Podcasts about Transparency

Exposed! We go behind the scenes with industry experts and disrupters in the retail car-buying market, Ray and Zach Shefska. They are the powerful father-son team behind CarEdge, a car-buying platform that's fighting fiercely for transparency. Ray brings 43 years of dealership experience and Zach brings the modern tech (like AI agents) and viral moments when he exposes dealers misbehaving. Together, they reveal how dealerships really make money, including things like dealer fees, financing, and often unnecessary ad-ons. Don't miss this breakdown of smart ways for you to research, shop, avoid games some dealers play, and get the fairest price on your next car. This episode covers How dealerships use monthly payments to distract buyers from the total cost of a car Why negotiating a vehicle can be especially difficult for women and minority buyers Using AI agents to obtain and negotiate real dealer pricinng The fees, add-ons, and protection packages buyers should question Why "if it's taxable, it's negotiable" is one of Ray's favorite rules How to get and compare a true out-the-door price Why a pre-purchase inspection is critical when buying a used vehicle The pros and cons of CarMax and Carvana How pre-approved financing can protect you from dealer interest-rate markups Cash versus financing, leasing and total cost of ownership Ray's ultimate rule: buy what you need, not just what you want   . === SUPPORT  THE  SHOW ===

Paul Selig channels the Guides in this Portal To Ascension "Embracing Contact" transmission, delivered in their signature dictated cadence. Speaking through Selig, they teach that the divine self — what they call the monad — is as present now as it can ever be, and is seeking its awakening not for your personality, but through you. They describe "the upper room," an octave of vibration beyond the common field where an aspect of you already lives, and insist that the kingdom has already been given to you. At the heart of it is a hard, clarifying teaching about separation: "You cannot be the light and hold another in darkness." What you damn, they warn, dams you back — because you cannot be awakened to your own true nature unless you are awakened to the true nature of everyone else.

Chris Rich has passed on talented recruits because of what he saw from their parents on the sideline. The UNC Greensboro head coach explains what else he's watching.In this episode of Chat By The Pitch, Chris opens up the college soccer recruiting process from the coach's side of the table. He took over UNCG men's soccer ten days before the 2019 season, used the COVID pause to rebuild the culture, and turned a program ranked in the 100s into a 2022 Elite Eight team that beat Stanford in PKs on the road.Ian and Chris get into the questions soccer parents actually ask: Is my kid good enough to play in college? How do players get seen when they aren't on the biggest showcase teams? How much does playing time really spread across a 28-man roster? Chris walks through how his staff evaluates recruits on the field, over FaceTime, and on visits, why his team's GPA climbed from a 2.7 to a 3.4, and why the word he leans on most is obsessive — obsessed with the process of development, not just the trophy.He's also honest about the hard parts: a 2023 season that came crashing down after losing eight pros, a transfer portal that's squeezing young players, and 9.9 scholarships stretched across a full roster.For soccer players, parents, and youth coaches mapping out the pathway from club soccer to college — and anyone who wants to know what a college coach is really looking for.Key Talking Points• From Tampa youth soccer and Barry University to assistant roles at FIU, Virginia Tech, UNC, and Duke — and learning as much from peers as from bosses• Hired ten days before the 2019 season: leading with culture, standards, and non-negotiables before a game model• How the COVID pause became a silver lining for recruiting, training, and building the program block by block• Transparency, accountability, and "I will always have your back" — the promise Chris makes to every recruit• Why "obsessive" is the most important word in the program, and how an elite mindset lifted the team GPA from 2.7 to 3.4• Staff-selected captains, a leadership committee from every class, and players policing the locker room• College soccer playing time explained: six substitution moments, 15 to 16 players per game, and the role of the closer off the bench• College soccer recruiting: why UNCG targets North Carolina, Texas, and Florida, plus the transfer portal and international players• What coaches watch beyond talent — reactions to mistakes and referees, the parents on the sideline, and the FaceTime call• Taking ownership of your pathway: ID camps, gap years, JUCO, and staying patient in the transfer portal eraQuotes from Chris Rich• "I was just a sponge. I was learning from everybody that I worked with."• "You can't just throw your game model on players that don't fit that."• "We're always gonna adapt, and we're always gonna try to thrive in the new situation. I'm never gonna be a complainer."• "The one thing I will always guarantee and always promise our players in the recruiting process, I will always have their back."• "Probably the most important word that I use all the time is obsessive."• "Everybody wants to lift the trophy. Everybody wants to win, but what is the process that gets us to that point?"• "I'm not gonna say, 'I'm gonna be a terrible father today, but I'm gonna be a good coach.' You're either gonna strive for greatness or you're not."• "There's been many good players I've identified that we didn't take because of mom and dad."• "Take ownership of your process. Instead of waiting on somebody to do something for you, go to the environment where coaches are."• "Sometimes you gotta take a gap year. Sometimes you gotta go to a JUCO for a year. And that's okay."Connect with Chris Rich

What if the goal of your next physical therapy job ad wasn't to attract more people?What if it was to repel almost everyone except the few clinicians who would actually love working for you?Jimmy McKay and Tony Maritato dig into recruiting, advertising, AI and psychology after Tony asks a fascinating question:What would advertising legend David Ogilvy want to know before writing a job ad for a physical therapist?That question produces a 12-part framework clinic owners can use to evaluate their own recruiting.The conversation starts with the basics: Who exactly are you trying to hire? What does the employment model look like? How much control does the therapist have over their schedule? What does compensation actually look like?Then it gets more interesting.Jimmy and Tony argue that employers should explain not only what clinicians GET to do, but also what they DON'T have to do.Scheduling.Insurance verification.Marketing.Faxing plans of care.Administrative work.Whatever creates friction in that particular clinic.They also make the case for showing candidates the imperfect parts of the job instead of hiding them.The goal isn't hundreds of applicants.The goal is a handful of people who understand the offer and think:“That sounds exactly like me.”The episode also explores how Josh Funk and Rehab 2 Perform use media as a recruiting tool, why simply spending more money on traditional job boards may not fix a hiring problem, and why short-form video could be an underused recruiting strategy in physical therapy.Later, the conversation expands into communication and content creation.How do you take one useful idea and package it as video, audio, images and text?Why do some pieces of content explode on one platform and disappear on another?And why do healthcare professionals spend years creating valuable information only to publish it as an unreadable screenshot?Finally, Jimmy and Tony tackle another uncomfortable idea: information has become incredibly cheap.People often aren't paying coaches, consultants, courses or even clinicians purely for information.They may be paying for guidance, accountability, confidence and someone to help them take the next step.That leads to Jimmy's warning about a $9,000 YouTube growth course and Tony's story about spending roughly $33,000 on business education years ago.The episode closes with perhaps the simplest idea of the entire conversation:Before adding another form, another question, another feature or another step…Ask what you can remove.KEY TAKEAWAYS:• Recruit a specific person, not “everybody”• Transparency filters candidates instead of scaring them away• Explain the negatives before applicants discover them themselves• Sell what clinicians DON'T have to do• Make the next step conversational instead of bureaucratic• Great recruiting media can show what working somewhere feels like• One idea can become multiple kinds of media• Information and implementation are different products• Better experiences often come from subtractionFEATURED:Tony MaritatoTony on YouTube:https://www.youtube.com/c/MedicareBillingFOLLOW PT PINTCAST:Apple Podcasts:https://podcasts.apple.com/us/podcast/pt-pintcast-physical-therapy/id1000443325Spotify:https://open.spotify.com/show/3LmMUT64yrUc2iGo9EmafcYouTube:https://www.youtube.com/@PTPintcastLinkedIn:https://www.linkedin.com/in/jimmy-mckay-pt-dpt-a4207659/Instagram:https://www.instagram.com/ptpintcastWebsite:https://www.ptpintcast.com/Twitter/X:https://x.com/PTPintcast

In this episode of Bring the Pain, I reviewed week one in the NFL after the season kicked off with a bang. With so many players scoring multiple touchdowns, the DFS pay lines were through the roofs. However, Fuego Steve and I found the code to the matrix and simply dominated the slates. In the end, I reveal this week's IDP pick-up of the week, as well as the Macho Pick of the Week. So you better buckle up because this ride is about to take off. Have a great day, everyone, and may the points be with you. Thank you for the support and contributions all of you make for my podcasts and articles each week. Y'all the real #Painbringers! Follow me at.... *Facebookhttps://www.facebook.com/Bring... *Twitterhttps://twitter.com/HeatOverid... *Spreaker Podcastshttps://spreaker.page.link/VS5... *Dr Roto Sports Websitehttps://drroto.com/author/robe... *You Tubehttps://youtube.com/@Heat00veride05?si=cVb49FjQD-Y6fKjT *Apple Podcastshttps://podcasts.apple.com/us/... *Spotify Podcastshttps://open.spotify.com/show/... *Podchaser Podcastshttps://www.podchaser.com/podc... *Iheart Podcastshttps://www.iheart.com/podcast... #drroto #bringthepain #reactionvideo #transparency #dfs #sportsbetting #nfl #ultracontrarianshow #ultracontrarianlineups #fuegopickoftheweek #machopickoftheweek #NFLweek1 #fantasyfootball #seasonalBecome a supporter of this podcast: https://www.spreaker.com/podcast/bring-the-pain--3659369/support.

