Podcasts about deferred

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Best podcasts about deferred

Latest podcast episodes about deferred

core.py
Episode 21: A Garbage Episode

core.py

Play Episode Listen Later Apr 17, 2025 117:34


We talked about this episode for months now, and it's finally here. Garbage collection in its full glory. Classic and free-threaded. Generational and single-pass. With eager and delayed untracking. We cover it all! Explicitly.## Timestamps(00:00:00) THE FUCKING INTRO(00:02:03) PART 0: SPORTS NEWS(00:03:19) PART 1: GARBAGE COLLECTION(00:03:57) The big problem with refcounting(00:08:35) Solving reference cycles through PyGC_Head(00:11:45) 64 bits ought to be enough for anybody(00:17:30) Why a doubly-linked list?(00:21:15) How reference counting makes finding cycles easier(00:26:25) Roots bloody roots(00:30:17) How are objects in the cycle destroyed?(00:31:58) Object resurrection(00:43:21) Why do you need "generations"?(00:52:26) Delayed untracking(00:54:46) Weak references, strong problems(00:59:19) GC in free threading(01:03:27) Reference counting in free-threading builds(01:10:08) Incremental GC talk is DEFERRED(01:11:00) PART 2: PR OF THE WEEK(01:17:15) Type checking the standard library itself?(01:29:51) PART 3: WHAT'S GOING ON IN CPYTHON?(01:30:15) Free-threading changes(01:32:54) Performance updates(01:36:11) http.server supports HTTPS!(01:37:01) PEP 768 and 758 landed(01:37:34) HACL*(01:38:24) fnmatch.filterfalse()(01:38:54) Bugfixes(01:42:46) Curiosities(01:54:49) OUTRO

InvestTalk
Should You Convert Your Tax-Deferred Savings to a Roth?

InvestTalk

Play Episode Listen Later Apr 11, 2025 46:12


It's important to weigh the pros and cons of converting your tax-deferred retirement savings to a Roth IRA by considering factors like tax implications, financial goals, and long-term benefits. Today's Stocks & Topics: LLY - Eli Lilly & Co., Market Wrap, CVX - Chevron Corp., Should You Convert Your Tax-Deferred Savings to a Roth?, KPP Newsletter, Oil Stocks, Key Benchmark Numbers: Treasury Yields, Gold, Silver, Oil and Gasoline, The Role of the Dollar, Panic Sell, DRD - DRDGOLD Ltd. ADR, IAG - IAMGOLD Corp., VZ - Verizon Communications Inc., T - AT&T Inc., Tariffs and Cars.Our Sponsors:* Check out Kinsta: https://kinsta.comAdvertising Inquiries: https://redcircle.com/brands

Lawyer 2 Lawyer -  Law News and Legal Topics
The Rise of Deferred Contracts in Major League Baseball

Lawyer 2 Lawyer - Law News and Legal Topics

Play Episode Listen Later Apr 11, 2025 33:53


Deferred contracts are becoming a powerful tool in Major League Baseball, allowing teams to stretch massive payouts over decades — but what does that mean for the sport?   In this episode, Craig is joined by Jeremy M. Evans, attorney and CEO of California Sports Lawyer, to discuss the rise of deferred contracts and how they're reshaping financial strategy in baseball. Craig and Jeremy break down how teams like the Dodgers are leveraging media revenue, why private equity is entering the conversation, and what lessons MLB might take from other leagues.

Legal Talk Network - Law News and Legal Topics
The Rise of Deferred Contracts in Major League Baseball

Legal Talk Network - Law News and Legal Topics

Play Episode Listen Later Apr 11, 2025 33:53


Deferred contracts are becoming a powerful tool in Major League Baseball, allowing teams to stretch massive payouts over decades — but what does that mean for the sport?   In this episode, Craig is joined by Jeremy M. Evans, attorney and CEO of California Sports Lawyer, to discuss the rise of deferred contracts and how they're reshaping financial strategy in baseball. Craig and Jeremy break down how teams like the Dodgers are leveraging media revenue, why private equity is entering the conversation, and what lessons MLB might take from other leagues. Learn more about your ad choices. Visit megaphone.fm/adchoices

Agriculture Today
1907 - Deferred Payments and Warrantless Searches...Space's Impact on 2024 Corn Planting

Agriculture Today

Play Episode Listen Later Apr 9, 2025 27:53


Tariffs, Contracts and Searches Space Weather Impact on 2024 Corn Planting Acute Interstitial Pneumonia   00:01:05 – Tariffs, Contracts and Searches: Roger McEowen, K-State and Washburn law professor, starts off today's show as he discusses topics concerning tariffs, deferred payment contracts, easement tax and warrantless searches. Ag Law and Tax Ramblings   00:12:05 – Space Weather Impact on 2024 Corn Planting: K-State precision agricultural economist, Terry Griffin, continues the show as he explains the impact that space weather had on corn planting in 2024 and if growers can do anything to prepare for potentially another event. Impact of the Gannon Storm on Corn Production Across the Midwestern USA swpc.noaa.gov Glocal Cost Assessment of GNSS Outage to Agricultural Productivity Terry onAgManager.info   00:23:05 – Acute Interstitial Pneumonia: The Beef Cattle Institute's Brad White, Bob Larson and Brian Lubbers ends today's show by answering a listener's question on lung lesions associated with acute interstitial pneumonia. BCI Cattle Chat Podcast Bovine Science with BCI Podcast Email BCI at bci@ksu.edu     Send comments, questions or requests for copies of past programs to ksrenews@ksu.edu.   Agriculture Today is a daily program featuring Kansas State University agricultural specialists and other experts examining ag issues facing Kansas and the nation. It is hosted by Shelby Varner and distributed to radio stations throughout Kansas and as a daily podcast.   K‑State Research and Extension is a short name for the Kansas State University Agricultural Experiment Station and Cooperative Extension Service, a program designed to generate and distribute useful knowledge for the well‑being of Kansans. Supported by county, state, federal and private funds, the program has county Extension offices, experiment fields, area Extension offices and regional research centers statewide. Its headquarters is on the K‑State campus in Manhattan

Corporate Crime Reporter Morning Minute
Monday April 7, 2025 The Case for Judicial Review of Deferred Prosecution Agreements

Corporate Crime Reporter Morning Minute

Play Episode Listen Later Apr 8, 2025 1:00


Monday April 7, 2025 The Case for Judicial Review of Deferred Prosecution Agreements

RTÉ - Morning Ireland
Health warning labels on alcohol due to come into force next year may be deferred

RTÉ - Morning Ireland

Play Episode Listen Later Apr 7, 2025 5:01


Professor Frank Murray, Chairperson of Alcohol Action Ireland, explains why health warning labelling on alcohol products is so important.

Revitalize and Replant
5 Indicators that Your Church Has Been Revitalized

Revitalize and Replant

Play Episode Listen Later Apr 3, 2025 22:15


Mark Clifton, Mark Hallock, and Dan Hurst discuss an article from Sam Rainer on some simple metrics to determine if your church is truly revitalized. Children and students comprise 25% or more of average worship attendance. Conversion ratio reaches 20:1 or better. Giving consistently exceeds expenses. Deferred maintenance is minimized. The number of people in groups is 80% or more of average worship attendance. Resources Related to this Episode: “How to Know Your Church is Revitalized (5 Key Indicators)” by Sam Rainer

Federal Drive with Tom Temin
DoD's deferred resignation program available to civilians April 7–14

Federal Drive with Tom Temin

Play Episode Listen Later Apr 3, 2025 8:23


The Defense Department continues to try and shrink its civilian workforce. This week, it reopened the deferred resignation program to nearly all civilians. As usual, employees have a short window of time to decide if they want to leave federal service. Federal News Network's Anastasia Obis reports. Learn more about your ad choices. Visit podcastchoices.com/adchoices

The Daily Scoop Podcast
DOD's deferred resignation to be offered April 7-14; Cyber leaders call for Congress to renew billion-dollar cyber grant program

The Daily Scoop Podcast

Play Episode Listen Later Apr 2, 2025 4:08


More details have emerged on the Department of Defense's Deferred Resignation Program. According to a new memo, the DOD will offer the program to eligible DOD civilian employees for a week between April 7 and 14. Voluntary early retirement authority will also be offered. The initiatives, ordered by Defense Secretary Pete Hegseth, come as the Pentagon is looking to reduce its reduce civilian workforce and implement the Trump administration's Department of Government Efficiency (DOGE) efforts. Jules Hurst III, acting undersecretary of defense for personnel and readiness, wrote in an April 1 memo that the DRP provides a “generous opportunity for employees to enter a paid leave status for several months, prior to resigning or retiring,” adding that employees pending approval or approved for the program will not be subject to return to in-person work requirements. A bipartisan bill that would establish a nonprofit foundation aimed at boosting private-sector partnerships at the National Institute of Standards and Technology was reintroduced in the House and the Senate on Tuesday. The Expanding Partnerships for Innovation and Competitiveness (EPIC) Act would create a Foundation for Standards and Metrology at the Department of Commerce, which would be focused on fostering collaborations with academia, industry, and other organizations. That new foundation would ultimately help supplement NIST's funding and — according to a release shared with FedScoop in advance of the Wednesday announcement — make the path to commercializing technologies developed by the agency easier. The Daily Scoop Podcast is available every Monday-Friday afternoon. If you want to hear more of the latest from Washington, subscribe to The Daily Scoop Podcast  on Apple Podcasts, Soundcloud, Spotify and YouTube.

