Podcasts about money secrets

Let's get real: women are more likely to end up in poverty, have less money saved, and face bigger financial challenges than men. But why? And more importantly—what can we do about it? In this powerful episode, I'm joined by the incredible Kim Curtis, bestselling author of Money Secrets and Retirement Secrets, nationally recognized wealth management advisor, and CEO of Wealth Legacy. Kim breaks down the systemic reasons behind the wealth gap and shares the exact steps women can take right now to take control of their financial futures and build the wealth they deserve. We're talking strategy, mindset, and money moves. If you've ever felt behind or unsure where to start with your money, this conversation is your wake-up call. LINKS & RESOURCES Kim's Website – Wealth Legacy Institute Money Secrets Book Retirement Secrets Book CONNECT WITH SHANNAH Follow Shannah on Instagram Learn more about your ad choices. Visit megaphone.fm/adchoices

Episode 124: Steve Selengut & His Book, Retirement Money Secrets: A Financial Insider's Guide to Income IndependenceABOUT STEVESteve Selengut is the #1 Amazon bestselling author of Retirement Money Secrets (2023). He is an income independence coach with over 40 years of experience in the financial industry. As a retired private investment portfolio manager, Steve managed over 300 different portfolios at a time before selling his business in 2023 with over $110 million under management. He has introduced several proprietary concepts, including the QDI + PT, Smart Cash, The Investor's Creed, and Base Income. Further, he developed the Investment Grade Value Stock (IGVSI) identification system. Today, Steve coaches individuals and other professionals in creating retirement income independence for both themselves and their clients.CONVERSATION HIGHLIGHTSShifting from doing the work to coaching others on the work.The work you serving as a philosophy. Innovating beyond the expected -- in investing, writing, or anything else.Feeling lost today doesn't mean you'll always feel that way. Where confidence comes from.Know who your accountability partner is.Are you maximizing the return as much as possible for your client or customer?What can come out of a chance meeting? (The ghostwriter story.)The six things you need to become a successful investor.When uncertainty is the only certainty.The MAIN QUESTION underlying my conversation with Steve is, How consistent are you in utilizing your own methods, and sticking to your own values, regardless of what everyone else is doing?FIND STEVEWebsite: https://theincomecoach.net/The RMS Income Investing Community: RMS Income Investing CommunityLinkedIn: https://www.linkedin.com/in/privateinvestmentmanagement/Private Facebook Group: https://www.facebook.com/groups/954938162597753Steve's Book: https://theincomecoach.net/book/LinkedIn – Full Podcast Article:CHAPTERS00:00 - The Book Leads Podcast – Steve Selengut00:52 - Introduction & Bio01:41 - Who are you today? Can you provide more information about your work?18:22 - How did your path into your career look like, and what did it look like up until now?25:08 - Steve's path into finance.27:38 - How does the work you're doing today reconcile to who you were as a child?30:49 - Steve's experience coming out of feeling lost and finding purpose.33:26 - What do you consider your super power?35:45 - Where Steve learned the ability to keep a cool, calm head.41:33 - What does leadership mean to you?46:25 - Can you introduce us to the book we're discussing?52:41 - Can you provide a general overview of the book?01:08:49 - What's changed in you in the process of writing this book?01:16:20 - What book has inspired you?01:20:37 - What are you up to these days? (A way for guests to share and market their projects and work.)This series has become my Masterclass In Humanity. I'd love for you to join me and see what you take away from these conversations. Learn more about The Book Leads and listen to past episodes:Watch on YouTubeListen on SpotifyListen on Apple PodcastsRead About The Book Leads – Blog PostFor more great content, subscribe to my newsletter Last Week's Leadership Lessons, if you haven't already!

Don't Miss the "Money Secrets for Marriage" summit on Tuesday, March 18th. Register for FREE at freedommoneycoach.com/summitAs we prepare for the launch of Season 3, we're taking a few weeks to highlight the top episodes of Season 2.Our #1 episode...Julia Barbaro was more than afraid to move her family of 6 kids from New York to Florida, but she told her husband yes. As they began the next chapter of their lives, growing closer as a couple required more honesty, support and understanding of each other. This week, Julia shares how she and her husband used very differing views of financial freedom to encourage and support each other to find new opportunities, passions and experiences as a family. Ready to take the next step in gaining complete control of your money?1) Get the “6 Secrets to Healthy Money Conversations with Your Spouse” at⁠www.freedommoneycoach.com/moneyconversations⁠OR2) Schedule a FREE discovery call to see if coaching is right for you! ⁠www.freedommoneycoach.com/apply

The two most important skills in a real estate investing business are how to find the deals and how to find the money. Here, I'm interviewing a good friend of mine, Bill Allen. He's a retired Navy pilot, a real estate investor, a serial entrepreneur, a husband, and father to three awesome boys. He's got an amazing story and something really cool coming up: a challenge on raising capital and private money for your deals. I talk a lot about digging your well before you're thirsty and why raising private money is so important. You might have a lot of money, but once you start doing enough deals, that capital is going to be deployed. Private money from other investors allows you to do more deals and scale your business. I've learned a lot from Bill over the years, and he's helped thousands of real estate investors. If you want in on Bill's upcoming event, go to JoeMcCall.com/money. What's Inside:—How to raise private money for deals—What to do if you're just getting started —Info on Bill's upcoming challenge

Don't Miss the "Money Secrets for Marriage" summit on Tuesday, March 18th. Register for FREE at freedommoneycoach.com/summitAs we prepare for the launch of Season 3, we're taking a few weeks to highlight the top episodes of Season 2.Our #2 episode goes all the way back to February 2023...It's true-men and women think differently, talk differently and understand money differently. Which can make for some interesting, and sometimes challenging, financial discussions. So how DO you get your husband to talk about sensitive, emotional subjects like money, without making him feel judged or critiqued?Part 2 of our series on men and money conversations opens the door for how men naturally respond to these types of conversations and how you can guide them to articulating the answers you need. Ready to take the next steps in gaining complete control of your money? 1. ⁠⁠Download the “6 Secrets to Healthy Money Conversations” guide ⁠⁠Or2. Schedule a ⁠⁠FREE Discovery Call⁠⁠ to determine if you would benefit from 1:1 coaching

Today is a big day, and I couldn't think of a better way to celebrate than by pulling back the curtain on Unraveling Your Relationship with Money. In this special episode, my dear friend Laurie March—project manager, former HGTV House Counselor, and host of True Home Confessions—takes over the mic to interview me about the real, raw, and messy journey behind writing this book. We get into: My biggest money secrets, including some I haven't shared before How my own relationship with money has evolved, the good, the bad, and the surprising What I learned while writing this book and why it was one of the hardest things I've ever done Why emotions around money are the key to real wealth and how to start shifting your money story today Behind-the-scenes moments from writing, editing, and getting this book into the world This conversation is honest, deep, and full of real talk. If there's one thing I've learned, it's that we all have a money story, and it's time to start rewriting it. Tune in and celebrate this milestone with me. If you love the episode, grab your copy of Unraveling Your Relationship with Money today. Get the book here: https://www.everyonestalkinmoney.com/book Listen to True Home Confessions podcast: https://www.truehomeconfessions.com/ Join the conversation: What's your biggest money insight? Send me a message on Instagram @shannahgame and let's talk. Learn more about your ad choices. Visit megaphone.fm/adchoices

If you want to double, triple, or even 10X your income, this is the episode for you!  We're pulling back the curtain to reveal the secrets highly paid healers wouldn't dare share—and showing you exactly how they build authority, attract an audience of raving fans, and create predictable, scalable income doing what they love. No more guesswork. No more throwing spaghetti at the wall hoping something will stick. Just powerful, practical strategies to help you step into abundance and success.

