Podcasts about evaluate

A systematic determination of a subject's merit, worth and significance,

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Keep What You Earn
How Med Spa Owners Build a Sellable Practice

Keep What You Earn

Play Episode Listen Later Mar 3, 2026 15:27


If you own a 1–2 location med spa and want the option to scale or sell in the next 3–5 years, this episode breaks down what actually makes an aesthetics practice valuable — beyond surface-level revenue growth.  Strong revenue alone does not make your med spa sellable. Buyers care about predictability, repeatability, clean financials, and reduced owner dependency. In this episode, I'll explain what private buyers, partners, and lenders really evaluate when assessing the enterprise value of a medical spa.    Common Mistakes that Lower Your Med Spa's Enterprise Value  Whether you're years away from selling or just want to increase your business value, this episode will help you focus on the core elements that make your business not just worth running—but worth buying.   Even profitable, cash-flowing med spas can struggle to sell if:  Financial reporting isn't clean EBITDA isn't normalized The owner is still the bottleneck Systems aren't documented Growth depends on personality rather than process  Enterprise value determines whether your growth is transferable and durable.    From Owner-Dependent to Sellable Med Spa: A CFO's Perspective  You'll learn how to shift your mindset from emotional attachment to your work towards making smart, strategic, and financially sound decisions that attract the right buyers. From building clean financial infrastructure to understanding the importance of normalized EBITDA, I'm sharing real-world examples and reasoning, including why presenting trustworthy financials and reducing owner-dependency can make or break a potential sale.   Listen for these 6 key insights:  The difference between owner-dependent profit and institutional profit Why EBITDA normalization matters when selling a med spa How personal expenses distort financial optics Why clean financial infrastructure builds buyer trust How tax strategy can impact your exit valuation What buyers look for in multi-location aesthetic practices    Action Steps for Scaling and Selling Your Aesthetic Practice  If selling — or scaling — is even a remote possibility in the next 3–5 years:  Ensure your books are clean and up to date for at least 3 years Separate personal expenses from business operations Normalize revenue and expenses to reflect true operating profit Evaluate owner dependency in day-to-day operations Document SOPs for treatment delivery, leadership reporting, and financial processes Assess whether your med spa could operate without you for 60–90 days  If your practice cannot function without you, you've built an income stream — not an asset.    Thinking About Opening Another Location?   "The best thing you can do when you're exploring a transaction with a potential buyer is to establish trust through clean financials, establish that trust that they have reliable data they're working off of, and then everything else is seamless." - Shannon Weinstein    Before expanding, ask:  Are your current economics repeatable? Is your EBITDA consistent and defensible?  Could a second location follow the same financial blueprint?  Scaling without institutional structure multiplies risk. Scaling with documented systems multiplies enterprise value.    Financial Strategies to Prepare Your Aesthetics Business for Sale  If you want to evaluate whether your med spa is positioned for scale or exit, start with the Financial Scaling Playbook for Aesthetics. Get it today: www.keepwhatyouearn/playbook  This free 5-part video series walks you through:  Offer profit Operating margin Cash flow management Customer lifetime value Enterprise value readiness      Follow Shannon & Keep What You Earn:   Shannon Weinstein is the founder of a fractional CFO firm specializing in helping 7-figure aesthetics and wellness practices scale with clarity, cash flow, and confidence. Host of the "Keep What You Earn" podcast, Shannon provides practical financial insights and strategies for business owners looking to build truly valuable and sellable practices. She breaks down what it means to create a business buyers will pay a premium for—going beyond surface-level metrics to address the essential financial building blocks. Shannon is committed to helping med spa owners understand, fix, and maximize their business's enterprise value, offering actionable advice and resources, including a popular free video series specifically for aesthetics practice owners.   Fractional CFO Services and Executive Financial Review: https://www.keepwhatyouearn.com/  Connect with Shannon: https://www.linkedin.com/in/shannonweinstein  Watch full episodes: https://www.youtube.com/@KeepWhatYouEarn  Listen on your favorite podcast app: https://pod.link/1580071347  Instagram: https://www.instagram.com/shannonkweinstein/    The information shared is for educational purposes only and is not individualized financial advice. Aesthetics practice owners should consult a qualified professional before implementing financial strategies discussed here. 

Leadership Strategies for Tomorrow's Leaders
Part II: Unrecruitable: How to Build a Team Your Competitors Can't Steal

Leadership Strategies for Tomorrow's Leaders

Play Episode Listen Later Feb 27, 2026 27:08


What actually makes someone stay? In Part 2, Mike Lejeune and Jonathan Whistman move from hiring strategy to leadership execution — how to deeply care, coach hard, and build an identity people won't walk away from. Jonathan shares practical examples of: Recruiting the spouse Earning the right to have difficult conversations Designing onboarding that shapes identity Creating championship-level rituals inside organizations This conversation goes beyond retention strategies — it's about building people. In This Episode: How to show people they matter (beyond surface-level care) Why leaders must earn the right to deliver hard feedback How to coach performance tied to personal identity Identity rituals that cement belonging Why champions don't need micromanagement — they need standards Key Takeaways: People stay where they feel seen and developed. Difficult conversations only work when trust is established. Identity is stronger than compensation. Leaders must raise their benchmark before raising expectations. Next Steps: Have one deeper conversation this week that goes beyond KPIs. Evaluate your onboarding — does it shape identity? Raise your standard — and communicate it clearly. Connect with Jonathan on LinkedIn: https://www.linkedin.com/in/jonathanwhistman/

Youth Culture Today with Walt Mueller
Pushing Back on Materialism 5

Youth Culture Today with Walt Mueller

Play Episode Listen Later Feb 27, 2026 1:00


As we finish up our week-long look at nurturing our kids away from materialism, here are some practical guidelines to help you address this issue in your home. Sit together as a family and read through the Sermon on the Mount. As the passage is read aloud, have each family member jot down anything from Jesus' words that offer insight into how we are to view and manage money and wealth, along with insights into where one finds true meaning and satisfaction in life. Take time to discuss your observations. Tell your children about times in your own life when you had your hopes dashed by something material that did not fulfill as you imagined it would. Evaluate any hopes and expectations for your children and teens that might be pushing them into a lifestyle of materialism. Adjust your hopes and expectations based on this definition of success: “True success in life is faithfulness to God and obedience to his commands, whether your net worth is 10 cents or 10 million dollars.” 

Foot Traffic Podcast
The Power of Proximity

Foot Traffic Podcast

Play Episode Listen Later Feb 26, 2026 12:23


Book a call with my team: https://linktw.in/aqROSR In this video, I'm breaking down why proximity is the most underrated lever in business and how being in the right room with the right people at the right time creates transformational shifts you can't get anywhere else. The fastest way to grow isn't a course. It's not a book. It's not even a mentor. It's proximity. Getting close to people who are already where you want to be. Every major shift in my business happened because I got into the right room at the right time, and I'm showing you exactly how to create that for yourself even if you're starting from zero. I'm walking you through what proximity actually creates and giving you the exact playbook for how to build proximity strategically. If you're spending more time consuming content than having real conversations with people ahead of you, you're missing the most important part. I host in-person masterminds where business owners come together to solve real problems, build real connections, and create the kind of proximity that changes everything. If you're ready to be in the room with people who are already where you want to be, join us here: https://welloiledoperations.com/progr... Connect with me: LinkedIn:   / stacytuschl   Instagram:   / stacytuschl   Facebook:   / stacytuschl   Newsletter:   / 7396626889408274432   00:00 - Intro 01:13 - When I joined my first mastermind 02:53 - What proximity is about 04:32 - How to create proximity 07:37 - What is a Mastermind 09:47 - How to know you are in the right room 11:10 - Proximity checklist #proximity #mastermind #businessgrowth #entrepreneurship Disclaimer: The strategies and frameworks I share are based on my 15+ years of building and scaling businesses, not overnight success. What I teach works, but your results depend entirely on your execution, your market, and your commitment to building systems consistently. This is educational content, not a guarantee. Business growth requires real work, strategic decisions, and the discipline to stick with what actually moves the needle. Evaluate your own circumstances, assess your risks, and take full ownership of your outcomes. That's what well-oiled business owners do.

GeriPal - A Geriatrics and Palliative Care Podcast
Deprescribing at the End of Life: Jennifer Tija, Jon Furuno, Simon Mooijaart

GeriPal - A Geriatrics and Palliative Care Podcast

Play Episode Listen Later Feb 26, 2026 47:51


Philippe Pinel remarked in 1800 that "It is an art of no little importance to administer medicines properly, but it is an art of much greater and more difficult acquisition to know when to suspend or altogether to omit them." This insight remains profoundly relevant today, especially in hospice care, where inappropriate prescribing is a common issue. Studies show that 20%–70% of hospice patients receive at least one unnecessary medication near the end of life, including drugs like antihypertensives, statins, and vitamins. In this episode of the GeriPal Podcast, we tackle the pressing topic of deprescribing at the end of life with expert guests Jennifer Tjia, Jon Furuno, and Simon Mooijaart. The conversation focuses on identifying medications that should almost always be discontinued—such as statins, osteoporosis meds, finasteride, and vitamins, which offer minimal benefit for patients with limited life expectancy. We also delve into more nuanced cases, such as antithrombotics, which present complex decisions that challenge clinicians, particularly when prognosis spans the many weeks to months range. Finally, we explore practical strategies for engaging patients and families in deprescribing conversations. Our guests highlight tools such as the FRAME mnemonic (Focus on the goals of care, Review current medications, Assess each medication's risk/benefit, Minimize the medication burden, and Evaluate regularly) and the Goal Concurrent Prescribing tool, which helps ensure medication decisions align with patients' values and end-of-life priorities. By: Eric Widera Other resources discussed in the podcast Prevalence and Factors Associated With Receiving a Prescription for Antithrombotic Therapy on Hospice Admission," JAGS. 2025 Discontinuation of Anticoagulants and Occurrence of Bleeding and Thromboembolic Events in Vitamin K Antagonist Users with a Life-limiting Disease. 2025 Effects of the discontinuation of antihypertensive treatment on neuropsychiatric symptoms and quality of life in nursing home residents with dementia (DANTON): a multicentre, open-label, blinded-outcome, randomised controlled trial. 2024 Perspectives on deprescribing in palliative care. Expert Review of Clinical Pharmacology. 2023 Developing a decision support tool for the continuation or deprescribing of antithrombotic therapy in patients receiving end-of-life care: Results of a European Delphi study. Thrombosis Research. 2025 Human-Centered Design Development and Acceptability Testing of a Goal Concordant Prescribing Program in Hospice. JPM 2025 Reduction of Antihypertensive Treatment in Nursing Home Residents. NEJM 2025  

