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Keith breaks down where the U.S. housing market appears to be headed and which regions and states are quietly winning or losing in the population shuffle since 2020—and what that could mean for real estate investors.  You'll also hear about an intriguing cash-flow play in single-family rentals in select Southern markets. Then, Keith is joined by financial strategist and comedian Garrett Gunderson, who challenges the usual "scrimp and save" advice. Together, they explore how to build real wealth without sacrificing your life today, how high-net-worth individuals often get money wrong, and a different way to think about financial independence, freedom, and investing in yourself. Resources: Get Garrett Gunderson's Killing Sacred Cows audiobook free: DM @GarrettBGunderson on Instagram with the words "Keith Cows." Episode Page: GetRichEducation.com/595 For access to properties or free help with a GRE Investment Coach, start here: GREmarketplace.com GRE Free Investment Coaching: GREinvestmentcoach.com Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE  or e-mail: info@RidgeLendingGroup.com Invest with Freedom Family Investments.  For predictable 10-12% quarterly returns, visit FreedomFamilyInvestments.com/GRE or text  1-937-795-8989 to speak with a freedom coach Will you please leave a review for the show? I'd be grateful. Search "how to leave an Apple Podcasts review"  For advertising inquiries, visit: GetRichEducation.com/ad Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— GREletter.com  Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation Complete episode transcript:   Keith Weinhold  0:01   Keith, welcome to GRE. I'm your host. Keith Weinhold, is the future direction of the housing market trending up or trending down? Which states have seen the most population growth? Then powerful wealth mindset tactics with a financial comedian today on get rich education   Speaker 1  0:20   since 2014 the powerful get rich education podcast has created more passive income for people than nearly any other show in the world. This show teaches you how to earn strong returns from passive real estate investing in the best markets without losing your time being a flipper or landlord. Show Host Keith Weinhold writes for both Forbes and Rich Dad advisors, and delivers a new show every week since 2014 there's been millions of listener downloads and 188 world nations. He has a list show guests and keep top selling personal finance author Robert Kiyosaki, get rich education can be heard on every podcast platform, plus it has its own dedicated Apple and Android listener phone apps build wealth on the go with the get rich education podcast. Sign up now for the get rich education podcast or visit get rich education.com   Keith Weinhold  1:04   the same place where I get my own mortgage loans is where you can get yours. Ridge lending group and MLS, 42056, they provided our listeners with more loans than anyone because they specialize in income properties. They help you build a long term plan for growing your real estate empire with leverage. Start your prequel and even chat with President chailey Ridge personally. While it's on your mind, start at Ridge lending group.com that's Ridge lending group.com   Speaker 2  1:38   You're listening to the show that has created more financial freedom than nearly any show in the world. This is get rich education.   Keith Weinhold  1:54   Welcome to GRE from Mount Rainier to Mount Rushmore and across 188 nations worldwide. I'm Keith Weinhold, and this is get rich education. I am not a Lambo driving influencer that will take any brand deal just to shill a gambling platform instead. Our core strategy at GRE is aging. Well, I've spoken with a lot of LP investors with capital calls and deals that lost all their money. Well, we approach wealth building with discipline and consistency. It doesn't sound dazzling, but it really shines when things go wrong elsewhere, because at least for the core of our portfolios, we get long term fixed rate debt for income property get paid five ways and win the inflation triple crown, and we do it all with a high degree of passivity. Right before I took the mic today, I got a two sentence email from a property manager that said an air conditioning unit's air handler board had to be replaced for $420 I don't even know what an air handler board really is. Now, the manager sent some photos in a written estimate. I quickly checked chat GPT, and I saw that the price was about right, and replied to my manager to go ahead and have that done. That's it an example of relative passivity. US residential real estate has nominally appreciated over every single 10 year period in modern history, despite some occasional short term downturns, even those are not common. Well, we recently had a guest mention that it's 20 years at the longest like 20 years or less is the period of time between which real estate never goes down. He was right. But you actually can't find any 10 