Podcasts about deferred

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SEC Chairman Paul Atkins and his wife reportedly own 54 life insurance policies. Yes, fifty-four! Most people see that headline and think it's extreme. Maybe even a little absurd. Why would anyone hold that many policies? Who does that? But there's a more interesting question worth asking - what does someone who owns 54 policies understand about life insurance that most people were never taught? https://youtu.be/DdGxt2346C8 Because there are two completely different ways to think about life insurance. One is the way most of us were introduced to it: a product you buy, file away, and hope you never need. The other is what someone like Atkins seems to be doing. Building a financial architecture. A system. An infrastructure designed to do real financial work across an entire family and portfolio. That gap is what this article is about. Not Paul Atkins specifically. But what his disclosure reveals about how financially sophisticated people think about control, liquidity, and the capabilities of permanent life insurance that most of us were simply never shown. Key TakeawaysFrom Checkbox to Capital SystemThe Problem With Only Having One StrategyWhy Wealthy Families Think About Control FirstThe Priority Order That Changes EverythingOpportunities Find CashWhat 54 Policies Might Actually Be SolvingEstate EqualizationBusiness Succession and Deferred CompensationLiquidity Without LiquidationTax-Advantaged Access During Your LifetimeGovernment Service and Conflict-of-Interest DisclosuresWhy the Contract Distinction Changes EverythingWhat Family Banking Looks LikeA Real ExampleThe Internal CycleThinking About Family Members as Key PeopleThe Generational DimensionNot All Life Insurance Is the Same ToolWhy Whole Life With a Mutual CompanyThe Question Isn't Why, It's What.Book a Strategy CallFrequently Asked QuestionsWhat is family banking with life insurance?Why would someone own 54 life insurance policies?How does whole life insurance provide liquidity?What is the difference between a life insurance contract and a financial account?Can life insurance really be used as a tax strategy?What type of life insurance works for family banking? Key Takeaways Wealthy families treat life insurance as a capital system, not a product purchase Whole life insurance provides a kind of liquidity and control that no other asset class replicates A life insurance policy is a contract; most other financial assets are accounts, and that distinction matters Multiple policies signal a coordinated financial architecture, not a single coverage decision Family banking uses whole life policy cash value to fund needs within the family without relying on outside lenders Not all life insurance is built for this purpose. A specially designed dividend-paying whole life with a mutual company is the right foundation From Checkbox to Capital System Most people's first exposure to life insurance comes through a W-2 job. You fill out your benefits enrollment paperwork, someone offers you a multiple of your salary, and the pitch is pretty simple: if something happens to you, this replaces what you would have earned. That's not wrong. But it's a very small part of what permanent life insurance can actually do. The consumer mindset asks one question: how little do I need? What's the minimum that takes care of my family, pays off the mortgage, and maybe funds college? That's a reasonable starting point.  But it's also a ceiling. Once you've bought enough to replace income, the logic of that framework says you're done. The business owner mindset asks something completely different. Not how little I can have, but how much I can invest in this to get the most out of it? That question leads somewhere very different, potentially, to 54 policies. The Problem With Only Having One Strategy There's a Thomas Sowell line worth sitting with here: there are no solutions in life, only compromises. Bruce Wehner brought this up at the top of our conversation, and it's the philosophical foundation for everything else we talked about. Anyone absolutely committed to one financial strategy and dismissing everything else isn't being disciplined. They're playing an incomplete game. Think of it like football. You wouldn't go into the championship using only your running back and offensive linemen. Every position exists because every position has a job. Wide receivers do something the offensive line can't. The quarterback does something neither of them can. Financial tools work the same way. A securities-only investor isn't maximizing anything. They're just leaving part of the field empty. Why Wealthy Families Think About Control First Most of us are taught to optimize for rate of return. Net worth is the scoreboard. The fastest-growing asset wins. That framework isn't useless. But it's incomplete, because it ignores the conditions that make returns actually usable. Wealthy families add a different dimension to the scorecard: control. How much autonomy do you have over your capital? Can you access it when you want to? Can you deploy it on your own terms without a bank's approval or an institution's timeline? The Priority Order That Changes Everything Here's the order I've come to think about for financially sophisticated decision-making. Control first. Then access, meaning liquidity and tax treatment. Then guarantees and long-term certainty. Then, growth on top of all of that. That's the opposite of how most people are wired to think. We go straight to growth. We ask about rate of return before we've even asked whether we can get to the money on our terms. The safety, liquidity, and growth triangle is real. You can't maximize all three in a single financial product. A five-year CD gives you safety and predictability but doesn't grow much.  A non-traded REIT might project 18 to 22% IRR, but there's zero liquidity and elevated risk. If you want to hold illiquid, higher-growth positions, you need a guaranteed liquidity cushion somewhere else. Life insurance is often that cushion. Not because it produces the highest returns, but because it's always available and never tied to market conditions. Opportunities Find Cash Nelson Nash used to say, "Opportunities find cash." If you don't have accessible capital, you don't see the opportunity even when it's right in front of you. But if you're sitting on a pool of liquid capital, you can act. That's not just a defensive position; it's an offensive one. And it's one of the things I've found our clients experience firsthand once they have a working cash flow system in place. What 54 Policies Might Actually Be Solving We don't know Paul Atkins' specific financial picture. We're not claiming to. But we can talk through the kinds of financial problems that a sophisticated investor, with a complex estate and a long-term view, might be solving with permanent life insurance. Because each policy is probably doing a job. Estate Equalization Imagine a family business. Two adult children. One wants to run the company; the other doesn't. At death, the default outcomes aren't great. Force both into a partnership and you breed resentment. Have the operating child buy out the other with a loan and you create a cash flow burden from day one. Give one the business and one nothing, and that's obviously not equitable either. A life insurance death benefit can solve this cleanly. One heir receives the business. The other receives a cash equivalent from the policy. No forced partnership. No buyout debt. No hard feelings baked into the inheritance. This is a problem that real estate, retirement accounts, and securities simply cannot solve with the same precision. Business Succession and Deferred Compensation Key man insurance protects a business against the financial impact of losing a critical person, whether that's a top salesperson or a founding partner. The liquidity event from the policy buys time to adapt without being forced to act under pressure. Deferred compensation funded through life insurance is a different use case, but just as valuable. Under ERISA rules, you can't legally contribute more to one employee's 401 (k) than another's. You can't discriminate. But with life insurance, you can. A business owner can set up a policy on a key employee, fund it for five years, and transfer ownership at the end of the term as a form of deferred compensation. It's targeted, legal, and not available through any investment account structure. Liquidity Without Liquidation Highly appreciated assets present a specific problem. Real estate, private equity stakes, business interests: these often aren't liquid. Selling them to cover an opportunity or an emergency usually means a taxable event, often at an inopportune time. Policy cash value doesn't work that way. It's accessible at any time, with no credit approval, no income verification, and no market timing required. You borrow against it for any purpose and repay on your own terms. If your equities are down and you need capital, you don't touch them. You go to the policy. Tax-Advantaged Access During Your Lifetime The death benefit's tax-free treatment is well known. Less talked about is what you can do with cash value while you're still alive. Policy loans let you access accumulated value without triggering income tax. So instead of selling an appreciated position and incurring capital gains, you borrow from the policy.  Whether it's funding an investment, a home renovation, or bringing the whole family together for a vacation, the access doesn't create a tax event. The alternative, pulling from a qualified account, hits you with ordinary income tax plus potential penalties. That's a genuinely different category of financial flexibility. Government Service and Conflict-of-Interest Disclosures When officials step into government roles,...

Provisions! Seemingly a simple standard to get the easy marks, but it isn't always the low-hanging fruit we expect.In this episode, I introduce IAS 37 Provisions from the ground up. Provisions are very examinable, and let's face it, they can look easy at first. But the examiner can make them tricky very quickly. I explain what a provision is, why the standard exists, and the three key recognition criteria: a present obligation from a past event, a probable outflow of economic benefits, and a reliable estimate.You will learn how to apply IAS 37 in exam-style scenarios, including legal claims, environmental clean-up obligations, contingent liabilities, and the all-or-nothing approach to recognition. I also show how provisions affect profit or loss, the statement of financial position, cash flow, EPS, and even deferred tax. The aim is simple: help you pick up the easy marks, structure your answer properly, and stay calm when the examiner adds a twist.Thanks for listening to this episode of Pass Your SBR ACCA Exams with Tom Clendon.If you'd like to view the exam question on screen and see my working, subscribe to the YouTube Channel: ⁠https://www.youtube.com/@tomclendonSBR⁠.For access to on-demand support and guidance for your ACCA SBR Journey, visit my website to see my current course offering: ⁠https://tomclendon.co.uk/⁠.Chapters:(00:00) Why provisions are examinable(01:24) What is a provision?(02:47) Why IAS 37 exists(04:08) The three recognition criteria(04:35) Legal and constructive obligations(05:42) The all-or-nothing approach(06:22) When it becomes a contingent liability(07:06) The double entry and cash flow link(08:34) When provisions are capitalised(09:35) Worked example: unfair dismissal claim(13:28) Environmental clean-up provision(17:09) Deferred tax implications

