Money and Merlot Podcast

Money Makin Mich and Racquel share five things you can teach your kids about money today using the "CHILD" method. The tips shared are also great for anyone who is the early stages of their personal finance improvement journey.   Connect with us! Follow @MoneyandMerlotpodcast on Instagram. You can also follow Michel (@MichelValbrun) and Racquel (@RacquelWines) on IG. Visit ProlificProfit.com for Michel's latest book "Proflic Profit" Join Racquel's Champagne Cru community to make new wine friends, monthly giveaways, and to learn a thing or two about wine! facebook.com/groups/ChampagneCru/

Empathy Wines is a modern and innovative new wine brand curated by Gary Vee, Jon Troutman, and Nate Scherotter. In this episode, Racquel and Michel try three wines offered by Empathy Wines and give their feedback. Their wines cannot be purchased at the store. To order from Empathy Wines, you can go to their website: Empathywines.com.   Connect with us! Follow @MoneyandMerlotpodcast on Instagram. You can also follow Michel (@MichelValbrun) and Racquel (@RacquelWines) on IG. Visit ProlificProfit.com for Michel's latest book "Proflic Profit" Join Racquel's Champagne Cru community to make new wine friends, monthly giveaways, and to learn a thing or two about wine! facebook.com/groups/ChampagneCru/

How do you feel about your current financial situation? Good? Not so good?  Either way, it's always a great time to do a little "spring cleaning" of your financial "house". In this episode, Money Makin Mich shares three tips to get your sh*t together so that you'll always feel proud of your financial situation. Connect with us! Follow @MoneyandMerlotpodcast on Instagram. You can also follow Michel (@MichelValbrun) and Racquel (@RacquelWines) on IG. Visit ProlificProfit.com for Michel's latest book "Proflic Profit" Visit Passport2Pinot.com for all things wine with Racquel, including free wine classes. Wine referenced: Fissata Blonde ( Shop & ship to your house at wineguide.life/thewinerac) Join the Champagne Cru! facebook.com/groups/ChampagneCru/

In this episode, Racquel and Michel talk all things stocks with André Albritton of The Millennial Next Door. André even shares which stocks he has a tendency to purchase! Grab a notebook and take notes! For more from André, follow him on Instagram @themillennialnextdoor and visit his website TMNDFinance.com For more from Michel & Racquel, follow them on Instagram @moneyandmerlotpodcast ; @MichelValbrun ; @RacquelWines Want to learn how to make your own wine? Visit Vinoschick.com to schedule your own class!  

In addition to the stimulus check (and unemployment check for those who had to file), there are other ways to increase your cash flow during the lockdown. Money Makin Mich shares a few ways to start making money today! Connect with us! Follow @MoneyandMerlotpodcast on Instagram. You can also follow Michel (@MichelValbrun) and Racquel (@RacquelWines) on IG. Visit ProlificProfit.com for Michel's latest book "Proflic Profit" Visit Passport2Pinot.com for all things wine with Racquel, including free wine classes.

In this episode, Money Makin Mich tells small business owners and entrepreneurs three ways they can get cash money during the pandemic. Visit sba.gov for the latest information. Please note that this episode was recorded on April 5th, 2020.   Follow @MoneyandMerlotpodcast on Instagram. You can also follow Michel (@MichelValbrun) and Racquel (@RacquelWines) on IG. Visit ProlificProfit.com for Michel's latest book "Proflic Profit"

The stimulus check, also known as the Economic Impact Payment, will not be sent to all American citizens. Tune in to hear if you qualify for the check and when the checks will be sent. Visit https://www.irs.gov/coronavirus/economic-impact-payment-information-center for the latest information. Please note that this episode was recorded on April 5th, 2020.   Follow @MoneyandMerlotpodcast on Instagram. You can also follow Michel (@MichelValbrun) and Racquel (@RacquelWines) on IG.

Money Makin Mich is sharing the advice he gave to Quad, Trina and Rashan Ali on Sister Circle! Tune in and take notes on the best way to spend your tax refund to get yourself closer to financial freedom. Visit ProlificProfit.com for Michel Valbrun's latest book "Prolific Profit" Follow the podcast on IG @MoneyandMerlotpodcast. Follow Racquel (@RacquelWines) and Michel (@MichelValbrun) on IG!

