POPULARITY
7 episodes with open enrollment period
5 episodes with open enrollment period
3 episodes with open enrollment period
3 episodes with open enrollment period
4 episodes with open enrollment period
2 episodes with open enrollment period
2 episodes with open enrollment period
5 episodes with open enrollment period
3 episodes with open enrollment period
On November 6th, Donald Trump was announced as the 47th President of the United States, returning to the White House for his second term. In this episode, Jen, Mindy, and Ryan discuss the potential changes to the healthcare industry that Republicans could look to enact over the next four years, including limiting reproductive rights and abortion access, making changes to the Affordable Care Act, and cutting funding to Medicaid. Podcast Tags: healthcare, healthcare news, life sciences, health policy, public health, reproductive rights, abortion, Affordable Care Act, Inflation Reduction Act, health insurance, Medicare, Medicaid, pharmaceuticals Source Links: Voters in Seven States Approve Constitutional Amendments to Protect Abortion Rights With a Trump Presidency, Grave Threats to Reproductive Freedoms Expected 10 Reasons a Second Trump Presidency Will Decimate Sexual and Reproductive Health What Trump's 2024 Victory Means for the Affordable Care Act Under the Biden-Harris Administration, Over 20 Million Selected Affordable Health Coverage in ACA Marketplace Since Start of Open Enrollment Period, a Record High Millions at risk of losing health insurance after Trump's victory Fact check: Vance's promise to cover people with preexisting conditions How a Donald Trump presidency would change health care, from Medicaid to chronic disease Panel –Jen Burke, Mindy McGrath, Ryan Hummel Research & Production – Adrea Cope, Jen Burke Recording & Editing – Mike Liberto, Rachel Skonecki For additional discussion, please contact us at TrendingHealth.com or share a voicemail at 1-888-VYNAMIC.
Discover what's new for the ACA Market in PY 2025. HealthSherpa's Ross Baker joins Sarah to discuss changes and updates for the upcoming Open Enrollment Period. Mentioned in this episode: HealthSherpa Official Site: https://www.healthsherpa.com/agents/features Follow HealthSherpa on Social: Facebook: https://www.facebook.com/healthsherpas/ Instagram: https://www.instagram.com/healthsherpas/ LinkedIn: https://www.linkedin.com/company/healthsherpa/ X: https://x.com/healthsherpas YouTube: https://www.youtube.com/@Healthsherpas Additional Ritter Resources: How Much Can Agents Make Selling Under-65 Insurance: https://link.chtbl.com/ASG620 Simplify Marketplace Enrollments with HealthSherpa: https://ritterim.com/blog/simplify-marketplace-enrollments-with-healthsherpa/ Steps to Get Ready for OEP: Federal & State Exchanges: https://link.chtbl.com/ASG6215 The Complete Guide to Selling Affordable Care Act Insurance Plans: https://ritterim.com/aca-ebook/ Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/ Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.
The Friday Five for October 4, 2024: KFF Study on Medicare Beneficiaries' Tendency to Shop Ritter's First Annual ACA Summit Agent Reaction to MedicareCENTER & Upcoming Webinar Instagram Best Practices & New Pro Dashboard Features 2025 Medicare Advantage and Medicare Part D Premiums KFF Study on Medicare Beneficiaries' Tendency to Shop: Ochieng, Nancy, et al. “Nearly 7 in 10 Medicare Beneficiaries Did Not Compare Plans during Medicare's Open Enrollment Period.” KFF, KFF, 27 Sept. 2024, www.kff.org/medicare/issue-brief/nearly-7-in-10-medicare-beneficiaries-did-not-compare-plans-during-medicares-open-enrollment-period/. Ritter's First Annual ACA Summit: Register to Attend the Inaugural ACA Summit Agent Reaction to MedicareCENTER & Upcoming Webinar: Learn more about MedicareCENTER: https://integrity.com/medicarecenter/ Register to Attend: Sales Tech Train & Talk - Understanding MedicareCENTER Instagram Best Practices & New Pro Dashboard Features: “About the Instagram Professional Dashboard.” Help.Instagram.Com, Instagram, help.instagram.com/257516379077270. Accessed 3 Oct. 2024. “How Can I Check My Account Type on Instagram?” SocialBu Help, SocialBu, help.socialbu.com/article/331-how-can-i-check-my-account-type-on-instagram. Accessed 3 Oct. 2024. Sato, Mia. “Instagram's ‘Best Practices' Tell Creators How They Should Post.” The Verge, The Verge, 1 Oct. 2024, www.theverge.com/2024/10/1/24259462/instagram-best-practices-business-profiles-tips-reach. “Introducing Best Practices, an Education Hub for Creators on Instagram.” Abaout.Fb.Com, Meta, 30 Sept. 2024, about.fb.com/news/2024/10/best-practices-education-hub-creators-instagram/. “Instagram Creator Education: Best Practices.” Instagram for Creators, Instagram, creators.instagram.com/best-practices#instagram. Accessed 3 Oct. 2024. Instagram Creators Account, Meta, www.instagram.com/creators/. Accessed 3 Oct. 2024. 2025 Medicare Advantage and Medicare Part D Premiums: “Medicare Advantage and Medicare Prescription Drug Programs to Remain Stable as CMS Implements Improvements to the Programs in 2025.” CMS.Gov, Centers for Medicare & Medicaid Services, 27 Sept. 2024, www.cms.gov/newsroom/fact-sheets/medicare-advantage-and-medicare-prescription-drug-programs-remain-stable-cms-implements-improvements. Freed, Meredith, et al. “Medicare Advantage in 2024: Enrollment Update and Key Trends.” KFF, KFF, 8 Aug. 2024, www.kff.org/medicare/issue-brief/medicare-advantage-in-2024-enrollment-update-and-key-trends/. “Medicare Enrollment for June 2024.” Data.CMS.Gov, Centers for Medicare & Medicaid Services Data, data.cms.gov/tools/medicare-enrollment-dashboard. Accessed 2 Oct. 2024. “Medicare Monthly Enrollment.” Data.CMS.Gov, Centers for Medicare & Medicaid Services Data, data.cms.gov/summary-statistics-on-beneficiary-enrollment/medicare-and-medicaid-reports/medicare-monthly-enrollment. Accessed 2 Oct. 2024. Resources: 4 Ways PlanEnroll Will Make This Your Best AEP Yet: https://link.chtbl.com/ASG617R5 Best Video Editing Apps for Social Media: https://link.chtbl.com/ASGA69 Get Your Medicare Advantage Sales Contracts Here — Recommendations for 2025: https://ritterim.com/blog/get-your-medicare-advantage-sales-contracts-here-recommendations-for-2025/ Prescription Drugs Your Medicare Clients Could See Lower Coinsurances for in 2024: https://ritterim.com/blog/prescription-drugs-your-medicare-clients-could-see-lower-coinsurances-for-in-2024/ Tech News Roundup: https://link.chtbl.com/ASGF20240927 Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail. Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/
The Medicare Open Enrollment Period will be here before we know it! But what does this mean for you? How does the process work, and who should be paying close attention? In this episode, we'll break down everything you need to know about navigating this crucial period. Here's some of what we discuss in this episode: 0:00 – Intro 2:01 – What is Medicare Open Enrollment? 5:02 – What kind of changes can you make during this period? 7:26 – Items to consider during this time 11:13 – What if I miss Open Enrollment? 13:43 – Medicare Reforms taking place in 2025 16:16 – Making Open Enrollment less overwhelming For more, visit us online: http://philstaxhacks.com Watch the video podcast on YouTube: Phil's Tax Hacks and Other Retirement Facts
IANR 2348 120223 Line Up 4-6pm INTERVIEWS Here's the guest line-up for Sat, December 2, 2023 from 4 to 6pm CST on Indo American News Radio (www.IndoAmerican-news.com), a production of Indo American News. We are on 98.7 FM and you can also listen on the masalaradio app (www.masalaradio.com) By Monday, hear the recorded show on Podcast uploaded on Spotify, Apple Podcasts (https://podcasts.apple.com/us/podcast/indo-american-news-radio-houston-tx/id1512586620) Google Podcasts, Pocket Casts, Radio Public and Breaker. We have 4 years of Podcasts and have had over 8,100 hits. SUPPORT THE SHOW!! TO RECEIVE SPOTIFY AND GIVE US A 5 STAR RATING. THAT WILL GET US HIGHER AD CLICKS!! 4:20 pm Next Saturday, December 9, Houstonians will vote in the runoff elections for municipal seats, including the most important one for Mayor, which pits John Whitmire against Sheila Jackson Lee. We are joined once again by the incumbent US Congresswoman Sheila Jackson Lee who, if she wins, will return to the halls of Houston City Council where she started her political career in 1989. She calls in to explain why she is the better candidate for Houston Mayor and we are also joined by her supporter, Sohail Hassan, to help conduct the interview. 5:00 pm It is almost the end of the Open Enrollment Period for Medicare plans and a selection needs to be made by December 7. We are joined once again by our frequent guest, Medicare Insurance Broker Kaushi Shah who will explain the differences between the Medicare HMO and PPO programs and what is different this year versus last year. 5:20 pm Most large institutions like hospitals, senior living facilities, corporate dining areas and the like outsource the food they serve to companies that specialize in the business. We turn to Rajiv Jaggi who is the Development Chef for Culinary Solutions with the multinational firm Sodexo and designs meals that mainly focus on current trends, health and wellness, local and sustainability, ethnic cuisines and flavor enhancement. ON THE SHOW, OR TO ADVERTISE, PLEASE CONTACT US AT 713-789-6397 or at indoamericannews@yahoo.com Please pick up the print edition of Indo American News which is available all across town at grocery stores. Also visit our website indoamerican-news.com which gets 70,000+ hits to track all current stories. And remember to visit our digital archives from over 15 years. Plus, our entire 42 years of hard copy archives are available in the Fondren Library at Rice University. --- Support this podcast: https://podcasters.spotify.com/pod/show/indo-american-news-radio/support
Open enrollment can be stressful, but Jill Schlesinger tells you how to navigate it.
