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The rising cost of health care was the focus of a recent Wake Up Tri-Counties interview with Phil Kerpen, president of American Commitment and principal of Unleash Prosperity. Host Ken Peel spoke with Kerpen about an article examining the role of hospital consolidation and nonprofit tax-exempt status in driving health care costs. Kerpen said there are multiple factors contributing to rising health care expenses, including insurance companies, government policies, and pharmaceutical costs, but argued that hospital costs deserve greater attention. According to Kerpen, hospital prices have been one of the fastest-rising components of inflation over the past two decades. He said the trend is connected in part to improvements in medical technology and quality of care but also pointed to what he described as a significant decline in competition. Kerpen said large hospital systems have increasingly acquired independent physicians, imaging centers, clinics, and surgical centers. He noted that the share of doctors working for corporate employers has increased substantially over the past 15 years. His argument is that fewer independent providers can mean less competition, fewer choices, and less downward pressure on prices. Another issue discussed was the tax-exempt status of nonprofit hospitals. Kerpen said approximately 80% of hospitals are nonprofits and argued that their tax-exempt status can provide an incentive to acquire additional property and facilities. He also criticized federal reimbursement policies, particularly Medicare policies that can pay more for the same service when a physician practice becomes part of a hospital system. Consolidation Across Health Care The discussion also examined consolidation among insurance companies and pharmacy benefit managers. Kerpen said insurance companies have acquired providers and pharmacy benefit managers, creating situations where an insurer may be involved on multiple sides of a health care transaction. He argued that the broader health care system needs greater competition and transparency, including reforms designed to give consumers more control over health care spending. Kerpen said some consumers may make poor financial decisions, but he said he generally believes individuals can be better stewards of their money when they have direct control over it. Political and Lobbying Challenges The conversation concluded with a discussion of the political challenges surrounding health care reform. Kerpen said hospitals have become major employers in many congressional districts, while the health care industry has developed substantial lobbying influence. He said that political dynamics can make bipartisan reform difficult and pointed to the large amount of money spent lobbying on health care issues. For listeners interested in Kerpen's health care reform proposals, he directed them to MostFavoredPatient.org, a project he said he has been working on with Steve Moore, Steve Forbes, and Tom Phillips.
The Chain Reactions Wrecking Healthcare Affordability: Facility Fees, Stark Law, and Noncompetes. Episode 529. Why do hospital facility fees keep pace with inflation while professional fees fall behind—and how did a law meant to stop kickbacks end up fueling a stipend economy instead? Stacey Richter talks with Eric Bricker, MD, founder of AHealthcareZ and former co-founder and chief medical officer of Compass Professional Health Services, about two action/reaction chains reshaping healthcare affordability: the facility-versus-professional-fee gap, and the Stark Law's unintended stipend economy driving hospital consolidation. Along the way: a $48,126 hospital charge for the same appendectomy that pays a surgeon $609, the AMA's $300 million CPT-code business, and how Tryon Medical Group in Charlotte, North Carolina, won back 90% of its patients by leaving its hospital employer. WHAT YOU'LL LEARN ✅ How separate physician "professional fee" and hospital "facility fee" billing streams have diverged so far that Medicare pays a surgeon $609 for an appendectomy while the hospital's published charge for it runs $48,126 ✅ Why the Stark Law's ban on hospitals paying physicians for referrals gave rise to "stipends"—flat annual payments that can range from $1 million to $50 million depending on hospital size, and how physician consolidation in fields like anesthesiology has pushed those stipends higher ✅ How "site unneutral" payment gaps incentivize hospitals to buy independent physician practices and shift services like echocardiograms into hospital settings to capture higher fees for identical care ✅ Why noncompete clauses trap physicians in incentive structures misaligned with patient care—and how Tryon Medical Group in Charlotte, North Carolina, sued to leave its hospital employer and kept over 90% of its patients ✅ Why self-insured employers (covering roughly 60% of Americans) and physicians organizing beyond fragmented specialty lines are healthcare's "two sleeping giants" ✅ Practical alternatives already in use: employer direct contracting, direct primary care subscriptions, and fixed-fee specialty models like the LA urology group paid on subscription for prostate cancer care WHY THIS MATTERS These two chain reactions—the facility-versus-professional-fee gap, and a well-intentioned law that quietly created a stipend economy—aren't abstract policy trivia. Together they drive the hospital consolidation and site unneutral payment schemes squeezing employers, taxpayers, and patients alike. As Stacey frames it, understanding how these action/reaction chains work is what it takes to reverse their direction toward more affordable, higher-quality care. The fix isn't waiting on Washington: it's employers and physicians—healthcare's two sleeping giants—using their leverage, whether through direct contracting, ending noncompetes, or simply voting with their feet. MENTIONED IN THIS EPISODE EP519 with Lisa Rosenbaum, MD: Apple Podcasts | Spotify | Other Apps LinkedIn Post by Payerset Instagram Reels by Elisabeth Potter, MD, on the AMA: Video 1, Video 2 Instagram Post by Graham Walker, MD EP437 with Brian Klepper, PhD: Apple Podcasts | Spotify | Other Apps EP472 with Eric Bricker, MD: Apple Podcasts | Spotify | Other Apps EP523 with Suhas Gondi, MD, MBA: Apple Podcasts | Spotify | Other Apps Article: AMA CPT Editorial Panel workgroups and committees EP524 with John Quinn: Apple Podcasts | Spotify | Other Apps EP525 with Cristin Dickerson, MD: Apple Podcasts | Spotify | Other Apps === LINKS ===
Almost 2% of U.S. GDP will be spent on AI infrastructure this year, nearly double 2025's figure. But beneath those headline numbers, the composition of that spending has quietly flipped: for the first time, dollars spent on running models in production now outweigh dollars spent training them. In this episode of TechSurge, host David Goldman speaks with Austin Lyons, a semiconductor analyst at Creative Strategies, co-host of the Semi Doped podcast, and author of the Chipstrat newsletter. Lyons previously worked as a hardware engineer at Intel and as a product manager on John Deere's autonomous tractor and Blue River Technology teams before turning to full-time chip industry analysis. The conversation opens with why AI buyers have moved from assembling commoditized parts to buying entire pre-integrated systems, tracing how Nvidia's rack-scale approach, exemplified by its 72-GPU Grace Blackwell racks, made turnkey deployment the default, and why that raises the bar for any chip startup trying to compete. Lyons and Goldman then unpack how inference workloads have split into two distinct problems, prefill and decode, and how that split created an opening for SRAM-based challengers to outperform general-purpose GPUs on decode speed. From there, the discussion turns to the rise of neoclouds, the GPU-rental companies that grew into public businesses worth well over $100 billion combined, and why so many traditional investors missed them. Lyons and Goldman work through the circular financing debate head-on: the mechanics of Nvidia's equity stakes, GPU-backed debt, and hyperscaler off-take agreements that critics compare to dot-com-era vendor financing, and the counterargument that demand is simply outrunning fixed supply. The episode closes on Lyons's own framework for identifying the next trillion-dollar chip company, built on four conditions including the ability to run trillion-parameter models at rack scale, beat an incumbent on a key performance metric, and land a frontier anchor customer, along with a look at how AI-assisted chip design is lowering the barrier for more companies, from OpenAI to electric vehicle makers, to design their own custom silicon. Sign up for our newsletter at techsurgepodcast.com for updates on upcoming TechSurge Live Summits and future episodes. Speaker Profiles and Links David Goldman: Partner, Celesta Capital Austin Lyons: Senior Analyst, Creative Strategies; Founder, Chipstrat; Co-host, Semi DopedLinkedIn: https://www.linkedin.com/in/austinlyons/Newsletter: https://www.chipstrat.com Further Reading and Resources Nvidia DGX GB Rack Scale Systems documentation: https://docs.nvidia.com/dgx/dgxgb200-user-guide/OpenAI and Broadcom – "OpenAI and Broadcom Unveil LLM-Optimized Inference Chip": https://openai.com/index/openai-broadcom-jalapeno-inference-chip/Chipstrat – Austin Lyons's newsletter: https://www.chipstrat.comSemi-doped: https://semidoped.com/ Timestamps 00:00 — No One's Brought a Chip to Market Built for LLMs01:21 — Introducing Austin Lyons02:16 — Why AI Buyers Now Buy Whole Systems, Not Parts08:18 — Nvidia's Margins and the Case for System Simplicity10:10 — Can a Startup Compete When You Have to Sell Systems?14:12 — Prefill vs. Decode: Splitting the Inference Workload24:51 — Fragmentation vs. Consolidation in AI Silicon28:22 — Why Investors Missed the First Wave of Neoclouds38:18 — The Circular Financing Debate48:29 — Lyons's Four Conditions for the Next Trillion-Dollar Chip Company About TechSurge:TechSurge Podcast shares the latest insights directly from legendary Silicon Valley leaders,daring new founders, and visionary technologists.Subscribe for weekly conversations into the intersection of technology advancement, market dynamics, and founder journeys.#AISilicon #LLMHardware #Nvidia #AIInference #TechPodcasts #AIInfrastructure
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Anthony explains why the Kawhi trade finally going through is good for the Lakers, gives his thoughts on the journalistic fallout from that fiasco and then puts together a consolidation trade he'd pull the trigger on to round out the roster with a buy-low candidate. Also in this episode is a quick story about Taj Gibson's camp that really impressed Anthony given the news of his retirement.
This week on Autonomy Markets, Grayson Brulte and Walter Piecyk are joined by special guest Jason Calacanis, one of the first investors in Uber, to debate his bull case on Uber, who wins the robotaxi endgame and whether local governments will cap the deployment of autonomous vehicles.Jason earns the first clappy hat of the episode for saying what few in the market will, Tesla is obsessed with safety. The incidents Waymo has absorbed would be showstoppers under Tesla, and Tesla knows it. Jason, who drives FSD daily on Hardware 4, puts the system at 98 percent of the way to Level 4 and wants to buy a Cybercab fleet.The robotaxi endgame, in Jason's view, comes down to manufacturing. A shift from 2 percent of global miles on rideshare to 30 percent requires more than 100 million autonomous vehicles and a $5 trillion fleet build-out larger than the AI data center build-out.Tesla wins the gold because it owns the factory. In Jason's opinion Waymo will have to buy a car company, likely Rivian or Lucid, after it spins out of Google and IPOs. Uber owns the demand and will take the rest of the market with its 20 partners, several of which Jason predicts will pivot to building only robotaxis. His market share call is 40 percent Tesla, 35 percent Uber and 15 percent Waymo.Walt pushes back on whether there is enough at the table for Uber's twelfth partner and questions whether any of them are close to Tesla or Waymo today, with 300 Nuro powered Lucid Gravity vehicles by June being a win. Jason counters that Nuro and Avride will be driver-out within 24 months and that no one else can afford the $100 to $300 per customer required to build another Uber-scale network.The sharpest debate of the episode is regulatory capture. Jason argues local governments will cap and license autonomous vehicles the way they did Airbnb, that drivers will be the first mass unemployment from AI and that Uber is right to negotiate a soft landing with unions.Grayson argues federal preemption is coming and that caps will disappear when a national framework arrives. The two settle it with a steak dinner bet on whether local communities or the federal government win the fight in the United States.Jason closes with his theory on Uber and his dream scenario of Travis Kalanick returning as CEO of Uber.Episode Chapters0:00 Jason Calacanis joins Autonomy Markets02:19 Cybercab Fleets04:04 Tesla's obsession with Safety07:27 Everywhere-All-at-Once Fallacy09:33 Uber Shutting Down ATG Was a Mistake12:51 The Gap Between Engineers and the Market16:37 Jason Calacanis on Why Waymo has to Buy a Car Company18:15 Uber's Surge Pricing Strategy19:16 Jason Calacanis' 40/35/15 Robotaxi Prediction25:58 Are Any of Uber's Partners Technically Close to Tesla or Waymo?30:23 Uber Eats is Half of Uber's business32:18 100 Unsupervised Robotaxi Benchmark33:37 Robotaxis in China35:31 Regulatory Capture Debate begins41:31 Steak Dinner Bet49:02 Personally Owned Autonomous Vehicles Impact on Shared Rides52:27 Waymo and Toyota moment to Watch in Q1 2755:30 Puke in Uber, Get a Bonus56:28 Travis Kalanick, CloudKitchens and Atoms58:08 What Travis Kalanick Would do Differently59:09 PIF, Lucid, Nuro and a Full-Stack Uber with-in 36 months1:06:16 Atoms Robotaxi Depot Play1:12:32 If and When Waymo Goes Public1:17:36 Why Japan needs autonomy1:20:46 The Next 12 months1:22:20 The Next Tesla Robotaxi format1:27:42 Autonomous Regional Travel1:29:47 Amazon, Google or Tesla should buy Uber1:31:39 Consolidation, First Dominos, Zipline, Wayve and Nuro1:34:52 Framing the BetFollow The Road to Autonomy Indices--------About The Road to AutonomyThe Road to Autonomy is the leading applied intelligence platform covering the convergence of automation, autonomy, and the Autonomy Economy.™.Through our podcasts, newsletter, and proprietary applied intelligence, we set the narrative for institutional investors, industry executives, and policymakers navigating the convergence of automation, autonomy, and economic growth.Join institutional investors and industry leaders who read This Week in The Autonomy Economy every Sunday. Each edition delivers exclusive insight and commentary on the autonomy economy, helping you stay ahead of what's next.Sign up for This Week in The Autonomy Economy newsletterSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
As The Trade Desk confronts negative growth guidance, executive turnover, and a 15% workforce reduction, media analysts Brian Wieser and Luke Stillman dissect the structural missteps behind the company's valuation drop.They reveal how an insistence on open-web transparency manifestos lost ground to buyer demands for price, convenience, and direct supply path performance.Key Highlights
Tariff tantrums and general weakness in the clothing retailer space have constricted shares in American Eagle Outfitters (AEO) throughout most of 2026. Rick Ducat highlights the key support and resistance levels to watch in the stock chart, including what he calls the "ultimate line in the sand" for support that will signal further downside action if broken. He also dresses up an example options trade for American Eagle. ======== Schwab Network ========Empowering every investor and trader, every market day.Options involve risks and are not suitable for all investors. Before trading, read the Options Disclosure Document. http://bit.ly/2v9tH6DSubscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – https://twitter.com/schwabnetworkFollow us on Facebook – https://www.facebook.com/schwabnetworkFollow us on LinkedIn - https://www.linkedin.com/company/schwab-network/About Schwab Network - https://schwabnetwork.com/about
To close out our four-part Back to basics discussion on consolidation accounting, we turn to presentation and disclosure. In this episode, we discuss how consolidated entities are reflected in the financial statements, the disclosure requirements for both variable interest entities (VIEs) and voting interest entities (VOEs), and what a company may need to disclose when it holds an interest in a VIE but does not consolidate it.Key topics and timestamps2:28 – The purpose of consolidated financial statements and the guiding frameworks6:20 – General consolidation presentation and disclosure principles8:28 – Principles and objectives for the presentation and disclosure of variable interests in VIEs, including from the perspective of: 12:51 – A holder of variable interests in a VIE, regardless of primary beneficiary status14:51 – A primary beneficiary of a VIE16:47 – An entity with variable interests in VIEs for which it is not the primary beneficiary21:05 – Presentation and disclosure for VOEsAdditional resourcesThis episode is part of our Back to basics series, where throughout the year we'll revisit core accounting topics. This is the fourth and final episode focused on consolidation. In the first three episodes, we covered the foundations of consolidation accounting, how to determine whether an entity is a VIE, and how to identify which party, if any, should consolidate a VIE.Back to basics: Consolidation–Getting startedBack to basics: Consolidation–Identifying a VIEBack to basics: Consolidation–Determining the primary beneficiaryLooking for more guidance on consolidation accounting? See PwC's Consolidation guide. For more on consolidation presentation and disclosure, see chapter 18 of our Financial statement presentation guide. Also, follow this podcast on your favorite podcast app and subscribe to our weekly newsletter to stay in the loop.About our guestsAlexander Martin is a partner in PwC's Deals practice who specializes in helping clients solve complex accounting, financial reporting, and business issues arising from deals, structured transactions, and other transformational events. With over 15 years of experience, Alexander has deep expertise in US GAAP and SEC reporting, gained through his roles as an advisor in PwC's Deals practice, a regulator at the SEC, and most recently as a partner in PwC's National Office.Matt Sabatini is a deputy chief accountant in PwC's National Office who helps clients and engagement teams navigate the accounting and financial reporting for complex transactions. He specializes in the accounting for M&A, consolidations, corporate reorganizations, recapitalizations, joint ventures, and other investments.About our guest hostDiana Stoltzfus is a partner in PwC's National Office who helps to shape PwC's perspectives on regulatory matters, responses to rulemakings and policy development, and implementation related to significant new rules and regulations. She is also one of the firm's technical experts on sustainability reporting. Prior to rejoining PwC, Diana was the Deputy Chief Accountant in the Office of the Chief Accountant (OCA) at the SEC where she led the activities of the OCA's Professional Practices Group.TranscriptsTranscripts available upon request for individuals who may need a disability-related accommodation. Please send requests to us_podcast@pwc.com.Did you enjoy this episode? Text us your thoughts and be sure to include the episode name.
