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Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Attorney Whitney Knox Lee. Explains practical estate‑planning strategies—wills, trusts, powers of attorney—and how entrepreneurs, families, and especially parents of disabled children can protect assets, avoid costly probate, and maintain eligibility for critical benefits. The conversation also touches on integrating insurance with estate planning, small‑business contingency planning, and Lee’s personal mission and background in civil rights work. Purpose of the Interview Educate listeners on estate planning as a wealth‑preservation strategy (not just documents)—to reduce court costs, taxes, and confusion for families. Clarify the differences and roles of wills, trusts, and powers of attorney, including when each is appropriate and how they work together.] Highlight special considerations for entrepreneurs and families with disabled children or aging relatives, including insurance, operating agreements, and special‑needs planning. Share Lee’s values and practice approach, including culturally responsive service and sustainable advocacy rooted in prior civil‑rights work. Key Takeaways 1) Wills vs. Trusts vs. Powers of Attorney A will is not the plan—it’s just one piece and still goes through probate, which can be slow and expensive; think of a will as a “letter to the judge.] Revocable living trusts can help families bypass probate, reduce delays, and retain more control over how assets are managed after death. Powers of attorney (financial and health) are essential for incapacity scenarios; even 18‑year‑olds heading to college should have them so parents can access information if needed. 2) Why Insurance Belongs in the Plan Life insurance can protect the family’s ability to keep the home by paying off a remaining mortgage or covering living expenses—turning an asset into a sustainable legacy rather than a burden. For entrepreneurs, key‑person insurance can replace income when the owner can’t work, keeping the business afloat. 3) Minimizing Probate Costs and Taxes Probate involves court filings and legal fees; in some states fees scale with estate size (example discussed: percentage‑based fees in other jurisdictions), which can significantly erode wealth passed to heirs. Proper planning reduces those leakages. 4) Special‑Needs and Elder Planning Parents of children on need‑based benefits (e.g., Medicaid) must avoid transfers that jeopardize eligibility; the right trust structures preserve benefits while providing support. Elder law planning anticipates long‑term care costs (nursing home, assisted living, in‑home care) so families don’t have to deplete assets later. 5) Business Continuity for Owners Establish operating agreements and buy‑sell agreements that spell out who runs the business if the principal is incapacitated; pair with business powers of attorney. 6) Values, Audience, and Access Lee intentionally centers Black and Brown women and their families, grounding services in community uplift and transparent referrals to trusted financial pros (no paid referral arrangements). Contact approach: 15‑minute intake, then a four‑meeting process (legacy planning → design → review → signing). Notable Quotes (for pull‑quotes & captions) “Think of a will as a letter to the judge… a will still has to go through probate court. “A trust allows families to bypass probate altogether so they aren’t paying legal fees or leaving things to people who want to challenge the will. “Life insurance is a huge tool—it can help the family pay off the mortgage so they can keep the home and the equity.” “Estate planning is a strategy—not just documents.” “Even 18‑year‑olds should have powers of attorney—parents can’t just call doctors once kids are legal adults.” “I stay in my lane—I’m an attorney. I work closely with trusted financial professionals and make non‑compensated referrals.” “For special‑needs planning, don’t jeopardize need‑based benefits—use the right trust so support continues. “I want to build a sustainable practice that lets me serve my community and rest well, aligned with my family and values.” Quick Action Items (for listeners inspired by the episode) Draft or update POAs (financial and health) for every adult in the household, including college‑age children. Evaluate whether a revocable living trust makes sense to avoid probate and retain post‑death control. For business owners: review operating agreement / buy‑sell, add key‑person insurance, and create a business POA. Families with special‑needs dependents: consult on special‑needs trusts to protect benefits. #SHMS #STRAW #BESTSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Ai psychosis and medieval glass. Howvto build self esteem Hosted on Acast. See acast.com/privacy for more information.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Attorney Whitney Knox Lee. Explains practical estate‑planning strategies—wills, trusts, powers of attorney—and how entrepreneurs, families, and especially parents of disabled children can protect assets, avoid costly probate, and maintain eligibility for critical benefits. The conversation also touches on integrating insurance with estate planning, small‑business contingency planning, and Lee’s personal mission and background in civil rights work. Purpose of the Interview Educate listeners on estate planning as a wealth‑preservation strategy (not just documents)—to reduce court costs, taxes, and confusion for families. Clarify the differences and roles of wills, trusts, and powers of attorney, including when each is appropriate and how they work together.] Highlight special considerations for entrepreneurs and families with disabled children or aging relatives, including insurance, operating agreements, and special‑needs planning. Share Lee’s values and practice approach, including culturally responsive service and sustainable advocacy rooted in prior civil‑rights work. Key Takeaways 1) Wills vs. Trusts vs. Powers of Attorney A will is not the plan—it’s just one piece and still goes through probate, which can be slow and expensive; think of a will as a “letter to the judge.] Revocable living trusts can help families bypass probate, reduce delays, and retain more control over how assets are managed after death. Powers of attorney (financial and health) are essential for incapacity scenarios; even 18‑year‑olds heading to college should have them so parents can access information if needed. 2) Why Insurance Belongs in the Plan Life insurance can protect the family’s ability to keep the home by paying off a remaining mortgage or covering living expenses—turning an asset into a sustainable legacy rather than a burden. For entrepreneurs, key‑person insurance can replace income when the owner can’t work, keeping the business afloat. 3) Minimizing Probate Costs and Taxes Probate involves court filings and legal fees; in some states fees scale with estate size (example discussed: percentage‑based fees in other jurisdictions), which can significantly erode wealth passed to heirs. Proper planning reduces those leakages. 4) Special‑Needs and Elder Planning Parents of children on need‑based benefits (e.g., Medicaid) must avoid transfers that jeopardize eligibility; the right trust structures preserve benefits while providing support. Elder law planning anticipates long‑term care costs (nursing home, assisted living, in‑home care) so families don’t have to deplete assets later. 5) Business Continuity for Owners Establish operating agreements and buy‑sell agreements that spell out who runs the business if the principal is incapacitated; pair with business powers of attorney. 6) Values, Audience, and Access Lee intentionally centers Black and Brown women and their families, grounding services in community uplift and transparent referrals to trusted financial pros (no paid referral arrangements). Contact approach: 15‑minute intake, then a four‑meeting process (legacy planning → design → review → signing). Notable Quotes (for pull‑quotes & captions) “Think of a will as a letter to the judge… a will still has to go through probate court. “A trust allows families to bypass probate altogether so they aren’t paying legal fees or leaving things to people who want to challenge the will. “Life insurance is a huge tool—it can help the family pay off the mortgage so they can keep the home and the equity.” “Estate planning is a strategy—not just documents.” “Even 18‑year‑olds should have powers of attorney—parents can’t just call doctors once kids are legal adults.” “I stay in my lane—I’m an attorney. I work closely with trusted financial professionals and make non‑compensated referrals.” “For special‑needs planning, don’t jeopardize need‑based benefits—use the right trust so support continues. “I want to build a sustainable practice that lets me serve my community and rest well, aligned with my family and values.” Quick Action Items (for listeners inspired by the episode) Draft or update POAs (financial and health) for every adult in the household, including college‑age children. Evaluate whether a revocable living trust makes sense to avoid probate and retain post‑death control. For business owners: review operating agreement / buy‑sell, add key‑person insurance, and create a business POA. Families with special‑needs dependents: consult on special‑needs trusts to protect benefits. #SHMS #STRAW #BESTSee omnystudio.com/listener for privacy information.

Is your next business expense an investment or a mistake? The answer is always nuanced, but the right questions can help you make wiser spending decisions that actually align with your ROI expectations and overarching business goals.  With nearly 20 years of experience across multiple sectors of the financial industry (banking, lending, and now financial planning and investment/wealth management), founder of independent adviser Divergent Financial Advisory Services, Alicia Martinez knows exactly how to navigate those tough spending decisions that move your business forward while protecting your budget. Back as a returning guest on our show, she goes meta in today's episode by walking us through her own decision tree and how she evaluated a recent marketing expense of her own (our offer, Instant Influence).  What questions did she ask in the consideration process? How is she defining and tracking success? How can business owners effectively evaluate a financial commitment when the outcome isn't guaranteed? This is the episode to tune into before you make your next big purchase for your business.  Connect with Alicia: ⁠https://difiadvisory.com ⁠https://www.instagram.com/difiadvisory ⁠https://www.facebook.com/DiFiAdvisory/ https://www.linkedin.com/company/difiadvisory/ Our last episode with Alicia: Apple Podcasts: https://podcasts.apple.com/us/podcast/cubicle-to-ceo/id1470966370?i=1000712399762 Spotify: https://open.spotify.com/episode/44nj7IVLPBcz3eTIXdqGPZ?si=wAu98ZqyRtWywBXSzkF7ag Loving our bonus content and want more Cubicle to CEO in your ears? Join us every Monday on our subscriber-only premium feed for case study–style interviews with successful entrepreneurs debriefing their real-time growth experiments and results. Subscribe to get insider access to what's actually been working for businesses in the last 3-18 months:  ⁠cubicletoceo.co/podcast⁠ If you enjoyed today's episode, please: Post a screenshot & key takeaway on your IG story and tag us ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@cubicletoceo⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ so we can repost you. ⁠⁠⁠Subscribe to ⁠our premium feed⁠ for case-study style interviews every Monday. Learn more about your ad choices. Visit megaphone.fm/adchoices

GRAB the 2026 Business Scorecard: https://drive.google.com/file/d/1GBsGwfphA5GU4R5ASIqXR23emWSPAG9E/view?usp=drive_link Book a 30-minute call with me here: https://app.iclosed.io/e/woo/organic-booked-calls In this video, I'm breaking down the three biggest problems every 7 and 8-figure business owner is facing right now and what I learned spending a full day at Cody Sanchez's headquarters with a room full of business owners at our level. I'm showing you the real cost of being invisible, why the average business at our level is spending $50K-$250K per year on paid acquisition when brand authority could cut that in half, and the exact systems shift that removes you from the red lights so your business gets easier as it grows. Connect with me: LinkedIn: https://www.linkedin.com/in/stacytuschl/ Instagram: https://www.instagram.com/stacytuschl/ Facebook: https://www.facebook.com/stacytuschl/ Newsletter: https://www.linkedin.com/newsletters/7396626889408274432/ #personalbrand #businessoperations #scalingsystems #entrepreneurship Disclaimer: The strategies and frameworks I share are based on my 15+ years of building and scaling businesses, not overnight success. What I teach works, but your results depend entirely on your execution, your market, and your commitment to building systems consistently. This is educational content, not a guarantee. Business growth requires real work, strategic decisions, and the discipline to stick with what actually moves the needle. Evaluate your own circumstances, assess your risks, and take full ownership of your outcomes. That's what well-oiled business owners do.

