Safe Money and Retirement

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Heischman Financial offers a full spectrum of investment planning and guidance. We can help you if you are seeking a better lifestyle throughout your life, from your working years and into retirement. We have helped thousands of individuals and couples at all economic levels in central OH so they c…

Nabco Media


    • May 29, 2025 LATEST EPISODE
    • weekly NEW EPISODES
    • 26m AVG DURATION
    • 293 EPISODES


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    Latest episodes from Safe Money and Retirement

    The Long-Term Care Dilemma

    Play Episode Listen Later May 29, 2025 27:01


    #SafeMoney #JonHeischmanSr #LongTermCareIn this new episode, host Jon Heischman, Senior discusses how long-term care effects your retirement planning.Call Jon at (888) 426-0177 with questions, comments or to get a free copy of Top 10 IRA Mistakes and How to Avoid Tax Traps. Visit www.heischmanfs.com/ for additional information.

    Roth IRA Conversions

    Play Episode Listen Later May 22, 2025 27:01


    #SafeMoney #JonHeischmanSr #RothIRAConversionsIn this new episode, host Jon Heischman, Senior talks about Roth IRA conversions when moving into retirement.Call Jon at (888) 426-0177 with questions, comments or to get a free copy of Top 10 IRA Mistakes and How to Avoid Tax Traps. Visit www.heischmanfs.com/ for additional information.

    Stages Of Retirement

    Play Episode Listen Later May 15, 2025 27:01


    #SafeMoney #JonHeischmanSr #StagesOfRetirementIn this new episode, host Jon Heischman, Senior discusses the various stages a person goes through during the retirement years.Call Jon at (888) 426-0177 with questions, comments or to get a free copy of Top 10 IRA Mistakes and How to Avoid Tax Traps. Visit www.heischmanfs.com/ for additional information.

    Plan For Long Term Care | Replay

    Play Episode Listen Later May 9, 2025 27:01


    #SafeMoney #JonHeischmanSr #LongTermCareIn this replay episode, host Jon Heischman, Senior discusses how to make long term care part of your retirement planning.Call Jon at (888) 426-0177 with questions, comments or to get a free copy of Top 10 IRA Mistakes and How to Avoid Tax Traps. Visit www.heischmanfs.com/ for additional information.This show originally aired October 16, 2022.

    Financial Literacy And Wellness

    Play Episode Listen Later May 2, 2025 27:01


    #SafeMoney #JonHeischmanSr #FinancialLiteracy #FinancialWellnessIn this episode, host Jon Heischman, Senior discusses the need for financial literacy and wellness.Call Jon at (888) 426-0177 with questions, comments or to get a free copy of Top 10 IRA Mistakes and How to Avoid Tax Traps. Visit www.heischmanfs.com/ for additional information.

    Psyched To Retire And Inherited IRAs

    Play Episode Listen Later Apr 25, 2025 27:01


    #SafeMoney #JonHeischmanSr #Psyched2Retire #InheritedIRABeyond having the income in place for retirement, it is also important to plan for the psychological transition into retirement. 35% of retirees are concerned about having too much time on their hands. In this episode, host Jon Heischman, Senior discusses this and also touches on inherited IRAs.Call Jon at (888) 426-0177 with questions, comments or to get a free copy of Top 10 IRA Mistakes and How to Avoid Tax Traps. Visit www.heischmanfs.com/ for additional information.

    Balanced Portfolio Risk

    Play Episode Listen Later Apr 16, 2025 27:01


    #SafeMoney #JonHeischmanSr #BalancedPortfolioRiskIn this episode, host Jon Heischman, Senior discusses how to balance your retirement portfolio to reduce risk.Call Jon at (888) 426-0177 with questions, comments or to get a free copy of Top 10 IRA Mistakes and How to Avoid Tax Traps. Visit www.heischmanfs.com/ for additional information.

    Rollovers And Rollups

    Play Episode Listen Later Apr 11, 2025 27:01


    #SafeMoney #JonHeischmanSr #RolloversAndRollups In this episode, host Jon Heischman, Senior discusses rolling over your 401k into an IRA and what type of account options are available. Call Jon at (888) 426-0177 with questions, comments or to get a free copy of Top 10 IRA Mistakes and How to Avoid Tax Traps. Visit www.heischmanfs.com/ for additional information.

