Podcasts about deferred

Make sure to check the rest of the description for all of our social media links, including our Patreon (patreon.com/DoNotRelent)!  Slidewhistle, Immunization, and Aaron have prepared a real right over homeplate episode for you. Not a lotta fluff; just news, spicy reactions, and even some silly stuff at the end. Need something to help you choke down your hot dogs and freedom fries this weekend? WELL YER LOOKIN' AT IT! Please send all your love mail, hate mail, and spare Minute Made pink lemonade to @DoNotRelentPod (Twitter) or on gmail at DoNotRelentPod@gmail.com! We will respond to literally anything and read it on the pod. Find us at: Patreon: patreon.com/DoNotRelent Linktree: donotrelent.com YouTube: @donotrelent on YouTube (the link is long and ugly) Instagram: www.instagram.com/donotrelent Twitter: twitter.com/DoNotRelentPod Livejournal: donotrelentpod.livejournal.com E-Mail: DoNotRelentPod@gmail.com Finally, if you feel so inclined, please rate us on iTunes and bonusroll.gg. We will take a shot on air in your honor! Every rating helps! :D

As colleges navigate increasing financial pressure, many struggle to balance mission with sustainability. In this episode, Jeff and Michael welcome Rick Staisloff, founder of rpk GROUP, for a crash course in how college budgets really work. From centralized vs. decentralized models to the challenges of tuition discounting, Rick breaks down the major drivers of revenue and expense in higher ed. He also highlights why better business intelligence, clearer accountability, and a shift toward ROI thinking are essential for financial sustainability. Whether you're a board member or just curious, this episode offers practical insight into what's working—and what's not—in college budgeting. This episode is made with support from Ascendium Education Group and the Gates Foundation.Chapters0:00 - Intro03:45 - How colleges put together their budgets9:05 - Implementation challenges and best practices15:04 - Non-tuition revenue sources26:21 - Cost drivers29:41 - Solving the “Financial Bucket Problem”35:41 - Deferred maintenance38:11 - Shifting to an ROI mindset41:04 - The levers to pull43:14 - On the margins46:44 - College cash sources49:03 - Our most promising strategiesRelevant LinksRPK Group Official WebsiteAccess the official online presence of RPK Group, the consulting firm founded by episode guest Rick Staisloff. This resource provides further information regarding their advisory services in higher education finance and the development of sustainable institutional business models.Responsibility Centered Management (RCM) Manual - Kent State UniversityThis document offers a comprehensive exposition of Responsibility Centered Management (RCM), a decentralized budgetary framework prevalent within higher education institutions. Review for detailed insight into its operational principles and implementation methodologies.Tuition Discounting Hits Another High - Inside Higher EdConsult this article for current data and analysis pertaining to the escalating rates of tuition discounting at private nonprofit colleges. The content elucidates the impact of institutional financial aid on net tuition revenue, a critical financial metric discussed herein.A National Study of Capital Infrastructure at Colleges and Schools of Agriculture | APLUThis report details the substantial and accumulating challenges of deferred maintenance across tertiary education establishments. It provides quantitative data and analytical perspectives on infrastructure-related financial burdens as referenced by Mr. Staisloff.Understanding Enterprise Resource Planning (ERP) Systems in EdTech - EllucianThis resource provides an overview of Enterprise Resource Planning (ERP) systems, elaborating on their function as integrated platforms for managing administrative and academic operations. It highlights their utility in enhancing institutional efficiency, business intelligence, and data-driven strategic planning within higher education.Connect with Michael Horn:Sign Up for the The Future of Education NewsletterWebsiteLinkedInX (Twitter)Threads  Connect with Jeff Selingo:Sign Up for the Next NewsletterWebsiteX (Twitter)ThreadsLinkedInConnect with Future U:TwitterYouTubeThreadsInstagramFacebookLinkedIn  Submit a question and if we answer it on air we'll send you Future U. swag!Sign up for Future U. emails to get special updates and behind-the-scenes content.

Do you own real estate in your business or as an investment but know you will eventually need to transition to something that requires less involvement in the future? Are you worried about the tax bill when that time comes?In this episode, we explore powerful strategies like 1031 and 721 exchanges that can help you defer taxes, add diversification, transition into completely passive income, and preserve wealth for your retirement and future generations. We'll break down each exchange, how they can fit into your retirement and estate planning, and what to consider if you want to simplify your real estate portfolio without losing the benefits of ownership.Whether you're nearing retirement or simply looking to optimize your real estate portfolio, we think you'll enjoy this podcast episode. Thanks for listening!For more details we recommend that you check out our blog post covering the same topic at https://pw-wm.com/learn/tax-planning/selling-smart-tax-deferred-real-estate-exchanges/

Cindy Knoebel shares about her experience trying to swim in the San Francisco Bay.

We're joined by Bill Garland who farms at Maungatautari in the Waikato and Dr Katherine Tozer, Senior Scientist at AgResearch, to talk deferred grazing. Around for many decades in different forms, it's gaining more popularity as a way to transfer feed from spring to autumn/early winter, to regenerate pastures and to cut down on diesel, seed and cropping/regrassing costs.  Could it have a place in your system? For more details, check out the deferred grazing information on B+LNZ's Factsheet, DairyNZ's Deferred Grazing page and AgResearch's guide book. This research was supported by AgResearch, DairyNZ, MPI, Ellett Trust, Ballance Agri-nutrients, Bay of Plenty Regional Council, Waikato Regional Council, Greater Wellington Regional Council, Beef + Lamb New Zealand and especially the many farmers who contributed their time, paddocks and expertise. 

A Judge has deferred giving her judgement on the future of an IPAS centre in Westmeath. The centre at Lisseywollen in Athlone was designed to house up to 1,000 asylum seekers. Reporter Dyane Connors was in court today

06-07-25See omnystudio.com/listener for privacy information.