Marcy Sagel is the founder and principal of MSA Interiors, a commercial interior design firm specializing in multifamily housing, student housing, senior living, affordable housing, and other complex commercial projects. With over 30 years of industry experience, Marcy has built a reputation for creating innovative, functional spaces that align with her clients' strategic and financial goals. She also co-founded Designer Bank, an online education platform that teaches design skills, space planning, software, and product knowledge to developers, investors, and aspiring designers.     Make sure to download our free guide, 7 Questions Every Passive Investor Should Ask, here.     Key Takeaways Audit your top ten competitors before making a single design decision Prioritize closet space, in-unit laundry, lighting, and cabinetry in unit renovations Full-size stackable washers and dryers outperform compact units in resident satisfaction Furniture layout planning, including TV placement and door positioning, directly affects rentability Looking high-end and being expensive are not the same thing Cheap materials that fail early cost more over time than durable materials installed once Differentiate from the competition rather than replicate it     Topics What Residents Actually Want in a Unit Walk-in or large closets are now a baseline expectation, not a premium feature In-unit full-size stackable laundry is the preferred standard for most unit types Updated lighting, countertops, and kitchen cabinetry signal value to prospective residents Common Design Mistakes in Multifamily Layouts are not evaluated for furniture placement before construction or renovation TV placement and couch space are often afterthought considerations Excessive interior doors fragment rooms and reduce usable wall space Simple layout adjustments, such as moving a door 12 inches, can unlock meaningfully higher rents How to Stand Out Against the Competition List every competitor, their amenities, finishes, unit quality, and rents before setting a design direction Identify what the market is missing, then build toward that gap Boutique, differentiated spaces lease faster than properties that blend in Marcy cites a university-area project where a speakeasy-style hangout space and boutique design drove strong lease-up against large institutional competitors Looking Premium Without Overspending A $1.50 tile can look high-end with the right design approach Affordable housing projects should look as good as the budget allows, not be deliberately toned down Cheap, low-durability materials often require costly mid-cycle replacements that eliminate any initial savings Work with established vendors who can offer warranties and guarantee product longevity Designer Bank: Design Education for Developers Designer Bank is an online platform offering modules on Revit, rendering, space planning, lighting, flooring, and tile Modules are taught by industry practitioners with deep product knowledge Targeted at developers, investors, and anyone who wants to make better-informed design decisions    

Ken Carman and Anthony Lima assess the massive fallout from the Myles Garrett trade and Jared Verse's arrival on 92.3 The Fan. They analyze the impact of Garrett's legacy, compare defensive analytics, and debate Adam Schefter's knowledge of Ohio geography. The discussion also highlights the team's search for a franchise quarterback amidst the ongoing Deshaun Watson controversy. 02:50 - Evaluating trade return value 06:30 - Denzel Ward trade rumors 09:56 - Jared Verse leadership traits 13:05 - Ohio geography debate 17:50 - Myles Garrett's Cleveland legacy 22:10 - Predicting Garrett's MVP potential 26:15 - Garrett vs Verse analytics 32:15 - Team locker room culture 36:00 - Deshaun Watson trade fallout 39:25 - Andrew Barry presser preview

🧭 REBEL Rundown 🔑 Key Points 🧩 Human Factors: The unseen behaviors, distractions and considerations critical in emergency medicine and the ICU, influencing patient care beyond just medical knowledge.🎯 System Design: Effective system design directly impacts team performance by creating environments that facilitate optimal decision-making. 🏥 Real-world Application: The application of human factors in healthcare leads to better team dynamics, reduced stress, and improved patient outcomes. 👷🏽‍️It’s Everyone’s Job: Building a culture of adaptability and openness to change can lead to better healthcare delivery, communication and interprofessional relationships🛠️ Practical Solutions: Start the conversation in departments for actionable and pragmatic changes to current healthcare environments to enhance practitioner efficiency and patient care quality. Click here for Direct Download of the Podcast. 👀Previously Covered and Related Content: REBEL EM: Titles Don’t Make LeadersREBEL MIND: Moving from Junior to Senior Leadership in Emergency CareREBEL MIND: The Dunning-Kruger EffectREBEL MIND: Growth vs Fixed Mindset 📝 Introduction Welcome back to Rebel MIND, the podcast where we sharpen the person behind the practitioner. MIND stands for Mastering Internal Negativity during Difficulty. This series emphasizes productivity, provider performance, and team optimization to ensure we are at our best during high-pressure situations. In this episode, host Dr. Mark Ramzy chats with special guests and master educators about the concept of human factors.Dr. Chris Hicks is an emergency physician and trauma team leader at St. Michael’s Hospital in Toronto, Assistant Professor in the Department of Medicine at the University of Toronto, and co-founder of Advanced Performance Healthcare Design, a physician-led simulation and design group. Dr. Andrew Petrosoniak is an emergency physician and trauma team leader at St. Michael’s Hospital, and Medical Director of the Unity Health Toronto Simulation Program. He’s an Assistant Professor at the University of Toronto where his research focuses on simulation for systems and design improvement and optimizing the care of the bleeding patient. Along with Dr. Hicks, he’s also President of Advanced Performance Healthcare Design, a consulting firm that works with high-performance teams and uses simulation to enhance and design better healthcare spaces Cognitive Question How can the integration of human factors improve decision-making and performance in emergency medicine and critical care environments? ️What are Human Factors? In the context of healthcare, human factors encompass the interplay between humans, the systems they work within, and the effectiveness of their interactions. It includes elements like communication, system design, environmental conditions, and behavioral patterns affecting individual and team decision-making processes. It’s the collective impact of individual behaviors, team dynamics, and the physical environment on performance and outcomes. The aim is to eliminate issues arising from human error by creating systems and environments that naturally guide and support optimal performance. 🏥How This Applies to the Emergency Department or ICU? Efficient integration of human factors in high-pressure settings like the Emergency Department (ED) or Intensive Care Unit (ICU) helps mitigate the risks associated with stressful and chaotic environments. By focusing on system designs that account for human behavior, healthcare professionals can reduce errors, enhance team coordination, and ultimately improve patient care. This is crucial as teams are often required to make rapid, life-saving decisions in these environmentsThe design of clinical spaces can either hinder or help efficient care. Poorly arranged equipment or cluttered workspaces increase stress and impede decision-making. Implementing structured design principles, such as dedicated equipment zones and clear visual cues, can streamline workflows and enhance team coordinationIt actually helps pave the way for more efficiency because you end up “working smarter instead of harder”.It speaks directly to the Daniel Kahneman’s theory of Type 2 Thinking – which is a slow, analytical cognitive process requiring deliberate thoughtWe’ll likely create a whole dedicated episode to this but if you want to read more ahead of time on it, check out his book Thinking, Fast and Slow ⏩Immediate Action Steps for Your Next Shift **Assess Your Environment**: Take note of any clutter, noise, or layout issues in your workspace that could hinder optimal performance. Identify problem areas that could be optimized.**Recognizable Hard-Stop** – Implement a “Stop-Point” Check for areas or issues that involve more than just patient safety (ie. workflow inefficiencies, sign-out, throughput, etc). Use predefined benchmarks during procedures to ensure clarity and efficiency.**Foster Open Communication** – Encourage an environment where every team member feels comfortable discussing their thoughts and decisions without fear of judgment.**Prototype Solutions** – Work with colleagues to identify problems and brainstorm quick, cost-effective solutions that could be tested in your department.**Role Clarity and Preparation** – Ensure roles are clearly defined and team members are prepared with necessary resources readily available during high-stakes scenarios.**Test and Refine** – Conduct quick pilot tests of new setups or processes during quieter times and gather feedback from your team. Conclusion Human factors play a critical role in shaping healthcare outcomes. Through structured system designs and attention to team dynamics, it is possible to reduce inefficiencies and enhance both patient care and provider well-being. It requires a shift in perspective from seeing design and systems as separate from human behaviors, to seeing them as intricately linked. By incorporating these principles, healthcare professionals can create environments that inherently support better, safer, and more effective patient care. 🚨 Clinical Bottom Line Incorporating human factors into healthcare isn’t just about preventing errors—it’s about creating an ecosystem where the healthcare team is empowered to perform at their best, even under the most challenging conditions. Implementing small, iterative changes can create a meaningful impact, paving the way for improved systems and processes. This starts by redesigning systems and environments with human factors in mind, which can significantly improve both the efficiency of care delivery and the safety of the healthcare environment. Further Reading Petrosoniak A, Hicks C. M&M rounds 2.0: the future of performance improvement. CJEM. Feb 2025PMID: 39979684Petrosoniak A, Hicks CDesign, build, train, excel: Using simulation to create elite trauma systems. International Anesthesiology Clinics. Publish Ahead of Print.Request the Article herePetrosoniak A, Hicks C, et al. Design Thinking-Informed Simulation: An Innovative Framework to Test, Evaluate, and Modify New Clinical Infrastructure. Simul Healthc. 2020 Jun 2020.PMID: 32039946Bleetman A, et al.Human factors and error prevention in emergency medicine. Emerg Med J. May 2012PMID: 21565880Hayden EM, et al.Human Factors and Simulation in Emergency Medicine. Acad Emerg Med. 2018 Feb 2018PMID: 28925571 Meet the Authors Mark Ramzy, DO Co-Editor-in-Chief Cardiothoracic Intensivist and EM Attending RWJBH / Rutgers Health, Newark, NJ Chris Hicks, MD, Med Co-Founder of Advanced Performance Assistant Professor of Emergency Medicine, University of Toronto, Canada Andrew Petrosoniak, MD, MSc Co-Founder and President of Advanced Performance Medical Director of Unity Health Toronto Simulation Program Showing Slide 1 of 3 The post REBEL MIND – Human Factors: The Hidden Architecture of Emergency & Critical Care Medicine appeared first on REBEL EM - Emergency Medicine Blog.

Utah Jazz TV Broadcast Play by Play Craig Bolerjack

In Episode 206 of the Equipping ELLs podcast, Beth Vaucher goes one level deeper into the WHO of the ELL Success Cycle — moving from knowing where students are (the five stages from last week) to understanding how language is actually acquired. This episode is built around one of the most influential bodies of research in language education: the work of Stephen Krashen. By the end of the episode, listeners will understand their classroom environment in a completely new way — not as a soft, feel-good addition to instruction, but as a direct lever on language acquisition itself.Beth opens with a scenario every ELL teacher has experienced: a student who seemed to be making progress and then suddenly stalled. They went quiet, stopped taking risks, started shutting down. The answer, Beth explains, often lies in something called the affective filter — and understanding it changes how you read every student in your room.Before getting to the affective filter, Beth lays the foundational distinction that Krashen identified between language acquisition and language learning. Language learning is conscious and explicit — memorizing grammar rules, studying vocabulary lists, conjugating verbs. Beth shares her own experience learning Spanish, where she could conjugate verbs perfectly on paper but completely fell apart in actual conversation. That gap between learned knowledge and natural use is exactly what Krashen's research addresses. Language acquisition, by contrast, is subconscious — the same process a child uses to acquire their first language. It happens through immersion, meaning-making, and internalization, not deliberate study. Krashen's key finding is that what we ultimately want for our students is acquisition, not just learning, because only acquired language can be accessed automatically in real conversation, spontaneous writing, and academic work.The first condition for acquisition is what Krashen called comprehensible input — language that is just one step beyond the student's current level. Not way above, not at their current level, but i plus one. When input is comprehensible, the brain processes it and acquisition begins. When it is incomprehensible — too far above the student's level — it is essentially noise. Beth makes the connection direct and practical: assigning a grade-level text to a developing student without scaffolding is not instruction, it is noise. Using visuals, gestures, simplified language, and context clues to make content accessible is comprehensible input. This, Beth explains, is exactly why sheltered instruction matters and why scaffolding is not lowering expectations — it is creating the conditions for acquisition.The second condition is the affective filter — the wall that goes up when a student feels anxious, self-conscious, afraid of making mistakes, or unsafe. When the filter is high, even comprehensible input cannot get through. The language is there but the brain blocks it from being processed. When the filter is low — when a student feels safe, relaxed, motivated, and supported — comprehensible input flows directly into acquisition. Beth gives a vivid example: the difference between how students perform in her pull-out classroom versus when they return to a homeroom classroom where they feel less safe. The affective filter explains that difference completely.Beth closes with four concrete classroom applications — audit your input, lower the filter intentionally, create meaningful interaction, and be patient — and introduces the free comprehensible input classroom checklist available by DMing the word INPUT to @EquippingELLs on Instagram.FREE RESOURCE: DM the word INPUT to @EquippingELLs on Instagram for the free comprehensible input classroom checklist. Evaluate your current classroom environment in minutes.

