Podcasts about Consolidation

Ce jeudi 11 juin, Antoine Larigaudrie vous présente le placement à suivre dans l'émission Tout pour investir sur BFM Business. Retrouvez l'émission du lundi au vendredi et réécoutez la en podcast.

Mortgage lenders track rates, volume, and affordability. But are they paying close enough attention to what's happening in real estate — and how it directly affects their business? In this episode of Connect, California MBA CEO Paul Gigliotti sits down with Coby Hakalir, SVP/Managing Director of Mortgage & Core Services at T3 Sixty, a firm helping real estate leaders think through strategy, brokerage performance, technology, and the future of how real estate companies operate. The conversation covers consolidation, the fight for the consumer, the evolving LO-agent relationship, and what AI is starting to do to the home search experience. This is the intersection of mortgage and real estate — and it's a conversation the industry needs to have. In this episode: • Why real estate brokerage EBITDA is hovering near zero — and the parallels to mortgage • The consolidation wave: Compass at 30% market share, Rocket-Redfin, and what it means for JV partnerships • Why 80% of borrowers and real estate clients never come back — and the stat behind it (88% don't even remember their loan officer's name 12 months after the transaction) • What agents actually want from lender partners right now — and why coffee and open houses aren't enough anymore • The dual technological journey borrowers go through — and why it's creating transaction trauma • How propensity data and AI-powered home search are reshaping the consumer experience in real estate • Answer engine optimization vs. search engine optimization — and why it matters for mortgage next • Why shifts in the market always create opportunity — and how to approach change with eyes wide open Connect is the California MBA's podcast where strategy, innovation, and leadership come together to shape the future of mortgage finance. Subscribe for new episodes featuring the voices driving the mortgage industry forward.

Send us Fan MailEpisode 109 of 'The Open Forum' where we react to a recent video by Muslim Lantern https://youtu.be/Mc-2HiePa94?si=pau26BxyaHp01dV7 titled 'This Trend NEEDS To Stop Now!' Guests will be invited on a first come first serve basis. Please note we can only have a maximum of 10 panelists (including efdawah panelists) at any one time.Link to join the panel: © 2026 EFDawah All Rights ReservedDonate to Ijaz's medical expenses: https://buymeacoffee.com/ijazthetriniWebsite : https://efdawah.com/https://www.patreon.com/EFDawahhttps://gofund.me/7cb27d17https://www.paypal.me/EFDawahhttps://www.facebook.com/efdawah/Timestamps:00:00 - Intro 01:05 - EF Dawah Panel join: Format of the Stream02:46 - Weather Talk03:55 - Approach for giving dawah today 11:41 - Exploring modern dawah vs entertainment17:11 - Clip Reaction: Issues with modern dawah22:26 - Reminder for Da'ees26:40 - Sam (Quranist) joins: shares his beliefs27:25 - Problems with the belief of rejecting hadith 32:23 - Dismantling the beliefs of hadith rejectors37:19 - Refutation of the arguments of Sam42:28 - Debate on the Qur'an being the word of God 46:50 - Discourse on hadith being divine revelation 59:25 - Br.Trucker joins: Divine revelation of Qur'an1:02:29 - Debunking the arguments of Quranists1:12:47 - Importance of following the Sunnah 1:17:46 - Issue of Quranists' partly following sunnah1:38:52 - Significance of following the Prophet ﷺ 1:45:50 - Against (Muslim) joins1:47:57 - Discussing the purpose of creation in Islam1:55:25 - Understanding free will in creation in Islam2:01:59 - Humble (Quranist) joins2:02:35 - Debate on following the Qur'an & Sunnah2:13:07 - Meaning of being a Sunni Muslim2:16:57 - Insights about the history of the hadith2:22:52 - Clearing the misconceptions about hadith2:30:07 - Comparing the Hadith vs the Gospels2:37:38 - Exploring Hadith's Compilation & Validity2:51:21 - Discussion on Consolidation of the Hadith3:02:20 - Rebuttal of the Arguments of the Quranists3:14:19 - Meaning of "Obey the Messenger" in Qur'an3:23:55 - Dismantling the false claims of Quranists3:36:55 - Closing Remarks & Wrapping UpSupport the show

This week's HECM World Weekly breaks down the latest housing and economic data shaping the future of retirement finance. The housing market is becoming more rational again. Sellers are adjusting expectations, buyers remain active when affordability makes sense, and mortgage activity continues slowing under the weight of higher rates and elevated housing costs. At the same time, new research shows Americans age 50+ now generate $12.5 trillion in economic activity annually — reinforcing just how central older homeowners have become to the broader U.S. economy. But there's another side to the story: Older Americans are also carrying more debt, facing higher living costs and increasingly relying on housing wealth to support retirement stability. In this episode: Why the housing market is starting to normalize What slowing mortgage activity means for aging in place Why affordability is driving almost every housing decision now The growing economic influence of Americans 50+ Rising debt pressure among retirees The emotional complexity behind the Great Wealth Transfer Onity's approved reverse MSR sale to Finance of America The latest May 2026 HECM endorsement numbers The broader takeaway? Retirement planning is increasingly becoming housing planning. Read the full article here: https://hecmworld.com/2026/06/05/podcast-buyers-return-older-americans-carry-the-economy/ Subscribe for weekly reverse mortgage industry news, housing insights and retirement finance analysis from HECM World.

In this episode of Healthy Wealthy & Smart, Dr. Karen Litzy sits down with Nathan White, JD, President and CEO of Cibolo Health and a nationally recognized leader in rural healthcare transformation; to explore how independent hospitals can thrive amidst industry consolidation. They uncover actionable strategies to maintain independence while collaborating effectively to improve patient outcomes and sustain financial stability.   We discuss: How high-value networks (HVNs) and clinically integrated networks (CINs) empower rural hospitals to negotiate better and stay independent The shift from fee-for-sick to value-based care and its implications for rural providers The importance of scale, data interoperability, and primary care for rural health success How collaboration, ownership, and local control challenge the traditional view of hospital consolidation Practical examples of rural value-based programs and metrics that matter The role of AI, data, and community engagement in future healthcare models Lessons in leadership mindset, policy changes, and building resilient healthcare systems   Key insights: Independence in healthcare is best achieved through strategic interdependence, not isolation Small rural hospitals need networks with ownership and governance to navigate value-based care successfully Scale provides the bargaining power and data needed for rural success, but local control preserves community relevance Data-driven, patient-centric approaches—like targeted metrics and AI—are the future of rural health Building collaborative networks requires intentionality around ownership, governance, and shared goals   Timestamps: 00:00 - The challenge of maintaining hospital independence amidst industry consolidation 00:30 - Introducing Nate White and his vision for rural healthcare transformation 01:42 - How high-value networks (HVNs) and clinically integrated networks (CINs) work 02:11 - The role of CINs in payer negotiation and healthcare cost control 03:10 - The importance of scale and shared purchasing for rural hospitals 03:25 - The shift to value-based care and its relevance for rural settings 04:05 - The limitations of fee-for-sick care and the move towards prevention and health management 05:19 - Clinical integration to reduce fragmentation and unnecessary utilization 06:11 - How rural hospitals can participate in Medicare Shared Savings Program (MSSP) 06:45 - Challenges of attribution and achieving the 5,000 patient threshold for rural hospitals 07:15 - The need for larger patient pools and collaborative models for rural success 08:13 - Data and interoperability's role in managing patient care and engagement 09:16 - The double-edged sword of technology and resource limitations in rural hospitals 09:59 - The concept of "independence through interdependence" and collaboration over consolidation 11:07 - How legacy hub-and-spoke models can undermine rural healthcare access and community priorities 12:34 - The importance of local control in healthcare decision-making 14:02 - The unique opportunities and challenges of value-based care in rural settings 15:38 - Prioritizing primary care as the foundation of rural health strategies 16:17 - Practical rural value-based care programs and metrics 17:44 - The importance of improvement incentives and relevant metrics for rural hospitals 19:16 - Building care extenders and leveraging AI to improve screening and patient engagement 21:12 - The growing role of AI in healthcare, from outreach to decision-making 23:36 - The mission-driven motivation behind Cibolo's innovations in rural health 24:52 - Lessons for healthcare entrepreneurs on collaboration, governance, and control 27:23 - The significance of ownership and control in payer and network contracts 29:54 - The power of scale and collective revenue in competitive healthcare landscapes 31:39 - The operational challenges and initial hurdles in network development 33:49 - Long-term vision: transitioning to a future-ready payment and care model 36:02 - Key takeaway: scale combined with local autonomy is the recipe for rural healthcare resilience 38:37 - Policy reforms needed to foster competition and efficiency in rural healthcare 39:59 - Mindset shifts for healthcare leaders to succeed in network environments 40:35 - Advice to future healthcare leaders: Be present, opportunistic, and adaptable 41:57 - Connecting with Nate White and learning more about Cibolo Health 42:52 - Closing thoughts and encouragement to share insights with colleagues   Resources & Links: Cibolo Health Nate White on LinkedIn Team of Teams by Stanley McChrystal Medicare Shared Savings Program details HEDIS Metrics Overview More About Nate: Nathan White is a nationally recognized leader in rural healthcare transformation, with more than 20 years of experience in healthcare operations, strategy, and system innovation. As the founder and CEO of Cibolo Health, Nathan has pioneered the High Value Network (HVN) model, which enables independent rural hospitals to collaborate, improve outcomes, and remain financially sustainable without sacrificing local governance. Before founding Cibolo Health, Nathan served as Chief Operating Officer at Sanford Health, where he helped grow the system from $350 million to $6.5 billion in revenue, overseeing 40 hospitals nationwide. His work has been featured in Modern Healthcare and Forbes, and he is a sought-after speaker on value-based care and rural health sustainability. Nathan's leadership was recently recognized on the 2026 TIME100 Health list, which highlights the world's most influential leaders shaping the future of healthcare. A Kansas native, Nathan is passionate about ensuring rural communities have access to high-quality, locally governed care. Jane Sponsorship Information: Book a one-on-one demo here Mention the code LITZY1MO for a free month   Follow Dr. Karen Litzy on Social Media: Karen's Instagram Karen's LinkedIn   Subscribe to Healthy, Wealthy & Smart: YouTube Website Apple Podcast Spotify SoundCloud Stitcher iHeart Radio

