Personal Finance Unfiltered is a weekly podcast where our goal is to educate and enlighten to the personal finance world. We'll point out the bullshittery and help you navigate around it. Eric Gaddy retired from the financial advising world after a 24 year career at the age of 48. He is the autho…
#38 A look at the Presidential Election and the Stock Market. Also, what is Final Expense Insurance and who does it benefit? Hit subscribe on your favorite channel to join our personal finance unfiltered family so you can receive notifications on future episodes. www.personalfinanceunfiltered.com
#37 In this episode we'll discuss health insurance choices when you retire early. Also, we'll look at the one financial product that everyone could benefit from. Hit subscribe on your favorite channel to join our personal finance unfiltered family so you can receive notifications on future episodes. www.personalfinanceunfiltered.com
#36 The benefits of living a mobile lifestyle. Also, we'll discuss why a Roth IRA is the best Retirement Account. Hit subscribe on your favorite channel to join our personal finance unfiltered family so you can receive notifications on future episodes. www.personalfinanceunfiltered.com
#35 Let's discuss bonds. Then we'll jump over and discuss what other Fixed Income Options are available. Hit subscribe on your favorite channel to join our personal finance unfiltered family so you can receive notifications on future episodes. www.personalfinanceunfiltered.com
#34 In today's podcast we'll discuss: Should you buy an Annuity? Also, How do I evaluate a mutual fund I'm looking to buy? Hit subscribe on your favorite channel to join our personal finance unfiltered family so you can receive notifications on future episodes. www.personalfinanceunfiltered.com
#33 Why it's Important to be Mortgage Free in Retirement. Taxation in Retirement and How Best to Withdraw your Money Efficiently. Hit subscribe on your favorite channel to join our personal finance unfiltered family so you can receive notifications on future episodes. www.personalfinanceunfiltered.com
#32 Pensions: Do you take the Pension Income or Lump-Sum? Also, We'll discuss the 4 Unforeseen Retirement Issues that can derail your Retirement Plans. Hit subscribe on your favorite channel to join our personal finance unfiltered family so you can receive notifications on future episodes. www.personalfinanceunfiltered.com
#31 What is a State Guaranty Association and why is it important if you own a product issued by an Insurance Company. What are the six most common retirement planning mistakes people make? Hit subscribe on your favorite channel to join our personal finance unfiltered family so you can receive notifications on future episodes. www.personalfinanceunfiltered.com
#30 The Side Hustle: Teaching English to Foreign Students How do you convert your 401k from Growth to Income Producing when you retire? Hit subscribe on your favorite channel to join our personal finance unfiltered family so you can receive notifications on future episodes. www.personalfinanceunfiltered.com
#29 Is the stock market out of the woods yet with Covid-19? What is Financial Planning, Retirement Planning and Lifestyle Planning and what is the desired outcome for each? (Hint: They are all designed to give you confidence that you can achieve your financial goals.) Hit subscribe on your favorite channel to join our personal finance unfiltered family so you can receive notifications on future episodes. www.personalfinanceunfiltered.com
#28 In the first segment we discuss "Why are we discouraged to Retire Early in the United States?" Also, Why do some Americans move to Foreign Countries in Retirement? Hit subscribe on your favorite channel to join our personal finance unfiltered family so you can receive notifications on future episodes. www.personalfinanceunfiltered.com
#27 We'll be discussing the Alphabet Soup of Professional Designations. Can you retire on $250,000? Hit subscribe on your favorite channel to join our personal finance unfiltered family so you can receive notifications on future episodes. www.personalfinanceunfiltered.com
#26 I had a great chat with Nick and Chris from withclutch.com regarding auto loan refinancing. Nick and Chris met at Stanford business school and started their first company, Carlypso, which they later sold. Withclutch.com offers a simple and easy way to refinance your used vehicle. If you currently have a high interest auto loan, it's worth taking a look at www.withclutch.com to save you money. What are you really paying in Taxes? Hit subscribe on your favorite channel to join our personal finance unfiltered family so you can receive notifications on future episodes. www.personalfinanceunfiltered.com
#25 When should you turn on your Social Security? Also, will the Covid-19 change your retirement lifestyle? Hit subscribe on your favorite channel to join our personal finance unfiltered family so you can receive notifications on future episodes. www.personalfinanceunfiltered.com
#24 Should You Buy Long-Term Care Insurance? Also, let's discuss buying a new car versus a used car. Hit subscribe on your favorite channel to join our personal finance unfiltered family so you can receive notifications on future episodes. www.personalfinanceunfiltered.com
#023 Robo-Advisors vs Financial Advisors? Is one better than the other? Also, let's explore what the "Buffet Indicator" is and how Warren Buffet uses it. Hit subscribe on your favorite channel to join our personal finance unfiltered family so you can receive notifications on future episodes. www.personalfinanceunfiltered.com
#022 We'll be discussing on this week's podcast The Five Estate Planning Documents you must have. Also, let's discuss Breaking Society's Rules. Society expectations expects us to live a certain way. It's time to start breaking some of those rules. Hit subscribe on your favorite channel to join our personal finance unfiltered family so you can receive notifications on future episodes. www.personalfinanceunfiltered.com
#021 Let's discuss the bullshittery of Government Bailouts. Also, what are the Best Apps for Personal Finance. Hit subscribe on your favorite channel to join our personal finance unfiltered family so you can receive notifications on future episodes. www.personalfinanceunfiltered.com
#020 We'll be discussing what you should expect from your Financial Advisor during the Covid-19 Crisis. (Do you really matter to your Financial Advisor?) We'll also discuss the reality of "Opportunity in Fear". Hit subscribe on your favorite channel to join our personal finance unfiltered family so you can receive notifications on future episodes. www.personalfinanceunfiltered.com
#019 Let's discuss why Multiple Streams of Income are Important in Retirement. We'll also look at the time tested Dogs of the Dow investment strategy. Hit subscribe on your favorite channel to join our personal finance unfiltered family so you can receive notifications on future episodes. www.personalfinanceunfiltered.com
#018 In this episode we'll discuss the first steps to getting out of debt. We're also going to discuss how important it is to read the fine print if you are looking to defer a mortgage or credit card payment during the coronavirus pandemic. A lot of financial companies are offering relief programs during this time of crisis. Just be sure you understand the terms and what you are getting into. Hit subscribe on your favorite channel to join our personal finance unfiltered family so you can receive notifications on future episodes. www.personalfinanceunfiltered.com
#017 What is the Secure Act? Let's break it down and cover what you need to know. Let's also discuss the 4 economic areas you need to be paying attention to during and after the CoronaVirus.
