Podcasts about tradeoffs

Generic drugs are, in many ways, the unsung hero of America's health care system, bringing powerful medical innovations within the reach of millions more people. These cheaper copies of brand-name drugs — from pills that stop heart attacks to antibiotics that cure life-threatening infections — save America hundreds of billions of dollars a year. But will affordable, high-quality generic drugs continue to be there when we need them?Some players are abandoning this business while others slash costs by cutting dangerous corners. Shortages of older generic drugs have become the norm, sending doctors scrambling. At the same time, crucial new medicines are proving tougher to copy on the cheap, saddling patients with brand-name prices.Over the course of “Race to the Bottom,” our new three-part podcast series, we'll explore why this industry that's so essential to our health is in trouble — and what could change that.In part one, we examine the history of this industry. Forty years ago this month, President Ronald Reagan signed groundbreaking, bipartisan legislation that gave birth to a new drug market. Lawmakers made choices back then that help explain the wild success and also the troubles we see today with generic medicines.Guests:Christine Baeder, MBA, President, Apotex USAAlfred Engelberg, JD, retired attorney and former counsel to the Generic Pharmaceutical AssociationLeslie Walker, Senior Reporter/Producer, TradeoffsLearn more and read a full transcript on our website.Al Engelberg's recently published memoir, “Breaking the Medicine Monopolies”, digs into the history of generic drugs. Want more Tradeoffs? Sign up for our free weekly newsletter featuring the latest health policy research and news.Support this type of journalism today, with a gift. Hosted on Acast. See acast.com/privacy for more information.

In this episode of the Medical Sales Podcast, Samuel Adeyinka sits down with Bruce E. Brown, a seasoned sales professional with over 20 years in pharma who made a rare and successful transition into medical device sales as an independent 1099 distributor. Bruce shares how he broke away from the corporate structure, built his own LLC, and created a sustainable business by representing multiple product lines. He reveals unconventional but effective strategies for gaining access to surgeons and hospitals, lessons learned from the opioid era, and the realities of commission-only sales. This candid conversation offers a behind-the-scenes look at what it truly takes to survive, grow, and thrive as an independent medical sales professional.   Connect with Bruce E. Brown: LinkedIn Connect with Me: LinkedIn Love the show? Subscribe, rate, review, and share! Here's How »  

This episode features host Travis Chappell and producer Eric having a rapid-fire, hilarious, and surprisingly deep “Would You Rather” session built entirely around money, investing, and lifestyle tradeoffs. Using a list of AI-generated prompts, they unpack how real people should think about risk, retirement, lifestyle creep, and building wealth with their actual constraints in mind.​ On this episode we talk about: Whether to take $10 million today or $1 million a year for life Swinging for a 10x moonshot vs. locking in an 8% return forever Being “early to the next Apple” versus compounding slower, safer returns Choosing between keeping your investments or keeping your business Building one $100M company that burns you out vs. multiple smaller businesses you love Working 80-hour weeks for a few years to make work optional vs. coasting forever Unlimited VC money with no control vs. slow, bootstrapped freedom Fame with no privacy vs. quiet wealth no one sees Driving a paid-off Toyota with rentals vs. renting a house with a Lambo Taking a $250K job you hate vs. $75K doing work you love Top 3 Takeaways Safe, consistent returns beat reckless moonshots—especially early on. Travis leans toward guaranteed growth and stacking cash first, then taking bigger swings once a solid base is built. Your best wealth-building lever at first is income, not investments. Until your portfolio can support you, your business and skills are the engine that funds long-term wealth. Money decisions are really lifestyle decisions. Tradeoffs like privacy vs. fame, burnout vs. freedom, and hating a high-paying job vs. loving a lower-paying one matter more than raw dollar amounts. Notable Quotes “Get to a hundred grand, then put as much money as you can into the safe thing before you go start playing around.” “The goal isn't retirement; the goal is to make work optional.” “There's a massive difference between having to work to eat and choosing to work because you love what you do.”​ ✖️✖️✖️✖️

Black Americans report higher levels of mistrust in the health care system than white Americans and suffer worse outcomes in everything from maternal mortality to life expectancy. What if improving health literacy and demystifying health information could be the part of the solution?This week, one doctor's crusade to help more people understand their own health care and why insurers are starting to buy in.Guests:Lisa Fitzpatrick, MD, MPH, MPA, Founder and CEO, Grapevine HealthKeith Maccannon, Director of Marketing, Outreach and Community Relations, AmeriHealth Caritas District of ColumbiaYvonne Smith, Grapevine ClientKaren Dale, RN, MSN, Market President, AmeriHealth Caritas District of ColumbiaLearn more and read a full transcript on our website.Help us unlock a $5,000 match by becoming one of 200 new donors at tradeoffs.org/donate.Want more Tradeoffs? Sign up for our free weekly newsletter featuring the latest health policy research and news. Hosted on Acast. See acast.com/privacy for more information.

Artificial intelligence is under scrutiny for the amount of water required to cool data centers.

Want to Start or Grow a Successful Business? Schedule a FREE 13-Point Assessment with Clay Clark Today At: www.ThrivetimeShow.com   Join Clay Clark's Thrivetime Show Business Workshop!!! Learn Branding, Marketing, SEO, Sales, Workflow Design, Accounting & More. **Request Tickets & See Testimonials At: www.ThrivetimeShow.com  **Request Tickets Via Text At (918) 851-0102   See the Thousands of Success Stories and Millionaires That Clay Clark Has Helped to Produce HERE: https://www.thrivetimeshow.com/testimonials/ Download A Millionaire's Guide to Become Sustainably Rich: A Step-by-Step Guide to Become a Successful Money-Generating and Time-Freedom Creating Business HERE: www.ThrivetimeShow.com/Millionaire   See Thousands of Case Studies Today HERE: www.thrivetimeshow.com/does-it-work/  

Delanie Fischer chats with Kathy Oneto, strategy executive and author of Sustainable Ambition, challenging what we've learned about ambition, productivity, and success. They explore how to avoid burnout, create life-work sustainability, and prioritize focus, fulfillment, and manageability in career and personal life—so you can achieve what you want, when you want, and actually enjoy yourself along the way. Episode Highlights:  The Myth of Work-Life Balance Right Ambition, Right Time, Right Effort Ambition as a State, Not a Trait Constraints as a Catalyst for Creativity 3 Questions to Ask at Your Next Party Making Your World Smaller When Needed Identifying the Tradeoffs of Your Current Ambition ____ A quick 5-star rating for Self-Helpless means so much! ⁠https://podcasts.apple.com/us/podcast/self-helpless/id1251196416⁠ Free goodies like The Quote Buffet + The Watch & Read List: ⁠https://www.selfhelplesspodcast.com/⁠ Ad-free episodes on ⁠Patreon: https://www.patreon.com/selfhelpless⁠ Your Host, Delanie Fischer:⁠ https://www.delaniefischer.com⁠ ____ Related Episodes: Creating A Life Brief And Getting "Fuzzy Clear" with Bonnie Wan: https://www.delaniefischer.com/selfhelplesspodcast/episode/251bf5df/creating-a-life-brief-and-getting-fuzzy-clear-with-bonnie-wan Hurry Sickness And The Busy Brain Cure with Dr. Romie Mushtaq: https://www.delaniefischer.com/selfhelplesspodcast/episode/243d15fa/hurry-sickness-and-the-busy-brain-cure-with-dr-romie-mushtaq Is The "Dream Job" Concept A Lie? What To Look For Instead + Tips For Transitioning with HR Expert Shelby McGuire Canlas: https://www.delaniefischer.com/selfhelplesspodcast/episode/2279bacd/is-the-dream-job-concept-a-lie-what-to-look-for-instead-tips-for-transitioning-with-hr-expert-shelby-mcguire-canlas Learn more about your ad choices. Visit megaphone.fm/adchoices

A Chicago violence prevention program is pairing cognitive behavioral therapy with intensive mentoring and wraparound support to help high-risk teens avoid incarceration.Guests:Nour Abdul-Razzak, Research Associate, University of Chicago Harris School of Public Policy; Research Director, University of Chicago Inclusive Economy LabCharles Branas, Professor and Chair, Department of Epidemiology, Columbia University Mailman School of Public HealthToni Copeland, Director of Student Supports and Violence Prevention Programs, Chicago Public SchoolsJennifer Doleac, Executive Vice President of Criminal Justice, Arnold VenturesJasper Guilbault, Therapist, BrightpointGary Ivory, President and CEO, Youth Advocate ProgramsJulie Noobler, Director of Mental Health and Wellness, BrightpointT-ManLearn more and read a full transcript on our website.Help us unlock a $5,000 match by becoming one of 200 new donors at tradeoffs.org/donate.Want more Tradeoffs? Sign up for our free weekly newsletter featuring the latest health policy research and news. Hosted on Acast. See acast.com/privacy for more information.

