Podcasts about Macquarie

டாக்டர் தேவிகா காமத் Macquarie பல்கலைக்கழகத்தில் வானியற்பியல் துறையில் விரிவுரையாளராக பணியாற்றி கொண்டு நட்சத்திரங்கள் பற்றி ஆராய்ச்சி செய்து வரும் இளம் விஞ்ஞானி. இவர் வானியற்பியல் துறையில் தான் கண்ட கனவு மற்றும் அது மெய்பட முயற்சித்து உழைத்த தனது கதையை நம்மோடு பகிர்ந்துக்கொள்கிறார். அவரோடு உரையாடுகிறார் செல்வி.

With consumers in the United States really starting to feel the pinch of tariffs, luxury goods retailers like Cettire could see the pain on their balance sheets sooner rather than later. MARKET WRAP: ASX200: up 0.31%, 8,565 GOLD: $3,360 US/oz BITCOIN: $166,138 AUD Monash IVF CEO Michael Knaap announced his resignation. Shares up 9.1% Cochlear downgraded its guidance, but the market sent the company 0.7% higher to $272.31. Telstra, Transurban, and Coles were all higher. Cettire fell more than 30% after its CEO warned the market of weaker demand from US customers. AGL suffered a swing against it of 0.9% after confirming it could sell its stake in Tilt Renewables. Myer lost 0.7% Sliding more than 1% was BHP, Macquarie, and Goodman. CURRENCY UPDATE: AUD/USD: 64.9 US cents AUD/GBP: 47.9 pence AUD/EUR: 56 Euro cents AUD/JPY: 93 Japanese yen AUD/NZD: 1.07 NZ dollars See omnystudio.com/listener for privacy information.

In this episode of the Matthews Mentality podcast, host Kyle Matthews sits down with Luke Petherbridge, CEO of Link Logistics, to discuss leadership, resilience, and personal growth. Luke shares insights from his early career experiences, particularly his time at Macquarie and Rubicon, where he learned the importance of character forged in crisis and the value of relentless curiosity and accountability. The conversation also delves into his leadership journey at ShopCore, LivCor, and now Link Logistics. Luke emphasizes the significance of surrounding oneself with great people. He also discusses his philanthropic efforts with CoreGiving, a nonprofit fighting childhood hunger. Tune in to hear about Luke's personal and professional insights on achieving success and building meaningful impact at scale.00:00 Forging Character in Crisis01:21 Introduction 01:47 Luke's Career Journey and Achievements02:59 The Competitive Spirit and Real Estate Insights03:39 Navigating Industrial Real Estate05:03 Lessons from a Diverse Real Estate Career07:11 The Importance of Great People13:28 Early Career and Rubicon Experience26:16 Balancing Work and Personal Life32:00 Facing Adversity and Embracing Resilience35:37 The Importance of Positivity and Avoiding Negativity36:21 The Role of Education and Early Career Experiences37:48 The Value of Being Present and Learning from Mentors43:38 Balancing Personal Life and Career Ambitions46:33 Overcoming Personal Loss and Moving Forward50:11 Taking Risks and Embracing New Opportunities53:50 Building a Business and Learning from Experience59:42 Joining Live Core: Opportunities and Challenges01:00:39 The Commodity Nature of Apartments01:01:56 Transition to Link and Building Customer-Centric Organizations01:02:51 Harnessing Data for Competitive Advantage01:04:31 Defining Success at Link01:08:05 Core Giving: A Corporate Responsibility01:14:18 Reflections on Career and Personal Growth01:21:12 Key Traits for Success and Final Thoughts

I asked John Strand, of Strand Consult, on the Good, Bad and Ugly Telco Podcast after I read his Research Note on the misinformed (and it turned out predictable outcome) takeover of TDC seven years ago.  To give some context to this, TDC was the well capitalised incumbent operator with over a century of service, and it is now facing an uncertain future. To quote John's Research Note In a significant development, three prominent Danish pension funds ATP, PFA, and PKA are divesting their 50% stakes in TDC to Macquarie[their partner], marking the culmination of a troubled seven-year partnership. This research note examines the flawed strategy behind the 2018 acquisition, the subsequent financial deterioration, and the lessons for the telecommunications sector. Strand Consult's assessment of the flawed deal from 2018 is validated. John is a very clear thinker and speaker, and he related the full story very well.  It's even more shocking as he clearly predicted what the outcome would be. The focus on Financial Engineering, as opposed to Customer Innovation and Marketing, ultimately means that the that many billions of Kroner have been written off. You can find the full Research Note here: https://strandconsult.dk/the-three-danish-pension-funds-atp-pfa-and-pka-sell-their-share-of-tdc-to-macquarie-at-a-big-loss-what-went-wrong-and-whats-ahead/ John can be contacted via his website or via LinkedIn - https://www.linkedin.com/company/strand-consult/ If you have an interesting topic or story you'd like to talk about on the Good, Bad and Ugly Podcast in the areas of Innovation, Product Marketing, Market Trends, contact me via LinkedIn: https://www.linkedin.com/in/paddyflynn/    

John is joined by Jesse Bernstein, Partner in Quinn Emanuel's New York Office and Co-Chair of the Securities Litigation Practice.  Jesse explains that the term “securities” applies not only to stocks and bonds, but arguably to any situation where a group of investors place their resources into a common entity where they expect to make profits from the efforts of others.  He describes the sources of securities law, including state blue sky laws, the Securities Act of 1933 (which focuses on initial issuances), the Securities Exchange Act of 1934 (which focuses on intentional misrepresentations in securities transactions and the Private Securities Litigation Reform Act of 1995 (which sought to curb perceived abuses in securities litigation by raising the pleading standards required to establish scienter and creating a safe harbor for forward looking statements).  They discuss the Supreme Court's recent ruling in Moab Partners v. Macquarie Infrastructure that pure omissions of material fact are not actionable under Rule 10(b)(5) because the rule only covers affirmative misstatements.  Jesse then explains how a Quinn Emanuel team obtained a jury verdict last year in Elon Musk's favor in a rare securities class action trial on a $12 billion claim based on Mr. Musk's tweet about taking Tesla private.  He describes the arguments made concerning materiality and loss causation that ultimately led to the victory.  Finally, they discuss upcoming issues in securities law including how the Macquarie decision will impact cases. Podcast Link: Law-disrupted.fmHost: John B. Quinn Producer: Alexis HydeMusic and Editing by: Alexander Rossi

Mali's military government dissolves all political parties, Donald Trump meets with Syrian President Ahmed al-Sharaa, Saudi Arabia's foreign minister says the Kingdom and U.S. want to end the Gaza war, Vlodomyr Zelenskyy calls on Vladamir Putin to attend peace talks in Turkey, Tulsi Gabbard fires top intelligence officials in a national security shake-up, a Wisconsin judge is indicted for allegedly obstructing ICE, El Chapo's family reportedly enters the U.S. from Mexico in an apparent cartel plea deal, Australia sues Macquarie for 'Misreporting' short sales, the Menedez brothers are eligible for parole after 35 years in prison, and a new study suggests that chimpanzees have honed medical skills in the wild. Sources: www.verity.news

ASIC takes Macquarie to court over claims of complacency and hubris, NSW ranks as the second most expensive state for running household appliances. Plus, Fortescue faces possible $60 million grants repayment over shuttered Gladstone Plant.See omnystudio.com/listener for privacy information.

A jobs surge puts the next few rate cuts into question; household spending still stagnant; Xero reports growth in both profit and revenue; and the Market Wrap. MARKET WRAP: ASX200: up 0.22%, 8,297 GOLD: $3,180 US/oz BITCOIN: $158,540 AUD Xero reported after tax profit growth of 30% to $227.8 million NZD, helping shares rise 4.7% to $182.05 The tech sector overall was stronger, with Wisetech rising 1.9% and Technology One up 1.3%. IAG rose 5.7% to $8.90 as it said it would acquire RAC Insurance in a $1.35 billion deal. The banks were all positive, with the Big Four all higher, and Macquarie recovering 1.2% after yesterday’s ASIC lawsuit. Changes at the top of Treasury Wine Estates was enough to tank its share price, falling 5.2% on the announcement of its next CEO. A deal between Lendlease with Britain’s The Crown Estate – owned by the royal family and King Chalres – for development projects didn’t wow the market. Shares slid 1.6% to $5.39. BHP, Fortescue and Rio Tinto marginally weaker. CURRENCY UPDATE: AUD/USD: 64.3 US cents AUD/GBP: 48.5 pence AUD/EUR: 57 Euro cents AUD/JPY: 95 Japanese yen AUD/NZD: 1.09 NZ dollars Host: Deb Knight Executive Producer: Tom Storey Technical Producer: Liam Achurch Publisher: Nine RadioSee omnystudio.com/listener for privacy information.

Commonwealth and Macquarie had a day of opposite fortunes, with the former welcoming a quarterly profit result, and the latter being pursued by ASIC in the courts.See omnystudio.com/listener for privacy information.

Australian wages make a surprise leap to 3.4% growth; ASIC goes after Macquarie over short selling reporting; a surge in refinancing; Commonwealth Bank reveals another stunning quarterly profit; should we be getting our financial messaging from social media?; and Carl Capolingua joins us for the Market Wrap. Host: Deb Knight Executive Producer: Tom Storey Technical Producer: Liam Achurch Publisher: Nine RadioSee omnystudio.com/listener for privacy information.

Kia ora,Welcome to Thursday's Economy Watch where we follow the economic events and trends that affect Aotearoa/New Zealand.I'm David Chaston and this is the international edition from Interest.co.nz.And today we lead with news the price of gold is falling, long term benchmark interest rates keep on rising with larger risk premiums, and monetary policy regulators are coming round to the idea of rate cuts to bolster flagging economic expansion everywhere.But first in the US, mortgage application volumes rose marginally last week from the prior week for the period and holding on to the +11% jump of the previous period. Benchmark home loan rates were basically stable but at an elevated level averaging 6.86%.Canada building consents fell in March and by more than expected although to be fair it only cancelled the February rise and probably isn't too surprising given their election campaign and overall economic uncertainty around relations with the US.Meanwhile, Canadian vehicle sales took off in March, and to its best month since the pandemic, as buyers rushed to get hold of pickups, utes and light trucks ahead of the threat of sharply higher prices. On the other hand, car sales dived.In China, new yuan loan approvals were unusually weak in the April data released overnight. Banks approved loans at their lowest rate for an April since 2005, and at ¥280 bln, that was less than 10% of the good March level and less than half the year ago level, itself unusually weak. Of course, it reflects the initial impact of the trade war on Chinese businesses.In Australia we should note that large parts of Victoria and South Australia are in a severe drought condition, also even parts of Tasmania. Some say it is the worst "in a lifetime" with zero April rainfall extending into May. If there is any hope for livestock farmers it is that grain production has been high in other areas, enabling grain-fed beef to continue. Lucky for them, grain-fed beef demand is rising in China. Those drought conditions contrast with the endless rain Sydney is having.Next week on Tuesday, the Aussie central bank will be reviewing its 4.10% cash rate target. More analysts now see a -25 bps cut then. Although it is no certainty, financial markets also have it priced in.And staying in Australia, regulator ASIC is tackling Macquarie again. ASIC is suing Macquarie Securities alleging it engaged in misleading conduct by misreporting millions of short sales to the market operator for over 14 years. They allege that between 11 December 2009 and 14 February 2024, Macquarie failed to correctly report the volume of short sales by at least 73 million. ASIC estimates that this could be between 298 million and 1.5 billion short sales. The last ASIC action against Macquarie was just a week ago over compliance failures. Today's action is the fifth by ASIC against Macquarie since April 2024.The UST 10yr yield is at 4.53%, up +3 bps so far today.The price of gold will start today at US$3175/oz, and down -US$67 from yesterday.Oil prices are marginally lower today at just under US$63.50/bbl in the US and the international Brent price is just under US$66.50/bbl.The Kiwi dollar is now at 59.1 USc, down -30 bps from yesterday at this time. Against the Aussie we are up +10 bps at 91.8 AUc. Against the euro we are down -30 bps at 52.8 euro cents. That all means our TWI-5 starts today just under 67.6 and down a net -30 bps from this time yesterday.The bitcoin price starts today at US$103,147 and down almost -1.0% from yesterday. Volatility over the past 24 hours has remained modest at just under +/- 1.1%.You can find links to the articles mentioned today in our show notes.You can get more news affecting the economy in New Zealand from interest.co.nz.Kia ora. I'm David Chaston. And we will do this again tomorrow.

