Podcasts about Consolidation

Shares of General Motors (GM) have consolidated since the start of 2026s. Tom White offers a look into the one- and three-year charts to show how recent price action compares to historical trends. He also offers an example options trade for General Motors ahead of earnings Tuesday. ======== Schwab Network ========Empowering every investor and trader, every market day.Options involve risks and are not suitable for all investors. Before trading, read the Options Disclosure Document. http://bit.ly/2v9tH6DSubscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – https://twitter.com/schwabnetworkFollow us on Facebook – https://www.facebook.com/schwabnetworkFollow us on LinkedIn - https://www.linkedin.com/company/schwab-network/ About Schwab Network - https://schwabnetwork.com/about

Semiconductor stocks have plunged more than 20% from their recent highs, officially entering bear market territory after China's Moonshot launched its Kimi K3 model sparking fears of intensifying global competition. Amid rising concerns over stretched valuations, geopolitical risks, and a critical earnings week ahead – including reports from Alphabet, SK Hynix, and Tesla – markets stand at a crossroads. Mensur Pocinci, Head of Technical Analysis, explains why the long-term uptrend of semiconductors remains intact despite the sell-off and what this means for broader equity markets.(00:00) - Introduction: Lucija Caculovic, Product & Investment Content (00:38) - Markets wrap-up: Jan Bopp, Product & Investment Content (06:38) - Technical Analysis update: Mensur Pocinci, Head of Technical Analysis (09:13) - Closing remarks: Lucija Caculovic, Product & Investment Content Would you like to support this show? Please leave us a review and star rating on Apple Podcasts, Spotify or wherever you get your podcasts.

La consolidation du marché de l'expertise comptable s'accélère, et Archipel en est devenu l'un des acteurs les plus actifs en un an à peine.Un an après son premier passage, Matthieu Luneau revient au micro d'Alexis Slama pour un bilan sans détour. En douze mois, Archipel est passé d'une thèse à un groupe de 10 cabinets, 60 millions d'euros de chiffre d'affaires et 115 millions d'euros levés. Il décrypte ce que la vague de rachats change vraiment pour les dirigeants de cabinet, comment se lisent les valorisations aujourd'hui, et pourquoi l'attentisme devient un vrai risque.

Cybersecurity investor Sid Trivedi of Foundation Capital joins me to dig into AI SOC valuations, services-as-software, moats, and what founders should know heading into Black Hat.Sid is a Partner at Foundation Capital, where he invests at the seed and Series A stage with a focus on cybersecurity and IT infrastructure. This is our annual pre-Black Hat check-in, and a lot has moved since last year, from massive M&A to record-setting rounds in categories like the AI SOC.In this episode:- What has actually changed a year into the AI wave, and what hasn't- Services-as-software, the $4.6 trillion market thesis, and automating cyber workflows across the SOC, IR, pen testing, and threat intel- What AI means for cybersecurity jobs and how practitioners should adapt- Consolidation vs. best-of-breed after Palo Alto's $25B CyberArk deal and Alphabet's $32B Wiz acquisition- AI SOC valuations, including Seven AI's record Series A and Torq crossing a $1B valuation- The double-edged sword of big raises and why founders should be cautious about the valuations they accept- Why you can't simply spend your way to growth in cybersecurity- Moats and defensibility when frontier labs can push into your category- The Black Hat Innovator Investor Summit and the Startup Spotlight competitionChapters:0:00 Intro0:52 What's changed a year into the AI wave2:42 Services-as-software and the AI SOC9:38 AI adoption and forward deployed engineers10:57 M&A, platformization, and best-of-breed14:17 IT and security convergence, plus AI SOC valuations18:48 Seed-stage risk calculus vs. later-stage investors21:43 The double-edged sword of big raises26:20 Why you can't spend your way to growth29:05 Moats and defensibility in the frontier-lab era32:25 Deal flow, pricing, and staying disciplined37:06 Black Hat Innovator Investor Summit40:17 Startup Spotlight competition43:28 Wrap-upBlack Hat is offering listeners $500 off registration with code USA500Resilient.Connect with Sid:LinkedIn: https://www.linkedin.com/in/siddhanttrivedi/Foundation Capital: https://foundationcapital.comResilient Cyber: https://www.resilientcyber.ioSubscribe for more conversations with security practitioners, founders, and leaders.

Asbury Research's John Kosar uses the firm's proprietary Asbury 6 and CIEF models to highlight continued strength across the market. He explains why the S&P 500's (SPX) recent consolidation is a healthy pause in the rally, points to strong inflows into technology, financials and materials, and outlines the key semiconductor and Nasdaq levels that need to hold for stocks to move higher.======== Schwab Network ========Empowering every investor and trader, every market day.Subscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – https://twitter.com/schwabnetworkFollow us on Facebook – https://www.facebook.com/schwabnetworkFollow us on LinkedIn - https://www.linkedin.com/company/schwab-network/ About Schwab Network - https://schwabnetwork.com/about

Trump has been doing his best to bypass Congress and the courts whenever he can. In this episode, we take stock of how far Trump has gone to consolidate power in the executive branch. In a recent example of executive power expanding, SCOTUS granted the president the right to fire independent Federal commissioners. Trump then removed ALL the board members of the Election Assistance Committee, an independent committee established by Congress to assist States during election time. One of Trump’s most important supporters in his efforts to become a de facto king was Senator Lindsay Graham, who passed away last weekend. Want to ask Angela a question? Subscribe to our YouTube channel to participate in the chat. Welcome home y’all! —--------- We want to hear from you! Send us a video @nativelandpod and we may feature you on the podcast. Instagram X/Twitter Facebook NativeLandPod.com Watch full episodes of Native Land Pod here on YouTube. Native Land Pod is brought to you by Reasoned Choice Media. Thank you to the Native Land Pod team: Angela Rye as host, executive producer, and cofounder of Reasoned Choice Media; Andrew Gillum as host and producer, Bakari Sellers as host and producer, and Lauren Hansen as executive producer; LoLo Smith is our research producer, and Nikolas Harter is our editor and producer. Special thanks to Chris Morrow and Lenard McKelvey, co-founders of Reasoned Choice Media. Theme music created by Daniel Laurent.See omnystudio.com/listener for privacy information.

JJ of Gecko Security and former Disney and Costco CISO Ryan Knisley on why AppSec needs an AI security engineer, not another scanner.DescriptionAppSec has been stuck for years, drowning teams in noisy findings that never told them what was actually exploitable. JJ, co-founder and CEO of Gecko Security, and Ryan Knisley, former CISO at Disney and Costco, join Resilient Cyber to talk about what changes when an AI security engineer reasons across code, infrastructure, and design docs at once. We get into why business logic breaks traditional SAST, why attackers think in graphs while defenders think in lists, why MTTR is a broken metric, how Cal.com went closed source in the AI era, and where AI-driven AppSec consolidation lands over the next two years.Key takeawaysGecko is an AI security engineer, not another scanner. It reasons across code, infrastructure, and documentation, so a finding arrives already mapped to whether it is reachable in production and what data it touches.The context that tells you if a bug matters lives outside the code. Business logic, architecture, and runtime are where exploitability is decided, which is why scanning the code alone floods teams with noise.Business logic is why traditional SAST fails, and why an LLM alone will not fix it. The same endpoint with no auth check is a critical bug in a document store and expected behavior in a social app, and only design docs and architecture tell the two apart.Attackers think in graphs while defenders think in lists. A critical with a compensating control may not matter, while ten lows chained together can be the thing that actually reaches the asset you care about.Exploit development is being commoditized. JJ describes a near future where the whole internet becomes one big bug bounty scope with agents running campaign-level attacks, so the old severity-ranking lens no longer holds.Fix the class, not the ticket. Rather than patching bugs one by one, Gecko traces groups of findings back to the design decision that created them and eliminates every variant so the same issue never returns.MTTR is a broken metric. A variant of last week's bug returns with a fresh clock, so teams close tickets to look healthy while risk stays flat, which is why Gecko measures recurrence rate instead.Cal.com shows where open source is heading. After AI coding pushed its pull requests from about 30 a day to 100 with a one-person security team, being open source flipped from an advantage to a liability, so it went closed source and replaced four tools with one.Tool consolidation is a risk decision, not a cost exercise. Ryan's shiny object problem leaves teams stacking scanners nobody can fully staff, and collapsing the stack lets you cross-train people and reduce real complexity.The finding layer collapses, and human judgment moves up. When finding and fixing get cheap, the scarce work becomes deciding what is correct, whether to accept a risk on purpose, and owning the design decision for a whole class of bugs.Chapters00:00 Meet JJ and Ryan02:46 Why Gecko is an AI security engineer, not another scanner05:07 The trend of agentic and headless security tools05:53 Why business logic breaks traditional SAST06:27 The no-auth endpoint example and context outside the code09:06 Attackers think in graphs, defenders think in lists11:02 Commoditized exploit dev and the internet as one bug bounty13:55 Shift left and why MTTR is a broken metric15:07 Eliminating entire classes of vulnerabilities15:51 Recurrence rate and avoiding risky refactors18:22 The Cal.com case study and open source going closed20:48 Consolidation and the shiny object problem in security22:40 Where AI-driven AppSec lands in two years27:12 What it takes to trust an AI security engineer28:57 Where to find Gecko and the Black Hat talk

In this episode, Alan Condon, Editor-in-Chief at Becker's Healthcare, breaks down the latest healthcare industry developments, including health systems exiting the insurance business, hospital consolidation, and growing financial pressures facing independent providers.