Lesley and Brad dive into a powerful conversation with seasoned investor Steve Selengut, who shares his best advice for building a portfolio that generates consistent income. With 45 years of experience, Steve breaks down complex financial concepts into easy-to-understand insights that will empower you to take control of your wealth. Whether you're new to investing or looking to refine your approach, this episode is packed with valuable takeaways on how to make smarter financial choices.If you have any questions about this episode or want to get some of the resources we mentioned, head over to LesleyLogan.co/podcast. If you have any comments or questions about the Be It pod shoot us a message at beit@lesleylogan.co. And as always, if you're enjoying the show please share it with someone who you think would enjoy it as well. It is your continued support that will help us continue to help others. Thank you so much! Never miss another show by subscribing at LesleyLogan.co/subscribe.In this episode you will learn about:Why most people don't talk about money—and why you should.How Steve's 45+ years of experience shaped his investment philosophy.The importance of diversifying your financial portfolio. How to generate consistent income from your investments.Why market downturns can present great buying opportunities.Understanding the 4%–5% rule for living off investment income.Episode References/Links:Cambodia October 2025 Retreat Waitlist - https://crowsnestretreats.comSpring Training - https://opc.me/eventsPilates Studio Growth Accelerator - https://prfit.biz/acceleratorAccessories Flashcards Waitlist - https://opc.me/flashcardwaitlistLove Yourself Like Your Life Depends On It - https://a.co/d/dhpZ3LjRetirement Money Secrets by Steve Selengut - https://a.co/d/caqcgnTEp. 352 with Tess Waresmith - https://beitpod.com/ep352Ramit Sethi Interview - https://beitpod.com/ramitsethi If you enjoyed this episode, make sure and give us a five star rating and leave us a review on iTunes, Podcast Addict, Podchaser or Castbox.DEALS! DEALS! DEALS! DEALS!Check out all our Preferred Vendors & Special Deals from Clair Sparrow, Sensate, Lyfefuel BeeKeeper's Naturals, Sauna Space, HigherDose, AG1 and ToeSoxBe in the know with all the workshops at OPCBe It Till You See It Podcast SurveyBe a part of Lesley's Pilates MentorshipFREE Ditching Busy Webinar Resources:Watch the Be It Till You See It podcast on YouTube!Lesley Logan websiteBe It Till You See It PodcastOnline Pilates Classes by Lesley LoganOnline Pilates Classes by Lesley Logan on YouTubeProfitable Pilates Follow Us on Social Media:InstagramThe Be It Till You See It Podcast YouTube channelFacebookLinkedInThe OPC YouTube Channel Episode Transcript:Lesley Logan 0:00  People don't talk about money in their own households and their own marriages and their own relationships. They don't talk about money. And the truth is, if you don't talk about money with someone in your life, you better be talking about it with yourself. Welcome to the Be It Till You See It podcast where we talk about taking messy action, knowing that perfect is boring. I'm Lesley Logan, Pilates instructor and fitness business coach. I've trained thousands of people around the world and the number one thing I see stopping people from achieving anything is self-doubt. My friends, action brings clarity and it's the antidote to fear. Each week, my guest will bring bold, executable, intrinsic and targeted steps that you can use to put yourself first and Be It Till You See It. It's a practice, not a perfect. Let's get started.Welcome back to the Be It Till You See It interview recap where my co-host in life, Brad, and I are going to dig into the influential convo I have with Steve Selengut in our last episode. If you haven't yet listened to that one, go back and listen to that one, then listen to this one, or listen to this one and then listen to that one. Look, we're talking money. Brad Crowell 1:09  We're talking money, money. Lesley Logan 1:10  Investments and over here at the Be It Pod, we want to make sure that you are wealthy in your health and in your finances because then you can be as generous as you want to be in this world. And let's just be real, like you got to have something to fall back on these days. So I'm really excited for you to learn from Steve, because he, he had some really good advice. I understood it and when it comes to, like, the stock market and investments and portfolios, sometimes I'm like.Brad Crowell 1:36  Yeah, fascinating conversation from a career investor, 45 years. Lesley Logan 1:40  45 years. Brad Crowell 1:41  Of investing for people, and then now he's a coach. He guides people through the process. So pretty interesting, really, really enjoyable. Lesley Logan 1:48  We're gonna dig into our takeaways in a moment. But first, today is February 6th 2025. It is Pay a Compliment Day. About this day, nothing tears a person up quite like hearing someone say something nice about you. It's time to return the favor on Pay a Compliment Day. And although we shouldn't need a special day to show our appreciation, most of us need a little nudge right? We've often walked away from interactions wishing we had said what was in our hearts. “Will I embarrass myself?” “Is it appropriate?” All questions that plague what should be a simple articulation of the heart. Let's redeem ourselves on Pay a Compliment Day. Wanna give a shout out to my mom. We were in Nevada at our annual little (inaudible) moment and. Brad Crowell 2:25  That would be Arizona. Lesley Logan 2:26  Yeah, yeah, yeah, oh, that was in Arizona. You guys were, I'm getting there today. My tummy is like on some antibiotics, and we're getting there, so I'm gonna make more mistakes. Thanks, Brad for being here to catch. Brad Crowell 2:37  Got you covered. Lesley Logan 2:38  So what (inaudible) with my mom is people just walked by, and my mom just gave, every random person got a compliment. Oh, I love your bangs. Oh, your sunglasses are so beautiful on you. That's a great sweater. Oh, that looks so soft. Like, like, every single person got a fucking compliment. And I was just like, how is she able to notice something nice to say to every single person? Also, anytime she would say, like, oh, you look like so and so, it was never an ugly actor or actress. It was always a beautiful person. And I just like, so you know what? She's a first grade teacher who has to, like, do everything on her own all the time. If she can pay a compliment to random people, you too can do that today. So just give it a try. Give it a try telling someone like, oh, I really like your shoes. And just walk away. You don't have to have a conversation. Just walk away. Brad Crowell 3:25  Yeah, you can just walk away. What's one of my favorite things to do? It is give people a quick little compliment and keep going, because then they go, oh, feels so good. Lesley Logan 3:33  Yeah, feels so good. So okay, go do that and let us know how it goes. Today is inching even closer to us going to Cambodia. I think we're like a week away, a little over a week away. Brad Crowell 3:42  From us leaving. Lesley Logan 3:43  We go to our February retreat. Brad Crowell 3:47  It will be February 23 is when things kick off over there. Lesley Logan 3:50  Yeah. It's pretty late for you to add yourself to that one. Brad Crowell 3:53  I mean like, you are more than welcome to make it happen, if you can. We'd love to have you. Lesley Logan 3:56  Yeah, but we're not going to stress out about it, because you can come on October. Brad Crowell 3:59  That's right. We have an October trip that we are lining up and, well, it's already lined up, so go check it out. The dates are on the website crowsnestretreats.com, crowsnestretreats.com. Come join us in October. Why? You ask.Lesley Logan 4:14  Because it's amazing. Brad Crowell 4:16  It is absolutely amazing.Lesley Logan 4:17  You get to do Pilates with us. You get to go to the temples with us. You get to go to a lotus farm with us. You get to go on a boat ride with us. You get to be in another place in this world where someone has already planned the entire thing out all you have to do is just show up. Show up to the airport. We'll pick you up from the airport. Like that is pretty freaking cool. You know? It's really, really cool. So. Brad Crowell 4:36  Your name on a sign. The whole nine. Lesley Logan 4:37  Yeah, oh yeah. You get a name on the sign. Oh yeah, you do. So go to crowsnestretreats.com to snag your spot. We already have people signed up. April, we're gonna have spring training, which is for our Pilates lovers, so about a week long of Pilates events for those of you. And we're gonna nerd out upon a subject. More details will be to come. We might have also released them, and you would know if you were on the email list for the events. So opc.me/events, is where you can get deets on spring training. We're going to keep having some fun with Pilates stuff, and this is gonna be the only thing that we're doing on a virtual setup for public Pilates stuff outside of OPC. Brad Crowell 5:11  Yeah, no summer camp this year, we're doing spring training instead. That'll be the end of April. So make sure you get on that events waitlist. Next up, if you are at all taking money from clients, then you run your own business, believe it or not. So whether that is small and you've got four clients or a full blown studio or home studio, or you're renting from someone, I want you to come join me for a free webinar. We're going to talk about money. We're going to talk about how do you get new clients. We're going to talk about how do you connect with those new clients that you're going to go get. These are three big secrets Lesley and I have learned after coaching more than 2500 business owners, just like you, just like us, and it's allowed us to pass along this experience, this knowledge that we have. And I want you to join me for this free webinar. Go to prfit.biz/accelerator that is profit without the O dot biz slash accelerator. Come join me live. And finally, we have. Lesley Logan 6:07  The final Pilates flash card exercise deck is almost ready. I know. So at the time that you're hearing this, we are done with the edits. I'm almost pretty sure. That's the goal. Our deadline was about this week.Brad Crowell 6:21  Photo shoot is done. First draft of the cards are done. They're probably putting them onto the. Lesley Logan 6:26  They're already on. Brad Crowell 6:27  They're already on the (inaudible) digital cards. That's how the edits are happening. Lesley Logan 6:31  How much Brad's a part of the whole process. Brad Crowell 6:33  We are darn close. We're darn close. But if you want the hookup, you gotta be on the waitlist. So, where are they going? Lesley Logan 6:43  opc.me/flashcardwaitlist Brad Crowell 6:45  There you go. Lesley Logan 6:45  Yeah, it's the slash and flash that's the problem. So it's the opc.me/flashcardwaitlist. That's where you're gonna go, because if you're not on that list, you won't hear about the presale and the presale's the best price it's ever gonna be. Brad Crowell 6:57  Yep, yep, yep. All right, so this week, we had an audience question for one of our tour attendees in Phoenix, Arizona. Lesley Logan 7:05  The last stop. Brad Crowell 7:06  The last stop. What an epic tour it was, by the way, my gosh. I mean, over 600 attendees. We did 8000 miles. We had an opportunity to see states we've never been to before. It was just lovely.Lesley Logan 7:20  Yeah, I loved it. I really enjoyed all of it. I had so much fun. And so when I got this question after the last public workshop on the last day of the tour, I was like, I was so impressed with myself, actually.Brad Crowell 7:35  Here's the question. She asked, "How do you keep your energy up after doing all of these events?" I think it was like 45 events, or something like that, over 34 days.Lesley Logan 7:45  And also, somehow, my team approved a class and two workshops after my bedtime. Truly, truly, if you guys are in my calendar, it says done for the day at 4pm so, and these things were at like 4:00 and 5:30 and six-something. And I was like, who did this? And my sister-in-law said. Brad Crowell 8:05  She's pretty sure it was my fault. Lesley Logan 8:06  Yeah. She said that would be your husband. That's exactly how she said it. That'd be your husband. Brad Crowell 8:10  That'd be your husband. Lesley Logan 8:11  Yeah. And I was like, no, ever, never, ever, ever, ever. So anyways, how do I keep my energy up? There's not one answer, okay? And like, also, I think you can take parts of this and apply it to your life, where you are and what you have access to. Okay, so first of all, last week, we talked about FemGevity a lot, and that's because part of the energy that I have is due to actually having someone really evaluate my health and make sure that what I eat is really good for my body, my hormone levels are really good for my body. That right there. If you're eating foods that inflame you you're going to be tired because your body's inflamed. So please, please, please, if you haven't called them, call them or work with a professional who is going to listen to you and make sure that what you're eating and how your hormone levels are appropriate for where you are in your life. Second, my Pilates practice is a priority, priority number one. So when I'm at home, I do it five to six days a week, sometimes seven, and I'm sitting here sore, just like getting back into it, because on tour, I don't get to do 30 full minutes, or even 15 full minutes. Sometimes I get like 10, but my Pilates practice is a priority. So when I'm on tour, every day is like, where are we going when I get my movement in, my movement practice is what allows me to have energy for you. It allows me to have stamina for you. It's allows me to not resent that you get to move and I don't get to move. So my personal practice is priority. I get almost 14,000 steps in a day, and all of that helps with my energy levels, that I can gift to you, that I can pour in to the people that I'm teaching. And then lastly, I've been really focused on sleep for the last couple of years, where this is the year we're really focusing on it. We're currently working with like a sleep situation that makes me hot or makes me cold, or whatever it needs to do, and that is a focus. And if you can get your hormones and food right, you can get your movement right and get your sleep right, I promise you you have energy for things you don't even want to do. You will. You just will. So did I miss anything? Brad Crowell 10:03  I think, like you said, it's been a combo of all the things. I think you're also relatively consistent with your schedule, and I think boundaries are really important part of that.Lesley Logan 10:12  You remind me of something I wanted to say. Thank you so much. That was a key word. That's why you're here, babe. Brad Crowell 10:17  Take it away. Lesley Logan 10:17  Okay, so there is a book called Love Yourself Like Your Life Depends On It, and I think we ordered it, or at least put it in my cart. At any rate, I haven't read it yet, but somebody said this about boundaries, and I am as what Brad said, I am a stickler for my schedule, and that is because then I can break the rules, right? But if I don't have a schedule, I don't have boundaries, and I'm gonna be tired all the time because I'm gonna be reassessing my boundaries and all that stuff. So my boundaries are really key. But in this book, Love Yourself Like Your Life Depends On It, it says. Brad Crowell 10:45  By Kamal Ravikant. Lesley Logan 10:47  Yes. If you are burning out, it is because you don't love yourself enough, because if you loved yourself fully, you would love yourself so much you would say no to things, because you know that it's actually a terrible thing for you to say yes to it. And so, like, to me, I was like, so proud of myself. I was like, oh, this self-love journey is working because I am not burning out.Brad Crowell 11:13  Well, even on the tour, and that's the thing, the environment completely changed. The morning routine completely changed. So there still had to be, even though everything was chaos, there still had to be boundaries, and it took us, this is our seventh tour, y'all, so how do we scale it up to be 34, 35 days long? Well, we've had a lot of practice, and we've got a lot of trial and error, and what we realized is that we don't want to teach more than six days in a row. Right? In fact, three or four days is even better, and then at least one day off, so that we can rest. We can enjoy some enjoy ourselves and like, help hit that reset button each time because we are go, go, go, go, go when we're on the road. Lesley Logan 11:55  And also to boundaries, like, your boundaries can change, might have to change depending on your environment. When I'm at home, I have one set of boundaries of how I work and how late I'll work till or how many days in a row. I don't work six days a week when I'm at home. But on the tour, we have different boundaries, right? My only responsibility when on tour is to do the tour, to do the social posts and to keep up with the team and our members. That's it. I know that sounds like a lot, but like, when I'm at home, I'm writing newsletters, I'm writing blog posts, I'm making videos, I'm making classes, I'm doing podcasts. Like we have so many other hats we wear, none of that happens, so that we don't burn out when there is chaos. So we have boundaries. So I think boundaries would be, of those four things that I