Podcasts about before may

You ask, I answer! Before May 2021 goes the way of the dodo, let's do a little Q&A. This month's Qs cover first marathons, summer sweat-fests, potato chip preference, and a whole lot more! Check out the full blog post, with all the Qs and my short As, at http://DizRuns.com/947. Love the show? Check out the support page for ways you can help keep the Diz Runs Radio going strong! http://dizruns.com/support Become a Patron of the Show! Visit http://Patreon.com/DizRuns to find out how. Get Your Diz Runs Radio Swag! http://dizruns.com/magnet Subscribe to the Diz Runs Radio Find Me on an Apple Device http://dizruns.com/itunes Find Me on an Android http://dizruns.com/stitcher Find Me on SoundCloud http://dizruns.com/soundcloud Please Take the Diz Runs Radio Listener Survey http://dizruns.com/survey Win a Free 16-Week Training Plan Enter at http://dizruns.com/giveaway Join The Tribe If you’d like to stay up to date with everything going on in the Diz Runs world, become a member of the tribe! The tribe gets a weekly email where I share running tips and stories about running and/or things going on in my life. To get the emails, just sign up at http://dizruns.com/join-the-tribe The tribe also has an open group on Facebook, where tribe members can join each other to talk about running, life, and anything in between. Check out the group and join the tribe at https://www.facebook.com/groups/thedizrunstribe/

Hopping is Kenny's show all about beer and backpacking, and the start of filming is just a month away. Before May 5, 2021 you can still back the project on Kickstarter: https://www.kickstarter.com/projects/kennyflannery/hopping-the-backpacking-beer-adventure-continues?ref=erkua6 Kenny also catches you up on the past month of dog sitting and running into friends as he gets ready for the big beer show. == Kenny's projects == Kenny's book "A Six-Pack of Hitchhiking Stories" is available on Amazon in paperback, eBook and audiobook formats: https://amzn.to/2IynlFm Kenny designed the transforming BivyPack and recommends third-party travel gear at http://www.FreestyleTravelGear.com Hopping YouTube Channel (Kenny's travel/beer series): https://www.youtube.com/Hopping == FOLLOW KENNY FLANNERY == @HoboLifestyle on Twitter, Instagram, Facebook, YouTube and http://www.hobolifestyle.com == KENNY'S TRAVEL PROMO CODES == -Get a $20 credit on Airbnb: http://www.airbnb.com/c/kflannery16?s=8 -Free ride on uber: uberhobolifestyle -Get $20 off our Google Project Fi bill when you sign up with my code: TDW3EE You can freely download or subscribe to this show in many ways and everywhere podcasts can be found, check out http://www.freestyletravelshow.com. https://itunes.apple.com/us/podcast/freestyle-travel-show/id1229479428 http://www.soundcloud.com/freestyletravel http://www.twitter.com/freetravelshow http://www.facebook.com/freestyletravelshow RSS Feed: http://feeds.soundcloud.com/users/soundcloud:users:295572863/sounds.rss Want to support the show? Send a contribution via PayPal to HoboLifestyle@gmail.com. Music in this episode is "Cali" performed by Cyderobin, written by Mark Tubridy.

3 years ago I timidly started this Disrupt Now Podcast, and was so happy to have had my favorite go-to teacher in life, Kute Blackson, on the show (go check out episodes 6 and 7). His grounded messages have always been easy to take in and he has been doing the transformational teaching thing since he was a little kid!  So honored to say that Kute is back on the podcast and this time, the message and focus is all about SURRENDERING. Kute’s new book, The Magic of Surrender is out, and here’s the magick that you’ll take in by watching or listening to this episode: 

