Your Medicare Community - MedicareFAQ

Why do doctors often prefer Medicare Supplement over Medicare Advantage? In this episode, we break down what most ads don't tell you, how Medicare Supplement plans can mean broader provider access, fewer claim denials, and the freedom to get care without referrals or network restrictions. If you want to understand how your Medicare choice impacts the care you receive, this is a must-listen.

Prior authorization can cost you more than time. In this episode, we uncover the hidden impact of prior authorization in Medicare Advantage plans, from delayed care and denied treatments to frustrating administrative roadblocks. Learn how these barriers affect your health and peace of mind, and discover why a Medicare Supplement plan may provide the flexibility, access, and control you deserve.

Did you know some Medicare penalties never go away? In this episode, we break down how Part B and Part D late enrollment penalties work, why they can follow you for life, and—most importantly—how to avoid costly mistakes that can drain your retirement savings. A must-listen if you want to protect your income and make confident Medicare decisions.

Medicare benefit periods can be one of the most confusing—and costly—parts of your coverage. In this episode, we break down how benefit periods work, how they can trigger multiple hospital deductibles in the same year, and why a Medicare Supplement plan may protect you from unexpected out-of-pocket expenses.

Tired of surprise denials, shrinking provider networks, and healthcare uncertainty? In this episode, we break down why a growing number of retirees are leaving Medicare Advantage in 2025—and making the switch to Medicare Supplement for greater freedom, stability, and peace of mind. Learn what's driving this shift and what it could mean for your healthcare choices moving forward.

Did your Medicare plan end or change unexpectedly? This episode explains what happens when a plan exits the market, isn't renewed, or reduces its service area—and how these events may qualify you for a Special Enrollment Period (SEP). Learn your options for switching plans, returning to Original Medicare, or enrolling in a Medicare Supplement plan with Guaranteed Issue rights, all without waiting for the next enrollment window.

Worried about rising hospital costs with Medicare? Tune in to unpack how Medicare Supplement pairs with Medicare Part A to cover major expenses—like deductibles, coinsurance, and long hospital stays—that can quickly add up. In this episode, you'll learn what's really covered, what's not, and how the right Medicare Supplement plan can safeguard your savings and give you greater peace of mind.

Unlock the true power of your Medicare Supplement plan. In this episode, we spotlight the most overlooked benefits that can save you thousands — including protection from excess charges, extended skilled nursing care, and other little-known perks hiding in your coverage. If you want to get more out of Medicare without paying more, this is the episode you can't afford to miss.

Is Medicare Supplement Plan F still worth the price tag in 2026? In this episode, we break down everything you need to know before deciding between Plan F and Plan G. You'll hear how each plan's rate increases, coverage differences, and long-term premium trends stack up so you can make the most informed choice for your Medicare coverage in 2026 and beyond. Tune in to get the facts—and discover which plan truly delivers the better value.

Unlock the hidden benefits of Medicare Supplement that most retirees never hear about. In this episode, we reveal five surprising Medicare Supplement facts that can save you money, expand your coverage, and give you greater peace of mind. From unexpected foreign travel perks to the power of guaranteed renewability, you'll learn why choosing a Medicare Supplement plan could be one of the smartest decisions you make for your retirement healthcare.

Unlock the truth behind the most talked-about Medicare Supplement plans. In this episode, we break down why Medicare Supplement Plan G is rapidly becoming the top choice for beneficiaries as Plan F phases out. Discover how MACRA changed the Medicare landscape, explore the real differences between these two popular Supplement plans, and learn how to confidently choose the coverage that fits your needs. Whether you're new to Medicare or re-evaluating your options, this episode delivers the clarity you've been looking for.

Thinking about leaving your job? Don't let Medicare penalties catch you off guard. In this episode, we break down the must-know differences between COBRA and Medicare Supplement, so you can confidently choose the coverage that protects both your health and your wallet. Learn what retirees, soon-to-be retirees, and anyone transitioning off employer insurance needs to know before making a move.

Headed overseas? Don't leave your health coverage to chance. In this episode, we break down exactly how Medicare Supplement's foreign travel emergency benefits work, which specific Medicare Supplement plans include this valuable coverage, and the crucial limits and exclusions every traveler should know before stepping outside the U.S. Whether you're planning a weekend abroad or an extended international adventure, this quick guide helps you understand what's covered—and what isn't—so you can travel with confidence.

Struggling to understand Medicare Supplement underwriting and how preexisting conditions can impact your coverage options? This episode breaks down exactly how health questions influence Medicare Supplement eligibility, when underwriting applies, and the key situations where you can bypass it entirely. Tune in to protect your coverage, avoid costly mistakes, and feel confident choosing the right Medicare Supplement plan.

Trying to decide whether to keep your employer's retiree health plan or switch to Medicare Supplement once you hit Medicare? In this episode, we break down the real differences between Retiree Health Coverage and Medicare Supplement, what they cost, how they protect you, and how stable they are in the long term. Get clear, straightforward guidance to help you choose the coverage that delivers the best value, flexibility, and peace of mind in retirement.

