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Brian Thompson returns for a solo episode packed with practical advice to help entrepreneurs take charge of their numbers. In this mini masterclass, you'll learn how to use your profit and loss, balance sheet, and reconciliation reports more effectively. Whether you love or loathe spreadsheets, this episode gives you the tools to pause, reflect, and make strategic financial decisions to set yourself up for success in the second half of the year. How To Conduct A Mid-Year Financial Review 1. Reconcile and clean up your books First, set aside at least 90 minutes to focus without distractions. Before analyzing anything, make sure your books are clean: Start with reconciliation: Check that your accounting software matches your actual bank transactions and credit card balances. Review your categories: Go through your chart of accounts to ensure expenses are correctly categorized. Review your balance sheet: Ensure your cash balances, accounts receivable, accounts payable, and other liabilities align with what you expect. If not, dig deeper to understand why. 2. Analyze your profit and loss statement Run a profit and loss (P&L) report for the period from January through June and analyze the data: Analyze your revenue: Compare your actual revenue to your goals and prior years. If you offer multiple types of service, break down which ones are driving your revenue and which ones may be underperforming. Analyze your expenses: Look for surprises, categories that you are over budget in, and for subscriptions or tools you no longer use. Calculate your gross and net profit: Ensure you are maintaining healthy margins, and if margins are shrinking, find out why. Look for trends: When looking at the big picture, make sure all the pieces fit together. For instance, if you're spending more on marketing as an expense, you'd expect to have a corresponding higher revenue. 3. Examine your cash flow Cash flow is not just about what you earn -- it's also about what you keep. Use the following steps to make sure cash is flowing into and out of your business strategically: Check your bucket allocations: If you use the bucket system, ensure you are still transferring funds consistently to your various business accounts and that your percentages are still realistic based on current revenue. Review your operating cash flow: Ensure cash is coming in faster than it's going out and that you aren't relying too heavily on credit to cover gaps. Check your accounts receivable: This step is one of the easiest ways to increase your cash flow quickly by following up on outstanding invoices and consistently enforcing your payment terms. Evaluate large expenses: Consider whether you should delay or accelerate spending based on your cash position. 4. Use your mid-year review to propel your business forward Once you understand your numbers in detail, it's time to turn your insights into action: Set or reset financial goals: Use your findings to update your targets for the second half of the year. Make sure your goals are specific, measurable, and tied to your broader vision. Identify quick wins: Look for easy adjustments that make a big difference. Small changes now can have a significant impact on your year-end results. Improve your systems: Make a plan to fix systems that aren't working. Good systems reduce mental load and improve accuracy. Communicate with stakeholders: Share your findings with your team, financial advisor, or coach. Reflect and celebrate: Take a moment to reflect on what is working, and celebrate the fact that you're engaging in this process. Resources + Links Brian Thompson Financial: Website, Newsletter, Podcast Follow Brian Thompson Online: Instagram, Facebook, LinkedIn, X, Forbes About Brian and the Mission Driven Business Podcast Brian Thompson, JD/CFP, is a tax attorney and Certified Financial Planner® who specializes in providing comprehensive financial planning to LGBTQ+ entrepreneurs who run mission-driven businesses. The Mission Driven Business podcast was born out of his passion for helping social entrepreneurs create businesses with purpose and profit. On the podcast, Brian talks with diverse entrepreneurs and the people who support them. Listeners hear stories of experiences, strength, and hope and get practical advice to help them build businesses that might just change the world, too.
Show SummaryOn today's episode, we feature a conversation with Dr. Qwynn Galloway – Salazar, Senior Vice President of Engagement and Transformation at PsychArmor and founder and CEO of In Their Honor, an organization that supports veterans and those who care for them through the end of life. Provide FeedbackAs a dedicated member of the audience, we would like to hear from you about the show. Please take a few minutes to share your thoughts about the show in this short feedback survey. By doing so, you will be entered to receive a signed copy of one of our host's three books on military and veteran mental health. About Today's GuestDr. Qwynn Galloway-Salazar is a veteran of the United States Army (01-06) and spouse to a retired combat Veteran. Her work has spanned the last 20 years, supporting our Nation's Military and Veteran communities. As the founder of In Their Honor, LLC, Qwynn serves as an End-of-Life Doula and Trainer. This Spring, she is slated to roll out state-specific training for End-of-Life Professionals supporting Veterans and their Caregivers; and training specifically geared towards the Veteran Caregiver community. In addition, serving as the Co-Principal Investigator of the Brooklyn College Veterans History Project, Qwynn conducts oral history interviews of Veterans, listening to how Veterans make meaning of their experiences and sharing with larger audiences. She believes, as a society, the way we make sense of the Veteran experience shapes the care and support future generations of Veterans receive.While blending her heart work with her head work, her doctoral dissertation entitled “Post-9/11 Women Veterans' Experiences Transitioning Into the Civilian Workforce” landed her the opportunity to serve as a qualitative researcher for the FY21 National Defense Authorization Act (NDAA), § 9104, Study on Unemployment Rate of Women Veterans Who Served on Active Duty in the Armed Forces after September 11, 2001. Along with co-authoring a chapter on “Vicarious Trauma and Compassion Fatigue” in Veteran care providers.Qwynn earned her Ph.D. from Walden University, specializing in Industrial and Organizational Psychology. She holds a Master of Arts degree in Professional Counseling and a Bachelor of Science degree in Criminal Justice. She serves on the Board of Directors for the American Association of Suicidology and the Advisory Board of the Veterans Studies Association.Links Mentioned During the EpisodeDr. Qwynn Galloway – Salazar on LinkedInIn Their Honor web site PsychArmor Resource of the WeekThis week's PsychArmor Resource of the Week is the PsychArmor Course Library. Whether you're a health care provider, educator, employer, caregiver, or simply someone who wants to make a difference — PsychArmor courses are designed for you. You can find the resource here: https://learn.psycharmor.org/collections Episode Partner: Are you an organization that engages with or supports the military affiliated community? Would you like to partner with an engaged and dynamic audience of like-minded professionals? Reach out to Inquire about Partnership Opportunities Contact Us and Join Us on Social Media Email PsychArmorPsychArmor on XPsychArmor on FacebookPsychArmor on YouTubePsychArmor on LinkedInPsychArmor on InstagramTheme MusicOur theme music Don't Kill the Messenger was written and performed by Navy Veteran Jerry Maniscalco, in cooperation with Operation Encore, a non profit committed to supporting singer/songwriter and musicians across the military and Veteran communities.Producer and Host Duane France is a retired Army Noncommissioned Officer, combat veteran, and clinical mental health counselor for service members, veterans, and their families. You can find more about the work that he is doing at www.veteranmentalhealth.com
The digital marketing game has changed, and for CPAs and accounting firms, the stakes are higher than ever. So, how do you cut through all the noise, grab the attention of your best prospects, and actually start winning online? In this hands-on demo, our presenters will dive into the seven core areas of digital marketing that give firms a real-world advantage. You'll see exactly how to make your Google Business Profile work overtime, build a website that turns visitors into clients, and set up a follow-up system that keeps prospects engaged. By the end of this session, you'll have a clear roadmap to boost your online presence, attract high-quality leads, and build client relationships that last! Don't miss this chance to learn the proven strategies that will keep your firm thriving. Identify how to turn your Google Business Profile into a lead magnet that attracts clients in your area and leaves competitors scrambling to keep up Evaluate the secret sauce for a website that doesn't just look good but turns visitors into eager clients by tackling their biggest tax and accounting pain points Recognize how to make email marketing your hidden superpower with simple, personal touches that keep clients coming back (and re-engage them when things get busy) Evaluate how to put your social media on autopilot and still show up consistently in your clients' feeds, so your firm stays top-of-mind without the daily grind Identify how to use smart ad strategies and automated follow-ups to fill your calendar with prospects ready to act—without the endless chase for leads Go here for your free online analysis: www.taxproleads.com
Prepare for an engaging look at today's markets and the evolving world of retirement living on this episode of Money Matters! Wes Moss and Jeff Lloyd unpack key economic signals before Wes sits down with senior living specialist Jen Franks to explore retirement care and housing options with clarity and practicality. Analyze how Jerome Powell's dovish speech at Jackson Hole may have influenced markets and what it might suggest for potential Fed rate changes. Evaluate housing trends as a driver for U.S. economic growth and what rising building permits may indicate. Examine the Cracker Barrel logo controversy and learn how market sentiment can sometimes affect stock performance independently of business fundamentals. Review labor data and immigration shifts to understand their possible impact on employment and the Fed's cautious approach to inflation. Clarify the meaning of the neutral rate and its potential implications for interest rates and financial planning. Comprehend the difference between “restrictive” and neutral rates and how each has affected savers, borrowers, and retirees in the past. Assess the effects of tariffs on inflation and why the Fed may maintain a “wait and see” stance. Explore potential shifts in Fed leadership in 2025 and the possible influence on monetary policy. Discover the distinctions between independent living, assisted living, memory care, and CCRCs with the insights and experience of Jen Franks' from Serving Seniors. Compare senior living costs across luxury and mid-tier options, highlighting amenities, services, and care levels included. Investigate rental versus buy-in models for retirement housing and the role of personal finances in selecting an effective fit. Recognize the importance of early financial preparation for senior care and strategies to manage compressed planning timelines. Identify ways adult children can support aging parents in selecting appropriate senior living arrangements when time is limited. Stay informed and empowered for retirement planning, market awareness, and family financial decisions. Listen now and subscribe to the Money Matters Podcast for practical, clear insights on your wealth, retirement, and future.
Join US Website: www.coachsedge.coachEmail: contact@cramerbasketball.comCamps: www.Cramerbasketball.comOnline Training: https://cramerbasketball.mypthub.net/3/p/133059Twitter.com/coachsedge1Twitter.com/cramerbballFacebook.com/cramerbasketballYoutube.com/cramerbasketballInstagram.com/cramer_basketballBasketball coach basketball podcast basketball strategyPlayer development zone offense zone defense pressing pressure defense programbuilding team defense pack line defense baseline defense zone defense 1-3-1defense basketball united slapping glass coaching tips teach hoops how to coachbasketball basketball podcast youth basketball basketball camps basketballimmersion training basketball shooting tips basketball conditioning shootingdrills ball handling drills passing drills basketball drills basketballworkouts basketball drills youth basketball basketball drills open gymsshootouts scrimmages man to man defense basketball officials and deep dive refssports psychology shot selection dribble drive offense shooting coach freethrows athletic development
How do surgery residents find their first job—and keep it? In this episode, Dr. Amy Vertrees sits down with Dr. Sharon Stein, a colorectal surgeon turned professional development coach, to talk about her new program designed to help residents land jobs that truly fit their goals and values. Dr. Stein shares eye-opening statistics: 15% of surgeons leave their first job within 2 years. 50% leave within 5 years. The problem? Training programs teach standardized skills but don't help surgeons identify their unique strengths—or what they really want in a job. Together, Dr. Vertrees and Dr. Stein discuss: ✅ Why comparison (not competition) derails job searches ✅ The mid-career slump and how to prevent it ✅ A 4-step framework for assessing, interviewing, evaluating, and negotiating job offers ✅ How institutions (and surgeons) can avoid the high cost of misaligned job placements Dr. Stein's new six-month program includes on-demand modules, group coaching, and one-on-one sessions—limited to 30 graduates across all surgical specialties.