Get prepared to help your clients for the 2024 ACA OEP! We've got the essentials you need to know for a successful Open Enrollment Period. Read text version Register with Ritter: https://app.ritterim.com/public/registration/ Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/ Resources: ACA's Family Glitch Resolved for 2023 OEP: https://www.ritterim.com/blog/acas-family-glitch-resolved-for-2023-oep/ FAQs About Selling On-Exchange & Off-Exchange Under-65 Plans: https://agentsurvivalguide.podbean.com/e/faqs-about-selling-on-exchange-off-exchange-under-65-plans/ How to Help Clients Navigate ACA Marketplace Subsidies & Taxes: https://www.ritterim.com/blog/how-to-help-clients-navigate-aca-marketplace-subsidies-taxes/ Simplify Marketplace Enrollments with HealthSherpa: https://www.ritterim.com/blog/simplify-marketplace-enrollments-with-healthsherpa/ Steps to Get Ready for OEP: Federal & State Exchanges: https://agentsurvivalguide.podbean.com/e/steps-to-get-ready-for-oep-federal-state-exchanges/ The Complete Guide to Selling Affordable Care Act Insurance Plans: https://www.ritterim.com/aca-ebook/ The State of the ACA Market 2023: https://agentsurvivalguide.podbean.com/e/the-state-of-the-aca-market-in-2023/ What the Inflation Reduction Act Means for Your Medicare & ACA Clients: https://agentsurvivalguide.podbean.com/e/what-the-inflation-reduction-act-means-for-your-medicare-aca-clients/ When Do Short-Term Health Plans Make Sense for Your Clients? https://www.ritterim.com/blog/when-do-short-term-health-plans-make-sense-for-your-clients/ References: HealthCare.gov Website: https://www.healthcare.gov/login HealthSherpa: https://www.healthsherpa.com/agents/features Special Enrollment Opportunities: https://www.healthcare.gov/coverage-outside-open-enrollment/special-enrollment-period/
With the Open Enrollment Period fast approaching, Levi Peterson, a Resource Coordinator for our Patient Helpline walks us through what everyone needs to know about Medicaid and Medicare eligibility, PPOs and HMOs, and how to pick a health plan that best fits your needs. We also discuss a so-called ICER update that doesn't do much updating and still doesn't help patients. Patients Rising Now Statement | ICER ‘Updates' are Thinly Veiled Strategy to Continue Discriminatory Tactics ICER's Updated Treatment Assessment Still Ignores Patient Concerns Need help? The successful patient is one who can get what they need when they need it. We all know insurance slows us down, so why not take matters into your own hands? Our Navigator is an online tool that allows you to search a massive network of health-related resources using your zip code so you get local results. Get proactive and become a more successful patient right now at the Patients Rising Helpline. Have a question or comment about the show, or want to suggest a show topic or share your story as a patient correspondent? Drop us a line: podcast@patientsrising.org The views and opinions expressed herein are those of the guest(s)/ author(s) and do not reflect the official policy or position of Patients Rising, nor do the views and opinions stated on this show reflect the opinions of a guest's current or previous employers.
Implement these 4 closing tactics at your next sales appointment. Learn techniques to earn trust and rapport with clients, and how to close with confidence. All of that and more in this episode! Read text version Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/ Resources: 5 Ways to Be More Confident: https://agentsurvivalguide.podbean.com/e/5-ways-to-be-more-confident/ Empowering Others & The Power of Mindfulness | Monday Motivation: https://agentsurvivalguide.podbean.com/e/empowering-others-the-power-of-mindfulness-monday-motivation/ Empower Your Prospects to Act Before Turning 65: https://agentsurvivalguide.podbean.com/e/empower-your-prospects-to-act-before-turning-65/ How to Cross-Sell Insurance: The Advisor Approach: https://agentsurvivalguide.podbean.com/e/how-to-cross-sell-insurance-the-advisor-approach-2022/ Meet Your Sales Team: https://www.ritterim.com/meet-your-sales-team/ Medicare Advantage Open Enrollment Do's and Don'ts: https://agentsurvivalguide.podbean.com/e/medicare-advantage-open-enrollment-do-s-and-don-ts/ Medicare Advantage Trial Rights Explained for Agents: https://agentsurvivalguide.podbean.com/e/medicare-advantage-trial-rights-explained-for-agents/ References: 10 Ways to Build Trust in a Relationship: https://positivepsychology.com/build-trust/ 16 Essential Body Language Examples and Their Meanings: https://www.scienceofpeople.com/body-language-examples/ 18 Tips for Being Confident From Within: https://www.tonyrobbins.com/building-confidence/how-to-be-confident/ Brain Scans Show We Make Snap Judgments About Trusting Strangers: https://www.huffpost.com/entry/brain-judges-trustworthiness-faces_n_5656014 How Long Before Your Customers Trust You? Two Years: https://www.entrepreneur.com/growing-a-business/how-long-before-your-customers-trust-you-two-years/237579 How To Use The Alternate Choice Close: https://www.5percentinstitute.com/how-to-use-the-alternate-choice-close/ Pain Points & Sales – Your Ultimate Guide: https://www.5percentinstitute.com/pain-points-sales-your-ultimate-guide/ The Assumptive Close: A Powerful Tool for Increasing Sales: https://www.socoselling.com/the-assumptive-close/ The Summary Close In Sales – How It Works: https://www.5percentinstitute.com/the-summary-close-in-sales-how-it-works/ What are the limits of the 7-Day Money Back Guarantee? https://www.carvana.com/help/purchasing-a-car/what-are-the-limits-of-the-7-day-money-back-guarantee What Is the Puppy Dog Close? https://blog.hubspot.com/sales/puppy-dog-close What's the Difference Between Medicare's Open Enrollment Period and Medicare Advantage Open Enrollment? https://ncoa.org/article/whats-the-difference-between-medicares-open-enrollment-period-and-medicare-advantage-open-enrollment
Paul lets you know what you can do during the Medicare Advantage Open Enrollment Period plus the latest Medicare News. He also shares some real life examples.
Laura Packard is the Executive Director of Healthcare Voter, an organization that holds elected officials accountable for their votes on health care. Laura is also a healthcare advocate, and cancer survivor who credits the Affordable Care Act with saving her life. In this episode, she discusses the significant improvements to the Affordable Care Act — including expanded coverage and lower costs — many of which are due to the Inflation Reduction Act passed by Congress in 2022. We also discuss what's being done at the state level to improve healthcare coverage. Laura also hosts of the weekly show, Care Talk on @actdottv where listeners can call to get their questions about healthcare answered. Episode Resources Health Care Voices Health Care Voter Listen to All Electorette Episodes https://www.electorette.com/podcast Support the Electorette Rate & Review on iTunes: https://apple.co/2GsfQj4 Also, if you enjoy the Electorette, please subscribe and leave a 5-star review on iTunes. Also, please spread the word by telling your friends, family and colleagues about The Electorette! WANT MORE ELECTORETTE? Follow the Electorette on social media. Electorette Facebook Electorette Instagram Electorette Twitter Learn more about your ad choices. Visit megaphone.fm/adchoices
Ken talks with Mary Beth Donohue, President, CEO, Better Medicare Alliance See omnystudio.com/listener for privacy information.
Ken talks with Rick Notter, Vice President, Individual Business, Blue Cross Blue Shield See omnystudio.com/listener for privacy information.
Why health insurance is important. What is open enrollment? This is the yearly period when you can buy health insurance. If you don't enroll during this time, you can't sign up until the next one, except in limited instances, called special enrollment periods. Open Enrollment Period runs yearly from November 1 to January 15. What are special enrollment periods? If you experience a Qualifying Life Event such as loss of health coverage, marriage, change of residence, or many others, you can enroll in a Special Enrollment Period, anytime outside open enrollment --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app Support this podcast: https://anchor.fm/health4naija/support
This episode is also available as a blog post: https://thecitylife.org/2022/11/16/ny-state-of-health-announces-annual-open-enrollment-period-for-2023-health-insurance-coverage-begins-today/ --- Send in a voice message: https://anchor.fm/citylifeorg/message Support this podcast: https://anchor.fm/citylifeorg/support
Wade and Alex discuss the foundational decisions that you need to consider as you are in the thick of the Medicare Open Enrollment Period. Is it worth reviewing this decision on a yearly basis? Is there a better choice if you plan on living in multiple places during the year? Is there a better option if you have a chronic illness? How often can you switch plans? Get answers to these questions and more for yourself or a loved one. Join our waitlist to be notified of the next consumer Retirement Income Challenge: retirementresearcher.com/challenge This episode is sponsored by Retirement Researcher https://retirementresearcher.com/. Download their free eBook, 8 Tips to Becoming A Retirement Income Investor at retirementresearcher.com/8tips
This episode gives information about the changes Medicare recipients are able to make during the Open Enrollment Period and alerts recipients of the marketing violations and scams surrounding the OEP. The SMP encourages anyone interested in making changes to their Medicare coverage to contact the AR SHIIP.
Nancy Courser is a Medicare Insurance Specialist ready to help you during OEP, your Open Enrollment Period. Tune in as Nancy Courser discusses plan details, options, and costs that you should consider when deciding on your best Medicare plan options. Contact Nancy Courser directly, and her team at Cornerstone Retirement Partners at (616) 301-2581 or visit Nancy Courser's website at www.NancyCourser.com.
