Podcasts about plann

  In this episode, Steve Telander takes the wheel, chatting with Sarah about upcoming Ritter Roadshows.   Upcoming Events & Webinars for Insurance Agents: Integrity Webinars: https://learningcenter.tawebhost.com/MedicareCENTER-Webinar-Schedule.pdf Ritter Insurance Marketing Events: https://ritterim.com/events/ Registration for Ritter SNP Summit: https://summits.ritterim.com/   Mentioned in This Episode: The Value of Plan N for Medicare Shoppers ft. Ted Sims: https://lnk.to/ASGtedsims   Not registered with Ritter? See what our FMO is all about: https://ritterim.com/   Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://x.com/RitterIM and YouTube, https://www.youtube.com/user/RitterInsurance     Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel  Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/   Not affiliated with or endorsed by Medicare or any government agency.   Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.

Diplomatic Hell Hole.Book 3 in 18 parts, By FinalStand. Listen to the ► Podcast at Explicit Novels."Are we in the right place?" the stranger worried."I'm afraid so. Anais, you need to leave.""Not until you tell me what is going on here," she sizzled."She's not here to have sex, if that's what you worried about," I retorted. "Wait, are you here to have sex with me?""I barely know you.""That rarely stops me," I muttered."He's a master of bedroom antics," Pamela praised me. "He's pretty much at a loss at doing anything else.""Thanks Grandma," I griped."Your welcome, Grandson.""We, are here to meet someone," the stranger hedged."You came to the right place," Pamela preempted me. "He's definitely someone.""Fine, redo. I'm Cáel Nyilas," (deep breathe), "NOHIO, HCIESI-NDI, U HAUL, Magyarorszag es Erdely Hercege plus a bunch of other honorifics that have yet to be confirmed. I am single-handedly bringing back medievalism to the center of Europe and the Near East. The woman to my left is Pamela Pale, and she really is my bodyguard. The woman to my right is Sgt. Anais Saint-Amour, RCMP, my ex-lover and the person that needs to leave   right now.""I'm not sure I should leave at this moment," Anais shifted possessively. I had to recall earlier this morning, the part where we'd broken up by mutual consent. Yep. That had really happened. I had thought I was whittling down my current list of paramours. Why do the Goddesses hate me so?"Told you, she can't give up that cock," Pamela whispered."As you can see, I have limited control of my life," I told the strange woman. "I know you are here to meet somebody who isn't me. Now you know who I am. Who are you and your companions?""I'm Ms. Quincy.""Sorry; I'm on a first name basis with everyone I meet," I interrupted."What's your rank, Honey?" Pamela added."What makes you think,?""She doesn't think. That's what makes her so dangerous." I explained."Hey now," Pamela faux-complained."Okay. She's a fledgling telepath, or medium," I shrugged."Captain, Zelda Quincy.""In case you are mesmerized by her tits," Pamela tapped me, "she's packing some serious hardware.""One of those personal defense gizmos?" I leaned Pamela's way."Close, but no cigar. She's my kind of girl, big 'bang-bang', back-up at the small of her back and knife in her boot.""What!" Zelda gulped."She's his knife-fighting instructor," Anais answered drolly."Are you Special Forces?" Zelda regarded my mentor."Nah, I got kicked out for a consistent failure to observe even the loosest Rules Of Engagement. I'm a free-spirit.""Oh, you're a sniper," Zelda nodded."I like this one," Pamela smiled."Ah, thank you." Then, over her shoulder, "I think we are in the right place." Zelda entered the room, followed by a Hispanic panther of a man (kind of like a tanned, slightly shorter Chaz without the cool accent) wearing a long coat, and a Subcontinent-cast woman who looked at everyone as if she expected us to sprout fangs, or start quoting the Koran any second now. She obviously was a brain seconded to this mission very much against her will.The fourth person had that cagey 'when my lips move, I'm lying' look while seemingly unhappy with her current assignment. The heavy implication was that the lady was a career diplomat. Considering our current company and who we were talking to, she was State Department. She was in her late 30's or early 40's and giving off the sensation she had devoted so much to her career that she was starting to wonder if that was all that life had to offer.The fifth member was a military man clearly uncomfortable about what he was doing here, thus not a spook. His off-the-rack suit wasn't terrible, so he expected to socialize somewhat while performing his duties. He also looked like a man who expected other people to speak half-truths and obfuscated lies as easily as they breathed. Numbers three, four and five were dressed for the weather and unarmed.All of this meant they were good at what they did, though they probably didn't know the particulars of what was expected of them. They had their marching orders. Those orders were about to be made irrelevant in the company they would be keeping. The latter weren't the 'doing it by rote' kind of people they would normally be dealing with."I bet you she's a doctor," I murmured to Pamela, "she's with State and he's some sort of Foreign Service type.""I bet the first guy is Air Force," she countered."Like one of those Para-rescue guys?""No. More like one of those Battlefield Air Operations guys, I'm guessing," she corrected me."That guy?" I nodded to the final guy. "Pentagon wonk?""More likely he's one of those embassy guys. I'm going to take an educated leap here, Office of Military Cooperation, Mongolia?""That is pretty clever of you. Kazakhstan. Major Justin Colbert.""I bet some people in the White House, Pentagon and Langley are disappointed with you right now," I reasoned. His jaw grew tight."Don't worry, Major," Pamela grinned. "We consider that a good thing. We don't like the people in charge and have a low opinion of their opinion on just about everything, including their habit of blaming the blameless for their government's fuck ups.""Who are these people?" the first man whispered to Quincy."She's a telepath." That was Zelda"She's a psychic-medium." That was Anais."She can see through time." That was me. "Nice to meet you. Who are you?""Chris Diaz. Lieutenant Colonel, USAF.""Dr. Saira Yamin," the second woman introduced herself. "Asia Pacific Center for Security Studies. Are you the man from Johnston Island?""Why yes, yes I am," I beamed."The APCSS is in Waikiki, Hawaii," Pamela educated me. "Your arrival probably cost her some prime surfing time.""I was more interested in the fact that he survived a plane crash in a Category Four Cyclone," she admitted."Mother Nature hates me. No matter how hard I try, she refuses to kill me," I confessed. "My suffering is an endless source of amusement to that bitch.""That, that wasn't the helpful answer I was looking for," she stammered."So, Lt. Colonel Chris Diaz, you must be with JSOC, I have a deep and abiding respect for you guys. If you need something, just ask," I greeted him. "Captain Zelda, you are not with JSOC.""She's with the DCS ~ that is the Defense Clandestine Service," Pamela kept going. "Zelda, you love being in your uniform, you're proud, yet happy with the concept of dying in an unmarked grave for Constitution and Country. You are too old to have been in the first female class at Ranger School, so that means no 'in the field' JSOC for you. You've gotten around that stone wall by joining the US Defense Department's own little pack of killers.""Also, you felt it was necessary to bring a Benelli M4-11707. That's a close-in action shotgun, but a bit over-kill considering the paper-thin walls in this building. That tells me you are used to being in the kinds of places where such a tool is a necessity. Or in other words, since you think you are meeting a band of terrorists, you brought along your favorite toy.""Your personal weapon is a SIG Sauer P229R DAK in .357 which is a new weapon still under trial by the US Army and Air Force. Your boot dagger is ceramic so it will pass a cursory exam, or scan. You hate the idea of being trapped on a public aircraft weaponless. You have also given up killing power for a proper balance for throwing. I like a forward-thinking gal.""Air Force ~ you've recently come back from Asia, most likely Tibet. It shows in your breathing brought about by a close call with Altitude Sickness. The only reason for an Air Force guy to be here is because he's familiar with the Khanate military and you are not US Army, or Marine Corp Special Forces. I know the type.""You went with the MP5K in the standard 9mm, so you are more interested in sending bullets down range than looking into someone's face as you kill them. You may be a 'light' Colonel, which means you are almost somebody. What your higher-ups haven't appreciated is that our guests will respect you because they are like that ~ remembering past friends and comrades in arms. Of greater importance, you have Cáel's gratitude which will count for more than you currently believe."I pledged then and there to be as good as Pamela at determining that kind of stuff before I died. She had assured me it was as much a matter of psychology as eagle-eyed perception. People were often a type that gravitated to various forms of destruction, be they old school, or going for the latest gadget."I told you all that firepower was excessive," State softly chastised her associates (what they really were, not the underlings she saw them as)."So, you appeared to have forgotten to tell us your name," I regarded the State lass."Nisha Desai Biswal. I'm with the government.""Oh, Assistant Secretary of State for South and Central Asian Affairs, I've examined your website," I told her. It clearly pissed her off somewhat that I so swiftly disregarded her crude attempt at subtle manipulation."Hey. I've got some real enemies at State, so it pays to know who might be the next suit trying to cock me over," I explained. I had to prioritize. It would take some serious effort to convince Zelda to have a MFF three-way straight out the gate and she was definitely the hotter number."Major, you came here unarmed," Pamela noted. "That won't do. They expect you to be armed because you are a warrior, damn it. Cáel get him one of your Glock 22's.""Gotcha," I nodded. I went to my room, tipped away the false back to my closet (that Havenstone had installed recently so Odette wouldn't accidently fire off one of my weapons) and retrieved one of my spare Glocks, but not the one with the laser sight. Such over-the-top fancy gear would be inappropriate. I only gave him one mag. If he couldn't get the job done with 15 rounds, he wouldn't have a chance to reload.Mind you, I took two in a twin-rig shoulder holster and four 22 round magazines, because I tend to shoot two-handed which doesn't exactly give you a bullseye every time. I returned to our crowded living room, handed the Major his weaponry, and then directed the US group to the far side of the room (towards Timothy's bedroom. Saira and Nisha took the couch.Because this tiny space wasn't crowded enough, there was a knock at the door. I checked. It was Juanita, oh yeah, my real bodyguard."Listen up everybody," I announced to the room. "This is my other bodyguard, my official one. Her names is Juanita Leya Antonio Garza, she's from the Dominican Republic via Buenos Aires and she is armed, so don't freak out." I opened the door."What is going on?" Juanita hissed."I'm having a private meeting with a few heavily armed friends. The other side to this party hasn't arrived yet. Why don't you come in?" She came in."Why didn't you warn me?" she whispered her complaint."Long night, worse wake-up, needed to do some soul-searching. Pamela was looking after me, then this came up and I forgot. I apologize," I lowered my head in shame. Juanita was only trying to do the job she'd been entrusted with and by not thinking of her, I was making that so much harder.I made the introductions, first names only."Juanita, Anais, Pamela; please slip into the kitchenette," I suggested.Anais "Why?"Juanita "Where are you going to be?"Pamela "Sure. I'm starving. I'm going to raid the fridge.""Anais, because I need my faction in one place. Juanita, I will be refereeing this meeting, so I will have to remain in the living room, roughly six feet from you." It was really a small apartment. "Pamela, if it is edible, it isn't mine and you'll have to replace it."Great Caesar's Ghost! No wonder Big Wigs had their personal assistants handle this pre-meeting crap. I was on my last two fucking nerves and one of those was already stressed and tender. And the real reason for being here hadn't even arrived yet."Why am I in your faction?" Anais mulled over threateningly."Because you haven't walked out that door. There are going to be three sides to this meeting, not three plus Anais. That is the way it is going to be. Now, are you going to behave, or are Juanita and Pamela going to toss you out?""You are threatening me!""Finally catching on to that, aren't you, Sweetie?" Pamela chimed in."I'm only staying because I believe you are in trouble," Anais grumped."Why is she (Anais) here?" Nisha inquired heatedly. "This is supposed to be a very, very private encounter.""I know Anais. I don't know you. I trust Anais with my well-being despite the fact she has numerous reasons to distrust me. She's staying because she is a straight arrow. That's good enough for me.""But is she going to keep her mouth shut about what happens here today?" Nisha pressed."Anais, this is a clandestine meeting that isn't going to be recorded by anybody so, barring a crime being committed, you can never discuss this with anyone who isn't already in the room. Agreed?"Pause."I agree," she nodded. I really was going to have to fuck her again. Not today. Well, maybe not today; I had to keep my options open. Her investigator mind was going into overdrive. Give it a week and she'd be knocking on my door late one night. Inquisitive, truth-hungry dames are like that, trust me. Then it would be 'bask in my genius' sex. It had been a while since I'd experienced that, with Lady Yum-Yum.There was another knock at the door. I checked before Juanita could do the checking for me, in case someone was going to shoot me through the door. Fuck it. I was going to talk to Timothy about moving. Him, me and Odette. I couldn't give those two up. It was Kazak bookends. I opened up and invited them in. It turned out they had names besides Bookends #1 and #2, Nuro and Roman.Nuro (I think) checked out the rooms while Roman (I was pretty sure) kept an eye on my guests. I made introductions, first names only and specifying who was with who. Technically, they could trust my side because I was the Great Khan's brother and thus my servants were his servants. Technically.Iskender came next followed by OT. A woman I didn't know (sadly, not OT's daughter) came in behind him while the other two quintuplets stayed in the hallway. Iskender and I hugged."Ulı Khaan s yikti ağası," he smiled. That was 'Prince-something'. My Kazak was a bit rusty. He then whispered into my ear. "OT bows to you first. His title is Hongtaiji." What?"Ulı Khaan s yikti ağası," OT bowed."Hongtaiji Oyuun T m rbaatar," I bowed back. I remembered I had to rise first. It was an etiquette thing. In retrospect, Iskender had stretched the bounds of tradition by hugging me, his titular superior. "Welcome to my humble abode.""I thank you for your hospitality," he 'grinned'. His face wasn't made for that gesture so that faint gesture came across as rather unnatural.My mind finally finished translating what Iskender and OT had called me. It wasn't 'prince'. It was 'beloved brother of the Great Khan'. Mother fucker!"Wait," Justin, the military attach  guy muttered, "we are here to meet this guy?" indicating me."What do you mean?" Saira questioned."The title Mr. Nyilas was identified with means 'beloved brother of the Great Khaan'," he explained. "The Kazakhs don't go tossing honorifics like that around. This guy," again pointing at me, "is a really important somebody.""Thanks for dropping this grenade in my lap, OT," I joked. "I'll get you for this, and your little yak too.""Odette is going to be so miffed that she missed this," Pamela chuckled."Mr. Nyilas," Zelda began."Please, call me Cáel. It is how I roll.""Cáel, can I ask you a stupid question?""Go right ahead," Pamela snorted. "Cáel does stupid real well. It is a critical part of his skill set. It makes him adorable instead of annoying. Trust me, you'll learn that soon enough."Too much 'trust me' was flying around in a room where nobody trusted anybody."Thanks for that encouragement, Teach," I grumbled. "Ask away, Captain Zelda.""Why are you playing this game with us?""I wasn't. Until thirty seconds ago I was sure I was here totally as a spectator," I gripped. "My buddy," the word dripped with sarcasm, "Temujin likes dumping these kinds of surprises on me.""Did you mean what Ms. Pale said about you feeling you owed me?" Chris asked."Absolutely.""We need help defusing this Thailand crisis before a shooting war begins.""What do you suggest?""We want the Khanate to back down," Chris stated firmly."I thought we had agreed that I would spearhead this delegation," Nisha reminded Chris."I think the situation had evolved and we need a different approach," Chris insisted."You should listen to the Lieutenant Colonel," I advised. "He knows a whole lot more about what is going on than you do.""Why don't you explain it to us?" she began her weevil-ling."You are engaging in linguistic niceties with men who have bled together, Ms. Biswal," I instructed. "Not that Chris and I have bled on the same battlefield, we have shed blood in the same cause; and that cause has been bringing our two nations, the Khanate and the US, together. The Khanate owes Chris for his efforts on our behalf and we pay our debts.""How so?" Nisha asked."National Security stuff," I evaded. "If you don't know, you shouldn't know and you probably don't want to know. Suffice it to say, the Khanate is willing to listen to Lt. Colonel Diaz's request as a friend.""But he doesn't speak for the United States Government," she corrected."Why not?" I riposted. "He's dealt with the Khanate longer than you have. He has a clue about the mindset of their rank and file.""But does he know their leadership?" she persisted."I don't know. Chris, do you think you have a handle on me?""Are you really capable of talking for the Khanate government?" Nisha preempted Chris. What she left unsaid was 'are you culpable in their atrocities?'"Let's find out," I then looked over my shoulder. "Hongtaiji Oyuun T m rbaatar, will my words and wishes reach my brother's ear?""That is why I am here," he replied."Don't you have the authority to speak for your leader?" she grilled OT. Nisha was relentless trying to stay in the limelight. "Aren't you a diplomat?""There is no need to insult the man," Pamela snidely commented."I am one of many voices that provide information to the Great Khan. I am not his brother. Cáel Nyilas is and has already proved his familial affection by proposing Operation Funhouse and brought whole nations as gifts," OT schooled her. "He is gifted with both tactical and strategic insight as well as sharing the Great Khan's love for his people and his hopes for their eventual freedom.""I didn't think you were a soldier," Zelda looked me over."Oh no," I wove off that insinuation. "I've never been a real soldier and am unworthy of that distinction. I know quite a few who have earned that title and they scare the crap out of me. I mean, they go looking for trouble. In my case, trouble comes looking for me. I'm damn lucky to still be alive and that's the damn truth.""Bullshit," Pamela coughed."What was that, Artemisia?" I winked at her."Bitch," she laughed "My men have become women, and my women men. At least you didn't call me Cassandra.""Well, she's Greek (a deadly insult to all Amazons), but you could be her Evil Twin because everyone believes whatever you say.""Can we get down to business?" Chris inquired."Damn," Pamela shook her head. "They haven't been paying attention.""What does that mean?" Zelda griped."Iskender, you know what I'm talking about, don't you?" I asked."Not a clue, Exalted One," he stood there like a stone statue. Note, the Khanate contingent really were standing there like the Altai Mountains, doing nothing. You had to carefully examine them to see that they did indeed breathe and blink."Use small words," Pamela advised."You really are a rude misanthrope," Anais told Pamela."Do you know what's going on?" Pamela volleyed."No.""Then sit back and watch how the madness works," she snickered. "It is all you, Cáel.""Okay. One; how did Artemisia escape the battle of Salamis?" I began. Nothing."Oh," Justin nodded. "She rammed an allied ship to make the pursuing Athenians think she was an ally. What does that have to do with our current predicament?""Achieve your ends by using violence as a distraction," I sighed. "The Khanate will invade Thailand in," I looked to OT, "tomorrow?" He nodded."How does that help us?" Nisha complained."Second example, Cassandra. She saw the truth through all illusions and falsehoods and no one believed her. Now, reverse that."Pause."We are waiting," Saira finally joined the conversation. I could hear those little microprocessors inside her noggin firing electrons at light speed."We fight a phony war. The Khanate and their buddies invade in a lightning campaign that appears to be successful. Shit like attacking the opposition where they ain't. Things that look epic on CNN where some retired colonel, no offense...""None taken," Chris responded."Where some colonel talks about seizing resources, severed supply lines and encirclement. We, the Khanate, bomb shit like bridges and supply dumps, things with no civilians to get killed. On the downside, to make this work the Khanate needs to put some level of force into Bangkok.""That will get civilians killed," Nisha reminded me, unnecessarily."Civilians are getting killed right now by their own government. This time they will get a chance to strike back," I stated firmly. "The Thai protestors aren't cowards. They are just grossly outgunned. We can change that.""How does that help the United States?" Nisha queried."The US gets to come in and save the day," I sighed. "The US can t get there until the day after, so you don't look bad about letting the first 24 hours of brutality happen.""Oh," Zelda blinked."The US gets to end the fighting that the Khanate has no desire to continue. The US brings peace, while whomever takes over owes the Khanate. Both sides look good. Both sides claim victory. The President gets a second Nobel Peace Prize (psychic, aren't I?). The US gathers some regional allies like Malaysia, the ROC and the Philippines along with our Marines to ensure free and fair elections. The Khanate isn't seen to be backing down against the Titan of Western Civilization. They are working with them to bring about a better world.""Win-win," Saira nodded in agreement."The Khanate is still an autocratic tyranny," Nisha commented."As opposed to the People's Republic's oligarchical tyranny?" Chris countered."Agreed," Saira said. "I now think we should work with the Khanate to bring stability to Central Asia which which was impossible while those member nations were being squeezed between Russia, Europe, China and India.""What are you a doctor of?" I asked."I specialize in 'failed states', among other things," Saira grinned."This could still turn into one bloody cluster-fuck," Zelda mused."My peopled don't have the resources to devastate Thailand," OT finally spoke. "If you, the US, agrees to intervene on our timetable, you will have our thanks, off the record, of course.""How do we know this isn't some ruse to allow the Khanate to overthrow Thailand's existing government?" Justin questioned."You have my word," I replied. No one said anything for several heartbeats."Really?" Nisha balked."Mr. Nyilas, Cáel, do you give me the Great Khan's word?" Chris studied me intently."Without reservation," I answered. "For what you have done for us and more, the Great Khan will honor this deal. We and the Thai's will do the bleeding. You will get your accolades. We avoid a pointless clashing of forces, which is why we are all here today.""I will give you my written recommendation in a few hours," Saira told Nisha.Chris stepped forward to shake my hand. He was an alpha-type alright. I gave as good as I got. His eyes bore into mine, looking for a faltering of will."What did you do in Romania?""I got a lot of good men killed.""Okay.""Okay?" Nisha squawked. "A handshake, a pat on the back and the deals done? Since when did our democratic republic