The Giants' Rebuild Conundrum: Silver & JD discuss the complexities of the San Francisco Giants' current state, with a focus on the team's rebuild prospects and the leadership's approach to addressing the team's struggles. We weigh the challenges of navigating a rebuild, the importance of accountability, and the role of the coaching staff in driving change. See omnystudio.com/listener for privacy information.

Podcast guesting still works to position your authority, build recognition around your expertise, and attract new leads. But the way most people secure podcast interviews is shifting…and much of what used to work no longer does. Case in point, many of the established show hosts I know do not accept pitches from people they don't know. Even with a solid topic and a polished media kit, if you don't have an "in" you probably aren't getting booked on popular shows. In Episode 493 of Amplify Your Success Podcast, I walk through what I heard from the 20+ podcast hosts during my Visibility Velocity event that would cause them to book a guest on their show. I'm highlighting what podcast hosts Katherine Thompson, Samantha Riley, Lori Young, Jennifer Urezzio, and Darla LeDoux revealed about what makes a guest stand out and why authentic conversation, expertise, and audience resonance matter more than scripted pitches. I also share the four main types of guest interview shows, the emerging patterns I'm seeing around podcast guesting, what hosts are truly looking for before they say yes, and why some experts continue creating meaningful visibility opportunities while others struggle to gain traction. If podcast guesting is on your radar to grow your visibility but it's started feeling harder, less effective, or more competitive lately, this episode will help you understand what's changing underneath it and how to approach visibility opportunities in a way that creates stronger alignment, trust, and business growth.   Key Takeaways: [00:00] Why the visibility landscape and podcast guesting opportunities are shifting right now. [03:06] The four different types of podcast models and how they impact your visibility strategy. [04:30] Why celebrity and high-profile podcasts are often invitation-based or pay-to-play opportunities. [06:34] How some interview podcasts function more as sales funnels than audience-building platforms. [07:44] Why collaboration and relationship-building matter more than cold podcast pitches. [09:48] The hidden reason many hosts stop accepting unsolicited guest pitches. [10:42] What I look for in podcast guests and how collaboration creates stronger visibility opportunities. [13:38] Why unique perspectives and original insights matter more than generic teaching frameworks. [14:46] The importance of conversational interviews instead of rehearsed expert monologues. [16:32] Why aligned audience fit matters more than simply getting exposure on larger shows. [19:09] How audience resonance impacts whether podcast guesting actually converts into opportunities. [21:44] Why community and collaboration are becoming essential in the new business landscape.   Resources Mentioned in This Episode:   Kathryn Thompson, host of BE The Sought After Entrepreneur - https://www.soughtafterentrepreneur.com/ Samantha Riley, host of The Business Growth Lab - https://samanthariley.global/podcast/ Lori Young, host of Offer Mojo Show - https://www.buzzsprout.com/2425592 Jennifer Urezzio, Asked & Answered by Soul Podcast - https://podcasts.apple.com/us/podcast/asked-and-answered-by-soul/id1537594615 Darla LeDoux, host of Activating Magic Podcast - https://sourcedexperience.com/activating-magic-podcast/ Join me on Substack here to discover what's working now as our industry continues to evolve. Be sure to join as a Growth Fuel subscriber to gain access to upcoming live trainings. New Growth Fuel paid subscribers will score the downloadable guide. Evaluate your podcast guesting effectiveness with the 17 Mistakes Guest Experts Make Scorecard here. - https://melaniebenson.com/scorecard  

Send us Fan MailDeep-dive into a 2026 cardiology review paper claiming seed oils reduce inflammation, exposing misrepresentations of cited clinical trials, and detailing how oxidized Ω-6 fats trigger inflammation.Companion article: Click HERETOPICS DISCUSSED:Seed Oil Profiles: Typical seed oils like sunflower are high in linoleic acid (omega-6 PUFA), while canola is higher in monounsaturated fats and resembles olive oil.Review Paper Critique: The 2026 JACC review falsely claims sunflower oil reduce inflammation like olive oil, citing an RCT that showed benefits only for canola and olive.RCT Analysis: In Iranian women with metabolic issues, switching to canola or olive oil lowered CRP by increasing MUFA and decreasing PUFA intake; sunflower oil produced no change.CRP Biology: CRP responds to oxidized lipids and cellular damage patterns, rising with exercise or infection and marking oxidized Ω-6 metabolites in modern diets.Oxidized Lipids: Ω-6 fats in LDL and cardiolipin oxidize easily, generating 4-HNE, MDA, and other signals that trigger immune clearance, similar to bacterial threats.Sterile Inflammation: High dietary linoleic acid causes chronic immune activation without pathogens, potentially contributing to metabolic and cardiovascular issues.PRACTICAL TAKEAWAYS:Prioritize monounsaturated fats from olive or avocado oil over high-linoleic seed oils like standard sunflower or soybean for lower oxidative stress potential.Check labels for high-oleic versions of sunflower oil, which shift the profile toward monounsaturated fats.Evaluate nutrition claims by examining original studies and fatty acid compositions rather than accepting review summaries at face value.Support the showHealth Products by M&M Partners:AquaTru: Water filtration devices that remove microplastics, metals, bacteria, and more from your drinking water. Through link, $100 off AquaTru Carafe, Classic & Under Sink Units; $300 off Freestanding models.OmegaQuant: At-home blood testing to see fatty acid profiles, including omega-3 fatty acids. Use link to see options and support M&M.SiPhox Health: Comprehensive, cost-effective bloodwork from the comfort of home. Use code TRIKOMES for 20% off.KetoCitra—Ketone body BHB + electrolytes formulated for kidney health. Use code MIND20 for 20% off any subscription (cancel anytime)SporesMD: Premium mushrooms products (gourmet mushrooms, nootropics, research). Use code 'nickjikomes' for 20% off.For all the ways you can support my efforts

Kevin Jacobsen is the CEO of Foxen, a proptech company modernizing multifamily operations with value-add compliance and financial wellness solutions. A former investment banker and private equity professional, Kevin built his career working on technology M&A transactions, IPOs, and capital allocation before moving into operating roles at high-growth SaaS companies. He previously served as CEO of LogicGate and CFO at Kapow. At Foxen, Kevin leads a platform that has served approximately 3 million residential units across the country, offering renters insurance compliance, resident rent reporting, and pet compliance solutions to multifamily owners and operators.     Make sure to download our free guide, 7 Questions Every Passive Investor Should Ask, here.     Key Takeaways Around 40% of residents required to carry renters insurance don't have active coverage, creating real exposure for operators Without resident coverage, a claim defaults to the property policy, which can carry a $50,000 to $100,000+ deductible Renters pay 25 to 35% of after-tax income on rent but receive no credit benefit from on-time payments 85% of renters say they want rent reporting; only about 10% currently have access to it Proptech companies thrive by staying specialized rather than spreading thin across too many solutions When evaluating a deal or operator, trust is the primary filter: if something feels too good to be true, dig harder     Topics From Investment Banking to Multifamily Proptech Kevin started in investment banking after college, working on technology M&A, IPOs, and capital allocation He moved into private equity before finding his footing as an operator of high-growth technology companies He joined Foxen as CEO four years ago and has been focused on building the company's presence across the multifamily industry The Three Core Solutions Foxen Offers Renters insurance compliance ensures all residents maintain active coverage as required by their lease Rent reporting (branded as Rent Street) reports on-time rent payments to credit agencies so residents can build a credit profile Pet compliance manages documentation collection, emotional support animal verification, and HUD-related regulatory requirements The Renters Insurance Compliance Problem Roughly 40% of residents who are required to carry coverage do not have an active policy, either due to lapsed payments or intentional cancellation Property management teams have historically had no scalable way to track and enforce this in real time Foxen tracks compliance and gives residents a choice: maintain their own policy or enroll in a waiver program with no deductible exposure The Financial Wellness Gap in Rental Housing Mortgage payments are automatically reported to credit agencies; rent payments are not, leaving a major gap in the financial reporting ecosystem Renters pay a significant share of their income on rent and build no credit history from it California recently passed a law requiring property management companies to offer rent reporting; other states are evaluating similar legislation How Foxen Thinks About Product Growth There are approximately 50 million rental units in the US; Foxen has served roughly 3 million, signaling significant runway The company focuses on specialized, complex functions that property managers do not want to own in-house Clients increasingly want fewer vendors, not more, which creates a clear opportunity for companies that can deliver multiple services reliably through a single integration    

Miki Feldman Simon, MSc, PCC, is an executive coach, global business leader, speaker, and author of CORE Leadership: A Four-Step Framework to Lead Yourself, Grow Your Influence, and Amplify Your Impact. Over her three-decade career, she has held leadership roles in marketing, operations, and HR across multiple industries and guided organizations through growth and successful acquisitions. In her coaching, she helps leaders align values and actions to lead with greater clarity and influence. Known for her warmth, sharp insight, and candor, she blends behavioral science with practical tools that drive lasting change.In today's episode of Smashing the Plateau, you will learn how leading yourself first can transform the way you show up as a leader and build deeper influence with the people around you.Miki and I discuss:Miki's non-linear career journey across Israel, Australia, and the US [02:56]How unexpected career breaks shaped her leadership philosophy [05:28]Why leadership starts with leading yourself [12:26]The CORE framework: Clarify, Operationalize, Reflect, Evaluate [13:19]How habit stacking builds intentional leadership [15:42]Understanding self-talk and limiting beliefs [17:21]The gap between intentions and impact [19:18]Real results leaders experience through the CORE framework [20:31]The role of curiosity and psychological safety in community [23:39]Learn more about Miki at https://mikifeldmansimon.com/ and https://www.linkedin.com/in/mikifeldmansimon/______________________________________________________________About Smashing the PlateauSmashing the Plateau is a podcast for experienced independent leaders who have left corporate roles to build sustainable, expertise-based businesses.Each episode features a thoughtful, experience-driven conversation about what changes when you no longer have the infrastructure of an organization behind you.We explore judgment, decision-making under uncertainty, growth plateaus, identity shifts, and the role of trusted thinking partners in sustaining long-term success.______________________________________________________________Take the Next Step• Experience the power of peer perspective.Join a live guest session and connect with experienced professionals navigating similar challenges:https://smashingtheplateau.com/guest• Stay connected to the conversation.Get new episodes, reflections, and invitations delivered to your inbox:https://smashingtheplateau.com/news

In this third episode of the Profit Isn't an Accident series, Michelle Lynne dives into the hidden operational cost that many interior designers don't realize is quietly draining their profits: double entry. From project management platforms to accounting software, Michelle breaks down how disconnected systems create unnecessary labor, reconciliation headaches, bookkeeping expenses, and unreliable financial visibility. She shares real examples from her own firm, ML Interiors Group, and explains why so many design businesses are operating with what she calls a "Frankenstack" of disconnected tools. This episode explores: Why double entry is costing your firm more than you think The operational risks of disconnected project and financial systems Why bookkeeping alone does not equal real-time profitability visibility How inaccurate or delayed financial data impacts decision-making The difference between project health and financial reporting What integrated systems actually look like in a design firm How better operational infrastructure leads to better business decisions Michelle also shares the story behind The Profit Mixer, the operational platform she uses and teaches through The Design Bakehouse, and how it was designed specifically to eliminate the double entry problem for interior designers. Key Takeaways Double entry creates hidden labor costs every single month Separate systems inevitably drift out of sync over time Reconciliation work is expensive and often avoidable Clean bookkeeping does not automatically mean clear project profitability Your accounting system should remain the source of truth for financial data Better systems produce better data, and better data produces better decisions Operational clarity reduces stress and improves confidence as a business owner Action Steps from This Episode Michelle encourages designers to: Audit every operational and financial tool in their business Identify where information is being manually duplicated Trace a purchase order from placement to accounting reconciliation Review bookkeeping invoices to uncover reconciliation-related labor costs Evaluate whether their current systems are actually supporting profitability visibility Resources Mentioned The Design Bakehouse Profit Mixer SideMark Dove Agency QuickBooks Quotes from the Episode "You're paying somebody to do it twice." "The labor that double entry creates produces no value." "Better information produces better decisions." "Profitability is not an accident. It's operational clarity." What's Coming Next In the next episode of Profit Isn't an Accident, Michelle tackles what happens when untracked procurement turns into a true cash flow crisis — the small leak that eventually becomes a financial flood.  

