The Heart of Money podcast discusses how money impacts every area of our lives and helps you learn how to make smarter money decisions. Join the conversation as we share our past experiences, talk about how to make better money management choices and, in
A quick update to let you know when we will be back with the launch of Season 3!
Don't Miss the "Money Secrets for Marriage" summit on Tuesday, March 18th. Register for FREE at freedommoneycoach.com/summitAs we prepare for the launch of Season 3, we're taking a few weeks to highlight the top episodes of Season 2.Our #1 episode...Julia Barbaro was more than afraid to move her family of 6 kids from New York to Florida, but she told her husband yes. As they began the next chapter of their lives, growing closer as a couple required more honesty, support and understanding of each other. This week, Julia shares how she and her husband used very differing views of financial freedom to encourage and support each other to find new opportunities, passions and experiences as a family. Ready to take the next step in gaining complete control of your money?1) Get the “6 Secrets to Healthy Money Conversations with Your Spouse” atwww.freedommoneycoach.com/moneyconversationsOR2) Schedule a FREE discovery call to see if coaching is right for you! www.freedommoneycoach.com/apply
Don't Miss the "Money Secrets for Marriage" summit on Tuesday, March 18th. Register for FREE at freedommoneycoach.com/summitAs we prepare for the launch of Season 3, we're taking a few weeks to highlight the top episodes of Season 2.Our #2 episode goes all the way back to February 2023...It's true-men and women think differently, talk differently and understand money differently. Which can make for some interesting, and sometimes challenging, financial discussions. So how DO you get your husband to talk about sensitive, emotional subjects like money, without making him feel judged or critiqued?Part 2 of our series on men and money conversations opens the door for how men naturally respond to these types of conversations and how you can guide them to articulating the answers you need. Ready to take the next steps in gaining complete control of your money? 1. Download the “6 Secrets to Healthy Money Conversations” guide Or2. Schedule a FREE Discovery Call to determine if you would benefit from 1:1 coaching
As we prepare for the launch of Season 3, we're taking a few weeks to highlight the top episodes of Season 2. Next on the list is episode 85 from April of 2024... Kelsa Dickey, owner of Fiscal Fitness Phoenix and the Financial Coach Academy is a 15 year veteran in the personal finance coaching world. She has plenty of stories, experiences and lessons she's told, seen and learned with her clients. Her approach integrates insights from the financial and fitness realms, drawing parallels between managing money and maintaining physical health. In this conversation, Kelsa talks about finding a financial approach that aligns with her client's natural inclinations or goals, and highlights how important mindset and consistency is to achieving financial success. She delves into the personal aspect of money management, addressing fears and misconceptions that often hinder progress, and emphasizes the significance of personal buy-in to any financial plan. Kelsa also alludes to the life changing benefit of working with a personal finance coach and comments that managing money is not a one-size-fits-all approach, which means most people need personal guidance and accountability to truly succeed in their journey to achieving financial independence. Ready to take the next step in gaining control over your money? 1. Download the “6 Secrets to Healthy Money Conversations” guide Or 2. Schedule a FREE Discovery Call to determine if you would benefit from 1:1 coaching
As we prepare for the launch of Season 3, we're taking a few weeks to highlight the top episodes of Season 2. Next on the list is episode 84 from April of 2024... In this episode, Bob and Austin discuss the importance of financial management and outline three pillars essential for financial success. They emphasize the significance of having a vision or setting goals as the first pillar, followed by creating a plan or budget as the second pillar. They delve into the tactical aspects of budgeting and emphasize the need for understanding the emotional intelligence around money. Finally, they highlight the third pillar, which focuses on managing behavior, taking personal accountability, and committing to actions to achieve financial goals. They discuss the challenges and rewards of this process, emphasizing the transformative nature of mastering financial management. Throughout the conversation, they stress the value of coaching and support in navigating these pillars effectively. Ready to take the next step in gaining control over your money? 1. Download the “6 Secrets to Healthy Money Conversations” guide Or 3. Schedule a FREE Discovery Call to determine if you would benefit from 1:1 coaching
As we prepare for the launch of Season 3, we're taking a few weeks to highlight the top episodes of Season 2. Starting with episode 67 from February of 2023... Most men don't like to talk about money or emotions. But the reality is money is emotional and we all have to deal with it. Unfortunately, this dynamic makes some conversations between men and women very challenging. So we're taking a deep dive at how men and women can have effective conversations around money. And we're bringing our expert wives to the table! If you've ever wanted to get inside a man's head or hear tips from other women for communicating with their spouse, don't miss this 2 part series on men and money!! Ready to take the next step in gaining complete control of your money? Check out the free resources available at linktr.ee/freedommoneycoach today!
