Podcasts about costing

Clutter isn't just about messy closets or overstuffed drawers—it impacts our time, energy, emotions, and even our spiritual well-being. In this episode, I'm joined by professional organizer and author Robyn Reynolds, who shares wisdom from her book What Is Your Clutter Costing You? and offers practical strategies for breaking free from the stress clutter creates. We dive into: How clutter fuels a stress cycle that steals our time and focus The connection between physical clutter, mental clutter, and productivity Why clutter leaves us feeling drained—and how to reclaim our energy The concept of “residential productivity” and how mental clutter disrupts home management Practical steps for starting and finishing a decluttering project without overwhelm The metaphysical and spiritual significance of clutter, and how decluttering can become a form of self-care Robyn Reynolds, CPO®, was destined to organize—long before she even knew it could be a career. What began as a passion for tidying up her own spaces "just for fun" eventually evolved into Organize2Harmonize, a thriving professional organizing business . Today, Robyn is a Certified Professional Organizer, published author, and sought-after expert in the organizing world. Whether she's working with celebrities or families, Robyn brings a mix of professionalism, heart, and harmony to every project. Resources Mentioned: Connect with Robyn on her website and Instagram Pre-order her book What is Your Clutter Costing You? here If you want to enjoy the free workbook, e-mail your proof of purchase to the publisher at marketing@mangopublishinggroup.com and they will send it to you!

We're back, and today we're diving into a subject that sits at the core of Grit Meets Growth—comfort. It's been nearly a year since we dedicated an entire conversation to it, but if you've listened for a while, you know this theme surfaces often. We believe growth begins at the edge of your comfort zone, and while the world tells us to chase comfort, the truth is it comes with a hidden cost. Comfort feels safe, but it can quietly rob us of progress, purpose, and fulfillment. In this episode, we're unpacking what comfort really means, why it's so sneaky, and how stepping into discomfort—with discipline—opens the door to becoming who you're built to be. Here are 5 key insights pulled from this episode on comfort and discipline:Comfort Comes with a Hidden Cost While the world sells us on the idea that comfort equals happiness, it often robs us of purpose, fulfillment, and growth. Staying “comfortable” in a job, relationship, or routine might feel safe, but it quietly drains time, energy, and potential.Discipline Beats Motivation Motivation comes and goes, but discipline is what drives progress. True discipline is doing what you said you would do, even when you don't feel like it. It's showing up consistently, leaning into structure, and replacing excuses with action.Growth Requires Discomfort Growth happens on the edge of your comfort zone. Whether it's in your career, marriage, parenting, or personal habits, stepping into the uncomfortable is the catalyst for becoming your best self. Avoiding discomfort keeps you stuck in “good enough."Simplification Fuels Momentum Life doesn't always require more—it often requires less. Stripping away excess, simplifying your routines, and focusing on the basics (like a morning workout, a hard conversation, or cooking your own meal) builds grit and momentum for long-term growth.Community Creates Accountability Breaking out of comfort is easier when you're surrounded by people pursuing the same thing. Being in community with others who are willing to get uncomfortable, hold you accountable, and push alongside you makes growth sustainable and powerful.One Truth:Comfort feels safe, but it's actually stealing your potential—real growth only happens when you choose discomfort and discipline.

In this eye-opening episode of Financial and Lifestyle Freedom for UK Business Owners, Annette Ferguson debunks five of the most dangerous accounting myths that could be silently draining your profits. If you've ever wondered why your bank account doesn't reflect your profits, or if you're making business decisions just to save on tax, this episode is a must-listen.Key Takeaways:• Profit Isn't Cash: Discover why a profitable business can still run out of money and how to manage your cash flow effectively.• Strategic Tax Planning: Learn why minimising tax at all costs is a flawed strategy and how to approach tax planning for long-term growth.• Accounting as a Strategic Tool: Move beyond compliance and unlock the powerful insights your financial data holds to drive profitability.In This Episode, You'll Learn:• The 5 Most Dangerous Accounting Myths: Annette exposes the common misconceptions that lead to cash flow problems, missed opportunities, and even business failure.• The Truth Behind the Myths: Get clear, actionable advice on how to protect your business and make smarter financial decisions.• A Simple Test for Tax-Saving Strategies: Learn how to evaluate whether a tax-saving strategy is actually benefiting your business.• The Hidden Costs of DIY Accounting: Understand why professional accounting advice is an investment, not an expense, and how it can save you thousands in the long run.Resources Mentioned:•Free Financial Health Check: Book your free assessment to identify and correct any accounting myths hurting your business.•Profit First UK Facebook Community: Join the free online community to connect with other like-minded business owners.

BT and Sal get into a heated debate about the Mets' recent struggles and whether manager Carlos Mendoza is to blame. While Sal argues the team's bigger problems lie with inconsistent hitting and a flawed roster, BT insists that Mendoza's "sloppy" in-game decisions, particularly a confounding pinch-hitting choice, are a recurring detriment that could ultimately cost the Mets a playoff spot. They dissect Mendoza's tactical missteps from the recent loss and question if he has what it takes to guide a team through a high-stakes pennant race.

Calculating all the variables that go into a establishing a standard cost is anarduous process. Like it or not, this is where we have to put on our lab coats, and become a doctor of details. Bypassing certain cost components can be deadly to a small company. Are you being a doctor of details?Support the show

In this powerful Sunday message, Kris continues his "Developing a Wealth Mentality" series by exploring how our view of the future shapes our impact today. Are you living with a fatalistic eschatology that limits your influence, or embracing your role as the light of the world? Jesus didn't call us to huddle together waiting for rescue, He commissioned us as apostles to transform culture! Kris challenges the common belief that the world must get darker while the church gets brighter, showing how this mindset has robbed Christians of hope and influence. Discover what it truly means to be "the light of the world" and how having a prosperity mindset isn't just about money, it's about having hope for nations. Connect with Kris Vallotton: Website: https://www.krisvallotton.com/ Facebook: https://www.facebook.com/kvministries/ Instagram: https://www.instagram.com/kvministries/ Twitter: https://twitter.com/kvministries Additional Resources by Kris Vallotton: https://shop.bethel.com/collections/k… About Kris Vallotton: Kris Vallotton is the Senior Associate Leader of Bethel Church, Redding, and is the Co-Founder of Bethel School of Supernatural Ministry (BSSM) and Spiritual Intelligence Institute. He is also the Founder and President of Moral Revolution and a sought-after international conference speaker. Kris and his wife, Kathy, have trained, developed, and pastored prophetic teams and supernatural schools all over the world.

If you've ever told yourself, "I just don't have the time," or "I should already have this figured out by now," you're not alone—and you're not broken. But those thoughts? They're excuses your brain is using to keep you stuck. In this episode, I'm walking you through 4 common excuses that hold single LDS women back, and I'll show you exactly how each one is quietly costing you—your peace, your confidence, your time, and even your relationship with God. We'll talk about the real return on investment that comes when you finally change the opinion you have of yourself—and why that one shift opens the door to the life you actually want. Ready to stop spinning in excuses and start moving forward? Let's go.

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With just four months left in the year, many of us are feeling exhausted, stretched financially, and emotionally drained. Prof Renata Schoeman, Psychiatrist and Head of the MBA in Healthcare Leadership at Stellenbosch Business School, speaks to John Maytham about how to tell the difference between normal stress and burnout, and the costs burnout carries for both employees and companies. The conversation also touches on practical ways to manage stress before it escalates. Good Morning Cape Town with Lester Kiewit is a podcast of the CapeTalk breakfast show. This programme is your authentic Cape Town wake-up call. Good Morning Cape Town with Lester Kiewit is informative, enlightening and accessible. The team’s ability to spot & share relevant and unusual stories make the programme inclusive and thought-provoking. Don’t miss the popular World View feature at 7:45am daily. Listen out for #LesterInYourLounge which is an outside broadcast – from the home of a listener in a different part of Cape Town - on the first Wednesday of every month. This show introduces you to interesting Capetonians as well as their favourite communities, habits, local personalities and neighbourhood news. Thank you for listening to a podcast from Good Morning Cape Town with Lester Kiewit. Listen live on Primedia+ weekdays between 06:00 and 09:00 (SA Time) to Good Morning CapeTalk with Lester Kiewit broadcast on CapeTalk https://buff.ly/NnFM3Nk For more from the show go to https://buff.ly/xGkqLbT or find all the catch-up podcasts here https://buff.ly/f9Eeb7i Subscribe to the CapeTalk Daily and Weekly Newsletters https://buff.ly/sbvVZD5 Follow us on social media CapeTalk on Facebook: https://www.facebook.com/CapeTalk CapeTalk on TikTok: https://www.tiktok.com/@capetalk CapeTalk on Instagram: https://www.instagram.com/ CapeTalk on X: https://x.com/CapeTalk CapeTalk on YouTube: https://www.youtube.com/@CapeTalk567 See omnystudio.com/listener for privacy information.

Sometimes the goals that got you started aren't the ones that will take you to the next level. Growth requires reevaluating, releasing, and realigning with where you're headed not where you've been. Learn how to invest in real estate with the Cashflow 2.0 System! Your business in a box with 1:1 coaching, motivated seller leads, & softwares. https://www.wealthyinvestor.com/Want to work 1:1 with Ryan Pineda? Apply at ryanpineda.comJoin our FREE community, weekly calls, and bible studies for Christian entrepreneurs and business people. https://tentmakers.us/Want to grow your business and network with elite entrepreneurs on world-class golf courses? Apply now to join Mastermind19 – Ryan Pineda's private golf mastermind for high-level founders and dealmakers. www.mastermind19.com--- About Ryan Pineda: Ryan Pineda has been in the real estate industry since 2010 and has invested in over $100,000,000 of real estate. He has completed over 700 flips and wholesales, and he owns over 650 rental units. As an entrepreneur, he has founded seven different businesses that have generated 7-8 figures of revenue. Ryan has amassed over 2 million followers on social media and has generated over 1 billion views online. Starting as a minor league baseball player making less than $2,000 a month, Ryan is now worth over $100 million. He shares his experiences in building wealth and believes that anyone can change their life with real estate investing. ...