Federal Drive with Tom Temin
As RIFs get underway, several agencies renew deferred resignation offers

Federal Drive with Tom Temin

Play Episode Listen Later Apr 2, 2025 7:21


Many federal employees are seeing a familiar email land in their inboxes. A number of agencies have revived the fork in the road offers. They're telling employees they can choose to quit now in exchange for a few months of pay. The renewed offer comes as many agencies are beginning to conduct reductions in force. Here with more Federal News Network's Drew Friedman. Learn more about your ad choices. Visit podcastchoices.com/adchoices

UBC News World
Diversify Your Retirement Savings With Gold IRA & Enjoy Tax-Deferred Growth

UBC News World

Play Episode Listen Later Mar 26, 2025 2:54


Worried that inflation or recession will eat into your retirement savings? Global Gold Investments' latest guide highlights why a gold IRA may just be what you need to protect your nest egg. Click https://www.iragoldproof.com/ to download the free guide. Global Gold Investments City: Beverly Hills Address: 9440 Santa Monica Boulevard #Suite 301 Website: https://www.iragoldproof.com Phone: +1 8887004148 Email: info@iragoldproof.com

Future U Podcast
Higher Ed 101: College Budgets Explained

Future U Podcast

Play Episode Listen Later Mar 25, 2025 51:01


As colleges navigate increasing financial pressure, many struggle to balance mission with sustainability. In this  episode, Jeff and Michael welcome Rick Staisloff, founder of rpk GROUP, for a crash course in how college budgets really work. From centralized vs. decentralized models to the challenges of tuition discounting, Rick breaks down the major drivers of revenue and expense in higher ed. He also highlights why better business intelligence, clearer accountability, and a shift toward ROI thinking are essential for financial sustainability. Whether you're a board member or just curious, this episode offers practical insight into what's working—and what's not—in college budgeting. This episode is made with support from Ascendium Education Group and the Gates Foundation.Chapters0:00 - Intro03:45 - How colleges put together their budgets9:05 - Implementation challenges and best practices15:04 - Non-tuition revenue sources26:21 - Cost drivers29:41 - Solving the “Financial Bucket Problem”35:41 - Deferred maintenance38:11 - Shifting to an ROI mindset41:04 - The levers to pull43:14 - On the margins46:44 - College cash sources49:03 - Our most promising strategies Connect with Michael Horn:Sign Up for the The Future of Education NewsletterWebsiteLinkedInX (Twitter)Threads Connect with Jeff Selingo:Sign Up for the Next NewsletterWebsiteX (Twitter)ThreadsLinkedIn Connect with Future U:TwitterYouTubeThreadsInstagramFacebookLinkedIn Submit a question and if we answer it on air we'll send you Future U. swag!Sign up for Future U. emails to get special updates and behind-the-scenes content.

Zion Presbyterian Church: Sermon Audio

Pastor Belonga preaches on 2 Samuel 21

Clear Admit MBA Admissions Podcast
MBA Wire Taps 414—20 years of service, Deferred admissions. Fuqua vs Kelley.

Clear Admit MBA Admissions Podcast

Play Episode Listen Later Mar 10, 2025 34:24


In this week's MBA Admissions podcast we began by discussing Round 2 activity on LiveWire; CMU / Tepper was among the top MBA programs releasing Round 2 decisions last week. For this upcoming week, Rice / Jones, UVA / Darden, Emory / Goizueta, Dartmouth / Tuck, Duke / Fuqua, Michigan / Ross, Vanderbilt / Owen, Notre Dame / Mendoza, Georgia / Terry and Indiana / Kelley are releasing their Round 2 decisions. Minnesota / Carlson is releasing their Round 3 decisions. Graham noted that Clear Admit now has several admissions-related events for the month of May; this includes the 2025 MBA Fair Clear Admit is hosting in Boston, on May 14th. Twenty-four of the top U.S.-based MBA programs are planning to attend. Signups for this event are here: https://bit.ly/mbafair2025 Graham mentioned two recently published articles by Clear Admit that focus on leading MBA programs' efforts to support students who are focused on sustainability and social impact, both really important fields in the world in which we now live. Graham then highlighted a Real Humans alumni spotlight on an HBS alumni who is now working at American Express. He notes the real value of all the case studies he was exposed to during his MBA. Graham also highlighted two Real Numbers features, that focus on average GMAT scores for European MBA programs, and average GRE scores for U.S.-based MBA programs. Graham then mentioned the publication of an admissions tip that focuses on Welcome Weekend events that top MBA programs host, once they have released their Round 2 decisions. For this week, for the candidate profile review portion of the show, Alex selected two ApplyWire entries and one DecisionWire entry: This week's first MBA admissions candidate is a military veteran who is looking to transition from the military after 20 years of service. This led us to discuss which is the right format of MBA to pursue. This week's second MBA candidate is still in college and is applying via the deferred admissions process. They have outstanding credentials, despite their 48th percentile in the verbal reasoning section of the GMAT. The final MBA candidate is deciding between Duke / Fuqua and Indiana / Kelley. They have a Forte Fellowship and are pursuing an MBA in health care. This episode was recorded in Paris, France and Cornwall, England. It was produced and engineered by the fabulous Dennis Crowley in Philadelphia, USA. Thanks to all of you who've been joining us and please remember to rate and review this show wherever you listen!

Coordinated
266. Live from A Dream Deferred

Coordinated

Play Episode Listen Later Mar 10, 2025 13:42


Straight from the A Dream Deferred Conference in Los Angeles, here's a conversation you won't want to miss. Tameaka White, AP coordinator at Fairmont Heights High School joins us to chat about the conference, the AP program at her school, and how she's getting ready for testing in May. The mic is live and the mic is hot! You're just one click away from getting… Coordinated.-----Watch the Coordinated podcast on YouTube.Subscribe to the AP Coordinator Experience YouTube Channel.Don't miss the Release Party, AP Coordinator's Manual, Part 2.Catch two all new videos… The Proctor Training Overview and Proctor Training Highlights.View the videos on AP Art and Design, AP Music Theory – Exam Administration, and AP Music Theory – Room Configurations and Best Practices.Be sure to check out videos about Students Accounts (for AP coordinators) and Student Accounts (to share with your AP students).Chat it up with fellow AP coordinators on Chat with a Coordinator.Bookmark the AP Coordinator Experience webpage.Watch this video series on how to use AP Registration and Ordering.Review dozens On-Demand videos created to help guide and support AP coordinators.Learn more about digital testing, including a series of helpful webinars.Join the AP Coordinator Community. Read up at the AP Coordinator Resource Library. Podcast theme song, “Good as Gold,” courtesy of former AP Music Theory student, Jackie Rae.