In this episode, I examine a common eating pattern I've seen repeatedly in both research and coaching. Using public health data as a framework, I break down how the way we rely on snacks versus meals quietly impacts appetite, metabolic health, and long-term outcomes.This isn't about food rules or restriction. It's about understanding tradeoffs, convenience versus nourishment, calories versus context, and why coaches often recognize these patterns long before a diagnosis exists. Topics Discussed: - Modern eating patterns - The difference between calorie intake and nutritional impact- Why convenience foods create hidden downstream effects- Patterns coaches consistently see- The role of appetite regulation- How small daily decisions compound over time

Dr. Martin Picard, PhD, is a professor of behavioral medicine at Columbia University and an expert on how our behaviors and psychology shape cellular energy production and rates of aging. He explains that your mitochondria don't just “make energy”; they translate what you do—your mindset and your relationships—into the energy you experience as vitality or lack thereof. He explains how exercise, nutrition, sleep, meditation, and even certain thought patterns and our sense of purpose can charge our cells like batteries. He also shares findings that hair greying is the result of cellular stress and is reversible. This episode links physical and mental ‘energy' with cellular energy and provides science-supported tools to improve your physical and mental health. Read the episode show notes at hubermanlab.com. Thank you to our sponsors AG1: https://drinkag1.com/huberman Helix: https://helixsleep.com/huberman Lingo: https://hellolingo.com/huberman Function: https://functionhealth.com/huberman Waking Up: https://wakingup.com/huberman Timestamps (00:00:00) Martin Picard (00:03:50) What is Energy?, Energy Flow & Transformation (00:07:53) Energy, Vitality, Emotions, Sensory Perception (00:14:18) Sponsors: Helix Sleep & Lingo (00:17:19) “Mito-Centric” View of World, Mitochondrial Energy & Information Patterns (00:25:26) Organelles, Mitochondria & Energy Transformation; Maternal Genes (00:31:12) Mitotypes & Differentiation, Mitochondria as “Social Organisms” (00:36:52) Food & Dysfunctional Energy Transformation (00:40:02) Lifestyle Choices & Interests, Physiological Growth (00:46:39) Pregnancy, Amenorrhea; Illness & Tiredness (00:51:07) Sponsor: AG1 (00:52:29) Energy Transformation & Distribution; Body's Wisdom, Feeling Sick (00:56:27) Tool: Feel Your Energy; Breath & Energy (01:02:31) Flow of Energy; Trade-Offs, Life Purpose & Enjoyment (01:10:15) Biology, Meaningful Experiences & Energy Flow (01:16:27) Sponsor: Function (00:18:15) Inflammation, Energetic Flow (01:20:43) Child Prodigies, Species Lifespan & Mitochondrial Metabolism; Aging (01:28:56) Lifestyle & Aging: Exercise, Fasting; Inflammation, Sleep, Stimulants (01:37:06) Energetic Stress Signals, GDF-15, Cancer, Heart Failure (01:42:18) Genes, Lifestyle & Aging (01:47:54) Gray Hair Reversal, Stress; Inflammation & Aging (01:57:37) Energy Recovery, Sleep & Mitochondrial Function, Stress, Meditation (02:05:16) Tools: Yoga Nidra, NSDR; Pre-Sleep Relaxation, Energy & Restorative Sleep (02:10:58) Diet & Individualization, Clinical Trials; Mitochondria & Nutrition, Keto (02:20:14) Alcohol & Energy Budget; Stress (02:25:02) Exercise, Increase Mitochondria, Overtraining; Resistance & Growth (02:33:06) Sponsor: Waking Up (02:34:41) Supplements & Mitochondria Health, Deficiencies, SS31, Methylene Blue (02:41:31) Energy Flow & Experiences, Balance (02:49:13) Transform Through Resistance, Energetic Awareness, Connection (02:56:05) Food Overconsumption & Mitochondria Disruption; Tissues & Mitochondria (03:01:02) Mitochondrial Health Test; Tool: Ways to Increase Energy; Meditation (03:06:10) Peptides; Fertility Supplements, Urolithin A; Electromagnetic Fields (03:12:16) Acknowledgements (03:14:15) Zero-Cost Support, YouTube, Spotify & Apple Follow, Reviews & Feedback, Sponsors, Protocols Book, Social Media, Neural Network Newsletter Learn more about your ad choices. Visit megaphone.fm/adchoices

Apa itu Smart Choices? Smart Choices bukan sekadar buku teori, melainkan sebuah kerangka kerja sistematis untuk pengambilan keputusan yang dirancang oleh tiga pakar manajemen terkemuka: John S. Hammond, Ralph L. Keeney, dan Howard Raiffa. Pada intinya, metode ini menawarkan sebuah peta jalan logis yang dikenal dengan akronim PrOACT(Problem, Objectives, Alternatives, Consequences, Tradeoffs). Metode ini mengubah proses pengambilan keputusan yang sering kali dianggap sebagai "bakat alam" atau seni yang samar menjadi sebuah disiplin ilmu yang terukur. Ini adalah tentang memecah kompleksitas masalah menjadi elemen-elemen yang dapat dikelola, memastikan Anda tidak hanya bereaksi terhadap situasi secara impulsif, tetapi secara proaktif membentuk hasil yang Anda inginkan. Mengapa Metode Ini Penting? Pendekatan ini menjadi krusial karena dalam dunia yang penuh ketidakpastian, mengandalkan intuisi saja sering kali menyesatkan. Otak manusia secara alami rentan terhadap berbagai "jebakan psikologis" yang tidak disadari—seperti bias mempertahankan status quo, terjebak pada biaya yang sudah keluar (sunk cost), atau mencari bukti yang hanya membenarkan pendapat sendiri (confirming evidence). Tanpa sebuah sistem yang kokoh, keputusan besar dalam hidup dan bisnis sering kali didikte oleh bias-bias ini, yang berujung pada penyesalan. Smart Choices hadir untuk memitigasi risiko tersebut, memberikan landasan yang objektif sehingga Anda dapat menghadapi keputusan berisiko tinggi dengan keyakinan penuh, menghemat energi mental, dan tidur lebih nyenyak di malam hari. Bagaimana Cara Menerapkannya? Penerapannya dimulai dengan langkah paling fundamental: mendefinisikan masalah yang tepat, karena solusi brilian untuk masalah yang salah tidak ada gunanya. Setelah masalah terkunci, Anda bergerak menetapkan tujuan (Objectives) sebagai kompas moral dan strategis, lalu menciptakan berbagai alternatif kreatif (Alternatives) yang mungkin tidak terpikirkan sebelumnya. Langkah selanjutnya menuntut ketajaman untuk membedah konsekuensi (Consequences) dari setiap opsi dan keberanian melakukan pertukaran (Tradeoffs) di antara tujuan-tujuan yang saling bertentangan. Dengan mengikuti siklus ini, Anda tidak mencari kesempurnaan yang mustahil, melainkan memastikan bahwa proses yang Anda ambil adalah langkah paling cerdas yang mungkin dilakukan manusia.