Prepare to see banking in a new light! Cindi Howson and Macquarie Bank's data trailblazer, Ashwin Sinha (Chief Data Officer), go deep into the AI revolution transforming financial services. Discover how one of Australia's most dynamic financial institutions, Macquarie Bank, is wielding the disruptive force of generative AI, not just for efficiency, but to combat high-stakes threats like fraud. Plus, discover the remarkable evolution of the data analyst from report-generator to AI-powered strategic powerhouse!Key Moments: Drivers of Digital Transformation (04:36): Ashwin outlines the key factors driving a digital transformation and early cloud adoption, emphasizing customer obsession, improving turnaround times, and ensuring technology reliability.  Leveraging Dual Cloud Providers (12:25): Ashwin discusses Macquarie Bank's use of AWS for infrastructure and core applications and Google Cloud (GCP) for its digital and data stack, including AI capabilities.  The Power of Gen AI in Analytics (14:16): Ashwin explores the role of generative AI in enhancing productivity for data analysts, particularly through prompt engineering and tools like ThoughtSpot.  Empowering Analysts Through Evolution (16:56): Ashwin details Macquarie Bank's successful strategy for evolving the data analyst role by proactively introducing self-service analytics, emphasizing upskilling, and enabling analysts to concentrate on higher-impact activitiesCombating Data Risk and Fraud Prevention (26:04): Ashwin discusses the increasing threat of scams and fraud and details Macquarie's two-pronged approach: educating customers and employing AI and machine learning to detect and prevent fraudulent activities.  Importance of Prompt Engineering (32:57): Ashwin stresses the significance of prompt engineering as a general-purpose technology that can drive productivity across various business functions, not just within technical roles.  Key Quotes:"There is always a big backlog in most organizations, which you cannot get done just because you do not have enough capacity. You cannot prioritize them. You cannot execute fast enough. And so, what prompt engineering and GenAI broadly does is take away the low-value tasks that you could just use AI and machine learning to do for you." - Ashwin Sinha"Prompt engineering—even though it has 'engineering' in it— I see that as a general-purpose technology. It's a bit like we've just got access to a super powerful search with a lot more analytical and reasoning capability. That's how I think of the usage of any of the foundational or large language models for, you know, the general population who are not in engineering or technical roles. Whether they're in business roles, sales and distribution, finance, marketing, or any of those functions, the use of prompt engineering just enables the next level of productivity for them. - Ashwin SinhaMentionsPrompt Engineering in the Age of AIAI Agent GovernanceThoughtSpot Spotter: Your AI AnalystScuba Diving and the History of the Liberty Shipwreck in BaliThe Importance of Child Education in IndiaGuest Bio Ashwin Sinha is the Chief Data Officer and Executive Director at Macquarie Bank, where he oversees the strategy and execution of Data and AI. Before joining Macquarie in 2019, Ashwin was a Partner at KPMG, leading the Data business. He has also held various global software engineering, start-up, and consulting roles over the past 22 years, focusing on data and digital transformations. Outside work, Ashwin is passionate about child education and macroeconomics Hear more from Cindi Howson here. Sponsored by ThoughtSpot.

The Australian share market saw only modest gains on Thursday, with investor enthusiasm muted as financial stocks took the spotlight amid mixed earnings reports. Meanwhile, global attention turned to a potential US-UK trade deal teased by Donald Trump and an uneventful US Fed meeting that left interest rates unchanged but warned about the risks of tariffs. Despite weak energy prices, industrials, tech, and utilities sectors posted gains, helping the market tread water ahead of Macquarie's earnings and a Bank of England rate decision. The content in this podcast is prepared, approved and distributed in Australia by Commonwealth Securities Limited ABN 60 067 254 399 AFSL 238814. The information does not take into account your objectives, financial situation or needs. Consider the appropriateness of the information before acting and if necessary, seek appropriate professional advice.See omnystudio.com/listener for privacy information.

This is the Fear and Greed Afternoon Report - everything you need to know about what happened in the markets, economy and world of business today, in just a few minutes. ASX rises US-China talks Macquarie fined JB HiFi slips Trump & Carney Find out more: https://fearandgreed.com.auSee omnystudio.com/listener for privacy information.

This is the Fear and Greed Afternoon Report - everything you need to know about what happened in the markets, economy and world of business today, in just a few minutes. ASX rises US-China talks Macquarie fined JB HiFi slips Trump & Carney Support the show: http://fearandgreed.com.auSee omnystudio.com/listener for privacy information.

Another solid day with the ASX 200 up 27 points to 8178 (+0.3%). NAB (+1.6%) results helped, but the news of Bessent heading for a Swiss showdown with Chinese counterparties on trade, popped US futures higher and commodity stocks were back on. China also cut rates.  BHP up 0.9% with RIO up 0.6%. Gold miners were solid on bullion's rise, SPR up 0.9%, and VAU doing better, up 3.3%. NST fell 2.6% though with WGX up 2.9%. Lithium stocks better, LTR up 7.8% on WA loans, PLS rallied 4.8% and MIN up 2.6%. LYC slipped as US/China relations improved. Oil and gas stocks also bounced. WDS up 1.7% and STO up 2.0%. Uranium stocks were once again in demand as shorts continue to cover, BOE updated the market and ran hard, up 12.4%. PDN up 4.4%. Banks stalled with the Big Bank Basket flat at $263.60. NAB (+1.6%) the standout and CBA (-0.5%) the problem child. Other financials doing well. MQG rose 0.9% despite news from ASIC on serious breaches. ASX up 2.5% and PNI up 4.3%. ZIP presented at the Macquarie conference and rose 13.0%. Industrials were mixed, CSL fell 3.0% with TLX down too but RMD up 0.9%. REITs were positive. Tech slipped, XRO down 0.3% and WTC off 0.4%. The index slipping 0.2%. Retail recovered from early JBH losses, PMV up 2.6% and TPW on an update rose 8.0%.In corporate news, no real bad news from Macquarie Conference. NXL slammed 16.0% on an uncertain update, KLS ran hard, up 18.3%, on a positive briefing. On the economic front, all eyes on the Fed and China stimulated again with more rate cuts. Asian markets slightly positive. Japan up 0.5%. 10-year yields steady at 4.29%. Dow futures up 0.5%, NASDAQ futures up 0.6%.Want to invest with Marcus Today? The Managed Strategy Portfolio is designed for investors seeking exposure to our strategy while we do the hard work for you. If you're looking for personal financial advice, our friends at Clime Investment Management can help. Their team of licensed advisers operates across most states, offering tailored financial planning services.  Why not sign up for a free trial? Gain access to expert insights, research, and analysis to become a better investor.

Kia ora,Welcome to Thursday's Economy Watch where we follow the economic events and trends that affect Aotearoa/New Zealand.I'm David Chaston and this is the international edition from Interest.co.nz.And today we lead with news the global economy's track is no clearer today.First up, the US central bank kept it key policy rate unchanged at 4.50% for a third consecutive meeting in line with expectations. They are keeping their wait-and-see approach but watching to see if the tariff taxes drive up inflation and slow economic growth. They say they still see expanded economic activity despite signs net exports are volatile. So far they haven't seen the jobless rate move "and labour market conditions remain solid". But they are seeing elevated inflation, and they foresee risks of higher unemployment and higher inflation.Equity markets dropped on the release, as did benchmark bond yields. The USD hardly moved however.Earlier, it was reported that US mortgage application volumes jumped +11% last week from the previous week, ending the three consecutive slumps from earlier in the month. The rebound came after there was another small drop in benchmark mortgage rates.Across the Pacific, China's FX reserves rose in April to their highest level in more than six months (in USD).And staying in China, their central bank said it will cut the reserve requirement ratio (RRR) by -50 basis points, injecting about ¥1 tln in liquidity into their domestic economy. But the cut won't come until May 15 and will then be the first RRR cut in 2025. They also said they will lower the rate on seven-day reverse repurchase agreements by 10 basis points to 1.40%, effective tomorrow, Thursday, May 8. This is the first cut to this key policy rate since September 2024 and could lead to cuts in market and other regulatory rates.And despite denials on both sides, both China and the US said they will meet in Switzerland to discuss stuff on Saturday. Interestingly, the Chinese side will be represented by their lead person for China-US economic and trade affairs, but the US side won't be led by its USTR, but the more senior Treasury Secretary.In the EU there were no surprises in their March retail sales volume data, holding flat again.However, there was positive data out of Germany, where factory orders rose +3.6% in March from February, well above market expectations of a +1.3% gain and putting behind it February's lackluster result. It was their strongest increase since December, with broad-based gains across sectors.Meanwhile, Poland cut its official interest rate by -50 bps to 5.25%. Falling inflation and weak economic activity prompted the move, but it was unusual because they have elections due on May 18 and they are battling Russian election interference.In Australia, regulator ASIC said it has imposed additional conditions on Macquarie Bank's Australian financial services licence after multiple and significant compliance failures – some going undetected for many years and one for a decade.And it seems Peter Dutton wasn't the only party leader to lose his seat at the weekend election. The Greens leader will too. In fact, like the Liberals, the Greens vote fell rather sharply at that election.Separately, the OECD said the global trade in fake goods reached almost US$½ tln in the latest data they have - which is for 2021, posing risks to consumer safety and compromising intellectual property. The breakdown in trade cooperation since won't have lessened the problem.The UST 10yr yield was at 4.28%, down -3 bps from this time yesterday before the US Fed announcement, then slipped slightly further to 4.27%.The price of gold will start today at US$3384/oz, and down -US30 from yesterday.Oil prices are firmer today, down -50 USc at just on US$58.50/bbl in the US and the international Brent price is now just under US$61.50/bbl.The Kiwi dollar is now at 59.7 USc, down -30 bps from yesterday at this time. Against the Aussie we are unchanged at 92½ AUc. Against the euro we are down -20 bps at 52.6 euro cents. That all means our TWI-5 starts today just on 67.8 and down -20 bps.The bitcoin price starts today at US$96,653 and up +2.2% from yesterday. Volatility over the past 24 hours has been modest at +/- 1.6%.You can find links to the articles mentioned today in our show notes.You can get more news affecting the economy in New Zealand from interest.co.nz.Kia ora. I'm David Chaston. And we will do this again tomorrow.

This is the Fear and Greed Afternoon Report - everything you need to know about what happened in the markets, economy and world of business today, in just a few minutes. ASX flat Macquarie conference Recriminations for the Libs Wisetech warning CSL vaccine pain Find out more: https://fearandgreed.com.auSee omnystudio.com/listener for privacy information.

This is the Fear and Greed Afternoon Report - everything you need to know about what happened in the markets, economy and world of business today, in just a few minutes. ASX flat Macquarie conference Recriminations for the Libs Wisetech warning CSL vaccine pain Support the show: http://fearandgreed.com.auSee omnystudio.com/listener for privacy information.

