Podcasts about evaluate

A systematic determination of a subject's merit, worth and significance,

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Hoop Heads
Round Table 79 - How do you evaluate the effectiveness of your program from year to year? - Episode 1127

Hoop Heads

Play Episode Listen Later Jul 18, 2025 18:02


welcome to the 79th edition of the Coach's Corner Round Table on the Hoop Heads Podcast. Each episode of the Coach's Corner Round Table will feature our All-Star lineup of guests answering a single basketball question. A new Coach's Corner Round Table will drop around the 15th of each month.July's Round Table question is: How do you evaluate the effectiveness of your program from year to year?Our Coaching Lineup this month:Coretta Brown – Eastern Kentucky UniversityStephen Halstead – Grace CollegeJoe Harris – Lake Chelan (WA) High SchoolBob Krizancic – Mentor (OH) High SchoolDell Leonard – Mountain Home (AR) High SchoolTom McKeown – Author of This is Panther CountryDon Showalter - USA BasketballJohn Shulman – University of Central ArkansasPlease enjoy this Round Table episode of the Hoop Heads Podcast and once you're finished listening please give the show a five star rating and review after you subscribe on your favorite podcast app. Be sure to follow us on twitter and Instagram @hoopheadspod for the latest updates on episodes, guests, and events from the Hoop Heads Pod.Visit our Sponsors!Dr. Dish BasketballOur friends at Dr. Dish Basketball are here to help you transform your team's training this off-season with exclusive offers of up to $4,000 OFF their Rebel+, All-Star+, and CT+ shooting machines. Unsure about budget? Dr. Dish offers schools-only Buy Now, Pay Later payment plans to make getting new equipment easier than ever.The Coaching PortfolioYour first impression is everything when applying for a new coaching job. A professional coaching portfolio is the tool that highlights your coaching achievements and philosophies and, most of all, helps separate you and your abilities from the other applicants. Special Price of just $25 for all Hoop Heads Listeners.Playmaker PlannerPlaymaker Planner is looking for forward thinking program directors and athletic directors...If that's you... Playmaker Planner will lessen your workload while doubling the efficiency, confidence, and ability of your student-athletes over the next 12...

Shark Theory
Everything Has a Cost—Is Yours Worth It?

Shark Theory

Play Episode Listen Later Jul 18, 2025 6:17


In this insightful episode of Shark Theory, Baylor Barbee prepares for a road trip with his dog Bear to the Ozarks and reflects on a deeper truth: nothing in life is truly free. From time and energy to peace of mind and love, everything you pursue or maintain has a cost—and the real question is whether the return is worth the currency you're investing. Baylor breaks down how to evaluate the value exchange in your life: in relationships, careers, goals, and everyday decisions. He also shares stories from his travels in Peru and Napa to challenge you to consider whether you're simply in the wrong environment—or playing too small. Key Takeaways: Every Reward Has a Cost: The best things in life may not cost money, but they always require time, energy, and intention. Know Your Currency: Identify the traits, habits, or values you bring to the world—love, discipline, leadership, creativity—and find environments where those are appreciated. Evaluate the Exchange Rate: Are you undervalued where you are? Maybe it's not you—maybe it's the context you're in. Set Personal Litmus Tests: Start tying your investments (time, effort, sacrifices) to measurable returns in your life to determine if you're on the right path. Small Adjustments Unlock Bigger Vision: Sometimes, reevaluating how you operate leads to exponential growth—both personally and financially. Notable Quotes: “The best things in life aren't free—they just cost something other than money.” “If the currency you're offering isn't valued where you are, you might just be in the wrong place.” “You're not broken—you might just be priced in the wrong market.” “Tie your time and energy to something meaningful, and watch your life recalibrate.” “A life well-lived is when the currency you give out comes back in abundance.”

PowerBanking
Navigating High-Stakes Negotiations with Confidence

PowerBanking

Play Episode Listen Later Jul 18, 2025 26:38


SummaryIn this episode, Jacqueline Twillie discusses the intricacies of navigating difficult conversations and negotiations. She introduces the Latte Framework, which consists of Look, Anticipate, Think, Talk, and Evaluate, providing practical strategies for each stage. The conversation covers how to observe tension, anticipate derailments, address bad behavior, maintain composure in power imbalances, know when to walk away, and reflect on negotiation outcomes. Jacqueline emphasizes the importance of preparation, emotional intelligence, and continuous evaluation in becoming a successful negotiator.TakeawaysThe real negotiation begins before the first word is even uttered.Successful negotiators expect derailments to happen.Observing the environment and your internal state is crucial.Address behavior, not character, to maintain psychological safety.Using power phrases can help redirect conversations effectively.Maintaining composure in high-stakes situations is essential.Knowing your walk-away points is critical for negotiation success.Reflection after negotiations helps in learning and improvement.Every difficult conversation is an opportunity for growth.Practice one technique at a time to build negotiation skills.Chapters00:00 Introduction to Difficult Conversations01:59 Understanding the Latte Framework06:39 Navigating Tension in Conversations09:56 Keeping Conversations on Track10:47 Addressing Bad Behavior13:46 Maintaining Composure Under Pressure17:30 Knowing When to Walk Away21:28 Reflecting on Negotiations

The Cliff Ravenscraft Show - Mindset Answer Man
773 - You're Never Stuck: How to Evaluate, Realign, and Begin Again

The Cliff Ravenscraft Show - Mindset Answer Man

Play Episode Listen Later Jul 17, 2025 42:35


In this episode, I had the joy of connecting with Josh, a long-time listener who first discovered my work at the age of 15. Now 24, he's running his own business, working for a startup, and navigating what it means to live with purpose and alignment. Josh came into the live stream with a deep and powerful question: How do I stay focused on long-term goals without getting stuck in the wrong short-term commitments? His honesty sparked a rich conversation about clarity, discernment, and the rhythm of fresh starts. Together, we explored how “being stuck” is often the result of asking ourselves the wrong questions. Questions rooted in guilt, fear, or the illusion that there's only one right path. I offered a framework that invites continual reflection and conscious recommitment. Whether once a year, once a month, or every single day, we always have the freedom to pause, evaluate, and begin again. This conversation reminded me just how powerful a clear vision can be, not as a rigid plan, but as a North Star we realign with through every season, project, and decision. Josh's story is a beautiful example of growth, faith, and intentional living. If you've ever questioned whether your current commitments are still aligned with your values, or wondered how to avoid feeling “stuck,” I believe this episode will offer something valuable for your journey.

The Essential 11
Stew Smith: The Never Quit Mindset - Tactical Fitness, Navy SEAL Training, and Unlocking Human Potential

The Essential 11

Play Episode Listen Later Jul 16, 2025 59:50


Are you struggling to unlock your full potential? Do you feel stuck between mediocrity and excellence, wondering what separates those who succeed from those who give up?Stew Smith - a former Navy SEAL, fitness guru, and leadership mentor who has spent over 25 years transforming ordinary individuals into extraordinary performers. With a unique blend of military precision, fitness expertise, and psychological insight, Stew Smith has become the go-to coach for those seeking to push beyond their perceived limits.Having trained thousands of military, law enforcement, and aspiring special operators, Stew doesn't just teach fitness - he cultivates a "never quit" mindset that becomes a blueprint for success in any arena of life. From writing 13 books to developing over 40 specialized training programs, he has dedicated his career to helping individuals discover their inner strength and resilience.In this powerful conversation, Stew Smith reveals the psychological secrets of overcoming challenges, the critical importance of physical fitness in personal development, and how to transform setbacks into stepping stones toward your ultimate goals.Quotes: "Fitness is the catalyst to everything that is good. You will be a better person because you exercise, you will be smarter, you will be less stressed. You will be able to set goals for yourself, long term goals and learn how to do that, because nothing is immediate with fitness." - Stew Smith"I look at failure as if it's not a failure. In fact, I say get that word out of your vocabulary and call it a learning experience, because you're going to be smarter after this process." - Stew Smith"If we will be intentional of holding that bar high, holding that standard high for our young people, they will rise to meet that.” - Matt BeaudreauActionable Takeaways:The 30-Day Consistency Challenge   - Choose one physical fitness routine you've been avoiding   - Commit to doing it consistently for 30 days, no matter what   - Track your progress and reflect on how consistency changes your mindset and performance      Goal: Prove to yourself that the "best workout is the one you do consistently"Reframe Your Failure Mindset   - For the next 7 days, replace the word "failure" with "learning experience" in your internal dialogue   - After each setback or challenge, write down 3 specific things you learned   - Approach obstacles as experiments, not final verdicts on your capabilities Mental Bandwidth Audit   - List all your current projects, commitments, and side pursuits   - Evaluate which activities truly align with your core goals   - Eliminate or delegate 2-3 low-value activities that drain your mental energy   - Focus on creating congruence between your primary work and side pursuits   - Aim to optimize your mental bandwidth for maximum effectivenessThe Team Support Experiment   - In your next group activity or team project, shift focus from personal performance to team support   - Ask yourself: "How can I ensure my teammates are hydrated, fueled, and taking care of themselves?"   - Practice active listening and providing constructive support   - Observe how this mindset changes team dynamics and individual performanceConclusion: Stew Smith's journey reveals a powerful truth: extraordinary achievement comes from a relentless commitment to growth, resilience, and continuous improvement. Your potential isn't defined by your current abilities, but by your willingness to push beyond perceived limitations. The principles are universal - embrace challenges, reframe failures, stay consistent, and never quit.

The Wealth Whisperer
Avoiding Misinformation In Investment Decisions

The Wealth Whisperer

Play Episode Listen Later Jul 16, 2025 14:08


In this episode Hazel explores the critical question of who we seek advice from, particularly in the context of fluctuating markets such as cryptocurrencies, property, and stocks. Evaluate the Source of Advice: It's crucial to consider who you are taking advice from, especially during volatile market conditions. Ensure that the person has relevant experience and knowledge in the area they are discussing. Beware of Hearsay and FOMO: Be cautious of opinions from friends or acquaintances who may not have a deep understanding of the subject. Avoid making decisions based on fear of missing out (FOMO) without doing your own research. Seek Experienced Mentors: Look for advice from individuals who have successfully navigated similar situations and have a proven track record. Their insights can provide valuable guidance based on real-world experience. Do Your Due Diligence: Always research the credibility of the advice you receive. Verify the background and expertise of the person giving advice to ensure it is grounded in reality and not just hype. Value of Paid Advice: If advice is free or inexpensive, consider its worth. Often, valuable insights come from those who have invested time and resources into their expertise, so be discerning about the sources you trust. BEST MOMENTS "Who do you take advice from? It's a really good and interesting question to ask yourself, particularly at points in the market that we see at the moment." "Never take advice from someone you wouldn't trade places with." "If I'd listened to her, we would have completely stuffed ourselves. We would have done ourselves out of years worth of amazing cash flow." "Make sure that the person you are actually seeking advice from is somebody that you would like to potentially trade places with." "If advice is free or cheap, then you have to really check whether that advice is worth it." VALUABLE RESOURCESClick Here To Book Your FREE 30 Minute Clarity Call HERE...https://calendly.com/thefreedomclub/30min ABOUT THE HOST Having started her career as a professional, classical musician, Hazel de Kloe also had a personal quest to become financially free.  She and her husband built a successful, multi-million-pound property business, next to their own careers, but soon realised that true freedom doesn't JUST come from being financially independent… Having meant so much to her family, it has been her passion ever since, to inspire, educate and empower others on their journeys towards this 'Holy Grail'.  During one particular property mentoring session back in 2009, she had a powerful recognition of exactly how to facilitate this. Nicknamed now, The Wealth Whisperer, she has a unique way of getting to the crux of what is needed to help fulfil this quest. CONTACT METHODS WebsiteInstagram This Podcast has been brought to you by Disruptive Media. https://disruptivemedia.co.uk/ KEY TAKEAWAYSBEST MOMENTS