In this episode, Bob claims the host and interviewer seat as Austin answers questions about past life experiences, mindset and what he's learned in the last 12 years about money management. If you want to get inside his head and hear how he has handled challenges, successes and big decisions, this is the podcast you can't afford to miss! Ready to take the next step in gaining complete control of your money? 1. Discover the 5 budget categories you need to be in control of your money Or 2. Schedule a FREE Discovery Call to determine if you would benefit from 1:1 coaching
In this episode, Austin interviews Bob to learn his opinions around mindset and money mistakes. Bob shares what he wishes he'd learned 20 years ago about money and marriage and why he thinks most couples today don't achieve the level of financial success they are truly capable of. It's a thought-provoking, unfiltered conversation that you don't want to miss! Ready to take the next step in gaining complete control of your money? 1. Discover the 5 budget categories you need to be in control of your money Or 2. Schedule a FREE Discovery Call to determine if you would benefit from 1:1 coaching
Election day has come in the US and the people have spoken that Donald Trump is their presidential candidate of choice. But what does that mean for families across the country when it comes to their finances? This week, Bob and Austin discuss how presidential elections may or may not impact your financial management and how to prepare for the next four years. Ready to take the next step in gaining complete control of your money? 1. Discover the 5 budget categories you need to be in control of your money Or 2. Schedule a FREE Discovery Call to determine if you would benefit from 1:1 coaching
Let's face it - men and women communicate completely different. And sometimes, the way we interpret what our spouse said isn't at all what they meant. This week, the couples pair up again to reveal what each spouse thinks when the other talks. In a comical, but somewhat serious demeanor, Austin, Bob, Laura and Kate each provide their own interpretations for common phrases shared regarding money. The polarity AND commonality with make you want to test the responses with YOUR spouse and learn more about how they think about money. Ready to take the next steps in gaining control of your money? 1. Discover the 5 budget categories you need to be in control of your money 2. Save Your Seat for my FREE masterclass “Financial Freedom Blueprint” here Or 3. Schedule a FREE Discovery Call to determine if you would benefit from 1:1 coaching
Every couple experiences so level of chaos on a daily basis. Whether it's related to money, kids, work or your marriage, each day provides obstacles that threaten to steal your joy and sanity. This week, EJ & Tarah Kerwin, hosts of the Relationship Renovation podcast and licensed marriage counselor and therapist, share their personal stories of navigating difficult situations to find a peace and calm in each other. We discuss their challenges early on in marriage with babies, finances and learning to communicate effectively with one another. EJ & Tarah share how they journeyed as husband and wife to discover new ways of supporting each other and reveal strategies they teach their clients to combat the fears and frustrations of daily life. Learn more about Relationship Renovation here Ready to take the next step in gaining control over your money? 1. Discover the 5 budget categories you need to be in control of your money 2. Save Your Seat for my FREE masterclass “Financial Freedom Blueprint” here Or 3. Schedule a FREE Discovery Call to determine if you would benefit from 1:1 coaching
Budgeting with your spouse is no simple task. But budgeting without your spouse is an impossible feat. This week, Austin and Bob bring their wives back to the show to share their success stories and lessons learned about budgeting as a couple. True to form, there are numerous differences in opinions, approaches and strategies used by each couple, but a few key lessons remain the same among all parties. As Austin & Laura reflect on their journey to clearly communicate with each other, Bob & Kate share their struggles and successes with managing separate, and now combined budgets. In the end, both couples share their tips for finding success in this management strategy and ensuring your spouse feels heard and understood. Ready to take the next step in gaining control over your money? 1. Discover the 5 budget categories you need to be in control of your money 2. Save Your Seat for my FREE masterclass “Financial Freedom Blueprint” here Or 3. Schedule a FREE Discovery Call to determine if you would benefit from 1:1 coaching
This week, financial coach Dawnette Palmore joins Austin to discuss her journey of overcoming personal and business financial challenges. Dawnette highlights the impact of financial stress on relationships and the need for open communication with your spouse AND with your children. She offers insight into how couples can work together to achieve financial peace and model healthy money habits for their children. As she and Austin discuss different strategies for communication, Dawnette reminds that modeling sound financial management habits are important to help kids have a solid foundation when they grow older. Topics such as saving for a large purchase, the value of money and the need for consistent financial education are all relevant conversations that she encourages parents to have with their kids. Ready to take the next step in gaining control over your money? 1. Discover the 5 budget categories you need to be in control of your money 2. Save Your Seat for my FREE masterclass “Financial Freedom Blueprint” here Or 3. Schedule a FREE Discovery Call to determine if you would benefit from 1:1 coaching