You matched into your dream program... but only after submitting 80 applications, spending thousands of dollars, and losing sleep wondering if anyone was even reading yours. Meanwhile, on the other side of the screen, a program director is staring down a thousand applications for six spots, trying to figure out who's actually serious about coming. Sound familiar? Join Mckenzie Roebuck, Milanie Milan, Sarah Lund, and Bryanna Stukes of CoSEF as they unpack the residency application arms race: why uncertainty drives overapplication, what preference signaling and application caps actually solve, the trade-offs of virtual versus in-person interviews, and how better transparency, advising, holistic review, and even AI might help applicants and programs find the right fit. Hosts: Dr. Mckenzie Roebuck, CoSEF BTK Lead, Inova Fairfax Medical Campus, mckenzie.rowe@inova.org, insta @mrowemd, X @mrowemd1  Dr. Milanie Milan, Cleveland Clinic, milanie.milan98@gmail.com, insta @m.mdgram Dr. Sarah Lund, Mayo Clinic, slund@alum.mit.edu, X @DrSarahLund Dr. Bryanna Stukes, UT Southwestern bryanna.stukes@UTSouthwestern.edu CoSEF: X @surgedfellows, cosef.org Learning objectives: Explain how uncertainty across the residency selection process drives overapplication and distinguish the Match algorithm from the broader application ecosystem Describe how preference signaling, application caps, and interview format affect applicant and program behavior, including equity trade-offs Identify ways programs can improve both competitiveness and program-level transparency Discuss how investment in holistic review and mission-specific selection criteria may improve application review while introducing new challenges.  References: House Committee on the Judiciary. Medical Mis-Match: How a Residency Hiring Monopoly Harms Patients, Doctors, and the American Public. Published online March 27, 2026. National Resident Matching Program. Advance Data Tables: 2026 Main Residency Match. NRMP. Published March 20, 2026. Accessed August 2026. https://www.nrmp.org/match-data/2026/03/advance-data-tables-2026-main-residency-match/. Ulin L, Bernstein SA, Nunes JC, et al. Improving Transparency in the Residency Application Process: Survey Study. JMIR Form Res. 2023;7:e45919. doi:10.2196/45919PubMed Link: https://pubmed.ncbi.nlm.nih.gov/38145482/ American Medical Association. Transparency in the Resident Physician Application Process (Issue Brief). Published online November 2023. Accessed August 2026.https://www.ama-assn.org/system/files/cme-issue-brief-resident-application-process.pdf. Nilsen K, Walling A, Callaway P, et al. "The End Game" — Students' Perspectives of the National Residency Matching Program: A Focus Group Study. Med Sci Educ. 2018;28(4):729-737. doi:10.1007/s40670-018-0627-1PubMed Link: https://pubmed.ncbi.nlm.nih.gov/34646549/ Weissbart SJ, Kim SJ, Feinn RS, Stock JA. Relationship Between the Number of Residency Applications and the Yearly Match Rate: Time to Start Thinking About an Application Limit? J Grad Med Educ. 2015;7(1):81-85. doi:10.4300/jgme-d-14-00270.1PubMed Link: https://pubmed.ncbi.nlm.nih.gov/26217439/ Angus SV, Williams CM, Kwan B, et al. Drivers of Application Inflation: A National Survey of Internal Medicine Residents. Am J Med. 2018. doi:10.1016/j.amjmed.2018.01.002PubMed Link: https://pubmed.ncbi.nlm.nih.gov/29355512/ Lund S, Santucci NM, Zarate Rodriguez J, et al. Message Received? Applicant Insights on Preference Signals in General Surgery Residency Recruitment. J Surg Educ. 2026;83(9):104096. doi:10.1016/j.jsurg.2026.104096PubMed Link: https://pubmed.ncbi.nlm.nih.gov/42418854/ Woodward JM, Gan CY, Foote DC, et al. Thanks for the Signal—Now What? Program Director Perspectives on How Preference Signals Are Shaping General Surgery Residency Recruitment. J Surg Educ. 2026;83(9):104061. doi:10.1016/j.jsurg.2026.104061PubMed Link: https://pubmed.ncbi.nlm.nih.gov/42418853/ Mullens CL, Picart JK, Dualeh SHA, et al. A Practical Approach for Implementing Holistic Review for General Surgery Resident Recruitment. J Surg Educ. 2026;83(9):104069. doi:10.1016/j.jsurg.2026.104069PubMed Link: https://pubmed.ncbi.nlm.nih.gov/42436210/ Please visit https://behindtheknife.org to access other high-yield surgical education podcasts, videos and more.  If you liked this episode, check out our recent episodes here: https://behindtheknife.org/listenBehind the Knife Premium: https://behindtheknife.org/premiumOral Board Review: https://behindtheknife.org/oral-boardOral Board Simulator: https://behindtheknife.org/oral-board/simulatorGeneral Surgery Oral Board Review Course: https://behindtheknife.org/premium/general-surgery-oral-board-reviewTrauma Surgery Video Atlas: https://behindtheknife.org/premium/trauma-surgery-video-atlasDominate Surgery: A High-Yield Guide to Your Surgery Clerkship: https://behindtheknife.org/premium/dominate-surgery-a-high-yield-guide-to-your-surgery-clerkshipDominate Surgery for APPs: A High-Yield Guide to Your Surgery Rotation: https://behindtheknife.org/premium/dominate-surgery-for-apps-a-high-yield-guide-to-your-surgery-rotationVascular Surgery Oral Board Review Course: https://behindtheknife.org/premium/vascular-surgery-oral-board-reviewColorectal Surgery Oral Board Review Course: https://behindtheknife.org/premium/colorectal-surgery-oral-board-reviewSurgical Oncology Oral Board Review Course: https://behindtheknife.org/premium/surgical-oncology-oral-board-reviewCardiothoracic Oral Board Review Course: https://behindtheknife.org/premium/cardiothoracic-surgery-oral-board-reviewOBGYN Oral Board Review Course: https://behindtheknife.org/course/obgyn-oral-board-reviewSurgical Critical Care Review: https://behindtheknife.org/premium/surgical-critical-care-reviewEPA Playbook: https://behindtheknife.org/course/epa-playbookSurgical Instrument Flashcards: https://behindtheknife.org/course/surgical-instrument-flashcardsABSITE Review: https://behindtheknife.org/course/absite-2026-exam-reviewDownload our App:Apple App Store: https://apps.apple.com/us/app/behind-the-knife/id1672420049Android/Google Play: https://play.google.com/store/apps/details?id=com.btk.app&hl=en_US

In this episode, we explore Microsoft's recently released code of conduct for their AI models, highlighting its emphasis on transparency and accountability. The episode discusses the principles outlined in this code and their implications for AI development and ethical considerations.Chapters00:00 Introduction to Microsoft's Code of Conduct02:01 Purpose of AI in Service of People04:01 Key Principles of the Code05:58 Transparency and Accountability08:01 Implications for AI Development10:02 Conclusion and Future Outlook Show LinksGet the top 80+ AI Models for $8.99 at AI Box: ⁠⁠https://aibox.aiHow I Grow and Scale My Business with AI: https://www.skool.com/aihustleGet the AI Chat Daily Newsletter: https://www.aichatdaily.com/newsletter

In this episode, we explore Microsoft's recently released code of conduct for their AI models, highlighting its emphasis on transparency and accountability. The episode discusses the principles outlined in this code and their implications for AI development and ethical considerations.Chapters00:00 Introduction to Microsoft's Code of Conduct02:01 Purpose of AI in Service of People04:01 Key Principles of the Code05:58 Transparency and Accountability08:01 Implications for AI Development10:02 Conclusion and Future Outlook Show LinksGet the top 80+ AI Models for $8.99 at AI Box: ⁠⁠https://aibox.aiHow I Grow and Scale My Business with AI: https://www.skool.com/aihustleGet the AI Chat Daily Newsletter: https://www.aichatdaily.com/newsletter See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

In this episode, we explore Microsoft's recently released code of conduct for their AI models, highlighting its emphasis on transparency and accountability. The episode discusses the principles outlined in this code and their implications for AI development and ethical considerations.Chapters00:00 Introduction to Microsoft's Code of Conduct02:01 Purpose of AI in Service of People04:01 Key Principles of the Code05:58 Transparency and Accountability08:01 Implications for AI Development10:02 Conclusion and Future Outlook Show LinksGet the top 80+ AI Models for $8.99 at AI Box: ⁠⁠https://aibox.aiHow I Grow and Scale My Business with AI: https://www.skool.com/aihustleGet the AI Chat Daily Newsletter: https://www.aichatdaily.com/newsletter See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