Develpreneur: Become a Better Developer and Entrepreneur
How to Evaluate AI for Marketing ROI Without Chasing Hype

Develpreneur: Become a Better Developer and Entrepreneur

Play Episode Listen Later Feb 26, 2026 25:35


Measuring AI marketing ROI has become one of the most uncomfortable conversations in tech and marketing teams. Everyone knows AI is "important." Fewer teams can explain what success actually looks like. Even fewer can tie adoption to real outcomes rather than experimentation for its own sake. For developers and technical leaders, this isn't a tooling problem — it's a decision-making problem. The teams that win are the ones that slow down just enough to define value before they ship. About Meeky Hwang Meeky Hwang's journey resonates with entrepreneurs, technical leaders, and anyone navigating the intersection of technology and business. As CEO and Co-Founder of Ndevr, a digital solutions development agency, Meeky brings over 20 years of experience building resilient, scalable platforms for organizations including Johnson & Johnson, Pfizer, Forbes, PMC, and Bloomberg. Her work goes beyond website development—she focuses on long-term digital solutions that improve performance, streamline workflows, and align technology with business strategy. Equally important is Meeky's perspective as a woman leading in a male-dominated industry. She has navigated the challenges of technical leadership, entrepreneurship, and scaling a services business while building credibility and strong teams along the way. Her experience offers an honest look at what it takes to grow as a leader without losing sight of innovation, people, or purpose. Follow on LinkedIn and her Website. Measuring AI marketing ROI when the hype is louder than the data AI adoption today often starts with pressure instead of purpose. Tools arrive before goals. Budgets get approved before success criteria exist. That's the first red flag. If you can't articulate what improvement AI is supposed to create — conversion lift, content velocity, operational savings, personalization accuracy — you're not measuring ROI. You're chasing momentum. Measuring AI marketing ROI by defining outcomes before tools The most effective teams reverse the typical process. They define outcomes first, then ask which capabilities might support those outcomes. That discipline alone filters out most bad investments. Before selecting tools, answer three questions: What problem are we solving? How will we measure improvement? What happens if this fails? If those answers feel vague, that's your signal to pause. Measuring AI marketing ROI with clear baselines and success metrics ROI requires comparison. Without a baseline, every result looks impressive — or disappointing — depending on expectations. Establish: A pre-AI performance baseline A specific success threshold A review window short enough to stop bad bets early This turns AI from a belief system into an experiment with guardrails. Measuring AI marketing ROI without wasting budget on "maybe" features Not every feature deserves implementation just because it exists. Time and money are always the real constraints. Teams that succeed evaluate AI features the same way they evaluate architecture decisions: cost, risk, effort, and impact. When those tradeoffs are visible, priorities clarify quickly. Measuring AI marketing ROI while Google, SEO, and platforms keep shifting AI doesn't exist in isolation. SEO changes, platform updates, and algorithm shifts constantly reshape the playing field. That makes flexibility more valuable than novelty. Incremental improvements that survive change often outperform bold implementations that lock teams into fragile solutions. Measuring AI marketing ROI alongside compliance requirements and regional rules Global websites introduce real constraints — privacy, consent, accessibility, and regulatory differences. AI features that ignore compliance increase risk faster than they increase value. Measuring AI marketing ROI with a repeatable compliance checklist A checklist-driven approach ensures new features don't break trust or regulation: Regional consent and privacy rules Accessibility requirements Data handling expectations This protects ROI by preventing costly rework. Measuring AI marketing ROI through discovery, QA, UAT, and launch checklists Strong discovery reduces downstream chaos. Structured QA and UAT validate assumptions. Launch checklists prevent avoidable mistakes. AI doesn't replace these fundamentals — it amplifies their importance. Measuring AI marketing ROI as a founder: delegate, stay lean, and still scale Technical founders often delay hiring because they can do the work themselves. That works — until it doesn't. Sustainable ROI requires delegation. Growth depends on trusting others to execute while leaders focus on direction, not tickets. Callout: AI ROI Scorecard Define outcomes, baselines, and review windows before implementation Decide early whether to pilot, pause, or proceed Callout: Website Launch Checklist (Minimum Viable) QA, UAT, accessibility, and responsiveness checks Hosting, CDN, and integration validation Callout: Delegation Rules for Technical Founders Decide what you keep vs. hand off Train once, so execution scales later Conclusion Measuring AI marketing ROI isn't about skepticism — it's about clarity. When teams define value first, use disciplined checklists, and resist hype-driven decisions, AI becomes a multiplier instead of a distraction. If you want better outcomes, start with better questions — and build from there. Stay Connected: Join the Developreneur Community We invite you to join our community and share your coding journey with us. Whether you're a seasoned developer or just starting, there's always room to learn and grow together. Contact us at info@develpreneur.com with your questions, feedback, or suggestions for future episodes. Together, let's continue exploring the exciting world of software development. Additional Resources Online Communities and Marketing Creating your Marketing Site Branding and Marketing Fundamentals with Kevin Adelsberger Develpreneur - Forward Momentum Podcast Videos – With Bonus Content

J.P. Morgan Insights (video)
Alternative Realities: How to evaluate private credit risks

J.P. Morgan Insights (video)

Play Episode Listen Later Feb 26, 2026 17:00


In today's episode, Aaron Mulvihill, Global Alternatives Strategist, is joined by Brian Coleman, Co-Head of Investments for the Private Credit Solutions Group within J.P. Morgan Asset Management, to dive into private credit, an asset class that continues to be popular with investors due to its yield pick-up compared to traditional fixed income. However, private credit does not come without risk. They discuss some of these risks in certain sectors, as well as the outlook for private credit and opportunities outside of direct lending. Watch the video version on YouTube.  Resources: For more resources on Alternatives, visit our Guide to Alternatives and Principles of Alternatives Investing Listen to the audio version of the Alternative Realities podcast: Apple Podcasts | Spotify

49ers Gameday
There's Only 1️⃣ Answer To The 49ers' Trent Williams Q | Plus: Not A Mock Draft, Secret Kwesi

49ers Gameday

Play Episode Listen Later Feb 26, 2026 63:56


Dieter and Jake are also holding out for more cash. LIKE, SUBSCRIBE and COMMENT below Membership gives you the ability to live comment on streams, the draft guide, as well as early access to videos, exclusive shout-outs, and emojis. READ The Hutch Report and get Jake's Behind the Curtain Draft Film, War Room Newsletter + Offseason Mailbags.https://hutchreport.substack.com Follow us:Jake on Twitter: https://twitter.com/hutchdieselDieter on Twitter: https://twitter.com/dieterOn Instagram: https://www.instagram.com/dieterhutch/ Music from #Uppbeat (free for Creators!):https://uppbeat.io/t/all-good-folks/trickyLicense code: SOLKAD39DTA90YDX Chapters (00:00:00) - Trent Williams: Let's Talk Money(00:06:06) - Trent Williams' Free Agency(00:10:56) - Trent Williams on John Lynch's Contract(00:17:27) - Richard Bowles on Jed York's New Role(00:23:46) - Josh Williams Gets Promoted to Director of Scouting and Football Operations(00:28:41) - Does the Combine Matter?(00:33:28) - Caleb Banks: Should the 49ers Take Him?(00:37:48) - Anthony Richardson Should Be Traded For San Francisco(00:42:21) - Anthony Hill, UTEP LB(00:47:36) - Dylan Thieman vs Emmanuel Prenon: Should They(00:50:56) - Safety: Hard to Evaluate(00:55:18) - Would a Nick Imanwari Fit the 49ers?(01:00:40) - Dieter Ulrich on the NFL Draft

KNBR Podcast
Monte Poole on How Honestly We Can Evaluate the Warriors Without Steph Curry & Jonathan Kuminga's Big Debut for the Hawks

KNBR Podcast

Play Episode Listen Later Feb 25, 2026 20:43


NBC Sports Bay Area Warriors Insider Monte Poole joined Silver & JD to discuss how honestly we should evaluate a Warriors team without Stephen Curry and Jimmy Butler. He explains how Brandin Podziemski and Moses Moody find themselves in a similar predicament to Jordan Poole at the end of the 2021 season, and why De'Anthony Melton is playing his way into earning a lot more money this upcoming summer.See omnystudio.com/listener for privacy information.