In this episode of Dental Drill Bits, Dana Salisbury and Sandy Pardue discuss the challenges of hiring and retaining new employees in dental practices. They explore the reasons behind high turnover rates, the importance of effective onboarding, and creating a welcoming workplace culture. The conversation emphasizes the need for structured training plans and the impact of workplace bullying on employee retention. The hosts also highlight the financial costs associated with poor hiring practices and the significance of enhancing the candidate experience. Key Takeaways Stop blaming the applicant and look at your own processes Onboarding is crucial for employee retention A welcoming culture can significantly impact new hires The cost of hiring mistakes can be substantial Workplace bullying can drive new employees away Structured training plans are essential for new hires Communication during the hiring process is key Involve existing staff in the hiring process Always welcome potential candidates regardless of openings Evaluate your practices to improve employee satisfaction Event Spotlight: Front Desk Pro – Las Vegas, NV – November 7 Join Sandy in Las Vegas for Front Desk Pro, a high energy, high impact training event designed to level up your front desk systems and skills. Special Listener Discount: Save $100 with code Secret Sauce (two words, both capitalized). Beautiful CAD CAM facility, just off the Strip with nearby affordable hotels. Episode Sponsors A big thank you to our show sponsors for helping bring Dental Drill Bits to you each week: Plan Forward – The membership plan experts helping practices boost revenue and patient loyalty. https://www.planforward.io/ Mango Voice – The smart, all in one business phone system designed for dental practices. https://mangovoice.com/ Identity Dental Marketing – Stand out, get noticed, and attract your ideal patients with custom marketing strategies. https://identitydental.com/
Apply to Join Churchfront Premium Apply to Join Churchfront Pro Free Worship and Production Toolkit Shop Our Online Courses Join us at the Churchfront Conference Follow Churchfront on Instagram or TikTok: @churchfront Follow on Twitter: @realchurchfront Gear we use to make videos at Churchfront Musicbed SyncID: MB01VWQ69XRQNSN Podcast Show Notes: The Future of Church Leadership with Josh Howerton and Chris Kuti Guests: Josh Howerton (Senior Pastor) and Chris Kuti (Worship Pastor) from LakePoint Church Hosts: Jake Gosselin and Matt Woltjer from Churchfront Key Topics Discussed AI in Ministry (00:02:15) Josh's approach: Uses ChatGPT weekly for sermon prep as a "high-powered research assistant" Prompt strategy: "Give me 20 interesting facts about [passage] that are historical, cultural, theological, archeological, linguistic, or biblical that most Christians wouldn't know" Chris's usage: Meeting organization, content creation, voice conversations during drives Key principle: Use AI as a tool that serves you, don't serve the tool Important caveat: Always fact-check AI outputs - they can be wrong up to 17% of the time Church Technology Criticism (00:58:22) The "negative world" concept by Aaron Renn - cultural shift from positive to neutral to negative perception of Christianity Common criticisms: "Tax the churches," "Money should go to the poor" Biblical response: Only Judas complained about expensive things being used to honor Jesus Economic reality: Larger churches often spend lower percentages on tech than smaller churches due to economy of scale Technology costs: Modern equipment costs significantly less than in the early 2000s Social Media Strategy (00:12:38) Initial resistance: Reformed background's "theologized cynicism" toward self-promotion The turning point: People spend 16-18 hours/week on social media hearing secular perspectives "Air war vs. Ground war": Ground war = traditional discipleship, Air war = cultural engagement Digital Areopagus: Social media as the modern equivalent of where Paul engaged culture in Athens Current following growth: From 20-40k to significantly larger audience through strategic content Worship Pastor Turnover Crisis (01:26:06) Root causes identified: Getting into ministry for wrong reasons (seeking bigger stages/record deals) Senior pastors hiring for talent over pastoral gifting Lack of pastoral development and broader leadership responsibilities "Warm up the crowd" mentality rather than true pastoral partnership Solutions proposed: Hire character first, develop competency Give worship pastors genuine pastoral responsibilities Focus on being pastors who happen to use music Create long-term development paths Hiring and Leadership Development (00:36:29) Key principle: "Always bet on leadership" over pure talent Character evaluation: Look at family life as indicator of leadership capacity "Hire slow, fire fast" - don't ignore red flags in interviews Vision alignment: Ensure worship leaders can come under senior pastor's vision Josh's story: Had to fire a worship leader after 5 weeks for vision misalignment Succession Planning (00:45:13) LakePoint's success factors: Outgoing pastor (Steve Stroop) "left campground clean" - addressed problems before transition Incoming pastor honored what came before rather than dismissing it 70% credit to predecessor, 30% to successor for smooth transition Key advice for incoming leaders: Honor those who built what you inherited Watch your pace in first year - observe more than you act Win relationships and excel on stage Don't make major changes without building equity first Staying Humble While Growing (00:52:54) Key relationships: Spouse who believes in you but isn't impressed by you Hire up: Surround yourself with people more talented than you Find joy in others' wins: Move from taking all the shots to giving others opportunities Dave Stone's wisdom: "Don't let praise go to your head, don't let criticism go to your heart" Josh's perspective: Staying confident is often harder than staying humble Future Ministry Vision (01:08:27) Chris's focus: Leadership pipeline development - never having to post job openings Josh's project: "Discipleship at scale" through vertically aligned content delivery Core principle: "We're in the disciple business, not the events business" Technology integration: Purpose-built app to connect sermon, podcast, reading plans, and groups Quotable Moments "If you find yourself on team Judas, get a different team." - Josh on criticizing church spending "Two visions create division." - Chris on worship pastor alignment "Don't let praise go to your head and don't let criticism go to your heart." - Dave Stone's advice "We're not in the events business, we're in the disciple business." - Josh on ministry focus "The loudest boos come from the cheapest seats." - Josh on handling criticism Action Items for Church Leaders Experiment with AI as a research and content creation tool while maintaining proper oversight Evaluate your hiring process - prioritize character and leadership potential over pure talent Assess succession planning - are you preparing for healthy transitions? Review social media strategy - consider it as cultural engagement rather than self-promotion Examine technology spending through economy of scale lens rather than raw dollar amounts Develop internal leadership pipelines rather than constantly hiring externally Align all ministry elements toward discipleship rather than just events Resources Mentioned ChatGPT/Grok for AI assistance Stream Deck for video production control Canon C80 cameras for podcast production Aaron Renn's "Negative World" essay Apple Maps analogy for leadership transitions Connect with Guests LakePoint Church: [Church website/social media] Josh Howerton: [Social media handles] Chris Kuti: [Social media handles] This episode was recorded at LakePoint Church's broadcast studio. Special thanks to Blaine for the viral video content and Carlos for the social media strategy insights mentioned during the conversation.
EPISODE 226. This episode begins with the vocal stylings of Ashley Battel from the Revenue Rocket Outreach team.EPISODE NOTES:• Customer concentration in IT‑services M&A is it a hero or risk? • Concentrations of 20–50%+ revenue across 1–5 anchor clients are common. • Evaluate revenue/profit trajectory, contract history, and relationship depth to size risk. • Strategic buyers often welcome concentration for cross‑sell upside; financial buyers discount or structure. • Deal mechanisms (earn‑outs, hold‑backs, gain‑share “circuit breakers”) protect all parties if the key client churns. • Valuation impact: risk is typically offset with structure rather than outright price cuts. • Pre‑sale de‑risking: broaden touchpoints, add contract vehicles, and build succession around the anchor client. • Diversification upside: the right acquirer may reduce their own concentration and grow wallet share. • Bottom line: understand the full picture, concentration can fuel growth instead of derailing deals. RELATED EPISODES:Episode 210: What Should My Company look like to Command a Premium Offer. Listen now >>Episode 186: Dealing with Customer Concentration when Selling your Business. Listen now >>Episode 182: Prioritizing Marketing in Tech Services Firms feat. Mark Coronna. Listen now >>Episode 170: How to Become a Platform Investment. Listen now >> Listen to Shoot the Moon on Apple Podcasts or Spotify.Buy, sell, or grow your tech-enabled services firm with Revenue Rocket.
Daily Steps Toward Success: Motivation / Success / Inspiration
Get intant access to the Why You Aren't Taking Action Video : successbykayla.com
Hour 1 of JJ & Alex with Jeremiah Jensen and Alex Kirry. BYU head coach Kalani Sitake post practice CFP Changes for the 2025 Season Would You Rather?