Behind The Mission
BTM226 - Terry Kraft - USS Midway Museum and PsychArmor

Behind The Mission

Play Episode Listen Later Jul 15, 2025 30:41


Show SummaryOn today's episode, feature a conversation with Rear Admiral Terry Kraft, US Navy, Retired. Terry is the President and CEO of the USS Midway Museum, the longest-serving aircraft carrier int eh 20th Century that is now a museum in San Diego. Terry also serves on the board of directors for PsychArmor, and we talk about both of those roles in our conversation.  Provide FeedbackAs a dedicated member of the audience, we would like to hear from you about the show. Please take a few minutes to share your thoughts about the show in this short feedback survey. By doing so, you will be entered to receive a signed copy of one of our host's three books on military and veteran mental health. About Today's GuestRetired RADM Terry B. Kraft's military service spanned a remarkable 34-year Navy career highlighted by unparalleled leadership across diverse domains. As the son of a Navy captain, he graduated from the U.S. Naval Academy in 1981 and earned his designation as a Naval Flight Officer in 1982. His academic achievements include a master's degree in political science from Auburn University, a fellowship at Harvard's Kennedy School of Government, and graduation from the Navy Nuclear Power Program. Throughout his military service, RADM Kraft excelled in operational and strategic roles. He commanded aviation squadrons, ships, and a carrier strike group. As Executive Officer of the USS Theodore Roosevelt, he contributed to major operations including Desert Storm, Iraqi Freedom, and Enduring Freedom. His pivotal shore assignments included roles with VA-128, the Air Command and Staff College, U.S. Pacific Command, and the Chief of Naval Operations staff. His leadership in Maritime Aviation, Unmanned Aerial Systems, and Intelligence and Surveillance capabilities reflects his strategic vision and innovative approach. Additionally, he commanded the Navy Warfare Development Command and U.S. Naval Forces Japan, where he spearheaded critical initiatives to advance naval operations.After retiring from the Navy, Terry continued to demonstrate exceptional leadership in the private sector. From 2015 to 2023, he held senior management roles at General Atomics, driving technological and strategic advancements. Now, as President and CEO of the USS Midway Museum, he combines a commitment to preserving naval history with a passion for public education—values closely aligned with PsychArmor's mission. Terry and his wife, a fellow Navy veteran, reside in San Diego, where they enjoy attending music concerts and spending time with their children sailing around San Diego Bay. Links Mentioned During the EpisodeUSS Midway Museum WebsiteTerry's Bio on PsychArmorPsychArmor Resource of the WeekThis week's PsychArmor Resource of the Week is the PsychArmor Course, the Basics of Military Culture. Understand key values, customs, and experiences unique to service members and veterans through stories from six American service members. Perfect for employers, healthcare providers, and anyone working with military-connected individuals. You can find the resource here:  https://learn.psycharmor.org/courses/military-culture-series Episode Partner: Are you an organization that engages with or supports the military affiliated community? Would you like to partner with an engaged and dynamic audience of like-minded professionals? Reach out to Inquire about Partnership Opportunities Contact Us and Join Us on Social Media Email PsychArmorPsychArmor on TwitterPsychArmor on FacebookPsychArmor on YouTubePsychArmor on LinkedInPsychArmor on InstagramTheme MusicOur theme music Don't Kill the Messenger was written and performed by Navy Veteran Jerry Maniscalco, in cooperation with Operation Encore, a non profit committed to supporting singer/songwriter and musicians across the military and Veteran communities.Producer and Host Duane France is a retired Army Noncommissioned Officer, combat veteran, and clinical mental health counselor for service members, veterans, and their families.  You can find more about the work that he is doing at www.veteranmentalhealth.com  

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Startup Project
How Publishers are Navigating Advertising, AI's Impact on Search Traffic, Biased Incentives of Ad Industry, Future of Publishing | Jared Siegal Founder of Aditude Inc | #104

Startup Project

Play Episode Listen Later Jul 13, 2025 49:24


About the episode:Join Nataraj as he explores the world of online advertising with Jared Siegal, founder and CEO of Aditude. Discover how programmatic advertising empowers publishers to scale their revenue and the evolving landscape of online monetization. They discuss the roles of different players in the ad industry, the impact of AI on search traffic, and the future of publishing. Gain insights into how Aditude is leveling the playing field for publishers in a Google-dominated world. If you are a publisher, this episode can provide actionable strategies to maximize your ad revenue and maintain control over your content.What you'll learnUnderstand the basics of programmatic advertising and how it works in real-time.Identify the key players in the ad tech ecosystem, including publishers, ad servers, and exchanges.Discover how header bidding and real-time auctions have transformed online advertising.Learn about the impact of AI on search engine traffic and content strategies for publishers.Explore strategies for publishers to diversify revenue and maintain control in a changing landscape.Evaluate the pros and cons of SaaS pricing models versus commission-based models in ad tech.Recognize the challenges and opportunities for publishers in a Google-dominated ad market.Understand how Aditude helps publishers compete and maximize ad revenue.About the Guest and Host:Guest Name: Jared Siegal is the Founder and CEO of Aditude, a programmatic advertising solution that empowers publishers to scale their revenue.Connect with Guest:→ LinkedIn: https://www.linkedin.com/in/jared-siegal-tude→ Website: https://www.aditude.com/Nataraj: Host of the Startup Project podcast, Senior PM at Azure & Investor.→ LinkedIn: https://www.linkedin.com/in/natarajsindam/→ Twitter: https://x.com/natarajsindam→ Substack: ⁠https://startupproject.substack.com/⁠In this episode, we cover(00:00) Introduction to Jared Siegal and Aditude(00:51) How Jared got into the ad business(03:34) Growing revenue and traffic at Answers.com(04:21) Understanding Google Ad Manager (GAM) and real-time bidding(07:30) Lay of the land in the ad industry: players and roles(09:30) Aditude's role in connecting advertisers to publishers(12:20) How brands place bids and the role of ad exchanges(13:33) Why choose Aditude over Google for ad management?(14:35) Creating fair competition across ad platforms(15:11) Aditude's SaaS pricing model and its advantages(18:08) Ideal publisher size for using Aditude's services(19:47) Google's acquisition of DoubleClick and monopoly concerns(23:46) High-frequency trading analogy in ad tech(26:20) Transition from consulting to a product company(32:04) Customer acquisition strategies for Aditude(33:27) Impact of AI and Chat GPT on publishers and traffic(36:19) Is AI making the internet better or worse for publishers?(38:04) How Google and Facebook sustain ad revenue despite traffic shifts(40:35) Move from search to answer and its impact on traffic sources(42:15) Challenges for new content creators in the current landscape(44:08) Trends in publishing: consolidation and mixed media(44:58) Bright spots in publishing: gaming and influencers(47:01) The influencer economy and its limitations(49:00) Generating content with AI and its potential pitfalls(50:09) Publishers leaving big houses and starting their own substacks(52:29) Common misconceptions about running a company(54:19) Aditude's next milestones and future plansDon't forget to subscribe and leave us a review/comment on YouTube, Apple, Spotify or wherever you listen to podcasts.#adtech #programmaticadvertising #publishermonetization #onlineadvertising #digitalmarketing #headerbidding #realtimebidding #googleadmanager #advertising #adtechindustry #aditude #jaredsiegal #natarajsindam #startupproject #podcast #business #entrepreneurship #saas #artificialintelligence #AI

Chicago Bulls Central
Bulls Expected to Keep Coby White & Ayo Dosunmu and Evaluate Value At Trade Deadline

Chicago Bulls Central

Play Episode Listen Later Jul 13, 2025 27:33


The Chicago Bulls face a pivotal decision regarding their young guards Coby White and Ayo Dosunmu. Will they hold onto both players until the trade deadline to reassess their value? Noah Essengue's impressive bounce-back performance in Summer League showcases his potential, despite an injury setback. The episode explores the Bulls' roster flexibility, financial considerations, and the development of promising rookies like Matas Buzelis. With the team's recent success and added defensive prowess, could this be the year the Bulls make a significant leap? Tune in for an in-depth analysis of Chicago's offseason moves and their potential impact on the upcoming NBA season.Podcast Links: https://linktr.ee/BullsCentralPodGet at us:Email: BullsCentralPod@gmail.comTwitter:@BullsCentralPodPhone: ‪(773) 270-2799‬Support this podcast at — https://redcircle.com/chicago-bulls-central/exclusive-contentAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

KNBR Podcast
7-10 Grant Brisbee joins Dirty Work to evaluate how the first half of the season has looked for the Giants, how Justin Verlander fits on the Giants for the rest of the season, and what the Giants still need to add in order to make a push for the postseaso

KNBR Podcast

Play Episode Listen Later Jul 11, 2025 9:55


7-10 Giants beat writer Grant Brisbee joins Dirty Work to evaluate how the first half of the season has looked for the Giants, how Justin Verlander fits on the Giants for the rest of the season, and what the Giants still need to add in order to make a push for the postseasonSee omnystudio.com/listener for privacy information.

Tolbert, Krueger & Brooks Podcast Podcast
7-10 Grant Brisbee joins Dirty Work to evaluate how the first half of the season has looked for the Giants, how Justin Verlander fits on the Giants for the rest of the season, and what the Giants still need to add in order to make a push for the postseaso

Tolbert, Krueger & Brooks Podcast Podcast

Play Episode Listen Later Jul 11, 2025 9:55


7-10 Giants beat writer Grant Brisbee joins Dirty Work to evaluate how the first half of the season has looked for the Giants, how Justin Verlander fits on the Giants for the rest of the season, and what the Giants still need to add in order to make a push for the postseasonSee omnystudio.com/listener for privacy information.

Make Time for Success with Dr. Christine Li
Top Reasons You're Struggling with Consistency (& How to Fix Them)

Make Time for Success with Dr. Christine Li

Play Episode Listen Later Jul 10, 2025 20:48 Transcription Available


Send Dr. Li a text here. Please leave your email address if you would like a reply, thanks.Struggling with staying consistent in your routines? You're not alone! In this week's episode, Dr. Christine Li dives deep into the real-life barriers to consistency, from people-pleasing and perfectionism to lack of clarity and negative self-talk. Plus, she shares actionable remedies and mindset tips to help you crush your goals without guilt or overwhelm. Get ready to transform how you show up for yourself—one small, consistent step at a time!Timestamps:00:01:51 – 00:03:18Dr. Li shares how her clients requested help with consistency, acknowledging its universal challenge, and sets up the exploration of what blocks consistency.00:03:18 – 00:05:28First major blocker: Giving your time away to others (people pleasing) rather than prioritizing your own needs.Brief exploration of perfectionism and rigid thinking as additional obstacles.00:05:28 – 00:07:27The power of writing things down: Prevents forgetfulness, improves specificity and reliability in staying consistent.00:07:27 – 00:08:47The risk of lack of clarity and fuzzy goals. The laser-beam focus approach to habits for energy and time savings.00:08:47 – 00:11:08Emotional obstacles: Guilt, negative self-talk, and the importance of self-compassion in building consistency.00:11:08 – 00:16:06Five practical remedies:Get clear on what you want and put it on your schedule.Commitment: The foundational mindset for reaching goals.Write things down as commitments, not just as ideas.Evaluate and troubleshoot moments of inconsistency.Don't give up—explore new strategies and forgive past difficulties.To get the free download that accompanies this episode, go to: https://maketimeforsuccesspodcast.com/consistencyTo sign up for the Waitlist for the Simply Productive Program, go to https://maketimeforsuccesspodcast.com/SPFor more information on the Make Time for Success podcast, visit: https://www.maketimeforsuccesspodcast.comGain Access to Dr. Christine Li's Free Resource Library -- 12 downloadable tools and templates to help you bypass the impulse to procrastinate: https://procrastinationcoach.mykajabi.com/freelibraryTo work with Dr. Li on a weekly basis in her coaching and accountability program, register for The Success Lab here: https://www.procrastinationcoach.com/labConnect with Us!Dr. Christine LiWebsite: https://www.procrastinationcoach.comFacebook Group: https://www.facebook.com/groups/procrastinationcoachInstagram: https://www.instagram.com/procrastinationcoach/TikTok: https://www.tiktok.com/@procrastinationcoachThe Success Lab: https://maketimeforsuccesspodcast.com/lab                        Simply Productive: https://maketimeforsuccesspodcast.com/SP

Good Morning, HR
Keeping Up With Independent Contractor Definitions Under Trump 2.0 with David Miklas