This week's guest is Tom May, who you might know as a guitarist and vocalist from The Menzingers. Since the band's start in Scranton, Pennsylvania, more than 15 years ago, the punk-rock powerhouse has released a flurry of well-received EPs and studio albums (including last year's self-recorded From Exile), shared the stage with some massive acts, earned a spot on the Epitaph roster and performed to passionate fans all around the world. Before May was a founding member of The Menzingers, he was honing his skills as a member of lesser-known Scranton bands like Decadence Decay and Bob and The Sagets. Recently, May spoke to My First Band host Tyler Maas about his early artistic efforts, formative shows from adolescence, the circumstances behind the start of The Menzingers and why he feels the band has remained intact for close to two decades. Over the course of the hour-plus discussion, May also talked about canceling The Menzingers' Australian tour last March to return to the U.S., the process of recording last year's deconstructed complement to 2019's Hello Exile, his Future Friday podcast, unforgettable opportunities music has given him and things he'd still like to accomplish before his playing days are through. My First Band is sponsored by Mystery Room Mastering and Lakefront Brewery. The show is edited by Jared Blohm. You can listen to My First Band on iTunes, Stitcher, Spotify and wherever else you get podcasts. You can also listen to rebroadcasts of previous My First Band episodes on WMSE every Wednesday from noon to 12:30 p.m. CST. Music used in this episode comes courtesy of Devils Teeth ("The Junction Street Eight Tigers") and The Menzingers ("Strawberry Mansion").