FedImpact: Candid Insights for Your Federal Retirement
[Reduction in Force] Part 2: Lessons Learned from Deferred Resignation Offer

FedImpact: Candid Insights for Your Federal Retirement

Play Episode Listen Later Mar 10, 2025 10:38


ProFeds Founder, Chris Kowalik, makes some observations about what we've learned so far about the original Deferred Resignation offer to help federal employees better navigate this next round of downsizing through the looming Reduction-in-Force (RIF).      KEY TAKEAWAYS: Federal employees have felt undervalued and unappreciated HR's inability to respond to overwhelming number of inquiries Widespread panic and indecisiveness among federal workforce Very few extensions and little court delay   Additional resources: Link to full RIF training series: FedImpact.com/RIF-training-series  Local workshop locations and dates: FedImpact.com/attend  To be introduced to a local financial professional: FedImpact.com/request-to-meet

FedImpact: Candid Insights for Your Federal Retirement
[Reduction in Force] Part 6: Comparing a “Reduction-in-Force” and the “Deferred Resignation”

FedImpact: Candid Insights for Your Federal Retirement

Play Episode Listen Later Mar 10, 2025 7:14


ProFeds Founder, Chris Kowalik, contrasts the Reduction-in-Force with the recent “Deferred Resignation” offer to help employees understand the stark difference between these two actions.   KEY TAKEAWAYS: Voluntary vs. Involuntary action Expected differences between the two downsizing actions Why some employees chose the deferred resignation instead of waiting for the RIF   Additional resources: Link to full RIF training series: FedImpact.com/RIF-training-series  Local workshop locations and dates: FedImpact.com/attend  To be introduced to a local financial professional: FedImpact.com/request-to-meet  

The Federal Retirement Show
Back to Basics: Deferred, Early, & Postponed Retirement for Federal Employees

The Federal Retirement Show

Play Episode Listen Later Feb 28, 2025 17:50


Episode 124 of The Federal Retirement Show – Val dives into the ins and outs of federal employee retirement options, focusing on Deferred, Early, and Postponed retirement plans. Val breaks down: Deferred Retirement: What happens if you leave federal service before meeting the full eligibility requirements and how to keep your retirement benefits intact. Early Retirement: The pros and cons of retiring earlier than the standard retirement age, including the rules and adjustments to your benefits. Postponed Retirement: How delaying your retirement can affect your pension and what you need to consider if you decide to keep working past your original retirement date. Don’t miss this episode if you’re looking to secure your financial future as a federal employee. Make sure to subscribe to The Federal Retirement Show for more episodes and leave us a review! Have questions about retirement planning or other financial topics? Connect with Val and the topic could be featured in future episodes! Don't forget to leave a review and share this podcast with anyone looking to boost their financial knowledge. --- Listen to Previous Episodes: https://federalretirementshow.com/podcasts/ Subscribe to the show’s YouTube channel:www.youtube.com/@americanbenefitsexchange --- Connect with Val:Phone --- (512) 582-6050Email --- vmajewski@thinkabx.comAmerican Benefits Exchange --- thinkabx.comFederal Retirement Show --- federalretirementshow.com/podcastsLinkedin --- https://www.linkedin.com/company/american-benefits-exchange/ --- About American Benefits Exchange:American Benefits Exchange focuses on providing solid financial solutions to Federal, postal, and state employees as well as members of the United States Armed Forces and small businesses. American Benefits Exchange brings years of experience and knowledge to support these niche markets. American Benefits Exchange, along with its provider companies, truly understands the needs of civil service employees. A portfolio of products is available to address important financial issues such as planning for retirement, FEGLI Option B replacement, Thrift Savings Plan Rollovers, and Pension Maximization.See omnystudio.com/listener for privacy information.

The JAYREELZ Podcast
Is It Over For Luka After Facing Former Team? Suns Set In West? Florida Valiant Comeback Falls Short vs GA. No Cup Rematch On TV? Dodgers Deferred Money: How Much & How Long? Bye To The Tush Push?

The JAYREELZ Podcast

Play Episode Listen Later Feb 27, 2025 64:00


Great news! If you make a purchase from any link of the links below, the channel earns a small affiliate commission from the site. Many thanks ahead of time. BETTER HELP: https://www.betterhelp.com/JAYREELZ save 10% OFF of your first month. OLIPOP Soda: https://www.drinkolipop.com use promo code JAYREELZ for 15% off of your purchase. BOMBA SOCKS: https://www.gopjn.com/t/2-561785-354075-142593 SAVE 20% BOMBA X WICKED: https://www.gopjn.com/t/4-525419-354075-142593 SAVE 20% CONSUMER CELLULAR: https://www.pntrs.com/t/2-593611-354075-293459 On the penultimate day of February with a new month and another year for the podcast on the horizon, you know I'm pumped up to deliver another fun filled hour of sports talk as the latest edition has arrived. On deck: (6:18) A reminder for all as I'll detail the 7th Anniversary Livestream that'll take place on Saturday, March 1st, so you won't want to miss this. (7:44) Luka Doncic played against his former teammates for the first time in a win in LA over the Mavericks Tuesday night. He's glad that it's over, but is it really? I'll go in on the Phoenix Suns as they are by far the biggest disappointment in the NBA this year. Should the organization blow things up at seasons' end? There's a heavyweight matchup tomorrow night in Boston as the Cavaliers will the face the Celtics. What will this mean in the grand scheme of things if the Celtics win? I'll check on what else is going on throughout the Association (and props to Diana Taurasi, who's retiring after a 20 year career in the WNBA) as we're down to the final third of the season. (25:26) As for what's going on in college basketball, you had #4 ranked Florida upset by Georgia after coming back from a 26 point deficit. Is this a bad loss for the Gators? And Kansas has fallen out of the Top 25, which is a surprise, considering they were the preseason favorite #1 team in the nation. (31:01) On the ice, Alex Ovechkin continues his assault on Wayne Gretzky's goal scoring record as he's 12 away from breaking it. The Rangers suffer a key loss on defense. How much will that hurt their playoff chances? And I'm appalled that the second rematch of last year's Stanley Cup Final isn't being broadcast at all as the Oilers try to snap their losing streak in Florida against the Panthers. There's some sad news as I'll pay respect to broadcaster Al Trautwig, who died at the age of 68. (45:08) Have you heard about how much the Dodgers are dishing out in deferred money? And for how long? Ha! I'll be more than happy to share that as I don't want to hear about Bobby Bonilla Day anymore as long as I'm alive. Shohei Ohtani will make his spring debut tomorrow vs. his former team in the Angels. Will he pitch? Guardians patriarch and former owner, Lawrence Dolan, dies at 94. (52:05) Can we finally say goodbye to the Tush Push? It may possibly come to fruition. Packers GM has come out to see if the play can get a permanent ban that the Eagles work to near perfection. Why I think the play needs to be pushed out forever? I'm not into all of these Matthew Stafford trade rumors as I'll explain why. The Bengals have stated that they'll pay WR Ja'Marr Chase the most in the sport as a non-QB. Why this could've been avoided dating back to a year ago? Please subscribe, leave a rating and post a review on Apple Podcasts, Google Podcasts, Spotify, Audacy, Amazon Music and iHeartRadio or wherever you get your podcasts. For daily shorts, weekly vlogs and then some, please subscribe to my YouTube channel at: https://www.youtube.com/channel/UCMucZq-BQrUrpuQzQ-jYF7w If you'd like to contribute to the production of the podcast, please visit my Patreon page at: www.patreon.com/TheJAYREELZPodcast   Many thanks for all of your love and support.   Intro/outro music by Cyklonus. LINKS TO SUBSCRIBE, RATE & REVIEW: APPLE: https://podcasts.apple.com/us/podcast/the-jayreelz-podcast/id1354797894 SPOTIFY: https://open.spotify.com/show/7jtCQwuPOg334jmZ0xiA2D?si=22c9a582ef7a4566 AUDACY: https://www.audacy.com/podcast/the-jayreelz-podcast-d9f50 iHEARTRADIO: https://www.iheart.com/podcast/256-the-jayreelz-podcast-43104270/ AMAZON MUSIC: https://www.amazon.com/The-JAYREELZ-Podcast/dp/B08K58SW24/ref=sr_1_1?dchild=1&keywords=the+jayreelz+podcast&qid=1606319520&sr=8-1

Federal Employees Retirement & Benefits Podcast
Deferred Resignation Program DRP - What's Unfolding Now?