Show SummaryOn today's episode, we feature a conversation with Dr. Tara Galovski, Director of the Women's Health Sciences Division of the National Center for PTSD. We talk about the diagnosis and treatment of Posttraumatic Stress Disorder in veterans. Provide FeedbackAs a dedicated member of the audience, we would like to hear from you about the show. Please take a few minutes to share your thoughts about the show in this short feedback survey. By doing so, you will be entered to receive a signed copy of one of our host's three books on military and veteran mental health. About Today's GuestTara Galovski, PhD, is the Director of the Women's Health Sciences Division of the National Center for PTSD at the VA Boston Healthcare System. Dr. Galovski is a researcher in the field of trauma recovery. She focuses on the development and testing of Cognitive Processing Therapy for survivors of interpersonal assault, combat, community violence and motor vehicle accidents suffering from Posttraumatic Stress Disorder (PTSD). In her work with civilians, veterans and law enforcement, she has investigated the impact of gender differences, chronicity of trauma, type of trauma and the presence of comorbid psychiatric disorders on the development and maintenance of PTSD as well as the recovery from PTSD. Her research interests also include studying the presentation and expression of anger and health-related consequences of stress and anxiety.Dr. Galovski received her undergraduate degree from University of Rochester and received her doctorate in clinical psychology from SUNY-Albany. Her residency was completed at the University of Mississippi Medical Center. She joined the faculty of the University of Missouri- St. Louis before coming to BUSM. She holds numerous roles on journal editorial boards and professional societies.Links Mentioned During the EpisodeNational Center for PTSD Web site PsychArmor Resource of the WeekThis week's PsychArmor Resource of the Week is the PsychArmor course Posttraumatic Stress Disorder (PTSD). Narrated by Dr. Heidi Kraft, clinical psychologist and Navy combat Veteran, this course explains the difference between posttraumatic stress disorder (PTSD) and posttraumatic stress (PTS). You can find the resource here: https://learn.psycharmor.org/courses/Post-Traumatic-Stress-Disorder Episode Partner: Are you an organization that engages with or supports the military affiliated community? Would you like to partner with an engaged and dynamic audience of like-minded professionals? Reach out to Inquire about Partnership Opportunities Contact Us and Join Us on Social Media Email PsychArmorPsychArmor on TwitterPsychArmor on FacebookPsychArmor on YouTubePsychArmor on LinkedInPsychArmor on InstagramTheme MusicOur theme music Don't Kill the Messenger was written and performed by Navy Veteran Jerry Maniscalco, in cooperation with Operation Encore, a non profit committed to supporting singer/songwriter and musicians across the military and Veteran communities.Producer and Host Duane France is a retired Army Noncommissioned Officer, combat veteran, and clinical mental health counselor for service members, veterans, and their families. You can find more about the work that he is doing at www.veteranmentalhealth.com
The duo of Bryan Anthony Davis and K.T. Smith breaks down the Steelers like no one else does on the Steel Curtain Network. Listen in as Coach Smith and BAD talk about the Steelers after Preseason Game No. 2 and more. HWG is a proud production of the Fans First Sports Network. Learn more about your ad choices. Visit megaphone.fm/adchoices
Today we are diving into a topic I love chatting about: Evergreen model. This is your business and you get to make up the rules, but if you want to get away from the open-close of launching this is the episode for you. Learn how to support clients all year round! Topics we cover include: Shifting to the Evergreen System Evaluating your current model Mapping out future scaling And so much more! Times to check out: (10:15) Mindset of increasing clients (14:30) Evaluate your performance (20:05) Supporting clients while bringing in more clients (29:50) Scaling plan FREEBIES: 4 Step Training to Start & Scale Your Online Coaching Business: https://melissalincoaching.lpages.co/4-steps-to-starting-a-successful-coaching-business Quiz: Your Next Business Strategy: https://www.themelissalin.com/quiz WORK WITH MELISSA: Are you ready to take your online coaching business to the NEXT level? Have you been wanting to start coaching, finally start making a full time income doing what you love? The Fierce Business Academy might be the right fit for you! Head to the link below for more details and to hop on the waitlist! The Fierce Business Academy: https://www.themelissalin.com/academy The 6 Figure Fierce Business Mastermind: https://www.themelissalin.com/mastermind The Caption Capsule https://www.themelissalin.com/captioncapsule Create Your Program that Sells in 3 Easy Steps (free guide) https://melissalincoaching.lpages.co/2024-create-your-program-that-sells Promo Code: PODCAST to save $$$ on The Caption Capsule! Find me on social media for more daily content! Instagram: https://www.instagram.com/the_melissalin/ Facebook: https://www.facebook.com/melissa.lin.180410 Facebook Group: https://www.facebook.com/groups/fiercebusinessbabes/ Fierce Business Academy: https://www.themelissalin.com/academy
Patriots head coach Mike Vrabel addresses the media on Monday, August 18, 2025.See omnystudio.com/listener for privacy information.
Welcome to your one minute masterclass! To get the latest episodes first, subscribe to the DiscoverDance mailing list: https://discoverdance.us18.list-manage.com/subscribe?u=9d0eb3d3536d1544ab2f7979c&id=221ecffc19&fbclid=IwAR3nrjIxWTLLEb65jNpntPxm6EMlNqhuZNanQgSK51ZfXjsiFY2z4BAEGMo Enjoy~ Andrea
– Mortgage offsets do compound! – What about the Soul Patts and Brickworks merger? – Tariffs won’t cause a collapse in the US. – What should I look out for with mergers and acquisitions? – How do I evaluate overseas growth opportunities? – An important missive from Camembert ThislethwaiteSee omnystudio.com/listener for privacy information.
PURCHASE THIS PODCOURSE! If you are a therapist or counselor looking for continuing education, check out my NBCC Approved $5 Podcourses and other continuing education offerings.Plus, get your first Podcourse half off. Since 2009, rates of anxiety, depression, and suicidality among young people have risen sharply, and research points to smartphones and social media as major contributors. In this episode, I talk with Dr. Johann D'Souza, a clinical psychologist specializing in OCD and anxiety, about what is driving this crisis and how we can respond. We unpack the four harmful effects of excessive screen time: sleep deprivation, addiction, social isolation, and distraction. We also explore evidence-based solutions that work. From creating phone-free schools to encouraging unstructured play and family screen detoxes, you will hear practical steps parents, therapists, and communities can take to protect youth well-being.
Tired of sifting through retirement noise and myths? On this episode of the Retire Sooner Podcast, Wes Moss and Christa DiBiase unpack practical strategies and honest conversations to help you navigate your retirement journey with confidence—wherever you may stand today. • Question what "Is the 60/40 Dead?" means for balanced investing and consider how classic stock/bond allocations might still fit modern portfolios. • Analyze the evolution of balanced portfolios and prioritize flexibility and personalization to match your unique goals. • Evaluate the benefits of working with a fiduciary advisor versus managing a low-cost index fund portfolio on your own. • Clarify the mechanics of Roth conversions, including tax management, employer plan rules, and common pitfalls like the pro rata rule. • Assess the advantages and drawbacks of using self-directed brokerage windows within your 401(k) and identify key considerations. • Uncover the realities behind the Great Wealth Transfer and plan for receiving and leaving inheritances thoughtfully with estate planning insights. • Emphasize the importance of communicating family values and wishes about money to help facilitate smoother inheritance discussions. • Compare the tax efficiency of target-date ETFs versus mutual funds when shaping your taxable investment approach. • Decode fully paid lending programs from brokerages such as Fidelity and weigh the implications of loaning your stock holdings. • Consider appropriate asset allocations for elder care responsibilities when acting as a power of attorney, factoring in rising costs and longevity. Empower your retirement future with practical, actionable knowledge from this episode. Listen and subscribe to the Retire Sooner Podcast to stay informed on real-world financial strategies that may help support your goals. Learn more about your ad choices. Visit megaphone.fm/adchoices
In this episode of Security Heroes, host Lisa Falzone is joined by Safe Kids Inc founder Adam Coughran. Adam spent two decades in law enforcement and then began sharing his security training expertise more broadly via his company Standards Training Group. Upon realizing that there was a gap in the school security market for teaching kids how to be safe, he created SafeKidsInc to engage children on the topic of their own safety.Join them as they: * Discuss why kids themselves are often overlooked in school security* Explore strategies for getting children engaged in safety* Consider how to approach safety as a broad life skill* Evaluate the most important types of security technology for school safety* Address parent pushback on security measures and how to handle it* Explain why school security departments need to take an "all hazards" approachAnd much more!
