Podcasts about expats

For British expats in America drawing income from a UK pension, the NT tax code has long been a straightforward, if slow, way to avoid being taxed at source in the UK on income that should only be taxable in the US. But something appears to be changing at HMRC, and what was once a simple administrative process is becoming unpredictable, inconsistent, and in some cases, actively obstructed. In this From the Trenches episode of Expat Wealth, Richard Taylor, Chartered Financial Planner and founder of Plan First Wealth, and business partner James Boyle share three real client cases that have taken them by surprise. The first involves a client who applied for an NT tax code over two years ago and has since had it granted on two of his three UK pensions, with no explanation as to why the third was excluded. The second is a case where HMRC outright rejected an application, claiming the pension in question was not a registered pension scheme, despite it clearly being one, an apparent administrative error that now requires a drawn-out correction process. The third case, and perhaps the most concerning, involves a client who followed expert advice to the letter. Working with a US-UK cross-border tax advisory team, he took small, regular UFPLS withdrawals from his SIPP, a strategy designed to have pension income treated as ongoing payments rather than a lump sum. Despite the amounts falling well below HMRC's own published thresholds, the claim was rejected on the basis that the payments constituted a lump sum, a position that surprised even the specialist tax advisers involved. Richard and James discuss what these cases might signal about a broader shift in HMRC's stance, particularly in light of recent guidance clarifying how lump sums from UK pensions are defined and taxed. They stress that while the US-UK tax treaty should ultimately protect expats from double taxation, the mechanics of resolving these disputes can be time-consuming, expensive, and deeply frustrating. Whether you hold a UK SIPP, are considering applying for an NT tax code, or have already hit a roadblock with HMRC, this episode offers a candid look at a process that is no longer as routine as it once was, and why having the right cross-border tax advice matters more than ever. -- Expat Wealth is supported by Plan First Wealth. Plan First Wealth is a Registered Investment Advisor serving fellow expatriates and immigrants living across the US on matters such as retirement planning, investment management, tax planning and non-US asset management. https://planfirstwealth.com/ -- Expat Wealth is affiliated with Plan First Wealth LLC, an SEC registered investment advisor. The views and opinions expressed in this program are those of the speakers and do not necessarily reflect the views or positions of Plan First Wealth. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and unless otherwise stated, are not guaranteed. Be sure to first consult with a qualified financial adviser and/or tax professional before implementing any strategy discussed herein. Plan First Wealth does not provide any tax and/or legal advice and strongly recommends that listeners seek their own advice in these areas. ABOUT RICHARD: Richard Taylor is a British expat, dual citizen (UK & US). Originally from Bolton, he now lives in Greenwich, CT, where Plan First Wealth has its head office. As the firm's leader, Richard launched Taylor & Taylor, now Plan First Wealth, and continues to fuel the firm's growth. Richard is a Chartered Financial Planner (UK – CII) in addition to holding the IMC (CFA UK) and Series 65 (US – FINRA). Connect with Richard on LinkedIn

The headlines say the tariff war is still raging. According to Richard Baldwin, Washington has spent the past year quietly backing away from it, one exemption and carve-out at a time. In episode 93, Robert Skidmore and I look at what that retreat means for a global trading system that increasingly seems to be organising itself around the US rather than through it. Then we sit down with Charles-Henry Monchau, Chief Investment Officer at Bank Syz, to ask how investors should think about geopolitics, industrial policy and capital flows in what he calls the era of "slowbalization." Trade policy, energy security and investment strategy are no longer separate conversations. Canada and the EU are building a deeper partnership, Germany is weighing a tougher economic-security approach to China, and an energy squeeze is heading into winter that looks a lot like 2022. Meanwhile, our guest points out that global equities were hitting record highs despite all the scary headlines. The awkward question for anyone with a portfolio, a supply chain or a heating bill is how those pieces fit together. What Went Wrong This Week The quiet tariff retreat. Baldwin argues the effective US tariff rate rose from about 2% to a peak of around 11% in October 2025, then fell to roughly 6.7% by May 2026, largely through exemptions and lower applied rates rather than public reversals. His read: the rest of the world is adapting around the US in what he calls an "N minus one" trading system. Canada and the EU move closer. A deeper strategic partnership, Mark Carney's call for a closer alliance of like-minded democracies, CETA's provisional application, and why supply chains and critical minerals are part of the story. Germany's China rethink. Bloomberg reports Berlin is preparing a tougher economic-security approach: tariffs on certain Chinese plug-in hybrids, investment screening, export controls, EU procurement preferences, local content requirements, and possibly joint-venture rules for Chinese firms in Europe. We look at "China shock 2.0," the rare earths choke point, and the price gap between a Renault EV and a BYD or Xpeng. The energy squeeze. Hormuz, Ukrainian drone strikes on Russian refining, record US diesel prices and the on-again, off-again talk of a US export ban, record-low EU gas storage for this time of year, and a fertilizer squeeze that could outlast the Hormuz closure itself (Peter Goodman flagged that one). The lesson: depending on US energy is now a risk you have to hedge. Our guest: Charles-Henry Monchau Charles-Henry Monchau is Chief Investment Officer and ExCo member at Bank Syz. Before that, he was CIO of Dubai Investments and head of asset allocation for EMEA at Deutsche Bank, with senior roles across Geneva, Zurich, Dubai, Nassau and Paris. He holds an executive MBA from IE Business School and an MSc in finance from HEC, is a CFA, CMT, CAIA and CIIA charterholder, and is a top voice on LinkedIn with more than 280,000 followers. In our conversation, we cover: What a CIO actually does (the answer involves an orchestra conductor and the auto industry). Why contrarian investing is easy to explain and very hard to do: the moment to take some profits is when everything looks perfect, and the hardest moment to buy risk is when it feels like the end of the world. From globalisation to "slowbalization": US-China geo-economics, sovereignty, why chips are now made at home rather than by the lowest-cost producer, and the three strategic priorities he sees: AI and robotics, defence, and electric power. Why global equities keep hitting all-time highs despite the headlines, from a record DAX with only two tech stocks to a rally broadening across Europe and emerging markets, and why he calls it "the most hated global equity bull market." Why geopolitics and geoeconomics are here to stay, as both an opportunity and a risk for investors. Why he sees the bond market as the ultimate judge of US policy, from Liberation Day to the "TACO" trade. Expat corner: what living abroad taught him about Switzerland, including direct democracy, a constitutional debt brake and a strong franc that pushes companies up the value chain. On a scale of zero to SpaceX, how worried should we be about a bubble? His answer: SpaceX is like an option. You can find Syz's investment insights on the Syz Group website and LinkedIn page. Plus: why 93 is a surprisingly good number for a trade podcast (neptunium, the end of the GATT Uruguay Round on 15 December 1993, chapter 93 of the Harmonized System, and CERN putting the World Wide Web software into the public domain), Gen Z's "Get Off My Lawn" segment, hobby-maxing as a recession indicator, AI-generated sloths on Vespas, and the return of the river otter to Geneva. This episode is brought to you by Active Languages, a Geneva-based language training company that has been helping professionals, expats and international families succeed in Switzerland for nearly 30 years. Trade Splaining listeners get a complimentary language level assessment and initial consultation: email [confirm address with Active Languages] and mention Trade Splaining, or learn more at activelanguages.com.

With midterm elections approaching, the Carl and Veronica discuss how polarised politics has made many people avoid political talk, even though learning comes from listening to different views. They highlight the Ground News app for comparing many sources, political leanings, factuality, and “blind spots,” and reflect on how journalism has shifted from striving for objectivity and strict ethics to opinion-driven, entertainment-focused commentary competing for attention. Veronica shares experiences from early newsroom convergence and police-beat reporting to illustrate how human limitations and demographics shape story selection.They argue for considering sources, watching unedited footage (e.g., C-SPAN), and resisting sensationalism and extremism. The conversation turns to Portugal, debating whether media should disclose nationalities in crime reporting, and warning expats that slander and libel can bring civil or criminal penalties and even visa consequences.Become a supporter of this podcast: https://www.spreaker.com/podcast/the-good-morning-portugal-podcast-with-carl-munson--2903992/support.Get help moving to and living in Portugal

Hörerfrage des Monats: Wo kaufst du in Irland eigentlich ein?Wo kauft man in Irland Lebensmittel und Dinge für den täglichen Bedarf? Welche Supermärkte gibt es und worin unterscheiden sie sich?In dieser Hörerfrage des Monats geht es um die verschiedenen Einkaufsmöglichkeiten in Irland. Dabei werfen wir einen Blick auf bekannte Ketten wie Aldi, Lidl und Tesco, aber auch auf den irischen Supermarkt SuperValu.Außerdem erfahren wir, warum Aldi für viele alltägliche Einkäufe die erste Wahl ist, was für Obst, Gemüse und die Backtheke von Lidl spricht und wann sich ein Besuch bei SuperValu oder Boots lohnt. Auch die Bedeutung lokaler Metzgereien und der bewusste Blick auf Herkunft und Qualität von Fleisch kommen zur Sprache.Besonders praktisch: Rund um Max' Wohnort befinden sich fast alle wichtigen Einkaufsmöglichkeiten nur wenige Gehminuten entfernt.Vielen Dank an Robert für die spannende Frage!Fragen, Anregungen oder Themenvorschläge?