    Playing The Long Game

    Play Episode Listen Later Apr 4, 2025 27:01


    #SafeMoney #JonHeischmanSr #PlayingTheLongGame #LivingPast90It is not uncommon for some to live past 90 years old these days and in this episode host Jon Heischman, Senior discusses retirement and tax planning for those who do live that long.Call Jon at (888) 426-0177 with questions, comments or to get a free copy of Top 10 IRA Mistakes and How to Avoid Tax Traps. Visit www.heischmanfs.com/ for additional information.

    Don't Fail To Plan

    Play Episode Listen Later Mar 28, 2025 27:01


    #SafeMoney #JonHeischmanSr #DontFailToPlanMany delay and some don't plan for retirement at all. In this episode, host Jon Heischman, Senior warns "don't fail to plan" and what basic steps you can take to get started.Call Jon at (888) 426-0177 with questions, comments or to get a free copy of Top 10 IRA Mistakes and How to Avoid Tax Traps. Visit www.heischmanfs.com/ for additional information.

    Simple Building Blocks

    Play Episode Listen Later Mar 21, 2025 27:01


    #SafeMoney #JonHeischmanSr #SimpleBuildingBlocksIn this episode, host Jon Heischman, Senior covers the simple building blocks for a retirement income plan.Call Jon at (888) 426-0177 with questions, comments or to get a free copy of Top 10 IRA Mistakes and How to Avoid Tax Traps. Visit www.heischmanfs.com/ for additional information.

    Retirement Income Generation

    Play Episode Listen Later Mar 13, 2025 27:01


    #SafeMoney #JonHeischmanSr #GenerateIncomeIn this episode, host Jon Heischman, Senior talks about the need to quantify your retirement income needs and then how to generate that income.Call Jon at (888) 426-0177 with questions, comments or to get a free copy of Top 10 IRA Mistakes and How to Avoid Tax Traps. Visit www.heischmanfs.com/ for additional information.

    Turning Assets Into Income | Replay

    Play Episode Listen Later Mar 7, 2025 27:01


    #SafeMoney #JonHeischmanSr #AssetsIntoIncomeIn this episode, host Jon Heischman, Senior talks about how to turn your assets into income for your retirement years.Call Jon at (888) 426-0177 with questions, comments or to get a free copy of Top 10 IRA Mistakes and How to Avoid Tax Traps. Visit www.heischmanfs.com/ for additional information.

    Caregivers | Replay

    Play Episode Listen Later Feb 28, 2025 27:01


    #SafeMoneyAndRetirementShow #CaregiversIn this week's episode host Jon Heischman addresses preparing to be a caregiver for loved ones focusing on the key financial oversight questions to put them in order. Once this piece is in place, it will allow time for all the other issues related to caregiving.Call Jon at (888) 426-0177 with questions, comments or to get a free copy of Top 10 IRA Mistakes and How to Avoid Tax Traps or the list Caregiving Issues discussed in today's episode.Visit www.heischmanfs.com/

    Retirement Money Questions

    Play Episode Listen Later Feb 21, 2025 27:01


    #SafeMoneyAndRetirementShow #RetirementMoneyQuestionsWe are awash in information; some of it useful, most of it not. Host Jon Heischman, Senior breaks through the clutter when it comes to retirement money questions in this week's episode.Call Jon at (888) 426-0177 with questions, comments or to get a free copy of Top 10 IRA Mistakes and How to Avoid Tax Traps. Visit www.heischmanfs.com/ for additional information.

    Time Horizons

    Play Episode Listen Later Feb 14, 2025 27:01


    #SafeMoneyAndRetirementShow #TimeHorizonsTime horizons vary depending on the age and goal of the retirement investor, along with how assets are to be allocated. Host Jon Heischman, Senior discusses this topic in this week's episode.Call Jon at (888) 426-0177 with questions, comments or to get a free copy of Top 10 IRA Mistakes and How to Avoid Tax Traps. Visit www.heischmanfs.com/ for additional information.