Onsemi (ON) sold off this morning despite posting an earnings beat and guidance raise. Diane King Hall says an uncertain auto industry outlook may play a role in the selling action. On Tyson Foods (TSN), she notes a slight revenue miss which came primarily from its beef and pork sales. Macquarie downgraded Block (XYZ) to neutral from outperform as the company continues to see fallout from its weaker-than-expected earnings.======== Schwab Network ========Empowering every investor and trader, every market day.Subscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – https://twitter.com/schwabnetworkFollow us on Facebook – https://www.facebook.com/schwabnetworkFollow us on LinkedIn - https://www.linkedin.com/company/schwab-network/About Schwab Network - https://schwabnetwork.com/about

You've surely heard of the term of the term enshittification? In case you haven't, it was coined by blogger and journalist Cory Doctorow. He defined it as the pattern in which online products and services decline in quality over time.This decline or decay has started to show in Indian Consumer tech products as well, resulting in an experience for customers that is much worse than what was promised. From seemingly unharmful dark patterns to unnecessary cross-selling, the spectrum lies wide sour digital experiences for a customer today.And why they're doing this is quite simple.These products first got your trust and managed to delight you by delivering on their promise. Then, they made that promise available for a price. Fair enough, if it's good, then surely the promise has a price you should be willing to pay. Now, we seem to have arrived at a point where they're asking more to deliver that same promise. They want to extract more money from a customer's wallet. What forces them to do so becomes the next question.This enshittening and many more ways in which many of the platforms we use have aged badly was the core of the discussion in this week's episode of Two by Two. Joining hosts Rohin Dharmakumar and Praveen Gopal Krishnan are Aditya Suresh, head of India equity research at Macquarie, and Abhishek Madan, ex-VP of Product at Paytm*Aditya brought the market's perspective to the discussion with his sharp insights, how the experience could be different based on whether a company is public or private, and what gets talked about in both contexts. Abhishek, in his third time on the podcast, added the flavour by explaining why and how the platform decay came about.Welcome to episode 36 of Two by Two.–Help us find interesting women guests by filling out this survey – https://theken.typeform.com/to/KH0EOLGo–Listen to the episode trailer available on all podcast streaming platorms:  Spotify | Apple Podcasts | Amazon Music | Youtube–Additional reading:Enshittification is coming for absolutely everything – https://www.ft.com/content/6fb1602d-a08b-4a8c-bac0-047b7d64aba5Phonepe spent millions to rival Policybazaar. Its users couldn't care less – https://the-ken.com/story/phonepe-spent-millions-to-rival-policybazaar-its-users-couldnt-care-less/Swiggy needs to reclaim its past glory – https://the-ken.com/newsletters/two-by-two/swiggy-needs-to-reclaim-its-past-glory/How will Ola and Uber avoid ‘death by a thousand cuts'? – https://the-ken.com/newsletters/two-by-two/how-will-ola-and-uber-avoid-death-by-a-thousand-cuts/First, Cult.fit's group classes got everyone's attention. Now “Cult injuries” do – https://the-ken.com/newsletters/two-by-two/how-will-ola-and-uber-avoid-death-by-a-thousand-cuts/Additional listening:Should you invest the first two years of your career in strategy consulting? – https://the-ken.com/podcasts/two-by-two/should-you-invest-the-first-two-years-of-your-career-doing-strategy-consulting/How will Ola and Uber avoid ‘death by a thousand cuts'? – https://the-ken.com/podcasts/two-by-two/how-will-ola-and-uber-avoid-death-by-a-thousand-cuts/Swiggy needs to reclaim its past glory – https://the-ken.com/podcasts/two-by-two/swiggy-needs-to-reclaim-its-past-glory/–This episode of Two by Two was produced by Hari Krishna. Rajiv CN, our resident sound engineer, mixed and mastered this episode.If you liked this episode of Two by Two, please share it with your friends and family who would be interested in listening to the episode. And if you have more examples of enshittification, do tell us about them. You can write to us at twobytwo@the-ken.com.

In today's podcast, we unpack Zomato's quiet retreat from its 15-minute delivery experiment, examine why India's economy is defying global slowdown trends, and hear from Macquarie's Victor Shevts on why global investors are eyeing India as a standalone opportunity. Plus, updates on cheaper jet fuel deals for Indian airlines, Cognizant's fresh hiring spree, Carlyle's exit from PNB Housing, and a sharp take on the politics of caste census. Tune in.

In this podcast episode, Anthony and Stephen unpack the return of mega mergers, from Capital One's $35.5bn takeover of Discover Financial to Nomura's strategic $2bn acquisition.Plus, they dive into why private equity is reshaping the accountancy world through massive consolidation plays like Baker Tilly and Grant Thornton.Whether you're aiming for banking, asset management, accounting, private equity, or advisory, this is essential insight to stay ahead of the curve.(00:00) Introduction to M&A Deals(02:05) Capital One's $35.5 Billion Acquisition(09:02) Nomura's Strategic Acquisition of Macquarie(16:00) Baker Tilly's Acquisition of Moss Adams(25:50) Grant Thornton's Fragmented Structure and PE Involvement***Take a free M&A Finance Accelerator simulation in partnership with UBS www.amplifyme.com/mafa Hosted on Acast. See acast.com/privacy for more information.

– Tariffs might come down – Trump may (or not) fire Powell – Macquarie bails out of international funds management – Coalition promises to let international airlines fly domestically from DarwinSee omnystudio.com/listener for privacy information.

Tesla’s performance over the last quarter was questionable at best, so is it time for Elon Musk to change his association with Donald Trump? MARKET WRAP: ASX200: up 1.33%, 7,920 GOLD: $3,330 US/oz BITCOIN: $146,873 AUD BHP lifted by 3.3% and Fortescue up 2.7%. WiseTech Global added 5.5%, and NextDC climbed just under 5%. Macquarie bank shares up another 5.2% to $190.38 Telix confirms FY 2025 revenue guidance of $770 million to $800 million shares up more than 12% to $28.32 Evolution Mining plummeted by 10% to $7.90 with fellow gold miners Northern Star Resources and Newmont also down 9.5% and 7% De Grey and Lynas were also weaker. The CBA had some profit takers today, closing down 2.5% to $163.77 a share. CURRENCY UPDATE: AUD/USD: 64.0 US cents AUD/GBP: 48.1 pence AUD/EUR: 56 Euro cents AUD/JPY: 90 Japanese yen AUD/NZD: 1.07 NZ dollars See omnystudio.com/listener for privacy information.

Andrew, Ben, and Tom discuss yesterday's market activity, Nomura buying Macquarie's US and European public asset management, and the Novo Nordisk pill underperforming Eli Lilly. For information on how to join the Zoom calls live each morning at 8:30 EST, visit:https://www.narwhal.com/blog/daily-market-briefingsPlease see disclosures:https://www.narwhal.com/disclosure

In this episode, Joe is joined by Ben Way, Group Head of Macquarie Asset Management and Andrea Quirk, Global Head of Credit Ratings at S&P Global Ratings. Discussion covered the explosion in growth of datacenters, how AI is driving demand for digital infrastructure and Ben's view of being present in the moment throughout your career.

Tháinig an scéala chun cinn ar an deireadh seachtaine go bhfuil an comhlacht seirbhísí airgeadais Macquarie san Astráil ag tarraingt siar an infheistíocht a bhí le déanamh sa bhFeilim Ghaoithe a bhí i gceist a thógáil acu gar do charraigeacha Sceirde i gCarna.

Првата од двете закажани изборни дебати се одржа во Западен Сиднеј, дом на голем број места во бојното поле кои би можеле да влијаат на исходот на изборите: Fowler, Macarthur, Macquarie, Reid, Parramatta и Werriwa. Трошоците за живот и имиграцијата беа главен фокус во дебатата додека лидерите на најголемите партии се обидуваа да ги придобијат неопределените гласачи.

Planlanan iki seçim tartışmasından ilki geçen gün seçim sonucunu etkileyebileceği düşünülen Batı Sydney'de gerçekleşti. Fowler, Macarthur, Macquarie, Reid, Parramatta ve Werriwa. Bölgelerini alan büyük avantaj yakalayacak. Büyük partilerin liderleri seçim gündeminde en üst sırada yer alan hayat pahalılığı ve göç konularında kararsızları ikna etmeye çalıştı.

Cuộc tranh luận bầu cử đầu tiên đã diễn ra ở Tây Sydney, nơi có nhiều khu vực quan trọng có thể quyết định kết quả bầu cử như Fowler, Macarthur, Macquarie, Reid, Parramatta và Werriwa. Chi phí sinh hoạt và nhập cư là hai vấn đề nổi bật, khi các lãnh đạo đảng tìm cách thu hút cử tri chưa quyết định.

The first of two scheduled election debates has taken place in Western Sydney, home to a number of battleground seats that could decide the election outcome: Fowler, Macarthur, Macquarie, Reid, Parramatta and Werriwa. Cost of living and immigration have loomed large in the debate as the leaders of the major parties seek to win over undecided voters.

The first of two scheduled election debates has taken place in Western Sydney, home to a number of battleground seats that could decide the election outcome: Fowler, Macarthur, Macquarie, Reid, Parramatta and Werriwa. - Debat pertama dari dua debat pemilu yang dijadwalkan telah berlangsung di Sydney Barat, tempat sejumlah kursi medan tempur yang dapat menentukan hasil pemilu: Fowler, Macarthur, Macquarie, Reid, Parramatta, dan Werriwa.

L-ewwel minn żewġ dibattiti ippjanati waqt il-kampanja tal-elezzjoni federali sar fil-Punent ta' Sydney, fejn hemm għadd ta' siġġijiet miġġielda li jistgħu jiddeċiedu r-rizultat tal-elezzjoni: Fowler, MacArthur, Macquarie, Reid, Parramatta u Werriwa. L-għoli tal-ħajja u l-immigrazzjoni spikkaw fid-dibattitu hekk kif il-mexxejja tal-partiti l-kbar qed jippruvaw li jattiraw il-votanti indeċiżi.