Welcome to Season 7, Episode 34 of #AtlasExpatMortgages podcast, September Q&A Update (Part 2). In this second half of the episode, James Ridley and Jeremy Harper turn to your questions. They explain how Australian lenders assess and convert foreign income, including the difference in treatment across currencies, why "shading" applies, and how it can affect your borrowing capacity. They also unpack what it means to borrow through a company structure as an expat, including the tax and lending trade-offs, before weighing in on individual versus company ownership and how each affects borrowing power. The episode wraps with a straightforward answer to a common question: does Atlas charge a broker fee? Relevant Links: • Order your copy of the The Expat's Handbook - atlaswealth.com/resources/the-exp…working-overseas/ • Upcoming events & webinars: atlaswealth.com/events/ • Facebook Group – Join the Australian Expat Financial Forum: facebook.com/groups/AustralianExpatFinancialForum • Expat Chat Podcast – atlaswealth.com/news-media/austra…pat-chat-podcast/ • Weekly Recap Podcast – atlaswealth.com/news-media/atlas-…kly-recap-podcast If you enjoy the content, let us know by giving the episode a thumbs up and subscribing. Feel free to share your feedback or questions in the comments below. About Atlas Wealth Group: Atlas Wealth Group was established to meet the growing demand from Australian expats for professional financial guidance. We specialise in providing tax, financial planning, wealth management, and mortgage services to Australian expats around the world. Whether you're based in Asia, the Middle East, Europe, or the Americas, our team has the expertise to help you manage your global financial journey. To learn more, visit www.atlaswealth.com Connect with us: Facebook: www.facebook.com/atlaswealthmgmt LinkedIn: www.linkedin.com/company/atlas-wealth-management X: www.x.com/atlaswealthmgmt Instagram: www.instagram.com/atlaswealthgroup Youtube: www.youtube.com/atlaswealthmgmt

Greetings Glocal Citizens! In this two-part conversation, Natasha Johnson, shares her impressive experience in both the nonprofit and academic sectors. For over two decades, she has been an activist, educator, lawyer, and artist working primarily on intersectional gender justice. She served as the executive director of several nonprofit organizations, as an anti-trafficking legal specialist drafting reform legislation in the Solomon Islands, and as a director of education working to support homeless LGBTQ youth. She is skilled at creating arts-based programming that integrates human rights and social justice awareness in elementary through graduate school environments. She has also taught courses in law, ethics, policy, civic engagement, education, nonprofit leadership, business development, and more. in her scholarly roles, she has been a professor and a director of academic programs at multiple colleges and universities, including Metropolitan College, St. Joseph's College, Adelphi University, and Medgar Evers College. In 2015, she founded Globalizing Gender, a nonprofit organization committed to creating a just world and preventing gender-based violence through capacity building, law, governance, and awareness. In 2018, she organized New York City's inaugural march to end female genital mutilation and cutting (FGM/C) in the United States and was one of the lead contributors to a local statute that created a mayoral-appointed culturally aware task force on FGM/C, the first of its kind in the country. After years of selfless work in diverse communities across the globe, Natasha is at an inflection point in her career and we're fortunate to get a glimpse of how she's approaching finding and settling into a new next. Where to find Natasha? On LinkedIn On Instagram On Facebook Her TEDxFlatbush Talk on YouTube What's Natasha reading? All the Sinners Bleed by S.A. Cosby The Revelation of Dionne Daphne by Mara Brock Akil Delicious Foods by James Hannaham Other topics of interest: About Flatbush, Brooklyn About Brooklyn's oldest High School - Boys and Girls High School About the Solomon Islands Melanesian, Polynesian and Micronesian peoples of the Pacific Revist Glocal Citizen, Brigitte Perenyi's own personal experience in the trokosi system What defines Gender-based Violence? What is FGM/C? What is a B-Corp? About Tower RecordsSpecial Guest: Natasha R. Johnson.

Écoutez l'essentiel de La commission, mardi le 29 septembre: Montréal réclame l'aide de Québec pour financer ses infrastructures d'eau. On fait le point avec Claude Pinard, président du comité exécutif de la Ville de Montréal; Guerre tarifaire: les nouvelles interdictions américaines «surtout symboliques». C'est l'avis de Richard Ouellet, professeur de droit international économique à l'Université Laval; La CAQ souhaite rendre les permis de chasse et pêche gratuits: bonne ou mauvaise idée? On en discute avec Julien Cabana, chroniqueur chasse, pêche et plein air; Faut-il rendre le vote obligatoire au Québec? La chroniqueuse et autrice du livre Expat, Fadwa Lapierre, s'est penchée sur la question en allant voir ce qui se fait à l'international. Voir https://www.cogecomedia.com/vie-privee pour notre politique de vie privée