What happens when justice is delayed? If for too long, or with too effective a prolong opposition, is it inevitable that it be permanently denied? If it is accurate that “politics is the art of the possible but art creates the possible of politics,” as Ta-Nehisi Coates writes in his book “The Message, what is the responsibility of the artist to imagine not only transforming positive social change but a world in which deep memory informs the future? And what happens when the artist commingles their own individual and group memory with that of others, creating a shared humanity that threatens to topple violences based on maintaining difference?Those who use art to build stories and connect human beings to each other with shared insights, emotions and experiences work against powerful Social Structures designed to exploit, harm and control. What happens when stories that maintain oppressive hierarchies break down under the weight of other stories, delivered with powerful clarity by masters of craft, of common language? What happens when, in response, stagecraft and common language is used to build narratives that reinforce the harms?“In Class” session number 239 draws from news of the death of non baseball Hall-of-Famer Peter Edward Rose to the whitelash defensive aftermath of the release of “the Message” to ask fundamental questions: Can justice, long delayed, be permanently denied? Deferred dreams be reduced to dead ones?JOIN KNARRATIVE: https://www.knarrative.com it's the only way to get into #Knubia, where these classes areheld live with a live chat.To shop Go to:TheGlobalMajorityMore from us:Knarrative Twitter: https://twitter.com/knarrative_Knarrative Instagram: https://www.instagram.com/knarrative/In Class with Carr Twitter: https://twitter.com/inclasswithcarrSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Mimi shares a market update for the Twin Cities and we talk about the importance of deferred home maintenance See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

In this episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz answer your questions!---

In this milestone 100th episode of the Common Sense Financial Podcast, host Brian Skrobonja delves into the critical topic of managing taxes in retirement. The episode focuses on strategies for minimizing tax liabilities, especially for retirees with tax-deferred accounts facing potential hefty tax bills. Brian emphasizes the importance of sustainable income creation during retirement and the role of tax optimization in this process. Most people envision their retirement to be built from predominantly tax-free income, but after many years of deferring taxes, retirees are facing a sizable tax bill on distributions taken from their retirement accounts that could be a third or more of what has been accumulated. When you're saving for retirement, growth of your assets is the priority. But many people don't realize that once they retire that's no longer true. The priority is actually creating sustainable income to support you through retirement while minimizing taxes. A common issue I've seen is future retirees knowing they will owe taxes on their deferred accounts, but not realizing the extent of the problem since the rules change once they retire. Many retirees we work with tend to have the same income goals in retirement, yet with fewer deductions. They no longer have children or mortgage interest to help them offset their tax burdens, which makes the situation more complex. Delaying distributions isn't an option either. Required Minimum Distributions will eventually force your hand. There are two tax problems facing retirees: taxes you will have to contend with today, and taxes that you will have to contend with in the future. With the national deficit continuing to rise, do you expect tax rates to go down in the future or go up? The most likely answer is that tax rates are on the rise, so we should be planning accordingly. There are two possibilities to help minimize the level at which you participate in paying your fair share towards the government's future revenue increases. You can either complete a Roth conversion or through tax deferred withdrawals contribute to an overfunded permanent life insurance policy. Making the decision of which strategy to implement is the easy part. The trick really is completing this process with minimal tax liabilities, which requires specialized knowledge. The progressive nature of the code makes understanding your tax burden complicated and miscalculating this could result in having a larger tax liability than anticipated. Depending on your income level, a taxable distribution can subject your Social Security to additional taxes. This is a separate calculation from the income tax brackets and uses a two step process to determine how much of your social security will be subject to taxation. This is important to know because a taxable distribution may not only push you into a higher income tax bracket, but it could trigger additional taxes on your social security, which could result in a higher effective rate. You should also be aware of the impact a taxable distribution can have on Medicare premiums. The impact of any possible premium increase is typically delayed by two years. This is one of those things that often comes as a surprise when people make decisions about distributions. The antidote to taxable income is deductions, credits and losses which can help reduce the net income subject to tax. There are a few options that can help offset the burden of taxes and make the transition from tax-deferred to tax-free easier, but they don't work for everyone, which is why we recommend working with a professional. The first thing is a donor advised fund or DAF. This allows you to contribute future charitable donations into a fund that you control when distributions are made that can also receive the tax benefit of the donation in the year you make the contribution into the fund. By making multiple years of donations in a single year into that fund, you have the potential of helping offset a taxable distribution from your retirement account in that year. The second is a Charitable Remainder Trust (CRT), where you can contribute future charitable donations into the trust and receive the tax benefit of the donation in the year you make the contribution. You can also receive income from the trust while you're living within IRS limits. A CRT is a more complex arrangement than a DAF with many options and requires an attorney to draft the trust. The third is a qualified charitable donation or QCD, which allows for anyone over the age of 70 and a half to make a direct donation from a qualified account to a charity. The fourth is something known as IDCs, or intangible drilling costs, which allows accredited investors to participate in the drilling expenses of an oil and gas company that could provide reportable tax losses that can help offset all forms of income, as well as the potential for cash flow back to the investor once the wells are operational.     Mentioned in this episode: BrianSkrobonja.com SkrobonjaFinancial.com Common Sense Financial Podcast on YouTube  Common Sense Financial Podcast on Spotify Brian's article - From Tax-Deferred to Tax-Free: Navigating Taxes in Retirement   References for this episode: https://www.usdebtclock.org/ https://www.irs.gov/newsroom/irs-provides-tax-inflation-adjustments-for-tax-year-2024 https://www.irs.gov/newsroom/irs-provides-tax-inflation-adjustments-for-tax-year-2024 https://www.ssa.gov/benefits/retirement/planner/taxes.html https://www.ssa.gov/benefits/medicare/medicare-premiums.html#anchor5 https://www.irs.gov/charities-non-profits/charitable-organizations/charitable-contribution-deductions https://www.irs.gov/charities-non-profits/charitable-remainder-trusts https://www.irs.gov/newsroom/qualified-charitable-distributions-allow-eligible-ira-owners-up-to-100000-in-tax-free-gifts-to-charity https://www.investopedia.com/terms/i/intangible-drilling-costs.asp https://www.crfb.org/blogs/tax-break-down-intangible-drilling-costs     Securities offered only by duly registered individuals through Madison Avenue Securities, LLC. (MAS), Member FINRA &SIPC. Advisory services offered only by duly registered individuals through Skrobonja Wealth Management (SWM), a registered investment advisor. Tax services offered only through Skrobonja Tax Consulting. MAS does not offer Build Banking or tax advice. Skrobonja Financial Group, LLC, Skrobonja Wealth Management, LLC, Skrobonja Insurance Services, LLC, Skrobonja Tax Consulting, and Build Banking are not affiliated with MAS. Skrobonja Wealth Management, LLC is a registered investment adviser. Advisory services are only offered to clients or prospective clients where Skrobonja Wealth Management, LLC and its representatives are properly licensed or exempt from licensure. The firm is a registered investment adviser with the state of Missouri, and may only transact business with residents of those states, or residents of other states where otherwise legally permitted subject to exemption or exclusion from registration requirements. Registration with the United States Securities and Exchange Commission or any state securities authority does not imply a certain level of skill or training. Investing involves risk, including the potential loss of principal. This is intended for informational purposes only. It is not intended to be used as the sole basis for financial decisions, nor should it be construed as advice designed to meet the particular needs of an individual's situation. A ROTH Conversion is a taxable event. Consult your tax advisor regarding your situation. Investments in securities are subject to investment risk, including possible loss of principal. Prices of securities may fluctuate from time to time and may even become valueless. Gas and oil investments are speculative in nature and are sold by Private Placement Memorandum (PPM). Carefully read the PPM before investing. Certain accreditation requirements may apply. Donor Advised Funds represent an irrevocable gift of assets from the donor to the fund. Contributions made to the fund are irrevocable and cannot be returned or used for any other individual or used for any purpose other than grant making to charities. The gift is not an investment or a security. When evaluating a contribution to the fund, carefully consider the terms and conditions, limitations, charges, and expenses. Depending on the tax filing status, DAF contributions may or may not be tax deductible.