In this episode, we explore Microsoft's recently released code of conduct for their AI models, highlighting its emphasis on transparency and accountability. The episode discusses the principles outlined in this code and their implications for AI development and ethical considerations.Chapters00:00 Introduction to Microsoft's Code of Conduct02:01 Purpose of AI in Service of People04:01 Key Principles of the Code05:58 Transparency and Accountability08:01 Implications for AI Development10:02 Conclusion and Future Outlook Show LinksGet the top 80+ AI Models for $8.99 at AI Box: ⁠⁠https://aibox.aiHow I Grow and Scale My Business with AI: https://www.skool.com/aihustleGet the AI Chat Daily Newsletter: https://www.aichatdaily.com/newsletter

In this episode, we explore Microsoft's recently released code of conduct for their AI models, highlighting its emphasis on transparency and accountability. The episode discusses the principles outlined in this code and their implications for AI development and ethical considerations.Chapters00:00 Introduction to Microsoft's Code of Conduct02:01 Purpose of AI in Service of People04:01 Key Principles of the Code05:58 Transparency and Accountability08:01 Implications for AI Development10:02 Conclusion and Future Outlook Show LinksGet the top 80+ AI Models for $8.99 at AI Box: ⁠⁠https://aibox.aiHow I Grow and Scale My Business with AI: https://www.skool.com/aihustleGet the AI Chat Daily Newsletter: https://www.aichatdaily.com/newsletter See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

In this episode, we explore Microsoft's recently released code of conduct for their AI models, highlighting its emphasis on transparency and accountability. The episode discusses the principles outlined in this code and their implications for AI development and ethical considerations.Chapters00:00 Introduction to Microsoft's Code of Conduct02:01 Purpose of AI in Service of People04:01 Key Principles of the Code05:58 Transparency and Accountability08:01 Implications for AI Development10:02 Conclusion and Future Outlook Show LinksGet the top 80+ AI Models for $8.99 at AI Box: ⁠⁠https://aibox.aiHow I Grow and Scale My Business with AI: https://www.skool.com/aihustleGet the AI Chat Daily Newsletter: https://www.aichatdaily.com/newsletter See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

In this episode, we explore Microsoft's recently released code of conduct for their AI models, highlighting its emphasis on transparency and accountability. The episode discusses the principles outlined in this code and their implications for AI development and ethical considerations.Chapters00:00 Introduction to Microsoft's Code of Conduct02:01 Purpose of AI in Service of People04:01 Key Principles of the Code05:58 Transparency and Accountability08:01 Implications for AI Development10:02 Conclusion and Future Outlook Show LinksGet the top 80+ AI Models for $8.99 at AI Box: ⁠⁠https://aibox.aiHow I Grow and Scale My Business with AI: https://www.skool.com/aihustleGet the AI Chat Daily Newsletter: https://www.aichatdaily.com/newsletter

In this episode, we explore Microsoft's recently released code of conduct for their AI models, highlighting its emphasis on transparency and accountability. The episode discusses the principles outlined in this code and their implications for AI development and ethical considerations.Chapters00:00 Introduction to Microsoft's Code of Conduct02:01 Purpose of AI in Service of People04:01 Key Principles of the Code05:58 Transparency and Accountability08:01 Implications for AI Development10:02 Conclusion and Future Outlook Show LinksGet the top 80+ AI Models for $8.99 at AI Box: ⁠⁠https://aibox.aiHow I Grow and Scale My Business with AI: https://www.skool.com/aihustleGet the AI Chat Daily Newsletter: https://www.aichatdaily.com/newsletter See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

In this episode, we explore Microsoft's recently released code of conduct for their AI models, highlighting its emphasis on transparency and accountability. The episode discusses the principles outlined in this code and their implications for AI development and ethical considerations.Chapters00:00 Introduction to Microsoft's Code of Conduct02:01 Purpose of AI in Service of People04:01 Key Principles of the Code05:58 Transparency and Accountability08:01 Implications for AI Development10:02 Conclusion and Future Outlook Show LinksGet the top 80+ AI Models for $8.99 at AI Box: ⁠⁠https://aibox.aiHow I Grow and Scale My Business with AI: https://www.skool.com/aihustleGet the AI Chat Daily Newsletter: https://www.aichatdaily.com/newsletter

S6:E80 AI, Empathy & Why Humans Still Matter with Nathan Strum AI can answer the phone. It can schedule appointments. It can listen to sales calls, extract insights and eliminate tedious administrative work. But can it make someone who has just lost their cat genuinely feel heard? Nathan Strum doesn't think so. For more than 20 years, his company Abbey Connect has built its reputation around human receptionists. About a year ago, Nathan faced the same decision confronting millions of business owners: how do you embrace AI without destroying the human experience that made the business valuable in the first place? He didn't reject AI. Quite the opposite. Nathan calls the technology a game changer and believes businesses that ignore it are doing themselves a disservice. But Abbey Connect has approached implementation by asking where technology can support people rather than automatically replace them. If people don't trust how AI is being introduced, efficiency alone isn't enough. If employees fear that every new AI tool is ultimately designed to eliminate their jobs, customers may eventually feel the effects of that distrust. And if customers believe they're interacting with a caring human when they're actually interacting with software engineered to simulate empathy, the business introduces an entirely different trust problem.

Rob Gauthier channels the Vive and a Yahyel hybrid being in this Portal To Ascension "Embracing Contact" transmission — and the perspective is unusually intimate, because the Yahyel say humans are literally part of their genetic makeup: "humans are our parents in a way." Speaking through Gauthier, they reframe contact as something that begins inside you first, not in the sky, and drop a startling figure: only 12 to 17% of your soul actually inhabits your body, with the rest fanning out through higher self, oversoul, and the collective consciousness of the whole cosmos. They describe the soul as valuing every experience without judging it good or bad, and offer a memorable image for finding your path — "your higher self is a laser pointer, and your lower fractal is the cat chasing it." The big-picture map? Contact unfolds in three stages — speculation, confirmation, integration — and Earth, they say, has just entered confirmation.

In this episode of Bring the Pain, I give out my reactions to this week's UFC event in Glendale, Arizona. UFC Noche was great outside of a few things not going our way. Regardless, the Fight Club had a great show, and the Five-tastics Picks came through again. That means you better buckle up because this ride is about to take off. Have a great day, everyone, and may the points be with you. Thank you for the support and contributions all of you make for my podcasts and articles each week. Y'all the real #Painbringers! Follow me at.... *Facebookhttps://www.facebook.com/Bring... *Twitterhttps://twitter.com/HeatOverid... *Spreaker Podcastshttps://spreaker.page.link/VS5... *Dr Roto Sports Websitehttps://drroto.com/author/robe... *You Tubehttps://youtube.com/@Heat00veride05?si=cVb49FjQD-Y6fKjT *Apple Podcastshttps://podcasts.apple.com/us/... *Spotify Podcastshttps://open.spotify.com/show/... *Podchaser Podcastshttps://www.podchaser.com/podc... *Iheart Podcastshttps://www.iheart.com/podcast... #drroto #bringthepain #fightclubofpain #ufcsheriffs #soupcanoftheweek #parlayofpain #fivetasticpicks #reactionvideo #transparency #ufc #Noche #arizona #dfs #sportsbettingBecome a supporter of this podcast: https://www.spreaker.com/podcast/bring-the-pain--3659369/support.

This episode of the John Phillips show is a must-listen for anyone interested in California politics and the latest developments on the high-speed rail project. The conversation with investigative correspondent Julie Watts reveals a shocking story of waste and mismanagement within the California High-Speed Rail Authority. Watts' report highlights the difficulties in getting concrete information out of the authority, despite the presence of an auditor who is supposed to keep tabs on the project. The auditor is struggling to get the resources he needs to do his job, and the governor's administration is planning to veto a bill that would give him the tools he needs to hold the authority accountable.The episode also delves into the complexities of California politics, including the role of labor unions and the governor's team in shaping the state's priorities. The conversation touches on the upcoming gubernatorial debate, which will be moderated by national journalists who may not be familiar with the intricacies of California politics. Julie Watts shares her concerns about the debate and the importance of having a nuanced understanding of the issues at play in California.The episode also features a powerful interview with former Governor Gray Davis, who shares his perspective on the 9/11 attacks and how they affected California. Davis recounts the chaos and confusion that gripped the state in the aftermath of the attacks and the efforts of the state government to respond to the crisis.If you're interested in staying up-to-date on the latest developments in California politics and the high-speed rail project, tune in to this episode of the John Phillips show to hear the full conversation with Julie Watts and Governor Gray Davis.See omnystudio.com/listener for privacy information.