Fluent Fiction - Italian: Amalfi Waves of Change: Giovanna's Big Decision Find the full episode transcript, vocabulary words, and more:fluentfiction.com/it/episode/2026-09-28-07-38-19-it Story Transcript:It: Il sole del pomeriggio brillava dolcemente sulle onde del Mar Mediterraneo lungo la Costiera Amalfitana.En: The afternoon sun gently shone on the waves of the Mar Mediterraneo along the Costiera Amalfitana.It: Giovanna, Luca e Stefano passeggiavano tra i vicoli di Amalfi, godendosi l'atmosfera vivace e il profumo del mare nell'aria.En: Giovanna, Luca, and Stefano strolled through the alleys of Amalfi, enjoying the lively atmosphere and the scent of the sea in the air.It: Le foglie degli alberi cambiavano colore, tingendo il paesaggio di sfumature di arancione e giallo dorato.En: The leaves of the trees were changing color, painting the landscape with shades of orange and golden yellow.It: Era autunno, ma con un calore gentile che abbracciava la pelle.En: It was autumn, but with a gentle warmth that embraced the skin.It: Giovanna osservava i suoi amici con occhi brillanti.En: Giovanna watched her friends with bright eyes.It: Era felice di essere lì, con loro.En: She was happy to be there with them.It: Ma un pensiero le pesava nel cuore: l'offerta di lavoro all'estero che aveva ricevuto.En: But a thought weighed on her heart: the job offer abroad that she had received.It: Era un'opportunità unica, ma la decisione di lasciare tutto era difficile.En: It was a unique opportunity, but the decision to leave everything was difficult.It: Sapeva che il momento era perfetto per parlarne con Luca e Stefano.En: She knew the time was perfect to talk about it with Luca and Stefano.It: Mentre il sole scendeva oltre l'orizzonte, i tre amici si sedettero in un piccolo ristorante sulla spiaggia.En: As the sun set beyond the horizon, the three friends sat at a small restaurant on the beach.It: Le onde si infrangevano dolcemente sulla riva, creando una sinfonia naturale.En: The waves gently crashed onto the shore, creating a natural symphony.It: "Devo dirvi qualcosa," iniziò Giovanna, cercando le parole giuste.En: "I need to tell you something," Giovanna began, searching for the right words.It: Il suono dei gabbiani riempiva l'aria mentre lei raccontava della proposta di lavoro.En: The sound of seagulls filled the air as she told them about the job offer.It: Voleva la loro opinione, il loro sostegno.En: She wanted their opinion, their support.It: Luca, ascoltando attentamente, non riusciva a nascondere la sua preoccupazione.En: Luca, listening attentively, couldn't hide his concern.It: "Non vuoi che niente cambi, vero?"En: "You don't want anything to change, do you?"It: chiese, guardandola negli occhi.En: he asked, looking into her eyes.It: Era turbato, temeva di perderla come amica e complice delle sue serate a ridere e condividere sogni.En: He was troubled, afraid of losing her as a friend and a partner in the evenings filled with laughter and shared dreams.It: Stefano rimase in silenzio, cercando una battuta per alleggerire l'atmosfera, ma trovando difficile trovare le parole giuste.En: Stefano remained silent, trying to find a joke to lighten the atmosphere, but finding it difficult to find the right words.It: In quel momento, il ristorante sembrava più silenzioso, come se gli altri ospiti avessero trattenuto il respiro.En: At that moment, the restaurant seemed quieter, as if the other guests were holding their breath.It: "Capisco perché sei preoccupato, Luca," disse Giovanna, cercando di mantenere la calma.En: "I understand why you're worried, Luca," said Giovanna, trying to keep calm.It: "Non voglio scappare, voglio crescere.En: "I don't want to run away, I want to grow.It: E voglio farlo con il vostro sostegno."En: And I want to do it with your support."It: Fece una pausa per dare un'occhiata alle onde che continuavano a lambire la spiaggia con un ritmo rassicurante.En: She paused to glance at the waves that continued to lap at the beach with a reassuring rhythm.It: Luca abbassò lo sguardo, riflettendo intensamente.En: Luca lowered his gaze, reflecting deeply.It: "Forse sono solo spaventato," ammise infine.En: "Maybe I'm just scared," he finally admitted.It: "Mi sento già come se avessi perso così tanto.En: "I already feel as if I've lost so much.It: Ma non voglio perderti."En: But I don't want to lose you."It: Stefano, finalmente rompendo il silenzio, sorrise e disse: "Beh, se te ne vai, chi farà i caffè la mattina?"En: Stefano, finally breaking the silence, smiled and said, "Well, if you go, who will make the coffees in the morning?"It: Questa semplice battuta riuscì a far ridere i tre, rompendo la tensione che si era creata.En: This simple joke succeeded in making the three of them laugh, breaking the tension that had formed.It: Il sole ormai scomparso, lasciava il cielo tinto di un caldo rosa.En: The sun, now gone, left the sky tinged with a warm pink.It: Giovanna si sentiva sollevata, come se un peso le fosse scivolato dal cuore.En: Giovanna felt relieved, as if a weight had slipped from her heart.It: Guardò i suoi amici e disse: "Cambiare fa parte della vita.En: She looked at her friends and said, "Change is a part of life.It: Ma nulla potrà cambiare la nostra amicizia."En: But nothing can change our friendship."It: Luca annuì, accettando le sue parole.En: Luca nodded, accepting her words.It: Si rese conto che, anche se le cose sarebbero cambiate, la loro amicizia aveva la forza di sopravvivere.En: He realized that, even if things would change, their friendship had the strength to survive.It: Stefano, con il suo solito sorriso, aggiunse: "E chi sa?En: Stefano, with his usual smile, added, "And who knows?It: Magari andrò a trovarvi all'estero.En: Maybe I'll come visit you abroad.It: Immagina il caos!"En: Imagine the chaos!"It: I tre risero ancora, e in quel momento, sulla riva di Amalfi, capirono che le loro vite potevano evolvere, ma il legame che condividevano sarebbe rimasto intatto.En: The three laughed again, and in that moment, on the shores of Amalfi, they understood that their lives could evolve, but the bond they shared would remain intact. Vocabulary Words:the afternoon: il pomeriggiothe wave: l'ondato stroll: passeggiarethe alley: il vicolothe atmosphere: l'atmosferathe scent: il profumothe leaf: la fogliathe landscape: il paesaggiothe shade: la sfumaturathe horizon: l'orizzontethe shore: la rivathe symphony: la sinfoniato hide: nasconderethe concern: la preoccupazioneto admit: ammettereto reflect: rifletterethe gaze: lo sguardoto remain: rimanerethe silence: il silenziothe joke: la battutato lighten: alleggerireto escape: scappareto break: rompereto slip: scivolarethe weight: il pesoto evolve: evolvereto remain: rimanereto understand: capireintact: intattothe bond: il legame

Direct indexing is one of the fastest-growing strategies in investing — but for Americans living abroad, it comes with an extra layer of complexity. In this episode of Gimme Some Truth, Nate, Keith, and Stan break down how direct indexing works, why it matters for tax efficiency, and the unique challenges (and opportunities) it creates for expats navigating both U.S. and foreign tax rules.Topics covered in this episode:✅ What direct indexing is, explained with a simple analogy (buying the box vs. owning the individual pieces inside)✅ Why direct indexing has become possible: lower trading costs and better technology✅ Tax-loss harvesting basics: offsetting gains, the $3,000 ordinary income deduction, and carrying forward losses✅ Why expat investors face added complexity — many countries don't allow carrying forward capital losses✅ How currency exposure (USD vs. euro, etc.) complicates gains and losses for Americans abroad✅ Country-specific restrictions on offshore mutual funds and ETFs (Austria, Denmark, UK, Ireland, and more)✅ Using direct indexing to prepare for a move to a higher-tax jurisdiction✅ Portfolio customization: adjusting cap-weighting, eliminating stocks, and rebalancing concentrated positions (like legacy Apple or Microsoft holdings)✅ Building custom benchmarks beyond the S&P 500 by blending multiple indexes✅ Values-based, ESG, and religious investing customization — including Sharia-compliant portfolios✅ Managing compliance restrictions for executives, law firms, and accounting professionals with trading limitations✅ Currency transparency: seeing exactly what you own and in what currency#DirectIndexing #ExpatFinance #TaxLossHarvesting #InternationalInvesting #WealthManagement #ExpatTaxPlanning #PortfolioManagementTimestamps0:00 – Intro: direct indexing for expats0:32 – What is direct indexing? (the cereal box analogy)1:49 – Why direct indexing is possible now: lower fees, better technology2:53 – Tax-loss harvesting basics and the $3,000 income offset4:17 – Why direct indexing gets complicated for expats5:00 – Currency overlap: gains in USD, losses in euros (and vice versa)5:55 – Country restrictions on offshore funds (Austria, Denmark, UK, Ireland)6:52 – Trimming positions before moving to a higher-tax country7:17 – Customizing cap-weighting and eliminating stocks9:08 – Building custom benchmarks beyond the S&P 5009:56 – Reconfiguring your index strategy over time10:31 – Managing concentrated stock positions (legacy Apple/Microsoft holdings)11:14 – ESG, governance, and ethical investing customization12:00 – Excluding sectors: AI, oil & gas, defense stocks12:39 – Sharia-compliant investing & executive compliance restrictions13:22 – Currency transparency: knowing what you own and where14:01 – Wrap-up: teaser for the advanced (301) episode14:21 – Bonus: Premier League predictions16:59 – Outro

On Monday 28th September 2026, Carl Munson's Good Morning Portugal! news highlights tonight's talk with author Tim Richardson at Indie ("Not a Bookshop") in Cascais, plus the Portuguese book market reaching a three-year high. Other headlines include the 17th Sagres Birdwatching Festival (2–5 October), 14 passengers treated for smoke inhalation after a Delta flight to Boston made an emergency landing in Porto, yellow thunderstorm warnings for seven districts, environmental group ZERO warning about rivers and aquifers, 40 companies testing technology with the Portuguese Army, and Carvoeira testing a new method against invasive algae. After the heatwave, temperatures ease but thunderstorms are possible.#GoodMorningPortugal #PortugalNews #ExpatBookClub #TimRichardson #NicholasTrant #SagresBirdwatching #PortoAirport #Thunderstorms #Portugal2026Become a supporter of this podcast: https://www.spreaker.com/podcast/the-good-morning-portugal-podcast-with-carl-munson--2903992/support.Get help moving to and living in Portugal

Quand le doute s'installe ou que tout semble incertain, cette méditation guidée t'aide à apaiser l'anxiété, retrouver confiance et avancer un pas après l'autre. Une invitation à te reconnecter à toi-même et à ton propre chemin.