Open Enrollment for healthcare plans kicks off on November 1st. Lauren Gajdek is here to talk about a great alternative way to meet your healthcare costs.. Lauren Gajdek is Vice President of Communications and Media at Christian Healthcare Ministries where they specialize in medical cost sharing, a different way to meet your healthcare needs. CHM has shared more than $8 billion dollars in members' medical costs since its inception. OPEN ENROLLMENT Like last year, consumers will have an extra 30 days to review and choose health plans. The 2023 Open Enrollment Period begins November 1, and ends January 15, 2023, in most states. Coverage begins January 1. Open enrollment only happens once a year. Once it ends, you're locked into your current programs until the next year. So it's important to double-check the open enrollment dates with your employer or the program you want to join so you don't miss your window of opportunity. There are a few exceptions to the time limits. You can sign up for financial programs outside of the open enrollment period if you have a major life change like marriage, divorce or becoming a parent. You're also eligible for special enrollment if you're a new hire. Learn more here. But if you miss your employer's open enrollment deadline, you could lose coverage for you and your loved ones. Missing this deadline also means that you could be unable to make changes or enroll in benefits until the next open enrollment period. NO ENROLLMENT SEASON WITH CHM However, with Christian Healthcare Ministries, there is no enrollment window. It's always open season. Absolutely nothing you decide to go with Christian Healthcare Ministries, because we have open season all the time. On today's program, Gajdek explains: - What the Christian cost-sharing model is and how it differs from healthcare insurance. - The pricing and tiers of cost-sharing with CHM - The signup process and what paperwork is involved in submitting medical bills for cost sharing. - The biblical basis for Christian cost sharing. - How Christian Healthcare Ministries works to support members spiritually as well as financially. To learn more about Chrisian Healthcare Ministries, visit CHMinistries.org or call 800-791-6225. On today's program, Rob also answers listener questions: ● How do you evaluate the effectiveness of your financial adviser? ● Does closing unused credit accounts affect your credit score? RESOURCES MENTIONED: ● Find a Certified Kingdom Advisor Remember, you can call in to ask your questions most days at (800) 525-7000 or email them to Questions@MoneyWise.org. Also, visit our website at MoneyWise.org where you can connect with a MoneyWise Coach, join the MoneyWise Community, and even download the free MoneyWise app. To support this ministry financially, visit: https://www.oneplace.com/donate/1085/29
Open Enrollment for healthcare plans kicks off on November 1st. Lauren Gajdek is here to talk about a great alternative way to meet your healthcare costs.. Lauren Gajdek is Vice President of Communications and Media at Christian Healthcare Ministries where they specialize in medical cost sharing, a different way to meet your healthcare needs. CHM has shared more than $8 billion dollars in members' medical costs since its inception. OPEN ENROLLMENT Like last year, consumers will have an extra 30 days to review and choose health plans. The 2023 Open Enrollment Period begins November 1, and ends January 15, 2023, in most states. Coverage begins January 1. Open enrollment only happens once a year. Once it ends, you're locked into your current programs until the next year. So it's important to double-check the open enrollment dates with your employer or the program you want to join so you don't miss your window of opportunity. There are a few exceptions to the time limits. You can sign up for financial programs outside of the open enrollment period if you have a major life change like marriage, divorce or becoming a parent. You're also eligible for special enrollment if you're a new hire. Learn more here. But if you miss your employer's open enrollment deadline, you could lose coverage for you and your loved ones. Missing this deadline also means that you could be unable to make changes or enroll in benefits until the next open enrollment period. NO ENROLLMENT SEASON WITH CHM However, with Christian Healthcare Ministries, there is no enrollment window. It's always open season. Absolutely nothing you decide to go with Christian Healthcare Ministries, because we have open season all the time. On today's program, Gajdek explains: - What the Christian cost-sharing model is and how it differs from healthcare insurance. - The pricing and tiers of cost-sharing with CHM - The signup process and what paperwork is involved in submitting medical bills for cost sharing. - The biblical basis for Christian cost sharing. - How Christian Healthcare Ministries works to support members spiritually as well as financially. To learn more about Chrisian Healthcare Ministries, visit CHMinistries.org or call 800-791-6225. On today's program, Rob also answers listener questions: ● How do you evaluate the effectiveness of your financial adviser? ● Does closing unused credit accounts affect your credit score? RESOURCES MENTIONED: ● Find a Certified Kingdom Advisor Remember, you can call in to ask your questions most days at (800) 525-7000 or email them to Questions@MoneyWise.org. Also, visit our website at MoneyWise.org where you can connect with a MoneyWise Coach, join the MoneyWise Community, and even download the free MoneyWise app. To support this ministry financially, visit: https://www.oneplace.com/donate/1085/29
We revisit this informative episode in which Magan Eubanks, Amwins Connect Regional Sales Manager for Los Angeles, gives a refresher on the Special Enrollment Period (SEP), also known as the Federal Enrollment Period. As the SEP is fast approaching, learn how groups can take advantage of relaxed enrollment and contribution requirements. The special window may be a good option to ensure that employees can access benefits. Check out SEP guidelines and cut-off dates for Open Enrollment FAQs and the Master Carrier Guidelines for everything else you need to know! (https://www.amwinsconnect.com/broker-resources/sales-tools)
Nancy Courser is a Medicare Insurance Specialist ready to help you during OEP, your Open Enrollment Period. Tune in as Nancy Courser discusses plan details, options, and costs that you should consider when deciding on your best Medicare plan options. Contact Nancy Courser directly, and her team at Cornerstone Retirement Partners at (616) 301-2581 or visit Nancy Courser's website at www.NancyCourser.com.
How can you make employee benefits a competitive advantage for your business? Listen to this episode of the Inside BS Show to find out. 00:00 How to Make Employee Benefits a Competitive Advantage00:58 The Interesting Background of Mark Shore03:22 What are the common misconceptions with Benefits Consultants?06:52 How has working from home influenced Mark's work?08:07 Is the future bright for employee benefits?09:44 What is Open Enrollment Period?10:54 What are the different benefit tiers available?16:50 How much does Disability Insurance usually cost?18:58 What has made Mark so successful?20:23 What is the future of the benefits industry?24:24 Mark's Great Advice for start-up businessMark ShorePresidentEmployee Benefits Consultant(908) 228-2466mshore@atlasconsultingllc.comwww.atlasconsultingllc.comMark Shore graduated the University of Connecticut, Storrs, CT, in May 1993 with a Bachelor of Science in Actuarial Science. He has worked in the insurance industry for the past 30 years in various capacities, including but not limited to underwriter, actuarial consultant, sales representative, and insurance broker. In August, 2010, Mark founded Atlas Consulting Services, LLC where he continues to develop, implement and manage Employee Benefit insurance programs for his clients.
Rick Thornton, a Fort Worth health insurance agent, says latest enrollment period that started on November 1 has millions of Americans embracing the Affordable Care Act like never before.
Host Dorothy Cociu discusses what's new and what listeners should know about Medicare during the current Open Enrollment Period between October 15thand December 7th with Medicare experts Maggie Stedt, Immediate Past President of the California Association of Health Underwriters (CAHU) and Medicare Agent, and David Garcia, Medicare Specialist and CAHU Medicare Chair. We discuss what's new for 2022, answer the most common questions from seniors, how to sign up, and the pros and cons of dropping off of an employer sponsored group plan and enrolling in Medicare. Join us for this informative and timely podcast!
Ken talks with Anita Fox, Director, Michigan Department of Insurance and Financial Services See omnystudio.com/listener for privacy information.
Paul shares the things you need to know for the Medicare Open Enrollment Period plus also answers common questions about Medicare.
Matthew Schulte, Principal and Licensed Life & Health Insurance Agent at Schulte Insurance Agency, discusses the award-winning agency's expertise in the Medicare insurance arena.Schulte talks about Medicare's "Open Enrollment Period" for Part C and Part D coverage.
Open Enrollment begins on November 1, 2021! It's getting cooler outside, sweaters are coming out of retirement, and the leaves are changing into deep reds and burnt oranges. While this time may signal pumpkin-spiced everything, it's also the beginning of the annual Affordable Care Act's Open Enrollment Period! Join in the conversation as Open Enrollment Experts, Carol West and Paula Campbell, explain the fundamentals of Open Enrollment, including how to get coverage, where you can go for assistance, and basic insurance terminology to make the process easier. Important Links:Getcoveredillinois.govHeathcare.gov Get Covered Connector (English)Get Covered Connector (Spanish)
In this episode, Magan Eubanks, Amwins Connect Regional Sales Manager for Los Angeles gives a refresher on the Special Enrollment Period (SEP), also known as the Federal Enrollment Period. As the SEP is fast approaching, learn how groups can take advantage of relaxed enrollment and contribution requirements. While small groups are stressed by COVID, this special window may be a good option to ensure that employees can access benefits. Check out SEP guidelines and cut-off dates for Open Enrollment FAQs and the Master Carrier Guidelines for everything else you need to know! SEP guidelines and cut-off dates for Open Enrollment FAQs: https://rb.gy/g4wdsl
Paul shares the information that you need regarding the Medicare Open Enrollment Period. Plus he answers common questions about costs.