Should you and your spouse abandon budgets? Although budgets mean well, they are very difficult to stick with and keep up with. They're kind of like a diet, right? Listen to Money Makin Mich's perspective on whether or not you should use a budget and what steps you can take if you decide to abandon budgeting for your household. For more money talk from Money Makin' Mich, visit his YouTube Channel - https://www.youtube.com/watch?v=l3hAqa1OAP8 Love wine? Live in the Atlanta Area? Checkout Racquel's upcoming wine tasting events at facebook.com/thewinerac You can also follow Racquel and Money Makin Mich on Instagram!  @Racquelwines and @MichelValbrun @moneyandmerlotpodcast Please leave us a review!! :-)

99% of Americans have enough data on the darknet for a hacker to steal their identity and bankrupt them. In addition to not sharing your passwords and being cautious of who you add as a "friend" on social media, Racquel provides some tips on how you can protect yourself and your family TODAY.  Credit Bureaus Equifax.com Transunion.com Experian.com Password Manager LastPass.com  For more money talk from Money Makin' Mich, visit his YouTube Channel - https://www.youtube.com/watch?v=l3hAqa1OAP8 Love wine? Live in the Atlanta Area? Checkout Racquel's upcoming wine tasting events at facebook.com/thewinerac You can also follow Racquel and Money Makin Mich on Instagram!  @Racquelwines and @MichelValbrun @moneyandmerlotpodcast Please leave us a review!! :-)

From "10X" to "I Will Teach You To Be Rich", Michel shares 5 must read personal finance books to empower your journey to financial freedom. For more money talk from Money Makin' Mich, visit his YouTube Channel - https://www.youtube.com/watch?v=l3hAqa1OAP8 Love wine? Live in the Atlanta Area? Checkout Racquel's upcoming wine tasting events at facebook.com/thewinerac You can also follow Racquel and Money Makin Mich on Instagram!  @Racquelwines and @MichelValbrun @moneyandmerlotpodcast Please leave us a review!! :-)

As the experts say, we all need to make sure we have at least 7 streams of income to be wealthy. Well, guess what? We are giving you 8 extra streams in this episode! We also share how to buy quality wine on a budget! For more money talk from Money Makin' Mich, visit his YouTube Channel - https://www.youtube.com/watch?v=l3hAqa1OAP8 Love wine? Live in the Atlanta Area? Checkout Racquel's upcoming wine tasting events at facebook.com/thewinerac You can also follow Racquel and Money Makin Mich on Instagram!  @Racquelwines and @MichelValbrun @moneyandmerlotpodcast Please leave us a review!! :-)

Ermias Asghedom, bka "Nipsey Hussle", was more than just a rapper/entrepreneur. He was a thought leader, innovator, and the epitome of black excellence. From creating Vector 90, an entrepreneurship incubator and STEM educational building for people of color to communicating financial tips and tricks through his music, Nipsey Hussle truly dedicated his life to advancing the black community.  In this episode, Money Makin Mich shares 5 of his favorite personal finance lessons taught by the late Nipsey Hussle. For more money talk from Money Makin' Mich, visit his YouTube Channel - https://www.youtube.com/watch?v=l3hAqa1OAP8 Love wine? Live in the Atlanta Area? Checkout Racquel's upcoming wine tasting events at facebook.com/thewinerac You can also follow Racquel and Money Makin Mich on Instagram!  @Racquelwines and @MichelValbrun @moneyandmerlotpodcast

Money Makin Mich shares 5 tips on how to spend your tax refund check (or any large lump sum of money!). For more money talk from Money Makin' Mich, visit his YouTube Channel - https://www.youtube.com/watch?v=l3hAqa1OAP8 Love wine? Live in the Atlanta Area? Checkout Racquel's upcoming wine tasting events at facebook.com/thewinerac You can also follow Racquel and Money Makin Mich on Instagram!  @Racquelwines and @MichelValbrun @moneyandmerlotpodcast

