Hosted by Lindsay Malzone, MedicareFAQ's Medicare Expert, this podcast will help beneficiaries understand their options, keep them aware of changes that could impact their coverage and be better prepared for healthcare costs after retirement.

$0 premium plans sound great, but the real costs are often hidden in copays, networks, and strict prior authorizations. In this episode, we break down the truth behind Medicare Advantage marketing, what those “zero-dollar” premiums really mean, and how pairing Original Medicare with a Medicare Supplement plan can give you more freedom, fewer restrictions, and predictable healthcare costs.

Did you know that a single word, observation or inpatient, in your hospital status can determine whether Medicare covers your stay or leaves you with massive bills? In this episode, we break down the critical difference between observation and inpatient status, how it can affect your eligibility for skilled nursing care, and what steps you can take to protect yourself and your wallet.

If your doctor accepts Medicare assignment, it can save you from surprise bills, but if they don't, you could face up to 15% in excess charges. In this episode, we explain exactly how Medicare Assignment works, how to check if your provider accepts it, and how the right Medicare Supplement plan can protect you from paying more than you should.

Many people are surprised to learn that Original Medicare doesn't cover routine vision, dental, or hearing care, some of the most common (and costly) health needs as we age. In this episode, we break down exactly what's covered, what's not, and how you can fill those gaps with the right plan, from Medicare Advantage to Medicare Supplement. Get the clarity you need to protect both your health and your wallet.

Choosing the right Medicare plan for your parent doesn't have to be confusing. In this episode, we break down the essentials, from comparing Original Medicare + Medigap vs. Medicare Advantage, to checking prescription coverage and finding the plan that fits their health and budget needs. Tune in for clear, practical guidance that makes Medicare decisions easier for families.

Turning 65 soon? Don't let Medicare confusion catch you off guard. In this episode, we break down everything you need to know, from enrollment timelines and costs to coverage gaps and how to choose the right plan for your needs. Whether you're planning ahead or signing up now, get the insider tips that help you make confident, money-smart Medicare decisions.

Confused about Medicare Supplement (Medigap) plans? This episode breaks down everything you need to know, from how standardized plans work to comparing premiums and understanding your enrollment rights. Learn how to find the right coverage for your needs and budget, and avoid costly mistakes when choosing your plan.

Don't let your Medicare Advantage plan make decisions for you! Auto-renewing could mean higher costs, fewer benefits, or losing your doctor. Join us as we uncover what changes every year, and how a quick annual review can save you money, protect your coverage, and even unlock better perks.

About to turn 65 and putting off Social Security? Don't forget, Medicare doesn't happen automatically! Join us as we explain when and how to manually enroll in Medicare Parts A and B, plus insider tips to make sure you stay penalty-free and fully covered.

Drowning in Medicare's alphabet soup of Parts A, B, C, and D? You're not alone, and we're here to help. In this episode, we break down the most common Medicare terms and coverage options in simple, everyday language. From Original Medicare and Medicare Advantage to Part D drug plans and Medigap, we'll help you finally make sense of your healthcare choices. Tune in to gain clarity, avoid costly mistakes, and feel confident about your Medicare decisions.

Thinking about delaying Medicare Part B or Part D? It could cost you for the rest of your life. In this episode, we reveal the real financial impact of waiting to enroll, including permanent late penalties, coverage gaps, and higher out-of-pocket costs. Before you make a costly mistake, find out who can safely delay, who can't, and how to avoid lifelong penalties with smart Medicare timing. Tune in now to protect your coverage and your wallet.

Confused about how Medicare works alongside your employer health insurance? This episode breaks down your enrollment options, highlights potential pitfalls, and shows you how to avoid costly penalties. Get clear, practical guidance to make informed decisions about your healthcare coverage.

Confused by Medicare jargon like step therapy or prior authorization? You're not alone. In this episode, we break down exactly what these terms mean, which Medicare plans use them, and practical tips to get the care you need, without the headache. Whether you're new to Medicare or just want to make smarter healthcare decisions, this guide will help you navigate the approval process with confidence.

Life doesn't always follow a schedule, and neither should your health coverage. In this episode, we break down Medicare Special Enrollment Periods (SEPs): what they are, which life events trigger them, and how you can use them to switch or update your health plan without penalties. Whether you're retiring, moving, or experiencing other big life changes, this guide will help you make smart decisions for your healthcare.

Wondering how the 2025 Medicare drug price negotiations will impact your wallet? Join us as we break down which medications are on the list, exactly when prices will drop, and practical tips to help you save on your prescriptions. Don't miss this essential guide to navigating the biggest changes in Medicare drug costs in years.