Do you need help with choosing a new Medicare Advantage Plan or Part D Prescription Drug plan? Do you need help understanding your current Medicare plan? The annual Open Enrollment Period for Medicare health and drug plans (including Medicare Advantage and Part D) runs from Oct. 15 through Dec. 7. A state-certified benefits counselor with the Alamo Area Council of Governments (AACOG) can assistance you with Medicare Open Enrollment, help you better understand your benefits, or make changes to your current plan. Assistance will be provided via phone or online. Those interested can schedule an appointment by calling 210-477-3275 or...Article Link
S3. E.3 The Medicare Open Enrollment Period starts on October 15, 2021, and ends on December 7, 2021. In this episode, I discuss the importance of Medicare Open Enrollment Period for senior citizens across the country.WWW.TAWSIFANAM.NET
It's that time again! Every year, during the open enrollment period from October 15th through December 7th, we recommend that all seniors review their Medicare coverage and see what new options might be available to them. It's also extremely important that new retirees who are signing up for Medicare for the first time get a handle on the ABCDs of Medicare, as well as the things that Medicare does and doesn't cover. On today's show, we prepare you for Medicare Season 2021 and discuss some key aspects of your health care coverage that you'll want to investigate before open enrollment ends.
In this episode, we will be talking about everything you need to know about Medicare Annual Election Period. This time can be really overwhelming as it's a time full of constant Medicare TV commercials, phone calls, and a pile of mails. We will help you destress this time of year! We will cut through to all of the do's and don'ts of the Medicare annual election period so that you can keep the right coverages for yourself.Focus on The Annual Election Period[2:16]The main reason why there is so much focus on this time of the year is that most consumers on Medicare can have their plans changed. It's a time of chaos. Definition of this Annual Election Period[04:40]The reason you're going to see extra confusion this time of the year is that it drives phone calls. Carriers and agents are trying to get you to call them to inquire about changing your plan. Is that by design? [05:58] The Annual Election Period is a period from October 15 until December 7 each year when you can join, switch or drop a plan. Your coverage will begin on January 1 of the following year. It is also referred to as the Open Enrollment Period. However, that is a term that we are trying to avoid as it can be confused with the Medigap Open Enrollment. Basically, the AEP (annual election period) is the time of the year where you can make changes to your plan. Planning your options and moves during this period[9:46]You can look at all of the 2022 and upcoming plans your options starting October 1. The time to make the actual enrollment or change is from October 15 to December 7. Don't panic, as you have a large window to file your plan. [10:46]After looking through new plans, you can determine if you'd like to make a change. There are many options. We often do not recommend trying to change your Medigap plan during this time period as it is an extra busy time of year for carriers and agents. Unfortunately, you'll get the brunt of that.[11:38] Be attentive when people say that you can just "change your plan anytime through open enrollment" because remember, it's not a truly "open" enrollment time period. I you try to switch from Medicare Advantage to a Medigap plan during this period, you still have to pass underwriting or health questions in most states to qualify for that plan. That is why we differentiate this with the Medigap open enrollment window.Things you should do during this time each year[14:35]Make a list of what you do ad don't like about your current coverage. These are essential things to consider as we are talking about changing plans with you. [16:07]Remember that you can change other plans during the entire year - those plans include: cancer policies, hospital indemnity plans and dental, and vision plans, as you can do this the rest of the year. [18:04]If you know that your plan will work for you in the following year? You don't have to do anything! [21:05] Don't listen to all the hype and the noise that is surrounding you. It can be overwhelming but you have to learn to tune it out. Finding Help[25:48]Talk to somebody that knows Medicare. Talk to your broker or even SHIP counselors, anyone that has a true knowledge of Medicare. If not, you'll get caught up in the sales cycle.[29:00]Your homework: (1) Make sure you review your documents, (2) make sure you understand how your plan is changing,(3) Get in touch with an expert that you can trust to help guide you through this, and most importantly, (4) don't get caught up in the hype with everything you see on TV. Go to https://gmedicareteam.com/ for more information and to contact us.
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If you find the different enrollment periods within Medicare confusing, don't go anywhere. In today's video, we'll go over every part of Medicare and the enrollment periods that come with each.My name is Lindsay Engle, and I'm the Medicare expert for Elite Insurance Partners and MedicareFAQ.com.Medicare comes with many different parts and plans. Each one has a specific enrollment period, and some have multiple. In this video, I discuss which enrollment periods fall under each part.First, we'll discuss Part A and Part B. Part A is your inpatient coverage, and Part B is your outpatient coverage. These parts come with two different enrollment periods:• Initial Enrollment Period: When you can first enroll in Parts A and B. Begins 3 months before your 65th birthday, lasts the month of, and continues 3 months after your 65th birthday• General Enrollment Period: If you miss your Initial Enrollment Period, this is the next time you can enroll in Parts A and B. It occurs annually between January 1 and March 31. Your coverage will start on July 1– If you have a change of circumstance, you can qualify for a Special Election Period (example: having creditable group coverage through your employer)Next, we'll discuss the different enrollment periods that come along with Medicare Advantage plans.• Initial Coverage Election Period (ICEP): Begins three months before your 65th birthday and when it ends is dependent on when your Part B becomes effective• Annual Enrollment Period: If you miss your ICEP, the next time you can enroll is during the Annual Enrollment Period (AEP), which occurs each year between October 15 and December 7• Medicare Advantage Open Enrollment Period: If you're enrolled in an Advantage plan, and you want to make changes, you can do so annually between January 1 and March 31– You could also qualify for a Special Election Period due to a change in circumstancePart D prescription drug coverage also comes with similar enrollment periods.• Initial Enrollment Period: During this time, you can also sign up for Part D• Annual Enrollment Period: If you miss your Initial Enrollment Period, the next time you can enroll is during the Annual Enrollment Period– You can also qualify for a Special Election Period, just like Parts A, B, and C (Advantage)Now, let's go over when you can enroll in a Medigap plan.• Medigap Enrollment Period: This is your only enrollment period for Medigap. It lasts six months and begins once you enroll in Part B – it isn't annual like the others– Outside of the Open Enrollment Period, you can enroll in a Medigap plan at any time of the year as long as you have Part B – the only difference is you will have to answer health questionsA common misconception is that you can enroll in a Medigap plan during the Annual Enrollment Period without having to answer any health questions. This is not true unless it overlaps with your Medigap Open Enrollment Period.The last enrollment period we'll go over today is for those eligible for Medicare due to a disability.Initial Enrollment Period: You become eligible for Medicare once you collect Social Security Disability Income for 24 months. After 24 months, your Initial Enrollment Period will begin. This is the same 7-month window we discussed at the beginning of the videoSecond Initial Enrollment Period: In addition to your Initial Enrollment Period, you get a second one when you age in at 65Thank you so much for watching! If you'd like more information on the different enrollment periods mentioned, make sure to check out our enrollment period playlist.Make sure to subscribe to our YouTube channel if you found this video helpful and turn notifications on, so you know as soon as we upload a new video.Facebook Community: https://www.facebook.com/groups/MedicareFAQ
If you're a California resident who is eligible for Medicare, don't go anywhere! We're telling you what you need to know about Medicare Supplements in California and explain in detail how the Birthday Rule works.Once you become eligible for Medicare, you'll have the option to enroll in supplemental coverage. This supplemental coverage comes in the form of either a Medicare Advantage plan or a Medigap plan with an additional Part D drug plan.You can enroll in a Medicare Advantage plan during your Initial Coverage Election Period. If you missed your Initial Coverage Election Period, you could enroll during the Annual Election Period that comes around each October. If you enroll in a Medigap plan instead, your first opportunity to do so is during your Medicare Supplement Open Enrollment Period.If you miss your Open Enrollment Period, you can still enroll in a Medigap plan at any time of the year. However, you'll have to go through medical underwriting and answer health questions.Good news: if you're a California resident and want to change Medigap plans, you'll have an additional opportunity to do so without answering any health questions. The California Birthday Rule says that each year, 30 days before your birthday and 60 days after your birthday, you'll have the option to change your Medigap plan without answering health questions.You're allowed to switch plan carriers, keeping the same plan with the same benefits, or switch to a plan with fewer benefits. For example, if you have Plan F, you can enroll in a different Plan F with another carrier. Alternatively, you can enroll in Plan G.As another example, if you have Plan G, you can enroll in Plan G with a different carrier or enroll in Plan N. However, you won't be able to enroll in Plan F since Plan F has more benefits than Plan G.Your premiums can increase year over year, so California residents benefit from the Birthday Rule. It allows you to shop other rates in your area to see if you can find one that's more affordable. If your health declines, you won't have to worry about that impacting your rates.You can apply for Original Medicare (Parts A and B) in California, online, via telephone, or at your local Social Security office.If you're ready to enroll in a Supplemental Medicare plan in California, give us a call! Once an agent collects some information from you, they'll be able to compare all your Medigap options for your area.Medigap in California: https://www.medicarefaq.com/medicare-supplements/medigap-by-state/california-medigap-plans/We hope you found this video helpful. If you did, make sure to subscribe to our YouTube channel. Don't forget to turn on notifications, so you know as soon as we upload a new video.Join our Medicare Community on Facebook: https://www.facebook.com/groups/medicarefaq