said, sleep, hormones and digestion, and personal self-care and boundaries, right? If you take one thing away, pick one of those things that you go, you know, I really that is where I'm like, it's like, seepage. Is that what it's called seepage? Like, when you're like, losing there's like, a technical term in the world of, like, money or business, but like, you're losing energy, and it's going out faster than being put in. Look at those four areas and see which one you need to, like, plug a little hole, and that might be able to change your energy. So don't try to change all four at once. That's impossible. It's really, really hard. But change one, yeah. Brad Crowell 13:14  All right. Well, that was a great question. Lesley Logan 13:16  I loved it. Brad Crowell 13:17  If you have a question, you can ask them. You can text us at 310-905-5534 and just say hey question for the pod, or you can ping us on Instagram or leave a comment on YouTube, generally, just reach out. And stick around. We'll be right back. We're gonna dig into this fantastic convo with a professional investor who breaks it down for us non-professional investors in just a minute, so we'll be right back. All right. Now, let's talk about Steve Selengut. Steve is a seasoned expert with over 45 years of experience as a professional investment manager. He managed over $110 million in assets for more than 130 families, focusing on helping clients achieve income independence through smart investment strategies. He is now an income coach, and he no longer manages money for other people. I think he was very happy to retire. He told us on the pod he's about to turn 80 years old. Lesley Logan 14:13  Insane. Brad Crowell 14:14  Which is amazing. Lesley Logan 14:15  And he's like cruising, and he's like doing all this, because he likes to help people with this. He's got all this information, and it can really help you make money on your own. Brad Crowell 14:23  Well, Steve teaches individuals how to manage their portfolios to generate consistent income, and he shares insights from his book, Retirement Money Secrets. Lesley Logan 14:31  Get the book. It's really informative and really easy to read. You know, we were out visiting some friends, and she and I were talking about getting help with our portfolios, because if you don't start when you're younger, at any age, where you feel like you can have some flexibility in trying things out, it can get scarier, and then you're limited on what your options are. So here's what I loved. He said a portfolio is really all your investment accounts. That's all part of your investment portfolio. You can have multiple things. I'm gonna use a bunch of acronyms right now. You can have your IRAs, your Roth IRAs, your 401(k)s, your portfolios got to be, you hear the word diversified, you got to have these different things in it.Brad Crowell 15:08  Yeah, it's stocks, it's bonds, it's insurance, all those things. Lesley Logan 15:10  If you're like, nodding along. Brad Crowell 15:11  Investment properties. Lesley Logan 15:12  Yeah, if you're nodding along and you're like, uh-huh, uh-huh, uh-huh. Okay, but here's a really cool way he described it. He likened a portfolio to merchandise on the shelves at the department store, okay? And then at the department store, I set a target price and a target markup, and I sell that merchandise because I know I can replace it. He said, when the market downturns, it's like putting things on sale. And this is where people get really nervous, and they actually start selling when the market downturns. But he actually wants, actually said, like, actually, when they're down, you shoot their bargains, just like anything that's at a department store that's on sale, it's a bargain, right? Brad Crowell 15:45  That's when you should be buying. Lesley Logan 15:46  That's when you should be buying. And so the same goes for the stock market. And I really like that because I have no idea what's going on in the stock market when this episode comes out, but we just had a meeting with our wealth managers a couple weeks ago, and I had not looked at the stock market, and it was like, very down. And I was like, okay, you know? And I was like, and we just gave you some money, and so you bought it on a bad day, which means we're getting a really good deal on some good stuff, and it's gonna go up. This is how during the Great Depression, that's when all these people got super rich. They bought all this stuff, and people freaked out, sold all their things, and these other people just scooped it up really cheap. And you don't have to, you can be like them. You, too, can buy your stock on a bargain in a department store and have some fun in your portfolio.Brad Crowell 16:22  I love it. Well, he also gave four practical principles of risk minimization, which are right out of his book. Okay? So, it's quality, diversification, income focus, and number four is avoiding emotional decisions. So let's talk about those. So, quality. What is quality? He said focus on companies that are profitable, well-established, and they pay dividends. You need to research how long has it been in business? Is this a profitable business? Are they paying out dividends to their shareholders? Okay? That's the game he likes to play. He focuses on only those kinds of companies. Diversification, number two. Avoid over-concentrating in a single sector or trend. When you dive into investment, you can start to realize, oh, I'm in the tech sector or I'm in the this sector, I'm in the that sector, the medical, the, all the stuff. And he said be diversified. Avoid over-concentrating. Don't put all of your investments into rapidly growing industries such as AI. Sure, have some industry AI stuff, but don't have everything in the AI basket. Third, income focus. Invest in securities that generate consistent income. Lesley Logan 17:29  This was a really interesting part of the interview, which, like, we don't have to go into because you can go listen to it. But there are ways of getting paid more regularly than just gathering up wealth.Brad Crowell 17:39  Yeah. Okay, so securities are, generally, they're understood as stocks, bonds, mutual funds or other financial instruments, but stocks and bonds, right? So when he's saying securities, generally, that's what he's referring to. He said many people make the mistake of automatically reinvesting their income into the same securities over and over again. It's a big mistake. So he didn't explain why it's a big mistake, but he alluded to it, and then I'm assuming he talks about it in-depth in his book. Number four, avoiding emotional decisions. He said stay objective and avoid falling in love with stocks that perform well temporarily. He said always prepare for market corrections. I think he talked about it in a way that was pretty funny. Basically, he's like, yeah, these guys are all working for me. Their company goes up and then I sell, I might buy them back again later, but I'm not stuck with these people for the long haul. He said that's not how I'm doing it. There's definitely different kinds of strategies for investing. It does take more focus. It wasn't quite a set it and forget it. He did talk about that a little bit, but it sounds to me like he's paying a lot of attention. Lesley Logan 18:40  He's different. Like, if you're like, Lesley, how is this different than Tess? He specifically said, I heard your interview with Tess, I do things differently, and so I wanted to bring him on, because I think it's important to have different ways of doing things. Tess really empowered us in a great way. And her course, was really great on, like, not a set and forget it, but kind of like, here's these things and watch these things. And like, don't stress so much, which is great when you're busy, got other things. And Steve is, like, here's how you can actually have an approach. It's a little bit more you're into it, and you can also have an income coming from it. You can sell, you can buy it back, and so it's a little bit more hands on. But I also think if that interests you, like, if you're looking for a hobby, why not try this? I don't know, our friend's husband, this is his hobby, and he.Brad Crowell 19:24  Yeah, so test this episode was 352, by the way, Tess Waresmith,. Lesley Logan 19:27  Yeah. So I was really intrigued with it, by the differences and what's possible. And I think we get scared of these things. I was listening to a pod you and I.Brad Crowell 19:35  (inaudible) overwhelming. Lesley Logan 19:36  Well, you sent me a podcast with (inaudible). And he was like, no, people don't talk about money in their own households, and their own marriages and their own relationships, they don't talk about money. And the truth is, if you don't talk about money with someone in your life, you better be talking about it with yourself. I think that if your partner won't want, doesn't want to talk about these things and like, you need to educate yourself, and you need to figure out a way to create a portfolio for yourself. You need to have these things. Because the reality is, is I really, truly want to make sure that anyone listening to this podcast is secure financially in case something happens. And Steve's book and Steve's interview, to me, gave really great insight on how you can make the market work for you and have income that isn't produced by you, necessarily, it's by you diversifying and making different decisions and checking in with things, and then also you need to practice being not emotional about things. I'm gonna let that go. I'll come back later. You know, I thought it was really informative, and I got really excited about it. Brad Crowell 20:32  Yeah and the podcast I shared to you was from the Smart Passive Income Podcast. He interviewed Ramit Sethi. He coaches people on building wealth and generally navigating money conversations between couples, and I thought it was a really interesting episode. We'll include the link to that in the show notes here as well. Lesley Logan 20:49  And because you're unlikely to get any coaching with for me, what's cool about Steve is that his book, he'll coach you through it, and that's really cool. Brad Crowell 20:57  Yeah, yeah. Stick around. We'll be right back. We're gonna dig into those Be It Action Items that you covered with Steve. All right. So finally, let's talk about those Be It Action Items. What bold, executable, intrinsic or targeted action items can we take away from your convo with Steve Selengut. He said hey, take a look at your portfolios. This is like the number one thing he suggested to do. Oh, actually, I'm gonna let that be to you, Lesley, the number one thing. This is the number two thing. Take a look at your portfolios. Look at the actual income production, where it says, dividends received this year. Dividends received this year. Okay? So you get a statement, the statement has a line item that says how much did you get this year? Dividends received. Or an amount what can you expect to receive over the next 12 months? Because they actually do give you a forecast, and you want to see what that is as a percentage of your portfolio that will then go into (inaudible).Lesley Logan 21:50  My takeaway. So your portfolio's income production, and that should say between four and 5%. So if you're working with your investor to adjust investments to generate steady income that's in the four to 5% range. And you know, people might hear a person who's like that, go, that's not very huge. Y'all, no one gets rich overnight. It really doesn't happen. Everything is like little steady changes here and there. So work with your investor to adjust investments that generate steady income in the four to 5% range. This range, here's why it's important, this range is critical for covering living expenses, especially in retirement. So the goal is consistent financial stability, regardless of what's happening in the market. So like, the market could be going up and down, but you are getting consistent things that you can live off of these investments, so you can be in retirement.Brad Crowell 22:35  Yeah, so a couple things to consider here, and this is what he was talking about why he ended up with the four or 5%. If you look at the market over the history of the market, it's like raising up an average 8% a year. So obviously, you want to be doing everything you can but the market is not necessarily your entire investment portfolio, right? The market is only one piece of the investment portfolio. So even though they say you want to be able to make that in the market, but then there are these other things. When you hire a financial advisor, you're also paying them a percentage. You're paying them fees in some manner. And so the number one thing is to make sure that they're making more than the fees that they're taking. But the second thing that they need to be making is money on top of that, because here's what the average person does when they retire, when you are no longer generating an income, your six-figure salary from your job, and you're ready to hang it up and enjoy retirement, let's just hypothetically say, you have a million dollars in the bank. If we said a million dollars, what are the (inaudible) times .4%, .04, that's $40,000. So the question is, if you have $40,000 can you live on $3,333 a month? And so he said, on average, people are living on the four to 5% of the money that's in their retirement portfolio when they retire where they're literally drawing that out, and that's what they use to pay for life, right? So if you have a million dollars in your portfolio, and you're living on four to 5% you're bringing in 40 grand. If you have $2 million you get to double that, right? So that's the goal here, is to understand how much money do you want in retirement, and then you can work backwards from that understanding, okay, I need to have X in the portfolio in order for me to live this lifestyle that I have for myself, have built for myself, right? So that's where he's coming from. He's clearly also had a lot of other success around that. But these are general investments tips, so. Lesley Logan 24:35  I really love when someone comes to the show that has had decades of experience in one thing, and is like willing to share so much information with us. Brad Crowell 24:43  Yeah, especially since we're not experts in that, that's pretty amazing. Lesley Logan 24:46  No, we're not. And he was really cool to me. He's like, you gotta read this book. Read my book because it's, everything I'm gonna say is in this book. And so I just really think that if you are someone who this is overwhelming, read his book, because it's, sometimes, reading the words is different than hearing the words, and then in the more you hear it, the more it starts to make sense. I know when we work with our wealth managers, I'm just like, okay, I actually understand what you said. You said words. I've heard those words 10 times. You've explained it seven, and now I know. So don't be afraid to ask questions. Don't be afraid to reach out to experts. But please don't put your head in the sand and not talk about your money, even with yourself, you got to be honest with yourself, because you'll need it someday. You really will. So, I'm Lesley Logan.Brad Crowell 25:26  And I'm Brad Crowell. Lesley Logan 25:27  Thank you so much for listening to our podcast, or being part of our audience, for coming up and telling us you listen like it really does mean the world to us. When we're on tour we get to meet so many of you, like, I did this from the podcast. I have (inaudible) because of the podcast. Like, all these different things, and so, we are so, so grateful for you, and the show goes on because of you. So thank you, and make sure you share this episode with a friend who needs to hear it. These money ones are really good ones to share, because someone in your life is like struggling with this right now and needs some help and needs some advice, and you don't have to be that person. And until next time, Be It Till You See It. Brad Crowell 25:58  Bye for now. Lesley Logan 26:00  That's all I got for this episode of the Be It Till You See It Podcast. One thing that would help both myself and future listeners is for you to rate the show and leave a review and follow or subscribe for free wherever you listen to your podcast. Also, make sure to introduce yourself over at the Be It Pod on Instagram. I would love to know more about you. Share this episode with whoever you think needs to hear it. Help us and others Be It Till You See It. Have an awesome day. Be It Till You See It is a production of The Bloom Podcast Network. If you want to leave us a message or a question that we might read on another episode, you can text us at +1-310-905-5534 or send a DM on Instagram @BeItPod.Brad Crowell 26:43  It's written, filmed, and recorded by your host, Lesley Logan, and me, Brad Crowell.Lesley Logan 26:48  It is transcribed, produced and edited by the epic team at Disenyo.co.Brad Crowell 26:52  Our theme music is by Ali at Apex Production Music and our branding by designer and artist, Gianfranco Cioffi.Lesley Logan 26:59  Special thanks to Melissa Solomon for creating our visuals.Brad Crowell 27:02  Also to Angelina Herico for adding all of our content to our website. And finally to Meridith Root for keeping us all on point and on time.Transcribed by https://otter.aiSupport this podcast at — https://redcircle.com/be-it-till-you-see-it/donationsAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