HEADLINES:Truck Movement Will Be Banned During Peak Hours On Major Dubai Roads From October 1Thousands Of Dubai Residents Showed Up For The Funeral Of A Mum Who Passed Away While Giving BirthRed Alert Issued For Fog Across UAE

Every week, without exception, Richard and his team at Plan First Wealth review British expat's US tax returns and find something missing. Not occasionally, but every single time.   In this week's episode of Ask an Expert, Richard lays out the three mistakes he sees most often after 11 years working with British expatriates across America, and why even people who actively follow this content still fall into them.  Richard, Chartered Financial Planner and founder of Plan First Wealth, breaks down the three mistakes he sees over and over again.  The first is missing informational returns, forms like FBAR, 8938, 8621, and 3520. Skip these and the penalties don't just sit there, they stack up, compound, and in some cases stay on the table indefinitely.  The second is PFICs (Passive Foreign Investment Company). This is the tax hit that comes from holding non-US investments like ISAs, unit trusts, or offshore bonds. The IRS looks straight through these accounts, and what was once a tax-efficient wrapper can end up taxed at the highest possible rate, with interest added for every year it goes unresolved.  The third is simply waiting too long. Many expats leave UK pensions, ISAs, and other legacy assets untouched for 10, 15, even 20 years. By the time retirement forces the issue, what could have been a manageable problem has grown into something far more expensive.  Richard also flags two emerging risks worth watching. First, expats turning to generative AI tools like ChatGPT and Facebook groups for tax guidance, and getting advice that's confidently wrong, and second, the currency exposure that comes from holding too much retirement wealth in pounds when you're planning to retire in dollars.  This episode is for anyone with a connection to the UK, whether that's pensions, investments, or family who might one day pass on assets, who wants to know if they're one of the many people currently carrying risk they don't know about. As Richard puts it, the goal isn't to fear-monger, it's to get ahead of it, deal with it, and move on.  --  Expat Wealth is supported by Plan First Wealth. Plan First Wealth is a Registered Investment Advisor serving fellow expatriates and immigrants living across the US on matters such as retirement planning, investment management, tax planning and non-US asset management.  https://planfirstwealth.com/  --  Expat Wealth is affiliated with Plan First Wealth LLC, an SEC registered investment advisor. The views and opinions expressed in this program are those of the speakers and do not necessarily reflect the views or positions of Plan First Wealth.    Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and unless otherwise stated, are not guaranteed. Be sure to first consult with a qualified financial adviser and/or tax professional before implementing any strategy discussed herein. Plan First Wealth does not provide any tax and/or legal advice and strongly recommends that listeners seek their own advice in these areas. 

In dieser Episode schauen wir uns an, warum Orte wie Sligo oder Kilkenny trotz vergleichsweise kleiner Einwohnerzahlen eine erstaunlich große regionale Bedeutung haben. Welche Rolle spielen Bevölkerungsdichte, Einzugsgebiete, Verwaltung, Einzelhandel, Bildung, Kultur und Verkehr – und warum lassen sich irische und deutsche Städte deshalb oft nur schwer anhand ihrer Einwohnerzahl vergleichen?Dabei geht es auch um die Frage, warum sich Sligo mit gut 20.000 Einwohnern in mancher Hinsicht eher mit einer deutlich größeren deutschen Mittelstadt vergleichen lässt – und weshalb sich dieser Effekt besonders in ländlicheren Teilen Irlands zeigt.Themen der EpisodeWarum 20.000 Einwohner in Irland nicht unbedingt dasselbe bedeuten wie 20.000 Einwohner in DeutschlandSligo als regionales Zentrum im Nordwesten IrlandsKilkenny zwischen Verwaltung, Kultur, Tourismus und SportVergleich mit Städten wie Landshut, Rosenheim oder BurghausenBevölkerungsdichte in Irland und DeutschlandWarum größere Einzugsgebiete die Bedeutung kleiner Städte verändernWie sich Aufgaben und Angebote in Deutschland auf mehrere Städte verteilenWarum irische Städte dadurch oft „größer“ wirken, als ihre Einwohnerzahl vermuten lässtQuellen & weiterführende LinksCentral Statistics Office Ireland – Census 2022Bevölkerungszahlen und regionale Daten zu irischen Städten und Countieshttps://www.cso.ie/CSO – Census of Population 2022: Population Distribution and Movementshttps://www.cso.ie/en/releasesandpublications/ep/p-cpp1/censusofpopulation2022profile1-populationdistributionandmovements/Weitere Informationen zu den genannten Städten und ihren regionalen Funktionen finden sich außerdem auf den Webseiten der jeweiligen Local Authorities und regionalen Einrichtungen.Unterstützt den PodcastWenn euch A Bavarian Stranded in Ireland gefällt und ihr das Projekt unterstützen möchtet, könnt ihr mir gerne einen virtuellen Kaffee spendieren:https://buymeacoffee.com/abavarian_irelandMehr vom Podcast & KontaktFolgt A Bavarian Stranded in Ireland auch hier: Instagram:https://www.instagram.com/abavarianstrandedinirelandFacebook:https://www.facebook.com/abavarianstrandedinirelandWhatsApp-Kanal:https://whatsapp.com/channel/0029VaVcgvgFnSzHRcuurV1VFragen, Anregungen oder Themenvorschläge könnt ihr jederzeit schicken an:abavarianstrandedinireland@gmail.com

In this insightful episode, Doreen Cumberford is joined by Saehee Chang, an intercultural trainer, engagement specialist, and founder of Korea Connect. Together, they explore the journey of navigating life across cultures as a Third Culture Kid (TCK), the challenges of repatriation, balancing success and happiness abroad, and the quest for belonging.Key Topics CoveredGrowing Up Global:Saehee shares her nomadic background across Korea, Vietnam, Kenya, the US, and Germany, and reflects on how these transitions shaped her curiosity and resilience as a TCK 00:01:16.Identity & Belonging:The discussion delves into the complexities of identity, feeling "different" even upon returning "home," and the continual process of self-discovery in international settings 00:08:11.The Challenge of Repatriation:Saehee discusses the emotional impact and unexpected difficulties of moving back to Korea and later to Germany as an adult, underlining the importance of patience and self-kindness 00:13:24, 00:43:01.Success vs. Happiness Abroad:Doreen Cumberford and Saehee explore the expat paradox—how outward success doesn't always equate to inner happiness— and the essential role of mental, emotional, and professional balance 00:20:41.Strategies for Challenging Transitions:Saehee openly recounts her struggles with depression during the adjustment to Germany and the pivotal role of therapy, volunteering, and building community in regaining equilibrium 00:26:31.Professional Reinvention:The journey of reestablishing Korea Connect in Germany highlights perseverance, utilizing core skills, and finding the right niche across new cultural landscapes 00:32:02.Looking Ahead: Going “Home” Again:Saehee shares her evolving plans to return to the US to be closer to her aging parents, emphasizing the need for pre-planning and flexibility in future transitions 00:36:26.Advice for Expats & Global Nomads:Preparation, trusting the process, and practicing self-compassion emerge as top recommendations for anyone facing the challenges of life transitions abroad 00:43:01.Notable Quotes“You have to be very patient and kind to yourself…give it time. Let the process work, and it does work out.” “The grass is not always greener on the other side. That really is a huge lesson that I had to eventually learn and realize.” “Find your tribe, find your people, find your community that makes you feel like you can be who you are and seek those communities out.” Episode TakeawaysCuriosity and Openness: Essential tools for adapting and making authentic connections across cultures.Balance: Success abroad doesn't guarantee happiness – pursue holistic well-being.Support Matters: Therapy, volunteering, and community all make a difference in challenging adaptations.Preparation & Patience: Plan as much as you can, trust the unfolding journey, and be gentle with yourself during every transition.Home Is Fluid: For many, home is defined by belonging, comfort, and identity—not just geography.We would love to hear from you, send us a text please!Support the showYou can map the move. You cannot map the metamorphosis. Nomadic Diaries explores the interior journey of expat life — the belonging, the identity shifts, the repatriation, and everything that travels with you that can't be packed in a suitcase. This episode may be part of our Re-Entry Series (30 episodes on coming home) or The Belonging Project (29 episodes on belonging across cultures). Browse the full catalog at nomadicdiariespodcast.com and please share or leave a review if this episode resonated.

Greetings Glocal Citizens! In this two-part conversation, Natasha Johnson, shares her impressive experience in both the nonprofit and academic sectors. For over two decades, she has been an activist, educator, lawyer, and artist working primarily on intersectional gender justice. She served as the executive director of several nonprofit organizations, as an anti-trafficking legal specialist drafting reform legislation in the Solomon Islands, and as a director of education working to support homeless LGBTQ youth. She is skilled at creating arts-based programming that integrates human rights and social justice awareness in elementary through graduate school environments. She has also taught courses in law, ethics, policy, civic engagement, education, nonprofit leadership, business development, and more. in her scholarly roles, she has been a professor and a director of academic programs at multiple colleges and universities, including Metropolitan College, St. Joseph's College, Adelphi University, and Medgar Evers College. In 2015, she founded Globalizing Gender, a nonprofit organization committed to creating a just world and preventing gender-based violence through capacity building, law, governance, and awareness. In 2018, she organized New York City's inaugural march to end female genital mutilation and cutting (FGM/C) in the United States and was one of the lead contributors to a local statute that created a mayoral-appointed culturally aware task force on FGM/C, the first of its kind in the country. After years of selfless work in diverse communities across the globe, Natasha is at an inflection point in her career and we're fortunate to get a glimpse of how she's approaching finding and settling into a new next. Where to find Natasha? On LinkedIn On Instagram On Facebook Her TEDxFlatbush Talk on YouTube What's Natasha reading? All the Sinners Bleed by S.A. Cosby The Revelation of Dionne Daphne by Mara Brock Akil Delicious Foods by James Hannaham Other topics of interest: About Flatbush, Brooklyn About Brooklyn's oldest High School - Boys and Girls High School About the Solomon Islands Melanesian, Polynesian and Micronesian peoples of the Pacific Revist Glocal Citizen, Brigitte Perenyi's own personal experience in the trokosi system What defines Gender-based Violence? What is FGM/C? What is a B-Corp? About Tower RecordsSpecial Guest: Natasha R. Johnson.