There are many different enrollment periods for Medicare. Today, we will discuss one of the most important ones: the Medicare Annual Enrollment Period, which comes around every fall.My name is Lindsay Engle, and I'm the Medicare Expert for Elite Insurance Partners and MedicareFAQ.com.The Medicare Annual Enrollment Period is commonly referred to as the Annual Election Period or the Medicare Open Enrollment Period. It occurs annually, in the fall, between October 15th and December 7th.This enrollment period is for beneficiaries who are already enrolled in Medicare to make changes to their coverage. This means that you must either be enrolled in Part A and Part B of Original Medicare, a Medicare Advantage Plan, or a stand-alone prescription drug plan under Part D.If you're enrolled in Medicare Advantage, you can change from one carrier to another carrier or switch back to Original Medicare. When you switch back to Original Medicare, you can then choose to enroll in Medigap and Part D plans if you wish to do so.If you're currently enrolled in Part D, you can choose to switch from one plan to another or drop your coverage altogether. You can also enroll in a Part D plan at this time if you only have Original Medicare without any prescription drug coverage.A first key point to remember is if you're not already enrolled in Medicare, this is not the enrollment period for you. If you're looking to enroll in Part A and Part B for the first time and you're outside your Initial Enrollment Period, you'll have to wait until the General Enrollment Period, which runs annually between January 1st and March 31st.Another key point to remember is that if you're choosing to enroll in a Medicare Supplement Plan at this time, you'll still have to answer health questions and go through medical underwriting. The only way around this is if your Medicare Open Enrollment Period is also happening during the Annual Enrollment Period or, due to a specific circumstance, you qualify for a Special Election Period.The Annual Enrollment Period does not give you guaranteed issue rights. You can enroll in a Medigap plan at any time of the year. The only thing to remember is if you are outside of your Open Enrollment Period, which is the first six months after your Part B effective date, you will have to answer health questions. Any coverage changes you make during the Annual Enrollment Period will become effective January 1st of the following year.Each September, your Medicare Advantage carrier or Part D carrier will send you a plan annual notice of change that will give you a brief summary of all your benefits.Your notice of change will explain any plan coverage changes that will become effective the following year. You will want to pay attention to your premium. If you feel that the premium is increasing more than expected, it may be time to shop around for new plans.If you have Medicare Advantage, you should also pay attention to the doctor network. Make sure your doctor is still within your plan's network.Another important thing to check is your Part D drug formulary to ensure your current prescriptions will still be covered.Thank you so much for watching! If you have any questions about the Medicare Annual Enrollment Period, make sure to leave them in the comments section below.Like what you see? Join our Facebook group! It's a group dedicated to helping people become educated on Medicare. Whether you're a current Medicare beneficiary, taking care of a loved one on Medicare, or will be aging into Medicare shortly, this is your Medicare resource center. https://www.facebook.com/groups/MedicareFAQ/
Medicare Supplement premiums are unique for each beneficiary. Yours will definitely not be the same as your neighbor down the street. In today's video, we're going to explain the factors that determine your monthly premium.Hi, I'm Lindsay Engle, and I'm the Medicare expert for Elite Insurance Partners and MedicareFAQ.com. If you're like many Medicare beneficiaries, your first go-to to find Medigap quotes is online. You found a website, filled out a form, answered a few questions...only to find out that you actually can't get quotes without speaking to an agent.You end up frustrated, wondering, "WHY CAN'T I SEE MY QUOTES ONLINE!?!?" Several factors impact your Medigap rates, and these are questions that you can't answer online. This is why you have to speak to a Medicare agent.Now, we're going to go over which factors will determine your Medigap premium. Before we jump into these different factors, it's important to understand that all Medigap plans are standardized by the government. What this means is that each letter plan has a set of benefits that will stay the exact same regardless of the carrier with which you choose to enroll. The only difference will be the premium you pay.(1) Your location: What you might pay in one state for the same benefits could be completely different than what you might pay in a different state.(2) Your gender: Your gender could be a determining factor depending on the state where you live. Because females are mostly overall healthier than males, in some states they will find that they pay around $10-30 less in monthly premiums.(3) Your age: If you enroll when you're first eligible at 65, you're going to pay less in monthly premiums than you would if you enroll at 75. Additionally, depending on the state where you live, if you're eligible for Medicare due to collecting Social Security Disability Income (SSDI) for 24 months, you can pay up to 3-4 times more in monthly premiums than those who age in at 65.(4) Tobacco use: For those who smoke, chew, or use vaping products, you can expect to pay up to 10% more in monthly premiums. This is because those who use tobacco tend to have more medical conditions.(5) Household discounts: Some carriers offer discounts to those who live in the same household, as long as they enroll in a plan with the same carrier.(6) How you pay: Some carriers will charge you more if you choose to pay quarterly, semi-annually, or annually. Also, because it's more cost-effective for the carrier to process your payment electronically versus by check or credit card, some carriers will discount your premiums if you choose to pay electronically.(7) The letter plan in which you choose to enroll: As expected when you want more benefits, you will pay a higher monthly premium.(8) Rating method the carrier uses to determine your supplement policy premiums: There are three rating methods a carrier can use to set the rates for their Medigap policies: community, issue age, and attained age. Attained age rated is the most common model used by carriers today.(9) Rate increase history of the carrier: You want to make sure they have at least an A or better financial rating and have been in the market for at least five years.(10) The time you enroll: The best time to enroll is during your Open Enrollment Period.(11) Some carriers offer a 12-month rate lock: Even if your effective date isn't for a few months, you want to enroll now to prevent any rate increases between now and your effective date.Hopefully, this video helped you understand why it's impossible for us to give you accurate quotes without speaking to you over the phone to collect more information! Our agents will be able to compare any plan with any carrier that is available in your area to get you the most accurate quote based on your personal information.MedicareFAQ: https://w
There are many different enrollment periods for Medicare. Today, we will discuss one of the most important ones: the Medicare Annual Enrollment Period, which comes around every fall.My name is Lindsay Engle, and I'm the Medicare Expert for Elite Insurance Partners and MedicareFAQ.com.The Medicare Annual Enrollment Period is commonly referred to as the Annual Election Period or the Medicare Open Enrollment Period. It occurs annually, in the fall, between October 15th and December 7th.This enrollment period is for beneficiaries who are already enrolled in Medicare to make changes to their coverage. This means that you must either be enrolled in Part A and Part B of Original Medicare, a Medicare Advantage Plan, or a stand-alone prescription drug plan under Part D.If you're enrolled in Medicare Advantage, you can change from one carrier to another carrier or switch back to Original Medicare. When you switch back to Original Medicare, you can then choose to enroll in Medigap and Part D plans if you wish to do so.If you're currently enrolled in Part D, you can choose to switch from one plan to another or drop your coverage altogether. You can also enroll in a Part D plan at this time if you only have Original Medicare without any prescription drug coverage.A first key point to remember is if you're not already enrolled in Medicare, this is not the enrollment period for you. If you're looking to enroll in Part A and Part B for the first time and you're outside your Initial Enrollment Period, you'll have to wait until the General Enrollment Period, which runs annually between January 1st and March 31st.Another key point to remember is that if you're choosing to enroll in a Medicare Supplement Plan at this time, you'll still have to answer health questions and go through medical underwriting. The only way around this is if your Medicare Open Enrollment Period is also happening during the Annual Enrollment Period or, due to a specific circumstance, you qualify for a Special Election Period.The Annual Enrollment Period does not give you guaranteed issue rights. You can enroll in a Medigap plan at any time of the year. The only thing to remember is if you are outside of your Open Enrollment Period, which is the first six months after your Part B effective date, you will have to answer health questions. Any coverage changes you make during the Annual Enrollment Period will become effective January 1st of the following year.Each September, your Medicare Advantage carrier or Part D carrier will send you a plan annual notice of change that will give you a brief summary of all your benefits.Your notice of change will explain any plan coverage changes that will become effective the following year. You will want to pay attention to your premium. If you feel that the premium is increasing more than expected, it may be time to shop around for new plans.If you have Medicare Advantage, you should also pay attention to the doctor's network. Make sure your doctor is still within your plan's network.Another important thing to check is your Part D drug formulary to ensure your current prescriptions will still be covered.Annual Enrollment Period: https://www.medicarefaq.com/faqs/medicare-annual-enrollment-period/Medicare Supplement Open Enrollment Period: https://www.medicarefaq.com/faqs/medicare-supplement-open-enrollment/General Enrollment Period: https://www.medicarefaq.com/faqs/medicare-general-enrollment-period/Medicare Advantage Open Enrollment Period: https://www.medicarefaq.com/faqs/medicare-advantage-open-enrollment-period/Initial Enrollment Period: https://www.medicarefaq.com/faqs/medicare-initial-enrollment-period/Special Enrollment Period: https://www.medicarefaq.com/faqs/medicare-special-enrollment-periods/Annual Notice of Change: https://www.medicarefaq.com/faqs/medicare-annual-no
Hi, I'm Lindsay Engle and I'm the Medicare expert for Elite Insurance Partners and MedicareFAQ.com. Thank you so much for joining us on our Medicare Community YouTube channel. Today's topic is the Medicare Supplement Open Enrollment Period.Medigap plans were created to help supplement your Original Medicare benefits. They cover out-of-pocket costs such as the 20% coinsurance that falls under Part B. The most important thing to remember about your Medicare Supplement Open Enrollment Period is that for the majority of beneficiaries it only comes around once in a lifetime.Many beneficiaries may confuse the Medicare Supplement Open Enrollment Period with the Medicare Annual Enrollment Period that comes around every October. When in fact the Annual Enrollment Period is not for Medigap plans at all. The Annual Enrollment Period is for Medicare beneficiaries who are enrolled in Medicare Advantage or Part D plans. That is the time period that they can make changes. Now you can still enroll in a Medigap plan during the Annual Enrollment Period, you'll just have to go through medical underwriting and answer health questions.Your Medicare Supplement Open Enrollment Period is a six-month window that begins with your Part B effective date. During this time frame, you can enroll in any Medigap plan with any carrier without having to answer any health questions. You're guaranteed to be accepted into the plan. Medigap plans are also guaranteed renewable. A carrier cannot cancel your policy due to health conditions.The only time your Medigap policy can be canceled is if you don't pay your premiums. Now for some people, your Medicare Supplement Open Enrollment Period may happen more than once in your lifetime. There are two ways that your Medicare supplement open enrollment period can come around twice in your lifetime. One way is if you retire and go back to work. Then later on when you retire again, and you enroll in Part B, your Medicare Supplement Open Enrollment Period six-month window will begin again. The other way your Medicare Supplement Open Enrollment Period may come around twice in your lifetime is if you're under 65 and collecting Social Security Disability Income. After collecting Social Security Disability Income benefits after 24 months you'll be eligible for Medicare. At that time, if you choose to enroll in Medicare Part B, your Medicare Supplement Open Enrollment Period six-month window will begin. Now many beneficiaries and many states may not be able to afford the premiums for Medigap plans for those who are under 65. Or you may live in a state that doesn't offer plans to people on disability under 65. So in this case when you do turn 65, you'll have another Medicare Supplement Open Enrollment Period. At that time you can enroll in a Medigap plan with the premiums being the same as everyone else versus being more expensive because you're under 65. Now some states have their own guaranteed-issue rules such as California, Connecticut, Washington, Maine, New York, Oregon, and Missouri. For example, California has a birthday rule. This allows you to enroll in any Medicare Supplement Plan without having to answer health questions around the month of your birthday each year. Connecticut has a year-round Open Enrollment period. This means that residence in Connecticut can change or enroll in a Medigap plan without answering health questions at any time of the year.If you missed your once-in-a-lifetime Medicare Supplement Open Enrollment Period and don't live in one of the states that have their own guaranteed-issue rules. You can still enroll in a Medigap plan at any time of the year.