"I think what dies is when you have someone show up and they don't actually understand the problem they're solving and they can't relate to a builder."That's Brett Dahmer, CFO of Performance Contracting Group, on what actually kills a vendor pitch inside a 60+ office, employee owned specialty contractor.We sat down with Brett for a rare finance side view of ConTech decisions. He walked us through:BarrierCube Ventures, PCG's own venture arm, and why a contractor started writing cheques into startupsThe Track3D investment, and what happens when you're both a startup's investor and its biggest customerThe line KP Reddy gave him early on that he still uses to size up every founderBrett's quick fire answer on ROI in construction tech is worth the listen alone. A vendor once quoted him a figure for a company he knows personally, and it didn't hold up.Full episode live on Youtube and Spotify. #aec #bricksandbytes #construction #constructiontech #vcOur Sponsors:BreadCrumb- 50,000+ projects globally. All running safer, faster, with Breadcrumb. - breadcrumb.coAphex is the multiplayer planning platform where construction teams plan together, stay aligned, and deliver projects faster – check out aphex.coArchdesk - “The #1 Construction Management Software for Growing Companies - Manage your projects from Tender to Handover” check archdesk.comChapters00:00 Intro01:00 Introduction to Brett Dahmer and Performance Contracting03:53 The Role of Technology in Construction08:51 Establishing a Venture Arm: Barrier Cube Ventures11:30 CFO Perspectives on Technology Investments17:19 Investing in Track Free D: A Case Study22:43 The Dual Role: Investor and Customer26:19 Challenges in Selling Technology to PCG26:49 Understanding the Pain Points in Problem Solving28:01 The Importance of Humility in Innovation29:57 Navigating Technology Implementation in Construction33:12 Consolidation of Technology for Efficiency35:13 Exploring Robotics and Automation in Construction37:32 Evaluating New Solutions: The First Questions40:12 The Role of Empathy in Founders' Pitches42:40 Reflecting on Investment Trends in Construction Tech45:37 Challenges of Fragmentation in the Construction Industry
The warnings are becoming more extraordinary, while the response remains remarkably ordinary.As the Trump Regime makes increasingly overt moves around the midterms, Sam talks with historian, author and Refuse Fascism leader Paul Street about where we are now: how far fascist consolidation has advanced, how extraordinary acts become normalized even as more people recognize the danger, and why recognition alone doesn't necessarily lead to resistance.What accounts for the gap between widespread opposition and sustained action? And what turns recognition of the danger into people acting to stop it?Paul Street is a historian, author, longtime contributor to CounterPunch and a leader of Refuse Fascism. Read his writing at The Paul Street Report on Substack.*This conversation was recorded prior to the AfD victory.Mentioned in this episode: The Latest in the Trump Fascist Assault on Mail-in BallotsWeek of August 30: Atrocities at a Dizzying PaceIt's the Power, Stupid: Dancing in the Dark, Part 4 by Mark Medish & Joel McClearyText REFUSE to 855-755-1314 or sign up online, follow @RefuseFascism on social media (@RefuseFashizm on TikTok) and our YouTube channel: @Refuse_Fascism.Support:Subscribe to Refuse Fascism on Substackpatreon.com/refusefascismdonate.refusefascism.orgVenmo: Refuse-FascismBuy merch (Big Cartel)Buy merch (Fourth Wall)Music for this episode: Penny the Snitch by Ikebe Shakedown
Steve Blough of Infios talks about 2026 peak season - the state of the market, from challenges to rates; the capacity crunch; & the role of AI and new tech. IN THIS EPISODE WE DISCUSS: [02.33] Steve's career background, his key areas of focus in supply chain, and the challenges he currently hears from shippers and carriers. "Capacity is tight, rates are high, and shippers are taking a hard look at how they're moving freight." [06.41] The state of the market in 2026 and why capacity is a big challenge. "Capacity has contracted so much faster than anyone thought it would… So, when you look at the market, it's a demand story not a supply story." [08.41] What rates look like now, and where Steve expects them to go through the remainder of 2026. "Spot rates are climbing and as they climb… some of the carriers guaranteed capacity has evaporated." [13.49] 2026 peak season and why it's arriving earlier than usual, from tariff fear to changes on the Panama Canal. [16.47] How current challenges and technologies are changing the way shippers operate, communicate, and seek out partners. "That communication backbone, and the need to get data back and forth quickly, has become critical." [18.37] Why the capacity crunch is a network problem, not a rate problem, and an example of an Infios client leveraging the capacity in their network to move more goods at lower rates. "Everyone can win by looking broadly." [21.09] Why good data and communication between systems are critical. "As systems and solutions have got more modern, APIs have made those communications much easier.. So one of the things that excites me most about AI is the ability to improve data." [23.04] What network-level decision-making actually looks like in practice, compared to the lane-by-lane process most teams are still running. "It's not just looking at something and going: "I should put that in a truck." It's: "Should I do intermodal, truckload, parcel, zone-skipping… With all the different modes, what's the right thing to look at with the freight I have now?" [25.43] Consolidation, and the capacity hiding inside a shipper's own network that most companies aren't using. [28.42] Whether tighter capacity creates more business risk. [30.36] What AI can actually do for a shipper during peak season, and technology's role looking ahead. [34.28] How much autonomy we should give AI as organizations look to manage effective automation, risk, cost and people. [35.36] An overview of Infios, and what it means to deliver Intelligent Supply Chain Execution. [38.06] What shippers should focus on between now and the holiday peak. RESOURCES AND LINKS MENTIONED: Head over to Infios' website now to find out more and discover how they could help you too. You can also connect with Infios and keep up to date with the latest over on LinkedIn or YouTube, or you can connect with Steve on LinkedIn. If you enjoyed this episode and want to hear more from Infios, check out: 544: How To Move Toward Intelligent, Connected Execution, with Infios 532: Turning Purposeful AI into Business Outcomes, with Infios 520: Enter the New Era of Supply Chain Management, with Infios Check out our other podcasts HERE.