Have you ever wondered how the ultra-rich manage to secure their wealth? Look no further than Switzerland. In our podcast, "Swiss Money Secrets," we delve into the fascinating world of Swiss offshore banking and wealth management. Join us as we talk to leading Swiss financial industry experts and explore the benefits and intricacies of offshore banking for Americans. The WHVP team will cover everything from international investment diversification to privacy and asset protection. So get ready to unlock the secrets of Swiss banking and take control of your financial future. Disclaimer: All posts and publications are for your information only and are not intended as an offer, promotion, or solicitation to buy or sell any financial instrument or perform any other financial transactions. All information and opinions expressed in posts and publications reflect our current views as of the date of the publication and may be liable to change without notice.

In this episode, Shawn introduces Herman Dolce Jr, an expert in business credit and funding. They discuss topics like business credit cards, funding options, and financial literacy. Herman shares his background, growing up in Brooklyn and being raised in Philly. Tune in to gain valuable insights on managing business finances and building credit. Follow Herman Here:   / haitian_ceo   SONW Resources: Signup for PodProMax: https://podpromax.com/ Signup for my new podcasting course: https://schoolsovernowwhat.thinkific.... Download my ebook "Podcast Secrets Revealed": https://shawnanthony.lpages.co/podcas... Support SONW with Patreon and get exclusive content:   / schoolsovernowwhat   Join the SONW Academy for 1-1 Coaching from Shawn: https://www.schoolsovernowwhat.com/ac... About School's Over...Now What? Join Shawn Anthony as he talks to fearless business leaders who've shattered conventional wisdom to achieve massive success. In each weekly episode, our guests share jaw-dropping stories of overcoming seemingly insurmountable obstacles. Most importantly, they've answered the question we've all asked “School's Over…Now What?” Get inspired and access cutting-edge strategies that'll transform your business and life. New episodes every Friday on YouTube, Spotify, Apple Podcasts and all major podcast platforms. Contact Info Instagram:   / shawnranthony_   Website: https://www.schoolsovernowwhat.com/ YouTube:    / @schoolsovernowwhat   Twitter:   / shawnranthony_   Press/Interview Requests: fenton@schoolsovernowwhat.com

Enjoy the show today!

Let's get real: no one teaches you the real secrets about money. You're expected to just figure it out—and that's total BS. So today, we're fixing that. In this vault episode, I'm sharing 13 powerful money lessons that will change the way you think about earning, spending, and saving. These are the game-changers—the advice no one talks about because they assume you already know (hint: most people don't). Here's what we're covering: Why it's NOT about how much you earn but how much you keep (and how to master that). The #1 mistake people make when buying a car—and how to avoid it. How your ego is wrecking your finances (and how to stop it). The truth about money worries—and why you don't have to live with them. Plus, so much more! These secrets aren't just advice—they're tools you can start using TODAY to take control of your money and your life. So, what are you waiting for? Hit play, take notes, and let's get to work. You've got this! LINKS Preorder my book, Unraveling Your Relationship with Money: Discover and Ditch Your Money Trauma So You Can Live an Abundant Life: Preorder Here Follow Shannah: Instagram: @shannahgame Submit a money question for Shannah to answer in an upcoming episode https://tinyurl.com/askshannahq  Leave a 5-star Review here https://ratethispodcast.com/etm Learn more about your ad choices. Visit megaphone.fm/adchoices

Episode 162: Income Coach: Gives The Retirement Money Secrets

Check out this episode wherever you like to listen or watch podcasts! Episode Page: vinneychopra.com/podcast/ Youtube: https://www.youtube.com/watch?v=4-Dgi2P_sgk Spotify: spoti.fi/423B4fz iTunes: apple.co/3H9XKBo   ——  

Join us as we revisit the most impactful topics from Swiss Money Secrets in 2024. This special episode highlights expert insights on offshore wealth management, regulatory compliance, and asset protection tailored for Americans seeking to safeguard and grow their wealth internationally.   Discover strategies to navigate global markets, ensure portfolio diversification, and remain SEC-compliant while benefiting from the stability and privacy of Swiss banking. Whether you're an investor or a financial professional, this episode is your gateway to mastering the essentials of cross-border wealth management. 00:00 Intro 00:10 Investing during an election year 09:21 What You Need To Know About The Corporate Transparency Act! 19:19 Artificial Intelligence (AI) in the World of Wealth Management 25:58 Too Big To Fail 34:54 The Long-Term Momentum of the U.S. Dollar 39:49 The 2024 Election and Your Wealth: What Americans Need to Know 44:40 Tax Planning 2025: Navigating Trump's Second Term Contact WHVP: Website: https://whvp.ch/ Email: info@whvp.ch Telephone: +41 44 315 77 77 Schedule a Meeting: https://whvp.ch/get-started About WHVP: WHVP is not just another asset manager. We are an independent firm specializing in managing the funds of private clients. Registered with the SEC in the U.S. and located in Zurich, Switzerland, we are associated with several first-class private banks in Switzerland and Liechtenstein, which serve as custodian banks for our clients' accounts. Our asset management principles are rooted in conservative, long-term-oriented capital preservation strategies. We prioritize personalized service, crafting portfolios that are shielded against U.S. Dollar depreciation while leveraging overseas investment opportunities. Disclaimer: All posts and publications are for your information only and are not intended as an offer, promotion, or solicitation to buy or sell any financial instrument or perform any other financial transactions. All information and opinions expressed in posts and publications reflect our current views as of the date of the publication and may be liable to change without notice.

Strap in for a retirement rollercoaster as Coach Pete and the crew take you on a thrilling ride through smart 401(k) moves, safe money secrets, and building trust with the perfect financial sidekick! In this high-energy episode, they dish out dazzling tips on tax planning, asset allocation, and embracing your risk tolerance—all while introducing the genius ‘Spend and Leave Plan’ to secure your legacy. Get ready to feel confident, educated, and oh-so-prepared to live your best retired life and leave something sweet behind for your heirs!See omnystudio.com/listener for privacy information.

Brad Yater – Chocolate Covered Money: Secrets of the Marketing Genius Who Built the World's Most Successful Chocolate Brands...with TRE's Hannah Murray

In this episode, we sit down with Steve Selengut, author of Retirement Money Secrets, to explore his proven strategies for financial freedom in retirement. Steve shares his approach to generating more income than needed, ensuring a stress-free and abundant retirement. With a focus on safety and practicality, he now coaches others on how to boost their income production without unnecessary risks. Whether you're nearing retirement or looking to optimize your current plan, this conversation offers actionable insights to make your golden years truly golden.

Send us a textMoney Secrets Revealed: Even A Pro Athlete Can Do It#money #business #author #lifecoach #leadershipcoach Chad E Cooper, a renowned performance coach, bestselling author, and motivational speaker. Chad transforms lives by empowering individuals to unlock their potential and live with passion. Author of "Time Isn't the Problem, You Are," he offers practical strategies for mastering time and achieving extraordinary results. Chad shares his expertise and tips to help you overcome challenges and create a life of significance.Website: https://www.chadecooper.com/Instagram: https://www.instagram.com/chadecooper/Linkedin: https://www.linkedin.com/in/cooperchad/TikTok: https://www.tiktok.com/@UCfYzsPilUyszojQEv3YqUDg Youtube: https://www.youtube.com/channel/UCqaCtoDE_61DVgyLhAOriSwThanks for tuning in, please be sure to click that subscribe button and give this a thumbs up!!Email: thevibesbroadcast@gmail.comInstagram: https://www.instagram.com/listen_to_the_vibes_/Facebook: https://www.facebook.com/thevibesbroadcastnetworkLinktree: https://linktr.ee/the_vibes_broadcastTikTok: https://vm.tiktok.com/ZMeuTVRv2/Twitter: https://twitter.com/TheVibesBrdcstTruth: https://truthsocial.com/@KoyoteFor all our social media and other links, go to: Linktree: https://linktr.ee/the_vibes_broadcastPlease subscribe, like, and share!

