Hosted by Lindsay Malzone, MedicareFAQ's Medicare Expert, this podcast will help beneficiaries understand their options, keep them aware of changes that could impact their coverage and be better prepared for healthcare costs after retirement.
Drowning in Medicare's alphabet soup of Parts A, B, C, and D? You're not alone, and we're here to help. In this episode, we break down the most common Medicare terms and coverage options in simple, everyday language. From Original Medicare and Medicare Advantage to Part D drug plans and Medigap, we'll help you finally make sense of your healthcare choices. Tune in to gain clarity, avoid costly mistakes, and feel confident about your Medicare decisions.
Thinking about delaying Medicare Part B or Part D? It could cost you for the rest of your life. In this episode, we reveal the real financial impact of waiting to enroll, including permanent late penalties, coverage gaps, and higher out-of-pocket costs. Before you make a costly mistake, find out who can safely delay, who can't, and how to avoid lifelong penalties with smart Medicare timing. Tune in now to protect your coverage and your wallet.
Confused about how Medicare works alongside your employer health insurance? This episode breaks down your enrollment options, highlights potential pitfalls, and shows you how to avoid costly penalties. Get clear, practical guidance to make informed decisions about your healthcare coverage.
Confused by Medicare jargon like step therapy or prior authorization? You're not alone. In this episode, we break down exactly what these terms mean, which Medicare plans use them, and practical tips to get the care you need, without the headache. Whether you're new to Medicare or just want to make smarter healthcare decisions, this guide will help you navigate the approval process with confidence.
Life doesn't always follow a schedule, and neither should your health coverage. In this episode, we break down Medicare Special Enrollment Periods (SEPs): what they are, which life events trigger them, and how you can use them to switch or update your health plan without penalties. Whether you're retiring, moving, or experiencing other big life changes, this guide will help you make smart decisions for your healthcare.
Wondering how the 2025 Medicare drug price negotiations will impact your wallet? Join us as we break down which medications are on the list, exactly when prices will drop, and practical tips to help you save on your prescriptions. Don't miss this essential guide to navigating the biggest changes in Medicare drug costs in years.
Are you or a loved one managing a chronic health condition? Chronic Condition Special Needs Plans (C-SNPs) are specialized Medicare Advantage plans designed to provide personalized, coordinated care for specific health needs. In this episode, we break down who qualifies, explore the unique benefits of C-SNPs, and guide you step-by-step on how to enroll. Tune in to discover how these plans can make managing your health easier and more effective.
Confused about Medicare deductibles, coinsurance, and out-of-pocket costs? This podcast breaks down how Medigap (Medicare Supplement) plans can protect your wallet by covering gaps in your Medicare coverage. Learn how to compare plans, reduce financial risk, and make confident decisions for your healthcare.
Don't navigate Medicare alone. Use our 2025 Annual Enrollment Period checklist to stay ahead of the game. Learn how to review your ANOC, compare plans effectively, and discover the coverage that's right for you. Your best plan starts here!
Find out why some Medicare Advantage plans are being discontinued, what it means if yours is affected, and how to protect yourself with a stable Medicare Supplement plan. Don't wait, know your options before it's too late!
Relocating can throw your Medicare plans, Medicare Supplement, Advantage, and Part D into confusion. We break down exactly what changes, what stays the same, and how to make the transition seamless. Tune in and move with confidence!
Discover how to make the most of your Medicare benefits to stay strong, healthy, and vibrant as you age. From preventive care and wellness visits to essential screenings and practical tips, we break down everything you need to know to live your best life after 65. Your guide to aging well starts here!
Thinking about switching your Medigap plan to save money? In this episode, we break down when you can change your Medicare Supplement policy, how medical underwriting works, and the common mistakes to avoid, so you can make an informed choice without surprises.