Federal Employees Retirement & Benefits Podcast

Play Episode Listen Later Feb 24, 2025 29:42


You don't need to work longer; you just need a better plan. Schedule a peace of mind visit for your retirement planning with this link: https://calendly.com/charlesdzama/dzamatalk-complimentary-15-min-phone-call"15 minutes could save you a pile of money in taxes."Chapters: 0:00 - What happened to Charles?3:16 - The era of the Trump Administration 3:38 - What is the Deferred Resignation Program? 4:50 - Eligibility and Requirements for DRP 6:03 - How to Fill Out Elections 6:40 - DRP and Your Health Benefits 17:40 - Impact of DRP on Your Retirement Plans 19:20 - Managing Your Finances Under DRP Deferring or Not19:55 - Common Questions About DRP Answered 23:21 - Future Projections: What DRP Means for Your Retirement 23:51 - Health Tip: Stress Management During Retirement Planning 28:50 - Recap and ClosinConnect with CD Financial for More Insights:Twitter: /CDFinancial_LLCInstagram: /CDfinancial.llcFacebook: /CDFinancialLLCLinkedIn: /cd-financial-llc Visit our Website: https://cdfinancial.org/Subscribe and Stay Updated: Don't miss out on crucial advice for your financial journey. Subscribe now for weekly insights and strategies to secure your retirement.Get More from CD Financial: Looking for personalized advice? Schedule a consultation with Charles to tailor a plan that suits your unique financial situation: https://calendly.com/charlesdzama/dzamatalk-complimentary-15-min-phone-call#RetirementPlanning #OpenSeason2024 #FEHB #FederalEmployees #HealthInsurance #Podcast #FinancialWellness #CDFinancial #HealthMeetsWealth #InsuranceComparisonAdvisory services are offered through CD Financial LLC dba CD Financial, an Investment Advisor in the State of California. Insurance products and services are offered through CD Financial & Insurance Services LLC, an affiliated company.Opinions expressed herein are solely those of CD Financial and our editorial staff. The information contained in this material has been derived from sources believed to be reliable but is not guaranteed as to accuracy and completeness and does not purport to be a complete analysis of the materials discussed. All information and ideas should be discussed in detail with your individual adviser prior to implementation.Support the show

Money For the Rest of Us
Unlocking Hidden Returns: How Mortality Credits Boost Retirement Income

Money For the Rest of Us

Play Episode Listen Later Feb 19, 2025 25:44


How using a deferred income annuity can increase retirement income compared to an immediate annuity or a bond ladder.Topics covered include:How immediate annuities and deferred income annuities workWhat are mortality credits, and why they are a key diversifierExamples of how mortality credits lead to a 1% to 1.5% higher annualized return over several decadesHow to decide whether an annuity is right for youEpisode SponsorsNetSuite LinkedIn Jobs – Use this link to post your job for free on LinkedIn JobsInsiders Guide Email NewsletterGet our free Investors' Checklist when you sign up for the free Money for the Rest of Us email newsletterOur Premium ProductsAsset CampMoney for the Rest of Us PlusShow NotesPost: No, really. Deferred income annuities (DIAs) are superior to SPIAs in every way by Boglehead User "GoWithTheCashFlow"—BogleheadsActuarial Life Table—SSATIPSLadderSafety-First Retirement Planning: An Integrated Approach for a Worry-Free Retirement by Wade D. Pfau—Retirement ResearcherRelated Episodes464: More Ways to Lock in Higher Yields in Case Interest Rates Fall455: Easier Investing, Richer Life: TIPS Ladders to Annuities407: Worry-Free Retirement Investing279: Why All Retirees Should Consider an Income AnnuitySee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Nichel Anderson Short Stories And Beyond
Power of Reading Week S8 | "A Dream Deferred" BY Langston Hughes | Season 8 2024-2025

Nichel Anderson Short Stories And Beyond

Play Episode Listen Later Feb 19, 2025 13:15


Power of Reading Week S8 | "A Dream Deferred" BY  Langston Hughes | Season 8 2024-2025 Tune in another Power of Reading Week! Yay! Host, Nichel Anderson returns this week featuring the poem by Langston Hughes "Dream Differed" aka "Harlem", where during the month of February celebrating the power of reading. What are your favorite books? Ms. Anderson returns reading of the many talented writers, poets of the last century Langston Hughes that joined Dr. W.E.B. DuBois extraordinary concept of the Harlem Renaissance in literature and music, as well as, art. In which produced some of Mr. Hughes greatest work for generations. In this episode, Ms. Anderson reads the poem and provides an analysis of the poem thereafter.   Song music in background; "Kingship" by Nichel MOLIAE aka Nichel Anderson with featured Rapper "Chris Jenkins" | IG @chrisjenkinstvg     Listen, Download this song and share it here; Support Nichel's M-Film Dream;    -------- SHOP ON OFFICIAL WEBSITE; Purchase the Remix of Nichel's songs of her forthcoming song only here; You Know Me | SONG Remix;  https://moliae.com/song    or the catalog of songs here; https://moliae.com/shop   SHOP MOLIAE HOODI'S, Tshirts; https://moliae.com/product/wings-of-atlantis-moliae-hoodi/ ====== --- ***Apple Music My Song Links:    You Know Me:  https://music.lnk.to/yVTBWP     Don't You Remember The Times https://music.lnk.to/mXk8Xf   Atlantans https://music.lnk.to/Fgg572     Kingship   https://music.lnk.to/XORSTW   When love was divine      --- Stream Spotify Nichel's songs:  Kingship https://open.spotify.com/track/6PqzW6hkAkx0dHUMabj6pN?si=dc3e0b2c990f441b -- You Know Me https://open.spotify.com/album/4gd09XfrS5KFby3JbAjDxC?si=Jq-RRza7QrWDdY_aZ_53NQ -- Atlantans  https://open.spotify.com/album/1V2DjkvDteCb9UFwr0m6OC?si=AMNciL30SKyOz1agxoE7oA -- We Are Atlantans https://open.spotify.com/album/3ecYQyZ2INxYcTQ1yEUd9l?si=DzGSldhjRSS-ySjz_haVDA     --- When Love Was Divine https://open.spotify.com/track/6ta4GKvwYSBfffeZ2NHhaO?si=2cf54113cc434d6e   ----   ---- Get the NFTs Support the M-Film Project | Pyramids Mystery Temple Reunion (PMTR)   MOLIAEWorld.com Mint.MOLIAEWorld.com           ---- Check out another episode this week! Share this!      

Surviving Your Journey Towards Success Podcast
"A Dream Deferred" by Langston Hughes | Power of Reading Week S8 | Season 8 2024-2025

Surviving Your Journey Towards Success Podcast

Play Episode Listen Later Feb 19, 2025 13:15


Tune in another Power of Reading Week! Yay! Host, Nichel Anderson returns this week featuring the poem by Langston Hughes "Dream Differed" aka "Harlem", where during the month of February celebrating the power of reading. What are your favorite books? Ms. Anderson returns reading of the many talented writers, poets of the last century Langston Hughes that joined Dr. W.E.B. DuBois extraordinary concept of the Harlem Renaissance in literature and music, as well as, art. In which produced some of Mr. Hughes greatest work for generations. In this episode, Ms. Anderson reads the poem and provides an analysis of the poem thereafter.   Song music in background; "Kingship" by Nichel MOLIAE aka Nichel Anderson with featured Rapper "Chris Jenkins" | IG @chrisjenkinstvg   Listen, Download this song and share it here; Support Nichel's M-Film Dream;  Check out another episode this week! Share this!   Song music in background; "Kingship" by Nichel MOLIAE aka Nichel Anderson with featured Rapper "Chris Jenkins" | IG @chrisjenkinstvg     Listen, Download this song and share it here; Support Nichel's M-Film Dream;    ------- SHOP ON OFFICIAL WEBSITE; Purchase the Remix of Nichel's songs of her forthcoming song only here; You Know Me | SONG Remix;  https://moliae.com/song    or the catalog of songs here; https://moliae.com/shop   SHOP MOLIAE HOODI'S, Tshirts; https://moliae.com/product/wings-of-atlantis-moliae-hoodi/   ======   ***Apple Music My Song Links:    You Know Me:  https://music.lnk.to/yVTBWP   Don't You Remember The Times https://music.lnk.to/mXk8Xf   Atlantans https://music.lnk.to/Fgg572   Kingship https://music.lnk.to/XORSTW   When love was divine    --- Stream Spotify Nichel's songs:  Kingship https://open.spotify.com/track/6PqzW6hkAkx0dHUMabj6pN?si=dc3e0b2c990f441b -- You Know Me https://open.spotify.com/album/4gd09XfrS5KFby3JbAjDxC?si=Jq-RRza7QrWDdY_aZ_53NQ -- Atlantans  https://open.spotify.com/album/1V2DjkvDteCb9UFwr0m6OC?si=AMNciL30SKyOz1agxoE7oA -- We Are Atlantans https://open.spotify.com/album/3ecYQyZ2INxYcTQ1yEUd9l?si=DzGSldhjRSS-ySjz_haVDA   --- When Love Was Divine https://open.spotify.com/track/6ta4GKvwYSBfffeZ2NHhaO?si=2cf54113cc434d6e     --   ---- Get the NFTs Support the M-Film Project | Pyramids Mystery Temple Reunion (PMTR)   MOLIAEWorld.com Mint.MOLIAEWorld.com