Welcome and thanks for tuning in to the RealAg Issues Panel on RealAg Radio! Today on the show, host Lyndsey Smith is joined by Kelvin Heppner of RealAgriculture and Tyler McCann of CAPI! 00:00 - Coming up… 01:37 - RealAg Issues Panel with Lyndsey, Kelvin & Tyler 10:27 - RealAg Issues Panel with Lyndsey, Kelvin... Read More

Welcome and thanks for tuning in to the RealAg Issues Panel on RealAg Radio! Today on the show, host Lyndsey Smith is joined by Kelvin Heppner of RealAgriculture and Tyler McCann of CAPI! 00:00 - Coming up… 01:37 - RealAg Issues Panel with Lyndsey, Kelvin & Tyler 10:27 - RealAg Issues Panel with Lyndsey, Kelvin... Read More

PLA Purges and Xi Jinping's Power Consolidation. Gordon Chang and Piero Tozzi. Xi Jinping's provocative missile launches are linked to internal instability and purges within the Central Military Commission. By creating international tension, Xi forces competing party factions to rally behind his leadership. While he controls the propaganda and state security apparatus, his control over the People's Liberation Army remains incomplete. (4)1903

Welcome back to the Alt Goes Mainstream podcast.Today's podcast takes us to the heart of Mayfair in London, where Blackstone Private Wealth COO Farhad Karim shared the firm's history and evolution in Europe. He took a walk down memory lane to discuss the firm's 25th anniversary in Europe as we walked through Berkeley Square from Blackstone's current office to their new office at the other end of the square, highlighting how the firm has become the largest owner of commercial real estate in Europe and the importance of building a local presence in the region.Farhad took on the role of Chief Operating Officer of Blackstone Private Wealth in 2024 after a career at Blackstone that included serving as Chairman and Chief Operating Officer of Blackstone Europe and holding a senior leadership role in the firm's Real Estate business.Farhad and I had a fascinating discussion about the evolution of Blackstone's business in Europe and the firm's Private Wealth business globally. We covered:Why it's important to “meet people where they are at.”What Farhad learned from his experience as chairman of Blackstone Europe.Building and expanding Blackstone's Private Wealth business.How Blackstone will continue to be a pioneer in private wealth.The next phase of product innovation in the wealth channel.How an international perspective has shaped Farhad's approach to building the Private Wealth business.Harmonizing the institutional and private wealth businesses when delivering solutions to LPs.The human element of working with wealth.What it means to be “relentless.”Perspectives on evergreen funds.The scale of opportunity, information, and access.Thanks, Farhad, for sharing your wisdom, expertise, and passion about private markets and private wealth.Show Notes00:33 A Message from Our Sponsor, Ultimus Fund Solutions02:14 Farhad's Blackstone Journey03:37 Speed and Certainty Culture04:07 Real Estate to Wealth Channel Parallels05:04 Building for Local Markets06:16 On-the-Ground Coverage Worldwide07:45 Education at Scale08:52 How Well Advisors Understand Private Markets10:45 Early Innings Adoption12:09 Packaging Private Markets Products13:46 Simplicity vs Customization14:39 Consolidation and Institutionalization19:14 Global Trends Localization19:33 Scale and Deal Competition20:11 AI Advantage in Investing20:53 Portfolio Ops AI Playbook21:42 Private Markets Risk Setup22:17 Noise Versus Facts22:57 Fighting False Narratives23:42 Wealth Channel Narrative24:18 Why Private Markets Matter25:10 Investing Through Geopolitics26:25 Evergreen Versus Drawdown27:21 Discipline Over Structure28:28 Semi-liquid as a Feature29:17 Evergreen for Founders30:39 Evergreen Mindset and Compounding32:01 Owning the Narrative Direct35:22 Fiduciary Seriousness Balance36:15 Relentless Culture Explained38:39 Closing Footnotes(Timestamp 02:46.7): Largest owners of commercial real estate in Europe.(Timestamp 31:33.0): Reference to Class I annualized, inception-to-date return from January 2017.A Word from Our Sponsor, UltimusThis episode of Alt Goes Mainstream is brought to you by Ultimus, the full-service fund administrator and transfer agent powering asset managers in private and public markets. As alts go mainstream, you need real expertise to handle complex fund structures, connect with key distribution partners, and handle sophisticated compliance, reporting, and transparency demands.That's Ultimus: high-tech, high-touch solutions for over 450 clients and 2,500 funds with $775B in assets under administration. Backed by an expert team of over 1,200 employees, they place client service at the core of their business, helping you navigate complexity during your fund structuring or launch and then supporting you through every stage of growth. Whether you're already in the market or thinking about entering private wealth, you can trust their team's deep expertise in retail alternatives to help you reach your goals.Learn more at ultimusfundsolutions.com or email info@ultimusfundsolutions.com.We thank Ultimus for their support of alts going mainstream.

U.S. Secretary of Agriculture Brooke L. Rollins announced the Strengthening Processing for U.S. Ranchers (SPUR) Program.

S05E02: Stinky leads Lop on a tour of the self-proclaimed center of North America.BECK'S END KICKSTARTER: http://becksend.comListen To The Samantha Chronicles In OrderCREDITS:Ben Rowe as FelixFay Roberts as SamanthaDavid Ault as Ty BetteridgeKO-FI SHOP: https://ko-fi.com/woebegonepod/shopLINKS:MUSIC: http://woebegonepod.bandcamp.comBLUSTEER: http://blusteer.bandcamp.comTWITCH: http://twitch.tv/woebegonepodPATREON: http://patreon.com/woe_begoneALIZA SCHULTZ: https://shows.acast.com/the-diary-of-aliza-schultzTRANSCRIPTS: http://WOEBEGONEPOD.comTWITTER: @WOEBEGONEPOD Hosted on Acast. See acast.com/privacy for more information.

M&A activity in the oil and gas minerals/royalty space had quieted during a prolonged wave of major E&P consolidation. As that activity winds down, rising realizations for both oil and gas have spurred a major consolidation among royalty trusts as well as a recent successful initial public offering.

Today I'm joined by Perry Watson IV, President of NAMAD. Dealership consolidation is accelerating, and the price of entry to ownership has never been higher. Perry breaks down the numbers behind it, including how over 40 percent of new vehicle sales at some brands now come from minority consumers, and why one manufacturer doubled a dealer's sales volume within two years just by getting ownership representation right. Topics: 01:25 Consolidation's Hidden Downside. 02:00 The Academy Training Next-Gen Dealers. 04:10 No Straight Path To Ownership. 04:50 The Business Case For Minority Dealers. 10:00 The Conference Where Deals Get Done. 14:45 The Mentor Who Sold To His Employee. 16:25 How Erica Tiffany Became A Dealer. 25:50 The Secret Fund NAMAD Is Building. This episode is brought to you by: 1. Podium - the AI platform trusted by one in three dealerships. If your AI isn't driving real outcomes, it's time to take a closer look @ here. 2. Openlane - The world's best online dealer marketplace for used cars, bringing you exclusive inventory, simple transactions, and better outcomes. Learn more @ here. Check out Car Dealership Guy's stuff: For dealers: CDG Circles ➤ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://cdgcircles.com/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Industry job board ➤ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠http://jobs.dealershipguy.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Dealership recruiting ➤ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠http://www.cdgrecruiting.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Fix your dealership's social media ➤ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠http://www.trynomad.co⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Request to be a podcast guest ➤ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠http://www.cdgguest.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ For industry vendors: Advertise with Car Dealership Guy ➤ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠http://www.cdgpartner.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Industry job board ➤ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠http://jobs.dealershipguy.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Request to be a podcast guest ➤ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠http://www.cdgguest.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Car Dealership Guy Socials: X ➤ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠x.com/GuyDealership⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Instagram ➤ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠instagram.com/cardealershipguy/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ TikTok ➤ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠tiktok.com/@guydealership⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ LinkedIn ➤ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠linkedin.com/company/cardealershipguy⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Threads ➤ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠threads.net/@cardealershipguy⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Facebook ➤ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠facebook.com/profile.php?id=100077402857683⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Everything else ➤ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠dealershipguy.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Lisa Dees is joined by Louise Lindsay (SAUL), Simon True (Clara Pensions) and Adrian Boulding (Vesta Pensions) to compare the benefits, challenges and trade-offs of open defined benefit (DB) schemes, superfunds and collective defined contribution (CDC) arrangements.The discussion considers each model from both a member and employer perspective, covering retirement outcomes, risk-sharing, affordability, consolidation and the role these approaches could play in the future pensions landscape.Hymans Robertson disclaimer This podcast has been prepared by Hymans Robertson LLP, and is based upon our understanding of events as at release date. It is designed to be a general summary of topical investment matters and is not specific to the circumstances of any particular employer or pension scheme. The information contained in this podcast should not be construed as advice and not be considered as a substitute for specific advice as the information is generic in nature. Where a podcast refers to legal matters please note that Hymans Robertson is not qualified to provide legal opinion and therefore you may wish to obtain independent legal advice to consider any relevant law and/or regulation. Hymans Robertson LLP accepts no liability for errors or omissions. Your Hymans Robertson LLP consultant will be pleased to discuss matters raised in this podcast in greater detail. Guests views are separate to that of Hymans Robertson. The information provided in this broadcast is not financial advice. Past performance is not a guide to the future. Please note the value of investments, and income from them, may fall as well as rise. This includes but is not limited to equities, government or corporate bonds, derivatives and property, whether held directly or in a pooled or collective investment vehicle. Further, investments in developing or emerging markets may be more volatile and less marketable than in mature markets. Exchange rates may also affect the value of investments. As a result, an investor may not get back the full amount of the original investment. Past performance is not necessarily a guide to future performance.  Hymans Robertson LLP is authorised and regulated by the Financial Conduct Authority and Licensed by the Institute and Faculty of Actuaries for a range of investment business activities.This episode includes AI-generated content.

(Jul 6, 2026) The blood donor center in Plattsburgh is scheduled to close on Friday. It's raising concerns about regional health care networks consolidating operations and reducing services in the North Country. Also: Opponents of a potential new nuclear reactor in St. Lawrence County rallied last week in Massena.

CBE restricts bond exposure. Interest rates expected to hold. Consolidation wave. Zenith plans SCZone plant. Egypt. From business policy and finance to the latest in tech, all in under 10 minutes. Hosted by ‘Synthetic Salma’ — an AI-powered version of our own Executive Editor Salma El-Saeed. You can read the full newsletter on the website. Morning Drive is brought to you by: Madinet Masr GRANITE Financial Holding Bonyan for Real Estate Investments And check out our other show Making It, where we speak to CEOs and entrepreneurs about building a great business in the region.See omnystudio.com/listener for privacy information.