Prepare with confidence! This episode walks you through a clear, step-by-step Medicare enrollment checklist, from key enrollment periods to choosing the coverage that fits your needs. Discover how a Medicare Supplement plan can help protect your savings and give you peace of mind.
Navigating Medicare enrollment can be confusing, but it doesn't have to be. In this episode, we break down the Initial, Annual, and Special Enrollment Periods in simple terms, so you know exactly when to sign up for Medicare and Medicare Supplement, and avoid costly penalties.
Why do Medicare Supplement plan prices vary, and does paying more really mean better coverage? In this episode, we break down the factors behind Medigap costs and share tips on comparing quotes to find the best value for your healthcare needs.
Confused about your Medicare options? In this episode, we break down the essential differences between Medicare Supplement (Medigap) and Medicare Advantage (Part C) plans. From coverage and costs to provider networks, prescription drugs, and travel considerations, we'll help you understand which plan fits your health needs, budget, and lifestyle. Tune in for a clear, side-by-side comparison that makes choosing your Medicare coverage simpler and less stressful.
Medicare Supplement (Medigap) plans can protect you from unexpected medical costs, but paying too much is never part of the plan! In this episode, we share 8 proven strategies to lower your Medigap premiums without sacrificing coverage, including the best time to enroll, comparing carriers, exploring plan options, and even unlocking household discounts. Learn how to get the most value from your plan and keep more money in your pocket.
Confused about Medicare Supplement (Medigap) plans? You're not alone. Original Medicare doesn't cover everything, and out-of-pocket costs can add up fast. In this episode, we walk you through 10 essential questions to ask before choosing a Medigap plan—from coverage details and costs to enrollment timing, discounts, and keeping your favorite doctors. Whether you're new to Medicare or considering switching plans, this guide will help you make confident, informed decisions and protect your financial and healthcare peace of mind.
Navigating Medicare on a retirement budget can feel overwhelming—but it doesn't have to be. In this episode, we break down how to choose a Medicare Supplement (Medigap) plan that protects your health without stretching your finances. From understanding plan types and coverage levels to comparing premiums and factoring in your personal healthcare needs, we guide you step by step to make an informed, budget-friendly choice. Whether you're considering Plan G for comprehensive coverage or Plan N for lower monthly costs, this episode helps you balance protection and affordability with confidence.
Timing matters when it comes to Medicare!
Feeling lost in the maze of Medicare? We break down each part, hospital care, doctor visits, prescriptions, and reveal how a Supplement plan can fill the gaps. Clear, simple, and stress-free, because understanding Medicare shouldn't be complicated.
Confused about Medicare Supplement (Medigap) plans? We break down exactly what these plans cover, who truly needs one, and the smartest time to enroll, so you can avoid unexpected medical bills and protect your wallet. Don't navigate Medicare alone, get the clarity you deserve!
Medicare Supplement isn't just Plan F or Plan G. There's so much more to explore! Dive into the details of Plan G's comprehensive coverage, discover the cost-saving benefits of Plan N, and uncover the affordability of High-Deductible plans. Get the inside scoop on how to choose the perfect Medicare Supplement plan tailored to your needs and budget!
Introducing the 2025 Medicare Prescription Payment Plan! This innovative program allows you to pay your Part D drug costs in manageable monthly installments. Discover how it works, who's eligible, and the simple steps to enroll. Say goodbye to unpredictable medication expenses and take control of your health care costs today!
Are you confused about which vaccines Medicare covers? We've got you covered! In this episode, we break down how Medicare Part B and Part D protect you with essential vaccines like flu shots, shingles, and more. Discover where to get your immunizations, why they're crucial for your health, and how to stay protected every step of the way! Tune in to learn more.
Facing the loss of your employer health coverage? Don't worry, we've got you covered! Tune into our step-by-step guide to a smooth transition to Medicare. Discover everything you need to know about your Special Enrollment Period, enrolling in Part B, and the critical deadlines to avoid costly penalties. Take control of your health coverage and ensure a stress-free retirement!
