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My new favorite woman Sara Foster is here, and we get real about everything: growing up in Hollywood with David Foster as her dad, our Brody Jenner connection, therapy, low self-esteem, dating after a 20-year relationship, and why she currently has zero interest in compromising for a man. We also talk about building an empire with Erin Foster — from Nobody Wants This to Favorite Daughter — plus the reality of rejection in Hollywood, hustle culture, and why not every woman needs to start a business.A word from my sponsors:Foria: Experience your juiciest and deepest sensual experience with a bottle of Foria. Foria is offering a special deal for our listeners. Get 20% off your first order by visiting https://foriawellness.com/HONEST OR use code HONEST at checkout. Lululemon: Go to https://lululemon.com right now. New styles drop all the time and the colors go fast, so don't wait. And if something doesn't work for you, free returns, always.Wayfair: Get prepped for patio season for way less. Head to https://Wayfair.com right now to shop all things home.K18: Shop at Sephora or get 10% off your first purchase at https://k18hair.com with code KRISTIN.Figs: Get 15% off your first order at https://wearfigs.com with the code FIGSRXCookUnity: Go to http://cookunity.com/HONEST or enter code HONEST before checkout for 50% off your first week.JS Health: https://www.jshealthvitamins.com code HONEST for 15% off your order at checkout.JSHealth Vitamins Berberine+ Clinical Trial† †Individual results may vary. Citruslabs Research Team, 2025, “A Clinical Trial to Evaluate the Effects of a Supplement to Support Blood Sugar Levels, Weight Management, and Other Related Outcomes." These trials were conducted on JSHealth Vitamins USA Berberine+ Formula. Formula may vary by region. Berbevis® for 4x better absorption than standard berberine^. ^Petrangolini, G., Corti, F., Ronchi, M., Arnoldi, L., Allegrini, P. & Riva, A., 2021. Development of an innovative berberine food-grade formulation with an ameliorated absorption: in vitro evidence confirmed by healthy human volunteers pharmacokinetic study. Evidence-Based Complementary and Alternative Medicine 2021:7563889. Available at: https://onlinelibrary.wiley.com/doi/10.1155/2021/7563889*These statements have not been evaluated by the Food and Drug Administration. This product is not intended to diagnose, treat, cure, or prevent any diseaseFor more Let's Be Honest, follow along at:@kristincavallari on Instagram@kristincavallari and @dearmedia on TikTokLet's Be Honest with Kristin Cavallari on YouTubeProduced by Dear Media.This episode may contain paid endorsements and advertisements for products and services. Individuals on the show may have a direct or indirect financial interest in products, or services referred to in this episode.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
What happens when a consulting company decides that adding AI to existing workflows isn't enough? In this episode, Mal Vivek, CEO and co-founder of zeb, joins me to discuss the launch of Substrate, an AI-native operating architecture that challenges many assumptions about enterprise consulting, software delivery, and AI adoption. Rather than layering AI onto legacy processes, zeb made the bold decision to scrap its own operating model and rebuild the company from the ground up with AI at its core. The result is Substrate, a system designed to learn from every project it completes, continuously improving through a Plan, Execute, Evaluate operating loop while helping organizations move from experimentation to measurable business outcomes. Our conversation goes far beyond another AI product announcement. Mal explains why so many organizations remain trapped in what she calls "pilot purgatory," investing heavily in AI without producing measurable returns. We discuss why treating AI as an assistant often limits its potential, and why businesses may need to rethink their organizational structures, workflows, and even leadership models if they want AI to become part of their operational foundation. We also explore one of the most talked-about aspects of zeb's business model: a 100 percent outcome guarantee. Instead of charging for time or software licenses, zeb only gets paid when agreed business outcomes have been delivered. That raises interesting questions about accountability, risk, and whether the traditional consulting model still makes sense in an era where AI can dramatically compress delivery timelines. Mal also shares why zeb gives customers ownership of their own version of the Substrate engine instead of locking them into a traditional SaaS subscription, how AI changes the relationship between technology vendors and their customers, and why she believes future organizations will become flatter, faster, and increasingly focused on builders rather than management layers. If you're a technology leader trying to move beyond AI proofs of concept, or a business executive searching for a practical path to measurable AI value, this conversation offers plenty of fresh thinking on what AI-native organizations could look like over the next few years. Can businesses continue adapting yesterday's operating models for tomorrow's technology, or is it time to rebuild from the ground up? I'd love to hear where you stand after listening to this episode.
Consumer advocate Clark Howard joins Wes Moss and Christa DiBiase for a special Retire Sooner Podcast episode packed with listener questions, thoughtful debate, and real-world financial scenarios. From retirement planning and investing to tax considerations and the pursuit of a more fulfilling retirement, this conversation explores a wide range of topics through the lens of everyday decisions. • Explore how technology stocks, index funds, IPOs, and diversification continue to shape the current investing landscape. • Examine retirement timing, market volatility, and the role consistent investing may play over time. • Consider mortgage, refinancing, capital gains, and tax-planning questions raised by listeners navigating major financial decisions. • Compare Target Date Funds and ETF portfolios while weighing different approaches to diversification and risk. • Evaluate the tradeoffs of selling versus renting a home before an extended move overseas. • Explore the role core pursuits, purpose, and meaningful activities may play in discussions about retirement satisfaction. • Learn about the **pre-sale of Wes Moss's new book, **The Retire Sooner Method, including available bonuses and how to reserve a copy. Whether you're thinking about your portfolio, your next chapter, or both, this episode offers plenty to consider. Listen and subscribe to the Retire Sooner Podcast for more conversations about retirement planning, investing, and the financial and lifestyle decisions that may shape life after work. Learn more about your ad choices. Visit megaphone.fm/adchoices
PWTorch editor Wade Keller was joined by PWTorch contributor Jerud "JB from Detroit" Buhagiar to review AEW Dynamite with chat, caller, and email interactions throughout. They started with analysis of the closing segment hyping the 12-man tag team cage match at Forbidden Door. Then they looked at some frustrating aspects of the presentation including Claudio Castagnoli using a belt to KO Brody King and no one seeming to care including Will Ospreay, plus some standout performances, confusion over the build to Kenny Omega and Zack Sabre Jr. again, where things seem to be going with MJF, Kenny, Andrade, and Ospreay, and much more with vibrant caller, chat, and email inspired discussions.Become a supporter of this podcast: https://www.spreaker.com/podcast/wade-keller-pro-wrestling-post-shows--3275545/support.
Gene Zannetti talks with legendary Olympian and camp director Ken Chertow about how he developed his mindset as an athlete through persistence and hard work despite not being a naturally gifted kid, what the biggest mental hurdles are for college wrestlers, why evaluating matches on process rather than outcome is what separates good from great, and how the Latin root of confidence, to trust, means you have to actually put the work in to have something to trust.Timestamps:1:33 - How Ken developed his mindset3:13 - Intensity and calm focus need to coexist9:50 - Joey Kangaroo: plugging away since sixth grade, now Harvard wrestling captain16:51 - Biggest mental challenge for wrestlers: self-confidence and believing in yourself20:25 - Wrestle the man's body not his name, Nate Carr's advice that still holds up29:39 - Evaluate matches on process not outcome: did you make the first attack, did you hustle back
In this episode, Barb Crabbe, DVM, MA, joined us to discuss how equine veterinarians can use a basic ethical construct to evaluate and resolve ethical dilemmas and minimize moral distress. She defined ethical decisions versus ethical dilemmas, shared the work done to upgrade the ethics of veterinary medicine, and more.The Business of Practice podcast is brought to you by CareCredit.This information is shared solely for your convenience. You are urged to consult with your individual advisors with respect to any information presented.Business of Practice Podcast Hosts, Guests, and Links Episode 142:Hosts: Dr. Amy Grice and Carly Sisson (Digital Content Manager) of EquiManagement | Email Carly (csisson@equinenetwork.com) | Connect with Carly on LinkedInGuest: Barb Crabbe, DVM, MAPodcast Website: The Business of Practice
The conversation around AI often focuses on speed, automation, and productivity. Yet one of the most important lessons emerging from modern software development is that Hero Culture Risks become more visible as technology removes traditional bottlenecks. In Building Better Developers Season 28 Episode 8, Dave Borzillo shared a perspective many experienced developers recognize immediately: being the person who always saves the day feels rewarding, but it often masks deeper organizational problems. As AI accelerates software creation, those hidden weaknesses are becoming harder to ignore. About David Borzillo David Borzillo is an Agile coach, author, speaker, and organizational improvement advocate with more than three decades of experience spanning software development, leadership, Agile transformation, and product delivery. Through his Better Ways of Working platform, he helps organizations improve collaboration, reduce operational friction, and create sustainable delivery systems. He is the author of Sanity at Scale and Who Killed Agile? (co-authored), and United Agility, and hosts the Better Ways of Working podcast. Follow David at: https://betterwaysofworking.com/about.htm Bonus: Free Kindle Promotion
Show SummaryOn today's episode, we're replaying a conversation with Michael Bailey, Deputy Director of Leadership Programs for the George W. Bush Institute. We talk about some of the initiatives of the Bush Institute, including the Veteran Leadership Program, the Democracy is a Verb initiative and the Bush Institute's efforts to celebrate America 250.Provide FeedbackAs a dedicated member of the audience, we would like to hear from you. If you PsychArmor has helped you learn, grow, and support those who've served and those who care for them, we would appreciate hearing your story. Please follow this link to share how PsychArmor has helped you in your service journey Share PsychArmor StoriesAbout Today's GuestMichael Bailey serves as Deputy Director, Leadership Programs, for the George W. Bush Institute. In this role, he manages the Stand-To Veteran Leadership Program, which focuses on developing the leadership skills of veterans and those who serve them and their families. Bailey also supports alumni engagement efforts for the Institute's international leadership programs.Prior to joining the George W. Bush Institute, Bailey provided operations, media, and communications support to The American Choral Directors Association, a music organization dedicated to the excellence and advancement of choral music.Bailey is a native of Arlington, Texas. He received his Bachelor of Arts in Music (Voice) from The University of Oklahoma, and he holds a Master of Business Administration with concentrations in finance and real estate from Southern Methodist University Cox School of Business. He has a passion for running and enjoys racing in half and full marathons.Links Mentioned During the EpisodeGeorge W. Bush InstituteStand-To Veteran Leadership ProgramAmerica 250Democracy is a Verb initiative PsychArmor Resource of the WeekThis week's PsychArmor Resource of the Week is The PsychArmor course The Myths and Facts of Military Leaders. This course identifies four of the most popular myths about military leaders and how they don't align with the reality of working alongside Veterans and Service members. You can find the resource here: https://learn.psycharmor.org/courses/The-Myths-and-Facts-of-Military-Leaders Episode Partner: Are you an organization that engages with or supports the military affiliated community? Would you like to partner with an engaged and dynamic audience of like-minded professionals? Reach out to Inquire about Partnership Opportunities Contact Us and Join Us on Social Media Email PsychArmorPsychArmor on XPsychArmor on FacebookPsychArmor on YouTubePsychArmor on LinkedInPsychArmor on InstagramTheme MusicOur theme music Don't Kill the Messenger was written and performed by Navy Veteran Jerry Maniscalco, in cooperation with Operation Encore, a non profit committed to supporting singer/songwriter and musicians across the military and Veteran communities.Producer and Host Duane France is a retired Army Noncommissioned Officer, combat veteran, and clinical mental health counselor for service members, veterans, and their families. You can find more about the work that he is doing at www.veteranmentalhealth.com