In this episode, we break down what happens next: from navigating medical underwriting to understanding guaranteed issue rights and the special situations that let you enroll without health questions. Learn how to avoid common pitfalls, what insurers look for during underwriting, and how you can still secure the Medicare Supplement plan that fits your needs. Tune in to make confident, informed decisions about your Medicare coverage, starting today.

Struggling to understand Medicare Part B? In this episode, we break down exactly what Part B covers, reveal the official 2026 premium and deductible, and explain why you're still responsible for 20% coinsurance on most medical services. Plus, learn the smartest ways to protect yourself from that costly gap.

Many people assume Medicare covers all types of long-term care, but it doesn't. In this episode, we break down the critical differences between skilled nursing care and custodial care, what Medicare actually covers, how the costs stack up, and why having a Medicare Supplement (Medigap) plan can be essential to protecting your health and your savings.

Choosing Medicare coverage can be overwhelming, and the wrong decision can lead to lifelong penalties, higher premiums, and limited access to care. In this episode, we uncover the most common and costly Medicare mistakes—from missing key enrollment deadlines to misunderstanding Medicare Supplement vs. Medicare Advantage—and show you exactly how to steer clear of them.

Medicare Supplement plans do more than fill coverage gaps, they can protect your savings from thousands in unexpected medical bills. In this episode, we break down the true value of Medicare Supplement coverage, compare real costs against Medicare Advantage, and share real-world examples that show how Medicare Supplements can offer unmatched financial protection and peace of mind.

Want to know exactly what you'll be paying for Medicare in 2026? We've got you covered. In this episode, we walk through the official 2026 Part A and Part B premiums, deductibles, and the dreaded IRMAA income brackets. Plus, we'll show how pairing Original Medicare with a Medicare Supplement plan can save you from unexpected costs and give you greater peace of mind.

$0 premium plans sound great, but the real costs are often hidden in copays, networks, and strict prior authorizations. In this episode, we break down the truth behind Medicare Advantage marketing, what those “zero-dollar” premiums really mean, and how pairing Original Medicare with a Medicare Supplement plan can give you more freedom, fewer restrictions, and predictable healthcare costs.

Did you know that a single word, observation or inpatient, in your hospital status can determine whether Medicare covers your stay or leaves you with massive bills? In this episode, we break down the critical difference between observation and inpatient status, how it can affect your eligibility for skilled nursing care, and what steps you can take to protect yourself and your wallet.

If your doctor accepts Medicare assignment, it can save you from surprise bills, but if they don't, you could face up to 15% in excess charges. In this episode, we explain exactly how Medicare Assignment works, how to check if your provider accepts it, and how the right Medicare Supplement plan can protect you from paying more than you should.

Many people are surprised to learn that Original Medicare doesn't cover routine vision, dental, or hearing care, some of the most common (and costly) health needs as we age. In this episode, we break down exactly what's covered, what's not, and how you can fill those gaps with the right plan, from Medicare Advantage to Medicare Supplement. Get the clarity you need to protect both your health and your wallet.

Choosing the right Medicare plan for your parent doesn't have to be confusing. In this episode, we break down the essentials, from comparing Original Medicare + Medigap vs. Medicare Advantage, to checking prescription coverage and finding the plan that fits their health and budget needs. Tune in for clear, practical guidance that makes Medicare decisions easier for families.

Turning 65 soon? Don't let Medicare confusion catch you off guard. In this episode, we break down everything you need to know, from enrollment timelines and costs to coverage gaps and how to choose the right plan for your needs. Whether you're planning ahead or signing up now, get the insider tips that help you make confident, money-smart Medicare decisions.

Confused about Medicare Supplement (Medigap) plans? This episode breaks down everything you need to know, from how standardized plans work to comparing premiums and understanding your enrollment rights. Learn how to find the right coverage for your needs and budget, and avoid costly mistakes when choosing your plan.

Don't let your Medicare Advantage plan make decisions for you! Auto-renewing could mean higher costs, fewer benefits, or losing your doctor. Join us as we uncover what changes every year, and how a quick annual review can save you money, protect your coverage, and even unlock better perks.

About to turn 65 and putting off Social Security? Don't forget, Medicare doesn't happen automatically! Join us as we explain when and how to manually enroll in Medicare Parts A and B, plus insider tips to make sure you stay penalty-free and fully covered.

Drowning in Medicare's alphabet soup of Parts A, B, C, and D? You're not alone, and we're here to help. In this episode, we break down the most common Medicare terms and coverage options in simple, everyday language. From Original Medicare and Medicare Advantage to Part D drug plans and Medigap, we'll help you finally make sense of your healthcare choices. Tune in to gain clarity, avoid costly mistakes, and feel confident about your Medicare decisions.

Thinking about delaying Medicare Part B or Part D? It could cost you for the rest of your life. In this episode, we reveal the real financial impact of waiting to enroll, including permanent late penalties, coverage gaps, and higher out-of-pocket costs. Before you make a costly mistake, find out who can safely delay, who can't, and how to avoid lifelong penalties with smart Medicare timing. Tune in now to protect your coverage and your wallet.