In this episode of the Creatress of Freedom, Annie dives deep into a critical issue affecting salons and service-based businesses: the mindset of your team and how it impacts client experiences—and revenue. Annie shares a real-life conversation she had with a stylist who believed “it's all about the money now, not the client,” and unpacks why this common mindset is costing businesses thousands. She explores the danger of assumptions about clients' willingness to spend, how scarcity beliefs shape reality, and why staff often unknowingly create disservice experiences.   Chapters in this episode:  00:00 Introduction to Client Mindset and Industry Trends 02:50 The Importance of Value Creation in Client Relationships 05:23 Role-Playing Effective Client Consultations 08:25 Setting Clients Up for Success 11:20 The Impact of Staff Mindset on Client Experience 13:54 Self-Care and Professionalism in Service Delivery 17:03 Concluding Thoughts on Client Relationships and Business Growth   Let's Stay Connected! Say Hi on Instagram, head to @annie_knight_mentor (for salon related content) & @iamanastasia_louisa for all else!  Or head to my personal facebook page here, for salon content head to this facebook page!  Check out the Freedom Salon Manual - FSM Find Out About Private Coaching Apply for Private Coaching Book a Strategy call with me! Want more ways to work together? Head to my website!

What are your coworkers really saying about you when you're not around? While you're busy being excellent at your job, other people are forming opinions about your competence and sharing them with everyone who will listen. In this episode, we're diving into how to take control of your professional image instead of letting office gossip write your career story. The Image Gap: Your desired professional image vs. what people actually think about you Most people have a Grand Canyon-sized gap between these two Your excellent work doesn't automatically speak for itself Your professional reputation is being shaped right now by the people around you. You can either be part of that conversation or let other people have it without you. The choice is yours: keep hoping things change, or start being strategic about how you show up and create the change you want. ** Don't even know where to begin in improving your interpersonal skills? Are you ready to leave social stress behind and go from where you are to where you want to be? Book a Social Strategy Session HERE 7 Biggest Social Mistakes Fast-Track Professionals Make Have a question that needs an answer. Email me at Hello@SocialConfidencePro.com  LinkedIn Instagram TikTok