A leading addiction expert explains how he's driven by the memory of a friend who died, and why he believes giving data on the drug supply to people on the street is more important than using it to inform national drug policy.Guest:Nabarun Dasgupta, Epidemiologist, University of North Carolina Street Drug Analysis Lab and Opioid Data LabLearn more and read a full transcript on our website.Help us unlock a $5,000 match by becoming one of 200 new donors at tradeoffs.org/donate.Want more Tradeoffs? Sign up for our free weekly newsletter featuring the latest health policy research and news. Hosted on Acast. See acast.com/privacy for more information.

Your 60-second money minute. Today's topic: Tradeoffs With Money Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Should you raise money or bootstrap your business? It's one of the biggest questions every founder faces — and the wrong decision can shape the entire future of your company. In this episode, I share the lessons I've learned from speaking with hundreds of founders about funding, and what I've personally applied in building Foundr and my ecommerce brand, Healthish. You'll learn when it makes sense to take on capital, when to stay independent, and how to make this decision from a position of strength — not pressure. Here's what you'll take away: • The real trade-offs between funding and bootstrapping (speed vs. control) • Why money amplifies what already exists — and can't fix bad unit economics • What investors actually look for: traction, margins, and market size • 5 questions to ask before raising: Do I need funding to scale or survive? Is this a $1B opportunity? Do I have product-market fit? • Real founder stories — including Toy Guru's Shark Tank collapse and BigCommerce's billion-dollar exit — that show both paths in action • Creative alternatives to equity funding: Kickstarter, grants, partnerships, and strategic capital If you're stuck wondering which path to take, this episode will help you make a clear, confident decision based on your goals — not hype. This is a brand new solo series I'm testing, and I'd love your feedback. Email me directly at nathan@foundr.com — I read every reply. Hope you enjoy it. SAVE 50% ON OMNISEND FOR 3 MONTHS Get 50% off your first 3 months of email and SMS marketing with Omnisend with the code FOUNDR50. Just head to ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://your.omnisend.com/foundr⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ to get started. HOW WE CAN HELP YOU SCALE YOUR BUSINESS FASTER Learn directly from 7, 8 & 9-figure founders inside Foundr+ Start your $1 trial → ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.foundr.com/startdollartrial⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ PREFER A CUSTOM ROADMAP AND 1-ON-1 COACHING? → Starting from scratch? Apply here → ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://foundr.com/pages/coaching-start-application⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ → Already have a store? Apply here → ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://foundr.com/pages/coaching-growth-application⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ CONNECT WITH NATHAN CHAN Instagram → ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.instagram.com/nathanchan⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ LinkedIn → ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.linkedin.com/in/nathanhchan/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ FOLLOW FOUNDR FOR MORE BUSINESS GROWTH STRATEGIES YouTube → ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://bit.ly/2uyvzdt⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Website → ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.foundr.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Instagram → ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.instagram.com/foundr/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Facebook → ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.facebook.com/foundr⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Twitter → ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.twitter.com/foundr⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ LinkedIn → ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.linkedin.com/company/foundr/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Podcast → ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.foundr.com/podcast⁠

Welcome to today’s edition of RealAg Radio! On today’s show, host Shaun Haney is joined by Anne Wasko of Gateway Livestock Exchange for a Beef Market Update. For the RealAg Issues Panel, Haney is joined by Tyler McCann of CAPI and Kelvin Heppner and Lyndsey Smith of RealAgriculture. Plus, don’t miss the RealAg Radio Podcast... Read More

Welcome to today’s edition of RealAg Radio! On today’s show, host Shaun Haney is joined by Anne Wasko of Gateway Livestock Exchange for a Beef Market Update. For the RealAg Issues Panel, Haney is joined by Tyler McCann of CAPI and Kelvin Heppner and Lyndsey Smith of RealAgriculture. Plus, don’t miss the RealAg Radio Podcast... Read More

A group of nurses in Baltimore wants to bring basic care to every person in a neighborhood regardless of age, health, income or insurance.Can this idea from abroad take root in the United States?Guests:Dawn Alley, PhD, Head of Scale, IMPaCT CareAsaf Bitton, MD, MPH, Executive Director, Ariadne LabsRegina Hammond, Founder, Rebuild Johnston Square Neighborhood OrganizationChris Koller, President, Milbank Memorial FundTerry Lindsay, Community Health Worker, Sisters Together and Reaching, Inc. (STAR)Sarah Szanton, PhD, RN, FAAN, Dean, Johns Hopkins School of Nursing; Founder, Neighborhood NursingLearn more and read a full transcript on our website.Help us unlock a $5,000 match by becoming one of 200 new donors at tradeoffs.org/donate.Want more Tradeoffs? Sign up for our free weekly newsletter featuring the latest health policy research and news. Hosted on Acast. See acast.com/privacy for more information.

Welcome back to The Cashflow Project! This week, Steve Fierros sits down with Alan Franks—founder of the Business Planning Institute, author of Empowered Money, and a certified financial planner who blends traditional finance with real estate and business strategy. Alan shares his path from a commission-only insurance job to building a thriving planning practice focused on helping people reverse-engineer wealth and create generational impact. He breaks down how to value and scale a business, accelerate wealth through intentional planning, and avoid common financial pitfalls—all grounded in lessons learned as both an advisor and investor. If you're ready to grow your business, plan your financial future, and build lasting wealth, this episode is packed with practical takeaways you won't want to miss. [00:00] "Journey from Struggles to Success" [05:54] "Building Legacy Through Lessons" [10:11] "Millennials, Money, and Financial Growth" [14:21] "Building Wealth: Strategies and Tradeoffs" [22:26] "Building Independence Through Business" [26:33] "Maximizing Business Value & Growth" [30:17] "Learning Business by Doing" [32:33] "Leadership, Investment, and Fire Round" [38:01] "Build Your Parachute First" [41:44] "Insights from Alan Franks" Connect with Alan Franks! Website LinkedIn Connect with The Cashflow Project! Website LinkedIn YouTube Facebook Instagram

#665: If you've ever stared at an insurance quote and wondered, “Is this really worth it?”, you're not alone. Liability and umbrella policies can feel like an expensive mystery, especially when your net worth is growing and your risks are shifting. In today's episode, we dig into a listener's dilemma about soaring liability and umbrella insurance costs, and we explore how to think clearly about protection, exposure, and the parts of your portfolio that may already be shielded. Along the way, we unpack how shifting household risks, driver ages, and asset location change the insurance strategy year by year. From there, we take questions about Roth choices, future tax brackets, and whether it's worth giving up investment flexibility to build a stronger tax triangle. These conversations get to the heart of how we balance risk, taxes, and long-term planning in the FI journey. Listener Questions in This Episode Andy asks: How can I protect my $2 million net worth without paying nearly $950 a month for increased auto, home, and umbrella coverage, especially with a teenage driver in the mix? (01:47) Mike asks: Given our high current tax bracket and expected lower tax rate in retirement, does contributing to a Roth still make sense for us? (25:50) Cindy asks: Should I move my rollover IRA into my new 401(k) so I can start doing backdoor Roth contributions, even if the investment choices are more limited? (39:47) Key Takeaways Sometimes the question isn't “umbrella or nothing,” it's “what risk am I truly trying to insure, and for how long,” especially when a teenage driver temporarily changes the household risk profile.
 You already may have more asset protection than you think. Retirement accounts and primary residences often carry their own layers of protection, which influences how much liability insurance you actually need.
 The Roth decision hinges less on math in isolation and more on your likely future earnings, work style, and appetite for locking in today's tax rates.
 Building a balanced tax triangle gives you flexibility later, especially when future tax rates are unknowable and retirement timing is uncertain.
 Backdoor Roths can be powerful, but only when the tradeoff between investment choice and long-term tax flexibility makes sense for your goals and timeline.
 Related Episode: Episode 649: Umbrella insurance deep dive Chapters Note: Timestamps are approximate and may vary greatly across listening platforms due to dynamically inserted ads. (00:00) Offense versus defense and setting up today's questions
 (01:47) Andy asks about protecting a $2 million net worth
 (12:00) What's already protected and how coverage layers work
 (17:00) Managing short-term risk when a teenager starts driving
 (29:50) Mike asks whether high earners should prioritize Roth contributions
 (35:07) How career trajectory and future tax rates shape Roth logic
( 45:54) Building a balanced tax triangle
 (47:47) Cindy asks about using a backdoor Roth to shift her tax triangle
( 52:10) Tradeoffs of moving an IRA into a 401k
 (54:06) How long Roth dollars need to grow to matter Share this episode with a friend, colleagues, your tax advisor: https://affordanything.com/episode665 Learn more about your ad choices. Visit podcastchoices.com/adchoices

