Podcasts about evaluate

Your Phone Skills SuckYes, we're talking about phone skills again.Coach Brent and Chris recently discussed a client who wanted to invest more money in marketing to generate five to eight additional cars per week. Before recommending a larger marketing budget, they listened to the shop's phone calls.There was some good news: the service advisors were asking callers to schedule appointments.Unfortunately, almost everything that happened between the phone ringing and that final request was cringeworthy. The advisors were trying to close the sale without first building a relationship, understanding the customer, or communicating the shop's value.The solution wasn't immediately buying more marketing. The shop first needed to do a better job with the opportunities it already had.In this episodeWhy closing the sale begins when the phone ringsHow to build a relationship before asking for the appointmentWhy answering questions isn't the phone call's only purposeHow shops unintentionally turn every call into a price comparisonThe importance of asking good questions and listening carefullyHow to explain diagnostic value without sounding defensiveWhy advisors should offer specific appointment optionsHow phone skills translate into better in-person communicationWhy a higher average repair order can reduce the need for more carsHow to review phone calls without turning the process into punishmentWhy role-playing should happen before advisors speak with real customersHow weak phone skills waste otherwise effective marketingThe real opportunityIf a shop needs only five to eight more vehicles per week, it may not need a dramatic increase in lead volume. It may need to “suck less” at converting the opportunities already coming in.Better phone skills can also produce better conversations at the counter. When advisors listen carefully, ask better questions, explain value, and confidently present recommendations, average repair order could increase by $200 or more—depending on the shop's current performance, inspections, pricing, customer base, and sales process.At 50 repair orders per week, an additional $200 per ticket would represent $10,000 in weekly sales without adding more vehicles to the schedule.This week's challengeListen to five phone calls, including calls that resulted in appointments and calls that did not.Evaluate whether the advisor:Sounded welcomingGot and used the customer's nameAsked relevant questionsAcknowledged the customer's situationExplained the shop's process and valueGuided the conversation confidentlyAsked for the appointmentOffered a specific appointment timeConfirmed the necessary detailsChoose one behavior to improve, practice it with the team, and listen again to measure the progress.Shop Marketing ProsMarketing can make the phone ring, but the shop still has to convert that opportunity.Shop Marketing Pros helps take the guesswork out of marketing for independent auto repair shops by bringing professional experience and strategy to the process. When strong marketing is supported by a well-trained front counter, a shop has a better chance of turning attention into appointments and lasting customer relationships.Autofix Auto Shop Coaching + ADPIf you love Autofix Auto Shop Coaching, check out our partnership with ADP payroll services.Autofix Auto Shop Coaching + ADP — Fill out the form: https://forms.cloud.microsoft/r/QMmq5kch3mThe Weekly Blitz is brought to you by our friends over at Shop Marketing Pros. If you want to take your shop to the next level, you need great marketing. Shop Marketing Pros does top-tier marketing for top-tier shops.Click here to learn more about Top Tier Marketing by Shop Marketing Pros and schedule a demo: https://shopmarketingpros.com/chris/Check out their podcast here: https://autorepairmarketing.captivate.fm/If you would like to join their private Facebook Group, go here: https://www.facebook.com/groups/autorepairmarketingmastermindConnect with Chris:AutoFix-Auto Shop Coachingwww.autoshopcoaching.comwww.aftermarketradionetwork.com 940-400-1008Facebook: https://www.facebook.com/AutoFixAutoShopCoachingYouTube: https://bit.ly/3ClX0aeEmail Chris: chris@autofixsos.comThe Automotive Repair Podcast Network: https://automotiverepairpodcastnetwork.com/Remarkable Results Radio Podcast with Carm Capriotto: Advancing the Aftermarket by Facilitating Wisdom Through Story Telling and Open DiscussionDiagnosing the Aftermarket A to Z with Matt Fanslow: From Diagnostics to Metallica and Mental Health, Matt Fanslow is Lifting the Hood on Life.The Auto Repair Marketing Podcast with Kim and Brian Walker: Marketing Experts Brian & Kim Walker Work with Shop Owners to Take it to the Next Level.The Weekly Blitz with Chris Cotton: Weekly Inspiration with Business Coach Chris Cotton from AutoFix - Auto Shop Coaching.Business by the Numbers with Hunt Demarest: Understand the Numbers of Your Business with CPA Hunt Demarest.Speak Up! Effective Communication with Craig O'Neill: Develop Interpersonal and Professional Communication Skills when Speaking to Audiences of Any Size.

At Blister Summit 2026, we had professional athletes & product developers talk with Jonathan about their own approaches and best tips for how to evaluate gear. You'll hear from Chris Rubens (Atomic); Lauren Samuels (Salomon); Shane Chappell (Burton); and Will Ritter (Spark R&D).  Note: We Want to Hear From You! Please share with us the questions, topics, or stories you'd like us to cover on GEAR:30. You can email those to us here. RELATED LINKS:  DraftKings.com - code Blister Order our 26/27 Winter Buyer's Guide BLISTER+: Get Yourself Covered: Enter Our Free Weekly Gear Giveaways CHECK OUT OUR YOUTUBE CHANNELS: Blister Studios (our new channel) Blister Review (our original channel) TOPICS & TIMES: Blister Summit 2027: Save the Date (1:41) Winter Buyer's Guide Update (2:20) BLISTER+ News (3:02) Panelists' Experience Testing Gear (5:07) Process of Testing (12:45) The Value of Breaking Things (17:13) Rubens' Approach to Testing (19:45) Declaring it ‘Done' & Releasing to the Public (22:31) Consensus on Testing Results / Lack Thereof (25:36) Best Tips for How to Test Gear (27:25) Audience Questions (40:08) CHECK OUT OUR OTHER PODCASTS: The Blister Vault Blister Cinematic CRAFTED Bikes & Big Ideas Blister Podcast

What might everyday millionaires, Coast FI, and skilled trades teach us about building wealth and planning for retirement? On this episode of the Retire Sooner Podcast, Wes Moss and Christa DiBiase explore the money decisions, tradeoffs, and strategies that may help shape the road to financial independence. ·       Discover how “everywhere millionaires” are building wealth through hands-on businesses far beyond the Silicon Valley spotlight. ·       Explore the appeal of Coast FI and why life's financial curveballs may complicate even a carefully designed plan. ·       Examine how skilled trades such as plumbing and electrical work may fit into the conversation around careers, income, and wealth building. ·       Assess how risk tolerance, time horizon, and market swings may help shape a retirement investment mix. ·       Consider how young, high-earning professionals might weigh taxes, student loans, and workplace retirement plansas their incomes grow. ·       Compare lump-sum and monthly pension options while factoring in inflation, COLAs, longevity, and income needs. ·       Evaluate securities-backed lines of credit, including their potential benefits and risks, and how they differ from traditional mortgages. ·       Learn how realizing investment gains may affect reportable income and eligibility for ACA health insurance subsidies. ·       Understand the tax and eligibility considerations surrounding custodial accounts and Roth IRAs for young adults. ·       Explore Wes's new book, The Retire Sooner Method, and the research behind his approach to the financial and lifestyle characteristics associated with a happier retirement. Listen and subscribe to the Retire Sooner Podcast for more conversations about retirement planning, investing, financial independence, building wealth, and the financial and lifestyle decisions that may come into play on the road to financial independence. Learn more about your ad choices. Visit megaphone.fm/adchoices

What's real and what's still unknown about Mizzou football through two weeks? Cody Goodwin of PowerMizzou.com joined the Big Show to talk about his take on the Tigers in two games, and the outlook of the run game with the continued absence of Ahmad Hardy.

Have you ever removed plaque using a scaler or ‘air-polisher' and notice that the demineralised enamel flaked away?Scaling and polishing is a routine part of preventive dental care — but could some of our traditional cleaning methods be doing more than we realise? A whitening specialist who works without a drill, scaler or air polisher argues that some approaches to cleaning may affect the enamel, and that hydrogen peroxide gel can remove plaque without touching the tooth surface.Dr Wyman Chan has done nothing but tooth whitening since 2002, when he closed his general practice for a dedicated whitening centre, and he developed the chemical-polishing gel which is at the centre of this episode. He is joined by Dr Niki Shah, a UK general dentist and practice owner whose company distributes the product in the UK, and who now runs most of his hygiene this way.In this episode, they explain which patients they believe may benefit most, walk through the full chairside protocol, and discuss the limitations of the approach and where it may not be appropriate.Protrusive Dental Pearl: Manicuring Worn Lower IncisorsWorn lower incisors sit sharp against the upper teeth, concentrating stress. Take a Sof-Lex disc and manicure them, rounding the edges from pointed to smooth. Show the patient in the mirror first and, borrowing Dr Michael Melkers' framing, ask if you can make their teeth look a little younger. It is surface topography, changed for force management, and the patient feels it with their tongue.What You'll Take From This EpisodeOn sound enamel, prophy paste and air polishing are low-risk; on demineralised enamel hidden under plaque, the same abrasion can flake the surface.Chemical polishing does not lift calculus; where calculus is present, ultrasonic or hand scaling is still required.Dr. Wyman Chan offers a 3% hydrogen peroxide gel as a plaque and biofilm adjunct, not a replacement for oral hygiene instruction.The strongest cases for this are anxious, paediatric, orthodontic, special-needs and geriatric patients who tolerate scraping poorly.The chairside protocol runs about twelve minutes and still ends with manual agitation using a single-tufted brush.No published evidence supports the product's clinical claims yet; Dr. Wyman Chan describes studies in progress.Highlights of This Episode00:00     Teaser01:21     Rethinking How We Polish Teeth03:36     Protrusive Dental Pearl: Manicuring Worn Lower Incisors05:23     Meet the Guests: From Whitening to Chemical Cleaning12:10     What Is Chemical Polishing? Prophylaxis, Not Whitening20:05     Is Traditional Polishing Damaging Teeth?21:54     How Abrasion Harms Demineralised Enamel25:30     The Strongest Case: Anxious Patients29:09     Children, Adolescents and Orthodontic White Spots29:49     Midroll35:22     Managing Pericoronitis and Gingival Abscess38:15     Special Needs, Geriatric and Post-Surgery Care40:43     Where Is the Evidence? Studies in Progress43:59     The Cost and Business Case for Chemical Polishing50:16     The Chemical Polishing Protocol: Step by Step using Magic353:14     Why Manual Agitation Still Matters57:58     How It Changed a Working Day1:00:35   OutroStart offering Magic3Where to get Magic3: UK: directoralcare.comRegister for a free professional account. Approval unlocks the full shop, pricing, offers and their upcoming educational courses.Use promo code PROMAGIC10 at checkout to receive 10% off Magic3.Outside UK: Please enquire from Dr Wyman Chan's website.Orders are invoiced rather than purchased directly through the website.Quote promo code PROMAGIC10 when enquiring to receive 10% off your Magic3 order.FREE Wyman Dental RetractorsWith your first Magic3 order, you'll also receive 1 Wyman Dental Retractor free.The Wyman Dental Retractor is a multi-use, autoclavable retractor (up to 100 uses) designed for comfortable and effective soft-tissue retraction.Order 1–2 Magic3: Get 1 free Wyman Dental RetractorOrder 3+ Magic3: Get 3 free Wyman Dental RetractorsLearn more about their other products: https://protrusive.co.uk/magic3Want more?New to Dr Chan's work? Start with Trayless Whitening Technique Part 1 with Dr Wyman Chan - PDP277, on his whitening approach, sensitivity and how to let patients pick their target shade.Tags#PDPMainEpisodesListen, subscribe, and earn CPDListen: Spotify, Apple Podcasts, YouTube, and inside Protrusive Guidance.Earn CPD: This episode is eligible for 1 CE credit via the quiz on Protrusive Guidance.Compliance: GDC Development Outcome C. AGD Subject Code 490 Periodontics.Aim & Learning OutcomesAim: To give a mechanism- and evidence-aware view of chemical polishing as an adjunct for plaque and biofilm removal: where mechanical polishing can harm demineralised enamel, which patients the approach suits, how the chairside protocol runs, and the limits of the current evidence.By the end of this episode, dentists will be able to:Describe how the abrasivity of prophylaxis pastes and air-polishing powders interacts with sound versus demineralised enamel.Identify the patient groups for whom a non-mechanical approach to plaque removal is most appropriate, and the situations, such as calculus, where it is not.Evaluate the current evidence base for a 3% hydrogen peroxide chemical-polishing protocol, and apply appropriate attribution and consent where the evidence is not established.

Prepare your horse for fall with practical tips for seasonal changes in forage, nutrition, hydration, exercise, wellness care, and barn management. Learn what to evaluate now to help keep your horse healthy and comfortable as winter approaches.Links to products and articles mentioned in today's show:ColiCareEquine Fecal Test Kit Parasites & Deworming Articles in our Horse Health Library Horse Electrolyte Supplements & Water Additives Beat the Heat Series Fall Horse Care When Should Horses Be Vaccinated AgSilver Bucket Fall Horse Health ChecklistNutrition☐ Evaluate pasture availability☐ Secure/inspect hay supply☐ Review current diet/supplements☐ Plan forage transitions☐ Check body conditionHydration☐ Monitor water consumption☐ Keep fresh water available☐ Reassess salt/electrolyte strategy as workload changesExercise☐ Review current workload☐ Plan any changes gradually☐ Decide what winter conditioning will look likeHealth☐ Schedule wellness exam if appropriate☐ Dental check☐ Discuss parasite control☐ Discuss vaccinations with your veterinarian☐ Evaluate weight/body conditionBarn☐ Check blankets☐ Check ventilation☐ Prepare for changing temperatures☐ Review emergency supplies

Can a machine learn the judgement that separates a plausible-looking result from a faithful experiment? Edward Hughes, Chief Scientist and co-founder of Inherent, joins Tim Scarfe to argue that creativity is not optimisation, and that the missing capability in AI is choosing which questions are worth asking.SPONSOR:---Cyber Fund built the Monastery to help founders ship products that were impossible a year ago.Apply now: https://cyber.fund---Edward makes the case that Move 37 was innovative rather than creative, and that the field, not the individual, decides what counts as a discovery. That reframing runs through Csikszentmihalyi, Deutsch and exaptation into open-endedness, where deceptive goals and imperfect world models turn out to be the point rather than the problem. The second half turns to the paper: Replica, a task space built by redacting figures from real papers, and Faraday, a 27-billion-parameter model trained to steer a frontier coding agent that then beats the frontier on held-out replications.---TIMESTAMPS:00:00:00 Cold open: Move 37, Faraday and collective intelligence00:01:08 Sponsor: CyberFund00:01:46 Inherent's $50M raise and the road from string theory00:09:14 Three timescales of learning: weights, context, culture00:13:47 Move 37 was innovative, not creative: the field decides00:20:39 Creativity as satisficing: the urinal and evolution00:25:06 Exaptation and the Tristan chord: creativity in context00:30:56 Coherence for whom? Deutsch's hard-to-vary explanations00:35:53 Why copying is creative: Deutsch and the constraint engineer00:42:27 Societies of agents and the strong Moravec paradox00:45:51 Evaluate in hindsight: from Lean proofs to climate change00:51:56 Picbreeder, local goals and why discovery needs deception00:57:21 Spaghetti proofs, translation layers and superhuman Go01:00:37 Does nature compress? Naturalness and real patterns01:07:36 Why replicate? Replica's redacted figures and Faraday01:12:31 Faraday beats Codex, Claude and GLM 5.2 on held-out tasks01:15:31 Replication to innovation: how the Transformer happened01:18:26 Deep replication: what Faraday learns from Voyager and GNoME01:23:37 Can the AI scientist cheat? Goodharting the judge01:29:09 Inside Replica: scale-down, 8xB300 runs, per-task rubrics01:34:11 The RL crisis: getting GRPO to work with per-turn credit01:39:43 Weights vs harnesses: AlphaEvolve, DGM and EvoTune01:45:45 The recursive company: agents cross a phase transition01:50:35 Collective intelligence and the electric dynamo01:55:46 What replaces OKRs? Incumbents and the burden of knowledge---REFERENCES:MLST Creativity Article:https://archive.mlst.ai/read/why-creativity-cannot-be-interpolatedorganization:[00:01:47] Inherenthttps://inherentlabs.ai/other:[00:20:51] Marcel Duchamp, Fountainhttps://www.tate.org.uk/art/artworks/duchamp-fountain-t07573[00:05:19] Human-Timescale Adaptation in an Open-Ended Task Space (Adaptive Agent)https://arxiv.org/abs/2301.07608[00:06:05] The AI Scientisthttps://arxiv.org/abs/2408.06292[00:12:13] Training AI Scientists to Replicate Research (Replica and Faraday)https://arxiv.org/abs/2608.13331[01:44:46] Evolutionary Principles in Self-Referential Learninghttps://people.idsia.ch/~juergen/diploma.html[01:59:33] Are Ideas Getting Harder to Find?https://www.nber.org/papers/w23782book:[00:16:04] Creativity: Flowhttps://search.worldcat.org/title/254487436[00:26:22] Why Greatness Cannot Be Plannedhttps://link.springer.com/book/10.1007/978-3-319-15524-1[00:33:03] The Beginning of Infinityhttps://www.penguinrandomhouse.com/books/293575/the-beginning-of-infinity-by-david-deutsch/[01:55:47] Laws of Knowledgehttps://www.penguin.co.nz/books/the-infinite-alphabet-9780241655672(Full list refs on YT/rescript)---RESCRIPT:https://app.rescript.info/session/670296ba913761d0?share=6281911cac9bdbff637f10819d4d1e5c

Heavy menstrual bleeding affects approximately one in four women of reproductive age, yet many patients remain undiagnosed, undertreated, or unaware that effective treatment options exist. In this free webinar, Dr Simone Gonzo explores the assessment and management of heavy menstrual bleeding in general practice. What you will learn Drawing on the Australian Heavy Menstrual Bleeding Clinical Care Standard, this session provides a structured approach to history-taking, investigation, medical management, and shared decision-making, including when to consider referral for intrauterine system insertion. Designed for busy GPs, the webinar provides practical strategies you can apply immediately in the consultation room to support women experiencing heavy menstrual bleeding. Delivered in collaboration with Bayer Australia^, this session will teach you how to: Evaluate treatment options for heavy menstrual bleeding from adolescence to menopause, including hormonal and non-hormonal treatments, procedural interventions, intrauterine systems and hysterectomy. Plan a counselling approach that supports shared decision-making between doctor and patient considering all treatment options for heavy menstrual bleeding. The webinar includes Q&A and case discussions. ^ This activity has been developed independently by HealthCert Education with the support of an unconditional educational grant from Bayer Australia. Bayer has had no editorial input into the content. Watch the webinar here.    Access a free women's health course As an RACGP/ACRRM-accredited education provider, we're required to evaluate our accredited activities, and we would really appreciate your feedback on this webinar.  The evaluation takes just a few minutes and helps us understand what you took away from the session and how we can continue improving our education. As a thank-you for completing the evaluation, you'll receive complimentary enrolment in a women's health short course of your choice, valued up to $295.