14 Eye-opening INVESTING lessons from 66 BOOKS [for beginners] --- Support this podcast: https://podcasters.spotify.com/pod/show/getu-chandler/support

Hidden Money Secrets FINALLY Revealed For Millennials! Use our affiliate link for OpusClips ➡︎ https://www.opus.pro/?via=Remarry Is Love Calling Again? Take the 5-Minute Remarriage Readiness Quiz! ✓ Discover your emotional readiness ✓ Get personalized insights ✓ Receive expert relationship tips➡︎ https://scarytoremarry.com/ Get your Love Fearlessly Intimacy Card Deck here ➡︎ https://scarytoremarry.com/products/ Connect with Melissa here ➡︎ https://millennialindebt.com/ ===================== Connect With Us! ===================== X ➡︎ https://x.com/scarytoremarry IG ➡︎   / scarytoremarry   ================================ Subscribe & listen to the podcast HERE: ================================ Apple ➡︎ https://podcasts.apple.com/us/podcast... Spotify ➡︎ https://open.spotify.com/show/3CaG9aQ... Unlock the hidden money secrets every millennial needs to know! From saving hacks to investing tips, how to budget your money on dates, and the holidays! This podcast breaks down the financial strategies that can transform your future. Don't miss out on these game-changing insights! #MillennialMoney #FinancialFreedom #MoneyTips Melissa Jean-Baptiste is a first-generation Haitian American who has built a platform dedicated to helping Millennials and Gen Z restructure their relationships with money, obtain financial freedom, and build generational wealth. Melissa went on to write and produce the award-winning web series Millennial In Debt, which highlighted the overwhelming nature of navigating adulthood due to a lack of accessible financial education. As a personal finance and career development coach, Melissa's ultimate goal is to teach her audience how to be future millionaires. --- Support this podcast: https://podcasters.spotify.com/pod/show/scarytoremarry/support

John Burley With 35+ years of investing experience and thousands of (personally) completed real estate deals, hundreds of millions of dollars raised, John Burley has the perfect mix of street-savvy knowledge and sound investing principles. John is a Pioneer in the Real Estate Investment Business, originally trained in the World of Wall St., in 1989 he left and founded his Private Equity Company, where he serves today as the Founder & CEO.  It is a leader in the industry, with holdings from multiple countries and a dozen different states.  His was among the first ever companies to bring Single Family Home (SFH) Portfolio Real Estate to the Private Equity Community. John is an International #1 Best Seller with over One Million Copies Sold.  His books include:  Money Secrets of the Rich and Powerful Changes.  He has also produced over 100 books and audio programs during his career. Because John is a Professional Investor, he makes his living actually DOING deals and not just teaching theory from the stage.  The bottom line is: John walks his talk. For this reason, John is only available to speak at a few events per year, his last event for 2019 is November 1-3. John greatly looks forward to sharing with you what you need to take your Real Estate Investing Business to the next level.   Even if the Trump administration does everything right, some problems will take a while to fix. Debt is a major challenge. Record levels of debt requires record selling of bonds. This pushes bond interest rates higher.  Until the government starts paying down debt, bond interest rates will remain elevated.   At the same time, the Federal Reserve is lowering borrowing costs by reducing interest rates.    This creates an opportunity.  Your Personal Bank allows you to earn dividends (likely increasing) while accessing funds to pay off debt, purchase items, or invest in assets. If dividends are higher than the borrowing costs, you keep the difference. This creates positive cash flow (positive arbitrage) on your money.   We are likely headed to a historical positive arbitrage scenario. Historically, positive arbitrage has been available 24 of the past 28 years. The other 4 years the dividends and borrowing costs were similar. The average annual positive arbitrage was 2-3%. This is interest you earn on money you spent or allocated elsewhere!

In Episode 27 of Light Leaders Ascension School, I take you through the multi-dimensional aspects of money and how each one impacts your financial reality. By understanding these dimensions, you'll learn how to transform your relationship with money and experience more abundance in your life. We cover:

With 35+ years of investing experience and thousands of (personally) completed real estate deals, hundreds of millions of dollars raised, John Burley has the perfect mix of street-savvy knowledge and sound investing principles. John is a Pioneer in the Real Estate Investment Business, originally trained in the World of Wall St., in 1989 he left and founded his Private Equity Company, where he serves today as the Founder & CEO.  It is a leader in the industry, with holdings from multiple countries and a dozen different states.  His was among the first ever companies to bring Single Family Home (SFH) Portfolio Real Estate to the Private Equity Community. John is an International #1 Best Seller with over One Million Copies Sold.  His books include:  Money Secrets of the Rich and Powerful Changes.  He has also produced over 100 books and audio programs during his career. Because John is a Professional Investor, he makes his living actually DOING deals and not just teaching theory from the stage.  The bottom line is: John walks his talk. For this reason, John is only available to speak at a few events per year, his last event for 2019 is November 1-3. John greatly looks forward to sharing with you what you need to take your Real Estate Investing Business to the next level. Go to johnburley.com for more information.

Oh gosh – I wish I had known this 20 years ago! This week, I sit down with Jackson Millan, aka The Wealth Mentor, to uncover the secrets to mastering your money mindset and conquering the world of trading and investing.From overcoming common challenges to building confidence and success habits, Jackson shares invaluable insights that will empower you to take control of your financial future.We're about to open the doors for our very next repeat-for-free Mentor Program. You need to register on our Trading Game website, or you'll just miss out. And imagine being able to trade your way to freedom, safe in the knowledge that you've got our support every step of the way. Go to www.tradinggame.com.au and investigate the Mentor Program. If you're ready to simplify your trading and learn the key strategies used by market professionals, head over to tradinggame.com.au and sign up for my free e-course, Trading Made Simple. I'll personally guide you through the essential steps you need to trade like a pro. Don't miss out on this opportunity.Trade confidently. Louise Bedford is a best-selling author and founder of www.tradinggame.com.au and www.talkingtrading.com.au.FacebookYouTube TwitterLinkedIn

Jeśli czujesz, że w Twoim życiu kończy się pewien rozdział i stoisz u progu czegoś nowego to ten odcinek jest dla Ciebie!

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This episode features Steve Selengut, a seasoned portfolio manager, discussing his journey from managing millions to retirement and coaching. Steve shares valuable insights, emphasising the importance of focusing on income generation in investments. He highlights the cyclical nature of the stock market, advising on strategic buying and selling based on market trends and interest rates. Steve's book, "Retirement Money Secrets," reveals secrets like the significance of mindset and income-focused investing. Listeners are encouraged to invest in themselves by starting small and leveraging compound interest. Steve's expertise and experience provide practical advice for navigating the financial landscape and optimising investment strategies. KEY TAKEAWAYS Focus on Income Generation: The key to successful investing is to focus on generating income from your investments rather than just capital appreciation. Understand Market Cycles: Recognise the cyclical nature of the stock market and adjust your investment strategy accordingly, buying when prices are low and selling when they are high. Mindset Shift: Change your mindset to prioritise income generation, ensuring you are earning a substantial return on your investments. Diversification and Profit: Emphasise the importance of diversification in your portfolio while aiming for consistent profits. Start Investing Early: Begin investing early and harness the power of compound interest to grow your wealth over time. BEST MOMENTS "Most people don't appreciate how cyclical the market is. The stock market is always going up and down. Knowing where you are in the flow of things is crucial."   "Change your focus to income generation. If you're getting income from every security, it's more likely a quality security. Focus on income."  "Every buck you make, every bonus you get, put some of that away and start generating income. Get that compound interest starting. It's so easy."  RESOURCES Steve Selengut  https://www.linkedin.com/in/privateinvestmentmanagement/ Link to the book Retirement Money Secrets https://amzn.to/3X8jllk   ABOUT THE HOSTS Serial entrepreneurs Fredrik, Charlie and Ivan Sandvall love sharing ideas and interviewing world-class entrepreneurs and influences. Invest In You is about investments, entrepreneurs, personal development and doing fun things. They hope to ensure you to take action, helping others and yourself, plus enjoying the journey we call life. CONTACT METHOD Fredrik Sandvall www.linkedin.com/in/sandvall/ https://www.facebook.com/FredrikinLondon/ Charlie Sandvall LI: https://www.linkedin.com/in/csandvall/ Youtube Channel: https://youtube.com/c/Sandvall Ivan Sandvall Instagram @ivansandvall

Steve Selengut, a 40+ year professional investment manager/advisor/RIA/IAR whose current adventure is coaching both individuals and other advisors in creating income independence for themselves and their clients. ---    Upgrade Your Brain  Unleash & Use Your Uniqueness    ⁠https://braingym.fitness/⁠   http://partnerco.world/   All about Roy https://roycoughlan.com/ ------------    Speaking Podcast Social Media / Coaching My Other Podcasts  ⁠⁠⁠https://roycoughlan.com/⁠⁠  ------------------    About my Guest Steven Selengut: Steve Selengut, a 40+ year professional investment manager/advisor/RIA/IAR whose current adventure is coaching both individuals and other advisors in creating income independence for themselves and their clients. We discuss his 2nd book, Retirement Money Secrets. He was a private investment manager for 44 years, personally managing around 325 individual portfolios in the USA and abroad. One of a very few investment book authors who have directly managed other people's money.   What we Discussed:    - The painful paperwork when cashing in your pension (start) - Stevens career (3 mins) - Real Estate can cause a liquidity problem unlike Stock Market (8 mins) - Financial Services double dipping (13 mins) - Private Hedge Funds + Fees (18 mins) - Can you use a Trust for Investment Capital Gains (22 mins) - Does he invest in Bitcoin (26:45 mins) - Do people move to the Best Tax State when cashing in Pension (32 mins) - What Mistakes do Investors make (33:45 mins) - Income Generation (35:50 mins) - 4 Ways to Minimise your Risk (38 mins) - What are the Top Paying Dividends Stocks (47 mins) - Backrock (50 mins) - His Books (51 mins) Where to find Steve: https://theincomecoach.net/ https://www.facebook.com/steve.selengut https://www.linkedin.com/in/privateinvestmentmanagement/ ------------------------------ More about the Awakening Podcast: All Episodes can be found at ⁠http://www.speakingpodcast.com/⁠   All Social Media + Donations link ⁠https://bio.link/podcaster⁠   https://roycoughlan.com/ Our Facebook Group can be found at ⁠https://www.facebook.com/speakingpodcast

