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Alright, everybody! Scott Carson here, ready to dive into a unique opportunity that just landed on my desk: a new list of 50 "early buyout" notes! These aren't just any non-performing notes; they come with detailed servicing notes from the original lender outlining their attempts to get borrowers back on track, from trial payment plans to FHA loan modifications. It's like getting a cheat sheet for understanding the borrower's journey!Many of you know I love first-lien non-performing notes, and this batch offers a fascinating peek into institutional lenders trying to clear their books. This isn't about guessing; it's about reading the "tea leaves" (or servicing notes!) to uncover hidden value. We'll explore what makes these notes special, how to evaluate their potential, and why understanding these lender workouts can give you a significant edge in 2026.Here's your roadmap to navigating this unique batch of notes:The "Early Buyout" Advantage: This exclusive list contains 50 institutional first-lien notes (heavy on TX, NY, VA, CA!) ranging from $50K-$489K balances. What's unique? They come with detailed lender servicing notes outlining trial payment plans and workout efforts, offering unparalleled insight into borrower behavior.Decoding Lender Workout Notes: Learn to interpret lender comments like "FHA 40-year loan mod at 6.5% approved" or "repayment forbearance plan set zero due." These tell you the original lender's strategy, but you need to verify if the borrower actually made the payments or if it's just a plan on paper!Strategic Pricing for Pre-Negotiated Terms: The challenge? Some of these might be priced as reperforming if a plan is "approved," even if payments haven't started. We discuss how to calculate your desired ROI (e.g., 12-15% cash-on-cash) based on the actual anticipated P&I, ensuring the deal isn't "too skinny" once your money costs and servicing fees are factored in.Beyond the Spreadsheet: Critical Due Diligence: The notes reveal crucial details like "subject property in need of significant repairs" or that a payment was made, resetting the foreclosure clock. We emphasize going beyond numbers to check property condition (online photos, street view) and understanding local demographics (e.g., a small town like Idalou, TX) to gauge market viability.Making Informed Offers & Avoiding Pitfalls: With bids due soon, understanding how to make competitive offers is key. We cover calculating bid ranges based on confirmed payment status versus "approved" plans. Learn to account for actual legal balances versus stated UPB, and why making a clear, well-justified bid is always better than guessing.This is a phenomenal opportunity to cherry-pick from a fresh list of distressed notes. Don't be fooled by "approved" plans; dig deep into the servicing notes, crunch your numbers, and ensure your desired ROI is achievable. With smart analysis, these "early buyouts" can translate into significant profits, whether through reperforming cash flow or strategic foreclosure. If you want to make an offer, do your homework, because bids are due Wednesday! Go out, take some action, and we'll see you at the top!Watch the Original VIDEO HERE!Book a Call With Scott HERE!Sign up for the next FREE One-Day Note Class HERE!Sign up for the WCN Membership HERE!Sign up for the next Note Buying For Dummies Workshop HERE!Love the show? Subscribe, rate, review, and share!Here's How »Join the Note Closers Show community today:WeCloseNotes.comThe Note Closers Show FacebookThe Note Closers Show TwitterScott Carson LinkedInThe Note Closers Show YouTubeThe Note Closers Show VimeoThe Note Closers Show InstagramWe Close Notes Pinterest
In this episode, I guide you through my “Rise” framework for changing your relationship with alcohol. We explore why your drinking is never about “willpower” or “moral failure” and is almost always about unmet needs, nervous system overwhelm, and outdated beliefs you've carried for years. I share how grounding, visualisation, and gentle self‑inquiry can help your brain feel safer with change, so you're not constantly “white‑knuckling it” around booze. I walk you through core concepts I use in my programs - like curiosity over judgment, understanding dopamine and why we chase it, building a compelling vision for an alcohol‑light life, and using awareness tools instead of shame. We also talk about the power of immersion (podcasts, books, social media), why community is so vital, and how to start making a practical plan that fits your real life - not some perfect, imaginary version of you. Throughout, I share stories from clients who've gone from anxious, exhausted and stuck to feeling grounded, self‑trusting and genuinely indifferent to alcohol - more like a “cheese sandwich” than a magical elixir. If you're a midlife woman (especially neurodivergent like me) who's drinking more than you want to and is tired of feeling like the problem, this conversation offers a kinder, more compassionate way forward. Key Takeaways I always start with grounding (breath, body awareness, connection to the earth) because getting out of your head and into your body makes change feel safer to your nervous system. You are not your thoughts; you are the thinker of your thoughts - this gives you space to question old stories about alcohol, yourself and the world. Many women drink more than they want to because nobody says “thank you,” “well done,” or “good job” - booze becomes a shortcut to relief and recognition. My work is about taking a break from taking a break - stepping out of judgment and resistance and into curiosity and inquiry rather than focusing only on stopping. We examine three levels of belief:Beliefs about the substance (alcohol itself)Beliefs about society (what's “normal,” social expectations)Beliefs about self (worthiness, competence, identity) Dopamine isn't a moral issue; it's biology. We're wired to seek it, and alcohol gives us an unearned, easy hit, which can distort how good we think it is. Craving is usually your body saying “I'm not okay”, not that you're weak - often it's about tiredness, loneliness, overwhelm, social anxiety, or people‑pleasing. Alcohol is almost always a solution to a problem, not the problem itself. Until we understand the underlying need, change won't stick. Awareness worksheets and mindful tracking turn “slip‑ups” into data points, so we can ask: What happened? What was I feeling? What did I really need? Self‑compassion is non‑negotiable: I ask, “What would I say to me if I were someone I loved?”-especially when things don't go to plan. Visualisation tools like the North Star exercise help your brain feel safer, because it gets a clear picture of what an alcohol‑light day could actually look and feel like. Our culture gives alcohol a huge amount of power; I want you to feel about booze the way you do about a cheese sandwich - neutral, take‑it‑or‑leave‑it. We're taught that being alcohol‑free is boring and miserable; in reality, for many women it's a massive upgrade in energy, joy, and self‑respect. Immersion works: podcasts, “quit‑lit,” and social media accounts that reflect your values can rewire your beliefs and show you what's possible. Don't go to Bunnings for milk - talk about your alcohol journey with people who get it and won't minimise, shame, or sabotage you. There is no “failure” in my methodology - only learning. The only “fail” is disappearing and not coming back to look at what happened. “Maybe” about drinking is almost always a yes. Setting a clear intention for the day around alcohol is far more powerful than vague hopes. Change involves choosing your hard: the discomfort of staying stuck versus the discomfort of growth and honest self‑reflection. You were never broken; this work is not about fixing you, it's about understanding your conditioning so you can choose differently. Support and community are essential. We're not meant to do this alone, and shame thrives in isolation but dissolves in safe, validating spaces.