This episode dives into the dynamics of financial management within a marriage, discussing who should take the lead in budgeting. Austin and Bob highlight that there is no one-size-fits-all approach; instead, it depends on the unique strengths, preferences, and circumstances of each couple. While traditionally, wives may take the lead due to their attention to detail, there's a growing trend of husbands stepping up to manage finances, emphasizing that both roles are valid depending on the couple's dynamics. They discuss various scenarios where one spouse might naturally be better suited to handle the finances, while the other might need to learn and adapt. Austin and Bob stress the importance of mutual agreement and cooperation, noting that while one person may take the lead, successful financial management in a marriage requires both partners to be involved and communicate effectively. The episode underscores that the key to deciding who should manage the budget lies in who has the time, skill, and willingness to take on the responsibility, ensuring that it aligns with the couple's overall financial goals and relationship dynamics. Ready to take the next step in gaining control over your money? 1. Discover the 5 budget categories you need to be in control of your money 2. Save Your Seat for my FREE masterclass “Financial Freedom Blueprint” here Or 3. Schedule a FREE Discovery Call to determine if you would benefit from 1:1 coaching
Whether you're engaged, recently married or celebrating a decade as husband and wife, talking about money with your spouse is something you're probably scared to do. But it's the key to developing healthy money management habits as a couple and winning with money in your marriage. Unfortunately, many couples wait to talk about money until there's a big decision to make or they face conflict. And that only makes the decision and conversation hard(er). In this week's solo episode, Austin shares 3 questions that every couple needs to ask each other to make sure they are on the same page and are ready to achieve financial success together. Ready to take the next step in gaining control of your money? 1. Discover the 5 budget categories you need to be in control of your money 2. Save Your Seat for my FREE masterclass “Financial Freedom Blueprint” here Or 3. Schedule a FREE Discovery Call to determine if you would benefit from 1:1 coaching
This week, Austin and Bob discuss the concept of "Nerds" and "Free Spirits" when managing money in a marriage. They share their own tendencies with money and why couples often face challenges when merging their different financial habits into one combined method. Austin and Bob highlight the importance of understanding the Nerd and Free Spirit tendencies in a relationship so each spouse learns how to communicate with and respect their partner when discussing money and finances. And they emphasize how this practice helps alleviate many financial conflicts in a relationship. Ready to take the next step in gaining control over your money? 1. Discover the 5 budget categories you need to be in control of your money 2. Save Your Seat for my FREE masterclass “Financial Freedom Blueprint” here Or 3. Schedule a FREE Discovery Call to determine if you would benefit from 1:1 coaching
Austin Black welcomes James and Amberlee Rich, founders of Rich Living Coaching, to discuss their work in helping couples reduce financial stress and build confidence. They emphasize automating good financial behaviors, celebrating small wins, and the transformative power of clarity in managing personal finances, illustrating how these strategies empower clients to change their financial identities and habits for the better. Their conversation centers around the importance of coaching, particularly in financial and personal development realms. James and Amberlee emphasize that while information is abundant, transformation comes from applying knowledge with personalized support. They discuss how coaching accelerates progress, provides accountability, and tailors strategies to individual needs, and they stress the value of finding a coach who aligns with personal values and offers a supportive, non-judgmental environment. Ready to take the next step in gaining control over your money? 1. Discover the 5 budget categories you need to be in control of your money 2. Save Your Seat for my FREE masterclass “Financial Freedom Blueprint” here Or 3. Schedule a FREE Discovery Call to determine if you would benefit from 1:1 coaching
In the final episode of the savings series, the conversation focuses on distinguishing between savings and investing. Savings involves putting money in a bank or money market account, offering low risk and moderate returns, mainly for short-term goals and emergencies. Investing, on the other hand, involves higher risk for potentially higher returns over the long term, such as through stocks or mutual funds. Austin and Bob highlight the importance of understanding the right time and place for each strategy, particularly for those new to financial management. They emphasize that a balanced approach, including both savings for security and investing for growth, is crucial. They discuss the limitations and benefits of various options like high-yield savings accounts, CDs, and market investments, stressing the need for diversification. Additionally, they note that individuals' decisions should be tailored to their specific financial situations and goals, taking into account factors like risk tolerance and time horizon. Ready to take the next step in gaining control over your money? 1. Watch my free training on the 5 budget categories you need to be in control of your money 2. Register for my FREE masterclass “Financial Freedom Blueprint” here Or 3. Schedule a FREE Discovery Call to determine if you would benefit from 1:1 coaching