Miki Feldman Simon, is an executive coach, speaker, and the author of CORE Leadership: A Four-Step Framework to Lead Yourself, Grow Your Influence, and Amplify Your Impact.Miki's perspective on people, performance, and what it really takes to lead effectively across different environments was shaped by two different lenses. First, a wide range of leadership roles, including marketing, operations, and HR leadership in companies that went through successful mergers and acquisitions. Second, growing up in multiple countries and cultures: from Israel to Australia to the United States.In our conversation, we explore how our assumptions shape the way we lead, the importance of understanding what a role really looks like before committing to it, and why many of us operate on autopilot more than we realize.We also dive into her CORE leadership framework—Clarify, Operationalize, Reflect, and Evaluate—and how it helps leaders move from reactive habits to intentional action. Along the way, Miki shares powerful personal stories and practical examples from her coaching work that bring these ideas to life.Contact Dino at: dino@al4ep.comWebsites:mikifeldmansimon.comal4ep.comAdditional Guest Links:LinkedIn: linkedin.com/in/mikifeldmansimonInstagram: @mikifeldmansimonFacebook: facebook.com/miki.feldmansimonAuthentic Leadership For Everyday People / Dino CattaneoDino on LinkedIn: linkedin.com/in/dinocattaneoPodcast Instagram – @al4edp Podcast Twitter – @al4edpPodcast Facebook: facebook.com/al4edpMusicSusan Cattaneo: susancattaneo.bandcamp.com
How do you know whether you've found a strong franchise or one that could quietly drain your time, money, and energy? If you're looking for a way to diversify your income, leave the corporate world, or build a business worth, franchising can be an attractive option. But not all opportunities are created equal. In this episode, you'll learn how experienced franchise operators evaluate opportunities, identify red flags, and determine whether a franchise is truly positioned for long-term success. If you're considering franchise ownership, understanding the characteristics of a strong franchise can help you make a smarter investment decision and avoid costly mistakes. What You'll Gain From This Episode: Learn the key traits that separate a strong franchise from thousands of average franchise opportunities. Discover how to evaluate franchise financial performance, leadership teams, systems, and support before investing. Understand the different paths to franchise ownership, including buying an existing operation versus building one from the ground up. Before you commit your capital to any franchise opportunity, listen to this episode to learn the proven framework successful investors use to identify a strong franchise with long-term growth potential. Check out: 11:45 – Why Some Franchises Command Higher Exit Values Scott explains how a strong franchise can increase business value, attract private equity buyers, and create a more lucrative exit strategy. 21:30 – How to Evaluate a Strong Franchise Before You Invest Learn the critical factors to assess, including leadership, operational systems, franchisee support, and financial performance. 34:20 – The Success Rates of Strong Franchises Scott breaks down why franchise success rates vary so dramatically and how to use the Franchise Disclosure Document (FDD) to identify a strong franchise with a proven track record. Scott Jones Scott Jones is a franchise consultant and founder of Franchise Guide Group. A multi-unit owner and former franchise brand CEO, he brings more than three decades of experience in the franchising industry. Through his work with FranChoice and his own companies, he helps mid-career professionals, executives, and business owners use franchising as a practical path to independence. Scott has led a company serving tens of thousands of franchise locations and has worked closely with major brands while also sitting in the franchisee chair himself
Are you wondering when to leave a church and if your reasons honor the Lord? In this episode, Pastor Richard Caldwell addresses the dangers of consumer Christianity and the hidden consequences of church hopping. While there are legitimate biblical reasons to leave a church, such as doctrinal error or unrepentant sin, believers often abandon their congregations over personal preferences. This pastoral advice encourages staying faithful to a local church, highlighting the spiritual growth that comes from long-term commitment. Learn how to know when to leave a church, how to leave a church well, and how to evaluate your decision through the lens of Reformed theology and biblical truth.
Thinking about investing in a mortgage note fund but not sure where to start?In this episode of the Paperstac Podcast, Brett Burky sits down with TJ Osterman to break down the most important factors investors should consider when evaluating a mortgage note fund. Whether you're a seasoned investor looking to diversify your portfolio or someone searching for passive income opportunities outside of traditional stocks and bonds, this episode will help you understand what separates a quality fund from one you should avoid.Mortgage note funds have become increasingly popular among investors seeking passive cash flow, real estate-backed investments, portfolio diversification, and exposure to alternative assets. But how do you know which fund is right for you? What questions should you ask? What red flags should you watch for? And how can you evaluate a fund manager before wiring your hard-earned capital?TJ Osterman and Brett Burky walk through the key components of fund evaluation, including:✅ What is a mortgage note fund?✅ How mortgage note funds generate returns✅ What makes a great fund operator✅ How to evaluate a fund manager's track record✅ The importance of transparency and reporting✅ Risk management strategies used by successful funds✅ Questions every passive investor should ask✅ Common mistakes investors make when selecting a fund✅ Red flags that may indicate potential problems✅ How to align your investment goals with the right fund structureIn addition to the discussion with TJ, this episode features interviews and insights from several respected mortgage note fund operators, including:• Earnest Fund• 7e Fund• Integrity FundThese fund managers share their perspectives on investing, portfolio management, risk mitigation, investor communication, and what they believe sets successful mortgage note funds apart from the competition.If you've ever wondered:How do mortgage note funds work?What are the risks of investing in a note fund?How do I compare different mortgage note funds?Should I invest in a fund or buy notes myself?What returns should I expect from a mortgage note fund?What questions should I ask before investing?This episode was created to help answer those questions and provide practical guidance from experienced operators actively managing investor capital.Topics Covered:Mortgage Note FundsNote InvestingPassive IncomeAlternative InvestmentsReal Estate InvestingDistressed DebtSeller FinancingPrivate LendingInvestment FundsCash Flow InvestingWealth BuildingFund ManagementDue DiligenceInvestor RelationsPortfolio DiversificationMortgage NotesSelf-Directed IRA InvestingRetirement InvestingReal Estate NotesPassive Investing StrategiesWhether you're looking to invest through a Self-Directed IRA, diversify your investment portfolio, create passive income, or learn more about mortgage note investing, this episode provides valuable insights from experienced fund managers and industry professionals.
Summary: In this message, Ms. G discusses the concept of "committed goals" and how they differ from mere wishes or plans. She emphasizes that commitment requires action, discipline, and consistency, even when motivation wanes. Ms. G shares personal anecdotes about her journey towards achieving her goals, highlighting the importance of persistence, sacrifice, and faith. She encourages listeners to evaluate their own commitment levels and to keep pushing forward despite challenges.Key PointsCommitment vs. Motivation: Commitment involves consistent action regardless of feelings, while motivation can fluctuate.Private Sacrifices: Achieving goals often requires personal sacrifices and making choices that align with long-term objectives.Patience and Process: Growth and success take time; patience is crucial.Flexibility and Faith: Being adaptable and maintaining faith are essential when facing setbacks.Evaluate whether you are truly committed to your goals or just interested.Recognize that every small step and choice contributes to progress.Understand that commitment is about persistence, not perfection.Conclusion: Ms. G's message serves as a powerful reminder that true commitment involves ongoing effort and resilience. By embracing the process and maintaining faith, individuals can overcome obstacles and achieve their goals.
Is retirement just about accumulating assets, or is it also about creating the flexibility to spend your time in ways that matter most to you? Join Wes Moss and Christa DiBiase on this episode of the Retire Sooner Podcast as they explore retirement planning, investor behavior, and the financial decisions that may influence long-term outcomes. • Discover why building wealth and preserving wealth often involve different financial considerations. • Examine how emotions, habits, and investor behavior may affect financial decision-making over time. • Explore the transition from asset accumulation to retirement income planning and risk management. • Consider listener questions on pensions, Social Security claiming decisions, longevity, and retirement income strategies. • Evaluate factors investors may weigh when considering Roth conversions and portfolio rebalancing. • Learn about the **five-step **Retire Sooner Method from Wes's new book, and the role financial and happiness "green zones" may play in retirement planning. • Understand what some may refer to as the "ultimate dividend"—the freedom and flexibility many people seek through thoughtful financial preparation. • Compare perspectives on equity-indexed annuities, bonds, fiduciary standards, and financial product considerations. • Review financial planning concepts for younger investors, including Roth IRAs, long-term saving, and preparing for future homeownership. Whether you're preparing for retirement or already navigating it, this episode examines the intersection of financial planning, investor behavior, and personal fulfillment. Listen and subscribe to the Retire Sooner Podcast, and pre-order Wes Moss's new book, The Retire Sooner Method, to learn more about the planning principles discussed in this episode. Learn more about your ad choices. Visit megaphone.fm/adchoices
A new MP3 sermon from Founders Baptist Church is now available on SermonAudio with the following details: Title: Leaving a Church: How to Evaluate Your Decision Subtitle: 01 Straight Truth Podcast Speaker: Richard Caldwell Jr. Broadcaster: Founders Baptist Church Event: Sunday Service Date: 6/17/2026 Bible: Hebrews 13:7; Revelation 2 Length: 23 min.