do business this way? He admitted he got men killed in Romania. What is to say this won't be Romania writ large?""Ms. Biswal, he told the truth. He got good men killed and he isn't happy about it. I would be worried if he claimed one bit of glory from that episode. He didn't.""Nisha," I took a deep breathe, "When you unleash men with weapons, nothing is assured. Maybe the Thai government will see the hate coming their way and back down. Maybe the people will resist the intrusion. Maybe the Khanate's forces will get slaughtered at the starting line. It isn't like they have enough time to deploy enough forces to win a protracted war.""What happens if the Khanate decides it won't go?" she continued."Then they get destroyed on the ground in a war of attrition," Chris answered for me. "He's right. They can't bring enough in the time allotted to completely overwhelm the roughly 120,000 members of the Royal Thai Army that have remained loyal to the regime.""In three days they will be out of fuel, shells, rockets and bullets. It is logistics, Ms. Biswal," Zelda piled it on. "The Khanate war-fighting systems are not NATO compatible. That means they can't simply capture more material as they penetrate the frontiers. If they overstay their welcome, we can launch missile strikes against their fuel depots. The combat devolves back to World War I and that's a style of war they can't afford to fight.""What about stopping the Khanate from invading in the first place?" Nisha wouldn't give up."Had the US acknowledged the Khanate, none of this would have happened, Ms. Biswal," I became snappish. "Neither superpower talked to the other until other commitments had been made.""If you think you can come in and start dictating Khanate policy, you are dreadfully mistaken. The US doesn't have the power, or the resolve," I glared at her. "Don't try convincing the Khanate that isn't the case. We know better.""You don't know what the US is capable of," she snapped back."Abandoning Iraq with a fractured pseudo-democratic process? Abandoning Afghanistan without destroying the Taliban? The Syrian Civil War? The Donbass Crisis? The collapse of Libya? Boko Haram? Somalia? Yemen? Exactly how has the US's power and resolve solved any of those issues?" I countered."Ms. Biswal," OT spoke again. "We are willing to create a desert and call it 'Peace'. Our enemies know that. Your unwillingness to do so is neither a strength nor a weakness. It is a hallmark of your society in the same way that 'Total War' is a hallmark of ours. We are more than willing to leave you to manage the Peace. Let us manage the War against the forces opposed to civilized discourse.""As ugly and disagreeable as it is, we are willing to keep creating pyramids of skulls on every street corner until either they learn their lesson, or we kill them all. Let us do that and you will have your global stability and reap the economic benefits and accolades of Pax Americana. We are not your enemy. We are precisely the ally you need to keep the peace and we will do that, if you let us.""To allow barbarism is to become barbarians," Saira mused."That is complete fiction," I scoffed. "The United States didn't become communist because it allied with the Soviet Union in World War II. Truman didn't become Stalin. The enemy of my enemy is my friend is older than recorded history.""It is the Carrot and the Stick on a Global basis," Justin agreed. "Listen to the gentle words of the West, or you will end up feeling the wrath of the East.""As long as the Khanate accepts the limitations of is role," Saira added, "this might work. Please understand there will be factions in the Western Democracies who will not accept that status quo. It is not in the nature of our societies to stifle dissent.""Is it possible to get any political concessions from the Khanate's leadership?" Justin requested. "A pledge to hold some level of democratic elections? A Constitution with some strong provisions to protect individual rights and liberties would be nice.""Justin, in case your bosses missed it, the Khanate is still at a state of war with the PRC," I shook my head. "With their limited experience with democratic government throughout most of the Khanate's territories, that would be madness.""With limited concessions to the Imperial State, we have not interfered with the politics of Albania, Armenia, Georgia and Turkey. We are never going to become a Western-style democracy. We have had limited rule by consensus long before White Men arrived in the Western Hemisphere," OT informed them."Discounting the Irish Monks, Vikings and Knights Templar," Pamela interjected."If you say so," OT gave a minuscule bow to Pamela. "Long before your nation was anything more than the scribbled history of a long-faded Greek city-state, we had meritocracies, oligarchies of senior statesmen & warriors, thinkers and religious leaders, and we had codified judicial moral equality into the political arena. We have a far superior record of religious and minority freedom, of genuine multi-culturalism plus a deeper understanding of the arts and crafts as a means of uniting disparate peoples. We find your claims of cultural superiority to be childish.""Oh, snap," I snickered. "You get'em, OT.""I bet the boys in Foggy Bottom felt that pimp-slap," Pamela agreed."I bet the bronzed skull of some Harvard dean just fell off its pedestal.""They are called 'busts'," Anais groaned. "With a name like that, how could you forget it?""So true," I concurred. "All this responsibility must have clouded my normally hedonistic vocabulary.""That doesn't change the fact that you have employed biological warfare and genocide in this current day and age," Justin pointed out."Tell that to our Native Americans," I snorted. "They are easy to find. They live in trailer parks in whatever blasted Hell Hole we stuck them in, or in their casinos where they are buying back their country, one rube at a time. Ask them if they've gotten over it.""We don't claim to be perfect," Justin insisted."No, we merely claim to have the only correct form of government, economic policy and schools of philosophical, political, scientific and educational thought," I pointed out."We definitely should revive ethical utilitarianism," Pamela slapped a fist into her palm. "Oh, and the guillotine. Work houses for orphans and grist mills for the disabled, and A Modest Proposal for those chronically unemployed and terminally homeless, yes, and,""Pamela, what is it with you today?" I snickered."It is nearly sunset,""Ah, and you haven't killed anyone yet.""You know how cranky I get when I don't get my daily dose of homicide.""Are you two done?" Anais frowned. She did that a lot around me."And you don't hand out Mini-Uzi's to your preschoolers," Pamela glowered. "What is wrong with you people?"Pause, waiting for that punch line that was never coming. See, it was more difficult to sense Pamela was an immediate threat to your health if you thought she was completely off her rocker."Hmm, well, on that note, ladies and gentlemen, I believe we have a deal. Chris and Justin, I will leave you with my loyal Iskender to work out the gory details. Who wants to grab dinner?" I inquired."Are you serious?" Nashi gasped."Oh yeah. I had the Russian invasion of Manchuria figured out in this amount of time and Manchuria is way bigger than Thailand." Was it? I didn't know. Geography was not one of those subjects which gets you laid."What do you have in mind?" Zelda inquired."Whatever you want."{1 am, Sunday, August 31st ~ 8 Days to go}"How did I end up in bed with you?" Zelda sighed happily, her body splayed halfway over mine and her head resting on my chest, listening to my heartbeat."You aren't the first girl to ask me that question."On the other side, Anais moaned in her sleep. Yeah, she was over me. Abso-fucking-lutely. If you recall, she'd try anything once. I convinced her the military babes were totally different than that Goth chick we'd blown the mind of back in Montreal.Zelda was with me because I had caught her in a lie. She claimed to be a lesbian when I first hit on her. She was adamant. I destroyed her with incontrovertible evidence.A) She hadn't scoped out Anais when she came in. A glance didn't count and Anais oozed sexy when she was angry, which was most of the time.B) She hadn't scoped out Juanita's figure when said worthy went to the kitchenette. I look for such things and Juanita has thighs to die for.C) When I told her she had a wicked sense of humor, she blushed. Honestly, lesbians rarely care about strange men complimenting their personalities.D) Then I double-downed by asking her if she preferred a shower, or bath. She said shower (because that's the butch thing to say). When I asked her 'when was the last time she'd had a bubble bath', she blushed again. Lesbians don't like it when a man imagines them naked. Straight chicks, unless you are a creepy, stalker guy, like it when men fantasize about them swathed in bubbles, thus semi-clothed, thus not creepy.E) In a final and fatal act of evasion, she asked a grumpy Anais what she liked about me. Anais was blunt."He can fucking hammer you all night, sneak in a romantic quickie in the shower, cook you a delicious breakfast then give you another round of mind-numbing intercourse up against the wall before you have to go to work. And still find the time and energy to fuck your neighbor."Woot!"So, this happens to you often?" she mused, it was a trap. She really wanted to know if I was an egotistical scumbag who took advantage of every woman I came across. At the same time, she wanted to know if I considered her a 'whoe' ~ a woman who gives up the goodies for free."Do you mean 'am I taking advantage of you'?" I replied."That is not what I asked," she persisted. That meant 'yes'."Let me see," I laid back and looked up at the ceiling. "I have a fiancée, six women I am close enough to to spend quality time with, a fuck-buddy who is a sweet girl and trusts me too much and a passel of ex-girlfriends who have found my infidelity to be reprehensible.""Six women?" she frowned."Four co-workers (Rhada, Oneida, Yasmin and Buffy), the girlfriend of a co-worker who dumped her in a very public fashion (Brooke) and that woman's friend (Libra). She was the wing-chick who was stuck with me on a quadruple-date and was underwhelmed with me when we first met."I didn't count my 'hook-ups' and I wasn't sure how to qualify Nicole."Ex's?""'No' is not a word in common usage in my vocabulary. I've dated a best friend's girl, a mother, sister and aunt of the same girlfriend, basically, I'm either highly immoral, incredibly loose, or a letch.""Don't you take responsibility for any of those, relationships?""Hell yeah," I tilted her chin up so that we could make eye-contact. "I've never blamed a woman for taking out her frustrations on my flesh, ran away from a screaming fit (Big Lie!), or blamed them for any failing in our relationship. It is always my fault because I can't stay loyal.""That's depressing," Zelda moped."Don't get me wrong. I don't find fault in any of the women I have spent time with. That is my problem, I find women fascinating; never boring, or bland. Quite frankly, it is a gift that I don't regret having. I may be a fuck-up, but I'm a fuck-up who will give you the very best attention.""Full of yourself, much?" her attitude shifted. I had short-circuited her fears; I was a cheater, I confessed to it without shame because I was inexorably drawn to her beauty, personality and charm. With Anais around, I couldn't claim to be solely enchanted with Zelda, so I had to think quickly on my feet. After all, Zelda was energetic and had great stamina."I promised you pleasure," I countered. "Did I deliver?""Yes, you are full of yourself," she slapped my stomach. I wasn't full of myself. I was a confident sex machine."Thank you.""Huh?""Wonderful sex, taking a chance with me, agreeing to a three-way, being awake after," I looked at the bed-table clock, "six hours.""I run five miles a day," she bragged."I try to have ten hours of sex a day," I teased. Zelda slapped my stomach again. Anais stirred."Do any women like you, for any reason beyond your cock?""I'm considered loyal where sex is not concerned, reliable and brave," I offered."What happened in Romania?""Have you ever been in combat?""I've been in violent confrontations, but not a true firefight," she admitted."Hmm,""Is it something that you can't relate?" she asked."No. You are a soldier so you probably know more about combat than I do. It was, not chaotic at all. I never lost perspective of what was going on despite the bullets flying around. The Romanian Captain in charge knew his stuff, directed his company well and all I had to do was figure out where the terrorist leader was.""What happened?" she perked up."I am here talking with you and he's in a morgue in Bucharest.""Oh," She wanted more."I have to live with the knowledge that I set all of that in motion, Zelda. I convinced the Romanians that they had to confront that terror group before they moved on to their next target, me.""I knew they would come after me and my friends, no matter where we were. Which would have ended up as a blood bath in some urban center. So I felt compelled to strike first. Based on information I provided, the Romanian Army sent two battalions, the 22nd and 24th, of the 6th Mountain Troops Brigade into battle.""It was a massacre," I remembered sadly."But you won," she tried to comfort me."Of the four companies involved in the battle, the Romanians suffered nearly two hundred dead and wounded. I hardly consider it anything other than a massacre. Yes, we won. Only three of the terrorists escaped. Their leader died. I don't think I've ever felt so hollow in my life," I finished."Forty percent losses, that is horrific," she crawled on top of me."The kicker is the Romanians sent some men of the 24th to hunt me down when I was kidnapped. A squad was in the group that rescued me and my companion from Johnston Island. I thought they would never want to deal with me ever again.""Don't be so hard on yourself. If they thought well enough of you to send their men out to rescue you, then you must have done right by them.""Chaz said something like that too," I felt sheepish and sleepy."Chaz? Who is she?"Honest to God, one day I want to find a girl who thinks I'm talking about another girl and asks if we can have a three-way, instead of trying to compare herself to this unknown person. Wait... I already had someone like that. Her name was Odette."Chaz is Color Sergeant Charles 'Chaz' Tomorrow of Her Majesty's SSR," I corrected her assumption."SSR? Those are some tough people. How do you know him?""Black Bag directives from the National Security Council, sworn to secrecy upon penalty of death, pinky-promise kind of stuff," I grinned. Maybe I wasn't all that sleepy after all."You really are a Man of Mystery," Zelda purred. She had truly exceptional stamina. "Maybe I can convince you to talk.""Maybe I can find another use for my tongue," I countered and off we went. Somewhere along the process, Anais woke up and joined in.It wasn't all fun and games. Anais' parting words were "You are a pig," then she sauntered out of my room and out of my life. Had she remembered to take her Serge with her, I would have bought the act. As it was,"Is she always so volatile?" Zelda remarked."Volatile? That's not her being volatile. That's Anais being affectionate. Volatile usually is accompanied by thrown objects and bodily harm," I sighed happily. Meeting her one more time couldn't be all that bad, could it? Zelda looked hungry so I shoved that thought to the back of my mind and got to work.That was the highlight of my Sunday. Zelda had to fly back to Washington D.C. and I had to go to work with JIKIT. It seemed that the Khanate and the US military were heading for a showdown. I unloaded all my Saturday's activities to the team and we got to work, no recriminations. I was the Khan's spiritual brother and sometimes that meant I had to do him favors.I asked Addison when she thought he would return the favor. She laughed, then smiled and told me that wasn't how it worked. He was a world leader now and I was merely his kooky kinsman that he would keep throwing problems at until one day I broke. Then it would be some other poor saps turn.Then she told me she was kidding and clearly the Great Khan thought the world of me. I chose to believe the second lie because it made me feel better, and it was promising to be a long weekend/start of the week.Note: Geopolitical DevelopmentsWhat follows are snippets of the Battle for Thailand that takes place late in the night of September 1stand continued into the early morning of September 3rd. If this does not interest you, you can rejoin Cáel's exploits in four pages)On the eve of battle, the Royal Thai High Command had decided to strip all but one armored unit from the 2nd Army in order to give the First Army's offensive against the rebels more of a punch. It's decision to strip the tank battalions from both their infantry divisions as well as the armored and one of the two mechanized regiments would prove to be disastrous. It was as if the leadership of the Royal Thai military were idiots.The least economically valuable part of the country was the northeast which the 2nd Army warded. They had severely underestimated the airlift capacity of the Khanate as well as the willingness of Laos and Cambodia to both use their armed forces in an invasion as well as their willingness to let Vietnamese troops cross their countries.That thinking had led the Thai military to adopt a 'forward defense' strategy, the desire to fight the enemy at the borders, as opposed to having stronger formations deeper within the country. Considering the relative weakness of the Cambodian and Laotian militaries, that policy had made sense:- The baseline Laotian and Cambodian tank was the T-54/55, a 1950's Soviet relic. The normal anti-tank capabilities in all Thai infantry formations was more than equal to such a threat.-Neither country had an air force worth worrying about.In contrast, the Khanate's primary tanks, the T-90SM and T-95 were resistant to most of what the Thai Army could throw at them, at least from the front. The seven hundred combat aircraft the Khanate and the Vietnamese were able to field was an equal catastrophe for the Thais. It greatly compensated for the relative small numbers of invaders.Finally, there was a fundamental misunderstanding of what the Alliance's goals were. Military logic dictated the destruction of Thailand's mobile force followed by the capture of Bangkok. As long as the Thai regime held the capital, it would remain the legitimate power in the country.Due to the altering political landscape, the Alliance's only option was to make the government 'look bad'. The loss of peripheral provinces, while of negligible immediate strategic value, looked great on the maps the world-wide media would be showing to their audiences. It would appear that the Thai army had failed to defend their country. That would (hopefully) make the Thai Third Army look like the legitimate authority in Thailand.That was the plan anyway, and you know what they say about battle plans and the enemy, right? H-hour was 4 am, September 1st.The commander of the Zuun stood up and waited to be recognized. The staff officer from the Yunnan Command pointed at him."Sir, why are we doing this? I am not afraid to fight for the Great Khan, but this action seems to be suicidal. We will be far behind enemy's lines while our offensive force will be grossly under-equipped.""You will have to rely on our ability to supply you by air.""We only have supplies for two days of operations. What happens then?""We rely on the Americans to come and save us," the senior officer responded bitterly."Allah save us from allies," the young commander muttered. What else could he do?He was part of the 2nd Mountain Sultan Mehmet Tumen which had just arrived in Yunnan to replace the exhausted 1st Mountain Abu al-Ghazi Bahadur Tumen. His men were from Turkey, inexperienced in combat and using new equipment they were not familiar with. They would be working with a unit he had never worked with before, the 1st Airmobile Tauekel Khan Tumen, Kazaks, who would be seizing the small airport his men needed to land in.From there, they were to 'run amok'. That was the technical term for racing south down a highway in Central Thailand, attacking the headquarters of the 3rd Cavalry Division, an armored unit. Once that was accomplished, they were to attack the local police precinct. Provided they were still alive after that, they were to return to the air strip to resupply then they were to 'spread chaos' until they were finally hunted down by the vastly larger Thai division his 100 men would be fighting.Of course, there was the plan for the rebel Royal Thai Third Army to force their way through the larger frontline forces of the loyalist Royal Thai First Army and come to his rescue. How would the Thai troops respond when ordered to fight their fellow Thais? No one was sure. If there was any hope in this mission, it was the knowledge that several other Zuuns had the exact same mission in other areas of Thailand.  It was H-hour minus twenty-two.It was 11 o'clock in the evening when the general in charge of the Royal Thai 9th Infantry Division was woken up. The Marines were leaving. That was correct; the three Royal Thai regiments were heading west to Sattahip Naval Base, because they had been ordered to by the Commander-in-Chief of the Royal Thai Navy. It didn't take a rocket scientist to realize why this was going on.Seven hours earlier, the Royal Thai Army had seized all the Air Force bases in the 1st and 2nd Army districts as well as ordering the 4th Army to do the same thing (The Royal Thai Air Force had been trying to remain neutral in the upcoming civil war).Undoubtedly the navy had decided to make their assets less 'hijack-able'. A few phone calls later confirmed that most of the Navy had set sail for parts unknown and the naval air units at Ban Sattahip Air Base (U-Tapao International Airport) had also departed either out to sea, or to ports and bases in the South.He made a personal appeal to the commander of Marine Forces to no avail. They wanted no part of the upcoming struggle and advised the general to do the same. The general had other problems. The Royal Thai Marines were the frontline forces facing the southern border with Cambodia. He quickly reorganized his regiments, sending them to take the old Marine strongpoints to await further orders. Stopping the Marines never entered his mind.That was a bloodletting he wanted no part of. The last thing he did was inform his superiors, thus avoiding any stupid orders to the contrary. Suddenly the nebulous movements along the Cambodian border developed a haunting significance. He wondered how much longer he had before something happened.  It was H-hour minus five.At midnight a loyalist commander of a company of mechanized infantry in the 2nd Cavalry's 11th Battle Group (named after their axis of advance, Highway 11) decided to send a motorized section of his command forward to the advance position his battalion was to occupy come sunrise. Either later in the day, or tomorrow morning, the forces loyal to the regime would launch a coordinated assault against the rebels main supply center at Phitsanulok.He had a cot set up in his communications hut and had just nodded off when the radio squawked to life. His lieutenant in charge of the advance made a hurried report. They had encountered serious opposition in a confusing night action, then he went silent. The captain immediately swung into action. He put the rest of his men on alert, then contacted the neighboring Tank Battalion. He needed some armored support. He made a similar call to the attached artillery component.The Tank Battalions night officer quickly put a platoon of light tanks at his disposal. The artillery were ready for any fire mission he sent their way. Before the armor could arrive, the company commander found himself being called to the carpet by the Duty Officer at the 3rd Cavalry (two regiments of the 2nd Cav. had been attached to the 3rd's command) over his 'offensive' action and the relief mission was called off. What had happened to the patrol of 20 Royal Thai soldiers? He was ordered to wait until sunrise to find out.Little did anyone know, these were the first combat casualties of the upcoming rebel offensive. His patrol had stumbled across a battalion of mechanized troops arriving at their jump off point for the attack that was less than six hours from beginning. Neither the commander of the 11th Battle Group, the 3rd Cavalry Division, or First Army was informed that the enemy had already advanced twenty kilometers south of where they were supposed to be.  