Brian Madeleine of Madeleine Financial Coaching joins the show this week to talk about a shift in his client base towards couples needing help with debt and financial organization. He and Austin emphasize the impact of recent economic challenges, such as inflation, on people's financial habits and stress levels, highlighting the necessity for regular financial check-ins and effective communication within relationships. Austin and Brian discuss the difficulty couples face in managing finances amidst busy schedules and economic pressures, and agree that despite the challenges, open communication and shared responsibility are crucial for achieving financial stability and success. Ready to take the next step in gaining control over your money? 1. Watch my free training on the 5 budget categories you need to be in control of your money 2. Register for my FREE masterclass “Financial Freedom Blueprint” here Or 3. Schedule a FREE Discovery Call to determine if you would benefit from 1:1 coaching
In part 3 of the Savings Strategies series, Austin and Bob discuss if couples should put their extra money toward building their savings or paying down debt. Spoiler alert - the answer is "it depends". Austin and Bob help couples analyze the many variables that impact this decision and discuss the difference in interest rates vs financial momentum, along with the type of debt you're carrying. Ready to take the next step in gaining control over your money? 1. Watch my free training on the 5 budget categories you need to be in control of your money 2. Register for my FREE masterclass “Financial Freedom Blueprint” here Or 3. Schedule a FREE Discovery Call to determine if you would benefit from 1:1 coaching
Austin is joined by Jessica Pratt, a financial coach and founder of WyoU Financial Strategies. Jessica discusses her passion for helping people make confident spending decisions to save money for various goals like investing, managing risk, or simply having more fun. Austin and Jessica discuss the distinctions between financial coaching and investment advising, agreeing that while financial advisors often concentrate on investable assets, financial coaches help clients build a strong foundation to prepare for investments. Jessica discusses her experience helping clients develop financial systems tailored to their needs, emphasizing the importance of consistency in managing finances, and highlighting how a structured approach can lead to long-term success. The episode underscores the importance of a holistic financial approach, combining effective spending, saving habits, and investment strategies, tailored to individual needs and goals. Ready to take the next step in gaining control over your money? 1. Watch my free training on the 5 budget categories you need to be in control of your money 2. Register for my FREE masterclass “Financial Freedom Blueprint” here Or 3. Schedule a FREE Discovery Call to determine if you would benefit from 1:1 coaching
In part 2 of the Savings Strategies series, Austin and Bob explore the importance of savings in financial management and provide tips on how to get started. The discussion covers challenges people face when trying to save, such as societal pressures to spend and a scarcity mindset. Their discussion revolves around the importance of balancing financial decisions with mental and emotional well-being, as they touch on the mindset challenges people face when saving money. They continue by highlighting the importance of budgeting and tracking expenses to gain control over finances and conclude with sharing how they as coaches can help couples by providing an external perspective and aid them in achieving financial security at a comfortable pace. Ready to take the next step in gaining control over your money? 1. Download the “6 Secrets to Healthy Money Conversations” guide 2. Register for my FREE masterclass “Financial Freedom Blueprint” here Or 3. Schedule a FREE Discovery Call to determine if you would benefit from 1:1 coaching
Austin welcomes Angie Carlson, a financial coach with over 20 years of experience in finance, including a decade as a financial aid director. Angie owns Carlson Financial Coaching and specializes in helping clients manage their finances through better money communication, particularly among couples. Angie shares her personal experience of overcoming financial struggles with her husband, emphasizing that their success came from improving their communication rather than simply following a budget. They paid off significant debt and managed financial crises by agreeing on priorities and refining their approach through experimentation. She believes in making incremental changes rather than overhauling everything at once, and stresses the importance of understanding each other's perspectives and motivations. Ready to take the next step in gaining control over your money? 1. Download the “6 Secrets to Healthy Money Conversations” guide 2. Register for my FREE masterclass “Financial Freedom Blueprint” here Or 3. Schedule a FREE Discovery Call to determine if you would benefit from 1:1 coaching