Hi everyone Lindsay here with Elite Insurance Partners and MedicareFAQ.com. Thank you so much for joining us today. If it's your first time welcome. Today, we're going to try and clarify some confusion around a specific enrollment period for Medicare, that's the Medicare Advantage Open Enrollment Period.Previously you may have heard of this enrollment period referred to as the Medicare Advantage Disenrollment Period. Before, this enrollment period ran annually between January 1st and February 14th, and you could do exactly what it was said, which was disenroll from a Medicare Advantage plan. However, the legislation decided to discontinue this back in 2010.Unfortunately, this was causing a lot of issues for Medicare Advantage beneficiaries. Normally if they had enrolled during the Annual Enrollment Period, which runs between October and December. Then the New Year came in January, and they went to go use their new benefits and ended up finding out that there was a lot of unexpected out-of-pocket costs that they weren't prepared for, or maybe they went to go see their doctor, and the doctor was not in the plans Network. So, unfortunately, since there was no more Medicare Advantage Disenrollment Period, they were stuck in that plan until the next annual enrollment period. Well, as of 2019, legislation decided to bring it back and rename it. It is now called the Medicare Advantage Open Enrollment Period, and it runs annually between January 1st and March 31st. Now, this enrollment period is only for Medicare Advantage beneficiaries. So if you are not currently enrolled in a Medicare Advantage plan, you cannot make any changes at this time. Coverage will start the first day of the following month after you enroll. For example, if you enrolled February 10th, your coverage would start March 1st. Now an important difference between the Annual Enrollment Period and this Medicare Advantage Open Enrollment Period is that during this one, you can only make one change. During the Medicare Annual Enrollment Period, you can make multiple changes, and the last change is what would take effect. With this one, you can only make one change, so choose wisely. Now, let's go over what you can and cannot do. You can switch from one Medicare Advantage plan to another. You can switch from one Medicare Advantage Prescription Drug plan to another. And you can disenroll from your current Medicare Advantage plan and go back to Original Medicare. And at that point, if you choose to do so, you can enroll in a stand-alone Prescription Drug plan and a Medigap plan. What you cannot do. You cannot enroll in Part A and Part B, and you cannot switch from one Part D plan to another Part D plan at this time. It is only for making changes to your Medicare Advantage plan.We know how confusing all of these enrollment periods can be. Today, I hope we helped clarify any confusion around the Medicare Advantage Open Enrollment Period. If you have any questions, please feel free to post them below. If you haven't already joined our Medicare Facebook Community, make sure to do so. We post new videos and content regularly to keep you updated informed on all your Medicare benefits. You can also post questions to the community that other beneficiaries can help answer, and you can also read about their experiences. Until next time. Bye!
Compare Medicare Supplement Plans Here: https://www.seniorhealthcaredirect.com/quote-3/ "Medicare Done Right with MedicareBob" Medicare Supplement Insurance Underwriting - AARP Medicare Supplement insurance underwriting is NEVER required when you are first eligible and Apply for Medicare during your initial Open Enrollment Period (OEP). This is a 7-month period: 3 months before you turn 65, the month you turn 65, and 3 months after you turn 65. As a result, you can NEVER be disqualified for coverage based on your health condition during this period. In other words, you can have health conditions and your coverage will NOT be denied. Moreover, the plan can NEVER charge more if you have health issues during OEP. When you apply for Medicare during this period your acceptance into a Medigap Plan is guaranteed. According to Medicare.gov the best time to buy a Medigap policy is during your open enrollment period. When is Medigap insurance underwriting required? If the first time you enroll in Medicare Supplement Plan is AFTER your initial Open Enrollment Period, Medigap underwriting is required. In other words, you did NOT apply for Medicare during your initial OEP. When you switch to a different Medigap Plan after your initial Open Enrollment Period, then underwriting is required. Likewise, when you switch from Medicare Advantage Plan to Medigap Plan after your initial OEP, then underwriting is required. Anytime you apply for Medicare Supplement Plan (Medigap) outside your initial Open Enrollment Period (OEP), you will have to answer underwriting questions. Medigap policies are sold by private insurance companies. As a result, some underwriting questions insurance carriers ask will be different. However, many insurance companies ask similar questions. The following are the most common underwriting questions..... Please read more here: https://www.seniorhealthcaredirect.com/medicare-supplement-insurance-underwriting/ One of our agents can help you look into your options! We are here to help! What does working with one of our agents cost? Nothing! It costs you zero. All of our agents are AHIP Certified by Medicare, we have the largest video library of Medicare educational videos and we are one of the only Medicare Insurance Marketplaces that offer both Medicare Supplement Plans and Medicare Advantage Plans. This makes us the most qualified in helping choose the right Medicare Plan for you. We have a dedicated customer support team that assists our clients with shopping and/or renewing their Medicare Plan every year, including their drug plans. We also work with all the Major Medicare insurance carriers: Aetna, Anthem Blue Cross and Blue Shield, Central States Indemnity, Cigna, Coventry, Combined Insurance, Equitable Life, Heartland National, Humana, Manhattan Life, Medico, Mutual of Omaha, Oxford Life, Standard Life, Wellcare, etc. In order to see if you qualify for this coverage, please give our office a call at 1-855-368-4717 or visit one of our pages: Website - https://www.seniorhealthcaredirect.com/ Facebook - https://www.facebook.com/MedicareBob/ Podcast - https://anchor.fm/MedicareBob Twitter - https://twitter.com/MedicareBob YouTube - https://www.youtube.com/c/RobertBache?_confirmation=1 #MedicareSupplementUnderwriting #AARPSupplementUnderwriting2020
Medicare Supplement Insurance Underwriting Medicare Supplement plans require medical underwriting in order to switch plans. So whether you are shopping for another Medicare Supplement plan with a lower premium or wanting to switch from a Medicare Advantage plan to a Medicare Supplement, you will have to answer medical questions after your first initial Open Enrollment period. Everyone has the opportunity to get a Medicare Supplement when they first turn 65, or when they first start Medicare Part B, without having to medically qualify. This is called your Open Enrollment Period and it begins 6 months before and ends 6 months after your 65th birthday or your Medicare Part B start date. After that time frame, everyone is subject to medical underwriting. The Medicare Supplement medical underwriting process only consists of around 20 medical questions, there is no physical or lab work. There are around 30 different carriers that offer Medicare Supplements and they all have different guidelines. In general, most carriers want at least a two-year stable bill of health. Senior Healthcare Direct is licensed and appointed with over 30 of the top Medicare Insurance carriers for this reason. Every year we perform annual policy reviews for our clients and having access to these carriers allows us to shop every possible option for our clients. As for any potential clients, if they are not able to medically qualify with one carrier, we will research all of our licensed carriers for a carrier that will approve them. If you have any questions regarding Medicare, please give our office a call at 1-855-368-4717 or visit one of our pages: Website - https://www.seniorhealthcaredirect.com/ Facebook - https://www.facebook.com/MedicareBob/ Podcast - https://anchor.fm/MedicareBob Twitter - https://twitter.com/MedicareBob YouTube - https://www.youtube.com/c/RobertBache... #MedicareSupplementUnderwriting #AetnaMedicareSupplementUnderwriting2020
Compare Medicare Supplement Plans Here: https://www.seniorhealthcaredirect.com/quote-3/ The following article was taken from our website at www.seniorhealthcaredirect.com/medicare-supplement-insurance-underwriting/ Medicare Supplement Insurance Underwriting February 20, 2020/in Medicare Supplements (Medigap) /by Brian Kondas Medicare Supplement insurance underwriting is NEVER required when you are first eligible and Apply for Medicare during your initial Open Enrollment Period (OEP). This is a 7-month period: 3 months before you turn 65, the month you turn 65, and 3 months after you turn 65. As a result, you can NEVER be disqualified for coverage based on your health condition during this period. In other words, you can have health conditions and your coverage will NOT be denied. Moreover, the plan can NEVER charge more if you have health issues during OEP. When you apply for Medicare during this period your acceptance into a Medigap Plan is guaranteed. According to Medicare.gov the best time to buy a Medigap policy is during your open enrollment period. When is Medigap insurance underwriting required? If the first time you enroll in Medicare Supplement Plan is AFTER your initial Open Enrollment Period, Medigap underwriting is required. In other words, you did NOT apply for Medicare during your initial OEP. When you switch to a different Medigap Plan after your initial Open Enrollment Period, then underwriting is required. Likewise, when you switch from Medicare Advantage Plan to Medigap Plan after your initial OEP, then underwriting is required. Anytime you apply for Medicare Supplement Plan (Medigap) outside your initial Open Enrollment Period (OEP), you will have to answer underwriting questions. Medigap policies are sold by private insurance companies. As a result, some underwriting questions insurance carriers ask will be different. However, many insurance companies ask similar questions. The following are the most common underwriting questions..... Please read more here: https://www.seniorhealthcaredirect.com/medicare-supplement-insurance-underwriting/ If you have any questions regarding Medicare, please give our office a call at 1-855-368-4717 or visit one of our pages: Website - https://www.seniorhealthcaredirect.com/ Facebook - https://www.facebook.com/MedicareBob/ Podcast - https://anchor.fm/MedicareBob Twitter - https://twitter.com/MedicareBob YouTube - https://www.youtube.com/c/RobertBache?_confirmation=1
Compare Medicare Supplement Plans Here: https://www.seniorhealthcaredirect.com/quote-3/ Medicare Advantage Open Enrollment Period This description is taken directly from Medicare's Website: https://www.medicare.gov/sign-up-change-plans/joining-a-health-or-drug-plan What can I do? If you’re in a Medicare Advantage Plan (with or without drug coverage), you can switch to another Medicare Advantage Plan (with or without drug coverage). You can drop your Medicare Advantage Plan and return to Original Medicare. You'll also be able to join a Medicare Prescription Drug Plan. What can't I do? Switch from Original Medicare to a Medicare Advantage Plan. Join a Medicare Prescription Drug Plan if you're in Original Medicare. Switch from one Medicare Prescription Drug Plan to another if you're in Original Medicare. When? January 1–March 31 Note: If you enrolled in a Medicare Advantage Plan during your Initial Enrollment Period, you can change to another Medicare Advantage Plan (with or without drug coverage) or go back to Original Medicare (with or without a drug plan) within the first 3 months you have Medicare. If you have any questions regarding Medicare, please give our office a call at 1-855-368-4717 or visit one of our pages: Website - https://www.seniorhealthcaredirect.com/ Facebook - https://www.facebook.com/MedicareBob/ Podcast - https://anchor.fm/MedicareBob Twitter - https://twitter.com/MedicareBob YouTube - https://www.youtube.com/c/RobertBache?_confirmation=1
Subject: In this week’s passage the focus begins to shift from Jesus' preparatory work of reclaiming what was lost to calling lost man back to God. Speaker or Performer: Pastor Bob Scripture Passage(s): Matthew 4:12-22 Date of Delivery: January 26, 2020
Thursday is the final day for Bay State residents to apply for health insurance through the Massachusetts Health Connector's open enrollment in 2020. WBZ's Chris Fama reports.
