Podcasts about unforeseen

Hello to you listening in Ambler, Pennsylvania! Coming to you from Whidbey Island, Washington this is Stories From Women Who Walk with 60 Seconds for Motivate Your Monday and your host, Diane Wyzga. This much I know. I have come to expect too much - of myself, of my plans, of my aspirations. My expectations were giving me heartache. It was time to step away, create some distance between me and my expectations. We are taught to exceed our expectations! And yet when we let go a bit, make room for the possibility that an event, an objective, an outcome might unfold in ways we could not have expected we are inviting a variety of possibilities! If outcomes do not conform to what we expected does that mean we failed? No. Practical Tip: The unforeseen gives us a chance to be flexible, to see something positive in the unexpected outcome. Now we get to adapt. The more we strengthen our adaptability muscle the more resilient we become. The more resilient we become the more capable we are of recognizing that Life is one grand experiment asking us to stay open, alert and optimistic as we set intentions and release expectations. Guaranteed! You're always welcome: "Come for the stories - Stay for the magic!" Speaking of magic, I hope you'll subscribe, share a 5-star rating and nice review on your social media or podcast channel of choice, bring your friends and rellies, and join us! You will have wonderful company as we continue to walk our lives together. AND!  Stop by my Quarter Moon Story Arts website during reconstruction, email me [info@quartermoonstoryarts.net] to arrange a no-obligation Discovery Call, and stay current with me as Quarter Moon Story Arts on Substack. Stories From Women Who Walk Production Team Podcaster: Diane F Wyzga & Quarter Moon Story Arts Music: Mer's Waltz from Crossing the Waters by Steve Schuch & Night Heron Music ALL content and image © 2019 to Present Quarter Moon Story Arts. All rights reserved.  If you found this podcast episode helpful, please consider sharing and attributing it to Diane Wyzga of Stories From Women Who Walk podcast with a link back to the original source.

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For many Americans, the idea of aging in place, or remaining in your own home as you grow older, represents comfort, independence, and familiarity. Most people understand the emotional benefits of remaining in a familiar environment, but often overlook the financial challenges, from home modifications and repairs to healthcare and in-home support, that could threaten their retirement savings. On the show this week, I break down the five key areas where your budget could take a hit and offer strategies to help you plan ahead, evaluate your options, and secure your ideal retirement lifestyle. If you're thinking about your future living situation or helping a loved one prepare, you won't want to miss this episode.   You will want to hear this episode if you are interested in... [00:00] The preference for aging in place [05:08] Home modifications for accessibility [08:28] Considering home maintenance and healthcare costs [13:32] Planning housing costs for retirement [14:55] Planning for future housing needs   Understanding Aging in Place The reasons people want to age in place are clear: minimal upheaval, a sense of control, independence, and the emotional security of familiar surroundings. But it's common to underestimate what it actually costs to make this dream a reality. Many retirees fail to plan for the inevitable expenses, which can erode savings and force uncomfortable, last-minute decisions down the road.   Five Major Financial Considerations for Aging in Place   1. Home Modifications A key prerequisite for staying at home safely is making your living space accessible. While some modifications—like installing grab bars or lever handles—may be relatively inexpensive, needs can escalate quickly. More significant updates, such as walk-in tubs, stairlifts, or ramp additions, can run into the tens of thousands of dollars. Even a basic stairlift installation can cost over $5,000, and major renovations like adding a first-floor bedroom or bathroom can easily be prohibitive, especially if done reactively in a crisis.   2. Maintenance and Repairs Beyond mortgage payments, insurance, and property taxes, ongoing home maintenance is a substantial, often underestimated expense. Homes age just as their residents do, meaning roofs (with a typical 25-30-year lifespan), HVAC systems (lasting 10-15 years), and even electrical or plumbing systems may require expensive repairs. Consider getting a thorough evaluation of your home's current state and expected major repairs over the coming decades. Add these projected costs into your retirement budget so they don't catch you off guard.   3. Upkeep and Outsourcing Chores When you first retire, you may be able to mow the lawn, shovel snow, or clean gutters. But as you age, these tasks may become physically challenging, if not unsafe, necessitating the hiring of help. The annual cost of landscaping, snow removal, and routine upkeep can add up, sometimes exceeding the maintenance fees of a condominium or senior community. Evaluate the true costs of outsourcing these chores over the long haul. In some cases, a housing alternative with built-in maintenance can be both safer and more cost-effective.   4. Medical and Healthcare Needs Aging at home often means additional out-of-pocket expenses for home healthcare aides, nurses, and various medical equipment. Many necessities, such as medical alert systems or even prescription medication management solutions, are not fully covered by Medicare or standard insurance. It's essential to factor in potential costs for in-home care, equipment, and transportation to appointments should you lose the ability to drive.   5. Long-Term Care and Support A frequent misconception is that Medicare will cover most long-term or in-home care needs. In reality, this type of care—particularly ongoing daily care—typically isn't covered, aside from certain short-term situations. Long-term care insurance is an option, but only a small percentage of Americans over 50 have it, often due to high premium costs. Given that full-time nursing care can cost as much as $180,000 annually in some regions, having a clear strategy for funding care, whether through insurance, earmarked savings, or asset liquidation, is critical.   Developing a Proactive Aging in Place Plan To successfully age in place, start planning early. Assess your home's lifespan and the modifications needed, estimate maintenance and care costs, and integrate these projections into your retirement strategy. If the total costs seem unmanageable, now is the time to explore alternatives like downsizing, moving to a condominium, or relocating to a community with built-in support, especially in today's favorable seller's market.   Making these plans before a crisis ensures you'll have more options, less stress, and a better chance at maintaining both your independence and your financial security throughout retirement.   Resources Mentioned Retirement Readiness Review Subscribe to the Retire with Ryan YouTube Channel Download my entire book for FREE  Planning to age in place? Watch out for these hidden costs. - MarketWatch Joint Center for Housing Studies of Harvard University  AARP     Connect With Morrissey Wealth Management  www.MorrisseyWealthManagement.com/contact Subscribe to Retire With Ryan  

Reflecting on the Myrrh bearing Women

This episode explores personal accountability, the impact of addiction, and the importance of understanding core issues behind behaviors, using Tiger Woods' recent DUI incident as a case study. It emphasizes grace, curiosity, and self-awareness in recovery and relationships.Join Coach Blu and Team Addict II Athlete and begin your recovery with a tram behind you! Our online addiction and mental health program provides live group sessions with Coach Blu, our weekly Home Base, recovery meeting, therapeutic assignments, and educational information at a fraction of what a therapeutic treatment program would require. Take You Mark, Get Set, Let's Go and click the link below. https://www.skool.com/addict-ii-athlete-5988/about?ref=9090e81114674311874340c02b1095d0Please join Addict to Athlete's Patreon support page and help us turn the mess of addiction into the message of sobriety!https://www.patreon.com/addicttoathletePlease visit our website for more information on Team Addict to Athlete and Addiction Recovery Podcasts.https://www.AddictToAthlete.orgIt's time! Skool is in session! Welcome to Addict II Athletes new on line mental health and addiction program! You will find: https://www.skool.com/addict-ii-athlete-5988/about?ref=9090e81114674311874340c02b1095d0