year period where home values fell. What about the 2008 global financial crisis, I think that's the first place that the mind goes. Well back then, home values bottomed out at 208k in 2009 before they started growing again. And 10 years before that, the median price it was 157k in 1999 so even when home values hit their GFC low at that point, they were still up 32% from the previous 10 years. So you can confidently say then that over any 10 year period, home prices are up nationally. Now, how about the future? Well, for the future, there is more evidence of rising home prices. Building permits for new homes have fallen to their lowest level since 2019 that's according to the census bureau. So fewer single family homes are being built. Now we plan to discuss that more on. Next week show when we dive deep on does America really have a housing shortage? But this week, more reasons for future home price bullishness is that the labor market now, it's not doing that great. It sure isn't white hot, but unemployment, which was already low, that recently dropped a touch lower to just 4.3% inflation has fallen to 2.4% and wages are rising faster than that. In fact, our own Fed Chair recently remarked at how he's surprised at the strength of the economy. The property market analytics firm kotality, they now expect home prices to appreciate another four and a half percent this year. They and other firms continue to believe that the Midwest will be the hottest area of home price growth even more than that four and a half percent in that region. That is because not only is the Midwest underbuilt, it's that the prices are so affordable that it's attracting young people. The other factor is that mortgage rates recently dipped just below six into the high fives again, and that can release this pent up housing demand, and think about where we've come from. In late 2023 mortgage rates were about 8% and now lower mortgage rates also reduce the lock in effect, so it can create both more sellers and more buyers. The thing to remember is that 70% to 80% of home sellers are also home buyers because they've got to live somewhere. And first time homebuyers, of course, they buy only, they don't sell anything. In fact, former GRE guest in housing wire lead analyst Logan modeshami and Barry Habib were just positing on this at housing wire's latest summit on how the volume of home sales has been depressed for so long that lower rates could very well trigger a rush of buyers, these kind of people that have been delaying purchasing for years, this pent up housing demand being released if indeed rates go lower. People think they know the future, but we don't really know that that's going to happen for sure. But a lot of optimism about this phase of the housing market supported by not great, but decent economic conditions. Of course, that new housing demand is going to manifest unevenly across the nation. So let's talk about the places that have seen the most population growth from 2020 to today, basically the states that support that housing demand. Well, between 2020 and today, the US has grown by about 10 million people. That's over 3% nearly every state grew. But the bigger story is where that growth is happening. And really, here's the jaw dropper as a region, the South, gained more people than all of the other regions combined, about 7.6 million new residents in the south since 2020 the South's population is up 6% the West's almost 2% the Midwest population is up more than 1% and The Northeast up seven tenths of 1% again, this is not per year. This is total population growth from 2020 to today, Florida and Texas, they led the nation among the big states, both up almost 9% sprinting like they just found out that income tax is optional. The Carolinas in Tennessee are big southern growers too. People clearly keep moving toward warmer weather, a lower cost of living, lower taxes and job markets. Nothing new there. California in New York are the biggest losers in absolute numbers, California losing half of 1% of population in New York, a full 1% people keep moving away from these traditionally expensive, high tax coastal states like a buffet when the crab legs run out, people just getting up and leaving. That's not any sort of news story there, either. These trends help cash flow residential real estate investors like us, because the south aligns with that favorable landlord tenant law and those high ratios of rent income to purchase price. Luckily for us, that's where people are moving too. The Midwest has those phenomena as well, although their growth has been slower.    