Turning 65 and feeling overwhelmed by Medicare? You're not alone! In this podcast, we'll break down everything you need to know, from eligibility and enrollment to costs, coverage options, and the critical services Medicare doesn't cover. Whether you're just starting to explore your options or preparing to make decisions, we'll give you the clear, practical information you need to navigate Medicare with confidence. Tune in and make this important life transition easier to understand!
Navigating healthcare as a veteran or military retiree can be confusing, especially when it comes to understanding how TRICARE, VA benefits, and Medicare work together. Our expert guide breaks down the complexities, explaining how creditable coverage works and how Medicare Advantage and Medicare Supplement plans can expand your healthcare options. Tune in to get the clarity you need and make confident, informed choices about your health coverage!Ask ChatGPT
Discover the ins and outs of Original Medicare, what it covers, what it doesn't, and the crucial gaps you need to know about! From dental and vision to long-term care, we'll break down the coverage you might be missing. Plus, we'll explore how Medicare Supplement and Medicare Advantage plans can fill in the gaps and provide the protection you deserve. Tune in to get the answers you need!
Are you a snowbird concerned about how your Medicare plan works across states? In this episode, we dive into the essential differences between Original Medicare, Medicare Advantage, and Medigap when it comes to seasonal travel. Discover how to secure nationwide healthcare coverage and avoid unexpected medical costs. Tune in to our expert guide and stay informed on the best options for your health while you roam!
Navigating Medicare prescription drug coverage can be overwhelming. In this episode, we break down what's covered under Part B and Part D, highlight what's not included, and explain how to manage non-formulary drugs. Plus, discover strategies to help you lower your costs and make informed choices about your coverage options.
Learn all about Medicare late enrollment penalties and how to avoid them. We'll cover crucial deadlines, penalties for missing them, and offer tips for timely enrollment. Don't get caught off guard – watch now to navigate enrollment and avoid costly penalties. Subscribe for more Medicare info. Please call us anytime for free quotes and answers to your questions at 844-945-2166 or visit our website to work with our Medicare Advisors today at https://rates.medicarefaq.com/#LateEnrollment #Penalties #AvoidPenalties #MedicareEnrollment SUBSCRIBE: Did you find this video helpful? Subscribe to our channel for more informative Medicare videos! Be sure to hit the bell to be notified when we publish a new video: https://www.youtube.com/@MedicarefaqCHECK OUT OUR WEBSITE: Our online resource center is built to give you unbiased information regarding your Medicare coverage choices: https://www.medicarefaq.com/ MEDICARE FACEBOOK COMMUNITY: Join our exclusive Medicare Facebook community! Whether you're a current Medicare beneficiary, taking care of a loved one on Medicare, or will be aging into Medicare shortly, this is your sales-free Medicare resource center: https://www.facebook.com/groups/MedicareFAQ LET'S CONNECT: https://www.facebook.com/MedicareFAQhttps://twitter.com/medicarefaq https://www.instagram.com/medicarefaq https://www.pinterest.com/medicarefaq https://www.tiktok.com/@medicarefaq
For the first time ever, 51% of Medicare beneficiaries have switched to Medicare Advantage but WHY? With 31 million people already on board, it's time to explore if Medicare Advantage is your best choice! Check out our video for a breakdown and make an informed decision. Please call us anytime for free quotes and answers to your questions at 888-382-1925 or visit our website to work with our Medicare Advisors today at https://rates.medicarefaq.com/.SUBSCRIBE: Did you find this video helpful? Subscribe to our channel for more informative Medicare videos! Be sure to hit the bell to be notified when we publish a new video: https://www.youtube.com/@MedicarefaqCHECK OUT OUR WEBSITE: Our online resource center is built to give you unbiased information regarding your Medicare coverage choices: https://www.medicarefaq.com/ MEDICARE FACEBOOK COMMUNITY: Join our exclusive Medicare Facebook community! Whether you're a current Medicare beneficiary, taking care of a loved one on Medicare, or will be aging into Medicare shortly, this is your sales-free Medicare resource center: https://www.facebook.com/groups/MedicareFAQ LET'S CONNECT: https://www.facebook.com/MedicareFAQhttps://twitter.com/medicarefaq https://www.instagram.com/medicarefaq https://www.pinterest.com/medicarefaq https://www.tiktok.com/@medicarefaq
In 2023, more people opted for Medicare Advantage than ever before!