Fluent Fiction - Swedish: High-Stakes Poker: A Risky Bet and an Unforeseen Win Find the full episode transcript, vocabulary words, and more:fluentfiction.com/sv/episode/2026-04-03-22-34-01-sv Story Transcript:Sv: Ljuset från kasinots kristallkronor spelade över det gröna filtbordet, där pokerchipsen klirrade som en tyst melodi.En: The light from the casino's crystal chandeliers played over the green felt table, where the poker chips clinked like a silent melody.Sv: Det var vår i Stockholm, och luften utanför var mild och frisk.En: It was spring in Stockholm, and the air outside was mild and fresh.Sv: Inuti det mörkt belysta kasinot var atmosfären laddad med förväntan och intensitet.En: Inside the dimly lit casino, the atmosphere was charged with expectation and intensity.Sv: Erik satt vid pokerbordet, hans blick fokuserad och säker.En: Erik sat at the poker table, his gaze focused and assured.Sv: Trots sin brist på erfarenhet i höginsats poker, hade han en stark övertygelse.En: Despite his lack of experience in high-stakes poker, he had a strong conviction.Sv: Han behövde pengarna för sin startup, en spännande teknologisk idé som han och Lena länge arbetat på.En: He needed the money for his startup, an exciting technological idea that he and Lena had been working on for a long time.Sv: Lena stod vid hans sida, ett äkta leende av uppmuntran på läpparna.En: Lena stood by his side, a genuine encouraging smile on her lips.Sv: Mittemot Erik satt Martin, en äldre och mer erfaren spelare.En: Opposite Erik sat Martin, an older and more experienced player.Sv: Martin hade ett förnämt lugn över sig, han hade sett många som Erik komma och gå.En: Martin had a distinguished calm about him, he had seen many like Erik come and go.Sv: Hans mörka ögon verkade alltid kunna genomskåda Erik, läsa hans tankar innan han ens själv visste vad han tänkte.En: His dark eyes always seemed to be able to see through Erik, reading his thoughts before he even knew what he was thinking himself.Sv: Spänningen var påtaglig i rummet.En: The tension in the room was palpable.Sv: Erik visste att det var dags att ta beslut.En: Erik knew it was time to make a decision.Sv: Spela det säkert, eller våga?En: Play it safe, or take a risk?Sv: Rent instinktivt anade han att det här var hans ögonblick att riskera.En: Instinctively, he sensed that this was his moment to take a chance.Sv: Lena lutade sig fram och viskade, "Tro på dig själv, Erik.En: Lena leaned forward and whispered, "Believe in yourself, Erik.Sv: Vi klarar det här."En: We can do this."Sv: Hand efter hand spelades ut, och Erik följde sin magkänsla.En: Hand after hand was played, and Erik followed his gut feeling.Sv: Han vågade bluffa när det behövdes, lade sig when necessary, och lyssnade till Lenas rappa strategiska råd.En: He dared to bluff when needed, folded when necessary, and listened to Lena's sharp strategic advice.Sv: Men allt ledde fram till den sista handen.En: But everything led up to the final hand.Sv: Med bara några marker kvar, fann Erik sig öga mot öga med Martin.En: With just a few chips left, Erik found himself face to face with Martin.Sv: Kortleken delades ut.En: The deck was dealt.Sv: Erik sneglade på sina kort – ett par kungar.En: Erik glanced at his cards—a pair of kings.Sv: Hans hjärta bultade snabbt, och han visste vad han måste göra.En: His heart beat rapidly, and he knew what he had to do.Sv: Han samlade alla sina marker och sköt dem mot mitten av bordet.En: He gathered all his chips and pushed them to the center of the table.Sv: Alla runt omkring tystnade, och spänningen nådde sin höjdpunkt.En: Everyone around fell silent, and the tension reached its peak.Sv: Martin rynkade pannan, hans ögon noga studerande Erik.En: Martin frowned, his eyes carefully studying Erik.Sv: Kanske försökte han läsa Erik, men denna gång var Erik besluten.En: Perhaps he was trying to read Erik, but this time Erik was determined.Sv: Erik höll andan när Martin till slut gjorde sitt val.En: Erik held his breath as Martin finally made his choice.Sv: Martin såg på sina kort igen och sedan på Erik, sedan lämnade han sin hand.En: Martin looked at his cards again and then at Erik, then folded his hand.Sv: "Ett modigt lyckoslag," sade Martin med en liten beundran i sitt röst.En: "A bold stroke of luck," said Martin with a hint of admiration in his voice.Sv: Erik hade vunnit.En: Erik had won.Sv: Han andades ut, ett brett leende spridande sig över hans ansikte.En: He breathed out, a broad smile spreading across his face.Sv: Lena kramade om honom och de båda skrattade tillsammans – det var möjligt!En: Lena hugged him and they both laughed together—it was possible!Sv: Pengarna var inte bara en vinst utan en ny början.En: The money was not just a win but a new beginning.Sv: Den kvällen, när Erik lämnade kasinot, kände han en nyvunnen säkerhet i sig själv.En: That evening, when Erik left the casino, he felt a newfound confidence in himself.Sv: Vårkvällen kändes lättare än han någonsin känt tidigare.En: The spring evening felt lighter than he had ever felt before.Sv: Han insåg vikten av risker, om de togs strategiskt, kunde de leda till stora framgångar, både vid pokerbordet och i livet.En: He realized the importance of taking risks, if taken strategically, they could lead to great successes, both at the poker table and in life. Vocabulary Words:chandeliers: kristallkronorfelt: filtclinked: klirrademild: mildcharged: laddadassured: säkerconviction: övertygelsestartup: startupexciting: spännandedistinguished: förnämtpalpable: påtagligdecision: beslutinstinctively: instinktivtencouraging: uppmuntranopposite: mittemotcalm: lugnstrategy: strategiskdared: vågadebluff: bluffastrategic: strategiskaglanced: snegladefolded: lade sigfrowned: rynka pannanstudying: studerandedetermined: beslutenbreath: andanadmiraltion: beundranbroad: bretthugged: kramade omconfidence: säkerhet

Clinton Maynard spoke to Gayle Sloan from the Waste Management Association of Australia who has lifted the lid on how the fuel crisis could impact our bins.See omnystudio.com/listener for privacy information.

Fluent Fiction - Mandarin Chinese: Twinkling Lanterns and Unforeseen Friendships on Chang Cheng Find the full episode transcript, vocabulary words, and more:fluentfiction.com/zh/episode/2026-02-24-08-38-19-zh Story Transcript:Zh: 长城上的气氛充满节日的气息。En: The atmosphere on the Chang Cheng was filled with a festive spirit.Zh: 此时正值冬季，白雪缓缓覆盖着古老的城墙。En: It was winter, and the ancient city walls were slowly being covered by white snow.Zh: 一片欢声笑语中，许多游客都来这里观赏这壮丽的景色，等待夜晚即将到来的元宵节灯展。En: Amidst the laughter and cheer, many tourists came here to admire the magnificent scenery and await the lantern show that was due to happen tonight for the Yuanxiao Festival.Zh: 丽娟，作为一名护士，趁着休假来到长城游玩。En: Lijuan, a nurse, took advantage of her vacation to visit the Chang Cheng.Zh: 她喜欢帮助他人，总是带着急救包，以备不时之需。En: She loves helping others and always carries a first-aid kit just in case.Zh: 此刻，她站在城墙上，欣赏着远处的雪景。En: At the moment, she was standing on the wall, admiring the snowy scenery in the distance.Zh: 周围的人们都忙着拍照，空气中弥漫着期待的气息。En: People around her were busy taking photos, and the air was filled with a sense of anticipation.Zh: 泽民也在这条古老的路上。En: Zemin was also on this ancient path.Zh: 他是一名游客，决心完成这段长城之旅。En: He was a tourist determined to complete his journey on the Chang Cheng.Zh: 然而，泽民心中隐藏着一个秘密：他的心脏状况并不好，但他不愿因此停下脚步。En: However, Zemin was hiding a secret: his heart condition was not good, but he was unwilling to stop because of it.Zh: 途中，他的脸色渐渐苍白，呼吸也开始急促。En: As he went on, his complexion gradually turned pale, and his breathing became labored.Zh: 忽然，泽民在城墙上倒下了。En: Suddenly, Zemin collapsed on the wall.Zh: 周围的人见状，纷纷停下脚步。En: Seeing this, people around stopped in their tracks.Zh: 丽娟看到这一幕，本想继续自己的计划，但内心的良知促使她走了过去。En: Lijuan saw the scene and initially intended to follow through with her plan, but her conscience urged her to go over.Zh: 她冲过人群，跪在泽民身旁，开始检查他的情况。En: She rushed through the crowd, knelt beside Zemin, and began checking his condition.Zh: “请大家帮忙拨打急救电话！En: "Please help call for emergency services!"Zh: ”丽娟对围观的人们大声说道，然后迅速取出急救包，开始救治泽民。En: Lijuan shouted to the people watching, then quickly took out her first-aid kit and started treating Zemin.Zh: 这时，一群游客已经围在他们身边，满脸担忧。En: By this time, a crowd of tourists had gathered around them, faces full of concern.Zh: 时间一点点过去，在丽娟的悉心照料下，泽民渐渐恢复了些力气。En: As time passed, under Lijuan's careful care, Zemin gradually regained some strength.Zh: 随着拉响的救护车声在不远处传来，丽娟确保泽民的生命体征稳定下来。En: When the sound of an ambulance approaching echoed nearby, Lijuan ensured that Zemin's vital signs were stable.Zh: 泽民缓缓睁开双眼，看到是丽娟救了他。En: Zemin slowly opened his eyes and saw that it was Lijuan who had saved him.Zh: “谢谢你，”泽民虚弱地说道，“要不是你，我可能就看不到今晚的灯展了。En: "Thank you," Zemin said weakly, "If it weren't for you, I might not have been able to see tonight's lantern show."Zh: ”丽娟微笑着说：“不用谢，我们等会儿一起看灯。En: Lijuan smiled and said, "No need to thank me, we'll watch the lights together later."Zh: ”夜幕降临，长城被点亮了。En: As night fell, the Chang Cheng was illuminated.Zh: 许多颜色鲜艳的灯笼点缀在古老的墙上，仿佛星星在夜空中闪烁。En: Many brightly colored lanterns adorned the ancient walls, like stars twinkling in the night sky.Zh: 丽娟和泽民并肩坐在城墙上，讲述各自的故事。En: Lijuan and Zemin sat side by side on the wall, sharing their stories with each other.Zh: 脸上浮现出一种从未有过的宁静和喜悦。En: A sense of tranquility and joy that they had never felt before appeared on their faces.Zh: 在这特别的一夜里，丽娟明白了帮助他人的重要意义，也因为这次意外收获了一位新朋友。En: On this special night, Lijuan understood the importance of helping others, and because of the incident, she gained a new friend.Zh: 而泽民则意识到健康的重要，他在这段艰难的旅程中遇到了一位可以信赖的朋友。En: On the other hand, Zemin realized the importance of health, and he found a trustworthy friend during this challenging journey.Zh: 这场意外的邂逅，为他们的元宵佳节增添了一份温暖和感动。En: This unexpected encounter added warmth and emotion to their Yuanxiao Festival.Zh: 在灯火辉煌的长城之上，他们看着灯光跳动，心中充满了无限的期待。En: At the brilliantly lit Chang Cheng, they watched the lights flicker and felt an infinite sense of anticipation in their hearts. Vocabulary Words:atmosphere: 气氛festive: 节日的ancient: 古老的snowy: 白雪scenery: 景色anticipation: 期待complexion: 脸色labored: 急促collapsed: 倒下conscience: 良知emergency services: 急救vital signs: 生命体征illuminated: 点亮lanterns: 灯笼tranquility: 宁静emotion: 感动encounter: 邂逅path: 路nurse: 护士trustworthy: 信赖的adorned: 点缀admire: 观赏careful: 悉心urge: 促使crowd: 人群gradually: 渐渐approaching: 拉响ensured: 确保flicker: 跳动regained: 恢复