The Rebel News podcasts features free audio-only versions of select RebelNews+ content and other Rebel News long-form videos, livestreams, and interviews. Monday to Friday enjoy the audio version of Ezra Levant's daily TV-style show, The Ezra Levant Show, where Ezra gives you his contrarian and conservative take on free speech, politics, and foreign policy through in-depth commentary and interviews. Wednesday evenings you can listen to the audio version of The Gunn Show with Sheila Gunn Reid the Chief Reporter of Rebel News. Sheila brings a western sensibility to Canadian news. With one foot in the oil patch and one foot in agriculture, Sheila challenges mainstream media narratives and stands up for Albertans. If you want to watch the video versions of these podcasts, make sure to begin your free RebelNewsPlus trial by subscribing at http://www.RebelNewsPlus.com

President and Senior Financial Planner Paul L. Moffat and Director of Financial Planning Jordan Naffa take a deep dive into the Southwest Airlines Pilots Association (SWAPA) retirement system and the advanced planning opportunities available to Southwest pilots. While the retirement program offers some of the most robust benefits in the airline industry, understanding how the various components work together requires careful planning and expertise.Paul and Jordan break down the key elements of the SWAPA retirement structure, including 401(k) contributions, non-elective company contributions, profit sharing, deferred compensation plans, and market-based cash balance plans. They discuss how pilots can effectively manage retirement plan overflow, navigate tax planning opportunities, and make informed decisions about long-term wealth accumulation.The conversation also explores the risks associated with non-qualified plans, the importance of diversification, and how advanced planning strategies can help pilots maximize retirement income while maintaining flexibility throughout their careers and retirement years.In this episode:● Understanding the SWAPA retirement system and its key components● How Southwest's non-elective contributions and profit sharing work● Deferred compensation and market-based cash balance plan strategies● Risks associated with non-qualified retirement plans● Managing retirement plan overflow and tax efficiency● Personal Choice Retirement Accounts and expanded investment flexibility● Advanced retirement income and distribution planning strategiesThe opinions expressed in this podcast are for general purposes only and are not intended to provide specific advice or recommendations for any individual or on any specific security. It is only intended to provide education about the financial industry. It is not intended to provide tax or legal advice. To determine which investments may be appropriate for you, consult your financial advisor prior to investing. Any past performance discussed in this program is not a guarantee of future results. Any indices referenced for comparison are unmanaged and cannot be invested in directly. As always, please remember that investing involves risk and the possible loss of principal. Please seek advice from a licensed professional.Arista Wealth Management is a registered investment adviser. Advisory services are only offered to clients or prospective clients where our firm and its representatives are properly licensed or exempt from licensure. No advice may be rendered by Arista Wealth Management unless a client service agreement is in place.

It's hard to believe we're already kicking off Season 3 of the No Vacation Required podcast!When we started this journey, we were mostly talking about careers and workplace fulfillment. Then we spent a season questioning the assumptions we all inherit about work, success, and the way life is supposed to be lived. Along the way, we realized something important: all of those conversations were really pointing toward a much bigger question.How do you build a life you don't need a break from?That's what this season is about.In this first episode, we're sharing the origin story behind No Vacation Required and introducing one of the foundational concepts that changed our lives: what we call the Dream of the Planet – the collection of assumptions, expectations, and scripts we inherit about what a successful life should look like.We talk about the marathon-training conversations that first led us to question why we were postponing fulfillment until some distant future. We explore how a single moment can break the schema, reveal that there are other ways to live, and open the door to creating a dream that actually belongs to you.We also share why Season 3 is different. Rather than focusing primarily on our consulting work or research, we're grounding these conversations in our own lived experience – the lessons, experiments, mistakes, and discoveries that helped us build a No Vacation Required life.If you've ever felt like you're following a script that doesn't quite fit, this episode is for you.Onward and Inward,Kent & CaananCHAPTERS:(00:00) Welcome to Season 3(01:00) Mind Share: Yesteryear, control, freedom, and the stories we inherit(04:00) The No Vacation Required origin story(07:20) Deferred fulfillment and the marathon conversations(10:00) Breaking the schema and seeing beyond the Dream of the Planet(11:30) Why Season 3 is different(15:00) Everyday fulfillment and knowing yourself(17:00) Relationships as catalysts for growth(19:15) The Dream of the Planet explained(22:00) The ongoing process of self-discovery(29:00) Mailbag: Why workplace personality tests often miss the markKEY TAKEAWAYS:The Dream of the Planet Isn't Reality: Many of the beliefs we hold about success, fulfillment, and how life should unfold are inherited rather than consciously chosen.Fulfillment Starts with Knowing Yourself: The more clearly you understand who you are, the easier it becomes to separate what truly matters to you from what you've simply been taught to want.Breaking the Schema Changes Everything: A single moment of awareness can create space for entirely new possibilities and a life designed around your own values rather than someone else's expectations.SUPPORT NO VACATION REQUIRED:If this episode resonated with you, please leave a review. It is one of the best ways to help more people discover the podcast.Subscribe: Never miss an episode by hitting the follow button.Visit Our Website: https://novacationrequired.comRead the Book: https://novacationrequired.com/bookFollow Us On Instagram: https://www.instagram.com/novacationrequired/

Last week, we covered why Roth conversions can beso powerful in retirement planning.This week, we're talking about what can go wrong.In this episode, I walk through 12 real-world hurdles and“landmines” that can shrink — or completely eliminate — your Roth conversion window. These are the exact issues I see with retirees and pre-retirees whohave built substantial wealth in traditional IRAs, 401(k)s, and other tax-deferred accounts.We cover:Social Security timing Pension income Spousal employment Selling a business Deferred compensation plans IRMAA surcharges ACA premium tax credits Inherited IRAs and the 10-yearrule Tax-inefficient investments The new senior bonus deduction And more.If you're planning for retirement and want to minimizelifetime taxes while maximizing flexibility, this episode will help you avoid some very costly mistakes.I hope you find it helpful.-Kevin⁠Are you interested in working with me 1 on 1?⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Click this link to fill out our Retirement Readiness Questionnaire⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Or,⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠visit my website⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⛳ PFR Nation (Who This Is For)If you're over 50, have saved seven figures (or multipleseven figures), love golf and travel, and you want to make work optional whileminimizing taxes… welcome to the right place.***This is for general education purposes only and shouldnot be considered as tax, legal or investment advice.

Michelle spoke with John Cuddie, a retired HR professional with deep experience in school boards, about deferred salary leave plans — a structured way to save for a year off work. John shared how he used the program twice, what he did during his leaves, and why intentional pauses can be personally and professionally valuable. About John Spent 30+ years in HR with three school boards Later worked as an employment advisor helping new immigrants and youth Approves deferred salary leave plans as part of his HR background Took two deferred salary leaves himself What Is a Deferred Salary Leave? A leave of absence funded by saving part of your salary in advance Common structure: “four over five” Work 4 years at 80% pay 20% goes into a trust account Take the 5th year off using those savings Often includes pension/benefit considerations and a contractual return-to-work agreement What John Did on His Leaves First Leave Home projects: painting, purging, tidying Family travel to India and Dubai Trips with kids to Broadway/New York and a ski holiday Second Leave More household and personal tasks Significant time supporting a close friend going through cancer treatment Some travel as well Main Takeaways A year off can be invigorating It can also be humbling — work continues without you Time away helps people see they are not their job It creates balance and makes room for other forms of contribution What Holds People Back Financial concerns about living on reduced salary Uncertainty about what the future may hold over a 4–5 year planning period Family changes, life changes, and possible cancellation of plans Planning Considerations Budget carefully Think through staffing and who will cover your role Consider family and partner dynamics Balance practical tasks with rest, fun, travel, and connection Use the time to invest in what matters most Practical Advice/Next Steps for you Start by talking to your employer or boss Ask your payroll department about the details Review CRA guidance on tax implications Be ready to discuss staffing and return-to-work planning Connect With The Canadian Gap Year Association   Find more resources at the Can Gap website https://www.cangap.ca/ Follow on Instagram http://www.instagram.com/cangapassociation/ Follow on Facebook https://www.facebook.com/ucangap Follow on Twitter https://twitter.com/ucangap Follow on YouTube https://www.youtube.com/channel/UCuBit8gLXEOxaBggoGmykjQ  

Key Highlights from the Episode: 0:00 – Introduction 1:02 – Should I stay or should I go next year?   2:27 – Why Q4 is often the best time to transition   3:59 – How holidays and client schedules factor into timing   5:35 – Deferred comp considerations for advisors   10:23 – Why firms sweeten deals in Q4 to hit quotas   12:48 – The myth of the “perfect” time to move   14:42 – Leveraging holiday parties and events for client communication   17:08 – Why every advisor's timing decision is unique   23:12 – Emotional readiness vs. waiting too long   25:27 – Rip the Band-Aid off: once you decide, just go   27:09 – Risks of delaying and firm pushback   28:11 – How to connect with Frank & Stacey   Resources: Elite Consulting Partners | Financial Advisor Transitions: https://eliteconsultingpartners.com Elite Marketing Concepts | Marketing Services for Financial Advisors: https://elitemarketingconcepts.com Elite Advisor Successions | Advisor Mergers and Acquisitions: https://eliteadvisorsuccessions.com JEDI Database Solutions | Data Intelligence for Advisors: https://jedidatabasesolutions.com Listen to more Advisor Talk episodes: https://eliteconsultingpartners.com/podcasts/ Follow us on LinkedIn: https://linkedin.com/company/eliteconsultingpartners