In this episode, we're diving deep into why women tend to have less money and are more likely to end up in poverty than men. But don't worry, we're not just here to dwell on the problem - we have an excellent guest here to help us find solutions! The incredible Kim Curtis - bestselling author of Money Secrets: Keys to Smart Investing and Retirement Secrets, nationally recognized wealth management advisor, and President and CEO of Wealth Legacy, is here to drop some profound knowledge about how, as a woman, you can take control of your financial future and start building the wealth you deserve. So buckle up and get ready to learn some severe money secrets - this episode is not to be missed! LINKS Kim's website -https://www.wealthlegacyinstitute.com/ Money Secrets book - https://amzn.to/3nNVPvR Retirement Secrets book - https://amzn.to/3Kw1Shw CONNECT WITH SHANNAH Healthy Wealth Program for Women https://etmpod.link/healthywealth   Ask Shannah questions - submit your question here https://etmpod.link/askshannah  Freebie: 10 Money Questions to Ask Yourself Money Guide https://etmpod.link/10moneyq  Follow me on Instagram  Leave a 5-star Review here https://ratethispodcast.com/etm Subscribe to our YouTube Channel https://www.youtube.com/@EveryonesTalkinMoney SPONSORS Thanks to ASPCA for sponsoring the show. To explore coverage, visit ASPCApetinsurance.com/ETM. Thanks to Mint Mobile for sponsoring the show. To get your new 3-month premium wireless plan for just 15 bucks a month, go to http://www.mintmobile.com/ETM . Thanks to Notion for sponsoring the show. Notion is my go-to tool for managing notes, to-do lists, and action items. You can try Notion for free at Notion.com/ETM. Thanks to OneSkin for sponsoring the show. Get 15% off OneSkin with the code ETM at https://www.oneskin.co/  Thanks to Quince for sponsoring the show. Go to http://www.quince.com/etm for free shipping on your order and 365-day returns.  Thanks to NerdWallet for sponsoring the show. Don't wait to make smart financial decisions. Compare and find smarter credit cards, savings accounts, and more today at www.nerdwallet.com. Thanks to Monarch for sponsoring the show. ​​After trying out Monarch for myself, I understand why it's the top-rated personal finance app. Listeners of this show will get an extended thirty-day free trial when you go to www.monarchmoney.com/ETM.  Thanks to EarnIn for sponsoring the show. Just download the EarnIn app in Google Play of the Apple App store and use code Talkin Money under Podcast. Thanks to Noom for sponsoring the show. Start taking control of your weight management and join the millions who have lost weight with Noom. Sign up for your TRIAL today at www.noom.com.   Thanks to ButcherBox for sponsoring the show. Sign up today at www.butcherbox.com/etm and use code ETM to get $20 off your first order. Thanks to DelelteMe for sponsoring the show. Today get 20% off your DeleteMe plan when you go to www.JoinDeleteMe.com/ETM and use promo code ETM at checkout.  Learn more about your ad choices. Visit megaphone.fm/adchoices

Czujesz, że mimo pracy nad sobą, Twoje finanse utknęły na pewnym poziomie? Masz wrażenie, że istnieje niewidzialna bariera, która blokuje Twój finansowy wzrost?

In this episode of the Rich Mind Podcast, host Randy Wilson interviews Steve Selengut, a retirement income coach and author of Retirement Money Secrets. Selengut shares his investment philosophy of focusing on generating income rather than solely growing the principal. He discusses the benefits of investing in closed-end funds (CEFs) and explains how they can provide a steady income stream. Selengut emphasizes the importance of quality, diversification, income production, and profit taking in building a successful investment portfolio. He also highlights the cyclical nature of the market and the need to be mindful of market cycles when making investment decisions. In this conversation, Steve Selengut discusses the importance of taking profit and actively trading for profit in the stock market. He emphasizes the need to focus on income-generating securities, such as closed-end funds, to ensure a steady cash flow. Selengut also highlights the benefits of volatility and how it can be used to one's advantage. He shares insights from his book, Retirement Money Secrets, which provides a comprehensive guide to investing for income and minimizing risk. Overall, the conversation emphasizes the importance of an income-focused investment approach and the potential for long-term success. ____________________________ Takeaways Investing for income, rather than solely focusing on growing the principal, can provide a steady income stream in retirement. Closed-end funds (CEFs) are a type of investment vehicle that can be beneficial for generating income. They are required by law to distribute 95% of their income to shareholders. When investing, it is important to consider the quality of the investments, diversify the portfolio, focus on income production, and take profits when appropriate. Market cycles are inevitable, and investors should be mindful of where they are in the cycle when making investment decisions. Taking profit is an essential part of investing and can lead to increased income and portfolio growth. Actively trading for profit allows investors to capitalize on market volatility and generate additional income. Income-generating securities, such as closed-end funds, provide a steady cash flow and can be a safer investment option. An income-focused investment approach can lead to long-term success and financial stability. Investors should prioritize generating income and ask their financial advisors about strategies to increase their portfolio's income. The book 'Retirement Money Secrets' provides valuable insights and guidance on investing for income and minimizing risk. ___________________________ Connect with Steve

John Burley With 35+ years of investing experience and thousands of (personally) completed real estate deals, hundreds of millions of dollars raised, John Burley has the perfect mix of street-savvy knowledge and sound investing principles. John is a Pioneer in the Real Estate Investment Business, originally trained in the World of Wall St., in 1989 he left and founded his Private Equity Company, where he serves today as the Founder & CEO.  It is a leader in the industry, with holdings in multiple countries and a dozen different states.  His was among the first ever companies to bring Single Family Home (SFH) Portfolio Real Estate to the Private Equity Community. John is an International #1 Best Seller with over One Million Copies Sold.  His books include:  Money Secrets of the Rich and Powerful Changes.  He has also produced over 100 books and audio programs during his career. Because John is a Professional Investor, he makes his living actually DOING deals and not just teaching theory from the stage.  The bottom line is: John walks his talk. For this reason, John is only available to speak at a few events per year, his last event for 2019 is November 1-3. John greatly looks forward to sharing with you what you need to take your Real Estate Investing Business to the next level.

Transform your hobby into a 6-figure business - The Business of Content Creation Become a Paid Subscriber and get Uninterrupted Episodes: https://podcasters.spotify.com/pod/show/manifestelle/subscribe Get more content like this in your inbox

SPIN TO WIN

In this episode of Chatabout Children, Sonia Bestulic welcomes Paul Sullivan, to discuss his insights on this special Raising Empowered Humans series.    Paul is the: Founder of The Company of Dads, a platform dedicated to creating a community for lead dads. Former writer of the Wealth Matters column in the New York Times. Author of two books: Clutch: Why Some People Excel Under Pressure and Others Don't and The Thin Green Line: The Money Secrets of the Super Wealthy.   So sit back and enjoy this episode of the Chatabout Children Podcast. Empowering Moments Paul Sullivan's Journey: Transition from journalist to founder of The Company of Dads. The ‘accidental' path that led him to this new venture. The challenge and fulfillment of becoming a lead dad and starting a platform for others in similar roles.   The Company of Dads: Launched in 2022 with a mission to support lead dads and help families fulfill their full potential. Focuses on media, community, and workplace education. Explores the unique challenges and rewards of building a supportive community for lead dads.   Balancing Professional and Personal Life: Sullivan's experience managing career transitions and family responsibilities. The importance of modeling balanced, empowered behavior for his children. Strategies for maintaining family harmony and fulfilling professional commitments.   Impact on Family: Lessons his daughters learned from observing their parents' entrepreneurial journeys. Emphasizing the unpredictability and resilience required in both business and personal life.   Challenges and Triumphs: Overcoming initial setbacks and financial challenges. The importance of perseverance and adapting to changing circumstances. Building credibility and support for The Company of Dads.   Words of Wealth Wisdom: Paul shares key insights from his book; The Money Secrets of the Super Wealthy Paul shares some truths about money, and the importance of empowered choices when it comes to instilling money values within the family   Future Vision: Continuing to grow the platform and expand its impact. Encouraging businesses to adopt more inclusive and supportive policies for caregivers. Sharing insights and experiences to inspire other lead dads and families.   Final Take Home message from Paul Sullivan: Embrace the journey of raising empowered humans both at home and in the community, opening to the significance of vulnerability and authenticity in leadership and parenting.   Join the Paul's Community: Follow The Company of Dads for more resources and support.   Contact Information: Host: Sonia Bestulic - www.soniabestulic.com  Guest: Paul Sullivan - The Company of Dads   Newsletter Sign-Up: Visit soniabestulic.com for transformative tips, tools, and strategies to help you be more empowered as a parent/ carer or professional who works with children.    Links: Chatabout Children Flourish with Sonia BestulicSee omnystudio.com/listener for privacy information.

Curious how the uber-rich protect their wealth?If you knew the secrets of ultra-high-net-worth individuals (UHNWIs), could you leverage their approach to money management to grow your own wealth?Tim Volk, CFP, is Founder and Principal at T. Volk & Company Consulting, a boutique financial advisory firm that serves ultra-high-net-worth families. He also hosts TheRainbow Bull Podcast.On this episode of Queer Money, Tim joins us to share the secrets of the uber-rich, describing what UHNWIs do to transfer and mitigate risk.Tim explains how the uber-rich think about money in the long-term and challenges the LGBTQ+ community to adopt a future-self approach to spending.Listen in for insight on raising kids who don't feel entitled and learn what you can do to join the ranks of the emerging affluent or uber-rich. Topics Covered How wealth managers define ultra-high-net-worth individualsWhat we can learn about the complexities of wealth from Crazy Rich Asians The differences between families of UHNWI and the LGBTQ+ communityWhy the queer community isn't saving enough for retirement How Tim helps the emerging affluent manage capital through a family officeHow ultra-high-net-worth families transfer and mitigate risk Why Tim suggests choosing a life insurance policy with long-term care benefitsHow celebrities and the uber-rich aren't immune to lifestyle creepWhat we can do to avoid raising entitled kids at any socio-economic statusTim's future self approach to thinking about money in the long-termThe lasting impact of a financially empowered gay communityTim's advice on what you and I can do to become ultra-high-net-worthTim's challenge to focus on spending to bring joy to yourself and othersHow to deal with the dating dynamics of financial inequality Why it's crucial for the LGBTQ+ community to stick togetherFor the resources and to connect with our guests, get the show notes at: https://queermoneypodcast.com/subscribe Follow us:Queer Money Instagram Queer Money YouTubeQueer Money on TiktokDownload your FREE Queer Money Kickstarter a 9-step Guide to Kickstart Your Journey to Financial Independence