Police officers get arrested, fired, and sent to prison. So why do so many people still believe cops get a pass?In this live episode of Two Cops One Donut, Erik Lavigne examines both sides of the police accountability debate with real cases and questions from the audience. We discuss outcomes that fuel public frustration, cases that resulted in substantial prison sentences, and why punishment alone may not restore trust.Erik also makes his case for doubling sentences for criminally convicted officers. If law enforcement claims a higher standard, what should that mean when an officer violates the public's trust?The conversation covers qualified immunity, sentencing disparities, courtroom transparency, police database misuse, leadership failures, and protecting officers who report misconduct. The goal is to challenge assumptions, understand legitimate criticism, and ask what fair, consistent accountability should actually look like.Chapters:• 00:00:00 Introduction: Do cops get a pass?• 00:03:23 The upcoming TCOD app and training tools• 00:15:30 Defining accountability: Arrests, convictions, and consequences• 00:22:12 Courtroom transparency and accountability for judges and prosecutors• 00:30:34 Should cops face double the punishment?• 00:39:29 Qualified immunity, settlements, and criminal liability• 00:50:15 Daniel Shaver: An outcome that fuels public distrust• 00:57:56 Laquan McDonald: Examining sentencing disparities• 01:04:12 Walter Scott: What meaningful punishment looks like• 01:16:52 Mississippi's Goon Squad: Prison sentences and leadership failures• 01:27:34 Patrick Hemingway: Police database misuse and auditing• 01:35:48 Brett Hankison: Conviction, sentencing, and release pending appeal• 01:40:27 What officer arrest data can and cannot tell us• 01:43:35 Better accountability: Transparency, oversight, and whistleblower protection• 01:50:36 Final audience questions and closing thoughtsWhat would meaningful police accountability look like in your community? Join the conversation and follow Two Cops One Donut as we work to bridge the gap between law enforcement and the people they serve.send us a message! twocopsonedonut@yahoo.comSupport the showPlease see our Youtube channel https://www.youtube.com/c/TwoCopsOneDonut Join our Discord!! https://discord.gg/BdjeTEAc *Send us a message! twocopsonedonut@yahoo.com

Enjoy the episode? Send us a text!He talks to everyone at the party.Then you get in the car and he goes silent.You ask a question. Nothing. You tell him about your day. Nothing.And you start to wonder if every other woman in that room was prettier, or funnier, or more interesting than you.Here's what I've learned after years of this work. Most men don't go quiet because they stopped caring. They go quiet because somewhere along the way, talking stopped feeling safe.In this video, I break down the three things that get a man to open up again.Stop the attack. Change the environment. Go first.The first one is the hardest, because most women don't know they're doing it. There is a difference between a complaint and a criticism. A complaint is about behavior. A criticism is about character. One sounds like "I wish you'd talk to me the way you talk to them." The other sounds like "what is wrong with you." He hears the second one even when you meant the first.Then he defends himself. Then you feel contempt. Then he stonewalls and stares at the floor and it's like you aren't even in the room. John Gottman called those the four horsemen, and they predict divorce with frightening accuracy.The second thing is environment. Not the dinner table. Not the bedroom. Not the living room with the game on. Outside if you can manage it, because nature settles people down. Timing and place matter more than the words you pick.The third thing is the one nobody wants to hear. Transparency breeds transparency. You go first. You tell the story about you. You stay open before he is, and then you wait, and you don't push.And whatever you do, don't say "we need to talk." That shuts a man down before you've said anything at all.I walk through all three, including what to do if you've already tried being open and he gave you nothing back.He can talk to you. He just has to feel safe enough to do it.If you're struggling in your marriage, don't wait. Get our FREE resource: The 7 Steps to Rescue Your Marriage

“Be willing to fail, own it, pivot, and try the next thing. Because you're going to win more than you fail.” – Michael Wilson  Welcome to episode 241 of The CUInsight Experience podcast with your hosts, Randy Smith, co-founder of CUInsight, and Jill Nowacki, co-founder, president and CEO of Zealyst.This episode is sponsored by Trellance. Trellance is a leading technology partner for credit unions, delivering innovative technology solutions to help credit unions achieve more. With a comprehensive suite of analytics, cloud and talent solutions, the Trellance team ensures credit unions increase efficiency, manage risk, and improve member experience. Learn more at Trellence.com!In this 2026 season, Jill and I will have conversations centered around leadership, credit unions, and living our best lives. We will have some of the most respected leaders from around credit unions who we are grateful to call friends join us in the discussion from time to time too.For this episode, we are happy to be joined by Michael Wilson, President & CEO of Members 1st Federal Credit Union in Pennsylvania. He joins us for this episode to help us take on what it means to “see around corners” as a leader. After all, none of us can predict the future, but some leaders really seem to have a knack for recognizing when something is changing, separating meaningful signals from noise, and getting their organizations ready before everyone else catches up, and Michael brings a truly fascinating perspective to the conversation.Coming from a marketing background and now leading a large credit union, Mike has embraced technology, AI, and new approaches to growth while remaining focused on something that he personally considers non-negotiable: bringing people along for the ride. We talk about how he filters through all those “squirrels” running around in the industry, determines which emerging trends deserve attention, and creates a safe environment for experimentation.The three of us also get into the very real friction that can build up inside an organization. Mike shares how Members 1st went from having 479 systems to identifying and automating more than 500 processes that associates themselves said were slowing them down. For Michael, making work easier isn't simply an exercise of efficiency; it gives people more time to do the work that matters.Then, we get into why Mike believes that AI governance needs to be an enterprise responsibility rather than something handed off to the CIO. He discusses how his credit union built an AI sandbox and even how AI avatars became part of a board strategic planning retreat. More importantly, we explore why “just because you can doesn't mean you should” is such an important principle when experimenting with new technology.Finally, we discuss curiosity, the importance of being willing to say, “I was wrong,” and what leaders can do to leave their credit unions stronger than they found them. This is truly a conversation about looking forward without losing sight of the people and purpose that make the journey worthwhile, so we hope that you enjoy our conversation with Michael Wilson!Find the full show notes on cuinsight.com.Connect with Michael:Michael Wilson, President & CEO of Members 1st Federal Credit Unionmembers1st.org Michael: Central Penn Business JournalMembers 1st Federal Credit Union: LinkedIn | Facebook | Instagram | XSubscribe on: Apple Podcasts and SpotifyBooks mentioned on The CUInsight Experience podcast: Book ListShow notes from this episode:Sponsor: TrellancePlace mentioned: Philadelphia, PAShout-out: Federal Reserve BanksShout-out: SalesforceShout-out: Jack HenryPlace mentioned: AfricaShout-out: Becky SmithShout-out: APG Federal Credit UnionShout-out: NCUAShout-out: Eric BushShout-out: FacebookShout-out: LinkedInSong mentioned: “No Diggity” by BlackstreetPrevious guests mentioned in this episode: Kelly Botti (#238) & John Bratsakis (#214)In This Episode: [2:50] - Mike believes that disciplined leaders need to separate meaningful innovation from hype while bringing their workforce along safely.[5:08] - Hear how Mike balances outside perspectives with industry experience, using governance and security to encourage experimentation.[7:17] - Members 1st builds culture collaboratively, using input from employees to automate more than 500 tedious processes.[9:50] - Reducing workplace friction is important because, like consumers, employees have little tolerance for unnecessarily difficult systems.[11:13] - Mike reflects on Members 1st having replaced fragmented systems and poor governance to create greater efficiency and better data.[14:55] - Mike reveals how shared goals have changed leadership incentives, fostering collaboration and helping the credit union accomplish more quickly.[18:30] - Mike encourages disciplined AI adoption that prioritizes governance, ROI, and regulatory considerations over hype.[20:02] - Hear about how a governance framework and AI officer enable Members 1st to experiment safely prior to deployment.[22:08] - AI avatars have enhanced strategic planning, but Mike highlights disciplined use cases over technology for technology's sake.[24:32] - Beginning with governance enabled Members 1st to quantify AI's benefits while freeing underwriters for deeper analysis.[26:15] - Associate-driven ideas guide technology decisions, whereas critical thinking remains essential with AI's growing influence.[29:27] - Mike demonstrates AI's inability to replace critical thinking, accurate analysis, and responsible governance.[32:24] - Transparency about goals, results, and setbacks builds trust and makes organizational change easier![34:10] - Mike advocates for restoring industry-wide collaboration while urging CEOs to understand AI, regulation, and vendor risks.[34:10] - Mike believes that vendor transparency should be mandatory, with shared frameworks helping credit unions adopt AI responsibly and efficiently.[37:49] - Hear how a strong leadership team balances calculated risk with entrepreneurship while staying curious and challenging complacency.[40:02] - Mike believes that stablecoins are underestimated, prompting his credit union to develop a responsible strategy.[43:45] - New leaders need to embrace transparency and calculated risks, while experienced leaders must invest in developing successors.Send us Fan Mail

RD 32 Candidate and NOCAP member Chelle Paul joins Rob in the virtual bunker to talk about her race against Kerri Evelyn Harris and the general state of Dover politics.Show Notes:Delaware Call - Call To Action Awards on November 15thChelle Paul's website

What happens when your customers research your company, study your pricing, and compare your proposal with competitors before you even get a chance to sell them? According to Chuck Harkins, Director of Sales at Miller Landscape & Outdoor Living, that's already happening—and landscape companies need to adapt.In this episode of The Landscaper's Guide, Jack Jostes sits down with Chuck to talk about how Miller Landscape uses transparent pricing, video, marketing, sales metrics, and even AI to make the sales process easier. Chuck also shares how his role has evolved since joining Miller in 2009, why teamwork matters in sales leadership, and why today's landscape companies can't rely on old-school “belly-to-belly” selling alone.You'll Learn:Why publishing pricing can make landscape sales conversations easierHow educated prospects can reach realistic budgets fasterWhy transparency builds trust with residential and commercial buyersHow AI may change the way customers compare landscape proposalsWhy marketing, sales metrics, and teamwork must work togetherConnect With Today's Guest

Pamela Aralyn channels the Galactic Council of Nine and the cosmic vibration of Orion in this Portal To Ascension "Embracing Contact" transmission — beings who introduce themselves with a jolt: "We are humans from the future. I used to be you." Speaking through Aralyn, they trace an origin story that runs from the Lyran-reptilian wars in the capital city of Avalon, through a refugee star-cluster they call the Hiatus (between Taurus and the Pleiades), to a world you turned lush and named Mu — and then repeated on Earth as Lemuria and Atlantis. They insist that each of you is already a "galactic hybrid," born with galactic and human DNA, and that to prepare for contact you must become fully conscious in mind, body, and soul. The tenderest teaching? Grace is not from a religion — it puts your broken parts back together, even if it has to drag you kicking and screaming.