Title: The Unconventional Investor: Why Following the Crowd is Costing You Millions With M.C. Laubscher Summary: In this episode of the Passive Income Attorney Podcast, host Seth Bradley welcomes back MC Lobster, a cashflow investor and entrepreneur. They discuss the importance of diversification in income streams, exploring various investment vehicles beyond traditional methods. MC shares insights from his journey from South Africa to the U.S., emphasizing the opportunities available for those willing to take action. The conversation covers innovative cashflow niches, including agriculture, energy, life settlements, and music royalties, as well as strategies for achieving financial freedom. MC highlights the mindset necessary for successful investing and the importance of accountability in personal and financial growth. Links to watch and subscribe: https://www.youtube.com/watch?v=II3UR8G3eWU Bullet Point Highlights: Mikkel Thorpe helps people relocate overseas and navigate tax issues. The expat lifestyle offers freedom and adventure beyond traditional living. Second residencies provide legal rights to live and work in another country. Tax benefits for U.S. citizens living abroad include the foreign earned income exclusion. Investing in real estate can provide both residency benefits and financial returns. Personal responsibility is crucial for achieving financial independence. Mikkel emphasizes the importance of emotional support during relocation. Countries like Panama offer favorable tax situations for expats. Understanding the legal obligations of living abroad is essential for compliance. Exploring different cultures can lead to personal growth and new opportunities. Transcript: Seth Bradley (00:10.572) What's going on y'all. Welcome back to a new episode of the Passive Income Attorney Podcast. Of course, your favorite place for learning about the world of alternative passive investing so that you can have more freedom, flexibility, and fun. Now, if you're ready to kick that billable out of the curb, start by going to attorneybydesign.com and download the Freedom Blueprint, which will also get you access to partner with us on one of our next passive real estate deals, which we'd love to have you on board for.   to help you on your journey to financial freedom. All right, today, let's talk about diversification in a particular way though. Let's talk about the different ways that you can make money. There are so many different ways. Unfortunately, for most of us, we have it in our heads that there's only one way. For my attorneys out there, well,   We just do our attorney thing and that's how we get paid. We have one stream of income, one active stream. Maybe we save for retirement through a 401k or we buy some stocks and bonds or play around on Robinhood or something like that. But we don't think about all the other ways that we can make money. If you've listened to my show before, I've had so many attorneys on here that have leveraged their knowledge, their background, their experience, their education as an attorney.   to catapult them in other aspects of life, in other avenues of business so that they can create multiple streams of income, whether that's through starting a side business, a side hustle, which eventually might become their full-time hustle or investing in real estate, both passively and or actively. There are so many different ways to make money, but there's more ways than just the things that we've talked about so far. There are so many different ways and there's no magic pill.   Right now we talk about syndications a lot on this show, but it's not a magic pill. I'm not preaching to you and telling you if you don't invest in a syndication or invest in syndications, then you're not going to become wealthy or that investing in real estate is the only way to become wealthy. It's not, it's a tried and proven way to become wealthy. And it's my favorite way and a lot of my guests favorite way, but it's not the only way.   Seth Bradley (02:30.814) And our guest today, MC Lobster, who is no stranger to this show. He's been on here before. He's actually our first repeat guest. but I love chatting with him. He's such a great guy. So knowledgeable. he is a true expert at this idea of diversification across so many different types of income that you can create for yourself. And he's on here on the show today, especially to talk about his new book, the 21 best cashflow niches, where we'll   jump into what some of those are. Some of these things you've probably never even heard about. We'll talk about life insurance contracts. We'll talk about agriculture, energy, of course, real estate and all of those things. But inside you, you'll get some new ideas about things that you never even thought you could invest in. MC Lobster is a cashflow investor and a serial entrepreneur. He's the creator and host of the top rated business and investing podcast, the cashflow Ninja.   which has been downloaded over 3 million times in over 180 countries. He's also the president and CEO of Producers Wealth, a virtual wealth creation firm that assists investors and business owners to set up and implement infinite banking. All right, without further ado, the one, the only MC Lobster, let's go. This is the Passive Income Attorney Podcast.   where you'll discover the secrets and strategies of the ultra wealthy on how they build streams of passive income to give them the freedom we all want. Attorney Seth Bradley will help you end the cycle of trading your time for money so you can make money while you sleep. Start living the good life on your own terms. Now, here's your host, Seth Bradley. MC Lobster, what's going on, brother? Welcome to the show.   Great to be back. Great to connect. Looking forward to our conversation.   Seth Bradley (04:25.71) Absolutely, man. You are my first repeat guest. So you have that honor. Awesome, man. Well, for our listeners that haven't heard you on the first episode, maybe just give a quick rundown of a little bit about your background and who you are and, you know, where you come from and all that kind of stuff,   Definitely honored.   M.C Laubscher (04:46.542) Yeah, originally from South Africa, came to the US in 2001 and just blown away with the opportunity in this in this country. I mean, there's literally no place with the upward mobility like the US. You can literally start here with absolutely nothing, which is what I did. Basically a backpack, a suitcase, five hundred bucks, sense of humor, sense of adventure. And I'm an entrepreneur investor. I've started several companies.   failed at a lot of them, they had a lot of success in some of them. I've been an investor since 2001 in real estate. And I have a couple of companies, people know me for the Cash Loan Ninja, which is a podcast that I started six years ago, which has turned into a full blown financial education company. We have podcasts, tools, resources, programs, and now books. And then also,   know, I have a company called Producers Wealth. We help folks all across the United States. In 49 states, set up infinite banking, a cashflow management strategy utilizing an insurance product. And then I also have a company where we do a lot of syndications in the resort and multifamily space called Producers Capital Partners. But I love cashflow. I love talking about cashflow, creating it.   positioning it efficiently and managing it and then multiplying it. So everything cashflow gets me excited.   Is that all you got going on, man?   M.C Laubscher (06:20.8) You know, throw throw throw a family that's very active and love to do stuff in there. I've got a beautiful wife and two young kids to all one for an off and three boy and a girl. So you can just imagine the energy there. So a full time job almost by itself, right?   That's   All right. Yeah. So many hours in the day, man. I don't know how you do it. I know how you do it. I love what you said about upward mobility, man. And I think we take that for granted in the US. So how is that different in other countries for us? don't even think about that sort of thing.   Yeah, so I grew up in South Africa and then I was fortunate enough, I traveled to a number of African countries and then I also traveled to a number of European countries, Latin American countries and Asian countries. And I don't think people realize, like if you're born in the United States, you literally won a lottery ticket. I it's I don't know how else to say it. When I got here, I looked at this and I'm like, wait a second. So there's not really like you could, mean,   You just bring your game, you start where you're at and the sky's the limit where, you know, it's very tough in certain countries. Let's just use Africa as an example, you know, in South Africa, the lack of infrastructure, supportive infrastructure for somebody starting there and maybe folks from other countries can relate like in Brazil is probably the same, a of Latin American countries that don't have the same infrastructure that's in the States. So let's just say you are,   M.C Laubscher (07:53.614) you're born on the lowest economic rung. That happens to folks, right? If you're born in the United States, well, you still have access to stuff. You could go to a library, jump on a computer, learn skills, there's public schools. When you're born in a shanty town in South Africa or in a favela in Brazil, you don't have the same access. And also when you come here, literally,   I mean, you look at all the rags to reach the stories and, funnily enough, a lot of it is immigrants. You see it, a lot of immigrants rise to the top because most of them, whether they're from Africa, the Middle East, Eastern European countries, Latin America, that's kind of what they experienced too. And I've had conversations with them too where they're like, man, you could do anything you want to here. There's nothing holding you back.   and the sky is limit. It's not even the limit. You could go to space if you want like Elon. no, it's an incredible place. It still is. We live in an incredible time in the US is an incredible country, where, you know, it's all what you make of it, and all how you approach it, right?   Yeah, for sure. mean, it's kind of like, the access to information, the access to technology, the access to education. I know that's kind of a, you know, we fight about that all the time, but we have access to those things up to a certain point for free. Whereas other places do not have that access to information, technology, education. And that in itself gives you power. Knowledge is power. It's not just a saying.   Yeah, think think about the time that we live in. Who is it? Who is in Star Trek? Was it like Buck Rogers or Captain Kirk? Was Captain Kirk the guy? So, I mean, I still remember and we had very little TV. I grew up inside everywhere. We had like two TV channels, but one of them had like Star Trek episodes on. And I still remember like he would press a button and talk to someone on the telly on like a like a television screen.   M.C Laubscher (10:01.082) and I always saw, man, that's, that's, it's so cool. They're not even the same galaxy at that stage, but they're talking to one another. I like they're in the same room. We have access to that. And for most part, it's free. We have like access to star Trek technology in the time that we live in for base, for, most, for the most part, it's free. So you have a smartphone and.   you have some service or an internet connection, you're good to go. yeah, and again, the technology, which, you know, it's the frenemy. It's your friend and it's the enemy. It's a frenemy. But for the most part, if you approach it right and utilize it right, now a lot of the opportunities, when I came here in about 2001,   It was just around the internet kind of boom. So most people didn't really know what was happening there yet, but now everybody's in it. and all over the world. So a lot of the opportunity that only existed in the U.S. then too, are now available in other areas for folks to start online businesses and that kind of stuff globally. You know, to bring it back with Africa, I see on my last visit, and it's been a while ago, but I just remember seeing folks walking around with smartphones and that's all they transected bank.   They do everything on their smartphones. They have SIM cards and they buy like airtime. And I'm like, man, what you could do with a smartphone these days. It's quite incredible. So it's starting to open up in other places. yeah, you know, it's quite, we live in remarkable times and sometimes I don't think we appreciate it because we're so used to it. It's like, man, why is my internet taking so long to get on? I'm like, does anybody remember dial-up?   You know, it's like. Yeah, it will dial up, man. It's like, yeah, if we click on a link on our phone or click on a link on our computer and it takes more than like, you know, a snap, we're just like, what is going on? This is ridiculous. I can't get anything done. like, well, what did you get done when you didn't have that?   M.C Laubscher (12:09.986) Yeah. Yeah. Yeah. As like I said, before I came to the States, I remember we had dial up and I would add to download emails. So you would start at dial up and you would basically hit start for your emails to download and you would go and grab a cup of coffee and do whatever you have to do. And like 20, 30 minutes later, your emails would have been downloaded. That's so now it's, it's like this and everything moves quicker, right? So you can, you can disrupt slow, archaic,   markets in any asset class really, really quickly with technology and boy, there's some dinosaurs, especially in the markets that we were operating, real estate being one of them. And I'm in insurance too, mean, both very, very big dinosaurs that's ready for disruption.   Yeah. Yeah. So let's talk about some of those things that you invest in. know you're pretty famous for infinite banking and also in commercial real estate. mean, what are some of the things that, are some of the best vehicles to invest in that you're seeing today and how has that maybe changed recently? I, and I asked that because there's a lot of people out there, you know, they'll listen to one podcast, right? And it'll just be like, you have to do this. If you don't do this one thing, if you don't take this one magic pill,   You're never going to be able to retire, achieve financial freedom, but we all know that that's not true. Hopefully we all know that, but what are, what are some of the investment vehicles that you love and why?   Yeah, I love what you just said. It's the maximalist approach, right? It's because I made my money in single family real estate that that's the only way to do it or multifamily or so. And that's why my show is to just get as many different ideas in business and real estate and commodities, paper assets. We covered crypto and blockchain since 2016, as I thought was was pretty exciting then. Now it's like out of control. But   M.C Laubscher (14:07.562) Actually, this ties into one of the reasons why I wrote my latest book, because most people would say, MC, you've interviewed like the best minds of business and investing and all these different opinions on your show, which was very funny in the beginning because we're so used to echo chambers. You know, I didn't want an echo chamber. So I would have someone on, for example, that hates Bitcoin. And then was someone on that loves it. And that's the only thing. And people are like, I don't understand. I'm like, yeah, you have to you're both sides of the argument.   and then to make a decision. But yeah, I wrote the 21 base cashflow niches, the book where I share, you know, the top 21 that's been shared on my show and I threw in five bonus ones there, but you know, as a marketer, 26 doesn't set as well as 21, right? It's funny how psychology works. Seven's good, 10, 20, 21. And then you gotta go to 50, I guess, or 100 off to that, right?   But anyway, 21 is what I used for the name of the book. Yeah, I mean, there's incredible niches that I don't think people think about. When you invest too, you know, this is just what I've done and I just share what I do. I eat my own cooking without throwing up. But what I initially did when I built the cashflow portfolio is I was very clear on what I was trying to accomplish with each investment. So what do I mean by that? So some investments you're going to buy,   that's going to be tax favorable, right? A little bit of light on the cash flow maybe, good on appreciation or a little bit light there, but really good on taxes. Then there's certain investments that's very strong on cash flow, okay on the taxes and good on appreciation. And then there's some that's purely on appreciation, okay on taxes and okay on cash flow, but it's really driven by the appreciation. And then there's some that   that's really good on all three. Knocks out a ton of taxes, great cash flow and appreciation like real estate is one of those assets that does that. So you have to be very clear when you build out a portfolio and I would advise just this is what I'm doing in the time that we're living in today that you have diversified income streams within a cashflow portfolio because we're living, mean, again, during times of great change   M.C Laubscher (16:29.25) There's going to be disruption. There's going to be chaos. You don't want to be in one. You don't want to put all of your eggs just in one basket. And that's you know, that's the horse that's going to win you the Kentucky Derby. You got to have a stable of horses and have many access to many different income streams. So what are some of the what are some of the coolest ones that I've seen? There are some some, know, if you're looking for taxes, there's some great plays and energy, great plays.   Disclaimer, not a tax accountant or CPA, but when you invest oil and gas, different energy projects, there's a very, very, very good tax incentives from a strong cash flow and so forth. So that's a great tax strategy, by the way, to offset active income, not just only passive income. If you do it properly and you're investing in it. And by the way, in case anybody hasn't checked energy prices.   It's just skyrocket. Try and put gas in wherever you are right now. So energy prices has a great appreciation with inflation, great cash flow and great taxes. the tax play is really good with that one. Then, of course, mean, different types of real estate. But one thing that I would share that was very interesting when I was writing this book is kind of reflecting on the years of and I've done this six years and all the people that I've interviewed. But one thing was very interesting.   So agricultural, the market is big. There's many different things in agriculture. And that's where a lot of folks obviously invest farmland, livestock, produce, that kind of stuff. What I found just fascinating was the portfolio allocations of some of the wealthiest people on this planet in timber, more specifically tea.   And I'm like, wait a second, because I've some friends that work in family offices, too. So when I came across this, I reached out to them and I'm like, I see like, is there a lot of like the some of the families that are working with you invested in this asset class? And they're like, yeah, it's in all of our portfolios. And I'm like, that is fascinating. So teak, which is in the timber category is is there. And then I started looking into this. And it's like institutional companies are buying this hedge funds.   M.C Laubscher (18:58.594) family offices, like Ted Turner is one of the largest investors. And I looked into this and I'm like, why? And then of course, you reach the conclusion that what happens in agriculture, trees grow, they grew five years ago, they're gonna grow five years from now, they're gonna grow 20 to 25 years from now, they're just gonna do what they do if they're in the right climate, in the right country.   And so forth, so it provides stability to a portfolio. So it's a long term play. It's not a get rich quick scheme. Anybody that's in agriculture that has ever invested in that space knows that this is not a Bitcoin where you buy something and the next day it doubles. It's I mean, it's literally you have to hand it over to God. It's nature. It's going to take time to grow before you harvest. And when you harvest, obviously.   you're going to generate some cash flow from it. But I thought that was fascinating that how they build their portfolio there, they have to have things in there that stabilize it. Obviously, it's very big on real estate. There's a lot of energy plays on there. There's a lot of that in there. Another great asset class that can stabilize the portfolio, which I'm personally an investor in too, is life settlements.   And a lot of folks that say, is what is life settlement? So you can actually sell life insurance contracts just like you would sell real estate notes. So why would somebody sell a life insurance contract? Well, there are some folks that, like most Americans, have all their wealth in their homes and in a 401k. And that's it. No diversification. what happened in 2008, 2009? Well.   They were in retirement already and maybe lost the majority of the equity of the value of their house. They got clobbered in their stock portfolio and their retirement accounts. And now they're out of money basically. So what do you do? And now because of the stress, there's an illness too. So you can sell and you realize, I have a life insurance policy that I could sell to an investor. And then obviously the investor can, and this is being underwritten of course, an agent and so forth.   M.C Laubscher (21:21.804) But they have a life insurance policy that they can sell and live out the remainder of their life comfortably. So there's a win-win on both sides of it. I'll give an example. Let's just say you have a million dollar death benefit and a life insurance policy, and you have like $50,000 in cash value. And you're in a very bad situation like these folks are that I just told you. Well, you could go.   to a live settlement company at that stage, if you qualify, not all of them of course qualify, it has to be under underwritten to make sense for an investor to buy that. But let's just say you could get four to five times the amount that you have some, even if you're getting $200,000, $250,000 in cash, the investor would then pay for that. And then now they own the life insurance policy. So eventually when   when the seller then passes away, then obviously the proceeds gets paid out to the investor. So they got money to live out the remainder of their life comfortably. The other folks then obviously got a return on the investment that they made. And there's pools of this, there's funds, it's a security. So there's a lot of undesirable, just disclaimer and I was warned about all this stuff is there's undesirable.   characters in every industry. And as you can imagine, there's probably a lot in that space. Just be aware that if it's in a fund, which is the best way to do it, because you can diversify over a large number of policies and utilize the law of large numbers like insurance companies, it is a security. So there are security laws that apply to all those things. it's essentially for accredited investors that have access to this.   Institutions, they just buy tons of policies on their own. Life insurance companies buy policies from other. They buy policies from other insurers to have on their books as a hedge. Folks like Warren Buffett, Bill Gates, shocker, he's a big investor in that kind of stuff, too. But yeah, it's a very interesting asset class. And again, with the teak, what does it provide?   M.C Laubscher (23:37.87) Well, it provides stability because you're essentially buying your equity upfront. So the only factor is time, which will impact your return, obviously, right? So you could get a very nice return on that, which you kind of know when you buy it, sort of the equity that you have in that policy. And then with Teak, I mean, it stabilizes a portfolio. So between the two of those great plays, settlements, not as much cash flow heavy, but great upside potential appreciation.   So that was the main driver of that, but it stabilizes portfolios. So there's some interesting stuff that I've seen, but those are, you know, I figured I wanted to share some of the stuff that can stabilize a portfolio too, especially during times of craziness where it's not just speculative kind of place.   Yeah, that's fascinating, man. There's so many different things that you've invested in and that there are just to invest in in general and people just don't know about it, right? They get stuck in that, that 401k stocks and bonds bubble. And they think that that's just the only way to invest. And that's why sometimes I'll say, just get into a passive real estate deal, right? Not just because that's the only way to invest, but once you do it once you kind of surround yourself with those types of people that are looking at alternative investments. And then you start your mind just kind of opens up to   all these different things in agriculture, in energy, in, you know, all of those things that you just mentioned that are out there to invest in. And you just start seeing all these opportunities just around you. And then you can kind of start diversifying away from that.   Yeah, you know what another one is, and I cover this in the book too, which would be interesting for your folks at the time that we live in. You know, we had the whole Joe Rogan thing, the Joe Rogan experience controversy, and we had these folks that wanted to pull their music off Spotify. So some folks, if they actually read the story, might have grasped how that side of the business works. But essentially, you can invest in music royalties. And that's another niche on the book, which someone shared on my show.   M.C Laubscher (25:39.118) a couple of years ago, which I found was fascinating. Now, a musician can sell a portion or all of the royalties on their music to an investor. And that's essentially what happened to a lot of those folks that wanted to leave Spotify. They don't even own their royalties or all of it, maybe a small portion or a part of it, but corporations do. They own their music royalties.   So every single time a song gets played somewhere or is used in a movie or something, royalties are paid on that and the investor collects cashflow. Now, do we listen to music when markets crash? Yeah. Do we listen to music when markets boom? Yeah. We always listen to music, you know, whether it's good or bad times. So it's another, it's another interesting aspect of, of that. Now, why would a musician sell their royalties?   And this is fascinating because that side of the business and my brother, my brother is a musician too. So I learned a little bit of that, that side of it and had an insight of that, but why would they sell a portion or all of it? So maybe they need to fund the next album and they don't have a record label backing that. And maybe they just want to do it themselves or, you know, for them to raise money for the next project would be, would be one example of that. So, and of course, if there's   partial ownership of royalties. It's actually the best way to do that because otherwise the musician doesn't have incentives to keep promoting those songs. Right. So you almost want to go like 50 50 with someone to make sure like they've got skin in the game to still promote their albums and the songs and play them at concerts and all that kind of stuff. Otherwise, they're not really going to care because they don't own the rights or the royalties to that music anymore.   So it's fascinating. There's a whole exchange, as you can invest like an investor, but there's so many ways to do it. There's so many ways. see to your point, I see people argue all the time. This one's better, this one's better, this one. I'm like, you can make, it's incredible to see the ways that people can make money and become successful. There's so many ways to do it.   Seth Bradley (27:53.698) Yeah. Are there any, I know you went through quite a few there and I want to give the entire book away, but are there, is there another like really surprising one that kind of stands out in that book where somebody's going to read and they're like, what? That's crazy.   Yeah, I throw in there a different angle on crypto. So I share a strategy in there. I share a crypto strategy and then I share an angle of how to look at it as an investor because most people think cryptocurrency and blockchain and they go, oh, I just buy Bitcoin and it goes up 20 fold and now I'm a millionaire or a doggy coin and I'll be fine.   But there's actually that's very speculative, obviously, and you're a speculator. What the folks, the absolute cash flow ninjas have done is they have approached this as investors in the space. So they have followed what I call the California gold rush strategy. So they looked at this and said, wow, all right, there's gold found in California and San Francisco in that area.   Instead of going to mine or dig or pan for gold, I'm going to be the person selling the shovels, the picks, the equipment. I'm going to be the person selling the clothes like Levi Strauss. I'm going to be the person there that has provides housing, hotels, bars, restaurants, entertainment, brothels, whatever floats your boat. And I'm going to be the person that offers financial services like Wells Fargo.   You take a different strategic approach of investing. So you actually go in as an investor and say, like in the crypto and blockchain space, I'll give you some examples. The folks that have absolutely made a fortune in this space. Yeah, they had some Bitcoin. Yeah, they were early investors in Bitcoin and Ethereum. But guess what? They were early investors in exchanges. You know, I actually was in the Bauschman group of one of the first investors in Coinbase, which is now   M.C Laubscher (29:59.714) They went public. I think he did pretty well. The same with Kraken. He's also one of the earliest investors in Kraken. So he's on exchange. So the same with music. Do you think a lot of people trade crypto when the markets are going up? Absolutely. A lot of people are chasing the pump. Do you think there's a lot of activity on an exchange when crypto wets the bed and corrects? Absolutely. There's a panic selling going on.   Markets go up, down and sideways. They make money regardless. So that's one way of doing it. But think of other things, right? You know, in the cannabis space, everything was like, if you're a lawyer, I mean, you would never run out of work. If you are a tax accountant, you would never run out of work in that space. The same with crypto. So there's so many legal things happening there. And think about estate plans.   You have coins. How are you planning on transferring that to your children or your grandchildren? How does that work? Nobody's figured that out. There's companies that have been started in that space to address that problem. And you could be an investor in that company. How about taxes? You think they're coming off the taxes in crypto? You think if you're investing in a very, very good tax firm globally or locally and so forth that specializes in crypto, you're going to lose money?   going to be busier than ever. So it's a different kind of angle that you're coming in as an investor in the space, less sexy. I prefer it that way, cash flow, taxes, you're a business owner, that kind of stuff. But it's not the Elon Musk doggy coin kind of style that you're investing in the space. It's a little bit more strategic.   Right. Yeah, I love that, man. And you can use that, you know, that strategy across different industries. Like you said, you know, you're, selling, you're selling the picks and the, and the pans for the gold rushers. You're, selling the tools rather than actually going and trying to find the gold. And those are the people that actually got rich during the gold rush, right? People that sold the tool. So just think about, you know, any hot industry that way, like, what can I do? That's kind of that ancillary angle rather than the direct angle. And that could be the   Seth Bradley (32:18.03) the better investment.   Yeah, it's almost like I interviewed Jim Rogers a couple of times on my show and he's very comical, legendary investor. And he always said to me, know, when I asked him about how, how we like some of the big hits that he had and some of his best investments, he said, MC, it's quite simple. All I do is I sit and I just wait until people, the money is just lying on the floor. And then I go and pick up the money. That's all I do.   So and then I asked him about, all right, what is that? What is how does that relate to it? And it's like when you see something that's a no brainer that everybody else is seeing. I mean, like, for example, the legal side and the taxes and crypto kind of a no brainer. Not a lot of people are thinking about it. It was the same way in cannabis, too, where everybody wanted to invest in a farm or a farmer or dispensary or a distribution and all this stuff.   and deal with all the headaches of the federal government and the local government, you could have been the lawyer starting a legal firm dealing with those headaches for them. You would never run out of work and you could probably charge much, much more. And it's the same thing with the tax thing. So that, in my opinion, was it's just that money lying on the floor waiting to be picked up as an investor.   Yeah, perfect man. Nailed it. one last gold nugget before we jump into the freedom for   M.C Laubscher (33:48.362) Absolutely. Yeah, so I would say the big thing is you have to be very, very specific, obviously, why you're doing what you're doing, what you have and why you have it and what it's doing for you from a strategy. And then that's how you build your cashflow portfolio. But don't forget about the other stuff in your economy. There's a way to make your money as efficiently as possible. There's a way to position it.   And then there's a way to invest in this portfolio. And then there's a way to protect all of us with proper asset protection, with proper estate planning and with proper tax strategy. So most folks don't even think about the estate planning, the asset protection and the tax strategy. You're going to wish you have in five years. This will be a sound bite that that you can keep. You're going to wish you have thought about these things and not just on the shiny stuff.   I know because I've made all of those mistakes. I became a much better business owner investor when I started to put it all together and just didn't chase shiny stuff or had tunnel vision.   Yeah. Awesome, man. All right. Let's jump into the freedom for we're to mix it up a little bit because you've already been on the show once.   It's time for the Freedom Four.   Seth Bradley (35:09.422) So what does your morning routine look like?   You know, it varies since I have two very young kids, but there's one, but there's two things that are consistent. So I make sure that I go for a walk 45 minutes to an hour. And I do spend an hour thinking. It's a habit that I've developed over time and that I learned from Keith Cunningham. So he just calls it thinking time. We don't think because it's the hardest thing to do as Andrew Ford would always say,   So I make sure that I block everything off. No computers, no smartphones, nothing, just me and a pad. And I write down, I have certain frameworks I use to analyze things and help me think through things, looking at the dangers that are out there, the opportunities and how I can capitalize on a lot of the stuff. that's, I mean, that's definitely, that's in my morning. The other stuff, it varies because they got two young ones, but those two things are consistent. So.   clear my mind with a walk, get some exercise in, and then thinking for an hour.   Yeah. Yeah. Sometimes we, have these ideal morning routines put together, but it, know, especially when you have kids and you have all these different variables, that's not always possible, but you know, there are a couple of things that you definitely need to carve out and just make sure you do every single day. All right. With all your success, what is one limiting belief that you've crushed along the way and how did you get past it?   M.C Laubscher (36:40.63) I do it every day and limiting beliefs in the sense of, people talk about the mindset of abundance, you know, and having an abundant mindset, you know, and I intentionally move every single day when I get up, there are some certain elements of scarcity and I transform that into abundance and I do it intentionally. It's actually part of thinking time. You know, I've listened to all the gurus, I get all that.   But I don't wake up in the morning and go, yeah, this is going to be great. Every every person wakes up. This is just how we were built. If we weren't built this way, we wouldn't have survived. So we get up and we scan our environment and we start kind of not in a fearful fear isn't the right word, but it's kind of like fight or flight situation. Like I said, if you're not built that if you weren't built that way, you wouldn't be alive right now. We wouldn't be as a specie.   because otherwise we would have probably the saber-toothed tiger would have probably gotten us. So we were built that way. So I do it intentionally to transform from whatever elements it is of scarcity into abundance. And by doing that and doing that every single day intentionally, it changes your whole day. then you don't have any bad days. So I don't get up drumming my chest saying everything is perfect and rosy and rainbows and unicorns.   I understand that there are certain things that I've got to work out kinks and I have frameworks to do that. And I just make sure that I do it every single day. So overcoming limiting beliefs, we all have some of them. think like the, mean, the biggest one, there are some things like, the biggest one that I've ever came lightly and this is probably over the last three years is,   You know, Dan Sullivan, which is one of my coaches, a strategic coach said, you need to work less and make more money. And I'm like, I don't know how to do I know what's what's the catch here? Yeah. So that was a limiting belief. then I'm like, wait a second, does he have a superpower that I don't have? But then I started to realize that you could structure your day and then have proper systems and processes in place. And that I work four days a week now when I started as an entrepreneur, it was   M.C Laubscher (39:05.866) seven days a week, 10 to 12 hours. Now I work four days a week and it's probably seven to eight hours at most because I have those systems and processes in place. it was, mean, yeah, talk about a limiting belief right there. It was something that I to work out and figure out.   Yeah. Yeah. And it's counterintuitive, right? It's like, wait, work less and make more. That's not how it works. That's not how I was taught growing up. That's not how it works.   It's everything, everything against what you were have been taught in school, right? So it's almost like you have to break down core foundational beliefs and a mindset. You have to double down on that. It's like when Labeque Saki said he makes more money every year and pays less in taxes. When you first hear that and you read the book, you're like, well, how does that, how does that work? So again, beliefs that have to change and then your mindset and then you   learn the game of money and you're like, yeah, that is that's what they do. This is what the castle and then just do they make more money every year, they pay less in taxes, actually get money back from the government, legally, and they work less and then and they make more money.   Yeah, exactly. I had Tom Willwright on the show last month and he said the same thing. That was the his big quote was, you know, the wealthier you get, the less taxes you pay. It's like what? Yeah, but it's 100 percent true, 100 percent true. What do you believe separates successful people like yourself who have taken action and taken control of their life and their own economy from those who get stuck in the nine to five, never take action and maybe never get started with cash flow?   M.C Laubscher (40:50.57) I own all of my outcomes. And I think that's the biggest difference between a lot of folks and people that achieve certain levels of success. I don't blame anyone. Everything that happens is because of me. So even if there is something nefarious done to you, I shouldn't have put myself in that position and I should have seen it coming. So it's my responsibility, not anybody else's.   So I take responsibility for everything that I've done in my past, my present, my future. I own everything. So I was stuck for a while in a deep dark place. We're talking now like 10, 12 years ago and I wasn't going anywhere at that stage. And that was the one switch that I made and I've never looked back since, you know? So I own everything. The good, the bad and the ugly.   Yeah, I love that more than you know, man. Accountability is my number one principle in everything in business and life. Even again, if you if you know inside that maybe it was somebody else's fault, it still doesn't matter. You say, well, what could I have done to change it and to make it better? What could I have done differently? Take accountability for it. Don't blame other people.   Yeah, there's a person that I follow that I was very honored to meet in person, Tim Grover. And he's the guy behind Michael Jordan. mean, he's Michael Jordan's coach, Kobe's coach, know, Dwayne Wade. And he was actually, it's funny that I just saw that he actually worked with the Rams over the past month too, during that. And he's just, I mean, quite incredible because he literally gets you into   This is how a champion thinks. This is what's going in their mind. This is how they're wired. And those folks, mean, it's just so interesting to see. Even if folks don't win, listen to what Tom Brady said, by the way, in his playoff loss before he retired. Where they're like, you you didn't get the ball back and you didn't have another shot. basically you thought you were going into overtime, but then that final play that the Rams got you and he's like,   M.C Laubscher (43:12.386) I shouldn't we shouldn't have been in that situation. I shouldn't have put my team in that situation in the first place. So that's all they think. That's all those folks think. And I know it's sports, but there's so much between sports, obviously, and and business and investing. So you look at the mind of a champion in any industry in any part of part of life. And that's all those folks think, whether it's a whether it's sports, it's a business, a marriage, investments, you know, they own it.   That on the outcomes.   Yeah, for sure. I'm listening to Winning right now, his book on Audible. it's great so far. All right. Last but not least, what does financial freedom mean to you?   You know, freedom is is a is it's it's we're living during interesting times. It's funny how freedom is is being spun. You know, I'm one of those folks that. Nobody grants you freedom, no one. You just you just take it, you're born free and you take it. You know, you can't you can't negotiate it, you can't vote for it, you can't beg for it, you can't plead for it, you just take it.   And you do that by taking action. So financial freedom and the same thing is no one no one's going to give it to you. And you're just going to have to go out and take it. And in the sense is what freedom means to me is having freedom of time, how I spend my time, what I do, having freedom of money. I do things and I spend my time how money no longer becomes a reason why and why I'm not doing something.   M.C Laubscher (44:55.126) relationships, having freedom of relationships. doing cool things with people that I like to do things with and hanging out with people that I want to hang out with. So I don't have to hang out with someone just to hang out with someone. That's what freedom means. then obviously purpose, know, purpose is, yeah, the freedom to pursue what you want to pursue, the stuff that you want to work on, the stuff that you're passionate about.   So you don't do things just to do things and you have to get there by the way, you know, if you if you see all the things that I've had to do to get to the part where I just do stuff that I want to do. It's been a long road. It didn't start with that, but that should be the goal in the end. So we all have to do things that we don't like to do and some way or shape or form. But essentially, when you get to financial freedom, you can just focus on the things that you want to do that you're passionate about, whatever they are. If it's   doing cool things with cool people and cool places. If it's spending time supporting your charities and your church and so forth and being actively involved with that. There's folks that I know that are very wealthy that, mean, they just, and a lot of them, by the way, right now, they're just buying ranches and farms and just living off the land in the middle of nowhere, you know, in different states.   Yeah, I mean, and that's that's it. That's it. That's what they that's what they want to do right now. Get away from all the craziness. They kind of see that things are going to get wilder and crazier in the in coming months and the next couple of years. And they're like, I don't want to participate in this. I'm just going to buy a piece of land in the middle of nowhere and come back when this so when the dust settles. So, yeah, that's that's that's what that's what it means to me. It's it's something that I talk about a lot, too, that I'm pretty passionate about.   Because we are in a fight for it now too. You know, all over the world in many, many, many different ways. So my own little way, I try to, you know, help as many people as I can to get the financial park right. Because if you are financially independent and free, you know, you're not going to be forced into a corner or have your back to the wall and be forced to make decisions that are against your principles, your values, and what you believe in. You're going to tell   M.C Laubscher (47:18.466) people to go pound sand. So I want as many people to be in that position as possible.   man, that was an awesome answer, dude. Let's wrap it up, man. It's been awesome having you on the show. Where can our listeners find out more about you? Where can they get that new book? 21 Best Cash Flow Niches. Tell us all about it.   So cashflowninja.com is everything Cashflow Ninja and the book is called the 21 Best Cashflow Ninjas, Creating Wealth and the Best Alternative Cashflow Investments. It's available on Amazon or cashflowninja.com. And when your listeners purchase a copy of the book, just screenshot a proof of your purchase to my team at info at cashflowninja.com and I'll throw in some bonus goodies. I'll give you a digital version of the book if you wanna read it on Kindle.   A audio version of the book, if you just want to listen to it, driving in your car, working out or hanging out. I've actually curated a library of interviews specifically where people talk about these niches. You'll get access to that and more bonus goodies. So it's available on Amazon dot com, but also at cash learning dot com, you'll be able to buy the book. The twenty one best cash flow and it just creating wealth in the best alternative cash flow investments.   Awesome brother. Well, congratulations on the book launch and it's been awesome having you on the show again. I MC let's catch up soon.   M.C Laubscher (48:37.962) Absolutely. Thank you so much for having me.   All right kiddos, MC Lobster, the cash flow ninja, drop in bombs. As always, he always comes up with all these new ideas, all these new ways to create cash flow and income outside of the box. We're not just talking about real estate. We're not just talking about stocks, bonds and mutual funds. We're talking about agriculture, life insurance contracts, all these different ways that you can create income for yourself. There's more than one way.   to create income that does not involve just lawyering, just doctoring, just engineering, just doing your, just creating your active daily, trading your time for money income. So at the end of the day, look, this is the major key. The major key is to get started. Again, I always say start out with a real estate syndication on the passive side because...   that will open your eyes to opportunities. That's what it did for me. When I started investing in commercial real estate to begin with, it was through a passive investment. And then I invested more and then I invested more. And then my network expanded and to people like MC who exposed my mind to ideas about other types of ways to get started in multiple streams of income. Then I bought into franchises, then I bought into crypto, then I bought into all these different things. But until you get started,   and you get this cashflow train moving, you're gonna be stuck. You're gonna be stuck at your day job with one stream of income, putting yourself and your family's financial future at risk. So I encourage you to just get started. So if you're ready to take action and partner with us on one of our next passive real estate deals, go to passiveincomeattorney.com, join our Esquire passive investor club and get started today. All right, kids, until next time, enjoy the journey.   M.C Laubscher (50:34.616) Thank you for listening to the Passive Income Attorney Podcast with Seth Bradley. Do you want more ideas on how to generate multiple streams of passive income? Then jump over to passiveincomeattorney.com for show notes and resources. Then apply for the private Facebook community by searching for the Passive Income Attorney on Facebook. And we'll see you on the next episode. Links from the Show and Guest Info and Links: Seth Bradley's Links: https://x.com/sethbradleyesq https://www.youtube.com/@sethbradleyesq www.facebook.com/sethbradleyesq https://www.threads.com/@sethbradleyesq https://www.instagram.com/sethbradleyesq/ https://www.linkedin.com/in/sethbradleyesq/ https://passiveincomeattorney.com/seth-bradley/ https://www.biggerpockets.com/users/sethbradleyesq https://medium.com/@sethbradleyesq https://www.tiktok.com/@sethbradleyesq?lang=en M.C Laubscher's Link: https://cashflowninja.com/ https://www.amazon.com/Best-Cashflow-NichesTM-Alternative-Investments/dp/1737883414