    Getting A Second Opinion

    Play Episode Listen Later Feb 7, 2025 27:01


    #SafeMoneyAndRetirementShow #GettingASecondOpinionRelationships are key in retirement planning, but host Jon Heischman, Senior talks about considering getting a second opinion as you approach retirement to ensure you are maximizing your benefits.Call Jon at (888) 426-0177 with questions, comments or to get a free copy of Top 10 IRA Mistakes and How to Avoid Tax Traps. Visit www.heischmanfs.com/ for additional information.

    Longevity Concerns | Moving Accounts Properly

    Play Episode Listen Later Jan 31, 2025 27:01


    #SafeMoneyAndRetirementShow #LongevityConcerns Host Jon Heischman, Senior talks about longevity concerns and how to properly move your retirement accounts around.Call Jon at (888) 426-0177 with questions, comments or to get a free copy of Top 10 IRA Mistakes and How to Avoid Tax Traps. Visit www.heischmanfs.com/ for additional information.

    Planning You Deserve | Replay

    Play Episode Listen Later Jan 24, 2025 27:01


    #SafeMoneyAndRetirementShow #PlanningYouDeserveJon Heischman, Senior shares infomation about consistent and regular on-going planning is essential to keep your long term goals on track, in this replay episode.Call Jon at (888) 426-0177 with questions, comments or to get a free copy of Top 10 IRA Mistakes and How to Avoid Tax Traps. Visit www.heischmanfs.com/ for additional information.

    Risk And Fee Awareness

    Play Episode Listen Later Jan 17, 2025 27:01


    #SafeMoneyAndRetirementShow #RiskAndFeesHost Jon Heischman, Senior discusses the risks and any possible associated fees relating to your retirement planning.Call Jon at (888) 426-0177 with questions, comments or to get a free copy of Top 10 IRA Mistakes and How to Avoid Tax Traps. Visit www.heischmanfs.com/ for additional information.

    Do You Have Financial Independence?

    Play Episode Listen Later Jan 10, 2025 27:01


    #SafeMoneyAndRetirementShow #FinancialIndependenceHost Jon Heischman, Senior talks about the goal in retirement is to have financial security and peace-of-mind. If you achieve this it means you have financial independence!Call Jon at (888) 426-0177 with questions, comments or to get a free copy of Top 10 IRA Mistakes and How to Avoid Tax Traps. Visit www.heischmanfs.com/ for additional information.

    The Art Of Annuity Planning

    Play Episode Listen Later Jan 3, 2025 27:01


    #SafeMoneyAndRetirementShow #AnnuityPlanningHost Jon Heischman, Senior discucces the Art of Annunity Planning as part of a retirement plan in this episode.Call Jon at (888) 426-0177 with questions, comments or to get a free copy of Top 10 IRA Mistakes and How to Avoid Tax Traps. Visit www.heischmanfs.com/ for additional information.

    Don't Hope So, Make A Plan | Replay

    Play Episode Listen Later Dec 24, 2024 27:01


    #SafeMoneyAndRetirementShow #MakeAPlanDon't leave your retirement up to chance and hope, make a plan. Host Jon Heischman, Senior covers steps to take in this replay episode.Call Jon at (888) 426-0177 with questions, comments or to get a free copy of Top 10 IRA Mistakes and How to Avoid Tax Traps. Visit www.heischmanfs.com/ for additional information.

    Roth Rules

    Play Episode Listen Later Dec 19, 2024 27:01


    #SafeMoneyAndRetirementShow #RothIRAIn this episode, host Jon Heischman, Senior talks about the rules surrounding Roth IRAs.Call Jon at (888) 426-0177 with questions, comments or to get a free copy of Top 10 IRA Mistakes and How to Avoid Tax Traps. Visit www.heischmanfs.com/ for additional information.

    6 Losses To Avoid

    Play Episode Listen Later Dec 12, 2024 27:01


    In this episode, host Jon Heischman, Senior discusses the six types of losses that can occur during retiremet and talks about strategies on how to mitigate or eliminate them.Call Jon at (888) 426-0177 with questions, comments or to get a free copy of Top 10 IRA Mistakes and How to Avoid Tax Traps. Visit www.heischmanfs.com/ for additional information.