Medicare Private-Fee-for-Service plans offer you the ability to see any doctor at a pre-determined cost. These plans offer great benefits, but may not be available in all areas. Private-Fee-For-Service Plans (0:26)Private-Fee-For-Service Plans Networks (0:44)Private-Fee-For-Service Plans Terms And Conditions (1:06)Private-Fee-For-Service Plans Benefits (1:20)Private-Fee-For-Service Plans Out-Of-Pocket Maximum Amount (1:33)Private-Fee-For-Service Plans Costs (1:52)Learn more about this topic HERE: https://www.medicarefaq.com/medicare-part-c/medicare-advantage-plan-pffs/WE CARE ABOUT YOUR MEDICARE #medicareadvantage #medicarepffsplans #medicarefaq SUBSCRIBE: Did you find this video helpful? Subscribe to our channel for more informative Medicare videos! Be sure to hit the bell to be notified when we publish a new video: https://www.youtube.com/@Medicarefaq CONTACT US: MedicareFAQ has helped over 50,000 Medicare clients save hundreds of dollars by comparing rates online. Get a quote today from 30+ carriers & plans in your area! Plus, our services are 100% FREE! Click this link to get started: https://rates.medicarefaq.com/ CHECK OUT OUR WEBSITE: Our online resource center is built to give you unbiased information regarding your Medicare coverage choices: https://www.medicarefaq.com/ MEDICARE FACEBOOK COMMUNITY: Join our exclusive Medicare Facebook community! Whether you're a current Medicare beneficiary, taking care of a loved one on Medicare, or will be aging into Medicare shortly, this is your sales-free Medicare resource center: https://www.facebook.com/groups/MedicareFAQ LET'S CONNECT: https://www.facebook.com/MedicareFAQhttps://twitter.com/medicarefaqhttps://www.instagram.com/medicarefaqhttps://www.pinterest.com/medicarefaq https://www.tiktok.com/@medicarefaq
The Medicare Annual Enrollment Period is an important time for all Medicare enrollees. During this time, you can make changes to your Medicare Advantage and Medicare Part D coverage for the upcoming year. The Medicare Annual Enrollment Period (0:33)Step 1: Assess Your Current Coverage (0:49)Step 2: Determine Your Healthcare Needs (1:13)Step 3: Review Changes to Your Current Plan (1:42)Step 4: Compare Available Plans in Your Area (2:17)Step 5: Work With A Licensed Insurance Agent (3:06)Step 6: Enroll Before It's Too Late (3:30)Learn more about this topic HERE: https://www.medicarefaq.com/faqs/medicare-annual-enrollment-period/WE CARE ABOUT YOUR MEDICARE #MedicareAEP #medicareannualenrollmentperiod #MedicareFAQ SUBSCRIBE: Did you find this video helpful? Subscribe to our channel for more informative Medicare videos! Be sure to hit the bell to be notified when we publish a new video: https://www.youtube.com/@Medicarefaq CONTACT US: MedicareFAQ has helped over 50,000 Medicare clients save hundreds of dollars by comparing rates online. Get a quote today from 30+ carriers & plans in your area! Plus, our services are 100% FREE! Click this link to get started: https://rates.medicarefaq.com/ CHECK OUT OUR WEBSITE: Our online resource center is built to give you unbiased information regarding your Medicare coverage choices: https://www.medicarefaq.com/ MEDICARE FACEBOOK COMMUNITY: Join our exclusive Medicare Facebook community! Whether you're a current Medicare beneficiary, taking care of a loved one on Medicare, or will be aging into Medicare shortly, this is your sales-free Medicare resource center: https://www.facebook.com/groups/MedicareFAQ LET'S CONNECT: https://www.facebook.com/MedicareFAQhttps://twitter.com/medicarefaqhttps://www.instagram.com/medicarefaqhttps://www.pinterest.com/medicarefaq https://www.tiktok.com/@medicarefaq