Chris and Corey are joined by Blackpearl Group's CTO, Sam Daish. In this episode, he's dousing us with the reality of why most sales AI tools are basically expensive cat toys. Blackpearl has built Bebop.AI, a tool that makes sense as an addition to a sales pro's tech stack. It could probably replace several nonsensical shiny AI tools they are currently batting around instead of making calls. Corey's firing questions about AI fatigue (because let's face it, we all have it), while Chris goes full mathematician on us with this brutal insight: sales reps are like cats chasing laser pointers with AI. Lots of movement, lots of fascination, but nobody's actually catching anything. You may wonder how this fits in with BeBop.ai. It will make more sense after you hear the origin story - they almost called it "Hot Pipe" until someone pointed out the, uh, alternative interpretations. Instead, they went with a full bebop jazz vibe in the function and tone because they wanted sales to feel like improvisation, not a pile of dated rigid playbooks. As the real kicker, Chris breaks down why most AI implementations fail: false negatives. You're not just calling the wrong people - you're missing the right ones entirely. And Sam's nodding along because BebopAI tackles this by making the entire Internet your database instead of some limited proprietary dataset. The feature that gets reps most excited? Not the fancy prospect data. It's the objection handling. Turns out confidence beats information every time. Join us for this episode, “The Laser Pointer Problem: Why your reps are chasing AI like distracted cats .” Action Items Suggested in This Episode: For Sales Leaders/CROs Audit your AI strategy focus - Are you trying to bring bottom performers up, or amplify your top performers? Chris argues the latter delivers exponentially better ROI Identify your "Jonti McLarens" - Find your top performers and give them 10% more time/better tools (equivalent to adding 10 middle-tier reps) Evaluate your current AI tools - Are they creating "laser pointer cat" behavior or getting reps to more conversations? For Sales Reps Test BeBop.ai's's dossier approach, with a special focus on the objection handling feature that receives the most positive feedback. Use AI for discovery prep, not avoidance - Read dossiers in the minutes before scheduled meetings when memory retention is highest. Ask "why" to AI responses - Sam emphasizes this helps uncover hallucinations and improves reasoning. For Sales Operations/Enablement Shift from proprietary databases to "Internet as database" tools - Evaluate platforms that can digest broader data sources Implement AI that works as "companion, not a replacement" - Focus on tools that enhance human expertise rather than substitute for it Measure false negatives, not just false positives - Track opportunities missed, not just wrong prospects contacted For Product/Marketing Teams Load your website into BebopAI - Sam says this simple step works really well for basic company understanding Document your go-to-market messaging - Feed it into AI tools for consistent, company-specific responses. Create objection handling libraries - The most requested feature, according to Sam's feedback. For Executives/Investors Recognize top salespeople as an innovation economy constraint - Chris's thesis: Elite sales performance limits how fast innovation spreads Budget for commission accelerators - Top performers using AI tools may exceed traditional quota expectations Rethink headcount-based scaling - Focus on amplifying existing top talent vs. adding middle-tier reps Immediate Next Steps Try the "Internet as database" approach - Ask AI tools open-ended questions like "find me customers for [your company]"
I welcome back renowned persuasion expert and bestselling author Jay Heinrichs. Jay, widely celebrated for his book “Thank You for Arguing,” returns to share insights from his latest book: “Aristotle's Guide to Self-Persuasion: How Ancient Rhetoric, Taylor Swift, and Your Own Soul Can Help You Change Your Life.” Jay dives into the personal journey that inspired the book—a year-long experiment where he applied the classical tools of rhetoric not just to business or negotiation, but to overcoming his own struggles with motivation, self-doubt, and a significant physical setback. Using a daunting mountain-running challenge as the backdrop, Jay explores how reframing your internal dialogue and negotiating with your mind and body can lead to surprising breakthroughs, both professionally and personally. Outline of This Episode [03:41] How Jay improved his negotiation skills through personal adversity. [07:04] An overview of mastering negotiation skills overview. [10:22] Honing negotiation skills while coping with chronic pain and limited mobility. [15:37] Evaluate desires vs. needs, question materialism, and align actions with one's true self for self-worth and persuasion. [19:04] Ancient Greeks explored self-dialogue, changing negative self-talk, and reframing thoughts can improve one's mindset. [23:32] Mind training is the practice of convincing your body to go beyond its perceived limits. The Art of Persuading Yourself After years spent teaching organizations how to persuade, he was challenged to turn those tools inward during a period marked by low motivation, self-pity, and a debilitating physical ailment. Jay explains how much harder it is to separate yourself as a negotiator and client when you are both the persuader and the persuaded. Inspired by Aristotle's teachings and his desire for change, Jay embarked on an experiment: Could the classical tools of rhetoric, updated for the modern age, help him overcome deep-seated doubts and achieve what seemed impossible? The Self-Persuasion Experiment The crux of Jay's journey was a literal mountain—Mount Moosilauke in New Hampshire, an Olympic training ground with a 3.7-mile run and a 2,800-foot elevation gain. At nearly 58 years old, told by doctors he might never walk again, Jay set a goal to become the first person over 50 to “run his age” up the mountain, climbing it in fewer minutes than his age in years. The process was nothing short of transformational. It demanded significant lifestyle changes: losing an eighth of his body weight, training for hours each day, giving up alcohol, and enduring a groundbreaking (and painful) medical procedure. As he struggled to reach his goal, Jay leaned on rhetorical strategies—not just to stay motivated, but to redefine his relationship with challenge, pain, and self-doubt. Reframing Reality Through Rhetoric One of the episode's standout lessons is the power of “reframing”—a quintessential rhetorical move. Jay describes how hyperbole, often dismissed as mere exaggeration, can become a tool for motivation: “What if you can believe in throwing something beyond yourself and then chase after it like a dog after a ball?” In this way, ambitious (even seemingly impossible) goals can become motivational hyperboles, stretching our perceived limits and moving us beyond inertia. He also draws from Aristotle's lesser-known work, On the Soul. Here, the concept of the “ideal self” or “soul” becomes the internal audience you must convince. The three classical elements of ethos—craft, caring, and cause—become the benchmarks of persuasion, not just with others, but with that idealized version of yourself. Negotiation as a Daily Practice Whether you're persuading a client, navigating a difficult deal, or pushing your limits in training, the process is the same: a series of negotiations with your goals, excuses, fears, and aspirations. Jay's year of self-persuasion wasn't about achieving physical greatness; it was about discovering happiness and gratitude, negotiating, ultimately, for a better relationship with oneself. Watts highlights the universal nature of this lesson, referencing cinematic moments of grit and perseverance, and reminds us that the real challenge is not just winning the deal, but winning yourself over, again and again. Resources & People Mentioned Peter M. Loescher, MD Connect with Jay Heinrichs Jay Heinrichs Connect With Paul Watts LinkedIn Twitter Subscribe to SALES REINVENTED Audio Production and Show Notes by PODCAST FAST TRACK https://www.podcastfasttrack.com
Hey Sis! You may feel like you have been stuck in this heartbreak for too long and nothing seems to work. If you've tried it the world's way, let's try it God's way. Evaluate your healing journey. Have you taken these very important steps to let go of your ex and move on. You don't want to miss this one. Resources and Services Waitlist for the heart healing program Grieving The Living Ecourse (Use the coupon code PODCAST20 at checkout for a 20% discount) My YouVersion Bible Plans Goodbye Heartbreak Hello Purpose, 365-Day Devotional (Use coupon code PODCAST10 at checkout for a 10% discount) Heartbreak Coaching Sessions Get featured on the podcast. Ask a question or let me know what you want me to cover. My TeePublic Merch (Tee shirts, mugs, toes, pillow, and so much more) Get a FREE Hello Fresh box on me Free prayer: A Prayer To Move On After A Broken Heart Facebook group: The Healing Heartbreak Community Instagram: @goodbyeheartbreakhellopurpose Let me know what topics you want me to discuss or questions you want me to answer on the podcast. Send me a message here! ***Check out these episodes that are related to this one Ep. 008 The #1 Decision To Make After a Breakup + The 4 Amazing Results You Get Ep. 041 Have a Broken Heart? Follow This 6 Step Process to Getting Where You Want To Be After a Breakup Ep. 137 Praying But Still Can't Move On? Here's The Missing Piece To Healing Your Broken Heart Sis, are you enjoying the content from the show and want to support? Here's 2 easy things you can do: 1. Make sure you are subscribed to the podcast wherever you listen and 2. Leave a 5-star written review on Apple Podcast (grab your friend's phone for a second if you're not an Apple user lol). Know that I really appreciate you!
Show SummaryOn today's episode, we feature a conversation with conversation with Lydia Owiti -Otienoh, a Kenyan-Born lawyer, project management and international development consultant, and the Founder & CEO of the Foreign‐Born Military Spouse Network (FMSN). Provide FeedbackAs a dedicated member of the audience, we would like to hear from you about the show. Please take a few minutes to share your thoughts about the show in this short feedback survey. By doing so, you will be entered to receive a signed copy of one of our host's three books on military and veteran mental health. About Today's GuestLydiah Owiti is a Kenyan‐born lawyer, project management and international development consultant, and the Founder & CEO of the Foreign‐Born Military Spouse Network (FMSN).Confronting the hurdles of new cultures, unrecognized credentials, and limited job opportunities as a foreign‐born military spouse, Lydiah carried out a research to understand better and learn how best to support, she launched a peer support group, now having over 6,000 foreign-born military spouses, and the Foreign‐Born Military Spouse Playbook, a comprehensive guide to navigating military life, American culture, career readiness, immigration, among other things.Drawing on her personal experience, policy expertise and immigrant‐focused work, she now leads FMSN in outreach, advocacy, and empowerment, including shaping inclusive employment solutions and resource pathways for foreign‐born spouses.She is now part of President George W. Bush's Stand to Veteran Leadership Program (2025 cohort). The program is aimed at leaders from across the nation, including civilians, veterans, military spouses, and active military, who are addressing the most challenging issues facing the military-connected community.Links Mentioned During the EpisodeForeign Born Military Spouse Network Web siteForeign Born Military Spouse Network on FacebookPsychArmor Resource of the WeekThis week's PsychArmor Resource of the Week is the PsychArmor course Interviewing and Telling Your Story for Military Spouses. Taking the time to recollect your own story will help you to figure out the best way to position yourself with a potential employer and be able to edit it down to your ‘elevator pitch.'You can find the resource here: https://learn.psycharmor.org/courses/Interviewing-and-Telling-Your-Story-for-Military-Spouses Episode Partner: Are you an organization that engages with or supports the military affiliated community? Would you like to partner with an engaged and dynamic audience of like-minded professionals? Reach out to Inquire about Partnership Opportunities Contact Us and Join Us on Social Media Email PsychArmorPsychArmor on TwitterPsychArmor on FacebookPsychArmor on YouTubePsychArmor on LinkedInPsychArmor on InstagramTheme MusicOur theme music Don't Kill the Messenger was written and performed by Navy Veteran Jerry Maniscalco, in cooperation with Operation Encore, a non profit committed to supporting singer/songwriter and musicians across the military and Veteran communities.Producer and Host Duane France is a retired Army Noncommissioned Officer, combat veteran, and clinical mental health counselor for service members, veterans, and their families. You can find more about the work that he is doing at www.veteranmentalhealth.com