Starting from caregiving and cultivation in Colorado, Krysta and Sanja eventually created THC Girls to connect community members with businesses. Their marketing agency and community network now operates across New York, Miami, and Denver, using an app-based platform to maximize reach through their ambassador network.Their advice for new entrepreneurs? Evaluate your personal alignment with business goals and ensure realistic budgeting. They stress the importance of authenticity over pure business focus—strong community connections are their distinguishing factor in the cannabis space, they emphasize, their real competitive edge in this evolving industry.Looking toward 2026, they're focused on growing The Highly Connected app and The High Country Girls brand while maintaining genuine engagement. Their recent event success demonstrates how virtual tools and authentic relationships can create meaningful industry impact.Chapters:00:00:45 - THC Girls: Marketing Agency & Community Building00:02:15 - Bridging Legacy and Corporate Cannabis Communities00:03:31 - From Caregiver to Cannabis Industry Leader00:05:48 - Building Brands: Budget, Story, and Culture First00:07:35 - Traveling Expos and Industry Networking Events00:08:23 - Virtual Connection and Community Growth Strategy00:10:54 - Sanja Ganja's 2026 Vision and Vibrational Hug00:12:29 - Moving to Miami and Growing CommunityWEBSITE: https://cannatechtoday.com/Make sure to follow our other social media platforms to stay up-to-date on all things Cannabis & Tech Today.https://twitter.com/cannatechtodayhttps://www.facebook.com/CannaTechTodayhttps://www.instagram.com/cannatechtoday
What does it take for us to go all-in on a business opportunity? In this episode, Lori and I share the story behind one of our newest investments and the life-changing experiences that led us there. We talk about my recovery after a stroke, the frustration of losing mental sharpness, and why personal transformation is often the strongest signal that a product or company is worth paying attention to. We also share how to evaluate opportunities, what makes us say yes to a partnership, and why the best business decisions come from solving your own biggest challenges first. Get ready to rethink how you spot opportunities and what it means to invest in something you believe in. HIGHLIGHTS The health journey that led Lori and me to our newest business investment. What I went through after my stroke and how it affected my daily life. How I eliminated afternoon brain fog and returned to a high-performance mental state. The tools that put me a full month ahead of schedule after a severe bicep surgery. The framework Lori and I use to evaluate partnerships before taking a stake in a company. RESOURCES Text PEPTIDE to 310-496-8363 to learn more and receive updates on the upcoming peptide episode. Join the most supportive mastermind on the internet - the Mentor Collective Mastermind! Make More Sales in the next 90 days - GET THE BLUEPRINT HERE! Check out upcoming events + Masterminds: chrisharder.me Text DAILY to 310-421-0416 to get daily Money Mantras to boost your day. FOLLOW Chris: @chriswharder Lori: @loriharder Frello: @frello_app
Amanda Cruise interviews Jonathan Greene, broker, investor, and host of the Zen and the Art of Real Estate Investing podcast. Jonathan shares how growing up around commercial real estate shaped his investing philosophy and why he has shifted from active ownership into passive syndication investments as he focuses on lifestyle, capital preservation, and long-term wealth creation. The conversation explores how to evaluate syndication opportunities, the importance of operator quality and debt structure, lessons learned from failed acquisitions and mistimed exits, and why Jonathan prefers tangible assets that align with his personal interests. He also discusses mixed-use properties, generational wealth, and how investors can avoid chasing trendy asset classes in favor of disciplined decision-making. Jonathan Greene Host of Zen and the Art of Real Estate Investing, Owner and Broker of Record of Streamline Based in: Mendham, New Jersey Where to find them: Jonathan's Hub Site - www.trustgreene.com LinkedIn - https://www.linkedin.com/in/jonathan-greene-re/ Podcast - www.zenandtheartofrealestateinvesting.com YouTube - www.youtube.com/JonathanGreenere Instagram - www.instagram.com/zenrealestateinvesting Instagram- www.instagram.com/trustgreene Book your free demo today at bill.com/bestever and get a $100 Amazon gift card. Visit https://malabarhillcapital.com/ for more info. Podcast production done by Outlier Audio Learn more about your ad choices. Visit megaphone.fm/adchoices
Are you wondering when to leave a church and if your reasons honor the Lord? In this episode, Pastor Richard Caldwell addresses the dangers of consumer Christianity and the hidden consequences of church hopping. While there are legitimate biblical reasons to leave a church, such as doctrinal error or unrepentant sin, believers often abandon their congregations over personal preferences. This pastoral advice encourages staying faithful to a local church, highlighting the spiritual growth that comes from long-term commitment. Learn how to know when to leave a church, how to leave a church well, and how to evaluate your decision through the lens of Reformed theology and biblical truth.
AUA2026: Focus on: Metastatic Urothelial Carcinoma CME Available: https://cme.auanet.org/URL/FOCUS264ONL LEARNING OBJECTIVES: After participating in this CME activity, participants will be able to: 1. Select appropriate first-line therapies for patients with locally advanced or metastatic urothelial carcinoma during initial treatment planning, in accordance with updated NCCN guidelines. 2. Evaluate holistic management approaches, including treatment sequencing, therapy transitions, and long-term follow-up for patients with locally advanced or metastatic urothelial carcinoma throughout the course of disease. 3. Implement strategies to recognize, monitor, and mitigate treatment-related adverse events in patients receiving systemic therapy for locally advanced or metastatic urothelial carcinoma. 4. Integrate shared decision-making tools and communication strategies into clinical practice to ensure alignment of treatment choices with patient values and caregiver input. 5. Distinguish between treatment pathways for different stages of advanced bladder cancer, including variant histologies to ensure accurate staging and appropriate therapy selection based on the latest NCCN guidelines. ACKNOWLEDGEMENTS Support provided by independent educational grants from: Merck & Co., Inc. Pfizer, Inc.
Are you wondering when to leave a church and if your reasons honor the Lord? In this episode, Pastor Richard Caldwell addresses the dangers of consumer Christianity and the hidden consequences of church hopping. While there are legitimate biblical reasons to leave a church, such as doctrinal error or unrepentant sin, believers often abandon their congregations over personal preferences. This pastoral advice encourages staying faithful to a local church, highlighting the spiritual growth that comes from long-term commitment. Learn how to know when to leave a church, how to leave a church well, and how to evaluate your decision through the lens of Reformed theology and biblical truth.
Most podcasters never consider selling their show, even when it's the right next step. But, perhaps, it's time for you to start exploring selling your podcast! In this episode, Anjel B. Hartwell explains exactly how a podcast is real intellectual property you can package, transfer, and make a win-win for you and the buyer. Get ready to understand the process, protect your value, and make a smart exit when the time is right!MORE FROM THIS EPISODE: HTTPS://PODMATCH.COM/EP/388Chapters00:00 Introduction and Personal Story of Selling a Podcast01:26 Deciding to Sell and the Power of Creative Assets02:20 The Importance of Selling Skills in Business03:19 Introducing the SHELL Framework for Selling04:15 Step 1: Stand Your Ground and Own Your Value06:13 Step 2: Hold Space and Be Patient08:07 Step 3: Educate and Evaluate the Buyer11:02 Ensuring Fair Value and Love in the Sale12:27 Love What You Sell and Evolve When Needed14:19 Let Go and Trust Divine Timing15:17 Lessons Learned and Final ThoughtsTakeawaysYou can sell anything you create, including a podcast.Standing your ground and owning your value is crucial.Hold space and be patient during sales conversations.Evaluate and educate to ensure a good fit.Love what you sell to transmit positive energy.Let go and trust divine timing in sales.MORE FROM THIS EPISODE: HTTPS://PODMATCH.COM/EP/388
Show Summary On today's episode, we're having a conversation with Army Veteran Ramon Salazar, Senior Manager of Learning and Experience Design for PsychArmor, as well as Executive Director for Warriors At Ease, an organization dedicated to empowering the military and veteran community with the tools and knowledge to harness the transformative power of yoga and meditation.Provide FeedbackAs a dedicated member of the audience, we would like to hear from you. If you PsychArmor has helped you learn, grow, and support those who've served and those who care for them, we would appreciate hearing your story. Please follow this link to share how PsychArmor has helped you in your service journey Share PsychArmor StoriesAbout Today's GuestRamón Salazar is a US Army Veteran with a diverse background in education and wellness. Holding a Master's degree in Education and experience in instructional design, he currently serves as an instructor at the University of Arizona. As an E-RYT 500 (Experienced Registered Yoga Teacher that has completed at leased 500 hours of advanced yoga teacher training and logged a minimum of 2,00 hours of teaching experience), Ramón brings a deep understanding of yoga practice, skillfully tailoring his approach to the specific needs of the military community. He incorporates trauma-informed techniques and mindful movement to foster healing and resilience. Ramón also holds various certifications in other wellness areas. His commitment to education and holistic well-being reflects his belief in yoga's power to positively impact individuals and communities.Links Mentioned in this Episode Ramon on PsychArmorWarriors At Ease websitePsychArmor Resource of the WeekThis week's resource of the week is PsychArmor's online course library, including many courses designed and led by Ramon. PsychArmor offers trusted, expert-led training for anyone who wants to better understand and support service members, Veterans, and their families. Whether you're a health care provider, educator, employer, caregiver, or simply someone who wants to make a difference — these courses are designed for you.You can find the resource here:https://learn.psycharmor.org/collections Episode Partner: Are you an organization that engages with or supports the military affiliated community? Would you like to partner with an engaged and dynamic audience of like-minded professionals? Reach out to Inquire about Partnership Opportunities Contact Us and Join Us on Social Media Email PsychArmorPsychArmor on TwitterPsychArmor on FacebookPsychArmor on YouTubePsychArmor on LinkedInPsychArmor on InstagramTheme MusicOur theme music Don't Kill the Messenger was written and performed by Navy Veteran Jerry Maniscalco, in cooperation with Operation Encore, a non profit committed to supporting singer/songwriter and musicians across the military and Veteran communities.Producer and Host Duane France is a retired Army Noncommissioned Officer, combat veteran, and clinical mental health counselor for service members, veterans, and their families. You can find more about the work that he is doing at www.veteranmentalhealth.com
Drs. Geoff Comp and Jerry Snow join the podcast to discuss their recent paper describing their experience treating undifferentiated heatstroke in Phoenix with cold water immersion. Their protocol mirrors ours here in Montgomery County. Heatstroke is a time-sensitive emergency, and the rate of cooling directly correlates with mortality reduction. Learn how to implement CWI in your service. It's the best of all worlds: inexpensive, impactful, and applies to all EMS clinician levels. REFERENCES 1. Comp G, Finch C, Kupanoff K, Sandoval M, Lloyd M, Aldaco N, Kirk D, Pugsley P, Nordstrom L, Koenig BW, Narang A, Snow J, Kamer M, Foster A, Patel G, Stowell JR. Fighting Fire with Ice: A Multisite Collaboration to Evaluate the Impact of Prehospital Cold Water Immersion on Heat Stroke Patients. Prehosp Emerg Care. 2026 Mar 13:1-11.
Daryl Ruiter and Dan Menningen analyze a simulated Cleveland Browns roster featuring additions like Isaiah Bond and Jerry Jeudy. They discuss how a better supporting cast allows for a fair quarterback evaluation while debating the risks of rebuilding the offensive line in a single season. 01:02 - Siciliano And Social Media 05:16 - Browns Quarterback Evaluation 08:28 - New Offensive Playmakers 13:30 - Offensive Line Rebuild Debate
The second hour of "Baskin & Phelps" for Monday, June 15, 2026.
Many Christian leaders aren't struggling because they lack effort—they're struggling because they lack clarity. In Episode #695, 4 Kingdom Leadership Priorities: A Simple Framework to Evaluate Your Leadership, we explore a practical, biblical framework designed to bring focus, alignment, and lasting impact to your leadership. Leadership can easily become scattered. Competing priorities, constant demands, and daily pressures can pull leaders in multiple directions. Over time, it becomes difficult to discern whether we are truly leading in a way that reflects God's Kingdom—or simply staying busy. This episode introduces four foundational priorities that help leaders step back and evaluate their leadership with clarity: 1. Character – Who You Are God is more concerned with who you are becoming than what you are accomplishing. Integrity, humility, and faithfulness form the foundation of lasting Kingdom leadership. 2. Competence – What You Do Excellence matters. Leaders are called to steward their responsibilities well through vision, wise decision-making, and faithful management of resources. 3. Calling – Why You Lead A clear sense of calling anchors leadership in purpose. Without it, leaders drift toward ambition, comparison, or burnout. With it, leadership becomes an act of obedience. 4. Community – How You Relate Leadership is relational. True Kingdom leadership focuses on serving others, developing people, and building environments of accountability and growth. Together, these four areas create a simple but powerful grid for evaluating your leadership—not by adding more tasks, but by aligning what already matters. This episode will help you: Identify areas where your leadership may feel out of alignment Recognize the difference between activity and purpose Refocus on what God values most in leadership Take practical steps toward growth and intentional leadership Rather than overwhelming you with more strategies, this framework invites honest reflection: Who am I becoming as a leader? Am I leading with excellence and stewardship? Is my leadership driven by calling or ambition? Am I investing in people or just pursuing results? You don't have to fix everything at once. But clarity creates direction—and direction leads to growth. Because Kingdom leadership isn't about doing more. It's about aligning your life and leadership with what matters most to God.