Trust in Relationships: Stop Protecting YourselfTrust in relationships breaks down when both people start defending themselves instead of protecting each other. John and Echo get real about a painful conflict, fear, vulnerability, and what it actually takes to rebuild trust when emotions are high.In This EpisodeSelf-protection often creates distance instead of safetyDefensiveness usually comes from fear, ego, or prideTrust means believing your partner will protect youYou can have boundaries without acting from hatredLove and accountability can exist at the same timeHard conversations can reveal what still needs healingA healthy relationship requires mutual sacrificeReal intimacy is impossible without deep trustTimestamps0:00 — The Fight That Sparked This Episode6:12 — John's Side Of The Overwhelm11:49 — Self-Protection Vs True Intimacy15:53 — Unresolved Hurt Around Parenting And Step-Parenting19:03 — Naming The Right Thing Without Shame24:13 — Boundaries Without Hatred Or Fear27:34 — Guilt, Shame, And Giving Grace35:02 — The Illusion Of Being Taken Advantage Of40:16 — Authority, Trust, And Modern Traditional Roles45:04 — Feelings Aren't Facts, But They Still Matter49:07 — Clarifying Authority And Unconditional Love52:36 — Trust, Transparency, And Closing ReflectionsConnect

FOMO co-founder Paul Erlanger joins Haseeb, Tom, and Tarun to answer last week's unc takes on memecoins: why a fully transparent social graph beats copy trading, how FOMO became the biggest app on Robinhood Chain, Hunter Biden's LAPTOP token, the three-way launchpad war, AMC's fight with Robinhood over tokenized stock, and the AI race to solve Navier-Stokes. Welcome to The Chopping Block, where crypto insiders Haseeb Qureshi, Tom Schmidt, and Tarun Chitra are joined by FOMO co-founder Paul Erlanger to chop it up about the latest in crypto. After getting dunked on as uncs for last week's memecoin takes, the crew brings on the founder at the center of it. Paul lays out FOMO's case for a fully transparent trading social graph, Tarun reports back from a holiday weekend in the trenches, and Haseeb holds the line on where memecoin trading actually destroys value. Then: Hunter Biden's $LAPTOP token, the Pons versus Stonk.fun versus Pump launchpad war, AMC's CEO versus Robinhood's tokenized stocks, and the OpenAI versus Anthropic fight over who solved Navier-Stokes. Listen to the episode on Apple Podcasts, Spotify, Pods, Fountain, Podcast Addict, Pocket Casts, Amazon Music, or on your favorite podcast platform. Show highlights

For episode 771 of the BlockHash Podcast, host Brandon Zemp is joined by Waseem Salim, CEO of Valdora Finance, ZIGChain's liquid staking layer. Stake $ZIG and receive stZIG, a liquid, yield-bearing position you can use across the ecosystem. They're building toward Liquid Everything: vault-based strategies that turn staking into a foundation for broader, structured market access over time. 

As the Texas Department of Insurance (TDI) celebrates its 150-year anniversary, Insurance Commissioner Amanda Crawford looks forward to the agency's future while reflecting on the past century and a half. What's TDI's mission, vision, and core values? TDI's mission is to protect Texas consumers by fairly and diligently regulating the insurance industry, promoting a stable and competitive market, advancing fire safety, and providing clear information to Texans. Our vision is of a Texas where consumers are protected, communities are resilient, and the insurance market is strong for generations to come. Our TEXAS values — Transparency, Efficiency, eXcellence, Accountability, and Service — guide how we serve Texans. Why was the Texas Department of Insurance created? The agency was first created at a time when Texans needed a trusted safeguard. In the 1870s, many insurance companies weren't closely regulated or financially stable, putting families at risk when disaster struck. In 1876, the 15th Legislature created the Department of Insurance, Statistics, and History. At that time, most Texans bought insurance policies from companies based in other states and countries. Only four of the 61 companies selling insurance in Texas were Texas-based. Today, TDI regulates 3,447 companies, including 843 Texas-based insurers. How will TDI continue to serve Texans in the future? TDI is making our work to protect consumers more transparent. We recently rolled out three, consumer-friendly web pages that let consumers see the average homeowners insurance premium for every Texas county, view paid homeowners insurance claims by county, and search home and auto insurance rate filings. These webpages provide information that's historically been hard to find and help consumers better understand what's driving insurance costs where they live. We're here to listen and help. Our website is a tremendous resource with consumer-friendly information – www.TDI.Texas.gov. And you can call our Help Line to speak with experts that can answer your insurance questions in English, Spanish and other languages.. That number is 800-252-3439.00:00 TDI celebrates 150 years of protecting consumers  00:29 What's TDI's mission, vision, and core values?  02:19 What is insurance commissioner Amanda Crawford's background?  04:00 Why was the Texas Department of Insurance created?  05:33 When did TDI move from an insurance board to a single commissioner of insurance?  06:43 How many insurance companies does TDI regulate?  07:33 How will TDI continue to serve Texans in the future?  08:33 How does TDI help Texas consumers?  11:04 If you have insurance questions visit https://www.tdi.texas.gov or call 800-252-3439 

A tool used for years by law enforcement, license-reading cameras have improved public safety. But, concerns over Constitutional protections have not been well-communicated. Transparency, preventing flock camera abuse, audits, and legal parameters with Alachua County Sheriff's Office Public Information Officer Capt. Chris Sims.

We celebrated our 100th episode with a special live episode. In this episode we responded to questions from our audience and, together, explored the integration of AI in coaching and supervision, ethical considerations, and the future of coaching as a business. We share practical experiences, challenges, and opportunities in leveraging AI responsibly.  Keywordscoaching, AI, supervision, ethics, coaching business, technology, coaching tools, confidentiality, client trust Key  topicsAI creeping into coaching and supervisionEthical considerations around AI useInformed consent and client confidentialityAI as a support tool for coaches and clientsAI's impact on coaching business modelsTraining AI with specific knowledge and frameworksBalancing transparency and client trustThe role of coaching in a tech-driven worldOnly 6% of coaches are full-time, and why that makes senseChapters00:00 — Welcome to the 100th Episode of TaC02:23 — AI Is Entering Coaching and Supervision04:38 — Ethics, Transparency, and Client Consent08:04 — What Value Does AI Add for Coaches?13:37 — Using AI for Summaries and Follow-Ups18:17 — Training AI to Act Like a Coach22:08 — AI for Marketing and Storytelling29:31 — Writing About Client Work Ethically37:48 — Context, Contracting, and Human Judgment40:33 — AI, Confidence, and the Future of Coaching45:59 — AI as a Supervision Tool52:15 — Human Oversight and AI's Limits59:34 — Only 6% of coaches are full-time, and why that makes sense64:41 — Coaching as a Business74:17 — Staying Close to the Craft____If you'd like to stay up to date with new episodes, continue the conversation or generally support what we do: Send us your question: http://bit.ly/talkingaboutcoachingSign up to our mailing list (no spam, no sales, just a quick shout about new episodes): https://rocketsupervision.com/talking-about-coaching/Watch us on YouTube: https://www.youtube.com/channel/UCG2cSupport the show- Never miss an episode:https://rocketsupervision.com/talking-about-coaching/- Yannick's Coaching Nuggets: https://gocoachinglab.com/nuggets- Free Starter Kit for new coaches: https://rocketsupervision.com/coaching-starter-kit/- More deep dives at https://www.youtube.com/playlist?list=PLEK9UENWT66D6uqPJhCznXNhc9Ba9jite- Short episodes of TaC addressing specific questions: https://www.youtube.com/talkingaboutcoaching- Support what we do with a positive review, a comment or by telling a friend or colleague about this episode.- Watch COACHING DEMOS from many of our guests in Yannick's Lab. Membership: https://gocoachinglab.com/Upcoming Labs: https://bit.ly/FutureCoachingLabsFREE taster sessions: https://rocketsupervision.com/coaching-lab-coaching-sessions/ Thanks for being a coach. You're making the world a better place!