Sau chương trình gây quỹ vào tháng 11.2023 cho Hội ung thư NSW và các công trình nghiên cứu và chữa trị ung thư của đại học Macquarie, các thiện nguyện viên của nhóm WeCare Mission sẽ tổ chức một buổi nhạc thính phòng vào ngày chủ nhật 13/4/25

You've surely heard of the term of the term enshittification? In case you haven't, it was coined by blogger and journalist Cory Doctorow. He defined it as the pattern in which online products and services decline in quality over time.This decline or decay has started to show in Indian Consumer tech products as well, resulting in an experience for customers that is much worse than what was promised. From seemingly unharmful dark patterns to unnecessary cross-selling, the spectrum lies wide sour digital experiences for a customer today.And why they're doing this is quite simple.These products first got your trust and managed to delight you by delivering on their promise. Then, they made that promise available for a price. Fair enough, if it's good, then surely the promise has a price you should be willing to pay. Now, we seem to have arrived at a point where they're asking more to deliver that same promise. They want to extract more money from a customer's wallet. What forces them to do so becomes the next question.This enshittening and many more ways in which many of the platforms we use have aged badly was the core of the discussion in this week's episode of Two by Two. Joining hosts Rohin Dharmakumar and Praveen Gopal Krishnan are Aditya Suresh, head of India equity research at Macquarie, and Abhishek Madan, ex-VP of Product at Paytm*Aditya brought the market's perspective to the discussion with his sharp insights, how the experience could be different based on whether a company is public or private, and what gets talked about in both contexts. Abhishek, in his third time on the podcast, added the flavour by explaining why and how the platform decay came about.Welcome to episode 36 of Two by Two.-Additional reading:Enshittification is coming for absolutely everything - https://www.ft.com/content/6fb1602d-a08b-4a8c-bac0-047b7d64aba5Phonepe spent millions to rival Policybazaar. Its users couldn't care less - https://the-ken.com/story/phonepe-spent-millions-to-rival-policybazaar-its-users-couldnt-care-less/Swiggy needs to reclaim its past glory - https://the-ken.com/newsletters/two-by-two/swiggy-needs-to-reclaim-its-past-glory/How will Ola and Uber avoid ‘death by a thousand cuts'? - https://the-ken.com/newsletters/two-by-two/how-will-ola-and-uber-avoid-death-by-a-thousand-cuts/First, Cult.fit's group classes got everyone's attention. Now “Cult injuries” do - https://the-ken.com/newsletters/two-by-two/how-will-ola-and-uber-avoid-death-by-a-thousand-cuts/Additional listening:Should you invest the first two years of your career in strategy consulting? - https://the-ken.com/podcasts/two-by-two/should-you-invest-the-first-two-years-of-your-career-doing-strategy-consulting/How will Ola and Uber avoid ‘death by a thousand cuts'? - https://the-ken.com/podcasts/two-by-two/how-will-ola-and-uber-avoid-death-by-a-thousand-cuts/Swiggy needs to reclaim its past glory - https://the-ken.com/podcasts/two-by-two/swiggy-needs-to-reclaim-its-past-glory/-This is a free 10-minute trailer streaming on all podcast streaming platforms. If you'd like to listen to the full episode, you can do so by becoming a Premium subscriber to The Ken or by subscribing to Two by Two on Apple Podcasts via a separate standalone subscription.This episode of Two by Two was produced by Hari Krishna. Rajiv CN, our resident sound engineer, mixed and mastered this episode.If you liked this episode of Two by Two, please share it with your friends and family who would be interested in listening to the episode. And if you have more examples of enshittification, do tell us about them. You can write to us at twobytwo@the-ken.com.

Macquarie initiated coverage on Snowflake (SNOW) with a neutral rating and $160 price target, not much higher than where the stock currently trades. As Caroline Woods points out, the firm balances market expansion opportunities with rising competition from new names like Databricks. Prosper Trading Academy's Scott Bauer turns to an example options trade using Snowflake.======== Schwab Network ========Empowering every investor and trader, every market day.Options involve risks and are not suitable for all investors. Before trading, read the Options Disclosure Document. http://bit.ly/2v9tH6DSubscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – https://twitter.com/schwabnetworkFollow us on Facebook – https://www.facebook.com/schwabnetworkFollow us on LinkedIn - https://www.linkedin.com/company/schwab-network/About Schwab Network - https://schwabnetwork.com/about

The fear of the unknown is causing markets to crash, and defensive assets like gold to rise. So what should investors do amidst all the action? MARKET WRAP: ASX200: down 1.74%, 7,843 GOLD: $3,155 US/oz BITCOIN: $135,052 AUD Domain Holdings fell 1.6% as the board said its close to recommending a takeover bid from US company CoStar. BHP was 3.8% lower, Fortescue fell 4%, Rio Tinto lost 4.8%, Pilbara Minerals tumbled 8.2%, and Mineral Resources dropped 5.2%. Goodman Group fell 2.9%, QBE was down 3.3% and Macquarie fell 3.4%. Wisetech Global managed to finish up 1.5% to $81.23 after it appointed two new non-executive directors, including its former chairman. Orora up 4.4% to $1.88 Bucking the trend were Commonwealth Bank, Transurban, and Reece. CURRENCY UPDATE: AUD/USD: 62.69 US cents AUD/GBP: 48.4 pence AUD/EUR: 58 Euro cents AUD/JPY: 93 Japanese yen AUD/NZD: 1.10 NZ dollars See omnystudio.com/listener for privacy information.

In this episode of the Language on the Move Podcast, Brynn Quick speaks with Dr Agi Bodis and Dr Jing Fang about international tertiary students in Australia. They discuss how these students can make connections between their university experiences, their curriculum, and the professional industries they hope to one day be a part of. They also discuss how international students bring rich linguistic, cultural and intellectual experiences to their university and wider Australian communities. Dr Bodis is a lecturer in the Department of Linguistics at Macquarie University as well as the Course Director of the Applied Linguistics and TESOL program. Dr Fang is a Senior Lecturer in the Department of Linguistics at Macquarie as well as a NAATI-certified translator and interpreter between English and Chinese. She also serves as a panel interpreter/translator for Multicultural NSW and as a NAATI examiner. For additional resources, show notes, and transcripts, go here. Learn more about your ad choices. Visit megaphone.fm/adchoices Support our show by becoming a premium member! https://newbooksnetwork.supportingcast.fm/new-books-network

In this episode of the Language on the Move Podcast, Brynn Quick speaks with Dr Agi Bodis and Dr Jing Fang about international tertiary students in Australia. They discuss how these students can make connections between their university experiences, their curriculum, and the professional industries they hope to one day be a part of. They also discuss how international students bring rich linguistic, cultural and intellectual experiences to their university and wider Australian communities. Dr Bodis is a lecturer in the Department of Linguistics at Macquarie University as well as the Course Director of the Applied Linguistics and TESOL program. Dr Fang is a Senior Lecturer in the Department of Linguistics at Macquarie as well as a NAATI-certified translator and interpreter between English and Chinese. She also serves as a panel interpreter/translator for Multicultural NSW and as a NAATI examiner. For additional resources, show notes, and transcripts, go here. Learn more about your ad choices. Visit megaphone.fm/adchoices Support our show by becoming a premium member! https://newbooksnetwork.supportingcast.fm/education

In this episode of the Language on the Move Podcast, Brynn Quick speaks with Dr Agi Bodis and Dr Jing Fang about international tertiary students in Australia. They discuss how these students can make connections between their university experiences, their curriculum, and the professional industries they hope to one day be a part of. They also discuss how international students bring rich linguistic, cultural and intellectual experiences to their university and wider Australian communities. Dr Bodis is a lecturer in the Department of Linguistics at Macquarie University as well as the Course Director of the Applied Linguistics and TESOL program. Dr Fang is a Senior Lecturer in the Department of Linguistics at Macquarie as well as a NAATI-certified translator and interpreter between English and Chinese. She also serves as a panel interpreter/translator for Multicultural NSW and as a NAATI examiner. For additional resources, show notes, and transcripts, go here. Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode of the Language on the Move Podcast, Brynn Quick speaks with Dr Agi Bodis and Dr Jing Fang about international tertiary students in Australia. They discuss how these students can make connections between their university experiences, their curriculum, and the professional industries they hope to one day be a part of. They also discuss how international students bring rich linguistic, cultural and intellectual experiences to their university and wider Australian communities. Dr Bodis is a lecturer in the Department of Linguistics at Macquarie University as well as the Course Director of the Applied Linguistics and TESOL program. Dr Fang is a Senior Lecturer in the Department of Linguistics at Macquarie as well as a NAATI-certified translator and interpreter between English and Chinese. She also serves as a panel interpreter/translator for Multicultural NSW and as a NAATI examiner. For additional resources, show notes, and transcripts, go here. Learn more about your ad choices. Visit megaphone.fm/adchoices Support our show by becoming a premium member! https://newbooksnetwork.supportingcast.fm/australian-and-new-zealand-studies

Salesforce (CRM) "Agentforce" agentic A.I. technology is "real wood behind the A.I. arrow" says Macquarie's Steve Koenig. However, he adds "there's a lot of things they need to do to make the technology work" to build customer confidence. Steve sees a 2 year outlook for significant monetization of Agentforce. For CRM competitor HubSpot (HUBS), he says the company's strategy is focused and easy for smaller and mid-sized businesses to deploy.======== Schwab Network ========Empowering every investor and trader, every market day.Subscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – / schwabnetwork Follow us on Facebook – / schwabnetwork Follow us on LinkedIn - / schwab-network About Schwab Network - https://schwabnetwork.com/about

South Dakota lands a knockout punch against a $9 billion CO2 pipeline scam backed by Trump's Mar-a-Lago croniesBig Pharma's Senate puppets torch CDC hopeful for daring to question injection of MERCURYGold rockets to $3,000 in Trump's tariff chaosGENIUS Act threatens to have banks go the way of the video storeTrump demonstrates the fraud of “anti-semitism” charges by changing Schumer from Jew to PalestinianTennessee's rogue Republicans stab homeschoolers in the back2:30 Climate Lies Stretch From Arctic to Amazon: Ice Caps GROWING, Amazon Deforested for Globalist PartyResearchers at the University of Copenhagen have unearthed forgotten aerial photos from 1937, proving that ice caps aren't melting—they're GROWING Meanwhile, the so-called eco-warriors gear up for COP30 in the Amazon, slashing through the rainforest with a shameless four-lane highway for their private jets and VIPs—all while preaching sacrifice to the masses. 15:22 South Dakota Slams Brakes on $9 Billion CO2 Land GrabLandowners cheer as the little guy scores a knockout against corporate overreach, exposing the scam for what it is: a dangerous, impossible cash grab with a history of deadly ruptures. Summit Carbon Solutions' $9 billion, 2,500-mile CO2 pipeline scheme, just hit a brick wall in South Dakota.  It was backed by Trump, Kristi Noem and Doug Burgum who all met with the CEO in Mar-a-Lago before the 2 governors joined the Trump administration. 23:23 Amazon, Google, and Meta Plot to Triple Power in a Way That is Truly UnsustainableGo Nuclear? USA doesn't have the uranium to power their PRIVATE grid. Meanwhile, cobalt for their electric vehicle fantasy comes from child slave labor in Congo. Their real goal: deindustrialize the West and let the rest of us rot on a crumbling grid. 31:14 LIVE comments from audience 35:53 Silenced by the Syringe Senators: Dave Weldon's CDC Dream Destroyed by Big Pharma's Paid PuppetsBecause Weldon dared to challenge the mercury-laden vaccine dogma, pushing to ban thimerosal and demanding the CDC release hidden safety data, no amount of groveling to BigPharma would be sufficient — though he tried.    With Cassidy and Murray playing gatekeepers for their pharma paymasters, Weldon's nomination was torched, and the White House caved without a fight! 1:01:26 Canada Prepares to Fight Next Freedom Convoy as London Vax Victims Cry OutProtests demand justice for those crippled and killed by the COVID vaccine in UK And, Canada's pumping $50 million into Parliament's muscle to crush the next Freedom Convoy, with Mark Carney branding peaceful protesters “seditious” traitors. They're gearing up for round two 1:12:21 LIVE comments from audience, Burgum admits the land plan, comparing Russian decentralized agriculture to US, new AI threat to jobs 1:39:51 Banks Are About to Go the Way of the VIDEO STORE as Congress Pushes GENIUS Act Stablecoins      Crypto traders pile into Tether as stablecoin schemes like the GENIUS Act prop up a crumbling dollar. The stable coins aren't just a crony capitalist grift, they're going to be used to prop up the dollar.      Fueled by Trump's tariff tantrums, looming inflation, and a U.S. debt crisis spiraling out of control, gold smashes $3,000 as Trump tariff chaos ignites economic firestorm.  The precious metal surged 2.5% in a single day—unheard of for a commodity this solid. Analysts at Macquarie predict a climb to $3,500 by next fall, while 2,000 tons of gold flood from London to New York, dodging Trump's grenade-like taxes. 2:03:23 LIVE comments from audience 2:11:05 Is Trump Censoring Anti-Semitic or Anti-Netanyahu Speech?      Although 70% of Israelis demand Netanyahu's resignation, Trump and his GOP cronies are waging war on free speech, branding any critique of Israel's political thug as “anti-Semitism.” — just as radical leftists scream “racist” at anyone they disagree with     Poll shows 87% blame Netanyahu for October 7th—yet his small, extremist clique dictates U.S. policy. States like Oklahoma poised to outlaw even New Testament verses under vague “hate speech” laws. This isn't about religion or ethnicity—it's a power grab, and your right to speak is the first casualty! 2:41:18 EU Rolls Out Red Carpet to Syria's Jihadist Leader as Syrian Streets are Red with Blood      As Syria drowns in blood—with up to 7,000 massacred door-to-door by sectarian death squads—the EU rolls out the red carpet for the Al-Qaeda-linked butcher behind the Christian and Alawite genocide.     And, Volkswagen pivots from diesel to death machines while Poland's Duda begs for nukes.2:49:30 Tennessee's Homeschool Betrayal: Republicans Stab Parents in the Back      Five rogue Republicans torpedo the Free Act, a homeschooling lifeline that would've freed parents from government meddling. In a state proud of its conservative roots, they echo MSNBC's “your kids belong to the state” lunacy.      The bill, a beacon of parental sovereignty, was crushed despite prayers and promises, leaving families devastated and furious.If you would like to support the show and our family please consider subscribing monthly here: SubscribeStar https://www.subscribestar.com/the-david-knight-show Or you can send a donation throughMail: David Knight POB 994 Kodak, TN 37764Zelle: @DavidKnightShow@protonmail.comCash App at: $davidknightshowBTC to: bc1qkuec29hkuye4xse9unh7nptvu3y9qmv24vanh7Money should have intrinsic value AND transactional privacy: Go to DavidKnight.gold for great deals on physical gold/silverFor 10% off Gerald Celente's prescient Trends Journal, go to TrendsJournal.com and enter the code KNIGHTFor 10% off supplements and books, go to RNCstore.com and enter the code KNIGHTBecome a supporter of this podcast: https://www.spreaker.com/podcast/the-david-knight-show--2653468/support.