A struggling jazz singer makes a deal with a mysterious man who promises her fame, only to discover too late that her dream will cost her everything. Learn more about your ad choices. Visit megaphone.fm/adchoices

The debate on Te Pāti Māori's proposed punishment has been paused until June - but it's still sparked discussion among some. Debate was set to begin today on proposed suspensions for the Te Pāti Māori MPs who did a haka during voting on the Treaty Principles Bill - before the Government moved to adjourn it. Despite this, former co-leader Te Ururoa Flavell has spoken in defence of Te Pāti Māori. "The bigger kaupapa here is around an ability for Māori to express their views in the Parliament of our land - and allow that to happen on the back of what has happened through history in Parliament." LISTEN ABOVESee omnystudio.com/listener for privacy information.

Hans and Robby are back again this week with a brand new episode! This week, they discuss taxable, tax deferred, or tax free retirement savings.  Don't forget to get your copy of “The Complete Cardinal Guide to Planning for and Living in Retirement” on Amazon or on CardinalGuide.com for free! You can contact Hans and Cardinal by emailing hans@cardinalguide.com or calling 919-535-8261. Learn more at CardinalGuide.com. Find us on YouTube: Cardinal Advisors.

On this episode of the Passive Income Playbook, Pascal Wagner interviews Michael O'Shea, Head of Private Wealth at Origin Investments. Michael shares how his firm has built a $3.3B portfolio offering institutional-quality investments to high-net-worth individuals, particularly through tax-advantaged vehicles like DSTs and Opportunity Zone funds. The episode dives deep into the mechanics, benefits, and misconceptions around both strategies—highlighting when each is appropriate, how they support estate planning, and their roles in diversifying and deferring or eliminating taxes. Michael also addresses regulatory expectations and why Origin's vertically integrated model gives investors access to highly curated, risk-managed real estate opportunities. Michael O'Shea Current Role: Head of Private Wealth, Origin Investments Based in: Chicago, IL Say hi to them at: origininvestments.com → Book a call via team page Get a 4-week trial, free postage, and a digital scale at ⁠https://www.stamps.com/cre⁠. Thanks to Stamps.com for sponsoring the show! Post your job for free at https://www.linkedin.com/BRE. Terms and conditions apply. Try Huel with 15% OFF + Free Gift for New Customers today using my code bestever at https://huel.com/bestever. Fuel your best performance with Huel today! Join the Best Ever Community  The Best Ever Community is live and growing - and we want serious commercial real estate investors like you inside. It's free to join, but you must apply and meet the criteria.  Connect with top operators, LPs, GPs, and more, get real insights, and be part of a curated network built to help you grow. Apply now at ⁠www.bestevercommunity.com⁠ Learn more about your ad choices. Visit megaphone.fm/adchoices

Summary In this episode, Beth Dodson and John Bedrozik delve into the world of Homeowner AI, focusing on its application in home maintenance. They discuss the challenges homeowners face in managing maintenance tasks, the importance of preventative maintenance, and how AI can simplify the process. The conversation highlights personal experiences, the significance of health and safety in home maintenance, and the potential impact of maintenance on home value. In this conversation, Beth Dodson and John Bodrozic discuss the importance of budgeting for home maintenance, the role of AI in assisting homeowners with maintenance tasks, and the benefits of understanding future maintenance costs. They explore how AI tools can provide personalized advice, help with DIY repairs, and forecast expenses, making homeownership more manageable and efficient. The discussion emphasizes the need for homeowners, especially first-time and aging homeowners, to be proactive in maintaining their homes to avoid costly repairs and ensure safety. Takeaways Homeowner AI can significantly reduce the learning curve for new homeowners. Preventative maintenance is crucial for saving money and avoiding costly repairs. Understanding the specific maintenance needs of a home based on its location is essential. Pest control is a vital aspect of home maintenance that is often overlooked. Health and safety issues can arise from neglecting home maintenance tasks. Deferred maintenance can negatively impact the resale value of a home. Homeowners often learn about maintenance through trial and error. AI technology can provide step-by-step guidance for home maintenance tasks. A comprehensive maintenance schedule is beneficial for homeowners. Communication with real estate agents can provide valuable insights into home maintenance.  Budgeting for home maintenance is essential for homeowners. AI tools can provide accurate cost estimates for maintenance tasks. Homeowners can choose between DIY and hiring professionals for repairs. Understanding the risks of neglecting maintenance tasks is crucial. AI can help troubleshoot home repair issues interactively. Forecasting future maintenance costs aids in financial planning. Older homeowners benefit from understanding maintenance budgets. AI tools can help avoid overbuying unnecessary tools. Home maintenance is vital for preserving the value of a home. Being proactive in home maintenance can save significant costs. Sound Bites "You can budget for it." "This is amazing." "Lint is highly flammable." "This would have been brilliant." "This is huge." "This is amazing information." "Our homes are our castles." "Be a smarter homeowner." Chapters 00:40 Introduction to Homeowner AI and Maintenance 05:52 The Journey of Homeownership and Maintenance Challenges 11:40 Preventative Maintenance and Its Importance 16:38 Health, Safety, and Home Maintenance 21:40 Homeowner AI: Revolutionizing Home Maintenance 23:18 Budgeting for Home Maintenance 24:45 Understanding Maintenance Tasks and Costs 28:39 Utilizing AI for Home Repairs 30:34 Interactive Troubleshooting with AI 32:32 Forecasting Future Maintenance Costs 36:13 Planning for Aging Homeowners 40:16 Becoming a Smarter Homeowner  

In this final Big 3 Briefing of the 2025 legislative session, we walk through where things landed for education funding in Washington state. We cover what passed around special education, MSOC, and transportation, break down key budget numbers, and reflect on the progress made—and the gaps that remain. It's our wrap-up of the session, and a look ahead to what comes next.- Megan Larkin & Christie RobertsonSee our comprehensive Show NotesSupport the showContact us at hello@rainydayrecess.org.Rainy Day Recess music by Lester Mayo, logo by Cheryl Jenrow.