This week, Austin and Bob begin an extensive series on savings strategies…but not from the standpoint you might expect. In fact, this first episode will explore different attitudes towards saving, from extreme penny-pinching to a more balanced approach, and why you might be causing more harm than good to your financial management if you save for the sake of saving. Instead, they talk about the importance of having a purpose and strategy behind saving and discuss the impact of early life experiences on one's mindset about money. Key Points Highlighted: 1. Why You Need to Be Purposeful with Saving: Saving money should be done with a clear purpose and strategy in mind, rather than simply saving for the sake of it. Whether it's for emergencies, future goals, or protection, having a specific reason for saving helps ensure financial stability and growth. 2. Having a Balanced Approach: There's a spectrum when it comes to saving, ranging from extreme penny-pinching to a more balanced and intentional approach. It's important to find a middle ground that allows for saving while still enjoying life and taking care of immediate needs. 3. Early Life Experiences: One's attitude towards money is often shaped by early life experiences and upbringing. However, as individuals mature, they have the power to shape their own financial mindset and behaviors, regardless of past influences. It's essential to assess and adapt one's approach to saving based on personal goals and circumstances. Ready to take the next step in gaining control over your money? 1. Download the “6 Secrets to Healthy Money Conversations” guide 2. Register for my FREE masterclass “Financial Freedom Blueprint” here Or 3. Schedule a FREE Discovery Call to determine if you would benefit from 1:1 coaching
This month, we're starting a series of conversations with other financial coaches, discussing the commonalities of what we see our clients face, how we help them overcome those challenges and what tactics couples can use to start taking complete control of their money. My first guest coach is Kelsa Dickey, with Fiscal Fitness Phoenix and the Financial Coach Academy. A 15 year veteran in the personal finance coaching world, Kelsa has plenty of stories, experiences and lessons she's told, seen and learned with her clients. Her approach integrates insights from the financial and fitness realms, drawing parallels between managing money and maintaining physical health. In this conversation, Kelsa talks about finding a financial approach that aligns with her client's natural inclinations or goals, and highlights how important mindset and consistency is to achieving financial success. She delves into the personal aspect of money management, addressing fears and misconceptions that often hinder progress, and emphasizes the significance of personal buy-in to any financial plan. Kelsa also alludes to the life changing benefit of working with a personal finance coach and comments that managing money is not a one-size-fits-all approach, which means most people need personal guidance and accountability to truly succeed in their journey to achieving financial independence. Ready to take the next step in gaining control over your money? 1. Download the “6 Secrets to Healthy Money Conversations” guide 2. Register for my FREE masterclass “Financial Freedom Blueprint” here Or 3. Schedule a FREE Discovery Call to determine if you would benefit from 1:1 coaching
In this episode, Bob and Austin discuss the importance of financial management and outline three pillars essential for financial success. They emphasize the significance of having a vision or setting goals as the first pillar, followed by creating a plan or budget as the second pillar. They delve into the tactical aspects of budgeting and emphasize the need for understanding the emotional intelligence around money. Finally, they highlight the third pillar, which focuses on managing behavior, taking personal accountability, and committing to actions to achieve financial goals. They discuss the challenges and rewards of this process, emphasizing the transformative nature of mastering financial management. Throughout the conversation, they stress the value of coaching and support in navigating these pillars effectively. Ready to take the next step in gaining control over your money? 1. Download the “6 Secrets to Healthy Money Conversations” guide 2. Register for my FREE masterclass “Financial Freedom Blueprint” here Or 3. Schedule a FREE Discovery Call to determine if you would benefit from 1:1 coaching
David was raised to believe that money was bad and Paige grew to have a scarcity mindset around finances. When the two got engaged, it quickly became clear that money was a pain point for them both. Fortunately, they connected with Austin and joined his coaching program, which has completely transformed their financial understanding and success. This week, David and Paige share their story of finding Austin and going through his coaching program, revealing the monumental changes they experienced around understanding and managing money as a couple. Hear how their experience and commitment has allowed them to overcome their fear and frustration of financial management so that they can take complete control of their money. When you're ready, here are a couple ways Austin can help: 1) Download the "5 Secrets to Healthy Money Conversations With Your Spouse" guide 2) Register for the FREE Masterclass "Financial Freedom Blueprint" 3) Schedule a FREE Discovery Call with Austin
Coming off our conversation around managing finances and bank accounts as a couple, Bob shares his experience transitioning from managing expenses and a budget separately from his wife, to combining their expenses into a shared budget, while still maintaining separate checking accounts. This change was motivated by past struggles with financial management in previous marriages. Bob and his wife now use a joint budgeting app to track expenses, and continue to work on aligning this method with their individual budgeting styles. He talks about the benefits, challenges and overall perspective he is experiencing and how he hopes this will bring stronger financial unity to his marriage in the future.