Europe's telecoms market is shifting again with the unwinding of the joint ventures owning VodafoneZiggo, VodafoneThree and MasOrange. In this podcast, Charles Murray and Tom Rebbeck discuss what these moves tell us about the next phase of European mobile consolidation. They explore how JV unwinds sit alongside 4-to-3 mergers, what they mean for market structure, and whether they can support the EU's ambition to build stronger European champions. The discussion builds on the themes raised in this article.  To learn more about our work in this area, explore Analysys Mason's expertise in mobile consolidation.

Loren Adler is a fellow and the associate director at the Center on Health Policy at the Brookings Institution. Stephen Morrissey, the interviewer, is the Executive Managing Editor of the Journal. L. Adler. Regulating Corporate Control in the U.S. Health Care System. N Engl J Med 2026;394:2073-2076.

This episode of the Closing Market Report examines long-term consolidation trends within the U.S. agricultural sector. Henrique Monaco details findings from a farmdoc daily article on the U.S. nitrogen fertilizer industry, explaining that high concentration—with the top four companies controlling 70% of domestic ammonia production capacity—is the expected result of cost-based competition in a mature commodity market, rather than a reaction to recent geopolitical supply shocks. Agricultural economist Jim MacDonald expands on this theme by outlining parallel consolidation at the farm level. Utilizing a 2,000-acre threshold to ensure consistent tracking devoid of inflation-related distortion, MacDonald notes that large operations expanded their share of U.S. cropland from 15% in 1987 to 41% by 2017. Both experts underscore that economies of scale and cost efficiency remain the primary catalysts for industry consolidation, from input manufacturing to farm-level crop production.- Henrique Monaco, farmdoc Researcher - University of Illinois  - Jim MacDonald, Agricultural Economist - University of Marylandfarmdoc Daily Article https://farmdocdaily.illinois.edu/2026/05/consolidation-trends-in-the-us-nitrogen-fertilizer-industry.html   ★ Support this podcast ★

Consolidation is definitely under way amid the professional classes. We've seen it among the accountants, auditors and PR consultants in the past 4 years and now we're seeing it increasingly in the legal world. Winston Strawn merged officially this week with Taylor Wessing to form Winston Taylor. But will these mergers avert what could be mass job destruction in the sector caused by AI? Joining Joe this morning was Adam Griffiths the Head of the Winston Taylor Dublin office.

We speak with the author of, "It's All Local." A UWM student reacts to the university's pause on consolidating its multicultural centers. We examine how El Salvador has aided the U.S.' mass deportation efforts. Plus, meet a local man in the running for a Good Food Award.

Joe's Premium Subscription: www.standardgrain.comGrain Markets and Other Stuff Links —Apple PodcastsSpotifyTikTokYouTubeFutures and options trading involves risk of loss and is not suitable for everyone.

Joblist has been acquired by BOLD, the company behind Monster, CareerBuilder, FlexJobs, and MyPerfectResume. https://hrtechfeed.com/bold-acquires-joblist/ NEW YORK — JobGet, a leading AI-powered hiring platform for the hourly workforce, today announced the acquisition of RippleMatch, a leading early-career recruiting platform serving students and emerging talent across the country. RippleMatch marks JobGet's sixth acquisition and represents another step in the company's strategy to consolidate the fragmented hiring technology market around a unified AI-powered platform.https://hrtechfeed.com/jobget-acquires-ripplematch/ SAN FRANCISCO — Toptal, the world's largest fully remote workforce, recently announced the acquisition of Adeva. Adeva is a global IT talent network that connects enterprises and fast-growing companies with highly vetted developers, architects, and technology consultants to support complex initiatives.  https://hrtechfeed.com/toptal-announces-the-acquisition-of-a-global-it-network/  Greenhouse, the leading hiring platform, today announced it has completed its acquisition of Ezra AI Labs, the voice AI interviewer that delivers structured, on-demand conversations that feel natural rather than robotic. The deal was first announced on May 5, 2026. https://hrtechfeed.com/greenhouse-completes-acquisition-of-ezra-ai-labs/ Yello, the leading campus and early talent recruiting software platform, today announced the launch of Yello Campus Recruiting Agent – a new AI-powered agent that automates manual work and simplifies building events, sourcing candidates, campaigning, and scheduling interviews, so recruiting teams can focus on engaging with candidates instead of managing software.  https://hrtechfeed.com/new-hr-tech-nametag-yello/ Learn more about your ad choices. Visit megaphone.fm/adchoices

This Closing Market Report broadcast from the Land Grant university in Urbana-Champaign, covers recent developments in agricultural markets, fertilizer consolidation, and global weather patterns. Greg Johnson of Total Grain Marketing notes that short-term factors, such as rapid planting progress and dropping crude oil prices, are currently pressuring grain markets, though long-term uncertainties regarding summer weather and yield remain. Henrique Monaco from the farmdoc team briefly highlights the United States' strong domestic capacity for nitrogen and phosphate production, which contrasts with a high reliance on Canadian potassium imports. Finally, Drew Lerner of World Weather Inc. provides a global weather outlook, detailing critical drought relief in the U.S. Southeast and Delta, a beneficial short-term dry down in the Corn Belt, and a rapidly developing El Niño that is expected to bring drier conditions to India and Indonesia in the coming weeks.- Ag Markets with Greg Johnson, TotalGrainMarketing.com- Consolidation in the Fertilizer Industry, farmdocDaily.illinois.edu- Ag Weather with Drew Lerner, WorldWeather.cc ★ Support this podcast ★

In this episode of the Loan Officer Podcast, host Dustin Owen is joined by Marketing Mike and Karina Mojica as they take a deep dive into the latest mortgage industry data sourced from RETR, focusing on trends and developments projected for early 2026. The team discusses comprehensive findings that highlight significant movement within the industry, including the notable statistic that over 10,000 loan originators have switched companies during this period. This mass migration underscores the dynamic nature of the mortgage landscape and the ongoing search for better opportunities among professionals. The analysis reveals that, among all origination channels, brokers stand out as the only segment demonstrating net positive growth in both the number of originators and overall loan volume. This trend suggests a growing preference for the broker model, possibly due to its flexibility and client-centric approach. The hosts break down the performance of major players, noting that CrossCountry Mortgage led the industry in volume gains, solidifying its position as a top destination for high-performing originators. In contrast, Rocket Mortgage experienced the largest losses in both originator count and volume, prompting a discussion about the challenges faced by larger, more traditional lenders in adapting to current market shifts. Throughout the episode, Dustin, Mike, and Karina explore the underlying factors driving these trends, such as the impact of mergers and acquisitions, evolving business models, and the increasing importance of technology and innovation in the mortgage process. They emphasize that for loan originators aiming to succeed in today's highly competitive environment, it is crucial to align with growth-oriented companies that offer structured coaching, robust support systems, and ongoing educational opportunities. The hosts stress that continuous professional development and adaptability are key to thriving amid rapid industry changes, and they encourage listeners to be proactive in seeking out organizations that prioritize both personal and professional growth. By the end of the episode, listeners gain valuable insights into the current state and future direction of the mortgage industry, as well as practical advice for navigating career decisions in a market defined by constant evolution and opportunity. Introduction and Industry Data Overview (00:00:01) Catching Up with the Team (00:01:22) The Top Unite Cruise Event (00:04:03) Sponsor Spotlight: Lower Mortgage (00:06:40) Analyzing Reder's Data (00:08:27) Top Gainers and Losers by Loan Volume (00:12:40) Analyzing Headcount vs. Volume (00:19:07) Sponsor Spotlight: Pilaf Unite (00:26:11) IMB vs. Bank vs. Broker Channels (00:26:43) Why the Broker Channel is Growing (00:30:25) Sponsor Spotlight: Labs Originator Coaching (00:42:25) Summarizing Key Takeaways (00:47:44) Clarifications and Final Thoughts (00:51:27) TLOP's Originator Coaching:

Welcome to our monthly feature Unpopular Real Estate Opinions with Chris Linsell. In this episode Chris breaks down why most agents are invisible to AI and introduce the concept of citation density, becoming the obvious answer across multiple platforms, from .gov/.edu sites to reviews, news, and social. They share specific strategies for agents to create question-driven content, earn high-value citations, and shift from basic AI prompting to AI publishing that actually gets surfaced by models like ChatGPT and Gemini. DJ and Chris also unpack the implications of the RE/MAX and Real acquisition, what accelerating consolidation means for agent mobility and leverage, and why building a strong, independent personal brand and AI voice guide is now essential to stay relevant and differentiated in the years ahead. Please check Chris' profile on LinkedIn. If you'd prefer to watch this interview, click here to view on YouTube!  This episode is brought to you by Real Geeks and Courted.io.

PREVIEW for Later Today: Peter Mauch. Peter Mauch explores Japanese leader Hideki Tojo's arrogance, detailing how his consolidation of multiple cabinet positions ultimately weakened the nation's wartime decision-making and consensus.1943

Regulation Minister David Seymour says New Zealanders should only have to knock at one regulator's door to get something done. A Ministry report out today identifies almost 270 different organisations within our regulation system. They're spread across central and local Government, and statutory bodies, committees and tribunals. Seymour says this feels like New Zealand is a small country with a too-big Government, and changes need to be made. "You just feel that a lot of things would be easier if we looked at these and said - hey, maybe we need fewer agencies focused on doing things that are essential, we'd getter better results, less costs, it'd be easier to fix things." LISTEN ABOVESee omnystudio.com/listener for privacy information.

There comes a point in collecting when the question stops being “Do I want the card?” and becomes “What am I willing to move to get it?”In this episode, Brett breaks down consolidation through the lens of a living collection. Not the hobby cliché version. The real version. The version tied to timing, sacrifice, identity, liquidity, and conviction.With show season approaching and more major cards surfacing across auctions, trade nights, and show floors, collectors are facing tougher decisions. This conversation explores what consolidation really is, why it matters, where collectors get it wrong, and how to know if the move is making your collection more true or simply more expensive.Topics include: Why consolidation is about depth over breadth  The difference between consolidation and escalation  Judgment Day and deciding what leaves  The psychology of ownership and attachment  Collection equity vs. outside money  Why readiness matters more than collectors admit  The risks of concentration and emotional decision making This episode is for collectors trying to build collections with purpose instead of reacting to opportunity.Sign up for Hobby Jobs and The Weekly Rip for freeGet your free copy of Collecting For Keeps: Finding Meaning In A Hobby Built On HypeStart your 7 day free trial of Stacking Slabs Patreon Today[Distributed on Sunday] Sign up for the Stacking Slabs Weekly Rip Newsletter using this linkFollow Stacking Slabs: | Twitter | Instagram | Facebook | Tiktok ★ Support this podcast on Patreon ★

This week, Darren is sharing the exciting news from Sher Watches, some bad news for his collection, and G updates on a new watch acquisition. Or two...You can follow the pod on Insta @thatwatchpodcast and you can also find us on YouTube now by heading over there and searching That Watch Podcast.

Are you making the right decisions when it comes to expanding your farm business or managing risk in a new environment? In this episode, Chris Kilby speaks about building a mixed farming enterprise near Trundle, sharing his journey of starting again, consolidating land, and improving efficiency across his operation. Alongside his wife Sarah and their three daughters, Chris runs a self-replacing Merino flock and cropping program, while continuing to refine their system after moving from the Goulburn region. Chris shares the realities of purchasing and piecing together multiple blocks of land, the challenges of succession planning, and the steep learning curve of farming in a new district during drought conditions. He explains how infrastructure investments, pasture renovation, and strategic decision-making have shaped their business, along with the importance of relationships, flexibility in purchasing strategies, and long-term planning. You’ll also hear insights into managing worm resistance, testing before making decisions, and why knowing your numbers and your land is key to building a sustainable and profitable farming operation. Local Land Services Mixed Farming Advisor Rohan Leach, sat down with Chris to bring you this chat. Nominate a Mate: If you'd like to nominate a mate (or yourself) as a potential future guest on the podcast, you can do so here: Nominate a Mate for 'Seeds for Success'. Connect: Central West LLS website Central West LLS on Facebook Central West LLS on X Central West LLS on YouTube The views contained in this podcast series are not necessarily endorsed by Central West Local Land Services. Listeners are advised to contact their local office to discuss their individual situation. This show is produced in collaboration with SoundCartel. Visit soundcartel.com.au for more information.See omnystudio.com/listener for privacy information.

Ore, Jesse and Shiv wrap up our stream with an audience Q&A.

 https://enlighteninglife.com/may-2026-new-moon-alchemy/ We are at a turning point in our ascension path and it is highlighted by the new moon on May 16. This is not just another new moon it is a call to action, a spiritual graduation, and a point of inflection for us. It asks, ‘Are you ready now?' and while there is no right answer, how we decide to respond determines our next step. We have experienced many changes in the past decades and especially beginning late 2017 as Saturn entered Capricorn and especially in late 2019 and early 2020 with the full force of the Pluto and Saturn in Capricorn transit. Those were challenging times and it felt like the end of the world. And at the worst of the 2020 craziness, Mars was conjunct Chiron in Aries. In mid-2022 we had another period of Mars conjunct Chiron, and again in mid-2024. This transit ends May 19 and does not happen again until the 2070s. Read the rest of the article on the blog at enlighteninglife.com Created, narrated, and produced by Jennifer Hoffman.Artwork by Jennifer Hoffman.Copyright (C) 2004-2026 by Jennifer Hoffman, all US and international rights reserved.Visit enlighteninglife.com for more information.Please note our policies regarding copyright infringement, content misuse, and theft of intellectual property. We prosecute all infringers and have a ZERO TOLERANCE POLICY for abuse, infringement, misappropriation, and illegal use of our content. You can read our full Terms of Use at enlighteninglife.comemail support@enlighteninglife.com with questions

On today's episode, Editor in Chief Sarah Wheeler talks with Real Estate Editor Tracey Velt about brokerage consolidation and data sovereignty. Related to this episode: Compass leads the market, but these eXp, Real are closing the gap HousingWire | YouTube⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ More info about HousingWire To learn more about Total Expert click here. The HousingWire Daily podcast brings the full picture of the most compelling stories in the housing market reported across HousingWire. Each morning, listen to editor in chief Sarah Wheeler talk to leading industry voices and get a deeper look behind the scenes of the top mortgage and real estate.