AV is consolidating fast, and the real debate is no longer whether it will continue, it's whether customers will actually benefit from it. Meanwhile, Sony and VITEC put partnerships front and center: “The next competitive advantage may come from how well your technology works with someone else's.”The video version of this podcast can be found here.Tim Albright and his industry expert guests return for another must-watch AVWeek episode exploring the latest moves shaping commercial AV. This week, they unpack the impact of consolidation on the industry and discuss why partnerships, compatibility, and broader technology relationships are becoming harder for manufacturers and customers to ignore.Host: Tim AlbrightGuests:Jennifer Weaver – AVIXAGeorge Chacko – Pace UniversityJason Haynie – Q2This Week In AV:Inavate – NDI Hits 1.2 Million HardwarerAVe Pubs – Jabra Launches Jabra ReachAV Buyers Club – Epson Launches All-in-One dvLEDAV Magazine – Apple's New Mini Mac Includes USB-CCommercial Integrator – Sony's 2026 AV Tech Expo DatesRoundtable Topics:AV Magazine – AV Consolidation and MergersrAVe Pubs – Sony & VITEC PartnerSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
Episode 406 explains how movement prepares the brain but does not guarantee learning. It traces the full sequence—movement, RAS-driven readiness, salience and relevance, focused attention, encoding, retrieval and repetition, and recovery and sleep—that turns activation into lasting memory and performance. The episode offers practical steps in a Move–Focus–Learn protocol: use brief movement to create readiness, clearly identify and remove distractions for one learning target, interact with material in meaningful ways, practice retrieval and spaced repetition, and protect recovery to support consolidation. Listeners are encouraged to test these simple experiments for school, work, or personal learning to make experience more usable and improve attention, memory, and performance. ON THIS EPISODE, YOU'LL LEARN: ✔ Why movement prepares the brain but does not guarantee learning ✔ How attention directs the capacity movement creates ✔ Why meaning and emotional relevance capture attention ✔ The difference between paying attention and actually learning ✔ How retrieval and repetition help new information stick ✔ How seeing, hearing, explaining, and applying an idea can help us remember it ✔ How restorative sleep supports memory and learning ✔ A practical Move–Focus–Learn Protocol for school, work, or your own personal learning The central idea is simple: Movement opens the window. Attention determines what enters. Repetition strengthens what remains. And recovery helps the brain integrate what it has experienced. Welcome back to the Neuroscience Meets Social and Emotional Learning Podcast, where we bridge neuroscience, social and emotional learning, and human performance so we can create measurable improvements in our well-being, achievement, leadership, productivity, and results. I'm Andrea Samadi, and if you've been following along through Season 16, you'll know that we have been building what I call The Brain's Operating System for Human Performance—a neuroscience-based framework designed to help us understand how the different systems of the brain and body work together to influence how we learn, adapt, connect, lead, and ultimately, how we perform. We are currently in Phase 3, focused on Movement, Learning, and Cognition. As I prepared for this phase, I went back through more than 400 episodes of the podcast and organized them according to the five phases of this framework. I wanted to see whether any patterns would emerge. And some did. Phase 1, Regulation and Safety, includes 57 episodes. Phase 2, Neurochemistry and Motivation, includes 41 episodes—the smallest category, possibly because this is the area I have explored the least with my learning. Phase 3, Movement, Learning, and Cognition, includes 174 episodes—the largest category by far. Phase 4, Perception and Social Intelligence, includes 68 episodes. And Phase 5, Integration and Meaning, includes 71 episodes. When I saw that 174 episodes—more than 40 percent of the entire podcast—fit into Movement, Learning, and Cognition, it immediately showed me where much of my curiosity has been directed over the years. I have always been fascinated by learning: How do we prepare the brain to learn? What captures our attention? Why do some ideas (or people) remain with us while others disappear? How does knowledge become something we can retrieve, apply, and actually use to improve our lives? And while I am spending most of my spare time hiking, or at the gym over the years, I wonder, how does this movement that I'm doing help to improve my attention, or memory, and finally, where does recovery fit into this process? The past few weeks, I'm finally connecting the dots with how important recovery is with this equation. I'm also learning how to determine what's important to me. John Medina's Brain Rules book explains what holds our attention. He reminds us that “we don't pay attention to boring things (or people).[i] As we continue through these five phases of The Brain's Operating System for Human Performance, I'm especially curious about how we will move beyond understanding these lessons, to begin implementing what we are learning, and connecting more ways to improve how we learn, adapt, connect, lead, and ultimately perform in our day to day lives. That will become an important part of the upcoming workbook—which is a practical way for each of us to identify what we have already strengthened, where gaps may remain, and which specific actions can help us to improve our own learning, well-being, and performance. Because the purpose of this 5 Phase Framework is not simply to collect more information about the brain. It is to understand how the systems connect—and then use that understanding to create meaningful change. “Attention Is the Gate—How Movement Becomes Learning.” For today's Episode 406, we'll connect Dr. John Medina's Brain Rules to the Movement Loop we have been building throughout Phase 3—and answer the next important question: Once movement activates and prepares the brain, what determines whether that readiness becomes lasting learning? You can review our full interview with John Medina from EP 42[ii] from February 2020. (find the link in the reference section of the show notes). INTRODUCTION: THE MISSING STEP We have spent this phase so far, examining how movement changes the brain. Dr. Chuck Hillman and Paul Zientarski[iii] showed us that movement prepares the brain for learning. Dr. John Ratey[iv] helped us understand how exercise influences neurochemistry, BDNF, and neuroplasticity. Dr. Kristen Holmes[v] showed us that recovery helps determine whether strain becomes adaptation. And our restorative-sleep episode explored where some of that recovery, adaptation, and integration may occur. But one important question remains: A brain can be activated, chemically prepared, and physiologically ready—but what determines what it actually learns? The answer begins with attention. Movement may create the readiness to learn, but readiness alone is not learning. The brain must still select what matters, focus on it, interact with it, encode it, revisit it, and eventually integrate it. That gives us the pathway we will explore today: Movement creates readiness. But what is the filter in our brain that helps us to focus on the things that are most important to us. What gives us the ability to pay attention to something? The RAS- or The Reticular Activating System. Before we continue, let's remind ourselves what the RAS is. The RAS—or reticular activating system—is a network of neurons extending through the brainstem that helps regulate wakefulness, alertness, and our readiness to respond to incoming information. We explored this system previously in Episode 272, “Priming the Reticular Activating System to Achieve Our Goals.” In that episode, we described the RAS as a type of filter that helps us notice information connected to what we have identified as important. For example, once you decide that you are interested in a particular type of car, you may suddenly begin seeing that car everywhere. That's the RAS filtering system in our brain. The cars were already there, but your attention now has a reason to prioritize them. In Episode 272[vi], we applied this idea to goal-setting. When we clearly identify an intention, we may become more likely to notice relevant information, opportunities, and connections that were previously present but did not receive our attention. That explanation gave us a useful starting point. But here in Episode 406, we can add more precision. The RAS is not a tiny gatekeeper sitting in the brain and personally deciding what we will learn. It is part of a broader network that helps maintain the level of arousal and alertness required for our attention. It helps the brain become available to notice whatever it is that is important to us. Then salience, relevance, emotion, intention, and our current goals help determine what receives priority. Focused attention directs our limited cognitive resources toward the selected information. Next, encoding and repetition help strengthen what we want to focus on. And recovery and sleep help to further support its consolidation and integration. So our expanded Movement Loop now looks like this: you can see an image in the show notes to expand this understanding. Movement supports brain activation. RAS helps the brain become awake, alert, and ready to pay attention. Salience and relevance (or what matters the most to us) helps to determine what receives priority. Our focused attention selects what gets our priority. Encoding and repetition further strengthens this pathway. Recovery and sleep (that we've dove deep into) support consolidation and integration. And together, these processes increase the likelihood that experience becomes learning—and that learning becomes available for future performance. Whatever it is that we have put our attention on, is now made usable. This shows us how our understanding has evolved since Episode 272, three years ago. Then, we were asking: How can our intention help us notice what matters with the attainment of our goals? Now, years later, with more understanding, we are asking: Once the brain is alert and something important has captured our attention, what sequence of events must occur for that information to become lasting learning? We are no longer asking only what must remain top of mind so we can notice opportunities connected to our goals. We are asking what happens next: How does something we notice become something we understand? How does something we understand become something we remember? And how does something we remember become knowledge or a skill we can retrieve, apply, and use to improve our performance? This is where Dr. John Medina's Brain Rules help us to connect the pieces. Let's begin with Lesson One: Lesson 1: Movement Creates Readiness—Not Guaranteed Learning Movement can increase alertness, circulation, and readiness for cognitive work. But why might movement have such a powerful relationship with the brain? Dr. John Medina explains this through an evolutionary lens. His point is that the human brain did not develop while we were sitting motionless at desks or staring at screens. It developed while human beings were moving through changing outdoor environments, solving immediate problems, and continually responding to the world around them. Let's listen to how he explains it. CLIP 1 John Medina “The human brain was designed to solve problems related to surviving in an outdoor setting, in unstable meteorological conditions—and to do so in constant motion. The constant motion is where the exercise comes in. But the rest of that—the more a school, or any of us, can recreate the world of the Serengeti, the place where this brain actually grew up, the better things are. And exercise, particularly outdoor exercise, is a terrific example of this idea.” When Medina refers to the Serengeti, I don't think he is suggesting that schools should literally recreate the dangers or conditions of an ancient environment. He is giving us an evolutionary picture of the conditions under which the human brain developed: We moved. We navigated changing environments. We encountered new sensory information. We solved problems. We adapted to uncertainty. And we did these things together rather than remaining physically still for most of the day. Outdoor movement may bring several of these conditions together. We are moving our bodies while also responding to changes in light, temperature, terrain, sound, distance, and direction. This helps explain why movement belongs at the beginning of our Movement Loop. But it also brings us to an important distinction: Movement creates readiness. It does not guarantee learning. A student can move before class and still become distracted. A leader can exercise before work and still spend the morning reacting to notifications. An athlete can warm up physically without becoming mentally focused on the strategy or skill required next. Movement can help activate the system. The RAS in the brain helps us become awake and alert. But the brain must still determine what stands out, what is relevant, and what deserves focused attention. Movement opens the window. Attention determines what enters through it. Our Key lesson: Movement prepares the brain. Attention directs the preparation. PUT THIS INTO ACTION Before your next period of demanding cognitive work, use movement to create a window of readiness. Take a five-to-ten-minute walk, complete a brief movement break, stretch, or choose another form of movement appropriate for your ability and environment. But do not move without deciding what comes next. Before you begin, identify the specific task you will return to: “When this movement break ends, what will receive my attention?” For a student, it might be the first problem on a math assignment. For a leader, it might be the one decision that requires uninterrupted thinking. For an athlete, it might be the cue, strategy, or skill that needs to remain at the center of practice. Movement creates the opportunity. A clear intention helps direct what happens next. Your experiment is: Move briefly, choose one target that you want to complete with this intention, and begin that task immediately after the movement ends. Lesson 2: Attention Is the Gate In EP 395[vii], we examined what captures attention: Meaning Emotion Relevance Intention Reward Human connection Now today's episode shows how we move beyond why the brain notices something and explains what attention does after movement has prepared the system to learn. Attention acts as a filter. The brain encounters more information than it can consciously process, so it must select what receives priority. This creates the bridge: Brain activation creates capacity. Attention distributes that capacity. Our Key lesson: What the brain does not attend to has little opportunity to become lasting learning. Andrea's Application This distinction between brain capacity and cognitive efficiency became personal for me when I reviewed the results of my 2020 brain scan. We covered this topic on EP 84[viii] and we will do a thorough review of what was learned with our brain scans at Dr. Daniel Amen's CA Clinic. The evaluation that I received after my scan was completed with Dr. Shane Creado, suggested that I had areas of strong capacity, but that my brain appeared to be working harder than necessary to complete certain tasks in the cognitive testing. A possible contributor we discussed was sleep deprivation. I want to be careful here: a SPECT scan is not a direct measurement of attention or learning, and my results cannot tell us that insufficient sleep caused a specific attention pattern. But the experience gave me a useful way to think about what we are learning today. Having cognitive capacity does not necessarily mean that we are using that capacity efficiently. I may be motivated, active, and ready to work—but if I am under-recovered, under-slept, distracted, or trying to process too many competing inputs, my brain may have to expend more energy to sustain focus. This helped me understand the Movement Loop at a more personal level: Movement can help activate my brain. Attention gives that activation a target. But recovery may influence how efficiently I can sustain that attention and use it for learning. My scan did not define what my brain could do. It gave me another reason to examine the conditions under which my brain performs at its best. PUT THIS INTO ACTION Before asking yourself—or someone else—to focus, make the target of attention clear. Start by completing this sentence: “The most important thing to notice right now is…” Then reduce the competition around it. We all know to do this. Silence unnecessary notifications. Close unrelated tabs. Remove extra materials from view. Avoid asking the brain to switch repeatedly between tasks. If you are teaching, make the relevance visible: “Why does this matter?” “What should students be listening or looking for?” “How does this connect to something they already know?” If you are working independently, write your one priority clearly where you can see it. Remember, the goal is not to force the brain to attend to everything. The goal is to help it identify (with your RAS-that filter in your brain) what deserves your priority. Your experiment is: Choose one target, (something you want to accomplish) remove as many unnecessary sources of interference as possible, and create one meaningful reason to pay attention. This also helps explain why keeping your desk clear, your closet organized, or your car tidy may make you feel calmer and more focused. How we do anything is how we do everything. Every object, notification, unfinished task, or piece of visual clutter can become another potential signal competing for your attention. That does not mean everything must be perfectly organized before you can begin (while some of us would prefer to work this way), perfection can become its own form of interference. Just get started. It simply means that when you reduce unnecessary visual and mental competition, you make it easier for the brain to recognize the priority in front of you. Clear the space. Name the target. Create the relevance. Then give the task your full attention. Lesson 3: Attention Is Necessary—but It Is Not Enough Paying attention to information once does not guarantee that it will be remembered. This is where Dr. Medina's memory rules enter: Repeat to remember. Remember to repeat. The first refers to giving new information more than one opportunity to be encoded. The second points toward revisiting information over time. This allows you to extend the Movement Loop: Movement prepares the brain and body. Attention selects what to focus on. Retrieval and Repetition strengthens our focus. Recovery helps us to integrate what we are learning. PUT THIS INTO ACTION After learning something new, do not immediately reread it. First, look away from the material and try to retrieve it. Ask yourself: “What were the three most important ideas?” “How would I explain this without looking at my notes?” “What can I remember on my own?” Retrieval reveals the difference between recognizing information and actually being able to access it. Then return to the material, check what you missed, and retrieve it again later—after an hour, the next day, or several days afterward. For students, this could mean closing the textbook and explaining the lesson to a partner. For professionals, it could mean summarizing a meeting before reviewing the notes. For personal learning, it could mean recording a short voice memo explaining the idea from memory. Your experiment is: Learn it once, retrieve it without looking, and schedule a brief return to it later. See if you can remember it. Attention begins the pathway. Retrieval and repetition help strengthen it. Andrea's Application This lesson reminded me of one part of the cognitive testing that accompanied my brain scan at Amen Clinics: a Continuous Performance Test, or CPT. In the version I completed, letters appeared on a computer screen. The instruction was to press a button whenever a letter appeared—except when the letter was X. This type of task may sound simple, but it requires you to remain attentive over time, respond consistently, and inhibit your automatic response when the target letter appears. My results indicated that this was an area in which I did not perform as strongly. Looking back, I remember hearing the basic instruction: press the button for every letter except X. But I do not remember fully appreciating that the speed and consistency of my responses also mattered. This gave me an important real-life lesson: Hearing an instruction is not the same as accurately encoding everything the task requires. Before beginning something important, pause and ask: “What exactly am I being asked to do?” “What details determine successful performance?” “Can I explain the instructions back in my own words?” And, when appropriate, write down the key steps before