Good Morning, HR

Play Episode Listen Later Jul 10, 2025 38:30


In episode 208, Coffey talks with David Miklas about the Department of Labor's evolving definitions and interpretations of independent contractor classification under the Fair Labor Standards Act.  They discuss why DOL interpretations matter for FLSA compliance and overtime requirements; the shift from Biden administration's six-factor economic reality test back to Trump administration's emphasis on control and profit/loss opportunity; the six key factors including nature and degree of control, opportunity for profit and loss, permanence of relationship, worker investments, skill and initiative requirements, and how integral the work is to the principal business; common classification mistakes across industries including misunderstanding IRS versus DOL tests; the risks of supervision and control over workers classified as contractors; how technology can demonstrate control in gig economy situations; the financial consequences of misclassification including unpaid overtime, liquidated damages, and attorney fees; and the importance of proper written agreements and immediate legal consultation when classification issues arise. Good Morning, HR is brought to you by Imperative—Bulletproof Background Checks. For more information about our commitment to quality and excellent customer service, visit us at https://imperativeinfo.com.  If you are an HRCI or SHRM-certified professional, this episode of Good Morning, HR has been pre-approved for half a recertification credit. To obtain the recertification information for this episode, visit https://goodmorninghr.com.  About our Guest: David Miklas owns a Labor & Employment law firm and for 26 years he has practiced all types of labor and employment law exclusively representing Florida employers. He has written hundreds of employment law articles, is the co-author for the premier legal textbook used by lawyers for Florida employment law, is a frequent employment law presenter and is a nationally recognized speaker and an invited guest lecturer addressing employment law and human resource issues with over thirty universities, including Harvard. Mr. Miklas graduated from the University of Florida College of Law. David Miklas can be reached athttps://www.miklasemploymentlaw.com/https://www.linkedin.com/in/david-miklas-301861121/  About Mike Coffey: Mike Coffey is an entrepreneur, licensed private investigator, business strategist, HR consultant, and registered yoga teacher.In 1999, he founded Imperative, a background investigations and due diligence firm helping risk-averse clients make well-informed decisions about the people they involve in their business.Imperative delivers in-depth employment background investigations, know-your-customer and anti-money laundering compliance, and due diligence investigations to more than 300 risk-averse corporate clients across the US, and, through its PFC Caregiver & Household Screening brand, many more private estates, family offices, and personal service agencies.Imperative has been named a Best Places to Work, the Texas Association of Business' small business of the year, and is accredited by the Professional Background Screening Association.Mike shares his insight from 25+ years of HR-entrepreneurship on the Good Morning, HR podcast, where each week he talks to business leaders about bringing people together to create value for customers, shareholders, and community.Mike has been recognized as an Entrepreneur of Excellence by FW, Inc. and has twice been recognized as the North Texas HR Professional of the Year. Mike serves as a board member of a number of organizations, including the Texas State Council, where he serves Texas' 31 SHRM chapters as State Director-Elect; Workforce Solutions for Tarrant County; the Texas Association of Business; and the Fort Worth Chamber of Commerce, where he is chair of the Talent Committee.Mike is a certified Senior Professional in Human Resources (SPHR) through the HR Certification Institute and a SHRM Senior Certified Professional (SHRM-SCP). He is also a Yoga Alliance registered yoga teacher (RYT-200) and teaches multiple times each week. Mike and his very patient wife of 28 years are empty nesters in Fort Worth.   Learning Objectives: 1.       Evaluate worker relationships using the Trump Administration's six-factor economic reality test.2.       Differentiate between US Department of Labor independent contractor definitions and those of the and IRS and state regulators.3.       Respond appropriately to classification concerns to avoid liability.

You Have Infinite Power
How to crush your business and revenue goals for the second half of this year

You Have Infinite Power

Play Episode Listen Later Jul 10, 2025 16:30


This week on the Balanced Warrior Podcast, Coach Paul shares insights on maintaining business stamina and momentum, especially during traditional slower months like July and August. He emphasizes the importance of a "halftime" assessment to evaluate progress and strategize for the remainder of the year. Coach Paul challenges the common belief that summer is a time to slow down, encouraging you the high achiever to reframe your mindset and attack the third quarter with the same energy as January. Paul's Key Points for High-Achievers Recharge, Reset, Realign, Rally: Coach Paul advocates for taking time to recharge but stresses that it should be followed by a strategic reset, realignment of goals, and a renewed rally into action. Halftime Report: Use mid-year (like the start of Q3) as an opportunity for a "halftime" assessment. Evaluate what's working well, celebrate victories, and identify areas needing improvement or adjustment. Challenging the Summer Slowdown Mindset: Coach Paul debunks the myth that July and August are inherently unproductive months for business. He encourages listeners to reframe their perspective and treat July as a "new January" with renewed enthusiasm and activity. Sustaining Activity in Q3: Instead of shutting down, focus on consistent activity such as networking, connecting with centers of influence, and servicing existing clients to build momentum for Q4. Avoiding the Year-End Scramble: By maintaining consistent effort through Q3, businesses can avoid the frantic, "survival mode" rush often seen in Q4, allowing for a stronger finish to the year and a more relaxed December. Consistency is Key: Just like in fitness, business success requires consistent habits and a commitment to higher standards, rather than sporadic bursts of effort followed by periods of inactivity.

Loan Officer Leadership Podcast
445. Mid-Year Wake-Up Call: Evaluate, Adjust, and Finish Strong

Loan Officer Leadership Podcast

Play Episode Listen Later Jul 9, 2025 13:47


We're halfway through the year—and it's time for a gut check. In this episode, Steve and Frank break down: Why July is the most important time to self-assess The real reason you're not hitting your goals (hint: it's not lack of time) How to fix what's not working and double down on what is The simple daily metrics that drive predictable closings Whether you're ahead of your goals or still stuck at the starting line, now's the time to regroup and recommit. If you're ready for clarity, structure, and accountability to finish the year strong, go to freedomplanningcall.com. Anything worth doing is worth doing badly—just get started.

GRE Snacks
How to evaluate grad school faculty and research opportunities

GRE Snacks

Play Episode Listen Later Jul 9, 2025 23:35


Your graduate school experience can be heavily dependent on the faculty you work with. But how can you tell what it will be like? Dr. Don Martin has been a Dean of Admissions at Columbia, University of Chicago Booth, and Northwestern, and is the author of the book Grad School Road Map - and he's overseen the admission of tens of thousands of students. In this episode, Dr. Martin shares how to evaluate grad school faculty and the research opportunities that you'll be undertaking while working with them to see if a grad program is right for you. Achievable GRE uses AI-powered adaptive learning to target your weak areas and boost your score - visit https://achievable.me/exams/gre/overview/#s=podcast to try it for free.

Loan Officer Leadership
445. Mid-Year Wake-Up Call: Evaluate, Adjust, and Finish Strong

Loan Officer Leadership

Play Episode Listen Later Jul 9, 2025 13:47


We're halfway through the year—and it's time for a gut check. In this episode, Steve and Frank break down: Why July is the most important time to self-assess The real reason you're not hitting your goals (hint: it's not lack of time) How to fix what's not working and double down on what is The simple daily metrics that drive predictable closings Whether you're ahead of your goals or still stuck at the starting line, now's the time to regroup and recommit. If you're ready for clarity, structure, and accountability to finish the year strong, go to freedomplanningcall.com. Anything worth doing is worth doing badly—just get started.

Achieve Results NOW! Podcast
456: Troubleshooting Your Goals Like a Pro

Achieve Results NOW! Podcast

Play Episode Listen Later Jul 9, 2025 21:04


In this Episode: This podcast from "Achieve Results NOW!" with Mark Cardone and Theron Feidt focuses on troubleshooting goals when things don't go as planned. They use the analogy of a printer that "should" work but doesn't, relating it to how goals sometimes fail despite our best efforts. Three key steps to troubleshoot your goals: 1. Run a Systems Check: Re-evaluate Your "Why": This initial step emphasizes the importance of understanding your motivation for a goal. By deeply exploring "why" you want to achieve something, you can gain clarity and renewed drive. The hosts suggest that sometimes, this re-evaluation might even lead you to postpone or scrap a goal if it's no longer aligned with your core values or priorities. They highlight the concept of creating leverage by involving others or making commitments, which can increase your motivation to follow through. 2. Pinpoint the Specific Obstacle: Identify Error Messages: This step encourages listeners to act like a troubleshooter looking for an error message. Instead of blaming external factors, the hosts urge listeners to look inward and identify specific internal obstacles, often related to bad habits. They suggest that many obstacles are a result of our own behaviors and routines, emphasizing that these habits can affect multiple areas of life, not just the goal in question.   3. Software Update: Learn and Adapt: The final step is about personal growth and change. This involves adjusting your thinking, learning from past mistakes, and adapting your approach. The hosts stress that if you remain the same person, you'll likely encounter the same problems. They encourage listeners to challenge negative self-talk and ingrained mindsets, particularly around time management. Additionally, they suggest identifying skill gaps and actively working to improve them, using examples like public speaking and joining groups like Toastmasters. The hosts conclude by recommending finding a trusted person who can provide honest feedback and help you identify your blind spots. ARN Suggested Reading: Blessings In the Bullshit: A Guided Journal for Finding the BEST In Every Day – by Mark Cardone & Theron Feidt https://www.amazon.com/Blessings-Bullshit-Guided-Journal-Finding/dp/B09FP35ZXX/ref=sr_1_1?dchild=1&keywords=blessings+in+the+bullshit&qid=1632233840&sr=8-1 Full List of Recommended Books: https://www.achieveresultsnow.com/readers-are-leaders   Question: 1.   Do you have a question you want answered in a future podcast? 2.   Go to www.AchieveResultsNow.com to submit. Connect with Us: Get access to some of the great resources that we use at: www.AchieveResultsNow.com/success-store www.AchieveResultsNow.com www.facebook.com/achieveresultsnow www.twitter.com/nowachieve Thank you for listening to the Achieve Results NOW! Podcast.  The podcast that gives you immediate actions you can take to start seeing life shifting results NOW!

Archons Corner
Hidden Gems: How to Evaluate Your Unique Cards in Altered

Archons Corner

Play Episode Listen Later Jul 9, 2025 70:56


Got a card that no one else is talking about? In this episode of Altered Corner, we dive into the art of evaluating your unique cards. Learn how to assess power level, synergy, and potential in both casual and competitive play. Whether it's a sleeper hit or sideboard tech, we'll help you unlock the true value of the cards that make your deck one-of-a-kind. Don't dust it ‘til you listen!Help Support ARCHONS CORNER► DONATIONS ALWAYS APPRECIATED https://bit.ly/2HGzjxs► GET YOUR MERCH https://bit.ly/3NCScme Follow ARCHONS CORNER Social Media► BECOME A PATRON https://bit.ly/2HHG8ik► TWITTER https://bit.ly/4hjoq3A ► FACEBOOK https://bit.ly/3UgCP6w ► INSTAGRAM https://bit.ly/48yZrW1 ► TIKTOK https://bit.ly/48jQrE3 ► JOIN US ON DISCORD https://discord.gg/eksCQTmFollow ALTERED CORNER Social Media► Twitter https://bit.ly/AlteredCx►Twitch https://bit.ly/3NxEQYh► Instagram https://bit.ly/AltCInsta► Discord https://bit.ly/3YuuAq2FIND US ON THESE GREAT PODCASTING PLATFORMS Archons Corner #keyforge Altered Corner #Alteredtcg ►Podbean: https://bit.ly/2VjDu5U► Apple: https://apple.co/2vONM3I► Stitcher: https://bit.ly/2LQTU6v► Spreaker: https://bit.ly/2PYCCT1► TuneIn: https://bit.ly/2VkcRhg► Spotify: https://spoti.fi/2VhHqnJ► Google Play: https://bit.ly/2VxjSA5

Money Matters With Wes Moss
Rethink Retirement: Efficient Moves for Taxes, Timing, and Portfolio Shifts

Money Matters With Wes Moss

Play Episode Listen Later Jul 8, 2025 39:44


On today's episode of the Money Matters Podcast, Wes Moss and Christa DiBiase unlock powerful retirement and investment moves that could help shape your financial future. Today, they: • Explore how a couple with $5M in assets can consider early retirement while balancing tuition payments and uncertain markets. • Calculate the power of the 4% rule and see how $5M can potentially yield $200,000 annually in sustainable withdrawals. • Learn why emotional timing and slow investing may not always serve you best in today's interest rate environment. • Discover the real purpose of a financial manager—and why it's not about “beating” the S&P 500. • Examine the peace of mind that can come come from a 6-9 month investment strategy instead of stretching it over years. • Hear from a retired law enforcement officer with a $4,200/month pension weighing travel vs. keeping property—find out why selling his home may unlock nearly $90K/year in income. • Understand how capital gains exclusions might work when selling a primary residence before moving abroad. • Get clarity on using the new 529-to-Roth rollover rule—how parents can repurpose unused college funds for their working children. • Adjust your withdrawal strategy based on life expectancy—learn how shorter horizons (like 20 years) might allow for higher withdrawal rates, up to 5.5%. • Evaluate pension options that vary in payout length and amount—see how selecting the right one could impact your long-term cash flow. • Align retirement timing with market conditions—hear why one couple may want to delay retirement to avoid locking in stock losses. • Balance equity-heavy portfolios before retirement to help avoid relying too heavily on market performance. • Plan major home renovations before retiring—discover why waiting could turn into a costly trap. • Examine harnessing low-income years to help strategically harvest long-term capital gains—while possibly staying in the 0% tax bracket. • Use tax loss harvesting to offset gains and rebalance portfolios more efficiently. • Hear a real success story: consistent $1,000/month investing for 20 years yields over $2M—now learn how to effectively shift from aggressive to conservative assets. • Understand the difference between Roth contributions and Roth conversions—and avoid costly mix-ups.