Meet the man who pioneered one of the biggest developments in the retirement planning industry. Curtis Cloke, a financial professional of 30 years and the man who's credited with pioneering the Deferred Income Annuity, or DIA as it's called. In this interview, Curtis shares the story of how he developed the game changing retirement tool and gives an example of the "Buy Income, Chase Alpha" strategy which allowed him to generate $82,000 a year of Guaranteed Income, and invest more aggressively with the remaining savings he has, instead of tying it up in the market.Watch the Interview on Youtube for Visuals - https://youtu.be/ISuazQCD1bQBuy Your Tickets to the Life Insurance Summit! Click Here: https://betterwealth.com/summitConnect with Curtis Cloke: Website - https://curtiscloke.com/Software - https://curtiscloke.com/retirement-nextgen.htmlEmail - mgebhardt@thriveincome.comWant to See If Whole Life Insurance Can Improve Your Financial Plan? Schedule Your Clarity Call Here: https://bttr.ly/bw-yt-aa-clarityWant Us To Review Your Permanent Life Insurance Policy? Click Here: https://bttr.ly/yt-policy-reviewWant Free Whole Life Insurance Resources & Education? Go Here: https://bttr.ly/yt-bw-vaultLearn More About BetterWealth: https://betterwealth.comChapters:00:00 Interview Teaser 01:18 Curtis Cloke: Retirement Industry Legend 03:42 The 1999 Discovery 05:08 Deferred Income Annuity (DIA) 13:30 How the DIA Was Named and Developed 20:45 Timber Harvesting 23:05 Why Doing the Right Thing Pays Off Long-Term? 28:12 Legacy vs. Money in Financial Services 36:15 Guaranteed Retirement Income Early 39:35 Diversification and Insurance Company Protections 42:10 Why Annuities Are So Misunderstood? 43:35 Fisher Investments vs. Annuities Debate 45:20 Problem With Calling All Annuities “Bad” 50:05 42 Different Types of Annuities 54:35 Responding to Dave Ramsey's CriticismDISCLAIMER: https://bttr.ly/aapolicy*This video is for entertainment purposes only and is not financial or legal advice. Financial Advice Disclaimer: All content on this channel is for education, discussion, and illustrative purposes only and should not be construed as professional financial advice or recommendation. Should you need such advice, consult a licensed financial or tax advisor. No guarantee is given regarding the accuracy of the information on this channel. Neither host nor guests can be held responsible for any direct or incidental loss incurred by applying any of the information offered.

Hardware company Atech raised $800,000 in pre-seed funding, including from a16z's scout fund, Sequoia Scout Fund, and Nordic Makers. Plus, Meridian Ventures, the venture firm founded by Devon Gethers and Karlton Haney, announced on Friday the raise of a $35 million second fund to back pre-seed and seed-stage companies founded by those who have deferred MBAs. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Deferred due to the US-Israeli war against Iran, Trump finally visited China last week, where he received an apparently 'warm' welcome from Xi Jinping, along with a stern warning: do not mess with Taiwan, and let us work to avoid the 'Thucydides Trap', wherein a dominant power inevitably wars with a rising power. Whether Trump understood the finer points of Chinese diplomacy is unclear, but it's clear he intended to 'do big business deals' by bringing 'our finest' captains of industry in...

Send Jay comments via textThe Strategic Settlement: Managing Marital Uncertainty and Gray Divorce After the Kids Launch.When the constant background noise of full-time parenting finally clears, the resulting quiet can cause a long-simmering marriage to become suddenly loud. Tamara Frankfurt Odinec and Shari Joseph (former American Express corporate strategy leaders and co-founders of the expert-led divorce support platform My Next Chapter) join Jay Ramsden to dismantle the isolation surrounding midlife relationship transitions. Whether you are dealing with "marital uncertainty," actively co-parenting through a "deferred divorce" limbo, or facing a sudden gray divorce once the nest is empty, this conversation provides a high-level operational map for your next steps.Drawing from their own contrasting corporate-level and high-conflict experiences, Tamara and Shari unpack why having just a therapist and a lawyer often leaves high-achieving parents feeling completely overwhelmed. They share data-driven insights on shifting cultural stigmas and explain why research shows that adult children in their twenties often face unique structural identity crises when a long-term family framework disinvests. Discover the tactical utility of confidential, anonymous spaces for legal and financial auditing before retaining counsel, how to balance intense guilt with personal freedom, and how to spot the "glimmers" of an intentional, self-sovereign second act.Strategic Highlights:The Marital Uncertainty Audit: Understanding why taking a pause to research options does not automatically mean choosing divorce.The Limbo Framework: Navigating the practical living arrangements, communication systems, and boundaries of a deferred divorce.The 20s Identity Shift: Managing the psychological impact of midlife family restructuring on young adult children.Pre-Legal Infrastructure: Utilizing targeted financial templates, mental health checklists, and anonymous communities to anchor yourself before hiring an attorney.Tamara Frankfort Odinec & Shari Joseph Bios (Learn More):  Tamara Frankfurt Odinec and Shari Joseph are corporate strategy veterans and co-founders of My Next Chapter. They blend digital marketing, legal frameworks, and mental health resources to help individuals navigate marital uncertainty, gray divorce, and high-stakes identity reorganization.Support the showSUPPORT THE MISSION: If this episode provided strategic value, please Follow and Save the show on Apple Podcasts or Spotify. Your "Save" helps us reach more families navigating the challenge of change. WORK WITH JAY (1:1 PRIVATE ADVISORY): Move beyond general advice. Jay works with a select number of parents in a 6-month Private Advisory Container to navigate identity recalibration and second act design. Book a Second Act Strategy Session

Jason Callis, CFM, SFP, LSSGB is Executive Director, Facility Operations & Asset Management at Aramark Destinations where he is accountable for operational strategy leveraging his years of experience in global workplace, facilities, and infrastructure. Mike Petrusky asks Jason his current perspectives on how managing the built environment requires adaptability and resilience to navigate ongoing operational challenges while striving to improve the spaces where people work and visit. They discuss how AI offers significant speed-to-market opportunities for facility managers, enabling more efficient data analysis and improved business outcomes. Jason shares how Lean Six Sigma principles focus on efficiency and quality in maintenance and operations by minimizing rework and ensuring "one-touch" processes that maximize productivity of skilled tradespeople. Deferred maintenance and supply chain disruptions from recent years may have shortened asset life cycles, requiring closer attention to product quality and capital planning, so Mike and Jason offer practical advice and the inspiration you need to be an Asset Champion in your organization! Connect with Jason on LinkedIn: https://www.linkedin.com/in/jason-e-callis-cfm-sfp-lssgb-63443830/ Learn more about Aramark Destinations: https://thenationsvacation.com/ Listen to Mike's favorite Synthwave Mix on Spotify: https://open.spotify.com/playlist/37i9dQZF1DX8V4BE7YIpvE?si=OwdlaaZJQDSs7ECi43fJyg Explore Eptura™: https://eptura.com/ Discover free resources and explore past interviews at: https://eptura.com/discover-more/podcasts/asset-champion/ Connect with Mike on LinkedIn: https://www.linkedin.com/in/mikepetrusky/ Watch the full video here: https://www.youtube.com/playlist?list=PLSkmmkVFvM4H3pwnlU2AuqynuRDpvnh4J  

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AP correspondent Ed Donahue reports on a new government crackdown on fraud.

Today's episode is a bumper one! Releasing two of the modules from The Property Finance Academy! Today covers Deferred Payments, Vendor Finance and how to finance Joint Ventures!You can also watch on YouTube:https://youtu.be/uVvoo_DuXAk▶︎ Website - www.thepropertyfinancecollective.co.uk▶︎ The Host - With a passion for creative finance and the ability to structure deals for Finance, I love helping first time Developers and Investors to get deals packaged for the finance needed to push Property Careers forward, and to date I have raised over £500 million for Developers and Investors. I first got into property at the age of 18 when I got into Conveyancing straight out of school. I then went into Estate Agency, back into Conveyancing and I then got into brokering at the age of 22. I decided a year and a half later that I wanted to work for myself and try and shake up the market place! At the age of 24 I set up The Property Finance Guy and became the youngest owner of a Commercial Finance Brokerage in the Country, and alongside this I now also have a successful Training Company, educating Investor and Developers on how to raise finance, and a successful Podcast.I am a keen public speaker and have delivered training and speeches to over 1000 investors and developers over the past 2 years.Follow Michael:▶︎ Facebook - https://www.facebook.com/thepropfinguy/▶︎ Instagram - ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.instagram.com/thepropertyfinanceguy/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠▶︎ LinkedIn - ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.linkedin.com/in/michael-primrose-886a365b/?originalSubdomain=uk⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Listen to the Podcast on:▶︎ Apple Podcasts - ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://podcasts.apple.com/gb/podcast/the-property-finance-podcast/id1448207494⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠▶︎ Spotify - ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://open.spotify.com/show/7JiDtm7hc0EfSW9LjCXDaO⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠▶︎ YouTube - ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://youtube.com/@thepropertyfinanceguy⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠▶︎ Disclaimer - With the market changing so quickly, the content could be out of date at the time of listening.This Content is for informational purposes only, you should not construe any such information or other material as legal, tax, investment, financial, or other advice.