In this episode, I invite you into Day 1 of my three-day end-of-January Alcohol Reset, where I share the “third way” of being around alcohol—beyond the old binary of either “miserably sober” or “happily drinking with constant regret.” Speaking from both my professional training and my lived experience, I talk about how I went from a chaotic, booze-fuelled life to a genuinely take-it-or-leave-it relationship with alcohol, where it now has no emotional pull and feels about as interesting as a cheese sandwich. I walk you through why this unique time of year—especially here in Australia, with kids going back to school and summer socialising still in full swing—is actually a powerful moment to pause and reflect before the rest of the year sweeps you away. Rather than pushing you to “just stop drinking,” I introduce the concept of the Pause: taking a break from taking a break, staying curious, and using your current drinking as valuable data instead of a reason to beat yourself up. We explore how self-trust, self-awareness, and self-compassion sit at the heart of sustainable change. I share stories from my own life—from wild nights in London media culture to exhausted contract work, neurodivergent parenting, and those 3am shame spirals—to show you that the real issue isn't alcohol itself, but why we're using it. You'll hear how I now live happily alcohol-free by choice, while still holding space for a million different ways to be around alcohol for others. If you've ever felt like alcohol is your reward, your way to decompress, your “me time,” or simply something that has more control over you than you'd like—this episode will help you feel less alone, more understood, and much better equipped to start changing your relationship with alcohol in a kind, non-judgmental way. Key Takeaways (from Emma) I don't teach “quit or fail”; I teach a third way of being with alcohol that's based on curiosity, not willpower or white-knuckling. A take-it-or-leave-it relationship with alcohol is possible—where booze has no pull, no drama, and becomes a genuine non-issue. The real problem usually isn't alcohol itself; it's the underlying needs we're trying to meet—stress relief, social ease, escape, rest, sensory regulation, or “me time.” The Pause means taking a break from taking a break: you can keep drinking while you learn, observe, and gather data about your patterns instead of attacking yourself. Beating ourselves up (“I'm weak, I have no willpower”) doesn't create change; it just dysregulates our nervous system and makes us more likely to drink again. Everything shifts on the other side of awareness: noticing when you first think about alcohol, your rituals, how it tastes and feels, and the true after-effects. My awareness worksheets help you track your thoughts, feelings, routines, and the aftermath of drinking with a non-judgmental, “Martian researcher” mindset. Self-compassion is the antidote to shame and the heart of sustainable change:- Self-kindness instead of self-attack- Common humanity (“I'm not the only one who struggles like this”)- Mindfulness instead of catastrophising and over-identifying with every feeling Many of us drink because being inside our own heads feels like an abusive relationship; the work is to become a soft place to land for ourselves. You do not have to stop drinking to start this work. If you've already stopped, great—stay stopped. If you haven't, you're still in exactly the right place. My Great Aussie Alcohol Experiment builds on these ideas in a small, trauma-informed, neuro-affirming group, helping you move from “stuck in the cycle” to genuine freedom and choice around alcohol.
In this episode, I walk you through my “third way” approach: a compassionate path that sits between white‑knuckling sobriety and feeling stuck in a shame spiral with alcohol. We explore how to get out of resistance and into curiosity, begin reconnecting with our bodies, and gently question the stories we've carried for decades. If you've ever thought, “What's wrong with me? Why can't I just stop at one?” this conversation is for you. You'll also hear how I work with women in my Great Aussie Alcohol Experiment, why grounding and self‑compassion matter so much, and how shifting beliefs can make alcohol feel more like a cheese sandwich - something you can truly take or leave. Episode Highlights: I encourage you to celebrate yourself simply for being here and examining your relationship with alcohol - most people never do this work. One of the most powerful questions you can ask yourself is: “Why do I like to drink?” answered without judgment. Everything we believe about booze, and much of what we believe about ourselves, is shaped by conditioning, not truth. There are three levels of belief:- Beliefs about the substance (what alcohol “does” for us)- Beliefs about society (what's normal, social, fun)- Beliefs about self (am I lovable, acceptable, fun without alcohol?) Beliefs about the substance are often the easiest to shift once we understand how alcohol actually affects our brain and body. Alcohol doesn't truly relax us - it spikes dopamine briefly, then floods us with stress chemicals like cortisol, adrenaline, and dynorphin. Our struggle with alcohol is not a moral failing or lack of willpower; it's about biology, nervous system regulation, and learned coping. Many of our traits and patterns are actually protective adaptations, not our “true personality.” We didn't make ourselves - family dynamics, culture, and marketing (like “drink responsibly”) all shape our shame and silence. Shame keeps us alone, and when we're lonely, we're more likely to drink. Breaking the shame is part of healing. Dopamine's job is to make us seek; it shows us alcohol through “rose‑tinted glasses,” which keeps us chasing the “buzz.” Starting with knowledge and awareness - then feelings - then behaviour is far more effective than trying to change behaviour with willpower alone. My “third way” is about building a take‑it‑or‑leave‑it relationship with alcohol, grounded in self‑compassion, nervous system tools, and deeper understanding - not harsh rules.