The Mark Perlberg CPA Podcast
EP 111 - Tax Planning for Pivoting OUT of Real Estate

The Mark Perlberg CPA Podcast

Play Episode Listen Later Jul 8, 2025 21:34 Transcription Available


Send us a textThe dream of mailbox money through real estate investing often collides with the reality of demanding property management, leading many investors to seek alternative wealth-building paths while maintaining tax advantages.• Hire property managers to maintain real estate professional tax status benefits while reducing workload• Invest in real estate syndications as limited partners to leverage expert deals without active management• Consider oil and gas investments for truly passive income with 70-90% first-year write-offs• Explore Delaware Statutory Trusts and Qualified Opportunity Zone funds for passive 1031 exchange options• Evaluate solar panel investments on properties for both tax credits and long-term energy cost savings• Return focus to your primary business with retirement, healthcare, and charitable tax strategiesIf you want to learn more about how these concepts may apply to your situation, go to prospercpa.com/apply for a free opportunity report or visit taxplanningchecklist.com to get started with strategic wealth building and tax reduction.PS. Whenever you're ready, here are some ways we can help with reducing your taxes...Ready to slash your tax bill? Schedule your free consultation and let's strategize your tax savings together! Book now at: https://www.prosperlcpa.com/apply Or, if you still need more time, here are some other ways to begin winning the tax game... Take our free Tax Planning Checklist & learn about what tax savings may be available for you in our minicourse at https://taxplanningchecklist.com  At the very least, get on our newsletter to gain access to free live events and exclusive insight you won't find anywhere else: https://www.prosperlcpa.com/subscribe

Healing Horses with Elisha
76: Sugar isn't the only cause of laminitis - here are some others

Healing Horses with Elisha

Play Episode Listen Later Jul 8, 2025 21:42


This week, we explore some key contributors to laminitis, other than grass, that every horse owner should be aware of.In the last episode, we discussed sugar-induced laminitis and why spring grass can be a big concern for many horse owners. However, sugar is not the only factor that can trigger laminitis, and owners need to understand the broader range of potential causes.A Whole-Body IssueLaminitis is inflammation of the lamina. It is often a reflection of systemic inflammation and not just a foot problem. Inflammation, especially when chronic, can damage tissues and affect many parts of the body before appearing in the hooves. Laminitis is often a symptom of deeper, unresolved health issues.Stress and Emotional TriggersStress is the primary cause of inflammation in horses. Emotional stress resulting from the loss of a pasture mate, a new environment, or changes in the herd can lead to laminitic episodes. Chronic stress raises cortisol, increases blood sugar, and suppresses the immune system, which is particularly dangerous for insulin-resistant horses. Supporting horses through emotional changes and acknowledging their grief is essential, as horses feel things deeply, and unaddressed stress can lead to significant health issues.The Role of Gut ToxicityGut health links closely to laminitis, especially in horses with insulin resistance or metabolic syndrome. A compromised gut, often caused by poor diet or chronic inflammation, can lead to a leaky gut, which allows toxins to enter the bloodstream, creating systemic inflammation. Removing inflammatory ingredients such as processed feeds, preservatives, and vegetable oils from the diet can significantly improve hoof health. Owners should look for food sensitivities, even to common ingredients like flax, and consider rotating feeds and supplements to reduce the risk of intolerance.Hidden Causes in the Diet Some horses are more sensitive to ingredients than others. So, an ingredient that is safe for most horses might be causing your horse inflammation. If your horse is not improving despite a low-sugar diet, look at everything it eats. Supplements cannot offset food intolerances. So, if your horse is reacting to something in its diet, the only solution is to remove that item.Medication, Liver Load, and ToxicityLong-term use of medications, exposure to chemicals, commercial feeds, and over-vaccination can compromise liver function. When the liver becomes overwhelmed, toxins tend to build up, and the immune system responds with inflammation. To reduce the inflammation, focus on supporting detoxification and reducing the overall toxic load. Chronic inflammation can lead to further issues like Cushing's disease if not addressed early.Vaccination ConsiderationsVaccines can trigger inflammatory responses, especially in horses already dealing with laminitis or metabolic challenges. Inflammation from vaccines may not appear immediately, but it can cause issues in the weeks that follow. For sensitive horses, particularly those with compromised immune systems or high toxicity levels, vaccinations should be approached with care. Work with your vet to determine what is necessary, how to support your horse through the process, and when it might be best to delay or avoid certain vaccines.Final ThoughtIf your horse is struggling with chronic laminitis and nothing seems to help, it may be time to look beyond sugar and hoof care. Evaluate every part of its lifestyle, including emotional health, gut health, diet, medications, and vaccination history. Links and resources:Connect with Elisha Edwards on her website Join my

Wizard of Ads
Percentages Don't Matter. Dollars Do.

Wizard of Ads

Play Episode Listen Later Jul 7, 2025 5:08


I was whining to Clay Cary about the interest rate the bank was going to charge me to fund a real estate investment. I felt the percentage was way too high.Clay asked, “Is the deal you're about to make a good deal? How much money will you make from it?”I answered his question conservatively. He said, “Now let's calculate the total amount of interest that you will pay on the loan that makes this deal possible.”We calculated the dollar amounts.I was going to make hundreds of times more money on the real estate than I was going to pay in interest on the loan.Clay said, “As a rule of thumb, if the interest rate you are paying determines whether or not the deal you are making is good or bad, you are definitely making a bad deal. Don't judge according to percentages. Judge according to dollars.”Here's a thought.Why do banks never get angry about the huge profits that YOU make on deals using THEIR money?I have never heard a bank say, “We supplied the money, but you are keeping most of the profits. That's not fair. You should give us more money than we originally agreed upon.”Banks never say that because banks always remember that YOU found the deal and decided to let THEM make some money on it with you.Here's another example of how percentages can be misleading.Woody Justice had been in business for 6 years when I met him in 1987. His business was circling the drain. Woody's biggest year had a top line of $350,000. His goal was to someday sell $1,000,000 worth of jewelry in a single year. That would put Woody in the top 10% of jewelers nationwide.I began working with Woody and we grew more than 100% a year for two years in a row. We blew past the $1,000,000 mark in the second year. About a dozen years later, Woody was grumpy. He said, “We used to grow by big percentages. But last year we only grew by ten percent. You need to get your shit together.”“Woody, how many dollars did our top line grow last year?”“We grew by a million dollars,” he said.“Woody, when we first began working together, a million-dollar jump from $350,000 to $1,350,000 would have been a 286% increase. We would have nearly quadrupled your best year ever and you would have wet your pants. Evaluate yourself by dollar growth, not percentage growth. Percentages will lead you to believe that you are doing better, or worse, than you really are.”Woody made a face but didn't say anything, so I continued. “And by the way, we're running out of people in this Dairy Queen town. If you want to grow by big percentages again, we're going to need to open another store somewhere else.”I could say those things to him because we were close friends.Woody died unexpectedly 14 years ago but I still have his number on my cell phone. I tell myself that if I press that number, Woody will hear his phone ring.As long as I don't delete that number from my phone, Woody Justice will never be...

Knowing Animals
Episode 239: More-than-human design with Stanislav Roudavski

Knowing Animals

Play Episode Listen Later Jul 7, 2025 26:37


This episode's guest is Dr Stanislav Roudavski, who is a designer and academic. He leads Deep Design Lab, a research and creative collective that focuses on design for and with nonhuman beings. He is also a Senior Lecturer in Digital Architectural Design at the University of Melbourne. His research develops theories and practices that engage with nonhumans, including animals, plants, and ecosystems, but also artificial agents such as AI. In this episode, he talks about his recent article ‘From Dingoes to AI: Who Makes Decisions in More-than-Human Worlds?', which was published in the open access journal TRACE ∴ Journal for Human-Animal Studies in 2025 and was co-authored with Douglas Brock. In his answers to the regular questions, Stanislav mentions the following works: "Kholstomer", a short story by Leo Tolstoy (https://en.wikipedia.org/wiki/Kholstomer) Vladimir Vernadsky's 1926 book The Biosphere (1998 English translation: https://link.springer.com/book/10.1007/978-1-4612-1750-3) Peter Kropotkin's 1902 collection Mutual Aid (http://en.wikipedia.org/wiki/Mutual_Aid:_A_Factor_of_Evolution) His own 2016 presentation 'Building Like Animals: Using Autonomous Robots to Search, Evaluate and Build' (https://isea-archives.siggraph.org/presentation/building-like-animals-using-autonomous-robots-to-search-evaluate-and-build/) John Odling-Smee's open access 2024 book Niche Construction (https://direct.mit.edu/books/oa-monograph/5822/Niche-ConstructionHow-Life-Contributes-to-Its-Own) His own Google Scholar profile: https://scholar.google.com/citations?user=4J_lRh4AAAAJ&hl=en His own Academia.edu profile: https://unimelb.academia.edu/StanislavRoudavski And the Deep Design Lab wiki: https://wiki.deepdesignlab.online/.

Elevated with Brandy Lawson
The AI Revolution in Kitchen Design: How to Evaluate What Actually Matters for Your Business

Elevated with Brandy Lawson

Play Episode Listen Later Jul 7, 2025 5:42 Transcription Available


Get in Touch! Send us a message.Hey there, it's Brandy Lawson with Elevated! Today we're talking about something that's creating both excitement and anxiety in the kitchen and bath industry – artificial intelligence. GET IN TOUCH

Harvest Bible Chapel Pittsburgh North Sermons - Harvest Bible Chapel Pittsburgh North