Have you ever thought that life would be so much easier if you knew the secrets to money? You're in luck! There are some tricks and just everyday money advice that I think you really need to know. Now, no one really talks about this stuff, and if they do, it's brushed over because most assume you already know this stuff or that it isn't important. We aren't going to do that! In this reboot episode, I'm sharing the top 13 money secrets that no one teaches you, but you should know them to be in the know. And, no, you don't have to keep these a secret anymore. You'll learn why it's not really about what you earn but about what you spend, the #1 lesson for buying a car, how to keep your ego out of money decisions, the truth about money worries, and so much more. CONNECT WITH SHANNAH Thank you for being a part of our community! We couldn't do it without you.  Sign up for my signature course, Unf*ck Your Money https://www.etmlearn.com/unfck-your-money  Freebie - 10 Money Questions to Ask Yourself Free Money Guide https://etmpod.link/10moneyq  Sign up for Financial Coaching with Shannah https://etmpod.link/coach   To support the show, please subscribe or share the word about this show in your circles. Sign up for our newsletter  Follow me on Instagram  Leave a 5-star Review here https://ratethispodcast.com/etm.  SPONSORS Thanks to OneSkin for sponsoring the show. Get 15% off OneSkin with the code ETM at https://www.oneskin.co/  Thanks to Quince for sponsoring the show. Go to http://www.quince.com/etm for free shipping on your order and 365-day returns.  Thanks to NerdWallet for sponsoring the show. Don't wait to make smart financial decisions. Compare and find smarter credit cards, savings accounts, and more today at www.nerdwallet.com. Thanks to Monarch for sponsoring the show. ​​After trying out Monarch for myself, I understand why it's the top-rated personal finance app. Listeners of this show will get an extended thirty-day free trial when you go to www.monarchmoney.com/ETM.  Thanks to EarnIn for sponsoring the show. Just download the EarnIn app in Google Play of the Apple App store and use code Talkin Money under Podcast. Thanks to Noom for sponsoring the show. Start taking control of your weight management and join the millions who have lost weight with Noom. Sign up for your TRIAL today at www.noom.com.   Thanks to ButcherBox for sponsoring the show. Sign up today at www.butcherbox.com/etm and use code ETM to get $20 off your first order. Thanks to DelelteMe for sponsoring the show. Today get 20% off your DeleteMe plan when you go to www.JoinDeleteMe.com/ETM and use promo code ETM at checkout.  Learn more about your ad choices. Visit megaphone.fm/adchoices

Produce enough income to retire and make market volatility your very best friend. Steve Selengut, a 44-year investment professional, teaches you a simple yet little-known system for investing in the stock market that shouldn't be a secret (but is). It delivers reliable income without selling your hard-earned investments to pay the bills. Better yet, it works whether the stock market is going up or down. For more, go to https://theincomecoach.net/

How to make more money. They call her the money rainmaker. She's the go-to guru for purpose-led small business women wanting to scale their impact and revenue. Meet Fi Johnston, the founder of Peach. In this week's episode, we explore women's money secrets and why not sharing, exploring, and challenging them is holding us back from realising our potential, our impact, and the freedom so many of us long for. Links & Resources Find out more about Fi Johnstone and watch her beautiful documentary here Book a Breakthrough call with me here Register here for the How To Secure Corporate Clients Masterclass Grab your copy of The Artists Way here Download 100 No's here Subscribe & Review The Hacking Happy Podcast Thanks for listening to this weeks episode! If this podcast helped you in your journey to injecting more of what makes you feel good into each day please head over to iTunes, subscribe to the show, and leave us an honest review. It's your reviews that enable me to impact more lives for the happier!

600th Episode Giveaway! >> When you leave a written review of the podcast on Apple Podcast, leave your name in the review or Instagram/TikTok handle, take a screenshot of it, and email it to us at support@projectMEwithtiffany.com. I will give you my Content Creation Made Easy course bundle + my exact printable content planner FOR FREE! (normally $477) *offer ends soon   **FLASH JUNGLE SALE⚡ Get $200 OFF my transformational money course, Make More Work Less. Change your relationship with money and change your financial life for good. Click here   In this episode, No Filter Needed Baby! Just real, raw wealth wisdom from your rich bestie and top business coach.    Straight Talk on Money: Your burning questions answered without the sugarcoating. Wealth Building Secrets: Tips and tricks for padding your wallet. Debt Slaying Strategies: Straightforward advice on tackling debt Smart Investing: Learn how to make your money work harder for you.   Join my Business Coaching Membership HERE (almost full) Tiffany on Instagram @projectme_with_tiffany  Tiffany on TikTok @projectme_with_tiffany Tiffany on YouTube: ProjectME TV Subscribe to Tiffany's FREE weekly digest The Secret Posse 

Do you have enough saved for retirement to enjoy the quality lifestyle you desire?   In this segment, Steve Selengut shares some valuable GEMS on retirement money secrets. Like the goal to become income independence, the four great financial risk minimizers, the oldest income producing investments, etc.       WHO IS STEVE SELENGUT? I'm a 40+ year professional investment manager/advisor/RIA/IAR whose current adventure is coaching both individuals and other advisors in creating income independence for themselves and their clients.  I'm also promoting my 2nd book, Retirement Money Secrets.  I was a private investment manager for 44 years, personally managing around 325 individual portfolios in the USA and abroad. One of a very few investment book authors who have directly managed other people's money.       STEVE'S CALL TO ACTION Buy my book, Retirement Money Secrets and visit my website, https://theincomecoach.net/   Start thinking about growing income. Market value growth fuels the ego; realized income fuels the yacht.       GENESIS'S CALL TO ACTION Subscribe / Follow GEMS with Genesis Amaris Kemp podcast & YouTube channel, Hit the notifications bell so you don't miss any content, and share with family/friends.   GENESIS'S INFO https://genesisamariskemp.net/genesisamariskemp --- Send in a voice message: https://podcasters.spotify.com/pod/show/genesis-amaris-kemp/message Support this podcast: https://podcasters.spotify.com/pod/show/genesis-amaris-kemp/support

Struggling with financial dynamics in your relationship? You're not alone. Melissa Joy delves into the power balance in marriage and money and explores how this affects all partnerships, offering valuable tips for combining finances, open communication, and shared planning. No matter the stage of your relationship, this conversation is for you. Listen and Learn:Simple steps for couples looking to combine their financesHow to have transparent communication and shared financial planningStrategies for managing finances together in a relationshipResources:Read: In a Growing Share of U.S. Marriages, Husbands and Wives Earn About the SameRead: When Couples Fight About Money, What Do They Fight About?Read: Married Couples Who Merge Finances May Be Happier, Stay Together LongerListen: Episode 133: Money Secrets in Your Net Worth with Rachael CampLinks are being provided for information purposes only. The information herein is general and educational in nature and should not be considered legal or tax advice. Tax laws and regulations are complex and subject to change, which can materially impact investment results. Pearl Planning cannot guarantee that the information herein is accurate, complete, or timely. Pearl Planning makes no warranties with regard to such information or results obtained by its use and disclaims any liability arising out of your use of, or any tax position taken in reliance on, such information. Consult an attorney or tax professional regarding your specific situation. Please note, changes in tax laws or regulations may occur at any time and could substantially impact your situation. Pearl Planning financial advisors do not render advice on tax matters. You should discuss any tax matters with the appropriate professional.Data Sources: Capital Group, RIMES, Standard & Poor's.

As we all know, money can be the barrier between being stuck where you are, or breaking through the next level. Whether that is having or not having a budget, using it properly, hidden revenue or misaligned goals, all of this influences your growth trajectory. In today's episode, we're talking about how money secrets are costing you in your business. I'm going to share four common secrets that have helped us get clients to the next level in their businesses. Uncovering these money secrets and revenue hidden in corners will hopefully help you, too, get peace of mind and find your business happy. What is Covered: -How unclear reporting can hide where most of your ROI comes from-Why investing in marketing is necessary to reach your growth goals-How your starting point determines your marketing investment-Are you spending on marketing without the data to back it?-The challenges of using traditional channels without the ability to measure ROIResources:-Get the FREE roadmap to finding and keeping your business happy https://marketveep.com/happy -Learn more about MarketVeep https://marketveep.com -Postalytics - Direct Mail Automation Software https://www.postalytics.com/ -Find us on LinkedIn https://www.linkedin.com/company/market-veep/ -Follow us on X https://twitter.com/market_veep -Follow us on Instagram https://www.instagram.com/market_veep/ -Find us on Facebook https://www.facebook.com/marketveep/

Listen in to this episode to learn Andrew Tate's money takes from his most recent interview with Rob! Hear his controversial views on crypto, what it really takes to get rich, and why money amplifies who you already are. Tate even lays out a step-by-step plan for how an average Joe can get wealthy off of something as simple as being a barista. If you want the hard truth about money and success from someone who is brutally honest, you don't want to miss this rare conversation. KEY TAKEAWAYS Net worth calculations are subjective. Valuing assets like companies or brands depends on what someone would pay for them at that time. Hard assets like real estate, cars, and land are more concrete forms of wealth. Tate claims to have access to hundreds of millions in real estate assets through a complex corporate structure. He also says he personally owns 59 cars worth over $30 million, including several Bugattis and Koenigseggs. Money allows Tate to be more generous and do more good in the world. He doesn't think money itself corrupts people, it reveals who they really are. The current financial system is disconnected from real economic value. True capitalism requires money and assets to be tangible things with inherent worth. To build real wealth, Tate converts short-term financial instruments into concrete assets like property and vehicles. The ultra-wealthy operate similarly, using leverage to acquire hard assets. Anyone can get rich by simply being the best at what they do, even a normal job like making coffee. Success comes down to working smart, creating a brand, monetising attention, and out-hustling the competition. BEST MOMENTS "I have hundreds of millions of dollars in real estate. But I'm not gonna say where it is." "Instead of trying to elevate themselves, [envious people] try and drag others down." "Most men's dream is a Lamborghini...By me trivialising that big deal, it highlights to me the echelon of my life." "The problem with most people in the world today is not that they do a normal thing. It's that they do a normal thing and they don't try to be the best at it."   VALUABLE RESOURCES https://robmoore.com/ bit.ly/Robsupporter   https://robmoore.com/podbooks rob.team ABOUT THE HOST Rob Moore is an author of 9 business books, 5 UK bestsellers, holds 3 world records for public speaking, entrepreneur, property investor, and property educator. Author of the global bestseller “Life Leverage” Host of UK's No.1 business podcast “The Disruptive Entrepreneur” “If you don't risk anything, you risk everything” CONTACT METHOD Rob's official website: https://robmoore.com/  Facebook: https://www.facebook.com/robmooreprogressive/?ref=br_rs LinkedIn: https://uk.linkedin.com/in/robmoore1979   See omnystudio.com/listener for privacy information.