    Keeping Your Retirement Plan Current | Replay

    Play Episode Listen Later Dec 5, 2024 27:01


    In this replay episode, host Jon Heischman, Senior discusses methods for keeping your retirement plan current.Call Jon at (888) 426-0177 with questions, comments or to get a free copy of Top 10 IRA Mistakes and How to Avoid Tax Traps. Visit www.heischmanfs.com/ for additional information.

    Account Consolidation

    Play Episode Listen Later Nov 29, 2024 27:01


    #SafeMoney #JonHeischmanSr #TooManyAccounts #AccountConsolidationToo many retirment accounts? Yes, that can be an issue and host Jon Hesichman, Senior discusses that topic along with some attractive interest rate plans offering shorter term, high yield, tax-deferred returns.Call Jon at (888) 426-0177 with questions, comments or to get a free copy of Top 10 IRA Mistakes and How to Avoid Tax Traps. Visit www.heischmanfs.com/ for additional information.

    Imagine Retirement Budget Fun

    Play Episode Listen Later Nov 22, 2024 27:01


    #SafeMoney #JonHeischmanSr #ImagineRetirementIf you are approaching or just recently retired, host Jon Heischman, Senior discusses what the reirement lifestyle is like and that the key to it is having enough income to maintain that lifestyle.Call Jon at (888) 426-0177 with questions, comments or to get a free copy of Top 10 IRA Mistakes and How to Avoid Tax Traps. Visit www.heischmanfs.com/ for additional information.

    A Protected Portfolio and Proper Rollovers

    Play Episode Listen Later Nov 15, 2024 27:01


    #SafeMoney #JonHeischmanSr #ProtectedPortfolioIn this episode Jon Heischman, Senior focuses on two aspects of retirement planning, a protected portfolio and proper rollovers.Call Jon at (888) 426-0177 with questions, comments or to get a free copy of Top 10 IRA Mistakes and How to Avoid Tax Traps. Visit www.heischmanfs.com/ for additional information.

    Just Start Planning | Replay

    Play Episode Listen Later Nov 8, 2024 27:01


    In this replay epiode, host Jon Heischman, Senior talks about how to get started in planning your financial future.Call Jon at (888) 426-0177 with questions, comments or to get a free copy of Top 10 IRA Mistakes and How to Avoid Tax Traps. Visit www.heischmanfs.com/ for additional information.

    Asset Allocation Safety

    Play Episode Listen Later Nov 1, 2024 27:01


    #SafeMoney #JonHeischmanSr #AssetAllocationSafetyYou have worked hard to build your retirement and in this episode, host Jon Heischman, Senior talks about how to safely allocate those assets.Call Jon at (888) 426-0177 with questions, comments or to get a free copy of Top 10 IRA Mistakes and How to Avoid Tax Traps. Visit www.heischmanfs.com/ for additional information..

    Year End Tax Strategies

    Play Episode Listen Later Oct 25, 2024 27:01


    #SafeMoney #JonHeischmanSr #YearEndTaxStategiesAnother year is whinding-down and time to prepare for Year End Tax Strategies and host Jon Heischman, Senior covers that subject in this episode.Call Jon at (888) 426-0177 with questions, comments or to get a free copy of Top 10 IRA Mistakes and How to Avoid Tax Traps. Visit www.heischmanfs.com/ for additional information.

    The Future Of Retirement Planning

    Play Episode Listen Later Oct 18, 2024 27:01


    #SafeMoney #JonHeischmanSr #FutureOfRetirementPlanningThere is much uncertainty and instability in the economy these days; especially in a pivotal Presidential election year, but host Jon Heishman, Senior gives a mature, experienced analysis of the Future of Retirment Planning .Call Jon at (888) 426-0177 with questions, comments or to get a free copy of Top 10 IRA Mistakes and How to Avoid Tax Traps. Visit www.heischmanfs.com/ for additional information.