What if the greatest loss in your life isn't failure, burnout, or even heartbreak, but the quiet absence of moments that make you feel alive? In this episode, we explore Deferred Life Syndrome…the pattern of postponing joy, rest, and meaningful experiences for “later.” After the busy season. After things calm down. After everything lines up perfectly. But what if that “later” never actually comes? Drawing on research around regret, lived experience, and the realities of modern life, especially for women navigating invisible labor and constant expectations, this episode challenges the myth of the perfect time and offers a more grounded, empowering alternative. This is not about abandoning responsibility. It's not about living recklessly. It's about building a life you actually experience, not just manage. In This Episode, We Explore: Why “I'll do it later” quietly becomes a life pattern The concept of Deferred Life Syndrome and how it shows up What end-of-life research reveals about regret The hidden cost of productivity over presence Why “less busy” is a myth The power of thinking in seasons, not perfection How small, intentional moments can interrupt autopilot Moving from “someday” to “here's how” The goal isn't to wait for a life that feels alive. The goal is to stop deferring and start living it. Right here. Right now. In whatever way you can. If this episode resonated, share it with someone who needs permission to stop waiting. Listen, Subscribe, Connect! Instagram: @AdvancingWomenPodcast  Facebook: Advancing Women Podcast  LinkedIn: Dr. Kimberly DeSimone 

If you work at a publicly traded company and receive any form of equity compensation, RSUs, stock options, ESPP, or deferred comp, this episode is for you. Brian Dress and Noland Langford walk through the executive diversification trap: how concentration in employer stock builds gradually, why it is so hard to act on, and what a structured plan to address it actually looks like. Topics covered: • How a $200K salary can represent $6 million or more in future earnings power • Golden handcuffs: what they are and what they cost you • The FOMO psychology that keeps executives stuck on both winners and losers • Why selling everything at once is almost never the right answer • Deferred compensation: the most underused executive benefit • How to think like an investor, not an employee Resources mentioned: Watch the full episode here via YouTube: https://youtu.be/-urw560-Sts  Executive's Guide to Company Stock: https://leftbrainwm.com/theexecutiveguide May 27 Estate Planning Webinar (free, recording available): https://tinyurl.com/May27EstatePlanningWebinar Schedule a no-cost, no-obligation consultation: https://tinyurl.com/Book30MinutesWithLeftBrain Left Brain Wealth Management. Independent, Objective, Unbiased. Investing involves risk, including the possible loss of principal and fluctuation of value.  Past performance has no guarantee of future results. This video is not intended to be relied upon as a forecast, research or investment advice, and is not a recommendation, offer or solicitation to buy or sell any securities or to adopt any investment strategy. The opinions expressed are as of the date noted above and may change as subsequent conditions vary. The information and opinions contained in this video are derived from proprietary and nonproprietary sources deemed by Left Brain Wealth Management, LLC ("Left Brain") to be reliable, are not necessarily all-inclusive and are not guaranteed as to accuracy. As such, no warranty of accuracy or reliability is given and no responsibility arising in any other way for errors and omissions (including responsibility to any person by reason of negligence) is accepted by Left Brain), its principals, employees, agents or affiliates. This video may contain "forward-looking" information that is not purely historical in nature. Such information may include, among other things, projections, and forecasts. There is no guarantee that any forecasts made will materialize. Reliance upon information in this video is at sole discretion of the reader.   Please consult with your Left Brain financial advisor to ensure that any contemplated transaction in any securities aligns with your overall investment goals, objectives and tolerance for risk. In addition, please note that Left Brain, including its principals, employees, agents, affiliates and advisory clients, may have positions in one or more of the securities discussed in this communication or effect transactions contrary to the views expressed in this communication based upon individual or firm circumstances. Any decision to effect transactions in the securities discussed within this communication should be balanced against the potential conflict of interest that Left Brain has by virtue of its investment in one or more of these securities.  Additional information about Left Brain is available in its current disclosure documents, Form ADV, Form ADV Part 2A Brochure, and Client Relationship Summary (Form CRS), which are available online via the SEC's Investment Adviser Public Disclosure (IAPD) database at www.adviserinfo.sec.gov/firm/summary/170348.  Left Brain is neither an attorney nor an accountant, and no portion of this content should be interpreted as legal, accounting or tax advice. Left Brain does not provide investment banking services nor engages in principal or agency cross transactions.

In this episode, I take you back into IFRS 15 Revenue from Contracts with Customers, but this time we zoom in on one of the trickiest areas: determining the transaction price.I walk you through the key complications: deferred consideration (time value of money), advance payments, and variable consideration. We start with the core principles, then build it up step by step using clear, practical examples — exactly the way you'll see it in the exam.More importantly, you'll learn how to turn this knowledge into marks. I show you how to deal with discounting, how to account for financing elements, and how to handle bonuses and penalties using expected value and most likely outcomes.Here's the thing: this is where students often drop marks. If you're struggling with how much revenue to recognise and when, this episode gives you a clear method to follow, so you can structure your answer, apply the rules properly, and pick up those easy, valuable marks.Thanks for listening to this episode of ACCA Tom Clendon's SBR Podcast.If you'd like to view the exam question on screen and see my working, subscribe to the YouTube Channel: https://www.youtube.com/@tomclendonSBR.For access to on-demand support and guidance for your ACCA SBR Journey, visit my website to see my current course offering: https://tomclendon.co.uk/.Chapters(00:00) Introduction – Why transaction price matters for SBR(01:11) Recap of the 5-step revenue model(01:49) Determining the transaction price – key challenges(02:41) Deferred consideration – buy now, pay later(04:32) Time value of money and discounting(05:45) Unwinding the discount (finance income)(06:35) Advance payments – deferred income explained(08:17) Financing element in contract liabilities(09:20) Variable consideration – bonuses and penalties(10:46) Expected value vs most likely method(11:14) Worked example 1 – construction contract (expected value)(16:31) Year 2 adjustment and revenue true-up(17:53) Worked example 2 – service contract (most likely outcome)(21:50) Exam technique and key reminders

Closing the loan is just the beginning. In this episode of the Old Capital Podcast, we dive into the hidden world of Agency asset management—where property condition, communication, and execution determine whether you stay in good standing…or get flagged. Learn how to avoid slipping to a "4," navigate new Fannie and Freddie requirements, and position yourself for your next deal—not your last. Key Takeaways: Agency Loan Basics- Agency loans are typically non-recourse, with the property and cash flow as primary collateral. Importance of Property Maintenance- Maintaining the asset protects the lender collateral. Deferred maintenance can lead to operational issues and lender intervention. Asset Management Process- Post-closing oversight shifts to asset management. Heavy communication expected- especially in year one. Annual inspections standard, with increased scrutiny if issues arise. Property Rating System- Scale from 1 (new) to 5 (uninhabitable) A "2" is the target' a "4" triggers serious oversight and additional capital requirements. Falling to a "4" can result in "A-Check" status, limiting future borrowing ability. New tracking systems flag repeat property issues. Final Takeaway: Agency lenders are paying closer attention than ever. The investors who succeed are the ones who stay proactive—maintaining their properties, communicating early, and treating asset management as a critical part of the investment, not an afterthought. Ready to unlock the potential of multifamily syndications? Learn how Michael Becker's proven real estate syndication strategies can help you grow wealth and build long-term financial success. Visit SPIADVISORY.COM to start your journey today.