Anti-Trump protesters gathered outside the Capitol last Saturday, but the turnout paled in comparison to the bigger demonstrations we saw last year. Producer Paul Karolyi joins host Bree Davies to talk about the past year of anti-Trump resistance in Denver as we watch violence play out on the streets of Minneapolis. Plus, a Denver city council member has a big new idea to help out pet owners and we hear a couple of listener hacks to navigate the rising cost of takeout. Paul talked about this betting market for the CD8 Democratic primary and the Colorado Sun's coverage of Gov. Polis' State of the State speech last week. What's the best happy hour in town? We want to hear about your fave! Text or leave us a voicemail with your name and neighborhood, and you might hear it on the show: 720-500-5418 For even more news from around the city, subscribe to our morning newsletter Hey Denver at denver.citycast.fm. Follow us on Instagram: @citycastdenver Chat with other listeners on reddit: r/CityCastDenver Support City Cast Denver by becoming a member: membership.citycast.fm Looking to advertise on City Cast Denver? Check out our options for podcast and newsletter ads at citycast.fm/advertise
Learn more about the Medicare prescription payment plan program. Get the information you need now so you can answer questions from your clients.
Send us a textIn the first Fully Expressed Podcast episode of 2026, Carla Jenkins invites you into a raw, honest, and deeply embodied conversation that gently dismantles the myths surrounding the Dark Feminine. Joined by special guest Christine Angela, resident Shamanic Breathwork Facilitator for the Raw, Wild & Free Retreat, this episode explores the truth behind what the Dark Feminine really is.This is not about darkness as something bad or dangerous.It's about the parts of you that learned to go quiet in order to stay safe.The instinctual.The embodied.The emotional.The intuitive parts of you that were once suppressed for being inconvenient, 'perceived as a threat to others success' or “too much.”Together, Carla and Christine explore why the Dark Feminine isn't something to fear, but instead something to come home to, reclaim, and embrace.✨If Your Wild Warrior is calling you: Come and journey with her into your Dark Feminine through a grounding, embodied Day Retreat Experience on March 8th in the Macedon Ranges Victoria. https://www.imasoulqueen.com/thewildw...Or Find out more about my upcoming RAW, WILD & FREE RETREAThttps://www.imasoulqueen.com/rawwilda...Both of these events have been specifically created to support you in stepping into your Raw, Wild & Free version of yourself. If you would like to expand and amplify your transformation I have created a special offer if you would like to attend both events. Normally $3165.Now only $2699. Or just $446 on a 6 month Payment Plan. Contact hello@imasoulqueen.com to sign up for this exclusive package. Support the showIf you would like to be a part of the Fully Expressed podcast I would be honoured and so excited to have you join me for a chat. I also welcome you to get in touch if you have a specific question or topic that you would like me to dive into deeper. Please contact me at hello@imasoulqueen.com or send me a direct message on my social media platforms below. Love Carla xo
Medicare's annual open enrollment period concluded on December 15th, but other enrollment opportunities for Medicare coverage are getting underway. Ohioans on Medicare who did not sign up for Part A (hospital insurance) and or Part B (medical insurance) during their initial enrollment period, and do not qualify for a special Read More Shared by United Resource Connection January 1, 2026
Will your tax debt drop off after 10 years if you're still in an installment agreement? The answer is a little complicated...Do you have tax debt? Call us at 866-8000-TAX or fill out the form at https://choicetaxrelief.com/If you want to see more…-YouTube: / @loganallec -Instagram: @ChoiceTaxRelief @LoganAllec -TikTok: @loganallec-Facebook: Choice Tax Relief // Logan Allec, CPA -Reddit: / taxrelief
Full show: https://kNOwBETTERHIPHOP.com Artists Played: WordChemist, Marz Mello, conshus, Mega Ran, DJ DN3, E-Turn, Moka Only, GENA, Liv.e, Karriem Riggins, Skyzoo, Adi Oasis, Homeboy Sandman, The Allergies, Myd, Busy P, Leisure Chief, Dillon, Paten Locke, Willie Evans Jr., Cool Calm Pete, Poolside, Thunder Jackson, MiiRACLES, K-Rec, Sadat X, L.O.T. Lovers of Truth, nimino, Maverick Sabre, Sankofa, Chef Mike, Yaya Bey, CeeLo Green, OutKast, GOODie MOb, IMAKEMADBEATS
The IRS is going to put you on a payment plan with the IRS, it's inevitable with tax debt. But, there may be a way out for you. Listen up!Do you have tax debt? Call us at 866-8000-TAX or fill out the form at https://choicetaxrelief.com/If you want to see more…-YouTube: / @loganallec -Instagram: @ChoiceTaxRelief @LoganAllec -TikTok: @loganallec-Facebook: Choice Tax Relief // Logan Allec, CPA -Reddit: / taxrelief
A woman who went to the hospital was offered a payment plan but later found out it was a credit card - which was issued to her even though (she says) she never signed for anything. https://www.lehtoslaw.com
Do you have any sympathy for her dilemma? Plus – Do you want more competition in banking?GUESTS: Moshe Lander - economics professor at Concordia University
What is better an installment agreement or an offer in compromise? It really depends on your situation. However, can you go from an installment agreement to an offer in compromise? Find out now!Do you have tax debt? Call us at 866-8000-TAX or fill out the form at https://choicetaxrelief.com/If you want to see more…-YouTube: / @loganallec -Instagram: @ChoiceTaxRelief @LoganAllec -TikTok: @loganallec-Facebook: Choice Tax Relief // Logan Allec, CPA -Reddit: / taxrelief
Payment plans are very complicated, but what makes them a good one? Here is how they can vary from case to case! Do you have tax debt? Call us at 866-8000-TAX or fill out the form at https://choicetaxrelief.com/If you want to see more…-YouTube: / @loganallec -Instagram: @ChoiceTaxRelief @LoganAllec -TikTok: @loganallec-Facebook: Choice Tax Relief // Logan Allec, CPA -Reddit: / taxrelief
Introducing the 2025 Medicare Prescription Payment Plan! This innovative program allows you to pay your Part D drug costs in manageable monthly installments. Discover how it works, who's eligible, and the simple steps to enroll. Say goodbye to unpredictable medication expenses and take control of your health care costs today!