Today we have access to information about the world of coffee that is unprecedented. At times it can be overwhelming to consider all the areas of the coffee industry that need fixing while we also work daily to care for those we have immediately with us. The trick is to tune into sources that convey not just the reality of the problem, but can also feature stories that showcase hope as we work to make progress. Today we get talk with someone whose work in writing about coffee has helped countless people grapple with and take steps to address our industry's most pressing issues. Sarah Charles is the founder of Underscore Communications, former Editor of Coffee Intelligence, and Senior Communications Officer at the International Trade Centre (ITC/WTO agency). A principal author of the ITC Coffee Guide 4th Edition, she writes for print and online publications and produces industry reports and books covering coffee trends, trade, and development. Her work makes sense of the world's messiest systems – climate, trade, culture, food – through sharp storytelling, fresh angles, and analysis. She holds an MSc in Sustainable Development from SOAS, University of London and is a founding member of the Greek IWCA chapter.  Today we will discuss: Sarah's start in coffee writing Romanticism vs. Reality in Coffee The Impact of Writing on the Coffee Industry Navigating Challenges and Finding Inspiration Hopeful Futures for Coffee Farmers The Power of Necessity in Innovation Community and Connection in Business Hopeful Trends from China's producing Community Knowledge as Leverage in Coffee Trade The Impact of Consolidation on Specialty Coffee Balancing Ethics and Profit in Business Links: https://www.instagram.com/unprincipledwriter/ LinkedIn: https://www.linkedin.com/in/sarah-e-charles/ https://iwcagreece.org/ https://www.intracen.org/resources/publications/the-coffee-guide-fourth-edition   KEYS TO THE SHOP OFFERS CONSULTING + COACHING If you are a cafe owner and want to work one on one with me to bring your shop to its next level and help bring you joy and freedom in the process then email  chris@keystothshop.com of book a free call now:  https://calendly.com/chrisdeferio/30min    Related episodes:  451: Business Growth, Integrity, and Coffee Farmer Equity w/ Martin Mayorga of Mayorga Coffee 602: Renata Henderson | Cxffeeblack | Putting The Heart Back Into Coffee 560: Bio-Innovation and Securing the Future for Coffee Farmers and Their Land w/ Felipe Sardi of La Palma y El Tucan

Chuck Todd opens with the Iran ceasefire collapsing as the U.S. and Iran trade strikes again — but the real story, he argues, is that the U.S. military just inadvertently revealed Trump was lying about the war all along. The targets American forces hit in this latest round were the very targets Trump claimed weeks ago had already been destroyed; either Iran somehow reconstituted its entire military in a single week, or the president lied to the country, and CENTCOM's own report makes clear which it was. He warns that lying about war is historically not a small thing for a president to survive, no matter how badly Trump wants to memory-hole the entire episode. He then turns to the escalating Democratic fight over taxing billionaires, taking a characteristically nuanced position: billionaires are genuinely undertaxed, but "tax the rich" doesn't work as actual policy the way it works as a slogan, the loopholes built into the code exist to avoid unintended consequences, and the changes to the inheritance "death tax" are responsible for an enormous share of current inequality. He assesses Zohran Mamdani taking a victory lap as the new face of the DSA (and increasingly comfortable as a face of the Democratic Party), praising him as a genuinely compelling performer and possible heir to the Bernie movement while questioning whether his story can travel beyond New York City. He closes with one of his favorite structural arguments — that the far-left and far-right are now feeding off each other's fear, that a faction doesn't need to capture the whole country, just one congressional caucus, and that the founders' actual protection against factions was supposed to be a multitude of them — which is exactly why the House was meant to scale with the population and why Congress's choice to freeze its size needs to be reversed. He also looks ahead at fascinating Colorado primaries. Then, Alvaro Bedoya — the former FTC Commissioner whom Trump fired in an unprecedented break with a century of agency-independence norms — joins the Chuck Toddcast to explain why his firing matters far beyond his own career, and what it reveals about the collision between corporate power and consumer protection in the Trump era. Bedoya makes the legal case plainly: removal "for cause" is clearly written into the law, Congress needs to codify FTC independence, and while he's skeptical this Supreme Court will rule in favor of agency independence, the circumstances of his dismissal are damning — he believes he was fired specifically for suing companies that happened to be Trump donors. The Amazon case is his exhibit A: the FTC was actively pursuing Amazon until Trump intervened, and after Amazon funneled millions to Trump, the investigations simply evaporated — proof, Bedoya argues, that existing laws against bribery and corruption clearly aren't working. He walks through the sprawling, well-funded lobbying effort against meaningful privacy legislation, and offers vivid examples of how unchecked data collection harms ordinary people. His prescription is structural: America needs genuine restrictions on what data can be collected and how it can be used, paired with serious antitrust enforcement — but the agencies tasked with that work have been starved of the resources they need. The conversation opens up into a fascinating, wide-ranging debate about monopoly power and consolidation across the American economy. Bedoya argues that streaming bills were already climbing even before the proposed Paramount-Warner Bros. Discovery merger — a deal he believes there's a clear consumer case to block. He notes that Thomas Jefferson once argued for an anti-monopoly amendment in the Bill of Rights, that consolidation has hammered workers across countless industries, and that America is now suffering a genuine "drought of creativity" because of relentless media mergers — pointing out that there are only three serious buyers of documentary films left, and that half of America's TV news archive is about to be owned by a single family. Bedoya is honest about the nuances (Costco throws its weight around but has genuinely been good for consumers; vertically integrated health insurers are universally loathed), wrestles with whether unilateral Democratic executive action is even the answer, and warns that in this environment it's dangerously easy for regulators to simply get overwhelmed. Finally, he hops into the ToddCast Time Machine to explain the origin of the name of the bikini swimsuit, and why America’s relationship with nuclear technology changed over time. He also answers listeners’ questions in the “Asl Chuck” segment. Protect your family with life insurance from Ethos. Get up to $3 million in coverage in as little as 10 minutes at https://ethos.com/chuck. Application times may vary. Rates may vary. Refresh your wardrobe with Quince. Go to https://Quince.com/chuck for free shipping on your order and 365-day returns. From the opening whistle to the final kick. Bet on a match and get bonus bets for every goal scored at Fanduel.com Timeline: (Timestamps may vary based on advertisements) 00:00 Chuck Todd’s introduction 05:15 U.S. and Iran trade strikes again, ceasefire not holding 06:15 The U.S. military basically revealed Trump was lying about the war 06:45 Historically, voters don’t accept lies from presidents about war 07:30 The targets the U.S. hit were targets Trump said were already destroyed 08:30 Three weeks ago Trump said Iran had nothing… clearly it wasn’t true 09:15 Making the case that Trump is full of shit isn’t hard* 10:30 Either Iran reconstituted its military in a week, or Trump lied. 11:15 CENTCOM’s report shows that Trump lied to the country 13:15 Trump announced on his birthday that he had ended the war 14:00 Handing Iran billions of dollars is hardly the “surrender” Trump proclaimed 15:45 Lying about war is not a small thing for a president to do 17:15 Trump thought he could memory-hole the Iran war, Iran won’t let him 17:45 There’s a right way to tax billionaires, but it’s not currently being proposed 19:00 Billionaires are undertaxed, but tax policy doesn’t work as a slogan 19:45 Loopholes are built into the tax code to avoid unintended consequences 20:30 Reforms to the inheritance tax allow the wealthy to avoid taxation 21:45 Closing other loopholes could raise hundreds of billions 23:00 Taxing billionaires is fine, but you can’t mess up tax code in the process 24:30 The Newsom vs. Khanna fight - Both are making good points 25:00 A state level wealth tax could create a shortfall in the long term 25:45 The “death tax” change is responsible for much of the current inequality 26:30 “Fair share” polls well, but requires major changes to the tax code 27:30 Tax reform isn’t simple or quick, requires real work from congress 28:15 Mamdani takes a victory lap, wants to be face of the DSA movement 29:30 Mamdani is fine with being the face of the Democratic party 31:00 Mamdani is telling a compelling story, but can it go beyond NYC? 33:00 Mamdani had a weak defense of the Dan Goldman coffee incident 34:00 Mamdani is very good as a performer, could be heir to Bernie movement 35:45 The far-left and the far-right are feeding off of each other 36:30 Trump ramps up rhetoric against DSA, calls them “godless communists” 37:30 The DSA and Trump both working off the fear of each other 38:45 A faction doesn’t need to capture the country, just one caucus 39:30 The founders’ protection from factions, was a multitude of factions 41:30 The House of Representatives was supposed to scale with the country 43:15 Congress chose to stop letting the House grow, needs to change 46:45 The Colorado primaries will be fascinating 48:15 Michael Bennett has to carry the banner of being a D.C. creature 48:45 John Hickenlooper facing a viable challenge from the left 50:30 The DSA candidate for congress is ahead in the polls 56:45 Alvaro Bedoya joins the Chuck ToddCast 58:45 Trump broke a long standing norm to fire Alvaro from the FTC 59:15 Congress needs to codify FTC independence 1:00:15 Firing “for cause” is very clearly written into the law 1:02:15 This Supreme Court unlikely to rule for agency independence 1:02:45 Was likely fired for suing companies that were Trump donors 1:03:30 You want consumers to be protected from political donors 1:05:15 FTC was pursuing case against Amazon until Trump intervened 1:06:45 Amazon funneled millions to Trump, investigations went away 1:07:15 Laws against bribery & corruption clearly aren’t working 1:09:15 How should government tackle consumer privacy protections? 1:10:00 There is a massive lobbying effort against privacy laws 1:11:15 Background actors were being scanned rather than being paid 1:12:15 Privacy can sometimes be an abstract concept to people 1:12:45 Labor unions are the group actually winning in this space 1:15:00 Need protections around privacy, data collection and antitrust 1:15:45 Need restrictions on collecting certain data and how it is used 1:17:15 Against law to use SEC database to solicit donations, not enforced 1:17:45 Agencies have been starved of resources needed for enforcement 1:20:00 Meta has grown massive and Zuckerberg retains total control 1:22:15 The debate about whether to break up the biggest companies 1:23:00 Breaking up AT&T benefitted consumers, ended long distance rates 1:23:45 T-Mobile merger should not have been allowed 1:24:45 Streaming bills going up even before Paramount WB merger 1:28:15 Jefferson argued for an amendment against monopolies in Bill of Rights 1:30:45 Consolidation has hurt workers in a variety of industries 1:31:30 Has there been a consolidation that’s been good for consumers? 1:34:00 Costco throws its weight around, but has been good for consumers 1:35:00 Health insurers are vertically integrated, and consumers loathe them 1:36:15 Iheart’s merger was allowed as an effort to preserve a “dying industry” 1:37:45 Paramount/WB only shot of catching Netflix/Disney is to merge? 1:39:00 Loading up the company with $80B in debt won’t produce a healthy firm 1:39:45 There are only 3 buyers of serious documentary films 1:41:00 Half of America’s TV news archive is about to be owned by one family 1:42:15 There are clear consumer cases for preventing the Paramount/WB merger 1:45:15 There’s been a cycle of innovation, then consolidation 1:46:45 We are suffering a drought of creativity due to mergers 1:49:00 There are antitrust exceptions for co-ops, can FTC encourage them? 1:51:00 Is unilateral Democratic executive branch action the answer here? 1:52:15 In this environment, it’s easy for regulators to get overwhelmed 1:53:00 The White House UFC fight was corrupt 1:55:45 Making the UFC event private at the WH was made it feel dirty 1:58:30 Favorite potential 2028 candidates? 2:00:30 Popular movements are effective pushing back against corporate power 2:02:30 ToddCast Time Machine 2:03:30 July 1946 The bikini swimsuit named after atomic bomb test 2:06:00 Both fear and optimism rose about nuclear technology 2:06:45 We didn’t have an enemy yet with an atomic bomb 2:07:30 The atom wasn’t viewed just as a weapon, but as the future 2:09:00 We were exporting the atomic age and that seemed cool 2:09:30 The people on bikini atoll were being told to leave their homes 2:10:30 The vibe changed once the Soviets detonated their first bomb 2:11:30 Very few people know why the bikini swimsuit carries its name 2:13:00 Ask Chuck 2:13:15 Do you see somebody jumping into ‘28 presidential race prior to midterms? 2:18:30 What do you think happened in the meeting between Trump & senators? 2:26:30 Thoughts on college athletics eligibility changes? 2:29:30 Thoughts on straight-ticket voting? 2:31:30 Is the premise that moderate Democrats are more “electable” overstated? 2:39:00 Would reforms that redistribute power meaningfully improve our system? 2:41:00 Any go-to books on civics and the constitution?See omnystudio.com/listener for privacy information.