Jill on Money with Jill Schlesinger
Analyzing Deferred Comp Options

Jill on Money with Jill Schlesinger

Play Episode Listen Later Feb 17, 2025 21:14


My wife has a deferred comp plan that annuitizes if she stays with the company until the age of 60, otherwise all deferred comp is paid in a lump sum. Should we be concerned? Have a money question? Email us here Subscribe to Jill on Money LIVE YouTube: @jillonmoney Instagram: @jillonmoney Twitter: @jillonmoney "Jill on Money" theme music is by Joel Goodman, www.joelgoodman.com. To learn more about listener data and our privacy practices visit: https://www.audacyinc.com/privacy-policy Learn more about your ad choices. Visit https://podcastchoices.com/adchoices

Bernstein & McKnight Show
David Samson talks Dodgers' deferred money game, 'unavoidable' MLB lockout (Hour 4)

Bernstein & McKnight Show

Play Episode Listen Later Feb 14, 2025 39:09


David Samson talks Dodgers' deferred money game, 'unavoidable' MLB lockout (Hour 4) full 2349 Fri, 14 Feb 2025 20:55:29 +0000 bXBAy8BRr7DLgqyAzzw4AjPooDCbTCyQ sports Bernstein & Harris Show sports David Samson talks Dodgers' deferred money game, 'unavoidable' MLB lockout (Hour 4) Dan Bernstein and Marshall Harris bring you fun, smart and compelling Chicago sports talk with great listener interaction. The show features discussion of the Bears, Blackhawks, Bulls, Cubs and White Sox as well as the biggest sports headlines beyond Chicago. Leila Rahimi joins the show as a co-host on Wednesdays. Recurring guests include Bears linebacker T.J. Edwards, Pro Football Talk founder Mike Florio, Cubs outfielder Ian Happ and Cubs president of baseball operations Jed Hoyer. Catch the show live Monday through Friday (10 a.m.- 2 p.m. CT) on 670 The Score, the exclusive audio home of the Cubs and the Bulls, or on the Audacy app. © 2024 Audacy, Inc. Sports False https://player.amperwavepodcasting.com?feed-link=https%3A%2F%2Frss.amperwave.net

Bernstein & McKnight Show
Examining why more MLB teams aren't in the deferred money business (Hour 1)

Bernstein & McKnight Show

Play Episode Listen Later Feb 14, 2025 38:23


Examining why more MLB teams aren't in the deferred money business (Hour 1) full 2303 Fri, 14 Feb 2025 20:58:12 +0000 ThsdnZhEIeGGRhzP8p5qUsZQbtWWJwZC sports Bernstein & Harris Show sports Examining why more MLB teams aren't in the deferred money business (Hour 1) Dan Bernstein and Marshall Harris bring you fun, smart and compelling Chicago sports talk with great listener interaction. The show features discussion of the Bears, Blackhawks, Bulls, Cubs and White Sox as well as the biggest sports headlines beyond Chicago. Leila Rahimi joins the show as a co-host on Wednesdays. Recurring guests include Bears linebacker T.J. Edwards, Pro Football Talk founder Mike Florio, Cubs outfielder Ian Happ and Cubs president of baseball operations Jed Hoyer. Catch the show live Monday through Friday (10 a.m.- 2 p.m. CT) on 670 The Score, the exclusive audio home of the Cubs and the Bulls, or on the Audacy app. © 2024 Audacy, Inc. Sports False https://player.amperwavepodcasting.com?feed-link=https%3A%2F%2Frss.amperwave.net%2Fv

Mully & Haugh Show on 670 The Score
Bruce Levine explains why the Cubs don't like using deferred payments

Mully & Haugh Show on 670 The Score

Play Episode Listen Later Feb 14, 2025 12:59


Bruce Levine explains why the Cubs don't like using deferred payments full 779 Fri, 14 Feb 2025 15:39:05 +0000 wb5Mr5xfUnmSWxQJ90lhtOcGif4P6JK0 mlb,chicago cubs,sports Mully & Haugh Show mlb,chicago cubs,sports Bruce Levine explains why the Cubs don't like using deferred payments Mike Mulligan and David Haugh lead you into your work day by discussing the biggest sports storylines in Chicago and beyond. Along with breaking down the latest on the Bears, Blackhawks, Bulls, Cubs and White Sox, Mully & Haugh routinely interview the top beat writers in the city as well as team executives, coaches and players. Recurring guests include Bears receiver DJ Moore, Tribune reporter Brad Biggs, former Bears coach Dave Wannstedt, Pro Football Talk founder Mike Florio, Cubs president of baseball operations Jed Hoyer and Cubs pitching coach Tommy Hottovy.Catch the Mully & Haugh Show live Monday through Friday (5 a.m.- 10 a.m. CT) on 670 The Score, the exclusive audio home of the Cubs and the Bulls, or on the Audacy app. For more, follow the show on X @mullyhaugh. 2024 © 2021 Audacy, Inc. Sports False https://player.amperwav

The Daily Scoop Podcast
GSA staff reinterviewed by DOGE prior to terminating probationary employees; Unions lack standing to fight deferred resignation

The Daily Scoop Podcast

Play Episode Listen Later Feb 14, 2025 3:46


A source familiar with the inner workings of the U.S. Digital Corps, a two-year fellowship for early-career technologists to show coding work and work through interagency agreements across the federal government that is managed by TTS, said that DOGE representatives asked them and others to show coding work. The source said that the DOGE representatives asked them and others to show coding work that held sensitive information. A GSA spokesperson told FedScoop that Shedd initiated these meetings, and that “getting a sense of the technical work being performed by the organization is an essential part of understanding what the team is doing and what they are capable of.” Unions are challenging the Trump administration's ‘deferred resignation' offer to government workers, but lack the standing to do so, according to a federal judge in Massachusetts. This decision eliminated the temporary pause on the previously decided deadline for workers to accept the resignation offer and denied the unions' attempt to seek a long-term hold on the deadline through a preliminary injunction. The Daily Scoop Podcast is available every Monday-Friday afternoon. If you want to hear more of the latest from Washington, subscribe to The Daily Scoop Podcast  on Apple Podcasts, Soundcloud, Spotify and YouTube.

AP Audio Stories
Judge clears way for Trump's plan to downsize federal workforce with deferred resignation program

AP Audio Stories

Play Episode Listen Later Feb 13, 2025 0:37


AP correspondent Mike Hempen reports on a court ruling in President Trump's favor.

Transition To RIA Podcast
Q119 - How To Make Up For Lost Deferred Comp When Transitioning To The RIA Model?

Transition To RIA Podcast

Play Episode Listen Later Feb 11, 2025 25:36


If you are an advisor at a firm that utilizes deferred compensation as part of the comp plan, ask yourself why your firm is doing that.If the value and resources they provide you are as superior as they claim to be, why would they need arbitrary barriers to keep you from leaving?Wouldn't you simply want to stay?Regardless of the spin, deferred compensation is a retention tool to benefit the firm, not to benefit their advisors.So how best can you manage this reality if you are considering transitioning to the RIA model?In this episode (#119) of the Transition To RIA question and answer series I explain how to navigate the potential loss of deferred compensation.Come take a listen!P.S. Prefer video? You can find this entire series in video format on Youtube. Search for the TRANSITION TO RIA channel.Show notes: https://TransitionToRIA.com/how-to-make-up-for-lost-deferred-comp-when-transitioning-to-the-ria-model/About Host: Brad Wales is the founder of Transition To RIA, where he helps financial advisors understand everything there is to know about WHY and HOW to transition their practice to the Registered Investment Advisor (RIA) model. Brad has 20+ years of industry experience, including direct RIA related roles in Compliance, Finance and Business Development. He has an MBA and has held the 4, 7, 24, 63 & 65 licenses. The Transition To RIA website (TransitionToRIA.com) has a large catalog of free videos, articles, whitepapers, as well as other resources to help advisors understand the RIA model and how it would apply to their unique circumstances.