Wine and Dime
Essential Insurance Checklists for Your Financial Peace of Mind

Wine and Dime

Play Episode Listen Later Feb 25, 2026 8:16 Transcription Available


About the Guest(s):Amy Irvine is the CEO and Founder of the Rooted Planning Group. She is a seasoned financial planner dedicated to delivering insightful and practical financial guidance. Amy has significant expertise in the areas of financial planning, investment strategies, and insurance, having made impactful contributions to the field through her work and educational endeavors. Her commitment to enhancing clients' financial literacy and planning is evident in her engagements and educational content, such as the Money Roots podcast.Episode Summary:In this episode of the Money Roots podcast, Amy Irvine, CEO of Rooted Planning Group, explores the essential aspects of insurance planning. Building on a prior conversation about property and casualty insurance with expert Megan Dowd, Amy provides listeners with actionable insights to refine their understanding and management of insurance policies. This episode serves as a guide to discerning various types of insurance, aiding in wise decision-making to safeguard one's assets and enhance personal financial planning.Amy dives deep into critical components of property and casualty insurance, including considerations for home, automobile, and specialty coverage like flood or earthquake insurance. Emphasizing the importance of evaluating risks, Amy encourages listeners to reflect on their liability exposure and coverage adequacy. The discussion extends to life, health, disability, and long-term care insurance, highlighting key factors such as deductibles, coverage types, and strategic planning for future needs. Incorporating SEO keywords like "insurance planning," "liability coverage," and "financial protection," this episode is a comprehensive resource for anyone aiming to fortify their financial resilience.Key Takeaways:Understand the difference between actual cash value and replacement cost in property and casualty insurance for better asset protection.Evaluate liability risks, especially if owning attractive nuisances like pools or trampolines, to adjust coverage accordingly.Regularly review life and health insurance policies to ensure they align with current life situations and financial goals.Consider specialty insurance options like umbrella policies or identity theft protection for comprehensive coverage.Disability insurance and long-term care insurance are crucial for long-term financial security, requiring careful consideration of coverage terms and elimination periods.Notable Quotes:"Pause for a moment and ask yourself, where are all the potential risks in my life?" – Amy Irvine"Replacement value covers the cost to replace something at today's prices." – Amy Irvine"Liability coverage is one of the most important components of an auto policy." – Amy Irvine"Think about your future living arrangements, your caregiving preferences, your funding sources." – Amy Irvine"These checklists can be incredibly valuable when reviewing your overall financial plan." – Amy IrvineResources:Rooted Planning Group:

The Few With Boo
Employees Don't Believe in Your Vision – They Believe in You with Kym Ali

The Few With Boo

Play Episode Listen Later Feb 25, 2026 26:54


What happens when a nurse who's spent years caring for patients turns her focus to caring for organisations?In this episode, Kym Ali shares the deeply personal journey that reshaped how she sees leadership. After helping open a women's and children's hospital in Qatar, she was unexpectedly terminated, left with debt, uncertainty, and her identity shaken overnight. Weeks later, she faced devastating personal loss. Instead of breaking her, those moments gave her clarity.Her mission became simple and powerful: help leaders create workplaces where people feel seen, heard, and safe.This conversation explores the human side of leadership that rarely gets discussed. Kym explains why waiting for burnout, disengagement, or resignations is already too late. She introduces her practical ADPE framework, Assess, Diagnose, Prescribe, Evaluate, and shows how leadership should work more like healthcare than guesswork. You will hear why employees believe in the leader before they believe in the vision, and why small wins are often the key to real change.We also talk about grief at work, difficult conversations, and what empathy actually looks like in practice. Not grand gestures, not perfect words, just presence.If you care about building trust, leading through uncertainty, and creating a culture that performs without sacrificing wellbeing, this episode will challenge you to look inward first.Because leadership is not just about strategy.It is about how you show up when things are hard.Actionable Takeaway: Don't wait for symptoms like burnout to act, by then it's already late.If someone's struggling, ask where you might have missed something first.In hard moments, presence matters more than perfect words.Start change with small wins, not sweeping announcements.People believe in you before they believe in your vision.Stop guessing, assess properly before you fix anything.If you feel drained, it might be time for a new chapter.Culture is built in difficult conversations, not easy days.Connect with Kym Ali:Learn more about Kym AliKym Ali on LinkedInSchedule a callConnect with Christian "Boo" Boucousis:Learn more about Christian BoucousisBoo on LinkedInBoo on InstagramBoo on YouTube

Papa & Lund Podcast Podcast
Monte Poole on How Honestly We Can Evaluate the Warriors Without Steph Curry & Jonathan Kuminga's Big Debut for the Hawks

Papa & Lund Podcast Podcast

Play Episode Listen Later Feb 25, 2026 20:43


NBC Sports Bay Area Warriors Insider Monte Poole joined Silver & JD to discuss how honestly we should evaluate a Warriors team without Stephen Curry and Jimmy Butler. He explains how Brandin Podziemski and Moses Moody find themselves in a similar predicament to Jordan Poole at the end of the 2021 season, and why De'Anthony Melton is playing his way into earning a lot more money this upcoming summer.See omnystudio.com/listener for privacy information.

The John Batchelor Show
S8 Ep506: Edmund Fitton-Brown and Bill Roggio evaluate the limitations of air power against the Houthis and debate whether US strikes could effectively decapitate or reform Iran's deeply unpopular and corrupt regime. 16.

The John Batchelor Show

Play Episode Listen Later Feb 24, 2026 7:08


Edmund Fitton-Brown and Bill Roggio evaluate the limitations of air power against the Houthis and debate whether USstrikes could effectively decapitate or reform Iran's deeply unpopular and corrupt regime. 16.1915 SHAH AND AEROPLANE.CONSTRUCTION

Financial Freedom for Physicians with Dr. Christopher H. Loo, MD-PhD

email chris@drchrisloomdphd.com with "Podcast freebie" to book a coveted FREE guest spot on the show. To book a PREMIUM spot on the Podcast: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.drchrisloomdphd.com/_paylink/AZpgR_7f⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Book a 1-on-1 coaching call: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.drchrisloomdphd.com/booking-calendar/introductory-session⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Become a member of our Podcast community: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.drchrisloomdphd.com/membership⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Subscribe to our email list: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://financial-freedom-podcast-with-dr-loo.kit.com/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Click here to join PodMatch (the "AirBNB" of Podcasting): ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.joinpodmatch.com/drchrisloomdphd⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Click here to purchase my books on Amazon: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://amzn.to/2PaQn4p⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Click here to purchase my audiobooks, visit: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.audible.com/author/Christopher-H-Loo-MD-PhD/B07WFKBG1F⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠To help support the show:CashApp- ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://cash.app/$drchrisloomdphd⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Venmo- ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://account.venmo.com/u/Chris-Loo-4⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Buy Me a Coffee- ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.buymeacoffee.com/chrisJx⁠⁠⁠⁠⁠⁠⁠⁠⁠Disclaimer: Not advice. Educational purposes only. Not an endorsement for or against. Results not vetted. Views of the guests do not represent those of the host or show.  

The Talent Development Hot Seat
How to Evaluate and Implement HR and L&D Software Effectively

The Talent Development Hot Seat

Play Episode Listen Later Feb 24, 2026 44:28


In this episode Andy Storch explores the rapidly changing world of HR technology with guest Phil Strazzulla, founder of Select Software Reviews. Phil shares his journey from venture capital to HR tech, the story behind SSR, and how the platform helps HR teams confidently choose the right software at no cost. Together, they discuss key trends like platform consolidation, AI's growing role, and adaptive learning in L&D, along with practical advice on evaluating tools, building a business case, and ensuring successful implementation—plus live insights from Christopher McCormick.So if you're wrestling with vendor choices, striving for better ROI from your HR platforms, or curious about where HR tech is headed, you won't want to miss this episode!I hope you enjoy it! As always you can learn more and connect with me on my website (andystorch.com) or LinkedIn. And you can find my books - Own Your Career Own Your Life and Own Your Brand, Own Your Career - on Amazon.Connect with Phil Strazzulla: LinkedInConnect with Christopher McCormick: LinkedInConnect with Emma Strong: LinkedIn

Behind The Mission
BTM157 – Mark Solomon – Veterans Community Project

Behind The Mission

Play Episode Listen Later Feb 24, 2026 32:55


Show SummaryOn this episode, we have a conversation Today we're having a conversation Mark Solomon, co-founder of the Veterans Community Project. We talk about their innovative approach to ending veteran homelessness through tiny home communities, wraparound support, and a mission to ensure every veteran has both housing and connection.Provide FeedbackAs a dedicated member of the audience, we would like to hear from you. If you PsychArmor has helped you learn, grow, and support those who've served and those who care for them, we would appreciate hearing your story. Please follow this link to share how PsychArmor has helped you in your service journey Share PsychArmor StoriesAbout Today's GuestMark Solomon is a Naval Reserve Officer and co-founder of the Veterans Community Project, an organization dedicated to ending veteran homelessness through innovative housing and supportive services. Drawing on his own military experience and the challenges veterans face transitioning to civilian life, he helped launch the project in 2014, leading efforts to create a tiny-home village and comprehensive outreach center in Kansas City that connects veterans with resources such as health care referrals, employment assistance, and counseling.Links Mentioned During the EpisodeVeterans Community Project Website PsychArmor Resource of the WeekThis week's PsychArmor Resource of the Week is the PsychArmor course Finding Veteran Support Programs. No matter what issue you're facing, you can use the power of the internet to reach out and get the help you deserve. You can find the resource here:  https://learn.psycharmor.org/courses/Finding-Veteran-Support-Programs  Episode Partner: Are you an organization that engages with or supports the military affiliated community? Would you like to partner with an engaged and dynamic audience of like-minded professionals? Reach out to Inquire about Partnership Opportunities Contact Us and Join Us on Social Media Email PsychArmorPsychArmor on XPsychArmor on FacebookPsychArmor on YouTubePsychArmor on LinkedInPsychArmor on InstagramTheme MusicOur theme music Don't Kill the Messenger was written and performed by Navy Veteran Jerry Maniscalco, in cooperation with Operation Encore, a non profit committed to supporting singer/songwriter and musicians across the military and Veteran communities.Producer and Host Duane France is a retired Army Noncommissioned Officer, combat veteran, and clinical mental health counselor for service members, veterans, and their families.  You can find more about the work that he is doing at www.veteranmentalhealth.com  

Money Matters With Wes Moss
AI, Ozempic, Market Highs And Rising Prices: What It Means For Retirement Planning

Money Matters With Wes Moss

Play Episode Listen Later Feb 24, 2026 35:10


Retirement planning isn't happening in isolation—it's intersecting with artificial intelligence, changing health trends, record market highs, and even rising grocery prices. In this episode of the Money Matters Podcast, Wes Moss and Connor Miller translate fast-moving headlines into balanced, long-term financial planning considerations designed to inform—not predict. • Assess how GLP-1 medications like Ozempic may be influencing workplace habits, health trends, and broader economic ripple effects. • Evaluate pronounced sector divergence in today's market, including defensive leadership in energy, materials, and consumer staples, alongside lagging technology and financials. • Examine how artificial intelligence may be reshaping industries and workforce expectations, particularly for professionals nearing retirement. • Analyze research suggesting AI adoption may shift competitive advantages toward workers who effectively integrate emerging tools. • Consider how the $27.40 savings framework may help structure retirement contributions while working toward milestones such as building a $10,000 reserve. • Explore automated savings strategies and income-based contribution benchmarks that may support consistency over time. • Review research indicating that written retirement plans may be associated with higher reported levels of happiness and financial confidence. • Recognize behavioral and psychological hurdles retirees often face when determining when—and how—to step away from work. • Break down the economic forces behind rising steak and ground beef prices, including cattle supply constraints and inflation dynamics. • Interpret market behavior at all-time highs by understanding how bull markets have historically unfolded through repeated peaks. Markets evolve, technology advances, and headlines shift—but disciplined, long-term thinking remains foundational. Listen and subscribe to the Money Matters Podcast for balanced financial education designed to provide perspective during an ever-changing economic landscape.