Another exciting announcement for all you bookkeeper hopefuls out there? You'd better believe it. For a while now, my life has been all about BABs—for a good reason. The revamp is officially LIVE, and I couldn't be more proud of it… But what about what comes after BABs? If you're a BABs grad or someone who already has the skill of bookkeeping and just needs some help turning it into a business, you've probably been eyeing my other program, Life by the Books (aka LIBBY!). You know your skills are solid—now it's time for the next step. And the next step just got even easier. Because for a limited time ONLY, I am bringing back a payment plan option for LIBBY! All the details are right here—listen through to learn exactly how to take advantage of this temporary offer! EPISODE RESOURCES: Sick of imposter syndrome keeping you stuck? Join the new + improved BECOME A BOOKKEEPER now: https://www.katieferro.com/become Stay updated on all things PROFITS & PROSECCO! Subscribe to the Youtube channel now: https://www.youtube.com/@profitsandprosecco?sub_confirmation=1 Want a peek behind the curtain into LIBBY, my program all about what it really takes to have a simple and scalable (and successful) bookkeeping business? Get access to my free, on-demand four-part series, 6 Secrets to a Simple, Scalable Bookkeeping Business: www.katieferro.com/6-secrets Learn how to take your bookkeeping skills and turn them into a business that allows you to replace (or surpass) your corporate salary, be present for your life, and profoundly impact your clients without selling your life in the process by joining Life by the Books (LIBBY). CONNECT WITH KATIE: Website: https://www.katieferro.com/ For first dibs (and the best prices!) on new offers from me, follow me on Instagram, then subscribe to my email list: IG: www.instagram.com/orderlyaccountingbykatie Email Opt In: www.katieferro.com/email
Your Dinner on a Payment Plan | Ep 998 | Crazy Town Podcast
Are you looking to readjust your IRS payment plan via an offer in compromise? Can you do this while in an installment agreement? Find out now!Do you have tax debt? Call us at 866-8000-TAX or fill out the form at https://choicetaxrelief.com/If you want to see more…-YouTube: / @loganallec -Instagram: @ChoiceTaxRelief @LoganAllec -TikTok: @loganallec-Facebook: Choice Tax Relief // Logan Allec, CPA -Reddit: u/Logan_Allec
Today's Talmud page, Shevuot 7, introduces us to a very special category of sins, those we enter into fully aware of what we're doing yet somehow lose all track of our wrongdoing the more we engage in it. How is that possible? And what brilliant and compassionate atonement payment plan does the Torah prescribe? Listen and find out.
Do you have investments AND tax debt? Are you eligible for an IRS installment plan with your investments? Find out what you need to know in today's episode! Do you have tax debt? Call us at 866-8000-TAX or fill out the form at https://choicetaxrelief.com/If you want to see more…-YouTube: / @loganallec -Instagram: @ChoiceTaxRelief @LoganAllec -TikTok: @loganallec-Facebook: Choice Tax Relief // Logan Allec, CPA -Reddit: u/Logan_Allec
Do you owe a big amount to the IRS? Are you worried about getting into a payment plan? This episode may put your mind at ease! Do you have tax debt? Call us at 866-8000-TAX or fill out the form at https://choicetaxrelief.com/If you want to see more…-YouTube: / @loganallec -Instagram: @ChoiceTaxRelief @LoganAllec -TikTok: @loganallec-Facebook: Choice Tax Relief // Logan Allec, CPA -Reddit: u/Logan_Allec
You are more than you think you are. You are POWER beyond words can articulate. But surely, you feel this, you know this deep down. This episode is a quick one to help you remember, and tap into this power. Infinite possibilities (only $59) Live Activation w/replays April 1-5 https://www.nicholesylvester.com/offers/ktQbyVTr Miracle Minded Woman 2.0 PIF - starts April 23rd - click for details: https://www.nicholesylvester.com/offers/HbybyTfU Miracle Minded Woman 2.0 Payment Plan https://www.nicholesylvester.com/offers/WkrPJRKv
Want to set up an installment agreement, but your levy notice deadline is coming up? Here is what you need to do and know! Do you have tax debt? Call us at 866-8000-TAX or fill out the form at https://choicetaxrelief.com/If you want to see more…-YouTube: / @loganallec -Instagram: @ChoiceTaxRelief @LoganAllec -TikTok: @loganallec-Facebook: Choice Tax Relief // Logan Allec, CPA -Reddit: u/Logan_Allec
Is it a good idea to let people order Door Dash on a payment plan?
In this episode, CJ chats with @Legendary_Sonny_g about his hilarious journey from military life to stand-up comedy in Japan. They also dive into the tale of a Racetrac employee's free liquor giveaway that led to his arrest.
America For Sale to The Oligarchs, DOGE Backlash, Tasha K's Payment Plan
America For Sale to The Oligarchs, DOGE Backlash, Tasha K's Payment Plan
Guest Suggestion Form: https://forms.gle/bnaeY3FpoFU9ZjA47Disclaimer: This video is intended solely for educational purposes and opinions shared by the guest are his personal views. We do not intent to defame or harm any person/ brand/ product/ country/ profession mentioned in the video. Our goal is to provide information to help audience make informed choices.Order 'Build, Don't Talk' (in English) here: https://amzn.eu/d/eCfijRuOrder 'Build Don't Talk' (in Hindi) here: https://amzn.eu/d/4wZISO0Follow Our Whatsapp Channel: https://whatsapp.com/channel/0029VaokF5x0bIdi3Qn9ef2JSubscribe To Our Other YouTube Channels:-https://www.youtube.com/@rajshamaniclipshttps://www.youtube.com/@RajShamani.Shorts
Brian Whorley, a health care executive, dives into the groundbreaking Medicare Prescription Payment Plan (MPPP), exploring its potential to revolutionize medication adherence and patient outcomes. With 54 million beneficiaries eligible, this initiative promises to alleviate cost barriers, reduce hospital readmissions, and save billions annually. Join the conversation to learn how providers can play a pivotal role in ensuring patients benefit from this transformative program. Brian Whorley is a health care executive. He discusses the KevinMD article, "How the Medicare Prescription Payment Plan provides a practical solution to medication nonadherence." Our presenting sponsor is DAX Copilot by Microsoft. Do you spend more time on administrative tasks like clinical documentation than you do with patients? You're not alone. Clinicians report spending up to two hours on administrative tasks for each hour of patient care. Microsoft is committed to helping clinicians restore the balance with DAX Copilot, an AI-powered, voice-enabled solution that automates clinical documentation and workflows. 70 percent of physicians who use DAX Copilot say it improves their work-life balance while reducing feelings of burnout and fatigue. Patients love it too! 93 percent of patients say their physician is more personable and conversational, and 75 percent of physicians say it improves patient experiences. Help restore your work-life balance with DAX Copilot, your AI assistant for automated clinical documentation and workflows. VISIT SPONSOR → https://aka.ms/kevinmd SUBSCRIBE TO THE PODCAST → https://www.kevinmd.com/podcast RECOMMENDED BY KEVINMD → https://www.kevinmd.com/recommended GET CME FOR THIS EPISODE → https://www.kevinmd.com/cme I'm partnering with Learner+ to offer clinicians access to an AI-powered reflective portfolio that rewards CME/CE credits from meaningful reflections. Find out more: https://www.kevinmd.com/learnerplus
In this week's episode, I'm sharing my personal story of transformation- how I went from feeling completely stuck, disoriented, and in chronic pain to finding my true purpose and creating a life of freedom and fulfillment. ➡️ Want to dive deeper or missed the LIVE masterclass? Watch the full FREE masterclass: 'EXPANSION – How to Align, Embody & Attract the Life You Want' here. Ready to take it to the next level? If my transformation inspired you, imagine what you'll achieve inside Abundant Self Academy, my 12-week coaching program designed to help you manifest abundance, achieve your goals, and create a life you love.