Send us a textFreedom awaits beyond the grip of control. Drawing from raw personal experience, I explore how the desperate need to control our circumstances, relationships, and even our pain becomes the very prison that holds us captive.Control is seductive because it promises safety in an uncertain world. We believe if we push hard enough, manipulate the right people, or fight the right battles, we'll secure what matters most. Yet this episode reveals the costly paradox at play: the tighter we grip, the more everything slips through our fingers. From politics to personal relationships, from business leadership to recovery journeys, controlling behavior consistently sabotages the very outcomes we seek.My own story serves as both warning and hope. For years, control ruled my life as I micromanaged loved ones and used substances to control emotional pain. The breakthrough came not from controlling more effectively but from surrendering the illusion altogether. This surrender wasn't weakness—it was finally seeing reality clearly and claiming responsibility for the only thing truly within my power: my responses and choices in each moment.The journey beyond control reveals surprising truths: that people who trigger us often mirror our own control issues; that leadership flourishes through trust rather than micromanagement; that recovery begins when we stop trying to control pain through substances. Most profoundly, we discover that love without freedom isn't really love at all—it's fear wearing a convincing disguise.What might change if you loosened your grip on what you can't control and focused instead on what you can? Your journey toward freedom might begin with a simple question: what's one place in your life where surrendering control—just for today—might bring unexpected peace?Share your thoughts in a review on Apple Podcasts or Spotify, and join us next Friday as we continue exploring the path toward authentic living. Support the show https://www.audible.com/pd/9-Simple-Steps-to-Sell-More-ht-Audiobook/B0D4SJYD4Q?source_code=ASSORAP0511160006&share_location=library_overflowhttps://www.amazon.com/Simple-Steps-Sell-More-Stereotypes-ebook/dp/B0BRNSFYG6/ref=sr_1_1?crid=1OSB7HX6FQMHS&keywords=corey+berrier&qid=1674232549&sprefix=%2Caps%2C93&sr=8-1 https://www.linkedin.com/in/coreysalescoach/