  Medicare Supplement Plans offer many options to cover gaps in your client's coverage. Learn more about plans K, L, M, and N to help your client find the right one for them.   Read the text version    Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.   Resources: 2025 Medicare Part A and Part B Premiums and Deductibles: https://ritterim.com/blog/2025-medicare-part-a-and-part-b-premiums-and-deductibles/ Events & Webinars with Ritter: https://ritterim.com/events/ Get a FREE Portfolio Review: https://ritterim.com/portfolio/ The Value of Plan N for Medicare Shoppers ft. Ted Sims: https://lnk.to/ASGtedsims   References: “Compare Medigap Plan Benefits.” Medicare, Medicare, https://www.medicare.gov/health-drug-plans/medigap/basics/compare-plan-benefits. Accessed 29 Jan. 2025. Freed, Meredith, Nancy Ochieng, et al. “Key Facts about Medigap Enrollment and Premiums for Medicare Beneficiaries.” KFF, KFF, 18 Oct. 2024, https://www.kff.org/medicare/issue-brief/key-facts-about-medigap-enrollment-and-premiums-for-medicare-beneficiaries/. “Market Advisor.” CSG Actuarial, CSG Actuarial, https://csg-actuarial-wordpress.appspot.com/software/market-advisor/. Accessed 29 Jan. 2025.   Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X (fka) Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance    Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel  Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/   Not affiliated with or endorsed by Medicare or any government agency.

Donald Trump, Beyaz Saray'da kabul ettiği Katliamcı ve Soykırımcı İsrail Başbakanı Binyamin Netanyahu ile düzenlediği ortak basın toplantısında, ABD'nin Gazze Şeridi'ni devr alacağını ve oradaki patlamamış bombalar ile diğer silahların sökülmesinden ve yıkılmış binalardan kurtulmaktan sorumlu olacağını söylemişti. Gazze'nin artık tamamen yerle bir olmuş devasa bir yıkım alanı olduğunu kaydeden Trump, Gazze'deki Filistinlilerin başta Mısır ve Ürdün olmak üzere, komşu ülkelerde inşa edilecek yeni yerleşim yerlerine gitmelerinin çok daha iyi olacağını savunmuştu. Trump, “ABD, Gazze Şeridi'ni devralacak ve orada bir iş yapacağız. Oraya sahip olacağız ve sahadaki tüm tehlikeli patlamamış bombaların ve diğer silahların sökülmesinden, yıkılmış binalardan kurtulmaktan sorumlu olacağız” ifadesi ile insan haklarından yana aldatıcı bir dil kullanmıştı.