HEADLINES: P20/kilo rice sale deferred | May 3, 2025Subscribe to The Manila Times Channel - https://tmt.ph/YTSubscribe Visit our website at https://www.manilatimes.net Follow us: Facebook - https://tmt.ph/facebook Instagram - https://tmt.ph/instagram Twitter - https://tmt.ph/twitter DailyMotion - https://tmt.ph/dailymotion Subscribe to our Digital Edition - https://tmt.ph/digital Check out our Podcasts: Spotify - https://tmt.ph/spotify Apple Podcasts - https://tmt.ph/applepodcasts Amazon Music - https://tmt.ph/amazonmusic Deezer: https://tmt.ph/deezer Stitcher: https://tmt.ph/stitcherTune In: https://tmt.ph/tunein #TheManilaTimes#KeepUpWithTheTimes Hosted on Acast. See acast.com/privacy for more information.

Monday April 28, 2025 UK SFO Paves Road to Corporate Deferred Prosecutions

The Defense Department's rollout of the Trump administration's deferred resignation program is in full swing, and that does not mean it's been smooth. In fact, some civilian employees are still waiting on their Separation Agreements and approvals, even though the administrative leave period is only two days away. Federal News Network's Anastasia Obis brings us the latest to sort this all out. See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

The last couple of weeks, we've been deep in the world of buying businesses. But what happens when it's time to cash out? Maybe you're ready to sell your business, that investment property you've managed for years, or another major asset you've poured your energy into. If you're like most people, the thrill of a big sale is quickly followed by a less-exciting thought: “Wait, how much am I going to owe in taxes?” It's the classic one-two punch—first the celebration, then the sinking feeling as you picture Uncle Sam's hand reaching for a chunk of your hard-earned gains. But here's the good news: you actually have options. Real, legal, IRS-approved options. And the right strategy can mean the difference between watching your profits shrink and putting your money to work for you—sometimes for years to come. Of course, things get a little trickier if you have a mortgage or other debt on the property, but don't worry—we'll break that down too. Let's start with one of the oldest tricks in the book: the 1031 Exchange. If you own investment real estate, you've probably heard about this one. The idea is simple: sell your property, buy another “like-kind” property, and—if you follow the rules—kick that tax bill down the road. But here's the twist: if you've got a mortgage, you'll need to replace that debt with equal or greater debt on your next property, or pony up the difference in cash. Otherwise, the IRS will want a piece of the action right away. So yes, leverage matters! Now, maybe you're tired of being a landlord but still want those tax perks. Enter the Delaware Statutory Trust, or DST. This is essentially 1031 exchanging into a syndication that is designed for this type of thing. You sell your property and, instead of buying another one yourself, you buy a slice of a big, professionally managed property—like an apartment complex or shopping center. DSTs often come with their own loans, so you can match your old mortgage and keep the tax deferral going. The upside? No more midnight calls about leaky faucets. The downside? You're trusting someone else to run the show and they need to be good at it (just like any syndication operator). And, there are some rules and restrictions that can affect your returns negatively. But what if you're selling a business? That's where Employee Stock Ownership Plans, or ESOPs, come in. Imagine selling your company to the people who helped you build it—your employees—and deferring a big chunk of your capital gains tax in the process. It's a win-win, but if your business has debt, things can get complicated fast. This is definitely a strategy where you'll want a seasoned advisor in your corner. Now, let's talk about installment sales and structured sales. In this scenario, instead of getting paid all at once for your asset, you spread out the payments—and the taxes—over several years. Structured sales even bring in a third party to guarantee those payments, adding an extra layer of security. But—and this is a big but—if you have a mortgage, the IRS treats the amount the buyer pays off as if you got that money in cash on day one. So, you'll pay taxes on that portion right away. For example, if you sell for $1 million but owe $600,000, you can only defer taxes on the $400,000 you actually receive over time. The more debt you have, the less you can defer. And finally, we have the Deferred Sales Trust—the topic of this week's Wealth Formula Episode. Think of this as the “supercharged” version of a structured sale. Instead of waiting on the buyer for payments, you transfer your asset to a trust, which sells it and invests the proceeds. You get to choose how and when you receive your money, and the trust can invest in all kinds of assets while your taxes stay deferred. It's flexible, it's powerful, and it gives you the chance to grow your money while you wait. Which of these strategies is right for your situation depends on your goals, your assets,

Freedom Day: South Africa's Deferred Dream or Hope Renewed? by Radio Islam

This is my Annual Autism Awareness and Acceptance Month Episode. I have a 22-year-old son with autism. In honor of his graduation in May 2025, the topic of this episode is the Transition to Adult Services. We knew this day would happen. Find out how we prepared.    To read the full show notes, visit https://www.thepharmacistsvoice.com/podcast.   A number of people outside of the pharmacy profession listen to my annual autism episode. This is my opportunity to pass on my personal experience to them and for you to learn more about my life.   Thank you to everyone who has been part of Kraig's life and helped us raise him. We are grateful beyond words for your help and support.    If you have an adult child with autism who is age 22 or older in Ohio or in the United States, I would love to know what you have done that has worked for you. Please feel free to message me through the contact form on my website, https://www.thepharmacistsvoice.com/   8 general topics covered Deferred graduation Guardianship Medicaid Supplemental Security Income (SSI)  County Board of DD (Transition Specialist)  OOD - Opportunities for Ohioans with Disabilities Healthcare changes from pediatrics to adult providers (eye doctor, dentist, primary care, etc) Legacy planning   9 comparisons between K-12 (school) and adult services IEPs and ISPs Motivation Behavior Home  Transportation Teachers  Physical activity Speech therapy and communication Occupational Therapy and activities of daily living   Check out the other episodes in this series: Episode 273 - April 2024: Solo show https://bit.ly/4aOky6o  Episode 213 - April 2023: Solo show https://bit.ly/3Ai0EAv  Episode 147 - April 2022: Solo show https://bit.ly/3LHcA2E  Episode 146 - April 2022: Interview with Dr. Christina Madison https://bit.ly/3L8Znzt   Host Background Kim Newlove is an Ohio pharmacist. She graduated from The University of Toledo College of Pharmacy with her BS Pharm in 2001. She has experience in hospital, retail, compounding, and behavioral health. She's not in clinical practice anymore. She is a full-time caregiver for her adult son with autism (Kraig) and a part-time podcast host, author, voice actor (think medical narration and audiobooks), coach, and consultant. Learn more about her services and happy clients on LinkedIn https://www.linkedin.com/in/kimnewlove.   Links from this episode OOD https://ood.ohio.gov/home SSI https://www.ssa.gov/ssi  Kim's websites and social media links: ✅ Guest Application Form (The Pharmacist's Voice Podcast) https://bit.ly/41iGogX ✅ Monthly email newsletter sign-up link https://bit.ly/3AHJIaF  ✅ LinkedIn Newsletter link https://bit.ly/40VmV5B ✅ Business website https://www.thepharmacistsvoice.com ✅ Get my FREE eBook and audiobook about podcasting ✅ The Pharmacist's Voice ® Podcast https://www.thepharmacistsvoice.com/podcast ✅ Drug pronunciation course https://www.kimnewlove.com  ✅ Podcasting course https://www.kimnewlove.com/podcasting  ✅ LinkedIn https://www.linkedin.com/in/kimnewlove ✅ Facebook https://www.facebook.com/kim.newlove.96 ✅ Twitter https://twitter.com/KimNewloveVO ✅ Instagram https://www.instagram.com/kimnewlovevo/ ✅ YouTube https://www.youtube.com/channel/UCA3UyhNBi9CCqIMP8t1wRZQ ✅ ACX (Audiobook Narrator Profile) https://www.acx.com/narrator?p=A10FSORRTANJ4Z ✅ Start a podcast with the same coach who helped me get started (Dave Jackson from The School of Podcasting)! **Affiliate Link - NEW 9-8-23**      Thank you for listening to episode 327 of The Pharmacist's Voice ® Podcast.  If you know someone who would like this episode, please share it with them!