The Stories We Leave Behind Whether intentional or unintentional, the stories we tell with our words and actions shape the  identity and culture of our family..  Today the Holy Spirit wants to help us build families that pass down…. Life Instead of Dysfunction  Healing Instead of Hurt Christ Instead of Mere Tradition     God designed faith to be passed through story Psalm 78: 1-7 Stories carry truth into the heart Children do not just listen to your words, they interpret your life. Brain research and the power of storytelling Research tells us what the Bible has told us all along Stories create shared experience They become part of your child's internal world - emotional architecture Your family culture is being built every day Healthy legacy is more than just tradition Not everything that has been passed down should be preserved Tradition is not the standard, Jesus is the standard A godly legacy is not blindly preserving the past. It is discerning: what reflects Christ, and what needs healing. Spiritual maturity, learns how to honor the good while healing what was unhealthy Timothy inherited faith 2 Timothy 1:5 Children can survive imperfect parents. But hypocrisy, deeply wounds identity. Children do not need flawless, perfect parents. They need genuine ones. Truth and grace in parenting Jesus embodied grace and truth as stated in John 1:14 Truth without grace creates fear Grace without truth creates instability Truth with Grace creates maturity The stories we tell about failure One of the greatest legacy decisions parents make is how they frame failure Failure is where Grace teaches us to grow The gospel itself is the story of redemption after failure Every day Discipleship Deuteronomy 6:4-7 Faith was never meant to exist only in the church building Children remember consistency over intensity It's not only the big spiritual moments that teach our children, but the repeated daily rhythms Healing generational patterns requires courage By God's grace, the blessing of your legacy continues and the brokenness stops here You are not dishonoring your family by pursuing healing You're honoring God by pursuing wholeness God doesn't just save souls, He  restores generations Jesus rewrites family stories Shame is not final Addiction is not destiny Abuse is not identity Fear is not your future Jesus enters broken stories and redeemed them God has never required perfect ancestry, He  is looking for surrendered hearts Application Joel 1:3 Tell testimony stories often Normalize repentance Evaluate traditions through scripture Create meaningful rhythms Tell better stories One day, your grandchildren may tell stories about you. What will they say? They loved Jesus sincerely They brought healing They created peace They prayed for me They listened  to me They changed  the direction of our family Or will the cycles continue unchallenged & unhealed? The greatest inheritance we leave is not money, success, or reputation. It is a family story where Jesus remains at the center.

REWIND of two more PAGE Awards Judges, Dwayne Smith and Mike Kuciak, continues the conversation about how they evaluate your screenplay.Mike Kuciak has two movies coming out in 2022; he's the writer-director of one and the writer-producer of the other. He's a producer on a third film scheduled to begin production in late 2022. He has served as a producer and executive producer on several independent films. He was the senior vice president of development for a literary management-production company and, after that, the founder/CEO of his own company before hanging that up to focus on writing/directing/producing.Dwayne Smith has been a professional screenwriter since 1999 and has written scripts for Warner Bros., Lionsgate, Intermedia, and Gold Circle. His urban thriller PAY THE LADY is in post-production, and his sci-fi feature IMPLANT is in pre-production. Representing the management firm Circle of Confusion at numerous screenwriting conferences and festivals, Dwayne has listened to hundreds of pitches and read countless screenplays in search of new writing talent. As a judge for the PAGE Awards, he reads Comedies, Thriller/Horror, Science Fiction, and Action/Adventure scripts.The PAGE International Screenwriting Awards sponsors the WRITERS' HANGOUT.Executive Producer Kristin OvernCreator/Executive Producer Sandy AdomaitisProducer/Terry SampsonMusic by Ethan StollerIf you enjoy the show, please remember to follow us and leave a review where you listen to podcasts. 

REWIND. Two PAGE Awards Judges, Victoria Lucas and Laurie Ashbourne, discuss how they evaluate your screenplays, whether you're just starting or have a script in the competition. You do not want to miss this inside talk.⭐️ Laurie Ashbourne began her film career in Disney animation and has worked over the past 20 years as a story consultant, writer, and producer for Disney, Amazon, and many independent producers. She has more than 30 features and short films to her credit, including her new family feature, CHRISTMAS TIME, which is currently in post-production. As a PAGE judge, Laurie reviews scripts across several genre categories, including Family Films, Comedies, Dramas, and Shorts.⭐️ Victoria Lucas is an independent producer who has developed scripts for projects starring Antonio Banderas, Scarlett Johansson, Wesley Snipes, and Hilary Swank. Among her favorite projects is the highly acclaimed coming-of-age film The Island on Bird Street, which won the Silver Bear at the Berlin International Film Festival. Victoria is also a judge for the PAGE Awards, covering a variety of genres, including Drama and Historical Films.

REWIND. We continue our conversation about how PAGE Awards Judges evaluate your screenplay with Karen Craig and Scott Barkan. Next week, to wrap up this four-part series, we'll be talking to Kristin Overn, the Founder and Executive Director of the PAGE International Screenwriting Awards.Karen Craig is a professional screenwriter and script doctor whose credits include AMERICAN PSYCHO II, starring Mila Kunis and William Shatner, and FORBIDDEN SECRETS, starring Kristy Swanson. Karen has served as a judge for the PAGE Awards for the past 12 years, reviewing both Thriller/Horror scripts and Family Films.Scott Barkan is a professional screenwriter with several produced films and sold scripts to his name. He has worked with Blumhouse and Lionsgate and is represented by Mainstay Entertainment and CAA. Scott is also a university professor, teaching music and communications. As a PAGE judge, he primarily reads Action/Adventure, Thriller/Horror, and Science Fiction scripts.

REWIND. PAGE Awards Judges David Portlock and John Evans continue our conversation about how they evaluate your screenplay. These two judges share a lot of helpful information in this interview.✰ David Portlock has worked as a script reader for United Talent Agency and currently works for Bassett Vance Productions. Over the past 15 years, David has consulted and assisted dozens of writers in developing their films. Also a screenwriter, David wrote and directed a feature film picked up by HBO, Cinemax, and Starz; a short film that premiered at Sundance; and a horror script that topped the Bloodlist. As a PAGE judge, David evaluates screenplays in the Science Fiction, Thriller/Horror, Comedy, and Drama categories.✰ John Evans received his MFA in Screenwriting from Boston University. Since moving to LA, he has worked in the development departments at ABC Studios, The Donners Company, Kopelson Entertainment, and AEI. John has also taught writing at the college level, authored six educational books, and worked as a copywriter and editor for several film distribution companies. John is the editor of our PAGE Awards ezine, and as a contest judge, he primarily reads Thriller/Horror scripts and TV Drama Pilots.

In this episode, I sat down with leadership coach and former HR leader Ashley Paré to pull back the curtain on the "risky conversation" that cost her a corporate role but won her ultimate freedom and self-respect. We dive into how that experience became the catalyst for her mission: helping women navigate the complex systems of corporate power to advocate for their worth—without the burnout.We discussed:[09:20] The "Third Path" to Power: How to move beyond the binary of staying silent or "burning it all down" by managing your nervous system and creating safety from within.[10:48] The FEAR-less Framework: Ashley's 4-step process to Feel, Evaluate, Accept, and Respond so you can take inspired action from the driver's seat of your career.[14:40] Navigating the "Manager vs. HR" Dynamic: What to do when a boss claims their hands are tied by HR, and how to use that as a catalyst to seek direct information and advocacy.[16:00] Navigating Pay Transparency: How to use salary bands and job descriptions to your advantage when preparing for an annual review.[29:00] Redefining Success: Why high-achieving women are opting out of broken systems to build work lives that actually honor their freedom and ambition.Featured: Connect with Ashley on LinkedIn: https://www.linkedin.com/in/ashleypare/Learn more about Ashley's Leadership Program here: https://ashleypare.com/Connect with Jamie on LinkedIn: https://www.linkedin.com/in/leejieunjamie/Learn more about Jamie's Bespoke Coaching Program here: https://www.jamieleecoach.com/applyAbout Ashley: Ashley Paré is a Leadership Coach, Speaker, and the CEO & Founder of Own Your Worth® who believes you are more than enough. Her mission is to activate your highest potential and deactivate your deepest fear. She helps clients connect to their inner confidence and courage to take bold action and make big asks. About Jamie, the host of Risky Conversations podcast: Jamie Lee is an executive coach for smart women who don't like office politics. Jamie helps them get promoted and better paid without throwing anyone under the bus. She blends practical neuroscience with no-nonsense communication frameworks to shift the brain's approach to self-advocacy. Her unique methodology empowers gutsy women to speak up for their professional value, turning workplace friction into a catalyst for personal agency and financial reward.Text me your thoughts on this episode!Enjoy the show? Don't miss an episode, listen and subscribe via Apple Podcasts or Spotify.  Leave me a review in Apple Podcasts. Connect with meBook a free hour-long consultation with me. You'll leave with your custom blueprint to confidence, and we'll ensure it's a slam-dunk fit for you before you commit to working with me 1:1. Connect with me on LinkedIn Email me at jamie@jamieleecoach.com 