Join Brad, Katie, and Alan in a candid conversation about financial independence, travel rewards, and lifestyle choices. They discuss the importance of zero-based thinking, share experiences as digital nomads, and challenge conventional views on net worth by introducing the concept of a "freedom fund." Timestamps: 00:03:48 - Zero-Based Thinking Discussion 00:04:54 - Experiences as Digital Nomads 00:11:04 - Traveling vs. Stability 00:18:44 - Understanding Investments 00:28:00 - Shifting Perspectives on Net Worth 01:20:00 - Closing Thoughts Key Takeaways: Zero-Based Thinking: Evaluate your decisions with the question, "Knowing what I know now, would I choose this again?" (Timestamp: 00:16:19) Traveling vs. Stability: Digital nomads navigate the challenge of balancing fast-paced travel with the need for stability. (Timestamp: 00:11:04) Freedom Fund Concept: Shift your focus from traditional assets to a 'freedom fund' that emphasizes financial independence over liabilities. (Timestamp: 00:28:44) Probabilistic Nature of Life: Embrace the understanding that decision-making incorporates probabilities and not just outcomes. (Timestamp: 00:24:20) Actionable Takeaways: Reflect on your choices: knowing what you know now, would you choose that option again? (00:18:36) Consider categorizing your investments as a 'freedom fund' rather than traditional assets. (00:28:44) Key Quotes: "Achieving financial independence allows us to control our time and pursue our desires." (00:17:43) "Evaluate your choices: if you wouldn't choose them again, it's time for change." (00:18:36) "Your entire net worth is in your freedom fund." (00:28:44) Discussion Questions: How can you apply zero-based thinking in your life to evaluate choices? (00:16:19) In what ways can we better balance travel experiences with financial stability? (00:11:04) What does having a freedom fund mean for you? (00:28:44) Resources Mentioned: Rebel Finance School (Timestamp: 00:19:08) What's Your Split? Visualizing net worth (Timestamp: 00:19:08) PDF Guide to Optimize Your Life (Timestamp: 00:57:41)
When it comes to finding a storage deal, there are two types of people: those who chase everything, and those who know exactly what they're after. The problem? Most people fall into the first category: burning time, energy, and resources on deals that never really fit their goals. In this episode of Storage Wins Podcast, Alex Pardo shares the simple but powerful checklist he uses to get crystal-clear on exactly which storage deals are worth pursuing. This framework takes the guesswork out of the search process so you can focus only on the opportunities that align with your market, resources, and goals. You'll Learn How To: Get absolute clarity on the type of facilities you want to target Choose locations that truly fit your market strategy Evaluate your situation, goals, and what you are trying to accomplish in storage Break free from the limiting belief that price should drive your decision Analyze deals based on the gap between in-place and potential revenue What You'll Learn in This Episode: (01:28) The checklist that completely changed the game for Alex in self-storage (02:02) Storage deal avatar to evaluate deals (03:15) Why you should reach out to mom-and-pop owners (04:21) Defining your primary, secondary, and tertiary markets (05:36) Types of markets you should avoid (08:42) The ideal market: high demand with low supply (10:20) TrackedIQ - A tool to calculate the supply and demand in an area (12:52) The only way for you to fail is if you quit (14:40) Evaluating your situation and goals before you buy (16:10) Understanding CapEx in storage (17:10) The ability of a storage market to expand (21:29) Why filtering based on price is a mistake (22:36) What “value add” really means (24:16) Measuring the gap between in-place and potential revenue (27:38) The power of having clarity and a document in buying a deal (29:19) [Bonus] Markets to avoid: high crime, declining populations, overbuilt areas Who This Episode is For: Entrepreneurs who are struggling to pick the right market for their storage business W-2 employees who are ready to replace their income with cash flow Real estate investors who are burnt out from chasing bad deals Anyone starting in self-storage who needs a clear starting point Why You Should Listen: If you've been spinning your wheels chasing every storage deal that pops up or worse, letting “analysis paralysis” keep you stuck, this episode will change the way you search forever. Alex Pardo hands you a clear, proven checklist to pinpoint exactly which facilities fit your goals, market, and resources. No more guessing. No more chasing deals that drain your time and energy. Follow Alex Pardo here: Alex Pardo Website: https://alexpardo.com/ Aex Pardo Facebook: https://www.facebook.com/alexpardo15 Alex Pardo Instagram: https://www.instagram.com/alexpardo25 Alex Pardo YouTube: https://www.youtube.com/@AlexPardo Storage Wins Website: https://storagewins.com/
In this episode of Patrick Jones Baseball, we focus on how college coaches evaluate high school catchers. I outline 7 key criteria that coaches consider, emphasizing the importance of receiving as the most critical skill. We discuss the nuances of receiving, including how catchers should present the ball to umpires and the impact of effective receiving on game outcomes.Takeaways1. College coaches look for seven key criteria in catchers.2. Receiving is the most important skill for catchers.3. Pop time, blocking, arm action, footwork, makeup, and stamina are also evaluated.4. Effective receiving can turn balls into strikes, impacting game outcomes.5. Catchers should present the ball calmly and quietly to umpires.6. Sudden movements can lead to missed calls from umpires.7. The best catchers make receiving look effortless.8. Research shows that every 10 balls turned into strikes equals one run.Are you a parent of a high school player hoping to get recruited? Apply to work with me at:https://www.patrickjonesbaseball.com/recruitingCheck Out Patrick's Stuff:•
In this episode, host Etienne Nichols speaks with Greenlight Guru's Christine Wilbert, an expert in Electronic Data Capture (EDC) systems for Clinical Research Organizations (CROs). They discuss the critical factors CROs must consider when selecting an EDC solution. Christine highlights that the biggest mistake is a lack of due diligence and not planning for future needs beyond a single study. She emphasizes the importance of looking for a solution that can scale with a company's growth, from pilot studies to pivotal trials, and warns against hidden costs and inadequate post-sales support.The conversation delves into what truly matters in an EDC platform, such as intuitive design, speed of implementation, and the ability to handle repeatable processes. Christine shares that while some vendors may offer "bells and whistles," the core value lies in a lean, efficient system tailored to medical device trials. They also touch on the importance of involving all stakeholders, including site users like clinicians and healthcare professionals, to ensure system adoption and maintain data integrity.Finally, the discussion explores how an EDC system can help CROs win more business. Christine explains that having a scalable, pre-validated solution and a vendor that actively supports business development can be a significant advantage. They also cover the essential compliance features for global trials, such as FDA 21 CFR Part 11 and ISO 14155, and the growing role of hybrid and decentralized trials. Christine's final advice to CROs is to "do your due diligence" and select a solution that's a true partner for long-term success.Key Timestamps00:02:39 - Biggest mistakes CROs make when choosing an EDC.00:03:00 - The importance of future planning and scalability.00:04:40 - The value of post-sales support and avoiding hidden fees.00:05:31 - Essential features versus "vendor noise" and unnecessary bells and whistles.00:08:11 - The analogy of a "battleship" vs. a "ninja" in problem-solving.00:09:13 - Identifying key stakeholders for successful EDC implementation.00:11:17 - Challenges and strategies for engaging healthcare professionals.00:13:31 - When to start looking for an EDC solution and the typical timeline.00:15:44 - The onboarding process and what successful companies do in the first few months.00:18:39 - How CROs can use an EDC solution to win more business.00:20:52 - Global compliance considerations (FDA, EU MDR) for EDC platforms.00:23:36 - Features CROs think they need but don't (e.g., QMS integration).00:26:03 - Adapting to hybrid and decentralized trials.00:27:22 - The key takeaway: do your due diligence and seek a true partner.Quotes"I would say the biggest issue is lack of due diligence... they're not necessarily thinking down the line, 'how is this going to scale with this specific company that they're working with?'""The bitterness of poor quality remains long after the sweetness of low price is forgotten."TakeawaysPrioritize Scalability and Long-Term Planning: Don't choose an EDC solution just for a single pilot study. Evaluate whether the platform can handle the complexity and size of pivotal and post-market studies to avoid costly transitions in the future.Look for True Partnership, Not Just a Vendor: A successful relationship with an EDC provider goes beyond the initial sale. Seek a vendor with strong post-sales support and a willingness to collaborate on...
Book a 1:1 Personalized Points Strategy Session!We share our strategic framework for deciding when to cancel, downgrade, or keep credit cards to maximize value while maintaining a healthy credit score.• Always keep cards open for at least one year to maintain good relationships with banks• No-annual-fee cards should generally be kept open unless they're preventing you from getting other cards• Evaluate whether annual fee cards provide benefits that exceed their cost (like hotel free night certificates)• Consider downgrading cards to no-annual-fee versions rather than canceling to preserve your credit line• Never cancel your oldest credit card as it establishes your length of credit history• Closing cards impacts your credit utilization ratio which can affect your credit score• Ask yourself five key questions before making any cancellation decision• Recent credit card application updates including approvals for Hawaiian Airlines business cards• Staycation experience at Grand Hyatt Scottsdale with an upgraded hospitality suite• Unexpected fan encounter at hotel check-in from a podcast listenerFollow us on Instagram for more travel hacking tips and strategies, and check out our website for credit card consultation services if you need personalized guidance.
In Touch TV Broadcast featuring Dr. Charles Stanley - In Touch Ministries
Evaluate your spiritual life to see if you're following the Holy Spirit's guidance and embracing its empowerment.
This is Letter E of the Design Your Strongest Year End Ever podcast series, and it's about trimming the noise.Teams that seem disorganized usually have a different problem.They're drowning in a sea of “priorities” that all seem equally important.
Evaluate your spiritual life to see if you're following the Holy Spirit's guidance and embracing its empowerment.
Evaluate your spiritual life to see if you're following the Holy Spirit's guidance and embracing its empowerment.
Evaluate your spiritual life to see if you're following the Holy Spirit's guidance and embracing its empowerment.