High Deductible Medicare Supplement Plan F offers the same great benefits as standard Plan F. However, the high deductible allows carriers to charge a much lower monthly premium. Learn more about High Deductible Plan F benefits and Eligibility. Eligibility (0:23)Medicare Supplement Plans Explained (0:49)High Deductible Plan F (1:05)High Deductible Plan F vs Standard Plan F (1:41)Learn more about this topic HERE: https://www.medicarefaq.com/medicare-supplements/high-deductible-plan-f/WE CARE ABOUT YOUR MEDICARE #medicaresupplement #MedicareFAQ #MedicareSupplementPlanF SUBSCRIBE: Did you find this video helpful? Subscribe to our channel for more informative Medicare videos! Be sure to hit the bell to be notified when we publish a new video: https://www.youtube.com/@Medicarefaq CONTACT US: MedicareFAQ has helped over 50,000 Medicare clients save hundreds of dollars by comparing rates online. Get a quote today from 30+ carriers & plans in your area! Plus, our services are 100% FREE! Click this link to get started: https://rates.medicarefaq.com/ CHECK OUT OUR WEBSITE: Our online resource center is built to give you unbiased information regarding your Medicare coverage choices: https://www.medicarefaq.com/ MEDICARE FACEBOOK COMMUNITY: Join our exclusive Medicare Facebook community! Whether you're a current Medicare beneficiary, taking care of a loved one on Medicare, or will be aging into Medicare shortly, this is your sales-free Medicare resource center: https://www.facebook.com/groups/MedicareFAQ LET'S CONNECT: https://www.facebook.com/MedicareFAQhttps://twitter.com/medicarefaqhttps://www.instagram.com/medicarefaqhttps://www.pinterest.com/medicarefaq https://www.tiktok.com/@medicarefaq
Medicare Supplement High Deductible Plan G offers coverage and benefits identical to the standard Plan G after you cover the high deductible. Medicare Supplement Plans (0:22)Medicare Supplement High Deductible Plan G (0:33)Standard Plan G vs High Deductible Plan G Breakdown (1:07)High Deductible Plan G Pros & Cons (1:57)Learn more about this topic HERE: https://www.medicarefaq.com/medicare-...WE CARE ABOUT YOUR MEDICARE #MedicareSupplement #MedicareHighDeductibleG #MedicareFAQ SUBSCRIBE: Did you find this video helpful? Subscribe to our channel for more informative Medicare videos! Be sure to hit the bell to be notified when we publish a new video: / @medicarefaq CONTACT US: MedicareFAQ has helped over 50,000 Medicare clients save hundreds of dollars by comparing rates online. Get a quote today from 30+ carriers & plans in your area! Plus, our services are 100% FREE! Click this link to get started: https://rates.medicarefaq.com/ CHECK OUT OUR WEBSITE: Our online resource center is built to give you unbiased information regarding your Medicare coverage choices: https://www.medicarefaq.com/ MEDICARE FACEBOOK COMMUNITY: Join our exclusive Medicare Facebook community! Whether you're a current Medicare beneficiary, taking care of a loved one on Medicare, or will be aging into Medicare shortly, this is your sales-free Medicare resource center: https://www.facebook.com/groups/Medic... LET'S CONNECT: https://www.facebook.com/MedicareFAQ
Medicare Supplement Plan F, Plan G, and Plan N are the top three most popular Medicare Supplement plans available today. However, each plan has its own perks to bring to the table. Watch to learn the different benefits of Medicare Supplement Plan F vs Plan G vs Plan N. Learn more about this topic HERE: https://www.medicarefaq.com/faqs/medicare-supplement-plan-f-vs-plan-g-vs-plan-n/WE CARE ABOUT YOUR MEDICARE #MedicareSupplement #MedicareFAQ #MedicareSupplementPlans SUBSCRIBE: Did you find this video helpful? Subscribe to our channel for more informative Medicare videos! Be sure to hit the bell to be notified when we publish a new video: https://www.youtube.com/@Medicarefaq CONTACT US: MedicareFAQ has helped over 50,000 Medicare clients save hundreds of dollars by comparing rates online. Get a quote today from 30+ carriers & plans in your area! Plus, our services are 100% FREE! Click this link to get started: https://rates.medicarefaq.com/ CHECK OUT OUR WEBSITE: Our online resource center is built to give you unbiased information regarding your Medicare coverage choices: https://www.medicarefaq.com/ MEDICARE FACEBOOK COMMUNITY: Join our exclusive Medicare Facebook community! Whether you're a current Medicare beneficiary, taking care of a loved one on Medicare, or will be aging into Medicare shortly, this is your sales-free Medicare resource center: https://www.facebook.com/groups/MedicareFAQ LET'S CONNECT: https://www.facebook.com/MedicareFAQhttps://twitter.com/medicarefaqhttps://www.instagram.com/medicarefaqhttps://www.pinterest.com/medicarefaq https://www.tiktok.com/@medicarefaq