Introduction: IYKYK Heart Hearing Evaluation (Luke 8:4–15) Does Your Heart Hear BUT DISBELIEVE? (Luke 8:12) 2 Corinthians 4:4 – In their case the god of this world has blinded the minds of the unbelievers, to keep them from seeing the light of the gospel of the glory of Christ, who is the image of God. Does Your Heart Hear BUT STALL OUT? (Luke 8:13) Matthew 7:13–14 – Enter by the narrow gate. For the gate is wide and the way is easy that leads to destruction, and those who enter by it are many. For the gate is narrow and the way is hard that leads to life, and those who find it are few. Does Your Heart Hear BUT GET DISTRACTED? (Luke 8:14) 1 Timothy 6:10 – For the love of money is a root of all kinds of evils. It is through this craving that some have wandered away from the faith and pierced themselves with many pangs. Does Your Heart Hear AND PRODUCE A CHANGED LIFE? (Luke 8:15) Revelation 2:4–5 – But I have this against you, that you have abandoned the love you had at first. Remember therefore from where you have fallen; repent, and do the works you did at first. If not, I will come to you and remove your lampstand from its place, unless you repent. Sermon Notes (PDF): BLANKHint: Highlight blanks above for answers! Small Group DiscussionRead Luke 8:4-15What was your big take-away from this passage / message?What is your biggest heart problem right now? Why can't it be ignored and how should you address it?Re-read the Parable of the Sower and break down what the characters and elements represent. What is the major message of this parable?According to Jesus, what is the true test of saving faith?BreakoutPray for one another. AUDIO TRANSCRIPT We all love quick fixes, don't we?If we have a problem, we wanna solve itin the quickest and simplest way possible.And our bent towards quick fixespops up almost every single day.The router is acting up, so what do you do?All right, try to be a bit louder so I can hear you.What do you do when the router's acting up?You unplug it, then you plug it back in, right?You have a pounding headache.What's your go-to when you have a flare up?Just pop a few ibuprofen or Tylenol to take the edge off.And when the edge doesn't grow dull or you get so annoyed,when that router issue isn't fixed by the unplugand plug back in, you get so frustrated.The ultimate example of an easy fix from my lifeis the N64, the Nintendo 64, whoever owned one growing up.For those of you who weren't born sometime in the 1900s,let me make it clear that these gameswere not played on discs.You couldn't download them digitally.You had to play them on cartridges.And for you, 80s and 90s kids in the room,what was the quick fix to the problemof the game glitching or freezing?The harmonica method, right?(splat)We thought there was dust in the cartridgeand you had to blow it out.According to my internet research,people are divided over the effectivenessof the harmonica method.Some people say that it was the placebothat made you feel better, but didn't actually do anything.While others say, yeah, it was a short-term fix.It worked for a bit, but it caused long-term damage.According to these gamers online,the moisture from your breath corrodedthe inside of the cartridge or something, I don't know.But all of these nerds online agree about one simple fact.This was a quick fix,not a long-term solution.It either did nothing to help the problemor it made the problem even worse.As you saw in the promo video a few momentsago, we have been hyper-focused on one major themefrom Scripture over the past nine months.God wants your heart.He doesn't just want your external rule following,He wants your internal love and devotion.But maybe you've heard this theme of God wants your heartpreached about Sunday after Sunday,but you still aren't there.Maybe you know what God wants from you,for some reason you don't want to give it to Him.Your heart is distant from the Lord.Your heart is cold towards His Word.There is something off inside of you.You need to get to a better place,but you don't know how to get there.And for weeks, months, or even years,you've been trying all the quick fixes,but nothing is working.The problem just keeps getting worse and worse and worse.You have a serious heart problemthat you cannot solve on your own.If that's you, I have a two-part question to askthat you don't have to answer out loud,but you do need to answer in your heart.Are you ready to put away the quick fixesand stop doing things your way?Are you ready to grab ahold of God's long-termsolutions and start doing things His way?If the answer is yes, I have to warn you,it's gonna hurt.It's gonna take God's painful scalp cuts,scalpel cuts to truly lead you to the change that you need.True change requires an open heart procedure.Over the next month,we're gonna undergo four surgical solutionsto our heart problems, evaluating our hearts,confessing from our hearts,giving thanks with our hearts, and guarding our hearts.As you may have noticed, all these surgical solutionsrequire your cooperation and participation.None of these solutions will be easy,but they are guaranteed success.If you submit to your divine doctorand let Him do His work in your heart.So before we continue, let's go to the Lordand ask for His help.Please pray for me and I will pray for you.Father, we thank you for this most important appointmentof the week.This isn't just a throwaway time.We come if we have a break in the schedule.There's a time we come together as your peopleto worship you and to come under the teaching of your Word.Or may you do a work that only you can.May you work in human hearts.May you bring conviction.May you challenge.May you build up.May you bring life where there is none.What I can do, none of those things, only you can.Preach a much better message in people's heartsthan I ever could with my mouth.We ask all these things in Jesus' name, amen.So the first surgical solution to your heart problemis found in Luke chapter eight, verses four through 15.Please turn there with me.Luke chapter eight, verses four through 15.At this point in his ministry,Jesus is being followed around by crowdswho want to experience his miraclesand hear him preach messages that are unlike anyone else's.In our passage for this morning,Jesus teaches the crowd a parable.And as a refresher, a parableis an everyday story with a spiritual meaning.It is a work of fiction that points to the realityof God's kingdom and the salvation that Jesus offers.Let's read one of the greatest parablesin Luke chapter eight, verses four through eight.And when a great crowd was gatheringand people from town to town came to him,Jesus said in a parable,a sower went out to sow his seed.And as he sowed, some fell on the pathand was trampled underfootand the birds of the air devoured it.And some fell on the rock.And as it grew up, it withered awaybecause it had no moisture.And some seed fell among thornsand the thorns grew up with it and choked it.And some fell into good soiland grew and healed at a hundredfold.As Jesus said these things,he called out, "He who has ears to hear, let him hear."So a sower is in his field,scattering seed anywhere and everywhere that he goes.And some of this seed lands on good soilbut most of it lands on bad soil.Some of the seed falls along the pathwhere people stomp on itand it is quickly picked up by birds.Some falls on soil where it looks goodbut there is a bedrock underneath the soilthat you cannot see.So the seed has no moisture.It can't develop a root systemso it withers away and dies.Some of the seed falls on thornswhere it is choked out.But some of the seed falls on good soilwhere it steadily but surely grows over timeand leads to an abundant harvest.That's the story.And Jesus closes out by saying,"He who has ears to hear, let him hear."Why does he say that?What's the point of saying that?Well, the modern day equivalent is on the screen behind me.Can any of you young people decipher this for us?What is it?Thank you, Sierra.If you know, you know.Jesus is saying you're either gonna understandwhat I'm saying or you won't.Well, the disciples themselves are left confusednot really understanding the story.So they work up the courage to go up to Jesusand say, "Hey, Jesus, great story."But what in the world was that about?And check out Jesus' response in verses nine through 10.And when his disciples asked him what this parable meant,he said, "To you, it has been given to know the secrets"of the kingdom of God,"but for others they are in parables."So that seeing they may not see and hearing"they may not understand."Now you may be thinking, hold on a minute.It seems like Jesus is sayingthat he taught in parables to confuse some people.Yeah, you get a gold star for observation.That is exactly what he is saying.This may be a hard pill to swallow,but Jesus taught these parablesboth to reveal and to conceal the truth.He taught these parables to reveal the truthto those whose hearts are soft and ready to receive it.But he also told these parables to conceal the truthfrom those whose hearts are hardenedand resolved to reject it.The good news is if you truly want to understandthe parables, you will.But if you don't really careabout understanding the parables, you won't.It's that simple and clear cut.But thankfully Jesus does something that he rarely does.He explains the meaning of the parable.Praise the Lord, isn't that so convenientfor every single one of us in this room?Jesus is like that teacher who tells youwhat's on the final examand lets you go to the back of the book to find the answers.So let's go to the back of the bookand see Jesus answer for what this parable meansin verses 11 through 15.Now the parable is this.The seed is the word of God.The ones along the path are those who have heard it.And the devil comes and takes away the word from their heartsso that they may not believe and be saved.And the ones on the rock are thosewhen they hear the word, receive it with joy,but these have no root.They believe for a while and in time of testing fall away.And as for what fell among the thorns,they are those who hear, but as they go on their way,they are choked by the cares and riches and pleasuresof life and their fruit does not mature.As for that in the good soil,they are those who hearing the word hold it fastin an honest and good heart and bear fruit with patience.Jesus clearly spells out everything for us.The seed is the word of God that is scatteredby the sower by anyone who faithfully shares the word.The seed of the word is scattered every single Sundayas someone stands before you to proclaimwhat God has to say.The seed of the word is scatteredwhenever you teach the lesson back in Harvest Academyor do family devotions with your kids.The seed of the word is scatteredwhenever you share the gospelwith that unsafe family member, friend, coworker, or neighbor.And according to Jesus, the scattered seed of the wordlands on four different types of soils,which represents four different types of human hearts.And Jesus is not talking about the organthat's bumping in your chest right now.He's talking about who you really are on the inside.Your heart is the source of all your emotions,your affections, and your motivations.Your heart is constantly taking in everything you seehere and experiencing and evaluating it.And according to God's word,you don't just have physical ears on the sides of your head,you also have spiritual ears on your heart.And these spiritual ears can either hear the truthand reject it or can hear the truth and accept it.Three of these soils,three of these heart hearers in this parablereject the word, which leads to eternal destruction.Only one soil, only one heart here accepts the wordand is saved and has eternal life.Do you remember those hearing evaluationsyou had to take back in elementary schoolwhere you shuffled the school library or some random room?You put on the headphones,where they play different noisesat different frequencies and decibels.And what would you do if you could hear the noise?Show me what you would do.You raise your hand, right?Or you kept it down if you couldn't hear it.And depending on how the evaluation went,you could either go about the rest of your day as normalor you'd be sent to an ear doctor.Well, this parable is a heart hearing evaluation.It gauges how your heart hearsand responds to the word of God.It reveals if you are currently rejecting Jesus Christin His gospel or if you've actually accepted Him or not.It reveals how serious of a heart problem you haveand how serious of a heart surgery you need.So after one of the longest introductionsin the history of this church,it's time to put on the spiritual headphonesand take your heart hearing evaluation.First question of the heart hearing evaluation.Does your heart hear but disbelief?Does your heart hear but disbelief?Let's start with the pathway soilwhere the seed is crushed and eaten by birds.Listen again to Jesus' explanation in verse 12.The ones along the path are those who have heard,then the devil comes and takes away the wordfrom their hearts so that they may not believeand be saved.The birds stand in for Satan himselfwho has a mission to accomplish,to keep unbelievers from truly hearing the gospel messageand accepting it.The apostle Paul speaks to this ministry of Satanin 2nd Corinthians 4/4.He says, "The God of this world, that Satan,"has blinded the minds of the unbelievers"to keep them from seeing the light of the gospel"of the glory of Christ who is the image of God."Do you know that Satan and his demonsare faithful church attenders?I guarantee they have a better track record of attendancethan anyone in this room.They never miss a Sunday.But they don't show up to worship God,they show up to deceive and to divert attention.Satan wants you to daydream during the messageand think about what's for lunch afterwards.Like that even matters at all.Satan wants you to have sleepy eyesand a head that bobs up and down, up and down.He wants you to be restless and fidgety in your seat.He wants you to absentmindedly doodle on your outlinerather than take diligent notes.He wants you to be doubtful regarding the things of God.He wants you to suffer from this condition of believingthat God could never love or forgive someone like you.He wants you to hear the word, but disbelieve the word.Is that where you are this morning?Is your heart problem that you're disinterested inand maybe even disgusted by?What is preached behind the pulpit here?Or shared with you by faithful Christian relatives and friends?Maybe you're here to make your family happy,but you're not buying into all this Jesus stuff.Maybe the teachings of the Bible seem outdated,harsh and even harmful to you.Maybe when you look at this book,it just doesn't make any sense whatsoever.If I've described you at all,I wanna share with you that I am so glad that you're here.And I have been praying for you all week.I've been praying that Satan would not stealthe seed of the word from your heart once again.I've been praying that you would hear the wordwith fresh ears and a willing heart.I've been praying that you would see yourselfas a sinner and Jesus Christ as the only savior.Turn from your disbelief, turn to Jesus Christand believe in what he accomplishedthrough his perfect life, his sacrificial death,and his resurrection from the grave.If you do, he will wipe away all of your sins.He will give you his perfect righteousness.He will give you a new heart that has new lifeand a new love.That is what faith in Christ will get you.Let me ask, what has disbelief in Christ ever gotten you?Nothing but an anxious and dissatisfied heart.If you continue with that disbelief,you will experience spiritual death that lasts forever.Second question of the heart hearing evaluation,does your heart hear but stall out?Does your heart hear but stall out?Next up is the rocky soil.Let's read verse 13."And the ones on the rock are those,when they hear the word, receive it with joy,but they have no root.They believe for a while in time of testing fall away."This kind of heart hears the word and seems to accept it.There is an immediate willingness to follow Jesus.There is quick growth.Bad habits are put away and new habits are formed.This person feels happy.Boy, oh boy, it's fun to be a Christian.Life is the best.But then times get tough.They experience hardship.And life isn't so great anymore.It isn't so fun to be a Christian anymore.The view ahead used to be filled with hope and with life,but now it is full of darkness and uncertainty.Back in high school, my friends and I were drivingin two separate cars to a concert.When the car I was in stalled and came to a halton the side of the road.And the other car full of guys parked right behind us.And my friend Robert, who was driving the car I was in,got out.He popped the hood, which was basically an empty gesturebecause none of us had jumper cablesor knew how a car worked.I wish Ben Maul was there that day.That would have been fantastic.He could have helped us.And so Robert pretended like he knewhe was doing looking under the hood.And then he called his stepdad to come and help.But the problem was the other car full of guyswas getting antsy because they still wantedto go to the concert.And the driver of that car said,"Hey guys, we got one less spot.We got one more spot less in this car.Two of you are gonna have to stay herebecause we're not waiting."And that made me so mad.I was like, "Seriously?I'm not gonna go have fun at the concertwhile we leave people stranded here."Well, my friend Ryan didn't feel the same way.He said, "I'll go with you."And he jumped in the car.They sped off while we were coughing up dustfrom their speedy getaway.And we waited for Robert's stepdadfor what felt like hours.And it was the dead of summer, so it was hot.It was hot like this auditorium often is, right?And we got so desperate,we drank the emergency water in the trunk,which must have been there for years'cause it tasted like warm motor oil.And eventually Robert's dad, his stepdad showed upand he said, "Hey, I called a tow truck.It's gonna come soon.And I can still take you to the concert if you want to."How do you think we felt about that?We're like, "No, we're totally over that.Just take us back home."We were so done with that concert.The day had started out so well.It was a ton of fun.Then the car stalled outand we were thrown for a loop.The concert was no longer exciting and appealing to uslike it used to be.That happens to so many people who profess faithin Jesus Christ.They seem to be doing just fineas they drive along on the Christian journey,but then they hit an unexpected bump in the roadand totally stall out.Family members stopped talking to thembecause of their new beliefs.Friends make fun of them for their new ridiculous standards.Coworkers belittle them for missing happy hourto go to small group.Romantic interests threaten to break up the relationshipif you don't cut it out with this religious nonsense.Instead of persevering through these tough timesand moving forward, they give up on Jesus.They retreat and go back to their old lives.Following Jesus was convenient for a season,but then there was too high of a price to pay.Have you already given up?Are you tempted to give up right now?You have to understand that Jesus never promisesan easy life if you follow him.That's not listed in the brochure.True Christians are not exempt from suffering and persecution.Actually, true Christians are targetsfor suffering and persecution.Listen to Matthew chapter 7 verses 13 through 14."For the gate is wide and the way is easythat leads to destruction,and those who enter by it are many.For the gate is narrow and the way is hardthat leads to life, and those who find it are few."Let me ask you, what is the smarter play?Easy for several decades in this lifeand horribly hard in hell foreveror hard for a little bit in this lifeand easy for all of eternity in heaven?Which is the better option?Anyone can start out well, but very few finish well.A quick start out the gate doesn't mean muchif you don't cross the finish line.Only those who hear the word and persevere in the Wordpossess a transformed heart.So please do not give up.Do not pick up your ball and go home.If you already have, it's not too late to get back in the game.It's not too late to jump back on that racetrackand keep going until the end.Third question of the heart-hearing evaluation.Does your heart hear but get distracted?Does your heart hear but get distracted?Does your heart hear but get distracted?In verse 14, Jesus talks about the thorny soil.And as for what fell among the thorns,they are those who hear, but as they go on their way,they are choked by the cares and riches and pleasures of lifeand their fruit does not mature.This kind of heart here is not at all hostile to Jesus.This person may even claim to be a Christian,know a lot about the Bibleand even sit in church on Sunday.But the knowledge in his or her braindoes not affect his or her heartbecause any growth, any transformationis pushed down by an obsession with the world.It is choked out.Climbing the ladder of achievement,having a stacked financial portfolio,planning for a carefree retirementand raising impressive kids who do impressive thingsis always the front of this person's thinking.They have no interest in hearing what God has to sayabout how they should livebecause they already have a plan for their life.To be clear, I'm not saying it's bad to have a lot of money,invest in the stock market or plan for retirement.It's not bad if you own things,but it is bad when things own you.People often misquote the apostle Pauland say, "Money is the root of evil."Is that what the Bible says?The apostle Paul says it this way,"For the love of money is a root of all kinds of evil.It is through this cravingthat some have wandered away from the faithand pierced themselves with many pangs.The greedy longing for more and more and more stuffand success will spiritually bankrupt you."Please be honest with yourself.Are you distracted by the things of this world right now?Are you more excited to receive your direct deposit from work?More than you are excited to receive and read God's word?Does remodeling your house or buying a new carthrill your heart more than worshiping God?My son is almost six years oldand my daughter is three and a half,and they are totally oblivious to the basics of finances.And they have next to no interest in money.If I were to come home and tell them,"Hey, do you want to spend an entire day with me?Or do you want all the money in my various accounts?"What do you think they would say?They want to spend a time with their dad.They would want me more than stuff from me.And please listen to me. This is so important.It is a serious heart problem to want stuff from Godmore than God himself.This is a symptom of a heart that is thorny and distracted.According to Jesus, this kind of heart does not truly know Him.If that's you, please don't push aside this concernand say, "I'll deal with it later."No, deal with it right now.Ask God to take His scalpel and clear the thornsfrom your heart that are keeping you from Him.Let go of the garbage of this worldso you can grab ahold of the treasures of heaven.Final question of the heart-hearing evaluation.Does your heart hear and produce a changed life?Does your heart hear and produce a changed life?Let's see what Jesus has to say about the good soilin verse 15."As for that in the good soil,there are those who hearing the word hold it fastin an honest and good heart and bear fruit with patience."This heart here receives the word and perseveres in the word.It doesn't experience quick growth.It actually grows in a sustainable pattern for the long run.This person has a good and godly heartthat produces good and godly life.This good and godly fruit is a changed life.This good and godly fruit includes ongoing repentance of sin,loving the church, refusing to throw in the towel,sharing their faith, making disciples.The true test of saving faithisn't that you pray to prayer as a kid.Walked an aisle at a revival service,raised your hand or signed a card.There are so many people who grew up in the churchand say that they accepted Christ,but there is nothing different about them now.A past action means nothingif there is no present evidence of God at work in your life.What you did back then doesn't really matterif you're not trusting in Jesus now, loving Jesus now,following Jesus now.The true test of saving faith is a changed life.And it brings my heart so much joy to knowthat many of you in this room are the good soil.You have received the word of Godand it is growing up and taking over your life.It changes how you think, it changes how you speak,it changes how you react.Your heart is good soil.But that doesn't mean that your heart is exempt from heart problems.The temptation to stay still or to backslidewill always be there.You will go through seasons of apathy and depression.There will be times you read the words in these pagesand they mean nothing to you in your heart.You will know what you should do,but you still decide to do what you shouldn't.The question isn't will you experience heart problems?The question is what will you do when you experience heart problems?And we're going to spend the rest of this series answering that question,but I don't want to leave you hanging until next Sunday.So I'm going to provide you with Jesus' own answer to this questionin Revelation 2 verses 4 through 5,where the church in Ephesus gets a personal message from Jesus himself.He says this,"But I have this against you, that you have abandoned the love you had at first.Remember therefore from where you have fallen.Repent and do the works you did at first."Brothers and sisters, have you abandoned your first love?Have you lost the passion that you used to have for Christ when you were first saved?Remember how you used to feel about Him.Remind yourself of how you couldn't get enough of the Bible and impactful sermons.Remind yourself of how you couldn't wait to grab ahold of peopleto tell them all that you were learning, to tell them about Jesus.Don't you miss how things used to be?Don't you want your heart to be on fire for Christ again?You can get back to that point and move so far beyond it,if you repent of your dispassion and do what you did before.Don't wait to make the right choice until you feel like it.Make the right choice so you will feel the right way once again.Now, I know what some of you are thinking as we come to a close with this message.Man, this is a super heavy sermon series for the summer.Don't you realize this July?Mentally, I'm just checked out and on a beach somewhere wearing flip flops.This is the month of rest and relaxation.Not in this church, it's not.We're going to get after it for the next month.We are going to walk out of this building as different peoplewith different heart attitudes at the end of July.We are going to be done with the quick fixes.And instead, we're going to pursue after God's solution to our heart problems.Is anyone else with me?The first step in receiving God's solution to your heart problemis to evaluate the health of your heart.So how is your heart doing?Is it stomped on and disbelieving?Is it rocky and stalled out?Is it thorny and distracted?Or is it good and ready to go?Only one of those hearts will truly hear God's word over the course of this seriesand be changed.The other three, we denied access into heaven one dayand cast into hell.And I don't want that fate for any of you.I want to spend eternity with every single person in this room.As much as I may want to, I can't change your heart.But thankfully, I know the one who can.I hope and pray that the Holy Spirit is cultivating the soil of your heartand preparing you to receive the word in an honest and good heartthat perseveres in patience.He who has ears to hear, let him hear.Let's pray.Father, this is a very weighty passage.Lord, it's obvious that there are serious consequences for rejecting you and rejecting your word.Well, let the very single person in this room, if there is anybody here who does not know you,does not have a saving knowledge of Jesus Christ, may today be the day of salvation.May today be the day where the seed lands on the soil of the heart,grows up, takes over, and continues.But Lord, only you can do this.Well, I pray that you'd push away the distractions.You'd push away the worries about what's after service or what's happening tomorrow.I pray that we would fix our minds on Jesus Christ and what He accomplished.And what He offers to every single one of us.And for those of us who do know and love you,where we admit that we are all experiencing heart problems of some kind right now.And we need your assistance. We need your healing.But we do pray at the end of this month, we would look way different than we do this Sunday.We ask all these things in Jesus' name. Amen.