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Attorney Whitney Knox Lee Explains practical estate‑planning strategies—wills, trusts, powers of attorney—and how entrepreneurs, families, and especially parents of disabled children can protect assets, avoid costly probate, and maintain eligibility for critical benefits. The conversation also touches on integrating insurance with estate planning, small‑business contingency planning, and Lee’s personal mission and background in civil rights work. Purpose of the Interview Educate listeners on estate planning as a wealth‑preservation strategy (not just documents)—to reduce court costs, taxes, and confusion for families. Clarify the differences and roles of wills, trusts, and powers of attorney, including when each is appropriate and how they work together.] Highlight special considerations for entrepreneurs and families with disabled children or aging relatives, including insurance, operating agreements, and special‑needs planning. Share Lee’s values and practice approach, including culturally responsive service and sustainable advocacy rooted in prior civil‑rights work. Key Takeaways 1) Wills vs. Trusts vs. Powers of Attorney A will is not the plan—it’s just one piece and still goes through probate, which can be slow and expensive; think of a will as a “letter to the judge.] Revocable living trusts can help families bypass probate, reduce delays, and retain more control over how assets are managed after death. Powers of attorney (financial and health) are essential for incapacity scenarios; even 18‑year‑olds heading to college should have them so parents can access information if needed. 2) Why Insurance Belongs in the Plan Life insurance can protect the family’s ability to keep the home by paying off a remaining mortgage or covering living expenses—turning an asset into a sustainable legacy rather than a burden. For entrepreneurs, key‑person insurance can replace income when the owner can’t work, keeping the business afloat. 3) Minimizing Probate Costs and Taxes Probate involves court filings and legal fees; in some states fees scale with estate size (example discussed: percentage‑based fees in other jurisdictions), which can significantly erode wealth passed to heirs. Proper planning reduces those leakages. 4) Special‑Needs and Elder Planning Parents of children on need‑based benefits (e.g., Medicaid) must avoid transfers that jeopardize eligibility; the right trust structures preserve benefits while providing support. Elder law planning anticipates long‑term care costs (nursing home, assisted living, in‑home care) so families don’t have to deplete assets later. 5) Business Continuity for Owners Establish operating agreements and buy‑sell agreements that spell out who runs the business if the principal is incapacitated; pair with business powers of attorney. 6) Values, Audience, and Access Lee intentionally centers Black and Brown women and their families, grounding services in community uplift and transparent referrals to trusted financial pros (no paid referral arrangements). Contact approach: 15‑minute intake, then a four‑meeting process (legacy planning → design → review → signing). Notable Quotes (for pull‑quotes & captions) “Think of a will as a letter to the judge… a will still has to go through probate court. “A trust allows families to bypass probate altogether so they aren’t paying legal fees or leaving things to people who want to challenge the will. “Life insurance is a huge tool—it can help the family pay off the mortgage so they can keep the home and the equity.” “Estate planning is a strategy—not just documents.” “Even 18‑year‑olds should have powers of attorney—parents can’t just call doctors once kids are legal adults.” “I stay in my lane—I’m an attorney. I work closely with trusted financial professionals and make non‑compensated referrals.” “For special‑needs planning, don’t jeopardize need‑based benefits—use the right trust so support continues. “I want to build a sustainable practice that lets me serve my community and rest well, aligned with my family and values.” Quick Action Items (for listeners inspired by the episode) Draft or update POAs (financial and health) for every adult in the household, including college‑age children. Evaluate whether a revocable living trust makes sense to avoid probate and retain post‑death control. For business owners: review operating agreement / buy‑sell, add key‑person insurance, and create a business POA. Families with special‑needs dependents: consult on special‑needs trusts to protect benefits. #SHMS #STRAW #BESTSteve Harvey Morning Show Online: http://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Building a successful business doesn't always mean starting from scratch. Sometimes, the better path is choosing a proven operating model, like a franchise.   Giuseppe Grammatico, founder of GG the Franchise Guide, helps professionals move from employee to business owner through honest self-reflection and strategic franchise selection. He pushes past the usual fast-food stereotypes and guides candidates through a deeper process, one focused on personal motivation, time freedom, risk tolerance, and long-term asset ownership.   His approach helps entrepreneurs choose the right business model early, whether they want to run the business day to day or take a more semi-passive role. Giuseppe also focuses on flexible, low-overhead B2B opportunities that reduce startup risk and create room for sustainable growth. For him, real due diligence means going beyond sales materials and speaking directly with existing operators.   In this episode, Giuseppe breaks down how to define your “why” before looking at business ideas, how to evaluate franchise models without falling for industry assumptions, and how to validate an opportunity before investing. Key Takeaways Define Your Introspective Why. Map out your personal motivations, lifestyle desires, and boundaries before looking at actual business ideas. Systems Over Total Independence. Choosing a proven operational framework minimizes structural startup risks while still granting full asset ownership. Evaluate the Management Blueprint. Decide early whether to operate as a hands-on manager or a semi-passive owner overseeing an established team. Shatter Industry Stereotypes. Business replication models span far beyond traditional fast-food sectors into flexible, low-overhead, and B2B markets. Validate via Peer Networks. Perform ultimate due diligence by interviewing existing operators to cross-reference corporate claims with real-world realities. Prioritize Future Exit Strategies. Build your business with clean data and seamless scalability so it remains profitable and independent of you. Listen to the full conversation here: YouTube: https://www.youtube.com/@risingtidestartups Apple Podcast: https://podcasts.apple.com/us/podcast/rising-tide-startups/id1330525474 Spotify: https://open.spotify.com/show/2eq7unl70TRPsBhjLEsNZR Connect with Giuseppe: LinkedIn: https://www.linkedin.com/in/giuseppe-grammatico/ Website: https://ggthefranchiseguide.com Closing thought: "Freedom favors the bold. Those bold enough to take action on their goals are the ones who realize the freedom boldness can deliver." Please leave us an honest rating on Spotify, YouTube, or Apple Podcasts. Shoutout to our Great Sponsors: Naviqus Virtual Services - Hassle-free administrative support services that are efficient, affordable, and tailored to your needs. Explore https://naviqus.com now to get your business off to a strong start in 2026! Podbrand Media - Have you ever considered starting your own company or brand podcast? Let Podbrand Media do it for you - podbrandmedia.com!

Data center development is changing how certain land assets are evaluated while influencing seller motivations. For landowners and investors, the question is not simply whether a property has acreage, frontage, or development potential. In most cases, the first question is whether the site can support the power and infrastructure demands that drive data center use. Tyler Davis, Spencer Smith, and Jerrod Parker discuss the unique value drivers behind data center development, including the role of power availability, transmission access, utility requirements, local policy, community response, and due diligence. The conversation offers a high-level look at how this rapidly evolving sector may shape opportunities for landowners, investors, and developers. Learn more at SaundersRealEstate.com.

On this episode of Future of Freedom, host Scot Bertram is joined by two guests with different viewpoints about the wisdom and effectiveness of the conflict in Iran. First on the show is Ahmad Sharawi, senior research analyst at the Foundation for Defense of Democracies. Later, we hear from Dominik Lett, a budget and entitlement policy analyst at the Cato Institute. You can find Ahmad on X at @AhmadA_Sharawi and Dominik at @LettDominik. These interviews were recorded on May 20, 2026. Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com for information about our collection and use of personal data for advertising.

Ileocolic resection is one of the most common operations performed for Crohn's disease, yet the optimal approach to anastomotic construction and mesenteric management remains an active area of debate. From the configuration of the anastomosis to the extent of mesenteric excision, emerging evidence suggests that surgical technique may play a meaningful role in disease outcomes. Join Drs. Jared Hendren, Elissa Dabaghi, Joseph Trunzo, Ajaratu Keshinro, and David Rosen as they discuss methods for ileocolic anastomosis in Crohn's disease while reviewing the latest literature.Hosts: - Jared Hendren, MDInstitution: Department of General Surgery, Digestive Disease Institute, Cleveland Clinic Foundation, Cleveland, Ohio- Elissa Dabaghi, MDInstitution: Department of General Surgery, Digestive Disease Institute, Cleveland Clinic Foundation, Cleveland, Ohio- Joseph Trunzo, MDInstitution: Department of Colon and Rectal Surgery, Digestive Disease Institute, Cleveland Clinic Foundation, Cleveland, OhioX/Twitter @joseph_trunzo- Ajaratu Keshinro, MDInstitution: Department of Colon and Rectal Surgery, Digestive Disease Institute, Cleveland Clinic Foundation, Cleveland, OhioX/Twitter- @AJKesh- David Rosen, MDInstitution: Department of Colon and Rectal Surgery, Digestive Disease Institute, Cleveland Clinic Foundation, Cleveland, OhioX/Twitter- @davidrrosenmdLearning Objectives: By the end of this episode, listeners will be able to:1.     Evaluate the evidence for the Kono-S anastomosis in reducing postoperative recurrence after ileocolic resection for Crohn's disease2.     Describe the role of the mesentery in driving recurrence and discuss how mesenteric-targeting surgical approaches may influence outcomes3.     Interpret the results of recent randomized controlled trials on extended mesenteric excision and apply them to surgical decision-making in ileocolic resection for Crohn's diseasePlease visit https://behindtheknife.org to access other high-yield surgical education podcasts, videos and more.  If you liked this episode, check out our recent episodes here: https://behindtheknife.org/listenBehind the Knife Premium: https://behindtheknife.org/premiumOral Board Review: https://behindtheknife.org/oral-boardOral Board Simulator: https://behindtheknife.org/oral-board/simulatorGeneral Surgery Oral Board Review Course: https://behindtheknife.org/premium/general-surgery-oral-board-reviewTrauma Surgery Video Atlas: https://behindtheknife.org/premium/trauma-surgery-video-atlasDominate Surgery: A High-Yield Guide to Your Surgery Clerkship: https://behindtheknife.org/premium/dominate-surgery-a-high-yield-guide-to-your-surgery-clerkshipDominate Surgery for APPs: A High-Yield Guide to Your Surgery Rotation: https://behindtheknife.org/premium/dominate-surgery-for-apps-a-high-yield-guide-to-your-surgery-rotationVascular Surgery Oral Board Review Course: https://behindtheknife.org/premium/vascular-surgery-oral-board-reviewColorectal Surgery Oral Board Review Course: https://behindtheknife.org/premium/colorectal-surgery-oral-board-reviewSurgical Oncology Oral Board Review Course: https://behindtheknife.org/premium/surgical-oncology-oral-board-reviewCardiothoracic Oral Board Review Course: https://behindtheknife.org/premium/cardiothoracic-surgery-oral-board-reviewDownload our App:Apple App Store: https://apps.apple.com/us/app/behind-the-knife/id1672420049Android/Google Play: https://play.google.com/store/apps/details?id=com.btk.app&hl=en_US

Retirement planning is about far more than picking investments, and this episode of the Retire Sooner Podcast shows just how many moving pieces may shape your financial life over time. Join Wes Moss and Christa DiBiase for a fast-moving conversation covering retirement income planning, tax strategy, dividend investing, market volatility, and the potential value of working with a fiduciary, fee-only advisor. • Compare fiduciary advisors and non-fiduciary advisors through a simple “orange pepper” analogy. • Explore how tax planning, behavioral coaching, retirement forecasting, and portfolio strategy may work together in long-term financial planning. • Evaluate real estate decisions, business transitions, and career planning during peak earning years and retirement. • Review dividend investing, ETF selection, cash reserves, and sequence-of-returns risk considerations for retirees and near-retirees. • Organize retirement rollovers, trusts, pensions, and tax records with greater clarity and flexibility. Whether you're building a retirement plan or fine-tuning an existing strategy, this episode delivers practical financial conversations grounded in long-term thinking and real-life investor questions. Listen and subscribe to the Retire Sooner Podcast for more discussions on retirement investing, financial planning, and navigating today's changing economic landscape. Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode, I discuss a powerful six-step decision-making framework from Tony Robbins called OOC-EMR: Outcome, Options, Consequences, Evaluate, Mitigate, and Resolve. I apply the framework directly to business acquisitions, showing mentees how to make better decisions about sellers, LOIs, financing, seller financing, board members, follow-up, and when to keep pursuing a deal or walk away. The key lesson: do not make major acquisition decisions in your head. Write them down, separate emotion from probability, mitigate the downside, and then take action. For business acquisition mentees, better decisions do not come from fear, excitement, or endless analysis. They come from structure, clarity, and execution. To Your Success, Bruce

Send us Fan MailIn this episode of ENGINEERING CH∆NGE®, I take a systems-centered look at one of the biggest conversations happening across engineering organizations and society right now: AI.While many organizations are focused on AI models, tools, productivity, and technical readiness, this episode explores a deeper question:What happens when AI is introduced into systems that already struggle with communication gaps, lack of trust, inequitable processes, or flawed decision-making?Drawing on examples from industry and recent research, we'll discuss:• The disconnects AI adoption is exposing between leaders and employees• How AI acts as an amplifier within organizational systems• Why “human in the loop” must involve accountability, not just oversight• How people-centered organizational systems shape AI outcomes• Systems-level questions leaders should be asking before scaling AI adoptionI also introduce MESA® (Measure, Evaluate, Strategize, Act), a framework we use at The PEER Group to help organizations navigate change and continuous improvement.If you've been thinking about AI primarily as a technology issue, this episode invites you to consider the organizational systems shaping what AI will ultimately produce.Grab a latte and listen.Request your free copy of the ebook Engineering for Society at engineeringchangepodcast.com.If this conversation resonates with you, follow ENGINEERING CH∆NGE® and leave a five-star review to help more engineers and leaders join the conversation.Support the showENGINEERING CHΔNGE® is a registered trademark held by Dr. Yvette E. Pearson for producing and providing podcasts.