In this video, we compare Medicare Advantage and Medicare Supplement Plans side by side to allow you to choose the best plan for your needs. Once you have enrolled in Medicare Part A and Medicare Part B, have two options. To enroll in a Medicare Supplement plan or a Medicare Advantage plan. Keep in mind, you cannot enroll in both. Option one includes enrolling in a Medicare Supplement plan and a Medicare Part D plan. Original Medicare does not include prescription drug coverage. That's why you'll want to add a standalone Medicare Part D plan. In addition, you'll want to enroll in a Medicare Supplement Plan, also known as Medigap. This plan will cover additional out-of-pocket costs that you're responsible for paying. Medicare Supplement plans were specifically designed to fill in the gaps in coverage from original Medicare. This includes coinsurance and deductibles depending on the plan you enroll in. Medicare Supplement plans literally supplement your Original Medicare benefits. Option two would be to enroll in a Medicare Advantage plan. Now, it's important to remember that Medicare Advantage is not the same as Original Medicare. These are managed health care plans that are offered through private insurance companies. Medicare Advantage plans do tend to have lower monthly premiums when compared to Medicare Supplement plans. In addition, some may come with ancillary benefits like dental and vision coverage. Most also include prescription drug coverage. Due to the low or zero-dollar monthly premium, you will have to pay more out-of-pocket as you use the benefits When compared to Original Medicare and a Medicare supplement plan, Medicare Advantage plans come with many limitations. These include a limited network of doctors, coverage that will not travel with you, and you need a referral to see a specialist. Visit MedicareFAQ.com to learn more about Medicare Advantage vs Medicare Supplement plans.https://www.medicarefaq.com/faqs/medi...We CARE about your MedicareJoin Our Facebook Community: https://www.facebook.com/groups/Medic...Subscribe to our YouTube channel and turn notifications on!https://www.youtube.com/c/Medicarefaq
Medicare Supplement Plan N is one of the most popular Medicare Supplement plans available today. In this video we review we review Medicare Supplement Plan N benefits and how you can utilize the plan. Medicare Supplement Plan N is ideal for those who prefer lower monthly premiums but still wish to have comprehensive coverage. The most significant benefits of Medicare Supplement Plan N include Medicare Part A coinsurance coverage, Medicare Part A deductible coverage, foreign travel emergency benefits, and Medicare Part B coinsurance coverage When you enroll in Medicare Supplement Plan N, the only out-of-pockets you are responsible for are, Medicare Supplement Plan N premium, Medicare Part B premium, Medicare Part B coinsurance, $20-$50 copayments, and Excess Charges (if applicable) If you enroll in Medicare Supplement Plan N during your six-month Medicare Supplement Open Enrollment Period, you do not need to answer underwriting health questions. If you apply for coverage outside of this enrollment period, you may be subject to medical underwriting. This means a carrier may deny you coverage for any reason. We hope you find this video helpful.Resource link: https://www.medicarefaq.com/medicare-supplements/medigap-plans/medigap-plan-n/ Subscribe to our YouTube Channel and join our Facebook Community.https://www.facebook.com/groups/MedicareFAQ/https://www.youtube.com/medicarefaq/