Confused about how Medicare works alongside your employer health insurance? This episode breaks down your enrollment options, highlights potential pitfalls, and shows you how to avoid costly penalties. Get clear, practical guidance to make informed decisions about your healthcare coverage.

Confused by Medicare jargon like step therapy or prior authorization? You're not alone. In this episode, we break down exactly what these terms mean, which Medicare plans use them, and practical tips to get the care you need, without the headache. Whether you're new to Medicare or just want to make smarter healthcare decisions, this guide will help you navigate the approval process with confidence.

Life doesn't always follow a schedule, and neither should your health coverage. In this episode, we break down Medicare Special Enrollment Periods (SEPs): what they are, which life events trigger them, and how you can use them to switch or update your health plan without penalties. Whether you're retiring, moving, or experiencing other big life changes, this guide will help you make smart decisions for your healthcare.

Wondering how the 2025 Medicare drug price negotiations will impact your wallet? Join us as we break down which medications are on the list, exactly when prices will drop, and practical tips to help you save on your prescriptions. Don't miss this essential guide to navigating the biggest changes in Medicare drug costs in years.

Are you or a loved one managing a chronic health condition? Chronic Condition Special Needs Plans (C-SNPs) are specialized Medicare Advantage plans designed to provide personalized, coordinated care for specific health needs. In this episode, we break down who qualifies, explore the unique benefits of C-SNPs, and guide you step-by-step on how to enroll. Tune in to discover how these plans can make managing your health easier and more effective.

Confused about Medicare deductibles, coinsurance, and out-of-pocket costs? This podcast breaks down how Medigap (Medicare Supplement) plans can protect your wallet by covering gaps in your Medicare coverage. Learn how to compare plans, reduce financial risk, and make confident decisions for your healthcare.

Don't navigate Medicare alone. Use our 2025 Annual Enrollment Period checklist to stay ahead of the game. Learn how to review your ANOC, compare plans effectively, and discover the coverage that's right for you. Your best plan starts here!

Find out why some Medicare Advantage plans are being discontinued, what it means if yours is affected, and how to protect yourself with a stable Medicare Supplement plan. Don't wait, know your options before it's too late!

Relocating can throw your Medicare plans, Medicare Supplement, Advantage, and Part D into confusion. We break down exactly what changes, what stays the same, and how to make the transition seamless. Tune in and move with confidence!

Discover how to make the most of your Medicare benefits to stay strong, healthy, and vibrant as you age. From preventive care and wellness visits to essential screenings and practical tips, we break down everything you need to know to live your best life after 65. Your guide to aging well starts here!

Thinking about switching your Medigap plan to save money? In this episode, we break down when you can change your Medicare Supplement policy, how medical underwriting works, and the common mistakes to avoid, so you can make an informed choice without surprises.

Prepare with confidence! This episode walks you through a clear, step-by-step Medicare enrollment checklist, from key enrollment periods to choosing the coverage that fits your needs. Discover how a Medicare Supplement plan can help protect your savings and give you peace of mind.

Navigating Medicare enrollment can be confusing, but it doesn't have to be. In this episode, we break down the Initial, Annual, and Special Enrollment Periods in simple terms, so you know exactly when to sign up for Medicare and Medicare Supplement, and avoid costly penalties.

Why do Medicare Supplement plan prices vary, and does paying more really mean better coverage? In this episode, we break down the factors behind Medigap costs and share tips on comparing quotes to find the best value for your healthcare needs.

Confused about your Medicare options? In this episode, we break down the essential differences between Medicare Supplement (Medigap) and Medicare Advantage (Part C) plans. From coverage and costs to provider networks, prescription drugs, and travel considerations, we'll help you understand which plan fits your health needs, budget, and lifestyle. Tune in for a clear, side-by-side comparison that makes choosing your Medicare coverage simpler and less stressful.

Medicare Supplement (Medigap) plans can protect you from unexpected medical costs, but paying too much is never part of the plan! In this episode, we share 8 proven strategies to lower your Medigap premiums without sacrificing coverage, including the best time to enroll, comparing carriers, exploring plan options, and even unlocking household discounts. Learn how to get the most value from your plan and keep more money in your pocket.

Confused about Medicare Supplement (Medigap) plans? You're not alone. Original Medicare doesn't cover everything, and out-of-pocket costs can add up fast. In this episode, we walk you through 10 essential questions to ask before choosing a Medigap plan—from coverage details and costs to enrollment timing, discounts, and keeping your favorite doctors. Whether you're new to Medicare or considering switching plans, this guide will help you make confident, informed decisions and protect your financial and healthcare peace of mind.

Navigating Medicare on a retirement budget can feel overwhelming—but it doesn't have to be. In this episode, we break down how to choose a Medicare Supplement (Medigap) plan that protects your health without stretching your finances. From understanding plan types and coverage levels to comparing premiums and factoring in your personal healthcare needs, we guide you step by step to make an informed, budget-friendly choice. Whether you're considering Plan G for comprehensive coverage or Plan N for lower monthly costs, this episode helps you balance protection and affordability with confidence.

Timing matters when it comes to Medicare!