HFS PODCASTS
Unfiltered Stories | Straight answers on mid-market SAP transformation with Hitachi Digital Services

HFS PODCASTS

Play Episode Listen Later Feb 24, 2026 14:00


A short, no-nonsense breakdown of the key decisions, risks, and realities shaping mid‑market SAP transformation. Mid-market companies need straight answers to navigate cloud timing, S/4HANA moves, and budget-friendly SAP modernization. Success comes from clear requirements, trusted partners, and early risk mitigation, supported by transparent execution tools. Ultimately, overcoming the fear of failure is what enables confident, value-driven transformation. Evaluate your own SAP roadmap and identify where you need straight answers and guidance to move forward with confidence.

Millionaire Mindcast
The State Of Raising Money In CRE And How LPs Should Evaluate Real Estate Syndications in 2026 | Aleksey Chernobelskiy

Millionaire Mindcast

Play Episode Listen Later Feb 23, 2026 53:30


In this episode of Millionaire Mindcast, Matty A interviews Aleksey Chernobelskiy, founder of The LP Analyst, to discuss the evolving capital landscape in commercial real estate and how Limited Partners should evaluate syndication opportunities in today's market.With rising interest rates, tighter liquidity, and increased scrutiny from investors, the game has changed for both LPs and GPs. Aleksey breaks down what LPs should prioritize—downside protection, debt structure, realistic underwriting, and sponsor alignment—while explaining why projected returns alone are no longer enough.They also discuss:How capital raising has shifted post-rate hikesWhy LPs must stress-test assumptions and analyze risk firstThe importance of sponsor transparency and communicationWhat strong operators are doing differently in 2026How to think about leverage and capital stacks in today's marketWhy long-term relationships outperform chasing the highest IRRThis episode is a must-listen for passive investors, syndicators, and anyone raising capital in commercial real estate.Connect with Aleksey:LinkedIn: https://www.linkedin.com/in/chernobelskiyX: http://x.com/chernobelskiyEpisode Sponsored By:Discover Financial Millionaire Mindcast Shop: Buy the Rich Life Planner and Get the Wealth-Building Bundle for FREE! Visit: https://shop.millionairemindcast.com/CRE MASTERMIND: Visit myfirst50k.com and submit your application to join!FREE CRE Crash Course: Text “FREE” to 844-447-1555FREE Financial X-Ray: Text  "XRAY" to 844-447-1555

The Driven Introvert Podcast
How to Evaluate and Make Decisions Beyond a Pro-Con List. For the Introspective Introvert

The Driven Introvert Podcast

Play Episode Listen Later Feb 22, 2026 8:31


Have you ever made a pro-con list to help make a big decision only to still feel stuck or confused?In this episode of The Driven Introvert Podcast, we're exploring a fresh approach to decision-making inspired by Chapter 9 of Emily P. Freeman's book The Next Right Thing. It's called the Life Energy List, and it just might change the way you approach every hard choice from here on out.Here's the thing, a pro-con list has its place. They help us sort through our thoughts when we're overwhelmed or confused. I've done it many times. I've weighed jobs, opportunities, and big life changes using the classic two-column format.But as Emily points out in the book, not every item on the list holds the same weight. Ten “cons” can easily be outweighed by one deeply important “pro” like peace of mind, health, or the joy of meaningful connection.That's why she offers a new method: instead of asking “What are the pros and cons?” ask:What is life-giving?What is life-draining?This episode gets real and personal. I share stories from my own life where this approach would have made a world of difference and how I now use this tool to navigate everything from relationships to work and creativity.I also get into what it looks like to wrestle with decisions that aren't black and white and go beyond a pro-con list. Like, when something feels draining in the moment (hello, hosting people at my house

The Great Canadian Talk Show
Feb 22 2026- Wyatt says city planners should evaluate potential consumption site effects

The Great Canadian Talk Show

Play Episode Listen Later Feb 22, 2026 32:34


We've led the way in reporting the NDP's attempts to impose a "safe consumption" facility in Winnipeg - and the questions posed by residents to City Council about its responsibility to address concerns about public safety in the targetted neighborhoods. In Episode 8, Transcona councillor Russ Wyatt provides his views on Council's role, the shortcomings of the Province's 'harm reduction' approach, and why City officials are obliged to step into the fray and not turn away.5.44 Part 2- With personal, lived experience with addiction and recovery, Russ Wyatt didn't hesitate to agree that Winnipeg council has to ask the NDP government to specifically exclude youth under 18 from utilizing the SCS proposed for 366 Henry Avenue. (See- NDP under fire for allowing minors at drug consumption site)He addresses the broader issues about overall government policy- "when it comes to mental health and addiction, you might as well call us Mississippi Manitoba, because we're not only one of the poorest provinces in Confederation today, when it comes to health care, it seems we're kind of the most backward as well."Wyatt believes that the Wab Kinew government needs to look towards the model implemented in Alberta, that prioritizes prevention, detox facilities, rural healing centres, court-ordered rehabilitation and private-sector participation. "You put a plan in place for the over-all healing to start." He criticizes the layout of the sobering centre on Disraeli and says the addictions file "should almost be taken away from Shared Health" because that bureaucracy has an "ass-backwards" approach to mental health, with addicts seeking help facing long waits to get into recovery programs. 19.40 Part 3- Coun. Wyatt sees similarities between the NDP's intention to drop a drug user site into North Logan/Point Douglas, and the controversy 20 years ago about a plan for a hog processing plant in his Transcona ward. In the present day, he's concerned that city planners aren't doing their job and are "more concerned about how to establish a bike path or how to take Graham Avenue out of circulation for downtown traffic."Wyatt calls for intervenor funding for the neighborhood groups "to research and double-check our facts and bring their own experts to the table" and there should be a hearing process. "Zoning has fallen behind but that doesn't prevent the area councillor (Vivian Santos) to start moving motions and raising the issue" instead of "leaving it at the Province... she can get a legal opinion on behalf of the residents to challenge that.""There's nothing preventing a member of Executive Policy Committee like Vivian Santos, or the Mayor, from sending this off to the Director of Planning Hazel Borys and asking her to look into this ... they're not blind to what's happening out in the community right now, they can read the same newspapers I'm reading."Wyatt added that "there's nothing preventing the residents also from approaching the public service and saying "where are you professionally on this issue. You're the ones who are supposed to be looking over the whole zoning regimen of the city."""It comes down to political courage and the willingness to represent your community," Wyatt asserts. "I think the resident's concerns are legitimate, that they should be taken seriously, and the local representatives - at every level of government - should be working with them to address their concerns."****Today in the Winnipeg Sun - Coun. Russ Wyatt says that Mayor Gillingham and EPC iced a proposed bylaw to restrict protest demonstrations that harass community groups and facilities "to save their own skin."https://www.winnipegsun.com/opinion/gold-wyatt-accuses-epc-of-self-preservation-in-by-law-vote/article_6950e52b-8241-49cb-9ad5-ec207e527c63.html

The Ken Carman Show with Anthony Lima
Is NIL Changing How We Evaluate College Quarterbacks?

The Ken Carman Show with Anthony Lima

Play Episode Listen Later Feb 20, 2026 9:57


Ken and Lima dissect this quarterback class and question whether the development of the incoming QBs are being graded differently for being older and more athletic.

The Pond Digger Podcast
S2-EP19: Jumping the Shark… or Leading the Pack?

The Pond Digger Podcast

Play Episode Listen Later Feb 20, 2026 31:58


Eric addresses a client's critique that his recent business decisions—specifically adding a Belgian Malinois to his crew—constitute "jumping the shark." Triplet uses this pop-culture reference to explain that what spectators perceive as a desperate or gimmicky decline is actually a strategic evolution for his brand. He reveals that the dog serves as both a security detail against death threats and a safety measure in rattlesnake-prone job sites, illustrating the gap between public perception and leadership reality. By reflecting on past risks, such as signing a million-dollar lease during a recession, he argues that true growth often looks like madness to those outside the process. The episode is a motivational call for leaders to embrace bold risks and ignore the discomfort of onlookers while leveling up their professional capabilities.  Key Takeaways: Embrace the discomfort of growth even when spectators or skeptics suggest that you have lost your way. Evaluate your major life decisions based on whether they expand your capabilities rather than just adding noise. Take calculated risks that align with your long-term vision, even when the timing feels uncertain or scary. Invest in your own development by teaching others, which forces you to become a better communicator and leader. Surround yourself with a community of growth-minded individuals who provide the peer pressure needed to reach the next level.