Att sätta och nå meningsfulla målI detta avsnitt får du konkreta tips på hur du kan sätta och arbeta mot meningsfulla mål för det nya året, med fokus på att bygga hållbara vanor och hitta tydlighet i riktningen. Det handlar om att skapa framsteg snarare än att bara bocka av uppgifter, och om att koppla mål till en känsla av syfte och meningsfullhet. Här är de fem huvudpunkterna:Sätt tydliga och meningsfulla målBörja med att identifiera vad du vill uppnå och, ännu viktigare, varför. Målen bör kopplas till en känsla, som lugn, energi eller stolthet. Dela in målen i känslomål (t.ex. att känna sig hälsosam), prestationsmål (t.ex. att uppnå en ny roll) eller vanemål (t.ex. att bygga långsiktiga rutiner). Genom att koppla målen till något som känns meningsfullt skapar du bättre förutsättningar för motivation.Skapa en flexibel planNär målen är tydliga är nästa steg att göra en plan med små och hanterbara steg som passar in i din vardag. Undvik att gå ut för hårt – en förändring är en process, inte en sprint. Till exempel kan en enkel start vara att avsätta fem minuter varje dag för att reflektera över vad som gick bra och vad som kan förbättras. Planen bör vara flexibel så att den går att anpassa till oförutsedda händelser.Gör det enkelt att ageraKoppla nya vanor till befintliga rutiner, som att reflektera efter lunch eller planera din dag medan du borstar tänderna. Gör det praktiskt enkelt genom att förbereda saker i förväg, som att lägga fram träningskläder. Använd också påminnelser, både fysiska och digitala, för att ge dig själv en knuff i rätt riktning när det behövs.Rusta dig för motgångarIdentifiera möjliga hinder och skapa strategier för att hantera dem. Använd WOOP-metoden: Wish (vad du vill uppnå), Outcome (effekten du vill ha), Obstacle (möjliga hinder) och Plan (hur du hanterar hindren). Exempelvis, om trötthet riskerar att hindra dig från träning, ha en plan för att motivera dig själv eller hitta ett alternativ som känns mer överkomligt.Följ upp och reflektera regelbundetUtvärdera dina framsteg genom att dokumentera och reflektera över förändringarna, även små framsteg. Använd exempelvis en kalender för att markera varje gång du genomför en handling kopplad till målet. Reflektera över hur det påverkar ditt välmående, och använd de positiva effekterna för att stärka motivationen och skapa energi för ytterligare förändringar.Sammanfattningsvis handlar meningsfull förändring om att sätta tydliga mål, ta små steg, vara flexibel och regelbundet reflektera över framgångar. Med rätt strategi kan du inte bara nå dina mål utan också bibehålla dem och skapa förutsättningar för långsiktig utveckling och välbefinnande.För dig som kan ta dig dit är du varmt välkommen på en öppen frukostföreläsning om att sätta mål som individ och yrkesrollen den 16:e januari på fina och trevliga Boulebar Liljeholmen. Här kan du läsa mer och anmäla dig– kostnadsfritt!Poddens långvariga samarbetspartner Twitch Health's motto är “hälsa som blir av”-för vad spelar det för roll om en organisation satsar massa pengar och tid på lösryckta hälsoinsatser som inte får effekt? De har lång erfarenhet, forskningsbaserad förankring och erfarenhet från företag i många olika marknader med olika förutsättningar och utmaningar. I och med det kan Twitch Health hjälpa er hela vägen från önskan om förbättrad hälsa till konkreta resultat som syns och kan mätas och viktigast av allt- och känns hos era medarbetare. Läs mer hur det går till på Twitchhealth.se Hosted on Acast. See acast.com/privacy for more information.

1,000,000+ Patients are likely to lose their Advantage plan providers! As more doctors and hospitals refuse to accept patients with Medicare Advantage insurance, those victims will have increasing difficulty finding convenient and reasonably priced treatment options.  The Medicare Advantage Minute: "Lessons from the 1990s". As pressure on MA plans builds, the author of this article suggests that there are things to be learned from the early days of managed care Medicare plans. Client correspondence: a New Yorker writes in to ask how he might cut down on his Medicare supplement expenses. Plan N costs him $233 while the New York equivalent of HDG would only cost $72 per month. An Arizona wife wants to have her husband disenroll from Part B of Medicare for a few years. Finally, listen to a new reader book review from a couple who requested High Deductible Plan G and were told it did not exist in Connecticut. You might have seen this lie predicted in Medicare for the Lazy Man! Contact me at: DBJ@MLMMailbag.com (Most severe critic: A+)                   Visit us on: BabyBoomer.ORG Inspired by: "MEDICARE FOR THE LAZY MAN 2024; Simplest & Easiest Guide Ever!" on Amazon.com. Return to leave a short customer review & help future readers. Official website: https://www.MedicareForTheLazyMan.com.

Güvenlik kaynaklarından alınan bilgiye göre, Suriye'nin kuzeyinde başta İdlib'de başlayan çatışmalar sonucu muhaliflerin, Suriye rejiminin kontrolü altındaki Halep'i ele geçirmeleri ile Suriye sahasında yeniden hareketlenmeler başladı. Suriye rejim güçleri, muhaliflerin Halep'e yönelik operasyonunun başlaması ile hakimiyetindeki alanları çok kısa süre içerisinde kaybetti. Bu durum Suriye rejiminin, muhalifler karşısında terör örgütü PKK/YPG'den destek istemesine neden oldu ve PKK/YPG'ye alan açıldı.

We deliver cogent reasons to Darrell, explaining that High Deductible Plan G is the greatest! Jim & Jill ask when it would be wise to consider changing Medicare supplement insurance companies. In an article headed by a photo of maniacally grinning ladies at the bowling alley, we get to hear some hints about looking for a new drug plan for next years. In the Medicare Advantage Minute, the question is "Can MA be a good deal for its participants? (Hint: Randy says "No chance!") Most important, we welcome another McMillin into the English speaking world: Little Henry was born after 9:00 PM and was ejected from his Canadian hospital by 1:00 AM. So much for the Communistic Canadian health system! Contact me at: DBJ@MLMMailbag.com (Most severe critic: A+)  Visit us on: BabyBoomer.ORG Inspired by: "MEDICARE FOR THE LAZY MAN 2024; Simplest & Easiest Guide Ever!" on Amazon.com. Return to leave a short customer review & help future readers. Official website: https://www.MedicareForTheLazyMan.com.

    Change happens, and this year, there's been a lot of it. Learn more about why beneficiaries switch plans so you can be the agent to help them.    Read the text version     Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.   Resources: 5 Tips to Make the Most of AEP: https://ritterim.com/blog/5-tips-to-make-the-most-of-aep/ 2025 Medicare Market Disruption Means Opportunity for Agents: https://ritterim.com/follow-medicare-changes/ Changes to Medicare in 2025 Affect Dual Eligible Special Needs Plans: https://link.chtbl.com/ASGB20241012 Does Your Medicare Sales Approach Satisfy Different Budgets: https://link.chtbl.com/ASG628R3  How to Check Medicare Extra Help Eligibility for Your Client: https://ritterim.com/blog/how-to-check-medicare-extra-help-eligibility-for-your-client/ Register with Ritter Insurance Marketing: https://app.ritterim.com/public/registration/ The 2025 COLA Increase & How It Affects Your Clients: https://link.chtbl.com/ASGN20241015 The Benefits of Selling D-SNPs: https://ritterim.com/blog/the-benefits-of-selling-d-snps/   The Value of Plan N for Medicare Shoppers ft. Ted Sims: https://link.chtbl.com/ASGTedSims2024 Understanding the C-SNP Product & Opportunity ft. Ben Miller (Zing Health): https://link.chtbl.com/2023BenMiller   References: Emerson, Jakob. “28 Health Systems Dropping Medicare Advantage Plans: 2024.” Beckershospitalreview.Com, Becker's Hospital Review, 14 Oct. 2024, www.beckershospitalreview.com/finance/15-health-systems-dropping-medicare-advantage-plans-2024.html. “2024 Medicare Advantage and Part D Star Ratings.” CMS.Gov, Centers for Medicare & Medicaid Services, 13 Oct. 2023, www.cms.gov/newsroom/fact-sheets/2024-medicare-advantage-and-part-d-star-ratings. Coleman, Kathryn A., and Lindsay P. Barnette. “Dual Eligible Special Needs Plan ‘Look-Alike' Transitions for Contract Year 2025.” Hhs.Gov, Department of Health & Human Services, 5 Apr. 2024, www.hhs.gov/guidance/sites/default/files/hhs-guidance-documents/CY25_DSNP_LookAlike_Transition_Memo040524_G.pdf. Pifer, Rebecca. “Humana and CVS Are Downsizing Their Medicare Advantage Plans for 2025. Which Insurers Could Benefit?” Healthcaredive.Com, Healthcare Dive, 10 June 2024, www.healthcaredive.com/news/humana-cvs-medicare-advantage-benefit-plan-cuts-2025-unitedhealth/716764/. Freed, Meredith, Anthony Damico, et al. “Medicare Advantage 2024 Spotlight: First Look.” KFF, KFF, 15 Nov. 2023, www.kff.org/medicare/issue-brief/medicare-advantage-2024-spotlight-first-look/.   Follow Us on Social!  Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance     Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel  Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

  We're at the midway mark for AEP! It's time to stop, listen to this episode, and assess if your sales strategy could use some improvements.    Read the text version     Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.   Resources: 5 Pillars of Integrity ft. Jason Meyers: https://link.chtbl.com/ASGM20230925 7 Powerful Practices for Selling Prescription Drug Plans: https://ritterim.com/blog/7-powerful-practices-for-selling-prescription-drug-plans/ Ask Integrity: https://www.askintegrity.com/ Events with Ritter Insurance Marketing: https://ritterim.com/events/ Facebook Basics for Insurance Agents: https://link.chtbl.com/ASG607 FAQs About Third-Party Marketing Organizations (TPMOS) Disclaimers: https://link.chtbl.com/ASG6225 Free eBook & Guides: https://ritterim.com/guides/ Get Your Medicare Advantages Sales Contracts Here – Recommendations for 2025: https://ritterim.com/blog/get-your-medicare-advantage-sales-contracts-here-recommendations-for-2025/ Get Your Portfolio Reviewed: https://ritterim.com/portfolio/ Get Your PlanEnroll Site: https://ritterim.com/planenroll/ How Ask Integrity Can Streamline Your Medicare Sales Appointments: https://link.chtbl.com/ASG6255 How Client Retention Boosts Insurance Sales: https://link.chtbl.com/ASG580 How to Survive AEP: Wellness Tips for Insurance Agents: https://link.chtbl.com/ASG553 Insurance Agents as TPMOS: What CMS Compliance Regulations Mean for You: https://link.chtbl.com/ASG622 Keys to Client Retention: Face-to-Face Communication: https://link.chtbl.com/ASG578 Knight School Online Training: https://ritterim.com/knight-school/ Learn About Integrity's Tools: https://ritterim.com/integrity-tools/ Learn more about PlanEnroll: https://ritterim.com/planenroll/ MedicareCENTER: https://integrity.com/medicarecenter/ Meet Your Ritter Sales Team: https://ritterim.com/meet-your-sales-team/ PlanEnroll Lead Program Training Registration: https://trainings.planenroll.com/ Should You Hire an Assistant for Your Insurance Business: https://ritterim.com/blog/should-you-hire-an-assistant-for-your-insurance-business/ Staying Motivated Amidst Change & Disruption: https://link.chtbl.com/ASGM20240710 Surviving AEP Resource List: https://ritterim.com/aep/ The Beginner's Guide to D-SNPs: https://ritterim.com/blog/the-beginners-guide-to-dsnps/ The Hidden Value of Selling Medicare Supplements During AEP: https://ritterim.com/blog/the-hidden-value-of-selling-medicare-supplements-during-aep/ The Value of Plan N for Medicare Shoppers ft. Ted Sims: https://link.chtbl.com/ASGTedSims2024 TikTok Basics for Insurance Agents: https://link.chtbl.com/ASG603 When Do Med Supp Plans K, L, M, & N Make Sense: https://ritterim.com/blog/when-do-med-supp-plans-k-l-m-and-n-make-sense/ X (fka Twitter) Basics for Insurance Agents: https://link.chtbl.com/ASG609 What Agents Forget to Do When Preparing for Appointments: https://link.chtbl.com/ASG6245 You're Not Alone This AEP! https://link.chtbl.com/ASGM20241104   References: Diamond, Dan. “10,000 People Are Now Enrolling in Medicare - Every Day.” Forbes, Forbes Magazine, 11 June 2024, www.forbes.com/sites/dandiamond/2015/07/13/aging-in-america-10000-people-enroll-in-medicare-every-day/#1ebb581f3657. “Medicare Program; Contract Year 2023 Policy and Technical Changes to the Medicare Advantage and Medicare Prescription Drug Benefit Programs; Policy and Regulatory Revisions in Response to the COVID-19 Public Health Emergency; Additional Policy and Regulatory Revisions in Response to the COVID-19 Public Health Emergency.” Federal Register, www.federalregister.gov/documents/2022/05/09/2022-09375/medicare-program-contract-year-2023-policy-and-technical-changes-to-the-medicare-advantage-and. Accessed 31 Oct. 2024. Fichtner, Jason J. “The Peak 65® Zone Is Here Creating a New Framework for America's Retirement Security.” Protected Income, Protected Lifetime Income Alliance for Lifetime Income, www.protectedincome.org/wp-content/uploads/2024/01/Whitepaper_Fichtner.pdf. Accessed 31 Oct. 2024. Neil Kokemuller. “Why Do People Buy Brand Names?” Small Business - Chron.Com, Chron.com, 29 Jan. 2019, www.smallbusiness.chron.com/people-buy-brand-names-69654.html.   Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X (fka) Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance    Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel  Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/   Not affiliated with or endorsed by Medicare or any government agency.