Fluent Fiction - Catalan: A Valentine's Night: When Love Meets Unforeseen Magic Find the full episode transcript, vocabulary words, and more:fluentfiction.com/ca/episode/2026-02-14-08-38-20-ca Story Transcript:Ca: És un dia d'hivern a Barcelona i el fred és viu a La Rambla, plena de vida.En: It's a winter day in Barcelona and the cold is lively on La Rambla, bustling with life.Ca: Marcel passeja nerviosament.En: Marcel walks nervously.Ca: Avui és Sant Valentí, i vol sorprendre la seva parella, la Clàudia.En: Today is Valentine's Day, and he wants to surprise his partner, Clàudia.Ca: Ella és una dona pràctica, una mica escèptica, però Marcel vol demostrar-li que l'amor pot ser màgic i inesperat.En: She is a practical woman, a bit skeptical, but Marcel wants to show her that love can be magical and unexpected.Ca: Ha preparat tota una sèrie de sorpreses: un sopar en un petit restaurant amagat, una caminada pels indrets preferits de l'Eixample, i una visita inesperada a un grup de música a la Plaça Reial.En: He has prepared a series of surprises: a dinner at a small hidden restaurant, a walk through the favorite spots of l'Eixample, and an unexpected visit to a band at Plaça Reial.Ca: Ell somia amb una nit perfecta, plena de rialles i moments inoblidables.En: He dreams of a perfect night, full of laughter and unforgettable moments.Ca: Mentre caminen, les rambles bullen d'activitat.En: As they walk, les Rambles are teeming with activity.Ca: Els artistes de carrer fan acrobàcies, la música sona a tot arreu i les parades de flors estan plenes de roses vermelles.En: Street performers are doing acrobatics, music plays everywhere, and the flower stalls are filled with red roses.Ca: L'aire és fred, però ple de la dolça olor de xurros acabats de fer.En: The air is cold, but it is filled with the sweet smell of freshly made xurros.Ca: Clàudia es frega les mans per entrar en calor, però un somriure es dibuixa al seu rostre.En: Clàudia rubs her hands together to warm up, but a smile spreads across her face.Ca: De sobte, sense avisar, Clàudia s'atura.En: Suddenly, without warning, Clàudia stops.Ca: Els seus ulls s'han ampliat, intenta respirar però no pot.En: Her eyes have widened, she tries to breathe but can't.Ca: Marcel s'assusta; sap que ella té asma, però mai ha estat tan greu.En: Marcel panics; he knows she has asthma, but it's never been this severe.Ca: Sense pensar dues vegades, l'agafa amb suavitat, buscant un lloc tranquil per apartar-se del bullici.En: Without thinking twice, he gently takes her, looking for a quiet place away from the commotion.Ca: Troben un banc, a costat d'una petita font, lluny del soroll.En: They find a bench by a small fountain, away from the noise.Ca: Marcel treu el seu telèfon i truca als serveis d'emergència, mentre parla amb Clàudia, calmant-la, agafant-li la mà.En: Marcel takes out his phone and calls emergency services, while he talks to Clàudia, calming her, holding her hand.Ca: La veu d'ell és tranquil·la, però el cor li batega amb força dins del pit.En: His voice is calm, but his heart is pounding hard in his chest.Ca: Mentre esperen l'ajuda, Marcel li diu: "No importa el que havia planejat. La teva salut és més important."En: While they wait for help, Marcel tells her, "It doesn't matter what I had planned. Your health is more important."Ca: La Clàudia li somriu, encara una mica feble, però amb brillantor als ulls.En: Clàudia smiles at him, still a bit weak, but with a brightness in her eyes.Ca: "Gràcies, Marcel. Mai no havia valorat tant la teva presència com ara," diu ella, mentre recupera l'alè i la serenor.En: "Thank you, Marcel. I have never valued your presence as much as I do now," she says, as she regains her breath and composure.Ca: Quan arriben els socorristes, Clàudia ja està més calmada, gràcies a la preocupació i l'amor de Marcel.En: When the paramedics arrive, Clàudia is already calmer, thanks to Marcel's concern and love.Ca: Amb els primers auxilis, Clàudia es recupera i tots dos es queden una estona mirant-se, sense necessitat de més paraules.En: With first aid, Clàudia recovers and the two of them stay for a while looking at each other, with no need for more words.Ca: La nit no va ser com Marcel havia planejat, però va ser més significativa.En: The night did not go as Marcel had planned, but it was more meaningful.Ca: Després de l'incident, s'asseuen junts, mirant les llums de la ciutat.En: After the incident, they sit together, looking at the city lights.Ca: Saben que l'amor no necessita grans gestes, sinó petites accions diàries, moments de cura i comprensió.En: They know that love doesn't need grand gestures, but rather small daily actions, moments of care and understanding.Ca: La Rambla continua vivint, amb el seu bullici i els seus encants, però per a Marcel i Clàudia, aquest Sant Valentí és d'un silenci ple i un amor sincer que els unirà més que qualsevol pla perfecte.En: La Rambla continues its liveliness, with its bustle and charms, but for Marcel and Clàudia, this Valentine's Day is one of filled silence and a sincere love that will unite them more than any perfect plan.Ca: Junts, aprenen que l'amor veritable es troba en el compromís de cuidar-se mútuament, sempre.En: Together, they learn that true love is found in the commitment to care for each other, always. Vocabulary Words:the winter: l'hivernthe rambla: la ramblathe partner: la parellathe skepticism: l'escepticismethe surprise: la sorpresathe dinner: el soparthe restaurant: el restaurantthe laughter: les riallesthe acrobatics: les acrobàciesthe flower stall: la parada de florsthe roses: les rosesthe bench: el bancthe fountain: la fontthe noise: el sorollthe emergency services: els serveis d'emergènciathe heart: el corthe breath: l'alèthe incident: l'incidentthe gifts: els regalsthe commitment: el compromísthe asthma: l'asmathe crowd: la gentthe excitement: l'emocióthe paramedics: els socorristesthe presence: la presènciathe aid: els auxiliisthe sweetness: la dolçorthe warmth: la calorthe brightness: la brillantorthe happiness: la felicitat