    Colors Model Of Investing

    Play Episode Listen Later Oct 11, 2024 27:01


    #SafeMoney #JonHeischmanSr #ColorModelOfInvestingIn this episode, host Jon Heischman, Senior talks about the color modeling method of investment planning.Call Jon at (888) 426-0177 with questions, comments or to get a free copy of Top 10 IRA Mistakes and How to Avoid Tax Traps. Visit www.heischmanfs.com/ for additional information.

    An Educated Retirement | Replay

    Play Episode Listen Later Oct 4, 2024 27:01


    In this replay epiode, host Jon Heischman, Senior talks about An Educated Retirement. Jon explains the importance of being informed prior to and on an on-going basis during retirement.Call Jon at (888) 426-0177 with questions, comments or to get a free copy of Top 10 IRA Mistakes and How to Avoid Tax Traps. Visit www.heischmanfs.com/ for additional information.

    Turning Assets Into Income

    Play Episode Listen Later Sep 28, 2024 27:01


    #SafeMoney #JonHeischmanSr #AssetsIntoIncomeIn this episode, host Jon Heischman, Senior talks about how to turn your assets into income for your retirement years.Call Jon at (888) 426-0177 with questions, comments or to get a free copy of Top 10 IRA Mistakes and How to Avoid Tax Traps. Visit www.heischmanfs.com/ for additional information.

    Too Much At Risk

    Play Episode Listen Later Sep 20, 2024 27:01


    #SafeMoney #JonHeischmanSr #TooMuchAtRiskIn this episode, host Jon Heischman, Senior addresses the concern some of his clients have about having too much of their IRA at risk. Call Jon at (888) 426-0177 with questions, comments or to get a free copy of Top 10 IRA Mistakes and How to Avoid Tax Traps. Visit www.heischmanfs.com/ for additional information.

    Mistakes To Avoid

    Play Episode Listen Later Sep 13, 2024 27:01


    #SafeMoney #JonHeischmanSr #MistakesToAvoidRetirement planning can be tricky and in this episode, host Jon Heischman, Senior talks about mistakes to avoid.Call Jon at (888) 426-0177 with questions, comments or to get a free copy of Top 10 IRA Mistakes and How to Avoid Tax Traps. Visit www.heischmanfs.com/ for additional information.

    Tax Plans | Knowing The Journey

    Play Episode Listen Later Sep 6, 2024 27:01


    #SafeMoney #JonHeischmanSr #TaxPlansIn this episode, host Jon Heischman, Senior discusses tax planning.Call Jon at (888) 426-0177 with questions, comments or to get a free copy of Top 10 IRA Mistakes and How to Avoid Tax Traps. Visit www.heischmanfs.com/ for additional information

    Retirement Account Consolidation Options | Replay

    Play Episode Listen Later Aug 30, 2024 27:01


    In this replay epiode, host Jon Heischman, Senior talks about Retirement Account Consolidation Options. Over the course of our working career, we may acquire several different retirement plans and Jon explains his process of consolidation for clients.Call Jon at (888) 426-0177 with questions, comments or to get a free copy of Top 10 IRA Mistakes and How to Avoid Tax Traps. Visit www.heischmanfs.com/ for additional information.

    Roth IRA Advantages | Planning Considerations

    Play Episode Listen Later Aug 23, 2024 27:01


    #SafeMoney #JonHeischmanSr #RothIRAIn this episode, host Jon Heischman, Senior discusses the advantages of opening or converting to a Roth IRA.Call Jon at (888) 426-0177 with questions, comments or to get a free copy of Top 10 IRA Mistakes and How to Avoid Tax Traps. Visit www.heischmanfs.com/ for additional information

    Planning Steps Timing

    Play Episode Listen Later Aug 16, 2024 27:01


    In this episode, host Jon Heischman, Senior covers the 6 planning steps when working with a retirement planner/advisor.Call Jon at (888) 426-0177 with questions, comments or to get a free copy of Top 10 IRA Mistakes and How to Avoid Tax Traps. Visit www.heischmanfs.com/ for additional information.