Making more money is great, but what happens when it becomes a roadblock for contributing to a Roth IRA? And how can you make your emergency fund work smarter for you? In today's episode, we pull from the mailbag and answer a mix of listener questions. Eric addresses concerns that reflect the real-life hurdles many face on the road to retirement.   Here's some of what we discuss in this episode:

Deferred.

Forecast = Prepare for scattered CVEs, rising bot storms, and real-time threat lightning. Keep your digital umbrellas handy! ‍ On this episode of Storm⚡️Watch, we're breaking down the latest shifts in the vulnerability tracking landscape, starting with the ongoing turbulence in the CVE program. As the MITRE-run CVE system faces funding uncertainty and a potential transition to nonprofit status, the global security community is rapidly adapting. New standards and databases are emerging to fill the gaps—Europe's ENISA is rolling out the EU Vulnerability Database to ensure regional control, while China continues to operate its own state-mandated systems. Meanwhile, the CVE ecosystem's chronic delays and the NVD's new “Deferred” status for tens of thousands of older vulnerabilities are pushing teams to look elsewhere for timely, enriched vulnerability data. Open-source projects like OSV.dev and commercial players such as VulnCheck and Snyk are stepping up, offering real-time enrichment, exploit intelligence, and predictive scoring to help organizations prioritize what matters most. The result is a fragmented but innovative patchwork of regional, decentralized, open-source, and commercial solutions, with hybrid approaches quickly becoming the norm for defenders worldwide. We're also diving into Imperva's 2024 Bad Bot Report, which reveals that nearly a third of all internet traffic last year came from malicious bots. These bots are getting more sophisticated—using residential proxies, mimicking human behavior, and bypassing traditional defenses. The report highlights a surge in account takeover attacks and shows that industries like entertainment and retail are especially hard hit, with bot traffic now outpacing human visitors in some sectors. The rise of simple bots, fueled by easy-to-use AI tools, is reshaping the threat landscape, while advanced and evasive bots continue to challenge even the best detection systems. On the threat intelligence front, GreyNoise has just launched its Global Observation Grid—now the largest deception sensor network in the world, with thousands of sensors in over 80 countries. This expansion enables real-time, verifiable intelligence on internet scanning and exploitation, helping defenders cut through the noise and focus on the threats that matter. GreyNoise's latest research shows attackers are exploiting vulnerabilities within hours of disclosure, with a significant portion of attacks targeting legacy flaws from years past. Their data-driven insights are empowering security teams to prioritize patching and response based on what's actually being exploited in the wild, not just theoretical risk. We're also spotlighting Censys and its tools for tracking botnets and advanced threats, including collaborative projects with GreyNoise and CursorAI. Their automated infrastructure mapping and pivoting capabilities are helping researchers quickly identify related malicious hosts and uncover the infrastructure behind large-scale attacks. Finally, VulnCheck continues to bridge the gap during the CVE program's uncertainty, offering autonomous enrichment, real-time exploit tracking, and comprehensive coverage—including for CVEs that NVD has deprioritized. Their Known Exploited Vulnerabilities catalog and enhanced NVD++ service are giving defenders a broader, faster view of the threat landscape, often surfacing critical exploitation activity weeks before it's reflected in official government feeds. As the vulnerability management ecosystem splinters and evolves, organizations are being forced to rethink their strategies—embracing a mix of regional, open-source, and commercial intelligence to maintain visibility and stay ahead of attackers. The days of relying on a single source of truth for vulnerability data are over, and the future is all about agility, automation, and real-time insight. Storm Watch Homepage >> Learn more about GreyNoise >>  

With state capital support on the decline and infrastructure aging out of usefulness, higher education leaders are under pressure to find new ways to fund capital projects—without compromising mission, control, or long-term sustainability. In this episode of Changing Higher Ed®, Dr. Drumm McNaughton explores creative capital funding strategies institutions are using to meet urgent facility and housing demands. His guest, Brent Miller—Higher Education Market Sector Leader at HED—shares how colleges and universities across the country are structuring public-private partnerships (P3s), securing transformational donor gifts, and leveraging local bond initiatives to move large-scale capital plans forward. This conversation is especially relevant for presidents, CFOs, trustees, and VPs of facilities navigating deferred maintenance, campus growth, or strategic repositioning. Brent brings 30+ years of architectural and capital planning experience to the conversation, offering insights from some of the most innovative projects in higher ed capital development. Topics Covered: Why traditional state funding is no longer enough—and what institutions are doing about it How public-private partnerships (P3s) work, and which types of projects they're best suited for Case studies from USC, UC Irvine, University of Michigan, UC Merced, and more Donor and corporate partnership models that align with institutional missions How local bond initiatives are changing the future of community colleges What boards and presidents need to know about aligning capital projects with strategy and risk Real-World Examples Discussed: USC's Iovine and Young Academy, funded by a $70M gift from Jimmy Iovine and Dr. Dre UC Irvine's interdisciplinary health sciences building—merging donor intent and design University of Michigan's Ford Robotics Building, a co-developed corporate-academic research hub UC Merced 2020, a $1.3B P3 that doubled the university's physical capacity Cal State San Marcos' early mixed-use P3 development for housing and retail A facilities deal struck to replace plant equipment at cost and pay via utility savings General Motors University as an early model of industry-aligned higher ed Three Key Takeaways for Leadership: Ensure capital alignment with strategy: Every capital initiative should support the university's mission, enrollment trajectory, and long-term vision. Build in lifecycle costs: Deferred maintenance and energy savings must be part of the upfront planning—not afterthoughts. Communicate across stakeholders: From boards and donors to students and local communities, transparency is essential to success. This episode provides both a strategic framework and actionable insight into how today's institutions can overcome capital constraints through innovation, collaboration, and long-range thinking. Recommended For: Presidents, provosts, CFOs, trustees, board chairs, and facilities executives leading campus master planning, housing expansion, or long-term capital strategy. Read the transcript: https://changinghighered.com/capital-funding-strategies-higher-education/ #HigherEdLeadership #PublicPrivatePartnerships #HigherEducation #HigherEducationPodcast