Welcome to Season 7, Episode 33 of #AtlasExpatMortgages podcast, September Market Update continues (Part 1). Atlas Wealth Group hosts, James Ridley and Jeremy Harper kick off with the Fed's overnight rate hike and how quickly it flowed through to Australia, with NAB and ANZ already lifting fixed rates across the board within hours. They discuss the outlook for the RBA's upcoming decision on September 29, current market pricing on the likelihood of a hike, and why they're currently leaning toward variable over fixed for most borrowers. The conversation moves to the property market, where national home values have now fallen for a fifth consecutive month. Rather than reading this as a red flag, James makes the case for why hesitant investors could be missing an opportunity, and shares which capital cities are holding up better than others. They round out the update with a look at other factors shaping the economic backdrop, including oil prices, unemployment, and upcoming tax reforms working their way through Parliament. Part 2, our Listener Q&A, drops next week. Relevant Links: • Order your copy of the The Expat's Handbook - atlaswealth.com/resources/the-exp…working-overseas/ • Upcoming events & webinars: atlaswealth.com/events/ • Facebook Group – Join the Australian Expat Financial Forum: facebook.com/groups/AustralianExpatFinancialForum • Expat Chat Podcast – atlaswealth.com/news-media/austra…pat-chat-podcast/ • Weekly Recap Podcast – atlaswealth.com/news-media/atlas-…kly-recap-podcast If you enjoy the content, let us know by giving the episode a thumbs up and subscribing. Feel free to share your feedback or questions in the comments below. About Atlas Wealth Group: Atlas Wealth Group was established to meet the growing demand from Australian expats for professional financial guidance. We specialise in providing tax, financial planning, wealth management, and mortgage services to Australian expats around the world. Whether you're based in Asia, the Middle East, Europe, or the Americas, our team has the expertise to help you manage your global financial journey. To learn more, visit www.atlaswealth.com Connect with us: Facebook: www.facebook.com/atlaswealthmgmt LinkedIn: www.linkedin.com/company/atlas-wealth-management X: www.x.com/atlaswealthmgmt Instagram: www.instagram.com/atlaswealthgroup Youtube: www.youtube.com/atlaswealthmgmt

Send us Fan Mail#329The average UK property purchase takes 135 days, but a cash buyer who skips every optional check can complete in 24 hours.This episode's guest is Gerard Davis, a solicitor at Talbots Law who spends his working life untangling exactly why that gap exists.We delve into why UK property conveyancing takes so long.And how to speed it up.Access Gerard's 12 Rules for Better ConveyancingEpisode 287: Hidden Problems & Opportunities in UK Property TitlesExpatPropertyStory.comCheck out our shorts on YouTubeOur WhatsApp  groupProperty Engine discounts (Code: EXPAT)Starter: 30 day trialPro: 30 day trial/3 mths 1/2 price, Ultimate: 1/2 price 3 monthsGoalsettingLeave a review37 Question Due Diligence Checklist / Auction GuideOur Sponsors: Finnigan McNeill Property GroupWe discuss:SpeedThe delay rarely comes from a slow solicitor; it usually comes from lender instructions, incomplete paperwork, property chains and slow-moving management companies.A lender with 25 pages of requirements can add weeks compared with one that has only 10.Learning the Language of ConveyancingGerard recommends learning the basic vocabulary before instructing a solicitor: restrictive covenants, short leases, flying freeholds, rent charges, rights of way, adverse possession, easements, exchange, and completion.Solicitors' reports use this language constantly and rarely stop to explain it in plain English.Gerard suggests pasting a report into an AI tool and asking for an explanation simple enough for a second-language learner, then taking the resulting questions back to the solicitor rather than treating the AI's answer as legal advice.Choosing the Right SolicitorGerard is direct about this: solicitors can make or break a deal, especially one with anything unusual about it, such as delayed completion, a short lease, or works planned between exchange and completion.Job title is not a reliable guide to experience; a paralegal with 15 years in conveyancing may know more than a solicitor who qualified a year ago.For a complicated transaction, Gerard suggests trying to reach an associate, partner or director, rather than assuming a bigger firm automatically means a better outcome.How Lenders Set the PaceIn a mortgaged purchase, the solicitor is effectively serving two clients: the buyer and the lender.Different lenders issue very different instructions, and the length of that list has a direct effect on how quickly a purchase can complete.Choosing the right lender for an unusual transaction, and asking upfront what that lender typically raises as an issue, can prevent months of delay later.Front-Loading Your Due DiligenceGerard's central piece of advice is to do as much of the legwork as possible before the solicitor's desk becomes the bottleneck.Downloading the title early and telling the solicitor immediately that a property is intended as an HMO or serviced accommodation can surface a restrictive covenant while there is still time to act on it.He estimates that checking the title at the very start of a transaction, rather than months in, can save four to five months on a deal that would otherwise have fallen apart.A single, concise one-page brief covering the transaction, the intended use, and any known issues gives the solicitor a reference point instead of a scattered email trail.Why Leasehold Takes LongerLeasehold purchases carry an extra layer of work, largely because management companies can take close to two months to produce a management pack.Combined with the lender's own instructions, this is why leasehold transactions commonly run to six, seven or eight months.Building Rapport With Your ConveyancerSending five emails a day does not speed up a transaction; it adds to an inbox that may already hold hundreds of messages and makes it harder for the solicitor to give an accurate answer.Gerard's suggestion is a single, specific, polite request for a progress summary with a clear deadline attached.The long-term goal is a relationship where one phone call gets something looked at urgently, built through patience and respectful pushback rather than constant pressure.Indemnity Policies and Legal Advice WaiversGerard pushes back gently on the assumption that indemnity insurance is just a way for solicitors to pad their fees.In his experience, solicitors typically choose the most cost-effective policy available for the situation, and it is reasonable to ask why one is being recommended.He also raises the option of a waiver or reliance letter with the lender, which can in some cases remove the need for a separate independent legal advice appointment.The Expat Angle: Identity Checks and Anti-Money LaunderingFor overseas buyers, identity verification and anti-money-laundering checks add another layer of friction, and firms do not all handle them the same way.Some accept digital verification, while others still require physically certified documents, so it is worth asking a firm about its process before instructing them rather than discovering the answer mid-transaction.Key TakeawaysLearn enough conveyancing terminology to ask focused questions, and use AI to translate a report rather than to replace the solicitor.Judge a conveyancer on relevant experience, not their job title.Front-load due diligence: download the title, flag your intended use, and hand the solicitor a single clear brief at the outset.Choose your lender as carefully as your solicitor, since their instructions set much of the timeline.Build a long-term relationship with a conveyancer you trust, rather than switching firms on price alone.

Anna Kössler war vor einigen Jahren neben ihrem WU-Studium im ZBP tätig. Ihr Karriereweg führte danach in die USA - genauer gesagt zu SAP im Silicon Valley.In dieser Podcast-Folge teilt Anna ihre Erfahrungen mit Networking, Referrals, KI bei der Bewerbung, LinkedIn und den Herausforderungen, in den USA als Expat „on the scratch“ einen Job zu bekommen.