    Trends And Challenges

    Play Episode Listen Later Aug 9, 2024 27:01


    In this episode, host Jon Heischman, Senior dicusses current trends and challenges in retirement planning; namely the longevity risk as it relates to income.Call Jon at (888) 426-0177 with questions, comments or to get a free copy of Top 10 IRA Mistakes and How to Avoid Tax Traps. Visit www.heischmanfs.com/ for additional information.

    Are You Ready For Retirement?

    Play Episode Listen Later Aug 2, 2024 27:01


    In this episode, host Jon Heischman, Senior gives a high level answer to to the question, are you ready for retirement?Call Jon at (888) 426-0177 with questions, comments or to get a free copy of Top 10 IRA Mistakes and How to Avoid Tax Traps. Visit www.heischmanfs.com/ for additional information.

    Paying For Health Care Costs

    Play Episode Listen Later Jul 26, 2024 27:01


    In this episode, host Jon Heischman, Senior focuses on medical expense risks to your retirement plan portfolio and strategies on mitigation.Call Jon at (888) 426-0177 with questions, comments or to get a free copy of Top 10 IRA Mistakes and How to Avoid Tax Traps. Visit www.heischmanfs.com/ for additional information.

    Surviving Spouse Plans | Boomer Accounts

    Play Episode Listen Later Jul 19, 2024 27:01


    In this episode, host Jon Heischman, Senior tackles a subject many would rather not think about...building a Surviving Spouse Plans. From consolidating accounts to keeping an updated Power-of-Attorney and add the fact 80% of wives will oulive their husbands, this is an episode many "Boomers" should listen to.Call Jon at (888) 426-0177 with questions, comments or to get a free copy of Top 10 IRA Mistakes and How to Avoid Tax Traps. Visit www.heischmanfs.com/ for additional information.

    Multiple Account RMDs | Sequence Risk

    Play Episode Listen Later Jul 12, 2024 27:01


    In this episode, host Jon Heischman, Senior addresses the issue of new clients having multiple retirement accounts, how those should be consolidated and how that relates to required minimum distributions come retirement age. Plus, discussion on sequence risk.Call Jon at (888) 426-0177 with questions, comments or to get a free copy of Top 10 IRA Mistakes and How to Avoid Tax Traps. Visit www.heischmanfs.com/ for additional information.

    Questions In The Chaos

    Play Episode Listen Later Jul 5, 2024 27:01


    In this episode, host Jon Heischman, Senior talks about cutting through all the information clutter as he revisists some of the questions that he has complied over the years from clients and listeners pertaining to retirement planning.Call Jon at (888) 426-0177 with questions, comments or to get a free copy of Top 10 IRA Mistakes and How to Avoid Tax Traps. Visit www.heischmanfs.com/ for additional information.

    Avoiding Running Out Of Money In Retirement Replay

    Play Episode Listen Later Jun 29, 2024 27:01


    In this replay epiode, host Jon Heischman, Senior talks about Avoiding Running Out of Money in Retirement and some strategies around that topic.Call Jon at (888) 426-0177 with questions, comments or to get a free copy of Top 10 IRA Mistakes and How to Avoid Tax Traps. Visit www.heischmanfs.com/ for additional information.

    Retirement Insecurity

    Play Episode Listen Later Jun 21, 2024 27:01


    In this episode, host Jon Heischman, Senior addresses the current feeling of Retirement Insecurity felt by the majority of people of and appraoching retirement age. Most importantly, Jon talks about what you can do to help lessen those concerns.Call Jon at (888) 426-0177 with questions, comments or to get a free copy of Top 10 IRA Mistakes and How to Avoid Tax Traps. Visit www.heischmanfs.com/ for additional information.

    Is An Annuity Right For You

    Play Episode Listen Later Jun 14, 2024 27:01


    In this episode, host Jon Heischman, Senior responds to several listener requests and discusses annunities as part of a retirement plan. This topic is especially fitting as June is Annunity Awareness Month. Call Jon at (888) 426-0177 with questions, comments or to get a free copy of Top 10 IRA Mistakes and How to Avoid Tax Traps. Visit www.heischmanfs.com/ for additional information.

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