New to tax concepts? This beginner-friendly video breaks down what tax-deferred means in simple, easy-to-understand language. Perfect for anyone looking to start their financial journey, we'll guide you through the basics of tax deferral and how it can impact your savings and investments. Don't forget to explore our Beginner Finance Playlist for more straightforward explanations on essential financial topics

We talked about this episode for months now, and it's finally here. Garbage collection in its full glory. Classic and free-threaded. Generational and single-pass. With eager and delayed untracking. We cover it all! Explicitly.## Timestamps(00:00:00) THE FUCKING INTRO(00:02:03) PART 0: SPORTS NEWS(00:03:19) PART 1: GARBAGE COLLECTION(00:03:57) The big problem with refcounting(00:08:35) Solving reference cycles through PyGC_Head(00:11:45) 64 bits ought to be enough for anybody(00:17:30) Why a doubly-linked list?(00:21:15) How reference counting makes finding cycles easier(00:26:25) Roots bloody roots(00:30:17) How are objects in the cycle destroyed?(00:31:58) Object resurrection(00:43:21) Why do you need "generations"?(00:52:26) Delayed untracking(00:54:46) Weak references, strong problems(00:59:19) GC in free threading(01:03:27) Reference counting in free-threading builds(01:10:08) Incremental GC talk is DEFERRED(01:11:00) PART 2: PR OF THE WEEK(01:17:15) Type checking the standard library itself?(01:29:51) PART 3: WHAT'S GOING ON IN CPYTHON?(01:30:15) Free-threading changes(01:32:54) Performance updates(01:36:11) http.server supports HTTPS!(01:37:01) PEP 768 and 758 landed(01:37:34) HACL*(01:38:24) fnmatch.filterfalse()(01:38:54) Bugfixes(01:42:46) Curiosities(01:54:49) OUTRO

Legal experts are feeling better about this round of the deferred resignation program, but the program is still in legally murky waters. Federal News Network's Anastasia Obis has more for us. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Legal experts are feeling better about this round of the deferred resignation program, but the program is still in legally murky waters. Federal News Network's Anastasia Obis has more for us. Learn more about your ad choices. Visit podcastchoices.com/adchoicesSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

It's important to weigh the pros and cons of converting your tax-deferred retirement savings to a Roth IRA by considering factors like tax implications, financial goals, and long-term benefits. Today's Stocks & Topics: LLY - Eli Lilly & Co., Market Wrap, CVX - Chevron Corp., Should You Convert Your Tax-Deferred Savings to a Roth?, KPP Newsletter, Oil Stocks, Key Benchmark Numbers: Treasury Yields, Gold, Silver, Oil and Gasoline, The Role of the Dollar, Panic Sell, DRD - DRDGOLD Ltd. ADR, IAG - IAMGOLD Corp., VZ - Verizon Communications Inc., T - AT&T Inc., Tariffs and Cars.Our Sponsors:* Check out Kinsta: https://kinsta.comAdvertising Inquiries: https://redcircle.com/brands

Deferred contracts are becoming a powerful tool in Major League Baseball, allowing teams to stretch massive payouts over decades — but what does that mean for the sport?   In this episode, Craig is joined by Jeremy M. Evans, attorney and CEO of California Sports Lawyer, to discuss the rise of deferred contracts and how they're reshaping financial strategy in baseball. Craig and Jeremy break down how teams like the Dodgers are leveraging media revenue, why private equity is entering the conversation, and what lessons MLB might take from other leagues.

Deferred contracts are becoming a powerful tool in Major League Baseball, allowing teams to stretch massive payouts over decades — but what does that mean for the sport?   In this episode, Craig is joined by Jeremy M. Evans, attorney and CEO of California Sports Lawyer, to discuss the rise of deferred contracts and how they're reshaping financial strategy in baseball. Craig and Jeremy break down how teams like the Dodgers are leveraging media revenue, why private equity is entering the conversation, and what lessons MLB might take from other leagues. Learn more about your ad choices. Visit megaphone.fm/adchoices

Tariffs, Contracts and Searches Space Weather Impact on 2024 Corn Planting Acute Interstitial Pneumonia   00:01:05 – Tariffs, Contracts and Searches: Roger McEowen, K-State and Washburn law professor, starts off today's show as he discusses topics concerning tariffs, deferred payment contracts, easement tax and warrantless searches. Ag Law and Tax Ramblings   00:12:05 – Space Weather Impact on 2024 Corn Planting: K-State precision agricultural economist, Terry Griffin, continues the show as he explains the impact that space weather had on corn planting in 2024 and if growers can do anything to prepare for potentially another event. Impact of the Gannon Storm on Corn Production Across the Midwestern USA swpc.noaa.gov Glocal Cost Assessment of GNSS Outage to Agricultural Productivity Terry onAgManager.info   00:23:05 – Acute Interstitial Pneumonia: The Beef Cattle Institute's Brad White, Bob Larson and Brian Lubbers ends today's show by answering a listener's question on lung lesions associated with acute interstitial pneumonia. BCI Cattle Chat Podcast Bovine Science with BCI Podcast Email BCI at bci@ksu.edu     Send comments, questions or requests for copies of past programs to ksrenews@ksu.edu.   Agriculture Today is a daily program featuring Kansas State University agricultural specialists and other experts examining ag issues facing Kansas and the nation. It is hosted by Shelby Varner and distributed to radio stations throughout Kansas and as a daily podcast.   K‑State Research and Extension is a short name for the Kansas State University Agricultural Experiment Station and Cooperative Extension Service, a program designed to generate and distribute useful knowledge for the well‑being of Kansans. Supported by county, state, federal and private funds, the program has county Extension offices, experiment fields, area Extension offices and regional research centers statewide. Its headquarters is on the K‑State campus in Manhattan

Monday April 7, 2025 The Case for Judicial Review of Deferred Prosecution Agreements

Employees are coming and going at the IRS. The agency is the latest to announce widespread layoffs. With the tax filing season nearly over, yet, the agency is also giving thousands of fired probationary employees a chance to get their old jobs back after putting them on paid administrative leave. Federal News Network's Jory Heckman has the latest. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Employees are coming and going at the IRS. The agency is the latest to announce widespread layoffs. With the tax filing season nearly over, yet, the agency is also giving thousands of fired probationary employees a chance to get their old jobs back after putting them on paid administrative leave. Federal News Network's Jory Heckman has the latest. Learn more about your ad choices. Visit podcastchoices.com/adchoicesSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Professor Frank Murray, Chairperson of Alcohol Action Ireland, explains why health warning labelling on alcohol products is so important.