Alvaro Bedoya — the former FTC Commissioner whom Trump fired in an unprecedented break with a century of agency-independence norms — joins the Chuck Toddcast to explain why his firing matters far beyond his own career, and what it reveals about the collision between corporate power and consumer protection in the Trump era. Bedoya makes the legal case plainly: removal "for cause" is clearly written into the law, Congress needs to codify FTC independence, and while he's skeptical this Supreme Court will rule in favor of agency independence, the circumstances of his dismissal are damning — he believes he was fired specifically for suing companies that happened to be Trump donors. The Amazon case is his exhibit A: the FTC was actively pursuing Amazon until Trump intervened, and after Amazon funneled millions to Trump, the investigations simply evaporated — proof, Bedoya argues, that existing laws against bribery and corruption clearly aren't working. He walks through the sprawling, well-funded lobbying effort against meaningful privacy legislation, and offers vivid examples of how unchecked data collection harms ordinary people. His prescription is structural: America needs genuine restrictions on what data can be collected and how it can be used, paired with serious antitrust enforcement — but the agencies tasked with that work have been starved of the resources they need. The conversation opens up into a fascinating, wide-ranging debate about monopoly power and consolidation across the American economy. Bedoya argues that streaming bills were already climbing even before the proposed Paramount-Warner Bros. Discovery merger — a deal he believes there's a clear consumer case to block. He notes that Thomas Jefferson once argued for an anti-monopoly amendment in the Bill of Rights, that consolidation has hammered workers across countless industries, and that America is now suffering a genuine "drought of creativity" because of relentless media mergers — pointing out that there are only three serious buyers of documentary films left, and that half of America's TV news archive is about to be owned by a single family. Bedoya is honest about the nuances (Costco throws its weight around but has genuinely been good for consumers; vertically integrated health insurers are universally loathed), wrestles with whether unilateral Democratic executive action is even the answer, and warns that in this environment it's dangerously easy for regulators to simply get overwhelmed. Protect your family with life insurance from Ethos. Get up to $3 million in coverage in as little as 10 minutes at https://ethos.com/chuck. Application times may vary. Rates may vary. Refresh your wardrobe with Quince. Go to https://Quince.com/chuck for free shipping on your order and 365-day returns. Timeline: (Timestamps may vary based on advertisements) 00:00 Alvaro Bedoya joins the Chuck ToddCast 02:00 Trump broke a long standing norm to fire Alvaro from the FTC 02:30 Congress needs to codify FTC independence 03:30 Firing “for cause” is very clearly written into the law 05:30 This Supreme Court unlikely to rule for agency independence 06:00 Was likely fired for suing companies that were Trump donors 06:45 You want consumers to be protected from political donors 08:30 FTC was pursuing case against Amazon until Trump intervened 10:00 Amazon funneled millions to Trump, investigations went away 10:30 Laws against bribery & corruption clearly aren’t working 12:30 How should government tackle consumer privacy protections? 13:15 There is a massive lobbying effort against privacy laws 14:30 Background actors were being scanned rather than being paid 15:30 Privacy can sometimes be an abstract concept to people 16:00 Labor unions are the group actually winning in this space 18:15 Need protections around privacy, data collection and antitrust 19:00 Need restrictions on collecting certain data and how it is used 20:30 Against law to use SEC database to solicit donations, not enforced 21:00 Agencies have been starved of resources needed for enforcement 23:15 Meta has grown massive and Zuckerberg retains total control 25:30 The debate about whether to break up the biggest companies 26:15 Breaking up AT&T benefitted consumers, ended long distance rates 27:00 T-Mobile merger should not have been allowed 28:00 Streaming bills going up even before Paramount WB merger 31:30 Jefferson argued for an amendment against monopolies in Bill of Rights 34:00 Consolidation has hurt workers in a variety of industries 34:45 Has there been a consolidation that’s been good for consumers? 37:15 Costco throws its weight around, but has been good for consumers 38:15 Health insurers are vertically integrated, and consumers loathe them 39:30 Iheart’s merger was allowed as an effort to preserve a “dying industry” 41:00 Paramount/WB only shot of catching Netflix/Disney is to merge? 42:15 Loading up the company with $80B in debt won’t produce a healthy firm 43:00 There are only 3 buyers of serious documentary films 44:15 Half of America’s TV news archive is about to be owned by one family 45:30 There are clear consumer cases for preventing the Paramount/WB merger 48:30 There’s been a cycle of innovation, then consolidation 50:00 We are suffering a drought of creativity due to mergers 52:15 There are antitrust exceptions for co-ops, can FTC encourage them? 54:15 Is unilateral Democratic executive branch action the answer here? 55:30 In this environment, it’s easy for regulators to get overwhelmed 56:15 The White House UFC fight was corrupt 59:00 Making the UFC event private at the WH was made it feel dirty 1:01:45 Favorite potential 2028 candidates? 1:03:45 Popular movements are effective pushing back against corporate powerSee omnystudio.com/listener for privacy information.

Today, we sit down with Shawn Tarter, CEO of RealTime Reservations, to discuss one of the biggest announcements at HITEC—the company's strategic acquisition and vision for transforming hotel technology.Shawn shares the story behind meeting Stay's founder at a previous HITEC, how that relationship evolved into a partnership spanning more than 2,600 hotel properties, and why creating a unified platform for ancillary reservations is the future of hospitality.The conversation explores the industry's push toward a truly connected guest journey, the importance of consolidating hotel technology, and why accurate data is the foundation for AI-driven innovation. Shawn also offers valuable advice for hoteliers navigating vendor fatigue, emphasizing the importance of cultural alignment and customer-focused product development.In this episode, you'll learn:Why RealTime Reservations acquired Stay and what it means for hotelsHow a single checkout experience can transform the guest journeyThe role of AI in hospitality—and why clean data comes firstStrategies for reducing tech stack complexity and vendor fatigueWhat's next for Real Time Reservations and the future of hotel technologyWatch the FULL EPISODE on YouTube: https://youtu.be/kmsMEf2QlCgLinks:Shawn on LinkedIn: https://www.linkedin.com/in/shawn-tarter-221b52b2/RealTime Reservation: https://www.realtimereservation.com/For full show notes head to: https://themodernhotelier.com/episode/298Follow on LinkedIn: https://www.linkedin.com/company/the-..Join the conversation on today's episode on The Modern Hotelier LinkedIn pageConnect with Steve and David:Steve: https://www.linkedin.com/in/%F0%9F%8E...David: https://www.linkedin.com/in/david-mil.

In this episode, Alan Condon, Editor-in-Chief at Becker's Healthcare, discusses the latest trends in healthcare finance, including the surprising slowdown in hospital closures this year and the ongoing financial pressures facing rural providers.