Home ownership can feel like a rollercoaster ride—thrilling, full of unexpected twists, and occasionally, a little nauseating! Eric G and John Dudley dive into this wild journey by unpacking the top 10 truths about being a homeowner. They kick things off with a straightforward truth: the mortgage is only the tip of the iceberg! The sticker price may look good, but as they reveal, the real costs come from property taxes, insurance, HOAs, and maintenance. It's like buying a fancy new car and realizing you need to fill it with premium gas, pay for insurance, and, oh yeah, keep up with the oil changes. These costs can sneak up on first-time buyers, leading to some hefty monthly surprises that could put a dent in your budget. Next, we get into the nitty-gritty of deferred maintenance—the silent killer of home equity. Ignoring those leaky faucets or squeaky doors might seem harmless at first, but as Eric and John illustrate, putting off minor repairs can lead to catastrophic failures down the line. It's like ignoring a tickle in your throat until it turns into a full-blown flu—no one wants to be stuck with a $20,000 HVAC replacement when a $300 annual service would have done the trick! The duo shares anecdotes and practical advice about the importance of regular maintenance to keep your home in tip-top shape and your finances intact. Finally, the conversation takes a humorous turn as they discuss the pitfalls of using cheap products in expensive homes. You wouldn't wear flip-flops with a tuxedo, right? So why would you put cheap vinyl flooring in a million-dollar house? Eric passionately argues that this faux pas can severely impact resale value. The episode wraps up with some sage advice: don't just renovate for the sake of it—know your neighborhood and don't over-improve beyond what's normal for your area. It's a blend of practical wisdom and witty banter that makes this episode a must-listen for anyone navigating the choppy waters of home ownership.Takeaways:Owning a home isn't just about the mortgage; it's a wild ride of hidden costs and surprises lurking around every corner, like your last pair of socks in the dryer that mysteriously vanished!Deferred maintenance is the sneaky thief of your home's value, so keeping up with repairs is like feeding your pet; neglect it, and you'll pay the price later—trust me, I've seen it happen too many times!When it comes to homeownership, location matters until it doesn't; neighborhood changes can turn your cozy abode into a questionable investment faster than you can say, 'What happened to my peaceful street?','If you think renovations will always pay off, think again; over-improving your home can lead to a budgetary disaster that makes your wallet cry, so be smart about your upgrades!HOA fees are the new hidden tax that can sneak up on you, and they can balloon faster than a hot air balloon at a festival, so keep an eye on those rising costs!Every dollar saved from ignoring maintenance can cost you three later on; it's like trying to save on gym memberships while eating cake—good luck with that strategy!Companies mentioned in this episode:Red WingHome DepotLowe'sThanks for listening to Around the house if you want to hear more please subscribe so you get notified of the latest episode as it posts at https://around-the-house-with-e.captivate.fm/listenIf you want to join the Around the House Insider for access to the back catalog, Exclusive Content and a direct email to Eric G and access to the show early https://around-the-house-with-e.captivate.fm/support We love comments and we would love reviews on how this information has helped you on your house! Thanks for listening! For more information about the show head to https://aroundthehouseonline.com/Information given on the Around the House Show should not be considered construction or design advice for your specific project, nor is it intended to replace consulting at your home or jobsite by a building professional. The views and opinions expressed by those interviewed on the podcast are those of the guests and do not necessarily reflect the views and opinions of the Around the House Show.Mentioned in this episode:Subscribe to the podcast Make sure and Subscribe on your favorite podcast player or the link below! Podcast Subscribe 2026ROCK THE LOCKSThree full days of killer live rock with over 25 bands on two stages, camping, food, beer gardens, and riverfront vibes the whole family will love. And here's the best part — you can hang out with Eric G from Around the House! Tickets are on sale NOW at Rockthelocks.org. That's Rockthelocks.org.Rock the Locks InstaBid: Stop losing jobs to slow estimates Turn 3 hours of manual estimating into 5 minutes. Real material prices. Real labor rates. Professional PDF quotes delivered instantly. Try it free at instabid.pro. Use code ATH50 for 50% off your first month. That's instabid.pro — code ATH50InstabidTake a second and leave us a review on your favorite podcast player! Quick favor—if you're enjoying the show, the absolute best way you can support us is by leaving a quick review on your favorite podcast player. InstaBid: Stop losing jobs to slow estimates Turn 3 hours of manual estimating into 5 minutes. Real material prices. Real labor rates. Professional PDF quotes delivered instantly. Try it free at instabid.pro. Use code ATH50 for 50% off your first month. That's instabid.pro — code ATH50InstabidSubscribe to the podcast Make sure and Subscribe on your favorite podcast player or the link below! Podcast Subscribe 2026Check out our New YouTube channel @AroundtheHouse HQ Make sure you subscribe and RING THE BELL for our brand new channel with 4k content! Click the link to take you there! YouTube Around the House HQ

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This weekend's Killanena Tractor Run has been deferred due to the ongoing fuel crisis. The popular event had been due to take place this Sunday, but will now take place at a later date as the county's fuel reserves have been significantly impacted. This year's renewal will be the 10th running with all proceeds to be donated to the day care centre in Raheen Community Hospital in Tuamgraney. Raheen Hospital Support Group Chair and Maghera Fianna Fáil Councillor, Pat Hayes, says the goodwill is present in the community to refix the event 'when things return to normality'.

This is the fifth and final episode in a series  regarding specific moments of divergence in African American history; moments were two distinct choices were offered.  This episode focuses the leaders of the Modern Civil Rights Movement.  When taught simplistically, Martin Luther King Jr and Malcolm X become polar opposites.  But dig in to the true story and one finds a singular vision for our future.   Contact the show at resourcesbylowery@gmail.com or on Bluesky @EmpiresPod If you would like to financially support the show, please use the following paypal link. Or remit PayPal payment to @Lowery80.  And here is a link for Venmo users. Any support is greatly appreciated and will be used to make future episodes of the show even better.   Expect new shows to drop on Wednesday mornings from September to May. Music is licensed through Epidemic Sound

Friday April 3, 2026 Phillips 66 to Pay $8 Million Gets Prosecution Deferred

Don't let deferred maintenance become deferred pain. It's time to stop guessing and start leading. Sometimes the most expensive lesson isn't a bad investment or a lost client—it's a noise you decided to ignore. Deferred maintenance always sounds cheaper right up until the moment it isn't. In this episode, Chris Black breaks down a "Truck Week" reality check: when the Ops Manager's truck starts making a sound and the backup won't even turn over, you aren't just looking at a repair bill. You're looking at a business problem.On this episode:The $4,500 Reality: Why a "little vibration" or a "weird hesitation" is never just a noise for long. Chris discusses the true cost of putting off the inevitable and why downtime is the ultimate enemy of uptime.The Safety Net Failure: What happens when your backup isn't actually a backup? We talk about the frustration of a service truck that won't serve and the hidden costs of a "we'll fix it when it breaks" strategy.Data Over Guesswork: Skyler hits the scene to read the codes. Chris explains why smart leaders don't just throw parts at a problem—they look at the data, listen to what the system is saying, and treat every warning sign with the respect it deserves.The Pre-Flight Mindset: In aviation, you don't take off without a check. Why should your service fleet be any different? Learn how to shift from a reactive culture to a preparation culture to protect your schedule and your credibility.Uptime is the Game: At the end of the day, maintenance isn't an expense—it's an investment in your ability to show up for your customers. If the truck is part of your revenue, it has to be part of your strategy.Links & Resources:The Home Base: thefamboss.comConnect Your Fleet: dccipro.comListener Line: Call 855-4-PODCAST (855-476-3227). Have you ever had a "little noise" turn into a big reality? Call in and share your fleet horror stories with us.Don't let deferred maintenance become deferred pain. It's time to stop guessing and start leading. Hit that play button, subscribe, and go enjoy your family. We'll see you on the next one.

This episode continues the long-term care discussion by breaking down how long-term care insurance actually works, including benefit structures, coverage limits, and key policy levers like waiting periods and inflation adjustments. Wade and Alex explore why traditional policies have declined in popularity, how hybrid options and annuities can serve as alternatives, and why long-term care planning ultimately requires balancing trade-offs rather than expecting full coverage. Listen now to learn more!  Takeaways Long-term care insurance premiums can increase over time, making traditional policies less attractive. Hybrid policies combine life insurance with long-term care benefits, offering more flexibility. Benefit payment methods include reimbursement, indemnity, and cash, each with pros and cons. Deferred annuities can serve as a non-traditional approach to funding long-term care. Inflation adjustments in policies are often limited and may not fully keep pace with rising costs. Chapters 00:00 Understanding Long-Term Care Insurance Options 03:25 Navigating Claims and Payment Methods 06:30 Exploring Annuities as Alternatives 09:27 Evaluating Coverage and Benefit Structures 12:32 The Importance of Inflation and Cost Management 15:37 Assessing Qualifying Factors and Budgeting for Care Links

When you won't decide, you're still deciding.You're choosing uncertainty.Deferred decisions linger.They drain energy.They force teams to operate in fog.And fog is expensive in multifamily.Here's what happens on real properties.When leaders delay clarity, teams fill the gap with assumptions.They start telling themselves stories.Most of those stories are wrong.And now you're not just managing the original issue.You're managing the anxiety you created by not closing the loop.Ambiguity slows work.Accountability blurs.Frustration rises at every level.Leasing feels it.Maintenance feels it.Residents feel it because service delivery gets inconsistent.This is the question you should be asking.What is the cost of “we'll decide later”?It's lost momentum.It's duplicated effort.It's stalled vendors.It's half-executed initiatives.It's teams hesitating because they don't want to be wrong.Decisiveness does not mean rushing.It means committing once enough information is available.Get density of information.Then get to a call.Clear direction, even if imperfect, almost always beats prolonged ambiguity.Because an imperfect decision can be adjusted.A missing decision just rots in place.Here's the tip.Get to decisions quickly.Then communicate them clearly.And close the loop so your teams don't write their own fiction.Call to ActionPick one decision you've been sitting on. Make the call today. Publish the why behind the what. Your team will move faster the moment the fog lifts.MultifamilyCollective Blog: https://www.multifamilycollective.comThe Daily Collective Book: https://amzn.to/3YI6BDaHosted by: https://www.multifamilymedianetwork.com