Host: Lalo Solorzano & Andy Shiles Guest(s): Anders Lillevik Published: September 10, 2026 Length: Approx. 34 minutes Presented by: Global Training Center Summary Procurement and trade compliance may sit in different departments, but today's volatile global environment makes it increasingly difficult for them to operate independently. In this episode of Simply Trade, Lalo Solorzano and Andy Shiles sit down with Anders Lillevik, Founder and CEO of Focal Point and a procurement veteran with more than 25 years of experience, to explore how procurement, compliance, risk, and logistics can work together to build stronger and more resilient supply chains. Anders explains why understanding your direct suppliers is no longer enough. Organizations need visibility into the suppliers, subcontractors, geographic dependencies, and risks hiding further down the supply chain. The conversation explores supplier diversification, changing tariffs, transportation disruptions, internal bureaucracy, compliance requirements, and why companies need contingency plans before the next crisis arrives. The group also discusses an often-overlooked opportunity: bringing trade compliance into the procurement process earlier. From classification and product descriptions to supplier vetting and sourcing decisions, collaboration before a purchase order is issued can prevent delays and costly surprises later. For trade professionals, procurement leaders, logistics teams, and executives, this episode offers a practical framework for identifying risk and preparing your organization to respond faster when disruption hits. Main Topic / Discussion Modern procurement is no longer simply about finding the lowest-cost supplier. Organizations must balance cost, compliance, risk, resilience, transportation, supplier capacity, and geopolitical uncertainty. Anders explains that effective procurement includes sourcing suppliers, managing existing suppliers, and transacting with them—but today's risk environment requires organizations to look beyond their immediate vendors. Look Beyond Tier-One Suppliers A supplier may appear reliable while depending on subcontractors or materials from vulnerable regions. Understanding those indirect dependencies can reveal risks that aren't visible from the primary supplier relationship. Organizations should identify critical suppliers and ask which suppliers those companies depend on. Build Supply Chain Alternatives Before You Need Them Supplier diversification isn't necessarily a cost-optimization strategy. Sometimes paying to maintain secondary or tertiary suppliers is the price of ensuring continuity. Organizations should evaluate primary, secondary, and tertiary options and understand what it will take to activate those alternatives before a disruption occurs. Create an Emergency Governance Process Strong governance matters, but lengthy internal approval processes can become liabilities during a crisis. Companies need a clearly defined exception or emergency process that allows teams to move quickly when supply is threatened—without abandoning appropriate oversight. Bring Compliance Into Procurement Earlier Trade compliance shouldn't first become involved when goods arrive at the port. Procurement and compliance can collaborate earlier on supplier vetting, product descriptions, HTS classification, special declarations, country-of-origin considerations, and other information that can affect landed cost and clearance. Getting that information right at the purchase-order stage can reduce downstream delays and improve consistency across commercial and shipping documentation. Key Takeaways • Identify your critical suppliers—and understand which third parties those suppliers depend on. • Build primary, secondary, and tertiary sourcing strategies before disruption forces you to react. • Don't optimize solely for price. Supplier capacity, resilience, geography, transportation, compliance, and continuity all affect the true cost of sourcing. • Create an emergency governance or exception process so procurement can respond quickly when critical supply is threatened. • Bring trade compliance into procurement decisions earlier, particularly around supplier vetting, product descriptions, HTS classification, country of origin, and special declarations. • Review critical supply-chain risks regularly because suppliers, subcontractors, tariffs, transportation routes, and geopolitical conditions can change. • Evaluate the cost of maintaining alternative suppliers against the operational and financial impact of losing a critical source. Resources & Mentions • Global Training Center • Focal Point • Anders Lillevik - LinkedIn Credits Host: Lalo Solorzano Andy Shiles Guest(s): Anders Lillevik - LinkedIn Producer: Lalo Solorzano

Leading the Alliance for Decision Education's work to make decision science part of core curriculum are David Samuelson, the organization's Executive Director, and Mary Call Blanusa, its Director of Public Policy. Samuelson spent his career leading digital transformation at national associations before turning to teaching students and school leaders the skills to navigate uncertainty — the same skills, he says, that make a good sailor in unpredictable water. Blanusa brings two decades of education policy and philanthropy experience, including co-designing decision-making courses with state systems like the Tennessee Board of Regents. Together they're building the research, courses, and district partnerships that treat decision making as a teachable skill, not an innate trait. A principal ignored a direct order from central office — and made the right call anyway. This post breaks down the decision-making process that got him there: how to turn gut feelings into percentages, separate good decisions from good outcomes, and keep your judgment sharp as AI takes over more of the thinking for you.

Many churches abandon strategies too quickly, assuming an idea simply "didn't work" when the real problem may be in how the strategy was implemented. In this episode, Scott and A.J. walk through three key diagnostic questions to ask before scrapping a ministry initiative, helping church leaders check their work rather than just look it over. Scott Ball and A.J. Mathieu are church revitalization consultants with the Malphurs Group, a firm dedicated to helping churches develop healthy, sustainable ministry strategies. Each week on the Church Revitalization Podcast, they bring practical, field-tested insights drawn from years of consulting with churches of all sizes across the country. [9:13] Fix 1: Check for a lack of leadership or training among those responsible for executing the strategy [14:28] Fix 2: Evaluate whether the strategy had the resources and focus it actually needed to succeed [27:29] Fix 3: Examine how success was being measured and whether the timeline was realistic [22:08] The long-term perception damage that comes from repeatedly launching and abandoning initiatives [26:36] Asking the foundational question: was there actually a clear, shared plan to begin with   Leadership Pipeline Cohort: https://malphursgroup.com/pipeline-cohort/ Free 7-Day Trial: https://healthychurchestoolkit.com Episode Article: https://malphursgroup.com/356 Facebook: https://facebook.com/malphursgroup Instagram: https://instagram.com/malphursgroup YouTube: https://youtube.com/themalphursgroup X: https://x.com/malphursgroup

Delight in God is not about trying harder, but awakening to what the Spirit is already doing within you. Spiritual disciplines, when fueled by delight rather than duty, become joyful pathways to God's presence. With this in mind, today, Stephanie explores how spiritual routines, while helpful, can drift from vibrant relationship into rote performance if not animated by delight and the Spirit's leading.Ready to awaken your delight in God through "Awaken Delight" the book? Purchase it here: https://a.co/d/0625K1AZ   Based on Stephanie's book, Awaken Delight, together today we willUnderstand the difference between spiritual discipline and delightIdentify the pitfalls of performative spiritualityCultivate habits that foster genuine intimacy with GodEmbrace the Holy Spirit's role in awakening spiritual delightOur FREE gift to you today! An exclusive, in-depth 30-day FREE recovery plan to rekindle your delight in God through simple spiritual disciplines: go to https://www.gospelspice.com/awakendelightthepodcast and find the form for Episode 460. Give us your email, and you will receive the full plan in your inbox immediately!Using the French word habit (meaning both “habit” and “clothing”), Stephanie illustrates how habits are like the outfits we choose—some visible, some hidden. Just as we select clothes for comfort or occasion, we "wear" attitudes like praise or cynicism, gratitude or resentment. Good spiritual habits must be intentionally chosen and “worn” daily, but the aim is not outward perfection.Stephanie suggests that delight is not a discipline itself, but the mindset that enlivens every spiritual discipline. Like a long-lasting marriage, delight requires both initial joy and persistent, intentional commitment.Awakening delight is the Spirit's initiative—it is not about finding God as a hidden treasure, but becoming aware of the glory already present. We don't manufacture spiritual joy by effort; the Spirit awakens what He already plants within us. Spiritual disciplines are windows that open us to God's light, not machines that generate it. Ask the Holy Spirit to awaken delight within you as you practice spiritual disciplines.Reflect:Have you ever found that spiritual practices became more about “doing” than connecting with God?Evaluate your spiritual “wardrobe.” What are your default attitudes, and do they help you delight in God?Engage in prayer, scripture, or worship not to mark a checkbox, but to encounter and enjoy God's presence.Examine your spiritual routines: Are they animated by delight or weighed down by duty?Invite the Holy Spirit daily to nurture within you a “Jesus habit”—habits that make space for God's joy.Key Questions:Are your spiritual habits shaped by a desire to appear godly, or are they rooted in genuine pursuit of God?Where do you experience delight vs. maintenance in your faith?MORE ABOUT THE BOOK “AWAKEN DELIGHT” BY STEPHANIE ROUSSELLE"Delight yourself in the Lord, and he will give you the desires of your heart."―Psalm 37:4What if you've lost your delight in God? Or you've never really experienced it in the first place? What if a season of suffering has snuffed out your joy, leaving you spiritually discouraged and emotionally numb?Delighting in God changes everything: how you experience your faith, relationships, and circumstances―and even how you see yourself.You can experience Psalm 37:4 as your daily reality. In Awaken Delight, Stephanie Rousselle connects scriptural and theological truth to your everyday life so you can experience what delighting in God really means. It's not about checking boxes on a spiritual to-do list or mustering a constant state of positive feelings. Rather, delight is about satisfying your soul's deepest longing through a vibrant relationship with the living God.What you will (re)discover as you journey with God through Awaken Delight:Delight in God is identity-shaping, not emotion-driven. Delight in God is not fleeting emotion but resilient identity.Delight in God is altogether trust, satisfaction in God, relational intimacy with Him.Delight in God is often expressed and grown through resilient joy under suffering.Delight in God is the missing engine behind resilience. It's the antidote to burnout. It's even the foundation for sustainable ministry.God's delight in you is secure, not performance-dependent. God's delight in you frees you from striving! That's the beginning of delight.Jesus is the center of every endeavor to delight in God.You can build a delight-centered spiritual life.Awaken Delight invites you to follow Scriptural truths and spiritual practices that cultivate daily joy in God.In Awaken Delight, Stephanie Rousselleshows how delighting in God is crucial for spiritual growth,provides spiritual habits that help you live in delight, andincludes discussion questions and Bible engagement great for book clubs or small groups.By looking to Christ as your model of divine delight, you can discover that no matter what you're experiencing―whether weariness, sorrow, hope, or happiness―you truly can "taste and see that the Lord is good." If you are longing for a revived faith filled with hope, delight, worth, and grace, Awaken Delight invites you to cultivate a worshipful, life-giving delight in God that's rooted in God's delight in you.Purchase here: https://a.co/d/0625K1AZ More details at https://www.gospelspice.com/awakendelightDISCOVER THE BOOK BEHIND THE PODCAST | "Awaken Delight" by Stephanie Rousselle"Delight yourself in the Lord, and he will give you the desires of your heart." Psalm 37:4 isn't a poetic suggestion — it's a promise. But many believers quietly assume it doesn't really work, or it's not really possible here on earth.In Awaken Delight, Stephanie Rousselle invites you to rediscover what Scripture actually means by delight — not emotional hype, not religious performance, but a steady satisfaction rooted in who God is.Delight in God isn't a mood to manufacture; it's a relationship to receive.Through biblical theology and practical rhythms, you'll learn how communion with God reshapes suffering, quiets restless striving, and anchors your identity in something unshakable.Delighting in God isn't sentimental optimism. It's deeply rooted in Christ, Jesus.It's the quiet revolution that reshapes how we endure pain, love others, and understand our own heart.Awaken Delight is a theologically grounded spiritual formation book for thoughtful believers who feel spiritually fatigued and are ready to embrace the reality of Psalm 37:4.More at https://www.gospelspice.com/awakendelight Purchase the book, "Awaken Delight" by Stephanie Rousselle: https://a.co/d/0bqhUb5JKind words from Jennifer Rothschild, Bible teacher, Author, Speaker, Podcast Host, Founder, Fresh Grounded Faith: “Stephanie helps us awaken to and experience true delight. It is a rich mix of God's delight in you and your delight in him. This is the life you were made for, the life your soul deeply longs for. So, the table is set. Pull up a chair and let your heart sit alongside Stephanie. As your delight in God wakes up and becomes fully realized, you'll find a satisfaction in Christ that makes you want more and more.”Kind words from Amanda Jenkins, Lead creator of THE CHOSEN's literary content: "I have yet to meet another person quite as eager to intimately know Jesus as Stephanie is. Her enthusiasm for the beauty found inside a thriving relationship with her Savior is downright contagious. Indeed, Stephanie's joy and faith and commitment to growth—along with her love for really good food!—will implant themselves in the hearts of readers. Lucky readers."Kind words from Os Guinness, Theologian, Social critic, Author, The Call:  "Stephanie addresses one of the greatest needs of Christians today. Knowing God is not knowing about God, but knowing Him genuinely and with desire and delight. She does so practically and helpfully, and in a style that sparkles with a verve and joy that is distinctively French."Kind words from Pippa Gumbel, Pioneer, The Alpha Course; Author, The Bible in one year with husband Nicky: "Stephanie's love of God is inspiring and infectious. Her book is an invitation to share in that delight and to come to know God in new and wonderful ways."More at https://www.gospelspice.com/awakendelight Purchase the book, "Awaken Delight" by Stephanie Rousselle: https://a.co/d/0bqhUb5JSupport us on Gospel Spice, PayPal and Venmo!

In this podcast, Eric digs into the considerations you should have when evaluating where and who athletes should be referred to. A referral to a specialist is vital to athletic performance because this is where they will be spending a bulk of their time training and recovering, especially during formative years of their lives. A special thanks to this show's sponsor, AG1. Head to https://DrinkAG1.com/cressey and you'll receive an awesome welcome pack consisting of free AG1 travel packets, a shaker bottle, and a 600-serving bottle of Vitamin D3+K2 with your first order.

Healthy friendship has specific components. Evaluate your friendships by learning what they are.   Website: https://www.changemyrelationship.com/ Facebook: https://www.facebook.com/ChangeMyRelationship YouTube: https://www.youtube.com/@changemyrelationship Watch this video on YouTube: https://youtu.be/RvS-9Iazvo8

A logo on a jersey doesn't cut it anymore. So, how do the best brands decide if a sports sponsorship deal is worth the money? Daniel sits down with a panel that's seen every side of the deal: Sam Kilgore of Sponsor United, Marquise Watts (Who's worked with Under Armor, Adidas, & the Minnesota Timberwolves), Chris Lobono of Athlete Driven Worldwide, and Elliot Christiansen of Cleveland Construction.They get into why "the logo slap" is dying and what's replacing it, how brands move at the speed of culture (see Levi's cutout logo and the Heinz tape at the World Cup), and the real way to measure ROI when only 28% of fans can name a jersey patch. Plus Marquise's rule for every deal he touches: all money ain't good money.If you're a Marketer who wants to make sponsorships actually pay off, this episode is for YOU. Hit follow and leave us a rating if you're into it, it helps more Marketers find the show. Follow Daniel:YouTube: https://www.youtube.com/@themarketingmillennials/featuredTwitter: https://www.twitter.com/Dmurr68LinkedIn: https://www.linkedin.com/in/daniel-murray-marketing

SummaryWhat should every new teacher know before they are asked to improvise, differentiate, or innovate? Gene Tavernetti argues that one of the most important foundations is fluency in explicit instruction—not just hearing about it in professional development, but learning to design it, deliver it, practice it, and receive feedback until the work becomes automatic.Gene explains why that fluency matters in real classrooms: it reduces the number of decisions teachers have to make, gives them a reliable baseline for accommodations and modifications, helps schools eliminate instructional variables before moving students into intervention, sharpens their ability to evaluate purchased or AI-generated materials, and creates a common language for collaboration. The goal is not to make every lesson look the same; it is to give teachers a strong instructional foundation from which they can adapt intelligently.Chapters0:00 — Better Teaching introduction0:41 — What new teachers need to know1:52 — Why training and coaching matter3:10 — Reason 1: Build fluency and automaticity5:19 — Reason 2: Create a baseline for accommodations6:22 — Reason 3: Eliminate instructional variables8:02 — Reason 4: Evaluate curriculum and AI-generated lessons10:08 — Reason 5: Build a common professional language12:31 — Explicit instruction is a foundation, not a restriction14:55 — Better Teaching outroShow NotesGene Tavernetti helps educators strengthen explicit instruction, lesson design, and instructional coaching.Gene's website: tesscg.comGene's books include Teach Fast, Focus, Adaptable Structured Teaching and Maximizing the Impact of Coaching Cycles.Follow Gene on Bluesky and X: @gtavernetti This podcast sponsored by:The Bell Ringer, a weekly newsletter providing news, tools, and resources on the science of learning, written by education reporter Holly Korbey. Subscribe here. 