Are you or a loved one managing a chronic health condition? Chronic Condition Special Needs Plans (C-SNPs) are specialized Medicare Advantage plans designed to provide personalized, coordinated care for specific health needs. In this episode, we break down who qualifies, explore the unique benefits of C-SNPs, and guide you step-by-step on how to enroll. Tune in to discover how these plans can make managing your health easier and more effective.

Confused about Medicare deductibles, coinsurance, and out-of-pocket costs? This podcast breaks down how Medigap (Medicare Supplement) plans can protect your wallet by covering gaps in your Medicare coverage. Learn how to compare plans, reduce financial risk, and make confident decisions for your healthcare.

Don't navigate Medicare alone. Use our 2025 Annual Enrollment Period checklist to stay ahead of the game. Learn how to review your ANOC, compare plans effectively, and discover the coverage that's right for you. Your best plan starts here!

Find out why some Medicare Advantage plans are being discontinued, what it means if yours is affected, and how to protect yourself with a stable Medicare Supplement plan. Don't wait, know your options before it's too late!

Relocating can throw your Medicare plans, Medicare Supplement, Advantage, and Part D into confusion. We break down exactly what changes, what stays the same, and how to make the transition seamless. Tune in and move with confidence!

Discover how to make the most of your Medicare benefits to stay strong, healthy, and vibrant as you age. From preventive care and wellness visits to essential screenings and practical tips, we break down everything you need to know to live your best life after 65. Your guide to aging well starts here!

Thinking about switching your Medigap plan to save money? In this episode, we break down when you can change your Medicare Supplement policy, how medical underwriting works, and the common mistakes to avoid, so you can make an informed choice without surprises.

Prepare with confidence! This episode walks you through a clear, step-by-step Medicare enrollment checklist, from key enrollment periods to choosing the coverage that fits your needs. Discover how a Medicare Supplement plan can help protect your savings and give you peace of mind.

Navigating Medicare enrollment can be confusing, but it doesn't have to be. In this episode, we break down the Initial, Annual, and Special Enrollment Periods in simple terms, so you know exactly when to sign up for Medicare and Medicare Supplement, and avoid costly penalties.

Why do Medicare Supplement plan prices vary, and does paying more really mean better coverage? In this episode, we break down the factors behind Medigap costs and share tips on comparing quotes to find the best value for your healthcare needs.

Confused about your Medicare options? In this episode, we break down the essential differences between Medicare Supplement (Medigap) and Medicare Advantage (Part C) plans. From coverage and costs to provider networks, prescription drugs, and travel considerations, we'll help you understand which plan fits your health needs, budget, and lifestyle. Tune in for a clear, side-by-side comparison that makes choosing your Medicare coverage simpler and less stressful.

Medicare Supplement (Medigap) plans can protect you from unexpected medical costs, but paying too much is never part of the plan! In this episode, we share 8 proven strategies to lower your Medigap premiums without sacrificing coverage, including the best time to enroll, comparing carriers, exploring plan options, and even unlocking household discounts. Learn how to get the most value from your plan and keep more money in your pocket.

Confused about Medicare Supplement (Medigap) plans? You're not alone. Original Medicare doesn't cover everything, and out-of-pocket costs can add up fast. In this episode, we walk you through 10 essential questions to ask before choosing a Medigap plan—from coverage details and costs to enrollment timing, discounts, and keeping your favorite doctors. Whether you're new to Medicare or considering switching plans, this guide will help you make confident, informed decisions and protect your financial and healthcare peace of mind.

Navigating Medicare on a retirement budget can feel overwhelming—but it doesn't have to be. In this episode, we break down how to choose a Medicare Supplement (Medigap) plan that protects your health without stretching your finances. From understanding plan types and coverage levels to comparing premiums and factoring in your personal healthcare needs, we guide you step by step to make an informed, budget-friendly choice. Whether you're considering Plan G for comprehensive coverage or Plan N for lower monthly costs, this episode helps you balance protection and affordability with confidence.

Timing matters when it comes to Medicare!

Feeling lost in the maze of Medicare? We break down each part, hospital care, doctor visits, prescriptions, and reveal how a Supplement plan can fill the gaps. Clear, simple, and stress-free, because understanding Medicare shouldn't be complicated.

Confused about Medicare Supplement (Medigap) plans? We break down exactly what these plans cover, who truly needs one, and the smartest time to enroll, so you can avoid unexpected medical bills and protect your wallet. Don't navigate Medicare alone, get the clarity you deserve!

Medicare Supplement isn't just Plan F or Plan G. There's so much more to explore! Dive into the details of Plan G's comprehensive coverage, discover the cost-saving benefits of Plan N, and uncover the affordability of High-Deductible plans. Get the inside scoop on how to choose the perfect Medicare Supplement plan tailored to your needs and budget!