Another FREE Kale Letter today! Eventually I swear I’m going to cut this off and only send 1 a week to non-paying subscribers, so make sure you subscribe so you don’t get cut off!For those of you that don’t know me, I’m probably the most BLUNT human on the planet. If I was a tool, I’d be a sledgehammer. I don’t like to mess around with all the “political correctness” and all that crap.So, you can probably read much more DETAILED and NUANCED and TECHNOLOGICAL arguments for Bitcoin in other places, just follow who I follow on TWITTER -> https://twitter.com/kale_abeHowever, this argument will be DUMB SIMPLE. And articulate clearly the reasons I PERSONALLY put my money where my mouth is, and invest. Reason #1: SUPPLYThere are only 21 million bitcoin.And there can only ever be 21 million bitcoin. And a bunch of these have been LOST FOREVER, so there’s actually much less. Contrast this with basically anything else on the planet. The US Dollar (the government prints more out of thin air all the time) Oil (this year when people stopped driving, the oil companies were trying to PAY PEOPLE to TAKE the oil because they had so much. They can produce as much as they want based on the price)Silver (silver production goes UP when the price goes up and DOWN when the price goes down)It goes on and on. Things that are SCARCE have value. Think “Picasso” “Mona Lisa” “Malibu Real Estate” “Super Rare Baseball Cards” “Buggatti Veyron” and you will get the idea.Bitcoin is the scarcest asset ever created because it is programmed into the CODE to be SCARCE. But none of that matters if there isn’t…….Reason #2: DEMANDThe Kale Letter is scarce. I’m the only one who wrights it. There’s literally only one. So if scarce things are valuable, it should be worth BILLIONS right?WRONG.It’s only valuable if people WANT IT. And oh my goodness do people want Bitcoin….I could write about the whole cycle of people that have bought bitcoin over the years but you don’t care.Let’s just say this. Bitcoin has gone from Super Nerds -> Nerds -> Early Adopters -> Mass adoption -> Unstoppable force adopted by the biggest companies in the World. In 9 years….Literally YESTERDAY. Yes, yesterday. The CEO of Square ($80 Billion dollar company) AND Twitter (same guy) just announced that Square is investing its money in Bitcoin. A few weeks ago, another publicly traded company, Micro-strategy, invested $425 MILLION dollars into Bitcoin.Here’s the crazy thing guys. THIS IS JUST THE BEGINNING. Every company will eventually do this for 3 reasons. 1) There is nowhere else to invest cash. (Bonds Yield LESS than ZERO right now)2) Game theory. (Quick explanation, once a couple companies do it, the others are MASSIVELY incentivized to follow in order to stay competitive)3) There is almost unlimited cash sitting around ($4 TRILLION in US COMPANIES ALONE). The CEO’s literally have nowhere to put the cash. So might as well put it in the best performing asset to ever exist. Reason #3: DIGITAL GOLD Bitcoin is better at being Gold than Gold is.Bitcoin is more scarce.It’s MUCH MUCH MUCH harder to steal and hack. (it’s the most secure computer network in the world)It’s MUCH easier to transport (instantly across borders). PLUS you can verify that it’s real and that people have it INSTANTLY (try doing that with Gold).WE ALL KNOW THE WORLD ECONOMY IS A MESS RIGHT NOW.I mean look around. The stock market is UP but every business we can see with our eyes (other than online ones) are STRUGGLING with continued lockdowns. Something is wrong. In crazy times, EVERYONE HAS ALWAYS run to GOLD. It’s a HEDGE against the craziness and GREED that ALWAYS plagues society. But now, this THING (Bitcoin) has come along that is better at being gold, than GOLD is. Gold has a 10 Trillion Dollar Market Cap right now. Bitcoin is only 200 Billion. What happens when Bitcoin catches up?You can do the math. (Hint: the price goes up an insane amount). Those are the big 3 above, I’ll go quicker for the rest because I know you’re getting bored. Reason #4: More secure than a bank vault under the ocean. You might just have to take my word for it on this one, because it gets kind of complicated. But it’s safe to say that Bitcoin is secured by the most powerful computer network on the planet. Reason #4: DecentralizedNo one owns bitcoin. It can run on any computer worldwide. Thus, no one can shut it down, or otherwise control it. Seriously, something like this has never existed before. Reason #5: NETWORK EFFECTSMichael Saylor (that badass dude who invested 450M of his company’s money in Bitcoin) said this that has stuck with me. Not an exact quote but -> “Any time a network effect biz (think facebook, google, amazon, etc) has reached a market cap of 200B (like bitcoin has) it has become LITERALLY unstoppable.”THIS IS SO TRUE. Imagine just for a second, how hard it would be to create a better facebook and beat them at their own game…It’s impossible.Why? BECAUSE THEY HAVE 4 BILLION USERS. Their product is YOU. and getting 4 BILLION people to change their habits is basically impossible. What Michael and I are saying is that once you have a network effect that is strong enough, like Bitcoin does, then it’s GAME OVER. Good luck catching up. Reason #6: Stock to FlowThis is WAY too nerdy for an article like this but just google “Plan B Bitcoin” if you want to go down the rabbit hole. Basically there is a statistical (and HIGHLY vetted) argument that Bitcoin will 10x (at least) in price over the next 12 months. Reason #7: The objections suck “The government will shut it down”They can’t. They literally can’t. Have our governments ever all worked together before? No. They would ALL have to ban it simultaneously or else it will live on and grow stronger and incentive the non banned countries to buy more…What happened when they tried to ban alcohol? (the price went up & so did demand)What happened when they tried to ban gold? (the price went up and so did demand)“You can just make your own coin”Please see reason #5. I can make my own facebook as well. Doesn’t mean I’ll be worth Billions. “Ethereum is better”The market has spoken my friend, no it’s not. Plus, it isn’t scarce and has a weird founder who kind of looks like Voldemort. I’ll pass.“It’s based on thin air, it has no intrinsic value”Neither does the dollar bill in your pocket. What makes something valuable is if people BELIEVE it’s valuable and has good “money characteristics”. Bitcoin has the best money characteristics of all time and people already believe its valuable and are investing like crazy. “It’s used for drug deals”Actually, one of my best friends is in the DEA. You know what’s used for drug deals? $100 Bills. Every type of money will be used for bad things, you can’t stop that and it won’t affect it going up. That stigma is dead now that companies like square have invested. Comment another objection below I’d love to destroy it.Reason #8: Money Printer Go BRRI’ve already talked about this one extensively so no need to harp. But governments are going to devalue your currency. They have no choice. I could talk about this for hours but I’d encourage you to read “The Price of Tomorrow” by Jeff Booth, if you don’t believe me. Guess what they can’t devalue by printing more of it? Bitcoin.Just think of every time you hear the word “stimulus” as a que to buy more bitcoin. That’s what I do. Reason #9: The Future is Here, and it’s Online.Anyone who tells you that future currencies won’t be digital is kind of like the people in the 90’s who said people would never shop online. They are just simply wrong. Most money is already 1s and 0s in your bank account. Just data. And that’s obviously where it’s all headed. Bitcoin is the scarcest and the most secure version of that new “future money” and it has a 9 year head start. Not difficult to see who will win here. Reason #10: There is risk, but it’s a once in a lifetime opportunity. I texted this to my dad last night. I really tried to think though the probabilities, or at least how I see it, for investing in the 2020s…So there you have it. Nothing is guaranteed. But that’s just a FEW of the reasons I invest in Bitcoin (literally just off the top of my head). Any of those “reasons” I put above, could be a 200 page BOOK with how IN DEPTH you can go to verify what I am saying. OHMIGOSH SEE I FORGOT THE MOST IMPORTANT ONEREASON #10: The HALVINGSEvery 4 years. The new supply of Bitcoin gets CUT IN HALF. Before May of this year, there were 1800 Bitcoin created every day.“But Kale I thought you said the supply was fixed?”It is, at 21 million.New Bitcoin will be mined (slower and slower) until we reach that 21 Million cap. So in May, we had a halving, and now there are only 900 new coins created per day…In May of 2024, there will only be 450…May 2028, 225…And so on. Pretty soon there will literally be ZERO new bitcoin. So I guess I’ll just leave you with the one question that made ME research bitcoin and eventually invest…If I told you, right now, that FOR SURE, half the gold mines were going to shut down on a set date. Would you buy Gold?(of course you would)Have a great day. Share this if it helped you. Subscribe so you don’t miss my next letters. Go read the other letters so you can see the quality of this letter.Love ya. Kale Get on the email list at thekaleletter.substack.com