https://wels2.blob.core.windows.net/daily-devotions/20260130dev.mp3 Listen to Devotion I write to you, young men, because you are strong, and the word of God lives in you, and you have overcome the evil one. 1 John 2:14 Renewed by the Light Before you go camping in the woods, be sure to check that your flashlights all work properly and the batteries are all new. You will be far away from the artificial lights illuminating the cities and suburbs. Many thick trees can block the natural light of the stars. Unforeseen clouds and rain might also douse the light of a campfire. Before facing a new day in this dark world, be sure to check that your spirit is recharged with the truth and grace of Jesus. We are still living far away from heaven's glorious light. The things of this world that are supposed to bring us happiness are merely artificial lights that quickly burn out. Unexpected temptations threaten to plunge us into sinful decisions and right back into the darkness of fear and shame. We constantly need to recharge the lights of Jesus' truth and love in our hearts. John tells us how: “I write to you, young men, because you are strong, and the word of God lives in you, and you have overcome the evil one.” The evil one still accuses, deceives, and seeks to destroy faith. Yet John dares to speak in the past tense: “You have overcome the evil one.” This victory is not based on present feelings or visible success, but on Jesus' finished work. By his cross and resurrection, Jesus has already defeated Satan. Faith clings to that victory. In ourselves, we are weak. Our faith wavers, our resolve collapses, and our obedience is imperfect. But in Jesus, we are strong. Those who live in the word of God will have the word of God living in them. It will renew your faith in Jesus’ victory. It will continually rekindle the joy in your heart that Jesus has overcome the darkness of evil for you. Keep living in the word of God, and the word of God will live in you, reminding you daily that in Jesus, you are strong. Prayer: Jesus, Light of the world, shine in my heart. Forgive my sins and fill me with your love so that I may walk in your ways and love my neighbor as you have loved me. Amen. Daily Devotions is brought to you by WELS. This work is licensed under a Creative Commons Attribution-Noncommercial-No Derivative Works 3.0 United States License. All Scripture quotations, unless otherwise indicated, are taken from the Holy Bible, New International Version®, NIV®. Copyright ©1973, 1978, 1984, 2011 by Biblica, Inc. ™ Used by permission of Zondervan. All rights reserved worldwide.

https://wels2.blob.core.windows.net/daily-devotions/20260130dev.mp3 Listen to Devotion I write to you, young men, because you are strong, and the word of God lives in you, and you have overcome the evil one. 1 John 2:14 Renewed by the Light Before you go camping in the woods, be sure to check that your flashlights all work properly and the batteries are all new. You will be far away from the artificial lights illuminating the cities and suburbs. Many thick trees can block the natural light of the stars. Unforeseen clouds and rain might also douse the light of a campfire. Before facing a new day in this dark world, be sure to check that your spirit is recharged with the truth and grace of Jesus. We are still living far away from heaven's glorious light. The things of this world that are supposed to bring us happiness are merely artificial lights that quickly burn out. Unexpected temptations threaten to plunge us into sinful decisions and right back into the darkness of fear and shame. We constantly need to recharge the lights of Jesus' truth and love in our hearts. John tells us how: “I write to you, young men, because you are strong, and the word of God lives in you, and you have overcome the evil one.” The evil one still accuses, deceives, and seeks to destroy faith. Yet John dares to speak in the past tense: “You have overcome the evil one.” This victory is not based on present feelings or visible success, but on Jesus' finished work. By his cross and resurrection, Jesus has already defeated Satan. Faith clings to that victory. In ourselves, we are weak. Our faith wavers, our resolve collapses, and our obedience is imperfect. But in Jesus, we are strong. Those who live in the word of God will have the word of God living in them. It will renew your faith in Jesus’ victory. It will continually rekindle the joy in your heart that Jesus has overcome the darkness of evil for you. Keep living in the word of God, and the word of God will live in you, reminding you daily that in Jesus, you are strong. Prayer: Jesus, Light of the world, shine in my heart. Forgive my sins and fill me with your love so that I may walk in your ways and love my neighbor as you have loved me. Amen. Daily Devotions is brought to you by WELS. This work is licensed under a Creative Commons Attribution-Noncommercial-No Derivative Works 3.0 United States License. All Scripture quotations, unless otherwise indicated, are taken from the Holy Bible, New International Version®, NIV®. Copyright ©1973, 1978, 1984, 2011 by Biblica, Inc. ™ Used by permission of Zondervan. All rights reserved worldwide.

The U.S. has deployed a "massive armada" of naval forces headed toward Iran, led by the USS Abraham Lincoln Carrier Strike Group, as President Trump ramps up pressure and warns Tehran to negotiate or face further action. International markets—including bitcoin, crypto, and altcoin assets—are reacting to this major geopolitical flashpoint, making this one of the biggest crypto news events impacting risk sentiment and macro flows right now. Get the full geopolitical breakdown and how it could move bitcoin & crypto prices.

Somebody is being a grown-up, and he is taking on a dangerous duty so the kids don't have to fend for themselves. "It's not your job to find out what the Dark Lord is..." "That's your job, isn't it?" "Yes, it is." This is what it looks like when Snape stops hiding his agenda and tells something, the rare thing that is true about himself from every perspective. For full show notes, transcripts, ways to contact the hosts or support the show, and more, visit hpafter2020.com.

What would it be like to wow yourself this year? For your host Deb Drummond, the feeling is incomprehensible. Mission Accepted media has had more than 762 million media impressions in 2025. With those kinds of numbers, it's easy to say the results were worth the effort, but she didn't know back in January whether her investments of time, money and effort would pay off. Listen in for a peek behind the curtain as Deb looks back on a year of unforeseen success. Let her reflections inspire your own evaluation of the year that was and the unforeseeable success that lies ahead.Website:Mission Accepted Podcast: https://debdrummond.com/missionaccepted-podcast/Top Performance Success Planner: https://debdrummond.com/top-performance-success-planner-3/The Women's Channel: https://debdrummond.com/womens-channel/

This week we're recapping the goals we set for ourselves for 2025, what we accomplished, what we didn't and anything that we're keeping on the list for 2026. We're talking about what makes a good goal and our personal goal setting criteria. We're also sharing our weekly book report and beginning a new segment where we debate listeners hot takes at the end of every episode!   The goals we set in our 2025 NY Goal episode: Emma: Get a minivan - No Ambitious food blogging list - Had to pivot in April Pitch cookbook idea - Did pitch but not working on right now Emma's romance (outline and write half) - Yes Elsie: Write every day - No Query my novel - Yes Write second novel - Started it Launch art website and sell art - Did sell art but didn't make a website One renovation to rule them all - Yes   Most proud to have accomplished in 2025: Elsie - Got passports and taking first trip Emma - Finishing her novel   Unforeseen project you spent a lot of time on in 2025: Elsie - Rewriting her novel Emma -Hugo   Accomplishment that wasn't on the list: Elsie - Retraining for a new career Emma - Celebrated 40th Birthday   Book Report: Emma - Just for the Summer by Abby Jimenez Elsie- The Uncool by Cameron Crowe   You can support us by leaving us a couple of 5 star recipe reviews this week at abeautifulmess.com Have a topic idea for the podcast? Write in to us at podcast@abeautifulmess.com or leave us a voicemail at 417-893-0011.  

Don't worry, Chaos Kids...we're not taking a whole month off. Unforeseen circumstances have us taking an unexpected break this week, but we will be back with a brand new episode next week! In the meantime, enjoy a classic and one of our personal favorites.This week, Amber covers the unsolved murder of Arpana Jinaga who was found dead in her apartment after a community Halloween party.  Thank you to Jennifer B. for the story suggestion!Amber pulled her sources from:Podcast – True Crime All The Time – Unsolved, Episode 140Arpana Jinaga — UnresolvedMan Accused Of Killing Arpana Jinaga Freed After He's Held 9 Years With No ConvictionThe Troubling Trial of Emanuel Fair | Seattle WeeklyThen, Naomi takes us back to the late 80s and the second largest oil spill in US waters next to Deepwater Horizon.Exxon Valdez oil spill - WikipediaThis week, Amber was drinking Casa Santos Lima, a red blend from Portugal. Support the showGo check out our patreon page athttps://www.patreon.com/crimewineandchaosFor more information about Crime, Wine & Chaos, or to simply reach out and say "hi,"https://www.crimewineandchaos.comCrime, Wine & Chaos is produced by 8th Direction Records. Music by Jeremy Williams. Artwork by Joshua M. DavisAmber is the vocalist in the band, Tin Foil Top Hat. You can find more of her work on all of the music streaming platforms or athttps://www.tinfoiltophat.comNaomi has a twenty year career in tech, and a lifetime interest in all things macabre. She walked away from #startuplife to strike a new path rooted in service. You can find out more about the work she's focused on, support those initiatives, and keep up on her socials here: https://linktr.ee/missgnomersSupport the showGo check out our patreon page athttps://www.patreon.com/crimewineandchaosFor more information about Crime, Wine & Chaos, or to simply reach out and say "hi,"https://www.crimewineandchaos.comCrime, Wine & Chaos is produced by 8th Direction Records. Music by Jeremy Williams. Artwork by Joshua M. DavisAmber is the vocalist in the band, Tin Foil Top Hat. You can find more of her work on all of the music streaming platforms or athttps://www.tinfoiltophat.comNaomi has a twenty year career in tech, and a lifetime interest in all things macabre. She walked away from #startuplife to strike a new path rooted in service. You can find out more about the work she's focused on, support those initiatives, and keep up on her socials here: https://linktr.ee/missgnomers