Repentance has a reputation problem. For many people, the word carries a weight of shame, punishment, and finger-pointing that makes it something to avoid rather than something to run toward. But that understanding misses the heart of what repentance actually is — one of the most beautiful, purifying, and sacred practices available in the daily walk with Jesus. First John 1:9 is a promise, not a threat: if we confess our sins, He is faithful and just to forgive us and purify us from all unrighteousness. God's convictions are not condemnation. They are truth pressed on the heart by a Holy Spirit who loves us and wants nothing standing between us and the Father. When we respond to those convictions with transparency and humility, condemnation has nowhere to land. David modeled this in Psalm 51, approaching God with uninhibited honesty about his sin — not cowering under shame, but opening himself fully to the mercy he knew was available. The picture this episode offers is simple and freeing: a child jumping in the car after school and immediately announcing a failed math test — not to be lectured, but because honesty with a loving parent opens the door to help rather than hiding the problem. That is exactly how our Heavenly Father deals with us. When we are open about our failures and seek His wisdom, He steps right in. We are not berated for failing. We are forgiven and made free, and in that freedom, we genuinely want to do better. Bible Verse "If we confess our sins, he is faithful and just and will forgive us our sins and purify us from all unrighteousness."— 1 John 1:9, NIV Ponder Today Repentance is an open invitation from a loving Savior, not a punishment from an angry God. When we understand it correctly, we stop avoiding it and start running toward it — because on the other side of honest confession is freedom, forgiveness, and restored fellowship. God's convictions are His truths pressed on our hearts. The Holy Spirit prompts us to address what hinders our faith not to humiliate us but because He loves us and wants nothing standing between us and the Father. Transparency with God removes the power of condemnation. David did not approach God with carefully managed confession. He came with uninhibited honesty, and in that openness, condemnation immediately fell away. Hiding sin gives it power. Confessing it removes it. Repentance practiced regularly keeps the heart soft and responsive. Whether it is a daily practice or something we return to after a longer season of resistance, the throne room is always open. God's mercies are new every morning and His grace is always greater than our greatest failure. Forgiveness freely received should be freely extended. One of the natural outcomes of genuine repentance is a growing capacity for grace toward others. Remembering how generously we have been forgiven shapes how generously we forgive. A Prayer for You Today Heavenly Father, thank You that because of Jesus I can come before You freely, knowing I will find mercy instead of condemnation. Your Word promises that if I confess my sins, You are faithful and just to forgive and cleanse me from all unrighteousness. Please search my heart today. Shine Your light into every hidden place and reveal any attitude, habit, or thought that does not honor You. Help me respond to the gentle conviction of Your Holy Spirit with humility and honesty. Create in me a clean heart and renew a steadfast spirit within me. Teach me to practice repentance as a daily act of worship and response to Your loving guidance. Keep my heart soft, teachable, and quick to respond whenever You correct me. Thank You for Your endless patience and for mercies that are new every morning. In Jesus' name, Amen. Want More? Sign up for our free newsletter, The Good Word, for weekly biblical wisdom and encouragement delivered right to your inbox. Join our community today: https://www.lifeaudio.com/thegoodword/ Discover more Christian podcasts at lifeaudio.com and inquire about advertising opportunities at lifeaudio.com/contact-us.

Half of consumer question the authenticity of what they see online.

Federal Reserve Chairman Kevin Warsh has steered the central bank into an era of less transparency. Former Fed governors Donald Kohn and Stephen Miran, as well as Goldman Sachs Chief Economist and Head of Goldman Sachs Research Jan Hatzius, discuss on the Goldman Sachs Exchanges podcast the merits of Fed communication and how it affects financial markets. The episode is based on the latest Top of Mind report. Key takeaways: Kohn says there is a “golden mean” in which financial markets have some information from the Fed, such as a narrative that helps investors process incoming data, without central bank officials providing too much specific information about their policy plans. Reducing forward guidance would improve the signal that financial markets provide, and the additional volatility is worth the trade-off, Miran says. He argues that too much guidance from Fed officials can increase volatility in the longer run. Hatzius says markets will always price what they think the Fed will do—not what they think the Fed should do—even if the central bank provides less information about how it adjusts policy in reaction to economic data. This episode was recorded in August 2026. The opinions and views expressed herein are as of the date of publication, subject to change without notice, and may not necessarily reflect the institutional views of Goldman Sachs or its affiliates. The material provided is intended for informational purposes only, and does not constitute investment advice, a recommendation from any Goldman Sachs entity to take any particular action, or an offer or solicitation to purchase or sell any securities or financial products. This material may contain forward-looking statements. Past performance is not indicative of future results. Neither Goldman Sachs nor any of its affiliates make any representations or warranties, express or implied, as to the accuracy or completeness of the statements or information contained herein and disclaim any liability whatsoever for reliance on such information for any purpose. Each name of a third-party organization mentioned is the property of the company to which it relates, is used here strictly for informational and identification purposes only and is not used to imply any ownership or license rights between any such company and Goldman Sachs.    A transcript is provided for convenience and may differ from the original video or audio content. Goldman Sachs is not responsible for any errors in the transcript. This material should not be copied, distributed, published, or reproduced in whole or in part or disclosed by any recipient to any other person without the express written consent of Goldman Sachs.   Disclosures applicable to research with respect to issuers, if any, mentioned herein are available through your Goldman Sachs representative or at http://www.gs.com/research/hedge.html.  The opinions and views expressed herein do not reflect the institutional views of the employers of the speakers herein.  The material provided does not constitute investment advice or a recommendation from any speaker herein or their employer to take any particular action and neither the speakers herein, nor their employers, make any representations or warranties, expressed or implied, as to the accuracy or completeness of the statements or information contained herein and disclaim any liability whatsoever for reliance on such information for any purpose.   © 2026 Goldman Sachs. All rights reserved.  Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode, Halsey Wise, CEO, Lyric, discusses the importance of trust, truth and transparency in healthcare AI, including decision lineage, governed AI and keeping humans in the loop. He also explores how AI can reduce administrative waste, improve decision-making and strengthen trust among payers, providers and patients.This episode is sponsored by Lyric.

As The Trade Desk confronts negative growth guidance, executive turnover, and a 15% workforce reduction, media analysts Brian Wieser and Luke Stillman dissect the structural missteps behind the company's valuation drop.They reveal how an insistence on open-web transparency manifestos lost ground to buyer demands for price, convenience, and direct supply path performance.Key Highlights

In this episode, Halsey Wise, CEO, Lyric, discusses the importance of trust, truth and transparency in healthcare AI, including decision lineage, governed AI and keeping humans in the loop. He also explores how AI can reduce administrative waste, improve decision-making and strengthen trust among payers, providers and patients.This episode is sponsored by Lyric.

In this episode of the Egg Whisperer Show, I have the pleasure of welcoming Dr. Abby Eblen, Dr. Carrie Bedient, and Dr. Susan Hudson: board-certified reproductive endocrinologists, co-hosts of the "Fertility Docs Uncensored" podcast, and authors of the new book, "The IVF Blueprint." As clinicians and, in some cases, IVF patients themselves, they bring a wealth of experience and empathy to our conversation about the emotional and practical aspects of fertility treatment. Together, we dive into the motivations behind writing "The IVF Blueprint," the importance of patient education, and the ever-evolving landscape of IVF care. We discuss our shared mission to demystify the IVF process, provide evidence-based guidance, and empower patients to advocate for themselves. We also explore the emotional journey of infertility, the significance of transparency in the lab, and what the future holds for fertility care. In this episode, we cover: The inspiration and collaborative process behind "The IVF Blueprint" Common sources of overwhelm for IVF patients and strategies to manage them The importance of patient education and anticipatory guidance throughout the IVF journey Evidence-based recommendations for supplements and lifestyle during fertility treatment What really happens in the IVF lab and why transparency matters Trends in IVF access, family planning, and genetic testing How patients can advocate for themselves and find support during fertility care Resources: Fertility Docs Uncensored Podcast & Book Dr. Carrie Bedient at Fertility Center of Las Vegas Dr. Susan Hudson at Texas Fertility Center Dr. Abby Eblen at Nashville Fertility Do you have questions about IVF? Click here to join Dr. Aimee for The IVF Class. The next live class call is on Monday, September 14 at 4pm PST, where Dr. Aimee will explain IVF and there will be time to ask her your questions live on Zoom. Click to find The Egg Whisperer Show podcast on your favorite podcasting app.   Watch videos of Dr. Aimee answer Ask the Egg Whisperer Questions on YouTube.  Sign up for The Egg Whisperer newsletter to get updates  Dr. Aimee Eyvazzadeh is one of America's most well known fertility doctors. Her success rate at baby-making is what gives future parents hope when all hope is lost. She pioneered the TUSHY Method and BALLS Method to decrease your time to pregnancy. Learn more about the TUSHY Method and find a wealth of fertility resources at www.draimee.org.