Mark Clifton, Mark Hallock, and Dan Hurst discuss an article from Sam Rainer on some simple metrics to determine if your church is truly revitalized. Children and students comprise 25% or more of average worship attendance. Conversion ratio reaches 20:1 or better. Giving consistently exceeds expenses. Deferred maintenance is minimized. The number of people in groups is 80% or more of average worship attendance. Resources Related to this Episode: “How to Know Your Church is Revitalized (5 Key Indicators)” by Sam Rainer

More details have emerged on the Department of Defense's Deferred Resignation Program. According to a new memo, the DOD will offer the program to eligible DOD civilian employees for a week between April 7 and 14. Voluntary early retirement authority will also be offered. The initiatives, ordered by Defense Secretary Pete Hegseth, come as the Pentagon is looking to reduce its reduce civilian workforce and implement the Trump administration's Department of Government Efficiency (DOGE) efforts. Jules Hurst III, acting undersecretary of defense for personnel and readiness, wrote in an April 1 memo that the DRP provides a “generous opportunity for employees to enter a paid leave status for several months, prior to resigning or retiring,” adding that employees pending approval or approved for the program will not be subject to return to in-person work requirements. A bipartisan bill that would establish a nonprofit foundation aimed at boosting private-sector partnerships at the National Institute of Standards and Technology was reintroduced in the House and the Senate on Tuesday. The Expanding Partnerships for Innovation and Competitiveness (EPIC) Act would create a Foundation for Standards and Metrology at the Department of Commerce, which would be focused on fostering collaborations with academia, industry, and other organizations. That new foundation would ultimately help supplement NIST's funding and — according to a release shared with FedScoop in advance of the Wednesday announcement — make the path to commercializing technologies developed by the agency easier. The Daily Scoop Podcast is available every Monday-Friday afternoon. If you want to hear more of the latest from Washington, subscribe to The Daily Scoop Podcast  on Apple Podcasts, Soundcloud, Spotify and YouTube.

As colleges navigate increasing financial pressure, many struggle to balance mission with sustainability. In this  episode, Jeff and Michael welcome Rick Staisloff, founder of rpk GROUP, for a crash course in how college budgets really work. From centralized vs. decentralized models to the challenges of tuition discounting, Rick breaks down the major drivers of revenue and expense in higher ed. He also highlights why better business intelligence, clearer accountability, and a shift toward ROI thinking are essential for financial sustainability. Whether you're a board member or just curious, this episode offers practical insight into what's working—and what's not—in college budgeting. This episode is made with support from Ascendium Education Group and the Gates Foundation.Chapters0:00 - Intro03:45 - How colleges put together their budgets9:05 - Implementation challenges and best practices15:04 - Non-tuition revenue sources26:21 - Cost drivers29:41 - Solving the “Financial Bucket Problem”35:41 - Deferred maintenance38:11 - Shifting to an ROI mindset41:04 - The levers to pull43:14 - On the margins46:44 - College cash sources49:03 - Our most promising strategies Connect with Michael Horn:Sign Up for the The Future of Education NewsletterWebsiteLinkedInX (Twitter)Threads Connect with Jeff Selingo:Sign Up for the Next NewsletterWebsiteX (Twitter)ThreadsLinkedIn Connect with Future U:TwitterYouTubeThreadsInstagramFacebookLinkedIn Submit a question and if we answer it on air we'll send you Future U. swag!Sign up for Future U. emails to get special updates and behind-the-scenes content.

In this week's MBA Admissions podcast we began by discussing Round 2 activity on LiveWire; CMU / Tepper was among the top MBA programs releasing Round 2 decisions last week. For this upcoming week, Rice / Jones, UVA / Darden, Emory / Goizueta, Dartmouth / Tuck, Duke / Fuqua, Michigan / Ross, Vanderbilt / Owen, Notre Dame / Mendoza, Georgia / Terry and Indiana / Kelley are releasing their Round 2 decisions. Minnesota / Carlson is releasing their Round 3 decisions. Graham noted that Clear Admit now has several admissions-related events for the month of May; this includes the 2025 MBA Fair Clear Admit is hosting in Boston, on May 14th. Twenty-four of the top U.S.-based MBA programs are planning to attend. Signups for this event are here: https://bit.ly/mbafair2025 Graham mentioned two recently published articles by Clear Admit that focus on leading MBA programs' efforts to support students who are focused on sustainability and social impact, both really important fields in the world in which we now live. Graham then highlighted a Real Humans alumni spotlight on an HBS alumni who is now working at American Express. He notes the real value of all the case studies he was exposed to during his MBA. Graham also highlighted two Real Numbers features, that focus on average GMAT scores for European MBA programs, and average GRE scores for U.S.-based MBA programs. Graham then mentioned the publication of an admissions tip that focuses on Welcome Weekend events that top MBA programs host, once they have released their Round 2 decisions. For this week, for the candidate profile review portion of the show, Alex selected two ApplyWire entries and one DecisionWire entry: This week's first MBA admissions candidate is a military veteran who is looking to transition from the military after 20 years of service. This led us to discuss which is the right format of MBA to pursue. This week's second MBA candidate is still in college and is applying via the deferred admissions process. They have outstanding credentials, despite their 48th percentile in the verbal reasoning section of the GMAT. The final MBA candidate is deciding between Duke / Fuqua and Indiana / Kelley. They have a Forte Fellowship and are pursuing an MBA in health care. This episode was recorded in Paris, France and Cornwall, England. It was produced and engineered by the fabulous Dennis Crowley in Philadelphia, USA. Thanks to all of you who've been joining us and please remember to rate and review this show wherever you listen!