For this episode, I had originally planned on telling multiple, shorter stories. Then I read one article:GI's plead not guilty in murder hearingsTwo Ft. Lewis soldiers pleaded innocent in Superior Court today to unrelated first-degree murder charges stemming from the deaths last week of another soldier and a 28 year old Graham housewife. Steven Paul Criss, 19, offered his plea in the slaying last Thursday of Jacob Kim Brown, 22, an Army infantryman, whose bullet-riddled body was found in a ditch near Roy later in the day. Brown was reported to have left his Olympia home to meet a man for discussion of a debt. Trial of Criss was scheduled for November 29 by Judge James V. Ramsdell, who refused to set bail. Also pleading innocent was Sgt. 1C Richard Michael Wallingford, 33, of E. Madison St. who was accused of the gunshot slaying last Wednesday of Cindy Ann Barajas of 119th Ave E. Graham. Mrs. Barajas had been shot in the back of the head. Wallingford, whose arraignment was continued last Friday when he appeared in court in an apparently dissociative state, was scheduled for trial November 22. Bail was denied. Attorneys told the court Friday that the defendant had refused to give authorities anything more than his name, rank and service serial number. Putting those key names into the Newspapers.com search engine, I was able to find the details surrounding both unusual cases and decided I would tell those stories. Finding these cases, featuring stories of victims I've never heard of or read about is one of my favorite aspects of using Newspapers.com. Today I'll be telling you the stories of Jacob Brown, Peter Zito Jr., Donald Barton and Cindy Barajas- the forgotten victims, lost to the back page.For more details and photos, you can visit our blog at Murderintherain.comOregon Journal Thu, Oct 03, 1974 · Two Teenagers Shot Dead On Oak Hills Parking Lot - Detectives suspect decades-old disappearance, murder are intertwined | Forest Grove News-Times - The News Tribune - October 12 1976 - Obituaries - The News Tribune Sat, Oct 09, 1976 - Olympian Slain, Tacoman Held - The News Tribune Fri, Dec 10, 1976 -Army gives GI life for murder - KIRO-Killer Army vet charged in 1974 double murder of Oregon teens - Cold Case Solved: Man Arrested for 1974 Murders of Two Teenagers | Washington County, OR - Looking into the Unforeseen with a Local Author - Seeking Justice for 1974 Murder - The News Tribune Tue, Oct 12, 1976 - GI's Plead Not Guilty in Murder Hearings - The Spokesman Review Sept. 15 1962 - Weddings - 47° 4' 57.4028" N 122° 35' 53.3814" W - The News Tribune October 7 1976- A Daughter's Murder a Father's Grief - The News Tribune October 7 1976 - Solider Held in Fatal Shooting of Woman - The News Tribune October 7 1976 - Portrait of a Father's Grief - Spokane Chronicle December 20 1960- Entering Military - Spokane Chronicle Sept. 10 1962- Weddings - Spokane Chronicle May 3 1978- Courts - Cynthia Ann Woods Barajas (1947-1976) - Find a Grave Memorial - The News Tribune Fri, Oct 08, 1976- Obituaries - The News Tribune Thu, Oct 07, 1976 - Solider held in fatal shooting of woman - Tri-City Herald Sun, Oct 10, 1976 - Defendant gives name, rank, serial number - The News Tribune Sat, Oct 09, 1976 - Silent Suspect Gets Continuance - The News Tribune Fri, Oct 29, 1976- Murder Trial Reset - The News Tribune Mon, Jan 10, 1977 - Sergeant stands trial for death of young woman  -  The News Tribune Tue, Jan 11, 1977 - Defense will claim insanity - The News Tribune Thu, Jan 13, 1977 - Suspect threatened to kill self - The News Tribune Wed, Jan 12, 1977 - Gasoline-Soaked Wallingford admitted killing, deputy testifies -The News Tribune Mon, Jan 24, 1977 - Cindy Ann and Steve- who speaks for them?The News -Tribune Mon, Jan 24, 1977 - GI Murder Sentence Delayed - The News Tribune Thu, Jan 27, 1977- convicted murder given life sentenceOur Sponsors:* Check out Kensington Publishing: https://www.kensingtonbooks.comSupport this podcast at — https://redcircle.com/murder-in-the-rain/exclusive-contentAdvertising Inquiries: https://redcircle.com/brands

Nobody wants a worthless faith. How about a faith that works? Join us for this series through the letter of James.

skyra is one of the local artists who has put Georgia's underground scene firmly on the map. His regular appearances at Tbilisi's cult Bassiani club have been key to that, and in August, he will showcase exactly what he's all about when he plays live for us at Selectors with Hamatsuki: deep but driving house music that's bathed in lush melodics but never short on low-end power. Next year, he has plenty of music coming up, including a release on Unforeseen with Hamatsuki. To get you in the mood for all that is to come, he has laid down a one-hour live showcase that layers up smooth, supple, seductive drums with dreamy pads and neon melodies. The whole set glows with a late-night warmth and finds a perfect balance between beauty and beat-driven hypnosis.

A Cheating Wife's Unforeseen RequestBecome a supporter of this podcast: https://www.spreaker.com/podcast/true-cheating-wives-and-girlfriends-stories-2025-true-cheating-stories-podcast--5689182/support.

A Cheating Wife's Unforeseen RequestBecome a supporter of this podcast: https://www.spreaker.com/podcast/true-cheating-wives-and-girlfriends-stories-2025-true-cheating-stories-podcast--5689182/support.

Order of Service: - Prelude - Hymn 18 - God the Father, Be Our Stay: vv. 1 - 3 - The Versicles (pp. 120-121) - The Gloria Patri (p. 121) - Psalm 43 (p. 180; Tone 3) - 1 John 5:1-5: Whoever believes that Jesus is the Christ is born of God, and everyone who loves Him who begot also loves him who is begotten of Him. By this we know that we love the children of God, when we love God and keep His commandments. For this is the love of God, that we keep His commandments. And His commandments are not burdensome. For whatever is born of God overcomes the world. And this is the victory that has overcome the world— our faith. Who is he who overcomes the world, but he who believes that Jesus is the Son of God? - Soul, Be Still: Soul, be still, await God's will. We are safe in His wise keeping, Surely grief for joy makes way, Laughter fain would follow weeping, Legions e'er His call obey. God doth guide thee as a Father. Soul, be still. Soul, be still, await God's will. Unforeseen, the dawn appearing, Will allay all fear and doubt, Why delay your joy, despairing, Grief and worry put to rout. God doth guide the as a Father. Soul, be still. (Music: Johann Wolfgang Franck / Arr. by Carl Stein; Text: Heinrich Elmenhorst / Translated by Theodora Lau) - Homily - The Versicle (p. 122) - The Nunc Dimittis (p. 124) - The Lord's Prayer (p. 125) - Hymn 584 - Grant Peace, We Pray, in Mercy, Lord - The Collect (pp. 125-127) - The Benedicamus (p. 127) - The Benediction (p. 127) - Hymn 589 - Lord, Keep Us Steadfast in Thy Word - Postlude Service Participants: Chaplain Don Moldstad (Preacher), Rev. Prof. Mark DeGarmeaux (Organist), BLC Concert Choir (Choral Group), Hannah Caauwe (Choir Director)

DERELICT Premium: https://derelict.supercast.com/ Sarah Raynor wakes to find Killian gone...with the ship now controlled by Alpha, monsters hunting her in the dark, and a mysterious black lifeform spreading through the interior. Rescued by Agent Blayne and Kyle Stevens, the three desperately work together to escape the derelict. But when she makes a deal with Francis Dorian to replace the false one she had before, she realizes the only way to truly get what she wants is to betray the others. How much is getting her son back worth? And what is Alpha's mysterious true goal aboard the ship? A LONG ROAD, UNFORESEEN is the exciting season 2 finale of DERELICT.DERELICT Merch: https://derelictpodcast.myshopify.comDERELICT Discord: https://discord.gg/EtCA8YN9XYDERELICT Website: http://www.derelictpodcast.comDERELICT is created, written, and directed by J. Barton Mitchell; produced by J. Barton Mitchell and Elizabeth Laidlaw; executive produced by Michael Freiberg; Additional voice direction by Michelle Campbell; features original music by Luke Atencio, Ryan Taubert, David A Molina, Bradford Nyght, Jo Blankenburg, Mattia Turzo; secondary sound design by Music Radio Creative; Cast: MICHAEL MAU - Blayne, CHAD MORGAN - Raynor, J.D. CERNA - Stevens, MILA ISABELLA - Alpha, DANNY DOYLE - Francis Dorian, ALEC CITRON - Sean; as well as  the additional voices of Elizabeth Laidlaw, Dani Payne, and Ian Geiberger. Learn more about your ad choices. Visit megaphone.fm/adchoices