PT Pintcast - Physical Therapy
Top of Scope Isn't a Job — It's a Mindset

PT Pintcast - Physical Therapy

Play Episode Listen Later Feb 20, 2026 7:48 Transcription Available


Emergency Department PT, Top-of-Scope Mindset & Reigniting Your CareerRecorded live at CSM, Jimmy sits down with Rebekah Griffith, PT, DPT, to talk about the growth of physical therapy in the emergency department — and what it takes to bring it into your hospital.In This Episode:What “Top of Scope” really means (mindset + skillset)Why ED PT jobs aren't widespread yetHow to pitch ED PT to hospital leadership (do a PT eval on the hospital)Specialist vs generalist debate in acute careWhy conferences can reignite your professional energyHow networking creates lifelong career relationshipsRebecca shares a practical framework for introducing ED PT services:Evaluate your hospital like a patientIdentify impairments and participation restrictionsAlign PT value with what matters to leadershipSet measurable goalsThis episode is about expanding what's possible in your career — and protecting the future of the profession.SponsorsThis episode is brought to you by:SaRA HealthEMPOWER EMRU.S. Physical Therapy (USPH)

Private Lenders' Podcast
The Private Lender's Playbook for Protecting Your Capital - #328

Private Lenders' Podcast

Play Episode Listen Later Feb 20, 2026 23:22


Wanna work with us? Schedule a call here: https://go.oncehub.com/bookacall The Private Lender's Playbook for Protecting Your Capital - #328 Protect your capital and make smarter loans in this episode of the Private Lenders Podcast! Jason from Hard Money Bankers breaks down 19 years of private lending experience, sharing key strategies to avoid costly mistakes. Learn how to: Safeguard your day-one exposure Evaluate borrower quality and execution ability Underwrite using as-is value vs. after repair value (ARV) Decide when loan loss reserves are necessary Handle defaults with real-life case studies Whether you're a new or seasoned hard money lender, these tips will help you reduce risk, protect your principal, and write safer, profitable loans. ✅ Please like, subscribe, and share! ✅ Are you a new or experienced private lender or hard money lender? Join Jason Balin and Chris Haddon from Hard Money Bankers as they draw from their extensive experience running a successful hard money lending company since 2007. Tune in weekly with episodes related to all aspects of private lending. From discovering lucrative loan opportunities to securing private capital, effectively managing your loan portfolio, handling defaults, and much more, we've got you covered. ✔️ Tune in now and watch the full video podcast at www.privatelenderspodcast.com ✔️If you enjoyed this podcast we would appreciate a positive review... https://podcasts.apple.com/us/podcast/private-lenders-podcast/id1476153070 ✔️Make sure to check out the #1 Online Community For New and Experienced Private and Hard Money Lenders.. Create your account at www.hardmoneymastermind.com FOLLOW US ON SOCIAL Get updates or reach out to Get updates on our Social Media Profiles! ✅ Instagram: https://www.instagram.com/hardmoneymastermind/ ✅ Tiktok: https://www.tiktok.com/@hardmoneymastermind  

Sparking Success with Aaron Opalewski
EP 68 Why Delayed Gratification Matters in Your Career

Sparking Success with Aaron Opalewski

Play Episode Listen Later Feb 20, 2026 18:12


SummaryIn this episode of Sparking Success, Aaron Opalewski discusses the importance of valuing experience and personal growth over immediate financial compensation. He shares personal anecdotes about his career journey, emphasizing the significance of delayed gratification and the potential for career advancement through taking on additional responsibilities. Aaron encourages listeners to evaluate opportunities carefully and to consider the long-term benefits of growth within a supportive company culture.TakeawaysExperience can be more valuable than immediate financial gain.Delayed gratification often leads to greater personal and professional growth.It's important to evaluate the opportunities presented by employers.Taking on more responsibility can lead to significant career advancement.Not all companies are exploitative; many genuinely want to see their employees grow.A positive mindset can open doors to unexpected opportunities.Career growth often requires patience and perseverance.Financial compensation is just one aspect of career satisfaction.Building confidence and skills can be more rewarding than a quick raise.Evaluate the company culture before making career decisions.Sound bites"Don't just look at what's happening in the moment""I just wanted to share the other perspective""I hope that's impactful to you"Chapters00:00 Introduction to Sparking Success00:28 The Value of Experience Over Immediate Compensation01:06 Personal Growth Through Delayed Gratification04:43 Evaluating Opportunities for Career Advancement07:53 Final Thoughts on Growth and Responsibility

Money Matters with Wes Moss
From Roth Rules to Small Caps: Today's Headlines and Your Retirement Strategy

Money Matters with Wes Moss

Play Episode Listen Later Feb 19, 2026 38:03


Retirement decisions don't often happen in isolation—they're shaped by markets, policy shifts, career trends, and personal trade-offs. In this episode of the Retire Sooner Podcast, Wes Moss and Christa DiBiase translate timely financial headlines into practical retirement planning considerations. • Assess cash-flow strategies for small business owners, including how Roth IRA contribution rules may create flexibility. • Interpret the latest U.S. jobs report and education-level unemployment trends to help frame portfolio and career decisions. • Evaluate small-cap and value stock performance after years of lagging returns within a diversified allocation. • Examine why savings account rates may trail broader interest rate moves and what that can mean for cash positioning. • Compare long-term care insurance with self-funding approaches, including planning implications tied to Washington State's LTC program. • Review 457 and 403(b) rollover considerations and clarify how early Social Security benefits are calculated. • Measure total investment results by factoring in dividends and interest income—not just price changes. Explore retirement planning considerations through balanced, long-term thinking grounded in real data and real scenarios. Listen and subscribe to the Retire Sooner Podcast to stay aligned with today's evolving financial landscape. Learn more about your ad choices. Visit megaphone.fm/adchoices

The Bourbon Show
The Bourbon Show Pint Size #454 – What is the Price Point Where Bourbon Drinkers Really Evaluate Their Purchase?

The Bourbon Show

Play Episode Listen Later Feb 19, 2026 24:12


Steve, Renee and Jeremy discuss the price point bourbon drinkers are comfortable with. The Bourbon Show music (Whiskey on the Mississippi) is by Kevin MacLeod (incompetech.com). Important Links: ABV Network Shop: https://shop.abvnetwork.com/ YouTube: https://bit.ly/3kAJZQz Patreon: https://www.patreon.com/theabvnetwork Check us out at: abvnetwork.com. Join the revolution by adding #ABVNetworkCrew to your profile on social media.

Joe DeCamara & Jon Ritchie
Can The Sixers Lean On Maxey And Edgecombe? Eagles Need To Evaluate Players

Joe DeCamara & Jon Ritchie

Play Episode Listen Later Feb 19, 2026 9:47


With Joel Embiid hurt again and Paul George suspended, how much can the Sixers rely on Tyrese Maxey and VJ Edgecombe? The Eagles need to evaluate players- will Cam Jurgens get back to form? Should they pay Jalen Carter?

STRONGER BONES LIFESTYLE: REVERSING THE COURSE OF OSTEOPOROSIS NATURALLY
The Future of Osteoporosis Diagnosis: REMS vs DEXA

STRONGER BONES LIFESTYLE: REVERSING THE COURSE OF OSTEOPOROSIS NATURALLY

Play Episode Listen Later Feb 19, 2026 41:57


In Part 2 of this important two-part conversation, Debi Robinson continues her discussion with Dr. Nick Birch, a former spinal surgeon who began questioning conventional bone density testing after decades of surgical experience.While Part 1 explored the limitations of DEXA scans and the difference between bone density and bone strength, this episode goes deeper into the broader implications: informed consent, the blind spots of specialty medicine, polypharmacy, and why bone health must be viewed through a whole-body lens.Dr. Birch explains how REMS technology evaluates bone fragility and toughness — not just density — and why women deserve access to better information when making decisions about their bone health.This episode is about empowerment through education.What You'll Learn in This EpisodeWhy bone density and bone strength are not the sameHow REMS measures fragility and bone toughnessThe limitations of the traditional “T-score model”What medical “blinkers” are — and how they affect careThe risks of polypharmacy in aging womenHow medications can unintentionally impact bone healthWhy informed consent must include lifestyle optionsWhy bone health reflects overall metabolic, hormonal, and digestive healthAction Steps You Can Take TodayLook beyond your T-score and ask about fracture risk.Ask your provider about all options, including lifestyle interventions.Evaluate medication interactions if you are on multiple prescriptions.Support digestion and gut health to improve nutrient absorption.Address inflammation and stress, which directly impact bone remodeling.Think holistically — bone health is whole-body health.Resources & LinksDebi's website: https://debirobinson.comLearn more about REMS (Radiofrequency Echographic Multi Spectrometry) technology (as discussed in the episode): https://www.osteoscanuk.com/about-usHealthy Gut Healty Bones Program: https://debirobinsonwellness.thrivecart.com/hghb-self-paced-group-program-pp/Join the Community: https://debirobinson.com/the-stronger-bones-lifestyle-community/Yoga Therapy MasterClass: https://debirobinson.com/yoga-therapy-for-bones-health-mc/Instagram: https://www.instagram.com/debirobinsonwellness/Youtube Channel: https://www.youtube.com/@debirobinsonwellness/Debi's TakeawayYou are not your T-score.You are not a prescription.You are not a number on a scan.Bone health is influenced by hormones, digestion, stress, inflammation, movement, and metabolic balance. When we expand the conversation beyond density alone, we give women the information they need to make empowered decisions.Information replaces fear.Understanding builds confidence.And empowered women build stronger bones.

Transition To RIA Podcast
Q142 - How Do I Evaluate An RIA To Join?

Transition To RIA Podcast

Play Episode Listen Later Feb 19, 2026 26:55


There are multiple pathways into the RIA model.Each with pros and cons.One of the pathways is to join an existing RIA.When I first note the latter to advisors, there is often a misconception about what that entails.I'll often hear… “I don't want to sell my practice.”That “flavor” of RIA exists, but it's by no means the only flavor available.In fact, there are over a dozen variables that distinguish one RIA from another.Some RIA offerings will be of no interest to you, whereas others could be very appealing.In this episode (#142) of the Transition To RIA question & answer series I explain how to evaluate an RIA to potentially join.Come take a listen!P.S. Prefer video? You can find this entire series in video format on Youtube. Search for the TRANSITION TO RIA channel.Show notes: https://TransitionToRIA.com/how-do-i-evaluate-an-ria-to-join/About Host: Brad Wales is the founder of Transition To RIA, where he helps financial advisors between $50M and $1B understand everything there is to know about WHY and HOW to transition their practice to the Registered Investment Advisor (RIA) model. Brad has 20+ years of industry experience, including direct RIA related roles in Compliance, Finance and Business Development. He has an MBA and has held the 4, 7, 24, 63 & 65 licenses. The Transition To RIA website (TransitionToRIA.com) has a large catalog of free videos, articles, whitepapers, as well as other resources to help advisors understand the RIA model and how it would apply to their unique circumstances.