  BREAKING: 2025 Medicare Part A and B premium and deductible numbers are out! Get the details on the cost of Medicare for your clients in coverage year 2025.   Read the text version   Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.   Resources: 2025 Medicare Advantage and Medicare Part D Premiums: https://link.chtbl.com/ASGF20241004 Apps to Stay Productive This AEP! https://link.chtbl.com/ASGA20241106 Changes to Medicare in 2025 Affect Dual Eligible Special Needs Plans: https://link.chtbl.com/ASGB20241012 Does Your Medicare Sales Approach Satisfy Different Budgets? https://link.chtbl.com/ASG628R3 How to Stay Compliant During All Medicare Sales: https://link.chtbl.com/ASG628 REWIND: Unretiring and What it Means for Your Medicare Clients ft. Dan Ford: https://link.chtbl.com/ASG628R5 Staying Motivated Amidst Change & Disruption: https://link.chtbl.com/ASGM20240710 The Value of Plan N for Medicare Shoppers ft. Ted Sims: https://link.chtbl.com/ASGTedSims2024 The 2025 COLA Increase & How It Affects Your Clients: https://link.chtbl.com/ASGN20241015 What to Do if Your Medicare Part D Plans Become Non-Commissionable: https://link.chtbl.com/ASGN20241005 You're Not Alone This AEP! https://link.chtbl.com/ASGM20241104   References: “2025 Medicare Parts A & B Premiums and Deductibles.” CMS.Gov, Centers for Medicare & Medicaid Services, 8 Nov. 2024, www.cms.gov/newsroom/fact-sheets/2025-medicare-parts-b-premiums-and-deductibles. “CMS Fast Facts.” CMS.Gov, Centers for Medicare & Medicaid Services, data.cms.gov/fact-sheet/cms-fast-facts. Accessed 11 Nov. 2024. “Social Security Changes - Cola Fact Sheet.” Ssa.Gov, Social Security Administration, www.ssa.gov/news/press/factsheets/colafacts2025.pdf. Accessed 11 Nov. 2024.   Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance     Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel  Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

Avsnitt 135 med Cecilia Victoria Kärrberg om de största trenderna i sociala medier just nu. Och hur de olika kanalerna utvecklas. Du får i avsnittet höra om de stora trender Cecilia ser och vad de innebär för marknadsförare, kommunikatörer och företag. Allt från algoritmer och social search till vad som händer på de olika plattformarna och hur våra beteenden förändras. Och vi pratar en hel del om nya verktyg, format och funktioner. Du får dessutom höra om: Hur algoritmerna utvecklas och vad det innebär Trender i innehållstyper och innehållsformat Hur olika generationer använder sociala medier Plattformarnas fokus på kreatörerna Och vad AI kan komma att betyda för social Om gästen Cecilia Victoria Kärrberg är grundare av och driver sociala medie-byrån Digitalsnack som hjälper företag, organisationer och kommuner att lyckas med sociala medier. Hon är en av Sveriges mest anlitade föreläsare kring sociala medier. Och du kanske känner igen henne från podden Digitalsnack där hon pratar om allt inom sociala medier. Sist men inte minst så är Cecilia med i min expertpanel. Tidsstämplar [2:44] Större trender i sociala medier just nu [9:47] Social search och nya sökbeteenden [19:04] Nyheter i sociala medier, män vs kvinnor [28:32] Utveckling och nyheter på plattformarna [32:32] Kreatörerna i fokus i sociala medier [38:00] Algoritmer, trender och experiment [46:52] Ännu mer AI i sociala medier [55:23] Innehållstyper, format och trender Länkar Cecilia Victoria Kärrberg på LinkedIn Digitalsnack (webbsida) Digitalsnack (podd) Apple Podcasts / Spotify Vad social search är och hur innehåll optimeras för det – Sara Öhman #105 - Digital Marknadsföring med Tony Hammarlund (podd) Analys tillsammans med Internetstiftelsen om Svenskarna & Sociala medier 2024 - Digitalsnack (podd) Sammanfattning av Svenskarna och Sociala medier 2024 - Digitalsnack (artikel) Svenskarna och internet 2024 - Internetstiftelsen (rapport) The Biggest Social Media Updates for 2024 - Plann (artikel) Social media trends 2024 - Hootsuite (rapport) Confetti (samarbete) Digitalenta (samarbete)

  Retirement doesn't always mean the end of work. Your Medicare client may want or need to go back to work. What then? We talked to Danny Ford about the steps insurance agents should take when their client is considering a return to the workforce.   Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.   Resources: 10 Tips to Submitting an Error-Free Medicare Enrollment Application: https://ritterim.com/blog/10-tips-to-submitting-an-error-free-medicare-enrollment-application/ A Review of Integrity's Top Medicare Quoting Tools: https://ritterim.com/blog/a-review-of-the-integrity-offered-medicare-quoting-software/ KFF 2025 Medicare Part D Snapshot Report: https://link.chtbl.com/ASGF20241018 The 2025 COLA Increase & How It Affects Your Clients: https://link.chtbl.com/ASGN20241015 The Complete Guide on How to Sell Medicare Advantage Plans: https://ritterim.com/medicare-advantage-ebook/ The Complete Guide to Client Loyalty and Retention: https://ritterim.com/client-retention-guide/ The Definitive Guide to Getting Leads and Prospecting for Medicare Sales: https://ritterim.com/lead-generation-guide/ The Value of Plan N for Medicare Shoppers ft. Ted Sims: https://link.chtbl.com/ASGTedSims2024 What Agents Forget to Do When Preparing for Appointments: https://link.chtbl.com/ASG6245 What CMS Requires Medicare Agents to Discuss Prior to Enrollments: https://ritterim.com/blog/what-cms-requires-medicare-agents-to-discuss-prior-to-enrollments/ What to Do if Your Medicare Part D Plans Become Non-Commissionable: https://link.chtbl.com/ASGN20241005   Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance     Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel  Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

  The Friday Five for October 25, 2024: Adobe Fresco Now Completely Free for Everyone Amazon and Walmart Announce Pharmacy Delivery Expansions Stride 2025 Open Enrollment Study KFF Analysis on Med Supp Enrollment Data Medigap Deductibles and OOP Costs for 2025   Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.   Adobe Fresco Now Completely Free for Everyone: Foley, Joe. “Adobe Fresco Is Now Completely Free for All.” Creative Bloq, Creative Bloq, 23 Oct. 2024, www.creativebloq.com/art/digital-art/adobe-fresco-is-now-completely-free-for-all. Gan, Jeremy. “Adobe Fresco's Previously Paywalled Features Are Now Free for Everyone.” Engadget, Engadget, 23 Oct. 2024, www.engadget.com/apps/adobe-frescos-previously-paywalled-features-are-now-free-for-everyone-141956420.html. Weatherbed, Jess. “Adobe Made Its Painting App Completely Free to Take on Procreate.” The Verge, The Verge, 23 Oct. 2024, www.theverge.com/2024/10/23/24277533/adobe-fresco-painting-app-free-availablility-procreate. “Digital Painting and Drawing App | Adobe Fresco.” Adobe.Com, Adobe, www.adobe.com/products/fresco.html. Accessed 24 Oct. 2024.   Amazon and Walmart Announce Pharmacy Delivery Expansions: Accelerating Convenience: Walmart Launches Nationwide Same-Day Pharmacy Delivery, Helping Customers Live Better, 22 Oct. 2024, corporate.walmart.com/news/2024/10/22/accelerating-convenience-walmart-launches-nationwide-same-day-pharmacy-delivery-helping-customers-live-better. “Amazon Pharmacy Plans to Expand Same-Day Delivery of Medications to Nearly Half the US in 2025.” Amazon.Com, Amazon, 9 Oct. 2024, www.aboutamazon.com/news/retail/amazon-pharmacy-expands-same-day-prescription-delivery-united-states. Dr. Sai Balasubramanian, M.D. “Amazon Pharmacy's Rapid Growth Will Soon Make Instant Access to Medication the New Normal.” Forbes.Com, Forbes, 16 Oct. 2024, www.forbes.com/sites/saibala/2024/10/14/amazon-pharmacys-rapid-growth-will-soon-make-instant-access-to-medication-the-new-normal/. Palmer, Annie. “Amazon Same-Day Prescription Delivery Expanding to Nearly Half of U.S. in 2025.” Cnbc.Com, CNBC, 9 Oct. 2024, www.cnbc.com/2024/10/09/amazon-same-day-prescription-delivery-expanding-to-half-of-us-in-2025.html. Tong, Noah. “Walmart Offers Same-Day Prescription Delivery with Plans to Reach 49 States.” Fiercehealthcare.Com, Fierce Healthcare, 22 Oct. 2024, www.fiercehealthcare.com/retail/hlth24-walmart-simplify-online-pharmacy-orders-49-states. Gibson, Kate. “Walmart Plans to Deliver Prescriptions Nationwide in as Little as 30 Minutes.” Edited by Alain Sherter, Cbsnews.Com, CBS, 22 Oct. 2024, www.cbsnews.com/news/walmart-prescription-delivery-amazon/.   Stride 2025 ACA Open Enrollment Study: “2025 Annual Open Enrollment Survey - A New Report from Stride.” Blog.Stridehealth.Com, Stride Health, 17 Oct. 2024, blog.stridehealth.com/open-enrollment-2025survey. Popke, Michael. “Almost 75% of ACA Buyers Will Not Compare Plans for 2025.” Benefitspro.Com, BenefitsPro, 21 Oct. 2024, www.benefitspro.com/2024/10/21/almost-75-of-aca-buyers-will-not-compare-plans-for-2025/.   KFF Analysis on Med Supp Enrollment Data: Freed, Meredith, Nancy Ochieng, et al. “Key Facts about Medigap Enrollment and Premiums for Medicare Beneficiaries.” KFF, KFF, 18 Oct. 2024, www.kff.org/medicare/issue-brief/key-facts-about-medigap-enrollment-and-premiums-for-medicare-beneficiaries/. “Medicare Supplement Enrollment Down Slightly in 2023.” Markfarrah.Com, Mark Farrah Associates, 28 May 2024, www.markfarrah.com/mfa-briefs/medicare-supplement-enrollment-down-slightly-in-2023. Freed, Meredith, Nancy Ochieng, et al. “Medigap May Be Elusive for Medicare Beneficiaries with Pre-Existing Conditions - Issue Brief - 10506.” KFF, KFF, 18 Oct. 2024, www.kff.org/report-section/medigap-may-be-elusive-for-medicare-beneficiaries-with-pre-existing-conditions-issue-brief/.   Medigap Deductibles and OOP Costs for 2025: “F, G & J Deductible Announcements.” CMS.Gov, Centers for Medicare & Medicaid Services, www.cms.gov/medicare/health-drug-plans/medigap/f-g-j-deductible-announcements. Accessed 23 Oct. 2024. “K & L Out-of-Pocket Limits Announcements.” CMS.Gov, Centers for Medicare & Medicaid Services, www.cms.gov/medicare/health-drug-plans/medigap/k-l-out-of-pocket-limits-announcements. Accessed 23 Oct. 2024.   Resources: ACA 101: Selling Under-65 Health Insurance: https://link.chtbl.com/ASG6248 Helping Clients with Marketplace Eligibility Appeals: https://link.chtbl.com/ASG624 How to Ask Your Current Clients for Referrals: https://link.chtbl.com/ASG623 KFF 2025 Medicare Part D Snapshot Report: https://link.chtbl.com/ASGF20241018 The 2025 COLA Increase & How It Affects Your Clients: https://link.chtbl.com/ASGN20241015 The Value of Plan N for Medicare Shoppers ft. Ted Sims: https://link.chtbl.com/ASGTedSims2024   Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance     Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel  Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

  The Friday Five for October 18, 2024: Elevance to Require Paper Apps for 2025 MAPD PPO Plans in Most States Federal Trade Commission Announces “Click to Cancel” Rule New Apple iPad Mini & Amazon Kindle ColorSoft Impact of Medicare Part D Changes by State KFF 2025 Medicare Part D Snapshot Report   Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.   Elevance Requires Paper Apps for 2025 MAPD PPO Plans in Most States: Elevance to Require Paper Apps for 2025 MAPD PPO Plans in Most States: https://ritterim.com/blog/elevance-to-require-paper-apps-for-2025-mapd-ppo-plans-in-most-states/   Federal Trade Commission Announces “Click to Cancel” Rule: Selyukh, Alina. “Canceling Subscriptions Has to Be as Easy as Signing up, FTC Says in a New Rule.” NPR, NPR, 16 Oct. 2024, www.npr.org/2024/10/16/nx-s1-5154814/click-to-cancel-subscriptions-memberships-ftc-rule. Solomon Ensor, Julia. “Click to Cancel: The FTC's Amended Negative Option Rule and What It Means for Your Business.” FTC.Gov, Federal Trade Commission, 16 Oct. 2024, www.ftc.gov/business-guidance/blog/2024/10/click-cancel-ftcs-amended-negative-option-rule-what-it-means-your-business. “Federal Trade Commission Announces Final ‘Click-to-Cancel' Rule Making It Easier for Consumers to End Recurring Subscriptions and Memberships.” FTC.Gov, Federal Trade Commission, 16 Oct. 2024, www.ftc.gov/news-events/news/press-releases/2024/10/federal-trade-commission-announces-final-click-cancel-rule-making-it-easier-consumers-end-recurring. “Rule Concerning Recurring Subscriptions and Other Negative Option Programs.” FTC.Gov, Federal Trade Commission, www.ftc.gov/system/files/ftc_gov/pdf/p064202_negative_option_rule.pdf. Accessed 16 Oct. 2024. “The FTC's ‘Click to Cancel' Rule.” FTC.Gov, Federal Trade Commission, 16 Oct. 2024, www.ftc.gov/system/files/ftc_gov/pdf/NegOptions-1page.pdf. Roth, Emma. “The FTC Is Finally Making It Easier to Cancel Your Gym Membership.” Theverge.Com, The Verge, 16 Oct. 2024, www.theverge.com/2024/10/16/24271649/ftc-click-to-cancel-subscriptions-final-rule. da Silva, João. “US ‘click to Cancel' Rule to Tackle Subscription Traps.” BBC News, BBC, 17 Oct. 2024, www.bbc.com/news/articles/c07nlvmyl05o.   Apple iPad Mini & Amazon Kindle ColorSoft: “Apple Introduces Powerful New iPad Mini Built for Apple Intelligence.” Apple.Com, Apple, 15 Oct. 2024, www.apple.com/newsroom/2024/10/apple-introduces-powerful-new-ipad-mini-built-for-apple-intelligence/. Fried, Ina. “Amazon Debuts Color Screen Kindle, Updates Other e-Readers.” Axios.Com, Axios, 17 Oct. 2024, www.axios.com/2024/10/17/amazon-color-screen-kindle-e-reader-updates. Staff, Amazon. “Amazon Reveals First Color Kindle, New Kindle Scribe, and More.” Aboutamazon.Com, Amazon, 16 Oct. 2024, www.aboutamazon.com/news/devices/new-kindle-color-scribe-paperwhite-entry. “Amazon Reveals Its First Color Kindle E-Reader after Years of Development | Reuters.” Reuters.Com, Reuters, 16 Oct. 2024, www.reuters.com/technology/amazon-reveals-its-first-color-kindle-e-reader-after-years-development-2024-10-16/. LeClair, Dave. “IPad Mini 7 Unveiled with A17 Pro Chip - Release Date, Specs, Price and More.” Tomsguide.Com, Tom's Guide, 15 Oct. 2024, www.tomsguide.com/tablets/ipads/ipad-mini-7-unveiled-with-a17-pro-chip-release-date-specs-price-and-more. Kennemer, Quentyn. “You Can Now Preorder the New iPad Mini.” Verge.Com, The Verge, 15 Oct. 2024, www.theverge.com/2024/10/15/24268182/ipad-mini-2024-preorder-how-to-buy-price-release-date.   Impact of Medicare Part D Changes by State: Bell, Allison. “11 Worst States for Medicare Drug Plan Menu Cuts.” Thinkadvisor.Com, ThinkAdvisor, 9 Oct. 2024, www.thinkadvisor.com/2024/10/09/11-worst-states-for-medicare-drug-plan-menu-cuts/.   2025 Medicare Part D Snapshot Report: Cubanski, Juliette. “A Current Snapshot of the Medicare Part D Prescription Drug Benefit.” KFF.Org, KFF, 9 Oct. 2024, www.kff.org/medicare/issue-brief/a-current-snapshot-of-the-medicare-part-d-prescription-drug-benefit/. Cubanski, Juliette. “Medicare Part D Premiums Are Increasing for Many but Not All Stand-Alone Plans in 2025, Reflecting Effects of New Premium Stabilization Demonstration.” KFF.Org, KFF, 7 Oct. 2024, www.kff.org/policy-watch/medicare-part-d-premiums-are-increasing-for-many-but-not-all-stand-alone-plans-in-2025-reflecting-effects-of-new-premium-stabilization-demonstration/.   Resources: A Review of Integrity's Top Medicare Quoting Tools: https://ritterim.com/blog/a-review-of-the-integrity-offered-medicare-quoting-software/ CMS Announces Medicare $2 Drug List Model RFI: https://link.chtbl.com/ASGF20241011 Changes to Medicare in 2025 Affect Dual Eligible Special Needs Plans: https://link.chtbl.com/ASGB20241012 Cigna to Sell Medicare Business to HCSC: https://ritterim.com/blog/cigna-to-sell-medicare-business-to-hcsc/ How to Ask Your Current Clients for Referrals: https://link.chtbl.com/ASG623 Meet Your Sales Team: https://ritterim.com/meet-your-sales-team/ The 2025 COLA Increase & How It Affects Your Clients: https://link.chtbl.com/ASGN20241015 The Value of Plan N for Medicare Shoppers ft. Ted Sims: https://link.chtbl.com/ASGTedSims2024 What CMS Requires Medicare Agents to Discuss Prior to Enrollments: https://ritterim.com/blog/what-cms-requires-medicare-agents-to-discuss-prior-to-enrollments/ When Do Med Supp Plans K, L, M, & N Make Sense? https://ritterim.com/blog/when-do-med-supp-plans-k-l-m-and-n-make-sense/   Follow Us on Social!  Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance     Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel  Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