There are some strong opinions and hard facts around the benefits of combining finances and bank accounts with your spouse...or the benefits of keeping them separate. Let's take a look at each strategy and discuss the overarching considerations for managing your money as a couple
This week, our conversation revolves around discussing bad financial habits that are costing you money. Some of these habits you might not even realize you do. We emphasize the importance of budgeting, tracking expenses, and maintaining financial discipline to avoid overspending and financial stress. We also touch upon the limitations of certain financial apps and underscore the necessity of developing good financial habits for better money management. Be sure to check out these FREE resources to help you start gaining complete control of your money. FREE Masterclass "Financial Freedom Blueprint". Register at freedommoneycoach.com/training Download "6 Secrets to Healthy Money Conversations With Your Spouse" at freedommoneycoach.com/moneyguide
It's the end of another year and we're taking time to reflect on the biggest lessons learned in 2023. How did we succeed, where did we fall short and what is our goal for the coming year? Join us as we share how 2023 truly changed our outlook on life!
Whether you call it being frugal, being cheap or just being a tightwad, some people take great lengths to not spend money. Sometimes this is beneficial, sometimes it's comical, and other times it's nearly pitiful. But the reality remains that when someone is labeled with one of these financial attributes, they definitely know how to limit their expenses and keep a tight grip on their wallet. This week, everyone is subject to the conversation as we have a candid talk about the good, the bad and the SMH strategies that we've seen and heard when it comes to watching your spending. So which one are you? Let's find out!
As we conclude our series on the 3 phases of financial achievement, we're ending on the phase that presents the most fun, the most opportunity and can change your entire life. In phase 3, you'll be focused on the future and begin to reap the rewards of focused financial management as you now start building wealth and creating independence and security with your money.
Phase 2 of your financial journey is often the hardest, the longest and yet the most rewarding. Find out how your mindset when you're gaining confidence and comfort with your finances can be the most important element to your success.
There are three levels that most people experience in their financial journey. And the most important part of the journey is having the right mindset for each phase. In this 3-part series, we take a detailed look at the obstacles, opportunities and objectives you will experience, encounter and accomplish before and after your mindset change.
We've all heard, and maybe said, the lies of society that you don't make enough to get ahead and being in debt is just a way of life. Whether you feel like your paycheck isn't big enough, or you should be farther ahead because it is....the reality is the money isn't the problem. This week - we face the fallacy head on that your income is what causes financial success and reveal what REALLY causes you to win with money.
We all deal with fears around money. Will we have enough, are we managing it the right way, what if something happens? Or worse - I'll never be able to get ahead. But financial fears don't have to be the way we think about money for the rest of our lives. In fact, letting your fears dictate the way you manage money will likely be the number one obstacles that holds you back from achieving control of your finances. This week, we discuss why financial fears are so prevalent in society and how you can address your fears in a healthy, confident manner.
It seems harsh, but just because you're broke or in debt doesn't give you an excuse to not tithe or be generous. In fact, as we wrap up our series on tithing and generosity, we explore why it's even more important to give during challenging financial times. If you've ever felt nervous about tithing, this episode will bring you motivation and encouragement to put those hesitations aside and step forward with an expectation of God's blessings when you DO give.
If you have attended church for any amount of time, you've probably heard of "tithing" or giving money to the church. It's a foreign concept for anyone who isn't a Christian or doesn't have a thorough understanding of the Bible. But even for those who DO understand what a tithe is, talking about it is often off-limits. This week, we're continuing our series on generosity and tithing by calling out why this topic is so sensitive in the church and how you can approach it with a Biblical perspective.