South Dakota lands a knockout punch against a $9 billion CO2 pipeline scam backed by Trump's Mar-a-Lago croniesBig Pharma's Senate puppets torch CDC hopeful for daring to question injection of MERCURYGold rockets to $3,000 in Trump's tariff chaosGENIUS Act threatens to have banks go the way of the video storeTrump demonstrates the fraud of “anti-semitism” charges by changing Schumer from Jew to PalestinianTennessee's rogue Republicans stab homeschoolers in the back2:30 Climate Lies Stretch From Arctic to Amazon: Ice Caps GROWING, Amazon Deforested for Globalist PartyResearchers at the University of Copenhagen have unearthed forgotten aerial photos from 1937, proving that ice caps aren't melting—they're GROWING Meanwhile, the so-called eco-warriors gear up for COP30 in the Amazon, slashing through the rainforest with a shameless four-lane highway for their private jets and VIPs—all while preaching sacrifice to the masses. 15:22 South Dakota Slams Brakes on $9 Billion CO2 Land GrabLandowners cheer as the little guy scores a knockout against corporate overreach, exposing the scam for what it is: a dangerous, impossible cash grab with a history of deadly ruptures. Summit Carbon Solutions' $9 billion, 2,500-mile CO2 pipeline scheme, just hit a brick wall in South Dakota.  It was backed by Trump, Kristi Noem and Doug Burgum who all met with the CEO in Mar-a-Lago before the 2 governors joined the Trump administration. 23:23 Amazon, Google, and Meta Plot to Triple Power in a Way That is Truly UnsustainableGo Nuclear? USA doesn't have the uranium to power their PRIVATE grid. Meanwhile, cobalt for their electric vehicle fantasy comes from child slave labor in Congo. Their real goal: deindustrialize the West and let the rest of us rot on a crumbling grid. 31:14 LIVE comments from audience 35:53 Silenced by the Syringe Senators: Dave Weldon's CDC Dream Destroyed by Big Pharma's Paid PuppetsBecause Weldon dared to challenge the mercury-laden vaccine dogma, pushing to ban thimerosal and demanding the CDC release hidden safety data, no amount of groveling to BigPharma would be sufficient — though he tried.    With Cassidy and Murray playing gatekeepers for their pharma paymasters, Weldon's nomination was torched, and the White House caved without a fight! 1:01:26 Canada Prepares to Fight Next Freedom Convoy as London Vax Victims Cry OutProtests demand justice for those crippled and killed by the COVID vaccine in UK And, Canada's pumping $50 million into Parliament's muscle to crush the next Freedom Convoy, with Mark Carney branding peaceful protesters “seditious” traitors. They're gearing up for round two 1:12:21 LIVE comments from audience, Burgum admits the land plan, comparing Russian decentralized agriculture to US, new AI threat to jobs 1:39:51 Banks Are About to Go the Way of the VIDEO STORE as Congress Pushes GENIUS Act Stablecoins      Crypto traders pile into Tether as stablecoin schemes like the GENIUS Act prop up a crumbling dollar. The stable coins aren't just a crony capitalist grift, they're going to be used to prop up the dollar.      Fueled by Trump's tariff tantrums, looming inflation, and a U.S. debt crisis spiraling out of control, gold smashes $3,000 as Trump tariff chaos ignites economic firestorm.  The precious metal surged 2.5% in a single day—unheard of for a commodity this solid. Analysts at Macquarie predict a climb to $3,500 by next fall, while 2,000 tons of gold flood from London to New York, dodging Trump's grenade-like taxes. 2:03:23 LIVE comments from audience 2:11:05 Is Trump Censoring Anti-Semitic or Anti-Netanyahu Speech?      Although 70% of Israelis demand Netanyahu's resignation, Trump and his GOP cronies are waging war on free speech, branding any critique of Israel's political thug as “anti-Semitism.” — just as radical leftists scream “racist” at anyone they disagree with     Poll shows 87% blame Netanyahu for October 7th—yet his small, extremist clique dictates U.S. policy. States like Oklahoma poised to outlaw even New Testament verses under vague “hate speech” laws. This isn't about religion or ethnicity—it's a power grab, and your right to speak is the first casualty! 2:41:18 EU Rolls Out Red Carpet to Syria's Jihadist Leader as Syrian Streets are Red with Blood      As Syria drowns in blood—with up to 7,000 massacred door-to-door by sectarian death squads—the EU rolls out the red carpet for the Al-Qaeda-linked butcher behind the Christian and Alawite genocide.     And, Volkswagen pivots from diesel to death machines while Poland's Duda begs for nukes.2:49:30 Tennessee's Homeschool Betrayal: Republicans Stab Parents in the Back      Five rogue Republicans torpedo the Free Act, a homeschooling lifeline that would've freed parents from government meddling. In a state proud of its conservative roots, they echo MSNBC's “your kids belong to the state” lunacy.      The bill, a beacon of parental sovereignty, was crushed despite prayers and promises, leaving families devastated and furious.If you would like to support the show and our family please consider subscribing monthly here: SubscribeStar https://www.subscribestar.com/the-david-knight-show Or you can send a donation throughMail: David Knight POB 994 Kodak, TN 37764Zelle: @DavidKnightShow@protonmail.comCash App at: $davidknightshowBTC to: bc1qkuec29hkuye4xse9unh7nptvu3y9qmv24vanh7Money should have intrinsic value AND transactional privacy: Go to DavidKnight.gold for great deals on physical gold/silverFor 10% off Gerald Celente's prescient Trends Journal, go to TrendsJournal.com and enter the code KNIGHTFor 10% off supplements and books, go to RNCstore.com and enter the code KNIGHTBecome a supporter of this podcast: https://www.spreaker.com/podcast/the-real-david-knight-show--5282736/support.

Brad Klapmeyer talks big tech and your portfolio. He says A.I. has so many unknowns it makes it difficult for active managers to analyze the risk and opportunity. He discusses Macquarie's Focused Large Growth ETF (LRGG), which was launched last year, and why investors might be interested in it.======== Schwab Network ========Empowering every investor and trader, every market day.Subscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – https://twitter.com/schwabnetworkFollow us on Facebook – https://www.facebook.com/schwabnetworkFollow us on LinkedIn - https://www.linkedin.com/company/schwab-network/About Schwab Network - https://schwabnetwork.com/about