In this episode of After the Crash, attorney David Craig talks with paralegal Carissa Swalls about the critical role paralegals play in complex trucking accident cases. Carissa shares her process for building strong cases, coordinating with rapid response teams, working alongside experts, and supporting clients through the most difficult moments of their lives—including her own personal connection to a fatal trucking wreck.You'll learn:✔️ How paralegals keep trucking cases moving forward✔️ Why having a skilled legal team impacts case results✔️ The urgent steps taken in the first days after a truck wreck✔️ Challenges of handling catastrophic injury cases✔️ How to choose a lawyer with the right team for your caseIf you or a loved one has been involved in a semi-truck or commercial vehicle wreck, understanding the legal process—and the people behind it—can make all the difference.02:09 – Carissa Swalls' Path to Becoming a Litigation Paralegal02:52 – What a Paralegal Does in a Trucking Case05:42 – Key Differences Between Trucking Cases and Car Accidents08:55 – Why Paralegals Need Specialized Training in Trucking Law10:35 – Why Choosing a Lawyer with a Skilled Team Matters11:50 – Who Makes Up a Trucking Case Legal Team14:50 – Front-End Case Work, Client Care, and a Personal Loss21:20 – Working with Experts to Strengthen Trucking Cases23:13 – The Most Challenging Part of Managing Trucking Cases24:19 – Outdated Minimum Insurance Requirements for Trucking Companies26:08 – Finding Additional Insurance Coverage in Trucking Cases30:00 – Why Hiring the Right Lawyer and Team Quickly Matters30:59 – How to Evaluate a Lawyer's Team for Trucking Cases—Why Listen to After the Crash?Navigating the aftermath of a trucking accident can feel overwhelming, but you don't have to face it alone. This podcast is designed to educate and empower victims and their families, helping you make informed decisions about your future.—Learn About the Firm:At Craig, Kelley & Faultless, LLC, we've dedicated over 30 years to fighting for trucking accident victims. From preserving evidence to holding negligent trucking companies accountable, our mission is to protect your rights and secure the justice you deserve.—Download Semitruck Wreck for FREE:https://www.ckflaw.com/truck-accident-ebook/Follow Us on Socials:Website: https://www.ckflaw.comFacebook: https://www.facebook.com/ckflawLinkedIn: https://www.linkedin.com/company/craig-kelley-&-faultless-attorneys-at-lawContact Us:Email: info@ckflaw.comPhone: 1-800-ASK-DAVID#TruckingAccidents #TruckWreckLawyer #Paralegals #AfterTheCrash #LegalTeam #TruckAccidentLawyer
Don't think of investing as peering into a crystal ball, think of it more like checking the wind direction and monitoring your gauges. David Keller of Sierra Alpha Research discusses how to approach market shakeups and shifting conditions with a steady hand. He also talks about how he handled last week's market turbulence. Learn more about your ad choices. Visit megaphone.fm/adchoices
Show SummaryOn today's episode, we feature a conversation with Army combat veteran Anthnoy Larson, founder and president of MO Vets Outdoors, a nonprofit organization based in Missouri dedicated to helping veterans reconnect with nature through outdoor activities like hunting, fishing, and camping. Provide FeedbackAs a dedicated member of the audience, we would like to hear from you about the show. Please take a few minutes to share your thoughts about the show in this short feedback survey. By doing so, you will be entered to receive a signed copy of one of our host's three books on military and veteran mental health. About Today's GuestAnthony Larson is a U.S. military veteran and the founder and president of MO Vets Outdoors, a nonprofit organization based in Missouri dedicated to helping veterans reconnect with nature through outdoor activities like hunting, fishing, and camping. Established in 2018, MO Vets Outdoors aims to provide veterans with opportunities to heal, build camaraderie, and find peace in the outdoors. Under Larson's leadership, MO Vets Outdoors has grown into a vital resource for Missouri veterans, offering a range of programs and events designed to support their well-being and foster a sense of community.Links Mentioned During the EpisodeMO Vets Outdoors Facebook GroupMO Vets Outdoors Web sitePsychArmor Resource of the WeekThis week's PsychArmor Resource of the Week is the Behind the Mission Podcast Episode 157 with John Langford talking about Project Healing Waters. John is a Marine Corps veteran and Chief Executive Officer of Project Healing Waters. Project Healing Waters helps active military service personnel and Veterans in need through a dedicated, developed curriculum of fly fishing, fly casting, fly tying, and fly rod building. You can find the resource here: https://psycharmor.org/podcast/john-langford Episode Partner: Are you an organization that engages with or supports the military affiliated community? Would you like to partner with an engaged and dynamic audience of like-minded professionals? Reach out to Inquire about Partnership Opportunities Contact Us and Join Us on Social Media Email PsychArmorPsychArmor on TwitterPsychArmor on FacebookPsychArmor on YouTubePsychArmor on LinkedInPsychArmor on InstagramTheme MusicOur theme music Don't Kill the Messenger was written and performed by Navy Veteran Jerry Maniscalco, in cooperation with Operation Encore, a non profit committed to supporting singer/songwriter and musicians across the military and Veteran communities.Producer and Host Duane France is a retired Army Noncommissioned Officer, combat veteran, and clinical mental health counselor for service members, veterans, and their families. You can find more about the work that he is doing at www.veteranmentalhealth.com
In this episode, Tina Tower dives deep into the art of creating irresistible offers for digital online courses. She emphasizes that oftentimes, the root problem isn't your selling ability—it's your offer and messaging. Tina unpacks actionable strategies to help your ideal clients feel like your offer was made just for them, making it a natural next step to say “yes!” Key Topics Covered: Know Your Ideal Client Intimately Be ultra-specific about who you're selling to—not just demographics, but psychographics. Dive deep into their worries, desires, and daily challenges so your offer speaks directly to them. Sell the Transformation, Not the Format Don't just list what your course includes—modules, PDFs, calls. Paint a vivid picture of the transformation and outcome clients will achieve after completing your program. Build in Instant Gratification Give buyers a quick win right at the start to boost confidence and momentum. Fast-action bonuses and clear “Start Here” sections help clients feel immediate value and satisfaction. Stack Value Without Overwhelm Articulate the value of each component, but avoid piling on so much that it overwhelms your audience. These days, less is more—show how you'll get them results in the quickest, easiest way possible. Inject Real, Ethical Urgency Create authentic reasons for people to take action now (like limited-time bonuses or special pricing), but always keep it genuine—false scarcity can break trust. Make the Investment a No-Brainer Clearly show how the value and return outweigh the cost. Highlight the financial, emotional, or energetic ROI and back it up with testimonials, clear guarantees, and simple pricing breakdowns. Use Irresistible, Relatable Offer Language Make your messaging pop! Use engaging, best-friend-style copy that speaks to hopes, dreams, and relief—the emotional end-game your clients are seeking. Evaluate your current offer using these seven pillars. Is it ultra-specific? Does it promise real transformation? Layer in instant wins and smart bonuses, and use language that feels personal. Remember, your irresistible offer is the key to standing out—and truly serving your dream clients. Resources: Join Her Empire Builder https://www.herempirebuilder.com/secret Where to find Tina: Her Empire Builder: https://www.herempirebuilder.com/ Instagram: https://www.instagram.com/tina_tower/ YouTube: https://www.youtube.com/@herempirebuilder
Discover the key to mastering business adaptability for PMP success! In this transformative journey, you'll uncover practical advice for evaluating and addressing external business environment changes—a crucial skill for the PMP exam. Learn how Agile and Hybrid methodologies empower project managers to pivot with confidence, ensuring alignment with dynamic market conditions. This episode dives deep into strategic approaches for navigating challenges like disruptive competitors, regulatory shifts, and technological advancements. By cultivating the right mindset for success, you'll bridge knowledge gaps and gain the tools to adjust project scope and objectives proactively. With real-world examples, mindset mantras, and expert tips, this video equips you to conquer the PMP exam while enhancing your project management expertise. Ready to elevate your career? Smash the like button, subscribe for more practical advice, and explore our resources for webinars, live training, and more on PMP exam preparation. Let's turn challenges into milestones on your path to PMP success!
You're on call at a level I trauma center and you get called that you're receiving a large TBSA burn patient – you're not working at a burn center! You remember hearing about some controversy surrounding burn resuscitation – was it the parkland formula? Consensus formula? ABSITE asked about the Modified Brooke Formula?!? Join Dr. Kathleen Romanowski, Dr. Laura Johnson, Dr. Victoria Miles, and Dr. Lauren Nosanov to discuss modern burn fluid resuscitation! Hosts: · Kathleen Romanowski – University of California Davis Hospital, Shriners Hospital Sacramento · Laura Johnson – Grady Memorial Hospital · Lauren Nosanov – Grady Memorial Hospital · Victoria Miles – Louisiana State University Health Science Center, University Medical Center New Orleans Learning Objectives: · Review the basics of initial burn fluid resuscitation · Evaluate the literature informing national burn fluid resuscitation guidelines · Consider the causes of failed burn resuscitation and strategies for identifying these complications References: · Pham TN, Cancio LC, Gibran NS. American Burn Association Practice Guidelines Burn Shock Resuscitation. J Burn Care Res. 2008: 257-266. doi:10.1097/jbcr.0b013e31815f3876. https://pubmed.ncbi.nlm.nih.gov/18182930/ · Rizzo JA, Coates EC, Serio-Melvin ML, et al. Higher Initial Formula for Resuscitation After Severe Burn Injury Means Higher 24-Hour Volumes. J Burn Care Res. 2023:1017-1022. doi:10.1093/jbcr/irad065. https://pubmed.ncbi.nlm.nih.gov/37339255/ Please visit https://behindtheknife.org to access other high-yield surgical education podcasts, videos and more. If you liked this episode, check out our recent episodes here: https://app.behindtheknife.org/listen
This week, Mars enters the diplomatic sign of Libra and mixes it up with Saturn, Uranus, Neptune, and Pluto. The Aquarius Full Moon calls for a review of social alliances and Leo New Moon goals. And in the spirit of this very Mars-oriented week, a listener question about the Mars return. Plus: Powering through, underdogs, and cats that want what they want! Read a full transcript of this episode. Have a question you'd like answered on the show? Email April or leave it here! Subscribe to April's mailing list and get a free lunar workbook at each New Moon! Love the show? Make a donation! Timestamps [1:21] Mars enters Libra (Wed. Aug. 6, 4:23 PM PDT, through Sep. 22, 2025), which is not exactly its favorite sign. The themes of Mars in Libra are about balancing action with ideals and making sure that what you do reflects what you believe, especially when it comes to fairness, justice, or the people that you care about. [3:38] Mars trines Uranus (Fri. Aug. 8, 11:45 AM PDT) at 1º07' Libra-Gemini. This combination can spark breakthroughs, but also impulsiveness and recklessness. Assert yourself, but be cautious. [5:45] On Fri. Aug. 8 (7:52 PM PDT), Mars opposes Saturn at 1°20' Libra-Aries. This can bring resistance, but don't give up. Use this aspect to take one small strategic action that can help move you forward. [8:20] Moon Report! The Aquarius Full Moon is on Sat. Aug. 9 (12:55 AM PDT), 16º59' Aquarius-Leo. Ask yourself how you can influence the world in a meaningful way. Gather with those who share your ideals to further your Leo New Moon creative goals. The Sabian symbol for this Full Moon is 17 Aquarius: A watchdog standing guard, and the Sun is on the symbol 17 Leo, A non-vested church choir. Find your people, raise your voice, and shape the future together. [12:09] Lunar Phase Family Cycle (LPFC). This is the Full Moon (awareness point) in an LPFC that began with the New Moon on Feb. 9, 2024, at 20º40' Aquarius. The First Quarter Moon (first action point) of this LPFC was on Nov. 8, 2024, at 17º19' Aquarius. The Last Quarter Moon (final action point) is on May 9, 2026, at 19º14' Aquarius. [13:52] Void-of-Course (VOC) Moon periods. On Tue, Aug. 5 (8:29 AM PDT), the Moon in Sagittarius squares Mars in Virgo. It's VOC for 1 hour 35 minutes, then enters Capricorn (10:04 AM PDT). Get in the habit of thinking before you speak. [15:27] On Wed. Aug. 6 (10:40 AM PDT), the Moon in Capricorn opposes Jupiter in Cancer. The Moon will be VOC for 1 day, 7 hours, and 38 minutes (!!!) before it enters Aquarius on Aug. 7 (6:18 PM PDT). During this VOC Moon period, monitor how you cope when things get difficult. Are there more effective tactics you could use? [17:28] On Sat. Aug. 9 (12:55 AM PDT), the Moon in Aquarius opposes the Sun in Leo. It's VOC for 22 hours 55 minutes (!!!), then enters Pisces (11:50 PM PDT). Evaluate what you want versus what society wants. Consider how your desires and needs can affect the others around you and also help you clarify what you want. [18:49] Mars opposes Neptune (Sat. Aug. 9, 3:13 PM PDT) at 1°50' Libra- Aries. Slow down, soften your approach, and consider how to use Mars energy on behalf of others. Bring spiritual and artistic influences into daily routines. Practice flexibility; get rest, reflect, and connect. Think less about what you can achieve and more about what you can contribute. [21:35] On Sun. Aug. 10 (5:29 AM PDT), Mars trines Pluto at 2º12' Libra-Aquarius. This is a powerful aspect for pushing through limits, especially in the areas of partnership, justice and progress. But if your efforts don't seem to make a difference, resist the temptation to just give up. What matters most is how you handle your weakness, your anger, and your frustration. [24:09] Listener Emily asks about the Mars Return. [28:47] If you'd like to have a question answered on a future episode, leave a message of one minute or less at speakpipe.com/bigskyastrologypodcast or email april (at) bigskyastrology (dot) com; put “Podcast Question” in the subject line. Free ways to support the podcast: subscribe, like, review and share with a friend! [29:19] A tribute to this week's donors! If you would like to support the show and receive access to April's special donors-only videos, go to BigSkyAstropod.com and contribute $10 or more. You can make a one-time donation in any amount or become an ongoing monthly contributor.