Charles Schwab's Brett Crowther talks about the S&P 500's (SPX) fall from record highs on Friday, calling out critical levels for investors to watch in the coming sessions. In stock movers, Brett points to a wide consolidation gaining bullish momentum in Occidental Petroleum (OXY), and Prudential (PRU) tapping on a key resistance level. ======== Schwab Network ========Empowering every investor and trader, every market day. Subscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – https://twitter.com/schwabnetworkFollow us on Facebook – https://www.facebook.com/schwabnetworkFollow us on LinkedIn - https://www.linkedin.com/company/schwab-network/ About Schwab Network - https://schwabnetwork.com/about

I recently had the opportunity to sit down with Seth Deutsch, founder of Samson Partners Group, author of The Owner's Manual: Why, When, and How to Sell Your Business to Private Equity, and creator of the EVRS (Exit Value Realization System), for a fascinating conversation on the rapidly evolving M&A landscape for personal injury law firms. Our discussion explores what separates highly valuable firms from the rest of the market. According to Seth, the firms attracting serious attention are those that reduce founder dependency, create durable and diversified revenue streams, maintain strong operational systems, and understand their financials through an investor lens—not just a legal one. We also discussed why private equity activity in the PI space is accelerating so quickly and how the industry may ultimately consolidate into a handful of dominant national holding companies over the next decade. Seth also shared a critical warning for founders: pursuing a sale before properly preparing the business and understanding "why" you want to sell can damage a firm's reputation with buyers for years. For law firm owners, legal industry professionals, and investors alike, this episode provides a rare insider perspective on where the personal injury market is heading and what firms must do now to remain competitive in the next era of legal services. Explore the conversation by topic: "2:58 – What does Samson Partner's Group offer through their legal industry vertical? "15:15 – How do you counsel law firm founders who are considering an exit strategy to prepare them for sale? "25:52 – Will PE acquisition of personal injury firms be individual transactions or could they ultimately roll up into peer industry groups? "38:23 – What increases law firm saleability, what red flags detract buyers, and how can automation and the use of AI increase value? Additional Resource Links: The Owner's Manual: https://a.co/d/fcc3hiL The EVRS Toolkit: https://www.samsonpartnersgroup.com/resources Please reach out to Seth and Kevin if you would like access to more resources such as The EVRS Explainer Video or the Private Equity Legal Alliance White Paper To learn more, visit: certumgroup.com

Charlotte Mayor Vi Lyles announces her resignation, the state Senate votes to pause property tax assessments for a year, Wake County delays a vote on the merger of Atrium Health with WakeMed, and the PGA is back in town.

In this episode of Healthy Wealthy & Smart, Dr. Karen Litzy sits down with Nate White, JD, President and CEO of Cibolo Health and a nationally recognized leader in rural healthcare transformation; to explore how independent hospitals can thrive amidst industry consolidation. They uncover actionable strategies to maintain independence while collaborating effectively to improve patient outcomes and sustain financial stability. We discuss: How high-value networks (HVNs) and clinically integrated networks (CINs) empower rural hospitals to negotiate better and stay independent The shift from fee-for-sick to value-based care and its implications for rural providers The importance of scale, data interoperability, and primary care for rural health success How collaboration, ownership, and local control challenge the traditional view of hospital consolidation Practical examples of rural value-based programs and metrics that matter The role of AI, data, and community engagement in future healthcare models Lessons in leadership mindset, policy changes, and building resilient healthcare systems Key insights: Independence in healthcare is best achieved through strategic interdependence, not isolation Small rural hospitals need networks with ownership and governance to navigate value-based care successfully Scale provides the bargaining power and data needed for rural success, but local control preserves community relevance Data-driven, patient-centric approaches—like targeted metrics and AI—are the future of rural health Building collaborative networks requires intentionality around ownership, governance, and shared goals Timestamps: 00:00 - The challenge of maintaining hospital independence amidst industry consolidation 00:30 - Introducing Nate White and his vision for rural healthcare transformation 01:42 - How high-value networks (HVNs) and clinically integrated networks (CINs) work 02:11 - The role of CINs in payer negotiation and healthcare cost control 03:10 - The importance of scale and shared purchasing for rural hospitals 03:25 - The shift to value-based care and its relevance for rural settings 04:05 - The limitations of fee-for-sick care and the move towards prevention and health management 05:19 - Clinical integration to reduce fragmentation and unnecessary utilization 06:11 - How rural hospitals can participate in Medicare Shared Savings Program (MSSP) 06:45 - Challenges of attribution and achieving the 5,000 patient threshold for rural hospitals 07:15 - The need for larger patient pools and collaborative models for rural success 08:13 - Data and interoperability's role in managing patient care and engagement 09:16 - The double-edged sword of technology and resource limitations in rural hospitals 09:59 - The concept of "independence through interdependence" and collaboration over consolidation 11:07 - How legacy hub-and-spoke models can undermine rural healthcare access and community priorities 12:34 - The importance of local control in healthcare decision-making 14:02 - The unique opportunities and challenges of value-based care in rural settings 15:38 - Prioritizing primary care as the foundation of rural health strategies 16:17 - Practical rural value-based care programs and metrics 17:44 - The importance of improvement incentives and relevant metrics for rural hospitals 19:16 - Building care extenders and leveraging AI to improve screening and patient engagement 21:12 - The growing role of AI in healthcare, from outreach to decision-making 23:36 - The mission-driven motivation behind Cibolo's innovations in rural health 24:52 - Lessons for healthcare entrepreneurs on collaboration, governance, and control 27:23 - The significance of ownership and control in payer and network contracts 29:54 - The power of scale and collective revenue in competitive healthcare landscapes 31:39 - The operational challenges and initial hurdles in network development 33:49 - Long-term vision: transitioning to a future-ready payment and care model 36:02 - Key takeaway: scale combined with local autonomy is the recipe for rural healthcare resilience 38:37 - Policy reforms needed to foster competition and efficiency in rural healthcare 39:59 - Mindset shifts for healthcare leaders to succeed in network environments 40:35 - Advice to future healthcare leaders: Be present, opportunistic, and adaptable 41:57 - Connecting with Nate White and learning more about Cibolo Health 42:52 - Closing thoughts and encouragement to share insights with colleagues Resources & Links: Cibolo Health Nate White on LinkedIn Team of Teams by Stanley McChrystal Medicare Shared Savings Program details HEDIS Metrics Overview More About Nate: Nathan White is a nationally recognized leader in rural healthcare transformation, with more than 20 years of experience in healthcare operations, strategy, and system innovation. As the founder and CEO of Cibolo Health, Nathan has pioneered the High Value Network (HVN) model, which enables independent rural hospitals to collaborate, improve outcomes, and remain financially sustainable without sacrificing local governance. Before founding Cibolo Health, Nathan served as Chief Operating Officer at Sanford Health, where he helped grow the system from $350 million to $6.5 billion in revenue, overseeing 40 hospitals nationwide. His work has been featured in Modern Healthcare and Forbes, and he is a sought-after speaker on value-based care and rural health sustainability. Nathan's leadership was recently recognized on the 2026 TIME100 Health list, which highlights the world's most influential leaders shaping the future of healthcare. A Kansas native, Nathan is passionate about ensuring rural communities have access to high-quality, locally governed care. Jane Sponsorship Information: Book a one-on-one demo here Mention the code LITZY1MO for a free month   Follow Dr. Karen Litzy on Social Media: Karen's Instagram Karen's LinkedIn  Subscribe to Healthy, Wealthy & Smart: YouTube Website Apple Podcast Spotify SoundCloud Stitcher iHeart Radio