What if you could find free money in your business without laying off staff, changing vendors, or spending a dime upfront?Robyn Bowles, Business Optimization Specialist at Schooley Mitchell, sits down with Ian as she pulls back the curtain on the hidden expenses draining your profits. She also shares how to reclaim them risk-free. In this week's episode, Robyn reveals how she helps companies uncover hidden savings in shipping, credit card processing, telecom, and more, often slashing costs by 26–30%.From busting the “best price” myth to showing why loyalty to a vendor can cost you, Robyn shares real client stories (including a 30% shipping cost reduction and 35% credit card processing savings) and explains her zero-risk approach to cost optimization.Whether you're a small business owner, entrepreneur, or marketing professional looking to free up budget, this conversation will change how you think about expenses. It will also show you how to keep more of your hard-earned revenue starting today.What You'll Learn:How to uncover hidden expenses you didn't know you hadThe truth about “best prices” from sales repsWhy even small companies can benefit from cost optimizationHow to standardize services across locations to save bigA zero-risk way to free up budget for growthConnect with Robyn Bowles:Website: https://www.schooleymitchell.com/LinkedIn: https://www.linkedin.com/in/robynbowles/Resources:Connect with IanDownload a Tackle Box!Supercharge your marketing and grow your business with video case stories today!Subscribe to the YouTube Channel Hosted on Acast. See acast.com/privacy for more information.