Sportsmen's Nation - Whitetail Hunting
Whitetail Landscapes - EP215 Healthy Landscapes, Pond Design, High Density Tree Plantings, Wildlife Habitat

Sportsmen's Nation - Whitetail Hunting

Play Episode Listen Later Feb 17, 2026 71:42


This podcast episode explores various strategies for maximizing hunting properties through effective land management, habitat improvement, and sustainable practices. The conversation delves into the importance of evaluating landscapes, managing water resources, and integrating wildlife support systems. The guest, Ben Falk, shares insights on pond design, the role of animals in fertility, and the benefits of perennial crops, emphasizing a holistic approach to land stewardship. In this conversation, the speakers delve into various aspects of sustainable land management, focusing on tree management, the use of herbicides, the dynamics of invasive species, and the human impact on ecosystems. Jon Teater and Ben discuss the importance of working with nature rather than against it, emphasizing the long-term benefits of planting trees and fostering biodiversity. The conversation also touches on the mindset shifts necessary for effective land stewardship and the legacy that current practices can leave for future generations.   takeaways Start your design with soil type and regional land use. Evaluate your property at a finer level for better management. Animal enrichment creates healthier wildlife environments. Water management is crucial for supporting life and habitats. Ponds provide multiple benefits, including recreation and wildlife support. Integrate trees and perennial crops for sustainable growth. Cows can enhance soil fertility through their natural behaviors. Thinning trees can promote better growth and health. Planting diverse species can create resilient ecosystems. Managing water resources can lead to new springs and groundwater recharge. Hardwoods can reset and manage tree populations effectively. Plums can be toxic to cattle, necessitating careful management. Nature's systems are inherently balanced and not making mistakes. Herbicides are often unnecessary; plants can manage themselves. Invasive species can be beneficial and should be understood, not eradicated. We are part of nature and can positively influence ecosystems. Planting trees is a long-term investment in the future. The act of planting trees can shift one's perspective on nature. Human impact on landscapes can create lasting legacies. Digital hygiene is important for health in a tech-driven world.   Social Links https://www.wholesystemsdesign.com/ https://www.facebook.com/wholesystemsdesign/ https://www.youtube.com/@wholesystems https://www.instagram.com/ben_falk_wsd/?hl=en https://whitetaillandscapes.com/ https://www.facebook.com/whitetaillandscapes/ https://www.instagram.com/whitetail_landscapes/?hl=en Learn more about your ad choices. Visit megaphone.fm/adchoices

Whitetail Landscapes - Hunting & Habitat Management
EP215 Healthy Landscapes, Pond Design, High Density Tree Plantings, Wildlife Habitat

Whitetail Landscapes - Hunting & Habitat Management

Play Episode Listen Later Feb 17, 2026 69:12


This podcast episode explores various strategies for maximizing hunting properties through effective land management, habitat improvement, and sustainable practices. The conversation delves into the importance of evaluating landscapes, managing water resources, and integrating wildlife support systems. The guest, Ben Falk, shares insights on pond design, the role of animals in fertility, and the benefits of perennial crops, emphasizing a holistic approach to land stewardship. In this conversation, the speakers delve into various aspects of sustainable land management, focusing on tree management, the use of herbicides, the dynamics of invasive species, and the human impact on ecosystems. Jon Teater and Ben discuss the importance of working with nature rather than against it, emphasizing the long-term benefits of planting trees and fostering biodiversity. The conversation also touches on the mindset shifts necessary for effective land stewardship and the legacy that current practices can leave for future generations. takeawaysStart your design with soil type and regional land use.Evaluate your property at a finer level for better management.Animal enrichment creates healthier wildlife environments.Water management is crucial for supporting life and habitats.Ponds provide multiple benefits, including recreation and wildlife support.Integrate trees and perennial crops for sustainable growth.Cows can enhance soil fertility through their natural behaviors.Thinning trees can promote better growth and health.Planting diverse species can create resilient ecosystems.Managing water resources can lead to new springs and groundwater recharge. Hardwoods can reset and manage tree populations effectively.Plums can be toxic to cattle, necessitating careful management.Nature's systems are inherently balanced and not making mistakes.Herbicides are often unnecessary; plants can manage themselves.Invasive species can be beneficial and should be understood, not eradicated.We are part of nature and can positively influence ecosystems.Planting trees is a long-term investment in the future.The act of planting trees can shift one's perspective on nature.Human impact on landscapes can create lasting legacies.Digital hygiene is important for health in a tech-driven world. Social Linkshttps://www.wholesystemsdesign.com/https://www.facebook.com/wholesystemsdesign/https://www.youtube.com/@wholesystemshttps://www.instagram.com/ben_falk_wsd/?hl=enhttps://whitetaillandscapes.com/https://www.facebook.com/whitetaillandscapes/https://www.instagram.com/whitetail_landscapes/?hl=en Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Behind The Mission
BTM256 – Michael Witt – DirectEmployers Association

Behind The Mission

Play Episode Listen Later Feb 17, 2026 29:58


Show SummaryOn this episode, we have a conversation Today we're having a conversation with Michael Witt, Community & State Outreach Manager for the DirectEmployers Association. DirectEmployers is a non-profit member association built by employers, for employers, and we talked about how they support their member employers to better serve the military and veteran population as well as how DirectEmployers has worked to become a PsychArmor Veteran Ready OrganizationProvide FeedbackAs a dedicated member of the audience, we would like to hear from you. If you PsychArmor has helped you learn, grow, and support those who've served and those who care for them, we would appreciate hearing your story. Please follow this link to share how PsychArmor has helped you in your service journey Share PsychArmor StoriesAbout Today's GuestMichael Witt is the Community & State Outreach Manager for DirectEmployers Association (DE). DE is a non-profit member association built by employers, for employers. After 21 years of service with Iowa Workforce Development, including Division Administrator of Field Operations, oversight of WIOA federal programs and state workforce programs, he works closely with DE's 1k+ Member companies to implement strategies for improved recruitment and retention of skilled talent across the country.Links Mentioned During the EpisodeDirectEmployers Association WebsiteDirectEmployers VetCentral Webpage PsychArmor Resource of the WeekThis week's PsychArmor Resource of the Week is the Behind the Mission Podcast episode with Lori Adams, in episode 122. During this conversation, Lori and I talk about the National Association of State Workforce Agencies, the national organization representing all 50 state workforce agencies, D.C. and U.S. territories. These agencies deliver training, employment, career, business and wage and hour services, in addition to administering the unemployment insurance, veteran reemployment and labor market information programs. You can find the resource here:  https://psycharmor.org/podcast/lori-adams  Episode Partner: Are you an organization that engages with or supports the military affiliated community? Would you like to partner with an engaged and dynamic audience of like-minded professionals? Reach out to Inquire about Partnership Opportunities Contact Us and Join Us on Social Media Email PsychArmorPsychArmor on XPsychArmor on FacebookPsychArmor on YouTubePsychArmor on LinkedInPsychArmor on InstagramTheme MusicOur theme music Don't Kill the Messenger was written and performed by Navy Veteran Jerry Maniscalco, in cooperation with Operation Encore, a non profit committed to supporting singer/songwriter and musicians across the military and Veteran communities.Producer and Host Duane France is a retired Army Noncommissioned Officer, combat veteran, and clinical mental health counselor for service members, veterans, and their families.  You can find more about the work that he is doing at www.veteranmentalhealth.com  

cityCURRENT Radio Show
Defend Systems - Providing active violence mitigation training

cityCURRENT Radio Show

Play Episode Listen Later Feb 17, 2026 16:12


Host Jeremy C. Park interviews Brink Fidler, Founder and President of Defend Systems, who discusses his background in law enforcement and highlights his company's work in active violence mitigation training and security consulting. Based in Middle Tennessee, Defend Systems is a life safety and security consulting firm specializing in active shooter response training and physical security consulting. During the interview, Brink shares insights from his two decades in narcotics work and explains how his experience informs Defend Systems' approach to enhancing security and safety in schools, corporations, churches, and other organizations. He outlines the company's services, including training based on the DEFEND acronym (Deter, Evade, Fortify, Evaluate, Notify, Defend), and emphasized the importance of educating people on safety measures. Brink also highlights his work with the Tennessee General Assembly to pass school safety legislation and shares practical tips for individuals to enhance their safety, such as identifying multiple exit routes. The conversation concludes with information on how to learn more about Defend Systems' services and connect with Brink through various platforms, including their website, https://www.defendsystems.com.