Medicare Supplement plans cover the holes left by Original Medicare. If you became Medicare-eligible after January 1, 2020, Medicare Supplement Plan G is the most comprehensive plan available for you. Medicare Supplement plans are standardized by the federal government. This means benefits are the same regardless of carrier. The only difference is the monthly premium. Medicare Supplement Plan G coverage includes the Medicare Part A deductible, Hospice copayments and coinsurance, foreign travel emergency benefits, and Medicare Part B excess charges. The only out-of-pocket costs you will pay when you enroll in Medicare Supplement Plan G are the Medicare Part B deductible and the Plan G premium. If you are newly eligible for Medicare and are within your Medicare Supplement Open Enrollment Period, you can enroll in Medicare Supplement Plan G with no underwriting health questions. If you apply outside of this enrollment period, you may need to go through underwriting. This means a carrier may deny you for any reason. We hope you find this video helpful!Resource link: https://www.medicarefaq.com/medicare-supplements/medigap-plans/medigap-plan-g/ Subscribe to our YouTube Channel and join our Facebook Community.
If you're eligible for both TRICARE and Medicare, it's important to know how the two programs work together. In this video, we explain what you need to know about your coverage options.Original Medicare consists of a few different Parts – A through D. But, how does each part work with TRICARE?When TRICARE-eligible beneficiaries sign up for Medicare Part A and Part B, they automatically enroll in TRICARE For Life. In this case, Medicare works as primary insurance, and TRICARE For Life is secondary.TRICARE For Life helps cover costs Medicare doesn't. These include:• Part A hospital deductible• Part B coinsuranceSome TRICARE For Life beneficiaries may enroll in a Medicare Advantage plan to access benefits such as gym memberships, dental, vision, and hearing. Original Medicare (Parts A and B) do not cover these costs.If you choose to enroll in an Advantage plan, it will be primary and TRICARE for Life will be secondary. When receiving care outside of your Advantage network, TRICARE For Life will cover the costs that your plan doesn't pay for.When you have TRICARE For Life, there's generally no need to enroll in a Part D prescription drug plan. TRICARE For Life includes a prescription drug program and there is no additional cost to you.If you have TRICARE For Life and later enroll in a Part D prescription drug plan, don't worry about penalties. Tricare For Life is considered creditable coverage.It's possible to also enroll in a Medigap plan when you have Original Medicare and TRICARE For Life. But, it's not necessary. In this case, Original Medicare will be primary, your Medicare Supplement plan will be secondary, and TRICARE For Life will pay last.As for how TRICARE Prime works with Medicare, when you're under the age of 65 and you have Medicare with TRICARE Prime, you don't need to disenroll. TRICARE For Life isn't mandatory. Those with disabilities on Medicare can remain on TRICARE Prime as long as they're eligible. When you do qualify, you'll get a waiver of Prime enrollment fees or a refund for the past enrollment fee.In another scenario, TRICARE Plus offers the same primary care access as TRICARE Prime. It works the same as regular TRICARE in regards to Medicare because it's still primary coverage. The military clinic or hospital doesn't cover costs or beneficiaries who receive care from non-military health facilities. Before scheduling an appointment, beneficiaries should contact their local military hospitals to make sure they accept TRICARE Plus because each facility decides whether they accept it.Thanks so much for watching! We hope you found this video helpful.Please subscribe to our YouTube channel: https://www.youtube.com/medicarefaqTurn on notifications so you're notified as soon as we upload a new video!Join our Facebook Community Group: https://www.facebook.com/groups/MedicareFAQ