beginning. This applies in a classroom, during a meeting, while completing an assessment, or whenever accuracy matters. First, attend to the full instruction. Then restate or retrieve it. Clarify anything that is missing. And only then begin the task. My experience showed me that attention is not just about working harder or concentrating more intensely. It is also about identifying the correct target—and making sure we understand the complete task before directing our effort toward it. Lesson 4: Learning Becomes Stronger When It Has More Than One Path Dr. Medina's Brain Rule #9 about sensory integration and vision(meaning our brains learn and remember best when multiple senses—like sight, sound, and touch—are engaged at the same time) give you the practical learning background to involve ALL of your senses. While teaching and learning you can ask: Can I see it? Can I hear it? Can I explain it? Can I demonstrate it? Can I connect it to something I already know? Can I apply it physically or practically? The goal is not sensory stimulation for its own sake. It is to provide clear, relevant pathways through which the learner can interact with the information. Our Key lesson: The more meaningfully we interact with information that we are learning, the more opportunities the brain has to encode and retrieve it. PUT THIS INTO ACTION Choose one idea you want to remember and interact with it in at least two meaningful ways. You might: See it in a diagram. Hear it explained. Say it in your own words. Write or draw it. Teach it to someone else. Demonstrate it physically. Connect it to a previous experience. Or apply it to a real problem. The goal is not to add noise or stimulation. More input is not automatically better. Each interaction should make the idea clearer, more relevant, or easier to retrieve. For example, instead of only reading about the Movement Loop, you could draw the sequence, explain it aloud, and identify where it appears in your own daily routine. Your experiment is: Take one important idea and represent it in two different, meaningful ways. The more deeply we work with information, the more opportunities the brain has to encode and retrieve it. Andrea's Application If you have been listening to this podcast for a while, I'm sure you have noticed that when I organize an idea into a framework—or represent it in a visual graphic—it begins to come to life. I can see how the pieces from past episodes connect, can explain the concept more clearly, and retrieve and apply it to my life more easily. It's also difficult to forget something when there's a visual image connected to it if you are the type of learner who needs to see something to make it stick in your memory. LESSON 5: RECOVERY HELPS LEARNING CONTINUE AFTER ATTENTION ENDS So far, we have followed learning through four important steps: Movement prepares the brain and body. RAS helps “turn on the lights,” allowing us to become awake, alert, and ready to respond. Next, the brain begins identifying what might be important to us. Salience refers to something that stands out—perhaps because it is new, unexpected, emotional, or connected to a possible reward or threat. Relevance refers to how closely that information connects to our goals, needs, experiences, or interests. In simple terms: Salience asks, “What stands out?” Relevance asks, “What matters to me?” Attention through the RAS next directs the brain's spotlight toward the information selected for deeper processing. Imagine a flashlight shining on whatever it is that you have picked to be important to learn. Encoding creates the initial memory. Retrieval and repetition strengthen it. But learning does not necessarily end when we close the book, leave the classroom, finish the meeting, or stop practicing. The brain still needs time to stabilize, organize, and connect what we learned. This is where recovery and sleep enter the Movement Loop. SLEEP IS AN IMPORTANT PART OF LEARNING Sleep is not a period when the brain simply switches off. While we sleep, the brain continues processing information from the day. Newly encoded memories may be reactivated, strengthened, reorganized, and connected with knowledge we already have. This is called memory consolidation. In simple terms, consolidation helps make a new memory more stable and easier to access later. Deep non-REM sleep and REM sleep may support different but overlapping parts of this process. Deep sleep is associated with physical restoration and the consolidation of certain facts and experiences. REM sleep has been associated with emotional learning, procedural skills, creative connections, and integrating new experiences with older memories. But we should not think of these as completely separate jobs. Deep sleep and REM are parts of a repeating sleep cycle, and both may contribute to learning. This is why I use the phrases: Deep sleep helps me recover from the hard work I did that day. REM may help me integrate what I experienced and what it meant to me. The word “may” matters because sleep is more complex than saying that deep sleep only restores the body and REM alone integrates learning. The most important lesson is this: What we focus on while we are awake gives the brain something to work with while we sleep. Retrieval and repetition strengthen the information before sleep. Then sleep provides conditions that can help stabilize, organize, and connect what we learned. THE MOVEMENT LOOP IN SIMPLE TERMS Let's put the complete cognitive side of the Movement Loop into simple language. MOVE—to prepare the brain and body. BECOME READY—RAS- in the brain helps us become awake, alert, and available to respond. NOTICE—salience helps something stand out because it is new, emotional, unexpected, rewarding, or potentially threatening. RELEVANCE—relevance helps the brain recognize how that information relates to our goals, needs, interests, or previous experiences. ATTENTION—directs our mental resources or a spotlight toward the selected information. ENCODE—begins forming a memory of what we are focused on. RETRIEVE AND REPEAT—strengthens the memory and makes it easier to access again. RECOVERY and CONSOLIDATION—so the brain and body can restore, and sleep can support memory consolidation. Leading us to-- INTEGRATION—to connect the new learning with what we already know. APPLY—Making the learning available and ready to use when we need it. So, in its expanded form, the Movement Loop looks like this: Movement → RAS-Supports Readiness → Salience and Relevance (what's important to us)→ Focused Attention → Encoding (forms the memory of what we are focused on)→ Retrieval and Repetition (to strengthen the neural pathway) → Recovery and Consolidation (important for the brain and body to be rested and recovered)→ Integration (connect new learning with what we already know)→ NEW Learning and Performance (ready and available for us whenever we need it). Here is an even easier way to remember how we LEARN: Move. Wake or Get Ready. Notice. Focus. Form a Memory. Strengthen it. Recover it. Connect it. Use it. Movement prepares the system. The RAS helps us become alert. Salience and relevance identify possible priorities. Attention selects the target. Encoding begins the memory. Retrieval and repetition strengthen it. Recovery and sleep help stabilize it. Integration connects it. And application makes it useful. These stages do not always occur in a perfectly straight line. We may notice something before we are fully focused on it. We may need several rounds of encoding and retrieval. We may sleep on an idea and understand it differently the following day. Or we may try to apply what we learned and discover that part of the pathway still needs strengthening. That is why this is a loop rather than a one-way process. Application produces feedback. That feedback shows us what we understand, what we can retrieve and use, and what still requires attention, repetition, or recovery. Then that feedback guides the next cycle of learning. We move again. We become ready. We direct our attention toward what matters. And with each cycle, we build learning that becomes more accessible, adaptable, and useful in our performance. PUT THIS INTO ACTION Before ending your next learning or work session, take one minute to ask: “What is the most important thing I want to remember?” Without looking at your notes, write down the central idea in your own words. Then decide when you will retrieve it again—perhaps later that day or the following morning. After that, give yourself permission to recover. When your attention is fading, another exhausted hour may not be as valuable as a break or a full night of sleep. The following day, try to retrieve the idea again before looking at your notes. Notice what remained accessible and what needs another repetition. Your experiment is simple: Summarize it. Sleep on it. Retrieve it again. Because learning begins while we are awake—but recovery and sleep help the brain continue the work. The Move–Focus–Learn Protocol BRINGING THE FIVE ACTIONS TOGETHER Here is the full Move–Focus–Learn experiment: Test this in school, work or personal learning: Use a brief walk or appropriate movement break before demanding cognitive work. This is what I told Dr. Medina 6 years ago is the only way I'm able to stay focused on writing difficult topics, like this one. Identify the one thing that deserves your attention next. Pick one priority you will focus on. Remove interference. Reduce unnecessary notifications, competing tasks and distractions. This can take a few minutes ahead of time, but keeps the learning slate clean so to speak. Create relevance. Ask, “Why does this matter to me—or to this learner?” Interact with the information you want to learn. Explain it, visualize it, discuss it, demonstrate it or apply it. Retrieve it. Close the book or screen and recall the important ideas without looking. Repeat it later. Return to the information after time has passed. Protect recovery. Allow sleep and recovery to support the next stage of learning. REVIEW AND CONCLUSION As we close out Episode 406, I want to return to the question we began with: Once movement activates and prepares the brain, what determines whether that readiness becomes lasting learning? The answer is not one single process. Learning emerges through a sequence of connected conditions: The brain and body must become ready. Something must stand out and feel relevant. Attention must select it. The information must be encoded. It must be retrieved and revisited. And recovery and sleep must provide opportunities for consolidation and integration. Dr. John Medina's Brain Rules helped us follow this sequence through five key lessons. LESSON 1: EXERCISE PREPARES THE BRAIN Movement helps create biological conditions that support alertness, attention, and cognition. The RAS contributes to this process by helping us become awake, alert, and ready to respond. But movement creates an opportunity—not a guarantee. A prepared brain still needs direction. LESSON 2: ATTENTION SELECTS WHAT MATTERS The brain encounters far more information than it can consciously process. Salience helps us notice what stands out. Relevance connects that information to our goals, needs, interests, or previous experiences. Attention then directs the brain's spotlight toward the selected target. Movement may create greater readiness, but attention determines where that readiness goes. LESSON 3: RETRIEVAL AND REPETITION STRENGTHEN WHAT ATTENTION BEGINS Paying attention once may create familiarity, but familiarity is not the same as learning. Encoding begins the memory. Retrieval asks the brain to locate that information again. Repetition gives us additional opportunities to strengthen our access to it. This is why explaining an idea without looking at our notes can be more useful than simply rereading it. Attention begins the pathway. Retrieval and repetition help make it last. LESSON 4: MEANINGFUL INTERACTION HELPS LEARNING STICK We can strengthen encoding by interacting with an idea in more than one meaningful way. We might see it, hear it, explain it, draw it, demonstrate it, or apply it. The goal is not to add as much stimulation as possible. The goal is to give the brain clear and relevant ways to understand, represent, and later retrieve the information. This is something I have experienced while creating this podcast. When I organize an idea into a framework or bring it to life in a visual graphic, I can see how the pieces connect. That helps me explain the idea more clearly, remember it more easily, and apply it more effectively. LESSON 5: RECOVERY ALLOWS LEARNING TO CONTINUE Learning does not necessarily end when we close the book, leave the classroom, finish the meeting, or stop practicing. During sleep, newly encoded information may be reactivated, stabilized, reorganized, and connected with existing knowledge. Deep non-REM sleep and REM sleep may contribute to this process in different but complementary ways. This is why recovery is not separate from learning. Recovery is part of the learning process. PUTTING THE MOVEMENT LOOP TOGETHER The complete cognitive side of the Movement Loop now looks like this: Movement prepares the brain and body. RAS-supported arousal helps us become awake and alert. Salience and relevance help identify possible priorities. Attention selects the target. Encoding begins the memory. Retrieval and repetition strengthen it. Recovery and sleep support consolidation. Integration connects the new learning with what we already know. And application makes that learning available when we need it. Or, in its simplest form: Move. Wake. Notice. Focus. Form. Strengthen. Recover. Connect. Use. Movement creates readiness. Attention provides direction. Encoding begins the memory. Retrieval and repetition strengthen the pathway. Recovery supports consolidation and integration. And application turns what we have learned into improved performance. Together, these processes help turn activity into lasting learning. FINAL THOUGHT This is not the first time we have explored Dr. John Medina's work, but each return has allowed us to ask a different question. In Episode 42[ix], we asked: How should schools and workplaces change when we understand the brain? In Episode 370[x], we asked: How can neuroscience and emotional regulation improve learning environments? In Episode 395[xi], we asked: What captures attention and motivates behavior? And here in Episode 406, we asked: How does an activated and attentive brain convert an experience into learning? That question has helped us add important detail to the Movement Loop. Movement alone does not create learning. Attention alone does not create lasting memory. Repetition without meaning may not produce understanding. And effort without recovery may not give the brain the conditions it needs to consolidate and integrate what happened. Each part of the process matters. Before we close, consider these questions: What are you preparing your brain to notice? Where is your attention going after you move? Are you interacting with important information deeply enough to encode it? Are you retrieving what you are learning—or merely rereading it? And are you protecting the recovery that allows learning to continue? Because what we repeatedly attend to, retrieve, and apply begins to shape what we know, what we can do, and how we perform. PREPARING FOR EPISODE 407 Movement can prepare the brain. Attention can direct it. Encoding can begin the memory. Retrieval and repetition can strengthen it. And recovery can help consolidate and integrate it. But every part of this process requires energy. The brain needs energy to direct attention, form memories, regulate behavior, and sustain performance. The body needs energy to move, adapt, recover, and begin the cycle again. So in Episode 407, we will revisit Jason Wittrock's work through a more current and carefully defined lens. We'll examine his experience with nutrition and fasting as an applied practitioner and personal case study, while comparing those ideas with current evidence surrounding nutrition, blood-sugar stability, metabolic flexibility, recovery, and performance. Because the brain and body cannot sustain performance without the energy required to power the system. I'll see you next time as we ask: How does metabolic health influence our capacity to move, learn, recover, and perform? RESOURCES Clip 1 with Dr. John Medina https://www.youtube.com/shorts/zDItOHAc8qQ Full Interview with Dr. John Medina https://www.youtube.com/watch?v=CFzg5nQnEMs REFERENCE [i] John Medina's Brain Rule #4 https://brainrules.net/article/attention/ [ii] Neuroscience Meets Social and Emotional Learning Podcast EPISODE 42 with Dr. John Medina on “Implementing Brain Rules in Schools and Workplaces of the Future” https://andreasamadi.podbean.com/e/dr-john-medina-on-implementing-brain-rules-in-the-schools-and-workplaces-of-the-future/ [iii]Neuroscience Meets Social and Emotional Learning Podcast EPISODE 403 https://andreasamadi.podbean.com/e/movement-first-how-a-20%e2%80%91minute-walk-lights-up-the-brain/ [iv]Neuroscience Meets Social and Emotional Learning Podcast EPISODE 404 https://andreasamadi.podbean.com/e/movement-matters-how-every-move-rewires-the-brain/ [v] Neuroscience Meets Social and Emotional Learning Podcast EPISODE 405 https://andreasamadi.podbean.com/e/movement-isnt-enough-how-recovery-drives-real-adaptation/ [vi]Neuroscience Meets Social and Emotional Learning Podcast EPISODE 272 https://andreasamadi.podbean.com/e/brain-fact-friday-on-priming-the-reticular-activating-system-to-achieve-our-goals-in-2023/ [vii] Neuroscience Meets Social and Emotional Learning Podcast EPISODE 395 https://andreasamadi.podbean.com/e/theory-of-mind-the-missing-link-between-attention-reward-and-motivation/ [viii]Neuroscience Meets Social and Emotional Learning Podcast EPISODE 84 https://andreasamadi.podbean.com/e/how-a-spect-scan-can-change-your-life-part-3-with-andrea-samadi/ [ix] Neuroscience Meets Social and Emotional Learning Podcast EPISODE 42 with Dr. John Medina on “Implementing Brain Rules in Schools and Workplaces of the Future” https://andreasamadi.podbean.com/e/dr-john-medina-on-implementing-brain-rules-in-the-schools-and-workplaces-of-the-future/ [x]Neuroscience Meets Social and Emotional Learning Podcast EPISODE 370 https://andreasamadi.podbean.com/e/brain-rules-revisited-how-neuroscience-can-transform-classrooms/ [xi]Neuroscience Meets Social and Emotional Learning Podcast EPISODE 395 https://andreasamadi.podbean.com/e/theory-of-mind-the-missing-link-between-attention-reward-and-motivation/
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We're continuing our refresher series on consolidation accounting. In this episode, learn how to determine which party, if any, should consolidate a variable interest entity (VIE). We explore key considerations for identifying a VIE's primary beneficiary, including assessing power over the entity's most significant activities, evaluating economic exposure, and considering related-party interests.This episode is part of our new Back to basics series, where throughout the year, we'll revisit core accounting topics. It is the third of four episodes on consolidation. In our first episode, Back to basics: Consolidation—Getting started, we laid the foundation for consolidation accounting. In the second episode, Back to basics: Consolidation-Identifying a VIE, we took a deeper look at how to determine whether an entity is a VIE. Stay tuned for our fourth and final episode on consolidation presentation and disclosure considerations.Looking for more guidance on consolidation accounting? See PwC's Consolidation guide. Additionally, follow this podcast on your favorite podcast app and subscribe to our weekly newsletter to stay in the loop.About our guestsMatt Sabatini is a deputy chief accountant in PwC's National Office who helps clients and engagement teams navigate the accounting and financial reporting for complex transactions. He specializes in the accounting for M&A, consolidations, corporate reorganizations, recapitalizations, joint ventures, and other investments.Alexander Martin is a partner in PwC's Deals practice with over a decade of deals experience, helping clients solve complex accounting, financial reporting, and other business issues that arise from transaction-driven events such as mergers and acquisitions, divestitures, and capital raises. About our hostHeather Horn is the PwC National Office Sustainability & Thought Leader, responsible for developing our communications strategy and conveying firm positions on accounting, financial reporting, and sustainability matters. In addition, she is part of PwC's global sustainability leadership team, developing interpretive guidance and consulting with companies as they transition from voluntary to mandatory sustainability reporting. She is also the engaging host of PwC's accounting and reporting weekly podcast and quarterly webcast series.Transcripts available upon request for individuals who may need a disability-related accommodation. Please send requests to us_podcast@pwc.com. Did you enjoy this episode? Text us your thoughts and be sure to include the episode name.