Clear Admit MBA Admissions Podcast
MBA Wire Taps 409—3.9 GPA, deferred admissions. Finance or Consulting. Tuck vs Haas

Clear Admit MBA Admissions Podcast

Play Episode Listen Later Feb 10, 2025 37:15


In this week's MBA Admissions podcast we began by discussing Round 2 activity on LiveWire; interview invites continue to roll out for Round 2 candidates; last week, Chicago / Booth, Columbia, and Michigan / Ross released interview invites, along with those programs which trickle out invitations across several weeks (e.g. Stanford, Yale, et al). This week, INSEAD is scheduled to release their Round 3 interview invites. Graham highlighted the second webinar for Deferred Admissions candidates, scheduled on Wednesday, which includes CMU / Tepper, Chicago / Booth, Columbia, Yale SOM and UVA / Darden. Signups are here: https://bit.ly/de0225 Graham then mentioned the upcoming webinar series for Masters in Management candidates, taking place later this month, with signups here: https://bit.ly/mim0225 Graham mentioned several MBA news stories: London Business School is launching a Smart EMBA, which takes a blended learning approach. Clear Admit published two podcast-related posts; the first focuses on podcasts from some of the top-16 MBA programs, and the second looks at UPenn / Wharton's Ripple Effect podcast. Finally, Clear Admit also published a story regarding Duke / Fuqua students doing a career trek in Silicon Valley. Graham then highlighted two admissions tips. The first focuses on the versatility of the MBA, the second looks at questions a candidate might want to prepare, ahead of their MBA interview. Clear Admit's Real Numbers series is now back; the first two articles in this series focus on class sizes across the top US MBA programs, and the yearly cost of attendance at American b-schools. Finally, we discussed one more MBA Class of 2024 career report from Berkeley / Haas. Their career statistics follow similar patterns we have identified with prior career reports that we have published this season. For this week, for the candidate profile review portion of the show, Alex selected two ApplyWire entries and one DecisionWire entry: This week's first MBA admissions candidate is applying through the deferred admissions process, so is still an undergraduate student. They have a 3.9 GPA and a 730 GMAT score. This week's second MBA candidate is planning to apply either next season, or the season after. They have a 3.2 GPA, with a positive upward trend. They have a 322 GRE, which we think they might want to retake. They are also still determining between post-MBA goals in finance or consulting. The final MBA candidate is deciding between Dartmouth / Tuck and Berkeley / Haas, and they are seeking a short-term goal in private equity. This episode was recorded in Paris, France and Cornwall, England. It was produced and engineered by the fabulous Dennis Crowley in Philadelphia, USA. Thanks to all of you who've been joining us and please remember to rate and review this show wherever you listen!

The Pour Over
Delayed Deferred Resignation Deadline, Trump's Ideas for the Gaza Strip, Executive Order Banning Transgender Athletes from Women's Sports, & More I 02.07.25

The Pour Over

Play Episode Listen Later Feb 7, 2025 10:37


Today, we're talking about a deadline delay for federal employees offered a deferred resignation; opinions regarding Trump's ideas for rebuilding the Gaza Strip, an executive order that bans transgender athletes from women's sports, and other top news for Wednesday, February 5th. Stay informed while remaining focused on Christ with The Pour Over Today. Please support our TPO sponsors! The Voice of the Martyrs: vom.org/TPO Parenting with Ginger Hubbard: https://links.thepourover.org/ParentingwithGingerHubbard The Bulletin: MoreCT.com/BulletinPodcast Upside: https://links.thepourover.org/Upside Cru: give.cru.org/pour LMNT: https://links.thepourover.org/LMNT_Podcast HelloFresh: hellofresh.com/tpo10fm One Year Bible: https://links.thepourover.org/OneYearBible_Pod

WAMU: Local News
Friday News Chat: Federal judge pauses the deadline on Trump administration's “deferred resignation” for federal employees

WAMU: Local News

Play Episode Listen Later Feb 7, 2025 4:16


DJStrickland Podcast
Emergency Podcast: What's going on with immigration in America.

DJStrickland Podcast

Play Episode Listen Later Feb 6, 2025 57:05


SummaryIn this episode of the Right Side Up podcast, host Danielle Strickland and guest Alexia Salvatierra discuss the current state of immigration in America, focusing on the challenges faced by immigrants and refugees. Salvatierra shares her extensive experience in immigration advocacy and highlights the drastic changes in policies that have made it increasingly difficult for individuals seeking asylum and temporary protected status. The conversation delves into the legal processes surrounding immigration, the implications of recent executive orders, and the political motivations behind anti-immigrant sentiment.Salvatierra emphasizes the importance of recognizing the contributions of immigrants to society and advocates for a humane and ethical immigration system. In this conversation, Alexia Salvatierra and Danielle Strickland explore the themes of fear, faith, and the role of immigrant communities in the current socio-political landscape. They discuss the metaphor of an uncontained fire to illustrate the fear politicians face, the importance of faith in overcoming fear, and the revival brought by immigrant churches. They emphasize the need for Christians to act with courage and sacrifice, support immigrant communities, and seek trusted voices amidst misinformation.The conversation calls for a collective movement towards love and understanding, urging listeners to engage with and support those in need.TakeawaysAlexia Salvatierra has been involved in immigration advocacy for over 45 years.Current immigration policies are unprecedented and draconian.Temporary protected status is being removed for many vulnerable individuals.Legal processes for asylum seekers are being undermined.Venezuelan refugees face unique challenges due to their government's refusal to accept them back.The immigration system is broken, with limited pathways for legal entry.Deferred deportation status is now a priority for deportation.Political motivations often drive anti-immigrant sentiment.Immigrants contribute significantly to the economy and society.A humane immigration system is essential for the country's prosperity. The experience of an uncontained fire symbolizes political fear.Faith can help us overcome fear and take action.Immigrant churches play a crucial role in spiritual revival.Moving towards those we fear can lead to understanding.Courage and sacrifice are essential for Christians today.Building relationships with immigrant churches is vital.We must support those in crisis as brothers and sisters.Finding trusted voices is crucial in navigating misinformation.Liberation comes from understanding and embracing others.Asking good questions can lead to meaningful action.Chapters00:00 Introduction to Immigration Issues in America01:25 Alexia Salvatierra's Background and Experience03:49 Current State of Immigration Policies06:47 Understanding Temporary Protected Status10:00 Legal Processes and Their Implications12:52 The Situation of Venezuelan Refugees14:27 The Broken Immigration System18:21 Deferred Deportation and Dreamers22:20 The Political Landscape of Immigration26:57 Ethical Immigration Practices29:47 The Uncontained Fire: A Metaphor for Political Fear32:25 Faith Over Fear: A Biblical Perspective35:55 The Role of Immigrant Churches in Revival39:51 Moving Towards the Stranger: A Call to Action46:39 Courage and Sacrifice: The Christian Response51:41 Building Bridges: Supporting Immigrant Communities57:05 Finding Trusted Voices: Navigating MisinformationLinks: https://www.juntosencristo.orghttps://worldrelief.orghttps://www.pcusa.org/about-pcusa/agencies-entities/interim-unified-agency/ministry-areas/immigration-issueshttps://www.umc.org/en/how-we-serve/social-issues/immigrationhttps://www.catholiccharitiesusa.org/what-we-do/immigration-services/http://www.alexiasalvatierra.com/media.html Get full access to Right Side Up: Danielle Strickland at daniellestrickland.substack.com/subscribe

The Lawfare Podcast
Lawfare Daily: The Legality of OPM's "Deferred Resignations”

The Lawfare Podcast

Play Episode Listen Later Feb 5, 2025 47:30


On Jan. 28, the Office of Personnel Management (OPM) sent out an email offering a “deferred resignation program” to over 2 million federal employees, encouraging them to resign effective Sept. 30. The offer is only open until Feb. 6—and in the intervening days since OPM announced the program, federal employees have received a blizzard of followup emails offering confusing and rapidly changing information. Writing in Lawfare, Nick Bednar has examined the OPM offer and raised questions about whether federal employees who take this option will be able to seek legal recourse if their contract is not paid out. On the podcast, Bednar, an associate professor of law at the University of Minnesota, joined Lawfare Senior Editor Quinta Jurecic to walk through the many legal issues raised by the program and how federal employees are handling this period of uncertainty.We value your feedback! Help us improve by sharing your thoughts at lawfaremedia.org/survey. Your input ensures that we deliver what matters most to you. Thank you for your support—and, as always, for listening!To receive ad-free podcasts, become a Lawfare Material Supporter at www.patreon.com/lawfare. You can also support Lawfare by making a one-time donation at https://givebutter.com/lawfare-institute.Support this show http://supporter.acast.com/lawfare. Hosted on Acast. See acast.com/privacy for more information.