In part 3 of this series about uncomfortable conversations, we're addressing what every successful boutique fitness studio owner eventually encounters: tough convos with clients.   Coach Matt Hanton and I unpack these member interactions in Episode 676: The Most Uncomfortable Conversations You're Avoiding (That Are Costing You Thousands).    Speak truth: acknowledge that, in fact, the client is NOT always right Expect criticism: respond to every review factually, respectfully and thoughtfully  Play by the rules: enforce Code of Conduct violations immediately and consistently Equip and empower: train and expect your team to act; back them up Cover your bases: record meetings, bring a witness, create a paper trail    How you handle these conversations impacts your profitability, your team/client culture and your studio's reputation in the community. Episode 676 is your go-to guide.    Catch you there,   Lise   PS: Join 2,000+ studio owners who've decided to take control of their studio business and build their freedom empire. Subscribe HERE and join the party! www.studiogrow.co www.linkedin.com/company/studio-growco/  

Ever said, “No worries, all good” while your insides screamed otherwise? That's not weakness. That was your nervous system doing its genius, trauma-sourced thing: fawning. In this episode, author and clinical psychologist Dr. Ingrid Clayton shows us that fawning isn't a personality flaw—it's a self-abandonment pattern we can gently unlearn, because it's costing you. Big time. We get into why fawning isn't actually “being nice.” You'll learn how it shows up day to day, and how you can start building safety from the inside out, so saying “No”, or being in conflict doesn't feel so terrifying. If you're regularly “fine with whatever,” or feel unable to express preferences, objections and big emotions, you're going to want to listen to this.    LINKS Dr. Ingrid Clayton's Website and book Ingrid on Substack Ingrid on Instagram  

9/4/2025 PODCAST Episode #3018 GUESTS: Rep. Rob Wittman, Tom Pile, Craig Rucker+ YOUR CALLS! at 1-888-480-JOHN (5646) and GETTR Live! @jfradioshow #GodzillaOfTruth #TruckingTheTruth

Hey, welcome back to the Construction Junction. I am your host, Tnya Schulte, founder of The Profit Constructors, where, as always, we are helping you run with the big dogs. Well, here's something really cool. We had a listener named John from Texas reach out and send us a question. I had asked for you guys to reach out with your greatest needs. And so, John, thank you so much for listening, and thanks for sending over such a great question. I got to be honest, when Jennifer told me that you had sent it, I got all excited. Because this is exactly the kind of thing that I love to talk about and love to share. So I appreciate also that you shared your current method for handling your overhead, or as you had called it, which is a great term also, GSNA, right? So it's all of our administrative costs. And so John had shared that they have typically tended to handle calculating their overhead or their GSNA a certain way. And they've recently made a switch to a great friend of ours from the podcast Foundation, which is a great software. And a lot of you out in this world will probably have heard of it. And he was just kind of wondering, like, are they doing it right? And what is the way that other people do it right? And so he had mentioned, you know, obviously, there are a lot of different ways that you can get into doing this stuff when you're doing job costing, because job costing is what we call cost accounting. And so to be really clear, when we start talking about these different types of terms in the accounting world, one of my great thought leaders in the space, one of the folks that has taught me a lot, his name is Ron Baker. I would highly recommend that you reach out and listen to some of his podcasts as well. But he calls himself a recovering cost accountant because when we get into the world of cost accounting. Technically, what we're doing is we're making our best guesstimate of what's going to happen to kind of understand costs across a section of jobs, across a section of time, right? And so none of it is actually going to be down to the penny reconcilable to what actually did happen or what our actual direct costs are. Pretty common in the construction world to want to find a way to account for and be able to estimate for your overhead costs and to be able to really give your estimators and project managers a good tool to understand how their jobs are performing. And doing it as a percentage of labor costs, which is the approach that John had mentioned in his email to me, is actually pretty common in the construction world. In fact, it's our preferred method at the Profit Constructors. It's pretty common for companies that have a predictable mix of work and can reliably forecast your annual labor costs. So when you have work that's pretty steady and your jobs aren't changing, when your jobs have a consistent labor to materials ratio, this approach works really well. And it's straightforward to apply in estimating. So John, if you guys continue to do that, I don't think you'd see any problem with that. Where you're going to see some variation is when companies have a wider range of job types. If you don't have that same mix that we talked about, that labor to materials ratio, and things are kind of consistently changing over your job types, then it's going to be a little bit harder to kind of rely on that labor burden to actually carry you along through all of that. So some are going to base that on total direct costs, so they can recover their overhead evenly across labor-heavy and material-heavy jobs. Others tend to take a blended approach, so they'll use a higher rate for your labor-heavy work and a lower rate for your material-heavy work. And then some actually even use a fixed dollar per labor hour instead of a percentage. We prefer to kind of go that route a lot of times when there's sort of this weird mix, and so we'll help companies establish that. And then there are companies who prefer to recover overhead costs outside the job cost system altogether. And in this case, you'd be monitoring recovery at the company level while keeping your job cost reporting focused on direct costs and gross margin before overhead. And in that case, you're going to have to do a really good job of keeping your estimating and project management team in the loop as to what your current overhead percentages are and how you guys are calculating that on a very regular basis so that they know kind of what to estimate for, what to plan for, and how to track against how their jobs are doing, right? John, since you're on foundation now, I know that they offer three main ways to handle GS&A. So you can do it through the payroll module, through the job costing module, or through the general ledger module. Each one works just a little bit differently. I'm not really an expert in how each one of them works. The right choice is going to depend on your kind of your business model or reporting needs, but I would definitely recommend reaching out to your foundation rep so they can kind of walk you through those options and guide you towards the best choice. But ultimately, the method that you choose, I would say matters less than making sure that your estimating process and your job cost reporting speak the same language, right? So you're going to want to be sure that you're cross-training across all of your teams and everyone's on the same page. So if you recover overhead one way in your bids, your job cost reports should reflect that same method. And that's how you're gonna get gross profit numbers that you can trust and spot any overhead recovery issues before they snowball. So thank you so much, John, for that great question. This is one of my favorite things to do. Like I said, to answer questions like this from our great listeners. And if you have any others, feel free to send them our way. Thanks so much. Have a great rest of your day.

Is your practice stuck dealing with the same frustrating problems over and over?  In this episode, Zed reveals how your brain's comfort zone may be sabotaging growth — and why solving root causes, not symptoms, is the key to lasting change. Our instinct to avoid short-term discomfort often leads to long-term frustration — whether it shows up as staff workarounds, repeated mistakes, or systems that never seem to improve.  This episode explains why quick fixes only treat the symptoms, how first-order thinking keeps practices stuck, and what it takes to push through discomfort to uncover and solve the real root causes. Request a Practice Review: https://www.physiciangrowthaccelerator.com/connect   Take the Vitals Diagnostic: https://www.physiciangrowthaccelerator.com/vitals-diagnostic     

In this episode of CodeCast, Terry takes a closer look at the growing issue of undercoding in healthcare. Often misunderstood or overlooked, undercoding involves reporting fewer services than were actually provided, assigning a lower-level code than warranted, or inaccurately documenting patient encounters. While some may view it as a conservative approach to avoid audits or […] The post Undercoding Is Real—And It's Costing You appeared first on Terry Fletcher Consulting, Inc..