Send us a textWhat's up friends!Let's talk outside PE! Teaching PE outside presents unique challenges from weather monitoring to wildlife encounters, requiring specific strategies and equipment to ensure effective instruction. Here are some things to consider:• Weather conditions • Unforeseen events• The physical toll on teachers • Specialized supplies • Multiple backup plans ready at a moment's notice• Proper gear • Transitions and procedures Grab my copy of the Outside PE Checklist as a reference that includes equipment, procedures, transitions, and other essentials for successful outdoor teaching. Let's keep pushing our profession forward!Take care and happy teaching,Dave-Check out supersizedphysed.com for more resources, including free PDFs, articles, and courses to help with your PE program. Please leave a review to help grow this podcast and keep pushing our profession forward.-Article on Outside PE Checklist-Team Building Games Ebook (with preview): https://www.teacherspayteachers.com/Product/Team-Building-Games-and-Activities-for-PE-Class-14063095-Free resources include Substack and Medium articles with PE tips, games, and strategies-High Fives and Empowering Lives  book available as an ebook or paperback-Paperback or download: HERE-Amazon Ebook: HERESupport the showBecome a supporter of the show: https://www.buzzsprout.com/385837/support

What do Barton Springs, stormtrooper gear, and Robert Redford have in common?

Cheating Wife Story, A Wife's Unforeseen RequestBecome a supporter of this podcast: https://www.spreaker.com/podcast/true-cheating-wives-and-girlfriends-stories-2025-true-cheating-stories-podcast--5689182/support.

Cheating Wife Story, A Wife's Unforeseen RequestBecome a supporter of this podcast: https://www.spreaker.com/podcast/true-cheating-wives-and-girlfriends-stories-2025-true-cheating-stories-podcast--5689182/support.

In this special Deer IQ podcast episode Part 2, we discuss the harsh lessons and what all hunters can possibly take away from my interview with CJ Alexander and the poaching of a huge Ohio buck. We reveal our hunter survey and the surprising results of just how many would do the same, and what that may mean. It's an honest conversation of hunter ethics, and how to safeguard yourself from falling into the traps that ensnare far too many hunters.• How many hunters would consider poaching a trophy whitetail?• How we hunters view each other, and possibly why we have these inflated perceptions.• How Manni kept himself from poaching a world-class buck.• The overlooked factors that led to poor choices in the CJ case.• What every hunter should think about to make sure they don't become a statistic.In this special Deer IQ podcast episode we have a frank discussion about an often glossed over topic - hunter ethics, within the context of a case we all probably know - the poaching of the world-class CJ Alexander buck. In this exclusive post-conviction interview with CJ, we• Peel back the curtain on what actually happened and he opens up and shares the true story of this buck (not the made-up one) - including untold details of taking it and never before seen video footage. • He reveals how he found this deer, what drove him to pursue it relentless despite the risk (that's a little different than some have said).• Things he says were portrayed in a wrong light by the DNR.• Why he continued to tell a lie to the public even after confessing to DNR officers.• Just what he was thinking as this charade unfolded in front of the whole country.Unforeseen consequences and BIG regrets he has.• What he plans to do moving forward to hopefully right a wrong. It's a conversation full of lessons we all can learn from so hopefully mistakes like this can be avoided in the future by others. Here's my exclusive interview with CJ Alexander. DEER IQ RESOURCES:• Take the Deer IQ Test 360 HERE: https://deeriq.com/full-assessment/ • Get a Strategic Land & Hunting Plan for your Private Hunting Property HERE: https://deeriq.com/land-and-hunting-plans/ • GENERAL INFO about ALL Deer IQ Resources HERE: https://deeriq.com/services/ CONNECT These OTHER WAYS with Deer IQ!Website: https://deeriq.com  Facebook Private Group: https://www.facebook.com/groups/511109237864762  Deer IQ  FREE Journal: https://deeriq.com/journal/  Pressured Public Lands Hunting Guide:  https://deeriq.com/public-land-hunting-guide/  Newsletter Signup: https://deeriq.com/signup/  Patreon - Contribute Financially to Deer IQ: https://www.patreon.com/DeerIQPatreon   Scent Control Regimen: https://deeriq.com/scentcontrol-regimen/  Episode #101Guest: Host Adam Lewis, Manni Ferraiuolo, Mark KawieckiIQ ranking - 5 (Intermediate)

AI is here, and it's sparking conversations about everything from how we work to how we report. This episode of The Pre-Read, brought to you by Workiva, dives into the heart of what happens when artificial intelligence meets the real world of finance and risk. We're talking about why CFOs, general counsels, and audit chairs are all leaning in—and what questions they're asking.  Our own CFO, Jill Klindt, spills the beans about how finance teams can use AI to make their jobs better, not replace them. Think augmenting expertise and making those tedious tasks disappear. She's also got the inside scoop on why data quality is like gold for AI success and why CFOs should lead the charge when it comes to experimenting with this new tech.  Plus, Alan Wilson, Partner at WilmerHale, gives us the straight talk on the legal side of things. He emphasizes getting your legal team involved early, treating AI just like any other business risk, and keeping an eye on how regulatory accountability is already shaping up. It's a must-listen for anyone ready to navigate the exciting, and sometimes head-scratching, world of AI.    Timestamps: 02:30 Jill K. on AI: Enhancing human expertise versus automating the mundane.  05:10 Unlocking value: Where AI fits into your income statement.  08:00 Inside Workiva's AI strategy: Collaborating to build better tech.  10:45 Why clean data is the secret sauce for AI success.  13:30 Jill K's candid advice for executives embracing the AI future.  15:45 Alan W. on looping in legal when implementing AI.  18:30 Public perception: How to talk about AI without overselling it.  21:00 Navigating the legal maze: Agencies, juries, and the “AI washing” problem.  24:30 Peering into the crystal ball: Unforeseen risks and the future of AI.     

In this special Deer IQ podcast episode we have a frank discussion about an often glossed over topic - hunter ethics, within the context of a case we all probably know - the poaching of the world-class CJ Alexander buck. In this exclusive post-conviction interview with CJ, we• Peel back the curtain on what actually happened and he opens up and shares the true story of this buck (not the made-up one) - including untold details of taking it and never before seen video footage. • He reveals how he found this deer, what drove him to pursue it relentless despite the risk (that's a little different than some have said).• Things he says were portrayed in a wrong light by the DNR.• Why he continued to tell a lie to the public even after confessing to DNR officers.• Just what he was thinking as this charade unfolded in front of the whole country.Unforeseen consequences and BIG regrets he has.• What he plans to do moving forward to hopefully right a wrong. It's a conversation full of lessons we all can learn from so hopefully mistakes like this can be avoided in the future by others. Here's my exclusive interview with CJ Alexander. DEER IQ RESOURCES:• Take the Deer IQ Test 360 HERE: https://deeriq.com/full-assessment/ • Get a Strategic Land & Hunting Plan for your Private Hunting Property HERE: https://deeriq.com/land-and-hunting-plans/ • GENERAL INFO about ALL Deer IQ Resources HERE: https://deeriq.com/services/ CONNECT These OTHER WAYS with Deer IQ!Website: https://deeriq.com  Facebook Private Group: https://www.facebook.com/groups/511109237864762  Deer IQ  FREE Journal: https://deeriq.com/journal/  Pressured Public Lands Hunting Guide:  https://deeriq.com/public-land-hunting-guide/  Newsletter Signup: https://deeriq.com/signup/  Patreon - Contribute Financially to Deer IQ: https://www.patreon.com/DeerIQPatreon   Scent Control Regimen: https://deeriq.com/scentcontrol-regimen/  Episode #100Guest: Host Adam Lewis, CJ AlexanderIQ ranking - 5 (Intermediate)