In this episode of The Modern Hairstylist Podcast, Hunter Donia walks you through the 2025 booking‑software landscape, breaking down why the “best” platform isn't about the cheapest subscription or flashiest AI feature, but about how well it actually works for you and your clients.Hunter compares today's most talked about systems, shares the must have features that still get overlooked (hello, two‑way Google Calendar!), and explains why some all‑in‑one add‑ons may do more harm than good. You'll leave with a clear checklist of what really matters, so you can stop stalling, start streamlining, and choose a booking tool that fuels growth instead of headaches.Key TakeawaysSubscription vs. ROI: Why sweating a $35‑$65 monthly fee can cost you more in lost efficiency, and how a tiny price bump covers most processing fees.All‑in‑One Trap: The pros and cons of beauty‑specific “everything” platforms versus open systems that integrate with Zapier and third‑party tools.Client‑First Functionality: The booking, rescheduling, and reminder features modern clients expect (and quick tests to see which app nails them).Control > Convenience: Cool new AI automations sound great, until they send the wrong promo or hike deposits for the wrong guest. Here's how to keep the reins.Hunter's 2025 Shortlist: Comb and Square up top, with Gloss Genius and Vagaro close behind, plus the personal quirks that make Hunter favor one over the others.Why You Should ListenIf you've spent weeks comparing processing rates, worrying about email add‑on costs, or waiting for the “perfect” system to appear, this episode will help you cut through the noise. Learn how to evaluate software like a strategist, deliver a seamless client experience, and future‑proof your business with tech that actually supports your goals—so you can reclaim your time and focus on the work you love behind the chair.Let's connect on Instagram!Join us on the Modern Hairstylist Tour!
In this strategic episode of the Schools of Excellence podcast, Chanie Wilschanski sits down with longtime industry expert Kathy Ligon, founder of Hinge Advisors and the BOOST nonprofit initiative, to unpack what it truly takes to lead a financially sustainable school—without compromising your mission.Together, they explore how school leaders can align mission, metrics, and money, and why profit isn't the opposite of purpose—it's what makes your vision possible. If you've ever felt the pressure of payroll, struggled with discounting, or wondered how to strengthen your school operations for long-term sustainability, this conversation offers clarity, structure, and relief.What You'll LearnWhy profit fuels purpose—and how financial clarity protects your missionThe five profit pillars: occupancy, tuition pricing, discount strategy, staffing efficiency, and facilities costHow to identify and eliminate hidden financial leaksStrategies to improve staffing efficiency while increasing staff retentionWhat sustainable leadership looks like across economic cyclesKey Insights and Takeaways1. Purpose Without Profit Is Unsustainable You can't serve your students, support your staff, or lead with confidence if you're losing sleep over cash flow. Financial health gives school leaders the peace of mind and capacity to lead with intention.2. Know Your Five Financial Pillars Occupancy, tuition rates, and discounting drive your revenue. Staffing and facility costs are your biggest expenses. These five pillars account for 95% of your financial outcomes. Some need daily attention—others should be reviewed quarterly.3. The Hidden Cost of Discounting Discounts often erode margins silently. Track full tuition versus actual collected revenue to see what you're really “giving away.” Strategically revisit all discounts—except staff discounts—to reclaim margin and reinforce your school's value.4. Smarter Staffing, Not Cheaper Staffing Reducing staffing costs doesn't mean reducing quality. Build a school culture where staff finish strong—even when ratios drop. Instead of cutting pay, optimize hours and clarify expectations. Retention is more cost-effective than constant turnover.5. Resilience Comes from Readiness After four decades in the industry, Kathy emphasizes that school leaders who adapt quickly—and build financial buffers—are the ones who sustain growth through any season.From public pre-K expansion to economic downturns, having systems that can pivot is non-negotiable.Tools and Action StepsBenchmark Your Financials Use Hinge's free Benchmarking Tool to evaluate tuition, occupancy, and staffing costs frameworkbyhinge.comAudit Your Discount Strategy Update billing systems to track full tuition vs. discounted tuition separately Evaluate where your pricing may be undermining your perceived valueCheck Your Staffing Rhythms Explore opportunities to close early or adjust shifts based on ratios Ensure your team is equipped to support those decisionsQuarterly Financial Review Schedule time each quarter to evaluate the five pillars Use data to guide decisions, not gut reactionsQuote to Remember “There is no possible way for you to provide the purpose or mission… without the money or the profit— they are absolutely necessary for each other.” — Kathy...
SummaryIn this episode of the 3 Pillars podcast, Chase Tobin delves into the 11 leadership principles, focusing on the importance of self-awareness and self-improvement. He emphasizes that effective leadership begins with knowing oneself and continuously seeking to grow. The discussion covers various aspects of leadership, including evaluating personal strengths and weaknesses, the significance of peer feedback, and the necessity of mastering communication skills. Chase also highlights the value of learning from the successes and failures of other leaders, and he provides insights on overcoming obstacles to self-improvement from a Christian perspective. The episode concludes with a call to action for listeners to embrace their leadership journey and strive for continuous growth.Chapters00:00 Introduction to Leadership Principles00:59 The Importance of Self-Improvement02:50 Evaluating Yourself as a Leader05:00 Understanding Strengths and Weaknesses09:34 Seeking Honest Feedback16:53 Learning from Others' Successes and Failures20:09 Mastering Communication Skills28:14 Overcoming Obstacles to Self-Improvement33:52 The Christian Perspective on Leadership37:38 Conclusion and Final ThoughtsSUBSCRIBE TO THE NEW PODCAST CHANNEL HERE: https://www.youtube.com/@3PillarsPodcast Takeaways-Self-awareness is crucial for effective leadership.-Evaluate your strengths and weaknesses regularly.-Seek feedback from peers to improve your leadership skills.-Master effective communication to convey your message clearly.-Learn from the successes and failures of other leaders.-Self-improvement should be a daily practice.-Pride can hinder personal growth; humility is essential.-Your identity in Christ shapes your leadership journey.-Constructive criticism is vital for growth.-Continuous learning is key to becoming a better leader.God bless you all. Jesus is King. “But God commendeth his love toward us, in that, while we were yet sinners, Christ died for us.” Romans 5:8 KJVI appreciate all the comments, topic suggestions, and shares! Find the "3 Pillars Podcast" on all major platforms. For more information, visit the 3 Pillars Podcast website: https://3pillarspodcast.comDon't forget to check out the 3 Pillars Podcast on Goodpods and share your thoughts by leaving a rating and review: https://goodpods.app.link/3X02e8nmIub Please Support Veteran's For Child Rescue: https://vets4childrescue.org/ Join the conversation: #3pillarspodcast
Apply to Join Churchfront Premium Apply to Join Churchfront Pro Free Worship and Production Toolkit Shop Our Online Courses Join us at the Churchfront Conference Follow Churchfront on Instagram or TikTok: @churchfront Follow on Twitter: @realchurchfront Gear we use to make videos at Churchfront Musicbed SyncID: MB01VWQ69XRQNSN Podcast Episode Notes: Choosing Church Broadcast Audio Systems Episode Overview Discussion about switching from Logic Pro to other broadcast audio solutions including Waves LV1, Studio One, and Pro Tools for church live streaming applications. Key Participants Jake Gosselin - Host/Audio Expert Matt Woltjer - Audio Engineer/Consultant Main Topics Covered Current Industry Setup Most professionals using matrix mix from LV1 systems for broadcast Common approach: dedicated matrix send from main front-of-house mix Requires ongoing attention to maintain quality Logic Pro Issues Identified Primary Problem: Time Drift Logic Pro gradually falls behind video stream Can drift up to 2+ seconds behind actual video Creates major sync issues for live streaming Problem appears unique to Logic Pro Design Limitations Logic Pro optimized for studio recording, not live applications Apple's development priorities focus on studio use Pricing model ($200 for 18+ years) indicates different revenue focus Alternative DAW Options Ableton Live & Pro Tools No reported time drift issues Better suited for live applications More reliable for broadcast mixing Waves LV1 System Purpose-built for live mixing Hardware controller integration Superior plugin processing Most expensive but most reliable option System Integration Challenges Hardware Requirements Allen & Heath SQ: Requires Waves interface cards Dante Systems: Need Dante Wave Sound Bridge (~$3,000) LV1 Options: Classic (most expensive, full features) One C Compact (budget option, limited processing) Proton Duo (insufficient for full mix) Critical Decision Factors Budget Considerations LV1 systems: $10,000+ for complete setup Additional hardware costs often overlooked Integration complexity increases total cost Staffing Reality Check Many churches: 1-2 experienced engineers, 2-3 learning operators Common mistake: Experienced on FOH, beginners on broadcast Results in expensive equipment producing poor mixes Fundamental Issues First Acoustic treatment more impactful than equipment upgrades Proper PA tuning essential before broadcast considerations Secondary console improves mix quality only 2-5% Room acoustics can transform entire sound Professional Recommendations When to Choose Matrix Mix: Small to midsize churches Limited experienced staff Budget constraints Desire for consistency and reliability When to Consider LV1: Dedicated broadcast mixing staff Sufficient budget for complete system Acoustics and PA already optimized Need for advanced plugin processing Questions to Ask Before Upgrading: What specific problems are you solving? Do you have dedicated, experienced broadcast staff? Are fundamental acoustic/PA issues addressed? What's your complete system budget? How complex is your current audio routing? Real-World Case Study Recent consultation example: Church requesting lighting upgrades without understanding lighting theory Eight BLX wireless systems failing across multiple rooms Recommended: Learn fundamentals before spending money Upgrade to antenna-capable systems for multi-room use Key Takeaways Equipment Isn't Always the Answer Master current equipment before upgrading Address fundamental issues (acoustics, tuning) first Proper operation often more important than specific hardware Context is Critical Every church situation is unique Professional consultation recommended Holistic system assessment necessary Strategic upgrade planning prevents expensive mistakes Success Factors Experienced operation Proper implementation Fundamental acoustic treatment Realistic budget and expectations Action Items for Listeners Assess current system holistically before planning upgrades Prioritize acoustic treatment and PA tuning Evaluate staff experience and availability Consider professional consultation for complex decisions Focus on mastering current equipment capabilities Resources Mentioned Church Front premium membership for professional consultation Professional coaching calls available Community recommendations for Studio One and Pro Tools Next Steps for Churches Evaluate specific broadcast mixing challenges Consider matrix mix optimization before new systems Plan strategic upgrade path with professional guidance Address fundamental issues before equipment purchases Episode Duration: ~10 minutes Topic: Church Audio Technology Audience: Church technical teams, audio engineers, ministry leaders