  Flip the script from disruption to opportunity! Ted Sims from Integrity Marketing Group joins Sarah to chat about how to prepare for potential Medicare beneficiary shopping as well as how agents can use Integrity tools to streamline work and save time.   Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.   Register for Ted Sims' Plan N for the Win Webinar!   Resources: Ask Integrity Guide: https://learningcenter.tawebhost.com/Integrity-Getting-Started-Ask-Integrity.pdf Learn about Ask Integrity™: https://integrity.com/ask-integrity/  Learn more about PlanEnroll: https://ritterim.com/planenroll/ Integrity Learning Center: https://clients.integrity.com/learning-center Integrity Training Schedule: https://learningcenter.tawebhost.com/MedicareCENTER-Webinar-Schedule.pdf MedicareCENTER:https://integrity.com/medicarecenter/ Not partnered with Integrity? Register here: https://identity.integrity.com/register Staying Motivated Amidst Change & Disruption: https://link.chtbl.com/ASGM20240710 Tech News Roundup: https://link.chtbl.com/ASGF20240927 What to Do if Your Medicare Part D Plans Become Non-Commissionable: https://link.chtbl.com/ASGN20241005   References: Haubensak, Carrie. “2023 Medicare Supplement Loss Ratios by Plan.” CSG Actuarial, CSG Actuarial, csg-actuarial-wordpress.appspot.com/news/2023-medicare-supplement-loss-ratios-by-plan. Accessed 16 Oct. 2024. “2023 Minnesota Statutes.” Revisor.MN.Gov, Minnesota Office of the Revisor of Statutes, www.revisor.mn.gov/statutes/. Accessed 16 Oct. 2024. Feekin, Doug. “Average Medicare Supplement Rate Increases Lower in 2021.” CSG Actuarial, CSG Actuarial, 15 Sept. 2021, www.csgactuarial.com/news/average-medicare-supplement-rate-increases-lower-in-2021/. “Does Your Provider Accept Medicare as Full Payment?” Medicare.Gov, Medicare, www.medicare.gov/basics/costs/medicare-costs/provider-accept-Medicare. Accessed 16 Oct. 2024. “GA R&R - Guaranteed Issue for Eligible Persons.” Rules.Sos.GA.Gov, State of Georgia, rules.sos.ga.gov/GAC/120-2-8-.12?urlRedirected=yes&data=admin&lookingfor=120-2-8-.12. Accessed 16 Oct. 2024. “Health Care Practitioners Medicare Fee Control Act.” Legis.State.Pa.Us, PA General Assembly, 10 July 1990, www.legis.state.pa.us/WU01/LI/LI/US/PDF/1990/0/0081..PDF. “March 2023 Report to the Congress: Medicare Payment Policy.” MedPAC.Gov, Med Pac, 15 Mar. 2023, www.medpac.gov/document/march-2023-report-to-the-congress-medicare-payment-policy/. “Massachusetts Bulletin for People with Medicare.” Mass.Gov, Commonwealth of Massachusetts, https://www.mass.gov/doc/addendumpdf/download. Accessed 16 Oct. 2024. “Medicare Balance Billing Brochure.” ODH.Ohio.Gov, Ohio Department of Health, odh.ohio.gov/know-our-programs/medicare-balance-billing/resources/medicare-balance-billing-brochure. Accessed 16 Oct. 2024. “Medicare E-Visits.” Medicare.Gov, Medicare, www.medicare.gov/coverage/e-visits-0. Accessed 16 Oct. 2024. “Medicare Participating Physician or Supplier Agreement.” CMS.Gov, Centers for Medicare & Medicaid Services, 1 Nov. 2022, www.cms.gov/medicare/cms-forms/cms-forms/downloads/cms460.pdf. “Medicare Participation Announcement.” CMS.Gov, Centers for Medicare & Medicaid Services, www.cms.gov/files/document/medicare-participation-announcement.pdf. Accessed 16 Oct. 2024. “Medigap Plan N Benefits & Costs 2024.” MedicareSupplement.Com, TZ Insurance Solutions, www.medicaresupplement.com/medigap/plans/n/?force_destination=c3cee4730cf2fe66. Accessed 16 Oct. 2024. “Medicare Supplement Insurance Minimum Standards.” Rules.Sos.Ri.Gov, Rhode Island Department of State, rules.sos.ri.gov/regulations/part/230-20-30-7. Accessed 16 Oct. 2024. “Medicare Supplement Insurance Minimum Standards Regulations.” Dfr.Vermont.Gov, State of Vermont Department of Financial Regulation, dfr.vermont.gov/reg-bul-ord/medicare-supplement-insurance-minimum-standards-regulations. Accessed 16 Oct. 2024. “Medicare Supplement Premium Rates – Looking to the Past and Planning for the Future.” GenRe.Com, Gen Re, 24 Oct. 2023, www.genre.com/us/knowledge/publications/2023/october/medicare-supplement-premium-rates-en. Noga, Russel. “Rate Increase History for Medigap Plans.” Medisupps.Com, Medisupps.com, 10 Jan. 2024, www.medisupps.com/rate-increase-history-for-medigap-plans/. Boccuti, Cristina. “Paying a Visit to the Doctor: Current Financial Protections for Medicare Patients When Receiving Physician Services.” KFF, KFF, 9 Jan. 2017, www.kff.org/medicare/issue-brief/paying-a-visit-to-the-doctor-current-financial-protections-for-medicare-patients-when-receiving-physician-services/. “Revised Questions and Answers Regarding Implementation of Medicare Supplement Plan N Copayment, Deductible and Coinsurance .” CMS.Gov, Centers for Medicare & Medicaid Services, 10 Apr. 2010, www.cms.gov/medicare/health-plans/medigap/medigap-news-email-updates-items/cms1234920. “Supplemental Insurance (Medigap) Plans in Georgia.” Medicare.Gov, Medicare, www.medicare.gov/medigap-supplemental-insurance-plans/#/m/plans?fips=13057&zip=30115&year=2025&lang=en. Accessed 16 Oct. 2024. Fuglesten Biniek, Jeannie, et al. “Traditional Medicare Spending Fell Almost 6% in 2020 as Service Use Declined Early in the COVID-19 Pandemic.” KFF, KFF, 1 June 2022, www.kff.org/medicare/issue-brief/traditional-medicare-spending-fell-almost-6-in-2020-as-service-use-declined-early-in-the-covid-19-pandemic/.   Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance      Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel  Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

In this episode, we dive deep into the bloody rollercoaster ride that is running a small creative business on social media platforms. We delve into the scary reliance we have with these beautiful squares and how sometimes the best things happen when faced with disaster, especially when you tap into that neurodivergent brain. We share our firsthand experiences and discuss the importance of diversifying your marketing efforts.But it's not all about business - we also chat about finding creative fulfilment in supporting others at social events and share our mutual OBSESSION with the Netflix series, 'Nobody Wants This'.Tags:Beautiful independent gift shop in Woodbridge is @Vanil_ltd Sadie from @white_spacehome is an interior designer and @apaperpalette is her new accessible design project.Barbara is an independent marketing expert @barbaragillmarketing.Hen from @thestyledwritingco suggested Plann as a tool to help you plan your social media posts. Dawn is @girlfridayembroidery made Rhianna the love local embroidery hoop.As ever, please follow, like, share, download, and ASK US ANYTHING with the links below.Email us with your creative woes (or triumphs!): creativerehabpod@gmail.comFollow us on social media:@creativerehabpod@themakingbee@love.local@hiretheworkroom@_theumbrellahub (theumbrellahub.org)Podcast producer: @MTalbotCreative Hosted on Acast. See acast.com/privacy for more information.

Aile içi şiddet konusundaki ulusal krizin tam ortasında, mağdurlara yardım edecek destek sistemleri kırılma noktasında.

Thomas Taricani Podcast Summary In this informative Exit Planning Coach podcast interview, Tom Taricani, CPA/APV, CVA, CEPA and Principal at Boyer Ritter, shares his expertise in business valuation and succession planning, focusing on the automotive dealership industry. Taricani discusses the challenges of valuing businesses post-COVID-19, emphasizing the need to reconcile historical data with future projections, especially given potential IRS scrutiny. He stresses the importance of timely succession planning, particularly with the approaching sunset of certain tax provisions in 2026 and advises business owners to act promptly to leverage current tax benefits. Taricani also touches on the increasing involvement of private equity in various industries and offers advice to aspiring exit planning professionals, recommending specialization and the cultivation of strong professional networks.

The initial segment contains our Medicare Advantage Minute. Here, the government brings a premature end to their experimental MA hospice benefit. On the Wikipedia page regarding Medicare, we wallow in the actuarial magic of reimbursement calculations. This episode culminates with the official position statement of Medicare for the Lazy Man when it comes to Medicare supplement Plan N. Contact me at: DBJ@MLMMailbag.com (Most severe critic: A+)   Inspired by: "MEDICARE FOR THE LAZY MAN 2024; Simplest & Easiest Guide Ever!" on Amazon.com. Return to leave a short customer review & help future readers. Official website: https://www.MedicareForTheLazyMan.com.

Today's top headlines:St. Paul's Fire Department to break ground on new stationCity council reviews Bear Swamp Rd. improvement planN. Charleston approves Midland Park purchase to Charleston Co. schoolsPolice arrest 4 suspects in connection with the murder of ‘General Hospital' actor, reports saySC State working to fix housing shortage before classes begin next weekParents concerned after first day brings school bus woes in Berkeley Co.Salamander Road neighbors push for safer bus stop infrastructureOwner of used car dealership in Georgetown Co. arrested on multiple chargesBluffton Police Department's policy leads to indictment of two officersNew law strengthens protections for trafficking survivors, criminalizes child luringMan on trial for 2022 Berkeley County murder, arson and burglary

İngiltere'de muhafazakar iktidarın sığınmacıları Afrika ülkesi Ruanda'ya gönderip orada barındırma planı nasıl başladı? Nasıl sonuçlandı? Yeni başbakan Starmer, hangi gerekçeyle planı iptal ediyor? Anadolu Ajansı Muhabiri Gürhan Kartal ile konuştuk.

Dr. Ali Semin'e göre Biden'ın Gazze'de ‘ateşkes planının' uygulanması imkansız görünüyor. Aşamalı bir yol haritası sunan plan uyarınca İsrailli rehineler bırakıldığında İsrail saldırılarının durması için hiçbir garanti bulunmadığını belirten Semin, Hamas'ın askeri kanadının ‘yok edilmeyi' kabul etmeyeceğini dile getirdi.

Are you not offering Medicare Supplement Plan N because of those nasty excess charges? Well, your clients are missing out!!! Here is why...

For the month of April we're sharing 5 tools that bloggers and influencers should be using, including today's tool, Plann. If you've avoided scheduling your content due to nerves around performance, I want to encourage you to try it and see if you notice a difference. Scheduling your content allows for better planning, more intentional time on social media, and gives you more balance in your life. Listen in as I share what I love about scheduling through Plann.

UFC Fight Night Mexico preview PFL vs. Bellator preview UFC 300 main event UFC 298 recap

Le roi de Pyramide, le maitre incontesté du Mot de Passe, multiple vainqueur du Quiz de Jiji, challenger émérite du Risque Tout... Le Fast qu'on ne présente plus est venu animé ce nouveau jeu de Popcorn. Pour voir l'émission rendez-vous sur Twitch et YouTube !Vous pouvez aussi nous suivre sur nos réseaux sociaux :TwitterInstagramTikTokFacebook

In this latest episode, we dive into the world of Medigap plans for 2024, guiding you through the maze of Medicare Supplements. Perfect for those transitioning to Medicare, we address the vital question: "Which Medigap plan is right for me?"Key Segments:1. Understanding Medigap Plans: A brief yet comprehensive overview of Medigap plans, explaining their role alongside Original Medicare.2. Popular Plans - F, G, N: We examine the pros and cons of the most sought-after plans F, G, and N, helping you identify which aligns with your healthcare needs.3. Exploring Lesser-Known Options: We shed light on other Medigap plans that might be the right fit for your unique situation.4. Long-Term Financial Implications: Understand the long-term cost impact of each plan choice, ensuring your decision is financially sound for years to come.Highlights:Plan F: Coverage details, eligibility, and suitability.Plan G: Ideal candidates for this comprehensive coverage plan.Plan N: Balancing affordability with coverage - is Plan N for you?High Deductible Plans: The pros and cons of plans like high deductible plan G.Geographical Factors: How your location influences plan choice and pricing.Cost Analysis: A concise comparison of long-term costs for key plans.Conclusion:Discover the ideal Medigap plan for your needs in 2024 with our insightful episode. Whether you're considering Plan G's comprehensive coverage, Plan N's value, or other options, we provide the clarity you need for a confident Medicare transition.Join us for a concise, informative exploration of Medigap plans. Tune in now!

Medicare's Annual Enrollment Period - AEP - is October 15th to December 7th every year.  Toni explains the background of Plan F, as well as Plan G and Plan N. There's so much good information in this podcast, please be sure to share this podcast with your friends! Recognized by feedspot.com as one of the best Medicare Podcasts in the nation! Write Toni - info@tonisays.com. Toni's book is available at www.seniorresource.com and www.tonisays.com You can call Toni at 832-519-8664 Toni welcomes all Medicare questions. Toni now offers informative Medicare Webinars for all of your Medicare needs at www.Tonisays.com You can find Medicare Moments wherever you find your favorite podcasts, such as: Apple: https://apple.co/44MoguGSpotify: https://open.spotify.com/show/7c82BS4hb145GiVYfnIRsoAmazon Music: https://music.amazon.com/podcasts/884c1f46-9905-4b29-a97a-1a164c97546b/medicare-moments?refMarker=null Toni's new book: Maze of Medicare is now available at www.tonisays.com Combining Scripture with Medicare, it is the only book of its kind.  Toni's columns appear weekly in about 100 newspapers across America. If you would like Toni's column to appear in your local paper, or if you would like Toni to speak at an event - contact Toni King at 832-519-8664 Thank you for listening and be sure to tell your friends about Medicare Moments!  Blessings!See omnystudio.com/listener for privacy information.