My guest today is David George. David is a General Partner at Andreessen Horowitz, where he leads the firm's growth investing business. His team has backed many of the defining companies of this era – including Databricks, Figma, Stripe, SpaceX, Anduril, and OpenAI – and is now investing behind a new generation of AI startups like Cursor, Harvey, and Abridge. This conversation is a detailed look at how David built and runs the a16z growth practice. He shares how he recruits and builds his team a “Yankees-level” culture, how his team makes investment decisions without traditional committees, and how they work with founders years before investing to win the most competitive deals. Much of our conversation centers on AI and how his team is investing across the stack, from foundational models to applications. David draws parallels to past platform shifts – from SaaS to mobile – and explains why he believes this period will produce some of the largest companies ever built. David also outlines the models that guide his approach – why markets often misprice consistent growth, what makes “pull” businesses so powerful, and why most great tech markets end up winner-take-all. David reflects on what he's learned from studying exceptional founders and why he's drawn to a particular type, the “technical terminator.” Please enjoy my conversation with David George. For the full show notes, transcript, and links to mentioned content, check out the episode page ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠here⁠⁠⁠⁠⁠⁠⁠⁠.⁠⁠⁠⁠⁠⁠⁠⁠ ----- This episode is brought to you by⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Ramp⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. Ramp's mission is to help companies manage their spend in a way that reduces expenses and frees up time for teams to work on more valuable projects. Go to⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ramp.com/invest to sign up for free and get a $250 welcome bonus. ----- This episode is brought to you by⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Ridgeline⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. Ridgeline has built a complete, real-time, modern operating system for investment managers. It handles trading, portfolio management, compliance, customer reporting, and much more through an all-in-one real-time cloud platform. Head to ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ridgelineapps.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ to learn more about the platform. ----- This episode is brought to you by ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠AlphaSense⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. AlphaSense has completely transformed the research process with cutting-edge AI technology and a vast collection of top-tier, reliable business content. Invest Like the Best listeners can get a free trial now at⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Alpha-Sense.com/Invest⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ and experience firsthand how AlphaSense and Tegus help you make smarter decisions faster. ----- Editing and post-production work for this episode was provided by The Podcast Consultant (⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://thepodcastconsultant.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠). Show Notes: (00:00:00) Welcome to Invest Like The Best (00:04:00) Meet David George (00:03:04) Understanding the Impact of AI on Consumers and Enterprises (00:05:56) Monetizing AI: What is AI's Business Model (00:11:04) Investing in Robotics and American Dynamism (00:13:31) Lessons from Investing in Waymo (00:15:55) Investment Philosophy and Strategy (00:17:15) Investing in Technical Terminators (00:20:18) Market Leaders Capture All of the Value Creation (00:24:56) The Maturation of VC and Competitive Landscape (00:28:18) What a16z Does to Win Deals (00:33:06) David's Daily Routine: Meetings Structure and Blocking Time to Think (00:36:34) Why David Invests: Curiosity and Competition (00:40:12) The Unique Culture at Andreessen Horowitz (00:42:46) The Perfect Conditions for Growth Investing (00:47:04) Push v. Pull Businesses (00:49:19) The Three Metrics a16z Uses to Evaluate AI Companies (00:52:15) Unique Products and Unique Distribution (00:54:55) Tradeoffs of the a16z Firm Structure (00:59:04) a16z's Semi-Algorithmic Approach to Selling (01:00:54) Three Ways Startups can Beat Incumbents in AI (01:03:44) The Kindest Thing

In this episode, Linda McKissack and Dana Gentry unpack the final part of John Maxwell's lesson on becoming a "one-percenter," emphasizing the power and necessity of trade-offs on the path to greater impact. They explore how true growth requires giving up something of value to pursue something greater, why comfort keeps most people in the 10% instead of the top 1%, and how significance—not success—creates lasting fulfillment. Through John's seven major trade-off principles, stories from Dana's coaching, and powerful insights on leadership partnerships, they illustrate how moving toward your calling often means stepping away from security, embracing discomfort, and courageously choosing the next climb.  

Mayors say complying with a 4% limit on rate rises will require trade-offs. They warn it could mean a hike in fees for parking, libraries, pools and going to the local tip. Russell Palmer reports.

Economist Amy Finkelstein has studied America's patchwork of health insurance policies for more than 20 years. In a forthcoming book she concludes it's time tear the whole system down.This week, Dan talks with Amy about how she came to that conclusion and what a better system could look like. Guest:Amy Finkelstein, PhD, Professor of Economics, MITLearn more and read a full transcript on our website.Help us unlock a $5,000 match by becoming one of 200 new donors at tradeoffs.org/donate.Want more Tradeoffs? Sign up for our free weekly newsletter featuring the latest health policy research and news. Hosted on Acast. See acast.com/privacy for more information.

‣ Book Your COMPLEMENTARY CONSULATION and CALORIE CALCULATION call:- how much & what to eat

Several cities and counties are addressing street homelessness with a new approach, which experts say can clear encampments while protecting the health of people who are forced to move.Guests:Josh Barocas, Associate Professor, University of Colorado Anschutz School of MedicineMarc Dones, Policy Director, Benioff Homelessness and Housing Initiative, University of California San FranciscoRyan Levi, Managing Editor, TradeoffsMatt Mahan, Mayor, City of San JoseJazmine MapesPeter Radu, Neighborhood Services Manager, City of BerkeleyLearn more and read a full transcript on our website.Want more Tradeoffs? Sign up for our free weekly newsletter featuring the latest health policy research and news.Support this type of journalism today, with a gift. Hosted on Acast. See acast.com/privacy for more information.