This week, learn how John evaluates the current multifamily market and decides whether to buy, sell, or hold. John opens with the question he hears most often from investors in the current portfolio: what is the outlook, and where does the firm stand as a buyer or a seller today? John explains what has changed. Higher interest rates raised the cost of capital and made it harder to find deals that pencil, while higher savings rates gave investors a low risk alternative that did not exist a few years ago. He walks through the framework he uses in response: separate what you cannot control from what you can, start with operations and the value add upside still available, then weigh that against the runway left on the loan. He also makes the case for thinking like a trader of assets, explains why leverage determines who wins a trade, and shares why he believes multifamily fundamentals remain healthy despite the short term pressure in the market.     Make sure to download our free guide, 7 Questions Every Passive Investor Should Ask, here.     Key Takeaways Stop spending energy on variables you cannot control Evaluate every deal individually before making portfolio decisions Weigh the value add upside still available against the time left on the loan Never put yourself in a position where you are forced to sell Treat assets as trades and know where your leverage sits Expect forced sellers over the next 12 to 18 months to create buying opportunities     Topics What Investors Are Asking Right Now Investors want to know the outlook and whether the firm is buying or selling Most deals in the portfolio are cash flowing, though not at past distribution levels Why the Market Has Changed Higher interest rates raised the cost of capital and thinned the pool of deals that pencil High yield savings accounts now pay a decent return for far less risk Investors are more cautious after deals that did not perform as projected Focus on What You Can Control John tracks the economy, the Treasury, and the value of the dollar without fixating on them Interest rates in 2027 and election driven policy changes sit outside any operator's control Awareness informs the projection; energy goes toward internal execution Operations Come First Every deal gets reviewed individually for performance, cash flow, and remaining upside If rents can still be pushed and demand is strong, keep executing the business plan Once the value add is captured, the deal moves into a second phase Loan Term Drives the Exit Decision A short runway with the value already captured points toward selling sooner A longer runway with upside remaining supports holding the asset Most deals fall between those two cases and require weighing both factors Selling on Your Terms John is a seller at the right price but wants to stay in control of the timing He expects some operators to be forced to sell over the next 12 to 18 months Groups already exiting at a loss will create opportunities for prepared buyers Why Multifamily Fundamentals Remain Healthy Population growth and the housing shortage have not gone away New construction starts have tapered off after several heavy supply years Midwest markets such as Cincinnati saw smaller swings in both directions The Trade Mindset Brokers talk about assets trading, and John applies the same framing as an investor The mindset centers on a clear business plan and a defined exit instead of an indefinite hold John compares the approach to running a sports team as a general manager Leverage Wins Trades Owning an asset other buyers want is what creates leverage Anyone forced to offload a deal rarely gets the number they wanted Positioning for competition, demand, and a strong story protects value at exit Reading Market Sentiment What buyers are willing to pay matters more than John's own view of value The firm buys when the business plan works and the price makes sense Evaluation is continuous, not a position set in stone      

AI is changing franchising fast—but most people are still barely scratching the surface of what it can actually do.   In this episode of Franchise Secrets, Erik Van Horn breaks down how he's using AI across his franchise businesses right now—from analyzing opportunities and improving lead follow-up to auditing marketing, documenting processes, and building AI agents that function more like employees.   Erik also explains one of the biggest mistakes he sees people making with AI: trusting its answers without knowing how to challenge them. Whether you're researching a franchise, operating locations, or building a brand, AI is only as useful as the context and direction you give it.   You'll learn how Erik is using AI to:   • Turn conversations and meeting transcripts into SOPs • Build and organize operational playbooks automatically • Audit lead follow-up and identify missed opportunities • Evaluate social media performance against competitors • Research franchise opportunities more intelligently • Build AI agents that handle real business tasks • Document the journey of scaling a franchise brand • Use AI as a tool for learning—not a replacement for thinking   AI isn't just another piece of software. Used correctly, it can become part of the team.   Subscribe to Franchise Secrets for more real-world strategies on buying, building, operating, and scaling franchise businesses.   Timestamps: 00:00 – Social Media Audit Cold Open 00:40 – How I'm Actually Using AI Right Now 02:29 – AI and the Future of Franchise Development 03:52 – Why Most People Are Using AI Wrong 04:14 – The Problem With AI Franchise Research 08:27 – Using AI Agents as Employees 09:47 – Turning Conversations Into SOPs 13:36 – Documenting a Franchise From 0 to 100 Locations 14:38 – How to Start Documenting Your Business With AI 17:16 – Using AI to Find Leaks in Lead Follow-Up 21:04 – Auditing Your Social Media With AI 24:50 – Why You Should Push Back on AI 26:40 – How I Used AI This Week 27:33 – The Leadership Lesson I Taught My Daughters 31:28 – Final Thoughts   Connect with Erik Van Horn:

Show SummaryOn today's episode, we're having a conversation with Registered Nurse, Military Spouse, and Workforce Development Advocate Tracy Steele, founder of Community Cultivator, an organization dedicated to strengthening well-being, belonging, and career stability for military spouses through community connection and professional developmentEpisode Partner:Our sponsor this week is Aetna, a trusted health care company, committed to serving Veterans, military families, and caregivers through meaningful, community-centered care. Provide FeedbackAs a dedicated member of the audience, we would like to hear from you. If you PsychArmor has helped you learn, grow, and support those who've served and those who care for them, we would appreciate hearing your story. Please follow this link to share how PsychArmor has helped you in your service journey Share PsychArmor StoriesAbout Today's GuestCommunity Cultivator was founded by Tracy Steele, SPHR, CPRW — a longtime military spouse, workforce development leader, and advocate for military spouse employment and community connection.​After more than two decades navigating military life, Tracy experienced firsthand the challenge of constantly rebuilding career momentum, professional networks, and community with every move. Through strategic volunteering, networking, and workforce development leadership, she became passionate about helping military spouses recognize their value and confidently pursue meaningful opportunities.But she realized military spouses needed more than job resources alone. They needed connection, belonging, and access to opportunities that could grow with them wherever military life led next.​So she built Community Cultivator.​What started as a vision in San Diego is growing into a nationwide movement helping military spouses build stronger careers, deeper connections, and lasting opportunities together.Links Mentioned During the EpisodeCommunity Cultivator WebsiteForeign Born Military Spouse NetworkSugar Bear Foundation WebsitePsychArmor Resource of the WeekThis week's PsychArmor Resource of the Week is the PsychArmor course 15 Reasons to Hire a Military Spouse. As an employer, you are looking for untapped talent pools. One talent pool that can be overlooked is the diverse and highly educated group of military spouses. Take this course to learn the top 15 Reasons to Hire a Military Spouse. You can find the resource here: https://learn.psycharmor.org/courses/15-Reasons-to-Hire-a-Military-Spouse Contact Us and Join Us on Social Media Email PsychArmorPsychArmor on XPsychArmor on FacebookPsychArmor on YouTubePsychArmor on LinkedInPsychArmor on InstagramTheme MusicOur theme music Don't Kill the Messenger was written and performed by Navy Veteran Jerry Maniscalco, in cooperation with Operation Encore, a non profit committed to supporting singer/songwriter and musicians across the military and Veteran communities.Producer and Host Duane France is a retired Army Noncommissioned Officer, combat veteran, and clinical mental health counselor for service members, veterans, and their families.  You can find more about the work that he is doing at www.veteranmentalhealth.com  

Real Estate Is a Business, Not a Gamble Why did Wayne Hillier choose real estate investing over stocks, traditional investments, or other ways of building wealth? Because Wayne never wanted to rely on simply hoping an asset would increase in value. In today's episode of the Canadian Real Estate Investing Morning Show, Wayne and Gabby answer two investor questions: why they chose real estate investing in the first place, and how to approach friends or family about becoming joint venture partners without making the relationship weird. Wayne explains the realization that changed how he looked at real estate: A rental property isn't just an asset. It's a business. You can buy a property for its ability to generate revenue, control expenses, create cash flow and build equity — without requiring the property value to increase for the investment to work. The second half of today's episode tackles another common investor roadblock: raising money. If you have a great deal but need a money partner, how do you ask your friends? Wayne and Gabby's advice is surprisingly simple: Stop being weird about it. Have the conversation.

This week's throwback guest studied Logistics and supply chain management, as well as held roles from Server and Sales Associate in retail, to Named AE. He worked at companies such as Apple, Symantec, MongoDB, Metadata, and Proofpoint, before leading Dimmo, where they are changing the way people evaluate and buy software where you can watch SaaS demos without jumping into sales cycles. Since this conversation, he had the shift to Tailscale as an Enterprise Account Executive. When he isn't at work, he is spending time golfing, and spending time with his family. Without further ado, please join me in welcoming Troy Munson to The 20% Podcast. In this week's episode, we discussed:- His early years- Studying Supply Chain and how it relates now- Discuss his experiences selling software- The lead up to Dimmo- The future of buying softwareEnjoy this week's episode with Troy Munson.I am now in the early stages of writing my first book! It will cover my journey into sales, the lessons learned, and include stories and advice from top sales professionals around the world. I'm excited to share these interviews and bring you along on this journey!Like the show? Subscribe to the email: Subscribe HereI want your feedback! Reach out at 20percentpodcastquestions@gmail.com or connect with me on LinkedIn.If you know anyone who would benefit from this show, please share it! If you have suggestions for guests, let me know!Enjoy the show!

Try Minno Free for 7 DaysWant to make a change in what your kids are consuming? Get a free 7-day trial of Minno using my promo code >>> RAD.CLICK HERE______When your autistic child suddenly starts using extreme language, explosive phrases, or emotional scripts that seem to come out of nowhere, there's a question worth asking before assuming the behavior itself is the whole problem:Where did they learn it?In our house, we discovered Graham wasn't just watching characters—he was learning from them. He was borrowing their words, tone, and emotional responses and applying those scripts to real-life situations. That realization eventually led us to make significant changes to what he was consuming.But something surprising happened: Graham didn't stop scripting when we changed his media. His scripts changed.In this episode, we're talking about why Christian parents raising autistic disciples need to pay attention not only to how much screen time our kids have, but to what is filling that time. We'll talk about scripting and echolalia, how media can provide language for emotions, what happened when we changed Graham's content, and why his tendency to retain and repeat language has actually become an incredible avenue for discipleship.You'll also walk away with a practical way to evaluate your child's media this week:Listen → Trace → Evaluate → Replace → ObserveListen for repeated phrases or emotional responses. Trace where they may have learned them. Evaluate the content—not simply for whether it's “appropriate,” but for what it teaches about anger, fear, conflict, authority, and relationships. Replace unhelpful inputs with better ones rather than simply removing screens. Then observe what begins showing up in everyday life.Because Romans 12:2's call to be “transformed by the renewing of your mind” applies to our families too. What repeatedly occupies our attention matters.The goal isn't to eliminate an autistic way of learning. If our kids are going to script, we have an opportunity to give them truth worth scripting.Scripture referenced: Romans 12:2; Proverbs 4:23; Luke 6:45; Philippians 4:8; Deuteronomy 6:6–7; Psalm 1One question to take with you: If my child is going to carry scripts into the world, what scripts am I helping put there?

How do you evaluate a leader or ministry in a biblical way? In a culture of online call-outs, quick conclusions, spiritual manipulation, and blind loyalty, we need mature discernment. Scripture calls us to test what we hear, judge rightly, and pay attention to fruit—but it also calls us to humility, mercy, honor, and love. In this teaching, Juliana shares how to discern healthy leadership without becoming critical, naïve, cynical, or dishonoring. You'll learn what to look for over time, how to test both message and fruit, why character matters as much as gifting, and how to stay rooted in truth when questions arise around a leader or ministry. This is not about becoming a better critic. It is about becoming a more mature believer—one who can recognize what is healthy, respond wisely to what is harmful, and remain anchored in Jesus.   OWN IT™ Challenge If you are tired of second-guessing yourself, carrying too much, shrinking to keep the peace, or feeling disconnected from the woman God created you to be, join me for the free OWN IT™ Challenge. Over four nights, we'll identify the survival patterns that have been leading you and begin building the clarity, courage, and capacity to live and lead differently. Register at: https://us02web.zoom.us/meeting/register/bS2z-0ytRJaAQhAYGBuy_Q Courage Co. If you are ready for ongoing formation—not just inspiration—Courage Co. is where we become grounded in truth, secure in love, and courageous in stewardship. It is a Spirit-led community for women who want to hear God clearly, heal survival patterns, build healthy relationships and boundaries, and become whole enough to carry what He has entrusted to them. Learn more and join us at: https://julianapage.info/couragecomembership Private Intensives And if you are in a pivotal season—navigating a decision, leadership tension, transition, relationship dynamic, or assignment that needs focused clarity—you do not have to process it alone. My private intensives are designed to help you hear clearly, discern wisely, and create an aligned next-step strategy for what God has placed in your hands. Apply or book your intensive at: https://julianapage.info/privateintensive

Rob is the Vice President and Founder of Smarter Finance USA, an equipment financing firm dedicated to helping small and mid-sized businesses secure the capital they need to purchase equipment and grow. With more than 20 years of experience in financial analysis, business valuation, and financial services, Rob founded the company to bring greater transparency and straightforward guidance to the equipment financing industry. Rob combines a strong financial background—with a Bachelor's degree in Economics from the University of California, Irvine, an MBA in Finance from Pepperdine University, and completion of CFA Level II—with practical, real-world lending expertise. He is also the host of The Smarter Business Finance Podcast and has been featured by industry publications and podcasts including Manufacturing.net, FreightWaves, Business.com, Overdrive, and The Lead Pedal Podcast, where he shares insights on equipment financing, trucking finance, and common funding mistakes made by business owners. Rob's perspective would be especially valuable for conversations around equipment financing, commercial lending, trucking finance, business growth strategies, and how entrepreneurs can avoid common financing pitfalls while accessing capital. During the show we discuss: Why equipment should generate enough cash flow to justify its cost How to evaluate the ROI of an equipment purchase How to determine whether renting or financing equipment makes more sense How to identify when equipment financing is likely to improve cash flow How to avoid overextending the business with debt How to spot predatory short-term financing How to recognize a potential deposit scam How to identify an FMV lease You can explore more about Rob here: Website: https://www.smarterfinanceusa.com/ LinkedIn: https://www.linkedin.com/in/rob-misheloff/

Got retirement questions? Wes Moss and Christa DiBiase tackle them in this rapid-fire episode of Retire Sooner Podcast. Take an educational look at retirement planning, investing, Roth accounts, college savings, bonds, and more. ·       Explore considerations for when high-yield savings account rates start heading south, including evaluating brokerage money market funds. ·       Balance daycare bills, taxable investing, and 529 college savings when there never seems to be enough room in the budget for every goal at once. ·       Understand how backdoor Roth and mega backdoor Roth strategies work and factors to consider. ·       Consider the tricky question of whether a potential inheritance belongs in a retirement plan. ·       Look beyond the higher distributions of high-yield ETFs to the potential risks hiding underneath. ·       See what it's like for financial advisors to juggle client concerns, annual planning, and a steady stream of market and economic news. ·       Review The Retire Sooner Method, from getting the financial pieces in place to finding purpose, nurturing friendships, and getting better sleep. ·       Compare individual bonds, bond funds, and bond ETFs when weighing income characteristics, diversification, and simplicity. ·       Evaluate whether boosting Roth or after-tax contributions may make sense as retirement gets closer. Hear Wes and Christa take on the retirement questions that may be on your mind, too. **Listen and subscribe to the **Retire Sooner Podcast for more educational conversations about money, retirement, and building toward a happy retirement. Learn more about your ad choices. Visit megaphone.fm/adchoices

How the IRS Is Using AI to Audit Cost Segregation Studies Request a FREE Cost Segregation Benefit Analysis

How Much Freedom Is Your Child Ready For? When should a child be allowed to stay home alone, walk to a friend's house, ride farther from home, get a phone, or spend more time without a parent nearby? There isn't one age that works for every child. In this episode of Equipped To Be, Connie Albers shares a practical framework parents can use when deciding whether a child is ready for greater independence: Range, Readiness, and Responsibility. You'll learn how to: Consider the specific freedom your child is asking for Evaluate maturity and readiness instead of relying on age alone Connect increasing freedom with demonstrated responsibility Know when protection is helping and when fear may be holding a child back Give children safe opportunities to practice judgment and independence Prepare children to make wise decisions when you aren't there Protecting children and preparing them for independence are not opposites. As children grow, wise parenting gradually shifts from making decisions for them to teaching them how to make sound decisions for themselves. Freedom should grow with demonstrated responsibility. But children also need enough freedom to practice becoming responsible.     Read the full show notes with links here: How Much Freedom Is Your Child Ready For?   If you enjoy listening to Parenting and Homeschool Advice ~ Equipped To Be with Connie Albers, please leave a review and a five-star rating. It is easy and will only take a few seconds. When you do, it helps others see the show in their feed. Also, would you kindly share this with a friend or two? Equipped To Be might encourage them, too. Thank you ~ Connie   Have a question? Interested in having Connie speak? Send an email to Connie here: https://conniealbers.com/contact/   

Boroughs and Burbs, Season 6, Episode #240, “Beyond the Listing: How AI and Property Intelligence Are Changing the Way We Evaluate Real Estate,” explores how AI and property intelligence are changing the way buyers, investors, agents, and real estate professionals evaluate properties. With Kole Johnson of BridgePoint Intelligence joining the conversation, we'll look at what public property data can reveal beyond a traditional listing, from assessor and parcel records to permits, ownership changes, storm history, imagery, and property timelines. We'll also discuss the challenges of fragmented, stale, or mismatched data and why automated scores can sometimes create false certainty. The conversation will examine how professionals can better understand the information behind a property, distinguish meaningful signals from verified facts, and use technology to make more informed real estate decisions.