Send us a textIn this episode of Better Skills. Better Doctors., I explore the real reason so many Chinese medicine practitioners hold back from growing their businesses: fear of being judged. Whether it's posting on social media, raising your rates, or stepping into a more visible role, the discomfort of potential criticism can keep you small. I unpack the evolutionary roots of this fear, why it feels so intense, and how to shift your mindset so that judgment becomes a sign you're doing something bold and necessary. If you're tired of letting fear dictate your next move, this episode is your invitation to show up anyway.Links mentioned: www.tcm-hub.com/harmonizeIf this content and material resonates with you and you would like to pursue coaching with Rebecca, please visit:tcm-hub.com/fed and schedule a Breakthrough Call.

I'm breaking down the 3 biggest mistakes doulas make in consults—1) The chit-chat trap2) The people-pleaser pitch3) The info-dump spiral...and how to fix each of them fast. You'll walk away knowing how to lead with confidence, sell with heart, and guide potential clients into saying yes without ever feeling salesy.Your consult isn't just small talk—it's the sales moment of your business. And if you're winging it? You're leaving money (and impact) on the table.

Local communities say an environmental crisis is unfolding along the Thai-Myanmar border, where dangerously high levels of arsenic have been detected in several major rivers. There is now growing evidence a surge in unregulated rare earth mining in Myanmar's southern Shan State is to blame. And now, with the contamination reaching the Mekong River, environmentalists say the effects could be felt right through Southeast Asia.

Victoria's premier fires back after neo-Nazis crash her press conference; A new report finds racism in health care is costing lives; A man apologises after a tennis cap stealing controversy at the US Open.

Gary Neville is joined by Peter Drury as they reflect on Liverpool's 1-0 win against Arsenal which could prove vital in the title race despite being this early in the season. They also look react to Manchester City's 2-1 defeat to Brighton and Manchester United's victory over Burnley as they leave it late with Bruno Fernandes converting from the spot to clinch a crucial three points. 

Publishers profit billions by charging scientists to publish publicly-funded research that volunteers review for free.

Humility is a great quality in business... but is it costing you your next deal? We talk about how humility can be mistaken as a lack of confidence, and the qualities people are looking for when they're willing to invest in the solution they need.    This episode is sponsored by Prime Payments USA. You've worked hard for your money... so why let another business take what's yours? Go to https://www.primepaymentsusa.com/   Enjoy the show and want to support it? Join our Patreon at Patreon.com/GoodAdvice

Welcome to part 2 of our 3-part series where we try to get comfortable with the uncomfortable (and inevitable) discussions of a studio owner.    In Episode 675: The Most Uncomfortable Conversations You're Avoiding (That Are Costing You Thousands), Coach Matt Hanton and I hit the topic of talks with your team.    Hone your tone: always treat people relationally, not transactionally Tell it like it is: be direct and candid; don't sugarcoat or complicate Try SBI: use the non-personal Situation, Behavior, Impact approach  Crunch the numbers: share benchmarks and expenses for compensation convos Normalize feedback: provide informal reviews and regular performance evals    Ultimately, it's all about respect, honesty and a mutual mission to support the business. Grab our practical recos in Episode 675.    Catch you there,   Lise   PS: Join 2,000+ studio owners who've decided to take control of their studio business and build their freedom empire. Subscribe HERE and join the party! www.studiogrow.co www.linkedin.com/company/studio-growco/  

Send us a textAre you carrying the weight of the world on your shoulders because you think asking for support is a sign of weakness?For many ambitious women in senior leadership, independence is a badge of honour. You're capable, competent, and proud of your ability to figure things out on your own.But behind closed doors, it's exhausting.Ready to Feel Fully Supported in Leadership and Life? Join the waitlist for 3SIXTY Leaders Club, the premier coaching experience for ambitious women in senior corporate roles. You'll get early access to the next cohort, behind-the-scenes insights, and priority on applications.Podcast Details: In today's episode of the 360 LeadHERship Podcast mini series, I revealed the fourth hidden mistake so many high-achieving women make: trying to do it all alone.From perfectionism to people-pleasing to the pressure to “prove” you deserve your seat at the table, this episode will help you shift into a new leadership paradigm, one where being supported is a strength, not a flaw.It's time to release the pressure of needing to have it all figured out.Because strong women leaders don't go it alone, they build powerful ecosystems that hold them while they rise.Tune in to Discover:Why women in leadership often feel isolated especially in male-dominated spacesThe hidden impact of “lone wolf leadership” on your confidence, clarity, and work-life balanceA powerful reframe that will change how you view asking for help and building your support systemWhy executive presence isn't about doing it all, but knowing when (and how) to delegate and receiveHow building a strategic support system can fast-track your goal setting strategies and personal wellbeingRecommended Next Steps

In this episode, we're uncovering a blind spot that keeps so many women stuck: the “everyone else first” trap. Putting your needs at the bottom of the list may feel selfless, but it's likely costing you far more than you realize: your energy, your progress, and even your confidence. I'll walk you through why this pattern is so common, how to recognize when it's happening, and most importantly, how to shift from guilt and shame into awareness and empowerment. If you're ready to start putting yourself back on the list and create lasting change, tune in, and let's do this together.Find show notes at bicepsafterbabies.com/385Follow me on Instagram and Tiktok!Links:bicepsafterbabies.com/waitlist Stop following diets that were designed to fail you. Join my FREE 3-Part Live Series, The Diet Rebellion, to learn how to stop starting over every Monday and start losing fat without restriction.

When every decision is framed like a war, how can we decide what's important?

Getting vulnerable and sharing how my fear of visibility was costing me THOUSANDS. And what I did to fix it and how you can too! Tune in now! Join KNOWN 3 Week Hypermind: The Codes to Being Massively Vissible + Massively Paid Step into the Rewired Rich Room Enter into the Free Rewire Yourself Rich Lounge Grab your copy of The Album: Volume 1 here Apply to the Mastermind  Connect on Instagram 

Here's the simple, yet shocking truth that no one talks about: Over one-third of all invoices are not accurate … and you know which way those errors are going … not in your favor. Compounding the problem are invoices that get paid twice – and no, the supplier doesn't automatically return the second payment – fraudulent invoices and payments made from statements and of vendor credits. Let's take a look at where and how these problems occur and what you can do to combat them. Stick around until the end when we address the solutions that don't work, those tactics you think should protect you from paying incorrectly, but don't actually do what you think they do. #invoices #invoice #accountspayable #accounting Link to Accounts Payable Issues Everyone Ignores until Disaster Hits https://youtu.be/jU26nsuOVNA Link to Three Way Match: The Complete Guide https://youtu.be/ysgyRbw3yVk The Shocking Truth About Invoice Accuracy That Nobody Tells You Subscribe for more tips and insights like this: https://www.youtube.com/APNow?sub_confirmation=1 Looking for more of the most current business intelligence about + Best practices around your payment and accounts payable function + Current and new fraud protection protocols + The newest technology impacting your accounting, accounts payable, and payment functions + Career advancement +And much more!! +++++++++++++++++++++++ See most recent videos at: https://www.youtube.com/@APNow/videos

Most businesses don't realize they're losing money until it's too late. In this episode of the Marketing Boost Solutions Podcast, we uncover the silent drain… the hidden ad spend inefficiencies quietly costing companies millions each year. My guest, Justin Rashidi, founder of SeedX, has built a career helping businesses spot these leaks and turn wasted budgets into profitable growth. Through his agency's data-driven audits, Justin has uncovered shocking insights that prove even established brands unknowingly bleed cash through overlooked marketing inefficiencies.Together, we dig into the pitfalls most companies miss, the early warning signs of misallocated budgets, and real-world stories where wasted spend was transformed into high-ROI campaigns. Most importantly, Justin reveals one powerful step you can take today to stop the bleeding and make every marketing dollar work harder for your business. If you're investing in digital ads, this episode is your wake-up call. It's time to turn hidden waste into real revenue.

Your highest performers haven't quit—yet. But they're not fully present either. They're quietly cracking under the weight of stress, burnout, AI-driven changes, and poor leadership. And the cost? A staggering $438 billion in lost productivity.In this episode of Shedding the Corporate Bitch, Bernadette Boas unpacks:What “Quiet Cracking” really is and how it's different from Quiet QuittingThe hidden warning signs leaders miss in their best peopleThe real business costs of burnout and disengagementA proactive action plan to stop Quiet Cracking before it destroys your cultureIf you're an HR leader, manager, or executive who wants to protect performance, retain talent, and lead with confidence—this episode is a must-listen.

You don't have a strategy problem—you have a culture misalignment. If your team is performing but your soul is tired, today's recalibration is for you.You've built the systems. You've set the vision. On paper, everything works. But inside? You're bracing. Tired. Quietly wondering if what you've created is still aligned.In this episode, we name what so many high-capacity leaders feel but don't know how to say: The culture might be costing more than it's giving.Whether you're leading a company or shaping a home, culture isn't just what you do—it's how it feels. And if your nervous system is constantly on edge, your culture might be too.Inside this episode:Why leadership is more than strategy — it's a nervous system responseWhat to do when what you built starts to feel like a burdenHow over-functioning creates team-wide dissonance (even with good intentions)Tiffany Dufu's leadership shift and what it teaches about identity-aligned cultureThe critical shift that helps rebuild culture without shame or burnoutToday's Micro-Recalibration:Where in your culture do you feel a quiet dissonance—something that once energized you but now drains?Leader Prompt:Email your team this: “What's one part of our culture that drains you, and what's one change you'd love to see?” Invite honesty. Lead with presence.Because strategy can't fix what identity hasn't faced.#17 Why Shame-Based Growth Always BackfiresIf this episode gave you language you've been missing, please rate and review the show so more high-capacity humans can find it. Explore Identity-Level Recalibration→ Follow Julie Holly on LinkedIn for more recalibration insights → Schedule a conversation with Julie to see if The Recalibration is a fit for you → Download the Misalignment Audit → Subscribe to the weekly newsletter → Join the waitlist for the next Recalibration cohort This isn't therapy. This isn't coaching. This is identity recalibration — and it changes everything.