Expat Chat Episode 191: Australian Expat Tax, Investing and Currency Q&A Welcome to Episode 191 of the #ExpatChat podcast. Managing Directors, Brett Evans and James Ridley answer listener questions on the issues shaping Australian expat finances this quarter in "Australian Expat Tax, Investing and Currency Q&A". They cover which banks are still accepting expat clients as HSBC Australia winds down its accounts, how to compare providers and timing when transferring money internationally, and the capital gains tax treatment for a property bought as a non-resident and later sold after moving home. The conversation also unpacks the 2027 capital gains tax changes affecting shares, ETFs and managed funds, whether a pre-emptive asset valuation is worthwhile, and the proposed changes to discretionary trust taxation currently before government. Relevant Links: • Upcoming events and webinars - atlaswealth.com/events/ • Facebook Group – Join the Australian Expat Financial Forum: facebook.com/groups/AustralianExpatFinancialForum • Expat Mortgage Podcast – atlaswealth.com/news-media/austra…-mortgage-podcast • Weekly Recap Podcast – atlaswealth.com/news-media/atlas-…kly-recap-podcast If you enjoy the content, let us know by giving the episode a thumbs up and subscribing. Feel free to share your feedback or questions in the comments below. About Atlas Wealth Group: Atlas Wealth Group was established to meet the growing demand from Australian expats for professional financial guidance. We specialise in providing tax, financial planning, wealth management, and mortgage services to Australian expats around the world. Whether you're based in Asia, the Middle East, Europe, or the Americas, our team has the expertise to help you manage your global financial journey. To learn more, visit www.atlaswealth.com Connect with us: Facebook: www.facebook.com/atlaswealthmgmt LinkedIn: www.linkedin.com/company/atlas-wealth-management X: www.x.com/atlaswealthmgmt Instagram: www.instagram.com/atlaswealthgroup Youtube: www.youtube.com/atlaswealthmgmt

WWW.ADVENTUREFREAKSSS.COM Find your Ideal Destination Here: https://adventurefreaksss.com/ideal-destination-finder/ ================================= How to work with me: =================================

Everyone talks about Spain, Portugal, and Mexico. Meanwhile there are seven countries with easy visas for people who work for themselves that almost nobody puts on the list. Here's where they are, what each visa actually takes, and who each one is for. We go all the way around the world: Central and South America, Africa, Asia, and Europe.Follow and Review Loving the show? Take a second to follow and leave a review. It's the easiest way to help the right people find this and stop sleeping on their options.Free workshop: Choose Your Country Still stuck on WHERE to go? I made you a free 15-minute workshop that walks you through choosing the right country for you, so you stop guessing and start narrowing it down. (https://moveabroadcourse.com/researched)Links & Resources: → Freedom Life Bootcamp Waitlist (https://freedomlifebootcamp.com/bootcamp-waitlist) → Watch on YouTube (https://www.youtube.com/@moveabroadcoach-mac) → Follow on Instagram (https://www.instagram.com/moveabroadcoach/)Listen next: 184. Would We Live Here? Thailand (Phuket vs Chiang Mai) 161. He Had No Business and a Hesitant Husband. 6 Months Later He Was Living in Amsterdam 122. Afraid to Start? This Freedom Life Client Moved to Georgia and Launched a Business Anyway (Bryce Althouse)

Ordinary residency in Ireland can have important tax consequences, particularly for people planning to leave the country after several years of Irish tax residence.In this episode, Stephanie Wickham explains how ordinary residency differs from tax residency, when it begins and ends, and why it can keep certain income and gains within the Irish tax net after departure. She also looks at Double Taxation Agreements, treaty residence, temporary non-residency rules and why advance tax planning matters before selling an asset or business.For expats, returning Irish residents, founders and investors with cross-border assets, timing can make a real difference. If you are planning to leave Ireland and expect a significant transaction after departure, it is worth reviewing your tax residency, ordinary residency, domicile and treaty position before the move or disposal takes place.About the HostStephanie Wickham is a Chartered Tax Adviser and Chartered Accountant and the founder of Expat Taxes. She specialises in Irish and international tax matters affecting expats, returning Irish emigrants and people with ongoing cross-border tax obligations.Her own experience of living in Australia for eight years before returning to Ireland also gives her a very practical understanding of what an international move involves beyond the tax return.LinkedIn: https://www.linkedin.com/in/stephanie-wickham-b4aba13b/Website: https://expattaxes.ie/*****Use the link below and quote "Expat Taxes" when registering with Currencies Direct to receive a €50 One4All or Amazon voucher when you transfer €5000 or more in your first six months with Currencies Direct.*Click here for a special offer from our sponsor, Currencies Direct******If you loved this episode or have a similar story, we'd love to hear from you! You can get in touch with us directly at info@expattaxes.ie or leave a rating and review on Apple Podcasts or Spotify.Taxbytes for Expats is brought to you by ExpatTaxes.ie. If you're considering moving to or from Ireland and would like support with your taxes, book a consultation today: https://expattaxes.ie/book-a-consult/.*****Chapters:(00:00) Introduction to Ordinary Residency in Ireland(01:41) What Is Ordinary Residency?(03:07) Irish Tax Residency vs Ordinary Residency(03:41) When Ordinary Residency Begins and Ends(04:53) Why Ordinary Residency Matters When Leaving Ireland(06:12) How Double Taxation Agreements Can Affect Your Position(08:20) Treaty Residency and Overseas Moves(08:49) Capital Gains and the Temporary Non-Residency Rule(10:21) Why Tax Planning Before Departure Matters(11:15) Moving to the UAE and Treaty Considerations(12:07) Getting Advice on Your Ordinary Residency Position

Thinking about moving to the UK, Ireland, or Spain? The UK is reconsidering major tax reforms that could dramatically affect American business owners, LLC holders, and law firm partners relocating overseas.In this episode of Gimme Some Truth, Nate Condon, Keith Poniewaz, and Syl Michelin break down the UK's shift away from remittance-based taxation, the new 4-year rule, double taxation risks for US LLC owners, and the return of golden visa programs for high-net-worth investors — plus why US LLCs and trusts often "don't travel" well internationally.If you're a US citizen considering a move abroad, this conversation covers the cross-border tax pitfalls you need to understand before making the leap.⏱️ TIMESTAMPS0:00 – Intro: UK tax changes and why they matter for those moving abroad0:30 – Background: UK's shift from remittance-based taxation2:13 – Real estate and investment slowdown effects in London2:23 – Softening the blow for foreign investors2:59 – Hypothetical changes still under discussion5:57 – How US LLCs are taxed vs. UK corporate taxation6:24 – Wait, four years? Increased double taxation risk9:39 – Cross-border tax complexity for US LLCs and hybrid entities13:23 – Why you need specialized US/UK tax and legal advice15:12 – Real examples of costly assumptions people make17:00 – Trusts don't travel: entity structures across borders19:24 – Finding professionals who understand both US and UK law23:37 – Golden visa programs: how they've changed in the UK26:09 – Golden visas around the world (NZ, Poland, Italy, Portugal, Spain)28:57 – Why understanding your options matters even when laws aren't final32:12 – Wrapping up and looking ahead

WWW.ADVENTUREFREAKSSS.COM Find your Ideal Destination Here: https://adventurefreaksss.com/ideal-destination-finder/ ================================= How to work with me: =================================

Une méditation guidée pour accueillir le changement avec confiance et sérénité. Que tu prépares la rentrée, un nouveau projet ou une transition de vie, cette pause t'aidera à avancer avec plus de calme, de clarté et de confiance en toi.

WWW.ADVENTUREFREAKSSS.COM Find your Ideal Destination Here: https://adventurefreaksss.com/ideal-destination-finder/ ================================= How to work with me: =================================

Why moving abroad doesn't automatically make you worldly.You can move abroad, lower your cost of living, enjoy better weather and healthcare, and still be a terrible expat.Because moving abroad doesn't automatically make you worldly.Sometimes it just makes you an American with a cheaper margarita.

Everyone's fixated on Europe. But y'all are sleeping on Asia. Chris and I are bringing the scouting-trip episodes back as a brand new series, and we're kicking it off in Thailand: Phuket versus Chiang Mai, whether we'd actually live there, and exactly who each one is for. (We got more tempted than we expected.)Subscribe and Review If you love the show, take a second to follow and leave a review. It's how more people who want this life actually find us.Free workshop: Choose Your Country Trying to figure out where in the world you'd actually go? I made you a free workshop that walks you through how to choose your country without losing years to research: https://moveabroadcourse.com/researchedGet on the Escape Plan Bootcamp waitlist: https://freedomlifebootcamp.com/bootcamp-waitlistPrefer to watch? We're on YouTube: https://www.youtube.com/@moveabroadcoach-macFollow along on Instagram: https://www.instagram.com/moveabroadcoach/Listen next: #118 Moving to Spain? Our Unfiltered Take on Valencia, Alicante, and Málaga #119 Valencia, Málaga, or Chania? We Made Our Choice #111 Would We Actually Move to Greece? Real Talk From the Road

✨ Join the 7-Day Become Her Abroad Challenge here!Summer ends, routines return, school starts, visitors leave—and suddenly, real life feels a little heavier.In this episode, we're talking about why seasonal transitions can hit differently when you live abroad, and how to get curious about what your emotions might actually be telling you instead of immediately assuming something is wrong.