Get a refresher on consolidation accounting with a deeper look at how to determine whether an entity is a variable interest entity (VIE). We cover key considerations, including understanding the entity's purpose and design, identifying variable interests and equity at risk, and evaluating the characteristics used to determine whether an entity is a VIE.This episode is part of our new Back to basics series, where throughout the year, we'll revisit core accounting topics. It is the second of four episodes on consolidation. In our first episode, Back to basics: Consolidation—Getting started, we laid the foundation for consolidation accounting. Stay tuned for upcoming episodes covering how to determine which party, if any, should consolidate a VIE, followed by an episode on presentation and disclosure considerations.Looking for more guidance on consolidation accounting? See PwC's Consolidation guide. Additionally, follow this podcast on your favorite podcast app and subscribe to our weekly newsletter to stay in the loop.About our guestsMatt Sabatini is a deputy chief accountant in PwC's National Office who helps clients and engagement teams navigate the accounting and financial reporting for complex transactions. He specializes in the accounting for M&A, consolidations, corporate reorganizations, recapitalizations, joint ventures, and other investments.Alexander Martin is a partner in PwC's Deals practice with over a decade of deals experience, helping clients solve complex accounting, financial reporting, and other business issues that arise from transaction-driven events such as mergers and acquisitions, divestitures, and capital raises. About our hostHeather Horn is the PwC National Office Sustainability & Thought Leader, responsible for developing our communications strategy and conveying firm positions on accounting, financial reporting, and sustainability matters. In addition, she is part of PwC's global sustainability leadership team, developing interpretive guidance and consulting with companies as they transition from voluntary to mandatory sustainability reporting. She is also the engaging host of PwC's accounting and reporting weekly podcast and quarterly webcast series. Transcripts available upon request for individuals who may need a disability-related accommodation. Please send requests to us_podcast@pwc.com. Did you enjoy this episode? Text us your thoughts and be sure to include the episode name.
Why isn't Fixed Ops saving dealerships while vehicle sales and front-end gross are falling? In Service Drive Revolution #374, Chris, Hogi and Adam examine why service and parts departments are remaining flat when they should be carrying dealership overhead. Customers are keeping vehicles longer and driving more, yet many stores are booked out for weeks, losing customer-pay work and allowing independent shops to capture market share. The team identifies technician capacity as the primary constraint. When warranty repair orders begin matching or exceeding customer-pay ROs, it may reveal that customers who have a choice are going elsewhere. Chris explains why dealers must add technicians before the shop feels ready, price labor correctly and stop waiting for the mythical "unicorn" tech. They also challenge leaders to mystery-shop their own appointment process, reinvest in customer experience and replace systems that have barely evolved in a century. Plus: Is the AI bubble finally popping? The crew discusses failed AI phone systems, advisor kiosks and why AI works best as a tool that amplifies expertise—not as a replacement for human relationships. KEY TAKEAWAYS * Fixed Ops Should Carry the Store: When sales decline, service and parts should protect dealership profitability. * Capacity Is the Constraint: Being booked out sends urgent customer-pay work to competitors. * Watch the RO Mix: Warranty ROs exceeding customer-pay ROs can reveal technician shortages and lost retention. * Hire Before It Feels Comfortable: More technicians can improve work distribution, efficiency and available capacity. * Price Labor for Reality: Labor rates should reflect technician compensation, demand and the cost of timely service. * AI Should Amplify Talent: It can accelerate research, coding & internal systems, but cannot replace customer connection. * Mystery-Shop the Process: Leaders often don't know how difficult their own BDC & appointment experience has become. FAQ Q: Why isn't Fixed Ops saving struggling dealerships? A: Many departments lack technician capacity, lose customer-pay work, use outdated systems and underinvest in retention and customer experience. Q: What does it mean when warranty ROs exceed customer-pay ROs? A: Warranty customers must return to the brand, while customer-pay clients can leave. A rising warranty mix may mean customers with choices are defecting. Q: Should a dealership hire technicians before its current techs are fully efficient? A: Yes. Additional capacity can improve workflow and efficiency while allowing the dealership to capture more work. Q: Should higher technician pay reduce service gross? A: It does not have to. Labor rates can be adjusted to reflect technician wages, market demand and the cost of timely service. Q: Can AI replace Service Advisors or the BDC? A: The team says current AI is better used as support. Advisors create trust, validation and relationships that automation cannot reproduce. Chapters 0:00 Live From Indiana 1:45 Why Isn't Fixed Ops Saving Dealerships? 2:35 Summer, Boats and Power-Sports Dealers 8:30 Buying Without a Test Drive 9:25 The Power-Sports Technician Shortage 1 0:20 Seasonal Service and Motorcycle Storage 17:55 Power-Sports Absorption 19:20 Parts and Service Between Two Flames 22:35 Is the AI Bubble Popping? 24:00 Tablets, Kiosks and Digital Inspection Hype 26:35 Why AI Phone Systems Are Failing 27:20 Where AI Actually Saves Time 30:40 AI vs. Human Customer Service 33:20 Use AI to Amplify Expertise 36:50 AI Is Changing Search 37:50 Why Fixed Ops Historically Carried Dealerships 40:55 Falling Sales and Flat Fixed Ops 44:00 Technician Capacity Is the First Problem 44:30 Warranty vs. Customer-Pay ROs 46:00 Add Capacity Before the Constraint 47:00 Why Independents Are Gaining Market Share 48:40 Mystery-Shop Your Dealership 50:40 Paying More for Technicians 53:25 Antiquated Dealership Systems 54:00 Consolidation and Customer Experience 57:20 Fixed Ops as a Force Multiplier 59:00 Dealership Leadership Needs Fixed Ops Experience 1:00:40 Final Thoughts
As the ETF industry's race to innovate intensifies, is it better to buy than build? Plus, why “income” investing products may be turning a new corner. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
Get a refresher on consolidation accounting, including an overview of the consolidation framework, the variable interest entity (VIE) and voting interest entity (VOE) models, and key scope considerations. This episode is part of our new Back to Basics series that revisits core accounting topics.This episode lays the foundation for our next three Back to basics episodes on consolidation. We'll take a deeper look at identifying a VIE, determining which party, if any, should consolidate it, and consolidation presentation and disclosure. Stay tuned as the remaining episodes are released over the next two weeks.Looking for more guidance on consolidation accounting? See PwC's Consolidation guide. Additionally, follow this podcast on your favorite podcast app and subscribe to our weekly newsletter to stay in the loop.About our guestsMatt Sabatini is a deputy chief accountant in PwC's National Office who helps clients and engagement teams navigate the accounting and financial reporting for complex transactions. He specializes in the accounting for M&A, consolidations, corporate reorganizations, recapitalizations, joint ventures, and other investments.Alexander Martin is a partner in PwC's Deals practice with over a decade of deals experience, helping clients solve complex accounting, financial reporting, and other business issues that arise from transaction-driven events such as mergers and acquisitions, divestitures, and capital raises.About our hostHeather Horn is the PwC National Office Sustainability & Thought Leader, responsible for developing our communications strategy and conveying firm positions on accounting, financial reporting, and sustainability matters. In addition, she is part of PwC's global sustainability leadership team, developing interpretive guidance and consulting with companies as they transition from voluntary to mandatory sustainability reporting. She is also the engaging host of PwC's accounting and reporting weekly podcast and quarterly webcast series.Transcripts available upon request for individuals who may need a disability-related accommodation. Please send requests to us_podcast@pwc.com.Did you enjoy this episode? Text us your thoughts and be sure to include the episode name.
In this Company Update, Simon Dyakowski, President and CEO of Aztec Minerals (TSX-V: AZT, OTCQB: AZZTF), discusses the strategic land consolidation around the historic Tombstone Gold-Silver Project in Arizona and outlines upcoming exploration catalysts. District-Scale Land Consolidation: A walkthrough of the multi-year consolidation effort, securing the remaining key private land holdings, patented claims, and historic high-grade silver mines, expanding the property footprint over sixfold. Drill Program Progress & Pending Assays: An update on the 22,000-meter drilling campaign, initial high-grade step-out intercepts in the north target area, and expectations for the remaining 11 pending drill holes. Maiden Resource & Expansion Strategy: Insights into how the upcoming maiden mineral resource estimate will be established across the 1.4-kilometer strike and how future step-out drilling will target new western and southern expansion zones. Treasury & Exploration Runway: An overview of the company's financial standing, sitting with over $3 million in cash and incoming warrant exercises to fully fund ongoing exploration into the fall season. Please email me any questions you have for Simon. My email address is Fleck@kereport.com. Click here to visit the Aztec Minerals website - https://aztecminerals.com/ ------------------------- For more market commentary & interview summaries, subscribe to our Substacks: The KE Report: https://kereport.substack.com/ Shad's resource market commentary: https://excelsiorprosperity.substack.com/ Investment disclaimer: This content is for informational and educational purposes only and does not constitute investment advice, an offer, or a solicitation to buy or sell any security or investment product. Investing in equities, commodities, really everything involves risk, including the possible loss of principal. Do your own research and consult a licensed financial advisor before making any investment decisions. Guests and hosts may own shares in companies mentioned.
When is your startup's failure your fault?Saying your startup failed because of macroeconomic conditions is a bit like saying your marriage failed because being married is hard. Yes, but is that really all the analysis you've got handy? It can't all be the business cycle and macroeconomics, right?Today's submission to Climate Workers Anonymous is about what to do with macro conditions and the business cycle from within your particular climate tech or carbon dioxide removal company.One part of it is about offering grace to one another and ourselves. It's hard to go wrong in over-applying grace. But another part of it is an encouragement to remain counter-cyclical. If everyone is panicking, you be the calm one looking for acquisition and growth opportunities. If the good feelings of the endless summer of expansionary times are being felt by all, you be the cautious one and note that this too shall pass. If you believe what everyone else believes, you will broadly end up in the same place. And if you lead a company, your job isn't to end up with everyone else (or at least under capitalism as normally played.) So you should have a counter-cyclical default at least as one way of seeing among many.But for your own sake, it doesn't need to be the only tool you have. If it is, it's no longer the millstone as a the tool but a millstone as the sinker around your neck. Having only one cognitive tool and overapplying it is one of the ways one can end up in crackpot territory. Be advised!-------------------------Thank you for listening to and reading Climate Workers Anonymous. Subscribe to Substack here, and be sure to subscribe in whichever podcast app you use. An amazing rating and review on those podcast apps does a world of good. Would you please do that for me now? Here's Apple Podcasts, Spotify, and YouTube.If you'd like submit your anonymous hopes, fears, or experiences to Climate Workers Anonymous, you can use this Tally survey or email climateworkersanonymous[at]protonmail.com, though I believe the Tally survey is more secure. Do not communicate anything you wouldn't want a hacker to have access to, including an email address that could be linked to you if you email the account on Protonmail.Will you please share this Climate Workers Anonymous post out with your network? Help this find more folks out there who will love it! Get full access to Climate Workers Anonymous at climateworkersanonymous.com/subscribe
The HPE-Juniper combination may create stronger technology options, but it also changes the competitive map for enterprise networking. Customers that once viewed HPE, Aruba and Juniper as distinct sourcing alternatives need to reassess how consolidation affects channel strategy, roadmap decisions, pricing leverage, and future flexibility. A broader supplier relationship can simplify operations, but it can also create dependency if the commercial structure makes it harder to compete, reduce or unwind parts of the technology estate. In this 10-minute episode of Staying Connected, Tony Mangino is joined by TC2's Larry York to discuss what the HPE-Juniper transaction means for enterprise customers and how they can protect leverage by revisiting supplier alternatives, asking roadmap questions early and negotiating portfolio deals with future options in mind. If you would like to learn more about our experience in this space, please visit our Strategic Sourcing webpage.