What if the companies in your portfolio are working against the values you're trying to live by?For Christians, investing is about more than pursuing financial returns. Like every other financial decision, investing can be viewed through the lens of stewardship—asking not only, “How is my money growing?” but also, “What is my money supporting?”Faith-based investing seeks to bring those questions together.Brian Mumbert, president of Timothy Plan, joined the show today to explain how faith-based investing works, what research suggests about performance, and how Christians can begin aligning their portfolios with biblical values.What Is Faith-Based Investing?Faith-based investing shares many objectives with conventional investing: building a diversified portfolio designed for long-term growth while managing risk appropriately.The difference is that it adds another consideration—a values-based screen.For Timothy Plan, that means avoiding companies that profit from or promote activities the fund family believes conflict with biblical principles. Examples may include abortion, pornography, gambling, and businesses that profit from activities that can exploit addiction or vulnerable people.At the same time, faith-based investors can seek companies producing goods and services that contribute positively to society.Importantly, biblical screening does not replace traditional investment analysis. Financial fundamentals still matter.“The screening comes before the portfolio construction,” Mumbert explained.The goal is to combine disciplined financial analysis with biblical convictions so investors can pursue competitive returns without unnecessarily separating their financial decisions from their faith.Does Screening Companies Hurt Investment Performance?One common concern about faith-based investing is that eliminating certain companies or industries will automatically lead to lower returns.According to Mumbert, research does not support the idea that values-based investing necessarily requires investors to accept a persistent performance penalty. He points to independent studies examining faith-based and values-aligned investment strategies, some of which have found comparable performance and, in certain cases, favorable risk-adjusted results.Screening can also remove companies facing significant social, reputational, or regulatory risks.Of course, no screening methodology guarantees better investment results, and past performance never guarantees future returns. Faith-based investors still need to evaluate expenses, diversification, risk, time horizon, and the quality of the underlying investment strategy.The larger point is that investors do not necessarily have to choose between financial discipline and biblical alignment.Looking Beneath the SurfaceKnowing what a company truly supports can be more complicated than simply looking at its primary business.A company may appear acceptable based on the products it sells while supporting other activities through corporate policies, charitable contributions, partnerships, or business practices.That makes research an important part of faith-based investing.Timothy Plan has developed a proprietary screening process over more than three decades. Its research examines both what companies profit from and what they promote at the corporate level.The process also relies on third-party information, and companies are reviewed periodically because corporate practices can change.That ongoing evaluation is important. A company that meets a particular screen today may change its policies, business lines, or priorities in the future.Transparency also gives investors an opportunity to examine holdings for themselves. Timothy Plan makes information available so shareholders can better understand how their investments align with its biblical screening standards.Building a Diversified Faith-Based PortfolioFaith-based investing has expanded considerably over the years. Investors today have access to a growing range of mutual funds, exchange-traded funds, and other investment strategies.Timothy Plan currently offers 12 mutual funds and seven ETFs covering different areas of the market. Its offerings include strategies focused on various company sizes and investment styles, as well as more specialized options such as an Israel-focused fund.For investors just getting started, some Timothy Plan mutual funds have relatively low entry points, including a $1,000 initial investment or an automatic investment program beginning at $50 per month.But investors should never base their choices solely on whether a fund carries a Christian label.Investors should still consider their overall financial plan, including their goals, time horizon, risk tolerance, diversification, fees, and tax situation. A faith-based portfolio should be both biblically aligned and financially sound.Take an Inventory of What You OwnMany Christians have never examined the companies held inside their mutual funds, ETFs, retirement accounts, or other investments.That can be a valuable place to begin.Rather than assuming your investments reflect your convictions, take an inventory of what you actually own. Look beneath the fund names and examine the underlying companies your investment dollars are supporting.Timothy Plan offers screening resources that can help investors evaluate their current holdings. You may also want to work with a financial professional, such as a Certified Kingdom Advisor®, who understands both investment planning and the desire to integrate biblical principles into financial decisions.Faith-based investing will not make every investment decision simple. Christians may reach different conclusions about particular companies, industries, or screening standards.But stewardship invites us to be thoughtful.Our investments are part of the resources God has entrusted to us. And while financial returns matter, they are not the only question worth asking. We can also consider whether the way we invest is consistent with the values we seek to live out everywhere else.To learn more about Timothy Plan and its faith-based investment options, visit TimothyPlan.com.On Today's Program, Rob Answers Listener Questions:My husband passed away in January, and I'm the beneficiary of his IRA and 401(k). What taxes might I owe on those accounts? He also had an outstanding 401(k) loan—will I have to repay it or report the unpaid balance as income?From a credit-score standpoint, is it better to have more than one credit card, or is one enough?My 90-year-old mother has early-stage dementia, and I'm now managing her finances. She continues to spend heavily on collectibles, and we're concerned her money may not last if she eventually needs memory care. How can my sisters and I address her spending wisely and respectfully?Resources Mentioned:Faithful Steward: FaithFi's Quarterly Magazine (Become a FaithFi Partner)Timothy PlanWise Women Managing Money: Expert Advice on Debt, Wealth, Budgeting, and More by Miriam Neff and Valerie Neff Hogan, JD. FaithFi Field Guide: How Much Money is Enough? Our Ultimate Treasure: A 21-Day Journey to Faithful Stewardship by Rob WestWisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor® (CKA)FaithFi App Remember, you can call in to ask your questions every weekday at (800) 525-7000. Faith & Finance is also available on Moody Radio Network and American Family Radio. You can also visit FaithFi.com to connect with our online community and partner with us as we help more people live as faithful stewards of God's resources. 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Is Transparency Really the Answer? Is Transparency Really the Answer?We hear it constantly in Agile: “We need more transparency.”But does transparency really mean sharing everything?In Episode 1647 of The Agile Daily Standup, we explore an important leadership lesson: more information does NOT automatically create more understanding.Long status reports, endless project updates, detailed explanations, milestones, metrics, and mountains of data may technically make us transparent—but they can also bury the one thing our audience actually needs to know:Why does this matter?Great communication isn't about proving how much work happened. It's about making the impact impossible to miss.

Daniel Scranton channels the 9D Arcturian Council in this Portal To Ascension "Embracing Contact" transmission, and the collective's message on ET contact is unusually specific. Speaking through Scranton, the Arcturians argue contact begins not with a landing but with self-acceptance: embrace yourself, your shadow, your differences, and the crowded "full sky" of ships, orbs, and portals they say already surrounds Earth. Weigh it how you like, but note the concrete claims — face-to-face meetings with Pleiadians and hybrids while the 9D beings stay non-physical, a coming wave of mental-health upheaval as worldviews collapse, and reassurance that this is neither rescue nor invasion. The most buried detail? A quiet prophecy that the very family members who called you the weird "black sheep" will be the first to phone you when ships appear.

Stay informed on current events, visit www.NaturalNews.com  - Diesel Crisis and Geopolitical Tensions (0:11) - U.S. and Iran's Military Actions (1:17) - Escalation of Conflict and Economic Impact (15:20) - Predictions for Future Conflict (15:39) - Preparation for Potential Nuclear War (16:02) - Introduction to the Zach Adams Effect (29:20) - AI Development and Inference Costs (38:03) - Local AI Models and Open Source Intelligence (47:20) - AI and Structural Unemployment (53:50) - AI and Permission Architecture (56:41) - AI and Hardware Costs (58:30) - Spike Protein Persistence and Its Implications (75:19) - Nuclear Fallout and Its Health Effects (84:16) - Synergistic Crisis: DNA Damage and Spike Protein (86:37) - SARS-CoV-2 Infection and DNA Damage (90:07) - Combining Spike Protein and Radiation (93:28) - Labor Day Sale Event at HealthRangerStore.com (96:36) - Transparency and Lab Testing Results (101:18) Watch more independent videos at http://www.brighteon.com/channel/hrreport  ▶️ Support our mission by shopping at the Health Ranger Store - https://www.healthrangerstore.com ▶️ Check out exclusive deals and special offers at https://rangerdeals.com ▶️ Sign up for our newsletter to stay informed: https://www.naturalnews.com/Readerregistration.html Watch more exclusive videos here:

In this episode of The Girl Dad Show, Young Han sits down with Mike Harvey, founder of SkyeVantage, powered by The Roof Resource, to unpack walking away from corporate America, rebuilding one of the least transparent corners of home services, and what it means to commit with no backup plan. Mike traces his path from a corporate career to launching the company in 2020 as a local concept, then growing it into a national licensing platform serving homeowners, insurance professionals, and real estate partners across multiple states. He shares the thinking behind a hybrid model that pairs technology with service, why he replaced traditional markups with flat fees, and what changes for a homeowner when the pricing on one of the largest purchases they will ever make is finally legible. The conversation also gets personal. Mike is candid about the role faith has played in how he's handled adversity, what he's trying to model for his two daughters, and why purpose and giving back are built into the company rather than bolted onto it. Expect a clear-eyed take on challenging an entrenched business model, practical advice for anyone weighing the jump from a salary to their own thing, and a working reminder of what the building is actually for.

Pamela Aralyn channels the Galactic Council of Nine and the cosmic vibration of Orion in this Portal To Ascension "Embracing Contact" transmission — beings who introduce themselves with a jolt: "We are humans from the future. I used to be you." Speaking through Aralyn, they trace an origin story that runs from the Lyran-reptilian wars in the capital city of Avalon, through a refugee star-cluster they call the Hiatus (between Taurus and the Pleiades), to a world you turned lush and named Mu — and then repeated on Earth as Lemuria and Atlantis. They insist that each of you is already a "galactic hybrid," born with galactic and human DNA, and that to prepare for contact you must become fully conscious in mind, body, and soul. The tenderest teaching? Grace is not from a religion — it puts your broken parts back together, even if it has to drag you kicking and screaming.