SaaS Fuel
Marketing to Developers in 2026: PLG, AI Discovery, and Building Developer Trust | Michael Ferranti | 363

SaaS Fuel

Play Episode Listen Later Feb 17, 2026 50:07


In this episode, Jeff Mains sits down with Michael Ferranti, a veteran of developer tools and cloud-native infrastructure with over a decade of experience at companies like PortWorks, Teleport, and Unleash. Michael shares insights on feature management, the critical role of feature flags in modern software delivery, and how to effectively market to developers. The conversation explores why "friends don't let friends build their own feature flag system," the evolving landscape of product-led growth, and how AI is reshaping go-to-market strategies for developer tools.Key Takeaways[5:27] - The Common Thread in Category Creation[7:17] - What is Feature Management?[11:56] - The Cost of Downtime[18:28] - The Race Car Analogy[19:59] - Marketing to Developers[24:18] - User vs. Buyer[30:30] - Easy to Try is Essential[35:30] - Organic Search is Declining[36:29] - AIO (AI Optimization)[40:26] - The PLG Myth[44:17] - The AI ShiftTweetable Quotes"The thing that makes product development and success in SaaS really easy is when you have a product that solves real problems in a market that's big enough.""Friends don't let friends build their own feature flag system. You're not writing your own version of Git—feature management is no different.""Feature flags are like brakes on a race car. They don't slow you down—they let you go faster by allowing you to take turns safely and accelerate out of them.""Marketing to developers is no more complicated than marketing to dentists. People are people—they respond to emotion, logic, and pain.""The biggest objection to feature flags is that people think it's gonna slow them down, when in fact it's all about speeding them up.""If you're doing go-to-market the same way you were doing it 12 months ago, you're probably doing it wrong. Now it's six months. Now it's three months."SaaS Leadership Lessons1. Market Size Trumps Perfect Execution Even with the best product and conversion rates, growth will plateau if your addressable market isn't large enough. Evaluate market size as rigorously as you evaluate product-market fit.2. Speed Requires Safety Mechanisms The fastest-moving teams aren't reckless—they've invested in systems (like feature flags) that allow them to ship confidently and recover instantly. Build your "brakes" before you try to accelerate.3. Know Your User vs. Your Buyer Developer tools require a dual strategy: serve the hands-on-keyboard users who will love (or hate) your product, while convincing budget holders of business value. Neglect either and you'll struggle.4. Friction is the Enemy of Adoption In developer tools, the ability to try your product without a sales conversation isn't optional—it's existential. Whether through open source, free trials, or freemium models, eliminate barriers to first value.5. Proprietary Data is Your AI Moat As AI reshapes discovery, the companies that win will be those with unique data sources that LLMs cite as authoritative. Think "Zillow for home prices" in your category.6. Adaptability is the New Competitive Advantage The pace of change has accelerated to the point where strategies have a 3-6 month shelf life. Build a culture of curiosity, experimentation, and rapid learning rather...

Money Matters With Wes Moss
AI, Jobs & The Fed: What Today's Economic Shifts Could Mean for Investors

Money Matters With Wes Moss

Play Episode Listen Later Feb 17, 2026 33:42


Artificial intelligence is reshaping industries, and recent labor market data has continued to show relative resilience. In this episode of the Money Matters Podcast, Wes Moss and Jeff Lloyd connect fast-moving headlines on AI, jobs, interest rates, and retirement research to long-term investment and planning considerations. • Evaluate how AI is influencing financial services, real estate, and software companies—and how rapid innovation may contribute to sector volatility. • Assess rising cybersecurity and data breach risks as automation expands, while recognizing the ongoing role of human trust in financial decision-making. • Analyze the latest U.S. employment and wage trends alongside consumer spending patterns to better understand current economic conditions. • Connect labor market strength to potential Federal Reserve rate decisions and their possible effects on equity and bond markets. • Examine research indicating that individuals with written retirement plans often report higher confidence and greater retirement satisfaction. • Consider how disciplined, long-term investing approaches have historically helped investors navigate changing market cycles. Stay informed with balanced insights designed to provide perspective—not predictions—during rapidly evolving economic conditions. Listen and subscribe to the Money Matters Podcast to keep your investment and retirement planning conversations aligned with today's shifting landscape.

Irish Tech News Audio Articles
Humans Tell Stories, AI Can Only Simulate Them

Irish Tech News Audio Articles

Play Episode Listen Later Feb 17, 2026 7:08


By Andrew Bryant is the founder of Self Leadership International and author of POTENTIAL-IZE: Unlock Potential, Maximize Performance, Inspire Excellence (Wiley, 2026). AI can now compose symphonies, pass the bar exam, and generate text that reads like it was written by a human hand. So, when people ask me, "What is left for us to do?" I give them an answer that surprises them. Tell stories. Not because storytelling is a quaint leftover from the pre-digital era, but because it is the one capability that reveals exactly where the boundary between human and artificial intelligence lies. And understanding that boundary is the key to thriving in the age of AI rather than being diminished by it. Humans Tell Stories, AI Can Only Simulate Them The Necessity, Not Just the Ability AI can undoubtedly generate compelling text that mimics stories. Large language models produce narratives with structure, tension, and resolution. On the surface, the output can be impressive. But there is a fundamental difference between simulating a story and telling one. When humans tell stories, we do not simply relate to sequences of events. We weave meaning, emotion, and significance into experience. Our stories emerge from the texture of being embodied in the world: feeling pain, desire, love, loss, and wonder. Our narratives build upon generations of shared wisdom, values, and traditions. Through stories, we make sense of our existence, creating purpose in a universe that does not readily offer obvious meaning. AI has none of this. It has no childhood memories. No experience of triumph or despair. No fear of death or hope for transcendence. It cannot love. These are not limitations that will be solved by the next model upgrade. They are the defining characteristics of what it means to be human. What makes us distinctive is not just the ability to tell stories but the necessity of doing so; our fundamental need to transform experience into narrative as we search for meaning in our finite existence. Why This Matters for Leaders This is not a philosophical abstraction. It has direct implications for how we lead, hire, and build organisations. Neuroscience research (Stephens et al., 2010) demonstrates that storytelling creates "neural coupling." When someone tells a story, the listener's brain activity mirrors that of the storyteller, creating a deep emotional connection. This is how trust is built. This is how cultures are formed. This is how human beings decide to follow someone into the unknown. No algorithm replicates this. When Klarna deployed AI to handle 2.3 million customer service conversations, it worked brilliantly on paper. But the company quietly rehired humans because efficiency is not the same as effectiveness. Customers in distress did not want processing. They wanted presence, and presence lives in stories. In my research for POTENTIAL-IZE (Wiley, 2026), I studied hundreds of leaders who have successfully navigated the AI transition. They all follow, often unconsciously, six interconnected principles I call the IGNITE framework: Inspire, Guide, Nurture, Integrate, Transform, and Evaluate. The first element, Inspire, is where storytelling lives. Leaders who inspire do not recite data points or strategic objectives. They share stories that give people permission to reimagine who they are and what they are capable of. They become, as mythologist Joseph Campbell described, the mentor in someone else's hero's journey, the person who sees potential where others see limitations. But here is what IGNITE reveals that most leadership models miss: storytelling is not just a communication technique. It connects to every other element of the framework. When leaders Guide through questions rather than directives, they are inviting people to author their own stories. When they Nurture belief and belonging, they create the psychological safety for those stories to be told honestly. When they help people Transform through adversity, they are reframing s...

The Trading Coach Podcast
1280 - Is Your Strategy Actually Profitable? The Right Way to Evaluate Your Edge

The Trading Coach Podcast

Play Episode Listen Later Feb 16, 2026 14:59


Most traders don't fail because their strategy doesn't work — they fail because they don't know how to evaluate it properly. In this episode, we break down how to test a trading strategy the right way, what metrics actually matter, how to interpret drawdowns, and how to avoid sabotaging a good system with emotional decision-making. If you want to trade with real confidence instead of hope, this is a must-listen.Learn to Trade at www.TierOneTrading.comYour Trading Coach - Akil

Act Two Podcast
Inside Studio Coverage: How Story Analysts Evaluate Scripts at Major Studios

Act Two Podcast

Play Episode Listen Later Feb 16, 2026 49:17


Hosts Tasha Huo and Josh Hallman sit down with long-time Universal Pictures Story Analyst, Ray Kolasa, to chat about the process a script goes through when it's sent to a studio, from submission, development to production. What do studios look for, what scripts work and don't work, and what writing lessons are there to learn from someone whose read thousands of scripts at the studio level?   Questions / Comments: ActTwoWriters@gmail.com Edited by the GREAT Paul Lundquist

Beyond Coaching
Competing Without Losing the Person with Russell Smelley

Beyond Coaching

Play Episode Listen Later Feb 16, 2026 31:35


In this episode of Beyond Coaching, Rob sits down with Russell Smelley—NAIA Hall of Fame coach, longtime Westmont College faculty member and coach, and one of the most thoughtful voices in collegiate coaching—to explore what it really means to coach people, not just train athletes.Russell shares stories from nearly five decades in coaching, including his journey from proving himself through wins to measuring success by trust, character, and long-term impact. This conversation cuts straight to the heart of the profession: identity, psychological safety, competition, and the quiet work of shaping people who thrive well beyond sport.This is a grounded, honest discussion for coaches who want to win and lead with integrity.Key Themes & TakeawaysTraining vs. Coaching: Why developing people must take precedence over chasing results—and how the best coaches do both.Psychological Safety (Done Right): Safety doesn't mean low standards. It means accountability without fear.Evaluate, Don't Critique: How post-competition language shapes trust, learning, and long-term growth.Competing in the Context of Relationship: Why opponents aren't enemies—and how respect fuels healthier competition.Focus vs. Obsession: Where intensity helps and where it becomes destructive for athletes and coaches alike.Winning Isn't Enough: Russell reflects on when he realized success had to be defined by more than outcomes.Mentorship & Patience: Why some lessons take years to land—and why that's okay.Advice to Young Coaches: “Say no more often. Be clear. Get a mentor. Don't vacillate.”Memorable Quotes“The coaching part says my ego takes second place to wins and losses.”“Evaluate, don't critique.”“Psychological safety isn't avoiding hard things—it's opening the door to more responsibility.”“Your opponent is not your enemy. They're there to help you get better.”About the GuestRussell Smelley is a longtime cross country and track & field coach at Westmont College, a multiple-time conference Coach of the Year, and an NAIA Hall of Fame inductee. As both coach and faculty member, Russell brings a rare blend of competitive excellence, faith-centered leadership, and deep care for athlete development.Russell is currently developing workshops on transformational leadership for coaches, educators, and parents—focused on moving from transactional outcomes to lasting impact.Contact Russell: smelley@westmont.eduListen & SubscribeApple Podcasts: https://podcasts.apple.com/us/podcast/beyond-coaching-an-impactful-coaching-project-podcast/id1711128150Spotify: https://podcasts.apple.com/us/podcast/beyond-coaching-an-impactful-coaching-project-podcast/id1711128150Beyond Coaching is produced by the Impactful Coaching Project, in partnership with Friends University. ICP exists to develop coaches who lead the whole person and to advance best practices for coaching the 21st-century athlete.Learn more at impactfulcoachingproject.com.