In the final episode of the series, Paul Galloway joins host Pushpendra Mehta to unpack strategies for unforeseen challenges. From threat assessments and forecasting to communication and automation, they explore how treasury can enhance resilience and agility in uncertain times. Discover practical steps to ensure liquidity, visibility, and strategic readiness when disruption strikes. Want to dive deeper into Leading Practices in Treasury? Download the ebook or listen to the audiobook here: https://strategictreasurer.com/ebook-leading-practices-in-treasury/?utm_source=STEBKpage Alternatively, you may view the video version here: https://www.youtube.com/watch?v=XJotnXwxIvw  

Episode six features Pushpendra Mehta and Paul Galloway, Senior Director of Advisory Services at Strategic Treasurer, exploring strategies to manage unforeseen challenges. Tune in for thoughtful insights. You can explore the Leading Practices in Treasury eBook or its audiobook by visiting: https://strategictreasurer.com/ebook-leading-practices-in-treasury/?utm_source=STEBKpage For a visual overview, watch the video version here: https://www.youtube.com/watch?v=XJotnXwxIvw

Tap here to send us a message!The more we study the Word, the more we see that nothing is accidental and every story, every life, every moment fits into a larger purpose. What was once shadow in the Old Testament became substance in the New, even though those who lived it didn't yet understand what God was doing. In the same way, we must learn to trust God in the middle of our process, not just when we can finally see how it all worked together for our good.06/29/2025 - Sunday Afternoon Scriptures:Isaiah 40:1-5John 5:39Romans 5:14Psalm 69:20-21Luke 24:15-16, 21, 27, 30-32Like 24:25-26I Corinthians 13:12Genesis 13:14-17Judges 1:6Joshua 1:1-3, 9Joshua 6:1-2Isaiah 40:1-5Proverbs 4:18II Timothy 4:6-7

Today, I'm excited to speak with Van Carlson, Founder & CEO of SRA 831(b) Admin, a specialized risk management solutions company. Van has over 25 years of experience within the risk management industry. Prior to founding SRA, Van ran his own property and casualty firm for 15 years and was awarded Presidents Council's and other top-performing achievements during his tenure as a P&C Agent. In 2008, he saw the Great Recession hit his commercial business clients hard, and just like them, he was also affected by the sharp economic downturn. Out of that challenging experience, he emerged committed to developing better ways to manage risk and improve business operations for his clients, and consequently founded SRA 831(b) Admin to pursue this mission. In this episode, we delve into the topic of micro-captive insurance plans, or 831(b) plans, and the ways family businesses and family offices can deploy this specialized tool to manage a range of risks. Van covers the fundamentals, offering our audience an overview of how 831(b) plans work and why wealth owners and family enterprises should consider deploying this innovative risk management tool. There are many ways 831(b) plans can create value for families and their enterprises. Van describes the most common use cases families and family offices can address by deploying 831(b) plans and shares some examples of the different unfunded liabilities this tool can help address. One very practical and helpful tool Van developed is the 831B.com website. He talks about the resources that are available on the website and how families and family office teams can utilize this public resource. The 831(b) solutions have many positive applications, but as is the case with everything in life, there are also downsides to consider. Van covers the potential risks associated with 831(b) plans and shares his tips on how our listeners can avoid or mitigate these risks. Please enjoy this insightful conversation with a pioneer and thought leader in the technical field of micro-captive insurance plans.

OUR PATREON IS LIVE! Please check it out at the link below!patreon.com/Roll4YourLifeJoin Two Girls one Bird as they gear up for the very final round of the Galeseum! You want it, we got it! That merch is so fresh and so clean!! Follow the Linktree link on our Insta and head over to our Redbubble page to browse our wears and such! Be sure to give us a 5 star review and leave a comment on Apple Podcasts and Spotify! You'll get a shout out from your favorite heroes! Follow us on all of our socials! Insta/TikTok----Roll4Pod Leave us an email too! We'd love to hear from you! ----> roll4pod@gmail.com

The guys analyze a crew that walks into self-imposed traps. Do they figure it out before it's too late, or do they find themselves at the bottom of a hidden pit? Listen and find out!

Bonus Episode! Oh boy, what a treat you listeners are in for today! Lisa Cuss, trauma therapist, Capable life coach, and all around amazing person joins Ryan today to talk about the phenomenon that is/was Inside Out 2. Now when this episode airs this conversation will have happened months ago. Unforeseen production delays have pushed it back far longer than anticipated but it is no less informative, encouraging, and helpful. Lisa walks us through how we, as followers of Jesus or not, might watch a film like Inside Out 2 and draw many beneficial things from it, even when its not an overtly faith-based film. Don't miss this one! Check out Capable Life here. Follow us on instagram and join the conversation! Luma CounselingSend us a text

Help MuggleCast grow! Become a MuggleCast Member and get great benefits like Bonus MuggleCast! Patreon.com/MuggleCast  Grab official merch! MuggleCastMerch.com Pick up overstock merch from years past, including our 19th Anniversary Shirt! MuggleMillennial.Etsy.com On this week's episode, get your copy of The Quibbler (and quickly transfigure it) before Umbridge bans it! Join Andrew, Eric, Laura and Micah as they enjoy a brief compliment from Snape and finally get through *that* door at the Department of Mysteries! Chapter-by-Chapter continues with Harry Potter and the Order of the Phoenix, Chapter 26: Seen and Unforseen. MuggleCast last discussed this chapter on Episode 463! Could Hermione have been a little softer on Harry concerning Cho? Does she share any blame for double-booking him in Hogsmeade? Hermione criticizes her friends reactions to the outcome of the Quidditch match. Does she have any fun outlets? Harry is having FOMO watching Ravenclaw vs. Gryffindor. But let's face it, it's not easy watching from the sidelines! Shockingly, Snape comes the closest he ever has to actually caring about teaching Harry Occlumency, but... of course... has to have the last laugh! We draw comparisons between Lupin teaching Harry the Patronus Charm and Snape teaching Harry Occlumency. Should Harry be farther along given he's been at this for two months? How did Harry get through the Department of Mysteries door during his Occlumency lesson when he's never been there in his dreams? The hosts agree that Dumbledore had Firenze in his back pocket to take over for Trelawney. Who did Dumbledore have on tap as a replacement for Hagrid? Voldemort finally learns only he or Harry can retrieve the prophecy. How is this not more common knowledge in the Wizarding World? How would've things been different if Voldemort never wasted time with this plan? Harry has direct line of sight into Voldemort's plan with Lucius Malfoy, Sturgis Podmore, Broderick Bode and Avery. Why not leak this info to The Quibbler? Odds & Ends cover The Streisand Effect and The Astronomy Tower MVP: Best All-Time Trelawney Moments (before she was fired) Lynx Line: Our patrons write Harry a short piece of fan-mail OR hate-mail to be delivered via Owl Post to the Great Hall at breakfast! Quizzitch: In banning The Quibbler, Umbridge only raises more interest in it. The concept of banning something only making it more popular is colloquially known as The Streisand Effect, after actress Barbara Streisand sued a photographer for publishing a photo in 2003. What was the photo of?   Learn more about your ad choices. Visit megaphone.fm/adchoices

Creating a plan to act on regular tune-ups on your farm can result in money savings and improved relationships with industry allies. Focus on Energy shares the unforeseen benefits of farm equipment tune-ups, highlighting the critical role of proactive equipment maintenance in improving energy efficiency and farm operations. Dairy Stream host, Joanna Guza, and guest Melissa Beeksma, discuss the following topics:  Ideal timeframe for tune-ups Dairy refrigeration, other tune-ups Grain dryer tune-ups Who to get involved Benefits with industry allies within the tune-up program Significant money savings Sensors to track equipment performance Time commitment from the farmer Incentives Energy efficiency trends in the future Special thanks to Focus on Energy for sponsoring this episode. About the guest Melissa Beeksma has been working in the energy efficiency field for over 18 years. She is the Technical Quality Lead for Focus on Energy's Agriculture and Schools and Government Programs. She holds a Bachelor's Degree in Civil Engineering from the University of Wisconsin-Platteville and a Master's Degree in Natural Resource Management with an emphasis in Environmental Education from the University of Wisconsin-Stevens Point. Melissa is a Certified Energy Manager and Certified Lighting Efficiency Professional through the Association of Energy Engineers. In 2024, she co-authored the Agricultural Maintenance Benefits White Paper: The Success and Unforeseen Benefits of Farm Equipment Tune-Ups, highlighting the critical role of proactive equipment maintenance in improving energy efficiency and farm operations.  Resources Agricultural Maintenance Benefits White Paper: The Success and Unforeseen Benefits of Farm Equipment Tune-Ups Energy Advisor Map Agricultural: Improving your bottom-line resources Compeer Financial is proud partner of Dairy Stream.  Learn more about Dairy Stream sponsorship. This podcast is produced by the Voice of Milk, a collaboration of individual dairy organizations working to improve the future of dairy farm families. Become a sponsor, share an idea or feedback by emailing podcast@dairyforward.com. 