Show SummaryOn today's episode, we're having a conversation with Navy Veteran Dr. Erik Won, President and Chief Medical Officer of Wave Neuroscience, an organization utilizing advanced neuroimaging and magnetic resonance therapy to help veterans recover from post-traumatic stress. DisclaimerThis podcast is for informational and educational purposes only and does not establish a doctor-patient relationship. The views and opinions expressed by the guest are entirely his own and do not reflect the views, policies, or official positions of his employer or company. Content is not intended to substitute for professional medical advice, diagnosis, or treatment.  Wave supplies MeRT to licensed clinics who provide treatment to patients. Talk to your physician to see if MeRT is right for you. Episode Partner:Our sponsor this week is Aetna, a trusted health care company, committed to serving Veterans, military families, and caregivers through meaningful, community-centered care. Provide FeedbackAs a dedicated member of the audience, we would like to hear from you. If you PsychArmor has helped you learn, grow, and support those who've served and those who care for them, we would appreciate hearing your story. Please follow this link to share how PsychArmor has helped you in your service journey Share PsychArmor StoriesAbout Today's GuestDr. Erik Won is President and Chief Medical Officer of Wave Neuroscience, Inc; a biotechnology company that has innovated breakthrough technologies called Magnetic e-Resonance Therapy (MeRT) and Synchronized Transcranial Magnetic Stimulation (sTMS). MeRT recently received FDA Breakthrough Technology designation and FDA clearance for Post-Traumatic Stress Disorders. These approaches utilize computational neuroanalytics and brain imaging to customize treatment protocols with the aim of restoring optimal neurological function.These modalities represent a form of precision-guided medicine that has been researched or is currently being used by premier institutions such as US Special Operations Command, Stanford University School of Medicine, Duke University - Human Performance Opti-Lab, University of Southern California (USC) Center for Neurorestoration, the University of California Los Angeles (UCLA) - David Geffen School of Medicine, University of Pennsylvania, Brown University, Air Force Research Laboratory, and the Texas A&M Institute for Bioscience and Technology.Erik joined Wave Neuroscience after serving as the Chief Physician and Chief Technology Officer (Health Services) for the Boeing Company. He also served as a US Navy Flight Surgeon for Marine Medium Helicopter Squadron 268, and received the distinction of serving as the ACE Flight Surgeon for the 11th Marine Expeditionary Unit, 1st Marine Expeditionary Force. Dr. Won has been published in numerous peer-reviewed journals, textbooks, and presented in numerous academic conferences. He completed his residency at the Harvard OEM combined residency program and was appointed Chief Resident. He received a Masters in Public Health (MPH) from the Harvard School of Public Health and Masters in Business Administrations (MBA) from the University of Southern California, Marshall School of BusinessLinks Mentioned During the EpisodeWave Neuroscience WebsiteBrain Treatment Center WebsitePsychArmor Resource of the WeekThis week's PsychArmor Resource of the Week is the PsychArmor course Brain Health & Wellness Learning Series – PTSD. Nearly everyone goes through a traumatic event at least once during their lifetime. Military service members and Veterans are especially vulnerable to the lasting effects of post-traumatic stress due to the nature of their duties and experiences. While this can be a difficult diagnosis to navigate, it is treatable, and social support is one of the leading factors for lasting recovery. Having someone to trust and confide in while feeling heard and validated is a vital part of the healing process. This series on post-traumatic stress disorder explores the presentation and diagnosis of PTSD, its impact on both the Veterans you support and the lives of those around them, and effective treatment modalities, so you'll be better equipped to provide meaningful support. You can find the resource here: https://learn.psycharmor.org/courses/WWP-BHW-PTSD Contact Us and Join Us on Social Media Email PsychArmorPsychArmor on XPsychArmor on FacebookPsychArmor on YouTubePsychArmor on LinkedInPsychArmor on InstagramTheme MusicOur theme music Don't Kill the Messenger was written and performed by Navy Veteran Jerry Maniscalco, in cooperation with Operation Encore, a non profit committed to supporting singer/songwriter and musicians across the military and Veteran communities.Producer and Host Duane France is a retired Army Noncommissioned Officer, combat veteran, and clinical mental health counselor for service members, veterans, and their families.  You can find more about the work that he is doing at www.veteranmentalhealth.com  

Every investment opportunity looks exciting in the beginning. Real estate…Business ventures…Partnerships…Private lending…But successful bankers ask very different questions than most investors. Before deploying capital, they ask: Where is the predictable cash flow? How is the principal protected? Do I truly understand this business? What happens if things go wrong? How do I get my money back? These simple questions separate disciplined wealth builders from emotional investors.In this episode of the Private Banking Strategies Podcast, Seth Hicks and Vance Lowe continue the Smart Risk Framework and explain why protecting your capital—not chasing returns—is the foundation of generational wealth.If you’re serious about building a financial system that lasts for decades instead of chasing the next “hot investment,” this episode is for you. Listen now and begin thinking like a banker! Visit: www.privatebankingstrategies.com To learn more about Private Banking Strategies®, download a copy of our E-book today: https://privatebankingstrategies.com/resources/free-e-book/  To Schedule a Call with Vance, Click the Link Below: https://go.oncehub.com/VanceLowe

P.M. Edition for Aug. 26. Tech reporter Meghan Bobrowsky tells us why the Meta settlement could change how teenagers use some of the world's most popular apps. Plus, the FDA approves a milestone therapy for pancreatic cancer. WSJ reporter Xavier Martinez discusses how the nearly $40,000-a-month drug from Revolution Medicines could change patient outcomes of one the deadliest cancers. And the FBI shuts down a sprawling hacking network linked to China that targeted NASA, the Federal Reserve and critical infrastructure. Sabrina Siddiqui hosts. Sign up for the WSJ's free What's News newsletter. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Rob Whiting is the co-founder and CEO of Boom, a proptech company building the future of rental financial services for residential property managers across single-family rental, manufactured housing and multifamily. Boom's three products — Boom Report for rent reporting, Boom Screen for applicant underwriting, and Boom CRM for agentic leasing and self-showing — serve hundreds of thousands of doors and count American Homes 4 Rent and Manage America among their key partners. Before Boom, Rob founded ventures in healthcare and education, including Haystack Health, a telemedicine company, and a financial aid organization focused on FAFSA access. Rob is based in Austin, Texas.(02:55) Why Rob built Boom(05:44) The ROAD to Housing Act, explained(07:11) The 350-home cap & how institutions keep buying(14:01) Rent reporting as a compliance path(16:09) What Boom does & who it serves(17:44) Is screening a commodity? Data quality & hit logic(21:51) How to evaluate a tenant screening vendor(25:47) How the ManageAmerica partnership came together(30:00) Lessons from partnering with AMH Homes(32:48) Closing the leasing stack gap with Boom CRM(35:52) Coexisting with Yardi, RealPage, & AppFolio(37:40) Collaboration Superpower: Daniel Ek

Drew Allar said after Friday's game that he could have played better, as the team did not score any points. Poni says that Allar passed the eye test more than the stats would indicate that he did. He was a victim of some crucial drops from his receivers in the 4th quarter as well. Mueller says that he thought Allar outplayed Will Howard on Friday.

Steak Shapiro and Drew Butler break down Michael Penix Jr.'s potential role and Jack Strand's impressive preseason play. They also analyze Shedeur Sanders' maturity in a recent interview and Chris Sale's tribute to broadcaster Karl Ravech. 01:30 - Michael Penix Jr. Analysis 07:09 - Sanders and Sale Highlights 10:14 - Three Strikes Segment

In this conversational-style episode, Travis and producer Eric break down the gap between traditional personal-finance advice and the realities of today's housing market. They react to Rachel Cruz's homebuying framework, unpack the limitations of rigid debt-free and 15-year-mortgage rules, and discuss how to make a housing decision based on your actual income, cash flow, goals, and risk tolerance. On this episode we talk about: Why paying off every debt before buying a home may be unrealistic for many households The challenge of meeting a 25% take-home-pay mortgage guideline in today's housing market Whether a 15-year mortgage or a 30-year mortgage makes more sense Why a low-interest car loan may not deserve the same treatment as high-interest credit-card debt The tradeoff between paying extra toward a mortgage and investing in index funds or ETFs How “debt-free” financial advice can work differently at high incomes than it does for someone earning an average salary Why personal-finance advice needs context, nuance, and an honest look at your current financial situation How increasing income can create more options when homeownership feels out of reach Top 3 Takeaways Treat financial rules as considerations—not universal requirements. Paying down consumer debt, building emergency savings, and avoiding overleveraging are worthwhile goals, but not every prospective homebuyer can realistically check every box before purchasing. A 30-year mortgage can provide flexibility. A longer term often means a lower required monthly payment. You can still make extra principal payments when it makes sense, while retaining the ability to invest, build cash reserves, or adapt to changes in income. Match the decision to your own numbers. Buying a home should not be driven by blanket advice or pressure to “get in the market.” Evaluate your income, debt, savings, projected expenses, location, interest rate, and plans for the next 12 months before committing. Notable Quotes “The pieces of content that tend to do really well are the ones that are giving you the code.” “That doesn't account for nuance at all, which there's obviously a crazy amount of nuance in every single person's personal financial situation.” “If you can buy your house, you should. But there's a lot of things that make it to where people can't buy a house right now.” “Don't put yourself in a bad situation just to buy a house because you think it's a good idea to buy a house.” Connect with Travis Chappell: Website: Travis Makes Money Instagram: @travischappell Other: Travis Chappell on LinkedIn A Word from Our Sponsors: - Go to Leesa.com for 25% OFF select mattresses (through August 23, 2026) PLUS get an extra $50 off with promo code TMM, exclusive for my listeners  - The most successful business owners don't do it all themselves — they delegate. Upwork lets you build a team of highly skilled specialists for every function your business needs, so you can focus on what you do best and let experts handle the rest. Visit Upwork.com right now and post your job for free! Learn more about your ad choices. Visit megaphone.fm/adchoices

A healthy church is vital for Christians, but what do the measurements to determine healthiness look like?