No.1 Sleep Expert DR. MATTHEW WALKER reveals how to fix insomnia, reset your circadian rhythm, deepen REM sleep, and why magnesium and melatonin may be hurting your sleep. Dr Matthew Walker is a Professor of Neuroscience and Psychology at the University of California, Berkeley, and one of the world's leading experts on sleep science, with over 20 years of research. He is host of The Matt Walker Podcast and bestselling author of ‘Why We Sleep: The New Science of Sleep and Dreams'.  He explains: ◼️The shocking link between poor sleep timing and increased cancer risk ◼️How alcohol and caffeine silently sabotage deep sleep and mental performance ◼️Why screen time and light exposure before bed are secretly rewiring your brain ◼️How “sleep banking” before stress, travel, or work sprints can boost resilience ◼️Why parents, professionals, and athletes all need radically different sleep strategies Enjoyed the episode? Share it using this link and get points for every referral: https://doac-perks.com (00:00) Intro (02:33) Sleep Changes Your DNA (05:01) The Stigma Around Sleep and Laziness (08:43) What's Stopping People From Sleeping? (10:58) The Shocking Link Between Weekend Sleep-Ins and Heart Disease (14:48) New Research: Sleep Banking for Low-Sleep Periods (16:25) Boost Cognitive Performance With This Sleep Hack (19:14) 3 Things That Will Improve Your Sleep Quality Tonight (20:42) It's Not Blue Light That's Keeping You Awake (22:01) Melatonin Doesn't Make You Sleep — Here's What It Does (24:28) The Right Amount of Melatonin (25:55) The 1% With Nocturnal Clocks Who Can't Sleep Until 3 AM (27:26) Should You Be Concerned About Melatonin as a Sleep Aid? (30:33) The Trade-Offs in Sleep Medicine (35:05) The Key to a Digital Detox (35:46) The 4 Macros of Good Sleep: QQRT (37:02) The Minimum Amount of Sleep You Need to Stay Alive (42:49) How Sleep Regularity Predicts Life Expectancy (46:50) Try This 7-Day Sleep Enhancer Challenge (53:24) Is Your Room Dark Enough for Optimal Sleep? (1:01:03) Why Counting Sheep Doesn't Work (1:02:58) A Better Alternative to Counting Sheep (1:04:36) Does Magnesium Really Help With Sleep? (1:11:47) Ads (1:13:33) How REM Sleep Works and How to Maximize It (1:20:30) Why REM Sleep Is So Important (1:22:07) Entering a ‘Psychotic' State During Dreams (1:25:05) Healing Trauma Through Dreams (1:31:12) Nightmares as a Warning Sign of Mental Health Issues (1:36:09) REM Sleep Is Like Group Therapy for Memories (1:39:31) Ads (1:41:18) The Dystopian Future: Superhumans Who Sleep Only 6 Hours (1:45:17) Could Humans Be Engineered to Sleep Less? (1:50:20) Why Undersleeping Triggers Cravings (1:54:36) A New Drug That Could Help With Insomnia (2:03:50) What Did Success Bring You? (2:07:33) I Didn't Believe in Finding “The One” (2:28:39) The Future of AI and Sleep Follow Dr Matthew: X - https://bit.ly/4oIRpAY Instagram - https://bit.ly/49OgFB4 Podcast - https://bit.ly/489MJhA  You can purchase Dr Matthew's book, ‘Why We Sleep', here: https://amzn.to/3K04IxJ The Diary Of A CEO: ◼️Join DOAC circle here - https://doaccircle.com/  ◼️Buy The Diary Of A CEO book here - https://smarturl.it/DOACbook  ◼️The 1% Diary is back - limited time only: https://bit.ly/3YFbJbt  ◼️The Diary Of A CEO Conversation Cards (Second Edition): https://g2ul0.app.link/f31dsUttKKb  ◼️Get email updates - https://bit.ly/diary-of-a-ceo-yt  ◼️Follow Steven - https://g2ul0.app.link/gnGqL4IsKKb  Sponsors: Linkedin Ads - https://www.linkedin.com/DIARY    Pipedrive - http://pipedrive.com/CEO  KetoneIQ - Visit https://ketone.com/STEVEN for 30% off your subscription order Last chance to join the waitlist for the limited edition Diary Of A CEO Conversation Cards here: https://bit.ly/cardswaitlist

We will look into a plain-English guide on how annuities work, from fixed to variable and indexed options, plus fees and guarantees to watch.Today's Stocks & Topics: Trex Company, Inc. (TREX), Devon Energy Corporation (DVN), Market Wrap, Annuities Demystified: Types, Payouts, and Trade-Offs, Southern Copper Corporation (SCCO), Dow Inc. (DOW), Cognizant Technology Solutions Corporation (CTSH), Key Benchmark Numbers: Treasury Yields, Gold, Silver, Oil and Gasoline, China's Gold, Young Investor Looking for Advised, The Brink's Company (BCO), Tyson Foods, Inc. (TSN), Roche Holding AG (RHHBY), Stocks Are Falling.Our Sponsors:* Check out Gusto: https://gusto.com/investtalk* Check out Invest529: https://www.invest529.com* Check out Progressive: https://www.progressive.com* Check out TruDiagnostic and use my code INVEST for a great deal: https://www.trudiagnostic.comAdvertising Inquiries: https://redcircle.com/brands

As we close in on year-end, this week's “Henssler Money Talks” tackles three financial decisions that can make a major impact on your long-term plan. First, before you write that last charitable check of 2025, make sure you're doing it strategically. We break down the evolving charitable giving rules—from updated deduction limits to how Qualified Charitable Distributions and Donor Advised Funds can help you give more efficiently. Whether you donate regularly or ramp up your giving at year-end, understanding these rules can help you maximize both your impact and your tax benefit. Next, we dig into a question many listeners are asking: Should you stop saving and pay off the mortgage before retirement? While being debt-free sounds great, it may leave you “house-rich and cash-poor.” We unpack the trade-offs, including how mortgage rates compare to long-term investment returns, the risks of cutting back on 401(k) contributions, and why carrying some debt into retirement may actually support your overall financial flexibility. Finally, we explore the recommended “order to savings”—and why it's not a one-size-fits-all formula. From employer retirement plans to Roth IRAs to taxable brokerage accounts, where you save first can depend on your goals, timeline, and tax picture. We break down the most common prioritization framework and help you think through the right path for your personal situation. Join hosts Nick Antonucci, CVA, CEPA, Director of Research, and Managing Associates K.C. Smith, CFP®, CEPA, and D.J. Barker, CWS®, and Kelly-Lynne Scalice, a seasoned communicator and host, on Henssler Money Talks as they explore key financial strategies to help investors navigate market uncertainty. Henssler Money Talks — November 15, 2025  |  Season 39, Episode 46 Timestamps and Chapters 7:35: Smart Strategies for 2025 Charitable Contributions 21:32: Stop Saving to Pay Off the House? Let's Talk About It.26:58: Your Savings, Your Strategy: Where to Start 38:17: Shutdown Ends, Earnings Season and Selling NVIDIA Follow Henssler:Facebook: https://www.facebook.com/HensslerFinancial/ YouTube:  https://www.youtube.com/c/HensslerFinancial LinkedIn: https://www.linkedin.com/company/henssler-financial/ Instagram: https://www.instagram.com/hensslerfinancial/TikTok: https://www.tiktok.com/@hensslerfinancial?lang=enX: https://www.x.com/hensslergroup “Henssler Money Talks” is brought to you by Henssler Financial. Sign up for the Money Talks Newsletter: https://www.henssler.com/newsletters/ 

$0 premium plans sound great, but the real costs are often hidden in copays, networks, and strict prior authorizations. In this episode, we break down the truth behind Medicare Advantage marketing, what those “zero-dollar” premiums really mean, and how pairing Original Medicare with a Medicare Supplement plan can give you more freedom, fewer restrictions, and predictable healthcare costs.