Welcome back to Barn Talk! In today's Hot Topics episode, the conversation focused on what's really going on across the ag markets and beef industry. The discussion explored the effects of recent government moves to import more foreign beef, the ripple impact of packing plant closures, and what all of this means for ranchers, feedlots, and rural towns like ours. One concept discussed was how these short-term fixes and political decisions rarely touch the real, deep-rooted issues behind cattle shortages and rising grocery prices. A key theme that emerged was the vulnerability of independent cattle producers as big packers consolidate and government policies seem more aimed at quick wins than long-term solutions. Several points were raised, including how these structural problems are leaving producers with less leverage, what needs to change to keep rural America strong, and why supporting local, independent food systems matters more than ever. If you care about the future of American beef and the backbone of rural life, this episode is a must-listen. JOIN THE BARN TALK NEWSLETTER & GET LIVE EVENT ACCESS: We're on a mission to get 10,000 subscribers, and once we do, we're hosting a live event at the barn! Sign up to get exclusive access to tickets and details.
The Immigration Lawyers Podcast | Discussing Visas, Green Cards & Citizenship: Practice & Policy
On this episode of The Immigration Lawyer's Toolbox® Podcast, host John Khosravi sits down with returning guest Roman Zelichenko, J.D. to unpack what's really happening in the growing wave of immigration law firm M&A: how firms are actually valued, why some attorneys inflate their revenue numbers with filing fees, the difference between a true acquisition and a "merger" that's really more of a hire, why clean books can make or break a deal, and what private equity's track record in dentistry, HVAC, and plumbing suggests about where legal consolidation is headed. Whether you're thinking about selling, buying, merging, or just want to run your firm like it's sellable, this episode is full of practical insight on the business side of immigration law. Sponsor: Get a free website (first 10 sign-ups) and special pricing on marketing for your firm from Constellation at http://immigrationlawyerstoolbox.com/Constellation. Timestamps: 00:00 – Opening 00:33 – Intro 04:24 – How hard is it for practitioners to value and sell their firm? 04:53 – B2B/corporate vs. B2C firms: why recurring revenue is valued higher 05:30 – The filing-fees-in-revenue trick that inflates valuations 06:36 – What sellers actually want: fair price vs. emotional attachment 07:54 – How clean (or messy) books affect due diligence 09:43 – Bookkeepers, GMI Rocket, and staying on top of your numbers 11:29 – Mergers vs. acquisitions: when a "merger" is really a hire 13:12 – Larger firm mergers and fade-out deal structures 13:52 – New fee memos, attorney burnout, and the push toward litigation 16:13 – Consolidation, specialists, and the rise of AI-native law firms 19:00 – Lessons from private equity roll-ups in dentistry, HVAC, and plumbing 20:17 – Community page & Constellation SEO/marketing sponsor break 21:20 – Back to the show: will the free market self-correct? 21:33 – Envoy Global: an example of PE-backed immigration firms done right 24:19 – Scaling without sacrificing service quality 26:15 – The M&A trend among solo and small firm owners who want out 29:01 – Creative deal structures, equity, and the "Built to Sell" mindset 33:13 – Why QuickBooks and clean numbers drive better marketing and growth decisions 36:26 – Outro Spotify | iTunes | YouTube Music | YouTube Follow eimmigration by Cerenade: Facebook | Instagram | LinkedIn Start your Business Immigration Practice! (US LAWYERS ONLY - SCREENING REQUIRED): E-2 Course EB-1A Course Get the Toolbox Magazine! Join our community (Lawyers Only) Get Started in Immigration Law! The Marriage/Family-Based Green Card course is for you Our Website: ImmigrationLawyersToolbox.com Not legal advice. Consult with an Attorney. Attorney Advertisement. #podcaster #Lawyer #ImmigrationLawyer #Interview #Immigration #ImmigrationAttorney #USImmigration #ImmigrationLaw #ImmigrationLawyersToolbox
This week's show we're back together and diving in to small cap value stocks, the benefits of consolidating with a single custodian, and plenty of listener questions.
Our guest on this week's HortWeek Podcast is CEO of one of the biggest players across both ornamentals and fruit production in the UK.Matt Jarrett, the group CEO at Greosn unpacks the group's rapid expansion, from his roots in the ornamental sector (Newey) and ethical labour (Proforce) to running a £400m powerhouse in the UK fruit and ornamental markets.Jarrett details Greosn's recent acquisitions, including the Mansfield's group and Emery Fruit Farms which expanded its fruit portfolio to £95m and yielding around 10,000 tonnes of berries and 27,000 tonnes of apples annually.Diversification has given the firm year-round revenue streams, from hand-picking 800 million daffodil stems in Cornwall in the spring, to top fruit harvesting in autumn.Jarrett discusses the state of the UK's Seasonal Worker Scheme (SWS) where Government reductions in visa quotas threaten to hamper growth:"I worry slightly around the growth of the category... we're only as good as the labor that we can put on these businesses at this time."Of course, automation and other technologies offer opportunities for efficiencies. Jarrett discusses Greosn's £15 million CAPEX spend this year featuring AI flower forecasting, precision agronomy, UV robotics to combat mildew, and a new 15-line packhouse facility in Kent.Growth will also come from acquisitions, and Jarrett hints at upcoming acquisitions to take the business to a new financial landmark: "We've got a very clear strategy to really push the business and get to a sort of a billion by 2029." Hosted on Acast. See acast.com/privacy for more information.
Lakewood Elementary School Consolidation Controversy For several years now, Lakewood City School District has been looking into consolidating its school buildings, due to declining enrollment, but that effort has recently resulted in a lawsuit settlement that has taken officials back to the drawing board. As public schools around the country face similar considerations, leaders in Lakewood say the district has seen a decrease of roughly 2,400 students since 2003. Despite the decrease, consolidation discussions have become heated, with the Friends of Lakewood Schools group suing the district over the manner in which plans were established for the repurposing of Lincoln Elementary School, with the district's hope to turn it into a child development center. That lawsuit was recently settled, putting that plan on pause for the time being. On Tuesday's episode of the "Sound of Ideas" hosted by Stephanie Haney, Ideastream Public Media's education reporter Conor Morris shares what the lawsuit settlement means for the future of Lincoln Elementary School. Guests: - Conor Morris, Education Reporter, Ideastream Public Media - Zachary Robock, Former Lakewood Elementary Planning Task Force Member Solo Row Across Pacific Ocean Endeavor Access to clean water is a luxury not everyone has outside of the United States, and that disparity is the reason Mentor native Katie Spotz is preparing to row 10,000 miles solo across the Pacific Ocean, beginning in a few short months. It's a journey that will take around eight months to complete, as Katie aims to become the first woman to row solo from South America to Australia and the first American woman to row solo across the whole Pacific Ocean with the goal of bringing clean water to 100,000 people. On Tuesday's edition of the "Sound of Ideas" hosted by Stephanie Haney, Katie shares what inspired her to undertake this feat, and why she's focused on providing clean water access for others. Follow Katie's journey at KatieSpotz.com Guest: - Katie Spotz, Endurance Athlete, Water Access Advocate
A slew of state and federal bills are in flux that target certain transactions.
“Let your engineers get back to doing what makes you money.” In this Technology Reseller News podcast recorded at ChannelCon 2026, Heather Harlos, Demetrios “Deme” Georgiou and Benjamin Morrell, of Coro Cybersecurity discuss how consolidating security tools can help MSPs reduce complexity, improve margins and serve more customers. Coro brings email security, endpoint protection, EDR, data loss prevention, VPN, secure web gateway, security awareness training, cloud protection and backup into a single platform. It is designed primarily for SMBs and midsized organizations with limited internal IT and security resources. Many MSPs recognize that they have a tool-sprawl problem but hesitate to replace products and vendor relationships they have relied on for years. “Consolidation is a very big objective for channel partners,” the Coro team says. “The challenge is making that change their new normal.” For MSPs, the value extends beyond lowering software costs. A unified platform reduces the time engineers spend moving between consoles, investigating alerts and managing separate systems. That additional capacity can be used to onboard customers, develop new services and increase revenue. Coro uses AI to filter security noise and surface the information that requires attention. The platform is also designed to scale easily across customers of different sizes. The team says smaller businesses are increasingly being targeted by phishing, ransomware and automated attacks. Although these organizations may lack enterprise security budgets, they still expect their MSPs to deliver effective protection. At the same time, MSPs must differentiate themselves through service rather than simply reselling a collection of tools. “Customers should buy from the channel partner because of the partner—not just because of the software being sold,” the team says. By simplifying security operations, Coro aims to help MSPs support more customers without continually adding personnel. Time and resources can then be redirected toward higher-value services, including new AI projects and business growth. Visit Coro.net to learn more.
Planned closures could affect more than a dozen public schools in St. Louis. It's just one example of the pressures facing the region's school districts, parents and students. STLPR education reporter Hiba Ahmad takes us inside her recent coverage, from students staging a musical protest to save their school to a brand-new task force in St. Louis County that's weighing the pros and cons of school consolidation.
Ace Hardware's RedVest Media is rewriting the retail advertising playbook by turning a late market entry into a strategic advantage across its 5,200 store footprint. Head of Retail Media Molly Hjelm joins Mike Shields to explain why friction-free Pacvue integration, closed-loop endemic attribution, and re-embracing physical stores outperform legacy off-platform tactics. Key Highlights ⏰ The Late-Mover Edge: Launching a network today means skipping years of clunky tech builds and plugging straight into mature e-commerce and delivery setups.
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Thank you and enjoy the episode!Links For The Occult Rejectshttps://linktr.ee/theoccultrejectsOccult Research Institutehttps://www.occultresearchinstitute.org/Substackhttps://substack.com/@theoccultrejects?r=7auau0&utm_campaign=profile&utm_medium=profile-pageCash Apphttps://cash.app/$theoccultrejectsVenmo@TheOccultRejectsBuy Me A Coffeebuymeacoffee.com/TheOccultRejectsPatreonhttps://www.patreon.com/TheOccultRejectsBibliographyCore Eye Anatomy, Retina, Optic Nerve, and Visual PathwaysBelliveau, A. P., & Somani, A. N. “Pupillary Light Reflex.” StatPearls. Treasure Island, FL: StatPearls Publishing, updated 2023.Cleveland Clinic. “Optic Nerve: What It Is, Function, Anatomy & Conditions.” Cleveland Clinic, updated 2024.Gupta, M., & Ireland, A. C. “Neuroanatomy, Visual Pathway.” StatPearls. Treasure Island, FL: StatPearls Publishing, updated 2022.Kolb, H. “Simple Anatomy of the Retina.” Webvision: The Organization of the Retina and Visual System. 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Walnut Creek, CA: AltaMira Press, 2004.Ritual, Synchrony, Social Bonding, and Embodied MeaningHobson, Nicholas M., Juliana Schroeder, Jane L. Risen, Dimitris Xygalatas, and Michael I. Norton. “The Psychology of Rituals: An Integrative Review and Process-Based Framework.” Personality and Social Psychology Review 22, no. 3, 2018: 260–284.Jackson, Joshua Conrad, Brock Bastian, and others. “Synchrony and Physiological Arousal Increase Cohesion and Cooperation in Large Naturalistic Groups.” Scientific Reports 8, 2018.McCauley, Robert N., and E. Thomas Lawson. Bringing Ritual to Mind: Psychological Foundations of Cultural Forms. Cambridge: Cambridge University Press, 2002.Rappaport, Roy A. Ritual and Religion in the Making of Humanity. Cambridge: Cambridge University Press, 1999.Turner, Victor. The Ritual Process: Structure and Anti-Structure. Chicago: Aldine, 1969.Xygalatas, Dimitris. Ritual: How Seemingly Senseless Acts Make Life Worth Living. 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Cambridge: Cambridge University Press, 2007.Tellegen, Auke, and Gilbert Atkinson. “Openness to Absorbing and Self-Altering Experiences (‘Absorption'), a Trait Related to Hypnotic Susceptibility.” Journal of Abnormal Psychology 83, no. 3, 1974: 268–277.Vago, David R., and David A. Silbersweig. “Self-Awareness, Self-Regulation, and Self-Transcendence: A Framework for Understanding the Neurobiological Mechanisms of Mindfulness.” Frontiers in Human Neuroscience 6, 2012.Darkness, Sensory Deprivation, Ganzfeld, and Visual InstabilityCaputo, Giovanni B. “Strange-Face-in-the-Mirror Illusion.” Perception 39, no. 7, 2010: 1007–1008.Caputo, Giovanni B. “Visual Perception During Mirror-Gazing at One's Own Face in Patients with Depression.” The Scientific World Journal, 2014.Caputo, Giovanni B. “Strange-Face Illusions During Eye-to-Eye Gazing in Dyads.” Imagination, Cognition and Personality 38, no. 1, 2018: 51–77.Metzger, Wolfgang. “Optische Untersuchungen am Ganzfeld.” Psychologische Forschung 13, 1930: 6–29.Shenyan, O., et al. “Visual Hallucinations Induced by Ganzflicker and Ganzfeld Differ in Frequency, Complexity, and Content.” Scientific Reports 14, 2024.Wackermann, Jiří, Peter Pütz, and Carsten Allefeld. “Ganzfeld-Induced Hallucinatory Experience, Its Phenomenology and Cerebral Electrophysiology.” Cortex 44, no. 10, 2008: 1364–1378.Zuckerman, Marvin, and Nathan Cohen. “Sources of Reports of Visual and Auditory Sensations in Perceptual-Isolation Experiments.” Psychological Bulletin 61, no. 1, 19Also want to remind people about the website, if you're into reading we have tons of information by multiple contributors, and we got t-shirts up on the site if you're interested. Fun fact, the art is all based on the eyeball.