The transfer portal has changed the dynamics of college football. Wide receiver positions are particularly challenging to evaluate this year. CFF viability is different from Debbie viability for players. Teams need to assess their rosters for potential trades before the supplemental draft. Quarterback depth is strong this year, but wide receiver depth is lacking. CFF teams can still compete even with weaker rosters if managed well. Identifying breakout players is crucial for success in CFF. Supplemental drafts can provide valuable assets for rebuilding teams. It's important to balance CFF and Debbie assets in roster management. Understanding league rules can impact roster strategies. Stay healthy to maximize player potential. Drew Mestamaker may be overrated this offseason. Darien Mensah is a more reliable asset than Mestamaker. Wide receiver depth is crucial for team success. Focus on rebuilding running back positions in drafts. Evaluate current rosters for potential trades. G6 running backs can provide value in supplemental drafts. Player hype can often be misleading. Assessing player performance against competition is key. Roster management is essential for long-term success. Felix Sharpie is new to the game, indicating a rebuilding phase. Rebuilding a team requires careful evaluation of key players. Supplemental drafts are crucial for acquiring talent. Wide receiver positions are challenging to fill effectively. Active trading can help teams stay competitive throughout the season. Marcellus Hawkins is a potential breakout player for Virginia Tech. Carter Vargas is a strong candidate for RB1 at Cal. Phil Steele's depth charts provide valuable insights for roster decisions. Understanding player potential is key to successful drafting. Teams must adapt to injuries and off-field issues affecting players. 00:00 "We're going to be reviewing some C2C teams"   04:48 "Is this feel like a down year for CFF purposes?"   06:03 "This is a little bit of a reset year"   09:10 "The hardest position to nail is wide receiver"   21:29 "This team is ready to go"   33:25 "There's some holes in question marks"   36:15 "The running backs really are the star of the show"   36:48 "You just got to stay healthy."   40:28 "I think the same for Messamaker."   44:28 "You need to go hit your supplemental hard."   61:03 "Give me some feedback, guys."   61:10 "You can tell he's new to the game."   62:37 "You're in what I would consider a full rebuild."   63:27 "There's some players to work with here."   65:13 "Carter Vargas could take over as RB1."   69:31 "Wide receivers are always tough to replace."   75:49 "Marcellus Hawkins is projected to be the RB one."   Chapters   00:00 Introduction and Guest Introduction   03:48 CFF Landscape and Current Trends   06:50 Team Breakdown: Thomas Peterson's Roster   18:42 Team Breakdown: Husker One's Roster   31:55 Team Breakdown: 50 Shades of Elps' Roster   36:48 Evaluating Player Potential and Team Needs   39:13 The Hype Around Drew Mestamaker   41:58 Wide Receiver Strategies and Comparisons   44:31 Rebuilding the Roster: Focus on Running Backs   51:47 Assessing the Current Roster and Future Prospects   58:40 Breaking Down Felix Sharp's Roster   61:10 Rebuilding Challenges in College Football   63:45 Evaluating Key Players and Potential   66:24 The Importance of Supplemental Drafts   70:15 Navigating the Wide Receiver Market   72:27 Strategies for Competitive Teams   83:11 Final Thoughts and Future Prospects Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

May 17 sermon

A buyout offer can feel like a gift, but it can also quietly wreck a retirement plan if you treat the severance cheque like a finish line. Let's walk through the real-world decisions behind Microsoft's recent reported voluntary retirement style separation package and why moves like this matter to anyone working at a large company. When one major employer offers early exits, the idea spreads fast, and the next offer could land on your desk with a deadline and a surge of emotion.The five biggest mistakes I see when people accept an early retirement package: Overvaluing the payout instead of building a durable retirement income plan, underestimating healthcare costs and the Medicare gap, claiming Social Security too early out of fear, forgetting how brutal taxes can be in a package year (salary, PTO, bonus, RSUs, and severance piling up at once), and retiring from something without a clear purpose to retire to. We also talk through why companies do this, from payroll reduction and reshaping the workforce to freeing capital for priorities like AI and infrastructure.To help you decide without panic, I share three grounding questions: Are you financially independent already, does the offer truly improve your position, and what is your best alternative if you stay or work longer? If you're within five years of retirement and want clarity on income, taxes, Social Security timing, and healthcare, subscribe, share this with someone weighing a buyout, and leave a review so more people can find it.

AUA2026 Spotlight: PARP-Inhibitor Combination Treatments for the Urologic Care Team CME Available: https://cme.auanet.org/URL/PARP26ONL LEARNING OBJECTIVES: At the conclusion of this CME activity, participants will be able to: 1. Integrate biomarker and genetic testing principles into clinical workflows for patients with metastatic prostate cancer, including when to order testing, how to interpret HRR mutation results (inclusive of BRCA and non-BRCA), and how to address barriers to testing through multidisciplinary coordination. 2. Explain the mechanism of action of PARP inhibitors and the biological and clinical rationale for their use—both as monotherapy and in combination approaches—in the treatment of mPC. 3. Evaluate emerging efficacy and safety data on PARPi combinations, including patient subgroup analyses, sequencing strategies, and the role of combination therapy in different stages of mPC. 4. Apply best practices for side effect monitoring and mitigation in patients receiving PARP inhibitors alone or in combination, leveraging the multidisciplinary team for optimal therapy management and patient quality of life. 5. Implement guideline-concordant care strategies in practice, including genetic testing workflow implementation, coordination among care team members, and patient engagement in shared decision-making and clinical trial enrollment. 5. Utilize current evidence-based guidelines to select and sequence PARP inhibitor therapy for patients with mPC, optimizing oncologic outcomes while individualizing care based on molecular profile and patient-specific factors. ACKNOWLEDGEMENTS: Support provided by independent educational grants from: Astrazeneca Merck & Co., Inc Pfizer, Inc.

Nicholas Lares is the founder of Insur3Tech, a syndicated insurance group built for real estate owners and operators. Before entering real estate insurance, Nicholas was one of the largest brokers for Amazon's logistics network. When carrier exits threatened his clients' ability to operate, he helped them build a collective, self-insured alternative rather than accept the market's terms. That same model now powers Insurer Tech, which enables property owners, operators, and investors to retain the profits traditional insurers keep, averaging $28 million in annual distributions per 100,000 units.     Make sure to download our free guide, 7 Questions Every Passive Investor Should Ask, here.     Key Takeaways The traditional insurance market is a negative feedback loop: rising premiums drive more claims, which drive premiums higher Every premium you pay includes broker commissions, administrative overhead, and margin that never comes back to you Good-risk operators are pooled with bad-risk ones and effectively subsidize the market's worst performers Captive insurance gives participants a co-ownership stake and returns annual profits when the pool performs well Residents can be enrolled in the same captive, turning renters insurance into a separate profit center Getting into a captive earlier compounds the financial benefit significantly over 5 to 10 years     Topics Why Insurance Costs Keep Rising Pre-2020, insurance was a manageable expense; post-Covid, premiums surged to the point where operators began questioning the ROI Policyholders started filing more claims to justify rising costs, which accelerated the cycle further Carriers facing unsustainable losses began exiting markets entirely, most visibly in Florida, California, and Texas How Traditional Insurance Actually Works Premiums are priced on pooled risk across millions of policies, not based on your individual property's claims history Every premium includes roughly 30% in administrative costs, 10-15% in broker commissions, projected claims, and a margin buffer on top When the pool outperforms projections, the surplus flows to carrier shareholders, not policyholders The Captive Insurance Model Captive programs have existed for decades, originally built for Fortune 500 companies and large industrial operators A captive functions like a controlled bank account, backed by a reinsurance program, where unused premium returns to the owner Insurer Tech builds group cell captives, making co-ownership accessible to operators who cannot support a standalone captive independently How Insurer Tech Works Unnecessary margin layers, including excess broker commissions and profit buffers, are removed and redirected to members Year-end surplus is distributed to participants; there are no external shareholders Members choose their risk level: with or without reinsurance backing, depending on portfolio size and claims history The Leverage Problem in Traditional Insurance Clean-record operators have almost no meaningful leverage to negotiate premiums because pricing is determined by pooled market behavior Captives realign incentives: when participants think like owners, they manage risk more carefully and file fewer claims Moving good-risk operators out of the traditional pool separates them from the bad actors they were subsidizing Who Qualifies Insurer Tech works across all real estate types, including multifamily, single-family, self-storage, and commercial, as long as a lease agreement is in place The resident piece (renters insurance) typically targets 50+ units to generate a net surplus for the captive Operators with fewer units can pool with other investors in their market to meet the threshold A Real-World Example An 80-unit multifamily property in Georgia: total property insurance cost was $14,000 per year After captive returns, the net cost dropped to approximately $11,500 per year Resident renters insurance through the same captive generated roughly $20,000 in annual profit The result: the owner's insurance cost is fully offset, with a net surplus of approximately $9,000 per year    

Brooks Buser shares lessons from missionary work in Papua New Guinea, the world's most linguistically and culturally diverse nation. Having settled among the Yembiyembi people and been adopted into their clan system, Buser identifies six key principles three that explain why missionaries fail and three that demonstrate how missionaries can succeed. Buser's experience navigating language acquisition, cultural integration, and sustained missionary presence reveals both the common pitfalls and proven pathways for long-term effectiveness in cross-cultural ministry. Evaluate your approach to cross-cultural ministry against the tested patterns of what enables missionaries to see the finish line. Scripture: Deuteronomy 31:6; Matthew 28:20; John 12 Topics: Missions, Cross-cultural ministry, Papua New Guinea, Language learning, Perseverance

Send us Fan MailRecorded live at the Family Office Club Super Summit, this segment explores how experienced investors use AI, data, and underwriting processes to evaluate deals and make investment decisions.As technology evolves, investors are combining traditional relationship-driven investing with advanced tools to improve speed, accuracy, and insight.In this discussion, panelists share:• How AI tools are being used for investor research, underwriting, and workflow automation• Why most investors still rely on human judgment despite rapid AI adoption• How large-scale data analysis is used to evaluate complex opportunities• The importance of building structured due diligence processes• How different asset classes (real estate, venture, private equity) approach underwritingYou'll also hear real-world examples:– Using AI to instantly prepare investor profiles and summaries– Reviewing thousands of projects through data mining and document analysis– Applying disciplined underwriting models in private equity secondaries– Leveraging new AI tools for financial modeling and decision-makingThis panel highlights a key reality: AI is a powerful tool — but it enhances decision-making, it doesn't replace investor judgment.

Church anniversary message regarding recognizing and understanding what a divine season is and how they are accompanied with divine time (experiences). Based upon the message, these are points individuals should do in their divine seasons:-Practice silence while being diligent and having a spirit of expectation-Journal/write down your revelartions and illuminations-Seek wise counsel-Evaluate your peace and energy-Observe your circumstances-Identify your internal desires

GRAB the Micromanagement Audit: https://drive.google.com/file/d/1zmmy10pTV851ays1NG1PUANMuVAeVaxK/view?usp=drive_link Book a 30-minute call with me here: https://app.iclosed.io/e/woo/organic-booked-calls In this video, I'm breaking down the one simple rule that eliminates the majority of decisions currently landing on your desk and stops you from being the default risk calculator for your entire company. It took me 100+ employees and 23 years to figure this out. Your team doesn't need more autonomy. They need a simple rule for when to move fast and when to pull you in. You're not micromanaging because you're controlling. You're micromanaging because your team doesn't have a shared way to measure risk. The real issue is your company has no decision system. So every decision feels like it matters. And when everything matters, everything gets escalated to you. The fix is what I call the 7-Day Reversal Rule. Connect with me: LinkedIn: https://www.linkedin.com/in/stacytuschl/ Instagram: https://www.instagram.com/stacytuschl/ Facebook: https://www.facebook.com/stacytuschl/ Newsletter: https://www.linkedin.com/newsletters/7396626889408274432/ #businessoperations #delegation #leadership #systemsthinking Disclaimer: The strategies and frameworks I share are based on my 15+ years of building and scaling businesses, not overnight success. What I teach works, but your results depend entirely on your execution, your market, and your commitment to building systems consistently. This is educational content, not a guarantee. Business growth requires real work, strategic decisions, and the discipline to stick with what actually moves the needle. Evaluate your own circumstances, assess your risks, and take full ownership of your outcomes. That's what well-oiled business owners do.