The PIMCON Countdown Continues! Get a preview of the insights, strategies, and stories you'll see this year at the PIMCON stage. The personal injury industry is entering a new era. Outside capital is flowing into the market, consolidation is accelerating, and the firms that adapt fastest may have a significant advantage over the next decade. Chad Dudley is the founding partner of Dudley DeBosier Injury Lawyers and CEO of Orion Legal MSO. After helping build a firm that has recovered more than $1.8 billion for injured clients, Chad is now helping shape one of the biggest shifts the plaintiffs' bar has seen through the launch of Orion and its growing network of partner firms. In this episode, Chad returns to Personal Injury Mastermind to explain why MSOs are gaining momentum, how outside investment is changing the economics of personal injury law, and what firm owners should think about as consolidation reshapes the competitive landscape. On this episode, you'll learn: Why law firm consolidation is accelerating across the personal injury industry. How to scale with an MSO while preserving culture, leadership, and brand identity. What outside capital for law firms can unlock beyond traditional financing options. Why elite client service remains an advantage as competition and acquisition costs increase. Unlock the exact strategies to scale your firm by heading over to pimcon.org and securing your tickets for PIMCON 2026. Like what you hear? Hit Subscribe! We do this every week.  For more resources on how to dominate your market, visit us at Rankings.io. Subscribe to our newsletter and get the freshest news every Monday: newsletter.rankings.io Get Social! Personal Injury Mastermind w/ Chris Dreyer powered by Rankings.io is on Instagram | YouTube | TikTok

Steve Barham is the president and managing shareholder of Chambliss Bahner & Stophel, PC, a law firm based in Chattanooga, Tennessee. A graduate of the University of Virginia School of Law, Steve has practiced in Chattanooga since 1998 and joined Chambliss in 2004. His litigation practice focuses primarily on healthcare and commercial business matters, and he now splits his time between leading the firm and representing clients. Before becoming firm president in 2025, Steve served as the firm's general counsel, advising on ethics, risk management, and professional responsibility. He serves on the Board of Legal Aid of East Tennessee, was appointed by the Tennessee Supreme Court to serve as an interviewer for Tennessee Bar applicants, and helped build the Stophel Scholars Program, an endowment supporting exceptional students at the University of Tennessee at Chattanooga. WHAT'S COVERED IN THIS EPISODE ABOUT LEADING WITH INTEGRITY AS THE LEGAL PROFESSION CHANGES Law firm leadership is changing fast, and the pressure is not only coming from technology. New business models, client expectations, and generational shifts are forcing leaders to think carefully about what should change and what should be preserved. Steve Barham's answer is rooted in the values that made the profession worth entering in the first place, including integrity, service, and the lawyer's role as a trusted advisor. Those values have to show up in the actual work of leading a firm. They shape how leaders work through conflict, how they protect relationships, how they talk to younger lawyers about the future of practice, and how they keep learning instead of assuming they already have the answers. For Steve, leading well means staying open to change without losing sight of the profession's larger obligations to clients, communities, and the rule of law. In this episode of The Lawyer's Edge podcast, Elise Holtzman talks with Steve Barham of Chambliss Bahner & Stophel about what is worth preserving in the legal profession, how lawyers can remain trusted advisors as technology changes the work, why service matters to the rule of law, and what it means to lead with integrity when the pressure to compromise is real. 2:32 - Steve's path from firm general counsel to managing shareholder 4:31 - Why interpersonal relationships are the backbone of a law firm 7:46 - Consolidation, technology, and changing client expectations for midsize firms 8:11 - Looking for opportunity instead of reacting from fear 10:08 - Staying focused on client service and relationships 11:00 - Why AI will change the work but not the trusted advisor role 13:12 - Teaching younger lawyers that business development is relationship-based 16:21 - Servant leadership and helping lawyers build careers they are proud of 19:01 - The books shaping Steve's thinking on business development and meaning 21:43 - What it means to maintain law as an honorable profession 27:07 - Walking the talk as a law firm leader 29:33 - Finding meaning outside the law through service MENTIONED IN LEADING WITH INTEGRITY AS THE LEGAL PROFESSION CHANGES Chambliss Bahner & Stophel, PC. | LinkedIn Steve Barham on LinkedIn The Activator Advantage The Meaning of Your Life by Arthur Brooks Get connected with the coaching team: hello@thelawyersedge.com The Lawyer's Edge SPONSOR FOR THIS EPISODE This episode is brought to you by the coaching team at The Lawyer's Edge, a training and coaching firm that has been focused exclusively on lawyers and law firms since 2008. Each member of the team is a trained, certified, and experienced professional coach—and either a former practicing attorney or a former law firm marketing and business development professional. Whatever your professional objectives, our coaches can help you achieve your goals more quickly, more easily, and with significantly less stress. To get connected with your coach, fill out our contact form.

Nigeria has entered a new phase in its economic journey—moving from stabilisation to consolidation. But what does this mean for businesses, policymakers, and everyday citizens? Join us on this insightful podcast as we break down the NESG report and explore how Nigeria can mobilise capital, strengthen institutions, and drive inclusive growth. Topic: From Stabilisation to Growth: Financing Nigeria's Next Economic Phase Speaker: Mr. Wasiu Adekunle Moderator: Oghenekevwe Noah Olatoye Tune in to understand the future of Nigeria's economy and what comes next.

Jeremy Lee and Joe Poirot welcome David Novak of Upstate Sports Cards to Sports Cards Live for a deep discussion on collecting philosophy, consolidation, and the mindset of today's hobbyist. David shares his journey from collecting everything from ultra-modern stars to vintage icons before ultimately narrowing his collection down to just a handful of cornerstone cards. The conversation explores whether millennial collectors are increasingly prioritizing quality over quantity and what drives the desire to own fewer, more significant pieces. Topics include: • The rise of collection consolidation• The psychology of the modern collector• The Pareto Principle and card collecting• Why some collectors are moving toward elite, centerpiece cards• PMGs, Masterpieces, and hobby tier lists• Football card market opportunities• Dallas Cowboys collecting and hobby nostalgia• Whether collector preferences shape long-term card values• The role of competition, status, and personal fulfillment in collecting Plus, Jeremy, Joe, and David debate football cards, hobby trends, and what truly makes a card significant. Links & Resources • The Hobby Spectrum: https://thehobbyspectrum.com• Pops & Comps on Amazon: https://www.amazon.com/POPS-COMPS-Insights-Psychology-Numbers/dp/1069808903• Follow Jeremy on Fanatics Collect: Fanatics Collect Affiliate Link • Share this episode with a fellow collector Sports cards are a lifestyle. Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode, we unpack the consolidation of private practices and the growing influence of Dental Support Organizations. While many independent dentists view consolidation as a threat, Peter and Craig argue it may actually create one of the greatest opportunities the profession has ever seen. They explore the economic forces driving DSO growth, including insurance arbitrage, private equity investment, rising operating costs, and changing ownership models. But beyond the numbers, the conversation focuses on something much more important: what independent dentists can offer that large organizations often cannot. Peter, Craig, and Ian discuss why personalized care, strong patient relationships, community, and entrepreneurial freedom remain powerful competitive advantages. They challenge the idea that independent practice is becoming obsolete and explain why dentists who embrace leadership, innovation, and business education may be better positioned than ever before. The discussion also explores AI, technology, customer experience, insurance dynamics, and the future of practice ownership. As dentistry becomes increasingly consolidated, the question isn't whether the industry is changing. It's whether practice owners are willing to evolve with it. The golden era of dentistry isn't behind us. It belongs to the dentists willing to build it. If you've ever wondered what the future holds for independent practice ownership, this episode is for you. DESCRIPTION The Bulletproof Dental Podcast Episode: 445 HOSTS: Dr. Peter Boulden, Dr. Craig Spodak, and Ian de Jongh In this episode, Peter Boulden, Craig Spodak, and Ian de Jongh explore the rise of DSOs, the accelerating consolidation of dentistry, and what these trends mean for independent practice owners. The conversation examines the economic realities driving consolidation, the advantages and challenges of private practice ownership, and why community, leadership, technology, and patient experience may become the defining factors separating thriving practices from struggling ones in the years ahead. TAKEAWAYS DSO consolidation continues to reshape the dental industry Insurance arbitrage remains a major driver of acquisitions Independent practices still possess significant competitive advantages Personalized patient care is difficult to replicate at scale Community creates resilience during periods of industry change Leadership and business education matter more than ever Technology and AI will accelerate practice evolution Customer experience can become a powerful differentiator The future belongs to adaptable practice owners Consolidation creates both risks and opportunities Dentists must actively choose their path rather than react to industry trends The golden era of dentistry is still available to those willing to build it TIME STAMPS 00:00:00 - Introduction and Welcome 00:00:43 - Discussion on DSOs 00:01:34 - Statistics on DSO Growth 00:03:07 - Impact of Interest Rates on DSOs 00:04:21 - Historical Perspective on DSOs 00:05:15 - Comparison with Dermatology and Veterinary Practices 00:07:05 - Relationship-Based Nature of Dentistry 00:08:33 - Business Coaching in Dentistry 00:10:02 - Pause in DSO Consolidation 00:10:17 - Example of DSO Unwinding 00:12:09 - Financial Distress in DSOs 00:13:01 - Rollover Equity in DSO Sales 00:14:47 - Importance of Upfront Cash in DSO Deals 00:16:00 - Independent Dentists Thriving 00:18:20 - Personalization of Care 00:18:49 - Example of Personalized Service 00:20:52 - Customer Service in Dentistry 00:22:46 - DSO vs. Independent Practice Quality 00:24:02 - SOPs in DSOs 00:26:06 - Moats for Independent Practices 00:28:28 - ADA Statistics on DSO Affiliation 00:29:01 - Macro Factors Affecting Consolidation 00:31:14 - Insurance Arbitrage in DSOs 00:33:01 - AI and Service Businesses 00:34:27 - Future of Independent Dentistry 00:36:09 - Importance of Community 00:37:03 - Power in Numbers for Independent Dentists 00:37:34 - Personal Experience with DSO Sale 00:39:09 - Paycheck Advance Analogy 00:40:15 - Summary and Closing Remarks 00:42:27 - Outro and Call to Action