In this episode of Welcome to Cloudlandia, we explore how government assets could reshape public spending and economic growth. The discussion stems from Thomas Sowell's analysis of U.S. government land value. It extends to real-world examples of public-private partnerships, including Toronto's LCBO real estate deals and Chicago's parking meter agreement with a Saudi entity. Dan and I delve into the relationship between constitutional rights and entrepreneurship, drawing from my upcoming book. The American Bill of Rights creates unique conditions that foster business innovation and self-initiative, offering an interesting contrast to Canada's legal framework. This comparison opens up a broader discussion about judicial appointments and the role of government in supporting individual potential. The conversation shifts to the transformative impact of AI on content creation and decision-making. I share my experience with tools like Perplexity and Notebook LM, which are changing how we gather information and refine our writing. Integrating AI into daily workflows highlights the significant changes we can expect over the next quarter century. Looking ahead, We reflect on future podcast topics and the lessons learned from blending traditional insights with AI capabilities. This combination offers new perspectives on personal development and professional growth, suggesting exciting possibilities for how we'll work and create in the years ahead. SHOW HIGHLIGHTS We delve into the market value of U.S. government-owned land, discussing Thomas Sowell's article and the potential benefits of selling such land to alleviate government spending. Our conversation covers various government and private sector interactions, including Toronto's LCBO real estate deal and Chicago's parking meter agreement with a Saudi-owned company. We explore Macquarie's business model in Australia, focusing on their ownership of airports and toll roads, and consider the efficiency of underutilized government buildings in Washington D.C. The Bill of Rights plays a crucial role in fostering entrepreneurship in the U.S., and I discuss insights from my upcoming book on how these constitutional liberties encourage self-initiative and capitalism. We compare the judicial appointment processes in the U.S. and Canada, highlighting the differences in how each country's legal system impacts entrepreneurship and individual freedoms. The importance of creating patentable processes and legal ownership of capabilities is discussed, along with the idea that true leadership involves developing new capabilities. Our collaborative book project "Casting, Not Hiring" is structured like a theatrical play, with a focus on the innovative 4x4 casting tool, drawing parallels between theater and entrepreneurship. AI's transformative power in creative processes is highlighted, with tools like Perplexity and Notebook LM enhancing convenience and refining writing techniques. We reflect on the long-term impact of AI on writing and creativity, and consider its implications for future podcast episodes and personal and professional growth. Our discussion on constitutional rights touches on how they shape the future of entrepreneurship, drawing contrasts between the U.S. and Canadian approaches to law and governance. Links: WelcomeToCloudlandia.com StrategicCoach.com DeanJackson.com ListingAgentLifestyle.com TRANSCRIPT (AI transcript provided as supporting material and may contain errors) Dean: Mr Sullivan. Dan: Yes indeed. I beat you by 10 seconds. Dean: I beat you by 10 seconds. Dan: Yeah, yeah. Dean: Well, there you go. That's a good way to end the year, right there. Dan: Yeah. Dean: Not that it's a contest. Dan: I was looking at an interesting article this morning from yesterday's Wall Street Journal by Thomas Sowell. I don't know if you know Thomas Sowell. No, yeah, he's probably the foremost conservative thinker in the United States. Okay, I think he's 90-ish, sort of around 90. He's been a professor at many universities and started off in his teenage years as a Marxist, as a lot of teenagers do, and before they learn how to count and and before they learn math the moment you learn math, you can't be a Marxist anymore and and anyway he writes and he just said how much all the land that the US government owns in the 50 states is equal to 1.4 trillion dollars. If you put a market value on it, it's 1.4 trillion dollars. I bet that's true wow and the problem is it costs them about that much money to maintain it, most of it for no reason at all. And he was just suggesting that, if Elon and Vivek are looking for a place to get some money and also stop spending, start with the property that the US government owns and sell it off. Dean: That's interesting I'm often Two things. Dan: Two things they get money coming in, yeah. And the other thing is they don't spend money maintaining it. Yeah, but it's 20, 25% of the land area of the US is actually owned, I guess owned, controlled by the US government. And you know there was a neat trick that was done here in Toronto and I don't think you'd be aware of it but the LCBO, liquor Control Board of Ontario. So in Ontario all the liquor is controlled by the government. The government is actually the LCBO is the largest importer of alcoholic beverages in the world. Dean: Wow. Dan: Nobody controls the amount of liquor well, and I. I just wonder if that's one of the reasons why you moved to Florida to get away from the government. Dean: Control of liquor they're a single payer, a single pay system. Dan: I just wondered if yeah, I just wondered if that on your list of besides nicer weather. Dean: I thought maybe you know being in control of your own liquor. I always found it funny that you could. You know you can buy alcohol and beer in 7-Eleven. Dan: I always thought that was interesting right. Dean: Just pick up a little traveler to go, you know when you're getting your gas and that six-pack yeah. Dan: So, anyway, they had their headquarters, which was right down on Lakeshore, down in the, I would say, sort of Jarvis area, if you think of Jarvis and Lakeshore, down in the I would say sort of Jarvis area, if you think. Dean: Jarvis and. Dan: Lakeshore and maybe a little bit further west. But they took up a whole block there and they traded with a developer and what they did they said you can have our block with the building on it. You have to preserve part of it because it's a historical building. I mean, you can gut it and you can, you know, build, but yeah, there's a facade that we want you to keep because it's historic and and what we want you to do is and this developer already had a block adjacent to the LCBO property and they said we want a new headquarters, so we'll give you the block If you and your skyscraper it's a huge skyscraper. We want this much space in it for free. And they made a trade and the developer went for it. Dean: And I bet. Dan: That's an interesting kind of deal. That's an interesting kind of deal where government yeah, yeah and, but somebody was telling me it was really funny. I'm trying to think where it was. Where were we, where were we? I'm just trying to think where we weren't in. We weren't in Toronto, it'll come to me. We were in Chicago. So Chicago, the parking meters are all owned by Saudi Arabia. Dean: Right. Dan: Yeah, or a company that's owned by Saudi Arabia. Let me think One of the many princes and they paid the city of Chicago flat check. They paid him $1.5 billion for all the parking meters in Chicago and Chicago, you know, has been in financial trouble forever. So one and a half billion, one and a half billion dollars, but they make 400 million a year for the next 50 years. Oh, wow. Dean: Yeah, that's pretty wild. Dan: I think that was a bad deal, I think that was a bad deal. Yeah, that's amazing, you got to know your math. Dean: Well, I know there's a company in Australia called Macquarie and they own airports and toll roads primarily, ports and toll roads primarily. And that's really that's what it is right is they have long-term government contracts where they uh, you know they own the assets and the government leases them from them, or they get the right, they build the, they build the toll road and they get the money for the toll. They can operate it as a for-profit venture. Really kind of interesting. Dan: It brings up an interesting scenario which I think that Trump is thinking about, plus Elon and Vivek is thinking about plus Elon and Vivek, that so many of the buildings in Washington DC the government buildings, except for the one percent of workers who actually show up for work every day are virtually, are virtually empty, and so so there's some, it's almost like they need a VCR audit. Dean: So it's almost like they need a VCR audit. I mean, that's really what it is. All these things are underutilized capabilities and capacity, you know that's really that's sort of a big thing. Dan: But I think it occurred to me that bureaucracy period. It occurred to me that bureaucracy period this would be corporate bureaucracy, government bureaucracy. Those are the two big ones. But then many other kinds of organizations that are long-term organizations, that have become like big foundations, are probably just pure bureaucracy. You know, harvard University is probably just a big bureaucracy. They have an endowment of $60 billion, their endowment, and they have to spend 5% of that every year. That's the requirement under charity laws that you have to spend 5% of that every year. That's the requirement under charity laws that you have to spend 5% and on that basis every Harvard student probably the entire university wouldn't have to charge anything. Dean: That's interesting. I had a friend, a neighbor, who did something similarly put his um, I put sold the company and put, I think, 50 million dollars in. I think it was called the charitable remainder trust where the, the 50 million went into the trust and he as the uh, whatever you know administrator or whoever the the beneficiary gets of the trust is gets five percent a year of uh yeah, of the um the trust and that's his retirement income. I guess I understand. Dan: I understand income. I don't understand retirement income right exactly well for him it is kind of retirement income. Dean: He just plays golf. Exactly Well, for him it is kind of retirement. Yeah yeah, he just plays golf, yeah. Dan: Yeah, he's sort of in the departure lounge. He's on the way to the departure lounge. I think the moment you retire or think about retirement, the parts go back to the universe, I think that's actually I'm, I'm, it's partially. Dean: Uh, he does angel investing, uh, so that's yeah, so he's still probably probably on boards yeah, but I don't consider that? Dan: yeah, I don't really consider that. On entrepreneurism no you know, I don't think you're creating anything new, right? Yeah, it's very interesting. I'm writing, I just am outlining this morning my book for the quarter. So the book I'm just finishing, which is called Growing Great Leadership, will go to the press February 1st. Dean: Nice. Dan: So we're just putting the finishing touches on. We've got two sections and then some you know artwork packaging to do and then it probably goes off to the printer around the 20th of January. It takes about five weeks for them to turn it around. But the next one is very interesting. It's called the Bill of Rights Economy. So this relates and refers to the US Constitution. And in the first paragraph of the Constitution. It says that the Constitution is the supreme law of the land, so it's supreme over everything in the United States. It's supreme over the presidency, it's supreme over Congress, it's supreme over the Supreme Court, and so that strikes me as a big deal, would you say? I'd say yes, yeah, yeah, and. But the real heart of the Constitution, what really gives it teeth, are the first 10 amendments, and which are called the Bill of Rights, so it's one through 10. First one speech, second one guns. And then they have commerce and things related to your legal rights. And what I've done is I've looked into it and I've looked at those first 10 amendments, and it strikes me that the reason why the US is an entrepreneurial country is specifically because of those first 10 amendments, that it gives a maximum amount of freedom to self-initiative, to people who want to go out and do something on their own, start something and everything else. First 10 amendments so what. I'm doing is I'm analyzing five freedoms and advantages that are given to entrepreneurs from each of the 10. There will be 50 advantages. So that's what my next book is about, and my sense is that those entrepreneurs who are not clear-minded about capitalism would have to do one of two things if they read the next book. They'll either have to get rid of their socialist thoughts or they'll have to stop being an entrepreneur. Dean: That's interesting. You know this whole. I love things like that when you're anchoring them to you know historical things. Dan: I don't know if I can name. I don't know if I can. Well, you can name the first one. It's the right of speech and assembly. Dean: Yeah speech, and then the second is to bear arms Gun ownership, gun ownership yeah. Yeah. Dan: And it goes on. I'll have to get the list out and go down there, but that's what holds the country together and you know it's a very brief document. It's about 5,000 words the entire document. It starts to finish about 5,000 words and you could easily read it in an hour. You could read the whole Constitution in an hour. Dean: It's a pocket companion. Yeah, yeah. Dan: I've seen them like little things that you put in your pocket and one of the things that strikes me about it is that in 1787, that's when it was adapted, and then it took two years to really form the government. 1789 is when washington, the he was elected in 1788 and the election he's sworn in as president 1789. If you typed it out with the original document, typed it out in you know typewriter paper and you know single space, it would be 23 pages, 23 pages. And today, if you were to type it out, it would be 27 pages. They've added four pages 200. Yeah, so in 235 years to 237 years it's pretty tight, yeah, and so and that's what keeps the country, the way the country is constantly growing and you know maximum amount of variety and you know all sorts of new things can happen is that they have this very, very simple supreme law right at the center, and there's no other country on the planet that has that that's a. Dean: That's pretty. Uh, what's the closest? I guess? What's the? I mean Canada must have. Dan: Canada's has been utterly taken away from that? Yeah, but that can be overridden at any time by the Supreme Court of Canada who by the way, is appointed by the prime minister. So you know, in the United States the Supreme Court justice is nominated yeah. No dominated, nominated by the president but approved by the Senate. So the other two branches have the say. So here it's the prime minister. The prime minister does it, and I was noticing the current Supreme Court Justice Wagner said that he doesn't see that there's much need anymore to be publishing what Canadian laws were before 1959. Dean: Oh really. Dan: Yeah, and that's the difference between Canada and the United States, because everything, almost every Supreme Court justice, they're going right back to the beginning and say what was the intent here of the people who put the Constitution together? Yeah, and that is the radical difference between the two parties in the. United States. So anyway, just tell you what I've been up to on my Christmas vacation. Dean: Oh, that's so funny. Well, we've been having some adventures over here. I came up with a subtitle for my Imagine If you Applied Yourself book and it was based on, you had said last time we talked right Like we were talking about this idea of your driving question and you thought I did. I don't know, yeah yeah you brought it, you said sort of how far can I go? Dan: yeah, well, that's not my driving question, that's no, no question, no yeah somebody else brought up the whole issue of driving question. You mentioned somebody yeah chad, chad did yeah, jenkins chad, jenkins chad jenkins right right right, yeah, uh. Dean: So it reminded me as soon as I got off. I had the words come uh. How far could you go if you did what you know? That could be the subtitle. Imagine if you applied yourself that's. Dan: That's kind of interesting how far could you? Maximize, if you maximize what you already know yeah I mean, that's really what holds. Dean: I think what holds people back more than not knowing what to do is not doing what they know to do. That that's I think, the, that's the uh, I think that's the driving thing. Dan: So they're held in play. They're held in place. You mean by? Dean: yeah, I think that's it that they're in about maybe I'm only looking at it through where do you see that anywhere in your life? Dan: I see everywhere in my life that I see it everywhere in my life, that's the whole thing, in my life. Dean: Right Is that that executive function? That's the definition of executive function disability, let's call it. You know, as Russell Barkley would say, that that's the thing is knowing, knowing what to do and just not not doing it. You know, not being able to do it. Dan: Yeah. And to the extent that you can solve that, well, that's I think that's the how far you can go here's a question Is there part of what you know that always moves you forward? Dean: Yeah, I guess there always is. Yeah, well then, you're not held, then you're not held. Dan: You just have to focus on what part of what you know is important. Dean: Yes, exactly, I think that's definitely right. Yeah, I thought that was an interesting. Dan: For example, I am absolutely convinced that for the foreseeable future, that if you a, a dollar is made in the united states and spent in canada, things are good. Dean: Things are good I think you're absolutely right, especially in the direction it's going right now. Dan: Yeah, it's up 10 cents in the last three months. 