CE Center Podcasts
DESIGN:ED Podcast: Allan Poore - Chaos

CE Center Podcasts

Play Episode Listen Later Jul 7, 2025 32:47


DescriptionIn a conversation between Design:ED and Allan Poore of Chaos, Poore explains how Chaos's visualization tools, such as V-Ray, Enscape, and the recently acquired Evolve Labs suite (including tools like Veras, Gly, and Morpheus), are reshaping architectural workflows. He emphasizes their focus on real-time rendering, AI-driven automation, and usability across devices, enabling faster design decisions and more accessible visualization. The discussion highlights the potential of AI to eliminate tedious tasks like dimensioning, while also noting the importance of retaining architectural understanding. Poore shares insights into Chaos's strategy of integrating media and entertainment innovations into architecture, the collaborative future of design, and Chaos's ongoing commitment to balancing realism with performance and flexibility.Learning Objectives:Identify how Chaos visualization tools, including V-Ray and Enscape, support decision-making in architectural design through real-time rendering and asset integration.Evaluate the role of AI-driven automation in streamlining repetitive tasks such as dimensioning and documentation within Revit-based workflows.Differentiate between the use cases for real-time and offline rendering tools in architectural and client-facing applications.Explore the intersection of architectural and media visualization technologies to enhance design accuracy, collaboration, and project efficiency.Credits: 1.0 AIA LU/ElectiveSpeaker:   Allan Poore

Your Financial Pharmacist
YFP 413: 7 Key Financial Considerations During a Job Transition

Your Financial Pharmacist

Play Episode Listen Later Jul 3, 2025 48:52


Thinking about changing jobs or just got promoted? In this episode, Tim and Tim cover 7 key financial considerations, from negotiating offers to managing benefits, to help you navigate the transition with clarity and confidence. Episode Summary If you recently changed jobs or just landed a promotion, congratulations! A new opportunity, whether internal or external, often brings exciting possibilities…and important financial decisions. In this episode, 7 Key Financial Considerations During a Job Transition, YFP Co-Founder & CEO, Tim Ulbrich, PharmD is joined by YFP Co-Founder & COO, Tim Baker, CFP®, RLP®, RICP® to walk you through the most important financial areas to think about when navigating a job change or stepping into a new role. They cover how to: ✅ Evaluate and negotiate a new offer ✅ Understand your updated benefits package ✅ Make a plan for your old 401(k) ✅ Align your new compensation with your financial goals ...and more. Whether you're in the early stages of a transition or already in your new role, this episode is your financial checklist to move forward with clarity and confidence. Mentioned on the Show YFP 384: Beyond Salary: Negotiating Your Value in the Workplace Never Split the Difference by Chris Voss YFP 328: How to Navigate Open Enrollment & Employer Benefits YFP Episode 408: What Should You Do With an Old 401(k) YFP Episode 404: 5 Key Questions to Ask When Hiring a Financial Planner  

Everyday VOpreneur
Save Time & Earn More: Smart Outsourcing Tips for Voice Actors

Everyday VOpreneur

Play Episode Listen Later Jul 3, 2025 20:37


Do you ever feel buried in marketing, admin, and editing tasks—and wonder what you should be doing instead? In this episode, Marc Scott breaks down how to identify which voice over tasks to outsource, why some of the best candidates are the ones you do well but don't need to do yourself, and where to find help within or outside the VO industry.

Passive Income Pilots
#117 - How to Evaluate and Join Real Estate Syndications

Passive Income Pilots

Play Episode Listen Later Jul 2, 2025 43:12


Ever wonder what happens when you invest in a syndication? In this episode, hosts Tait Duryea and Ryan Gibson break down how real estate syndications work, from deal sourcing and underwriting to legal docs, fees, and investor returns. Learn how passive investors get access to large-scale deals, what to look for in a sponsor, and what happens after you wire the funds. If you're considering a syndication, this is your essential primer.Show notes:(0:00) Intro(03:11) Why syndications open new doors(05:02) What is a real estate syndication?(07:20) Inside a $102M portfolio deal(09:50) How deals are sourced and vetted(11:38) Fee structures: who gets what(17:13) Key documents: PPM, OA, subscription(23:28) How to title your investment(29:20) Accreditation: requirements and process(37:58) What happens after you invest(42:00) Outro

Tactical Living
E976 What Your Ride Reveals: Identity, Safety & Status on the Road | Tactical Living Podcast

Tactical Living

Play Episode Listen Later Jul 2, 2025 11:07


Lifted trucks, blackout tint, thin blue line decals (Amazon Affiliate) —most civilians see a vehicle. But for many first responders, it's so much more. In this episode of the Tactical Living Podcast, Coach Ashlie Walton and Sergeant Clint Walton break down why your vehicle says more about you than you think—and how modifications often reflect deeper layers of identity, status, and the need for safety.

The Small Business Mindset
129 - Are you Planning to Fail, or Failing to Plan?