Money Makin Mich had the opportunity to interview Dominique Brown of Your Finances Simplified. Dominique is a licensed Financial Advisor who helps individuals and small businesses overcome their financial roadblocks to financial freedom. In this episode, Dominique shares what impacts your score, how to maintain an 800+ credit score, and much more. Be sure to follow Dominique’s Instagram page @yourfinancessimplified for more tips and tricks. For more money talk from Money Makin' Mich, visit his YouTube Channel - https://www.youtube.com/watch?v=l3hAqa1OAP8 Love wine? Live in the Atlanta Area? Checkout Racquel's upcoming wine tasting events at facebook.com/thewinerac You can also follow Racquel and Money Makin Mich on Instagram!  @Racquelwines and @MichelValbrun @moneyandmerlotpodcast

Expert speaker and Master Sales & Leadership Educator, Brandi Frazier, along with her hubby Marcus Frazier, a Benefits Specialist and Expert, spill all of the tea on how they managed to purchase a new home, have a wedding, and start a new business in less than half a year!  Listen to Brandi's tips on how to propose your business idea to your spouse to get their buy-in! You can follow Brandi Frazier on IG @brandibrownspeaks and visit her website at www.brandibrownspeaks.com. You can even meet her in person at her upcoming event on March 30th! Click the link below for tickets! https://www.eventbrite.com/e/ignite-and-elevate-business-tactics-for-success-seminar-tickets-55633071013   Double Date Sweet Rosé link: https://www.travelingvineyard.com/guide/thewinerac/product/double-date-rose/  

Tax season is in full effect! Listen to Michel talk about the key tax filing changes you should know.    Reach out to Money Makin Mich for more tax advice at michel@michelvalbrun.com For more money talk from Money Makin' Mich, visit his YouTube Channel - https://www.youtube.com/watch?v=l3hAqa1OAP8 You can also follow Racquel and Money Makin Mich on Instagram!  @Racquelwines and @MichelValbrun @moneyandmerlotpodcast

There are SO many articles on the internet nowadays saying why you should rent or why you should purchase a home. Tune in to part 2 of our Double Date episode with the Stuarts to hear Maria the Realtor's take on what couples should think about when deciding to rent vs. buy! You can contact Maria Stuart for business and real estate/homebuying questions: Phone: 770-864-2412 Email: maria@pagemorgan.com   Website: www.maria.homesforsaleingreateratlanta.com  Instagram: https://www.instagram.com/riatherealtor/ For business and fitness coaching, you can contact Nyles Stuart:    Phone: 770-365-4708 Email: nylesstuart@gmail.com  Facebook: https://www.facebook.com/mariettaperformancetraining/  Instagram: https://www.instagram.com/marietta_performance_training/

Thinking about going into business with your significant other? Then grab a glass of wine and listen to our very first Double Date episode with our special guests, Maria and Nyles Stuart! After closing down their very first business after 3 months of operations, Nyles and Maria learned several tough lessons that they used to launch a successful 2nd business. Tune in to hear their journey as a "coupleprenuer" and how they learned to balance a marriage, family, and a business!   You can contact Maria Stuart for business and real estate/homebuying questions: Phone: 770-864-2412 Email: maria@pagemorgan.com   Website: www.maria.homesforsaleingreateratlanta.com  Instagram: https://www.instagram.com/riatherealtor/ For business and fitness coaching, you can contact Nyles Stuart:    Phone: 770-365-4708 Email: nylesstuart@gmail.com  Facebook: https://www.facebook.com/mariettaperformancetraining/  Instagram: https://www.instagram.com/marietta_performance_training/