From speaking at three major wealth management conferences in a single quarter to mapping out a pattern that's already reshaped accounting and is now creeping into law and the trades, Corey Kupfer breaks down the barbell effect and what business owners should be doing now to avoid getting caught in the middle. WHAT YOU'LL LEARN: In this episode, you'll discover what the barbell effect is and why it shows up across industries once consolidation and outside capital enter the picture, how accounting's shift from the Big Eight to the Big Four foreshadows what may be coming in wealth management, and why most deals positioned as mergers are actually acquisitions in disguise. Corey explains why firms stuck in the middle face higher overhead than small competitors and fewer resources than large ones, and how the same dynamic is showing up in the trades, from roofing to electrical. KEY INSIGHTS: The barbell effect describes what happens as an industry consolidates: large, well funded firms on one end, small boutique firms on the other, and the middle becoming the hardest place to operate, with higher overhead than small competitors and fewer resources than large ones. The accounting industry offers a preview of where wealth management may be headed. Corey points to the shift from the Big Eight to the Big Four, and to firms like Eisner and Amper merging to compete at a higher level, along with Apria's growth through acquisition. In legal, only attorneys can own law firms in most states, but Corey describes private equity entering through a managed services model similar to healthcare, where a non-legal company runs the back office while attorneys retain ownership of the practice. Corey shares a comment from his Entrepreneurs Organization lawyers group, that it is much easier to run a law firm under two million dollars or over ten million dollars in revenue than to be stuck in the middle, connecting this to the crossing the chasm dynamic of investing ahead of payoff. Drawing on NAPFA in Minneapolis, Corey notes many members are choosing not to sell to PE backed aggregators, even leaving value on the table, out of concern for fiduciary alignment, while noting he is relaying their perspective rather than judging it. He also points out most "mergers" are actually acquisitions, cites the 2026 Advisor Growth Strategies Report and DeVoe's data showing fewer buyers chasing more sellers and average seller AUM crossing a billion dollars, and closes by noting the same barbell dynamic in the trades, where consolidators and mom and pop firms both persist while the middle gets squeezed. Perfect for RIA owners weighing independence, succession, or sale, leaders of growing companies assessing their industry's consolidation cycle, and anyone navigating competition in the middle market. FOR MORE ON THIS EPISODE: https://www.coreykupfer.com/blog/barbelleffect FOR MORE ON COREY KUPFER https://www.linkedin.com/in/coreykupfer/ https://www.coreykupfer.com/ Corey Kupfer is an expert strategist, negotiator, and dealmaker. He has more than 35 years of professional deal-making and negotiating experience. Corey is a successful entrepreneur, attorney, consultant, author, and professional speaker. He is deeply passionate about deal-driven growth. He is also the creator and host of the DealQuest Podcast. Get deal-ready with the DealQuest Podcast with Corey Kupfer, where like-minded entrepreneurs and business leaders converge, share insights and challenges, and success stories. Equip yourself with the tools, resources, and support necessary to navigate the complex yet rewarding world of dealmaking. Dive into the world of deal-driven growth today! Episode Highlights with Timestamps [00:00:04] - Introduction: the barbell effect and why Corey is talking about it now [00:04:23] - The NAPFA community conversation on succession and exit options aligned with values [00:08:37] - What the barbell effect is and why the middle becomes the hardest place to compete [00:12:21] - Why it's easier to run a law firm under two million or over ten million in revenue than to be stuck in the middle [00:16:14] - NAPFA advisors and the choice to stay independent from PE backed aggregators[00:19:55] - The barbell effect in the trades: roofing, gutters, and electrical consolidation[00:21:55] - Planning for industry evolution instead of being surprised by it Host Bio Corey Kupfer is an expert strategist, negotiator, and dealmaker with more than 35 years of professional deal-making and negotiating experience. Corey is a successful entrepreneur, attorney, consultant, author, and professional speaker deeply passionate about deal-driven growth. He is the creator and host of the DealQuest Podcast. Show Description Do you want your business to grow faster? The DealQuest Podcast with Corey Kupfer reveals how successful entrepreneurs and business leaders use strategic deals to accelerate growth. From large mergers and acquisitions to capital raising, joint ventures, strategic alliances, real estate deals, and more, this show discusses the full spectrum of deal-driven growth strategies. Get the confidence to pursue deals that will help your company scale faster. Related Episodes Episode 350 - Tom Dillon: Building a firm positioned for acquisition and succession Episode 339 - Solocast 74: Building your G2 and creating optionality for internal successionEpisode 331 - Solocast 72: Reading macro and industry trends without letting personal views distort business decisionsEpisode 327 - Solocast 71: Using authority marketing to build relationships and deal flow Keywords/Tags barbell effect, industry consolidation, RIA independence, private equity wealth management, mergers and acquisitions, internal succession planning, mergers of equals, middle market squeeze, fiduciary advisors, NAPFA, accounting industry consolidation, legal industry private equity, managed services organization, crossing the chasm, RIA exit planning, trades industry consolidation, deal driven growth, 2026 advisor growth strategies, business positioning strategy, exit strategy planning

This week's show covers lots of emails, account consolidation, bonds as diversifers, and more!

At Infosecurity Europe 2026 in London, VimalRaj Sampathkumar, Head of Technical Operations for the UK and Ireland at ManageEngine, opens with a sharp observation: the market does not lack tools, it lacks tools that work together. After 16 years with the company, he has watched IT and security teams collect software faster than they can connect it. ManageEngine, a division of Zoho Corporation, builds roughly 60 products across endpoint management, IT operations, service management, and identity and access management. The point is not the count. VimalRaj Sampathkumar explains how tight integration lets those products share data, run automations, and power workflows, so a process like joiner-mover-leaver can be shaped to how each organization actually works instead of forced into a template. That same logic carries into cybersecurity. Customers rarely ask for one feature; they ask how to strengthen their posture and reach resilience. ManageEngine answers with solutions that scale from a single tool to a full suite, backed by flexible licensing and an AI roadmap. It is a look at why consolidation, not collection, is becoming the smarter security strategy. This is a Brand Highlight. A Brand Highlight is a ~5 minute introductory conversation designed to put a spotlight on the guest and their company. Learn more: https://www.studioc60.com/creation#highlight GUEST VimalRaj Sampathkumar, Head of Technical Operations, UK & Ireland, ManageEngine LinkedIn: https://www.linkedin.com/in/zenandzipfiles/ RESOURCES Learn more about ManageEngine: https://www.manageengine.com Infosecurity Europe 2026 coverage: https://www.itspmagazine.com/infosecurity-europe-2026-infosec-london-cybersecurity-event-coverage Are you interested in telling your story? ▶︎ Full Length Brand Story: https://www.studioc60.com/content-creation#full ▶︎ Brand Spotlight Story: https://www.studioc60.com/content-creation#spotlight ▶︎ Brand Highlight Story: https://www.studioc60.com/content-creation#highlight ▶︎ Get your own Brand Briefing at an upcoming event: https://www.studioc60.com/buy-brand-briefings KEYWORDS VimalRaj Sampathkumar, ManageEngine, Zoho Corporation, Sean Martin, brand story, brand marketing, marketing podcast, brand highlight, IT management, IT security, endpoint management, identity and access management, IT operations, integration, consolidation, cyber resilience, Infosecurity Europe 2026 Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

In this episode, Chris sits down with John Owen, President and CEO of Airshare, one of the largest private jet operators in the country. Airshare started in 2000 and spent over twenty years as a regional Midwest operator before going national in 2023 by acquiring Wheels Up's aircraft management business. They get into how the business actually works, where operators make and lose money, and where the industry is headed. They discuss: - Why fractional is the one part of the industry growing - How the Wheels Up deal came together - Why new jets are booked out to 2029 - The Wi-Fi arms race in the air - His approach to bringing AI into the company Timestamps: (00:00) Intro (03:01) Rise of Fractional Ownership (05:10) The Hidden Costs of Jet Ownership (08:40) Choosing Between Charter, Jet Cards & Ownership (11:35) The Wheels Up Acquisition (16:28) What Makes a Good Acquisition Target (21:39) Why Empty Legs Rarely Work (24:38) The Lasting Impact of COVID on Private Aviation (28:35) The Evolution of In-Flight Wi-Fi (31:18) Dealing with Airport and FBO Congestion (37:37) Consolidation in Private Aviation (43:03) Transferring a Management Company (47:31) Airshare's Most Important Metrics (51:41) AI Inside the Business Find our sponsors: Collateral Partners - https://collateral.com/fort Relay Human Cloud - https://www.relayhumancloud.com/powers/ Download FastJets:iOs: https://apps.apple.com/us/app/fastjets/id6756160345Android: https://play.google.com/store/apps/details?id=com.flyjetting.app Chris on Social Media: X: https://x.com/fortworthchris Instagram: https://www.instagram.com/thepowerspodcast LinkedIn: https://www.linkedin.com/in/chrispowersjr/ Visit our website: https://www.powerspod.com/ Leave a review on Apple: https://bit.ly/45crFD0 Leave a review on Spotify: https://bit.ly/3Krl9jO

Roman Chernin is Co-Founder and Chief Business Officer of Nebius, one of the fastest-growing AI infrastructure companies in the world. Today, Nebius operates some of the largest AI compute clusters globally and serves leading AI labs, enterprises, and developers. Today, Nebius has a market cap of $57BN.  AGENDA:  00:00 — Why AI Infrastructure Is Not a Bubble 05:00 — The Real Impact of Open Source on OpenAI & Anthropic 11:00 — Jevons Paradox: Why Cheaper AI Creates More Demand 13:00 — The Four Layers of AI Infrastructure Explained 19:00 — If Nebius Had 10x More Capacity Tomorrow 26:00 — The Shift from Training to Inference and Agents 31:00 — How Token Factory Cuts AI Costs by 70% 44:00 — Sovereign AI, Europe, and the Future of Model Building 49:00 — Competing Against Hyperscalers with 10x More Capital 59:00 — The Biggest Threat to Nebius Isn't Competition—It's Consolidation    

Mortgage lenders track rates, volume, and affordability. But are they paying close enough attention to what's happening in real estate — and how it directly affects their business? In this episode of Connect, California MBA CEO Paul Gigliotti sits down with Coby Hakalir, SVP/Managing Director of Mortgage & Core Services at T3 Sixty, a firm helping real estate leaders think through strategy, brokerage performance, technology, and the future of how real estate companies operate. The conversation covers consolidation, the fight for the consumer, the evolving LO-agent relationship, and what AI is starting to do to the home search experience. This is the intersection of mortgage and real estate — and it's a conversation the industry needs to have. In this episode: • Why real estate brokerage EBITDA is hovering near zero — and the parallels to mortgage • The consolidation wave: Compass at 30% market share, Rocket-Redfin, and what it means for JV partnerships • Why 80% of borrowers and real estate clients never come back — and the stat behind it (88% don't even remember their loan officer's name 12 months after the transaction) • What agents actually want from lender partners right now — and why coffee and open houses aren't enough anymore • The dual technological journey borrowers go through — and why it's creating transaction trauma • How propensity data and AI-powered home search are reshaping the consumer experience in real estate • Answer engine optimization vs. search engine optimization — and why it matters for mortgage next • Why shifts in the market always create opportunity — and how to approach change with eyes wide open Connect is the California MBA's podcast where strategy, innovation, and leadership come together to shape the future of mortgage finance. Subscribe for new episodes featuring the voices driving the mortgage industry forward.