Shannon Spotswood – CEO, RFG Advisory Choosing a platform isn't just about technology or economics. It's about finding a partner that helps you build the business you actually want to own. Shannon Spotswood explains why growth without compromise starts with choosing the right partner. In Summary What should advisors really look for in a platform partner? Jason Diamond sits down with Shannon Spotswood, CEO of RFG Advisory, to discuss why the best platforms do more than provide technology and operational support—they help advisors build stronger businesses. Shannon shares lessons from helping grow RFG into one of the industry's leading supportive independence firms, covering everything from private equity partnerships and advisor experience to enterprise value, branding, and overcoming the fear that keeps many advisors from pursuing the business they truly want. The Storyline Most advisors evaluating independence compare technology, payouts, and service offerings. Shannon Spotswood believes they're asking the wrong first question. After spending two decades in institutional investing and later helping to rebuild RFG Advisory from the ground up, Shannon has developed a philosophy centered on partnership. She argues that the best platforms function less like vendors and more like long-term business partners, helping advisors spend more time with clients, build enterprise value, and create businesses aligned with their vision rather than forcing compromises. Jason and Shannon discuss what meaningful support actually looks like, why the right private equity partner can accelerate growth rather than restrict it, and why advisors should demand evidence – not marketing promises – when evaluating a platform. The conversation also explores one of the industry's biggest obstacles to change: fear. Shannon explains why outdated assumptions about transitioning firms continue to prevent advisors from building businesses they enjoy, even though data suggests the experience is often far less disruptive than many believe. Ultimately, the discussion reframes independence itself—not as the destination, but as the beginning of choosing the right long-term partners. Topics Covered Evaluating advisor platforms as long-term business partners Building an independent business without compromise Enterprise value and organic growth Private equity as a strategic growth partner Advisor experience and client experience Branding and authenticity in wealth management Overcoming fear and transition myths Technology, outsourcing, and operational leverage Leadership, succession, and organizational growth The future of supportive independence   > Download a transcript of this episode… Listen and Learn Highlights for Advisors Why should advisors think of a platform as a business partner? (10:00) Shannon explains why technology and service alone aren't enough—and why the right partner should help advisors build the business they ultimately want to own. What does “growth without compromise” actually mean? (10:00–17:30) RFG's philosophy centers on helping advisors focus on their highest-value work while surrounding them with integrated support designed to drive enterprise value. Can private equity make a firm better? (25:00) Rather than debating whether private equity is good or bad, Shannon explains why success depends on choosing a partner whose values and long-term vision align with yours. How should advisors evaluate competing platforms? (43:00) Her advice is simple: don't rely on marketing. Speak with advisors already using the platform and ask firms to demonstrate – not simply promise – how they solve problems. Why does fear keep so many advisors from making a change? (48:30) Shannon discusses the “PTSD” many advisors carry from outdated transition stories and why today's reality often looks very different. What does the future of advisor platforms look like? (34:00–42:00) The conversation explores advisor demand for greater personalization, stronger brands, AI-enabled efficiency, and partners that help advisors grow without sacrificing independence. Key Takeaways The best advisor platforms function as long-term strategic partners—not simply service providers. Enterprise value grows when advisors spend more time serving clients and less time managing operations. Private equity can be highly beneficial when partners share a common vision and respect management autonomy. Advisors should evaluate firms based on demonstrated execution rather than marketing claims. Fear remains one of the biggest barriers to advisor movement despite significant improvements in transition support. Authentic branding and deeper client relationships will become increasingly important as AI reshapes wealth management. https://youtu.be/jaSt3-mO0so Quotable Moments “The right partners make you better. The wrong ones can quietly hold you back.” “Don't tell me. Show me.” “Everything you want is on the other side of fear.” “Your team deserves to be happy. You deserve to be happy.”   FAQs What should advisors look for when evaluating an advisor platform? Shannon believes advisors should look beyond technology and economics and evaluate whether a platform acts like a true long-term business partner that helps them grow and build enterprise value. How does RFG define “growth without compromise”? By providing integrated support – from technology and compliance to marketing and coaching – that allows advisors to spend more time with clients while maintaining control of their businesses. Is private equity always good or bad for advisor firms? No. Shannon argues that success depends less on private equity itself and more on choosing partners who share the firm's long-term vision and values. Why do advisors hesitate to make a move? Fear and outdated perceptions about transitions still influence decision-making, even though today's transition experience is often much smoother than advisors expect. How should advisors compare competing platforms? Talk directly with affiliated advisors, ask for measurable evidence of results, and focus on how a platform responds to advisor feedback rather than marketing claims. How is AI changing advisor businesses? AI should enhance – not replace – the advisor relationship by creating operational efficiencies that allow advisors to spend more time delivering personalized advice. Shannon believes advisors should look beyond technology and economics and evaluate whether a platform acts like a true long-term business partner that helps them grow and build enterprise value. By providing integrated support – from technology and compliance to marketing and coaching – that allows advisors to spend more time with clients while maintaining control of their businesses. No. Shannon argues that success depends less on private equity itself and more on choosing partners who share the firm's long-term vision and values. Fear and outdated perceptions about transitions still influence decision-making, even though today's transition experience is often much smoother than advisors expect. Talk directly with affiliated advisors, ask for measurable evidence of results, and focus on how a platform responds to advisor feedback rather than marketing claims. AI should enhance – not replace – the advisor relationship by creating operational efficiencies that allow advisors to spend more time delivering personalized advice. Related Resources How to Evaluate a Firm Beyond the Obvious: A Framework for Advisors Why You Should Stay at Your Current Firm   Shannon SpotswoodCEO Shannon Spotswood is a 25+ year industry veteran with a tremendous amount of experience across both retail and institutional finance and an outstanding reputation built on her passionate leadership and ongoing success in investment banking, hedge fund portfolio management, business development and retail wealth management. Joining RFG in 2015, Shannon recognized the opportunity to channel her entrepreneurial experience and passion for service into leading a mission to create an Advisor-focused RIA of the Future delivering a supported independence platform that empowers Financial Advisors to build the businesses they want to have, without compromise. Shannon's career has been characterized by her determination to build something bigger than herself. Having fallen in love with finance at only age 14, she was focused on making an impact in a male-dominated industry. After graduating from college, Shannon spent 20 years in San Francisco working in institutional finance. She began her career in investment banking and eventually achieved her dream job as a Portfolio Manager of a long- short equity fund at Symphony Asset Management. The company was acquired by Nuveen in 2001. After a decade at that firm and now a mother of 3 young children, Shannon turned her entrepreneurial passion in a new direction with a drastic pivot to start a luxury children's clothing brand, Busy Bees. Taking her years of experience in qualitative analysis of retail companies, Shannon and her business partner built the brand from the ground up, ushering its' growth from a garage to “Gwyneth Paltrow's Goop” over the course of a few years. Shannon and her family made the decision to move from the Bay Area to Birmingham, Alabama to be closer to family. And shortly after, the call to return to her first love, finance, grew to great to ignore. In 2015, Shannon joined RFG Advisory as President, leading RFG as the firm has grown from $1.8B to over $5B. In July of 2024, Shannon was named CEO of RFG Advisory and currently serves in that role. NOTE: The views and opinions expressed by the guests on this podcast are their own and do not necessarily reflect the views and opinions of Diamond Consultants. Neither Diamond Consultants nor the guests on this podcast are compensated in any way for their participation. View the transcript of this episode… Growth Without Compromise: Building Around the Advisor Experience A conversation with Jason Diamond and Shannon Spotswood, CEO of RFG Advisory. Jason Diamond: Welcome to the latest episode of our podcast series for Financial Advisors. Today’s episode is Growth Without Compromise: Building Around the Advisor Experience. It’s a conversation with Shannon Spotswood, the CEO of RFG Advisory. I’m Jason Diamond, and this is the Diamond Podcast for Financial Advisors. Mindy Diamond: At Diamond Consultants, we help elite advisors identify the right environment for their businesses to thrive, whether that’s at a wirehouse, boutique, or independent firm. With nearly three decades of experience, we’ve guided thousands of advisors and represented more than a quarter of a trillion dollars in assets transitioned. And each year, one in four advisors managing a billion dollars or more who change firms are our clients. Our process is education-driven and based on building relationships, starting as your strategic partner well before you’re even thinking of a move. To schedule a confidential conversation, call us at 908-879-1002. Wondering why advisors change firms and where they’re headed? Are transition deals going up or down? Those very questions and more inspired us to create our annual advisor transition report. It’s the award-winning data-driven resource designed for advisors that connects the dots between the motivations around movement and the firm’s appetite for top talent. Arm yourself with the knowledge you need to make smart decisions. Download your copy at diamond-consultants.com/transitionreport. Jason Diamond: The right partners make you better. The wrong ones can quietly hold you back. Most conversations about independence focus on platforms as providers of technology, service, or infrastructure. Shannon Spotswood sees them differently. She believes advisors should evaluate a platform the same way they’d evaluate any long-term business partner, by asking whether it will help them build the kind of firm they ultimately want to own. That’s exactly what we explore in this episode. Shannon is the CEO of RFG Advisory, a firm that has grown from a startup into one of the industry’s leading supportive independence platforms. Along the way, she’s developed a unique perspective on what advisors should be looking for beyond economics and technology, and why the right partner can accelerate growth, strengthen culture, and help create a business that’s built to last. It’s a conversation that goes well beyond advisor platforms. We explore why Shannon believes so strongly in growth without compromise, what private equity can look like when the partnership is aligned, why firms shouldn’t try to be everything to everyone, and how advisors can separate marketing promises from meaningful support. We also spend time on a topic that comes up in nearly every transition conversation my team has with advisors, fear. Shannon shares her perspective on why outdated assumptions about making a move continue to hold advisors back and why asking better questions and demanding evidence instead of promises can fundamentally change the way advisors evaluate every opportunity in front of them. Whether you’re considering independence, evaluating your current platform, or simply thinking about what comes next for your business, I think you’ll find Shannon’s perspective both practical and though-provoking, especially the sage advice in her words, “Don’t tell me, show me.” There’s a lot to take away from this conversation, so let’s get to it. Shannon, thanks so much for joining me. Thrilled to have you here. Shannon Spotswood: It’s excellent to be here. I’m really looking forward to it. Jason Diamond: Me too. Let’s dive right in. I want to start with your background. You spent 20 years in San Fran as an investment banker, then as a portfolio manager at Symphony Asset Management before even touching the world of wealth management. So what made you walk away from, we’ll call it the institutional world and enter the world of wealth management? Shannon Spotswood: It’s a little bit of a circuitous story, but I’m going to take us on the short route. I fell in love with Wall Street as a teenager, so I knew I wanted to work on Wall Street. My dream job was actually the time that I spent at Symphony Asset Management. I was a hedge fund manager for them for six years running a long/short equity fund. I then had three children in three and a half years. The firm was acquired by Nuveen Investments, and we grew very large, and I was on this really interesting trajectory within the institutional investment management world. And somewhat of the unexpected happened to me in 2010, we’d come through the financial crisis. I looked around the room, I had these three young children, and having loved finance since a very early age, I couldn’t crawl on an airplane anymore. I fell out of love with what was honestly my first love. And I made a pretty radical pivot. I left Symphony, the tallest building at the time in San Francisco, and I partnered with a woman, and we built a luxury children’s clothing company for the next three years. So about as radical of a move as you can make, a $30 billion firm, big team, a tremendous growth ahead of us to upside down boxes of infant cashmere in a garage that flooded when it rained. So I had my startup in a garage moment. And while I was running the children’s clothing company, my husband and I took a big leap of faith and decided to move from San Francisco to Birmingham, Alabama to get closer to family, to raise our kids in the South, and just manifest the life that we wanted. In the third year of running the kids’ clothing business, we checked every box of our initial business plan, and I turned to my business partner and I was like, “Now what? Should we raise capital? Should we open stores? Should we diversify manufacturing?” And we realized this beautiful little luxury brand that we had created was exactly what it needed to be. And so we restructured the company and I punched out of that. And I spent, really for the first time in my life, about five months in deep contemplation. What was the first hedge fund that I was a part of in San Francisco, my tour of duty through investment banking as an analyst associate and helping them start an M&A group. This incredible decade that I’d spent at Symphony, and then this wild out of left field moment of building a luxury children’s clothing brand. And it had such an epiphany, Jason. And it was this, that I was on the ground floor of all of those businesses. And my aha moment was, oh my gosh, I’m a builder. What I love more than anything is sitting at the intersection of talent and opportunity and what I think is truly one of life’s greatest gifts, and certainly I think the most fun way to live your professional life, which is building something. So I put my resume together and I titled… It wasn’t even really a job search. It was more, I was new to Birmingham. I wondered if there was anything I could be of service in being a part of building something. So I put that resume together and I titled it Seeking the Intangible. And I was looking for that opportunity of talent and building something bigger than myself. And it was through some networking with my across the street neighbor who went on to become a board member of RFG who thought all I did was sell his wife incredibly expensive clothing who networked me to Bobby White, who’s the founder of RFG. And in the first 10 minutes of my conversation with Bobby, and I’ll tell you, both of us went into that meeting thinking it was going to be a filler meeting. He was doing a favor for a friend, and I had seen a little bit of the wealth management industry after Nuveen had acquired Symphony and was like, “That’s not really my bag. My jam is more on the institutional side of things.” And 10 minutes into our very first meeting, we both canceled the rest of our day, and we spent the next two and a half hours in his office having a conversation that really started with what if. What if we took RFG, which had been founded in 2003, and at the time was an OSJ with LPL, what if we took that business and we tore it all the way down to the ground? And we rebuilt it from the ground floor up to be a platform that is designed, that is intentionally engineered, to serve independent advisors? What would it look like to be a client experience company first, a technology company second, and a corporate RIA third? And I’ll tell you, walking out of that meeting, I was like, “This is it. This is it. This is the intangible. This is an opportunity to really build something very special.” And that’s how I found myself sitting in this talking to you today. Jason Diamond: Wow. So there’s a lot to unpack there. Thank you for sharing. And you shared it with a degree of vulnerability that I personally, I have a two-year-old and a three-week-old as of this recording. So it resonates with me. I think it resonates with a lot of advisors, people in our, and honestly, probably most industries, the constant pull in multiple different directions. And I love what you called it, seeking the intangible. And it sounds like you didn’t go in with any preconceived notion about… Many of our guests, by the way, that is the case. They walk in saying, “I knew since I was two years old I wanted to be in wealth management. I wanted to help be a steward of client…” And I love that your circuitous route took you a different direction. I want to talk more about the firm, and we’ll dive in on some of these elements of your background also. But before we do, you mentioned a little bit of, at a high level, what RFG is. Give me a little more context, types of advisors you serve, types of clients you serve. And if you don’t mind, provide some stats around size as well. Shannon Spotswood: Absolutely. So we are on a mission to help independent advisors build their business without compromise by driving organic growth to create enterprise value. And I share that because in our mission statement is the passion that links us all together, which is helping independent advisors build what they want to envision for their clients, what they believe is the best representation of their vision and their values. So we are a platform, a full turnkey platform for independent advisors. We talk about our services as a flywheel. There’s a very intentional interdependency from technology to marketing to compliance to talent to investment management to coaching, operations, transition services, and capital solutions. All of it is knit together very thoughtfully in order to be able to deliver to the advisors on our promise to help them operationalize and professionalize their business, to serve their clients and to generate that organic growth, which is what translates into enterprise value. What is so cool about the RFG advisor community, and I think is really the thread that binds between our teams and our advisors team is this servant heart growth mindset that you find it in every nook and cranny of RFG and certainly within all of our advisor partners. So the advisor profile for us, we do tend to skew a little bit younger. Average age is 45 years old. Organic growth across all of our advisors is north of 10%. So we’re very focused and leaned in on growth. We do have advisors that are lifestyle. We talk about them as lifestyle scaling and enterprise, and they run all along that growth at growth spectrum, depending on what do they want to build in their lives, what is going to help them really realize their dreams? And we’ll talk about this a little bit and just the growth of the firm and what we’ve been building, but we are at $9 billion. So it’s been a big run in 2026, as I say, 10 years of pre-game warmup to be able to really talk about that level of growth. So just knocking on the door of $10 billion and truly, Jason, I can tell you, I feel like we’re just getting started. I feel like we are just at the beginning of the J-curve as advisors are really realizing that their most valuable asset is their time and the amount of enterprise value that they can create being independent. There’s a lot of different flavors of that. We’ve got some incredibly well-capitalized and very strong competitors, but the collective awareness around this bull market for advice that we’re sitting at the very beginning of is shining such a bright light on what does it mean to be independent? What does it mean to be really supported by a partner who’s all in to help them win? And that’s where we find ourselves. And by design, that’s where we find ourselves. Jason Diamond: Yeah, and it’s an exciting time. I completely agree. The space, the vertical you’re in, probably as much or more than any other pocket of the industry. You took the words out of my mouth, the J-curve. I completely agree with the story you’re telling. There’s one component of your background that I do want to ask about, which is many RIAs, platforms, and the like, the leadership team is intentionally ex-advisors in their own right. So I’m curious, do you think of it as a benefit or maybe to what degree is it not a benefit that you have never been an advisor and served clients? I do love the idea that you’re a business builder and you’re helping advisors to build a business. That’s not lost on me, but I’m curious specifically about never having been an advisor. Shannon Spotswood: I think it is so critical that we were advisor-founded. What we like to say is we’re advisor-founded and professionally-led. Bobby founded the firm in 2003. We partnered in 2015. Our third partner, Rick Wedell, who’s our chief investment officer, managing partner, joined in 2016. So the three of us really co-founded the version of RFG that is- Jason Diamond: The right version. Shannon Spotswood: … expressed in the market today. But you’re a hundred percent right to double click on this. And I think it is such an important area for reflection for advisors in terms of where are their greatest skills? Where does their passion lie? And what are they interested in building? That very first day that I met Bobby, his telling of the story is he looked at my resume the morning that we were meant to meet, and he is like, “Well, why would I hire her? She could do my job.” And he often talked about that where you get to this point as an advisor where the business is scaling and growing. And we certainly are seeing this in a lot of the larger teams that we’re talking to and the relationships that we’re beginning to build within the pipeline of these advisors who were attracted to the industry because they wanted to serve clients and find themselves as accidental CEOs, COOs, their chief cook and bottle washer to advisor to all of these C-suite titles. And it’s not amplifying their natural skillset and it’s not aligned with what is actually their passion for the business. So I give a tremendous amount of credit to Bobby for recognizing more than 10 years ago really what it would take and how he could align team around him and build partnerships around him to be able to maximize the impact that we can have for advisors. So that north star of keeping advisors front and center is truly our, it is woven into our DNA and it is our north star. So we are a client experience company by design. We talk about it all the time, whether it’s how we’re building our team, how we’re thinking about investing in technology, how we’re soliciting feedback for advisors. I always say one of our greatest strengths as an organization is we’re active listeners and then we actually execute on it. Our best ideas come from our advisors, but you’ve got to have that posture as a firm that everything you do is orienting around how do we help advisors operationalize, professionalize, drive organic growth, and create enterprise value? And you can’t do it sometimes. You’re either all in, chips all in, only winning when your advisors win, and only having that lens of will this benefit the advisor and their team or not. It’s not something that you can just dip your toe in and out of. And I think RFG, having that foundation from which to always build is absolutely critical. Jason Diamond: Can I try and paraphrase or synthesize, and you tell me if I get this right? The pitch is something to the effect of, “We are really good at what we do. Let us take all the BS off of your plate so that you can go out and be an advisor. Service your client and prospect.” Do you find that story is resonating more over time? I mean, you’ve been with the firm now long enough to see this kind of cycle of movement towards independence. How has that story evolved over time? Do you find it easier to tell? Shannon Spotswood: Oh my gosh, without question. And I would even put a shorter term window on it. I would say in the last 12 to 15 months- Jason Diamond: Oh wow. Shannon Spotswood: … there has been a collective awakening by advisors, and I think there’s a lot of contributing factors to that. One is obviously as we are all aware, the majority of the industry is now private equity backed. There has been a real focus on the aggregator model, transitioning advisors into a W-2 model. And as that has played out and that financial engineering has translated into some incredible valuations and returns, there has also been simultaneously advisors picking their head up and like, wait a minute, I wanted to get independent so I could serve my clients in a way that I felt best represented my vision and my values. And I’m finding myself increasingly in a captive environment. All the while the technology is getting better, the valuations are getting larger, the ability to control both your branding and what that means for your family legacy is increasing. So over the course of the last 15 to 18 months, that story has just, while it’s been there for a long time, the independent movement was obviously sparked more than, gosh, now 16, 20 years ago in earnest. Now it’s just the passion and the knowledge that advisors are showing up to conversations in recognizing I want more. I want to spend my time where I want to spend it. I want to serve more families. I want to be well-positioned for generational wealth transition. I want to own the enterprise value. I want to build my team and I want the best tech. And that to me is exactly why we’re at the beginning of this J-curve. Jason Diamond: Yeah, I think you nailed it. And I agree with you that this notion of independence is not a destination in and of… It’s too broad of a term I think to use. And there are plenty of advisors who either started at one version of independence and need something different now, or to your point, thought they were going independent only to realize perhaps there’s elements of the business that aren’t as independent as they realized. And that’s where I think a firm like RFG to me, it’s not an accident that your firm fills this niche. This was advisor demand driven. Advisors said explicitly and implicitly, “We want to be independent. We want to own our equity. We want to have control over the things we like, but we want a support partner that helps us with all the back office, the middle office, investment management, the flywheel,” as you call it. Shannon Spotswood: That’s right. Jason Diamond: One other element of your journey to this point that I want to ask about, the succession journey or the journey to CEO, and I’m only asking because it’s somewhat recent, I think it was 2024, so we’re about two years in CEO. For the eight years prior to that, you were president. Shannon Spotswood: Yes. Jason Diamond: And this dynamic is near and dear for a lot of advisors. This idea you’re the heir apparent, but the date hasn’t happened until it happened. Was that a smooth transition date or did you find yourself, and I hope you can be honest about it, and if not, I understand, but I think this is something that a lot of advisors in their own businesses struggle with. So as somebody who’s gone through a major succession journey in the last two years, I’m curious what your thoughts are. Shannon Spotswood: The timing coincided with us bringing on a growth capital partner. So we closed on that partnership with Long Ridge in the fall of 2023, and we really set our sights on how do we bring this capital into the business and invest in our team, invest in our technology, invest in this desire to help independent advisors build their business. And Long Ridge really shares that long-term strategic belief that independence and the corporate RIA model is the ultimate winning model. So we have a lot of room to run there. So entering into that growth partnership with Long Ridge really provided a natural opportunity for that succession conversation to take place and to be able to take the company to the next leg. So we’ve tripled the size of the company over the course of the last two and a half years. Jason Diamond: Good for you. Shannon Spotswood: And as I said, I feel like we’re just getting started. I always joke we’ve had the longest pre-game warmup in history. In a lot of ways that’s by design. For me, the way that I can sleep at night is knowing that we are waking up as a team in this unified front to walk the walk for our advisors. It is incredibly important to us to honor the promise that we’ve made, whether it’s on tech or talent or transition services or marketing growth. So being able to lean in and deliver that, it takes a long time to build that institutional know-how and to be uncompromising in consistently making hard decisions, whether it’s around talent or the investments that you’re making or how you’re running and growing and building the firm. And so Bobby reached and Long Ridge and all of us reached this point where it was just a very natural way. And I think it was such a gift that I had such a long warmup, if you will, in the bullpen, running the day-to-day of the business as president, being so close to sweating the details of how we built the foundation, how we run the firm. And then obviously Ed Swenson joined us as president in last fall in October of 2025, having joined our board when we partnered with Long Ridge. So he joined our board in September of ’23, and he and I set up a call every other week. So we just became this incredibly trusted confidant of mine as we made a lot of strategic investments and key strategic decisions in that first 15 to 18 months of our partnership with Long Ridge. So to be able to build and attract the caliber of talent that we have to RFG, I mean, I’m totally biased and talking my own book, but I think we have the best leadership team. Doug Nelson joined us from Long Ridge as our CFO in November of last year, just bringing that rigor, particularly around capital strategies into our C-suite. So it was the right time to make that transition. And what I would say for founder advisor-led firms, it’s all about what are your growth ambitions? It’s what are your growth ambitions? Without question, when I joined and Bobby and Rick and I set upon this journey to tear the entire company down and build this robust tech stack and be at the forefront as an innovator in that space, that was experience that I had from my 20 years in San Francisco. And Rick had this incredible institutional pedigree having spent 12 years at Bain Capital plus two years at Stanford Business School, complimenting this authenticity that Bobby brought as an advisor, bringing that together. So recognizing as a founder advisor, if you have growth ambitions to 10X your business, it’s going to require that you bring high caliber talent to the table and allow for that room both from an equity participation perspective, but also just from what does the business need as it continues to scale up? Jason Diamond: That’s exactly right. And part of this gets back to private equity sometimes gets a bad rep in our space, but the reality is capital from private equity enables a lot of what you’re talking about. And I give you a lot of credit. I mean, you make the half joke about the longest pregame warmup ever, but I think of it as you learned on your own dime and you built all the kinks and ironed out all the kinks prior to having this critical mass of advisors on your platform. And we’ve seen certainly plenty of firms go that route too. So I give you credit for that. I think because we’re on the topic, let’s talk about it, private equity. Positive experience, negative experience, neutral, neither good nor bad. Just give me your… I don’t want to make the episode about the perils- Shannon Spotswood: Right. Jason Diamond: … and benefits of private equity capital, but just curious what your experience has been. Shannon Spotswood: I think this is one of those life lessons. Choose your partners wisely and great things can happen, whether it’s in your marriage or your friendships- Jason Diamond: Spouse. Yep. Shannon Spotswood: … or your business partners. And Long Ridge found us very serendipitously. I mean, we were probably two years from even contemplating bringing in a growth capital partner. They were introduced to us by a former board member and they were in our offices in January of 2023. And the most important things for us were twofold. Number one, they shared our vision and belief that the corporate RIA independent is the winning model for the industry and for advisors and clients. And number two, who they are as people is very much who we are as people. They’re builders. Jason Diamond: Culturally. Shannon Spotswood: They have this servant heart growth mindset that they share with us. So I feel incredibly blessed to say they’re amazing partners. And what’s interesting, and I’ll share this very openly, they’re the majority owners of RFG. We were very early in that time of bringing them on. They have always honored the promise that they made to us, which is we run the business. They are a strategic partner. They’re a great thought partner. They are the capital provider, but there has been multiple examples where we have made business decisions where there’s been some heat in the kitchen, in the boardroom, and we’ve felt very strongly about it. So I just couldn’t say enough great things about them. And one thing that I will just share, and I say this because they’ve shared this with me, I have had this incredible personal journey of growth bringing such a deep bench in Long Ridge into the firm. And that has been certainly challenging at times. Do hard things, get comfortable being uncomfortable. It’s the ultimate definition. But I really think that is something that never gets talked about is what it means in upskilling the caliber of your talent, yourself, how you have to grow and evolve as an individual has been really, I won’t say it’s been easy, but I look back on what I’ve learned over these two years and just feel prepared as a leadership team, how we operate as a team, what is expected of us to be able to deliver and execute for our advisors in this next leg of growth. Jason Diamond: I think your marriage analogy is the perfect one, and I’m going to use it. And honestly, in a lot of ways. First of all, marriage is hard, good or bad. It’s hard. Second of all, it’s the ultimate… The institution of marriage is not good or bad. Private equity capital is not good or bad, but your answer is the right one. Pick your partner very wisely. My favorite part of your answer, because it’s the most original, was around a good capital backer, a good partner, whatever you want to call it, pushes you to be better. And I think that you’re surrounding yourself with, by definition, some of the smartest people in the industry, and that can’t be a bad thing. And the proof is in the pudding. The growth trajectory you’ve seen, it’s certainly no accident. I think part of it is tied to your incredible stewardship. You don’t have to answer that. You don’t have to be humble, but I’ll attribute it to you. That brings me to my next question. Shannon Spotswood: I do have to say really quickly. Jason Diamond: Please do. Shannon Spotswood: I will be celebrating my 27th wedding anniversary in October. So yeah, pick your partners. Jason Diamond: Congrats. And I feel equally blessed, I assume as you do. I have a great partner, I’ll say. I don’t know if she’s listening right now, but she’s a great spouse. What I was going to say though, good segue, I think there’s been more in recent years, but not a ton certainly of female C-suite wealth management executives. How do you feel about your role? Do you feel an increased burden? Is it an honor to you? Is it something that you don’t think much about at all? I’m curious what your thoughts are. Shannon Spotswood: I feel immense gratitude. I mean, just in general, leading RFG and locking arms with our team and our advisors is, I mean, a gift of a lifetime. I was incredibly fortunate to not just have mentors during my 20 years in San Francisco, but to have true sponsors. Whether it was the first hedge fund I worked at, I took that job because it was a female portfolio manager and at the time one of the only in the country. And she really opened up her heart to me and poured into me. And then 10 years at Symphony, the founding partners of Symphony, they dropped me into the deep end of the pool and gave me a lot of rope to make a lot of mistakes and continued to invest. So I have this foundation from which to build and to lead and to be ready for this role. I couldn’t do any of this without my partners. Rick and I have been partners for more than 10 years. It really does take a village in the same way that it takes a village to raise your family. It takes a village to find the courage and the strength to lead in a way that really honors the gravity of the mission. But I’ll tell you this. One, I knew I wanted to work on Wall Street from a very young age, so I chose this. I knew what I was getting into, that it was a male-dominated industry. I have made particularly, this is one of the unique facets of the wealth management business, we have phenomenal both male and female talent, and I have made the strongest female relationships on this side of the business as compared to the institutional side of the business. So I think there is a richness to our side of the industry that doesn’t get enough air cover. There are just phenomenal leaders, and I think increasingly so, we’re seeing more women stay in the game and raise into positions within the C-suite and leading these firms. I will tell you one thing in 2019, and I really give a lot of credit to Bobby for this in coaching me, is I was raised by wolves on Wall Street without question. I sat on a trade desk, I was completely comfortable with compartmentalizing emotion, and I made it a mission to develop intentionally my emotional intelligence. And that truly unlocked everything for me, and I think plays such a huge part of who I want to be and who I challenge myself to be as a leader. And so it’s funny when I get the question asked of me about being a female CEO, because I think that’s what people feel must be like came very intuitively to me, but I had to learn it. I had 20 plus years of being able to run with boys and I needed to develop that skill. And it is a skill that I challenge myself on a daily to continue to lean into. And I think it is increasingly important both for men and women who aspire to leadership to hone the strategic and execution alongside that emotional intelligence. Jason Diamond: Great answer. And I think you know I admire a lot about you, but it’s certainly one of the things I admire most about you is over the last couple years in particular you’ve been a real beacon of positivity, of empowerment in that regard. You’re active on socials, you’re active at industry events, you’re always willing to talk to people. And honestly, that to me is the answer. A lot of people complain about this as a problem, and I want to just take a second to applaud you because I think you and your firm actually do something to at least try and actively solve some of this. And also you mentioned it earlier, but same thing with some of the next gen dynamics. You skew much younger than the average firm on the industry. And I think that too is to your credit around, okay, we’ve identified that we have a major succession problem in our industry. What are we doing to solve that? Shannon Spotswood: Absolutely. Jason Diamond: Let’s talk about growth a little bit. I agree with your thesis. This space you occupy, no better time to be in it. We’re at the perfect spot on the J-curve. Unfortunately, we are not the only two people to think that. There are also, I think, some other firms. This space has become crowded. What do you think about that? Just the fact that there’s more competition than ever. I mean, my view of it is there are enough quality advisors to go around, but curious what you think. Shannon Spotswood: Anytime I find myself wading into the waters of fear and scarcity around this topic, I’m reminded that 67% of the assets still remain within the wirehouse and IBD space. We got lots of room to run. I believe in a mindset of abundance. The data will tell us that the demand for advice is increasing by 30% over the next decade while the number of advisors is decreasing by 1%. So we’ve got, find me another industry where you see a graph that looks like that. On top of that, next gen, which I think this is so fascinating, next gen actually wants more advice when compared to the baby boomers. So baby boomers created our industry, and here we are sitting on $87 trillion worth of generational wealth that’s going to begin to transition. That doesn’t even include all of the wealth that will be monetized through real estate and family-owned businesses. It is a tsunami. And what is, I think, really interesting is that next gen recognizes the value of their time. I’m sure if I had a conversation, Jason, with you and my husband about how intentional you want to be in terms of showing up for your children and the equal nature of parenting, that alone is changing the way the next gen thinks about both their professions as well as their family life, which means you by default have to hire professionals to do the things that you don’t want to spend the time doing. Jason Diamond: Really good point. Shannon Spotswood: So we have this incredible convergence that’s happening right now, and it’s coming at a time that technology is finally going to allow us to serve more families more intentionally along that wealth spectrum. So it is like, bring it on. There is more than enough to go around. We are in an era of abundance. And what I worry the most about, and this, it’s like climb up on the soapbox and let’s roll, about independence because I see and have so many conversations with advisors where they have been willing to accept such a compromised service experience that they would never allow to be delivered to their clients. So advisors are delivering this 24-hour concierge, high-touch, deeply thoughtful experience, estate planning, tax planning, financial planning, multi-generational conversations. They’re in it. They’re in the trench. And then they turn around and their service partner is so subpar. They’re compromising their growth. They’re burying them in compliance and ops and clicks and swivel chair and tech that doesn’t work. So we’re at the very beginning of this bull run for advice. And I think advisors who recognize, I want to serve more families, I want more control over my time, I want to be able to build enterprise value on my personal balance sheet, have room to do it. So I welcome the competition. I think the best way to talk about it is iron sharpens iron. I learn so much from our peers and like, ah, they did this or they did that. How do we think more disruptively, more innovatively? How do we do it differently? So I think there’s a lot of room for all of us. You’re going to be busy, my friend. You’re already sitting there advising the lion’s share of the big deals, and I think you guys are just getting started as well. Jason Diamond: Yeah, it certainly feels like a bull market for advice and also I think a bull market for some of the… You allude to an interesting paradox, which is some of the biggest and most sophisticated advisors in the industry have really high-touch impressive service models, but they don’t seem to demand the same in return. I have some thoughts as to why. I think one could just be Kool-Aid drinking, like you don’t know any better and you’ve been there for so long. There’s just so much friction associated with moving a business and fear associated that it’s unless things get really dire or unless I find something that’s better enough or meaningfully better enough, I can gut it out. But the third one that comes to mind is these firms we’re talking about have unequivocally, they do a lot of good, a lot of bad, but unequivocally one of the things they do really well is brand. Shannon Spotswood: Yeah. Jason Diamond: How do you reconcile that question with a firm that obviously doesn’t have a brand that the average American consumer would know? Shannon Spotswood: We take a posture on this that is rooted in an Accenture study that was conducted several years ago, but I think still remains so true today, is that advisors think that the value proposition that their clients are looking for, either it’s that big monobrand that’s advertising at the Super Bowl or the alpha they’re ever able to generate or the portfolio investments. But the clients tell us that what they’re looking for in an advisor is, do you get me? Do you share my values? And do I want to spend time with you outside the office? And that is basically distilled down the way we talk about it is people connect with people. So now more than ever, particularly if you take a big step back and you think about the influencer economy and how brands, big brands, Nike or big consumer brands have really leaned into niche branding. How do I get my brand into the hands of someone who’s very passionate about it? So advisors who develop their own brand, who have a presence on social, who have a presence in AEO and SEO, who are leaning in and expressing not only their client experience, but their vision and their values through their brand, I actually think as this generational wealth unfolds, that authenticity carries so much more weight than is my name on a football stadium. So it is those three factors. It’s just I’m comfortable. I don’t want ripple. It is friction and fear for sure. And then it’s like that branding is up for grabs because we certainly see one of the most fun parts of advisors joining RFG, this is a big part of what we do is helping them design and develop or reimagine their brand name, their logo, all the rest of it. Once that creative energy is unlocked and you get to tell your story, your my why, that connective tissue is so powerful with the clients and with the growth that comes from that because I mean, I truly believe people connect with people. They’re looking for that. And I think more so now than ever with AI. Jason Diamond: You just took the words out of my mouth. Do you think AI perpetuates that? Shannon Spotswood: I think people are craving that. And this is why advisors who are powered by AI without question are going to win. Advisors are not going to be disrupted by AI unless they haven’t made the move to get themselves in a position to be able to leverage the technology, the brand, the talent, the maximizing of their time. But especially with something as important and as personal as money, as you walk through life, I mean, you are at the very beginning. I’m sending, I’ll have all three kids in college. But as you make these critical decisions in your life, whether it’s getting married or starting a business or changing jobs or buying your first house, buying your vacation house, all of these things, you can go right or you can go wrong. And having a trusted partner who really understands you, I actually think that we’re going to see the fees paid for advisors increasing as there is a greater premium placed on, I want deeply personal relationships that are tailor-made for me. Jason Diamond: But I assume the flip side of that is you have to do more. You as a firm and you as an advisor have to do more, and you can’t just raise fees with the same service model. So I think what is the corollary of that? What are some of the ancillary growth areas that you do beyond the financial planning and asset management that says, “We’re worth that money you’re going to pay us”? Shannon Spotswood: It is, and I love the work that wealth.com is doing here. I mean, the estate planning and tax planning, making that more accessible along that continuum of wealth spectrum, the blurring of the lines between ultra high net worth and high net worth, and then mass affluent is so exciting. Better, more robust planning is good for our industry overall. Obviously there’s a huge amount of demand on the tax side of things, particularly the 1040. It’s easy to find a CPA to do the cool complex stuff. It’s increasingly more challenging for advisors. That’s an area that I know a lot of firms have leaned into. We’re certainly doing a lot of work. But so much of this, Jason, is showing up at the right time for clients with the resources. It’s a really interesting conversation about, yes, you have to do more for your clients, but you don’t have to do more for all your clients at exactly the same time. Jason Diamond: That’s well said. The flip side of that is as an advisor, because ultimately the advisors are the ones making this decision. There are a lot of firms, and not even just firms that you would be competitors with, because the reality is you and I understand the industry landscape and where various firms fit in. For many advisors, it’s a long list of various firm names that they’ve heard. So what are some things that you think advisors should be asking a firm like you or a business development person at your firm to suss this out? How does an advisor go about understanding if a platform is empty or is really going to be able to deliver in all these areas? Shannon Spotswood: Remember back in the day when the Wall Street Journal used to run have a monkey throw a dart and see if you can beat the pros on stock picking? I love to do that with regards to our advisors. We always tell our prospects, “Throw a dart at any advisor that’s affiliated with RFG and call them. Certainly we can provide a list of advisors who we think you’re going to most align with in terms of what your growth ambitions are or the way you want to run your business or who you are, life stage, all the rest of it.” But I do think that getting that unfiltered experience, the good, the bad, the ugly. We always are like, “Are we perfect? Absolutely not. Do we though immediately want the feedback so that we can iterate to excellence to get better? Absolutely. Get that firsthand testimony.” So that’s number one. Number two is don’t tell me, show me. There are so many, and it always pulls at my heart because as much as I love to win business and transition advisors, and I think that we’re working certainly at RFG on some really interesting technology that is anchored around removing that friction and fear by speeding up the time that you can make that transition in. And the tech is finally there to allow for this. So I think we’re going to be able to take variable number two and at least make that box a little bit smaller. But if I’m sitting as an advisor, I would want to see the evidence. Show me how you’ve solved the problems that advisors have brought to you. How have you refined your tech stack? How have you invested in your team? How have you made the decisions where the ROI can be measurable and tangible? And I think too often I’m surprised that advisors get, it’s almost as if they get overwhelmed by the amount of information that they’re taking in trying to compare all these different firms. If I’m ever asked, I’m like, please work with a third-party recruiter. You need someone not only to act as an interpreter, but you need someone to help really keep your top three priorities at the front of your decision-making matrix, because it really is apples to oranges to orangutans and you get decision fatigue. And then advisors end up making this decision that is anchored in like, well, this is the highest payout, and I’m willing to take all of these sacrifices and paper cuts for this highest payout. And that is just such a travesty. So it’s like, know what you want. What are your top three problems that you’re trying to solve? Talk to advisors that you get to pick just so you can do some secret shopping, and then demand evidence of how the firm, the platform has responded to feedback and gotten better as a result because that will tell you, are they really going to walk the walk or are they just going to talk the talk? Jason Diamond: I’m super grateful that you gave specifics there because it’s an easy question to dodge and talk around. So I completely agree. Your first answer, actually all three of those points you just made, but certainly doing name-blind calls, and I say name-blind because advisors worry about confidentiality. I think that’s one of the best and most underrated tools to learn about a firm is advisors now have so many colleagues. There’s been this diaspora of advisors where advisors know advisors everywhere. And that’s a benefit if you wanted to go and just network and have conversations with other advisors on your own. But if you’re worried about confidentiality, there’s certainly the mechanisms, and we do this all the time for advisors to set up name-blind calls. You dial into a conference line, it’s John Smith, and you pick an advisor’s brain and say, “Hey, you moved your book from LPL to RFG, and tell me what that experience was like and what were the positives? Give me all the negatives.” To your point, you want advisors to ask those questions in advance. It’s better to ask those questions than to end up in the wrong marriage with the advisor. Shannon Spotswood: Absolutely. And the other thing is what an easy answer to BS around is tell me who’s a good fit for your firm. And it’s like, “Everyone’s welcome here.” Jason Diamond: Everybody. Yeah. Shannon Spotswood: It’s just not true. RFG is not a good fit for an advisor who is not open to using technology, who is not interested in outsourcing investment management, who doesn’t want to have a conversation about how are you spending your time and do you want to create enterprise value? Do you want to grow? So it really is important to have that vulnerability and that honesty and the answer to that question. Jason Diamond: I love it. We have time for one more. I can’t believe it’s been almost an hour. Shannon Spotswood: I know, it flies by. Jason Diamond: We speak with plenty of advisors who aren’t considering a move, but I’m interested. I think you have a really nice lens into the industry. What is one thing you wish advisors knew? You have a megaphone to just talk to advisors who maybe are considering change, but maybe aren’t. What’s the questions they should be thinking about? What keeps you up at night? Just what would be your public service announcement? Shannon Spotswood: I’m going to focus on the friction and fear because that’s the number one barrier to making a move is PTSD, either first person PTSD or the collective negative experience that the industry has had. It took me 90 days to transition. I got sued by my former firm. I lost all these clients. I didn’t have income. The wise tales of fear are very widely trafficked and widespread. And what I would say to an advisor is everything you want is on the other side of fear. And I look at all of this data that suggests exactly the opposite, which is you have the relationship with the client. You have the trust with the client. You are the one who they call on Sunday night when they need a shoulder to cry on or sage advice for making a decision. Just believe it with the core of your being because what we see is 99% of assets transition, whether it’s a restrictive transition or you’re taking full data, that the majority of assets are transitioning within 30 days, that this is still a free country, and you can make a move while honoring your contract around non-solicitation, non-competes, and non-associations. So it is like this fear of holding advisors back is preventing them from realizing and monetizing this enterprise value, but equally as importantly, loving their business. Have fun. This should be fun. We spend the majority of our life at work. And so being able to surround yourself with people who win when you win, with a team who’s aligned and isn’t just drudgery with all their operations compliance headaches that they’re dealing with. Your team deserves to be happy. You deserve to be happy. And that fear factor is holding so many advisors back. So that’s my advice is that it just doesn’t have to play out that way. And I think not just at RFG, collectively where we are as an independent industry with technology, with the way that AI is changing and our ability to harness data and business intelligence, getting to that point of next best action, how am I spending my time, how am I realizing, what is the blueprint for realizing my growth goals is more tangible now than ever. That’s immediately where I go. Jason Diamond: I’ve never been an advisor. I’ve never had a book of business, so I don’t want to minimize the fear, but I will say this. If we speak to advisors, let’s say a year post-transition, by far the number one thing we hear from them is, “I wish I did this sooner.” Shannon Spotswood: Wish I did it sooner. Jason Diamond: And that to me is the most telling data point there is to your point about fear and getting over it. Shannon Spotswood: So I do this exercise all the time with our team as we’re onboarding advisors is I want you to go home and look at your spouse and tell them, “I’m going to leave my job. I have no certainty that everything is going to work out. We might not receive any kind of compensation. Are you cool with that?” Walk that emotional journey. And while there’s plenty obviously that we can do with Capital Solutions to ease the financial fear associated with it, I still think at the baseline, it’s a great exercise to keep everyone very humble. You are asking an advisor to take their life’s work. And someone was sharing this analogy with me the other day and I was like, “Oh my gosh, that’s so good,” which is imagine moving houses. It’s such a hassle packing up moving one house. Now imagine moving 400 households or 1,200 households. It’s a lot, but I always hear the same thing, “I wish I’d done it sooner.” Jason Diamond: Thank you for sharing. You had some really sage wisdom that you shared with our audience. I can’t wait to see the next chapter, the continuation of the J-curve. This has been a fantastic episode, Shannon. Thank you. Shannon Spotswood: I love being with you, Jason. Thank you so much. We appreciate it. Mindy Diamond: As a financial advisor, you hold yourself to the highest standards of integrity, honesty, and credibility. You are successful because you take your professional responsibilities seriously and are dedicated to your clients. But are you living your best business life? Are your goals aligned with your firms or could a better option exist? Should I Stay or Should I Go? is a book written with you in mind. It’s a self-guided journey that walks you through the key steps that we take with our advisor clients. This strategic thought process and roadmap to professional self-discovery is designed to help you ask the right questions and think critically and objectively, whether you’re considering change or not. Learn how to get your copy at diamond-consultants.com/thebook.   Growth Without Compromise: Building Around the Advisor Experience A conversation with Jason Diamond and Shannon Spotswood, CEO of RFG Advisory. Jason Diamond: Welcome to the latest episode of our podcast series for Financial Advisors. Today’s episode is Growth Without Compromise: Building Around the Advisor Experience. It’s a conversation with Shannon Spotswood, the CEO of RFG Advisory. I’m Jason Diamond, and this is the Diamond Podcast for Financial Advisors. Mindy Diamond: At Diamond Consultants, we help elite advisors identify the right environment for their businesses to thrive, whether that’s at a wirehouse, boutique, or independent firm. With nearly three decades of experience, we’ve guided thousands of advisors and represented more than a quarter of a trillion dollars in assets transitioned. And each year, one in four advisors managing a billion dollars or more who change firms are our clients. Our process is education-driven and based on building relationships, starting as your strategic partner well before you’re even thinking of a move. To schedule a confidential conversation, call us at 908-879-1002. Wondering why advisors change firms and where they’re headed? Are transition deals going up or down? Those very questions and more inspired us to create our annual advisor transition re