Medicare's annual open enrollment period concluded on December 7th, but other enrollment opportunities for Medicare coverage are getting underway. Ohioans on Medicare who did not sign up for Part A (hospital insurance) and or Part B (medical insurance) during their initial enrollment period, and do not qualify for a special Read More Shared by United Resource Connection January 8, 2025
It is January! And many of you are starting to think about how you are going to tackle fat loss or maybe you have already started. And it can be exciting. HOWEVER you need to know what happens to your hormones when you diet and how it can be the reason that you are dieting and not seeing changes. Because nothing is worse than cutting calories and busting your butt in the gym and having nothing to show for it. In this podcast I tackle the main hormones that change when you cut calories, how it can sabotage your fat loss efforts and how to make sure that that doesn't happen so you can look and feel your best! I cover: - Insulin - Cortisol and norepinephrine - Ghrelin - Leptin - Estrogen and progesterone - Thyroid hormone - Testosterone - Growth Hormone Also our fat loss 8 week program is back! What is Included: - Customized nutrition programming - 8 weeks of exercise programming + access to our fitness app - Biweekly check-ins with your coach - Access to a private Facebook group - Bi-weekly group calls - Weekly guides and videos - Private group chat - Metabolic Assessment DETAILS TO APPLY AND BE ACCEPTED 1. You must track your food for a minimum of 3 days and report in the assessment prior to starting 2. You must have been out of a calorie deficit for a minimum of 10 weeks if you are eating less than 1600 calories cutting calories likely won't work so we have a metabolism boosting focused stream tailored to prime your body for fat loss success! 3. Cost is $729 CAD (~507 USD) or 4 payments of $193 CAD (~134 USD) - Pay in Full: https://www.vitalityoet.com/offers/iFd2LoPx?cid=d51d0786-ea26-4fec-a5de-7b5ad2cb7e91 - Payment Plan: https://www.vitalityoet.com/offers/uybaD86o?cid=d51d0786-ea26-4fec-a5de-7b5ad2cb7e91 4. Applications open Dec 29th and close Jan 8th 5. Program runs Jan 13th to March 9th 2025 6. Limited spots available to ensure client personalization and experience are not hindered To learn more or sign up head to https://www.vitalityoet.com/2025fatloss (00:00) - Intro (01:04) - Overview of today's episode + announcement (details below) (03:08) - How your calories affect your hormones (04:40) - What does insulin do + how is affected by calorie restriction? (15:18) - Signs of insulin imbalance (15:50) - How to avoid becoming insulin resistant (27:33) - What does cortisol do? (34:40) - Signs of cortisol imbalance (35:45) - How to cut calories without cortisol imbalances (37:40) - What does ghrelin do? (43:11) - Signs of ghrelin imbalances (44:34) - How to keep ghrelin levels healthy (45:49) - What does leptin do? (50:55) - Signs of leptin imbalances (51:30) - How to keep leptin levels healthy (52:25) - How estrogen + progesterone are affected during dieting (56:20) - How can we support estrogen + progesterone when dieting (57:30) - How thyroid hormones are affected during dieting (01:01:05) - Signs of thyroid imbalances (01:01:23) - How can we support thyroid hormones when dieting (01:04:03) - What does testosterone do? (01:07:10) - Signs of testosterone imbalances (01:07:31) - How can we support testosterone when dieting (01:08:12) - What does growth hormone do? (01:11:24) - Signs of low growth hormone (01:11:40) - How can we support growth when dieting (01:12:55) - 10 signs your body is not ready for fat loss (01:15:02) - Here's what to do during your fat loss phase (01:18:02) - Final thoughts + reminders (group coaching details below) CONNECT WITH ME ONLINE: ‣ Fill out our Complimentary Health Assessment to receive customized guidelines for: - how much you should eat
Ailish Forfar and Justin Cuthbert kick things off by discussing what they have learned about the Leafs amidst Matthews' absence. Then, Mike Futa (12:28) joins the show to discuss tonight's matchup between the Buds and Panthers, how the Leafs have looked under Craig Berube, whether the Panthers are experiencing the Stanley Cup hangover, and more. Later, Ben Nicholson-Smith (29:12) discusses the Dodgers bringing in Blake Snell on yet another payment plan, the Jays' chances at signing Juan Soto, what the team should have on their offseason agenda and much more. The views and opinions expressed in this podcast are those of the hosts and guests and do not necessarily reflect the position of Rogers Sports & Media or any affiliates.