The Dairy Streamlet is a condensed version of a long Dairy Stream episode and covers the high-level points of the conversation. If this topic interest you, then listen to the full episode on April 30. Dairy Stream host, Joanna Guza, and guest Melissa Beeksma with Focus on Energy, shares the unforeseen benefits of farm equipment tune-ups, highlighting the critical role of proactive equipment maintenance in improving energy efficiency and farm operations. Special thanks to Focus on Energy for sponsoring this episode. About the guest Melissa Beeksma has been working in the energy efficiency field for over 18 years. She is the Technical Quality Lead for Focus on Energy's Agriculture and Schools and Government Programs. She holds a Bachelor's Degree in Civil Engineering from the University of Wisconsin-Platteville and a Master's Degree in Natural Resource Management with an emphasis in Environmental Education from the University of Wisconsin-Stevens Point. Melissa is a Certified Energy Manager and Certified Lighting Efficiency Professional through the Association of Energy Engineers. In 2024, she co-authored the Agricultural Maintenance Benefits White Paper: The Success and Unforeseen Benefits of Farm Equipment Tune-Ups, highlighting the critical role of proactive equipment maintenance in improving energy efficiency and farm operations.  Compeer Financial is proud partner of Dairy Stream.  Learn more about Dairy Stream sponsorship. This podcast is produced by the Voice of Milk, a collaboration of individual dairy organizations working to improve the future of dairy farm families. Become a sponsor, share an idea or feedback by emailing podcast@dairyforward.com. 

LINKS: https://linktr.ee/hmbradio The Homemade Broadcast this week: Check out the HMBradio Store and get a hat or something or DONATE. We livestream Wednesday evenings around 6PM on YouTube, Twitter and Facebook. Keep up to date on where to watch HERE & we're back. This week we talk about tariffs and how little we know about them. Private Equity has scooped up 25% of the housing in Tampa Bay. That's bad, right? I have no idea to be honest.  Get the full pod free and uncensored and 30 mins more! hmbradio.substack.com Get in touch with the show and leave a voice or text message at: (813) 693-2124 The #HMB airs Sunday's on Sunshine FM 96.7 in downtown St. Petersburg & anywhere in the world at Radio St. Pete @ 6:10PM & Monday's at 10:15PM or on demand via your favorite podcast app, just search "HMBradio Tampa Bay". If you're enjoying the podcast, please give it a 5 STAR rating on your podcast app, it only takes a second and really helps out. If you're REALLY enjoying it, consider making a DONATION, thanks and I like you more than a friend. Follow the show EVERYWHERE Thanks to our sponsors: Homemade Podcasts: "Reach clients through Podcasting

Join us this week as we discuss mission trip adventures, accidents, and trusting God through the process. 

Send us a textFrom Air Force Valor To Unforeseen Challenges: A Tale Of Resilience, Inspiration, And Motivation#author #motivation #inspiration #resilience #military #airforce From Air Force Staff Sergeant to inspiring motivational speaker, embodies resilience and determination. Following a life-altering motorcycle accidentthat claimed his sight in 2017, Kijuan founded Amey Motivation LLCmission: empowering others to overcome adversity and achieve their highest potential. Buy the book: https://www.amazon.com/dp/1737036614Website: https://ameymotivation.com/Facebook: https://www.facebook.com/kijuanameyInstagram: https://www.instagram.com/kijuanamey/Linkedin: https://www.linkedin.com/in/kijuan-amey-783889121/X: https://x.com/kijuanameyYoutube: https://www.youtube.com/@UCHEjnHemVf7C7VKk0SZh0pA Thanks for tuning in, please be sure to click that subscribe button and give this a thumbs up!!Email: thevibesbroadcast@gmail.comInstagram: https://www.instagram.com/listen_to_the_vibes_/Facebook: https://www.facebook.com/thevibesbroadcastnetworkLinktree: https://linktr.ee/the_vibes_broadcastTikTok: https://vm.tiktok.com/ZMeuTVRv2/Twitter: https://twitter.com/TheVibesBrdcstTruth: https://truthsocial.com/@KoyoteFor all our social media and other links, go to: Linktree: https://linktr.ee/the_vibes_broadcastPlease subscribe, like, and share!

In this episode, we discuss the value of cyber conferences (shout out to NetDiligence, Zywave, IAPP, PLUS, Execusummit, and all the others I missed). Specifically, beyond the sessions, how the conversations in the background help grow understanding of legal, market, and security trends, collaboration, and genuine connections in the industry. I can't neglect a special shout-out to meeting Shawn Melito in a buffet line at a Zywave conference in 2019, discussing the pros and cons of pasta salad. Further, we dive into the unforeseen consequences of mass-scale vendor breaches. Is the market ready for a vendor to throw its hands up, declare bankruptcy, and push all notification obligations to its insureds? Is the market ready for the mass-scale class actions that would follow? Do insurers need to start thinking about sublimit for these types of events? I would love to get everyone's thoughts so keep the questions, calls, and comments coming! E-mail me at spollock@mcdonaldhopkins.com or call me at 410-917-5189. 

While the horse racing industry is a vital economic engine for Florida and other horse states, its survival is on the line. The Florida House Subcommittee has advanced a decoupling bill that threatens the sport's survival.    American thoroughbred horse trainer Jena Antonucci explains that decoupling will allow casinos to operate independently outside of horse racing. She notes that if Florida succeeds in decoupling, it will set a dangerous precedent for other states, potentially leading to the decline of the entire industry Learn more about your ad choices. Visit podcastchoices.com/adchoices

[WEEKEND RECAP 01-18-25] Republicans are in unfamiliar territory. Sure Trump won in 2016, but that took everybody by surprise. And while RINOs worked against Trump while he was president and in the 4-year coup-gap, they saw the writing on the wall for 2024. Now they find themselves in uncharted waters. They actually control all of government and have the opportunity to set the agenda.Become a supporter of this podcast: https://www.spreaker.com/podcast/the-kevin-jackson-show--2896352/support.

The episode covers the evolution of internet marketing trends as we enter 2025, highlighting the integration of AI, and the significance of social media, community engagement, and privacy in advertising. Listeners are encouraged to adapt their strategies to stay competitive and leverage emerging opportunities.• Impact of AI on search and marketing strategies• Importance of social media platforms for branding• Role of storytelling in building customer loyalty• Community building through interactive content• Necessity of localization strategies for targeting• Shift toward privacy in marketing practices• Invitation for consulting services and guidance---Matt's Contact Information: https://matthewbertram.com/https://www.linkedin.com/in/mattbertramlive/---More from EWR and Matt:Leave a Review if it was content you enjoyed: https://g.page/r/CccGEk37CLosEB0/reviewFree SEO Consultation: https://www.ewrdigital.com/discovery-callOne-on-One Consulting: https://www.ewrdigital.com/digital-strategy-consulting/private-consulting-session—The Unknown Secrets of Internet Marketing podcast is a podcast hosted by Internet marketing expert Matthew Bertram. The show provides insights and advice on digital marketing, SEO, and online business. Topics covered include keyword research, content optimization, link building, local SEO, and more. The show also features interviews with industry leaders and experts who share their experiences and tips. Additionally, Matt shares his own experiences and strategies, as well as his own successes and failures, to help listeners learn from his experiences and apply the same principles to their businesses. The show is designed to help entrepreneurs and business owners become successful online and get the most out of their digital marketing efforts.Find more great episodes here: https://www.internetmarketingsecretspodcast.com/  https://seo-podcast-the-unknown-secrets-of-internet-marketing.buzzsprout.comFollow us on:Facebook: @bestseopodcastInstagram: @thebestseopodcastTiktok: @bestseopodcastLinkedIn: @bestseopodcastPowered by: ewrdigital.comHosts: Matt Bertram Disclaimer: For Educational and Entertainment purposes Only.Support the show

Unforeseen conditions have put the world's strongest climbers to the test as they battle their way down the mountain. Before it's over, the savage mountain will bring on more avalanches and below-zero temperatures. It's a race against the clock for the remaining climbers to get off the mountain before it's too late.Listen to Against The Odds on the Wondery App or wherever you get your podcasts. Experience all episodes ad-free and be the first to binge the newest season. Unlock exclusive early access by joining Wondery+ in the Wondery App, Apple Podcasts or Spotify. Start your free trial today by visiting http://wondery.com/links/against-the-odds/ now.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Unforeseen emergencies happen - young and old, healthy or not. And while it might seem macabre to plan them - doing so with these simple steps could very likely save your life.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.