#016 Let's discuss how to survive a stock market crash. We'll also take a look at tax harvesting and how it works. Hit subscribe on your favorite channel to join our personal finance unfiltered family so you can receive notifications on future episodes. www.personalfinanceunfiltered.com
#015 In today's episode I go on a bit of a rant on 8 items in the Personal Finance World that are either annoying or I'm not sold on. We'll also discuss the benefits of dollar cost averaging. Hit subscribe to join our personal finance unfiltered family so you can receive notifications on all future episodes. www.personalfinanceunfiltered.com
#014 Let's discuss the student loan debacle and how we got to this point. Also: What credit score would you give the United States government if it was scored just like individuals? (Hint: It's not great.) Hit subscribe to join our personal finance unfiltered family so you can receive notifications on all future episodes. www.personalfinanceunfiltered.com
#013 Let's discuss how you know when you can retire. Also, why is your emergency fund the most important financial account? Hit subscribe to join our personal finance unfiltered family so you can receive notifications on all future episodes. www.personalfinanceunfiltered.com
#012 Let's discuss the lack of transparency in the investment world and some ideas on how to fix it. We'll also discuss the 4% withdrawal rule and how you need to be flexible when using it. Hit subscribe to join our personal finance unfiltered family so you can receive notifications on all future episodes. www.personalfinanceunfiltered.com
#011 Over my 26 year career, I've encountered a lot of "characters" in my time. Some were other advisors who mistreated their clients and others were clients who were a horror show. I'll be discussing several in today's podcast. Also, I'll discuss 5 things that can blow up your retirement plan. Hit subscribe to join our personal finance unfiltered family so you can receive notifications on all future episodes. www.personalfinanceunfiltered.com
#010 Meet Guillermo and Dianne who moved from Northern Virginia to Guadalajara Mexico. They're a couple in their mid-40's who sold everything and relocated to Guadalajara which serves as their home base as they travel the world. We'll also dive into International Living's list of the Ten Best Places to Retire in 2020. Hit subscribe to join our personal finance unfiltered family so you can receive notifications on all future episodes. www.personalfinanceunfiltered.com
#009 I discuss the pro's and con's of permanent life insurance with Seth Nannini who has been a financial advisor for over 19 years. Seth also shares his incredible story of being in the WTC on 9/11. Also, Is there something to buying gold or is it a bunch of BS. We'll talk about it. Hit subscribe to join our personal finance unfiltered family so you can receive notifications on all future episodes. www.personalfinanceunfiltered.com
#008 What are the best ways to access your retirement accounts prior to 59 1/2? Also, there is a lot of talk about a future recession. We'll discuss what a recession is and what normally triggers one. Hit subscribe to join our personal finance unfiltered family so you can receive notifications on all future episodes. www.personalfinanceunfiltered.com
#007 What are the best states to retire in. Some of these might surprise you. Also, divorce and retirement. Two words that really do not go well together. Hit subscribe to join our personal finance unfiltered family so you can receive notifications on all future episodes. www.personalfinanceunfiltered.com
#006 What do you really pay in investment fees? We'll look at the fees that products charge, brokerage firms as well as advisors. Also, Screw keeping up with the Joneses. Most of the time they are broke anyway. Hit subscribe to join our personal finance unfiltered family so you can receive notifications on all future episodes. www.personalfinanceunfiltered.com
#005 Why do annuities get a bad rap? There are a few reasons why and we'll discuss those. Also, what are the two stages of investing? Hit subscribe to join our personal finance unfiltered family so you can receive notifications on all future episodes. If you'd like to get links and show notes for this episode, head to: www.personalfinanceunfiltered.com
#004 As the author of the book "Retire Early What are you waiting for?" I'll dive into what retiring early means and how you can DIAL into your own early retirement. Hit subscribe to join our personal finance unfiltered family so you can receive notifications on all future episodes. If you'd like to get links and show notes for this episode, head to: www.personalfinanceunfiltered.com
#003 After spending 24 years as a financial advisor, I've seen a few conflicts of interest in my day and I'm going to share those with you. Also, are you a spender or a saver? Why is it important to figure it out. Hit subscribe to join our personal finance unfiltered family so you can receive notifications on all future episodes. If you'd like to get links and show notes for this episode, head to: www.personalfinanceunfiltered.com
#002 Let's check out what's going on in the economy as there is some scary stuff happening. We're also going to check in on the credit agencies, you know the one's responsible for your credit score. Hit subscribe to join our personal finance unfiltered family so you can receive notifications on all future episodes. If you'd like to get links and show notes for this episode, head to: www.personalfinanceunfiltered.com
#001 It's time to unleash on the personal finance world. I hope you enjoy the first episode where I introduce myself and then we get a little spicy on the banking industry. Hit subscribe to join our personal finance unfiltered family so you can receive notifications on all future episodes. If you'd like to get links and show notes for this episode, head to: www.personalfinanceunfiltered.com
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