FedImpact: Candid Insights for Your Federal Retirement
[Deferred Resignation] Part 9: How to Access TSP (but Beware of the Penalties)

FedImpact: Candid Insights for Your Federal Retirement

Play Episode Listen Later Feb 4, 2025 8:40


ProFeds Founder, Chris Kowalik, reviews the IRS rules which allow you to take from your TSP at various ages (and if you're allowed to access TSP between now and 9/30).   KEY TAKEAWAYS: How do employees access TSP after they have separated (resigned or retired) How long employees have to wait take withdrawals from TSP What penalties may apply to withdrawals prior to age 59 ½   Additional resources: Link to OPM announcement: OPM.gov/fork Link to OPM FAQs: OPM.gov/fork/faq  Local workshop locations and dates: FedImpact.com/attend To be introduced to a local financial professional: FedImpact.com/request-to-meet

FedImpact: Candid Insights for Your Federal Retirement
[Deferred Resignation] Part 7: Employees Who Are Younger with Only a Few Years of Service

FedImpact: Candid Insights for Your Federal Retirement

Play Episode Listen Later Feb 4, 2025 6:59


ProFeds Founder, Chris Kowalik, addresses federal employees who are on the younger side with only a few years of service to see what opportunities may exist with the deferred resignation offer. KEY TAKEAWAYS: Who falls into this category What are the consequences of taking this resignation offer How are other benefits like FEHB, FEGLI, the Supplement & TSP affected Additional resources: Link to OPM announcement: OPM.gov/fork Link to OPM FAQs: OPM.gov/fork/faq  Local workshop locations and dates: FedImpact.com/attend To be introduced to a local financial professional: FedImpact.com/request-to-meet

FedImpact: Candid Insights for Your Federal Retirement
[Deferred Resignation] Part 8: How to Ensure You Keep FEHB and FEGLI if You Resign

FedImpact: Candid Insights for Your Federal Retirement

Play Episode Listen Later Feb 4, 2025 7:05


ProFeds Founder, Chris Kowalik, highlights what federal employees need to do to keep their government health insurance (FEHB) and government life insurance (FEGLI). KEY TAKEAWAYS: What requirements must be met to keep FEHB after leaving federal service What types of retirement allow FEHB to continue What to do if you don't meet these requirements Additional resources: Link to OPM announcement: OPM.gov/fork Link to OPM FAQs: OPM.gov/fork/faq  Local workshop locations and dates: FedImpact.com/attend To be introduced to a local financial professional: FedImpact.com/request-to-meet

FedImpact: Candid Insights for Your Federal Retirement
[Deferred Resignation] Part 3: The New Twist by OPM - Offering Early Outs

FedImpact: Candid Insights for Your Federal Retirement

Play Episode Listen Later Feb 4, 2025 17:44


ProFeds Founder, Chris Kowalik, discusses the new twist added by OPM just days before federal employees decide if they stay or go.  This change includes relaxed eligibility standards through the Early Out (VERA) option for those who qualify. KEY TAKEAWAYS: Who qualifies for an Early Out  How does it change this decision for many people What effect does this have on your pension How are other benefits like FEHB, FEGLI, the Supplement & TSP affected Additional resources: Link to OPM announcement: OPM.gov/fork Link to OPM FAQs: OPM.gov/fork/faq  Local workshop locations and dates: FedImpact.com/attend To be introduced to a local financial professional: FedImpact.com/request-to-meet

FedImpact: Candid Insights for Your Federal Retirement
[Deferred Resignation] Part 4: Employees Who Qualify for MRA+10

FedImpact: Candid Insights for Your Federal Retirement

Play Episode Listen Later Feb 4, 2025 10:52


ProFeds Founder, Chris Kowalik, discusses how the Deferred Resignation applies to federal employees who have met their Minimum Retirement Age, but don't have the years of service necessary to be fully-eligible to retire.   KEY TAKEAWAYS: Who qualifies for an MRA+10 retirement What effect does this have on your pension  How can you avoid penalties to your pension How are other benefits like FEHB, FEGLI, the Supplement & TSP affected   Additional resources: Link to OPM announcement: OPM.gov/fork Link to OPM FAQs: OPM.gov/fork/faq  Local workshop locations and dates: FedImpact.com/attend To be introduced to a local financial professional: FedImpact.com/request-to-meet

FedImpact: Candid Insights for Your Federal Retirement
[Deferred Resignation] Part 5: Employees Who Are Already Fully-Eligible to Retire

FedImpact: Candid Insights for Your Federal Retirement

Play Episode Listen Later Feb 4, 2025 9:41


ProFeds Founder, Chris Kowalik, discusses how the Deferred Resignation applies to federal employees who are already fully-eligible to retire (and what to do if you've already filed for retirement)!   KEY TAKEAWAYS: How to know if you are fully-eligible to retire What steps need to be taken to accept the resignation offer How to change your retirement date to reflect 9/30 How your pension will change   Additional resources: Link to OPM announcement: OPM.gov/fork Link to OPM FAQs: OPM.gov/fork/faq  Local workshop locations and dates: FedImpact.com/attend To be introduced to a local financial professional: FedImpact.com/request-to-meet

FedImpact: Candid Insights for Your Federal Retirement
[Deferred Resignation] Part 6: Employees Who Are Close to Retirement (But Won't Qualify for an Early Out)

FedImpact: Candid Insights for Your Federal Retirement

Play Episode Listen Later Feb 4, 2025 9:23


ProFeds Founder, Chris Kowalik, addresses federal employees who are close to being eligible to retire, but don't meet the requirements for an Early Out (VERA).   KEY TAKEAWAYS: Who falls into this category What are the consequences of taking this resignation offer How are other benefits like FEHB, FEGLI, the Supplement & TSP affected   Additional resources: Link to OPM announcement: OPM.gov/fork Link to OPM FAQs: OPM.gov/fork/faq  Local workshop locations and dates: FedImpact.com/attend To be introduced to a local financial professional: FedImpact.com/request-to-meet

FedImpact: Candid Insights for Your Federal Retirement
[Deferred Resignation] Part 1: Legitimacy, Distrust & Uncertainty

FedImpact: Candid Insights for Your Federal Retirement

Play Episode Listen Later Feb 3, 2025 25:51


ProFeds Founder, Chris Kowalik, discusses the concerns of the legitimacy of the “Deferred Resignation” offer that expires on February 6th – and why distrust and uncertainty are running high among federal workers.    KEY TAKEAWAYS: The unorthodox method in which this offer was made The uncertainty of many important details The general distrust among the federal workforce The concerns about “what's next”   Additional resources: Link to OPM announcement: OPM.gov/fork Link to OPM FAQs: OPM.gov/fork/faq  Local workshop locations and dates: FedImpact.com/attend To be introduced to a local financial professional: FedImpact.com/request-to-meet

FedImpact: Candid Insights for Your Federal Retirement
[Deferred Resignation] Part 2: 10 Questions to Ask Your Agency's HR Before You Resign

FedImpact: Candid Insights for Your Federal Retirement

Play Episode Listen Later Feb 3, 2025 11:43


ProFeds Founder, Chris Kowalik, identifies 10 important questions that federal employees should ask of their agency's HR department before they resign.   KEY TAKEAWAYS: Documents you need to get Actions that need to be taken Expectations moving forward   Additional resources: Link to OPM announcement: OPM.gov/fork Link to OPM FAQs: OPM.gov/fork/faq  Local workshop locations and dates: FedImpact.com/attend To be introduced to a local financial professional: FedImpact.com/request-to-meet