10 cents, one-tenth of a dollar. Dean: You know 10 cents. Dan: So it was $1.34 on October 1st and it's $1.44 right now. Dean: Yeah. Dan: And I don't see it changing as a matter of fact fact. You should see the literature up here. Since trump said maybe canada is just the 51st state, you should see this is the high topic of discussion in canada right now how is it? Dean: would we be? Dan: would we be better off? I mean there there's an a large percentage something like 15, 15% would prefer it. But you know he's Shark Tank person, kevin O'Leary, canadian. Dean: He's from Alberta. Dan: And he said that what they should do is just create a common economy, not politically so Canada is still really, really political. Not politically just economically, Politically. Well, it is already. I mean, to a certain extent it's crossed an enormous amount of trade, but still you have to stop at the border. Here there would be no stopping at the border and that if you were an American, you could just move to Canada and if you were a Canadian you could just move. Dean: Kind of like the EU was the thought of the European Union. Dan: Yeah, but that didn't really work because they all hated each other. Dean: They all hated each other. Dan: They've been nonstop at war for the last 3,000 years, and they speak different languages, but the US I mean. When Americans come for their strategic coach program, they come up here and they say it's just like the States and I said not quite, not quite. I said it's about on the clock. It's about the clock. It's about an hour off. You name the topic, Canadians will have a different point of view on whatever the topic is. But I'm not saying this is going to happen. I'm just saying that Trump, just saying one thing, has ignited a firestorm of discussion. And why is it that we're lagging so badly? And, of course, it looks now like as soon as Parliament comes back after the break, which is not until, think, the 25th of January, there will be a vote of confidence that the liberals lose, and then the governor general will say you have to form a new government, therefore we have to have an election. So probably we're looking middle of March, maybe middle of March. End of March there'll be a new government new prime minister and Harvard will have a new professor. Dean: Ah, there you go, I saw, that that's what happens. Dan: That's what happens to real bad liberal prime ministers. They become professors at Harvard or bad mayors in Toronto, david. Dean: Miller, he was the mayor here. Dan: I think he's a professor at Harvard. And there was one of the premiers, the liberal premier of Ontario. He's at Harvard. Oh wow, wow, wow. Anyway, yeah, or he'll go to Davos and he'll sit on the World Oversight Board. Dean: Oh boy, I just saw Peter Zion was talking about the Canadian, the lady who just quit. Dan: And I don't understand him at all, because I think she's an idiot. Dean: Okay, that's interesting because he was basically saying she may be the smartest person in Canada. Dan: I think she's an idiot. Okay, and she's the finance minister. So all the trouble we're in, at least some of it, has to be laid at her door. Interesting. Dean: Is Pierre Polyev still the frontrunner? Dan: Oh yeah, He'll be the prime minister, yeah. Dean: Smart guy. Dan: I was in personal conversation with him for a breakfast about six years ago Very smart. Oh wow, very smart. Dean: Yeah, seems sharp from Alberta. Dan: He's French. He's French speaking, but he's an orphan from an English family. Or it might have been a French mother. He's an orphan, but he was adopted into a French speaking family. So to be Alberta and be French speaking, that's kind of a unique combination. Yeah, very interesting. Yeah, but it's a hard country to hold together and, uh, you know, peter zion and many different podcasts just said that it's very, very hard to keep the country together. It takes all the strength of the federal government just to keep things unified. Dean: Well, because everybody wants to leave. Yeah, exactly, everybody looks at. I mean you really have, you've got the Maritimes in Quebec, ontario, the West, and then BC, the Prairies and then BC. Dan: So there's five and they don't have that much to do with each other. Each of them has more to do with the states that are south of them, quebec has enormous trade with New York. Ontario has trade with New York, with Pennsylvania, with Ohio, with Michigan, all the Great Lakes states, every one of them. Their trade is much more with the US that's south of them, and Alberta would be the most, because they trade all the way down to the Gulf of Mexico, because their pipelines go all the way down to have you ever been to Nunavut or Yukon? Dean: Have you ever been? Dan: Dan to Nunavut or Yukon I haven't been to. I've been to Great Slave Lake, which is in the what used to be called the Northwest Territories, and on the east I've been to Frobisher Bay, which is in the eastern part, you know of the territories way up. Dean: Labrador Closer to. Dan: Greenland it up closer, closer to greenland. That's, yeah, actually closer closer to greenland, yeah, well, that's where you were born. Right, you were born up there, newfoundland right, newfoundland, yeah well this is above newfoundland. This would be above newfoundland, yeah yeah that's. That's what we used to call eskimo territory. Yeah, that's what we used to call Eskimo territory. That's so funny. Dean: That's funny, yeah, yeah, yeah. So, shifting gears. We've been having some interesting conversations about VCR this week and it's particularly trying to get a you know how, defining vision. And, of course, for somebody listening for the first time, we're talking about the VCR formula vision plus capability multiplied by reach. And so part of this thing is going through the process of identifying your VCR assets, right CR assets as currency, software or sheet music, where, if you think like we're going down the path of thinking about vision as a capability that people have or a trait that you might, that's, I think, when people start talking about the VCR formula, they're thinking about vision as a aptitude or a trait or a ability that somebody has, the ability to see things that other people don't see, and that may be true. There is some element of some people are more visionary than others, but that doesn't fully account for what the asset of a vision is, and I think that the vision, an asset, a vision as an asset, is something that can amplify an outcome. So I think about somebody might be musical and they might have perfect pitch and they may be able to carry a tune and hum some interesting chord progressions, but the pinnacle asset of vision in a musical context would be a copywritten sheet music that is transferable to someone else. So it's kind of like the evolution is taking your vision. So it's kind of like the evolution is taking your vision. But you know, the apex asset of a vision would be a patentable process that you patent. That you have as both an acknowledgement that it's yours, it's property, and as protection for anybody else. You know it locks in its uniqueness, you know. Dan: Yeah, yeah, I mean, the greatest capability is property of some sort. I mean in other words, that you have a legal monopoly to it. You don't nobody's got a legal monopoly division and nobody's got a legal monopoly to reach but they do have a legal. Uh, so I I go for the middle one, I go for the c the book I'm writing right now, the book I'm just finishing, which is called growing great leadership is that anyone who develops a new capability is actually the leader. Okay, papa, and the reason and what I've said is that you can be a leader just by always increasing your own personal capability. The moment that you look at something and then you set a goal for being able to do something, either new, or doing something better. Other people observe you and also you start getting different results with a new capability and that's observed by other people. They say, hey, let's pay attention to what he's doing In my book I said any human being is capable of doing that. It's not leading other people. It's creating a capability that leads other people, that gives them a sense of direction. It gives them a sense of confidence gives them a sense of purpose. So I always focus on the capability. One of the things is we're starting in January, it'll be next week we're starting quarterly 4x4 casting tools, the one we did in the last FreeZone. And so the whole program says in the first month of each quarter, so January, april and then July and then October. If you do your 4x4 that month and then type it up and post it to a common site, so we'll have a common site where everybody's 4x4, you get $250. You get $250. And you get it at the next payday at the end of the quarter. So you get the money right away. And you get it at the next payday at the end of the quarter. So you get the money right away and it's not mandatory but um, if you don't do it. It will be noticed, so explain that again. Dean: So, well, they get the cheat today, they, they get the forms. So this is the entire everybody everybody in the company, the entire team. Dan: Yes, Including myself. Including myself. Okay, and so we're starting a new quarter on Wednesday. Back to work on the 7th. On the 6th we're back to work, and then on the 7th we have a company meeting where we said we're announcing this program. And they've all done the form, so they did it in September. And they fill in the form. You know how your performance, what your performance looks like, what your results look like being a hero, and you're aware that you drive other people crazy in this way and you're watching yourself so you don't drive other people crazy. And then you fill that in. There are 16 boxes. You fill it in. It's custom designed just to what you're doing. And then there's a writable PDF. You type it up and then you post it to a site. On the 31st of January, we look at all the posted 4x4s and everybody who posted gets $250. Dean: Okay, okay, wow. Dan: Very interesting, then we're going to watch what happens as a result of this and the thing I say is that I think we're creating a super simple structure and process for a company becoming more creative and productive, which the only activity is required is that you update this every quarter. Dean: Yes. Dan: And then we'll watch to see who updates it every quarter and then we'll see what other structures do we need, what other tools do we need to? If this has got momentum, how do we increase the momentum and everything? So we're starting. I mean we've got all the structures of the company are under management. So, uh, everybody is doing their four pi four within the context of their job description that's really interesting, wow. Dean: And so that way, in its own way kind of that awareness will build its own momentum you Well we'll see. Hopefully that would be the hypothesis. Dan: I'll report it. I had a great, great podcast it was Stephen Crine three weeks ago and he said this is an amazing idea because he says you make it voluntary but you get rewarded. Dean: And if you don't want to take part. Dan: you're sending a message, yeah. Dean: Yeah, that's true. Yeah, that's amazing. Dan: I can't wait to see the outcome of that. Yeah, yeah, and the reason we're doing this is just my take on technology. As technology becomes overwhelming, becomes pervasive and everything else, the way humans conduct themselves has to get absolutely simple. We have to be utterly simple in how we focus our own individual role. And we have to be utterly simple in the way that we design our teamwork, because technology will infinitely complicate your life if you've got a complicated management or leadership structure. Dean: And I think that that ultimate I mean I still think about the you know what you drew on the tablet there in our free zone workshop of the network versus the pyramid. The pyramid's gone. The borders are you know the borders are gone. Dan: It's really just this fluid connection. I still think they exist in massive form, but I think their usefulness has declined. I wrote a little. I wrote a. I got a little file on my computer of Dan quotes. Dean: And the quote is. Dan: I don't think that civil servants are useless, but I think it's becoming more and more difficult for them to prove their worth. Dean: No, I mean. Dan: Yeah, no, their work I mean there's stuff that has to be done or society falls apart, and I got a feeling that there's civil servants very anonymous, invisible civil servants who are doing their job every day and it allows the system to work, but it's very hard for them to prove that they're really valuable. I think it's harder and harder for a government worker to accept if they're street level, I mean if they're police, if they're firemen if they're ambulance drivers, it's very easy to prove their value. But, if you're more than three stories up, I think it gets really hard to prove your value. I wonder in that same vein, I just get this last thing. Somebody said well, how would you change government? I said the best way to do it is go to any government building, count the number of stories, go halfway up and fire everybody above halfway. Dean: Oh man, that's funny, that's funny. Dan: I think the closer to the ground they're probably more useful. Dean: Yeah, yeah, you wonder. I mean they're so it's funny when you said that about proving their worth, you always have this. What came to my mind is how people have a hard time arguing for the value of the arts in schools or in society as a public thing. Dan: You mean art taking place and artistic activities and that the arts, as in. Dean: Yeah, as in. You know art and music and plays. And you know, yeah, it's one of those did you ever partake in those I mean? You know, I guess, to the extent in school we were exposed to music and to, you know, theater, I did not participate in theater I participated in theater. Dan: I liked theater and of course the book. You've gotten a small book Casting, not Hiring. Dean: Yeah. Dan: And Jeff and I are deep into the process now. So we have a final deadline of May 26 for Casting, not Hiring it's going really well. Deadline