WWW.ADVENTUREFREAKSSS.COM Find your Ideal Destination Here: https://adventurefreaksss.com/ideal-destination-finder/ ================================= How to work with me: =================================

Welcome to episode 190, James Ridley and Brett Evans are back discussing, How the Upcoming Interest Rate Changes Affect Expats. Relevant Links: • Upcoming events and webinars - atlaswealth.com/events/ • Facebook Group – Join the Australian Expat Financial Forum: facebook.com/groups/AustralianExpatFinancialForum • Expat Mortgage Podcast – atlaswealth.com/news-media/austra…-mortgage-podcast • Weekly Recap Podcast – atlaswealth.com/news-media/atlas-…kly-recap-podcast If you enjoy the content, let us know by giving the episode a thumbs up and subscribing. Feel free to share your feedback or questions in the comments below. About Atlas Wealth Group: Atlas Wealth Group was established to meet the growing demand from Australian expats for professional financial guidance. We specialise in providing tax, financial planning, wealth management, and mortgage services to Australian expats around the world. Whether you're based in Asia, the Middle East, Europe, or the Americas, our team has the expertise to help you manage your global financial journey. To learn more, visit www.atlaswealth.com Connect with us: Facebook: www.facebook.com/atlaswealthmgmt LinkedIn: www.linkedin.com/company/atlas-wealth-management X: www.x.com/atlaswealthmgmt Instagram: www.instagram.com/atlaswealthgroup Youtube: / atlaswealthmgmt

It's episode one hundred, and alongside the celebration (yes, there are balloons), Richard Taylor and James Boyle are using the milestone to take an honest look at where the show has been, where it went astray, and where it's headed next. The catalyst? A two-star Apple Podcasts review that, as Richard admits, is pretty fair.   In this From the Trenches episode of Expat Wealth, Richard and James dissect the review point by point: the name changes (from Always an Expat to Brits in America to Expat Wealth), the rambling episodes, the "scaremongering" label, the theme music, and the ads. They explain the rationale behind each decision, own their mistakes, and push back where they disagree, particularly on the accusation that highlighting the very real penalties facing British expats in America constitutes scaremongering.   The episode doubles as a roadmap for the next eighteen months. Richard and James commit to a tighter thirty-minute format, a renewed focus exclusively on Brits in America, and a structured weekly schedule: From the Trenches with James Boyle, Macro Aggressions with Brian Dunhill, Ask an Expert with twenty-four planned guests covering start-to-finish expat topics, and a brand new segment following a British financial planner discovering America from a campervan as he joins the Plan First Wealth team.   Whether you've been listening since episode one or just found out about the show, this is the reset. Richard and James lay out exactly what you can expect going forward, invite your feedback at expatwealth@planfirstwealth.com, and ask, politely, for five-star reviews.   --   Expat Wealth is supported by Plan First Wealth. Plan First Wealth is a Registered Investment Advisor serving fellow expatriates and immigrants living across the US on matters such as retirement planning, investment management, tax planning and non-US asset management.   https://planfirstwealth.com/   --   Expat Wealth is affiliated with Plan First Wealth LLC, an SEC registered investment advisor. The views and opinions expressed in this program are those of the speakers and do not necessarily reflect the views or positions of Plan First Wealth.    Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and unless otherwise stated, are not guaranteed. Be sure to first consult with a qualified financial adviser and/or tax professional before implementing any strategy discussed herein. Plan First Wealth does not provide any tax and/or legal advice and strongly recommends that listeners seek their own advice in these areas.   ABOUT RICHARD: Richard Taylor is a British expat, dual citizen (UK & US). Originally from Bolton, he now lives in Greenwich, CT, where Plan First Wealth has its head office. As the firm's leader, Richard launched Taylor & Taylor, now Plan First Wealth, and continues to fuel the firm's growth. Richard is a Chartered Financial Planner (UK – CII) in addition to holding the IMC (CFA UK) and Series 65 (US – FINRA). Connect with Richard on LinkedIn

WWW.ADVENTUREFREAKSSS.COM Find your Ideal Destination Here: https://adventurefreaksss.com/ideal-destination-finder/ ================================= How to work with me: =================================

Meet with Urmi,an Italian with Bengali roots who grew up in Italy, spent time in the UK, and has now been living in Montreal, Canada for the past decade.Urmi is a Third Culture Kid, and her story is one of navigating different identities. Growing up with Bengali parents in Italy, she experienced a “dual life”: one version of herself at school and another at home. She shares the challenges of feeling both Italian and not quite Italian, while also feeling different within her Bengali community.We follow her journey from Sicily to Northern Italy, then to the UK as a teenager, before she eventually made the move to Canada — this time entirely by her own choice.Montreal turned out to be a surprising fit. Urmi talks about discovering a city that is deeply multicultural and bilingual, where she now works in French despite having studied in English. She also shares the little things that help her recreate a feeling of home.We also dive into working in Canada, including some important advice for anyone hoping to build a career in Montreal. Urmi explains why networking, LinkedIn, professional references and mentorship can be particularly important in the Canadian job market — and why being able to work in both French and English can make a major difference in Quebec.And as a TCK, does she see Montreal as her final home? Not necessarily. We talk about the idea that once you've grown up moving, you may always keep the door open to another country, another opportunity and another adventure.In this episode, we talk about:Growing up Italian with Bengali parentsThe challenges of having a dual cultural identityLife as a Third Culture KidMoving from Italy to the UK as a teenagerDiscovering multicultural MontrealFinding a job in Canada as an expatFinding pieces of Italy in MontrealWhy TCKs may always feel ready for another move

Everyone talks about moving abroad like you sell everything, move to one country, and never come back. But what if that's not what you want? Maybe you want to split your year, hop around for a while, or just spend your summers overseas.Here's the truth: you don't have to move abroad forever to live abroad. Moving abroad is about relocation. What you actually want is a freedom life, and it doesn't have just one shape. I've lived a dozen different ways in 13 years abroad, and in this episode I'll show you there's a version of this that fits you.Free workshop: Find Your Freedom Lifestyle Not sure you want to move to one country forever? I made you a free 10-minute workshop that breaks down my 7 freedom archetypes so you can find the way of living abroad that actually fits you: https://moveabroadcourse.com/designGet on the bootcamp waitlist (we go even deeper on this in the next one): https://escapeplanbootcamp.comSubscribe and ReviewLoving the show? Take a second to subscribe and leave a review. It's the easiest way to help more people who want this life actually find it.Prefer to watch? Catch this episode on YouTube: https://www.youtube.com/@moveabroadcoach-macFollow on Instagram: https://www.instagram.com/moveabroadcoach/Listen next: #150 The Move Abroad Rules Are Fake (Here's What Actually Matters) #114 After 2 Years and 100+ Episodes, Here's What I Really Know About Freedom and Moving Abroad #64 No You DON'T Have to Hate the US to Move Abroad

Preliminary tax in Ireland can catch expats by surprise, particularly when they file their first Irish tax return.In this solo episode, Stephanie Wickham explains who may need to pay preliminary tax, how the payment is calculated and why cash-flow planning matters. She covers the rules for chargeable persons, the different bases available for calculating preliminary tax, Revenue filing deadlines and some of the practical payment issues that arise when income or funds are coming from overseas.For expats, the wider lesson is to look at Irish tax obligations before the filing deadline is approaching. Foreign income, self-employment, overseas tax payments and the timing of a move to or from Ireland can all affect the position. A relatively small amount of planning earlier in the year can make a real difference.About the HostStephanie Wickham is a Chartered Tax Adviser and Chartered Accountant and the founder of Expat Taxes. She specialises in Irish and international tax matters affecting expats, returning Irish emigrants and people with ongoing cross-border tax obligations.Her own experience of living in Australia for eight years before returning to Ireland also gives her a very practical understanding of what an international move involves beyond the tax return.LinkedIn: https://www.linkedin.com/in/stephanie-wickham-b4aba13b/Website: https://expattaxes.ie/*****Use the link below and quote "Expat Taxes" when registering with Currencies Direct to receive a €50 One4All or Amazon voucher when you transfer €5000 or more in your first six months with Currencies Direct.*Click here for a special offer from our sponsor, Currencies Direct******If you loved this episode or have a similar story, we'd love to hear from you! You can get in touch with us directly at info@expattaxes.ie or leave a rating and review on Apple Podcasts or Spotify.Taxbytes for Expats is brought to you by ExpatTaxes.ie. If you're considering moving to or from Ireland and would like support with your taxes, book a consultation today: https://expattaxes.ie/book-a-consult/.*****Chapters:(00:00) Why Preliminary Tax Matters for Expats(02:14) Irish Tax Year and Filing Deadlines(04:00) Who Is a Chargeable Person?(05:07) Foreign Income and Preliminary Tax(06:29) How Preliminary Tax Works(07:13) How Much Preliminary Tax Should You Pay?(09:15) Alternative Preliminary Tax Calculation Methods(11:25) Revenue Online Filing Deadline and Tax Payments(13:08) Self-Employed Expats and Cash Flow Planning(15:38) Preliminary Tax When Moving To or From Ireland(16:21) Capital Gains Tax Has Separate Payment Rules(17:21) Final Practical Takeaways