Straight from the A Dream Deferred Conference in Los Angeles, here's a conversation you won't want to miss. Tameaka White, AP coordinator at Fairmont Heights High School joins us to chat about the conference, the AP program at her school, and how she's getting ready for testing in May. The mic is live and the mic is hot! You're just one click away from getting… Coordinated.-----Watch the Coordinated podcast on YouTube.Subscribe to the AP Coordinator Experience YouTube Channel.Don't miss the Release Party, AP Coordinator's Manual, Part 2.Catch two all new videos… The Proctor Training Overview and Proctor Training Highlights.View the videos on AP Art and Design, AP Music Theory – Exam Administration, and AP Music Theory – Room Configurations and Best Practices.Be sure to check out videos about Students Accounts (for AP coordinators) and Student Accounts (to share with your AP students).Chat it up with fellow AP coordinators on Chat with a Coordinator.Bookmark the AP Coordinator Experience webpage.Watch this video series on how to use AP Registration and Ordering.Review dozens On-Demand videos created to help guide and support AP coordinators.Learn more about digital testing, including a series of helpful webinars.Join the AP Coordinator Community. Read up at the AP Coordinator Resource Library. Podcast theme song, “Good as Gold,” courtesy of former AP Music Theory student, Jackie Rae.

How using a deferred income annuity can increase retirement income compared to an immediate annuity or a bond ladder.Topics covered include:How immediate annuities and deferred income annuities workWhat are mortality credits, and why they are a key diversifierExamples of how mortality credits lead to a 1% to 1.5% higher annualized return over several decadesHow to decide whether an annuity is right for youEpisode SponsorsNetSuite LinkedIn Jobs – Use this link to post your job for free on LinkedIn JobsInsiders Guide Email NewsletterGet our free Investors' Checklist when you sign up for the free Money for the Rest of Us email newsletterOur Premium ProductsAsset CampMoney for the Rest of Us PlusShow NotesPost: No, really. Deferred income annuities (DIAs) are superior to SPIAs in every way by Boglehead User "GoWithTheCashFlow"—BogleheadsActuarial Life Table—SSATIPSLadderSafety-First Retirement Planning: An Integrated Approach for a Worry-Free Retirement by Wade D. Pfau—Retirement ResearcherRelated Episodes464: More Ways to Lock in Higher Yields in Case Interest Rates Fall455: Easier Investing, Richer Life: TIPS Ladders to Annuities407: Worry-Free Retirement Investing279: Why All Retirees Should Consider an Income AnnuitySee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

My wife has a deferred comp plan that annuitizes if she stays with the company until the age of 60, otherwise all deferred comp is paid in a lump sum. Should we be concerned? Have a money question? Email us here Subscribe to Jill on Money LIVE YouTube: @jillonmoney Instagram: @jillonmoney Twitter: @jillonmoney "Jill on Money" theme music is by Joel Goodman, www.joelgoodman.com. To learn more about listener data and our privacy practices visit: https://www.audacyinc.com/privacy-policy Learn more about your ad choices. Visit https://podcastchoices.com/adchoices

Today, we're talking about a deadline delay for federal employees offered a deferred resignation; opinions regarding Trump's ideas for rebuilding the Gaza Strip, an executive order that bans transgender athletes from women's sports, and other top news for Wednesday, February 5th. Stay informed while remaining focused on Christ with The Pour Over Today. Please support our TPO sponsors! The Voice of the Martyrs: vom.org/TPO Parenting with Ginger Hubbard: https://links.thepourover.org/ParentingwithGingerHubbard The Bulletin: MoreCT.com/BulletinPodcast Upside: https://links.thepourover.org/Upside Cru: give.cru.org/pour LMNT: https://links.thepourover.org/LMNT_Podcast HelloFresh: hellofresh.com/tpo10fm One Year Bible: https://links.thepourover.org/OneYearBible_Pod

On Jan. 28, the Office of Personnel Management (OPM) sent out an email offering a “deferred resignation program” to over 2 million federal employees, encouraging them to resign effective Sept. 30. The offer is only open until Feb. 6—and in the intervening days since OPM announced the program, federal employees have received a blizzard of followup emails offering confusing and rapidly changing information. Writing in Lawfare, Nick Bednar has examined the OPM offer and raised questions about whether federal employees who take this option will be able to seek legal recourse if their contract is not paid out. On the podcast, Bednar, an associate professor of law at the University of Minnesota, joined Lawfare Senior Editor Quinta Jurecic to walk through the many legal issues raised by the program and how federal employees are handling this period of uncertainty.We value your feedback! Help us improve by sharing your thoughts at lawfaremedia.org/survey. Your input ensures that we deliver what matters most to you. Thank you for your support—and, as always, for listening!To receive ad-free podcasts, become a Lawfare Material Supporter at www.patreon.com/lawfare. You can also support Lawfare by making a one-time donation at https://givebutter.com/lawfare-institute.Support this show http://supporter.acast.com/lawfare. Hosted on Acast. See acast.com/privacy for more information.

What happens to a dream deferred? A dream filled with tight outfits, latex boots, and furs? A dream saturated with showmanship, physicality, and wholesome recreation for both him and her? A dream of Bob: "Bob the Professional Wrestler". Does a dream deferred dry up like a raisin in the sun? Or fester like a sore—one that you caught last weekend from that hot Belgian? Does it stink like rotten meat? Or smell like Katya after a long show—like a sweaty, pickled beet? Maybe it just sags and squelches like a heavy load. Or does it, like the pure podcast magic that is Trixie and Bob in the same room for an hour, simply explode? For sustainable size and gender inclusive underwear, swimwear and loungewear for all bodies, head to https://tomboyx.com Join the 17 million Rakuten members who are already saving! Start all of your holiday shopping at https://Rakuten.com or download the Rakuten app to start saving today. Your Cash Back really adds up! Turn your holiday purchases into steps toward your financial goals with Chime's secure credit card. Get started today at https://Chime.com/BALD Chime. Feels like Progress. This holiday season, unwind and recharge with VIIA! If you're 21+, try VIIA today at: https://viia.co/BALD and use code BALD to receive 15% off! Follow Bob: @BobTheDragQueen Follow Trixie: @TrixieMattel Follow Katya: @Katya_Zamo To watch the podcast on YouTube: http://bit.ly/TrixieKatyaYT Don't forget to follow the podcast for free wherever you're listening or by using this link: http://bit.ly/baldandthebeautifulpodcast If you want to support the show, and get all the episodes ad-free go to: https://thebaldandthebeautiful.supercast.com If you like the show, telling a friend about it would be amazing! You can text, email, Tweet, or send this link to a friend: http://bit.ly/baldandthebeautifulpodcast To check out future Live Podcast Shows, go to: https://trixieandkatyalive.com To order your copy of our book, "Working Girls", go to: workinggirlsbook.com To check out the Trixie Motel in Palm Springs, CA: https://www.trixiemotel.com Learn more about your ad choices. Visit podcastchoices.com/adchoices