Are you struggling with customer retention? In today's episode, we dive into the surprising lesson from Raising Cane's that could transform your business. Discover how one fast-food chain capitalized on a simple yet effective customer retention formula, while another business lost customers without even knowing it. Join us as we explore the four vital components of customer retention that could change the way you operate!---### Episode Summary:In this episode, we compare two restaurants and reveal the critical factors that contribute to customer retention. We discuss a transformative experience at Raising Cane's and the missed opportunities at another restaurant. By analyzing the customer experience and operational practices, we uncover essential strategies that all businesses can implement to keep their clients coming back.### What You'll Learn in This Episode:- The four-variable formula for customer retention.- Why customer experience matters more than pricing or marketing.- Real-life examples of customer retention in action.- How to identify and rectify retention formula violations in your business.- The importance of employee experience in delivering great customer service.- Proven strategies for direct response marketing.- The significance of having documented business practices for consistency.- Steps to evaluate your own customer interaction processes.### Timestamp Chapters:- [00:00:00] Introduction to Customer Retention- [00:01:29] The Pizza Place Experience- [00:02:43] Discovering Raising Cane's- [00:04:27] The Customer Retention Formula Explained- [00:07:21] Quality Business Practices in Action- [00:10:07] Documenting Standards for Success- [00:12:11] Conclusion & Call to Action---### SEO Expansion:In the competitive world of customer service, understanding the nuances of customer retention can set your business apart. This episode reveals how even small changes in operations can lead to significant increases in customer loyalty. By focusing on employee experience, quality customer interactions, and effective business practices, companies can create a system that not only attracts new clients but keeps them coming back for more. If you're looking to improve your customer retention strategy, this episode is a must-listen!---### Frequently Asked Questions:**Q1: What is the primary message of this episode?** A: The episode emphasizes the importance of a structured customer retention formula and how businesses can improve by focusing on employee and customer experiences.**Q2: How does employee experience affect customer retention?** A: Happy and engaged employees are more likely to deliver exceptional service, which directly impacts customer satisfaction and loyalty.**Q3: Can the customer retention formula apply to all types of businesses?** A: Yes, the principles discussed can be adapted to various industries, from fast food to professional services.**Q4: What are some immediate steps to improve customer retention?** A: Evaluate your customer interaction processes, streamline your services, and ensure consistent employee training and recognition.**Q5: Where can I find more information on the customer retention formula?** A: Check out the extended blog linked in the description for a detailed breakdown and actionable steps.---### Related Topics:- Customer Experience Management- Employee Engagement Strategies- Direct Response Marketing Techniques- Business Process Documentation- Client Retention StrategiesIf you found this episode insightful, hit the **Subscribe** button for more tips on enhancing customer retention and business success! Share your thoughts in the comments below or let us know your own customer retention success stories!#CustomerRetention #BusinessSuccess #RaisingCanes #CustomerExperience #MarketingStrategies
On a new edition of Weekend Conversations on the Elevate Podcast, host Robert Glazer and producer Mick Sloan discuss the recent protest of Jonathan Haidt's commencement address at New York University. Robert and Mick discuss the students' objections, how they missed the actual purpose of Haidt's speech, and why it is flawed to evaluate a message based on our opinion of the messenger, rather than the merits of what they are saying. Thank you to the sponsors of The Elevate Podcast Shopify: shopify.com/elevate Framer: framer.com/elevate Indeed: indeed.com/elevate Ethos Life: ethos.com/elevate Keeper Security: keepersecurity.com/ELEVATE Fora Travel: foratravel.com/elevate Northwest Registered Agent: northwestregisteredagent.com/elevate Whatnot: Search "Whatnot" in the app store to download Learn more about your ad choices. Visit megaphone.fm/adchoices
Send us Fan MailBefore you can improve your leadership, you need an honest picture of where you are today.In this episode, Dr. Mel Vandevort guides school leaders through a practical self-assessment designed to uncover strengths, identify growth opportunities, and reveal the areas that may be creating unnecessary frustration or overwhelm.Through a series of reflective questions, you'll evaluate your leadership across three critical areas: leading people, managing the work, and supporting learning. You may discover that the challenge you're experiencing isn't where you thought it was.Grab a notebook and prepare to think deeply about your current leadership reality. The awareness you gain today could be the catalyst for meaningful growth tomorrow.In this episode, you'll:• Reflect on your current leadership effectiveness• Identify potential "warning lights" in your leadership practice• Evaluate key areas that impact your daily success• Determine where focused growth could create the greatest impactThis is the second and final free episode in The Principal Operating System™ series. Future episodes and implementation resources will be available exclusively inside the Empowered Educator Community.
Most supervisors are comfortable giving feedback. Far fewer have a system for evaluating supervisees.In this episode, I sit down with Dr. Ashley Stephens Durbin to unpack the difference between feedback and formal evaluation, and why that distinction matters more than most supervisors realize.We discuss what happens when concerns are discussed but never documented, why evaluation protects both supervisors and supervisees, and how to build an evaluation process that supports growth without turning supervision into a performance review.We also explore one of the biggest misconceptions in supervision. Many supervisors assume evaluations create tension. In reality, clear expectations and documented feedback often strengthen the supervisory relationship because everyone knows where they stand.Whether you're supervising associates, graduate students, or social workers, this episode will help you create a process that is ethical, practical, and sustainable.In this episode, you'll learn:Why feedback and formal evaluation are not the same thing How documentation protects supervisors, supervisees, and clients What to include in a practical supervisee evaluation process How evaluations create growth plans instead of surprisesIf you've been avoiding evaluations because they feel uncomfortable, this conversation will help you rethink their purpose. Evaluation is not about punishment. It is about creating clarity, accountability, and measurable growth.Want to learn more? Check out this month's free resource from Kate Walker Training. If this episode raised questions about evaluation, documentation, supervision contracts, or difficult conversations with supervisees, those are exactly the conversations we continue inside the Step It Up Membership. You'll find practical tools, ethical guidance, and a community of supervisors working to build supervision practices that are structured, compliant, and designed for growth.Get your step by step guide to private practice. Because you are too important to lose to not knowing the rules, going broke, burning out, and giving up. #counselorsdontquit.
Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Attorney Whitney Knox Lee. Explains practical estate‑planning strategies—wills, trusts, powers of attorney—and how entrepreneurs, families, and especially parents of disabled children can protect assets, avoid costly probate, and maintain eligibility for critical benefits. The conversation also touches on integrating insurance with estate planning, small‑business contingency planning, and Lee’s personal mission and background in civil rights work. Purpose of the Interview Educate listeners on estate planning as a wealth‑preservation strategy (not just documents)—to reduce court costs, taxes, and confusion for families. Clarify the differences and roles of wills, trusts, and powers of attorney, including when each is appropriate and how they work together.] Highlight special considerations for entrepreneurs and families with disabled children or aging relatives, including insurance, operating agreements, and special‑needs planning. Share Lee’s values and practice approach, including culturally responsive service and sustainable advocacy rooted in prior civil‑rights work. Key Takeaways 1) Wills vs. Trusts vs. Powers of Attorney A will is not the plan—it’s just one piece and still goes through probate, which can be slow and expensive; think of a will as a “letter to the judge.] Revocable living trusts can help families bypass probate, reduce delays, and retain more control over how assets are managed after death. Powers of attorney (financial and health) are essential for incapacity scenarios; even 18‑year‑olds heading to college should have them so parents can access information if needed. 2) Why Insurance Belongs in the Plan Life insurance can protect the family’s ability to keep the home by paying off a remaining mortgage or covering living expenses—turning an asset into a sustainable legacy rather than a burden. For entrepreneurs, key‑person insurance can replace income when the owner can’t work, keeping the business afloat. 3) Minimizing Probate Costs and Taxes Probate involves court filings and legal fees; in some states fees scale with estate size (example discussed: percentage‑based fees in other jurisdictions), which can significantly erode wealth passed to heirs. Proper planning reduces those leakages. 4) Special‑Needs and Elder Planning Parents of children on need‑based benefits (e.g., Medicaid) must avoid transfers that jeopardize eligibility; the right trust structures preserve benefits while providing support. Elder law planning anticipates long‑term care costs (nursing home, assisted living, in‑home care) so families don’t have to deplete assets later. 5) Business Continuity for Owners Establish operating agreements and buy‑sell agreements that spell out who runs the business if the principal is incapacitated; pair with business powers of attorney. 6) Values, Audience, and Access Lee intentionally centers Black and Brown women and their families, grounding services in community uplift and transparent referrals to trusted financial pros (no paid referral arrangements). Contact approach: 15‑minute intake, then a four‑meeting process (legacy planning → design → review → signing). Notable Quotes (for pull‑quotes & captions) “Think of a will as a letter to the judge… a will still has to go through probate court. “A trust allows families to bypass probate altogether so they aren’t paying legal fees or leaving things to people who want to challenge the will. “Life insurance is a huge tool—it can help the family pay off the mortgage so they can keep the home and the equity.” “Estate planning is a strategy—not just documents.” “Even 18‑year‑olds should have powers of attorney—parents can’t just call doctors once kids are legal adults.” “I stay in my lane—I’m an attorney. I work closely with trusted financial professionals and make non‑compensated referrals.” “For special‑needs planning, don’t jeopardize need‑based benefits—use the right trust so support continues. “I want to build a sustainable practice that lets me serve my community and rest well, aligned with my family and values.” Quick Action Items (for listeners inspired by the episode) Draft or update POAs (financial and health) for every adult in the household, including college‑age children. Evaluate whether a revocable living trust makes sense to avoid probate and retain post‑death control. For business owners: review operating agreement / buy‑sell, add key‑person insurance, and create a business POA. Families with special‑needs dependents: consult on special‑needs trusts to protect benefits. #SHMS #STRAW #BESTSee omnystudio.com/listener for privacy information.
Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Attorney Whitney Knox Lee. Explains practical estate‑planning strategies—wills, trusts, powers of attorney—and how entrepreneurs, families, and especially parents of disabled children can protect assets, avoid costly probate, and maintain eligibility for critical benefits. The conversation also touches on integrating insurance with estate planning, small‑business contingency planning, and Lee’s personal mission and background in civil rights work. Purpose of the Interview Educate listeners on estate planning as a wealth‑preservation strategy (not just documents)—to reduce court costs, taxes, and confusion for families. Clarify the differences and roles of wills, trusts, and powers of attorney, including when each is appropriate and how they work together.] Highlight special considerations for entrepreneurs and families with disabled children or aging relatives, including insurance, operating agreements, and special‑needs planning. Share Lee’s values and practice approach, including culturally responsive service and sustainable advocacy rooted in prior civil‑rights work. Key Takeaways 1) Wills vs. Trusts vs. Powers of Attorney A will is not the plan—it’s just one piece and still goes through probate, which can be slow and expensive; think of a will as a “letter to the judge.] Revocable living trusts can help families bypass probate, reduce delays, and retain more control over how assets are managed after death. Powers of attorney (financial and health) are essential for incapacity scenarios; even 18‑year‑olds heading to college should have them so parents can access information if needed. 2) Why Insurance Belongs in the Plan Life insurance can protect the family’s ability to keep the home by paying off a remaining mortgage or covering living expenses—turning an asset into a sustainable legacy rather than a burden. For entrepreneurs, key‑person insurance can replace income when the owner can’t work, keeping the business afloat. 3) Minimizing Probate Costs and Taxes Probate involves court filings and legal fees; in some states fees scale with estate size (example discussed: percentage‑based fees in other jurisdictions), which can significantly erode wealth passed to heirs. Proper planning reduces those leakages. 4) Special‑Needs and Elder Planning Parents of children on need‑based benefits (e.g., Medicaid) must avoid transfers that jeopardize eligibility; the right trust structures preserve benefits while providing support. Elder law planning anticipates long‑term care costs (nursing home, assisted living, in‑home care) so families don’t have to deplete assets later. 5) Business Continuity for Owners Establish operating agreements and buy‑sell agreements that spell out who runs the business if the principal is incapacitated; pair with business powers of attorney. 6) Values, Audience, and Access Lee intentionally centers Black and Brown women and their families, grounding services in community uplift and transparent referrals to trusted financial pros (no paid referral arrangements). Contact approach: 15‑minute intake, then a four‑meeting process (legacy planning → design → review → signing). Notable Quotes (for pull‑quotes & captions) “Think of a will as a letter to the judge… a will still has to go through probate court. “A trust allows families to bypass probate altogether so they aren’t paying legal fees or leaving things to people who want to challenge the will. “Life insurance is a huge tool—it can help the family pay off the mortgage so they can keep the home and the equity.” “Estate planning is a strategy—not just documents.” “Even 18‑year‑olds should have powers of attorney—parents can’t just call doctors once kids are legal adults.” “I stay in my lane—I’m an attorney. I work closely with trusted financial professionals and make non‑compensated referrals.” “For special‑needs planning, don’t jeopardize need‑based benefits—use the right trust so support continues. “I want to build a sustainable practice that lets me serve my community and rest well, aligned with my family and values.” Quick Action Items (for listeners inspired by the episode) Draft or update POAs (financial and health) for every adult in the household, including college‑age children. Evaluate whether a revocable living trust makes sense to avoid probate and retain post‑death control. For business owners: review operating agreement / buy‑sell, add key‑person insurance, and create a business POA. Families with special‑needs dependents: consult on special‑needs trusts to protect benefits. #SHMS #STRAW #BESTSteve Harvey Morning Show Online: http://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.
What if a happier retirement has as much to do with how you spend your time as how you invest your money? In this episode of the Retire Sooner Podcast, Wes Moss and Christa DiBiase explore the research behind retirement happiness, answer listener questions on retirement planning, and share how you can pre-order Wes's new book, The Retire Sooner Method, and unlock exclusive bonuses! • Discover why core pursuits—the activities that get you excited to start the day—are often linked to greater retirement satisfaction. • Explore the hobbies, passions, and routines most commonly found among retirees who report higher levels of happiness and fulfillment. • Review how retirement withdrawal frameworks work, including considerations around cash reserves and 4%+ distribution strategies. • Compare Equity Indexed Annuities (EIAs), dividend-focused approaches, and pension-versus-lump-sum options when evaluating retirement income choices. • Consider Roth conversions, required minimum distributions (RMDs), and other tax-planning factors that may influence long-term retirement strategies. • Evaluate the opportunities and risks that may come with concentrated RSU and company stock positions. • Understand how FDIC insurance works and what to know about coverage for savings accounts and CD ladders. Whether you're years from retirement or already there, this episode blends retirement happiness research with practical financial planning conversations. Listen to the Retire Sooner Podcast and subscribe for more discussions about retirement, investing, personal finance, and building a life you look forward to living. Learn more about your ad choices. Visit megaphone.fm/adchoices
Adam helps a client to objectively evaluate a relationship they thought was toxic to make new decisions as to what they wanted for their life and their future.
As AI becomes increasingly capable of generating code, many developers are asking the wrong question. Instead of asking whether AI will replace developers, a better question is: What skills become more valuable when code generation becomes easier? The answer may be AI Deployment Ownership. About Jason Sherman Jason Sherman is a serial entrepreneur, filmmaker, author, and technology founder best known for building practical solutions that bridge the gap between emerging technology and real-world business problems. He is the founder and CEO of Vengo AI and has launched multiple technology platforms throughout his entrepreneurial career. Jason is known for his direct, hands-on approach to innovation, focusing on execution, product development, AI implementation, and helping businesses leverage technology without losing sight of operational realities. His perspective combines startup experience, software development expertise, product strategy, and a strong belief that technology should solve actual business problems rather than chase trends. Links: Facebook, Twitter / X, YouTube, LinkedIn, Website AI Deployment Ownership Changes the Developer Role Historically, many developers focused on implementation. Their value came from translating requirements into working code. Today, AI can assist with much of that work. That shifts responsibility upward. Developers are increasingly expected to understand: Architecture Infrastructure Security Deployment Automation The ability to oversee an entire system becomes more important than writing every line manually. Insight: AI raises the importance of systems thinking. Why Building Is No Longer Enough Many AI-created applications work perfectly in development environments. Production introduces a different reality. Organizations need: Monitoring Logging Security controls CI/CD pipelines Recovery procedures These are areas where experience matters significantly. An application that functions correctly in a demo environment may fail quickly when exposed to real-world usage patterns. AI Deployment Ownership Requires Infrastructure Knowledge One of the strongest themes from the conversation was ownership. Developers who understand deployment gain an advantage by moving beyond simple application development. Key capabilities include: Server management API security Automated deployments Version control workflows Environment management These responsibilities cannot be delegated entirely to AI. Action: Learn how applications move from development into production. The Rise of the Technical Operator The next generation of developers may resemble technical operators rather than pure coders. Their responsibilities include: Reviewing AI output Managing architecture Protecting infrastructure Maintaining reliability This shift mirrors previous technology transitions. Tools become easier. Responsibility becomes greater. AI Deployment Ownership Creates Career Protection Developers concerned about long-term career relevance should focus on areas where judgment matters. AI can generate code. It cannot reliably assume accountability. Organizations still need professionals who can: Evaluate tradeoffs Assess risks Make deployment decisions Own outcomes That ownership creates value. Conclusion The future belongs to developers who understand entire systems rather than individual code files. AI Deployment Ownership represents a practical path forward for developers looking to remain relevant in an increasingly automated environment. Stay Connected: Join the Developreneur Community
For HR teams who discuss this podcast in their team meetings, we've created a discussion starter PDF to help guide your conversation. Download it here https://goodmorninghr.com/EP252 In episode 256, Coffey talks with Leslie Speas about developing high-retention managers who improve employee engagement, accountability, trust, and workplace culture through intentional leadership habits. They discuss promoting high-performing employees into leadership roles without proper management training; emotional intelligence and self-awareness as foundational leadership competencies; connecting employees to organizational purpose and mission-driven work; building workplace trust through consistency, humility, and integrity; coaching employees through questions instead of problem-solving; accountability systems that improve performance and retention; effective communication strategies for managers and team leaders; employee recognition and appreciation practices that reinforce company values; empathy and flexibility in supporting employee wellbeing and mental health; leadership development frameworks that strengthen organizational culture and productivity; practical feedback models including the BEAN and BET communication methods; performance management processes that move beyond annual reviews; balancing individual contributor career growth with leadership readiness assessments. Good Morning, HR is brought to you by Imperative—Bulletproof Background Checks. For more information about our commitment to quality and excellent customer service, visit us at https://imperativeinfo.com. If you are an HRCI or SHRM-certified professional, this episode of Good Morning, HR has been pre-approved for half a recertification credit. To obtain the recertification information for this episode, visit https://goodmorninghr.com. About our Guest: Leslie Speas is a seasoned Human Resources and Organizational Development leader with over 30 years of experience. She serves as Founder and President of InfluenceHR Consulting, a firm dedicated to helping leaders and HR teams build workplaces where people will thrive and stay. Leslie holds a master's degree in industrial/organizational psychology and possesses senior-level HR designations and certifications in coaching, the Working Genius, Enneagram assessment, and Talent Management/Succession Planning. Her leadership experience spans diverse sectors such as healthcare, manufacturing, technology, financial services, and nonprofit organizations. In addition, she is the author of the book, 7 Habits of High-Retention Managers. Leslie is heavily involved in furthering the HR profession and serves as a District Director with the North Carolina Society for Human Resources Management. She and her husband, Tracy, reside in Winston-Salem, N.C. Leslie Speas can be reached at: https://www.influencehrconsulting.com https://www.linkedin.com/in/leslie-speas https://www.facebook.com/influencehrconsulting https://www.instagram.com/influencehrconsulting https://www.youtube.com/channel/UCdH17Da_dvt_UFpRNmUvqrQ About Mike Coffey: Mike Coffey is an entrepreneur, licensed private investigator, business strategist, HR consultant, and registered yoga teacher. In 1999, he founded Imperative, a background investigations and due diligence firm helping risk-averse clients make well-informed decisions about the people they involve in their business. Imperative delivers in-depth employment background investigations, know-your-customer and anti-money laundering compliance, and due diligence investigations to more than 300 risk-averse corporate clients across the US, and, through its PFC Caregiver & Household Screening brand, many more private estates, family offices, and personal service agencies. Imperative has been named a Best Places to Work, the Texas Association of Business' small business of the year, and is accredited by the Professional Background Screening Association. Mike shares his insight from 25+ years of HR-entrepreneurship on the Good Morning, HR podcast, where each week he talks to business leaders about bringing people together to create value for customers, shareholders, and community. Mike has been recognized as an Entrepreneur of Excellence by FW, Inc. and has twice been recognized as the North Texas HR Professional of the Year. Mike serves as a board member of a number of organizations, including the Texas State Council, where he serves Texas' 31 SHRM chapters as State Director-Elect; Workforce Solutions for Tarrant County; the Texas Association of Business; and the Fort Worth Chamber of Commerce, where he is chair of the Talent Committee. Mike is a certified Senior Professional in Human Resources (SPHR) through the HR Certification Institute and a SHRM Senior Certified Professional (SHRM-SCP). He is also a Yoga Alliance registered yoga teacher (RYT-200) and teaches multiple times each week. Mike and his very patient wife of 28 years are empty nesters in Fort Worth. Learning Objectives: Identify the leadership habits that improve employee retention and engagement. Apply coaching and feedback techniques that strengthen accountability and trust. Evaluate leadership readiness before promoting employees into management roles.