WWW.ADVENTUREFREAKSSS.COM Find your Ideal Destination Here: https://adventurefreaksss.com/ideal-destination-finder/ ================================= How to work with me: =================================

Josh and Kalie from Expats Everywhere have lived all over the world including Saudi Arabia and Singapore. Five years ago they moved to Porto and today they help people make the move to Portugal. Josh and Kalie talk about living abroad and raising their daughter in Porto. Then, there’s the food! Josh and Kalie talk about Porto’s famous monster sandwich and the simple and delicious Bifana. Plus, the great Pastel de Nata debate! [Ep 404] Show Notes: Support Destination Eat Drink Nice, France Food & Travel Guide Destination Eat Drink on YouTube Port Wine Guide video Josh and Kalie’s website Expats Everywhere Josh and Kalie’s YouTube Channel

Johnny announces his next one-week Latin American Insider seminar in Guatemala and El Salvador (November 14–20, 2026). Go to Expatplanb.com for signup details: The difference betweenkilowatts (power rate) and kilowatt-hours (energy used or stored), a common source of confusion for people considering solar systems. A Panama listener mixed up the terms (calling a 5 kW inverter “5 kWh” and a 40 kWh battery “40 kW”); the real issue was an underpowered inverter that couldn't handle three mini-split ACs at night. Advice for solar shoppers: Ask the salesperson to explain the difference between kilowatts and kilowatt-hours — if they can't, walk away. A modern 1-ton AC unit typically draws about 800–1,000 watts; look for a SEER rating of 20+ for much better efficiency than older units. Brazilian president Lula's Bolsa Família program is mentioned critically for tying cash payments to children's vaccinations. A Mexican national living in the U.S. was arrested in Colombia for defrauding U.S. COVID relief programs of more than $1 million. A new retirement-cost study shows a middle-class American needs roughlya $738,000 nestegg to retire comfortably in the U.S.; most Latin American countries require less than half that amount (Costa Rica and Uruguay are the most expensive in the region). Practical warnings about renting in Latin America: verbal promises from landlords often don't match the written Spanish contract, tenants are usually responsible for appliance repairs, and full security deposits are rarely returned. Strong recommendation to use WhatsApp for all landlord communications (for a permanent record) and to run any Spanish rental or purchase contract through Grok or ChatGPT before signing. The first unmistakable sign you're getting old issomewhat gross and not much discussed …  Be sure to pick up my newly updated, "2026 - LATIN AMERICAN HEALTHCARE REPORT": The new edition for 2026 (and beyond) is available now, including the latest "Stem Cell Clinic" info and data and my top picks for the best treatment centers for expats and gringos. Just go to www.ExpatPlanB.com                    

In Episode 189 of #ExpatChat, Managing Director (EMEA), Brett Evans and Adam Prentice, Financial Planner, complete this two-part UK Expat 101 series for Australians living in the UK or considering making the move. Relevant Links: • Upcoming events and webinars - atlaswealth.com/events/
 • Facebook Group – Join the Australian Expat Financial Forum: facebook.com/groups/AustralianExpatFinancialForum
 • Expat Mortgage Podcast – atlaswealth.com/news-media/austra…-mortgage-podcast
 • Weekly Recap Podcast – atlaswealth.com/news-media/atlas-…kly-recap-podcast If you enjoy the content, let us know by giving the episode a thumbs up and subscribing. Feel free to share your feedback or questions in the comments below. About Atlas Wealth Group:
 Atlas Wealth Group was established to meet the growing demand from Australian expats for professional financial guidance. We specialise in providing tax, financial planning, wealth management, and mortgage services to Australian expats around the world. Whether you're based in Asia, the Middle East, Europe, or the Americas, our team has the expertise to help you manage your global financial journey. To learn more, visit www.atlaswealth.com Connect with us:
 Facebook: www.facebook.com/atlaswealthmgmt
 LinkedIn: www.linkedin.com/company/atlas-wealth-management
 X: www.x.com/atlaswealthmgmt
 Instagram: www.instagram.com/atlaswealthgroup
 Youtube: www.youtube.com/atlaswealthmgmt

WWW.ADVENTUREFREAKSSS.COM Find your Ideal Destination Here: https://adventurefreaksss.com/ideal-destination-finder/ ================================= How to work with me: =================================

In this episode, Josh and Kalie explore medium-sized cities in Portugal, focusing on their infrastructure, lifestyle, and suitability for expats and residents. Discover hidden gems beyond Lisbon and Porto, with insights into local culture, transportation, and real estate.1. Porto metro areaPóvoa de Varzim, Maia, Santa Maria da Feira, Ermesinde, Vila do Conde, Santo Tirso, Gondomar (https://youtu.be/e_3ZGM1hRws?si=M334JbFAYLtobvs4), Senhora de Hora, Valongo2. Lisbon metro area: Sintra (https://youtu.be/OxOpeJwcOxI?si=zhUzU5EsmFRsqeaE), Vila Franca de Xira, Odivelas, Loures3. Esposende4. Viana do Castelo (https://www.youtube.com/watch?v=Opy37Ltxpok&list=PL25TVkE0JZWmwIluhFxoDrAwWPKuiFBTC&index=5) 5. Aveiro (https://www.youtube.com/watch?v=2kZU9zj_1Fo&list=PL25TVkE0JZWmwIluhFxoDrAwWPKuiFBTC&index=4) 6. Setubal7. Caldas da Rainha (https://youtu.be/DAe9Taf7h2s?si=r_yBgwDH1EUVlQud) 8. Castelo Branco9. Evora10. Viseu11. Matosinhos12. Guimaraes13. Leira14. Faro15. Portimão16. Amora17. Ponta Delgada18. Seixal19. Figueira da Foz20. Olhao21. Guarda22. Albufeira

This week, we're heading to Saint Maarten to sit down with an old friend from New Jersey who moved to the Caribbean 20 years ago to completely reimagine his life and career.We unpack a brief history of the island and dive into the real entrepreneurial opportunities waiting for bold Americans.  From acquiring an investment property that doubles as a short-term rental to securing an international job transfer, we break down your best options under the sun.

WWW.ADVENTUREFREAKSSS.COM Find your Ideal Destination Here: https://adventurefreaksss.com/ideal-destination-finder/ ================================= How to work with me: =================================

Johnny'supcoming week-long “Latin American Insider Seminar” will be in Guatemala and El Salvador (November 13–20, 2026).  For details go to Expatplanb.com or click on: https://www.expatplanb.com/expat-insider-seminar-nov-2026/ Only a handful of Latin American countries (Chile, Colombia, Panama, Ecuador, Costa Rica) actively enforce mandatory yearly vehicle technical inspections; most others have the laws but rarely enforce them. Annual vehicle registration stickers (“marbetes”) are required everywhere and are usually obtained at banks after paying taxes and any outstanding tickets. Many expats avoid sticking the ugly yearly marbete on the windshield and simply keep it in the glove compartment; police rarely care as long as you can show proof of payment. Traffic tickets in Latin America are cheap compared with the U.S.; fighting them is possible but often wastes more time than the fine is worth. A listener email from Panama contrasts the high cost and entitlement culture of U.S. dating/weddings with the much lower cost and more appreciative attitude of a Latina spouse in Panama. One of the biggest attractions of living in Latin America (especially off the tourist trail) is a slower, less stressful, more manageable lifestyle. Johnny criticizes expats who constantly complain and try to force Latin culture to match their home-country expectations instead of adapting. Listeners praise Grok AI for giving more direct, less politically correct answers than ChatGPT. A warning about recent data breaches involving Ledger and Trezor hardware-wallet customer mailing lists, leading to phishing emails and fake official-looking letters.  Be sure to pick up my newly updated, "2026 - LATIN AMERICAN HEALTHCARE REPORT": The new edition for 2026 (and beyond) is available now, including the latest "Stem Cell Clinic" info and data and my top picks for the best treatment centers for expats and gringos. Just go to www.ExpatPlanB.com                

Send us Fan MailSupport the showBreakfast With Tiffany Show Official Facebook Page ~ https://www.facebook.com/breakfastwithtiffanyshow   Tiffany's Instagram Account ~ https://www.instagram.com/tiffanyrossdaleofficial/   Breakfast With Tiffany Show Youtube Channel ~  https://bit.ly/3vIVzhE  Breakfast With Tiffany Show Official Page ~ https://www.tiffanyrossdale.com/podcast For questions, requests, collaborations and comments, feel free to reach us via our e-mail ~ breakfastwithtiffanyshow@outlook.com SUBSCRIBE and SUPPORT us here ~ https://www.buzzsprout.com/1187534/supporters/new