Juice up your earnings with QCGC. https://qcgc.io/?ref=mtmv1 (sponsored)  MTM Detroit Meetup Tickets - https://mtm.zohobackstage.com/MTMTravelDetroit2026#/ Capital One is facing a lawsuit over canceled rewards, and Shawn and Mark get into the bigger problem with banks treating points like real currency when it helps them and funny money when it helps them. They also talk retention offers, when a card is not worth keeping even for free, and rank the major transferable points programs from worst to best. What we cover: Capital One being sued over allegedly canceled rewards after account closures. Why earned points should come with stronger consumer protections. How to compare retention offers against referral offers, credits and annual fees. Why no-fee cards can still be worth checking for retention offers. The Business Platinum changes, Dell frustration and when a credit stops mattering. Shawn and Mark's rankings for Amex, Chase, Bilt, Citi, Capital One and Wells Fargo. Why Chase has slipped, Citi has become more useful and Bilt may have the most interesting upside. Episode Guide: 0:00 Welcome to MTM Travel 0:21 Detroit event details and why in-person networking still matters 2:52 Capital One sued over canceled rewards 7:51 How to think about retention offers 11:16 No-fee cards can still have retention offers 13:25 Dell, Business Platinum credits and the breaking point 14:52 Ranking transferable points programs 16:15 Capital One vs Wells Fargo at the bottom 19:03 Bilt vs Citi and the middle of the rankings 19:45 Why Chase keeps slipping 23:07 Amex makes the case for number one 26:14 Mark's case for Bilt as the best program 29:15 Which programs are essential for most people? Links: Free newsletter Join our free Facebook group Diamond Patreon Gold Membership Subscribe on Apple Podcasts Miles to Memories website Capital One lawsuit - https://mtmdiamond.slack.com/archives/C0ACC849Z3J/p1778758564025649 Retention offers - https://milestomemories.com/american-express-business-platinum-retention-offer/  

Juice up your earnings with QCGC. https://qcgc.io/?ref=mtmv1 (sponsored)  MTM Detroit Meetup Tickets - https://mtm.zohobackstage.com/MTMTravelDetroit2026#/ Capital One is facing a lawsuit over canceled rewards, and Shawn and Mark get into the bigger problem with banks treating points like real currency when it helps them and funny money when it helps them. They also talk retention offers, when a card is not worth keeping even for free, and rank the major transferable points programs from worst to best. What we cover: Capital One being sued over allegedly canceled rewards after account closures. Why earned points should come with stronger consumer protections. How to compare retention offers against referral offers, credits and annual fees. Why no-fee cards can still be worth checking for retention offers. The Business Platinum changes, Dell frustration and when a credit stops mattering. Shawn and Mark's rankings for Amex, Chase, Bilt, Citi, Capital One and Wells Fargo. Why Chase has slipped, Citi has become more useful and Bilt may have the most interesting upside. Episode Guide: 0:00 Welcome to MTM Travel 0:21 Detroit event details and why in-person networking still matters 2:52 Capital One sued over canceled rewards 7:51 How to think about retention offers 11:16 No-fee cards can still have retention offers 13:25 Dell, Business Platinum credits and the breaking point 14:52 Ranking transferable points programs 16:15 Capital One vs Wells Fargo at the bottom 19:03 Bilt vs Citi and the middle of the rankings 19:45 Why Chase keeps slipping 23:07 Amex makes the case for number one 26:14 Mark's case for Bilt as the best program 29:15 Which programs are essential for most people? Links: Free newsletter Join our free Facebook group Diamond Patreon Gold Membership Subscribe on Apple Podcasts Miles to Memories website Capital One lawsuit - https://mtmdiamond.slack.com/archives/C0ACC849Z3J/p1778758564025649 Retention offers - https://milestomemories.com/american-express-business-platinum-retention-offer/  

Papa and Silver Hour 3: Allen Stiles on Giants highs and lows and Greg Silver and John Dickinson evaluate Tony V through 43 games.See omnystudio.com/listener for privacy information.

In episode 252, Coffey talks with Beverly Parker about how recruiting and talent acquisition are evolving and why relationship-based recruiting still matters.  They discuss the shift from newspaper job ads, to Monster, to today's AI-powered recruiting platforms; why “post and pray” or “post and spray” recruiting fails to attract high-quality passive candidates; how recruiters use professional networks to identify specialized talent faster; the growing impact of AI-generated resumes and fraudulent job applicants; why recruiters should avoid over-relying on AI resume filtering tools; strategies for sourcing passive candidates in competitive hiring markets; the value of agency recruiters for hard-to-fill and specialized positions; how employers can improve hiring processes during a frozen labor market; candidate expectations around compensation, flexibility, and work-life balance; why transparency about career growth opportunities improves retention and hiring outcomes; the increasing importance of training and development in workforce planning; how younger workers want meaningful work and stronger onboarding support; the importance of hiring for adaptability and learning agility instead of static skills; lessons from building recruiting functions inside growing organizations; and how long-term recruiter relationships create stronger organizational outcomes than transactional placements.  For HR teams who discuss this podcast in their team meetings, we've created a discussion starter PDF to help guide your conversation. Download it here https://goodmorninghr.com/EP252  Good Morning, HR is brought to you by Imperative—Bulletproof Background Checks. For more information about our commitment to quality and excellent customer service, visit us at https://imperativeinfo.com.   If you are an HRCI or SHRM-certified professional, this episode of Good Morning, HR has been pre-approved for half a recertification credit. To obtain the recertification information for this episode, visit https://goodmorninghr.com.   About our Guest:  Beverly Parker is an accomplished HR leader and recruiter with over 15 years of experience connecting top talent with tier-one employers. She has built a reputation for aligning high-performing candidates with organizations that value growth, culture, and long-term success.  Her work is grounded in a results-driven approach to talent acquisition and workforce development, with a strong focus on building strategic partnerships across the Dallas–Fort Worth metroplex. Beverly actively collaborates with leading professional organizations, including Fort Worth HR, MidCities HR, Dallas HR, APA, and FEI, to stay at the forefront of industry trends and talent needs.  A dedicated advocate of servant leadership, Beverly is committed to fostering environments where individuals and teams can perform at their highest level. She holds both PHR and SHRM-CP certifications.  About Mike Coffey:  Mike Coffey is an entrepreneur, licensed private investigator, business strategist, HR consultant, and registered yoga teacher. In 1999, he founded Imperative, a background investigations and due diligence firm helping risk-averse clients make well-informed decisions about the people they involve in their business. Imperative delivers in-depth employment background investigations, know-your-customer and anti-money laundering compliance, and due diligence investigations to more than 300 risk-averse corporate clients across the US, and, through its PFC Caregiver & Household Screening brand, many more private estates, family offices, and personal service agencies. Imperative has been named a Best Places to Work, the Texas Association of Business' small business of the year, and is accredited by the Professional Background Screening Association.  Mike shares his insight from 25+ years of HR-entrepreneurship on the Good Morning, HR podcast, where each week he talks to business leaders about bringing people together to create value for customers, shareholders, and community. Mike has been recognized as an Entrepreneur of Excellence by FW, Inc. and has twice been recognized as the North Texas HR Professional of the Year.  Mike serves as a board member of a number of organizations, including the Texas State Council, where he serves Texas' 31 SHRM chapters as State Director-Elect; Workforce Solutions for Tarrant County; the Texas Association of Business; and the Fort Worth Chamber of Commerce, where he is chair of the Talent Committee. Mike is a certified Senior Professional in Human Resources (SPHR) through the HR Certification Institute and a SHRM Senior Certified Professional (SHRM-SCP). He is also a Yoga Alliance registered yoga teacher (RYT-200) and teaches multiple times each week. Mike and his very patient wife of 29 years are empty nesters in Fort Worth.  Learning Objectives:  Understand how modern talent acquisition differs from traditional recruiting models. Evaluate when organizations should use internal recruiters versus external recruiting agencies. Identify strategies for attracting passive candidates in competitive labor markets. Recognize the risks and limitations of AI-driven recruiting and screening systems. Improve hiring processes by aligning candidate motivations with organizational realities. Develop recruiting approaches that prioritize long-term fit over transactional hiring. Explore how training, onboarding, and development affect employee engagement and retention. Assess how labor market uncertainty influences candidate and employer behavior. Learn how recruiters can identify transferable skills and high-potential candidates. Understand why adaptability and learning agility are becoming critical hiring criteria.  

First Take begins and Cam'ron is BACK with an overview of LeBron's time in LA. One title, 7-8 playoff series record, and only missed the playoffs twice. Success? (0:00) Then, Wemby is serving no suspension and paying zero fines. Perk has a MAJOR problem with this decision! He was fined just for shoving Jae Crowder! Fine that man!!! (23:30) Next, we revisit some shocking clips from just a couple of week ago when the skies were red and yellow, not blue and orange... Learn more about your ad choices. Visit podcastchoices.com/adchoices

Biblical Theology, Episode 05 Today Dr. Benjamin Gladd helps us explore the topic of God's purposes for his people here on earth and his ultimate purpose for us in Christ. Our hope is that this episode will encourage you to worship your Creator as you live out those purposes day-in and day-out.  Intro & Big Picture 0:01–12:20 Imaging God and Anti-Imaging 12:20–16:11 God's Promise & the Hope for His People 16:11-28:20 Implications for Believers Today 28:20-40:40 How to Dig Deeper 40:40–end ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠FULL SHOW NOTES⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ journeywomen.org/episode/gods-purpose-gods-people DISCUSSION QUESTIONS How do you view the connection between Israel and the Church today? Is how you view the covenant family today different from what you previously believed? Describe some different examples of imaging God and anti-imaging God (or taking on the image of the serpent).  What does it look like for you to rightly image God today in the specific circumstances in which God has placed you? How does knowing Adam, Abraham, Isaac, Jacob, and Jesus Christ himself are your covenant family affect how you view yourself? What words might you be listening to rather than God's Word causing you to improperly bear God's image? Evaluate what you spend your time on. Are there ways you can incorporate more life-giving  What might you do or implement based on what you learned in this week's episode? FOR MORE ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Give⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ to Journeywomen Ministries: Journeywomen.org/give  Listen on⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Apple Podcasts⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ |⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠Android⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ |⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Spotify⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Follow Us:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠Instagram⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ |⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠Facebook⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Leave a rating & review⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Interviews do not imply Journeywomen's endorsement of all writings and positions of the interviewee or any other resources mentioned.  On the Journeywomen podcast, we'll help you know and love God through his Word, find your hope in the gospel, and invest deeply in your local church as you go out on mission for the glory of God.