Keith Weinhold  9:39   Now a few Midwest highlights for you. Since 2020 the population of Indiana is up 2.8% quietly benefiting from Illinois. Escape Velocity, Missouri up almost 2% and that's growing mostly in Kansas City and St Louis suburbs. Ohio at almost 1% that's pretty modest growth overall, but Columbus up 5% that is flexing like it just landed a semiconductor plant there in Columbus, the intermountain west has bicep bulging growth, but it rarely works for us, because rents are only a little higher, but property prices are way higher. Yes, those pretty Rocky Mountain states, great Instagram, tough cash flow now Louisiana, it is a state that confounds people. It's a warm place, and it has a low cost of living, you would think Louisiana would be attracting people in droves for those reasons. Well, then why is its population following Louisiana down nine tenths of 1% since 2020 Well, you've got bleak job prospects that make Louisianans leave its tax competitiveness ranks 31st property insurance costs are high thanks to environmental risk. Louisiana has more swamps than beaches. Even the NFL saints were six and 11, and if they had made the playoffs, that wouldn't have made people move back. And hey, no personal shade here, I enjoy going to the New Orleans investment conference in Cajun culture, in Airboat Tours through the alligator filled Bayou, fun stuff, but for income producing property, you got to seek out different characteristics than just vacation Glee or how Good the gumbo tastes keep emotion separate from investing, Hawaii is America's biggest percentage loser. Its population is down one and a half percent since 2020 its cost of living is stratospherically high, with a median home value of just a little over a million dollars. That results in net outmigration to the mainland parts of the Aloha state now experience natural decrease. That means that deaths exceed births. Natural decrease. That's mostly a phenomenon on the Big Island. That's not where Honolulu is. That's where you have Kona and Hilo when young people can't afford to stay demographic gravity kicks in population loss. Hawaii is also highly dependent on tourism, meaning more volatility in recessions. It has contractor availability issues and higher repair costs, partly due to shipping materials to the remote islands. What about the upsides of Hawaiian real estate? Well, you're just going to have this inherent, strong, long term land scarcity and lifestyle desirability overall. Hawaii isn't bad. It's just hard. And I like Hawaii as a place to vacation, so the best times in my life were in Hawaii. Now, with all this said, These are broad generalities about states which are big places themselves right now. There are certainly Missouri real estate investors listening to me that are actually losing, and Hawaii real estate investors that are winning, and even cash flow positive. I'm talking general trends here, and this is with respect to long term rentals, not short term rentals. If your rent to price ratio is as low as point three or point four, like it often is near the coasts, well then you are speculating on appreciation. That's what that means. All 50 states have opportunity. All 50 states have no go zones. People keep moving south. That's a trend that the pandemic accelerated six years ago. More opportunity is concentrated there. That's got nothing to do with vacation excitement. That is population math, and I'm talking about swimming with the tide here in our Don't quit your Daydream newsletter I recently sent you that colorful population change map that I was describing some of there. More recently, I also emailed you that great and rare map of landlord friendly versus tenant friendly states mapped out and a lot of other great stuff.    Keith Weinhold  14:17   Before we bring in our firebrand guest, Garrett Gunderson, I just learned about a really strong opportunity for a provider of single family rentals and duplexes in Memphis and Little Rock. They're providing a locked in 5% interest rate and 5% property management for five years. Yeah, that's not a throwback to 2020 it's what mid south homebuyers calls their triple five program. They are the oldest and most trusted, maybe turnkey investment provider in the country, operating since 2002 and what they do is they offer these fully renovated, occupied rental properties in Memphis and Little Rock, two of the strongest cash flow markets in the South. With financing and management and rates that make the math work like it hasn't in years. So again, 5% interest, 5% property management fees for a full five years. You know those markets, they already had these investor advantage numbers with rent to price ratios mere point eight in Memphis and Little Rock. But yeah, that low 5% mortgage rate, even for renovated properties, not just new build. That's the kind of spread that turns a good deal into a great one. So to give you an idea, if you get a 30 year fixed rate mortgage loan amount of 125k with a 7% mortgage rate, your principal and interest payment is 832, at a 5% rate, it's just 671, so that's $160 more cash flow right there, and it's made a tad sweetener than that with just a 5% Property Management rate. And I don't know how long that offer is going to last, but it is available now and for the next little while, you can ask about it. When you visit mid southhomebuyers.com that's mid southhomebuyers.com and you can ask them about their triple five program. More next. I'm Keith Weinhold. You're listening to Episode 595, of get rich education.    