of May 26 for Casting Not Hiring it's going really well and we worked out a real teamwork that he's writing the whole theater, part of it and I'm writing the whole entrepreneurial. I just finished a chapter in one week last week. And it's right on the four by four. So you got um entrepreneurism as theater, as the one major topic in the book and the four by four casting tool as the other part of the book, so it's two things. So I'm focusing on my part and he's focusing on my part, and then uh, process for this here compared to how you're doing your regular books. Dean: You say you wrote a chapter. What's your process for that? Dan: Well, first of all, I laid out the whole structure. The first thing I do is I just arbitrarily lay out a structure for the book and, strangely enough, we're actually using the structure of a play as the structure of the book. So okay, it has three parts, so it's got three acts and each act has. Each part has excuse me, I have to walk into another room. I'm actually probably even visualize this, and I'm walking into our pantry here and this is in the basement and I just got a nice Fiji water sitting right in front of me. Absolutely cold. There, you go, it's been waiting for six months for me to do this? Dean: Yes. Dan: And what I do. I just do the structure and so I just put names. I just put names into it and then we go back and forth. Jeff and I go back and forth, but we agree that it's going to have three parts and 12 chapters. It'll have an introduction, introduction, and it'll have a conclusion. So there'll be 14 parts and it'll have, you know, probably be all told, 160 to 200 pages, and then 200 pages and um, and then um. We identify what, how the parts are different to each other. So the first part is basically why theater and entrepreneurism resemble each other. Okay, and jeff has vast knowledge because for 50 years he's been doing both. He's been doing both of them, and I'm just focusing on the 4x4. So the first 4x4 is, and you can download the tool in the book. So it'll be illustrated in the book and you can download it and do it. And first of all we just start with the owner of the company and I have one whole chapter and that explains what the owner of the company is going to be and the whole thing about the 454. The owner has to do it twice, has to do it first, fill it all in and then share it with everybody in the company and said this is my commitment to my role in the company, okay. And then the next chapter, with everybody in the company and said this is my commitment to my role in the company, okay. And then the next chapter is everybody in the company doing it. And then the third chapter is about how, the more the people do their forebite for the more, the more ownership they take over their role in the company and the more ownership they take over their part in the company and the more ownership they take over their part in teamwork OK, and then the fourth part is suddenly, as you do these things, you're more and more like a theater company. The more you use the four by four, the more you're like a theater company. And that loops back to the beginning of the book, what Jeff's writing. So anyway, very interesting. Yeah, fortunately, we had the experience of creating the small book. So we created the small book, which was about 70 pages, and we used that to get the contract with the publisher. They read the whole book and rather than sending in a page of ideas about a book and trying to sell it on that basis, I said just write a book and give them a book. It's a small book that's going to become a big book. Right, that's how I did it. Oh, I like it. You know, about those small books. Dean: I do indeed know about those small books. I do indeed know about those small books. Yes, I think that's funny. So are you your part? Are you talking it? Are you interviewing? Dan: No, writing writing. Dean: So you're actually writing. So you're actually writing. Yeah, and I've had a tremendous breakthrough. Dan: I've had a tremendous breakthrough on this, and so I started with Chapter 10 because I wanted to get the heart of the idea. Is that what it does the application of the 4x4 to an entire company. And of course, we're launching this project to see if what we're saying is true. And so I end up with a fast filter. This is the best result, worst result. And then here are the five success factors. Okay, then I look at the success factors, I write them out, I take three of them and I do a triple play on them, on the three success factors, which gives me three pink boxes and three green boxes, and then I come back with that material and then I start the chapter applying that material to the outline for the chapter. And then I get finished that task filter and I add a lot of copy to it. And then I have a layout of the actual book. I have a page layout, so in that process I'll produce about two full pages Of copy. Dean: I take it. Dan: And I pop it in. I've done that five times this week and I have ten pages of copy and I said we're good enough. We're good enough, now, let's go to another chapter. So that's how I'm doing it and and uh, yeah, so I've got a real process because I'm I'm doing it independently with another member of the team and he's. Jeff has his own ways of writing his books. You, you know, I mean, he's a writer, he writes, plays, he writes, you know he writes and everything like that. So we don't want to have any argument about technique or you know, any conflict of technique. I'm going to do mine. Dean: He's going to do mine, Right right. Dan: And then we're looking for a software program that will take all the copy and sort of create a common style, taking his style and my style and creating a common style well, that might be charlotte I mean really no, that's what that, that's what the uh, that's what I think it would be. Dean: Exactly that is is if you said to Charlotte, take these two. I'm going to upload two different things and I'd like you to combine one cohesive writing style to these. Dan: Oh good, yeah, that would be something. Dean: Yeah, I think that would be something yeah, I think that would be, uh, that would be amazing, and because you already, as long as you're both writing in in you know, second person second person, personal, or whatever your, your preferred style is right, like that's the thing. I think that would be, I think that would be very good, it would be good, I'd be happy because he writes intelligently and I write intelligently. Dan: Is she for hire? Do you have her freelancing at all? Dean: Dan, I had the funniest interaction with her. I was saying I'm going to create an avatar for her and I was asking her. I said you know, charlotte, I think I'm going to create an avatar for you and I'm wondering you know, what color hair do you think would look good for you? Oh, that's interesting. Look good for you, it's. Oh, that's interesting. Dan: I think maybe a a warm brown or a vibrant auburn oh yeah, vibrant auburn. Yeah, this is great and I thought you know I? I said no, I suspected she'd go towards red. Dean: Yeah, exactly, and I thought you know that's uh. Then I was chatting with a friend, uh yesterday about I was going through this process and, uh, you know, we said I think that she would have like an asymmetric bob hairstyle kind of thing, and we just looked up the thing and it's Sharon Osbourne is the look of what I believe Charlotte has is she's she's like a Sharon Osbourne type of, uh of look and I think that's that's so funny, you know what was uh the the handler for James Bond back when he? was shot in. Dan: Connery Moneypenny, right Moneypenny yeah. Look up the actress Moneypenny. I suspect you're on the same track if you look at the original Moneypenny. Dean: Okay. Dan: Of course she had a South London voice too. Dean: Yeah, isn't that funny, moneypenny. Let's see her. Yes. Dan: I think you're right. That's exactly right. Very funny right? Oh, I think this is great. I think, this is, I think, there's. It would be very, very interesting if you asked a hundred men. You know the question that you're, you know the conversation you're having with Charlotte, the thing. Dean: Yeah. Dan: It'd be interesting to see if there was a style that came out, a look that dominated. Yeah, men came out. Dean: Yeah, I think it is. Dan: Ever since I was a kid, I've been fascinated with redheads. Okay yeah, real redheads, not dyed redheads, but someone who's an? Actual redhead. And I'll just stop and watch them. Just stop and stop and watch them. When I was a little kid I said look, look look and there aren't a lot of them. There aren't a lot of them. You know, they're very rare and it's mostly Northern Europe. That's right. Dean: That's so funny. Scottish yes, that's right, that's so funny. Dan: Scottish yes, irish have it. Dean: That's right. As you remember, I was married to a redhead for a long time. Yeah, super smart. But that's funny, though, having this persona visual for Charlotte as a redhead yeah. Braintap a really interesting topic. I was talking to. Dan: It was just a discussion in one of the parties about AI and I said the more interesting topic to me is not what, not so much what the machine is thinking or how the machine goes about thinking. What really interests me is that if you have frequent interaction with a congenial machine in other words, a useful congenial machine how does your thinking change and what have you noticed so far? Dean: Well, I think that having this visual will help that for me. I've said like I still haven't, I still don't. Dan: Materialized very completely. You haven't materialized. Dean: Yeah, I haven't exactly in my mind Like if that was, if Moneypenny was sitting three feet from me at all times, she would just be part of my daily conversation part of my wondering conversation. Right part of my wondering and now that, uh, now that she's got access to real-time info like if they're up to date, now they can search the internet right. So that was the latest upgrade. That it wasn't. It's not just limited to 2023 or whatever. The most updated version, they've got access to everything now. Um, so, to be able to, you know, I asked her during the holidays or whatever. I asked her is, uh, you know, the day after I asked this is is honey open today in Winter Haven? And she was, you know, able to look it up and see it looks like they're open and that was yeah, so just this kind of thing. I think anything I could search if I were to ask her. You know, hey, what time is such and such movie playing in that studio movie grill today? That would be helpful, right, like to be able to just integrate it into my day-to-day. It would be very good. Dan: The biggest thing I know is that I almost have what I would say a trained reaction to any historical event, or even if it's current, you know it's in the news, or that I immediately go to perplexity and said tell me 10 crucial facts about this. And you know, three seconds later it tells me that 10. And more and more I don't go to Google at all. That's one thing. I just stopped going to Google at all because they'll send me articles on the topic, and now you've created work for me. Perplexity saves me work. Google makes me work. But the interesting thing is I've got a file it's about 300 little articles now that have just come from me asking the question, but they all start with the word 10 or the number 10, 10 facts about interesting and that before I respond you know, intellectually or emotionally to something I read, I get 10 facts about this and then kind of make up my mind, and of course you can play with the prompt. You can say tell me 10 reasons why this might not be true, or tell me 10 things that are telling us this is probably going to be true. So it's all in the prompt and you know the prompt is the prompt and the answer is the answer yeah and everything. But it allows me to think. And the other thing I'm starting with this book, I'm starting to use Notebook LM. Dean: Yeah. Dan: So this chapter I got to have Alex Varley. He's a Brit and he was with us here in Toronto for about five years and now he's back in Britain, he's part of our British team and he's got a looser schedule right now. So I say by the end, by May, I want to find five different AI programs that I find useful for my writing. So he's going to take every one of my chapters and then put it into Notebook LM and it comes back as a conversation between two people and I just sit there and I listen to it and I'll note whether they really got the essence of what I was trying to get across or needs a little more. So I'll go back then, and from listening as I call it, you know, google is just terrible at naming things. I mean, they're just uh terrible and I would call it eavesdropping, lm eavesdropping that they're taking your writing and they're talking about it. You're eavesdropping. They're taking your writing and they're talking about it. Dean: You're eavesdropping on what they're saying about your writing. What a great test to see, almost like pre-readers or whatever to see. Dan: It's like the best possible focus group that you can possibly get. Dean: I like that yeah. Very good. Dan: Yeah. Dean: Yeah. Dan: But, it's just interesting how I'm, you know, but I've just focused on one thing with AI, I just make my writing faster, easier and better. That's all. I want the AAM to do, because writing is just a very central activity for me. Dean: Yeah, and that's not going anywhere. I mean, it's still gonna be. Uh, that's the next 25 years that was. You can make some very firm predictions on this one that's what, uh, I think next, Dan, that would be a good. As we're moving into 2025, I would love to do maybe a prediction episode for the next 25 years reflection and projection. Dan: You take the week of my 100th birthday, which is 19 and a half years now, I could pretty well tell you 80% what I'm doing the week on my 100th birthday. I can't wait that would be a good topic. Dean: I was just going to say let's lock this in, because you'll be celebrating is Charlotte listening? Dan: is Charlotte listening now? No, she's not, but she should be say let's lock this in because you'll be celebrating charlotte. Is charlotte listening? Is charlotte listening now? Dean: no, she's not, but she should be oh no, give her a. Dan: Just say next week, charlotte remind me. Oh yeah, no I'll remember. Dean: I'll remember because it's okay, it's my actual this week and this is my, this is the next few days for me is really thinking this through, because I I like, um, I've had some really good insights. Uh, just thinking that way uh yeah, so there you go. Good, well, it's all, that was a fast hour. Dan: That was a fast it really was. Dean: I was going to bring that up, but uh, but uh yeah we had other interesting topics, but for sure we'll do it next week yeah, good okay, dan okay I'll talk to you. Bye.

El 2025 nos traerá un espectáculo celeste digno de contemplar: Desde alineaciones planetarias hasta un eclipse lunar, este año promete vistas impresionantes para los amantes del cielo nocturno. Para conocer en detalle estos eventos, hablamos con el astrofísico y divulgador científico de la Universidad de Macquarie, Ángel López Sánchez, quien nos brindó una guía completa de lo que no podemos perdernos este año.

In this episode of the InsuranceAUM.com Podcast, host Stewart Foley, CFA, sits down with Brian Van Elslander, Head of MAM Direct Lending Portfolio Management, Americas, and Bill Eckmann, Head of Macquarie Principal Finance, Americas, to discuss the evolving landscape of direct lending. With private credit playing an increasingly significant role in institutional portfolios, Brian and Bill share insights on the growth of Macquarie's direct lending platform, the firm's approach to alignment and risk management, and key considerations for insurance investors exploring this asset class.   They also examine current market dynamics, sector opportunities, and best practices for insurers looking to allocate to private credit. Whether you're already investing in direct lending or evaluating its strategic fit, this conversation offers valuable perspectives on navigating the space.