A late spring freeze may mean less fruit and higher prices for Pennsylvanians. Some farms are adjusting their business strategies to recoup their losses. Healthcare company UPMC cut 500 positions Tuesday. A spokesperson said UPMC laid off 200 employees and eliminated another 300 vacant positions as part of a routine reassessment.A new Trump administration grant program is designed to increase the amount of electricity the country gets from coal. The program has the potential to impact Pennsylvania.We're learning more about U-S Steel's announcement that it plans to invest more than $2 billion in the Mon Valley Works.The Shapiro Administration is cracking down on AI chatbots which have been posing as doctors.Enrollment in Pennsylvania's Affordable Care Act marketplace for discounted health insurance coverage has dropped by 160,000 Pennsylvanians.Funding for victims' services in Pennsylvania are facing cuts – after a drop in white-collar prosecutions under the Trump Administration. That translates into a drop in federal funding – since funding for services to crime victims comes primarily from fines and penalties paid by those convicted of white-collar crimes.In uncertain times, our community counts on facts, not noise. Support the journalism and programming that keep you informed. Donate now at www.witf.org/givenow. And thank you.
STRONGER BONES LIFESTYLE: REVERSING THE COURSE OF OSTEOPOROSIS NATURALLY
In this eye-opening conversation, Debi Robinson and Dr. John Neustadt expose a fundamental flaw in how we approach bone health: we've been focusing on bone density instead of actual fracture risk.Drawing from 20+ years of research and clinical practice, Dr. Neustadt reveals that only four nutrients have been proven in clinical trials to reduce fractures—calcium, vitamin D, vitamin K2 (MK-4 specifically), and magnesium. He challenges the one-size-fits-all approach to supplementation and explains why popular supplements like MK-7 and strontium fall short of their marketing claims.The episode deep-dives into why bone density tests are poor predictors of fracture risk, how supplement companies mislead consumers with marketing claims that don't align with clinical data, and the critical role of gut health, sleep, hormones, and lifestyle in fracture prevention.Most importantly, Debi and Dr. Neustadt provide actionable, evidence-based strategies that women can implement immediately to actually protect their bones—without fear-based messaging.WHAT YOU'LL LEARN✓ Why bone density scores are not reliable predictors of fracture risk✓ The 4 nutrients with clinical trial evidence for fracture reduction (and the doses that actually work)✓ Why MK-7 vitamin K2 doesn't improve bone strength (and why MK-4 does)✓ How to assess YOUR individual calcium needs (most women are over-supplementing)✓ The vitamin D target range for optimal fracture protection✓ Why strontium supplements mislead consumers (and the hidden risks)✓ The role of melatonin receptors in bone health and sleep deprivation's link to fractures✓ How gut health directly impacts bone strength✓ The importance of serotonin, melatonin, and the gut-bone axis✓ HRT and testosterone replacement as part of a comprehensive bone health strategy✓ How to evaluate supplement companies and ensure they have fracture outcome data✓ Red flags when choosing bone health supplements✓ The gap between conventional medicine's approach (DEXA + medication) and integrative bone health✓ Why doctors are confused about osteoporosis (and how to advocate for yourself)ACTION STEPSGet your vitamin D tested. Aim for 30–44 ng/mL for optimal fracture protection (different from immune health recommendations).Assess your dietary calcium intake before adding supplements. If you're eating well, you may only need 400 mg as a supplement, not the standard 1,200 mg recommendation.Switch MK-7 supplements to MK-4. If you're taking a vitamin K2 supplement, verify it's MK-4 at 45 mg per day in divided doses. MK-7 doesn't reduce fractures.Check your supplement labels for strontium. If it's there, especially if the company markets it as "proven to improve bone density," consider switching to a formula without it.Prioritize gut health. Work with a practitioner to run stool tests if you have bloating, constipation, postnasal drip, or other GI symptoms. Gut inflammation accelerates bone loss.Track your sleep quality. Sleep deprivation is linked to 17% of fractures. If you're sleeping less than 6 hours nightly, prioritize this.Ask supplement companies the right questions:"Do you have fracture outcome data from clinical trials?""Will you provide a certificate of analysis showing purity and potency?""What guarantee do you offer?"Evaluate your medications. Check with your doctor: Are any of your current prescriptions contributing to bone loss? (SSRIs, certain blood pressure meds, proton pump inhibitors, corticosteroids, etc.)Consider HRT or bioidentical hormone replacement, especially if you're post-menopausal. Research shows a 40% reduction in osteoporotic fracture risk with appropriate hormone therapy.Build lifestyle foundations: Prioritize whole-food nutrition, strength training, stress management, and community connection. Oxytocin (released through physical contact) supports bone health.RESOURCES & LINKSDr. John Neustadt's Website: nbihealth.com and book Fracture-Proof Your Bones: A Comprehensive Guide to OsteoporosisDebi's website: https://debirobinson.comHealthy Gut Healty Bones Program: https://debirobinson.com/healthy-gut-healthy-bones-program-v2/Join the Community: https://debirobinson.com/the-stronger-bones-lifestyle-community/Yoga Therapy MasterClass: https://debirobinson.com/yoga-therapy-for-bones-health-mc/28-Day Stronger Bones Method: https://debirobinson.com/28-day-stronger-bonesmorning-method/Instagram: https://www.instagram.com/debirobinsonwellness/Youtube Channel: https://www.youtube.com/@debirobinsonwellness/DEBI'S TAKEAWAY"Fracture-proofing your bones isn't about chasing a higher DEXA score. It's about building the internal biochemical balance that actually prevents fractures. You have the research, you have the tools, and you have the power to take control of your bone health naturally. Use that power."
CME in Minutes: Education in Rheumatology, Immunology, & Infectious Diseases
Please visit answersincme.com/CNW860 to participate, download slides and supporting materials, complete the post test, and get a certificate. Presented by Stephen V. Liu, MD and Amber Fake. In this activity, an expert in non–small-cell lung cancer (NSCLC) discusses the evolving patient-centered management of HER2-mutant NSCLC, focusing on the use of HER2-targeted TKIs. Upon completion of this activity, participants should be better able to: Describe how HER2-targeted TKIs may address the clinical needs for diverse patient populations with HER2-mutant NSCLC; Implement evidence-based molecular profiling to identify HER2 alterations in NSCLC; Evaluate the clinical evidence of current and emerging HER2-targeted treatments; and Integrate shared decision-making strategies to align preferences for patients with HER2-mutant NSCLC.
Hiring and keeping an associate sounds simple until the interview process, compensation questions, and culture-fit issues start to derail everything. In this episode, Kirk Behrendt brings on Cassie Tallon, an operations expert and founder of The Fractional Match, to explain why most dental practices fail when hiring associates and what to do differently. You'll learn how to evaluate fit beyond clinical skills, how to set compensation expectations with transparency, why paying on collections matters, and how to prepare your practice so an associate can actually succeed and stay. Listen to Episode 1058 of The Best Practices Show!Main Takeaways:Decide whether you want an associate purely for production or someone you will develop into a leader and potential legacy successor.Use a recruitment service instead of posting a job yourself without understanding today's compensation models and contract pitfalls.Evaluate relational and empathetic patient-care philosophy early, not just clinical procedure capability.Confirm the associate is coachable and willing to be led during onboarding, not just eager to produce immediately.Start onboarding with financial clarity—how the P&L works and how pay is calculated—to prevent distrust and turnover.Pay associates on collections to tie compensation to real revenue and reinforce documentation, billing, and follow-through habits.Fix patient mix, services, and marketing before hiring an associate instead of expecting the associate to solve a broken model.Snippets:00:00 Hiring Associates Is Hard01:06 Meet Cassie Tallon03:41 Associate or Partner Choice05:30 Recruiting Landscape Today06:56 Fit Over Clinical Skills10:40 Pay Models That Work12:35 Equity and Autonomy14:31 Fix Patient Mix First19:10 Develop Associates Skills22:00 Retention and Transparency24:02 Work Life Satisfaction27:47 XChange Soft Skills Talk30:01 Final Advice and Wrap UpGuest Bio/Guest Resources:Cassie Tallon is a dental operations leader with 20 years of experience spanning multi-doctor practices and DSOs, including supporting growth and operational efficiency across multiple locations. She is an author focused on dental operations and has dedicated her current work to helping dentists improve efficiency, navigate growth decisions, and strengthen systems without adding unnecessary overhead.Resources mentioned:The Fractional Match: thefractionalmatch.comBook: Permission to DreamBook (upcoming): Permission to ScaleMore Helpful Links for a Better Practice & a Better Life:The Best Practices Show: https://www.actdental.com/podcast/Best Practices Association: https://www.actdental.com/bpaUpcoming Events & Workshops: https://www.actdental.com/events/Smile Source: https://www.smilesource.com/Subscribe on Apple Podcasts: https://podcasts.apple.comSubscribe on Spotify: https://open.spotify.com
In this episode, Alex Pardo continues the raw, unfiltered coaching series with Storage Wins community member Dan, who is now under contract on a 28,000 square foot self-storage facility priced at $2.625 million. After the previous conversation surfaced a critical gap in Dan's deal analysis — specifically that revenue doesn't jump to projected levels overnight but ramps slowly over months — this episode picks up with Dan processing some mixed emotions and working through the real question every first-time storage investor eventually has to answer: is the juice worth the squeeze? Alex walks Dan through how to evaluate that question honestly, without just telling him what to do. They talk about what qualifies as a base hit versus a home run on a first deal, how to look at the deal through the conservative, likely, and best-case lenses without letting optimism drive the offer, and what it actually means to responsibly bring equity partners into a deal you still believe in. It's one of the most practical, unscripted conversations the show has aired — and if you're at a similar inflection point in your own storage journey, this one was made for you. You'll Learn How To: Determine whether a deal is a true base hit or just a deal you're forcing because you're hungry to close Evaluate a storage deal through conservative, likely, and best-case revenue scenarios without getting burned by optimism Understand why revenue ramp-up is a slow burn — not a light switch — and how to model it correctly Structure equity partner terms that are competitive with what active investors in the storage space are actually looking for Weigh the real value of getting into your first deal even when the returns aren't exceptional Recognize the orange flags in a deal's financing structure before they become red flags at closing Build the confidence and clarity needed to pull the trigger — or walk away — with a clear, defensible reason What You'll Learn in This Episode [0:00] Alex previews the series and what Dan missed in the prior deal analysis — the revenue ramp-up problem [0:47] The 28,000 sq ft deal under contract: $2.625M purchase price and the cash flow math that surfaced some hard questions [2:32] Dan shares his mixed emotions after the last call — and Alex explains why they're recording it anyway [3:18] Dan's framing: the value of getting into a first deal, even knowing he'll give up 40% equity and an 8% preferred return [4:33] What Scott Speer and other coaches told Dan about what investors are actually looking for right now [5:31] Running the numbers: 9–11% cash on cash return over five years and a 17–18% annualized return — and why it's still short of the 12–15% benchmark [6:27] Alex's philosophy on first deals: it doesn't have to be a home run, but it does have to be a base hit with low risk [8:25] What Alex learned from his own early deals — buying in markets he wouldn't touch today — and the lesson about operations vs. market fundamentals [9:35] How to think about the juice-worth-the-squeeze question based on your season of life, your goals, and your risk profile [10:42] Why hunger to close a deal is not enough justification — and what separates discipline from paralysis [11:17] Dan makes the case for the facility: competitors with much higher rates and occupancy above 90% suggest meaningful room to push rates [13:12] Running the likely scenario vs. conservative: how higher confidence in the market changes the deal math [15:17] The revenue light-switch analogy — and why missing this detail is one of the most common first-deal mistakes [16:52] Potential paths forward: renegotiating terms with the seller, adjusting interest rate assumptions, or restructuring the equity split [19:19] Alex's reminder: always determine your exit before you enter — and what that means for this deal specifically [19:42] Alex wraps the series so far and challenges listeners following Dan's journey to keep showing up with the same persistence Who This Episode Is For: First-time storage investors who are under contract or close to it and second-guessing the numbers Investors who know they want to do a deal but aren't sure where to draw the line on acceptable returns Anyone who has ever confused being hungry to close with being ready to close Students of the Storage Wins community looking for a real-time, unscripted deal review Operators who want to understand how to model revenue ramp-up correctly before making an offer Investors considering bringing on equity partners and not sure what terms are realistic right now Why You Should Listen: Most podcasts show you what winning looks like. This episode shows you what the messy middle looks like — the moment after you've done all the right things, run your analysis, gotten the deal under contract, and then discovered there was one number you weren't modeling correctly. That's not a failure. That's the job. And how you respond to that moment is what separates investors who close deals from investors who talk about deals. Alex doesn't hand Dan the answer here. He helps him build the framework to find it himself. What's the conservative case? What's the likely case? What does the market data actually support? What would a responsible equity partner need to see? Those questions matter a lot more than any single deal outcome — because the investor who can answer them clearly will keep finding deals long after this one is resolved. If you're in a similar moment right now — wrestling with whether a deal clears the bar or not — the framework Alex lays out in this conversation is one you can apply immediately to whatever is sitting in your pipeline. Follow Alex Pardo here: Website — https://www.alexpardonow.com Storage Wins — https://www.storagewins.com Schedule a call with Alex — https://www.storagewins.com/call Facebook — https://www.facebook.com/alexpardonow Instagram — https://www.instagram.com/alexpardonow YouTube — https://www.youtube.com/@alexpardonow Join the Storage Wins Facebook community and connect with other investors working through deals just like this one at https://www.facebook.com/groups/storagewins. If you're ready to go from where you are to owning your first storage facility within 6 to 12 months, head over to https://www.storagewins.com/call and let's talk.