Tova Noel and Michael Thomas, correctional officers at the Metropolitan Correctional Center in New York, were charged with federal offenses tied to their conduct on the night Jeffrey Epstein died in custody. Prosecutors alleged that both officers failed to perform required inmate counts and security checks, including the mandated 30-minute rounds, and instead falsified official records to make it appear as though they had carried out those duties. According to the charges, they spent significant portions of their shift browsing the internet and sleeping while Epstein—who had already been placed on suicide watch and then removed—was left unmonitored in his cell. The indictment centered on conspiracy and falsification of records, arguing that their actions directly contributed to the breakdown in supervision that allowed Epstein's death to occur undetected for hours.Rather than proceed to trial, both Noel and Thomas entered into deferred prosecution agreements with federal prosecutors. Under these agreements, the charges would be dismissed if they complied with specific conditions, including avoiding further legal trouble and completing a period of supervision. As part of the arrangement, they admitted to submitting false records and agreed to cooperate with ongoing investigations into the circumstances surrounding Epstein's death. The decision to offer deferred prosecution drew significant criticism, with many arguing it allowed the only individuals criminally charged in connection with Epstein's death to avoid prison time, reinforcing broader concerns about accountability in one of the most scrutinized custodial failures in recent history.to contact me:bobbycapucci@protonmail.comBecome a supporter of this podcast: https://www.spreaker.com/podcast/the-epstein-chronicles--5003294/support.

In this episode of the Pass Your Life and Health Insurance Exam Podcast, we continue our deep dive into annuities, one of the hardest sections on the life insurance exam. You'll finally understand the difference between immediate and deferred annuities, when surrender charges apply, and how bailout provisions protect annuity owners from penalties when interest rates fall. This class also covers variable products, separate vs. general accounts, and why selling variable annuities requires two licenses — a life insurance license and a securities license. You'll even learn about life-only payout options, how they work, and why they're a favorite life insurance test question.

In this episode, Matt Mendrano from “Dynamo” joins the show to reveal the #1 mistake wholesalers make that kills their deals. Learn why "leaving meat on the bone" is crucial for your buyers, how to leverage hard money lenders as free local mentors, and the ins and outs of asset-based lending.Tune in to level up your real estate game and build bulletproof relationships with private lenders! Be a part of the TTP training program now.---------Show notes:(0:00) Beginning of today's episode (1:03) Using hard money lenders to find cash buyers (1:47) The tiers of wholesaling and why you must "leave meat on the bone" (3:46) What is "loan to own" sharking and how to avoid it (5:32) Why local hard money lenders are your best free mentors (8:06) Busting the biggest myths about private lending (11:55) Explaining asset-based lending in simple terms (13:58) Understanding loan-to-cost (LTC) and 100% financing (16:00) Creative financing: Deferred payments and rolling interest (27:18) The importance of actually having the ability to close (29:12) The "15-yard line" strategy for real estate success----------Resources:DynamoLima One CapitalLendingOneRealtor.comTo speak with Brent or one of our other expert coaches call (281) 835-4201 or schedule your free discovery call here to learn about our mentorship programs and become part of the TribeGo to Wholesalingincgroup.com to become part of one of the fastest growing Facebook communities in the Wholesaling space. Get all of your burning Wholesaling questions answered, gain access to JV partnerships, and connect with other "success minded" Rhinos in the community.It's 100% free to join. The opportunities in this community  are endless, what are you waiting for?

Waiting sounds reasonable. Until you run the numbers. Protect what you have built. Let the deferred comp vest. Move when the timing is right. But is waiting actually costing you more than you realize? In this episode of Advisor Talk, Frank LaRosa and Stacey Frank break down why 2026 may be the most opportune time in recent memory for financial advisors to evaluate a firm transition and why deciding not to decide is still a decision with real financial consequences. Frank walks through why transition packages have reached historic highs, what is driving firms to be so aggressive in recruiting top advisors, and what advisors should actually be evaluating when they consider a move. He also breaks down the real math behind W2 versus 1099, the tax advantages most advisors overlook when going independent, and shares real client examples of advisors going in both directions and why the right move is not always the obvious one. Frank and Stacey also discuss what advisors should be asking themselves right now including one question that cuts through all the noise and gets to the heart of whether a move makes sense. Questions answered in this episode include: Why are financial advisor transition packages at historic highs in 2026? Should a financial advisor wait for deferred comp before making a move? What is the real financial difference between a W2 and 1099 advisor structure? How should a financial advisor evaluate which firm is the right fit? Is going independent always the right path for a financial advisor? What is a unicorn recruit and why do some advisors have more leverage than they realize? When does it make sense to move from independent back to a W2 or regional firm?   Chapters: 00:00 – Why Deciding Not to Decide Is Still a Decision 00:57 – Welcome to Advisor Talk 04:02 – Why Transition Packages Are at Historic Highs 11:44 – Why Firms Need to Recruit to Survive 16:08 – The Tax Advantage of Going Independent 20:33 – Why Waiting for Deferred Comp May Cost You Millions 25:44 – How to Evaluate Which Firm Is Right for You 30:18 – How to Reach Frank and Stacey   Learn more about Elite and our resources: Elite Consulting Partners | Financial Advisor Transitions https://eliteconsultingpartners.com Elite Marketing Concepts | Marketing Services for Financial Advisors https://elitemarketingconcepts.com Elite Advisor Successions | Advisor Mergers & Acquisitions https://eliteadvisorsuccessions.com JEDI Database Solutions | Technology Solutions for Advisors https://jedidatabasesolutions.com Listen to more Advisor Talk episodes: https://eliteconsultingpartners.com/podcasts/ Follow us on LinkedIn: https://www.linkedin.com/company/elite-consulting-partners/ Listen to more Advisor Talk episodes: https://eliteconsultingpartners.com/podcasts/

Half a century ago Walter Mondale joined a push to create a predictable and rational budgeting process in Congress. What happened to those high expectations? Congress rarely adopts annual budgets as intended, with government spending and tax cuts driving America's deficit toward the breaking point. The country's operations now rely on dare-devil bargaining that shuts the government down and unsettles vital programs. And just around the corner, Social Security insolvency looms. What can be done to bring sanity to congressional budgeting? About the series: The Mondale Dialogues is a series of events that project the decency and fairness that guided the public life of Walter F. Mondale and the principles he long fought for. They feature prominent local, national, and international luminaries working on pressing issues of our time. Students, faculty, community members, as well as our online global audience, will find the Mondale Dialogues engaging, informative and thought-provoking. Event made possible by Penny and Bill George and the George Family Foundation.

What's the real cost of unmade decisions in your business? For Eleanor, the price tag was $675,000 in just 12 months.   In this episode, she reveals the two key decisions she delayed and the dramatic consequences of that deferral. It's easy to think that postponing decisions is neutral, but Eleanor's experience proves otherwise. Deferred decisions don't just linger quietly; they accumulate, causing drag on your business, your team, and ultimately your bottom line.   Tune in this week to as Eleanor shares why deferring decisions, especially around people and structure, is more expensive than most entrepreneurs realize. You'll discover the idea of creating "deciding rooms" to ensure that decisions are made quickly and decisively, and how to calculate the true cost of your unmade decisions.   Watch the episode on YouTube: https://youtu.be/1Lu8z14gNOQ   Get full show notes and more information here: https://safimedia.co/WO93   Connect with Eleanor on LinkedIn or Instagram: https://www.linkedin.com/in/eleanorbeaton/ https://www.instagram.com/eleanorbeaton/?hl=en

In this week's MBA Admissions podcast we began by discussing the current state of the MBA admissions season. We are now seeing more MBA programs releasing their final decisions for Round 2. This upcoming week, Rice / Jones, Harvard, Northwestern / Kellogg, Boston College / Carroll, Chicago / Booth, Berkeley / Haas, Texas / McCombs, UCLA / Anderson, Cornell / Johnson and Washington / Foster are releasing decisions. MBA programs are also beginning their next admissions rounds, including Michigan / Ross, London Business School, Washington / Foster, Dartmouth / Tuck, Columbia and Michigan State / Broad. Graham highlighted Clear Admit's upcoming livestream “Decision Day Watch Party” scheduled for  Wednesday, you can subscribe to Clear Admit's YouTube channel here: https://www.youtube.com/@ClearAdmitMBA On May 11, Clear Admit is hosting our in-person admissions event in Atlanta. We are also hosting several Application overview events in May. Signups for these events are here: https://www.clearadmit.com/events Graham then highlighted an MBA admissions tip that focuses on the impact of scholarships for MBA candidates, as they make their final decisions on where they will attend. Finally, Graham continued with the Real Humans Alumni series. This week focuses on two alumni from Booth / Microsoft and Mendoza / Amazon. For this week, for the candidate profile review portion of the show, Alex selected one ApplyWire entry and two DecisionWire entries: This week's first MBA admissions candidate is applying for deferred admissions at top MBA programs, but has a GRE score of 310. This week's second MBA applicant wants to work in the Middle East after their MBA and has an offer from Stern for their program in Abu Dhabi. This week's final MBA candidate is deciding between Kenan Flagler and Tepper and waiting for Kellogg. This episode was recorded in Paris, France and Cornwall, England. It was produced and engineered by the fabulous Dennis Crowley in Philadelphia, USA. Thanks to all of you who've been joining us and please remember to rate and review this show wherever you listen!