Have you ever dreamt of pressing pause on life to reassess, refocus, and realign your goals? Ever wonder if your daily activities truly align with your purpose? This podcast episode is brimming with insights from my recent trip to Ireland, where I embraced the power of 'going with the flow' and truly living in the present moment.Join me, Mikita, as we explore the art of prioritizing goals, living more purposefully, and the transformative power of taking a break. We'll dive into my experiences and the wisdom derived from it, shedding light on the importance of emotional intelligence, handling distractions, and the power of an "idea dump." Whether you're an entrepreneur, a fellow podcaster, or just someone seeking to live more intentionally, this heartfelt conversation will offer valuable insights to enhance your journey toward purposeful living. Let's grab our cups of tea or coffee, and get started on exploring these lessons together.Tuesday Tea NewsletterMy Dublin Ireland AdventureLeave A ReviewMentioned in the episode Plann - social media auto publishing site Support the show#selfdevelopment #Wellness #thym4teawithmikita #manifest #purposefulliving #liveunapplogectically #freedom #podcast #womeninpodcast #podcastlife #empoweringwomen

Welcome to the "Transition to Medicare" podcast, your ultimate guide to all things Medicare. Our upcoming episode explores the lesser-known terrain of high-deductible Medicare Supplement plans - High Deductible Plan F and High Deductible Plan G. Dive into an enriching discussion that deciphers Medigap plans and their intricacies. We illuminate how high-deductible Medigap plans operate, their appeal to specific consumer groups, and the key differences between common Medicare Supplements and their high-deductible versions.We'll decode the often-misunderstood healthcare deductible concept and explain how it applies to high-deductible Medigap plans. Discover the actual financial impact of these plans, including potential rate increases over time and why these plans can sometimes be the better economic choice.To ensure a comprehensive understanding, we will compare the costs of these high-deductible plans with other popular Medigap plans, such as Plan G and Plan N. We also examine the eligibility criteria, the essential role of your personal health and risk tolerance, and how to gauge the appropriateness of high deductible plans for your unique circumstances.Lastly, we highlight critical future considerations when choosing these plans, addressing common misconceptions and what to remember if you try to switch to a Medigap plan with more coverage in the future.This episode is a must-listen if you're looking to cut through the clutter and get the real scoop on high-deductible Medigap plans.Giardini Medicare is an independent insurance agency specializing in helping Medicare beneficiaries enroll in the Medigap or Medicare Advantage plan that fits their needs during their transition to Medicare. We are licensed and work virtually in the following states:  AZ, CA, FL,  IL, IN, KY, MI, MD, NC, OH, PA, SC, TX  If we do NOT work in your state, we can refer to agents that we know, like & trust across the country. Fill out the form linked to our map.Check out our website at  https://gmedicareteam.com/Also, see our additional educational content over on our YouTube ChannelYou can also connect with and learn more on TikTok and our private Facebook Group and while you're at it, check out our Google Reviews!  And please get added to our mailing list so we can remain in touch with you.Sources: High Deductible limits over the yearsAARP Out of pocket spending studiesOfficial 2023 Medicare and You Handbook

Medicare Supplement Plan F, Plan G, and Plan N are the top three most popular Medicare Supplement plans available today. However, each plan has its own perks to bring to the table. Watch to learn the different benefits of Medicare Supplement Plan F vs Plan G vs Plan N. Learn more about this topic HERE: https://www.medicarefaq.com/faqs/medicare-supplement-plan-f-vs-plan-g-vs-plan-n/WE CARE ABOUT YOUR MEDICARE #MedicareSupplement #MedicareFAQ #MedicareSupplementPlans SUBSCRIBE: Did you find this video helpful? Subscribe to our channel for more informative Medicare videos! Be sure to hit the bell to be notified when we publish a new video: https://www.youtube.com/@Medicarefaq CONTACT US: MedicareFAQ has helped over 50,000 Medicare clients save hundreds of dollars by comparing rates online. Get a quote today from 30+ carriers & plans in your area! Plus, our services are 100% FREE! Click this link to get started: https://rates.medicarefaq.com/ CHECK OUT OUR WEBSITE: Our online resource center is built to give you unbiased information regarding your Medicare coverage choices: https://www.medicarefaq.com/   MEDICARE FACEBOOK COMMUNITY: Join our exclusive Medicare Facebook community! Whether you're a current Medicare beneficiary, taking care of a loved one on Medicare, or will be aging into Medicare shortly, this is your sales-free Medicare resource center: https://www.facebook.com/groups/MedicareFAQ LET'S CONNECT: https://www.facebook.com/MedicareFAQhttps://twitter.com/medicarefaqhttps://www.instagram.com/medicarefaqhttps://www.pinterest.com/medicarefaq https://www.tiktok.com/@medicarefaq

Yes, Medicare Supplement Plan N has been out for 13 years, but that doesn't mean it is understood. I review what codes trigger a co-insurance situation and then some...check it out!

You may have already heard that Medigap plans are "standardized" which means that Medigap plans with the same plan letter provide the same basic medical coverage. But then, the question you may be asking is, "which Medigap plan letter is right for me?". This is exactly what we took the time to answer in today's episode.  Plan N and Plan G have both become the most popular Medigap plans in the past few years. But which one is better?Giardini Medicare is an independent insurance agency specializing in helping Medicare beneficiaries enroll in the Medigap or Medicare Advantage plan that fits their needs during their transition to Medicare. We are licensed and work virtually in the following states:  AZ, CA, FL,  IL, IN, KY, MI, MD, NC, OH, PA, SC, TX  If we do NOT work in your state, we can refer to agents that we know, like & trust across the country. Fill out the form linked to our map.Check out our website at  https://gmedicareteam.com/Also, see our additional educational content over on our YouTube ChannelYou can also connect with and learn more on TikTok and our private Facebook Group and while you're at it, check out our Google Reviews!  And, please get added to our mailing list so that we can remain in touch with you.Sources for this episode: Medicare and You 2023 HandbookNAIC Plan N Official GuidanceMedicare Interactive's definition of excess chargesPsychiatry.org non-participating vs. participating providersLearn about MOM States that don't charge excess chargesKFF how many providers have opted out of MedicareKFF financial protections for Medicare patientsAPA guide to participating vs. non-participating providers

Did you know that it's NOT our choices that dictate our lives, but our HABITS?? And for this to work the best it can, we need to figure out our habits aligning with our goals. Here are 5 tips on how to create habits that align with our goals.Show Notes:There was a quote I saw recently speaking on the idea that it isn't our choices that lead us to accomplish & achieve our goals, it's our habits. Let me read you the actual quote, because you'll appreciate it, “People do not decide their futures; they decide their habits and their habits decide their futures.” It's attributed to Frederick Matthias Alexander, who was an author that created an educational method that broke people out of habitual habits. Amazing, right?We often believe that our choices are what lead us to accomplish our goals & continue to grow & move forward in life, but it's really the habits we establish in life that will be the leading force in where we end up. Our habits influence our choices, actions & often thoughts & feelings. So, if we aren't engaged in healthy habits, we will think we are working towards one thing, when actually we are slowly moving in another direction because we don't realize that our habits & our goals need to be aligned.Habits are patterns of behavior that become automatic after using repetition to develop the habit. During my research, someone described it as a loop that reinforces the habit , which also makes it easier to repeat. Something happens or is triggered, you do the behavior, then you get the reward you were seeking. So, if you are feeling really upset & the habit built our of this experience is to go shopping because buying something new to distract you is the reward you've created, then that's what you'll do the next time you're upset, despite knowing you should figure out what's happening under the surface of those feelings or even if you know you don't have the money to be spending on whatever you find at the store.And since our habits are so deeply ingrained in us, the next time our brains need to make a decision, it's easier to go with the habit that already exists then take the time to figure something else out. This is why it's so important to identify if the habits you currently have are healthy & aligned with your goals. So, if you think you can carry on with unhealthy habits (that you KNOW won't help you get to where you want to be), but still achieve everything you want in life, this might be a bit of a wake-up call for you. And I'm sure you've already achieved many things despite unhealthy habits. But ask yourself, “Would it of been EASIER or less struggle to accomplish those things if I had habits to lined up with those goals?”Here are 5 tips on How to Create Habits that Align With Our Goals:Identify Your Goals + Break Down Into Smaller GoalsBrainstorm Habits Needed to Accomplish These GoalsCreate a Routine Around These HabitsCheck In On Your Progress + MilestonesReevaluate Your Habits & Goals RegularlySupport the showSupport the Show on Patreon: patreon.com/realpositivegirlBuy the Planner on AMAZON!: https://amzn.to/3WwthT2Visit me on Instagram or TikTok: @sabrinajoyperozzoTwitter: @realsabrinajoyEmail Me: realpositivegirlpodcast@gmail.com Sign up for my weekly newsletter https://www.sabrinajoy.com/newsletterCashApp Show Donations: $sabrinaperozzo

Medigap Explained 2023 | Plans F, G & N 0:00 Introduction 2:05 Medigap coverage basics 4:15 Plan F and Plan G 7:45 Plan N 11:15 Plan N and out of pocket costs 15:04 Stress on the Medicare system 18:00 Plan G rate increases higher? 27:32 Plan N vs Medicare Advantage 29:00 Medicare Advantage

Apple Podcasts | Spotify | TranscriptMore Resources: 3k Mini Sessions BlueprintBefore diving into things today, I also wanted to give you all a gift to help with your photography business! Question: how did your fall season go? If it wasn't exactly what you were hoping for then this is for you. If you've never made $3,000 or more on a single date of minis you need this. I call it my 3k Mini Sessions Blueprint! It has helped so many photographers and it will reassure you that YES, it is possible to run successful minis! Now, that we've taken care of "business" let's talk about how to take time off in your business. Here are some practical things to help you take time off!Pick a DateIt starts with your calendar. You obviously can't take time off in a busy season, but you should be intentional about having time away from the hustle. In about a week my staff and I will head to the beach at 30A in Florida to plan out our upcoming year. My integrator and I meet first and go over everything in the business - what worked, what didn't, what needs to change, etc. Then my staff joins us for a staff retreat! Once all the work and planning is finished the remaining month of December is time off. Now, we do check in on things to make sure we're serving our customers/clients, but this is a time to refresh and reset before the new year. This couldn't happen if I wasn't intentional in my planning. And it starts with choosing a date and sticking with it!Make a List and Check it TwiceLet's say for the sake of this episode that you are planning to take a week off. First, take out a piece of paper and write down all that happens day to day so you know what needs to be covered. Don't try thinking through how to make this happen just brain dump. In order for you to be "gone" and people not realize you're out. Don't get overwhelmed, just think of how wonderful it would be to have it all done and truly get time off! Maybe your list includes checking your inbox, responding to clients, social media posts, blogging, etc. If this is too much just keep a running list next to you over the course of the next week to write down what you're doing!Plan Extra WorkWith a list, you're able to see clearly what needs to be finished/prepped. One of my team members, Bonnie, had a baby this fall which meant we were planning months ahead of time. She writes our blogs for Wisp and Willow and we created a list of blogs that needed to get done before her maternity leave. This involved blogging October, November, December AND January because once she came back we didn't want her scrambling. Bonnie was amazing and is enjoying time with her new babe as we speak! So for a week of vacation it's not nearly as drastic. Let's say during your week off you would normally have a blog post go live and a social media post along with it. Those things can be scheduled! Use something like Plann, Later, Planoly, etc.Auto Responder for ExpectationsThere are things that can't get scheduled, like emails. I know not everyone is on team auto responder for emails, but imagine if you did step away for a week and didn't tell anyone. That would be difficult and leave your clients/customers with nothing. An auto responder is basically an email template that sets the expectations for what's going on and when...

In this video, I talk about the Medigap Plan G vs Plan N for 2023 and which one is better! Christian Brindle Insurance Services is a Medicare specialized agency located in Sandy Utah. Christian hosts the most popular Medicare podcast on the internet called The Everything Medicare Podcast, written and published two books about Medicare, and is the founder of his own company that is dedicated to helping people on Medicare everywhere. Don't forget to like and subscribe for more videos! Helping people in 46 states! Call us to see if we can help you! 801-255-5340 Visit our website for more information: www.christianbrindleinsuranceservices.com Pick up Christian's Medicare Guidance book and learn everything you need to know to make a good choice: https://www.amazon.com/Medicare-Guida... Follow us on social! Facebook: https://www.facebook.com/christianbri... Instagram: https://www.instagram.com/christianbr... Twitter: https://twitter.com/C_E_Brindle #Medicare #Medigap #Insurance #HealthInsurance #Health #Healthcare #Medicaresupplement #MedicareAdvantage #Medicare2021 #Medicarehealthplan #InsuranceAgent #MedicarePodcast Medicare, Medigap, Medicare Supplement, Insurance, Health Insurance, Health, Healthcare, HAS, Retire, Retirement, Social Security, Christian Brindle, FICA, Medicare Podcast, Medicare Advantage, Medicaid, Medicare Part A, Medicare Part B, FICA, FICA Tax, Retirement, Retire

When I started my business— and up until just recently, my vision was to help walk you through ALL the things you need to know in order to run your business smoothly with tech. I wanted to be able to give you an idea of how to use a variety of tools and apps, or maybe just choose the ones that you are using and forget the rest. What I've come to realize is that I don't need to (nor can I) be all things to all people. Yes… we've heard it before… NICHE DOWN! Master those few tools and use everything they have to offer instead of piecing together a bunch of different ones. If some of the tools below seem intriguing (or maybe you already use them!), then stay tuned-in to future emails that go more in depth on tips and tricks for using these specific tools. Below is my current tech stack, and this is all I need right now (outside of things I use for podcasting, but those are specialized). I want you to look at my list and reevaluate if you can pare yours down to just a few. https://www.mirandamerten.com/coda (Coda) - A modular, cloud-based, document management (think Google docs plus sheets). I use Coda for project management, SOPs, account management, podcast show notes, financial management, metrics, goal tracking, etc. Basically anything you can do with Google Drive. http://mirandamerten.com/activecampaign (ActiveCampaign) - Email marketing (you can also use the landing pages if you don't have a website). I use this to send emails, automations, marketing campaigns, and to segment my customer list. https://mirandamerten.com/thrivecart (ThriveCart) - Shopping cart and course platform. In my opinion, one of the best shopping carts available (I haven't used them all so I can't definitely say it's THE best). I also use their new Learn platform to house my online courses. https://mirandamerten.com/showit (ShowIt) - Website builder and platform. I recently switched my website from Wordpress to ShowIt to keep things simple and easy (my Wordpress site is still active as I work on making the switch). So there you have it. My simple tech stack. What does yours look like? For Full Show Notes: https://www.mirandamerten.com/87 (https://www.mirandamerten.com/87) Mentioned In This Episode: https://www.mirandamerten.com/coda (Coda) http://mirandamerten.com/activecampaign (ActiveCampaign) https://mirandamerten.com/thrivecart (ThriveCart) https://mirandamerten.com/showit (Showit) http://www.canva.com/ (Canva) https://mirandamerten.com/mirandamerten.com/plann (Plann) https://emmatroy.com.au/ (Emma Troy Design) (my ShowIt website designer) Other Helpful Links: https://www.mirandamerten.com/tools (My Favorite Tools) https://www.mirandamerten.com/power-pack (Free Productivity Power Pack) https://www.mirandamerten.com/10days (10-Day Operations Challenge) https://www.mirandamerten.com/ (Website) https://www.instagram.com/mirandamerten (Instagram) (@mirandamerten) Do You Need More Structured Help In Your Business? Wouldn't it be nice to: Remember where your accounts are, always know who's in charge of what areas of your business, effortlessly know how to create lead magnets and landing pages … you know – all the things you think about everyday but don't really have the time to organize or execute. Join The Systems Lab if you would like to: Learn how to create systems, to-do lists, and methods to help you stay on top of your work, and beat overwhelm throughout the day, even if you're the queen of procrastination and avoidance. What's included? It's a FREE collection of templates, workflows, challenges, and planners for complete efficiency and productivity. The Systems Lab: https://www.mirandamerten.com/systems-lab (https://www.mirandamerten.com/systems-lab) Mentioned in this episode: The Systems Lab Join The Systems Lab for FREE: What's included? It's a collection of templates, workflows, challenges, and planners for complete efficiency and productivity. https://www.mirandamerten.com/systems

ABD'nin Dedeağaç'a getirdiği ve Yunanistan'a hibe diye verilen askeri araçlar askersiz & silahsız olması gereken Midilli (23 adet) ve Sisam (18 adet) adalarına Yunan çıkarma gemileriyle taşındı. Bu kabul edilemez, dedik. Ancak, bu anlaşmaları ihlal anlamındaki önemli sevkiyat neden henüz Adalara indirilirken engellenmedi diye de sorduk. Ortada bir büyük gerginlik hali var. Kamuoyunda savaş sözcükleri dahi ediliyor. Gelin bu konuyu aklıselim şekilde irdeleyelim.