Friday, September 4, 2026Today, the Missouri Supreme Court has paused the Republican gerrymander netting Democrats 1 seat this November; ICE agent Christian Castro has been federally charged with false statements over his shooting of Sosa-Celis in Minnesota but not the actual shooting because the Justice Department blocked that; a federal judge has blocked Trump's new order limiting birthright citizenship; ICE plans to spend $5M creating a national voter database; Speaker Johnson has canceled House votes for the next two weeks after Democrats propose a new Epstein Files discharge petition; the House has rejected Mike Johnson's amendment to keep the Supreme Court at 9 Justices; the Pentagon has suspended the testosterone testing program but for worse reasons than you think; a whistleblower says ICE skipped basic standards in a rush to recruit; Mitch McConnell's staff says they hope he'll return to the Senate September 14th; Maria Bartiromo is leaving Fox News effective immediately; the trailblazing journalist and activist Gloria Steinem has died at 92; plus Allison delivers your Good News.Thank You, IQBARText DAILYBEANS to 64000 to get 20% off all IQBAR products, plus FREE shipping. Message and data rates may apply. Blue Wave Nation | https://secure.actblue.com/donate/mswbluewave The Trump Epstein Memorial BookmobileThe Daily Beans is proud to partner with Miles Taylor and our friends at DEFIANCE.org For a limited time, members of the Daily Beans community can receive a FREE 3-month full membership to DEFIANCE.org and gain access to one of the fastest-growing pro-democracy movements in America. Join here: https://www.defiance.org/beansDiamond Dames - Subscribe here: Diamond Dames - A Ted Lasso PodcastDiamond Dames - YouTube playlist Guest: John FugelsangThe John Fugelsan Show Sirius XM Progress 127 Weekdays at 12 PM ET The John Fugelsang Podcast, John Fugelsang|Substack, @johnfugelsang|Bluesky, @JohnFugelsang|TwitterSeparation of Church and Hate by John FugelsangThe Latest Breakdown→ The Breakdown | Trump DOJ Nears Contempt Over Epstein Cover-UpStoriesMissouri Supreme Court pauses GOP gerrymander, likely netting Democrats 1 House seat | POLITICOICE agent charged with lying about shooting Venezuelan man during crackdown | ABC NewsSpeaker Johnson, in reversal, cancels House votes, leaving few days in session before midterms | ABC NewsHouse rejects GOP constitutional amendment to limit Supreme Court to 9 justices | CBS NewsICE Plans to Pay $5 Million to Create National Voting Database | WIREDICE Skipped Basic Checks in Rush for Recruits, Whistle-Blower Says | The New York TimesUS judge blocks Trump's newest order limiting birthright citizenship | ReutersFox News parts ways with Maria Bartiromo | NBC NewsGood TroubleHelp staff your local polling place - Power The Polls→Hands Off Our Vote! 2026 Toolkit | Indivisible→Operation Take Up Space - Commondefense.us/otus →Voter Registration Deadlines - Vote.org→Voter Registration Volunteer Opportunities · Mobilize→Helpline Orientation- Spanish Speakers Needed! · VoteRiders→Help save Texas from Ken Paxton! →NO HATE in WA State→Stand With Minnesota →iceout.org Good Newssecondtermmadness.comIMAB Monthly Meeting | IndivisibleOct 9 -Southwest Funny Fest:Dana Goldberg's Southwest FunnyFest - City of Albuquerque -Email Dana@DanaGoldberg.com for sponsorship informationTickets for Dana Goldberg: Outrageous - Sep 23 - Den Theater - Chicago →Share your Good News & Good Trouble - The Daily Beans→Beans Talk audio -beans-talk.simplecast.comSubscribe to the MSW on YouTube - MSW Media - YouTubeOur Donation LinksThe Trevor Project - trevorproject.org/beansBlue Wave California - ActBlue.com/donate/msw-bwcDonate to Public Citizen - https://citizen.org/beans/National Security Counselors - Donate, WhistleblowerAid.org/beansDonate to It Gets Better / The Daily Beans FundraiserPathways to Citizenship - boomerang - pathways Dana and The Daily Beans support of Human Rights Campaign ONE CAUSE HRCThe Daily Beans supports It Gets BetterDr. Allison Gill - The Breakdown | Allison Gill, Mueller, She Wrote @muellershewrote.com - Bluesky, MSW & The Daily Beans Podcast @muellershewrote - Instagram, MSW Media - YouTube →Federal workers email AG - fedoath@pm.meDana Goldberg - Dana is on Patreon! 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Carl and Mike are joined by Steve Koonin as they discuss the latest on the Atlanta Hawks and the NBA.

Send us Fan MailDurana Elmi, cofounder of Cymbiotika, joins Skin Anarchy to talk about building a transparency first supplement brand: the loss that inspired it, why absorption matters more than dose, how the pouch format drives consistency, and the gaps in women's health.What inspired Durana Elmi to start Cymbiotika?Loss. After she and her husband lost family members they could not help despite having resources, they set out to change how health is accessed. "The inspiration came from losing family members who we couldn't help." They saw an industry short on transparency and education, and built to fix it.Why does supplement absorption matter more than dose?Because most of what you swallow never reaches your cells. Elmi recalls her uncle, a doctor in Geneva, questioning her bag of pregnancy pills. "The delivery and the absorption... is so low." Cymbiotika's liposomal format, she says, delivers far more than a pill, which is why people feel a difference.Why did Cymbiotika choose pouch supplements?For consistency, which is the only thing that produces results. Elmi wanted something she would actually use daily rather than leave in a cabinet. "I need something to throw in my pocket that can go with me... that's the only way that I can be consistent." The format also lets customers share it easily.How do you scale a wellness brand without compromising?By never chasing trends and never cutting efficacy. Elmi says the company stays anchored to its liposomal delivery and to solving real problems. "We just don't take shortcuts in the efficacy and how we source our raw ingredients." She adds: "I don't believe that companies fail. I believe that founders give up."Why does women's health get overlooked?Because the research and the empathy have not been there. Elmi speaks candidly about perimenopause and thyroid struggles the culture treats as unspeakable. "What we experience and endure as a woman, no one talks about." She argues products built for women should be informed by women's actual experience.Why is transparency so important in supplements?Because it is the foundation of everything else. Rejecting proprietary blends, Cymbiotika publishes what goes into its products and how they are made. "Transparency creates trust and trust creates community." That community, she says, is what makes the brand durable rather than fear of competitors copying formulas.How does Cymbiotika market without heavy influencer ads?Through experience rather than hard selling. Elmi is skeptical of influencer pushes and invests instead in customer experience and cultural moments. "The real marketing today is how are consumers experiencing your brand?" The goal is an emotional connection that turns a product into a ritual.How should you actually approach longevity?Start with the basics before optimizing. Elmi points to sleep, movement, nutrition, stress management, community, and supplementation as the foundation. "It starts with the basics," she says, describing how wearables taught her that even a nightly glass of wine was quietly wrecking her sleep.How do you compete with integrity?By perfecting your own craft instead of tearing others down. "When you put other people down... you're really showcasing your own insecurities." Elmi ties it to company culture, from sourcing to monthly beach cleanups, arguing the brand's integrity reflects who the founders are.What does uplifting other people really mean?For Elmi, it is a superpower measured by how others feel in your company. "How do you make them feel, that is your ultimate superpower." She teaches her daughters the same, and mentors newer founders freely. "I don't feel like I compete with anybody. I want you to learn from my mistakes."Listen to the full episode with Durana Elmi of Cymbiotika on Skin Anarchy, available wherever you get your podcasts.Shop CymbiotikaDon't forget to subscribe to Skin Anarchy on Apple Podcasts, Spotify, or your preferred platform.Reach out to us through email with any questions.Sign up for our newsletter!Shop all our episodes and products mentioned through our ShopMy Shelf!Support the show

We're back with another episode of Freedom to Learn, with DFI's Angela Morabito filling in for Host Ginny Gentles. This week, U.S. Under Secretary of Education Nicholas Kent joins the podcast to give an inside look on how the The Department of Education is bringing transparency to higher education's foreign financial ties, partnering with the […]

Steve Simon is the Minnesota Secretary of State and he's running for re-election. Jason first asks about the state flag and his opponent Tad Jude saying Secretary Steve was instrumental in selecting the new state flag. Secretary Simon pushes back on Tad Jude's messaging and campaign promises that may or may not be constitutional. Secretary Simon speak to the security of Minnesota's elections, the high level of voter turnout and being transparent with the interested public. They also chat about the federal government's pursuit of certain voter information.

Truth Be Told with Booker Scott – Georgia's election controversies continue to fuel public distrust as questions over signatures, tabulator tapes, chain of custody, residency, and election records remain unresolved. Voters demand transparency, accountability, and evidence that election procedures are followed consistently, warning that unanswered concerns further weaken confidence in government institutions...