Listen in with student debt expert Dr. Tony Bartels in this next installment of our Student Debt Series covering the latest news and information on student loans. In this episode we have seven major topics we're addressing: RAP rule change alert What does this rule change mean for repayment strategies Class of 2026 new grads, STILL do not consolidate Determine your IDR profile, know your monthly interest accrual, know your starting repayment balance, & run your Simulations! RAP subsidies – what are they? Will you benefit? For how long? What's next? RAP to IBR 2014 vs. IBR 2014 only vs. RAP only vs. other? How to get help   As always, we want to hear from YOU. Please share your thoughts by sending an email or joining the conversation.   GUEST BIO: Dr. Tony Bartels Tony Bartels, DVM, MBA graduated in 2012 from the Colorado State University combined MBA/DVM program and is a VIN Foundation Board Member and Student Debt Expert, and an employee of the Veterinary Information Network (VIN). He and his wife, a small-animal internal medicine specialist practicing in Denver, have more than $400,000 in veterinary-school debt that they manage using federal income-driven repayment plans. By necessity (and now obsession), his professional activities include researching and speaking on veterinary-student debt, providing guidance to colleagues on loan-repayment strategies and contributing to VIN Foundation resources. Beyond debt, his professional interests include small- and exotic-animal practice. When he's not staring holes into his colleagues' student-loan data, Tony enjoys fly fishing, ice hockey, camping and exploring Colorado with his wife, Audra, daughter, Lucy, and their two rescued canines, Addi and Maggie. LINKS AND INFORMATION: Urgent message for Class of 2026: https://vinfoundation.org/urgent-for-class-of-2026-do-not-consolidate-your-federal-student-loans/ 2026 New Grad Student Loan Playbook: https://vinfoundation.org/resources/veterinary-new-grad-student-loan-repayment-playbook/ Check your current student loan servicers and other loan details -- VIN Foundation My Student Loans tool: http://www.vinfoundation.org/mystudentloans VIN Foundation WikiDebt: IDR Profiles Student Loan Repayment Simulator: https://vinfoundation.org/loansim  VIN Foundation WikiDebt: https://vinfoundation.org/wikidebt VIN Foundation Webinars: https://vinfoundation.org/resources/webinars/ VIN Foundation Get Updates: https://vinfoundation.org/updates/ VIN Foundation GIVE page to support this podcast: https://vinfoundation.org/give VIN Foundation Blog, Related Student Debt Blog posts:  2025 Year End Wrap & Preparing for 2026: https://vinfoundation.org/federal-student-loan-repayment-2025-year-end-wrap-and-preparing-for-2026/ 40 veterinary school simulations in 60 days: 40 in 60 Project: https://vinfoundation.org/resources/veterinary-student-debt/40-veterinary-school-loan-estimations-in-60-days/ Changes to federal student loans come into focus: https://vinfoundation.org/changes-federal-student-loans-come-into-focus/ Student Loan Repayment: Trying to leave the SAVE forbearance? Choose PAYE: https://vinfoundation.org/student-loan-repayment-trying-to-leave-the-save-forbearance-choose-paye/  Student Loans in SAVE Plan Will Start Accruing Interest August 1st: https://vinfoundation.org/student-loans-in-save-plan-will-start-accruing-interest-august-1st/  Personalized student loan Help from VIN and VIN Foundation: https://vinfoundation.org/veterinary-student-loan-debt-help/  Federal Student Aid Data, Consolidation, and Repayment Applications: https://studentaid.gov/ One-time Forgiveness Count Adjustment  https://studentaid.gov/announcements-events/idr-account-adjustment Federal Student Loan Servicers: https://studentaid.gov/manage-loans/repayment/servicers Public Service Loan Forgiveness (PSLF): https://studentaid.gov/manage-loans/forgiveness-cancellation/public-service Have a veterinary story you want to share? https://share.hsforms.com/1e6QkQvg2RI-wpDv59Byqkwcos60 Stay up to date with VIN Foundation updates: https://vinfoundation.org/updates/ Email VIN Foundation: studentdebt@vinfoundation.org Get updates to stay tuned for the VIN Foundation webinars on student debt.  You may learn more about the VIN Foundation, on the website, or join the conversation on Facebook, Instagram, LinkedIn, and YouTube. If you like this podcast, we would appreciate it if you follow and share. As always, we welcome feedback. If you have an idea for a podcast episode, we'd love to hear it!

Adam Mayberry joins us to talk about the possible future consolidation of our regional fire services. We cover what it could mean for service quality as well as cost. And since Adam is running for Sparks City Council, we talk about his campaign and what he hopes to achieve. If you would like to find out more info, check the link below or call or text the number below as well.Adam Mayberry for Sparks City Council Ward 41-775-843-1957

Mentor Sessions Ep. 067: The Big Lie Masking America's 50-Year Economic Collapse, Boomers Hoarding All Assets With No Buyers Left, and Why AI Demands Expertise| Michael Green & Jeffrey TuckerWhat if the problem isn't the policy — it's the system itself?Michael Green and Jeffrey A. Tucker sit down for a rare, wide-ranging conversation that cuts to the root of what's wrong with modern economics, monetary policy, and the assumptions most people never think to challenge. From the structural shifts that began in the mid-20th century to the invisible architecture of today's financial system, this discussion pulls back the curtain on ideas that mainstream economists refuse to touch.In this conversation, you'll learn why participation in the current financial system doesn't equal understanding of it, what economic data from 1950 reveals about where we are today, how the incentives baked into modern money shape behavior at every level of society, why Bitcoin represents a genuine alternative rather than just another asset, and what both Green and Tucker believe must change before any real economic reform is possible. If you've ever felt like the official explanations don't add up — this conversation will give you the framework to understand why.⏱️ Timestamps:00:00 - The Dual Income Trap: How Two Incomes Masked America's Decline00:01:02 - Introducing Michael Green & Jeffrey Tucker00:01:36 - Jeffrey Tucker: The Real Story Behind Household Income Stats00:06:33 - 1950 (20%) vs 1990s (65%): Rise of Dual Income Households00:10:05 - Michael Green on Expenses, Childcare & True Economic Health00:13:46 - $30,000/Year Childcare: The Hidden Cost Destroying Families00:17:41 - Golden Handcuffs: Corporate Jobs & Benefits Trap00:20:05 - Retirement System That Forces Boomer Asset Hoarding00:23:57 - Demographic Crisis: No Buyers Left for Boomer Assets00:27:28 - Housing Market Breakdown & Reverse Mortgages00:32:45 - Why Individualism Over Community Broke the System00:39:56 - Antitrust Failure, Consolidation & Real Capitalism00:42:33 - Corporate Consolidation Crushing Competition (Food, Healthcare, Tech)00:49:57 - Voluntary vs Coercive Exchanges: Capitalism's Hidden Flaw00:55:19 - COVID Mandates & Why Libertarianism Keeps Failing01:00:11 - How Intellectual Property Created Tech Monopolies01:02:48 - Michael Green on the Philadelphia Society01:05:13 - History of Women Entering the Labor Force01:17:02 - Future Outlook: Community Return & Economic Self-Correction01:22:25 - AI, Job Market Shifts & Deflationary Bust Warning

What if your student loan strategy is one of the most important wealth-building decisions you'll ever make? In the final episode of Dr. Lauryn's three-part student loan series, she sits down with Lauryn Williams of Student Loan Planner to unpack the massive changes coming to student loans and what healthcare providers need to know before making their next move.Together, they discuss the new RAP plan, forgiveness timelines, private loans, consolidation versus refinancing, Parent PLUS loans, and why “just pay it off as fast as possible” can be dangerous advice. Lauryn also explains why debt repayment, retirement, emergency savings, and building your rich doctor life need to happen together, not one after the other.Book your consultation with Student Loan Planner today and secure a discount for being a She Slays listener!Key Takeaways:Student loan rules are changing fast, and the right repayment plan depends heavily on your income, debt load, career path, and whether you are still borrowing.For many healthcare providers, student loan debt cannot be treated separately from wealth building. Retirement, emergency savings, home buying, and practice ownership still need a plan.Consolidation and refinancing are not the same thing, and making the wrong move at the wrong time could dramatically change your repayment or forgiveness timeline.Parent PLUS borrowers may be especially impacted by upcoming changes and should understand their options before key deadlines.Guest Bio:Lauryn Williams is a CFP, student loan advisor at Student Loan Planner, founder of the financial firm Worth Winning, and host of the Worth Listening podcast. Since joining Student Loan Planner in 2018, Lauryn has helped borrowers navigate an increasingly complex student loan landscape, especially as repayment plans, forgiveness options, and federal rules continue to change. Before her career in financial planning, Lauryn was a four-time Olympian and three-time Olympic medalist.Book your consultation with Student Loan Planner today and secure a discount for being a She Slays listener!Follow Lauryn: LinkedIn | Student Loan PlannerResources:Follow Dr. Lauryn: Instagram | Facebook | LinkedInFollow She Slays on YouTube

Sysco just made a $29.1 billion move to acquire Restaurant Depot—and it could reshape how independent restaurants buy food forever. In this breaking-news style episode, the Restauranttopia crew unpacks what this deal really means for pricing, competition, and the future of distribution. From cash-and-carry economics to delivery margins, this isn't just industry gossip—it's a shift every operator should be paying attention to. If you rely on Sysco, shop at Restaurant Depot, or work with a local distributor… this one matters. The real reason Sysco wants Restaurant Depot (hint: it's not just volume) How Restaurant Depot achieves ~13% profitability with a low-cost model Why this deal could push Sysco toward $100B+ in total sales The difference between delivery vs. cash-and-carry economics What happens if one company controls both truck delivery AND in-store pricing The hidden labor and time costs of self-shopping for inventory Food safety risks operators take when transporting product themselves How this impacts:

The Industry Relations Podcast is now available on your favorite podcast player! Overview Rob and Greg break down the major industry-shaking news of the week: Real Brokerage acquiring RE/MAX, and what that means for brokerage consolidation, valuation logic, and the future competitive landscape. They then dive into the far bigger strategic battle unfolding between Compass, MLSs like MRED, and portals like Zillow. The discussion centers on private listings, MLS policy fragmentation, and whether the industry is heading toward a full-scale "team vs team" conflict over control of listing data. The episode explores how MLS consolidation, broker strategy, and consumer expectations are colliding—and whether this moment forces the industry into a decisive power struggle. Key Takeaways Real Brokerage acquires RE/MAX A surprising buyer shakes up expectations around consolidation. The valuation gap raises questions about deal structure and long-term strategy. Consolidation is accelerating The deal reinforces a broader trend: bundling, scale, and platform expansion are becoming central to survival. Compass vs Zillow dynamic is escalating The industry is increasingly splitting into competing camps, with MLSs, brokerages, and platforms aligning strategically. MRED move reframes MLS power Opening the door for national listing distribution and cross-MLS participation could shift how MLS boundaries function. Agent behavior is the wild card Whether agents actually join additional MLSs (even if subsidized) will determine how impactful these strategies become. Data control = power The core conflict is about who controls listing visibility—MLSs, brokerages, or portals—and how that affects consumers. Potential "war" scenario If tensions escalate, outcomes could include rule changes, platform retaliation, or a forced industry reset that determines who ultimately sets the rules. Connect with Rob and Greg Rob's Website  Greg's Website  Watch us on YouTube Our Sponsors: Cotality  Notorious VIP The Giant Steps Job Board    Production and Editing Services by Sunbound Studios