It can be so easy to miss really great moments happening right now because we are so caught up in what we need to do for the future or what has happened in the past. Living in the present can help us slow down & allow us to be more open-minded to new & different opportunities.Show Notes:Are you often thinking about what you could have done or should have done or wish you knew in regards to something that happened in the past? If you are, I encourage you to realize that this is a fruitless activity. This is perfectly ok to do RIGHT AFTER the event/situation that has happened. You can take the time to reflect on what happened & what you can learn from this experience, but take those lessons & let it go. Move on from it & don't allow it to be a chokehold on your life. We LITERALLY cannot change the past. Like, we cannot. It's impossible. So continuing to bring it up will only be you inflicting pain on yourself with no benefit or purpose.But maybe you're dwelling on the past because someone in your life continues to bring it up. Sometimes we have a hard time letting things go when we were hurt or something didn't work out in the way you desired, so if someone else contributed to those things happening, we might keep bringing it up because we haven't taken the time to heal from that experience & understand what it meant to us & why we responded the way we did. And this can cause hurt to the other people involved because you're bringing it up & allowing that wound to be exposed again, rather than heal. Even if the other people involved don't feel as bad about what happened as you do, you still need to let it go & move on. Staying in that mindset will not make anything better or different.As far as the future, most of the time thinking about the future is super exciting. It's the thing that can boost motivation in whatever we are doing & working on, while also providing hope to life-changing, evolving & becoming better when we finally have those future moments realized. But this can also pull you away from seeing the silver lining in what's going on in your life right now & the opportunities you could have if you take your eyes off what's ahead. What's ahead could change for the better, but you'll never know that because you are too focused & attached to that version & vision of your life you're currently chasing.You could also be attached to the future because you need a distraction from what's currently happening in your life. Or it's the perfectionist coming out that needs to always be planning for how to excel in the future, always trying to one-up yourself. Regardless of the reason, it's important to know that everything doesn't need to be about the future for your life to be good.Let's dive into the tips on How to Live in the Present:Don't Overly Multitask Accept What's Happening Now, Not How You Want it to BePractice Gratitude on the RegularForgive Others & Let Go of GrudgesDon't Get Stuck in How Life Used to Be Don't Be in a Rush or Anxious About Time Work On Control Issues Anonymous Venting: https://www.sabrinajoy.com/resourcesRSVP for the NEW PLANNER!! https://www.sabrinajoy.com/plannersignupVisit me on Instagram or TikTok: @sabrinajoyperozzoAnonymous survey for topic suggestions: https://docs.google.com/forms/d/e/1FAIpQLScqcg0URMsH61Evk_3SiSURBkNuk5aUZVo97H5nuLVB0q36Iw/viewform?usp=sf_linkQuestions, comments, or feedback? Email Me: realpositivegirlpodcast@gmail.com Sign up for my weekly newsletter https://www.sabrinajoy.com/newsletter!Support the show

Today I sat down with Christy Laurence, the CEO and founder of the marketing and productivity tool Plann. While you may be familiar with Plann as primarily an "instagram scheduler," she explains how the problem she aims to solve is actually much deeper than that. Originally seeing a need for an organized, visual first approach to social media, she launched Plann as a way to share the success she had found on a mass scale. By staying connected to what customers need, the challenges they face, and focusing first on how to provide them solutions to their challenges she continues to grow Plann into a leading productivity platform. Haven't tried Plann yet? Hitting Rock Middle Podcast listeners can now try it for 20% off using code BRIMM

Altılı masa dördüncü kez bu sefer Gelecek Partisi ev sahipliğinde bu akşam (29 Mayıs) toplanıyor. Bir süredir Türkiye masası olarak isimlendirilen muhalefet masasından bu akşam neler çıkabilir? Muhalefetin cumhurbaşkanı adayı kim olabilir? Adaylık tartışması muhalefetin siyasal performansını nasıl etkiliyor? Cumhuriyet Halk Partisi (CHP) Genel Başkanı Kemal Kılıçdaroğlu'nun Twitter üzerinden yaptığı siyasal iktidarın aktörlerinin “kaçış planının anatomisi” açıklaması nasıl yankılandı? Siyasetbilimciler Gülçin Karabağ, Alphan Telek ve Edgar Şar ile avukat Gürkan Çakıroğlu, Dördüncü Yol'da haftanın ön plana çıkan siyasal başlıklarını değerlendirdi. Yayını izleyebilirsiniz: bit.ly/3LS4C6k

Amerika Birleşik Devletleri'nin (ABD) Teksas eyaletinde yer alan Robb İlköğretim Okulu'na 18 yaşındaki bir saldırgan tarafından silahlı saldırı düzenlendi. Saldırıda 19'u çocuk, en az 21 kişi hayatını kaybetti. Teksas Valisi Greg Abbott, 18 yaşındaki saldırganın da öldürüldüğünü söyledi. Yaşanan bu silahlı saldırı, Amerika'daki bireysel silahlanma konusunu yeniden gündeme getirdi. CHP lideri Kemal Kılıçdaroğlu dün partisinin grup toplantısında yaptığı açıklamada, AKP Genel Başkanı ve Cumhurbaşkanı Recep Tayyip Erdoğan'ın yurtdışına para aktardığını ve kaçış planının yürürlükte olduğunu iddia etti. Kılıçdaroğlu sosyal medya hesabından açıklamalarda bulundu. Kılıçdaroğlu, “Paravan bir vakıf kuruyorlar, başına ABD vatandaşını koyuyorlar. Erdoğan çık söyle bu paraları kim gönderiyor? Amerika'dan paraları kim alıyor?” dedi. Bu açıklamalar ABD'de nasıl yankılandı? AKP Genel Başkanı ve Cumhurbaşkanı Recep Tayyip Erdoğan, Kabine Toplantısı'nın ardından yaptığı açıklamalarda Yunanistan Başbakanı Kiryakos Miçotakis'e sert tepki gösterdi ve “Artık benim için Miçotakis diye biri yok” dedi. Bu açıklamalar ne anlama geliyor? Ankara, Atina ile ilişkilerini koparabilir mi? Öte yandan Erdoğan, açıklamalarında Suriye'ye bir askeri operasyon sinyali verdi. Suriye'ye olası bir operasyon Ankara-Vaşington ilişkilerini nasıl etkiler? Rusya'nın Ukrayna'ya açtığı savaş ile Avrupa'daki güvenlik mimarisi yeniden şekilleniyor. İttifaka üye olduğu 1952 yılından bugüne açık kapı politikasını destekleyen Türkiye, İsveç ve Finlandiya'nın üyeliğine “Türkiye'nin terörle mücadelesine destek vermedikleri” gerekçesiyle itiraz ediyor. İsveç ve Finlandiya heyetleri, bugün Ankara'daki Cumhurbaşkanlığı Külliyesi'nde Türkiye heyeti ile görüştü. Görüşme beş saate yakın sürdü. Müzakerelerde anlaşma ihtimali ne? Ruşen Çakır, Gönül Tol ve Ömer Taşpınar, Transatlantik‘te yorumladı. Yayını izleyebilirsiniz: bit.ly/3lKIv7b

UNA FAMILIA EN PLAN NÓMADA Con Berenice Guzmán de @ENPLANNOMADA http://INSTAGRAM.COM/ENPLANNOMADA (Berenice Guzmán) mamá, viajera, nómada, emprendedora, creativa, cineasta y documentalista detrás del proyecto enplannomada, proyecto que mezcla artesanía naturaleza y vuelta a las raíces desde el 2014. Mexicana que viajó desde pequeña y que a partir de la pandemia se lanzó junto a su familia a vivir a tiempo completo en su autocaravana y convertirse en nómadas. En este episodio hablamos... ...del duelo de la pérdida de un ser querido ...del aprendizaje y viaje interior del proceso ...de la elección de vivir la vida desde la alegría ...de encontrar lo que realmente nos llena para evolucionar ...del cuidado personal: cuidarte como madre para poder cuidar de los demás ...de ser responsable de cómo vivir (temazo del que hablamos en el episodio de Carla de http://instagram.com/ligronesenruta (@ligronesenruta) ...de la pandemia como maestra ...de educación reglada, de unschooling y de homeschooling (ellos siguen el programa del Cidead) ...de creatividad, artesanía, audiovisuales ...de cómo organizarse siendo familia homeschooler ...de cómo subvencionar la vida nómada en familia ...y mucho más! Muchas gracias Berenice por tu sensibilidad, me encantó conocerte virtualmente, charlar desde que nos conocimos con audios, editar este episodio y volver a escuchar, eres dulzura y sensibilidad TOP! Sigue a Berenice y su familia en EN PLAN NÓMADA Consigue nuestros retos de viajes, naturaleza y aire libre en objetivoairelibre.com Sobre el podcast: ¿Te preguntas de dónde surgió la idea de crear este podcast de viajes y demostrar que viajar con niños es posible? https://objetivoairelibre.com/quienes-somos/ (¡Lee nuestra historia aquí!) SíGUENOS EN LAS REDES SOCIALES: https://www.instagram.com/maternidadviajera/ (@maternidadviajera) https://www.instagram.com/objetivoairelibre/ (@objetivoairelibre) https://www.instagram.com/moose_crossings/?hl=en (@moose_crossings) https://www.facebook.com/objetivoairelibre (www.facebook.com/objetivoairelibre) ¡Cuéntanos tu historia! laura@objetivoairelibre.com

Todd Morrissey is President of Medicare Solutions at Advisors Excel. Advisors Excel is a nationwide firm based out of Topeka. It helps independent financial professionals, advisors, and wealth managers build independent practices.This episode will give you an insider's view into why financial planners, wealth managers and their firms haven't typically gotten very involved in Medicare insurance coverage. But, that's changing and Todd reviews why it's very important to start planning for Medicare well before age 64, how taxes and IRMAA play a part of the equation as well as HSAs.Full episode transcript, notes. quotes and links:https://themattferetshow.com"What I will tell you is some individuals who look at a Medicare Advantage and they see what a max out of pocket is, but they say to themselves, "Well, but I'm not paying a premium every month. I can write that check for the max out of pocket." So they know they have that. But you're right. There are some clients where a financial advisor is talking to them and they say, "Look, I want to go to the doctor. I want to not have any out of pocket expense. I just want to pay my premium." Well, then a Medicare Supplement (Medigap) is something that they would consider. The adage of one size does not fit everybody is definitely true in the Medicare space."-Todd Morrissey, Advisors ExcelThe Matt Feret ShowPrepare for MedicareThe Matt Feret Show YouTube Channel#HSA, #IRMAA, #Medicare, #Medigap, #MedicareSupplement, #IRMAA, #Financialplanner, #Wealthmanagement, #PlanG, #PlanN, #PrepareforMedicare, #TMFS, #TheMattFeretShow Hosted on Acast. See acast.com/privacy for more information.

Seçim yasasında öngörülen değişiklik sayesinde Cumhur İttifakı'nın bir sonraki genel seçimde Meclis çoğunluğunu elde etme şansı artacak mı? Değişiklik, Cumhur İttifakı'nın birinci ittifak olma özelliğini kaybettiği anlamına mı geliyor? Muhalefetin seçim stratejisi değişecek mi? Seçim yasasındaki değişiklik teklifini CHP İstanbul Milletvekili ve anayasa profesörü İbrahim Kaboğlu değerlendirdi.

We can all be leaders in life. You don't even have to have a job to be a leader or be louder than everyone else. Many people lead by example without saying anything. And I want to give you 7 tips on how to be the BEST leader you can. Show Notes:I believe everyone can be a leader in their lives. I truly believe this. You don't have to have a management-level job or be someone super important to an organization or even own a business to be a leader. I believe we are all role models in life. I know a lot of people disagree with me on this & don't accept it, which is fine. But it is true because someone is always watching you. And yes, we are all our own person & make our own decisions of who to look up to & emulate and that is our responsibility. But I think it's a nice way to remind yourself to be kind & want to set a good example for others that look up to you, which can feel good.Being a great leader is more than just having the capacity to tell people what to do, be confident constantly & make all the decisions. Being a great leader means you value things differently, your level of respect is considerate & knowing that everything you do isn't all about you.I wanted to include both being a leader at work & at home because we can be one at both at the same time. Or maybe you don't work & you manage the home, I want you to know that is just as important. And just in case this is an issue for some people, I know that it is biblical that men are traditionally the head of the household, which is something I believe, too. And whether you believe that or not, or even if your spouse is the main money maker in the household, this doesn't mean you can't still be a leader. You & your spouse can be leaders together. It's not a contest. A lot of the strongest relationships are made up of those that work together in unison. So when I go through my tips on how to become a great leader, these tips can be applied to both your work life & your home life. And I will dive into how that applies both ways when we go through the tips. And just know, if you feel like you lack confidence, that doesn't mean you can't be a leader. I totally lack confidence a lot of the time, but not all leaders are loud. Lots of people can lead by example & they don't even need to say anything. So don't count yourself out so soon.Here are 7 tips to become a great leader, both at work & home:Value Collaboration Over CompetitionChallenge Your Team to Accept & Grow Through Mistakes & FailuresCommunicate Clearly & CalmlyBe a Good Example of What You Want (live out your values)Keep Others Interests & Needs in Mind (it's not all about what you want)Show Appreciate for the Individual, Not Just What They ContributeAcknowledge What You Don't Know (we don't know everything)Thank you again for listening & I hope this episode was helpful.Come visit me on my Instagram page @sabrinajoyperozzo to say hi or on Clubhouse @sabrinajperozzo to chat!Have any questions, comments or feedback?  Send me an email at realpositivegirlpodcast@gmail.com or check out my website, www.sabrinajoy.com where you can listen to all my episodes, send me messages & sign up for my weekly newsletter!Support the show (https://www.buymeacoffee.com/sabrinajoy)