This is just scratching the surface. I know it's hard right now, but don't allow yourself to be broken. Before May comes to a close I need you to hear this episode. Mental heath month happens to fall in May but it is an every month, everyday struggle. Stay strong, friends.[Blog Post] May Is Mental Health Awareness Month: Break The Stigma:https://www.rtwtl.com/post/may-is-mental-health-awareness-month-break-the-stigmaDid you like the song at the end? Listen to it here:https://www.youtube.com/watch?v=uDlpFvMu4KQ&t=1165sClick The Links Below:YouTubeWebsitePodcastInstagramFacebookSupport the show (https://www.paypal.com/cgi-bin/webscr?cmd=_s-xclick&hosted_button_id=7K3QHKTA7MZ9E&source=url)

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Results of last week's Podcast Poll of the Week: On a scale of 1-10 (10 being PERFECT), what's your score for the full Solo: A Star Wars Story trailer?1-3: 4%10: 19%4-6: 20%7-9: 57%Father and son writing team, Lawrence and John Kasdan, were on The Star Wars Show this week sharing about their favorite Star Wars character, Han Solo. Watch the clip here!We break down the new TV spots for Solo: A Star Wars Story! First, we look at CREW! Second, we look at RISK!We discuss our thoughts on the question, "What if Greedo REALLY DID shoot first, and KILLED Han Solo?"New Podcast Poll of the Week: When do you think the tickets for Solo: A Star Wars Story will go on sale? Before May the 4th? On May the 4th? Of after May the 4th? VOTE HERE! Learn more about Tatooine Sons HERE!