Send us Fan MailEpisode 109 of 'The Open Forum' where we react to a recent video by Muslim Lantern https://youtu.be/Mc-2HiePa94?si=pau26BxyaHp01dV7 titled 'This Trend NEEDS To Stop Now!' Guests will be invited on a first come first serve basis. Please note we can only have a maximum of 10 panelists (including efdawah panelists) at any one time.Link to join the panel: © 2026 EFDawah All Rights ReservedDonate to Ijaz's medical expenses: https://buymeacoffee.com/ijazthetriniWebsite : https://efdawah.com/https://www.patreon.com/EFDawahhttps://gofund.me/7cb27d17https://www.paypal.me/EFDawahhttps://www.facebook.com/efdawah/Timestamps:00:00 - Intro 01:05 - EF Dawah Panel join: Format of the Stream02:46 - Weather Talk03:55 - Approach for giving dawah today 11:41 - Exploring modern dawah vs entertainment17:11 - Clip Reaction: Issues with modern dawah22:26 - Reminder for Da'ees26:40 - Sam (Quranist) joins: shares his beliefs27:25 - Problems with the belief of rejecting hadith 32:23 - Dismantling the beliefs of hadith rejectors37:19 - Refutation of the arguments of Sam42:28 - Debate on the Qur'an being the word of God 46:50 - Discourse on hadith being divine revelation 59:25 - Br.Trucker joins: Divine revelation of Qur'an1:02:29 - Debunking the arguments of Quranists1:12:47 - Importance of following the Sunnah 1:17:46 - Issue of Quranists' partly following sunnah1:38:52 - Significance of following the Prophet ﷺ 1:45:50 - Against (Muslim) joins1:47:57 - Discussing the purpose of creation in Islam1:55:25 - Understanding free will in creation in Islam2:01:59 - Humble (Quranist) joins2:02:35 - Debate on following the Qur'an & Sunnah2:13:07 - Meaning of being a Sunni Muslim2:16:57 - Insights about the history of the hadith2:22:52 - Clearing the misconceptions about hadith2:30:07 - Comparing the Hadith vs the Gospels2:37:38 - Exploring Hadith's Compilation & Validity2:51:21 - Discussion on Consolidation of the Hadith3:02:20 - Rebuttal of the Arguments of the Quranists3:14:19 - Meaning of "Obey the Messenger" in Qur'an3:23:55 - Dismantling the false claims of Quranists3:36:55 - Closing Remarks & Wrapping UpSupport the show

This week's HECM World Weekly breaks down the latest housing and economic data shaping the future of retirement finance. The housing market is becoming more rational again. Sellers are adjusting expectations, buyers remain active when affordability makes sense, and mortgage activity continues slowing under the weight of higher rates and elevated housing costs. At the same time, new research shows Americans age 50+ now generate $12.5 trillion in economic activity annually — reinforcing just how central older homeowners have become to the broader U.S. economy. But there's another side to the story: Older Americans are also carrying more debt, facing higher living costs and increasingly relying on housing wealth to support retirement stability. In this episode: Why the housing market is starting to normalize What slowing mortgage activity means for aging in place Why affordability is driving almost every housing decision now The growing economic influence of Americans 50+ Rising debt pressure among retirees The emotional complexity behind the Great Wealth Transfer Onity's approved reverse MSR sale to Finance of America The latest May 2026 HECM endorsement numbers The broader takeaway? Retirement planning is increasingly becoming housing planning. Read the full article here: https://hecmworld.com/2026/06/05/podcast-buyers-return-older-americans-carry-the-economy/ Subscribe for weekly reverse mortgage industry news, housing insights and retirement finance analysis from HECM World.

In this episode of Healthy Wealthy & Smart, Dr. Karen Litzy sits down with Nathan White, JD, President and CEO of Cibolo Health and a nationally recognized leader in rural healthcare transformation; to explore how independent hospitals can thrive amidst industry consolidation. They uncover actionable strategies to maintain independence while collaborating effectively to improve patient outcomes and sustain financial stability.   We discuss: How high-value networks (HVNs) and clinically integrated networks (CINs) empower rural hospitals to negotiate better and stay independent The shift from fee-for-sick to value-based care and its implications for rural providers The importance of scale, data interoperability, and primary care for rural health success How collaboration, ownership, and local control challenge the traditional view of hospital consolidation Practical examples of rural value-based programs and metrics that matter The role of AI, data, and community engagement in future healthcare models Lessons in leadership mindset, policy changes, and building resilient healthcare systems   Key insights: Independence in healthcare is best achieved through strategic interdependence, not isolation Small rural hospitals need networks with ownership and governance to navigate value-based care successfully Scale provides the bargaining power and data needed for rural success, but local control preserves community relevance Data-driven, patient-centric approaches—like targeted metrics and AI—are the future of rural health Building collaborative networks requires intentionality around ownership, governance, and shared goals   Timestamps: 00:00 - The challenge of maintaining hospital independence amidst industry consolidation 00:30 - Introducing Nate White and his vision for rural healthcare transformation 01:42 - How high-value networks (HVNs) and clinically integrated networks (CINs) work 02:11 - The role of CINs in payer negotiation and healthcare cost control 03:10 - The importance of scale and shared purchasing for rural hospitals 03:25 - The shift to value-based care and its relevance for rural settings 04:05 - The limitations of fee-for-sick care and the move towards prevention and health management 05:19 - Clinical integration to reduce fragmentation and unnecessary utilization 06:11 - How rural hospitals can participate in Medicare Shared Savings Program (MSSP) 06:45 - Challenges of attribution and achieving the 5,000 patient threshold for rural hospitals 07:15 - The need for larger patient pools and collaborative models for rural success 08:13 - Data and interoperability's role in managing patient care and engagement 09:16 - The double-edged sword of technology and resource limitations in rural hospitals 09:59 - The concept of "independence through interdependence" and collaboration over consolidation 11:07 - How legacy hub-and-spoke models can undermine rural healthcare access and community priorities 12:34 - The importance of local control in healthcare decision-making 14:02 - The unique opportunities and challenges of value-based care in rural settings 15:38 - Prioritizing primary care as the foundation of rural health strategies 16:17 - Practical rural value-based care programs and metrics 17:44 - The importance of improvement incentives and relevant metrics for rural hospitals 19:16 - Building care extenders and leveraging AI to improve screening and patient engagement 21:12 - The growing role of AI in healthcare, from outreach to decision-making 23:36 - The mission-driven motivation behind Cibolo's innovations in rural health 24:52 - Lessons for healthcare entrepreneurs on collaboration, governance, and control 27:23 - The significance of ownership and control in payer and network contracts 29:54 - The power of scale and collective revenue in competitive healthcare landscapes 31:39 - The operational challenges and initial hurdles in network development 33:49 - Long-term vision: transitioning to a future-ready payment and care model 36:02 - Key takeaway: scale combined with local autonomy is the recipe for rural healthcare resilience 38:37 - Policy reforms needed to foster competition and efficiency in rural healthcare 39:59 - Mindset shifts for healthcare leaders to succeed in network environments 40:35 - Advice to future healthcare leaders: Be present, opportunistic, and adaptable 41:57 - Connecting with Nate White and learning more about Cibolo Health 42:52 - Closing thoughts and encouragement to share insights with colleagues   Resources & Links: Cibolo Health Nate White on LinkedIn Team of Teams by Stanley McChrystal Medicare Shared Savings Program details HEDIS Metrics Overview More About Nate: Nathan White is a nationally recognized leader in rural healthcare transformation, with more than 20 years of experience in healthcare operations, strategy, and system innovation. As the founder and CEO of Cibolo Health, Nathan has pioneered the High Value Network (HVN) model, which enables independent rural hospitals to collaborate, improve outcomes, and remain financially sustainable without sacrificing local governance. Before founding Cibolo Health, Nathan served as Chief Operating Officer at Sanford Health, where he helped grow the system from $350 million to $6.5 billion in revenue, overseeing 40 hospitals nationwide. His work has been featured in Modern Healthcare and Forbes, and he is a sought-after speaker on value-based care and rural health sustainability. Nathan's leadership was recently recognized on the 2026 TIME100 Health list, which highlights the world's most influential leaders shaping the future of healthcare. A Kansas native, Nathan is passionate about ensuring rural communities have access to high-quality, locally governed care. Jane Sponsorship Information: Book a one-on-one demo here Mention the code LITZY1MO for a free month   Follow Dr. Karen Litzy on Social Media: Karen's Instagram Karen's LinkedIn   Subscribe to Healthy, Wealthy & Smart: YouTube Website Apple Podcast Spotify SoundCloud Stitcher iHeart Radio

The U.S. banking industry is about to enter the largest consolidation cycle in a generation, and the institutions most at risk may not be the ones with the weakest balance sheets. They will be the ones that waited too long to modernize. Drawing on conversations with executives running institutions with $2 billion in assets to over a trillion, and research in conjunction with Alkami Technologies, this episode reframes what resilience means in 2026 and what it requires of leadership.Topics covered: • Why this consolidation cycle is structurally different from the 1990s wave or the post-2008 wave • Why digital maturity now predicts revenue performance more reliably than scale does • What separates the institutions positioned to acquire from the ones positioned to be acquired • Why the grace period banks used to have for technology adoption is gone • The new definition of resilience that determines who survives this cycle #BankingConsolidation #DigitalMaturity #BankingAI #BankingLTransformed #Banking

Loren Adler is a fellow and the associate director at the Center on Health Policy at the Brookings Institution. Stephen Morrissey, the interviewer, is the Executive Managing Editor of the Journal. L. Adler. Regulating Corporate Control in the U.S. Health Care System. N Engl J Med 2026;394:2073-2076.