Are you a Medicare beneficiary receiving Social Security benefits? Stay tuned to find out how the 2022 year will affect your cost!In 2022, Social Security recipients will get an annual Cost-Of-Living Adjustment (COLA) of up to 5.9% – the largest increase since 1982. The COLA spike will boost retirees' monthly payments by up to $92 in 2022.This Social Security increase is the first to have matched rising costs more closely. Yet, with the increase in inflation, Medicare's cost has gone up as well. This brings us to the cost breakdown for 2022. The Medicare Part A deductible increases to $1,556 for each benefit period. The standard Medicare Part B premium is now $170.10. Premiums for higher-income individuals are subject to increase. The new Part B deductible is $233, which is a $30 increase from 2021.The good news is that in 2022, the average Social Security recipient will be better off for 2022.Thank you so much for watching! We hope you find this video helpful.Please subscribe to our YouTube channel: https://www.youtube.com/medicarefaqTurn on notifications so you'll know as soon as we upload a new video!Join our Facebook Community Group: https://www.facebook.com/groups/medicarefaq
When you become Medicare-eligible, you may be wondering whether your existing coverage coordinates with Medicare. Whether Medicare will pay primary or secondary depends on the other type of coverage you have.First, it's common for Medicare beneficiaries to work past the age of 65. Most will have employer coverage. So, the major questions are whether you should keep your Medicare coverage while you have employer coverage and, if you do, which will pay first? This depends on how many employees are at the company.When your employer has 20 or more employees, your coverage is creditable for Medicare. However, with fewer, than 20 employees, the coverage isn't creditable. In the latter scenario, you'll want to enroll in Medicare Part B to avoid penalties in the future.With creditable employer coverage, Medicare is secondary and the group plan is primary. Whereas, with a group plan that is not creditable, Medicare is primary and the group plan is secondary.In the circumstance where you're Medicare-eligible due to disability and have employer coverage, possibly through your spouse, the number of employees must be 100 or more for coverage to be creditable.Medicare Advantage plans are considered primary coverage because they pay for your care instead of Medicare.Other scenarios where Medicare is primary:• You have Medicare and a Medicare Supplement (Medigap) plan• You're dual-eligible for and have Medicare and Medicaid• You also have coverage through FEHB, TRICARE, COBRA, retiree insurance, or tribal self-insuranceSituations when Medicare pays secondary:• When you have a worker's compensation, liability, or no-fault insurance policy• Active duty with TRICAREAs for Veterans benefits and Medicare, the two don't coordinate together. Veterans benefits work at veteran-approved facilities and Medicare works at civilian facilities.Medicare also does not work with the Marketplace (a.k.a. "Obamacare"). If you have this coverage and receive subsidies, unfortunately, you will no longer qualify for them when you become eligible for Medicare. Additionally, it's illegal for an agent to try to sell you a Marketplace policy when you already have Medicare.eAll this information can seem overwhelming, but we are here to simplify it for you so you can make the best health care decisions. If you found this video helpful, please subscribe to our YouTube channel and join our Facebook Community Group!FAQ Article: https://www.medicarefaq.com/faqs/when-is-medicare-primary/Our YouTube Channel: https://www.youtube.com/medicarefaqOur Facebook Community: https://www.facebook.com/groups/MedicareFAQ
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