Hey Medicare Nation! www.TheMedicareNation.com It's 2020! Love the sound of that! Right now...... the Medicare Advantage Open Enrollment Period is in full swing. If you are on a "Medicare Advantage Plan," you have the opportunity to make a ONE TIME change, between January 1st through March 31st. You can change from one Medicare Advantage Plan to another Medicare Advantage Plan. You can "disenroll" from the Medicare Advantage Plan you're on and go back onto "Original Medicare." With Original Medicare, you can add a stand-alone-prescription drug plan and ..... you can enroll into a Medicare Supplement Plan (aka Medi-gap) to help defray the costs of Original Medicare. Here are options you can do during the Medicare Advantage Open Enrollment Period: Change from a Medicare Advantage Plan back to Original Medicare. Switch from one Medicare Advantage Plan to another Medicare Advantage Plan. Switch from a Medicare Advantage Plan that doesn't offer drug coverage to a Medicare Advantage Plan that offers drug coverage. Switch from a Medicare Advantage Plan that offers drug coverage to a Medicare Advantage Plan that doesn't offer drug coverage. Join a Medicare Prescription Drug Plan. Switch from one Medicare drug plan to another Medicare drug plan. Drop your Medicare prescription drug coverage completely I'm adding the EXACT language from the Medicare Managed Manual, regarding the Medicare Advantage Open Enrollment Period. 30.5 – Medicare Advantage Open Enrollment Period (MA OEP) 42 CFR 422.62(a)(3) (Rev. 1, Issued: July 31, 2018; Effective/Implementation: 01-01-2019) During the MA OEP, MA plan enrollees may enroll in another MA plan or disenroll from their MA plan and return to Original Medicare. Individuals may make only one election during the MA OEP. This chart outlines who can use the MA OEP and when: Who can use the MA OEP: MA OEP occurs: Individuals enrolled in MA plans as of January 1 – March 31 New Medicare beneficiaries who are enrolled in an MA plan during their ICEP The month of entitlement to Part A and Part B – the last day of the 3rd month of entitlement Individuals may add or drop Part D coverage during the MA OEP. Individuals enrolled in either MAPD or MA-only plans can switch to: • MA-PD • MA-only • Original Medicare (with or without a stand-alone Part D plan) The effective date for an MA OEP election is the first of the month following receipt of the enrollment request. NOTE: The MA OEP does not provide an opportunity for an individual enrolled in Original Medicare to join a MA plan. It also does not allow for Part D changes for individuals enrolled in Original Medicare, including those enrolled in stand-alone Part D plans. The MA OEP is not available for those enrolled in Medicare Savings Accounts or other Medicare health plan types (such as cost plans or PACE). You may also go onto Medicare.gov to view information on the Medicare Advantage Open Enrollment Period. If you decide to make a change during the MA OEP, you will be "locked-in" to the new plan, until the next enrollment period.... which is....the Annual Enrollment Period, from October 15th through December 7th. You may also make a change to your plan if you have a "special circumstance." These are listed under the "Special Election Periods" for Medicare on Medicare.gov You can also LISTEN to my previous show on Special Election Periods..... Episode 051, which was published on July 29, 2016. The episode is titled..... "Special Election Period Q & A" I go into detail about the Special Elections available. www.TheMedicareNation.com Remember Medicare Nation listeners........ an "Insurance Agent," is NOT allowed to "solicit" you during the Medicare Advantage Open Enrollment Period. There are strict Medicare regulations regarding this. YOU must make the first move in contacting or telling your "Agent" or Medicare Specialist, that you are unhappy with your current plan. No one should be calling you, texting you, emailing you ..... or worse...... knocking on your door, telling you about the Open Enrollment Period. If someone does...... tell them to "Take a Hike!" You don't need a dishonest person like that helping you with your Medicare needs! If you need help finding a new plan during the OEP, contact you're Medicare Advisor. If you are all set with your Medicare Advantage Plan for 2020, You don't need to do anything! Just enjoy your family, friends and activities! Thank you for listening to Medicare Nation! If you are part of my “Sandwich Generation,” Share this show with your parents and/or grandparents. They have many questions about Medicare and this show will answer them! Buy them a “Smart Phone,” and introduce them to Medicare Nation! If you are a Baby Boomer, share Medicare Nation with other “Baby Boomers.” I want to educate as many of you as I can about Medicare! I certainly can use your help in putting the word out! If you have any questions, send them to Support@TheMedicareNation.com If I can answer it in one email - I will personally answer you! If your question requires research or additional contact with you, I do offer consulting if you would like me to assist you in that manner. Contact me on my website - www.TheMedicareNation.com Want to hear a topic on Medicare Nation? A special guest? Let me know and I'll do my best to get them on the show! Thanks again for listening! Diane Daniels Medicare Consultant Medicare Nation LLC.
Experiencing Financial Contentment with Dominique Henderson, CFP® | Get Better Results in Your Life
Show Notes: Many people I talk to are utterly overwhelmed during their open enrollment period. Should I change this benefit? Should I opt-in for this or that? In my opinion, this is a great time to maximize your paycheck! There is so much money left on the table that can be placed back into your budget to reach your financial goals, but there are some steps to take. I want to give you 5 tips for open enrollment period that you can use in order to fully maximize all that is available to you. 1. Know when it starts and ends. How can you be empowered if you don't know when the annual enrollment period begins or ends? Usually, you will get some type of internal notification from your company. I highly recommended marking your calendar and not waiting until the last minute. 2. Review your benefits from previous period or employer. You'll want to review what benefits you had last--either last year or if you're changing jobs from your previous employer. I suggest printing these out before you get started on the upcoming year to give you a side-by-side comparison. It's very possible to use your last paystub to look at this also. Most employer websites have a separate portal that may allow for this comparison so you won't have to print it out. 3. Elect the free stuff. This may be a no-brainer but elect the free stuff. Typically this may be life insurance for you as an employee, short-term, long-term disability and maybe some other things. If it's free and you don't use it, you're leaving money on the table more than likely. 4. Consider the HDHP vs. PPO. One of the most expensive benefits you are provided is health insurance. Just look at your W2 from last year in box 12DD. I've seen a lot of plans that have employer-sponsored and/or subsidized medical coverage depending on plan type. That's to say you may get free health care if you choose a high deductible health plan (or HDHP). This is beneficial in a lot of ways and I'd cover how these plans work in this video. This could potentially save you a lot of money in current and future taxes, as well as, allow you to get some extra cash from your employer. 3. Max out your 401(k). If possible try to contribute the IRS limit into your 401(k) plan thereby maximizing any type of employer match that you are eligible for. I see many people only contribute the default as most plans will elect 1-2% if you don't specify a %. Thanks for listening, reading and watching. Are you a current or aspiring financial professional? Click here to learn more about how I'm helping you jumpstart your career! Want to connect with me? Send me a DM on Linkedin (@dhendersonsr) or Instagram (@dominiquehendersonsr). --- Send in a voice message: https://anchor.fm/dom-the-maven/message
You do not have to medically qualify for Original Medicare. Everyone who is 65 or older is entitled to Medicare Parts A and B without having to medically qualify. If you are under 65 and have been on disability for two years or more, you are also eligible for Medicare. In order to purchase a Medicare Advantage Plan, there is only one medical question that you must answer to qualify which is “Do you have End Stage Renal Disease (ESRD)?” If you do have ESRD do not be discouraged; there are special plans that Medicare offers to seniors who have ESRD, however you will not have access to the open market Medicare Advantage Plans available to others. As far as a Medicare Supplement (Medigap), everyone has the opportunity to get a Medicare Supplement when they first turn 65, or when they first start Medicare Part B, without having to medically qualify. This is called your Open Enrollment Period and it begins 6 months before and ends 6 months after your 65th birthday or your Medicare Part B start date. After that timeframe, everyone is subject to medical underwriting. The Medicare Supplement medical underwriting only consists of around 20 medical questions, there is no physical or lab work. There are around 30 different carriers that offer Medicare Supplements and they all have different guidelines. In general, most carriers want at least a two-year stable bill of health. If you have any questions regarding Medicare, please give our office a call at 1-855-368-4717 or visit one of our pages: Website - https://www.seniorhealthcaredirect.com/ Facebook - https://www.facebook.com/MedicareBob/ Podcast - https://anchor.fm/MedicareBob Twitter - https://twitter.com/MedicareB YouTube - https://www.youtube.com/channel/UCy_avKva4VN0DBEgjP7I43w?view_as=subscriber
Sorry, it's not the Mother of Thrones Podcast.... Case #1: Medicare Annual Election Period and Open Enrollment Period are over. That means you cannot enroll in Medicare, Medicare Advantage, or Part D, unless you qualify for a Special Enrollment Period. It's important, because people frequently make mistakes, and there's a twist for those that are late. Case #2: If you have lived abroad and are relocating back to the US, you need to know what you can and cannot do, prior to repatriating. Subscribe and rate the podcast on Apple Podcasts: click here!