In this episode of Storage Wins, Alex Pardo coaches Dan Wentzel moments before a live call with a self-storage owner who may be open to selling a 53,000-square-foot facility through seller financing. But instead of obsessing over the numbers or trying to "close the deal," Alex shifts the focus toward something far more important: understanding the seller.   As they prepare for the conversation, Alex reinforces a foundational principle that separates average investors from great ones: focus on the seller, not the storage facility. By uncovering the owner's real motivations, goals, and timeline, Dan can structure a deal around what actually matters to them—not just what looks good on paper.   The episode also dives deep into creative financing strategy, including how to think about down payments, amortization, no-payment periods, private lenders vs equity partners, and long-term cash flow. Through real-time underwriting and deal analysis, Alex walks through how this opportunity could potentially generate six figures in annual cash flow while requiring little or no money out of pocket.   But the real breakthrough in this conversation isn't the deal structure—it's how Dan shows up. Following the previous episode's mindset reset, Alex challenges him to communicate with confidence, ask better questions, and stop approaching seller conversations from a place of need.   This episode is a masterclass in seller psychology, creative deal structuring, and the mindset required to lead conversations with confidence and clarity.   ⸻   You'll Learn How To:   Focus on seller motivation instead of getting distracted by the deal Ask better questions that uncover what sellers actually want Structure seller financing deals with stronger terms and flexibility Evaluate long-term cash flow opportunities through simple underwriting Think through equity partners vs private lender structures Show up to seller conversations with confidence and authority   ⸻   What You'll Learn in This Episode:   [0:55] Why seller conversations matter more than spreadsheets [2:33] The background of the 53,000 sq ft seller-financed opportunity [4:12] Spotting opportunity in unsophisticated storage markets [5:32] The power of three years of consistent follow-up [6:26] Why understanding seller timeline is critical [8:10] Framing questions around what the seller actually wants [9:49] Why seller financing creates major opportunity [11:20] What 100% occupancy usually signals about upside potential [12:58] Breaking down the facility revenue and asking price [14:16] Evaluating seller financing terms: down payment, interest, and amortization [16:08] Structuring no-payment periods to maximize cash flow [17:49] Calculating NOI and projected cash flow step by step [19:58] Using private lenders vs equity partners to fund deals [22:14] Why this is more of a cash flow play than an equity play [24:05] Breaking down projected cash flow over the first three years [25:58] Understanding long-term upside and exit strategy [27:05] "50% of the watermelon is better than 100% of the grape" [27:27] Preparing mentally and physically before seller conversations [27:52] Why confidence and focus matter more than perfect notes   ⸻   Who This Episode Is For:   Investors preparing for real seller conversations Listeners trying to structure creative financing deals Anyone learning how to evaluate cash flow opportunities Entrepreneurs struggling with confidence in negotiations People interested in seller financing and low-money-down acquisitions ⸻   Why You Should Listen:   Most investors spend too much time analyzing deals and not enough time understanding sellers.   This episode shows how the best opportunities come from uncovering what the seller actually wants—and then structuring a deal around it. From creative financing to confidence in communication, this conversation breaks down both the tactical and psychological side of getting deals done.   If you've ever wondered how experienced investors approach seller calls, structure financing creatively, and think through cash flow opportunities in real time, this episode gives you a front-row seat.   ⸻   Follow Alex Pardo here:   Alex Pardo Website: https://alexpardo.com/ Alex Pardo Facebook: https://www.facebook.com/alexpardo15 Alex Pardo Instagram: https://www.instagram.com/alexpardo25 Alex Pardo YouTube: https://www.youtube.com/@AlexPardo Storage Wins Website: https://storagewins.com/   ⸻   Have conversations with at least three storage owners, brokers, private lenders, or equity partners inside the Storage Wins Facebook Group. Join for free here:   https://www.facebook.com/groups/322064908446514/

Most investors think price equals value. They look at comps. They trust broker packages. They assume appreciation will fix everything. That's where they get into trouble. In this episode, I sit down with Ryan Cadwell, Principal of Resolute RDM, an Indianapolis-based firm involved in over $100M in transactions, development, and asset management. Ryan has flipped nearly 150 homes and is currently developing more than 240 duplex units. He breaks down what he calls the "$100M mistake" — confusing market price with investment value — and why overly optimistic underwriting is putting investors in difficult positions. In This Episode, You'll Learn: The difference between market value and investment value Why buying strictly on pro forma is dangerous How brokers use optimistic assumptions to justify pricing The underwriting mistakes investors made during low interest rate years Why today's market is a capital game How flat rent growth is exposing weak assumptions The long-term math behind 3% rent growth When time can fix a mistake — and when it cannot Why "$100 under market rent" is often misleading How to evaluate rent growth assumptions realistically The role of opportunity cost in deal evaluation Why disciplined underwriting matters more than ever Market Value vs. Investment Value Market value is what the seller wants and what brokers are marketing. Investment value is what the property is worth to you based on: Your opportunity cost Your tax situation Your capital stack Your required return Your hold timeline If those do not align, the deal does not work. The Pro Forma Problem Many investors: Underwrite 3% rent growth Underwrite 2% expense growth Assume stable refinance rates Assume quick lease-up When even one of those assumptions fails, the entire deal breaks. In flat rent markets, optimism gets expensive fast. When Time Is the Only Fix If you overpay, time may be your only exit. Longer holds can allow: Wage growth to catch up Rents to normalize Market cycles to reset But only if you have enough capital to survive the wait. AI in Underwriting Ryan also shares how he uses AI tools like Claude and Gemini to build custom deal analyzers that: Rank opportunities Evaluate opportunity cost Compare lending structures Stress-test assumptions The key is not just using AI. It is learning how to prompt it and integrate it into your workflow. Connect with Ryan Cadwell Website: resoluterdm.com LinkedIn: Ryan Cadwell Instagram / TikTok: Resolute RDM Today's episode is brought to you by Green Property Management, managing everything from single family homes to apartment complexes in the West Michigan area. livegreenlocal.com And RCB & Associates, helping Michigan-based real estate investors and small business owners navigate the complex world of health insurance and Medicare benefits. rcbassociatesllc.com

GRAB the Well-Oiled Audit: https://drive.google.com/file/d/1-W22nik2ohFCuN0wnvldpR9_pOYlS2Rt/view?usp=drive_link Join my next live free workshop, 'It's not a people problem. It's a systems problem.' Save your seat here: https://go.welloiledoperations.com/april-zoom-workshop In this video, I'm breaking down the five design decisions that determine whether your business scales with you or buries you. Most business owners hit a ceiling around $1M or $2M and think they need better marketing or a bigger team. The real problem: their business was architecturally designed for $400K. Every system was built for a smaller, simpler version of this company. I'll walk you through the design decisions you need to make to build a business that can scale without you. Connect with me: LinkedIn: https://www.linkedin.com/in/stacytuschl/ Instagram: https://www.instagram.com/stacytuschl/ Facebook: https://www.facebook.com/stacytuschl/ Newsletter: https://www.linkedin.com/newsletters/7396626889408274432/ 00:00 - Intro 02:21 - Design Decision 1: Growth through subtraction 04:47 - Design Decision 2: One before many 06:52 - Design Decision 3: Design your role before you design your offer 08:31 - Design Decision 4: Make visibility nonnegotiable from day one 10:30 - Design Decision 5: Build accountability into the structure, not into people 12:22 - Why businesses plateau and how to fix it #businessstrategy #businessoperations #scalingsystems #entrepreneurship Disclaimer: The strategies and frameworks I share are based on my 15+ years of building and scaling businesses, not overnight success. What I teach works, but your results depend entirely on your execution, your market, and your commitment to building systems consistently. This is educational content, not a guarantee. Business growth requires real work, strategic decisions, and the discipline to stick with what actually moves the needle. Evaluate your own circumstances, assess your risks, and take full ownership of your outcomes. That's what well-oiled business owners do.

In this episode, our expert panel dives into the critical, historically debated topic of early burn wound excision using a real-world case of a patient with massive surface area burns. We explore the dramatic shift from the pre-1970s "wait and watch" approach to the modern standard of early source control, backed by landmark literature showing reduced mortality and shorter hospital stays. The discussion also highlights the nuances of this timeline, covering specific scenarios where delaying surgery is actually safer due to physiologic instability, uncertain burn depths, or mass casualty events. Tune in to hear the evidence behind these clinical decisions and learn why modern burn surgeons believe that removing necrotic eschar early is the best way to dominate the day!Hosts: - Kathleen Romanowski – University of California Davis Hospital, Shriners Hospital Sacramento- Laura Johnson – Grady Memorial Hospital- Lauren Nosanov – Grady Memorial Hospital-  Victoria Miles – Louisiana State University Health Science Center, University Medical Center New OrleansLearning Objectives:- Review the historical development of early burn excision and understand how these studies shaped modern burn surgical practice.-  Evaluate contemporary evidence on the timing of burn excision.- Apply current evidence and clinical principles to operative decision-making, identifying key patient and injury factors that influence the timing of excision and grafting in patients with major thermal injury.References:- Thompson P, Herndon DN, Abston S, Rutan T. Effect of early excision on patients with major thermal injury. J Trauma. 1987 Feb;27(2):205-7. doi: 10.1097/00005373-198702000-00019. PMID: 3820353. https://pubmed.ncbi.nlm.nih.gov/3820353/-  Gray DT, Pine RW, Harnar TJ, Marvin JA, Engrav LH, Heimbach DM. Early surgical excision versus conventional therapy in patients with 20 to 40 percent burns. A comparative study. Am J Surg. 1982 Jul;144(1):76-80. doi: 10.1016/0002-9610(82)90605-5. PMID: 7046487. https://pubmed.ncbi.nlm.nih.gov/7046487/- De La Tejera G, Corona K, Efejuku T, Keys P, Joglar A, Villarreal E, Gotewal S, Wermine K, Huang L, Golovko G, El Ayadi A, Palackic A, Wolf SE, Song J. Early wound excision within three days decreases risks of wound infection and death in burned patients. Burns. 2023 Dec;49(8):1816-1822. doi: 10.1016/j.burns.2023.06.003. Epub 2023 Jun 15. PMID: 37369613; PMCID: PMC10721718. https://pubmed.ncbi.nlm.nih.gov/37369613/- Ramsey WA, O'Neil CF Jr, Corona AM, Cohen BL, Lyons NB, Meece MS, Saberi RA, Gilna GP, Satahoo SS, Kaufman JI, Schulman CI, Namias N, Proctor KG, Pizano LR. Burn excision within 48 hours portends better outcomes than standard management: A nationwide analysis. J Trauma Acute Care Surg. 2023 Jul 1;95(1):111-115. doi: 10.1097/TA.0000000000003951. Epub 2023 Apr 11. PMID: 37038260. https://pubmed.ncbi.nlm.nih.gov/37038260/- Hayashi K, Sasabuchi Y, Matsui H, Nakajima M, Otawara M, Ohbe H, Fushimi K, Ono K, Yasunaga H. Does early excision or skin grafting of severe burns improve prognosis? A retrospective cohort study. Burns. 2023 May;49(3):554-561. doi: 10.1016/j.burns.2023.01.013. Epub 2023 Feb 3. PMID: 36774244. https://pubmed.ncbi.nlm.nih.gov/36774244/- Janzekovic Z. Once upon a time ... how west discovered east. J Plast Reconstr Aesthet Surg. 2008;61(3):240-4. doi: 10.1016/j.bjps.2008.01.001. Epub 2008 Feb 1. PMID: 18243082. https://pubmed.ncbi.nlm.nih.gov/18243082/

What makes a business partnership work, and what quietly tears it apart? In this solo episode of The Greatness Machine, Darius Mirshahzadeh dives into the hidden dynamics that can build or break partnerships. He explains that success isn't just about shared goals or profits but about true alignment. Through the idea of “scorecards,” Darius shows how partners can unknowingly measure success in completely different ways. Drawing from his own entrepreneurial experiences, he highlights why clarity, transparency, and shared values are key, and how defining a common scorecard can keep partnerships strong and thriving. In this episode, Darius will discuss: (00:00) Introduction to Scaling a Business (02:56) The Importance of Choosing the Right Partners (06:11) Characteristics of Great Business Partners (11:56) Generosity in Partnerships (14:48) Staying in Your Swim Lane (19:06) Understanding Give and Take in Partnerships (22:49) Seeking Consensus in Decision Making Connect with Darius: Website: https://therealdarius.com/ Linkedin: https://www.linkedin.com/in/dariusmirshahzadeh/ Instagram: https://www.instagram.com/imthedarius/ YouTube: https://www.youtube.com/@Thegreatnessmachine  Book: The Core Value Equation https://www.amazon.com/Core-Value-Equation-Framework-Limitless/dp/1544506708 Write a review for The Greatness Machine using this link: https://ratethispodcast.com/spreadinggreatness.  Learn more about your ad choices. Visit megaphone.fm/adchoices