Common Homeowner Mistakes and How to Protect Your Biggest Investment Owning a home is one of the most exciting milestones in life but it's also one of the largest financial commitments most people will ever make. From the moment you purchase a property through years of ownership, the decisions you make can impact your finances, your home's value, and your future resale potential. On a recent episode of Talk Real Estate Roundtable, Sharon McNamara, Broker/Owner of Boston Connect Real Estate, and Melissa Wallace, Director of Operations and Agent Relations, discussed some of the most common homeowner mistakes and how to avoid them. Whether you're a new homeowner or have owned your property for years, understanding these pitfalls can help protect your investment and give you greater confidence in maintaining your home. Financial Mistakes Homeowners Often Make Buying at the Top of Your Budget One of the most common mistakes buyers make starts before they even move in purchasing a home at the absolute top of their approved budget. Just because a lender approves you for a certain amount doesn't necessarily mean it's the right amount for your lifestyle. Buyers often forget to factor in additional expenses such as: Childcare Travel Retirement savings Daily living costs Unexpected repairs When a homeowner stretches too far financially, there's little cushion left for emergencies like replacing a roof, repairing a heating system, or addressing plumbing issues. Tip: Try to stay below your maximum approval amount and maintain savings equal to three to six months of expenses. Ignoring the True Cost of Homeownership Many buyers focus solely on the monthly mortgage payment but overlook other ongoing costs. Homeownership includes expenses such as: Property taxes (which often increase over time) Homeowners insurance Utilities Maintenance and repairs Landscaping and snow removal HOA fees (if applicable) Utility costs can change significantly year to year, and homeowners associations may raise fees or impose special assessments to cover large repairs or services. Tip: Before purchasing a home, ask for 12 months of utility history, review property tax trends, and understand the financial health of any HOA. Draining Your Savings for a Down Payment Putting everything into a down payment can leave homeowners financially vulnerable. If unexpected expenses arise like a failed water heater, broken furnace, or roof repair you may find yourself struggling without savings. Instead of draining your accounts, buyers should consider: Lower down payment programs Negotiating seller credits Rebuilding emergency funds before cosmetic upgrades Having a financial cushion can provide peace of mind and stability. Maintenance Mistakes That Cost Homeowners Later Deferring Routine Maintenance Small issues often become big problems when ignored. Common maintenance items homeowners sometimes overlook include: Roof repairs HVAC servicing Leaks around windows or tubs Failed caulking Gutter cleaning Neglecting maintenance can lead to mold, structural damage, or expensive repairs, and these problems often surface during a home inspection when selling. Tip: Create an annual maintenance checklist and address issues immediately before they grow into major repairs. DIY Repairs Without Proper Knowledge While home improvement shows make renovations look simple, certain projects should always be left to professionals. Risky DIY projects include: Electrical work Plumbing modifications Structural changes Unpermitted renovations These shortcuts can create serious issues, including insurance claim denials, failed inspections, and legal complications when selling the home. Tip: Hire licensed professionals, pull proper permits, and keep documentation for future buyers. Skipping Routine System Maintenance Essential home systems require regular upkeep to avoid costly problems. Examples include: Pumping septic systems Cleaning chimneys Servicing water heaters Maintaining wells Pest prevention Ignoring these systems can lead to significant repairs that could have been avoided with routine maintenance. Tip: Set recurring reminders for servicing major systems and maintain records of inspections and repairs. Why Maintenance Matters When Selling When preparing to sell a home, buyers and inspectors will evaluate the condition of the property closely. Deferred maintenance can quickly become negotiation points that lower your sale price or cause deals to fall apart entirely. Homes that are well maintained often: Sell faster Attract stronger offers Require fewer negotiations after inspection Consistent care and proper documentation also reassure buyers that the home has been responsibly managed. Building a Long-Term Homeownership Strategy At Boston Connect Real Estate, our relationship with clients doesn't end at the closing table. We believe that helping homeowners protect and maintain their investment over time is just as important as helping them buy or sell a home. By staying financially prepared, performing regular maintenance, and seeking professional guidance when needed, homeowners can protect their property value and avoid costly surprises. If you have questions about buying, selling, or maintaining your home, the Boston Connect Real Estate team is always here to help. Call 781-826-8000 or visit BostonConnect.com to learn more. Watch our live video on our Youtube!

Mimi runs down her checklist of deferred home maintenance projects that scare buyers away.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Most students fail the life insurance exam because of annuities — but not after this training. In this episode of the Pass Your Life and Health Insurance Exam Podcast, we explain one of the most confusing topics in simple language: immediate vs. deferred annuities. You'll learn when income payments begin, how single-premium annuities differ from flexible or periodic annuities, and why this concept appears on almost every life insurance exam. You'll also discover key exam terms like nonforfeiture, surrender charges, and bailout provisions, explained through real examples that make them easy to remember. Whether you've failed before or you're just starting your studies, this lesson will give you the clarity and confidence you need to pass.

In this week's MBA Admissions podcast we began by discussing the current state of the MBA admissions season. We continue to see several top MBA programs rolling out their Round 2 interview invites. Next week UPenn / Wharton and INSEAD are scheduled to release their interview invites and we speculate that MIT Sloan will, too. We then briefly discussed our new interview prep tool,  Clear Admit's MBA Interview simulator  Thus far, we have seen broad adoption of this tool, and we expect word to continue to spread! The MBA interview simulator is trained on Clear Admit's extensive catalogue of interview resources including our interview archive and interview guides. Graham noted we are scheduled for our monthly AMA YouTube Livestream later today. Here is Clear Admit's YouTube channel, https://www.youtube.com/@ClearAdmitMBA Graham also highlighted MBA webinar events that are on the horizon that Clear Admit is hosting. We are hosting a series for MiM programs which is scheduled for February 24 and 25. Clear Admit is also hosting events with London Business School and Vanderbilt / Owen later this week. On March 19, we are hosting a series of online panel discussions focused on international students who are targeting the top MBA programs in the United States. Finally, we are excited to announce our in-person admissions event, the MBA Fair, to be scheduled in Atlanta, on May 11. Signups for all these events are here: https://www.clearadmit.com/events Graham then highlighted a recently published article from Clear Admit's Fridays from the Frontlines series, highlighting a veteran who is at Notre Dame / Mendoza.  Graham then noted three admissions tips which all focus on the interview experience: MBA interview etiquette, questions for the admissions interviewer, and post-interview follow-up. Graham addressed a recently published Real Humans piece that focuses on Class of 2027 HBS students. Then finally, we discussed this week's roll out of the Financial Times ranking. For this week, for the candidate profile review portion of the show, Alex selected two ApplyWire entries and one DecisionWire entry: This week's first MBA admissions candidate is a deferred admissions candidate who appears to have a very strong profile but still needs to take the GMAT. This week's second MBA applicant is from India, works in finance, and has a perfect 340 on the GRE test. This week's final MBA candidate is deciding between Wharton and Sloan with a scholarship. This episode was recorded in Paris, France and Cornwall, England. It was produced and engineered by the fabulous Dennis Crowley in Philadelphia, USA. Thanks to all of you who've been joining us and please remember to rate and review this show wherever you listen!

James Shapiro discusses Federal Theatre Project plays like One-Third of a Nation, which critiqued housing inequality, and Liberty Deferred, a never-produced play about lynching in America.