Origins hosts Nick Chirls (GP, Asylum Ventures) and Beezer Clarkson (LP, LGT Capital Partners) unpack a recent conversation with David Clark, CIO of VenCap International PLC on megafunds vs small funds and a16z returns. They also discuss Beezer's article “I See Dead VCs,” which explores how VC is in the first meaningful industry-wide contraction in modern venture history, risks to seed formation, and the workstreams required for emerging managers to institutionalize and endure.For a monthly roundup of the latest venture insights, including the newest Origins episodes, subscribe to the OpenLP newsletter – delivered straight to your inbox: https://subscribe.openlp.vcCHAPTERS:00:00 Welcome to Origins00:33 David Episode Takeaways02:01 I See Dead VCs Article02:59 Venture Contraction Data04:17 Fund Survival Math05:47 Seed Ecosystem Risk07:35 What Gets You to Fund Two08:48 Building a Durable Firm11:13 Traits of Long Run ManagersLearn more about OpenLP: https://openlp.vcLearn more about Asylum Ventures: https://asylum.vcLearn more about VenCap: https://www.vencap.com/Read Beezer's article “I See Dead VCs”: https://www.linkedin.com/pulse/i-see-dead-vcs-elizabeth-beezer-clarkson-uc4xc/

From bartender to elevator mechanic and meat cutter to wood worker, more than 100 federal job titles are about to be swept into broader workforce categories. The Office of Personnel Management is undertaking a new effort to trim down the 600-plus federal job series that exist across government. This first round of consolidation will impact about 5,000 federal employees. Here with more, Federal News Network's Drew Friedman.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

In February 2026, the University of Texas at Austin announced a major restructuring plan that would merge seven Liberal Arts departments, including African and African Diaspora Studies, Mexican American and Latina/o Studies, and Women's, Gender, and Sexuality Studies, into a new Department of Social and Cultural Analysis. Join Audio Staffer Rianna Davila as she goes over the Consolidation and what it means for The University of Texas.Recorded and edited by Rianna Davila Music by BlueDot Sessions Cover photo taken by Cassidy Martinez

www.marktreichel.comhttps://www.linkedin.com/in/mark-treichel/Mark Treichel is joined by Mike Macchiarola, Partner and CEO of Olden Lane, for a structured deep-dive into the most recent NCUA Annual Report. Mike organizes his analysis into seven interlocking themes — what he calls the Magnificent Seven — and the conversation walks through each one with quantitative detail and practical implications for credit union leadership.In this episode:•        The system is strong but the tone of the report is cautious — and why that is the right posture•        Consolidation math: credit union count down roughly 3.7% year over year, with losses concentrated on the small end of the barbell•        Average age of a credit union member (53) versus the average U.S. resident (38.5), and what the widening gap implies•        Member acquisition cost approaching $900, roughly double the level of two to three years ago•        The median credit union has posted negative member growth for six consecutive quarters•        Why return on assets and net worth are stronger than they look — and the one-time factors propping them up•        Regulatory philosophy pendulum: elimination of reputational risk, rejection of regulation by enforcement, extended exam cycles, and ten-plus deregulation announcements•        Innovation is now central to the agenda: stablecoin rulemaking, NCUA's historical pattern of being ahead on derivatives and non-member shares•        FinTech competitive picture: SoFi, Robinhood, Wealthfront, and Coinbase deposits and growth rates against the credit union industry•        The bigness question: 73% of credit unions hold 13% of assets; the top 21 credit unions hold 25%•        How NCUA itself is changing — roughly 25% of staff exited through the departure plan, single-member board, and what that means for industry timing•        The announcement that Olden Lane is joining Stifel NicolausMike's analysis at Olden Lane is built on quarterly tier-by-tier data on the credit union industry. This conversation is a concentrated version of the themes his team tracks and the practical conclusions they draw from them.

Rakeem Mabud speaks with This Is Hell! about her new essay for Common Wealth that she co-wrote with Melanie Brusseler titled “The Power Grab: The Authoritarian Coalition's Strategy of Power Consolidation”. https://www.common-wealth.org/publications/the-power-grab Rakeen is an expert on how economic trends impact people's everyday lives. She was most recently the Chief Economist at Groundwork Collaborative, and has also held roles in the US Treasury Department, Roosevelt Institute and Time's Up. She holds a PhD in Government from Harvard University, and a BA from Wellesley College. We will have new installments of Rotten History and Hangover Cure. We will also be sharing your answers to this week's Question from Hell! from Patreon. Help keep This Is Hell! completely listener supported and access bonus episodes by subscribing to our Patreon: www.patreon.com/thisishell

Detroit stakes its first-round flag on Blake Miller The Detroit Lions made their intent plain on Night 1 of the NFL Draft. They selected Blake Miller, offensive tackle from Thompson. The fit looks clean. Miller brings durability and dependability. He started four years and got better where he needed to in his final season. That improvement points to real upside even with all that experience. His athleticism did not raise questions on recent film. The Detroit Lions Podcast mock held firm with Miller, and the board cooperated. It is a strong marriage of need, profile, and projection. A floated move up for Reuben Bates did not materialize. The scenario had Detroit sending picks 17 and 50 plus a fourth to Washington for No. 7 and a fifth. It proved false. Bates slid further than expected. There was uncertainty about an off-field incident, and whether it influenced his fall remains unclear. Trade lessons from Night 1's market The league-wide trade tape told a story. Using the Fitzgerald-Spielberger chart, the Cowboys paid 2,486 units to receive 1,785. That is roughly the cost of an extra third-rounder to move from 12 to 11. The purpose was straightforward. Prevent Miami from moving that slot to another suitor, Detroit or otherwise. Dallas got Downs and made it count. The Texans sent 28 and 69 to Buffalo for 26 and 91. The math came to 2,571 out for 2,063 in. That gap mirrors an early fifth. The tax to climb was steeper than normal. Over 20 percent for Dallas. A little more for Houston. What looked like a buyer's market did not play that way. That context matters for Detroit tonight. If the Lions try to rise, the price likely tops the chart values. Expect a surcharge. Plan accordingly. Day 2 for Detroit: targets, fit, and flexibility The Lions hold multiple mid and late selections. Two fourths. Two fifths. Two sixths. And a seventh. The roster has room for only a few more players. Consolidation makes sense. Ammunition is there if a target gets close. The Detroit Lions Podcast board sets a clear lane. Decker Moore. Gabe Vaki. Dani Dennis-Sutton. Anthony Hill. D'Angelo Jones. Reed Stukes. Dennis-Sutton was the final projection at 50. The fit opposite Aidan Hutchinson pops. He is a crush-the-can pass rusher with some speed. He tested off the charts. The tape does not always flash that level, but the traits are present. He might not grade as a pure value at 50. The role match for Detroit is strong. Bottom line for Friday night. The Lions secured a dependable right tackle of the future in Blake Miller. The market to move will cost extra. The board has edge help and versatile pieces waiting. Detroit has the picks to go get one. #detroitlions #lions #detroitlionspodcast #blakemiller #offensivetackle #thompson #rou #tradevaluechart #nfldraft #danidennis-sutton #lionsmockdraft Learn more about your ad choices. Visit megaphone.fm/adchoices