For years, multinational payroll was managed country by country, provider by provider, and spreadsheet by spreadsheet. That model worked when businesses expanded slowly. Global workforces do not expand slowly anymore.In this episode of @thepayrollpodcast, Nick Day, CEO of JGA Recruitment, sits down with Sivanne Fishel, VP of Client Success for Global Enterprise Accounts at Papaya Global, to ask whether the traditional multi-provider payroll model has become one of the biggest risks in global payroll today. With over 12 years of experience supporting large organisations through workforce payments, compliance, and technology transformation, Sivanne brings a rare inside view of what full consolidation actually looks like at scale.This is not just a conversation about switching platforms. It is a masterclass in why fragmentation quietly costs companies far more than they realise.Nick and Sivanne unpack why payroll consolidation has shifted from a hard sell to client-driven demand, why the strongest case for going all-in on one platform is not efficiency but accountability, and why fragmented providers create hidden costs in compliance risk, worker experience, and retention that rarely show up on a balance sheet. They dig into Papaya's new agentic AI compliance tool, One by Papaya, how AI is genuinely saving payroll teams time and cost today, and why the human touch behind every payslip still cannot be automated away. They also look ahead to what a connected global workforce ecosystem could look like by 2030.It is not just about which provider you use.It is about who takes accountability when things go wrong.And that changes everything about how payroll should be built.Whether you are managing one provider or twenty-seven, this episode makes the case that global payroll's next chapter is about ownership, not just optimisation.This episode is sponsored by DeelManaging a global team is complex, Deel makes it simpler with payroll, HR, IT, and compliance all in one place. That's why over 35,000 businesses trust Deel to hire, pay, and manage their teams worldwide.See how Deel works at www.deel.com/nickdayGuest and Host:Connect with Sivanne Fishel: https://www.linkedin.com/in/sivanne-fishel-805993218/Explore Papaya: https://www.papayaglobal.comRead Papaya Global's research on the future of global payroll: https://www.papayaglobal.com/research/the-future-of-global-payrollConnect with Nick Day: https://www.linkedin.com/in/nickday/Find your ideal payroll candidate with our job vacancy system: https://jgarecruitment.ck.page/919cf6b9eaSign up to the Payroll Podcast Newsletter: https://jgarecruitment.ck.page/23e7b153e7Stay tuned for the next episode of The Payroll Podcast, brought to you by Nick Day, CEO at JGA Recruitment, landing soon!Enjoyed this? Check out our sister podcast @thehrldpodcast for more great content!Timestamps:(00:00) Introduction: Is This the End of Country-by-Country Payroll?(01:12) What Payroll Really Means Today (and How COVID Changed Everything)(04:07) From Convincing Clients to Client-Driven Demand for Consolidation(09:41) Inside One by Papaya: Agentic AI, BI Analytics and the Payments Merger(17:57) Why Payroll Still Hasn't Earned Full Strategic Recognition(24:25) Is the Multi-Provider Model Still Sustainable?(28:40) Accountability Over Efficiency: The Real Case for Consolidation(32:28) How Compliance Changes on a Consolidated Global Platform(35:56) Where AI Is Delivering Real, Measurable Value in Payroll(42:32) Prompting Tips and Fast-Forwarding to Payroll in 2030(45:06) Building a Global Workforce From Scratch: Sivanne's Blueprint(48:35) Payroll Vault: Career Advice, Predictions and Final Questions
LL LIVE Ep. 205: Part 2 is here and this time it's about what actually happened.Last episode, Dr. Paley walked us through what PRECICE MAX is and how it improved upon the PRECICE 2.2. This week, the exclusive launch is underway at the Paley Institute, and we're back with the first week numbers - how many patients, which nail sizes, and how people are actually recovering.Joining Dr. Paley this time is Dr. Craig Robbins, who's been doing these cases side by side with him all week. Timestamps - 0:00 Intro1:13 First Two Weeks of PMAX Cases at Paley Institute2:55 PMAX Weight-Bearing Capacity and FDA Labeling4:03 Why Nail Diameter Dramatically Changes Strength5:19 Early PMAX Experience and Hardware Performance6:13 Weight Bearing as Tolerated: The Paley Protocol9:06 Mobility Devices, Walkers, Canes, and Wheelchair Use10:48 Dr. Robbins on the Early Patient Experience12:02 Nail Sizing, Bone Canal Size, and PMAX Fit17:17 How the PRECICE Max Lengthening Mechanism Works18:31 Getting Patients Walking After Surgery21:13 Could Weight Bearing Improve Bone Healing and Consolidation?22:45 Live Patient Q&A Begins23:02 Is Unassisted Walking Safe Around Week Three?25:42 Can Tibia Patients Lengthen Beyond 5 cm With PMAX?28:28 Hotel Mobility and Daily Walking After Surgery29:03 What Changes After the Lengthening Phase Ends?30:00 Pre-Surgery Flexibility and Stretching30:58 Lengthening Greed and Realistic Height Goals32:02 Best Strategy for Maximum Safe Height Gain34:28 When Will PMAX Be Available Internationally?37:08 How Long Will Dr. Paley Keep Operating?37:57 Femurs First vs Quadrilateral Lengthening Strategy41:08 Tibia Lengthening After Achilles Tendon Repair42:05 Hardware Removal Timing After Femur and Tibia Lengthening43:28 Vitamin D Levels and Bone Health Before Surgery46:11 PMAX Nail Testing, Lengthening Issues, and Transparency49:19 Is Quadrilateral Lengthening Safer With PMAX?54:04 Complex Medical Conditions and Surgery Eligibility55:39 Does More Walking Increase Risk of Pre-Consolidation?56:37 ERC Questions, Nail Sounds, and Troubleshooting57:35 Monitoring Lengthening to the Millimeter59:00 Same-Day Follow-Up and Team Coverage at Paley Institute1:00:28 Bone Turnover Markers and Metabolic Bone Health1:01:58 PRECICE Max Pricing and Comparing Centers Fairly1:07:24 Peptides, BPC-157, Stem Cells, and Exosomes1:11:51 Closing Thoughts and Future PMAX Follow-Ups1:12:48 Dr. Paley: Cautiously Optimistic About PMAX1:14:50 Outro
Collective CIO Natalie Silverstein joins Next In Media to explore how creators are evolving into full-fledged media networks and what it takes for brands to scale authentic partnerships in a hyper-fragmented landscape. Natalie, also breaks down real-time crisis agility, strategies for training AI language models on video content, and how to combat the algorithmic reach recession with targeted paid media. Key Highlights
Jon Sakoda of Decibel joins me to break down AI's impact on cybersecurity startups, venture funding, and why endpoint is the Super Bowl of cyber.Jon is the Founding Partner at Decibel, an early-stage firm backing technical founders in security and infrastructure. He started his career founding IMlogic, an IM security company acquired by Symantec, then spent over a decade at NEA working with companies like Cloudflare, MongoDB, and HackerOne before launching Decibel. We got into why he thinks AI is only magical if you have a magic power, why Decibel led a $100M seed into Ent, and where the firm is placing its next bets.In this episode:Why Decibel operates like the Navy SEALs next to the big platform fundsThe founder community model and finding the early believers among CISOsWhat separates the founders who finish now that AI lets everyone startEnt's $100M seed and the self-driving moment for endpoint securityTelling genuinely AI-native companies apart from AI washingAI eating venture capital and why cyber's best years are aheadOpen models, frontier labs, and why the cat is out of the bagThe agentic SOC, Dropzone AI, and driver assistance vs. self-drivingStartup consolidation cycles and being an N of oneHow buyers and job seekers should evaluate early-stage vendorsDecibel's next bets, from novel AI models to resilience and cyber insuranceChapters:0:00 Intro 0:32 Jon's background and founding Decibel 2:25 Big platform funds vs. specialized firms 3:56 Founders helping founders and early believers 6:22 Scaling beyond the early adopters 7:40 Who finishes the marathon in the AI era 10:19 Founders from outside cyber 12:21 Ent's $100M seed and the endpoint bet 14:53 AI-native vs. AI washing 17:04 AI is eating venture capital 18:55 Open models vs. frontier labs 22:41 The agentic SOC and Dropzone AI 26:03 Consolidation and the startup cycle 29:22 How buyers should evaluate young vendors 31:43 Decibel's next bets and cyber resilience 34:11 Game Day at Black HatConnect with Jon: LinkedIn: https://www.linkedin.com/in/jonsakoda/ Decibel: https://www.decibel.vcSubscribe for more conversations with security practitioners and leaders, and find my writing at https://www.resilientcyber.io
This week, I react to the disturbing discovery of a hidden camera inside an Illinois dispensary restroom before diving into a broader discussion about Illinois cannabis policy. I also share an update on the state's cannabis seed tracking system, discuss why home grow remains illegal for most adults, and explore questions surrounding dispensary ownership limits and management agreements in Illinois. Plus, I cover the anniversary of Ashley's Law, discuss Emmett Till Day in Illinois, highlight recent cannabis industry developments, react to a troubling psilocybin incident involving children at a summer camp, and answer live audience questions throughout the broadcast. Watch video version and read full show notes here: (coming soon)
One of the defining market stories of the past 12 months has not been AI chips that compute, but the chips that remember. Equity analyst Shan Rui Yeo explains how memory works, from DRAM and NAND to high bandwidth memory, and how an industry that destroyed wealth for four decades became disciplined after consolidating to three players in 2013. He then walks through what changed: AI inference has made memory the key bottleneck, memory content is climbing with each new generation of GPUs, and new supply takes three to four years to build. With prices up sharply and customers signing long-term agreements, Part 1 of this three-part conversation lands on a commodity industry whose business model is changing in real time. Key Takeaways Memory is a commodity with a three-to-four-year supply lag, which is why the cycle has always been difficult. Consolidation to three players in 2013 turned four decades of wealth destruction into at least 15% returns on capital through the cycles. In AI inference, memory bandwidth sets the speed of token generation, making memory the key bottleneck. NVIDIA's Rubin GPU carries 384 GB of DRAM, the equivalent of 32 iPhones per GPU, or 160 million iPhones across five million GPUs. HBM consumes three times the wafer capacity of standard DRAM (four times with HBM4) and is forecast to absorb 30% of DRAM wafers by 2027. DRAM contract prices are up roughly 200% year to date and 400 to 500% year over year, and price increases are reaching phones, laptops, and consoles. Customers are signing three-to-five-year agreements with prepayments, which could support a re-rating of memory companies. Companies Mentioned: Samsung Electronics, SK Hynix, Micron, NVIDIA, Intel, Texas Instruments, Apple, Nintendo Host: Rob Campbell, CFA, Institutional Portfolio Manager Guest: Shan Rui Yeo, CFA, Equity Analyst This episode is available for download anywhere you get your podcasts. Founded in 1974, Mawer Investment Management Ltd. (pronounced "more") is a privately owned independent investment firm managing assets for institutional and individual investors. Mawer employs over 250 people in Canada, U.S., and Singapore. Visit us at: https://www.youtube.com/@MawerInvestment https://www.mawer.com https://www.linkedin.com/company/mawer-investment-management/ https://www.instagram.com/mawerinvestmentmanagement/ #ArtOfBoring #MawerInvestmentManagement #MawerInvestment #Podcasts
Everyone says they're comfortable with investment risk—until markets actually decline. Lance Roberts & Jon Penn discuss why true risk tolerance isn't measured during bull markets but during periods of fear and uncertainty. We explain the difference between financial capacity and emotional tolerance, why investors often overestimate the amount of volatility they can handle, and how emotional decisions can permanently damage long-term returns. 0:00 INTRO 0:53 - Markets Building Downward Pressure 4:00 - Semi's in Momentum Trade 8:39 - Investor, Know Thyself 11:00 - Investing is Supposed to be Boring 14:02 - Waiting Until the Market is "Safe" 15:47 - Risk Knows No Age 21:06 - TOD vs POD - What's the Difference? 23:55 - What is Per Stirpes? 27:34 - Lance's Treasure Hunt 28:03 - Diversity of Accounts Is Not a Good Thing 28:03 - Diversity of Accounts Is Not a Good Thing 34:58 - The Value in Consolidation of Accounts 36:42 - SIPC Insurance and Bankruptcy 45:04 - At What Age...? Hosted by RIA Advisors Chief Investment Strategist, Lance Roberts, CIO, w Senior Investment Advisor, Jonathan Penn, CFP Produced by Brent Clanton, Executive Producer ------- Do you enjoy our content? Rate us on Google: https://bit.ly/4b9JtEo ------- Watch Today's Full Video on our YouTube Channel: https://youtube.com/live/m3KZ1fbws2k ------- Articles mentioned in this report: "Why Retail Traders Consistently Underperform Over Time" https://realinvestmentadvice.com/resources/blog/why-retail-traders-consistently-underperform-over-time/ -------- Watch today's "Before the Bell" premarket commentary, "Markets Bounce as Oil Retreats" https://youtu.be/-32Zu3-6gP8 ------- Watch our previous show, "AI's Earnings Catch: The Depreciation Risk" hhttps://youtube.com/live/5lrbGjrxvQY ------- Get more info & commentary: https://realinvestmentadvice.com/insights/real-investment-daily/ ------- * REGISTER for our next Dynamic Learning Series, "Savvy Social Security Planning: More Income, Less Worry," Thursday, August 6, 2026: https://streamyard.com/watch/tQ3PS8hd64mt --- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN --- Subscribe to SimpleVisor : https://www.simplevisor.com/register-new --- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #Semiconductors #StockMarket #Investing #RiskManagement #ValueInvesting #RiskTolerance #FinancialPlanning #RetirementPlanning