If you sell an investment property and want to defer taxes, a 1031 exchange is usually the answer.But there's a problem no one likes to talk about:You only have 45 days to identify a replacement property.That pressure often leads investors to overpay, settle for deals they don't love, or rush into more active management when they were actually trying to slow down.In this episode of Commercially Speaking, we sit down with Taylor Ashland, founder of Ashland Pacific, to explore Delaware Statutory Trusts (DSTs) as a 1031-eligible alternative.DSTs allow investors to:Defer capital gains and depreciation recapture taxesInvest passively in institutional-quality real estateAvoid the 45-day scramble to identify a propertyEliminate active management and tenant headachesWe break down:How DSTs actually work inside a 1031 exchangeWhy the 45-day window creates bad incentivesWhen a DST makes sense (and when it doesn't)Loss of control, lack of liquidity, and real risksHow DSTs can be a full exit strategy or a “supporting actor”Why brokers don't get paid on DSTs (and why that matters)The emotional side of money, taxes, and decision-makingThis episode is not tax or legal advice. It's a practical, honest conversation about options most investors don't hear until it's too late.Thanks To Our Sponsors

Paul Hoynes and Joe Noga discuss Cleveland's foray into deferred payments with the new Jose Ramirez contract. Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode, I recount TikTok's recent brush with rapture predictions and then survey America's deep history of failed millennialist predictions of the Second Coming and the end of the world. Check out ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠the show merch⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠, perfect for gifts!  ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Pledge support on Patreon to get an ad-free feed with exclusive episodes!⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Check out my novel, Manuscript Found!⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Direct all advertising inquiries to ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠advertising@airwavemedia.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. Visit ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠www.airwavemedia.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ to find other high-quality podcasts! Some music in this episode was licensed under a Blue Dot Sessions blanket license at the time of publication. Tracks include "Gemeni Mist," "Cicle Gerano," "Game Lands," "Cherry Heath," "Cicle Vascule," "The Gran Dias," and "Black Ballots." Additional music, including "Remedy for Melancholy," by Kai Engel, licensed under Creative Commons (CC BY 4.0) Learn more about your ad choices. Visit megaphone.fm/adchoices

In this week's MBA Admissions podcast we began by discussing the current state of the MBA admissions season. We are seeing several top MBA programs releasing interview invites for Round 2, including Yale SOM, Berkeley / Haas, Northwestern / Kellogg, UNC / Kenan Flagler, Rice / Jones, UVA / Darden, CMU / Tepper, Cornell / Johnson, UCLA / Anderson, Indiana / Kelley and Georgetown / McDonough. This led to a discussion about our newest product launch, Clear Admit's MBA Interview simulator.  This simulator is designed to provide a realistic interview experience for twenty top MBA programs, and provide detailed feedback. It is trained on Clear Admit's extensive catalogue of interview resources including its interview archive and interview guides. Graham highlighted MBA webinar events that are on the horizon that Clear Admit is hosting. The first webinar looks at the enduring value of the MBA, scheduled for Wednesday. The second series of events is for deferred admissions candidates who are currently completing their first degrees. Signups are here: https://www.clearadmit.com/events Graham noted two MBA admissions tips. The first focuses on MBA interview invite timelines for Round 2. The second admissions tip examines Wharton's Team-based Interview approach. Graham then noted a Real Humans piece spotlighting students from Minnesota Carlson. For this week, for the candidate profile review portion of the show, Alex selected two ApplyWire entries and one DecisionWire entry: This week's first MBA admissions candidate has a deferred admissions spot at Darden. They are planning to apply to a few M7 programs next season. This week's second MBA applicant was admitted to Fuqua, among other programs, in Round 1. They are also looking at several M7 programs in Round 2. This week's final MBA candidate has several offers from leading MBA programs. They want to focus on media and entertainment, post MBA. They are deciding between Darden with a scholarship and Columbia. This episode was recorded in Paris, France and Cornwall, England. It was produced and engineered by the fabulous Dennis Crowley in Philadelphia, USA. Thanks to all of you who've been joining us and please remember to rate and review this show wherever you listen!

This week on the Retirement Quick Tips podcast, I'm talking about the worst IRA mistakes to avoid.  Today, I'm talking about accumulating too much money in tax-deferred accounts.

Call us: 631-377-4869! It's a So You Wanna Talk to Samson Wednesday! We start things off with the National Championship game! Can you give me your opinion on Indiana's average age of its roster? Is this the new world we're in? (10:20) Baseball's media rights deal is up in two seasons, but the CBA is up next season… Why wouldn't the MLBPA take a one-year extension before signing a new longterm deal? (18:10) Why doesn't MLB just get rid of deferred contracts? (32:00) How does Tony Clark spread his message throughout the union? (40:45) Let's talk Greenland. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Call us: 631-377-4869! It's a So You Wanna Talk to Samson Wednesday! We start things off with the National Championship game! Can you give me your opinion on Indiana's average age of its roster? Is this the new world we're in? (10:20) Baseball's media rights deal is up in two seasons, but the CBA is up next season… Why wouldn't the MLBPA take a one-year extension before signing a new longterm deal? (18:10) Why doesn't MLB just get rid of deferred contracts? (32:00) How does Tony Clark spread his message throughout the union? (40:45) Let's talk Greenland. Learn more about your ad choices. Visit podcastchoices.com/adchoices

In this episode you will hear: (03:12) Mark and Julia discuss, what do you do if you found out that you were deferred or waitlisted from a college (39:38) Interview: Mark interviews Kev Sanders, Associate Director of Admissions, University of Utah Preview of Part 3 o Kev addresses one other concern that a pacific northwest family has about the University of Utah o Kev addresses one concern that one of my families who visited Utah had after leaving their visit o We transition and discuss the admission process and the scholarships that students are eligible for o Kev talks about some of the trends he is seeing at the University of Utah o Kev explains whether a student is applying into a major, into the college, undeclared, etc. o We discuss the roll of test scores in the admissions process o We close by Kevin going on the lightning round Recommended Resource Guide to help first year students complete the Common Application- Application guide for first-year students Speakpipe.com/YCBK is our method if you want to ask a question and we will be prioritizing all questions sent in via Speakpipe. Unfortunately, we will NOT answer questions on the podcast anymore that are emailed in. If you want us to answer a question on the podcast, please use speakpipe.com/YCBK. We feel hearing from our listeners in their own voices adds to the community feel of our podcast. You can also use this for many other purposes: 1) Send us constructive criticism about how we can improve our podcast 2) Share an encouraging word about something you like about an episode or the podcast in general 3) Share a topic or an article you would like us to address 4) Share a speaker you want us to interview 5) Leave positive feedback for one of our interviewees. We will send your verbal feedback directly to them and I can almost assure you, your positive feedback will make their day. To sign up to receive Your College-Bound Kid PLUS, our new monthly admissions newsletter, delivered directly to your email once a month, just go to yourcollegeboundkid.com, and you will see the sign-up popup. We will include many of the hot topics being discussed on college campuses. Check out our new blog. We write timely and insightful articles on college admissions: https://yourcollegeboundkid.com/category/blog/ Follow Mark Stucker on Twitter to get breaking college admission news, and updates about the podcast before they go live. You can ask questions on Twitter that he will answer on the podcast. Mark will also share additional hot topics in the news and breaking news on this Twitter feed. Twitter message is also the preferred way to ask questions for our podcast: 1. To access our transcripts, click: https://yourcollegeboundkid.com/category/transcripts/ 2. Find the specific episode transcripts for the one you want to search for and click the link 3. Find the magnifying glass icon in blue (search feature) and click it 4. Enter whatever word you want to search. I.e. Loans 5. Every word in that episode when the words loans are used will be highlighted in yellow with a timestamps 6. Click the word highlighted in yellow and the player will play the episode from that starting point 7. You can also download the entire podcast as a transcript We would be honored if you will pass this podcast episode on to others who you feel will benefit from the content in YCBK. Please subscribe to our podcast. It really helps us move up in Apple's search feature so others can find our podcast. If you enjoy our podcast, would you please do us a favor and share our podcast both verbally and on social media? We would be most grateful! If you want to help more people find Your College-Bound Kid, please make sure you follow our podcast. You will also get instant notifications as soon as each episode goes live. Check out the college admissions books Mark recommends: https://yourcollegeboundkid.com/recommended-books/ Check out the college websites Mark recommends: https://yourcollegeboundkid.com/recommended-websites/ If you want to have some input about what you like and what you recommend, we change about our podcast, please complete our Podcast survey; here is the link: https://docs.google.com/forms/d/e/1FAIpQLScCauBgityVXVHRQUjvlIRfYrMWWdHarB9DMQGYL0472bNxrw/viewform If you want a college consultation, text Mark at 404-664-4340, or email us at yourcollegeboundkid@yahoo.com All we ask is that you review their services and pricing on their website before the complimentary session; here is link to their services with transparent pricing: https://schoolmatch4u.com/services/compare-packages/

Click Here for the Show Notes In today's episode, we sit down with Dave to demystify one of the most powerful strategies in real estate investing: the 1031 exchange. From how it works, to why it's been around for more than a century, to the step-by-step process investors should follow before they sell a property—Dave breaks it all down in a way that's simple, practical, and surprisingly fun. We also dive into real client stories, financing hacks, timeline tips, and how the right team can save you tens or even hundreds of thousands of dollars in taxes. Whether you're a seasoned investor or just starting to build your portfolio, this episode is packed with game-changing takeaways you won't want to miss.  If you're thinking about exploring your own 1031 exchange strategy, be sure to reach out so we can help you run the numbers and connect you with the right experts. -------------------------------- Download your FREE copy of:  The Ultimate Guide to Passive Real Estate Investing. See our available Turnkey Cash-Flow Rental Properties. SUBSCRIBE on iTunes   If you missed our last episode, be sure to listen to TBT: Ask Marco - What Should We Pay Ourselves From Our Rentals? Our team of Investment Counselors has much more inventory available than what you see on our website.  Contact us today for more deals. -------------------------------------------------------- #LearningRealEstate #AskMarco #PassiveRealEstateInvesting #Turnkeyproperties #RealEstatePodcast #Investment #investors #RealEstateInvestors #RentalProperties #TurnkeyProperties #NoradaRealEstateInvestments