The Small Business Mindset

Play Episode Listen Later Jul 2, 2025 21:07


In this episode, Kirsten Flory discusses the importance of preparation and planning for your business.  It's easy to get excited about a business idea, then forgo the integral planning phase.  If you don't know where you are going, then when will you know when you've arrived? In any phase of business, from the initial start to getting ready to scale, planning for your business can take a lot of the guesswork out of how you run your business. Key Takeaways: Use free resources like the Small Business Administration to help research your market Understand your competition and what sets you apart Evaluate what you truly need in your business to be profitable Track your finances (not just your revenue, but all expenses) Consider carefully overspending on social media and marketing campaigns   Kirsten Flory is the President & CEO of Foundations Commercial Real Estate and host of The Small Business Mindset.   www.kirstenflory.com 

Engineer Your Success
Exit to Excellence How Founders Can Transition with Purpose and Power with Jerome Myers

Engineer Your Success

Play Episode Listen Later Jul 1, 2025 46:34


Exit to Excellence: How Founders Can Transition with Purpose and Power What if the biggest barrier to a successful business exit isn't market conditions or company valuation, but the founder's inability to imagine life without their business? In this episode, Dr. James Bryant reunites with Jerome Myers, exit strategist and business partner, to explore why 80% of businesses listed for sale never complete their transaction—and why 75% of those who do exit regret their decision. Whether you're an engineering leader building a consultancy, planning your eventual exit, or simply interested in leadership development, this conversation reveals why identity work is just as important as financial planning. Key Moments in the Episode 02:52 – The Sobering Statistics: Only 20% of listed businesses successfully sell, and 75% regret it 05:00 – The Founder's Exit Paradox: How founders become so intertwined with their business that separation feels impossible 15:10 – The Six Centers of Doubt: Where uncertainty hits hardest for exiting business owners 23:00 – Four Post-Exit Archetypes: Victim, hero, villain, or guide—who will you become? 27:14 – The NEXT Framework: Nourish, Evaluate, eXplore, Transcend 39:19 – Dr. Bryant's Story: How his son's near-death experience crystallized his values Jerome's Philosophy: Love vs. Fear Decision Making Core Principle: "Love is the only law. Fear is the opposite of love. When making decisions, we get to pick which emotion drives that decision." The Six Centers of Doubt Framework: Self-Image – Redefining who you are without your business role Relationships – 60%+ of daily relationships will change post-exit Work – What to do with 30-100 hours previously spent on business Health – Reprioritizing wellness in an older body Prosperity – Optimizing time, talent, energy, and treasure (not just money) Significance – Finding meaning through service to others Key Takeaways for Technical Leaders • Identity separation is crucial – Whether transitioning from engineer to leader or founder to post-exit life • Proactive planning beats reactive – Develop your next identity before you need it • Systems thinking applies – Treat major transitions like complex engineering projects • From hero to guide – The most fulfilling path leads to developing others rather than being the main character

KNBR Podcast
6-30 Jeff Young joins Papa & Silver to evaluate the Giants' struggles at the plate, the impact of Matt Chapman's absence, and Ryan Walker's recent inconsistencies on the mound

KNBR Podcast

Play Episode Listen Later Jun 30, 2025 12:01


Giants expert at Around the Foghorn Jeff Young joins Papa & Silver to evaluate the Giants' struggles at the plate, the impact of Matt Chapman's absence, and Ryan Walker's recent inconsistencies on the moundSee omnystudio.com/listener for privacy information.

Dental Drills Bits
RERUN: The Real Reason Your AR Is Out of Control (And It's Not Insurance)

Dental Drills Bits

Play Episode Listen Later Jun 30, 2025 18:05


In this eye-opening episode, Sandy digs into one of the most overlooked contributors to rising accounts receivable (AR) in dental practices—abandoning mailed statements too soon. You may be emailing and texting patients about balances, but do you actually know how many patients you're reaching? Sandy breaks down the data and shares real stats from dental dashboards, showing that many practices have incomplete contact info for 20–40% of their patients—and it's costing them tens of thousands. Whether your AR is creeping past $100,000 or you're trying to build a smarter collection system, this episode will help you understand the risks of relying too heavily on tech—and how to create a system that actually works. You'll learn how to: ✅ Evaluate how many patient emails and cell numbers are actually in your system ✅ Set up a multi-step system for statements that includes email, text, and physical mail ✅ Use dashboards like Practice by Numbers to track and improve your data ✅ Minimize collection delays by acting faster and smarter—not cheaper ✅ Understand the real cost of “saving 60 cents” on postage

Papa & Lund Podcast Podcast
6-30 Jeff Young joins Papa & Silver to evaluate the Giants' struggles at the plate, the impact of Matt Chapman's absence, and Ryan Walker's recent inconsistencies on the mound

Papa & Lund Podcast Podcast

Play Episode Listen Later Jun 30, 2025 12:01


Giants expert at Around the Foghorn Jeff Young joins Papa & Silver to evaluate the Giants' struggles at the plate, the impact of Matt Chapman's absence, and Ryan Walker's recent inconsistencies on the moundSee omnystudio.com/listener for privacy information.

Supra Insider
#64: How top companies evaluate PM candidates in 2025 | Nickey Skarstad (Duolingo), Stephanie J. Neill (Stripe), and Chantal Cox (LTK)

Supra Insider

Play Episode Listen Later Jun 30, 2025 56:02


If you're navigating today's brutally competitive PM job market and wondering what “good” looks like, this episode will become your playbook. In this episode, Ben moderates a candid panel with three veteran product hiring managers:Nickey Skarstad – Director of Product, Duolingo (now leading Duolingo Math)Stephanie J. Neill – Head of Product, Stripe TaxChantal Cox – Director of Product, LTK (LiketoKnow.it creator platform)Together, they reverse-engineer every stage of their 2025 hiring funnels—from 30-second resume scans to offer debriefs—and spell out the signals that turn an applicant into a hire. You'll hear why product-sense interviews have moved to earlier in the process, how AI prototypes are becoming table-stakes, and the red flags (LLM-generated answers, recycled stories etc.) that get instant no-hires. Whether you're an aspiring PM or a manager revamping your own process, you'll leave with concrete, immediately applicable tactics for landing—or giving—an offer.All episodes of the podcast are also available on Spotify, Apple and YouTube.New to the pod? Subscribe below to get the next episode in your inbox

The Aaron Novello Podcast
Beyond Price Cuts: Win-Win Scripts That Close Deals

The Aaron Novello Podcast

Play Episode Listen Later Jun 27, 2025 57:03


In this role-play session, Aaron Novello guides you through creative real estate solutions that go beyond price cuts—think assumable loans, ADU conversions, referral-fee tactics, and more. You'll see exactly how to handle seller objections real estate pros face and uncover seller motivation so every conversation moves listings forward.

How to Trade Stocks and Options Podcast by 10minutestocktrader.com

Are you looking to save time, make money, and start winning with less risk? Then head to https://www.ovtlyr.com.What happens when a professional trader goes from 100% in cash to fully invested in one single session? This is the kind of day where everything lines up — the market, the sectors, the signals — and you're invited to watch the entire strategy unfold in real time.In this session, you'll see a complete top-to-bottom execution of seven high-conviction trades using a data-driven approach powered by OVTLYR Nine, a behavioral analytics platform built for serious traders who want to save time, make money, and win with less risk.This isn't theory — this is live decision-making in action.You'll learn how to:➡️ Use AI-powered stock signals to find the strongest setups➡️ Evaluate market breadth and sector momentum to confirm trends➡️ Read fear & greed data to measure sentiment shifts➡️ Apply risk-based position sizing to protect your account➡️ Avoid emotional trading with clear, rules-based entries and exitsEvery trade shared in this video comes with full reasoning, real execution, and an exact checklist. You'll see how to scan hundreds of stocks in minutes, narrow them down using the screener, and apply the Golden Ticket Trading Strategy — built to identify outlier opportunities with precision.Here's what else is packed in:✅ How to recognize a true bullish trend using the 10/20/50 EMA alignment✅ How to avoid getting faked out by order blocks and earnings gaps✅ Why the OVTLYR Nine heat map gives traders a psychological edge✅ When to enter, when to exit, and how to roll trades defensivelyAlso included: insights from a vibrant trading community that's crushing real results — traders landing consistent wins, some up over 30–40% YTD, simply by following the exact same strategy.This isn't just educational — it's empowering. Whether you're a seasoned trader or brand new, you'll walk away knowing how a pro reads the market, makes confident decisions, and manages risk without hesitation.Tired of guessing, stressing, and reacting too late? Then this is your wake-up call.This video is fast-paced, full of powerful tools, and totally transparent. No fluff. No nonsense. Just straight-up strategy, executed with clarity and discipline!Gain instant access to the AI-powered tools and behavioral insights top traders use to spot big moves before the crowd. Start trading smarter today

BIBLE IN TEN
Matthew 11:8

BIBLE IN TEN

Play Episode Listen Later Jun 26, 2025 6:55


Thursday, 26 June 2025   But what did you go out to see? A man clothed in soft garments? Indeed, those who wear soft clothing are in kings' houses. Matthew 11:8   “But what you went out to see? A man having been enrobed in fine cloaks? You behold! Those wearing the fines, they are in the kings' houses” (CG).   In the previous verse, Jesus asked the crowds what they went into the wilderness to see. Was it a reed shaken by the wind? Now, He asks again, saying, “But what you went out to see?”   The thought beginning with “but” dismisses the previous thought. “No, it can't be for that reason. Maybe it was for another reason. How about, ‘A man having been enrobed in fine cloaks?'”   The word malakos is introduced. It signifies soft. By extension, that would carry to the idea of fine clothing, but also of a soft, effeminate person. That is how Paul uses it in 1 Corinthians 6:9. In this case, Jesus is referring to it in the sense of enrobing a person.   If the people were looking for a particular type of person, the garments would be an indicator for them concerning a particular category. Maybe the people were looking for someone who possessed wisdom like a scribe, wealth like a nobleman, or power like a king. Maybe it was someone who could impress the people like a magician.   Each of these would normally have particular clothing to match their lifestyle. The finest of them all at this period would be the king. Therefore, Jesus exclaims, “You behold! Those wearing the fines, they are in the kings' houses.”   Is this what they went out to see? Because if that were the case, they went to the wrong place. In going out to the wilderness, one would expect someone roughly attired. This is, in fact, how John was dressed, as noted in Matthew 3:4 –   “Now John himself was clothed in camel's hair, with a leather belt around his waist; and his food was locusts and wild honey.”   Indeed, some prophets and wise men of the past lived well while serving the kings. Daniel, for example, was in the king's court of Babylon and later under Persian kings. However, if the people heard of someone calling out in the wilderness, they would expect something entirely different.   Jesus' question, therefore, begs another negative answer. “No, not at all. That is not what we went out to see.” He is asking them to think through what would lead them into the wilderness and what it meant that they came to John to hear his message.   Life application: One can generally get an immediate sense of what to expect when walking into a church and seeing the pastor. When you walk into an independent fundamental Baptist church, you will often see a person with a short haircut who is wearing an inexpensive monotoned suit and tie.   If you walk into a charismatic church, you might see someone wearing a suit that is flashier, no tie, and the colors are intended to draw attention to the speaker.   The mega-church style will often have someone wearing skinny jeans, expensive leather shoes with flat-toe ends to make his feet look longer than they are, and wearing a dress shirt with no coat or tie. The sleeves may be rolled up as if he is in a conference, expecting results from those around the table.   Once the individual is seen, you can make a guess as to what his style of preaching will be. These are just generalizations, but the style of clothing attracts people. If you want formal, stuffy religion, you will go to a church with pre-designed robes, maybe poofy hats, etc.   Along with the appearance of the pastor, the style of music is a huge draw for many people. It may even be what keeps people coming back. All of these things are externals and really have nothing to do with the quality of the material to be presented. What should matter, first and foremost, is adherence to the Bible.   Unfortunately, this is often hardly a consideration at all. In some churches, the Bible is all but ignored. When you go to church, what do you expect to see? Jesus asked the people why they went out to see John. He will explain what they received when they did so.   When you go to church, are you sitting under a great teacher of the word? A great orator, regardless of how he explains the word, a flashy person whose message stirs the emotions, a showman who speaks in nonsensical tongues and makes people's stunted legs grow right in front of your eyes?   What are you going to church for? Evaluate that and consider what it is that motivates you to go at all. The answer should be Jesus. Above all, you should want to learn about Jesus, God incarnate.   The only way you are going to receive that properly is by hearing the word that tells of Jesus explained to you. Go to church expecting to find Jesus. That will be the most rewarding church experience of them all.   Glorious God, forgive us when we make going to church about ourselves. We may want to hear a band give us emotional songs, or we may go in hopes of being told everything will be ok. We may go with the intent of making business connections. Lord, help us to be motivated to learn about You. May You be our desire at all times, particularly when we go to church. Amen.

Visions of Education
Episode 214: Teaching How to Evaluate Online Information with Elizabeth Reynolds

Visions of Education

Play Episode Listen Later Jun 25, 2025 33:50


In episode 214, Dan and Michael chat with Elizabeth Reynolds about her article published in Theory & Research in Social Education, “Teaching students to evaluate online information in social studies: A comparative case study of teachers' goals and approaches.”