https://teachhoops.com/ Title: How Do You Evaluate and Assess Your Preseason? Subtitle: A simple framework for measuring what actually got better before the first game tips off Show Notes Preseason flies by, and most coaches judge it by feel. Did practice look sharp? Did the team seem to click? Feel is a bad measuring stick. In this episode we break down how to assess preseason with evidence instead of vibes, so you walk into game one knowing exactly what your team can and cannot do. What we cover: 1. Start with what you said you wanted Go back to the three or four goals you wrote before preseason started. Install the offense. Establish shell defense. Build conditioning. Identify a rotation. If you never wrote them down, that is the first fix for next year. You cannot evaluate against a target that does not exist. 2. Assess in four buckets Physical: conditioning tests, sprint times, weight room numbers, injury count. These are the easiest to measure, so measure them. Skill: shooting percentages from your charted spots, live ball turnovers per practice, free throw numbers under fatigue. System: can they run your top five sets without a whistle stoppage? Can they get into your press break in under three seconds? Execution under pressure is the test, not walkthrough. Culture: who talks on defense, who sprints back, who picks teammates up. Track it. You will learn more about your rotation here than anywhere else. 3. Use scrimmage and situational data, not just eye test Chart your own practices. Five on five segments, situational work, last four minutes scenarios. Keep it simple with three or four stats you actually care about. Deflections, defensive rebounding percentage, points per possession in your primary offense. 4. Ask the players A two question survey works. What do you feel most confident in? What do you feel least prepared for? Their answers will surprise you and often expose a gap you were about to walk right past. 5. Rank your roster honestly By the end of preseason you should be able to list one through fifteen and defend every spot. If you cannot, you have not seen enough competitive reps. 6. Write the postseason preseason report One page. What worked, what did not, what to cut next year. Do it in the first week of the season while it is still fresh. Future you will thank present you. Coach takeaway: Preseason is not about looking good. It is about gathering information. Evaluate it like a scout would, not like a fan. More coaching resources, practice plans, and the Coaching Community at https://teachhoops.com/ Learn more about your ad choices. Visit podcastchoices.com/adchoices

