYN ALDEN and I discuss portfolio that will HELP YOU profit from DOLLAR losing reserve currency status, click this link to check it out!!

We're living in such a crazy time. COVID is still rampant globally and has more or less affected most markets for better or worse. The property market has also been affected, but how much has it been really hit? Today we're having a chat with Martin North because we want to get a contrarian perspective. We'll be uncovering the dark underbelly of what's driving this property market and seeking his perspective on these crazy times we live in. We talk about whether or not the government has run out of stimulus, what businesses have been hit by COVID, why properties actually CAN go down contrary to popular belief, and so much more. We'll see you in the episode!   Episode Highlights: Has the government run out of stimulus? [01:46] How sustainable is pumping stimulus at the lower end of the margin? [06:49] These businesses feel the impact of COVID more than others [11:21] Different markets behave differently [14:32] The unit market versus the rest [16:17] The current state of the high-rise property market [19:05] The continuous ‘supply' of house and land packages [23:12] What's with New Zealand possibly lifting their interest rates? [24:13] Property prices CAN go down [25:49] Some people are deceptive with how they talk about property & success [27:19] Thoughts on the responsible lending change [32:24] What can APRA do (and not do) about bank lending? [38:27] Is the property market too big to fail? [42:20] RBA: “Immigration is the cause of low price growth” [44:06] What's the government's strategy around opening the borders? [46:33] Will increasing interest rates be enough to slow down asset prices? [50:41] Martin's property dumbo: a story about a granny flat [55:59]   Links from the show: Episode 123 Episode 143 Episode 178 About our Guest: Martin North is the founder of Digital Finance Analytics, a boutique research, analysis and consulting firm that specialises in offering insight into the dynamics of the mortgage, lending, savings, payments and superannuation sectors. Learn more about Martin's new charity: Asbestos Awareness Australia   Connect with Us: Looking for a Sydney Buyers Agent? www.gooddeeds.com.au Work with Veronica: https://linktr.ee/veronicamorgan Looking for a Mortgage Broker? www.wealthful.com.au Work with Chris: hello@wealthful.com.au  Send in your questions to: questions@theelephantintheroom.com.au    Find this episode on our website: https://www.theelephantintheroom.com.au/podcasts/192 See omnystudio.com/listener for privacy information.

I catch up with Martin North, analyst and business consultant, specialising in the Financial Services Industry. We discuss the thorny question of property investing, and why so many investments fail, while others work well. What are the key metrics to consider, and what suburbs are best - and whats the minimum period realistically to see consistent returns?  Tune in  

I catch up with Martin North, analyst and business consultant, specialising in the Financial Services Industry. We discuss the thorny question of property investing, and why so many investments fail, while others work well. What are the key metrics to consider, and what suburbs are best - and whats the minimum period realistically to see consistent returns?  Tune in  

Questions on Protecting Wealth with Gold & Silver? Call 877-410-1414 or Schedule a Call for Later Here: https://calendly.com/itmtrading/youtube?utm_source=YouTube ____________ To see Lynette's slides and research links from this video: https://www.itmtrading.com/blog/coffee-with-lynette-zang-martin-north/ Follow Martin North ⬇️ Website: https://www.digitalfinanceanalytics.com/ YouTube: https://www.youtube.com/c/WalkTheWorldDFA/featured Patreon: https://www.patreon.com/DigitalFinanceAnalytics Twitter: https://twitter.com/DFA_Analyst?s=20 Quantitative Easing a Dangerous Game: https://publications.parliament.uk/pa/ld5802/ldselect/ldeconaf/42/4202.htm Podcast: https://anchor.fm/itmtrading Follow Wolf Richter ⬇️ Website: https://wolfstreet.com/ Twitter: https://twitter.com/wolfofwolfst Follow Lynette Zang ⬇️ Instagram: https://www.instagram.com/lynettezang/ Twitter: https://twitter.com/itmtrading_zang ____________ FYI: ITM Trading is comprised of Precious Metals and Economic Experts. We are not financial planners, nor do we do general financial consulting. We are Gold & Silver Strategists. We sell Gold & Silver to Strategic Investors who want to protect their wealth with the proper types, dates, and qualities of precious metals. For more info Call: 877-410-1414 For More Videos and Research Click Here: https://www.ITMTrading.com/Blog If you have questions to submit for our Q&A Video Series, send them to: Questions@ITMtrading.com STAY IN THE KNOW! For Critical Info, Strategies, and Updates Subscribe here: https://www.youtube.com/user/ITMTrading?sub_confirmation=1 If you're not already in a protected position for the next crisis, call us for your free strategy consult: 877-410-1414 THEN WHAT? If you want to know what to actually DO about all of this, that's what we specialize in at ITM Trading. How do you protect your wealth for the next collapse and financial reset? Yes Gold and Silver, but what types? How much of each? What strategy? And what long term plan? If you're asking these questions you're already ahead of the game... We're here to help, as it is our mission to safeguard the public from the inevitable downfall of the dollar, stock markets, and real estate. We are the most recommended precious metals company in the industry for good reason, because we create lifetime relationships with our clients, and facilitate strategies for lifetime security. Find out if you're properly protected today... ITM TRADING: Helping Build Your Future, Freedom, and Legacy Call Today for Your 1st Strategy Session: 877-410-1414 You can also email us at: Services@ITMtrading.com For Instant Updates and Important News, please follow us on: All Our Videos and Research: https://www.ITMTrading.com/Blog Homepage: https://www.ITMTrading.com ITM Trading Twitter: https://twitter.com/itmtrading Lynette Zang Twitter: https://twitter.com/itmtrading_zang Facebook: https://facebook.com/ITMTrading By ITM Trading's Lynette Zang Call Us Direct for Long-Term Gold & Silver Strategies: 877-410-1414 ITM Trading Inc. © Copyright, 1995 - 2021 All Rights Reserved.

In this video, Martin North of Digital Finance Analytics & I go over the latest news & data points affecting the Australian Housing Market & Economy 2021, including our forecast and predictions. This is our monthly segment to dig a bit deeper into what is taking place in our backyard. We'll also examine the Australian economy & what we can expect moving forward. Hopefully this helps all those asking if now is a good time to buy & whether the economy will recover soon! Australian Financial Crisis Documentary: https://youtu.be/h71cHHBAnMQ Banks, Debt & Money Explained: https://youtu.be/RYty6Ik1HS8​ Mortgage Broker Secrets Interview: https://youtu.be/P-3XrjzJwLo​ Junk Bond House Of Cards: https://youtu.be/cuzppRWDCSk​ How To Become Your Own Bank: https://youtu.be/gq9T2vLiDig​ Negative Interest Rates Explained: https://youtu.be/nFWjoxyRCUE Want to learn how the Nugget & the team keep finding the best projects? Join Our Community: https://collectiveshift.com.au/become-a-member/ Free education, resources & discounts: https://nuggetsnews.com.au/ Follow Martin North: YouTube: https://www.youtube.com/c/WalkTheWorldDFA Twitter: https://twitter.com/DFA_Analyst​ New Website: https://collectiveshift.com.au/ Date of Recording: 11th June 2021 ---

For the full audio interview, transcript, show notes and more visit: https://altassetallocation.com/ Martin is a deep thinker and I really enjoyed this conversation. In this episode, we talk about the Australian & New Zealand Economies, the local investment mindset, and the overall financial markets there. In this conversation, we get quite philosophical on where the world is now as a result of COVID and where we could be going. Absolutely fascinating and worth thinking about. Enjoy this conversation with Martin North from Digital Finance Analytics. --- Support this podcast: https://anchor.fm/investinalts/support