Buying a home is not always an easy process, and there are many obstacles that a first-time homebuyer may encounter. The best thing you can do is be prepared for those obstacles. An experienced agent can help you find the right home, negotiate for you, and guide you every step of the way. However, that doesn’t mean you won’t encounter any wicked witches or flying monkeys while you’re on the yellow brick road to homeownership. Finding a down payment. Unless you’re independently wealthy or have just won the lottery, you will probably have to get a mortgage to buy a home. VA loans are the only loans that allow you to purchase a home with no money down, and you need to be active or retired military to qualify. Most loans require some kind of down payment. The most popular loans are FHA loans and conventional loans, which require anywhere from 3% to 20% down. Obtaining a minimum FICO score. You need at least a 620 FICO score for an FHA loan, and you need a 720 score for a conventional loan with mortgage insurance. However, if your FICO score falls below that, you may still qualify for a mortgage; you will just have a higher interest rate or different requirements that you have to meet. It’s important to talk to your lender about your credit score, as online credit scores may vary. Get pre-qualified with a lender before you start looking at homes, even if you don’t plan on doing so for another six to 12 months. That way, you can identify any issues with your credit that you may need to repair and you can get some guidance from your lender to make sure that you’re doing everything you can to get the house that you want. Meeting lender ratios. Most lenders have a certain ratio that you have to meet. Your PITI (principal, interest, taxes, and insurance) ratio for your mortgage payment cannot exceed 33% of your monthly gross income. Some lenders accept higher than that but again, that is something you need to check with your lender. For example, if you earn $5,000 a month, then the max PITI payment you could qualify for was $1,650. Your back-end ratio includes your PITI ratio with all of the debt that you pay on a monthly basis. That ratio should fall between 41% and 50%, depending on your lender and the type of loan you are looking for. If you don’t want mortgage insurance, you typically cannot exceed 41%; to qualify for a higher back-end ratio, you can put 20% down. There are always exceptions to the rule, however, so make sure you work with a lender that you trust. “Make sure you speak with a trusted lender before you start looking at homes.” Receiving an appraised value. The appraisal occurs after you’ve gone under contract. Before May 1st, 2009, your lender could select their own trusted appraiser that was experienced and comfortable giving appraisals in the area. As a result, you would get a fair and balanced appraisal. However, a new home valuation code of conduct allows appraisal management companies to pluck an appraiser from a random pool. Your appraiser may be from another area and not know anything about the neighborhood that you’re buying in, which could result in a low appraisal. That’s tough for buyers and sellers alike, but that is the world we live in. If the appraisal does not come in and the seller does not adjust the price, you can walk away from the transaction, pay the difference in cash, or meet the seller in the middle. Homes often don’t appraise in our current seller’s market, as home prices continue to increase. Satisfying your loan conditions. Underwriting can be frightening. An underwriter will review your file and make demands that you might not have even known about. At that point, you’ve probably already gone through your home inspection and your appraisal. When the underwriters come back with conditions and requirements, don’t get upset. They may need more documents or they may have rejected the loan for any number of reasons; they write the rules. For example, if you’ve remarried but your former spouse went through a short sale or foreclosure with your name on the mortgage, you may be disqualified for your mortgage. That’s why it’s important to disclose everything about yourself and your finances to your lender so that the loan officer will be able to foresee any problems down the road. You can also get a full underwritten approval before you look at homes to make the whole process easier for you. These are just a few of the most common obstacles first-time homebuyers may encounter. If you have any other questions, just give me a call or send me an email. I would be happy to help you!

Brought to You by Perform Better Click here to Listen Now Highlights of Special Episode 12.5   Interviews with Bill Hartman and Mike Robertson Two of the Top Coaches in the Industry   I spoke to Mike and Bill about the topics they will be covering at the2008 Indianapolis Performance Enhancement Seminar **21st Century Core Training**Creating a More Effective Assessment**Optimizing Upper Extremity Biomechanics**Building Bulletproof Knees**Selecting the Optimal Method for Effective Flexibility Training**Program Design 2008 Indianapolis Performance Enhancement Seminar When: Saturday, May 17th, 9 a.m. - 6 p.m. Where: Omni Severin Hotel, Downtown Indianapolis Cost: $129 Before May 1st; 1 Week Left$159 May 1st and after For those of you looking for NSCA CEU's, we've applied for .7 CEU's for this event! Win an All Expenses Paid Trip to The Perform BetterFunctional Training Summit (in Long Beach or Providence) Perform Better Survey Contest  Chris Poirier announces the launch of the contest on the show. All expenses will be paid to either the Long Beach or Providence Summit. This includes:     * Free Registration    * Travel Expenses (Flight + Hotel + Food)    * Dinner with Presenters and Perform Better Staff All you have to do is fill out a quick survey! Enter for a chance to win! Contact information will be gathered at the end of the survey. Listening To listen right here, just look to the right and you will see a Podcast Player. Pick an episode and press play, it's as simple as that. If you want to save this podcast to your computer so you can import it into your Ipod or MP3 player, right mouse click (for Mac users, press Control and click) under the "Direct Download" link below and click "Save Link As..." Direct Download Right Mouse Click here to Download Now