Show SummaryOn today's episode, we're having a conversation with Military Intelligence and Civil Affairs Veteran Rebecca Monaco, co-founder of Next Mission, an organization dedicated to empowering and supporting resettled Afghan women veterans who served alongside U.S. Special Operations forcesEpisode Partner:Our sponsor this week is Aetna, a trusted health care company, committed to serving Veterans, military families, and caregivers through meaningful, community-centered care. Provide FeedbackAs a dedicated member of the audience, we would like to hear from you. If you PsychArmor has helped you learn, grow, and support those who've served and those who care for them, we would appreciate hearing your story. Please follow this link to share how PsychArmor has helped you in your service journey Share PsychArmor StoriesAbout Today's GuestRebecca Monaco, MPH, is a public health leader, researcher, and program strategist with more than ten years of experience leading complex initiatives across healthcare, nonprofit, government, and military organizations. She earned her Master of Public Health from Dartmouth College, where she developed a passion for behavioral health research, implementation science, and innovative approaches to improving care. Her current interests focus on psychedelic-assisted therapy, women's health, and translating emerging research into real-world impact.A former U.S. Army Civil Affairs and Intelligence Officer, Rebecca deployed to Afghanistan as a Cultural Support Team (CST) member with Joint Special Operations Command, where she served alongside Afghan Female Tactical Platoon (FTP) members. Following the fall of Afghanistan, her team coordinated the evacuation of 42 Afghan female Special Operations personnel, an experience that continues to shape her commitment to service, leadership, and advancing opportunities for vulnerable communities.Rebecca currently serves as the volunteer Project Manager and Board Secretary for NXT Mission, where she leads initiatives supporting refugee resettlement, education, workforce development, and long-term integration for displaced Afghan women and families across the United States.Links Mentioned During the EpisodeNext Mission WebsiteNext Mission on LinkedInPsychArmor Resource of the WeekThis week's PsychArmor Resource of the Week is a previous episode of the Behind The Mission podcast, episode 184 with Kari McDonough. Kari is Vice President of Welcome.US and Senior Advisor to the Welcome Fund, a program of Welcome.us that provides a source for grantmaking to organizations as they involve community members to welcoming coalition allies coming to the US as part of resettlement efforts. You can find the resource here: https://psycharmor.org/podcast/kari-mcdonough Contact Us and Join Us on Social Media Email PsychArmorPsychArmor on XPsychArmor on FacebookPsychArmor on YouTubePsychArmor on LinkedInPsychArmor on InstagramTheme MusicOur theme music Don't Kill the Messenger was written and performed by Navy Veteran Jerry Maniscalco, in cooperation with Operation Encore, a non profit committed to supporting singer/songwriter and musicians across the military and Veteran communities.Producer and Host Duane France is a retired Army Noncommissioned Officer, combat veteran, and clinical mental health counselor for service members, veterans, and their families.  You can find more about the work that he is doing at www.veteranmentalhealth.com  

Marcus Mariota will be out for the remainder of the preseason. Grant & Danny think this isn't a nothing burger for a couple of reasons.

We'd love to hear from you. What are your thoughts and questions?Mitch Mechigian joins Dr. Allen to demystify blockchain technology, moving beyond speculation to view it as the next generation of financial infrastructure. Discover how stablecoins and digital assets are modernizing global payments and why institutional interest is surging.The conversation explores the transition from speculative hype to real-world utility. By examining the rise of stablecoins and the regulatory shift in the US, the discussion highlights why major institutions like BlackRock are now entering the digital asset space, marking a shift toward long-term integration rather than niche experimentation.Main Points: Recognize blockchain as a tool for upgrading outdated analog financial systems.Analyze how stablecoins function as programmable, dollar-pegged assets for global trade.Evaluate the impact of evolving US regulatory frameworks on institutional crypto adoption.Compare the technical differences between traditional bank settlement and blockchain-based asset movement.Connect With Mitch Mechigian:mmechigian@fifthera.comhttps://www.linkedin.com/in/mitch-mechigian-b42b3572/https://twitter.com/BCoinvestors

Rotator cuff repair continues to evolve—not only in how surgeons fix the tendon, but in how we think about healing, biomechanics, tissue quality, and augmentation.In this episode of The Sports Docs Podcast LIVE from the AOSSM Annual Meeting in Seattle, Dr. Albert Lin and Dr. JT Tokish join Dr. Ashley Bassett and Dr. Catherine Logan to discuss strategies for optimizing rotator cuff repair outcomes.The conversation begins with the evolution of the SpeedBridge repair construct and the emergence of the FiberTak SpeedBridge, including the potential advantages of smaller all-suture medial anchors, bone preservation, independent tensioning, and rip-stop techniques.The discussion then moves into one of the most rapidly evolving areas in rotator cuff surgery: biologic and structural augmentation. The group explores how surgeons identify patients at increased risk for failed healing, the role of the Rotator Cuff Healing Index, and the expanding options for augmentation—including the use of the long head of the biceps as an autograft and dermal allograft augmentation with CuffMend.In This EpisodeEvolving the SpeedBridgeThe SpeedBridge technique has become one of the most established approaches to arthroscopic rotator cuff repair, with more than 15 years of clinical experience supporting its durability.The group discusses:How SpeedBridge has changed arthroscopic rotator cuff repairFootprint restoration and broad tendon-to-bone compressionLoad distribution across the repair constructLong-term clinical outcomes and survivorshipWhy reproducibility may be one of the technique's greatest advantagesFiberTak SpeedBridge: The Next EvolutionThe conversation then turns to the FiberTak SpeedBridge, which incorporates smaller all-suture anchors in the medial row.There are several potential advantages:Smaller drill holes and reduced bone removalPreservation of greater tuberosity bone stockPotential advantages in revision surgeryAdditional fixation points with less disruption of the footprintStrong fixation and straightforward tensioningIncreased flexibility when treating complex tear patternsThe smaller 2.6-mm FiberTak RC anchor may allow surgeons to maximize fixation while minimizing disruption of the tuberosity footprint.Tensionable Knotless Anchors and Delaminated TearsOne of the challenges in rotator cuff surgery is that many tears are not simply a single layer of retracted tendon.In delaminated tears, the articular and bursal layers may retract differently.The team discuss how independently tensionable knotless medial-row anchors allow surgeons to:Evaluate the entire repair before final tensioningIndependently tension individual limbsBetter reduce different layers of the tendonImprove control of tissue reductionAvoid simply forcing multiple layers into one fixed positionThe conversation also explores the role of a medial pulley rip-stop, which can distribute forces across a larger area of tendon and potentially decrease suture cut-through in compromised tissue.Who Should Have an Augmented Repair?Not every rotator cuff repair requires augmentation.The group discusses how surgeons can identify patients at increased risk for failed healing based patient, tear and surgical factors. The Rotator Cuff Healing IndexThe discussion includes the Rotator Cuff Healing Index (RoHI), a scoring system designed to predict the likelihood of healing following rotator cuff repair.The guests discuss how risk stratification can help surgeons determine when the additional cost and complexity of augmentation may be justified.Biceps Smash: Turning the Long Head of the Biceps Into an AutograftOne of the most fascinating concepts discussed is the use of the long head of the biceps tendon as an autologous scaffold for rotator cuff augmentation.Dr. Tokish discusses the development of the Biceps Smash, in which the harvested proximal long head of the biceps tendon is compressed into a flattened graft that can be incorporated into the rotator cuff repair.Potential advantages include:Readily available autologous tissueNo additional donor-site morbidityNo immunologic concerns associated with allograft tissueHighly organized parallel collagen architecturePotential biologic activity from viable tenocytesAbility to potentially serve as a carrier for additional biologic therapiesThe group also discusses emerging clinical data examining healing and patient-reported outcomes following biceps autograft augmentation.Dermal Allograft and Other Scaffold OptionsThe conversation then expands to other augmentation strategies, including:Dermal allograftXenograftSynthetic scaffoldsAutograft tissueThe guests discuss the differences between structural support and biologic integration, as well as the importance of understanding how different scaffold materials interact with the host tissue.Dermal allograft has accumulated substantial clinical evidence supporting its use in selected rotator cuff repairs, particularly larger and higher-risk tears.The discussion also addresses concerns surrounding xenograft and synthetic materials, including inflammatory and foreign-body responses.CuffMend: Simplifying Dermal Allograft AugmentationFor surgeons who elect to augment a repair with dermal allograft, the procedure itself can add complexity and operative time.Dr. Tokish discusses how the CuffMend system is designed to streamline graft handling and delivery.The conversation focuses on how improvements in instrumentation and graft preparation can potentially:Reduce operative timeSimplify graft handlingImprove procedural efficiencyReduce technical variabilityMake augmentation more accessible to surgeonsSpeedFlex and Graft PreparationThe guests also discuss SpeedFlex, which uses pre-sized and pre-sutured ArthroFlex grafts.Available graft configurations include:20 × 25 mm and 25 × 30 mm1-mm and 2-mm thicknessesRather than requiring surgeons to prepare and load the graft intraoperatively, the pre-sutured configuration is designed to streamline preparation and reduce variability.FiberStitch RC SimpleAnother innovation discussed is the FiberStitch RC Simple implant for medial graft fixation.Dr. Tokish explains how the system can facilitate a "sandwich stitch," allowing the graft to be compressed between fixation points on the superior and inferior surfaces.Available straight and reverse-curved options provide additional flexibility for medial graft fixation.Key Takeaways1. The repair construct matters.SpeedBridge has established a strong clinical track record, while FiberTak SpeedBridge builds on that foundation with smaller all-suture medial anchors and additional flexibility.2. Bone preservation may be particularly important in complex and revision cases.Smaller all-suture anchors can minimize bone removal and preserve the greater tuberosity footprint.3. Not every rotator cuff repair needs augmentation.Patient characteristics, tear morphology, tissue quality, and repair mechanics should all factor into the decision.4. The biceps may be more than a pain generator.The long head of the biceps can potentially serve as a readily available autologous scaffold for rotator cuff augmentation.5. Dermal allograft remains an important augmentation option.Clinical evidence supports its use in selected higher-risk repairs, particularly larger or compromised tears.6. Making augmentation easier may increase adoption.Streamlined graft preparation, delivery, and fixation can reduce operative complexity while maintaining the principles of sound repair.7. The ultimate goal is healing—not simply repair.Modern rotator cuff surgery increasingly focuses on creating the biologic and biomechanical environment necessary for durable tendon-to-bone healing.Featured ResearchMillett PJ, et al. Long-term outcomes following arthroscopic rotator cuff repair using the SpeedBridge technique. The study demonstrated approximately 94% survivorship at 10 years, highlighting the durability of the construct.Colbath G, Murray A, Siatkowski S, et al. Autograft long head biceps tendon can be used as a scaffold for biologically augmenting rotator cuff repairs. Arthroscopy. 2022.Kwon J, et al. The Rotator Cuff Healing Index: A New Scoring System to Predict Rotator Cuff Healing After Surgical Repair. American Journal of Sports Medicine. 2019.Tokish JM, et al. Recent clinical work evaluating the use of a compressed long-head-of-biceps autograft for rotator cuff augmentation demonstrated promising healing rates and clinical outcomes at early follow-up.This episode of The Sports Docs Podcast was sponsored by Arthrex.