Everyone says they're comfortable with investment risk—until markets actually decline. Lance Roberts & Jon Penn discuss why true risk tolerance isn't measured during bull markets but during periods of fear and uncertainty. We explain the difference between financial capacity and emotional tolerance, why investors often overestimate the amount of volatility they can handle, and how emotional decisions can permanently damage long-term returns. 0:00 INTRO 0:53 - Markets Building Downward Pressure 4:00 - Semi's in Momentum Trade 8:39 - Investor, Know Thyself 11:00 - Investing is Supposed to be Boring 14:02 - Waiting Until the Market is "Safe" 15:47 - Risk Knows No Age 21:06 - TOD vs POD - What's the Difference? 23:55 - What is Per Stirpes? 27:34 - Lance's Treasure Hunt 28:03 - Diversity of Accounts Is Not a Good Thing 28:03 - Diversity of Accounts Is Not a Good Thing 34:58 - The Value in Consolidation of Accounts 36:42 - SIPC Insurance and Bankruptcy 45:04 - At What Age...? Hosted by RIA Advisors Chief Investment Strategist, Lance Roberts, CIO, w Senior Investment Advisor, Jonathan Penn, CFP Produced by Brent Clanton, Executive Producer ------- Do you enjoy our content? Rate us on Google: https://bit.ly/4b9JtEo ------- Watch Today's Full Video on our YouTube Channel: https://youtube.com/live/m3KZ1fbws2k ------- Articles mentioned in this report: "Why Retail Traders Consistently Underperform Over Time" https://realinvestmentadvice.com/resources/blog/why-retail-traders-consistently-underperform-over-time/ -------- Watch today's "Before the Bell" premarket commentary, "Markets Bounce as Oil Retreats" https://youtu.be/-32Zu3-6gP8 ------- Watch our previous show, "AI's Earnings Catch: The Depreciation Risk" hhttps://youtube.com/live/5lrbGjrxvQY ------- Get more info & commentary: https://realinvestmentadvice.com/insights/real-investment-daily/ ------- * REGISTER for our next Dynamic Learning Series, "Savvy Social Security Planning: More Income, Less Worry," Thursday, August 6, 2026: https://streamyard.com/watch/tQ3PS8hd64mt --- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN --- Subscribe to SimpleVisor : https://www.simplevisor.com/register-new --- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #Semiconductors #StockMarket #Investing #RiskManagement #ValueInvesting #RiskTolerance #FinancialPlanning #RetirementPlanning
Wie baut man innerhalb von nur anderthalb Jahren eine Maklergruppe mit mehreren Hundert Mitarbeitenden und rund 60 bis 70 Transaktionen auf? Und welche Rolle spielt künstliche Intelligenz dabei?Florian Brokamp, CEO von Ascendia, ist zurück im Insurance Monday Podcast. Im Gespräch mit Julius Kretz spricht er offen über das rasante Wachstum der Maklergruppe, die Expansion in der DACH-Region und die Frage, warum die Konsolidierung des Maklermarkts gerade erst richtig beginnt.Im Mittelpunkt steht dabei ein Ansatz, der KI nicht primär zum Stellenabbau einsetzen soll. Stattdessen möchte Ascendia administrative Prozesse automatisieren, den Fachkräftemangel abfedern und den angeschlossenen Maklerunternehmen weiteres Wachstum ermöglichen. Bis zu 75 Prozent der administrativen Backoffice-Prozesse könnten aus Sicht von Florian Brokamp perspektivisch automatisiert werden.Florian Brokamp erklärt außerdem, weshalb der Verkauf eines Maklerunternehmens heute nicht mehr ausschließlich eine Frage der Nachfolge ist. Für viele Unternehmer geht es vielmehr darum, innerhalb einer größeren Gruppe neue Technologien zu nutzen, schneller zu wachsen und den eigenen unternehmerischen Wirkungsgrad zu erhöhen.Eine Episode über KI in der Versicherungsbranche, die Zukunft des Versicherungsmaklers, Tech-enabled Consolidation und die Frage, wie aus Wachstum echte Zukunftsfähigkeit entsteht.Schreibt uns gerne eine Nachricht!Folge uns auf unserer LinkedIn Unternehmensseite für weitere spannende Updates.Unsere Website: https://www.insurancemondaypodcast.de/Du möchtest Gast beim Insurance Monday Podcast sein? Schreibe uns unter info@insurancemondaypodcast.de und wir melden uns umgehend bei Dir.Dieser Podcast wird von dean productions produziert.Vielen Dank, dass Du unseren Podcast hörst!
The continued pattern of consolidation in the mortgage industry is the lead-in for today's episode. Robbie then interviews JazzX's Varant Herculian on effective change management and a clear strategy for integrating AI into workflows in ways that empower employees and deliver measurable business outcomes. And we close with how oil is impacting bond prices in these dog days of summer.Thank you to JazzX, the first true end-to-end AI platform built for mortgage. From application to close, JazzX is a new operating model that helps you scale growth, boost productivity, and transform how your team performs.The Chrisman Commentary is your go-to daily mortgage news podcast, where industry insights meet expert analysis. Hosted by Robbie Chrisman, this podcast delivers the latest updates on mortgage rates, capital markets, and the forces shaping the housing finance landscape. Whether you're a seasoned professional or just looking to stay informed, you'll get clear, concise breakdowns of market trends and economic shifts that impact the mortgage world.
Tech consultant and contributing editor Meaghan Ziemba spoke with industry experts about how to improve CNC operations via a holistic approach. She previews the result for her latest article in Manufacturing Engineering & Technology with Editor-in-Chief Steve Plumb.
Shares of General Motors (GM) have consolidated since the start of 2026s. Tom White offers a look into the one- and three-year charts to show how recent price action compares to historical trends. He also offers an example options trade for General Motors ahead of earnings Tuesday. ======== Schwab Network ========Empowering every investor and trader, every market day.Options involve risks and are not suitable for all investors. Before trading, read the Options Disclosure Document. http://bit.ly/2v9tH6DSubscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – https://twitter.com/schwabnetworkFollow us on Facebook – https://www.facebook.com/schwabnetworkFollow us on LinkedIn - https://www.linkedin.com/company/schwab-network/ About Schwab Network - https://schwabnetwork.com/about
In Federalist 10, James Madison identified what he saw as one of the greatest dangers to popular government: factions. How did he define and understand them? Does his definition and his argument still stand up today? How can, by understanding the view on this issue at the Founding, better understand our current politics?Read Federalist 10: https://teachingamericanhistory.org/document/federalist-no-10-3/Read Madison's “Consolidation”: https://teachingamericanhistory.org/document/consolidation/Read Madison's “A Candid State of Parties”: https://teachingamericanhistory.org/document/a-candid-state-of-parties-2/Read Joe's article on political parties: https://www.heritage.org/political-process/report/the-rise-and-fall-political-parties-americaFind American Covenant on Amazon: https://a.co/d/00voBuXVHost: Jeff SikkengaExecutive Producer: Jeremy GyptonSubscribe: https://linktr.ee/theamericanideaHomepage: https://ashbrook.org/the-american-idea-podcast/Thank you for being part of The American Idea community.Click to learn about how we're planning for America's 250th birthday! https://www.ashbrookfreedom250.org/Follow on Twitter https://x.com/amideapodcastFollow on Facebook https://www.facebook.com/ashbrookcenter/
Trump has been doing his best to bypass Congress and the courts whenever he can. In this episode, we take stock of how far Trump has gone to consolidate power in the executive branch. In a recent example of executive power expanding, SCOTUS granted the president the right to fire independent Federal commissioners. Trump then removed ALL the board members of the Election Assistance Committee, an independent committee established by Congress to assist States during election time. One of Trump’s most important supporters in his efforts to become a de facto king was Senator Lindsay Graham, who passed away last weekend. Want to ask Angela a question? Subscribe to our YouTube channel to participate in the chat. Welcome home y’all! —--------- We want to hear from you! Send us a video @nativelandpod and we may feature you on the podcast. Instagram X/Twitter Facebook NativeLandPod.com Watch full episodes of Native Land Pod here on YouTube. Native Land Pod is brought to you by Reasoned Choice Media. Thank you to the Native Land Pod team: Angela Rye as host, executive producer, and cofounder of Reasoned Choice Media; Andrew Gillum as host and producer, Bakari Sellers as host and producer, and Lauren Hansen as executive producer; LoLo Smith is our research producer, and Nikolas Harter is our editor and producer. Special thanks to Chris Morrow and Lenard McKelvey, co-founders of Reasoned Choice Media. Theme music created by Daniel Laurent.See omnystudio.com/listener for privacy information.
PLA Purges and Xi Jinping's Power Consolidation. Gordon Chang and Piero Tozzi. Xi Jinping's provocative missile launches are linked to internal instability and purges within the Central Military Commission. By creating international tension, Xi forces competing party factions to rally behind his leadership. While he controls the propaganda and state security apparatus, his control over the People's Liberation Army remains incomplete. (4)1903
Today I'm joined by Perry Watson IV, President of NAMAD. Dealership consolidation is accelerating, and the price of entry to ownership has never been higher. Perry breaks down the numbers behind it, including how over 40 percent of new vehicle sales at some brands now come from minority consumers, and why one manufacturer doubled a dealer's sales volume within two years just by getting ownership representation right. Topics: 01:25 Consolidation's Hidden Downside. 02:00 The Academy Training Next-Gen Dealers. 04:10 No Straight Path To Ownership. 04:50 The Business Case For Minority Dealers. 10:00 The Conference Where Deals Get Done. 14:45 The Mentor Who Sold To His Employee. 16:25 How Erica Tiffany Became A Dealer. 25:50 The Secret Fund NAMAD Is Building. This episode is brought to you by: 1. Podium - the AI platform trusted by one in three dealerships. If your AI isn't driving real outcomes, it's time to take a closer look @ here. 2. Openlane - The world's best online dealer marketplace for used cars, bringing you exclusive inventory, simple transactions, and better outcomes. Learn more @ here. Check out Car Dealership Guy's stuff: For dealers: CDG Circles ➤ https://cdgcircles.com/ Industry job board ➤ http://jobs.dealershipguy.com Dealership recruiting ➤ http://www.cdgrecruiting.com Fix your dealership's social media ➤ http://www.trynomad.co Request to be a podcast guest ➤ http://www.cdgguest.com For industry vendors: Advertise with Car Dealership Guy ➤ http://www.cdgpartner.com Industry job board ➤ http://jobs.dealershipguy.com Request to be a podcast guest ➤ http://www.cdgguest.com Car Dealership Guy Socials: X ➤ x.com/GuyDealership Instagram ➤ instagram.com/cardealershipguy/ TikTok ➤ tiktok.com/@guydealership LinkedIn ➤ linkedin.com/company/cardealershipguy Threads ➤ threads.net/@cardealershipguy Facebook ➤ facebook.com/profile.php?id=100077402857683 Everything else ➤ dealershipguy.com
The PIMCON Countdown Continues! Get a preview of the insights, strategies, and stories you'll see this year at the PIMCON stage. The personal injury industry is entering a new era. Outside capital is flowing into the market, consolidation is accelerating, and the firms that adapt fastest may have a significant advantage over the next decade. Chad Dudley is the founding partner of Dudley DeBosier Injury Lawyers and CEO of Orion Legal MSO. After helping build a firm that has recovered more than $1.8 billion for injured clients, Chad is now helping shape one of the biggest shifts the plaintiffs' bar has seen through the launch of Orion and its growing network of partner firms. In this episode, Chad returns to Personal Injury Mastermind to explain why MSOs are gaining momentum, how outside investment is changing the economics of personal injury law, and what firm owners should think about as consolidation reshapes the competitive landscape. On this episode, you'll learn: Why law firm consolidation is accelerating across the personal injury industry. How to scale with an MSO while preserving culture, leadership, and brand identity. What outside capital for law firms can unlock beyond traditional financing options. Why elite client service remains an advantage as competition and acquisition costs increase. Unlock the exact strategies to scale your firm by heading over to pimcon.org and securing your tickets for PIMCON 2026. Like what you hear? Hit Subscribe! We do this every week. For more resources on how to dominate your market, visit us at Rankings.io. Subscribe to our newsletter and get the freshest news every Monday: newsletter.rankings.io Get Social! Personal Injury Mastermind w/ Chris Dreyer powered by Rankings.io is on Instagram | YouTube | TikTok