In this episode of The Kid Factor, Barb delves into a topic close to every parent's heart: nurturing financial independence in their children. A recent survey reveals that 9 out of 10 parents prioritize financial independence for their children's adulthood, making it a top concern.We begin by exploring the significance of financial independence and the long-term benefits of early financial education. Recognizing the impact of such education on a child's future, Barb shares insights on why starting early is key.The episode unfolds with actionable steps tailored for different age groups, ranging from 6 to 26. For the youngest, we discuss foundational steps like introducing money through play and establishing basic financial skills and experiences. As the age group progresses, topics shift to budgeting, savings accounts, part-time work, and even discussions about investments.For the older age brackets, we address more advanced concepts such as responsible credit card use, discussions on student loans and college funding, and encouragement for entrepreneurship and side hustles/gigs. The ultimate goal is to equip your children with the tools needed for financial success as they transition to adulthood.Throughout the episode, Barb emphasizes the importance of family meetings, communication, and shared experiences. The benefits extend beyond financial literacy, fostering stronger family bonds, resilience, and a mindset geared towards achieving goals.In closing, Barb encourages parents to take these small steps today, recognizing that they lay the foundation for a future of financial independence. The journey towards a financially empowered family dynasty starts with each of us. Until next time, stay empowered and keep crafting your family's financial legacy. Introduction Welcome to The Kid FactorIt's NOT Your Fault... facts and current statisticsSegment 1: The Importance of Financial IndependenceConcerns about your children's financial independenceHow to make money matters fun with kidsSegment 2: Age-Appropriate Strategies for Ages 6-10: Building Financial FoundationsGames and stories for kids and parentsTips for in-home activities and In-Real-Life (IRL) Actionable ActivitiesSegment 3: Age-Appropriate Strategies for Ages 11-15: Expanding Experiences Generating Money Habits, Savings Accounts and Fostering Delayed Gratification Preparing to Drive and the Financial Responsibilities Associated with the Privilege of DrivingGo to The Kid Factor Official Instagram & DM us to get your FREE List of 33+ Emergency Expenses You & Your Kids Should Be Preparing For put "33 Emergency Expenses" in the subject line  https://www.instagram.com/thekidfactorofficial/Segment 4: Age-Appropriate Strategies for Ages 16-18: Preparing for Financial Independence Budgeting for expensesCreating gig opportunities and turning skills into marketable opportunitiesSegment 5: Age-Appropriate Strategies for Ages 19-26: Transitioning Into AdulthoodAdultingEstablishing Credit WorthinessStudent Loans and DebtGoal-setting and planningSegment 6: 10 Actionable Strategies for Families to Implement To Overcome Some of the 25-plus Time-WastersFamily Budgeting SessionEducational Professional & Personal DevelopmentWeekend AdventuresShared HobbiesVolunteer OpportunitiesFinancial Literacy SessionsRegular Family MeetingsTravel PlanningPhysical ActivitiesCreative TimeWrap-Up5 Movies to Consider:The Ultimate Gift - based on the best-selling novel by Jim StovallTucker - The Man and His Dream  - based on the life of Preston Tucker and his American dreamThe Rookie - based on the real life story of Jim Morris and his 1999 bet with his team who went from worst to firstRacing Stripes - an award-winning film with the storyline of a Zebra with the heart of a CHAMPION and a Dream to run in Kentucky's most prestigious horse race. Little Red Wagon - based on the real life story of 8-year-old Zach Bonner who lives in Tampa with his realtor mom Laurie and teenage sister Kelley. In 2004, in the wake of Hurricane Charley, Zach uses his beat-up toy wagon to collect water, food and clothing for families left homeless by the storm. Emboldened by his success and the attention he is receiving from the local media, Zach battles bureaucratic hurdles to start his own charity, the Little Red Wagon Foundation,Call to action - A SPECIAL OFFER for THE KID FACTOR FAMILY...IMAGINE DOUBLING THE SPENDING POWER OF EVERY DOLLAR YOU HAVE!Schedule a CALL  with Barb and learn how you can double your paycheck - this week & Every Week!... click to learn more…https://my-TranzactCard.com/v90Watch the videos, Learn more about what is coming and Get your $25 MEMBERSHIP NOW to take full advantage of this game-changing opportunity TODAY!FYI... the $25 LIFETIME MEMBERSHIP offer has been extended for a limited time… after it expires...it will be $25 annuallyMORE TO COME THIS WEEK...Go to The Kid Factor Official Instagram & DM us to get learn LEARN HOW TO GET DOUBLE the VALUE of every dollar you spend through your bank accounts and through your credit accounts...  in the subject line put "TELL ME MORE"   https://www.instagram.com/thekidfactorofficial/ Connect with Barb!Chat with Barb https://calendly.com/barbvLinktree: https://thekidfactor.fun/linktreeWebsite: https://www.thekidfactor.fun/Facebook: https://www.facebook.com/TheKidFactor/ | https://www.facebook.com/groups/thekidfactorfamilyInstagram: https://www.instagram.com/thekidfactorofficial/LinkedIn: https://www.linkedin.com/in/barb-v-81497547/Thank you so much for joining us today!If you enjoyed this episode, please submit a rating and review and share it with a friend. Together, we can inspire more people to utilize The Kid Factor!Let's keep the conversation going! We would love to hear from you and your wants, needs, and goals and support you along the way! Head over to our website at https://www.TheKidFactor.Fun, where we connect, collaborate, and celebrate each other while sharing more about money, business & entrepreneurship, and personal development. Can't wait to see you there!Make sure you pick up your FREE PDF TIPS FOR RAISING FINANCIALLY INDEPENDENT KIDS. DO YOU OR YOUR CHILD WANT TO WRITE AND PUBLISH YOUR OWN BOOK?Classes are forming NOW!Contact Barb today to learn about our publishing program and scholarships!Schedule a Chat with Barb https://calendly.com/barbv IF YOU OR SOMEONE YOU KNOW IS STRUGGLING WITH MENTAL HEALTH ISSUES... YOU"RE NOT ALONE>>>Website: https://www.nami.org/HomePhone: NAMI HELPLINE 800-950-6264 or TEXT "helpline" to 62640In 2020, the nation took a significant step forward with the enactment of the National Suicide Hotline Designation Act, a bill NAMI advocated for that created a nationwide three-digit number (988) to assist people experiencing a mental health or suicidal crisis. This number is now available in communities across the country.NAMI recognizes that other organizations have drawn distinctions between what diagnoses are considered “mental health conditions” as opposed to “mental illnesses.” We intentionally use the terms “mental health conditions” and “mental illness/es” interchangeably.A mental illness is a condition that affects a person's thinking, feelings, behavior, or mood. These conditions deeply impact day-to-day living and may also affect the ability to relate to others. If you have — or think you might have — a mental illness, the first thing you must know is that you are not alone. Mental health conditions are far more common than you think, mainly because people don't like to, or are scared to, talk about them. However:1 in 5 U.S. adults experience mental illness each year1 in 20 U.S. adults experience serious mental illness each year1 in 6 U.S. youth aged 6-17 experience a mental health disorder each year50% of all lifetime mental illness begins by age 14, and 75% by age 24A mental health condition isn't the result of one event. Research suggests multiple linking causes. Genetics, environment, and lifestyle influence whether someone develops a mental health condition. A stressful job or home life makes some people more susceptible, as do traumatic life events. Biochemical processes and circuits and basic brain structure may play a role, too.None of this means that you're broken or that you, or your family, did something “wrong.” Mental illness is no one's fault. And for many people, recovery — including meaningful roles in social life, school, and work — is possible, especially when you start treatment early and play a strong role in your own recovery process.THERE'S HELP & HOPE...

In this solo episode, I answer YOUR questions and talk about holiday traditions, my current skincare routine, managing finances within relationships, gut health & staying regular (my favorite!), coping with jealousy, and more. We get into: a recap of my full skincare routine, including both what I do at home and what I do at the derm, one of my most frequently asked questions how my transition from nomad life is going holiday Qs, including my favorite traditions and movies what I dislike most about being an influencer my best advice for coping with job loss my favorite housewarming presents for when you're on a budget my best tips for keeping a healthy gut while traveling what I studied in college what makes me the most jealous and how I cope with it and so much more! To join The Liz Moody Podcast Club Facebook group, go to https://www.facebook.com/groups/thelizmoodypodcast. Ready to uplevel every part of your life? Order my new book 100 Ways to Change Your Life: The Science of Leveling Up Health, Happiness, Relationships & Success now!   This episode is sponsored by: Seed: go to seed.com/lizmoody and use code LIZMOODY for 25% off your first month. Thrive Market: go to thrivemarket.com/LIZMOODY for $80 in free groceries. Osea: get 10% off your first order at oseamalibu.com with code LIZMOODY10. Athletic Brewing: use LIZM to get 15% off your first order at athleticbrewing.com. The Liz Moody Podcast cover art by Zack. The Liz Moody Podcast music by Alex Ruimy. Formerly the Healthier Together Podcast.

To become a successful real estate investor, mastering the art of locating discounted properties is key. This skill is the cornerstone of profitable investments, as it allows you to acquire assets at a lower cost, thereby increasing potential returns. By honing your ability to identify distressed properties through thorough market research, networking, and negotiation tactics, you can position yourself for success in the competitive world of real estate investment! In this episode, Zack will teach you how to find these hidden gems so you can build a real estate portfolio. Key Takeaways What it takes to build a rental portfolio We are not real estate investors; we are marketers If you want to be a successful real estate investor, you have to become skilled at finding discounted properties You won't make money if you pay too much for the property To protect yourself, you need to acquire assets that will continue to generate income for you Be proficient at creating a system that consistently generates discounted properties Resources DealMachine (discount code: PIN) Propstream Driving for Dollars Mastery

George and Rachel answer your burning question: “Am I the jerk?” These 100% real scenarios include secret credit cards, trips overseas, a husband with a “you break it, you buy it” attitude, and so much more. George and Rachel decide whose spicy spending secrets make them guilty, including: ·     A husband who has his wife's paycheck deposited into his account ·     A wife who secretly paid off her car ·     A couple doing the ol' takesies backsies on a money deal they made with family Helpful Resources: ·     Booking a flight with Going is the best and simplest way to pay less and travel more. Sign up for free today at going.com/smartmoney. ·     Get your finances organized, make a plan, build your confidence, and kick money stress out of your life for good with the EveryDollar budgeting app. Go to www.everydollar.com/smartmoney to get a free two-week trial and $15 off your premium membership to EveryDollar. ·     Do you have a Guilty as Charged question for Rachel and George? Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don't miss it. ·     Learn more about your ad choices: https://www.megaphone.fm/adchoices ·     Ramsey Solutions Privacy Policy: https://www.ramseysolutions.com/compa...   This Week's Happy Hour Special: Watermelon Mojito Mocktail Ingredients: ·     3 cups chopped watermelon ·     Juice of 2 limes ·     1 1/4 teaspoons sugar ·     4 fresh mint leaves ·     Ginger ale ·     Club soda Instructions: In a glass, muddle two mint leaves with 1/4 teaspoon of sugar, then set that to the side. In a blender, add the watermelon, lime juice and a teaspoon of sugar and blend until smooth. Once it's well blended, strain out all the watermelon pulp and fill your prepared glass about half full with the watermelon puree. Add ice and a splash of ginger ale, then fill the rest of the glass with club soda. Stir, then garnish with mint sprig and a slice of watermelon if desired.