PT Legends
Episode 209: 100% Non-Negotiable Protection for Business Owners That Almost No One Has

PT Legends

Play Episode Listen Later Feb 16, 2026 22:35


Change My Relationship
Evaluate, Not Invalidate

Change My Relationship

Play Episode Listen Later Feb 16, 2026 8:34 Transcription Available


Self-evaluation is healthy and necessary. The problem is that codependents, including Christian codependents, tend to take too much responsibility and end up invalidating themselves. This video will show you how to evaluate, not invalidate yourself.   Website: https://www.changemyrelationship.com/ Facebook: https://www.facebook.com/ChangeMyRelationship YouTube: https://www.youtube.com/@changemyrelationship Watch this video on YouTube: https://youtu.be/wYvGZaLQf6I  

Meditation x Attachment with George Haas
New Year's Resolutions are Dissolving. Now what?

Meditation x Attachment with George Haas

Play Episode Listen Later Feb 13, 2026 54:07


How can we orient toward New Year's resolutions, so that we can show ourselves more compassion, flexibility and patience? What can we anchor into instead? How does this time of year support (or impede upon) our capacity to live a meaningful life?If you want greater balance in your relationships, clearer awareness, and more secure ⁠functioning overall, then keep reading. Here's what improves across your whole life when you go through the Meditation x Attachment Level Two program (which begins Feb 20th): ⁠https://www.mettagroup.org/meditation-x-attachment-level-two⁠

The Mail-In Podcast
How Do I Evaluate Moving?

The Mail-In Podcast

Play Episode Listen Later Feb 12, 2026 45:22


Back on The Mail-In this week with Brett Merriman and Producer Randy Trembacki. Here's what we've got: 1. Should I go to this guys wedding with old coworkers I hate? 2. Compromising with my future wife on vacation activities. 3. What factors make moving the solution? Happiness? People? Location? 4. My friends do nothing but play board games and I hate it. How do I still hang with them without participating? 5. We're doing a destination wedding in Austin this fall - where should we do our welcome drinks? Our Partner: Factor Meals: Get 50% OFF your first box plus FREE breakfast for a year with code mail50off at FactorMeals.com/mail50off WRITE IN TO THE MAIL-IN FOLLOW US ON INSTAGRAM FOLLOW US ON TWITTER Learn more about your ad choices. Visit megaphone.fm/adchoices

Agriculture Today
2117 - Changes to ARC and PLC...What Growers Should Evaluate

Agriculture Today

Play Episode Listen Later Feb 12, 2026 28:01


ARC, PLC and Crop Insurance for Producers, Part 1 ARC, PLC and Crop Insurance for Producers, Part 2 Planting Based on Soil Temperature   00:01:05 – ARC, PLC and Crop Insurance for Producers, Part 1: Robin Reid, K-State Extension farm economist, and Jenny Ifft, Flinchbaugh agricultural policy chair, are on the first two segments as they discuss Agricultural Risk Coverage, Price Loss Coverage and crop insurance. They explain the background for these programs and how they have recently shifted.   00:12:05 – ARC, PLC and Crop Insurance for Producers, Part 2: As they continue the show, Jenny and Robin chat about how producers can learn more about these risk management options. Article on AgManager.info Winter Wednesday Webinar on AgManager.info   00:23:05 – Planting Based on Soil Temperature: K-State Extension horticulture agent for Riley County, Gregg Eyestone, ends the show sharing the importance of soil temperature — not the date on the calendar. He says planting when the soil has reached the correct temperature produces the best results.      Send comments, questions or requests for copies of past programs to ksrenews@ksu.edu.   Agriculture Today is a daily program featuring Kansas State University agricultural specialists and other experts examining ag issues facing Kansas and the nation. It is hosted by Shelby Varner and distributed to radio stations throughout Kansas and as a daily podcast.   K‑State Extension is a short name for the Kansas State University Cooperative Extension Service, a program designed to generate and distribute useful knowledge for the well‑being of Kansans. Supported by county, state, federal and private funds, the program has county Extension offices statewide. Its headquarters is on the K‑State campus in Manhattan. For more information, visit www.ksre.ksu.edu. K-State Extension is an equal opportunity provider and employer.

Target Market Insights: Multifamily Real Estate Marketing Tips
Avoid These Traps with Your Retirement Plan with Alan Porter, Ep. 779

Target Market Insights: Multifamily Real Estate Marketing Tips

Play Episode Listen Later Feb 10, 2026 36:31


Alan Porter is a former U.S. Army Black Hawk instructor pilot turned nationally recognized financial educator, bestselling author, and certified financial fiduciary. After a long military career and success in real estate and mortgage lending, a series of family health crises reshaped his understanding of financial planning, life insurance, and long-term care. Today, Alan specializes in advanced tax-free retirement planning, wealth preservation, business exit strategies, and legacy planning for high-net-worth individuals and entrepreneurs.     Make sure to download our free guide, 7 Questions Every Passive Investor Should Ask, here.     Key Takeaways Understand why health events, not market cycles, are the biggest threat to retirement security Learn how sequence of returns risk can quietly devastate traditional retirement plans Discover how life insurance can function as a tax-free retirement and liquidity tool See why effective interest cost matters more than stated interest rates Learn how proactive tax and retirement planning can protect wealth across generations     Topics Why Financial Planning Became Personal for Alan Family health crises exposed major gaps in traditional planning Terminal illness rider benefits provided critical, tax-free liquidity Firsthand experience reshaped Alan's career focus Health Care Costs and Long-Term Care Risk Long-term care costs range from $50,000–$200,000 per year and continue rising Medicare does not cover long-term care; Medicaid requires asset spend-down Health events can erase decades of savings without proper planning Sequence of Returns Risk Explained Early retirement losses can permanently derail portfolios Market downturns combined with withdrawals accelerate depletion Traditional advisors often overlook this risk Effective Interest Cost and Hidden Debt Mortgages and credit cards carry much higher real costs than advertised rates Effective interest cost reveals how much money truly goes to lenders Eliminating high-interest debt can outperform traditional investments Becoming Your Own Bank Cash-value life insurance allows borrowing while assets continue compounding Loan repayment is flexible and under the policyholder's control Policies can fund education, vehicles, emergencies, and retirement Limitations of 401(k)s and Qualified Plans Fees, taxes, and required minimum distributions reduce net retirement income Taxes are deferred, not eliminated Most investors underestimate future tax exposure Tax-Free Retirement and Legacy Planning Properly structured insurance strategies can deliver tax-free income Policies avoid Social Security taxation and Medicare means testing Assets can transfer across generations more efficiently     Round of Insights Failure that set Alan up for success: Not planning ahead. Failing to prepare for life events led to higher costs and financial strain later. Digital or mobile resource recommended: Alan's YouTube channel and educational resources at StrategicWealthStrategies.com. Book recommended most in the last year: Tax-Free Retirement Solution. Daily habit that keeps him focused: Early mornings, daily workouts, and structured planning to start each day with intention. #1 insight for creating long-term wealth: Learn how insurance products work and what they can truly do.     Next Steps Visit Alan's website and check out his retirement tax calculator Review your current retirement and tax strategy Learn how sequence of returns risk affects your plan Evaluate long-term care exposure and insurance options Explore tax-free income strategies before retirement Get a second opinion on your financial plan     Thank you for joining us for another great episode! If you're enjoying the show, please LEAVE A RATING OR REVIEW, and be sure to hit that subscribe button so you don't miss an episode.  

Optimal Health Daily
3285: How You Can Evaluate Food Trends to Make Better Nutrition Choices by Lea Genders on Smarter Eating Decisions

Optimal Health Daily

Play Episode Listen Later Feb 7, 2026 11:33


Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3285: Lea Genders invites us to look critically at popular food trends, from demonizing sugar to embracing high-protein or low-carb diets, not to blindly follow them, but to thoughtfully extract what actually works for our individual lifestyles. Her balanced perspective helps listeners navigate the shifting landscape of nutrition with clarity, sustainability, and self-awareness. Read along with the original article(s) here: https://www.leagendersfitness.com/news/evaluate-food-trends-to-make-the-best-nutrition-choices Quotes to ponder: "Trends aren't bad in themselves, positive and helpful ideas can be trendy." "It's ok to focus on the pleasure of food, but work to marry taste with nutrition." "Try not to look at foods as good or bad, clean or dirty, but on a continuum and work to make the best choices that are available to you in the situation without judgment." Episode references: Christopher R. Mohr, Ph.D., R.D.: https://mohrresults.com/ IDEA World Fitness Convention: https://www.ideafit.com/fitness-conferences/idea-world/ Learn more about your ad choices. Visit megaphone.fm/adchoices

Insight for Living Daily Broadcast
Samuel: The Boy Who Heard God's Voice, Part 2

Insight for Living Daily Broadcast

Play Episode Listen Later Feb 3, 2026


1 Samuel 3:1–18 God gave one of the most severe warnings, recorded in Scripture, to a child. Witness with Pastor Chuck Swindoll the disintegration of a family, God's warning, and their responses. Learn the four signs of domestic disintegration from the life of Eli and his sons in 1 Samuel 3. Evaluate your own family life. In what areas could you grow? Commit to obedience to God and thoughtfulness with your family!

Insight for Living Daily Broadcast
Samuel: The Boy Who Heard God's Voice, Part 1

Insight for Living Daily Broadcast

Play Episode Listen Later Feb 2, 2026


1 Samuel 3:1–18 God gave one of the most severe warnings, recorded in Scripture, to a child. Witness with Pastor Chuck Swindoll the disintegration of a family, God's warning, and their responses. Learn the four signs of domestic disintegration from the life of Eli and his sons in 1 Samuel 3. Evaluate your own family life. In what areas could you grow? Commit to obedience to God and thoughtfulness with your family!