Sorry, it's not the Mother of Thrones Podcast.... Case #1: Medicare Annual Election Period and Open Enrollment Period are over. That means you cannot enroll in Medicare, Medicare Advantage, or Part D, unless you qualify for a Special Enrollment Period. It's important, because people frequently make mistakes, and there's a twist for those that are late. Case #2: If you have lived abroad and are relocating back to the US, you need to know what you can and cannot do, prior to repatriating. Subscribe and rate the podcast on Apple Podcasts: click here!
Hey Medicare Nation! htpps://www.TheMedicareNation.com Today, I'm going to speak with you about the Medicare Advantage Open Enrollment Period. CMS...Centers For Medicare & Medicaid Services has issued a new regulation that began January 1, 2019. Under 42 CFR 422.62(a)(3)....CMS published the following: During the MA OEP, MA plan enrolles may enroll in another MA plan or disenroll from their MA plan and return to Original Medicare. Individuals may make only one election during the MA OEP. Who can use the Medicare Advantage Open Enrollment Period? 1. Individuals enrolled in Medicare Advantage plans as of January 1. 2. New Medicare beneficiaries who are enrolled in an Medicare Advantage plan during their Initial enrollment into Medicare a. The month of entitlement to Part A and Part B up until the last day of the 3rd month...after the month of their entitlement to Part A and Part B. Can Medicare Advantage beneficiaries add or drop their Part D coverage during the Medicare Advantage Open Enrollment Period? Yes. Individuals who are already enrolled in a Medicare Advantage Plan with Prescription Drug Coverage can switch to: a. Another Medicare Advantage Prescription Drug Plan b. A Medicare Advantage Plan ONLY (with NO prescription drug coverage) c. Go back to "Original Medicare" and add a stand-alone prescription drug plan or don't add one. d. Go back to "Original Medicare" and add a Supplement to Original Medicare Plan. How long is the Medicare Advantage Open Enrollment Period? It runs from January 1st through March 31st each year. How many times may a Medicare Beneficiary change Medicare Advantage Plans during the MA OEP? A Medicare Beneficiary may make only ONE change during the MA OEP. If you have ANY questions regarding the MA OEP.... and you would like me to answer it in ONE paragraph, send me an email to Support@TheMedicareNation.com I ALWAYS answer emails if I can answer them in ONE paragraph. If I can not answer your question in one paragraph, you may hire me and I charge $150.00 hr. I can answer ANY question about Medicare and I can solve ANY problem you have with Medicare. Looking for more information on Medicare? Go to www.TheMedicareNation.com website. Looking for a SPEAKER at your conference or event? Just click on the "Contact" tab on the website. Thank you so much for listening to Medicare Nation. I appreciate it very much! If you feel I'm delivering important content, I would love it if you would leave a rating & review on the Apple Podcasts review page (formerly iTunes). Until next time Nation.....I want each of you to have a Happy, Peaceful and Prosperous week! Diane Daniels
Great Deal at walmart.com! (Click HERE). $0.99 if you use a first-time buyer code for the NEW 2019 Edition of Maximize Your Medicare. The version has been re-organized, and includes new information about the Open Enrollment Period (runs Jan 1 - Mar 31), as well as the increasingly complex situation when you work beyond 65 years old. Please subscribe to the podcast on Apple Podcasts, Google Podcasts, and everywhere that you listen! Happy New Year! [/fusion_text][/fusion_builder_column][/fusion_builder_row][/fusion_builder_container]
Stay compliant during the new Medicare Advantage Open Enrollment Period. We outline everything you need to know ― including what you can and can’t do ― during this time frame! Read the text version. Mentioned in this Episode: CMS 2019 Medicare Communications and Marketing GuidelinesCY 2019 MA Enrollment and Disenrollment GuidanceLimited Income and ResourcesPart A & B sign up periodsRitter’s Sales TeamSpecial circumstances (Special Enrollment Periods)Stay Busy Outside of AEP with Special Enrollment PeriodsThe Biggest Change in the 2019 Medicare Communications and Marketing GuidelinesThings to Think About Post-AEP ǀ ASG018What's New in the 2019 Medicare Communications and Marketing Guidelines? ǀ ASG083 Related: How Selling Insurance Helps Give BackKeys to Client Retention: Digital CommunicationSenior Speak: Talking to Medicare Clients Age 65 & Older Subscribe Here: Apple PodcastsGoogle PodcastsOvercastPodbeanSpotifyStitcher Connect With Us: FacebookTwitterYouTubeLinkedIn
Every Year, A Special Appearance! Medicare Annual Election Period (AEP) ends on December 7th. You can select a Medicare Advantage plan OR a standalone Prescription Drug Plan (Part D), and change as many times as you like, the last one selected will be the one in effect on January 1, 2019. In addition, there will be a NEW Open Enrollment Period that begins on January 1, 2019. However, there are differences that people need to understand. The individual health insurance Open Enrollment Period ends on December 15th. Be sure to subscribe to the MYM Podcast on Apple Podcasts and rate! Don't forget the YouTube channel (link).
It's open enrollment time through Dec. 7, for seniors to pick health care coverage. And, an up close and in depth look at treating pain while minimizing and eliminating opioids and other narcotic pain killers.
Annual Election Period begins October 15, ends December 7, 2018. What you can and cannot do. Switch among Medicare Advantage plans Switch among Part D plans Switch into Medigap from Medicare Advantage (BE CAREFUL) A new, separate Open Enrollment Period will run from Jan 1 - Mar 31 Can switch among Medicare Advantage plans Cannot switch among Part D plans Can enroll in Parts A & B if you have made errors in the past Be sure to rate and ask questions on Apple Podcasts. Check out the YouTube Channel. http://www.maximizeyourmedicare.com [/fusion_text][/fusion_builder_column][/fusion_builder_row][/fusion_builder_container]
Pastor Kevin WillisSupport the show (http://www.greaterlifeapostolic.org/donate)
Frankly Speaking About Cancer with the Cancer Support Community
The 2017 open enrollment period for health insurance through your state's Health Insurance Marketplace began on Tuesday, November 1 and will be coming to a close in just 2 weeks. For anyone who is at risk for cancer, living with cancer or is a cancer survivor, there are many health care needs that must be considered when looking for a new or different health insurance plan. On this episode of Frankly Speaking About Cancer we will discuss what you need to know to navigate your state's Marketplace as well as tips and resources to help you select a health insurance plan that best meets your unique health needs.
Frankly Speaking About Cancer with the Cancer Support Community
With the latest Open Enrollment Period underway for the Affordable Care Act, statistics reveal that since the policy’s arrival, the portion of nonelderly adults without insurance in New Jersey has fallen by almost 40 percent, with over 670,000 state residents having gained coverage. At the same time, a fog of uncertainty has enveloped the Affordable Care Act, due to national events. A series of decisions on the near horizon could affect directly hundreds of thousands of New Jersey citizens, while also triggering ripples across the marketplace and broader economy. Guiding New Start New Jersey through the complexity and uncertainty of the Affordable Care Act’s future is Dr. Joel Cantor, Director of the Center for State Health Policy at Rutgers University.
Frankly Speaking About Cancer with the Cancer Support Community
Saturday, November 15 marked the first day of the 2015 open enrollment period for health insurance in your state's Health Insurance Marketplace or Exchange. This period ends on February 15, 2015. For anyone who is at risk for cancer, living with cancer or is a cancer survivor, there are certain things to consider when looking for a new plan or looking to change plans. Joining guest host Linda House to discuss what you need to know to navigate this year's open enrollment plan are guests Monica Bryant of Triage Cancer and Elizabeth Hoffler of the Prevent Cancer Foundation.
Frankly Speaking About Cancer with the Cancer Support Community
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