Three active cases. Three different kinds of evidence failures. And the same underlying question: when investigators lose evidence, fail to collect it, or mishandle it, what are the real consequences — for the cases and for the system?In the Aaron Spencer case, a dashcam SD card was handled inconsistently with every other piece of evidence at the scene, in violation of department policy, and lost. A judge found the conduct gave "the appearance of a coverup" and dismissed the murder charge. Spencer was running for sheriff against the incumbent whose department handled the evidence.In the Mackenzie Shirilla case, investigators proved a double murder without a confession or testimony — using a data recorder that captured the accelerator floored at close to a hundred miles per hour with zero braking, surveillance footage showing a controlled trajectory, prior threats, a rehearsal drive, and coded jail calls that allegedly revealed a plan to fabricate a medical defense.In the Anna Kepner case, DNA evidence points to Timothy Hudson with 120 sextillion-to-one certainty, and injuries consistent with sustained force ruptured both of Anna's eardrums. But the FBI's lead agent couldn't confirm whether DNA was collected from Anna's neck — the area connected to the cause of death. The judge allowed Hudson to remain free on bond.Retired FBI Special Agent Jennifer Coffindaffer and retired FBI Counterintelligence Behavioral Analysis Program Chief Robin Dreeke join Tony Brueski for an extended analytical conversation about how the Bureau evaluates each of these failures, what the evidence tells them that it doesn't tell the general public, and where each case stands heading toward resolution.Join Our SubStack For AD-FREE ADVANCE EPISODES & EXTRAS!: https://hiddenkillers.substack.com/ Want to comment and watch this podcast as a video? Check out our YouTube Channel. https://www.youtube.com/channel/UC8-vxmbhTxxG10sO1izODJg?sub_confirmation=1 Instagram https://www.instagram.com/hiddenkillerspod/ Facebook https://www.facebook.com/hiddenkillerspod/ Tik-Tok https://www.tiktok.com/@hiddenkillerspod X Twitter https://x.com/TrueCrimePodThis publication contains commentary and opinion based on publicly available information. All individuals are presumed innocent until proven guilty in a court of law. Nothing published here should be taken as a statement of fact, health or legal advice.#HiddenKillers #JenniferCoffindaffer #RobinDreeke #AaronSpencer #MackenzieShirilla #AnnaKepner #TrueCrime #FBIAnalysis #EvidenceFailures #SystemFailed
When a sitting judge writes that law enforcement conduct gave "the appearance of a coverup" and was "so egregious" that a murder prosecution must be dismissed — how does that language register at the federal level?Aaron Spencer's second-degree murder charge was thrown out after the court found investigators mishandled the one piece of evidence that mattered most: a dashcam SD card from Michael Fosler's truck that was most likely recording during the fatal encounter. The card was handled inconsistently with every other item at the scene, in violation of department policy. Then it vanished.Spencer killed Fosler after allegedly finding him with his daughter — the girl Fosler had been accused of harming, the man the system had released on bond. A father intervened when the system failed to protect his child. The system then turned that father into a defendant — and, according to the court, botched the investigation.The overlapping interests make the case even more troubling. Spencer was a candidate for Lonoke County sheriff, running against the incumbent whose department handled the evidence. The original judge was removed from the case twice by the state Supreme Court. From the detective who mishandled the SD card to the prosecutor who pressed forward despite mounting evidence problems, the failures didn't point in different directions — they all pointed the same way.Retired FBI Special Agent Jennifer Coffindaffer, who spent years investigating law enforcement conduct, and retired FBI Counterintelligence Behavioral Analysis Program Chief Robin Dreeke join Tony Brueski to walk through how the Bureau evaluates a case where the entire local system appears compromised — and what it takes for federal investigators to open the door.Join Our SubStack For AD-FREE ADVANCE EPISODES & EXTRAS!: https://hiddenkillers.substack.com/ Want to comment and watch this podcast as a video? Check out our YouTube Channel. https://www.youtube.com/channel/UC8-vxmbhTxxG10sO1izODJg?sub_confirmation=1 Instagram https://www.instagram.com/hiddenkillerspod/ Facebook https://www.facebook.com/hiddenkillerspod/ Tik-Tok https://www.tiktok.com/@hiddenkillerspod X Twitter https://x.com/TrueCrimePodThis publication contains commentary and opinion based on publicly available information. All individuals are presumed innocent until proven guilty in a court of law. Nothing published here should be taken as a statement of fact, health or legal advice.#AaronSpencer #LonokeCounty #MichaelFosler #HiddenKillers #TrueCrime #JenniferCoffindaffer #RobinDreeke #CoverupAllegations #EvidenceLost #ArkansasCrime
In this episode, Alex Pardo reconnects with Dan to dig into the financial and strategic reality of his 28,000-square-foot storage facility under contract for $2.625M. This is part 3 of a multi-part series, and the conversation gets raw and unfiltered as they work through the deal's tightest challenge: Dan's initial miss on revenue ramp timing and how it impacts his cash flow projections and partnership structures. Alex uses this live deal walkthrough to unpack the critical thinking required before committing capital and equity to a first storage facility. It's messy, it's real, and it's exactly how serious operators need to evaluate opportunities before pulling the trigger. You'll Learn How To: Understand revenue ramp dynamics and why projections don't happen overnight Evaluate whether a deal is worth equity and capital when returns are below market expectations Structure deals with debt and equity partners to manage cash flow gaps Identify when an interest rate or term change becomes a caution flag in a deal Design a facility exit strategy before you sign the purchase agreement Run conservative, likely, and best-case scenarios without falling into best-case bias Know the difference between doing a deal for experience and doing the right deal for returns What You'll Learn in This Episode [00:00] Alex and Dan discuss the three-part series on Dan's 28K sq ft facility deal under contract [01:10] The critical oversight: revenue doesn't jump immediately when you raise rates, it ramps slowly [02:00] How a 2-3 person per month net move-in creates negative cash flow for 5–10 months [03:29] Dan's mixed emotions: value of the first deal vs. whether the juice is worth the squeeze [04:01] Equity structure options: 40% equity with 8% preferred return vs. 12% interest-only with smaller equity [05:41] Projected returns: 9–11% cash-on-cash over five years, annualized 17–18% (below market expectations) [06:37] Alex's philosophy: first deal doesn't need to be a home run, but it has to be a base hit with low risk [08:05] Alex's cautionary tale: his early deals in certain markets he wouldn't repeat, but bar was lower because he was learning [09:24] The decision framework: enough due diligence to confidently move forward or walk away with reason [14:15] Where community homework and market analysis become invaluable in deal evaluation [16:03] Revenue ramp isn't a light switch: it's a slow burn that models must account for with conservative assumptions [16:49] Conservative, likely, and best-case scenarios: don't make offers expecting everything goes right [17:02] Going back to the seller after due diligence to renegotiate price, terms, or structure [17:25] Interest rate sensitivity: if 70–80 basis points breaks the deal, it's a yellow flag [18:34] Partnership scenarios: 40% equity vs. 20–30% equity depending on your time and value contribution [19:15] Exit strategy before entry: you determine how you exit, and rarely do you buy and operate forever Who This Episode Is For: First-time storage investors evaluating their first deal and unsure if the numbers work Operators with a property under contract trying to decide between partnerships, debt, or walking Investors who've been analyzing deals but haven't pulled the trigger and need a reality check Deal makers questioning whether their first facility has to be a grand slam or just a win Real estate operators learning the difference between deal experience and deal returns Anyone struggling with confidence on deal evaluation, market selection, or partnership structures Why You Should Listen: This episode does something most storage content doesn't: it shows you the real conversation a smart operator has when a deal is tight, promising, but not yet perfect. Alex doesn't tell Dan "do it" or "don't do it." Instead, he walks him through the thinking process—how to weigh risk, returns, equity dilution, and the value of your first facility against the need to protect your capital and time. The key insight here is revenue ramp. It's the single detail that shifted Dan's deal from "looks good" to "needs more work." In self-storage, you don't buy a 60% occupied facility at a certain price, make some operational improvements, and suddenly it's 90% occupied next month. It takes time. Every month you're adding a few units, pushing rates on the existing base, and slowly building to your pro forma. If your financing doesn't account for that reality, your deal can go negative cash flow for longer than your capital can sustain. The broader lesson is this: your first storage deal should absolutely get you on base. It should teach you how to find, evaluate, underwrite, and operate a self-storage facility. But it shouldn't be a financially reckless trade just to check the box. Do the first one right, and you'll be confident to repeat it faster. Do the first one wrong, and you might be out capital, confidence, and momentum. Follow Alex Pardo here: Storage Wins Podcast — storagwins.com Facebook — Storage Wins Community (join the group for continued learning and peer support) Instagram — @alexcpardo YouTube — Storage Wins Doing your first storage facility is a big decision, and the temptation to move fast is real. But as Alex reminds Dan, there's no rush. You're not trying to do a deal for the sake of doing a deal. You're trying to do the right deal at the right time with returns that actually work. If you're ready to evaluate your first storage opportunity with clarity and confidence, head over to storagwins.com/call to schedule a free discovery call with Alex and explore whether self-storage is the right next move for you. The only thing standing between you and your goals is action.
Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Attorney Whitney Knox Lee. Explains practical estate‑planning strategies—wills, trusts, powers of attorney—and how entrepreneurs, families, and especially parents of disabled children can protect assets, avoid costly probate, and maintain eligibility for critical benefits. The conversation also touches on integrating insurance with estate planning, small‑business contingency planning, and Lee’s personal mission and background in civil rights work. Purpose of the Interview Educate listeners on estate planning as a wealth‑preservation strategy (not just documents)—to reduce court costs, taxes, and confusion for families. Clarify the differences and roles of wills, trusts, and powers of attorney, including when each is appropriate and how they work together.] Highlight special considerations for entrepreneurs and families with disabled children or aging relatives, including insurance, operating agreements, and special‑needs planning. Share Lee’s values and practice approach, including culturally responsive service and sustainable advocacy rooted in prior civil‑rights work. Key Takeaways 1) Wills vs. Trusts vs. Powers of Attorney A will is not the plan—it’s just one piece and still goes through probate, which can be slow and expensive; think of a will as a “letter to the judge.] Revocable living trusts can help families bypass probate, reduce delays, and retain more control over how assets are managed after death. Powers of attorney (financial and health) are essential for incapacity scenarios; even 18‑year‑olds heading to college should have them so parents can access information if needed. 2) Why Insurance Belongs in the Plan Life insurance can protect the family’s ability to keep the home by paying off a remaining mortgage or covering living expenses—turning an asset into a sustainable legacy rather than a burden. For entrepreneurs, key‑person insurance can replace income when the owner can’t work, keeping the business afloat. 3) Minimizing Probate Costs and Taxes Probate involves court filings and legal fees; in some states fees scale with estate size (example discussed: percentage‑based fees in other jurisdictions), which can significantly erode wealth passed to heirs. Proper planning reduces those leakages. 4) Special‑Needs and Elder Planning Parents of children on need‑based benefits (e.g., Medicaid) must avoid transfers that jeopardize eligibility; the right trust structures preserve benefits while providing support. Elder law planning anticipates long‑term care costs (nursing home, assisted living, in‑home care) so families don’t have to deplete assets later. 5) Business Continuity for Owners Establish operating agreements and buy‑sell agreements that spell out who runs the business if the principal is incapacitated; pair with business powers of attorney. 6) Values, Audience, and Access Lee intentionally centers Black and Brown women and their families, grounding services in community uplift and transparent referrals to trusted financial pros (no paid referral arrangements). Contact approach: 15‑minute intake, then a four‑meeting process (legacy planning → design → review → signing). Notable Quotes (for pull‑quotes & captions) “Think of a will as a letter to the judge… a will still has to go through probate court. “A trust allows families to bypass probate altogether so they aren’t paying legal fees or leaving things to people who want to challenge the will. “Life insurance is a huge tool—it can help the family pay off the mortgage so they can keep the home and the equity.” “Estate planning is a strategy—not just documents.” “Even 18‑year‑olds should have powers of attorney—parents can’t just call doctors once kids are legal adults.” “I stay in my lane—I’m an attorney. I work closely with trusted financial professionals and make non‑compensated referrals.” “For special‑needs planning, don’t jeopardize need‑based benefits—use the right trust so support continues. “I want to build a sustainable practice that lets me serve my community and rest well, aligned with my family and values.” Quick Action Items (for listeners inspired by the episode) Draft or update POAs (financial and health) for every adult in the household, including college‑age children. Evaluate whether a revocable living trust makes sense to avoid probate and retain post‑death control. For business owners: review operating agreement / buy‑sell, add key‑person insurance, and create a business POA. Families with special‑needs dependents: consult on special‑needs trusts to protect benefits. #SHMS #STRAW #BESTSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.
Ai psychosis and medieval glass. Howvto build self esteem Hosted on Acast. See acast.com/privacy for more information.
Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Attorney Whitney Knox Lee. Explains practical estate‑planning strategies—wills, trusts, powers of attorney—and how entrepreneurs, families, and especially parents of disabled children can protect assets, avoid costly probate, and maintain eligibility for critical benefits. The conversation also touches on integrating insurance with estate planning, small‑business contingency planning, and Lee’s personal mission and background in civil rights work. Purpose of the Interview Educate listeners on estate planning as a wealth‑preservation strategy (not just documents)—to reduce court costs, taxes, and confusion for families. Clarify the differences and roles of wills, trusts, and powers of attorney, including when each is appropriate and how they work together.] Highlight special considerations for entrepreneurs and families with disabled children or aging relatives, including insurance, operating agreements, and special‑needs planning. Share Lee’s values and practice approach, including culturally responsive service and sustainable advocacy rooted in prior civil‑rights work. Key Takeaways 1) Wills vs. Trusts vs. Powers of Attorney A will is not the plan—it’s just one piece and still goes through probate, which can be slow and expensive; think of a will as a “letter to the judge.] Revocable living trusts can help families bypass probate, reduce delays, and retain more control over how assets are managed after death. Powers of attorney (financial and health) are essential for incapacity scenarios; even 18‑year‑olds heading to college should have them so parents can access information if needed. 2) Why Insurance Belongs in the Plan Life insurance can protect the family’s ability to keep the home by paying off a remaining mortgage or covering living expenses—turning an asset into a sustainable legacy rather than a burden. For entrepreneurs, key‑person insurance can replace income when the owner can’t work, keeping the business afloat. 3) Minimizing Probate Costs and Taxes Probate involves court filings and legal fees; in some states fees scale with estate size (example discussed: percentage‑based fees in other jurisdictions), which can significantly erode wealth passed to heirs. Proper planning reduces those leakages. 4) Special‑Needs and Elder Planning Parents of children on need‑based benefits (e.g., Medicaid) must avoid transfers that jeopardize eligibility; the right trust structures preserve benefits while providing support. Elder law planning anticipates long‑term care costs (nursing home, assisted living, in‑home care) so families don’t have to deplete assets later. 5) Business Continuity for Owners Establish operating agreements and buy‑sell agreements that spell out who runs the business if the principal is incapacitated; pair with business powers of attorney. 6) Values, Audience, and Access Lee intentionally centers Black and Brown women and their families, grounding services in community uplift and transparent referrals to trusted financial pros (no paid referral arrangements). Contact approach: 15‑minute intake, then a four‑meeting process (legacy planning → design → review → signing). Notable Quotes (for pull‑quotes & captions) “Think of a will as a letter to the judge… a will still has to go through probate court. “A trust allows families to bypass probate altogether so they aren’t paying legal fees or leaving things to people who want to challenge the will. “Life insurance is a huge tool—it can help the family pay off the mortgage so they can keep the home and the equity.” “Estate planning is a strategy—not just documents.” “Even 18‑year‑olds should have powers of attorney—parents can’t just call doctors once kids are legal adults.” “I stay in my lane—I’m an attorney. I work closely with trusted financial professionals and make non‑compensated referrals.” “For special‑needs planning, don’t jeopardize need‑based benefits—use the right trust so support continues. “I want to build a sustainable practice that lets me serve my community and rest well, aligned with my family and values.” Quick Action Items (for listeners inspired by the episode) Draft or update POAs (financial and health) for every adult in the household, including college‑age children. Evaluate whether a revocable living trust makes sense to avoid probate and retain post‑death control. For business owners: review operating agreement / buy‑sell, add key‑person insurance, and create a business POA. Families with special‑needs dependents: consult on special‑needs trusts to protect benefits. #SHMS #STRAW #BESTSee omnystudio.com/listener for privacy information.
Is your next business expense an investment or a mistake? The answer is always nuanced, but the right questions can help you make wiser spending decisions that actually align with your ROI expectations and overarching business goals. With nearly 20 years of experience across multiple sectors of the financial industry (banking, lending, and now financial planning and investment/wealth management), founder of independent adviser Divergent Financial Advisory Services, Alicia Martinez knows exactly how to navigate those tough spending decisions that move your business forward while protecting your budget. Back as a returning guest on our show, she goes meta in today's episode by walking us through her own decision tree and how she evaluated a recent marketing expense of her own (our offer, Instant Influence). What questions did she ask in the consideration process? How is she defining and tracking success? How can business owners effectively evaluate a financial commitment when the outcome isn't guaranteed? This is the episode to tune into before you make your next big purchase for your business. Connect with Alicia: https://difiadvisory.com https://www.instagram.com/difiadvisory https://www.facebook.com/DiFiAdvisory/ https://www.linkedin.com/company/difiadvisory/ Our last episode with Alicia: Apple Podcasts: https://podcasts.apple.com/us/podcast/cubicle-to-ceo/id1470966370?i=1000712399762 Spotify: https://open.spotify.com/episode/44nj7IVLPBcz3eTIXdqGPZ?si=wAu98ZqyRtWywBXSzkF7ag Loving our bonus content and want more Cubicle to CEO in your ears? Join us every Monday on our subscriber-only premium feed for case study–style interviews with successful entrepreneurs debriefing their real-time growth experiments and results. Subscribe to get insider access to what's actually been working for businesses in the last 3-18 months: cubicletoceo.co/podcast If you enjoyed today's episode, please: Post a screenshot & key takeaway on your IG story and tag us @cubicletoceo so we can repost you. Subscribe to our premium feed for case-study style interviews every Monday. Learn more about your ad choices. Visit megaphone.fm/adchoices
GRAB the 2026 Business Scorecard: https://drive.google.com/file/d/1GBsGwfphA5GU4R5ASIqXR23emWSPAG9E/view?usp=drive_link Book a 30-minute call with me here: https://app.iclosed.io/e/woo/organic-booked-calls In this video, I'm breaking down the three biggest problems every 7 and 8-figure business owner is facing right now and what I learned spending a full day at Cody Sanchez's headquarters with a room full of business owners at our level. I'm showing you the real cost of being invisible, why the average business at our level is spending $50K-$250K per year on paid acquisition when brand authority could cut that in half, and the exact systems shift that removes you from the red lights so your business gets easier as it grows. Connect with me: LinkedIn: https://www.linkedin.com/in/stacytuschl/ Instagram: https://www.instagram.com/stacytuschl/ Facebook: https://www.facebook.com/stacytuschl/ Newsletter: https://www.linkedin.com/newsletters/7396626889408274432/ #personalbrand #businessoperations #scalingsystems #entrepreneurship Disclaimer: The strategies and frameworks I share are based on my 15+ years of building and scaling businesses, not overnight success. What I teach works, but your results depend entirely on your execution, your market, and your commitment to building systems consistently. This is educational content, not a guarantee. Business growth requires real work, strategic decisions, and the discipline to stick with what actually moves the needle. Evaluate your own circumstances, assess your risks, and take full ownership of your outcomes. That's what well-oiled business owners do.