Always great to talk to my friend Nic on the importance of nurturing your right brain, living with the spirit of adult play, overcoming limiting beliefs and living a fulfilled life. Aside from dedicating many of his formative years to mastering and then spreading his love for jiujitsu around the world, 4th degree jiujitsu black belt Nic is also a screenwriter, entrepreneur, and author.   0.00:    Why it's important to nurture your right brain 5.00:    How to enter the creative state 9.30:    Imbuing the spirit of adult play (anti hustle culture) 12.00:  The hidden costs of success 16.00: Tradeoffs vs Limiting Beliefs 21.00:  Looking for wisdom and fulfillment (right frequency) 28.00:  Essence vs Experience 32.00:  Processing Trauma to Raise your Frequency  35.00:  Importance of Meditation and Nature 40.00:  Hustle Culture 45.00:  Living in LA 47.38:  Life as a Game   Nic's Latest Book: "Aligned: The Modern Man's Guide to Health, Wealth & Freedom".   Link to Nic's video of "The Spirit of Jiujitsu"   Until next time, love and good vibes.  Podcast Website: https://enterthelionheart.com/ Check out the latest episode here: Apple Podcast: https://podcasts.apple.com/us/podcast/enter-the-lionheart/id1554904704 Spotify: https://open.spotify.com/show/4tD7VvMUvnOgChoNYShbcI

Facing mounting financial pressures, insurance companies are changing the prescription drug coverage available to many consumers in Medicare Part D.Guests:Stacie Dusetzina, Professor of Health Policy, Vanderbilt UniversitySteven Hadfield, Medicare beneficiaryMark Newsom, Managing Director, Avalere HealthErin Trish, Co-Director, USC Schaeffer CenterCindy Trish, Medicare beneficiaryLeslie Walker, Senior Reporter, TradeoffsLearn more and read a full transcript on our website.Want more Tradeoffs? Sign up for our free weekly newsletter featuring the latest health policy research and news.Support this type of journalism today, with a gift. Hosted on Acast. See acast.com/privacy for more information.

This week, we dive into the nuanced world of macroeconomics and geopolitics. Elliot Hentov, Chief Macro Policy Strategist at State Street Investment Management, joins us to explore the state of deglobalization and the current status of geo-strategic competition in trade, technology, energy production and capital allocation. As we navigate the shocks of recent years and move towards a new equilibirum, the discussion focuses on the trade-offs embedded in each aspect of these competitions and the pressures on resources, carrying profound implciations for consumers, investors and the political class.See omnystudio.com/listener for privacy information.

War by Sebastian Junger w/ John Hill aka "Small Mtn" & Jesan Sorrells---00:00 "Trade-Offs and War Decisions"17:06 Sales Roles and Pride Dynamics24:48 "Reflections on Military Legacy"36:37 Future Warfare: AI and Drones50:11 "Understanding Conflict and Consequences"01:00:56 "Reflections on Military Service"01:07:27 Leadership and Intentional Selling Parallel01:20:24 Martial Arts and Community Connection01:28:09 Struggling to Conform and Belong01:39:07 Respecting Unpopular Opinions Online01:53:54 "Effective Communication for Founders"02:05:07 "Power of Editing Perception"02:11:56 "Better Sales Leadership Techniques"---Opening and closing themes composed by Brian Sanyshyn of Brian Sanyshyn Music.---Pick up your copy of 12 Rules for Leaders: The Foundation of Intentional Leadership NOW on AMAZON!Check out the 2022 Leadership Lessons From the Great Books podcast reading list!--- ★ Support this podcast on Patreon ★ Subscribe to the Leadership Lessons From The Great Books Podcast: https://bit.ly/LLFTGBSubscribeCheck out HSCT Publishing at: https://www.hsctpublishing.com/.Check out LeadingKeys at: https://www.leadingkeys.com/Check out Leadership ToolBox at: https://leadershiptoolbox.us/Contact HSCT for more information at 1-833-216-8296 to schedule a full DEMO of LeadingKeys with one of our team members.---Leadership ToolBox website: https://leadershiptoolbox.us/.Leadership ToolBox LinkedIn: https://www.linkedin.com/company/ldrshptlbx/.Leadership ToolBox YouTube: https://www.youtube.com/@leadershiptoolbox/videosLeadership ToolBox Twitter: https://twitter.com/ldrshptlbx.Leadership ToolBox IG: https://www.instagram.com/leadershiptoolboxus/.Leadership ToolBox FB: https://www.facebook.com/.

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3182: Joel offers a sharp look at the unspoken rules guiding how we spend money and time, revealing how these invisible frameworks shape our daily decisions. With clarity and wit, he challenges readers to rethink their assumptions and gain control over the trade-offs that often go unnoticed. Read along with the original article(s) here: http://5amjoel.com/money-time-rules/ Quotes to ponder: "Rules are silent and often unspoken, but they still govern behavior." "Sometimes you have to spend a little money to save time, and sometimes it's the other way around." "Tradeoffs are a constant in life, but being aware of them puts you in control." Episode references: Essentialism by Greg McKeown: https://gregmckeown.com/books/essentialism/ Wait But Why: https://waitbutwhy.com The 4-Hour Workweek: https://www.amazon.com/4-Hour-Workweek-Escape-Live-Anywhere/dp/0307465357 Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3182: Joel offers a sharp look at the unspoken rules guiding how we spend money and time, revealing how these invisible frameworks shape our daily decisions. With clarity and wit, he challenges readers to rethink their assumptions and gain control over the trade-offs that often go unnoticed. Read along with the original article(s) here: http://5amjoel.com/money-time-rules/ Quotes to ponder: "Rules are silent and often unspoken, but they still govern behavior." "Sometimes you have to spend a little money to save time, and sometimes it's the other way around." "Tradeoffs are a constant in life, but being aware of them puts you in control." Episode references: Essentialism by Greg McKeown: https://gregmckeown.com/books/essentialism/ Wait But Why: https://waitbutwhy.com The 4-Hour Workweek: https://www.amazon.com/4-Hour-Workweek-Escape-Live-Anywhere/dp/0307465357 Learn more about your ad choices. Visit megaphone.fm/adchoices

Higher premiums and penalties have made shopping for Obamacare plans more confusing this year. Federal funding cuts have left consumers in many states with fewer guides to help them navigate their options. “I don't want people to just feel ghosted,” a West Virginia navigator told Tradeoffs.Guest:Jeremy Smith, director, West Virginia navigator program, First Choice Services.We want to hear from you! Our audience survey takes less than ten minutes, and you'll be entered to win one of two $50 Bookshop.org gift cards.Learn more and read a full transcript on our website.Want more Tradeoffs? Sign up for our free weekly newsletter featuring the latest health policy research and news.Support this type of journalism today, with a gift. Hosted on Acast. See acast.com/privacy for more information.

Topics:(00:08) - Some thoughts to help those of you that are stuck in your head a bit (08:51) - It's not always or nothing (13:45) - Turning up the dial instead of a switch (22:45) - What's the trade off? (25:06) - What do you mean by the canvas people have? (30:47) - Mirror reps in the gym and other areas

In this episode, Slappin' Glass is joined by Ken Pomeroy and Jordan Sperber, creators of the course Basketball Analytics for Coaches. They dive into how data can sharpen decision-making, refine strategy, and help coaches think more clearly about how they play and teach the game.

Physician and New Yorker writer Dhruv Khullar says artificial intelligence is a powerful tool to get quicker and more accurate diagnoses. But it can also be dangerous.Guest:Dhruv Khullar, Physician, Weill Cornell Medical College; Contributing Writer, The New YorkerWe want to hear from you! Our audience survey takes less than ten minutes, and you'll be entered to win one of two $50 Bookshop.org gift cards.Learn more and read a full transcript on our website.Want more Tradeoffs? Sign up for our free weekly newsletter featuring the latest health policy research and news.Support this type of journalism today, with a gift. Hosted on Acast. See acast.com/privacy for more information.

Facing unprecedented pressure from the Trump administration, some of the world's top drugmakers promise to cut prices. But experts say the savings might not be what they seem.Guests:Michael Cannon, Director of Health Policy Studies, Cato InstituteStacie Dusetzina, Professor of Health Policy, Vanderbilt UniversityDarius Lakdawalla, Chief Scientific Officer, USC Schaeffer CenterPete Loftus, Reporter, Wall Street JournalBen Rome, Assistant Professor of Medicine, Harvard Medical SchoolLeslie Walker, Senior Reporter, TradeoffsWe want to hear from you! Our audience survey takes less than ten minutes, and you'll be entered to win one of two $50 Bookshop.org gift cards.Learn more and read a full transcript on our website.Want more Tradeoffs? Sign up for our free weekly newsletter featuring the latest health policy research and news.Support this type of journalism today, with a gift. Hosted on Acast. See acast.com/privacy for more information.