Introducing the 2025 Medicare Prescription Payment Plan! This innovative program allows you to pay your Part D drug costs in manageable monthly installments. Discover how it works, who's eligible, and the simple steps to enroll. Say goodbye to unpredictable medication expenses and take control of your health care costs today!

Are you confused about which vaccines Medicare covers? We've got you covered! In this episode, we break down how Medicare Part B and Part D protect you with essential vaccines like flu shots, shingles, and more. Discover where to get your immunizations, why they're crucial for your health, and how to stay protected every step of the way! Tune in to learn more.

Facing the loss of your employer health coverage? Don't worry, we've got you covered! Tune into our step-by-step guide to a smooth transition to Medicare. Discover everything you need to know about your Special Enrollment Period, enrolling in Part B, and the critical deadlines to avoid costly penalties. Take control of your health coverage and ensure a stress-free retirement!

Turning 65 and feeling overwhelmed by Medicare? You're not alone! In this podcast, we'll break down everything you need to know, from eligibility and enrollment to costs, coverage options, and the critical services Medicare doesn't cover. Whether you're just starting to explore your options or preparing to make decisions, we'll give you the clear, practical information you need to navigate Medicare with confidence. Tune in and make this important life transition easier to understand!

Navigating healthcare as a veteran or military retiree can be confusing, especially when it comes to understanding how TRICARE, VA benefits, and Medicare work together. Our expert guide breaks down the complexities, explaining how creditable coverage works and how Medicare Advantage and Medicare Supplement plans can expand your healthcare options. Tune in to get the clarity you need and make confident, informed choices about your health coverage!Ask ChatGPT

Discover the ins and outs of Original Medicare, what it covers, what it doesn't, and the crucial gaps you need to know about! From dental and vision to long-term care, we'll break down the coverage you might be missing. Plus, we'll explore how Medicare Supplement and Medicare Advantage plans can fill in the gaps and provide the protection you deserve. Tune in to get the answers you need!

Are you a snowbird concerned about how your Medicare plan works across states? In this episode, we dive into the essential differences between Original Medicare, Medicare Advantage, and Medigap when it comes to seasonal travel. Discover how to secure nationwide healthcare coverage and avoid unexpected medical costs. Tune in to our expert guide and stay informed on the best options for your health while you roam!

Navigating Medicare prescription drug coverage can be overwhelming. In this episode, we break down what's covered under Part B and Part D, highlight what's not included, and explain how to manage non-formulary drugs. Plus, discover strategies to help you lower your costs and make informed choices about your coverage options.

Learn all about Medicare late enrollment penalties and how to avoid them. We'll cover crucial deadlines, penalties for missing them, and offer tips for timely enrollment. Don't get caught off guard – watch now to navigate enrollment and avoid costly penalties. Subscribe for more Medicare info. Please call us anytime for free quotes and answers to your questions at 844-945-2166 or visit our website to work with our Medicare Advisors today at https://rates.medicarefaq.com/#LateEnrollment #Penalties #AvoidPenalties #MedicareEnrollment SUBSCRIBE: Did you find this video helpful? Subscribe to our channel for more informative Medicare videos! Be sure to hit the bell to be notified when we publish a new video: https://www.youtube.com/@MedicarefaqCHECK OUT OUR WEBSITE: Our online resource center is built to give you unbiased information regarding your Medicare coverage choices: https://www.medicarefaq.com/ MEDICARE FACEBOOK COMMUNITY: Join our exclusive Medicare Facebook community! Whether you're a current Medicare beneficiary, taking care of a loved one on Medicare, or will be aging into Medicare shortly, this is your sales-free Medicare resource center: https://www.facebook.com/groups/MedicareFAQ LET'S CONNECT: https://www.facebook.com/MedicareFAQhttps://twitter.com/medicarefaq https://www.instagram.com/medicarefaq https://www.pinterest.com/medicarefaq https://www.tiktok.com/@medicarefaq