This chapter from Adam Olson's book, “21 Things You Need to Know About Money”, emphasizes the importance of financial discipline, particularly for young adults. It advocates for prioritizing needs over wants, avoiding unnecessary debt by paying cash for non-essential items, and focusing on building wealth through savings and investing. Adam emphasizes that buying time, through services like yard work, can be more valuable than material possessions and suggests that buying “toys” can be postponed until after reaching a significant savings goal. Learn more about Adam Olson by visiting the following links: Facebook Personal Website Business Website -- Investing involves risk, including loss of principal. Be sure to understand the benefits and limitations of your available options and consider all factors prior to making any financial decisions. Any strategies discussed may not be suitable for everyone. Securities and advisory services offered through Mutual of Omaha Investor Services, Inc. Member FINRA/SIPC. Adam Olson, Representative. Mutual of Omaha Investor Services is not affiliated with any entity listed herein. This podcast is for educational purposes only and may include references to concepts that have legal and/or tax implications. Mutual of Omaha Investor Services and its representatives do not offer legal or tax advice. The information presented is subject to change without notice and is not intended as an offer or solicitation with respect to the purchase or sale of any security or insurance product. Mutual of Omaha Investor Services and its various affiliates do not endorse or adopt comments posted by third parties. Comments posted by third parties are their own and may not be representative or indicative of other's opinions, views, and experiences.
Join us October 19th & 20th at Highest Self Institute Expression Weekend where we show you the step-by-step blueprint for getting your first 10 clients for your coaching business. This week on the Highest Self Podcast, I'm taking you on a wild ride through my experience with the plant medicine San Pedro and into the mystical realm of the Akashic Records! After 10 years on this spiritual path, I've explored many corners of the world, but nothing prepared me for the life-changing experience I had in the Sacred Valley of Peru with Grandfather Huachuma (San Pedro cactus). This plant medicine radically transformed my life in ways I never imagined. It showed me everything holding me back from true love and helped me emerge as the brightest version of myself. And now, I'm spilling all the tea about this wild ride! In this episode, I'm joined by my soul sister and Akashic Records reader, Daniela Gil, as we dive deep into: How Huachuma opened my heart and revealed profound truths about my life The power of sitting with plant medicine in its native land Why this experience was more transformative than anything I've ever done Daniela shares profound insights from the Akashic Records, revealing the truth about manifestation and how to practice it with divine support. Connect with Daniela here. So drop into the latest episode on YouTube, Spotify, or Apple Podcasts; you will be accessing higher wisdom and aligning with your soul's true path. You don't want to miss this one!
In loving memory of Leibel ben Shmuel on the occasion of his shloshim. May his memory and legacy be a blessing for his family. Dedicated by his son, Lazer Calderon. 12 Tishrei | Day 319 | Leap Year The Benefit of a Tzedakah Payment Plan: When more of less is better than less of more -- Can you spare four minutes a day to gain deeper insight into yourself, your soul, your spiritual make-up, your personal purpose, and how to enjoy a meaningful relationship with G-d? If yes, Let's Talk Tanya. Tanya, the seminal work of Chabad Chasidism, is the personal owner's manual for the Jew who seeks to serve G-d and live a life suffused with holiness, purpose, and joy. Let's Talk Tanya is a daily series that attempts to translate the Tanya into resonant and relevant language Tanya is divided into daily portions. Following this regimen, one concludes the Tanya every year. Let's Talk Tanya, in 4 minutes on average, briefly reviews the day's segment, conveys its basic ideas, and zooms in on one large idea. To watch, listen, or subscribe to Let's Talk Tanya: YouTube: https://www.youtube.com/@LetsTalkTanya Spotify: https://spoti.fi/3uFNrie Apple Podcasts: https://apple.co/3BqG9Tm Google Podcasts: https://bit.ly/3FMnvrs Instagram: https://www.instagram.com/letstalktanya/ Twitter: https://twitter.com/LetsTalkTanya www.letstalktanya.com To donate or for dedication opportunities, please visit letstalktanya.com/donate or reach us at contact@letstalktanya.com Have Tanya questions? Submit questions for possible inclusion in a future Tanya Q&A Segment: letstalktanya@gmail.com __ The full text of the daily Tanya is available at: www.Chabad.org/DailyTanya
If you are already locked into a payment plan with the IRS, can you pursue receiving one time forgiveness? You may want to listen in to today's episode for the answer! Do you have tax debt? Call us at 866-8000-TAX or fill out the form at https://choicetaxrelief.com/Mentioned Video Link:-IRS One-Time Forgiveness Explained: • IRS One-Time Forgiveness Explained
In this episode, you'll learn what you should do first inside the program to pay off the investment so you don't have to worry about managing another payment plan.Join Million Dollar Email here: https://www.kirstenroldan.com/million-dollar-email
On this ExchangeWire team episode of the MadTech Podcast, COO Lindsay Rowntree is joined by CEO Rachel Smith and Research Lead Mat Broughton to discuss the latest in media, marketing and ad tech. Today (4th October) is your last chance to vote for The Wires 2024's Ad Tech Personality of the Year and Ad Tech Rising Star. Visit these links to get your votes in: https://exchangewire.secure-platform.com/a/page/nominate-2024/atpoty-24 https://exchangewire.secure-platform.com/a/page/nominate-2024/atrs-24