We know what needs to be done to ward off the worst impacts of global climate disruption: rein in heat-trapping pollution, reverse deforestation, build resilient systems. But how we do those things is the trick. Every second counts. The sooner we act, the more lives saved, the more jobs protected and the more futures secured.  So how do we orchestrate the vast change we need in a short amount of time? World Resources Institute President Ani Dasgupta gives his honest take on the lack of progress since the Paris Agreement was signed 10 years ago — and maps a path forward. Guests: Ani Dasgupta, President and CEO, World Resources Institute (WRI); Author, “The New Global Possible” Jonathan Foley, Executive Director, Project Drawdown Nikhil Swaminathan, CEO, Grist Highlights:  00:00 – Intro 01:46 – Importance of the Paris Accords in terms of multilateralism 04:00 – Backlash to climate action  07:00 – The market is producing the technology we need, but we also need to deploy them at scale 12:00 – How do we get companies producing the bulk of emissions to change course? 16:00 – Addressing climate disruption is a societal choice about what we value 20:40 – Why COP is essential and also disappointing and maddening 23:30 – Unpacking climate finance and why it's so important 27:30 – Addressing justice isn't a choice but an imperative when it comes to climate 31:00 – How to keep focused and remain optimistic in this current moment 37:00 – We have everything we need right now to solve climate change 41:00 – Project Drawdown's analysis of what climate tools do and don't work 45:00 – So many missed climate opportunities 52:00 – Tradeoffs of tools like batteries  58:00 – Climate One More Thing ***** Support Climate One by going ad-free! By subscribing to Climate One on Patreon, you'll receive exclusive access to all future episodes free of ads, opportunities to connect with fellow Climate One listeners, and access to the Climate One Discord. Sign up today. Ad sales by Multitude. Contact them for ad inquiries at multitude.productions/ads Learn more about your ad choices. Visit megaphone.fm/adchoices

We know what needs to be done to ward off the worst impacts of global climate disruption: rein in heat-trapping pollution, reverse deforestation, build resilient systems. But how we do those things is the trick. Every second counts. The sooner we act, the more lives saved, the more jobs protected and the more futures secured.  So how do we orchestrate the vast change we need in a short amount of time? World Resources Institute President Ani Dasgupta gives his honest take on the lack of progress since the Paris Agreement was signed 10 years ago — and maps a path forward. Guests: Ani Dasgupta, President and CEO, World Resources Institute (WRI); Author, “The New Global Possible” Jonathan Foley, Executive Director, Project Drawdown Nikhil Swaminathan, CEO, Grist Highlights:  00:00 – Intro 01:46 – Importance of the Paris Accords in terms of multilateralism 04:00 – Backlash to climate action  07:00 – The market is producing the technology we need, but we also need to deploy them at scale 12:00 – How do we get companies producing the bulk of emissions to change course? 16:00 – Addressing climate disruption is a societal choice about what we value 20:40 – Why COP is essential and also disappointing and maddening 23:30 – Unpacking climate finance and why it's so important 27:30 – Addressing justice isn't a choice but an imperative when it comes to climate 31:00 – How to keep focused and remain optimistic in this current moment 37:00 – We have everything we need right now to solve climate change 41:00 – Project Drawdown's analysis of what climate tools do and don't work 45:00 – So many missed climate opportunities 52:00 – Tradeoffs of tools like batteries  58:00 – Climate One More Thing ***** Support Climate One by going ad-free! By subscribing to Climate One on ⁠Patreon⁠, you'll receive exclusive access to all future episodes free of ads, opportunities to connect with fellow Climate One listeners, and access to the Climate One Discord. ⁠Sign up today⁠. Ad sales by ⁠Multitude⁠. Contact them for ad inquiries at ⁠multitude.productions/ads⁠ Learn more about your ad choices. Visit megaphone.fm/adchoices

Journalist Paula Span, who writes The New Old Age column for the New York Times, shares what she's learned about how to age well.Guest:Paula Span, reporter and The New Old Age columnist for the New York TimesLearn more and read a full transcript on our website.Want more Tradeoffs? Sign up for our free weekly newsletter featuring the latest health policy research and news.Support this type of journalism today, with a gift. Hosted on Acast. See acast.com/privacy for more information.

In this powerful conversation, I sit down with researcher and truth seeker Kenny Plaster, whose mission is to help people reclaim their rights, question broken systems, and live freely. We dive into how distraction and division keep people focused on surface-level political battles while deeper forces shape systems behind the scenes. Kenny breaks down how legal and financial contracts work (often without our full understanding or consent) and how knowledge of our inherent rights can create real empowerment. He also explains the difference between rights and privileges, the evolution of citizenship status, and how modern systems rely on compliance more than coercion.If you've ever sensed that there's more beneath the surface of modern governance, this conversation is your invitation to look deeper, ask better questions, and stand more firmly in your own power. Visit statenationalsrock.com and use code LUKE for 15% off all products (except PMAs and recurring subscriptions).DISCLAIMER: This podcast is for educational purposes only and not intended for diagnosing or treating illnesses. The hosts disclaim responsibility for any adverse effects from using the information presented. Consult your healthcare provider before using referenced products. This podcast may include paid endorsements.THIS SHOW IS BROUGHT TO YOU BY: EONS | Visit lukestorey.com/eons and use code LUKE20 to save 20%LITTLE SAINTS | Visit lukestorey.com/littlesaints and use code LUKE to get 20% off your first order.JUST THRIVE | Head to lukestorey.com/justthrive and use code LUKE20 to save 20%.LEELA QUANTUM TECH | Go to lukestorey.com/leelaq and use the code LUKE10 for 10% off their product line.MORE ABOUT THIS EPISODE:(00:00:00) How One Audit Sparked a Lifelong Fight for Freedom(00:20:31) Rights vs. Privileges—Foundations of Freedom(00:34:17) Vetting Teachers, Avoiding Traps, & Finding a Lawful Path(00:51:11) “Sovereign Citizen” vs. Lawful Strategy—Choosing a Real Path(01:12:49) Kenny's Step-By-Step: Foundations, Status, & Trusts(01:34:05) From Paperwork to Parallel Systems—Timeline, Trade-Offs, & True North(01:58:10) Pitfalls & Red Flags—How to Stay Free (and Out of Trouble)(02:10:50) Due Process Defender—Fighting Back with AIResources:• Website: statenationalsrock.com • Instagram: instagram.com/statenationalsrock • Facebook: facebook.com/StateNationalsRock • X: x.com/StateNationalsR • YouTube: youtube.com/@stevebardistatenational6235 • Shop all our merch designs at...

Boyle is making trade offs and getting soaked.