Recording date: 17th April 2026Recent developments in the Guyana mining sector have dramatically reshaped valuations for junior gold companies. The spark came when G Mining acquired G2 Goldfields for roughly $3 billion CAD. This deal carried a massive 80% premium, valuing G2's 3.2 million recoverable ounces at about $600 CAD per ounce. To put this in perspective, imagine a neighborhood where a house suddenly sells for nearly double the historical market rate; naturally, every other homeowner immediately reevaluates their own property's worth. This transaction established one of the highest valuation benchmarks seen in recent mining mergers and acquisitions.Just three days after the G2 buyout, Omai Gold Mines capitalized on the shifting landscape by releasing a massive mineral resource update. Revealing nearly 8 million ounces, Omai boasts a resource base more than double that of G2. As the most advanced asset in the Guiana Shield not already owned by a producing company, Omai's scarcity value has skyrocketed. Investors quickly connected the dots: applying the $600-per-ounce metric to Omai suggests a potential valuation approaching $6 per share, a steep premium over its recent $2.50 trading price. Unsurprisingly, Omai shares surged 40% within a week as the broader market recognized this discrepancy.Investment firms are actively maneuvering to capture this upside. Olive Resource Capital, holding Omai as its largest asset, navigated recent market turbulence with surgical precision by selling equities in February and aggressively buying during March volatility. As the broader gold sector shifts its focus toward operational efficiency and supply chain management rather than aggressive growth, advanced development assets like Omai stand out as prime targets for future industry consolidation.Sign up for Crux Investor: https://cruxinvestor.com

The Industry Relations Podcast is now available on your favorite podcast player! Overview Rob and Greg discuss a major MLS merger in South Florida, creating one of the largest MLSs in the country and what it signals for future consolidation. They debate whether this is the start of a larger wave of "mega mergers," and what it could mean for markets like Texas and California. The conversation then shifts to a major housing trend: first-time homebuyers dropping to historic lows while boomers dominate the market. They explore whether affordability, interest rates, or generational shifts are driving the change—and what it could mean long-term for the housing industry. Key Takeaways Major MLS merger in Florida: Miami and Beaches MLS combine into a ~93,000-member entity, now the third largest in the U.S. Consolidation trend: This could be the beginning of more "mega mergers" as MLSs look to scale and reduce fragmentation. Operational challenges ahead: System consolidation, leadership transition, and cultural differences will shape how successful the merger is. First-time buyers at record low: Only 21% of buyers are first-time homeowners—the lowest ever recorded. Boomers dominating purchases: Boomers now make up 42% of buyers, largely driven by downsizing and relocation. Debate: Are boomers competing with first-time buyers? Rob argues they may be targeting similar homes; Greg يرى them as different segments with different priorities. Affordability crisis remains core issue: High prices, interest rates, and low inventory continue to block entry for new buyers. Bigger-picture concern: Long-term affordability challenges could reshape housing demand—and even influence future political and economic policy. Links South Florida Just Became a Superpower Baby Boomers Remain Largest Share of Home Buyers as First-Time Buying Falls to Record Low Connect with Rob and Greg Rob's Website  Greg's Website    Watch us on YouTube   Our Sponsors: Cotality  Notorious VIP The Giant Steps Job Board    Production and Editing Services by Sunbound Studios

Morris Tan expresses concern over the South Korean president, citing corruption and the consolidation of power. Tanwarns that the leader is steering the nation toward a communist dictatorship and endangering the vital US alliance. (4)1950 KOREA WAR

On this episode of CFO at Home, Vince's guest is Efstathios Georgiou of Georgiou Law PLLC, a former bank attorney who now advocates for consumers facing credit card debt, collections, and lawsuits. Efstathios shares why debt should be treated as a solvable challenge, outlines common misconceptions pushed by national debt companies, and breaks down debt consolidation versus debt settlement, including credit score impacts and recovery timelines. Vince and Efstathios also discuss negotiating strategies, debt validation requests, the potential tax consequences of debt forgiveness and the importance of financial literacy ·aftercare,· once you·re out of debt. For more on Efstathios visit georgioulawpllc.com, or check out his podcast, Georgiou Law, PLLC Podcast 01:16 From Bank Lawyer to Advocate 03:07 Debt Is Not Shame 04:45 How Much Debt Is Typical 06:31 Bad Advice and Misconceptions 09:25 Consolidation vs Settlement 11:20 When Credit Score Matters 15:10 Debt Buyers and Validation 17:47 DIY Negotiation or Lawyer Up 20:33 Served With a Lawsuit 24:04 Different Debts Different Rules 27:52 Aftercare and Literacy 31:19 Harassment and Predatory Lending 33:51 Avoid High Interest Lenders 36:56 Buy Now Pay Later Risks 39:18 Guest Podcast and Wrap Up Key Links https://georgioulawpllc.com/ Georgiou Law PLLC Podcast Georgiou Law, PLLC (@georgiou.law.pllc) • Instagram photos and videos https://www.facebook.com/61576800958820/about/ https://www.youtube.com/@nyconsumercreditlaw Contact the Host - vince@thecfoathome.com Want to be a guest on CFO at Home? Send Vince a message on PodMatch, here: https://www.podmatch.com/hostdetailpreview/1628643039567x840793309030672500  

Rex Heuermann maintained his innocence for one thousand days. On the last one, he stood in a Suffolk County courtroom — calm, controlled, no visible emotion — and pleaded guilty to strangling eight women over seventeen years. His defense attorney called it a calculated pivot. Every pre-trial ruling had gone against the defense. Whole genome sequencing was in. Consolidation of all charges into one trial was in. There was nothing left to fight with.But this plea was engineered for more than damage control. During a confidential proffer session, Heuermann raised Karen Vergata — uncharged — and her killing was folded into the deal. No separate prosecution. No public evidence presentation. The agreement bars further charges on all eight named victims and includes FBI Behavioral Analysis cooperation that reportedly carries no enforcement mechanism. The DA's office is reviewing hundreds of Suffolk County cold cases. Heuermann's attorney says there are no additional victims.The families wept in the courtroom as he described each killing. And for Benjamin Torres — Valerie Mack's son, six years old when his mother disappeared — the guilty plea was the starting line, not the finish. Torres filed a wrongful death lawsuit naming Asa Ellerup and Victoria Heuermann alongside Rex. The complaint alleges knowledge, concealment, and profit — specifically over a million dollars from a Peacock documentary.The defense posture is aggressive. Victoria was approximately three when Mack was killed. Prosecutors have publicly stated the family was away during the murders. Neither woman has been charged. But hair evidence linked to both was recovered from victims' remains. The prosecution calls it household transference. The plaintiff's attorney calls it proximity. Ellerup publicly called Heuermann her hero. Victoria later said she believes her father most likely committed the killings but the complaint alleges she characterized the crimes as part of a lifestyle she declined to condemn. This lawsuit tests the outer boundaries of civil liability — whether you can hold a family accountable for what they should have known, whether documentary earnings can be recovered as unjust enrichment, and whether wrongful death claims can survive decades-old statutes of limitation.Join Our SubStack For AD-FREE ADVANCE EPISODES & EXTRAS!: https://hiddenkillers.substack.com/Want to comment and watch this podcast as a video? Check out our YouTube Channel. https://www.youtube.com/channel/UC8-vxmbhTxxG10sO1izODJg?sub_confirmation=1Instagram https://www.instagram.com/hiddenkillerspod/Facebook https://www.facebook.com/hiddenkillerspod/Tik-Tok https://www.tiktok.com/@hiddenkillerspodX Twitter https://x.com/TrueCrimePodThis publication contains commentary and opinion based on publicly available information. All individuals are presumed innocent until proven guilty in a court of law. Nothing published here should be taken as a statement of fact, health or legal advice.#RexHeuermann #GilgoBeach #AsaEllerup #VictoriaHeuermann #ValerieMack #HiddenKillersLive #GuiltyPlea #WrongfulDeath #TrueCrime #CivilLawsuit

Visit our webpage to join our growing communitywww.podpage.com/the-3-13-men-money-and-marriageSummaryThis episode explores the concepts of lifestyle creep and the ego tax, examining why we spend more as our income rises and how social signaling influences our spending habits. Guests Greg and Desmond share insights on maintaining financial discipline, the impact of social media, and practical strategies to avoid unnecessary expenses.keywordslifestyle creep, ego tax, financial discipline, social signaling, spending habits, budgeting, social media influence, wealth management, personal finance, behavioral economicsKey topicsLifestyle creep and its impact on financial healthThe ego tax and maintaining social imageStrategies for balancing quality of life and savingThe role of social media in inflating spending habitsThe Hidden Cost of Success: Understanding the Ego Tax and Lifestyle CreepHow Social Signaling Drives Unnecessary Spending"Yesterday's luxuries become today's necessities.""The only true currency in this world is attention.""I would rather be a guest than the host every day."Guest names Greg and DesmondChapters00:00 Introduction to Lifestyle Creep and Ego Tax01:55 Why Do We Engage in Lifestyle Creep?02:59 Improving Quality of Life vs. Lifestyle Creep04:34 The Importance of Budgeting and Discipline06:02 Why Is It Hard to Downshift After Luxuries?07:46 The Role of Human Nature and Motivation09:11 Manifestation of Ego Tax in Daily Decisions10:56 The Subtlety of Subconscious Spending12:51 The Impact of Social Media on Ego Tax14:55 The Power of Awareness and Planning16:50 Validation and Belonging as Drivers of Spending18:45 Psychology of Money and Social Influence20:39 Debt, Consolidation, and Buyer's Remorse22:25 The Danger of Fitting In and Tribalism24:22 Preventing Lifestyle Creep with Communication and Planning25:47 Social Media's Role in Inflating the Ego Tax27:01 The Impact of Success on Spending Habits28:13 What to Cut When Income Drops30:00 Greg's Personal Experiences with Spending and Social Pressure32:02 Practical Tips to Manage Spending and Social Validation32:57Conclusion and Resources for Financial Discipline

Criminal justice reporter Bernard Smith and editor Katy Reckdahl examine Senate Bill 256 and the effort to eliminate the position won by Calvin Duncan, raising questions about consolidation, political power, and the will of voters. [...] Read More... from Consolidation or retaliation? Republican lawmakers move to eliminate the job Calvin Duncan won in a landslide election The post Consolidation or retaliation? Republican lawmakers move to eliminate the job Calvin Duncan won in a landslide election appeared first on The Lens.