Yaron Brook Show
RFK; Deferred Resignations; Funding Freeze; Competitive Compass; Peak Pollution | Yaron Brook Show

Yaron Brook Show

Play Episode Listen Later Jan 30, 2025 85:03


Your Money, Your Wealth
Deferred Comp, Roth Strategies, Asset Protection (and Gold) - 514

Your Money, Your Wealth

Play Episode Listen Later Jan 28, 2025 31:07


Mike and his wife in Tampa are 39 and 36, they've got nearly a million bucks saved. Are they on track for retirement? Kate in California is 55 and hopes to retire in the next couple of years. How should she manage deferred compensation and retirement withdrawals? That's today on Your Money, Your Wealth® podcast number 514 with Joe Anderson, CFP®, and Big Al Clopine, CPA. Plus, Joe and Big Al answer questions from our YouTube viewers on considering IRMAA when making Roth conversions, paying Roth conversion taxes quarterly or in December or in January, protecting a gifted house from a child's ex, and the tax impact of rebuilding on an inherited property. Finally, 8 years ago, Joe and Big Al said you shouldn't have more than 2% of your portfolio in gold and one YouTube viewer said that did not age too well. What do the fellas think today? We'll find out. Access free financial resources and the episode transcript: https://bit.ly/ymyw-514 LIMITED TIME OFFER: Download the Cruising Into Retirement Checklist and Guide by Friday January 31, 2025! WATCH How to Cruise Into Your Retirement on YMYW TV DOWNLOAD the Withdrawal Strategy Guide for free ASK Joe & Big Al for your Retirement Spitball Analysis SCHEDULE your Free Financial Assessment SUBSCRIBE to YMYW on YouTube DOWNLOAD more free guides READ financial blogs WATCH educational videos SUBSCRIBE to the YMYW Newsletter Timestamps: 00:00 - Intro: This Week on the YMYW Podcast 00:56 - 39 & 36 With Nearly $1M. How Are We Doing? (Mike, Tampa, FL) 07:30 - Watch How to Cruise Into Your Retirement on YMYW TV, Download the Cruising Into Retirement Checklist and Guide by Friday, Jan. 31, 2025! 08:14 - Hoping to Retire in the Next Couple of Years. How Should I Manage Deferred Comp and Withdrawals? (Kate, CA, 55) 16:23 - Download the Withdrawal Strategy Guide for free 16:56 - Roth Conversions Prior to IRMAA for Alex in podcast 510? (Thomas, YouTube) 18:54 - How to Pay Roth Conversion Taxes Before Filing 2024 Taxes? (PoolMileThirty, YouTube) 21:39 - Paying Roth Conversion Tax in December vs. January (TacticalTruth, YouTube) 22:53 - How To Avoid Child's Ex Taking Half of Gifted House? (Emjay, YouTube) 23:53 - Will Kids Keep Stepped Up Basis If They Build New House on the Property? (Thaigera, YouTube) 27:53 - Gold Doesn't Grow? That Didn't Age Well (Eldon, YouTube comment) 29:39 - Outro: Next Week on the YMYW Podcast

Retirement Starts Today Radio
Peter Lazaroff's Options for Reducing Taxes on Deferred Gains Pre-Retirement, Ep #385

Retirement Starts Today Radio

Play Episode Listen Later Jan 27, 2025 22:39


Click here to work with us! What if you could turn those green numbers in your investment account into retirement income while paying as little in taxes as possible? That's exactly what we're covering today with Peter Lazaroff, Chief Investment Officer at PlanCorp. We're tackling the challenge many of us face: managing deferred gains in our portfolios and figuring out the smartest ways to reduce the tax hit as we transition to retirement. Peter and I talk through a range of strategies for handling concentrated stock positions, whether it's selling off winners gradually, taking advantage of tax-loss harvesting, or exploring more advanced options like exchange funds or a 351 exchange. These aren't just dry financial concepts—they're real, actionable ideas that can help you simplify your portfolio and make the most of what you've saved. And trust me, simplifying your financial “closet” can feel like a huge weight lifted. We also talk about the emotional side of investing. Why does it feel so hard to part with stocks that have been good to us? Whether it's an attachment to the company or pride in your early picks, Peter shares why these feelings matter and how to move past them to make decisions that better serve your long-term goals. Stick around—you won't want to miss the insights he has to share.  Outline of This Episode (0:20) Peter Lazaroff's Options for Reducing Taxes on Deferred Gains Pre-Retirement (01:46) Why retirees need to manage large brokerage gains. (03:10) The emotional challenge of selling winning stocks. (05:20) Risks of concentrated stock positions and diversification. (09:00) Tax-loss harvesting and direct indexing strategies. (14:30) Simplifying portfolios with the 351 exchange. (18:40) Portfolio simplicity and enjoying retirement income. Resources & People Mentioned The Retirement Podcast Network Peter Lazaroff's Book: "Making Money Simple" – www.peterlazaroff.com/freebook Peter Lazaroff's Website – peterlazaroff.com The Long Term Investor Podcast – thelongterminvestor.com Connect with Peter Lazaroff Peter's website Connect with Benjamin Brandt Become a Client: www.retirementstartstoday.com/start Get the Retire-Ready Toolkit: http://retirementstartstodayradio.com/ Follow Ben on Twitter: https://twitter.com/retiremeasap Join the newsletter: https://retirementstartstodayradio.com/newsletter Dive deeper into retirement planning with Ben at www.RetirementIncome.University Subscribe to Retirement Starts Today on Apple Podcasts, Stitcher, TuneIn, Podbean, Player FM, iHeart, or Spotify

Edgewater Christian Fellowship
Hope Returns – Rekindled

Edgewater Christian Fellowship

Play Episode Listen Later Jan 26, 2025 43:12


The thriving model church at Thessalonica has lost hope and the Apostle Paul pens his second letter to both theologically and practically reignite the hope they had in King Jesus.

The Bald and the Beautiful with Trixie Mattel and Katya Zamo
Bob the Drag Queen's Dream Deferred with Trixie

The Bald and the Beautiful with Trixie Mattel and Katya Zamo

Play Episode Listen Later Dec 17, 2024 58:13


What happens to a dream deferred? A dream filled with tight outfits, latex boots, and furs? A dream saturated with showmanship, physicality, and wholesome recreation for both him and her? A dream of Bob: "Bob the Professional Wrestler". Does a dream deferred dry up like a raisin in the sun? Or fester like a sore—one that you caught last weekend from that hot Belgian? Does it stink like rotten meat? Or smell like Katya after a long show—like a sweaty, pickled beet? Maybe it just sags and squelches like a heavy load. Or does it, like the pure podcast magic that is Trixie and Bob in the same room for an hour, simply explode? For sustainable size and gender inclusive underwear, swimwear and loungewear for all bodies, head to https://tomboyx.com Join the 17 million Rakuten members who are already saving! Start all of your holiday shopping at https://Rakuten.com or download the Rakuten app to start saving today. Your Cash Back really adds up! Turn your holiday purchases into steps toward your financial goals with Chime's secure credit card. Get started today at https://Chime.com/BALD Chime. Feels like Progress. This holiday season, unwind and recharge with VIIA! If you're 21+, try VIIA today at: https://viia.co/BALD and use code BALD to receive 15% off! Follow Bob: @BobTheDragQueen Follow Trixie: @TrixieMattel Follow Katya: @Katya_Zamo To watch the podcast on YouTube: http://bit.ly/TrixieKatyaYT Don't forget to follow the podcast for free wherever you're listening or by using this link: http://bit.ly/baldandthebeautifulpodcast If you want to support the show, and get all the episodes ad-free go to: https://thebaldandthebeautiful.supercast.com If you like the show, telling a friend about it would be amazing! You can text, email, Tweet, or send this link to a friend: http://bit.ly/baldandthebeautifulpodcast To check out future Live Podcast Shows, go to: https://trixieandkatyalive.com To order your copy of our book, "Working Girls", go to: workinggirlsbook.com To check out the Trixie Motel in Palm Springs, CA: https://www.trixiemotel.com Learn more about your ad choices. Visit podcastchoices.com/adchoices