After a few months off air to take care of life, we're back in the studio and excited to kick off a series on generosity and tithing! This week's guest, Randy Bowen, walks us through the mindset shifts necessary to make generosity a focus regardless of where you are financially. He addresses the benefits of giving, the best way to get started and why you should give even when you don't have extra money to do so.
Hey did you miss us last week?! Well there's a good reason why we weren't able to have this recording online in time...and why we are taking a short break on releasing any new episodes for a few months. Listen to a quick update on The Heart of Money and what you can expect for a few weeks.
Julia Barbaro was more than afraid to move her family of 6 kids from New York to Florida, but she told her husband yes. As they began the next chapter of their lives, growing closer as a couple required more honesty, support and understanding of each other. This week, Julia shares how she and her husband used very differing views of financial freedom to encourage and support each other to find new opportunities, passions and experiences as a family. Learn how to effectively communicate with your spouse about money and avoid frustrating arguments! Get the “6 Secrets to Healthy Money Conversations” at www.freedommoneycoach.com/moneyconversations Download a FREE video training “The Money and Marriage Success Guide” to learn the 3 keys to getting on the same page with your spouse! www.freedommoneycoach.com/successguide Schedule a FREE discovery call to see if coaching is right for you! www.freedommoneycoach.com/apply
It's true-men and women think differently, talk differently and understand money differently. Which can make for some interesting, and sometimes challenging, financial discussions. So how DO you get your husband to talk about sensitive, emotional subjects like money, without making him feel judged or critiqued? Part 2 of our series on men and money conversations opens the door for how men naturally respond to these types of conversations and how you can guide them to articulating the answers you need. Learn how to effectively communicate with your spouse about money and avoid frustrating arguments! Get the “6 Secrets to Healthy Money Conversations” at www.freedommoneycoach.com/moneyconversations Download a FREE video training “The Money and Marriage Success Guide” to learn the 3 keys to getting on the same page with your spouse! www.freedommoneycoach.com/successguide Schedule a FREE discovery call to see if coaching is right for you! www.freedommoneycoach.com/apply
Most men don't like to talk about money or emotions. But the reality is money is emotional and we all have to deal with it. Unfortunately, this dynamic makes some conversations between men and women very challenging. So we're taking a deep dive at how men and women can have effective conversations around money. And we're bringing our expert wives to the table! If you've ever wanted to get inside a man's head or hear tips from other women for communicating with their spouse, don't miss this 2 part series on men and money!! Learn how to effectively communicate with your spouse about money and avoid frustrating arguments! Get the “6 Secrets to Healthy Money Conversations” at www.freedommoneycoach.com/moneyconversations Download a FREE video training “The Money and Marriage Success Guide” to learn the 3 keys to getting on the same page with your spouse! www.freedommoneycoach.com/successguide Schedule a FREE discovery call to see if coaching is right for you! www.freedommoneycoach.com/apply
Having moved across the country more than once, and experienced every lifestyle from minimalist to wealthy, real estate agent Ashley Harwood holds a very unique perspective on life, finances and what really matters. This introvert turned successful investor and coach understands that money isn't the focus, but rather the means. And in each stage of financial success she has experienced, she has found satisfaction in what matters at that moment. This week, she shares insight into finding peace and contentment regardless of her financial status. And we discuss the varying degrees of financial stability that most families face. Learn how to effectively communicate with your spouse about money and avoid frustrating arguments! Get the “6 Secrets to Healthy Money Conversations” at www.freedommoneycoach.com/moneyconversations Download a FREE video training “The Money and Marriage Success Guide” to learn the 3 keys to getting on the same page with your spouse! www.freedommoneycoach.com/successguide Schedule a FREE discovery call to see if coaching is right for you! www.freedommoneycoach.com/apply
In our last episode of the series on atomic habits, Bob presents a look at the Diderot effect and how it impacts our buying habits subconsciously. We highlight the fact that habits are most effective when they happen subconsciously as well and share the formula for creating real financial habits that will make big impacts on your life. Learn how to effectively communicate with your spouse about money and avoid frustrating arguments! Get the “6 Secrets to Healthy Money Conversations” at www.freedommoneycoach.com/moneyconversations Download a FREE video training “The Money and Marriage Success Guide” to learn the 3 keys to getting on the same page with your spouse! www.freedommoneycoach.com/successguide Schedule a FREE discovery call to see if coaching is right for you! www.freedommoneycoach.com/apply