Everyone wants the 7-figure business… until they realize what comes with it.In this episode, I'm breaking down what it really takes to build a multi-seven-figure online business — and the trade-offs no one warns you about. I'll share the 10 things I'd focus on if I were starting over, including how to create a flagship product that actually sells, the “3 Ps” I swear by for sustainable growth, and why making more money doesn't automatically mean you're taking more home.If you've ever wondered what it actually looks like to grow a business beyond six figures (without losing your sanity or your joy), this episode is your behind-the-scenes reality check — and roadmap.In this episode, you'll hear…Why only 1% of one-person businesses ever hit $1M/yearThe 10 things I'd do to build a seven-figure business from scratchThe difference between profitable growth and burnout growthWhy your flagship product is the foundation for everythingThe real emotional and personal trade-offs of scaling bigHow to know if a seven-figure business is actually what you wantClick here to find the full show notes and transcript for this episode.RESOURCES:Register for the LIVE legal workshop " Five Steps to Legally Protect and Grow Your Online Business Before 2025 Ends"Get Sam's book "When I Start My Business, I'll Be Happy: A Practical No-BS Guide to Successful Entrepreneurship"Get Sam's free weekly newsletter, Sam's SidebarEpisode 243: Why Your Content is Driving Customers AwayEpisode 256: How To Protect Your Privacy While Growing Your BusinessEpisode 259: Passion Doesn't Equal Profit (Why Your Idea Might Fail)CONNECT:Sam on InstagramSam on FacebookOn Your Terms® on InstagramSam on YouTubeDISCLAIMERMentioned in this episode:Register for the LIVE legal workshop" Five Steps to Legally Protect and Grow Your Online Business Before 2025 Ends" https://www.samvanderwielen.com/live-legal-workshop

What happens if President Trump cuts billions from research on how to make our health care system work better?Guest(s):Aaron Carroll, President and CEO, Academy HealthStuart Buck, Executive Director, Good Science ProjectLearn more on our website.Want more Tradeoffs? Sign up for our free weekly newsletter featuring the latest health policy research and news.Support this type of journalism today, with a gift. Hosted on Acast. See acast.com/privacy for more information.

It's been 90 days since Congress passed Trump's megabill slashing health care spending and reshaping the Medicaid program. States are already knee-deep in dealing with the fallout. Guests:Hemi Tewarson, Executive Director, National Academy for State Health PolicyLeslie Walker, Senior Producer, TradeoffsLearn more on our website.Want more Tradeoffs? Sign up for our free weekly newsletter featuring the latest health policy research and news.Support this type of journalism today, with a gift. Hosted on Acast. See acast.com/privacy for more information.

Go to www.LearningLeader.com for full show notes This is brought to you by Insight Global. If you need to hire 1 person, hire a team of people, or transform your business through Talent or Technical Services, Insight Global's team of 30,000 people around the world have the hustle and grit to deliver. www.InsightGlobal.com/LearningLeader The Learning Leader Show with Ryan Hawk Guest: Jake Tapper is an award-winning broadcaster and chief Washington correspondent, currently anchoring The Lead with Jake Tapper every day on CNN. He's also the #1 New York Times best-selling author of 7 books, including The Outpost (which was later made into a movie), Original Sin, and most recently Race Against Terror. Notes: Be So Good They Can't Ignore You. Jake: I'm in control of how hard I work. It is our responsibility to work so hard that we become the obvious choice for the job or the promotion. Be So Good They Can't Ignore You. "I had to be so good that even though maybe on a broadcasting level I wouldn't be the number one pick... they had to give it to me." The one leadership skill that is massively important to develop… Don't insulate yourself with “yes” people. You have to have truth tellers in your life. Who are your foxhole friends? Who are the people who are willing and able to tell you the truth? Who are the ones who love you and care about you enough to let you know when you've messed up? Those people are gold. We all need them. Rejection: Dr. Seuss was rejected by 47 publishers. Rejection is part of life. You have to stay in the game for a chance to win it. Keep going. And nobody will give you a job to be nice. What value do you bring to a company? How will you make your boss's life better? You get hired to solve a problem, not because someone wants to be nice. Pinned tweet since 2017 – "To see what is in front of one's nose needs a constant struggle." -- George Orwell. A reminder to see obvious truths being obscured by spin or wishful thinking. "You Can Always Tell Them No" - Ted Koppel's crucial advice to young Jake about maintaining journalistic integrity and not compromising values for opportunities. This became a career-defining principle that Jake still follows 20 years later. The Jar Jar Binks Theory of Leadership - Successful leaders often remove critics from their inner circle, creating dangerous echo chambers. "Great people often achieve as much as they can to the point that they are able to remove from their inner circle anyone who tells them they're being an asshole or making a wrong decision." Constructive vs. Destructive Criticism - Jake learned to distinguish between useful feedback and personal attacks: "Very few of my critics are people that I actually care what they think... folks who understand I'm just trying to be a good faith operative here." Curiosity as Career Driver - Deep curiosity drove Jake from reading microfiche about MASH as a kid to investigating complex stories as an adult: "I find something interesting and I wanna find out everything I can about it." Rejection as Constant Reality - Even at his career peak, Jake faces daily rejection: "I get rejected every day... it doesn't matter that I've had New York Times bestsellers before... it's part of life." Humility Enables Learning - Accepting expertise gaps allows growth: "Having the humility to accept that I am not an expert on any particular thing... I'm a journalist, which means I try to be an expert on whatever I'm covering at that moment." Leadership Lessons From Powerful People The Inner Circle Problem: Leaders systematically remove critics until surrounded only by yes-people, creating dangerous blind spots. Jake witnessed this pattern with Joe Biden (surrounded by aides and family who weren't honest about his declining acuity) and across industries. The Solution: Intentionally maintain truth-tellers in your inner circle who care about you personally but will challenge you professionally. Creating Truth-Telling Environments: Jake encourages healthy disagreement with executive producers, acknowledges power imbalances that make criticism harder for junior staff, and creates indirect channels for feedback ("some people on the staff think..."). The Criticism Paradox: Public leaders face constant harsh criticism, making them naturally defensive. Understanding this context helps leaders distinguish between constructive feedback that improves performance versus personal attacks that serve no purpose. Following Curiosity Despite Opposition Jake's major works were all advised against by professionals: The Outpost (no military expertise) The Atlantic story of freeing a wrongly imprisoned man Biden book (started the day after the election, despite uncertainty) Key Insight: "Every single one of them, people were telling me not to do it... It's been following my curiosities even when people told me I'm not interested in that." The Hard Work Advantage: Jake couldn't compete on appearance or natural broadcasting ability, so he outworked everyone: broke stories constantly, used blogs when he couldn't get on air, and made himself impossible to ignore through sheer output. Dealing with Rejection Expect constant rejection even at a career peak Don't take rejection personally unless there's constructive feedback Use rejection as data, not judgment of worth Keep creating regardless of immediate acceptance The Wave Metaphor: Like Tom Hanks in Cast Away, timing the waves - "every code can be cracked" if you persist and find the right timing. Key Elements for Writers: Strong structure: "Act one, chase your hero up a tree. Act two: throw rocks at your hero. Act three, get your hero out of the tree." Good editor who pushes back - be willing to "kill your darlings" Life Philosophy The Acceleration Mindset: At 56, Jake is speeding up output: "I don't know how much longer I have this window where people are paying attention... relevance is ephemeral... when it leaves, it looks fucking brutal." For Young People: "So much of life is rejection... You cannot stop it... don't take it personally." Focus on developing skills and delivering value: "Nobody will give you a job to be nice... They'll do it because you have something they want." Time Sacrifice Awareness: Success requires acknowledging costs: "What I cried about is the stuff I missed that I wasn't there for because I was chasing a story or on assignment." Time Stamps: 02:46 Jake's Dedication to Influential Figures 05:05 Hot Mic Moment in Alaska 06:59 Preparing for Big Interviews & When to Follow Up 09:01 Dealing with Criticism 12:07 The Story Behind Jake's Pinned Tweet 13:48 Race Against Terror: The New Book 18:29 Balancing Multiple Roles 20:47 Chasing Your Own Curiosity  23:58 Sacrifices for Career Success 29:00 The Importance of Humility in Leadership 31:08 Surrounding Yourself with Truth Tellers 34:18 Healthy Tension in Team Dynamics 37:15 Understanding the Pressure on Public Figures 40:09 Empathy in Leadership 45:17 Balancing Career and Family 49:00 Advice for Aspiring Journalists and Writers 52:01 The Reality of Rejection and Hard Work 57:26 The Importance of Structure and Editing in Writing 01:01:16 End of the Podcast Club