For the first time ever, 51% of Medicare beneficiaries have switched to Medicare Advantage but WHY? With 31 million people already on board, it's time to explore if Medicare Advantage is your best choice! Check out our video for a breakdown and make an informed decision. Please call us anytime for free quotes and answers to your questions at 888-382-1925 or visit our website to work with our Medicare Advisors today at https://rates.medicarefaq.com/.SUBSCRIBE: Did you find this video helpful? Subscribe to our channel for more informative Medicare videos! Be sure to hit the bell to be notified when we publish a new video: https://www.youtube.com/@MedicarefaqCHECK OUT OUR WEBSITE: Our online resource center is built to give you unbiased information regarding your Medicare coverage choices: https://www.medicarefaq.com/ MEDICARE FACEBOOK COMMUNITY: Join our exclusive Medicare Facebook community! Whether you're a current Medicare beneficiary, taking care of a loved one on Medicare, or will be aging into Medicare shortly, this is your sales-free Medicare resource center: https://www.facebook.com/groups/MedicareFAQ LET'S CONNECT: https://www.facebook.com/MedicareFAQhttps://twitter.com/medicarefaq https://www.instagram.com/medicarefaq https://www.pinterest.com/medicarefaq https://www.tiktok.com/@medicarefaq

In 2023, more people opted for Medicare Advantage than ever before!

Medicare Private-Fee-for-Service plans offer you the ability to see any doctor at a pre-determined cost. These plans offer great benefits, but may not be available in all areas. Private-Fee-For-Service Plans (0:26)Private-Fee-For-Service Plans Networks (0:44)Private-Fee-For-Service Plans Terms And Conditions (1:06)Private-Fee-For-Service Plans Benefits (1:20)Private-Fee-For-Service Plans Out-Of-Pocket Maximum Amount (1:33)Private-Fee-For-Service Plans Costs (1:52)Learn more about this topic HERE: https://www.medicarefaq.com/medicare-part-c/medicare-advantage-plan-pffs/WE CARE ABOUT YOUR MEDICARE #medicareadvantage #medicarepffsplans #medicarefaq SUBSCRIBE: Did you find this video helpful? Subscribe to our channel for more informative Medicare videos! Be sure to hit the bell to be notified when we publish a new video: https://www.youtube.com/@Medicarefaq CONTACT US: MedicareFAQ has helped over 50,000 Medicare clients save hundreds of dollars by comparing rates online. Get a quote today from 30+ carriers & plans in your area! Plus, our services are 100% FREE! Click this link to get started: https://rates.medicarefaq.com/ CHECK OUT OUR WEBSITE: Our online resource center is built to give you unbiased information regarding your Medicare coverage choices: https://www.medicarefaq.com/ MEDICARE FACEBOOK COMMUNITY: Join our exclusive Medicare Facebook community! Whether you're a current Medicare beneficiary, taking care of a loved one on Medicare, or will be aging into Medicare shortly, this is your sales-free Medicare resource center: https://www.facebook.com/groups/MedicareFAQ LET'S CONNECT: https://www.facebook.com/MedicareFAQhttps://twitter.com/medicarefaqhttps://www.instagram.com/medicarefaqhttps://www.pinterest.com/medicarefaq https://www.tiktok.com/@medicarefaq

The Medicare Annual Enrollment Period is an important time for all Medicare enrollees. During this time, you can make changes to your Medicare Advantage and Medicare Part D coverage for the upcoming year. The Medicare Annual Enrollment Period (0:33)Step 1: Assess Your Current Coverage (0:49)Step 2: Determine Your Healthcare Needs (1:13)Step 3: Review Changes to Your Current Plan (1:42)Step 4: Compare Available Plans in Your Area (2:17)Step 5: Work With A Licensed Insurance Agent (3:06)Step 6: Enroll Before It's Too Late (3:30)Learn more about this topic HERE: https://www.medicarefaq.com/faqs/medicare-annual-enrollment-period/WE CARE ABOUT YOUR MEDICARE #MedicareAEP #medicareannualenrollmentperiod #MedicareFAQ SUBSCRIBE: Did you find this video helpful? Subscribe to our channel for more informative Medicare videos! Be sure to hit the bell to be notified when we publish a new video: https://www.youtube.com/@Medicarefaq CONTACT US: MedicareFAQ has helped over 50,000 Medicare clients save hundreds of dollars by comparing rates online. Get a quote today from 30+ carriers & plans in your area! Plus, our services are 100% FREE! Click this link to get started: https://rates.medicarefaq.com/ CHECK OUT OUR WEBSITE: Our online resource center is built to give you unbiased information regarding your Medicare coverage choices: https://www.medicarefaq.com/ MEDICARE FACEBOOK COMMUNITY: Join our exclusive Medicare Facebook community! Whether you're a current Medicare beneficiary, taking care of a loved one on Medicare, or will be aging into Medicare shortly, this is your sales-free Medicare resource center: https://www.facebook.com/groups/MedicareFAQ LET'S CONNECT: https://www.facebook.com/MedicareFAQhttps://twitter.com/medicarefaqhttps://www.instagram.com/medicarefaqhttps://www.pinterest.com/medicarefaq https://www.tiktok.com/@medicarefaq