Learn more about the new Medicare prescription payment plan program ahead of the 2025 Annual Enrollment Period. Get the information you need now so you can answer client questions this AEP! Read the text version Resources: 5 Things About the Medicare Prescription Payment Plan: https://link.chtbl.com/ASGF20240726 Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail. Register with Ritter Insurance Marketing: https://app.ritterim.com/public/registration/ The Complete Guide on How to Sell Prescription Drug Plans: https://ritterim.com/pdp-ebook/ What the Inflation Reduction Act Means for Your Medicare & ACA Clients: https://ritterim.com/blog/what-the-inflation-reduction-act-means-for-your-medicare-aca-clients/ References: “Fact Sheet: Medicare Prescription Payment Plan.” CMS.Gov, Centers for Medicare and Medicaid Services, www.cms.gov/files/document/medicare-prescription-payment-plan-fact-sheet.pdf Accessed 23 August 2024. “Fact Sheet: Medicare Prescription Payment Plan Final Part One Guidance.” CMS.Gov, Centers for Medicare & Medicaid Services, www.cms.gov/files/document/fact-sheet-medicare-prescription-payment-plan-final-part-one-guidance.pdf Accessed 23 August 2024. “Fact Sheet: Medicare Prescription Payment Plan Final Part Two Guidance.” CMS.Gov, Centers for Medicare & Medicaid Services, www.cms.gov/files/document/fact-sheet-medicare-prescription-payment-plan-final-part-two-guidance.pdf. Accessed 23 August 2024. Cottrill, Alex, et al. “Income and Assets of Medicare Beneficiaries in 2023.” KFF, KFF, 9 Feb. 2024, www.kff.org/medicare/issue-brief/income-and-assets-of-medicare-beneficiaries-in-2023/. “Inflation Reduction Act and Medicare.” CMS.Gov, Centers for Medicare & Medicaid Services, www.cms.gov/inflation-reduction-act-and-medicare Accessed 23 August 2024. Cubanski, Juliette, and Anthony Damico. “Medicare Part D in 2024: A First Look at Prescription Drug Plan Availability, Premiums, and Cost Sharing.” KFF, KFF, 8 Nov. 2023, www.kff.org/medicare/issue-brief/medicare-part-d-in-2024-a-first-look-at-prescription-drug-plan-availability-premiums-and-cost-sharing/. “Medicare Prescription Payment Plan Implementation Timeline.” CMS.Gov, Centers for Medicare & Medicaid Services, 1 July 2024, www.cms.gov/files/document/medicare-prescription-payment-plan-timeline.pdf Seshamani, Meena. “Medicare Prescription Payment Plan Draft Part Two Guidance” CMS.Gov, Centers for Medicare & Medicaid Services, 15 Feb. 2024, www.cms.gov/files/document/medicare-prescription-payment-plan-draft-part-two-guidance.pdf Seshamani, Meena. “Medicare Prescription Payment Plan Part 1 Guidance.” CMS.Gov, Centers for Medicare & Medicaid Services, 21 Aug. 2023, www.cms.gov/files/document/medicare-prescription-payment-plan-part-1-guidance.pdf “Welcome to Medicare.” Medicare, Centers for Medicare & Medicaid Services, www.medicare.gov/. Accessed 23 Aug. 2024. Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/
Series: Exiles, Part 4, September 29, 2024
Jason Goff dives into a packed episode of 'The Full Go'! He kicks things off reflecting on the last weekend without football (3:00) and breaks down the first two NFL games, including Chiefs vs. Ravens and Packers vs. Eagles (7:00). Jason boldly predicts the NFC North will be the hardest division in football this season (9:30). On the baseball front, he tackles the White Sox's historic downfall, questioning if they might be the worst team in MLB history (13:05). Plus, a reflection on Chicago baseball's lackluster summer (22:00), a debate on the White Sox's fall from grace being the worst in Chicago sports history (30:00), some personal fatherhood stories (35:00), and a college football roundup featuring Georgia's dominance over Dabo Swinney (46:00). Don't miss this loaded episode!The Ringer is committed to responsible gaming. Please visit www.rg-help.com to learn more about the resources and helplines available.Host: Jason Goff Producers: Tony Gill, Chris Sutton, and Kyle Williams Learn more about your ad choices. Visit podcastchoices.com/adchoices
Join Sarah for a special Friday Five episode all about the Medicare Prescription Payment Plan. Find out what insurance agents need to know – including how to get client-facing marketing materials that detail the Inflation Reduction Act changes coming to Medicare Part D in 2025. Interested in the marketing materials Sarah mentioned during this episode? Contact our sales team at Ritter Insurance Marketing at https://www.ritterim.com/meet-your-sales-team Email the podcast at ASGPodcast@Ritterim.com Call our hotline and leave a voicemail at 1-717-562-7211 Learn more about MedicareCENTER at https://integrity.com/medicarecenter/ Resources: 5 FAQs About the Shop & Enroll Phaseout: https://link.chtbl.com/ASGF20240712 Agent's Guide to Social Media Communication Resources: https://link.chtbl.com/ASG606 Facebook Basics for Insurance Agents: https://link.chtbl.com/ASG607 Medicare Advantage & Part D Certification Info: https://link.chtbl.com/ASGN20240715 Preparing Clients for the New Medicare Prescription Payment Plan Program: https://ritterim.com/blog/preparing-clients-for-the-new-medicare-prescription-payment-plan-program/ Ritter Insurance Marketing Summits 2024: https://link.chtbl.com/ASDF20240719 The Medicare Part D Creditable Coverage Determination Changes for 2025 or Beyond: https://ritterim.com/blog/the-medicare-part-d-creditable-coverage-determination-changes-for-2025-or-beyond/ References: “The Biden-Harris Administration Releases Final Part Two Guidance to Help People with Medicare Prescription Drug Coverage Manage Prescription Drug Costs.” CMS.Gov, Centers for Medicare & Medicaid Services, 16 July 2024, www.cms.gov/newsroom/press-releases/biden-harris-administration-releases-final-part-two-guidance-help-people-medicare-prescription-drug “Biden-Harris Administration Issues Final Guidance to Help People with Medicare Prescription Drug Coverage Manage Prescription Drug Costs.” CMS.Gov, Centers for Medicare & Medicaid Services, 29 Feb. 2024, www.cms.gov/newsroom/press-releases/biden-harris-administration-issues-final-guidance-help-people-medicare-prescription-drug-coverage “CMS Issues Additional Guidance on Program to Allow People with Medicare to Pay Out-of-Pocket Prescription Drug Costs in Monthly Payments.” CMS.Gov, Centers for Medicare & Medicaid Services, 15 Feb. 2024, www.cms.gov/newsroom/press-releases/cms-issues-additional-guidance-program-allow-people-medicare-pay-out-pocket-prescription-drug-costs “CMS Issues Draft Guidance on New Program to Allow People with Medicare to Pay Out-of-Pocket Prescription Drug Costs in Monthly Payments.” CMS.Gov, Centers for Medicare & Medicaid Services, 21 Aug. 