Reactions are often instinctive. You don't think about them and sometimes don't even realize you have them. That's why they are powerful when creating habits! In part 3 of our atomic habits series, we talk about why sheer will power often isn't enough to implement a new habit. And why establishing “triggers” to cause us to react is more effective is the long run. Learn how to effectively communicate with your spouse about money and avoid frustrating arguments! Get the “6 Secrets to Healthy Money Conversations” at www.freedommoneycoach.com/moneyconversations Download a FREE video training “The Money and Marriage Success Guide” to learn the 3 keys to getting on the same page with your spouse! www.freedommoneycoach.com/successguide Schedule a FREE discovery call to see if coaching is right for you! www.freedommoneycoach.com/apply
The 2nd law of creating atomic habits is to make it attractive. Consequently, the 2nd law of BREAKING habits is to make them unattractive. Part 2 of our series on atomic habits for finances discusses why it's easier to “slip” on creating new habits when there isn't anything to stop bad behavior. In a society where spending money is becoming easier and easier, it's vitally important to place roadblocks and barriers up that make bad habits harder to keep. Learn how you can create healthy friction with your management and make good habits easier to implement. Learn how to effectively communicate with your spouse about money and avoid frustrating arguments! Get the “6 Secrets to Healthy Money Conversations” at www.freedommoneycoach.com/moneyconversations Download a FREE video training “The Money and Marriage Success Guide” to learn the 3 keys to getting on the same page with your spouse! www.freedommoneycoach.com/successguide Schedule a FREE discovery call to see if coaching is right for you! www.freedommoneycoach.com/apply
What better way to kick off the new year than with new habits?! This month we're taking a deep dive into the book Atomic Habits by James Clear and applying the principles to our finances. Part 1 of this series examines the fundamentals of building habits and why most people fail miserably. As we break down the steps of habit creation, you'll learn how to create SMALL changes in your daily routine that make BIG results over your lifetime. Learn how to effectively communicate with your spouse about money and avoid frustrating arguments! Get the “6 Secrets to Healthy Money Conversations” at www.freedommoneycoach.com/moneyconversations Download a FREE video training “The Money and Marriage Success Guide” to learn the 3 keys to getting on the same page with your spouse! www.freedommoneycoach.com/successguide Schedule a FREE discovery call to see if coaching is right for you! www.freedommoneycoach.com/apply
As we knock on the door on another new year, it's CRAZY to think about what happened in the last 12 months!! Bob and I each experienced our own set of successes, challenges and journeys. And now, we're gearing up to take ownership of 2023. It's a 4-person panel again as we bring the wives to the table for reflection, celebration and motivation to recap the year and share our money missions for the future! Learn how to effectively communicate with your spouse about money and avoid frustrating arguments! Get the “6 Secrets to Healthy Money Conversations” at www.freedommoneycoach.com/moneyconversations Download a FREE video training “The Money and Marriage Success Guide” to learn the 3 keys to getting on the same page with your spouse! www.freedommoneycoach.com/successguide Apply to the Money Mastery Program for 1:1 coaching to help you and your spouse take control of your money and accomplish financial independence www.freedommoneycoach.com/apply
According to financial coach Suzanne Scullion, there's two things Europeans talk openly about…money and sex. But in America, these topics are considered off-limits to most couples, especially in a public setting. While this is generally a good societal rule to follow, it also opens the door to inner turmoil and self-sabotage in extreme situations. This week, we dig into the intimate conversations couples, and their friends, need to have with each other regarding finances as Suzanne shares the benefits of open communication…and the detriment of hidden thoughts. Connect with Suzanne at linktr.ee/gracefinancialcoaching Learn how to effectively communicate with your spouse about money and avoid frustrating arguments! Get the “6 Secrets to Healthy Money Conversations” at www.freedommoneycoach.com/moneyconversations Download a FREE video training “The Money and Marriage Success Guide” to learn the 3 keys to getting on the same page with your spouse! www.freedommoneycoach.com/successguide Apply to the Money Mastery Program for 1:1 coaching to help you and your spouse take control of your money and accomplish financial independence www.freedommoneycoach.com/apply
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