Podcast Editors Mastermind
Pricing Options: How Podcast Editors Charge for their Services

Podcast Editors Mastermind

Play Episode Listen Later Jun 25, 2025 40:19


How do you charge for your service as a Podcast Editor?Most charge a flat rate per episode or monthly retainer, but how do you come up with those rate?And how do you know it's earning you more than a part-time job a McDonald's?Learn from top podcast editors as they reveal their proven pricing strategies, helping you optimize your income and building a sustainable business!Key moments:Charging by the Length of the Raw RecordingFlat Fees vs. Length-Based PricingExploring Monthly RetainersInvoicing StrategiesRolling over "Credits"Understanding Value-Based PricingSteve Stewart's Post-production TipsResources mentioned in the show:"Are You Charging Enough" spreadsheet in the Podcast Editor AcademyOur Panelists:Chad ParizmanHeather WesterSarah DeckerDarrell DarnellTake Action!Evaluate your current pricing model. Does it accurately reflect your time and value? Explore alternative options to boost profitability and client satisfaction.Get answers and support from the Podcast Editor Academy__________________________Tools we used:*Riverside.fm to recordWe used Riverside to record this episode. Use code Yetis at *https://creators.riverside.fm/Yetis for 15% off a membership plan.*WhisperTranscribe for show notesWhisperTranscribe assisted in the crafting of this episode description. It probably saved me 30 minutes by providing a summary and a list of chapters. Click on the *link above to see how it works for yourself!*Captivate.fm for podcast media hostingWe use Captivate to host the podcast. Captivate offers amazing features for a low monthly price, including full control of dynamic insertion, embedded chapters, and Blocks/Shortcodes to quickly add content to show notes (either static or dynamically!)*Use of the above affiliate links may earn us a commission, which is used to support the efforts of this show. Thank you in advance for your support!__________________________Coaching Moment:A better way to download all the mp3s from a podcast's RSS feed.This comes in handy for making copies for offline storage of a new client who never kept their files, or you need to edit out baked-in ads when migrating a client to a service with dynamic insertion.I hope this helps!Mentioned in this episode:Learn how to be a Podcast EditorCommunity. Support. Tutorials. Sales Scripts...these are just a few of the things available inside the Podcasts Editor Academy. Interested in learning more about the back end of podcasting? Or how to help clients and make a profitable income while doing it? Come join us inside the Podcast Editor Academy now!Podcast Editor AcademyThis podcast uses the following third-party services for analysis: OP3 - https://op3.dev/privacy

Weight Loss for Unstoppable Moms
168: How to Evaluate Weight Loss Results Like a Rockstar

Weight Loss for Unstoppable Moms

Play Episode Listen Later Jun 24, 2025 56:42


Sometimes life throws a curveball, and this week, that meant a surprise mom duty moment for me. But rather than skip a podcast episode (which I never do), I'm sharing a gem I've never released here before. This episode walks you through exactly how to evaluate your weight loss results like a rockstar, without drama, guilt, or throwing in the towel when the scale doesn't budge. If you've ever told yourself, “It's just not working” or spiraled into shame after a pound crept up, this episode is your antidote. I'm breaking down why overachievers tend to avoid evaluation, how to flip discouragement into data, and why this ONE weekly habit might be the most important meeting on your calendar.   Resources:  Get full show notes and more information here: https://www.burnstressloseweight.com/168 Learn more: https://www.burnstressloseweight.com/group  Get the Hormones Training: https://www.burnstressloseweight.com/hormones

The Ken Carman Show with Anthony Lima
Hour 2: Browns starting a rookie QB would be a mistake + Don't need whole season to evaluate QBs + About Last Night

The Ken Carman Show with Anthony Lima

Play Episode Listen Later Jun 23, 2025 34:54


Hour 2: Browns starting a rookie QB would be a mistake + Don't need whole season to evaluate QBs + About Last Night full 2094 Mon, 23 Jun 2025 14:48:55 +0000 sLtYDsMrL73UToIwXSb5x3Uz50Fanct4 sports The Ken Carman Show with Anthony Lima sports Hour 2: Browns starting a rookie QB would be a mistake + Don't need whole season to evaluate QBs + About Last Night The only place to talk about the Cleveland sports scene is with Ken Carman and Anthony Lima. The two guide listeners through the ups and downs of being a fan of the Browns, Cavaliers, Guardians and Ohio State Buckeyes in Northeast Ohio. They'll help you stay informed with breaking news, game coverage, and interviews with top personalities.Catch The Ken Carman Show with Anthony Lima live Monday through Friday (6 a.m. - 10 a.m ET) on 92.3 The Fan, the exclusive audio home of the Browns, or on the Audacy app. For more, follow the show on X @KenCarmanShow. 2024 © 2021 Audacy, Inc. Sports False

The Ken Carman Show with Anthony Lima
Don't need an entire season to evaluate the QBs + The worst-case scenario for the Browns rookie QBs

The Ken Carman Show with Anthony Lima

Play Episode Listen Later Jun 23, 2025 14:15


Ken Carman and Jason Lloyd go further into their thoughts on why a rookie quarterback shouldn't start Week 1 for the Cleveland Browns.

Live Wild with Remi Warren
Ep. 188 | E-Scouting Feeding Areas

Live Wild with Remi Warren

Play Episode Listen Later Jun 19, 2025 57:31


In this episode of the Live Wild Podcast, Remi Warren shares his extensive knowledge on hunting, focusing on the importance of understanding feeding areas for various game animals. He discusses e-scouting techniques, species-specific feeding habits, and the role of agriculture in hunting success. The conversation emphasizes the need for hunters to analyze topography and use satellite imagery to identify potential feeding habitats, ultimately enhancing their chances of locating game animals. In this conversation, Remi Warren discusses the intricacies of evaluating deer and elk habitats, focusing on the importance of food sources, water availability, and microhabitats. He emphasizes the use of e-scouting tools to identify optimal hunting areas, highlighting the significance of understanding animal behavior and habitat needs. The discussion also covers grading hunting areas based on various factors, including accessibility and pressure from other hunters, to enhance the chances of a successful hunt. Chapters 00:00 Introduction to Live Wild Podcast 01:02 Understanding Feeding Areas for Hunting 03:00 Locating Game Animals 05:54 Identifying Preferred Food Sources 09:11 E-Scouting Techniques for Hunters 11:58 Species-Specific Feeding Habits 14:49 The Role of Agriculture in Hunting 18:09 Current Conditions and Food Sources 20:57 Analyzing Topography for Feeding Areas 23:53 Using Satellite Imagery for Scouting 26:46 Identifying Good Feeding Habitats 28:44 Evaluating Deer Habitat and Food Sources 39:5 1Identifying Elk Feeding Areas and Microhabitats 47:34 Grading Hunting Areas and E-Scouting Technique E-scouting helps identify productive hunting spots. Different species have specific food preferences. Mule deer are browsers, while elk are grazers. Agricultural fields can attract game animals. Current environmental conditions affect food availability. Topography plays a significant role in locating food sources. Satellite imagery can aid in scouting efforts. Identifying less common food sources can concentrate game. Knowledge of animal behavior enhances hunting strategies. Evaluate the availability of food, water, and cover for deer and elk. Microhabitats play a crucial role in animal survival. E-scouting tools can significantly enhance hunting strategies. Understanding animal behavior is key to successful hunting. Grading hunting areas helps in identifying the best spots. Timber cuts and burns can create ideal feeding areas. Visual scouting can complement e-scouting techniques. Identifying unique features in a habitat can tip the scales in your favor. Access to hunting areas can affect animal pressure and visibility. Consistent learning and adaptation are essential for hunting success. Learn more about your ad choices. Visit megaphone.fm/adchoices

dadAWESOME
DA387 | The Ripple Effect of Fatherhood, Saying "I'm Sorry," and Going Upstream in Conflict (Ken Sande PART 1)

dadAWESOME

Play Episode Listen Later Jun 19, 2025 29:59


✅ The Seven A's of confession (and why "I'm sorry" isn't enough for deep healing) ✅ How to break the cycle of emotionally stunted men in your family line ✅ The 6-second technique that can save your marriage and your relationships with your kids ✅ Why going "upstream" is better than constantly putting out fires FULL SHOW NOTES >  SUMMARY: What if the reason marriages grow cold after the honeymoon year isn't about compatibility, but about something dads never learned to model? In this episode, Ken Sande reveals how emotionally stunted men are created when fathers never show their kids how to say "I'm sorry" or "I need help." You'll discover the Seven A's of confession that can break generational patterns and the upstream approach to preventing conflict before it starts. Plus, Ken shares practical tools for managing your emotions in the heat of the moment—including the six-second technique that can save your tongue from doing damage. Key Takeaways: More people are watching your responses to conflict than you realize—about 10 times more—and you're teaching through your reactions. The Seven A's of confession provide a framework for meaningful apologies that actually heal relationships rather than just checking a box. Emotional stunting passes from generation to generation when fathers never model humility, confession, or asking for help. The READ technique (Recognize, Evaluate, Anticipate, Direct) helps you manage amygdala hijacking and respond thoughtfully instead of reactively. Going "upstream" to prevent conflict through relational wisdom is more effective than constantly putting out the fires of broken relationships. Your royal identity as a child of God, friend of Jesus, and ambassador of reconciliation should shape how you lead your family 24/7. Guest: Ken Sande founded Peacemaker Ministries and Relational Wisdom 360, organizations focused on conflict resolution and relationship skills. After 30 years of mediating conflicts—including over 600 divorce cases with more than half reconciling—Ken shifted focus to go "upstream" and help people prevent conflict through biblical emotional intelligence. He's the author of multiple books on peacemaking and relational wisdom, and lives in Billings, Montana, where he enjoys hiking and backpacking with his family and grandchildren. Links Mentioned: Send a Voice Message to DadAwesome Apply to join the next DadAwesome Accelerator Cohort Subscribe to DadAwesome Messages: Text the word "Dad" to (651) 370-8618 Young Peacemaker Curriculum (The 5 A's for Kids) Discovering Relational Wisdom Online Course Relational Peacemaking Course Relational Wisdom 360 (RW360.org) Peacemaker Ministries resources Six Skills That Help Every Relationship Three Qualities Blog  

ChooseFI
551 | Roundup: Buy vs. Rent, Mortgage Amortization, Minimalism and More

ChooseFI

Play Episode Listen Later Jun 16, 2025 59:00


Lets dive into the emotional and practical considerations of paying off a mortgage early, explore the benefits and drawbacks, personal experiences, and broader financial implications of renting versus owning a home. Key Topics and Timestamps Introduction to Mortgage Conversations (00:00:00) Overview of the episode's focus on mortgages, buying vs. renting, and personal finance strategies. Emotional Factors in Paying Off Mortgages (00:01:30) Ginger shares her excitement about paying off her mortgage early and reflects on the emotional journey behind that decision. Key Quote: "Your peace of mind from paying off your mortgage is a huge win." (00:03:10) Amortization and Mortgage Strategies (00:08:00) Discussion about choosing between 15-year vs. 30-year mortgages and strategies on optimizing payments. Action Item: Use an amortization calculator to improve understanding of mortgage payments. (00:12:00) Choosing Between Buying and Renting (00:21:00) Exploration of the pros and cons of renting compared to owning, highlighting personal flexibility. Key Quote: "Customize your financial journey according to your personal needs and goals." (00:18:18) Simplifying Life through Financial Independence (00:25:00) Talk about minimalism and how it impacts choices around owning or renting. Action Item: Evaluate whether renting allows you more freedom and flexibility in your life. (00:25:59) The Role of Travel Rewards (00:37:00) Importance of managing spending while maximizing benefits from travel rewards programs. Key Quote: "Consider preloading gift cards to manage your travel rewards spending." (00:43:57) Conclusion and Key Takeaways (00:49:00) Final thoughts focused on empowerment in financial decisions and seeking small improvements in life. Key Insights Emotional well-being is crucial. Choosing to pay off a mortgage should factor in personal comfort, as financial decisions often intertwine with emotions. Flexibility vs. Certainty: A 30-year mortgage can provide flexibility, allowing individuals to make extra payments while having lower base payments. Renting offers freedom: For some, renting can lead to a sense of liberation and a less complicated financial life. Travel rewards must be managed wisely: Spending to achieve travel rewards should be monitored to avoid unnecessary overspending. Actionable Takeaways Consider your emotional readiness when deciding to pay off your mortgage early. (00:03:10) Evaluate whether renting allows you more freedom and flexibility in your life. (00:25:59) Use amortization calculators to understand your mortgage better. (00:12:00) Discussion Questions How does paying off a mortgage early affect emotional well-being? (00:03:10) What benefits do you see in renting versus owning a home? (00:25:59) How can you incorporate simplicity in your financial life? (00:49:24)   You Might Be Interested In The Ultimate Guide to Credit Card Travel Rewards | Part 1 Future Value of Investment Calculator