More sales don't always mean more money. In fact, chasing sales without checking the profit first can leave you working harder, longer hours… for nothing.

Ready to set your fee? You choose the dream, we'll do the math. Download our FREE Fun with Fees Calculator

If you're showing up, pitching big, and still walking away with a “we'll think about it,” let's fix that. Far too many high-level women are losing out on five- and six-figure deals—not because their offer isn't valuable, but because their pitch is killing the deal before it even starts. In this solo episode, I'm breaking down the five most expensive mistakes I see entrepreneurs make when they're pitching high-stakes deals—and how to avoid them. From sounding like a vendor instead of a partner to drowning decision-makers in unnecessary details, this episode is your wake-up call to step up, sharpen your strategy, and position yourself as the most obvious, lowest-risk, highest-ROI choice in the room. Let's shift from “we'll get back to you” to “where do we sign?” What You'll Learn: The #1 reason your pitch is falling flat—even if your offer is solid The difference between sounding like a seller vs. a strategic partner Why information overload is costing you credibility and clarity How to follow up without being annoying (and stay top of mind) The mindset shift that turns one-off wins into long-term deals Mentioned Resources: DM Shayna on Instagram @shaynarattlerdavis and say you listened to this episode to explore how she can help you land your next big deal. Your Next Steps: Access the Deal-Attracting Makeover to upgrade your messaging, authority signals, and brand presence so it speaks to the decision-makers who cut the checks. https://dealreadyplatform.com Follow us on Instagram: http://instagram.com/shaynarattlerdavis Follow us on Facebook: https://facebook.com/shaynarattlerdavis

Ever felt guilty for wanting to make good money as a therapist? That's good therapist conditioning at work, and it's probably destroying your practice. Good therapist conditioning is a toxic belief we absorb in grad school, from supervisors and from society that tells us we should sacrifice ourselves for our work. It's that uncomfortable feeling when you talk about money, that guilt when you put yourself first, that fear that other therapists will judge you for wanting financial stability.In today's episode, I'm showing you how to spot good therapist conditioning in your own practice and, more importantly, how to slay it. I'll share real stories from therapists who went from shaking in their boots about raising fees to consistently filling their practices with full-fee clients. We'll talk about why financial health is actually part of your clinical effectiveness and why you don't need anyone's permission to thrive. If you're tired of being overworked, underpaid, and feeling guilty about wanting more, you're in the right place! It's time for you to build a practice that supports your life.Topics covered on Good Therapist Conditioning:Why good therapist conditioning starts in grad school and gets reinforced everywhere you lookThe toxic belief that caring about clients and making good money are mutually exclusiveThe "bad therapist" exercise that will crack open your money blocks immediatelyReal stories of therapists who raised their rates without losing a single clientThe hidden ways good therapist conditioning shows up in your life and businessResources from this episode: Kasia Urbaniak's Book: https://www.kasiaurbaniak.com/unbound-book Liberated Business: www.thebadtherapist.coach/liberatedbusinessThe Fee Formula: www.thebadtherapist.coach/feeformulaConnect with Felicia:Get my freebie & join the email list: The Magic SheetsInstagram: @the_bad_therapistWebsite: www.thebadtherapist.coachFacebook group: Healing MoneyQuote:"Bad therapists know something that other therapists don't. They know it's possible to do good work and have a life that is deeply pleasurable and financially stable and spiritually aligned." - Felicia

Think you're saving money with cheap truck tires? Think again. In this episode, we sit down with Matt Gibbs from Ozarko Tire to reveal the real costs of poor tire choices, the truth about retreads, and why tire maintenance can make or break your bottom line. Whether you're an owner-operator, fleet manager, or just someone in the trucking industry, this conversation will change the way you think about your tire program. You'll discover: The hidden difference between Tier 1 and Tier 4 tires How retreads can slash your cost per mile The #1 cause of roadside breakdowns (and how to prevent them) Why “cheap” tires often cost you more in the long run How to choose the right tire for your specific hauling needs

In this episode of Mining Stock Education, host Brian Leni is joined by Michael Sinden, Managing Director, and Gordon Sobering, Director of Costing and Engineering at Costmine Intelligence. The discussion centers around mining cost analysis, project evaluation, and key factors affecting investment decisions in the resource sector. They delve into the expertise shared by Costmine Intelligence in providing high-quality, proprietary cost data, the impact of recent economic cycles, and the nuances of the cost elements in mining projects. Gordon and Michael also provide insights into the relevance of ESG factors, the importance of estimating reclamation costs, the variability in cost estimates at different stages of project studies, and emerging trends in alternative energy sources and automation in mining. 00:00 Introduction 02:01 Impact of the Pandemic on Mining Costs 03:37 Energy Costs and Future Predictions 05:18 Alternative Energy Sources in Mining 09:02 Challenges in Technical Studies and Cost Estimates 19:45 Jurisdictional Cost Differences in Mining 23:03 AI and Automation in Costing 23:17 Electric Vehicles and Data Sets 23:29 Challenges in AI and Automation Data 25:18 Automation in Steel Manufacturing 26:33 Patterns in Commodity Cost Data 27:38 Mineral Processing and Metallurgy 29:07 Bulk Sampling and Cost Viability 32:31 Inflation and Cost Indices 35:06 Focus on Gold, Copper, and Iron Ore 37:20 Bulk Commodities and Transportation Costs 38:59 Cost Mind Intelligence Services 41:05 Conclusion and Final Thoughts https://www.costmine.com/ Sign up for our free newsletter and receive interview transcripts, stock profiles and investment ideas: http://eepurl.com/cHxJ39 Mining Stock Education offers informational content based on available data but it does not constitute investment, tax, or legal advice. It may not be appropriate for all situations or objectives. Readers and listeners should seek professional advice, make independent investigations and assessments before investing. MSE does not guarantee the accuracy or completeness of its content and should not be solely relied upon for investment decisions. MSE and its owner may hold financial interests in the companies discussed and can trade such securities without notice. MSE is biased towards its advertising sponsors which make this platform possible. MSE is not liable for representations, warranties, or omissions in its content. By accessing MSE content, users agree that MSE and its affiliates bear no liability related to the information provided or the investment decisions you make. Full disclaimer: https://www.miningstockeducation.com/disclaimer/

Think you know taxes? Think again. In this episode of Wise Money, we uncover the most common tax misconceptions that could be hurting your financial plan. From mortgage interest myths to the truth about 401(k) contributions and gifting rules, we break down what's fact and what's fiction so you can keep more of your hard-earned dollars. Season 11, Episode 1 Download our FREE 5-Factor Retirement guide: https://wisemoneyguides.com/    Schedule a meeting with one of our CERTIFIED FINANCIAL PLANNERS™: https://www.korhorn.com/contact-korhorn-financial-advisors/ or call 574-247-5898.   Subscribe on YouTube: http://www.youtube.com/c/WiseMoneyShow Listen on podcast: https://link.chtbl.com/WiseMoney  Watch this episode on YouTube: https://youtu.be/YbBn_FsDioU  Submit a question for the show: https://www.korhorn.com/ask-a-question/   Read the Wise Money Blog: https://www.korhorn.com/wise-money-blog/    Connect with us: Facebook - https://www.facebook.com/WiseMoneyShow  Instagram - https://www.instagram.com/wisemoneyshow/    Kevin Korhorn, CFP® offers securities through Silver Oak Securities, Inc., Member FINRA/SIPC. Kevin offers advisory services through KFG Wealth Management, LLC dba Korhorn Financial Group. KFG Wealth Management, LLC dba Korhorn Financial Group and Silver Oak Securities, Inc. are not affiliated. Mike Bernard, CFP® and Joshua Gregory, CFP® offer advisory services through KFG Wealth Management, LLC dba Korhorn Financial Group. This information is for general financial education and is not intended to provide specific investment advice or recommendations. All investing and investment strategies involve risk, including the potential loss of principal. Asset allocation & diversification do not ensure a profit or prevent a loss in a declining market. Past performance is not a guarantee of future results. Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization's initial and ongoing certification requirements to use the certification marks.

Robach and Holmes cover the latest news headlines and entertainment updates and give perspective on current events in their daily “Morning Run.”See omnystudio.com/listener for privacy information.

Robach and Holmes cover the latest news headlines and entertainment updates and give perspective on current events in their daily “Morning Run.”See omnystudio.com/listener for privacy information.

Robach and Holmes cover the latest news headlines and entertainment updates and give perspective on current events in their daily “Morning Run.”See omnystudio.com/listener for privacy information.

BIO:Ed Harrold is an author, inspirational leader, public speaker, coach and educator. Ed's mastery in the science of mindful breathing blends the fields of neuroscience and the wisdom of contemplative traditions into effective strategies to improve health, well-being and performance.   Ed is the author of Life With Breath IQ + EQ = NEW YOU & BodyMindBusiness: The Business Of BE'ing Within.Ed's Breath AS Medicine Trainings offer Continuing Education in the healthcare, health & wellness, fitness, allied health and sleep medicine communities.  His trainings were also a CME course with George Washington University School of Medicine & Health Sciences.  Ed's breathwork was studied by the Harvard Medical Research team with IEL.  Ed is the Breath Expert for Goldie Hawn's MindUP organization. Ed is a Breath Master on The Breath Source breathwork app (Android & IOS).  Learn more about Ed at www.edharrold.com SHOWNOTES:

To be successful, every studio owner needs to manage uncomfortable conversations. So let's dive into the common anxiety-triggering topics of price increases and rent negotiations.     Join Coach Matt Hanton and me as we kick off this 3-part series with Episode 674: The Most Uncomfortable Conversations You're Avoiding (That Are Costing You Thousands).   Plan on price jumps: expect them as a natural part of every business Learn your numbers: know current utilization rate, expenses and break-even  Be transparent: communicate clearly and use graphics to specify costs Present a compelling case: negotiate with data and industry benchmarks Prioritize relationships: simplify negotiations and emphasize loyalty and trust   Save time, money and stress by preparing for and tackling uncomfortable conversations with confidence. Master talks about money matters in Episode 674.    Catch you there,   Lise   PS: Join 2,000+ studio owners who've decided to take control of their studio business and build their freedom empire. Subscribe HERE and join the party! www.studiogrow.co www.linkedin.com/company/studio-growco/