This episode of the Closing Market Report examines long-term consolidation trends within the U.S. agricultural sector. Henrique Monaco details findings from a farmdoc daily article on the U.S. nitrogen fertilizer industry, explaining that high concentration—with the top four companies controlling 70% of domestic ammonia production capacity—is the expected result of cost-based competition in a mature commodity market, rather than a reaction to recent geopolitical supply shocks. Agricultural economist Jim MacDonald expands on this theme by outlining parallel consolidation at the farm level. Utilizing a 2,000-acre threshold to ensure consistent tracking devoid of inflation-related distortion, MacDonald notes that large operations expanded their share of U.S. cropland from 15% in 1987 to 41% by 2017. Both experts underscore that economies of scale and cost efficiency remain the primary catalysts for industry consolidation, from input manufacturing to farm-level crop production.- Henrique Monaco, farmdoc Researcher - University of Illinois  - Jim MacDonald, Agricultural Economist - University of Marylandfarmdoc Daily Article https://farmdocdaily.illinois.edu/2026/05/consolidation-trends-in-the-us-nitrogen-fertilizer-industry.html   ★ Support this podcast ★

We speak with the author of, "It's All Local." A UWM student reacts to the university's pause on consolidating its multicultural centers. We examine how El Salvador has aided the U.S.' mass deportation efforts. Plus, meet a local man in the running for a Good Food Award.

Joe's Premium Subscription: www.standardgrain.comGrain Markets and Other Stuff Links —Apple PodcastsSpotifyTikTokYouTubeFutures and options trading involves risk of loss and is not suitable for everyone.

This Closing Market Report broadcast from the Land Grant university in Urbana-Champaign, covers recent developments in agricultural markets, fertilizer consolidation, and global weather patterns. Greg Johnson of Total Grain Marketing notes that short-term factors, such as rapid planting progress and dropping crude oil prices, are currently pressuring grain markets, though long-term uncertainties regarding summer weather and yield remain. Henrique Monaco from the farmdoc team briefly highlights the United States' strong domestic capacity for nitrogen and phosphate production, which contrasts with a high reliance on Canadian potassium imports. Finally, Drew Lerner of World Weather Inc. provides a global weather outlook, detailing critical drought relief in the U.S. Southeast and Delta, a beneficial short-term dry down in the Corn Belt, and a rapidly developing El Niño that is expected to bring drier conditions to India and Indonesia in the coming weeks.- Ag Markets with Greg Johnson, TotalGrainMarketing.com- Consolidation in the Fertilizer Industry, farmdocDaily.illinois.edu- Ag Weather with Drew Lerner, WorldWeather.cc ★ Support this podcast ★

Book a strategy call: https://bit.ly/3Neh4huLearn more about Carbon Collective: https://calendly.com/jkrealtorexp/wolfpack-discovery-call-cloneCRM / Lofty partnership: https://calendly.com/jkrealtorexp/ccloftyThe real estate industry is changing fast.Brokerages are consolidating. AI is moving into the daily workflow of agents. MLS rules, private listings, and lawsuits are raising new questions around inventory access, consumer transparency, and how agents protect their value.And a lot of agents are about to get blindsided because they are still trying to run their business like it's 2019.In this video, I'm sharing where I've been, what we've been building behind the scenes, and why I believe the future of real estate belongs to agents who combine relationships, systems, collaboration, and responsible technology.While I've been quieter on content, the business has not slowed down. We closed the largest transaction of my career — a $2.1M sale in Platt Park here in Denver — refined Carbon Collective, launched our Diamond Call for top producers, partnered with Lofty on a CRM solution, and started building Prop AI to help agents responsibly automate the admin side of their business.We also break down major industry shifts, including brokerage consolidation, eXp's acquisition of NextHome, Real's announced agreement to acquire RE/MAX, and the growing legal battles around private listings, MLS access, and consumer transparency.The point is not that AI replaces agents.The point is not that one brokerage model wins everything.The point is that agents need to stop chasing every shiny object and start building real operating systems for their business.AI will not fix a broken real estate business. It will just help you break it faster.If you are a real estate agent trying to grow, scale, protect your client relationships, use AI responsibly, understand brokerage consolidation, and build a business that actually works, this channel is built for you.Subscribe for more real estate agent strategy, AI tools for agents, CRM systems, brokerage model breakdowns, eXp Realty updates, Carbon Collective conversations, and practical business-building strategy for serious agents.Chapters0:00 — Industry shift1:10 — Why I stepped back2:35 — Production update3:45 — Tool overload5:12 — Carbon Collective7:12 — CRM discipline9:11 — Prop AI11:05 — Brokerage consolidation14:26 — Private listing battles15:57 — Future of agents18:19 — Channel direction

In this episode of the Loan Officer Podcast, host Dustin Owen is joined by Marketing Mike and Karina Mojica as they take a deep dive into the latest mortgage industry data sourced from RETR, focusing on trends and developments projected for early 2026. The team discusses comprehensive findings that highlight significant movement within the industry, including the notable statistic that over 10,000 loan originators have switched companies during this period. This mass migration underscores the dynamic nature of the mortgage landscape and the ongoing search for better opportunities among professionals. The analysis reveals that, among all origination channels, brokers stand out as the only segment demonstrating net positive growth in both the number of originators and overall loan volume. This trend suggests a growing preference for the broker model, possibly due to its flexibility and client-centric approach. The hosts break down the performance of major players, noting that CrossCountry Mortgage led the industry in volume gains, solidifying its position as a top destination for high-performing originators. In contrast, Rocket Mortgage experienced the largest losses in both originator count and volume, prompting a discussion about the challenges faced by larger, more traditional lenders in adapting to current market shifts. Throughout the episode, Dustin, Mike, and Karina explore the underlying factors driving these trends, such as the impact of mergers and acquisitions, evolving business models, and the increasing importance of technology and innovation in the mortgage process. They emphasize that for loan originators aiming to succeed in today's highly competitive environment, it is crucial to align with growth-oriented companies that offer structured coaching, robust support systems, and ongoing educational opportunities. The hosts stress that continuous professional development and adaptability are key to thriving amid rapid industry changes, and they encourage listeners to be proactive in seeking out organizations that prioritize both personal and professional growth. By the end of the episode, listeners gain valuable insights into the current state and future direction of the mortgage industry, as well as practical advice for navigating career decisions in a market defined by constant evolution and opportunity. Introduction and Industry Data Overview (00:00:01) Catching Up with the Team (00:01:22) The Top Unite Cruise Event (00:04:03) Sponsor Spotlight: Lower Mortgage (00:06:40) Analyzing Reder's Data (00:08:27) Top Gainers and Losers by Loan Volume (00:12:40) Analyzing Headcount vs. Volume (00:19:07) Sponsor Spotlight: Pilaf Unite (00:26:11) IMB vs. Bank vs. Broker Channels (00:26:43) Why the Broker Channel is Growing (00:30:25) Sponsor Spotlight: Labs Originator Coaching (00:42:25) Summarizing Key Takeaways (00:47:44) Clarifications and Final Thoughts (00:51:27) TLOP's Originator Coaching:

Welcome to our monthly feature Unpopular Real Estate Opinions with Chris Linsell. In this episode Chris breaks down why most agents are invisible to AI and introduce the concept of citation density, becoming the obvious answer across multiple platforms, from .gov/.edu sites to reviews, news, and social. They share specific strategies for agents to create question-driven content, earn high-value citations, and shift from basic AI prompting to AI publishing that actually gets surfaced by models like ChatGPT and Gemini. DJ and Chris also unpack the implications of the RE/MAX and Real acquisition, what accelerating consolidation means for agent mobility and leverage, and why building a strong, independent personal brand and AI voice guide is now essential to stay relevant and differentiated in the years ahead. Please check Chris' profile on LinkedIn. If you'd prefer to watch this interview, click here to view on YouTube!  This episode is brought to you by Real Geeks and Courted.io.

PREVIEW for Later Today: Peter Mauch. Peter Mauch explores Japanese leader Hideki Tojo's arrogance, detailing how his consolidation of multiple cabinet positions ultimately weakened the nation's wartime decision-making and consensus.1943

There comes a point in collecting when the question stops being “Do I want the card?” and becomes “What am I willing to move to get it?”In this episode, Brett breaks down consolidation through the lens of a living collection. Not the hobby cliché version. The real version. The version tied to timing, sacrifice, identity, liquidity, and conviction.With show season approaching and more major cards surfacing across auctions, trade nights, and show floors, collectors are facing tougher decisions. This conversation explores what consolidation really is, why it matters, where collectors get it wrong, and how to know if the move is making your collection more true or simply more expensive.Topics include: Why consolidation is about depth over breadth  The difference between consolidation and escalation  Judgment Day and deciding what leaves  The psychology of ownership and attachment  Collection equity vs. outside money  Why readiness matters more than collectors admit  The risks of concentration and emotional decision making This episode is for collectors trying to build collections with purpose instead of reacting to opportunity.Sign up for Hobby Jobs and The Weekly Rip for freeGet your free copy of Collecting For Keeps: Finding Meaning In A Hobby Built On HypeStart your 7 day free trial of Stacking Slabs Patreon Today[Distributed on Sunday] Sign up for the Stacking Slabs Weekly Rip Newsletter using this linkFollow Stacking Slabs: | Twitter | Instagram | Facebook | Tiktok ★ Support this podcast on Patreon ★