Join Racquel & Michel for their 10th Episode!!! In this episode, Racquel and Michel discuss a topic that is responsible for a lot of divorces. Over 70% of Americans surveyed anonymously admitted that they are hiding money/credit card accounts from their spouse/significant other. Isn't that crazy! Tune in to learn how you and your SO can avoid this awful situation. For more money talk from Money Makin' Mich, visit his YouTube Channel - https://www.youtube.com/watch?v=l3hAqa1OAP8 Love wine? Live in the Atlanta Area? Checkout Racquel's upcoming wine tasting events at facebook.com/thewinerac You can also follow Racquel and Money Makin Mich on Instagram!  @Racquelwines and @MichelValbrun @moneyandmerlotpodcast   Black Vintners Mentioned: McBride Sisters (Black Girl Magic Riesling) - https://www.mcbridesisters.com/ Andre Mack - Maison Noir Wines (O.P.P) -  https://maisonnoirwines.com/ Marcus Johnson (Flo Moscato)-     https://buyflowine.com/  

Paying for a trip you can't afford so you won't miss out on a girls trip? Purchasing a section at a club just so you won't look "regular"? Spending money on clothes every month even though you have outfits with tags on them that you may have forgotten about? Emotional spending is a habit that over 28 million Americans fall victim to. Money Makin Mich shares some great strategies to help you curb emotional spending so that you can keep your hard earned money in your bank account. For more money talk from Money Makin' Mich, visit his YouTube Channel - https://www.youtube.com/watch?v=l3hAqa1OAP8 Love wine? Live in the Atlanta Area? Checkout Racquel's upcoming wine tasting events at facebook.com/thewinerac You can also follow Racquel and Money Makin Mich on Instagram!  @Racquelwines and @MichelValbrun @moneyandmerlotpodcast

Tax season is in full effect! Join Michel & Racquel for part two of the tax tips! For more money talk from Money Makin' Mich, visit his YouTube Channel - https://www.youtube.com/watch?v=l3hAqa1OAP8 Love wine? Live in the Atlanta Area? Checkout Racquel's upcoming wine tasting events at facebook.com/thewinerac You can also follow Racquel and Money Makin Mich on Instagram!  @Racquelwines and @MichelValbrun @moneyandmerlotpodcast

Racquel & Michel talk all about debt in America and how you can manage yours. For more money talk from Money Makin' Mich, visit his YouTube Channel - https://www.youtube.com/watch?v=l3hAqa1OAP8 Love wine? Live in the Atlanta Area? Checkout Racquel's upcoming wine tasting events at facebook.com/thewinerac You can also follow Racquel and Money Makin Mich on Instagram!  @Racquelwines and @MichelValbrun @moneyandmerlotpodcast

Racquel & Michel talk about how your credit score is calculated and whether or not the credit score of your spouse or significant other can impact your credit score.  For more credit score talk from Money Makin' Mich, visit his YouTube Channel - https://www.youtube.com/watch?v=l3hAqa1OAP8 Love wine? Live in the Atlanta Area? Checkout Racquel's upcoming wine tasting events at facebook.com/thewinerac   You can also follow Racquel and Money Makin Mich on Instagram!  @Racquelwines and @MichelValbrun @moneyandmerlotpodcast

Racquel and Michel discuss which income tax filing status is most advantageous to maximize a refund or reduce taxes owed for couples (married and unmarried), as well as the income tax credits you can receive for each.

Racquel and Michel discuss the pros and cons of both joint accounts and separate accounts. They also share how they've implemented their own version of the One-Two Method (One Joint account and two separate accounts).

Michel discusses the 4 distinct money personalities and how couples with different money personalities can co-exist.

Racquel and Michel discuss how your limiting beliefs can stop money from flowing to your bank account.

Often times, talking about how to manage money in a relationship or a marriage can raise your anxiety levels and put you in fight or flight mode. Each week, you can see how Money Making Mich (Michel Valbrun) and his wife Racquel confront their fears of discussing money by using the magical powers of wine. Money Makin Mich is a personal finance expert and tax professional who will teach you tips and tools to create positive change in the trajectory of your financial future with your significant other. Ask yourself, when was the last time you had a discussion about money with your significant other? Was it was over a month ago? Is the root cause of most arguments with your significant other over money? If you answered yes to one or both of these questions, then this is definitely the podcast for you! Meet the hosts of the Money and Merlot podcast, Michel and Racquel Valbrun. You can follow them @MichelValbrun and @Racquelwines on Instagram.