2023, www.cms.gov/newsroom/press-releases/cms-issues-draft-guidance-new-program-allow-people-medicare-pay-out-pocket-prescription-drug-costs “CMS National Training Program Live Events.” CMS National Training Program, Centers for Medicare and Medicaid Services, cmsnationaltrainingprogram.cms.gov/live-events Accessed 25 July 2024. “Fact Sheets Draft CY 2025 Part D Redesign Program Instructions Fact Sheet.” CMS.Gov, Centers for Medicare & Medicaid Services, 31 Jan. 2024, www.cms.gov/newsroom/fact-sheets/draft-cy-2025-part-d-redesign-program-instructions-fact-sheet “Fact Sheet: Medicare Prescription Payment Plan.” CMS.Gov, Centers for Medicare and Medicaid Services, www.cms.gov/files/document/medicare-prescription-payment-plan-fact-sheet.pdf Accessed 25 July 2024. “Fact Sheet: Medicare Prescription Payment Plan Final Part One Guidance.” CMS.Gov, Centers for Medicare & Medicaid Services, www.cms.gov/files/document/fact-sheet-medicare-prescription-payment-plan-final-part-one-guidance.pdf Accessed 25 July 2024. “Fact Sheet: Medicare Prescription Payment Plan Final Part Two Guidance.” CMS.Gov, Centers for Medicare & Medicaid Services, www.cms.gov/files/document/fact-sheet-medicare-prescription-payment-plan-final-part-two-guidance.pdf Accessed 25 July 2024. “Inflation Reduction Act and Medicare.” CMS.Gov, Centers for Medicare & Medicaid Services, www.cms.gov/inflation-reduction-act-and-medicare Accessed 25 July 2024. “Medicare Prescription Payment Plan Implementation Timeline.” CMS.Gov, Centers for Medicare & Medicaid Services, 1 July 2024, www.cms.gov/files/document/medicare-prescription-payment-plan-timeline.pdf Seshamani, Meena. “Medicare Prescription Payment Plan Draft Part Two ...” CMS.Gov, Centers for Medicare & Medicaid Services, 15 Feb. 2024, www.cms.gov/files/document/medicare-prescription-payment-plan-draft-part-two-guidance.pdf Seshamani, Meena. “Medicare Prescription Payment Plan Part 1 Guidance.” CMS.Gov, Centers for Medicare & Medicaid Services, 21 Aug. 2023, www.cms.gov/files/document/medicare-prescription-payment-plan-part-1-guidance.pdf Follow Us on Social! Ritter on Facebook, Instagram, LinkedIn, TikTok, X, and YouTube Sarah on LinkedIn, Instagram, and Threads Tina on LinkedIn
6-28-24 - Dr. Discusses a press release from USDA, a new FDA agenda for research, and a MN BAH FAQ document that has information about the response plan for MN.MN FAQ DocumentMN Department of Health request for PPEUMN Extension NewsUSDA APHIS - WebsiteFDA Updates PageMN Board of Animal Health - WebsiteQuestions, comments, scathing rebuttals? -> themoosroom@umn.edu or call 612-624-3610 and leave us a message!Twitter -> @UMNmoosroom and @UMNFarmSafetyFacebook -> @UMNDairyYouTube -> UMN Beef and Dairy and UMN Farm Safety and HealthInstagram -> @UMNWCROCDairyExtension WebsiteAgriAmerica Podcast Directory
Welcome to this episode of 20/20 Money! My guest on today's show is Amber Morgan, CPA with Mohr CPAs. In the wake of tax season, Amber and I run through some of the easy and conspicuous action items that you can take proactively over the year that not only will have a positive impact on your overall tax planning, but also make for a happy and productive CPA-client advisor relationship. One additional PSA that Amber thought of post-recording as it pertains to extensions: filing an extension is not a bad thing. You'd rather file an extension and make sure that your CPA is working on your taxes with a fresh set of eyes (and morale) rather than stressing and hurrying to get your return filed at 11pm on April 14th. Nothing bad happens when you file an extension (as long as you've paid the amount owed, as Amber explains in further detail in the episode). But mistakes can happen if a return is rushed out the door if for no other reason than to get it filed prior to April 15th. If you do file an extension, just don't sit on it until the fall when you're right back up against the actual deadline. As a reminder, you can get all the information discussed in today's conversation by visiting our website at integratedpwm.com and clicking on the Learning Center. While there, be sure to subscribe to our monthly “planning life on purpose” newsletter that's filled with tips and ideas to help you plan your best life, on purpose. You can also set up a Triage conversation to learn a little bit more about how we serve in the capacity of a personal and professional CFO: helping OD practice owners around the country reduce their tax bill, proactively manage cash flow, and make prudent investment decisions both in and out of their practice to ultimately help them live their best life on purpose. You can also check out any number of additional free resources like our eBooks, blog posts, and on-demand webinars. Lastly, if you're interested in learning more about the upcoming launch of the 20/20 Money Membership, please check out the link in the Resources to learn more about what we have in store for you! And with that introduction, I hope you enjoy my conversation with Amber Morgan. Resources: 20/20 Money Community Information To learn more about The OD Mastermind Program, please email Podcast@integratedpwm.com ———————————————————————————— Please rate and subscribe to 20/20 Money on these platforms Apple Podcasts Spotify For past episodes of 20/20 Money with full companion show notes, please check out our episode archive here!
We're taking a brief recess from our primary view interview series this week but will be back next week with our regularly scheduled dose of industry-leading discussions on leveraged finance and more. As always, we also bring you our weekly summary of interesting developments in the restructuring world as well as a preview of what's on tap for this week. We're taking a brief recess from our Primary View interview series this week, but we'll be back next week with more industry-leading discussions on leveraged finance and more. Meanwhile, enjoy our weekly summary of interesting developments in the restructuring world and a preview of what's coming up this week. We're looking for feedback to improve the podcast experience! Please share your thoughts here: www.research.net/r/Reorg_podcast_survey For more information on our latest events and webinars, visit reorg.com/resources/events-and-webinars/ Sign up for our weekly newsletter, Reorg on the Record: reorg.com/resources/reorg-on-the-record