Hugh Douglas and Joe Giuliani evaluate rookie quarterback Cole Payton's impressive preseason performance and his potential to climb the depth chart behind Jalen Hurts. They also engage with callers to debate Alec Bohm's consistency and revisit the careers of obscure former Eagles such as Marvin McNutt and Damon Moore. 01:35 - Cole Payton Performance 06:40 - Jalen Hurts Hypotheticals 11:55 - Alec Bohm Debate 13:35 - Obscure Eagles History 20:10 - Bryson Stott Statistics

Why do we gather together as a church, and what is our ultimate purpose as followers of Christ? In "8 Ways of Discipleship," Pastor Travis Aicklen continues the Is This Thing On? series by unpacking the core mission of every believer: making disciples. Pastor Travis explains why passive attendance is not enough and reveals the true definition of a disciple. Through a practical, eight-step process, he breaks down how we are called to be shaped into the image of Christ and, in turn, help shape others. Are you ready to step out of your comfort zone and be formed by God? Tune in to the full message to discover your next step.Key PointsThe Ultimate Evaluation: A church's true success is not measured by its preaching, property, or programs, but by the quality of its disciples.Defining Discipleship: A disciple is someone committed to the ongoing process of being formed into the image of Jesus Christ, adopting His lifestyle and fulfilling His mission.The Reality of Formations: You are always being formed by something—whether it's the culture, your habits, or the world around you. You must intentionally choose to be formed by Christ.The 8 Ways of a Disciple: Pastor Travis outlines eight crucial actions that define a disciple: showing up to the table, connecting in community, seeking the Lord's presence in prayer, serving, engaging the Bible, giving generously, witnessing, and confessing and repenting.Avoiding "Fast Food" Christianity: We live in an "instant everything" culture, but genuine spiritual growth takes time, commitment, and participation. Discipleship is not a drive-thru experience.The Power of Connection: Discipleship cannot happen in isolation. We need to step out of our silos, share our burdens with others, and embrace the awkwardness of vulnerability.Conclusion & Call to Action Are you willing to move past consumer Christianity and commit to the challenging, rewarding work of discipleship? Evaluate your own life using the "8 Ways of a Disciple" and ask God to show you where you need to grow next. Listen to the complete message to discover how you can actively participate in God's plan for your life and the lives of those around you. If this message challenged and inspired you, please like, subscribe, and share this episode with someone you'd like to grow alongside!Join us Sundays at 8:30am or 10:30am. Find out more at RadiantVisalia.com. Support the show*Summaries and transcripts are generated using AI. Please notify us if you find any errors.

On a classic edition of Weekend Conversations on The Elevate Podcast, host Robert Glazer and producer Mick Sloan discuss the importance of decoupling behavior from context when holding people accountable. Robert and Mick discuss why unacceptable behavior should be unacceptable no matter what the justification is, and that while context can matter in assigning consequences, it should not be used to separate right from wrong. Thank you to the sponsors of The Elevate Podcast Shopify: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠shopify.com/elevate⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Masterclass: ⁠⁠⁠⁠⁠masterclass.com/elevate⁠⁠⁠⁠⁠ Framer: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠framer.com/elevate⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Northwest Registered Agent: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠northwestregisteredagent.com/elevate⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Whatnot: Search "Whatnot" in the app store to download Indeed: ⁠indeed.com/elevate⁠

https://isheworthy.com/ https://www.StopLosingWomen.com for 1-on-1 coaching & FREE access to all my dating video courses & e-Books. In this episode, I sit down with Dave McLachlan, author of Is He Worthy? and creator of the Worthy Assessment, to discuss a new way to evaluate someone before committing to a relationship. We talk about why emotions and physical attraction can cause people to overlook incompatibility, how to identify your true non-negotiables, and why the red flags that eventually end relationships are often visible from the beginning. Dave also explains how his relationship assessment helps people measure compatibility, track changes over time, and recognize sooner when someone may—or may not—be right for them. ❤️ All my coaching courses & e-Books are now free. If you find any of it to be helpful, consider sending donations at the following links: Cash App: https://cash.app/$harrywilmington PayPal: https://www.e-junkie.com/i/zk94?single Email Your Questions: HarryWilmington@gmail.com

CardioNerds (Dr. Apoorva Gangavelli, Dr. Cory Sejo, and Dr. Joseph Kassab), discuss tricuspid regurgitation evaluation and management with Dr. Sunil Mankad. This episode was produced as part of the CardioNerds Academy curriculum by House Einthoven under the guidance of House Chief, Dr. Apoorva Gangavelli and Academy Program Director, Dr. Gurleen Kaur. A matching review article will be published in US Cardiology Review, the official journal of CardioNerds. This discussion was planned in collaboration with the Mayo Clinic Cardiovascular Board Review Course.  Audio editing by CardioNerds intern Emma Winakur. Enjoy this Circulation 2022 Paths to Discovery article to learn about the CardioNerds story, mission, and values. CardioNerds Episode PageCardioNerds AcademyCardionerds Healy Honor Roll CardioNerds Journal ClubSubscribe to The Heartbeat Newsletter!Check out CardioNerds SWAG!Become a CardioNerds Patron! Key Points: Tricuspid regurgitation is common and associated with increased mortality at every stage, regardless of etiology. Outcomes are worse with worsening severity, so accurate grading is critical. Etiology is critical to guide treatment decisions. Etiology includes primary vs secondary (atrial or ventricular) vs CIED-related TR. 3D echocardiography can be very helpful in determining TR etiology, especially in CIED-related TR. Diuresis with the goal of euvolemia is step one. Additionally, underlying contributory conditions (eg. pulmonary HTN, HFrEF, atrial fibrillation) should be addressed, if appropriate, and then TR severity reassessed. The choice between T-TEER and TTVR hinges on anatomy, RV function, pulmonary hypertension, and the ability to tolerate anticoagulation. T-TEER is generally first line in atrial functional TR with appropriate anatomy, in patients with poor RV function who cannot tolerate a sudden increase in RV afterload, or in patients who cannot tolerate the necessary anticoagulation with TTVR. TTVR is preferred with wide coaptation gaps and CIED-related TR. This is a team sport. Multidisciplinary discussions utilizing imaging (TTE/TEE, CT), risk scores (TRI-SCORE or TRIO), patient preference, and prior institutional experience are essential for the effective treatment of severe TR. Notes: What is the clinical importance of tricuspid regurgitation? TR is very common with approximately 4% of people over 75 having moderate or greater severity. TR (even mild) is associated with increased mortality. Those outcomes worsen as the TR severity worsens, and this phenomenon is independent of the mechanism of regurgitation. What is unique about the tricuspid valve compared to the other cardiac valves? It is at an anterior location which allows it to be imaged well with transthoracic echocardiography It is the largest valve and composed generally of 3 leaflets (but very often can have 4+ leaflets). Importantly, the RV is compliant and changes size and shape readily based on loading conditions. The TV annulus similarly changes size and shape based on hemodynamic conditions such as preload. What is a good framework for approaching the causes of tricuspid regurgitation? Determine the presence and define the severity of TR. Using TTE, we want to measure the right atrial size, the RV size, and any other concomitant valvular lesions.  Use TTE (2D and 3D) to characterize leaflet anatomy and characteristics. Subtypes of TR mechanisms (many times etiology is mixed). Primary: primary leaflet abnormality, occurs in ~10% of cases. Look for prolapse, flail, endocarditis, etc. Secondary/functional: leaflets normal but surrounding structures are abnormal. Atrial: RA and tricuspid annular dilation but normal RV size/shape, and can be related to arrhythmias like atrial fibrillation. Ventricular: RV dilated and/or dysfunctional with leaflet tethering. Can be related to pulmonary hypertension or primary RV disease. Cardiac implantable electronic device (CIED): Related to device (usually pacemakers or ICD) interaction with TV leaflets. Includes perforation, entanglement in subvalvular apparatus, impingement, etc. 3D TTE particularly helpful to evaluate How do we grade TR severity? It is very important to grade the severity of TR, and this is generally done with echocardiography. There are both quantitative and qualitative methods which use Doppler and various equations to estimate TR severity. Current recommendations have expanded TR severity beyond mild/moderate/severe to include “massive” and “torrential” categories. The most important parameters measured/calculated are vena contracta width, regurgitant volume, regurgitant fraction, and effective regurgitant orifice area. Helpful qualitative metrics include hepatic venous flow reversal. When should additional studies beyond transthoracic echocardiography, such as transesophageal echocardiography (TEE), cardiac computed tomography (CT), and cardiac magnetic resonance imaging (MRI) be pursued? TEE is particularly helpful if TTE views are poor. Since TEE is used during transcatheter intervention, a pre-procedure TEE to define anatomy, determine procedure candidacy, and plan for the procedure is critical.  CT is also helpful for procedure planning and has particular strengths in defining annulus size and geometry. A CT is required prior to transcatheter tricuspid valve replacement (TTVR). MRI is helpful for measuring RV volumes and function, but is not generally used to assess TR severity.  What is the approach to the treatment for severe tricuspid regurgitation? The first step is to try to determine the etiology. For secondary TR, treating the underlying condition is indicated. For example, pulmonary vasodilators for pulmonary HTN or guideline therapy for heart failure with reduced ejection fraction. Diuretics are the mainstay for treatment, with the goal to obtain euvolemia. This may require inpatient admission to optimize volume status and medication regimen. Once reversible etiologies are addressed, if the patient is still symptomatic from TR, additional therapies can be considered. What is the role of right heart catheterizations (RHC) in patients with severe TR? RHC is very helpful for many reasons. We use it in TR to help determine volume status, cardiac output, and RV function. Additionally, identifying and characterizing pulmonary hypertension (with pulmonary artery pressures and calculating pulmonary vascular resistance) is an important factor when choosing future therapies.  With severe tricuspid regurgitation, when should we refer for intervention (either with surgery or transcatheter repair or replacement)? Once reversible etiologies are addressed and euvolemia has been achieved, if the patient is still symptomatic from TR despite aggressive medical optimization, additional therapies can be considered. Once euvolemic, a repeat TTE should be ordered to reassess the severity of the TR. Use calculators (for example, either the TRI-SCORE or TRIO score) to predict operative mortality for isolated TR surgery. What are our transcatheter treatment options in severe tricuspid regurgitation, and how do we choose between them? The primary approved transcatheter treatment options for severe TR include transcatheter tricuspid edge-to-edge repair (T-TEER) and transcatheter tricuspid valve replacement (TTVR), of which the Edwards EVOQUE valve is the only one currently approved by the FDA. There are other TTVR device under investigation. These decisions should be made with a multi-disciplinary team including representation from cardiac imaging, interventional cardiology, and cardiothoracic surgery. Factors that go into the decision between T-TEER and TTVR include anatomy (annulus width, coaptation gap, leaflet length), RV reserve, pulmonary hypertension presence, ability to tolerate anticoagulation, patient preference, and institutional experience.  T-TEER is generally the first line with atrial functional and suitable anatomy. It is successful at reducing TR but does not generally eliminate it.  TTVR with EVOQUE is preferred in certain anatomic considerations like a large coaptation gap or when there is CIED-related TR (as this was excluded in T-TEER trials). Patients must be suitable for anticoagulation to receive TTVR as there is risk of leaflet thrombosis without it. If moderate/severe pulmonary hypertension is present, or there is poor RV function, TTVR may be avoided as the sudden elimination of TR causes a sudden increase in RV afterload which may not be tolerated. What is the role in advanced metrics for evaluating RV function? Advanced metrics like RV/PA coupling are under investigation but have not made it into the guidelines. The clinical utility is not yet known.  Assessing the RV function is important as stated above. Dr. Mankad prefers using 3D TTE to calculate an RVEF, or tracking RV longitudinal free wall strain. If you do encounter CIED-related TR, how do you treat it? Evaluate with TTE or TEE. 3D is very helpful to identify relative anatomy and leaflet-device interactions. There is no clear consensus about treatment if CIED-related TR is the primary mechanism of severe TR. If recently implanted, repositioning may be a valid option, but requires discussions with multiple teams including electrophysiology, advanced cardiac imaging, CT surgery, and interventional cardiology. References O’Gara PT, Lindenfeld J, Hahn RT, et al. 10 Issues for the Clinician in Tricuspid Regurgitation Evaluation and Management: 2025 ACC Expert Consensus Decision Pathway. J Am Coll Cardiol. 2025;S0735-1097(25)07047-0. O’Gara PT, Little SH, Badhwar V, et al. Operator and Institutional Recommendations and Requirements for Tricuspid Interventions: 2026 ACC/AHA/ASE/HRS/STS Expert Consensus Systems of Care Document. J Am Coll Cardiol. 2026;S0735-1097(26)05481-1. Hahn RT. Tricuspid Regurgitation. N Engl J Med. 2023;388(20):1876-1891. Davidson LJ, Tang GHL, Ho EC, et al. The Tricuspid Valve: A Review of Pathology, Imaging, and Current Treatment Options: A Scientific Statement From the American Heart Association. Circulation. 2024;149(22):e1223-e1238.

Evaluate the immense pressure and expectations surrounding Arch Manning as he navigates his high-profile college career at Texas. Kevin, Cory, and Alec break down various SEC and Big 12 quarterbacks, including Dante Moore's potential as a top NFL draft pick. They also analyze the arm talent and system fit of rising stars like Jaxson Dart and Marcel Reed heading into the 2026 season.

Eric and Drew talk about the intersection of craftsmanship and digital strategy. The discussion highlights the limitations of platforms like Yelp, where strict review policies can hinder a business's reputation, and emphasizes the complexity of Google's advertising ecosystem. Ainscough explains how businesses can optimize their sales funnels by integrating social media presence with targeted performance campaigns to capture high-quality leads. Triplet shares personal anecdotes about maintaining a culture of care and using the "131 technique" to empower employees to solve customer problems independently. Key Takeaways: Adopt the "1-3-1" problem-solving method by defining one specific problem, identifying three potential solutions, and recommending the single best course of action. Write handwritten thank-you notes to express authentic appreciation and build memorable, long-term personal or professional relationships. Evaluate online business reviews critically by reading individual write-ups and checking the reviewer's profile to see if they are a habitually angry reviewer. Prompt artificial intelligence to challenge you by asking it to focus on realistic constraints and ask you the hard questions you might not be thinking about. Prioritize direct human connection by picking up the phone to talk to people rather than relying entirely on digital forms or automated systems. Connect with Incline Marketing: https://inclinemktg.com/

Homegirl at the office stays winning. Your bestie in another city is getting closer to someone else. Which one is envy? Which one is jealousy? What other feelings come up? Often times they are used interchangeably and incorrect. Terri and Dom help us clarify what each term means. Then they walk us through multiple real-life examples to help us parse out what each word looks like when played out. What are the questions we need to ask to navigate each situation? Scroll down for some helpful tips. By the way, shout out to Meg Thee Stallion for those bomb-ass knees :) Quote of the Day: “True confidence has no room for jealousy or envy; when you know you are great there is no reason to hate.” -unknown Takeaways: Acknowledge the feelings Evaluate the situation with an open mind Identify the roadblocks (internal and/or external) What can you control? Remember to practice self-compassion Kill it with kindness Get support from community and/or therapy Resources: Melanin and Mental Health Therapy for Black Girls Psychology Today Therapy for QPOC Where to find us: Twitter: @HERspacepodcast Instagram: @herspacepodcast Facebook: @herspacepodcast Website: herspacepodcast.com Email: herspacepodcast@gmail.com H.E.R Space Sanctuary: https://www.facebook.com/groups/herspacesanctuary/See omnystudio.com/listener for privacy information.