Think you might be richer than you realize? In this episode of the Retire Sooner Podcast, Wes Moss and Christa DiBiase examine realistic benchmarks and practical frameworks for retirement planning. • Define what the “rich ratio” means and consider how it may reframe your retirement outlook. • Compare your savings habits to U.S. medians to understand the broader landscape. • Acknowledge that building wealth typically occurs over long periods and that consistency can be meaningful. • Discuss research on how happiness and financial confidence often plateau beyond certain savings levels. • Evaluate the roles of traditional and Roth IRAs, 457(b)s, pensions, and brokerage accounts to support flexibility. • Identify scenarios where a standalone brokerage account may be unnecessary for certain savers. • Consider a target date fund allocation approach that may better align with your stated risk tolerance. • Weigh convenience, costs, and tax features of index mutual funds versus ETFs, including changes following a major fund industry patent expiration. • Clarify how the Net Unrealized Appreciation (NUA) rule for company stock in 401(k)s works and where tax treatment can differ. • Review key factors when choosing between a state pension plan and a self directed plan for teachers and public employees. • Position specialized pension income, including Railroad Retirement, as part of a base income layer within an overall plan, subject to program rules. • Incorporate year round tax planning as a component of a well documented retirement strategy, noting that individual circumstances vary. Listen and SUBSCRIBE to the Retire Sooner Podcast for weekly educational conversations that can inform more confident financial decision making. Learn more about your ad choices. Visit megaphone.fm/adchoices
In this episode of the Business of Business podcast, hosts Staci, Jennifer, and Jack Dempsey discuss the importance of conducting a mid-year business check-in to evaluate performance and make necessary adjustments. They emphasize the need for financial planning, tax considerations, and employee evaluations. The conversation transitions to Jennifer's 10th annual book bag fundraiser, highlighting the impact of community support and the importance of giving back. The hosts share insights on how businesses can engage in charitable activities without overwhelming their operations, fostering a culture of giving within their teams.Nugget Alerts:Conducting a mid-year check-in is crucial for business success.Evaluate financial performance regularly to avoid surprises at year-end.Engaging with accountants and financial advisors is essential for tax planning.Community involvement can enhance business reputation and client relationships.Charity work can be integrated into business operations effectively.It's important to adapt fundraising efforts to meet community needs.Businesses can create a culture of giving without extensive commitments.Planning ahead for charitable events can alleviate year-end pressures.Involving clients in charitable initiatives fosters community spirit.Giving back can be a rewarding aspect of entrepreneurship.Dempsey, Weiss & AssociatesMeeting the insurance and financial needs of business owners & individuals in NJ & PA since 1989.J. Faith Hair StudioLocated in south NJ, J Faith Hair Studio is the place to go to become the best version of yourself.Flying High Agility & Dog TrainingHelping people & their pets since 2003. We come to you!Disclaimer: This post contains affiliate links. If you make a purchase, I may receive a commission at no extra cost to you.Email us at: TwoDaughtersAndTheirDad@gmail.com Please download our Best of Nuggets eBook here. Like and follow us on FacebookJennifer Faith Dempsey has been in the beauty industry for over 10 years. For the last 5m years, she has owned J. Faith Hair Studio. She brings her experience on how she balances entrepreneurship and motherhood. Check out Jen's blog.Staci Joy Dempsey is an insurance agent, a mom, and a busy non-profit volunteer. She truly understands what it means to be an entrepreneur. Staci serves as the podcast's host.Jack Dempsey is the dad who heads up this busy family. He is a founding partner in Dempsey, Weiss & Associates, an Elmer, NJ-based insurance and investment firm that began more than 30 years ago.
What separates a solid real estate deal from a costly mistake? In this episode, hosts Tait Duryea and Ryan Gibson welcome Derrick Harris, SVP at Spartan Investment Group, to walk us through the real-world process of evaluating markets, properties, and operational risks. With a portfolio that spans millions of square feet, Derrick shares what works, what doesn't, and what every investor should know, whether you're going passive or managing properties yourself. From feasibility studies and due diligence to team dynamics and tough lessons learned, this is your inside look at how pros protect investments and build real value.Derrick Harris is the Senior Vice President of Portfolio Management at Spartan Investment Group, overseeing nearly 6 million square feet of self-storage across 15 states. With 25 years of experience in the industry, including a pivotal role at SureGuard Self Storage, Derrick brings unparalleled insight into operations, due diligence, and strategic market evaluation. In this episode, he shares what really makes or breaks a real estate investment behind the scenes.Show notes:(0:00) Intro(04:38) Derrick's start in self-storage(06:08) Lessons from industry legend Chuck Barbo(09:56) Why community engagement matters(15:20) Managing out-of-state properties(18:37) What a feasibility study looks like(21:06) Due diligence: what to inspect(26:33) Developing real estate ‘spidey sense'(30:31) Derrick's toughest property experience(49:01) What to do when due diligence fails(59:30) OutroConnect with Derrick Harris:Linkedin: https://www.linkedin.com/in/derrickharrismba24 —If you're interested in participating, the latest institutional-quality self-storage portfolio is available for investment now at: https://turbinecap.investnext.com/portal/offerings/8449/houston-storage/ — You've found the number one resource for financial education for aviators! Please consider leaving a rating and sharing this podcast with your colleagues in the aviation community, as it can serve as a valuable resource for all those involved in the industry.Remember to subscribe for more insights at PassiveIncomePilots.com! https://passiveincomepilots.com/ Join our growing community on Facebook: https://www.facebook.com/groups/passivepilotsCheck us out on Instagram @PassiveIncomePilots: https://www.instagram.com/passiveincomepilots/Follow us on X @IncomePilots: https://twitter.com/IncomePilotsGet our updates on LinkedIn: https://www.linkedin.com/company/passive-income-pilots/Do you have questions or want to discuss this episode? Contact us at ask@passiveincomepilots.com See you on the next one!*Legal Disclaimer*The content of this podcast is provided solely for educational and informational purposes. The views and opinions expressed are those of the hosts, Tait Duryea and Ryan Gibson, and do not reflect those of any organization they are associated with, including Turbine Capital or Spartan Investment Group. The opinions of our guests are their own and should not be construed as financial advice. This podcast does not offer tax, legal, or investment advice. Listeners are advised to consult with their own legal or financial counsel and to conduct their own due diligence before making any financial decisions.
In this dynamic episode of "Shark Theory," host Baylor Barbee delves into the profound concept of making an impact in rooms you are not in. Starting with a personal anecdote about his dog Bear's birthday, Baylor seamlessly transitions into discussing the importance of creating a lasting legacy through the connections we form and the impressions we leave. He emphasizes that being impactful requires more than just motivating those around us; it involves changing their state of being and inspiring action even in our absence. Throughout the episode, Baylor elaborates on the idea of legacy-building through repeated excellence and consistency. He challenges listeners to consider their influence and the way they make others feel, underscoring his point with the story of a woman who pursued her nursing dream after one of his talks. Baylor articulates the necessity of reflecting on the effect we have on others and the value of continuous self-improvement to maintain a persistent positive influence. This episode is packed with motivational insights and practical advice for anyone aspiring to make a meaningful difference in their communities and beyond. Key Takeaways: Aim to make an impact in rooms and spaces even when you're not present. Legacy-building is about consistent action and repeated excellence, not just single moments of greatness. Evaluate how you make people feel and ensure you leave them better than you found them. Consistency and repetition are crucial for building trust and a solid reputation. True leadership involves creating an environment of calm and confidence for those around you. Notable Quotes: "You want to make an impact in rooms that you're not in." "I care more about what people do after the fact." "A good leader realizes when people get around me, they need to feel a sense of ease." "I don't want to be occasionally great. I want to be continually better." "We're not here to do unmemorable things."
Brad and Rachael Camp tackle listener-submitted questions focusing on bonds, retirement strategies, pensions, and optimizing Roth IRA conversions. Rachael Camp, a Certified Financial Planner, sheds light on various financial independence (FI) strategies—discussing the impact of interest rate volatility on bond investments, the importance of tax planning during retirement, and navigating unexpected inheritances. Timestamps and Key Topics 00:01:10 - Introduction to Bonds 00:03:15 - Bonds vs. Bond Funds 00:24:07 - Pension Strategies 00:27:29 - Roth IRA Conversions 00:45:11 - Handling Inheritance and Taxes Key Insights Understanding Bond Dynamics: Timestamp: 00:04:10: Understanding the inverse relationship between bond prices and interest rates is crucial. Timestamp: 00:16:30: Review your bond strategy annually to assess risks associated with interest rate changes. Bond Funds vs Individual Bonds: Timestamp: 00:21:24: For long-term strategies, individual bonds and bond funds often perform similarly. If you consistently reinvest mature bonds, you effectively manage the same risk as a bond fund. Pension Ramifications: Timestamp: 00:25:53: Use your pension wisely to enhance your tax strategy! Roth IRA Conversion Strategy: Timestamp: 00:34:10: Maximize your savings with strategic Roth conversions, particularly before pension income starts. Inheritance Implications: Timestamp: 00:46:21: Evaluate the impact of any inheritance on your overall tax strategy carefully. Actionable Takeaways Regularly assess your bond exposure and adjust according to market conditions. Prioritize Roth conversions during income gaps in your retirement timeline to leverage low tax brackets. Plan your inheritance withdrawals strategically over the 10-year required period to mitigate tax impacts. Frequently Asked Questions What is the difference between bond funds and individual bonds? Bond funds are collections of bonds that continue to reinvest, while individual bonds are purchased with a fixed interest rate and maturity. This influences cash flow needs and risk tolerance. Timestamp: 00:10:40 How do Roth conversions affect my tax bracket? Roth conversions can fill your tax bracket before pensions begin to reduce available space, maximizing tax efficiency of your retirement income. Timestamp: 00:34:10
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