Send us Fan MailIn Part Two of this thought-provoking conversation, Chris Comeaux and Robin Heffernan unpack the complex realities shaping the future of hospice under Medicare Advantage. From the lessons learned in the VBID demonstration to the growing momentum behind “carve-in” models, this episode explores the tension between cost, quality, and patient experience—and what it will take to align all three.  At the center of the discussion is a critical question: how do we design a system that truly rewards high-quality care while eliminating inefficiencies and poor outcomes?The conversation dives into emerging models like concurrent care “bridge pathways,” which challenge the traditional binary transition into hospice and offer a more patient-centered approach to serious illness care. It also tackles the impact of private equity, consolidation, and payer incentives—raising important considerations about accountability, network design, and the sustainability of mission-driven providers.  For leaders navigating an evolving healthcare landscape, this episode provides both clarity and challenge on what comes next.  Key TakeawaysThe VBID demonstration revealed both promise and limitations—strong outcomes are possible, but only with better network control and quality alignment.  “Concurrent care bridges” may offer a more realistic and compassionate transition into hospice, improving patient experience and outcomes.  Financial incentives must shift toward total cost of care, not fragmented payment models, to truly drive better patient outcomes.  Consolidation is likely, but high-quality providers—regardless of size—can still thrive if value and outcomes are prioritized.  Payer accountability and earlier palliative care engagement are key to reducing costs while improving care quality.  Guest:Robin Heffernan, PhD, Co-Founder and CEO, EmpassionHost:Chris Comeaux, President / CEO of TELEIOS and author of The Anatomy Of LeadershipThe Anatomy of Leadership podcast explores the art and science of leadership through candid, insightful conversations with thought leaders, innovators, and change-makers from a variety of industries. Hosted by Chris Comeaux, each episode dives into the mindsets, habits, and strategies that empower leaders to thrive in complex, fast-changing environments. With topics ranging from organizational culture and emotional intelligence to navigating disruption and inspiring teams, the show blends real-world stories with practical takeaways. The goal is simple yet ambitious: to equip leaders at every level with the tools, perspectives, and inspiration they need to lead with vision, empathy, and impact.https://www.teleioscn.org/anatomy-of-leadership

Operational efficiency in ASCs improves fastest when manufacturers and distributors align on standardization, supply reliability, and hands-on implementation support. In this episode, Tracy McQuay of Medtronic and Kevin Humphrey and Emily Barnhart of Cardinal Health discuss how their long-standing collaboration helps ambulatory surgery centers reduce complexity while maintaining clinical quality. Emily explains Cardinal's Performance Plus™ program and how joint planning, KPI scorecards, and added inventory strengthen service across Medtronic's product lines. Kevin shares how ASC-focused teams support new center builds, optimize layouts, and drive savings through purchasing reviews and vendor consolidation. Tracy highlights a “not a transaction” kickoff model, capital-light tech integration, and examples like rapid suture conversions and Microstream™ capnography standardization to simplify supply chains and relieve cost pressure. Tune in to learn how tighter collaboration between suppliers and distributors can make ASC operations simpler, more resilient, and more cost-effective. Resources: Connect with and follow Tracy McQuay on LinkedIn. Follow Medtronic on LinkedIn and discover their website! Follow and connect with Kevin Humphrey on LinkedIn. Follow and connect with Emily Barnhart on LinkedIn. Follow Cardinal Health on LinkedIn and discover their website!

Tim Brando joins Pete Mundo from Heartland College Sports to break down the growing tension between the Big 12 and Texas Tech over Friday night football games — and what it means for the future of the conference.Is this just a TV-driven decision… or is there a bigger issue brewing inside the league?We dive into:The Big 12 vs Texas Tech disagreementThe return of Friday night games and what's at stakeThe long-term future of the conferenceWhich program could be the next “it” team in the Big 12⏱️ Timestamps:0:00 Intro0:51 Big 12 vs Texas Tech tension8:05 Consolidation for College Football? 14:45 The Next "IT" Team in the Big 12?22:30 The Next Best Big 12 Rivalry? Subscribe for more Big 12 coverage!

How can you trace capitalism from long-distance merchant networks (including 12th-century Aden) to a modern-day world economy? What are alternative stories to the commonly held Eurocentric view of capitalism's origins? Sven Beckert is the Laird Bell Professor of History at Harvard University and is also the author of several books. His most recent titles include Capitalism: A Global History, Empire of Cotton: A Global History, and Slavery's Capitalism: A New History of American Economic Development. Greg and Sven discuss how Sven sees the history of capitalism, contrasting it with neoliberal-leaning accounts that underplay violence, the state, and capitalism's global character. He also offers a helpful minimalist definition—privately owned capital productively invested to produce more capital—and argues markets are universal but become central only in capitalism.  He dissects the pillars that propped up capitalism through the years, including diverse labor regimes such as slavery and indenture, noting slavery's major but time-specific role in the Americas, enabled by European power and used to overcome resistance to capitalist transformation. *unSILOed Podcast is produced by University FM.* Episode Quotes: Challenging Eurocentric narratives about capitalism 23:49: Look at the world today. We are living in a world in which no one in their right mind would, A, say, “Okay, we need to only look at the European continent to understand the global economy today.” And B. Nobody would ignore, you know, the history of Asia or Latin America, or even Africa, in telling the history of the global economy today. So, we are entering this debate now at a different vantage point. I am not saying that, you know, scholars a hundred years ago or so had some terribly ill-intentioned thought in their way of looking at this. No, they lived in a different world, and the world looked different to them. But today we are living in a world in which clearly Europe is not at the center of the universe and not at the center of global capitalism. And that now forces us, I think, to not just think differently about the present, but to think differently about the entire history of capitalism. Capitalism is a state of constant growth 49:25: Capitalism is not conservative. Capitalism is the most revolutionary economic civilization ever. It is a state of permanent revolution. No expansion seems to be impossible within that capitalist civilization. I think it goes against its very core, what it is. It is a state of constant growth. It is a state of constant expansion. Capitalism without markets is conceptually unimaginable 05:05: I think capitalism without markets is conceptually unimaginable, and markets, of course, play a very important role in contemporary capitalism. But I think it would be mistaken to define capitalism primarily by the fact that it is a society in which markets regulate all or parts of economic life. Because, as far as I know, I have not yet found a human society which did not know of markets. I have not yet found a human society which did not engage in some forms of trade. So I think these are kind of universal attributes of economic life on planet Earth. But what is not universal is societies in which markets are not just on the margins of economic life, as they are in many, many societies, but really are at the very center of economic life. And this is certainly the case for capitalism. Why is capitalism essential in our lives? 39:13: Capitalism is extremely important to our lives today. It structures the biggest processes that we inhabit, but also the most intimate parts of our lives. And people are having passionate opinions about capitalism. They want to understand how we claim to live in the world in which we live right now. Show Links: Recommended Resources: Capitalism Karl Polanyi Fernand Braudel Wage Labour Slavery Aden Robert Brenner Karl Marx Industrial Revolution East India Company Guest Profile: SvenBeckert.com Faculty Profile at Harvard University Wikipedia Profile Guest Work: Amazon Author Page Capitalism: A Global History Empire of Cotton: A Global History American Capitalism: New Histories Global History, Globally: Research and Practice around the World Slavery's Capitalism: A New History of American Economic Development Plantation Kingdom: The American South and Its Global Commodities The Monied Metropolis: New York City and the Consolidation of the American Bourgeoisie, 1850–1896 Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.