Keith Weinhold  16:19   Flock homes helps you retire from real estate and landlording, whether it's one problem property or your whole portfolio, through a 721 exchange, deferring your capital gains tax and depreciation recapture, it's a strategy long used by the ultra wealthy. Now Mom and Pop landlords can 721, the residential real estate request your initial valuation, see if your properties qualify@flockhomes.com slash GRE, that's F, l, O, C, K, homes.com/gre. You know, most people think they're playing it safe with their liquid money, but they're actually losing savings accounts and bonds don't keep up when true inflation eats six or 7% of your wealth. Every single year, I invest my liquidity with FFI freedom family investments in their flagship program. Why fixed 10 to 12% returns have been predictable and paid quarterly. There's real world security backed by needs based real estate like affordable housing, Senior Living and health care. Ask about the freedom flagship program when you speak to a freedom coach there, and that's just one part of their family of products, they've got workshops, webinars and seminars designed to educate you before you invest start with as little as 25k and finally, get your money working as hard as you do. Get started at Freedom family investments.com/gre, or send a text. Now it's 1-937-795-8989 Yep. Text their freedom coach directly. Again, 1-937-795-8989,   Dani-Lynn Robison  18:08   this is freedom family investments. Co founder, Danny Lynn Robinson, listen to get rich education with Keith Weinhold, and don't quit your Daydream. You Brenda.   Keith Weinhold  18:24   Today's guest is someone that America knows as the long haired, bearded money guy in the past, he's drawn physical appearance comparisons to Jesus Christ. He's a prominent financial strategist. Founded an eight figure company, hit the Inc 500 he's both a New York Times and Wall Street Journal bestselling author. He is just an electric speaker, including appearances in front of dozens of billionaires. And he's just got this great way of speaking to financial freedom that hits you differently. He even has a comedy special that's great to welcome back to the show. Garrett Gunderson,   Garrett Gunderson  19:02   that's good to be back. Man. Is really good. Love your energy. Has a nice intro.   Keith Weinhold  19:07   Well, you give a lot of like, nice guidance to people that's somewhat different than they're used to hearing. You know, Garrett, I think a lot of the conventional guidance is, you know, it's not very far above Elementary School advice like, put your credit card in the freezer so you don't use it too often, but a lot of times you speak to either business owners or people that have already had some success, and I think a lot of your underlying mantra is, hey, you better live your best life now   Garrett Gunderson  19:35   I kind of feel like you are your greatest asset, and if you starve out that asset because you don't feed it with knowledge, or you don't invest in yourself, or you don't gain the skills that really matter because you're so addicted to scrimping and sacrificing and building your balance sheet right, trying to build savings accounts and retirement plans and doing all you can to pay off that mortgage. Yeah, you could become a millionaire on paper. But will you live like one? Will you enjoy your. Life. What about all the memories that you miss along the way? What about having quality of life today and creating a life you don't want to retire from? The wealthy people, they didn't get that way because they shrunk their way there. They didn't get that way because they were amazing budgeters. They built businesses. They created value. They learned how to, you know, sell or speak or market or have business acumen that grow business or to hire people, and having those systems that actually impact more people or more deeply impact the people that they serve, because it's about value creation and their value creators. And I think this notion of just thinking, Oh, I could just trade time for money and set money aside. Man, that's a really painful way to get to a million dollars, but Northwestern Mutual, they just put out an article that said, 32 or 34% of millionaires don't feel wealthy, because if you have money tied up in an account that isn't kicking off cash flow, it doesn't feel like wealth. You can't spend that net worth. It's just a statement if you don't learn how to create cash flow. And I love financial independence, where people have cash flow from assets to cover their expenses now their lifestyle is covered from that cash flow. Now they can reinvest every active dollar into themselves and their quality of life, into more cash flowing assets, into taking trips along the way, not just waiting until they're too old to enjoy it.   Keith Weinhold  21:13   You work with business owners all the time, and you've even worked with some ultra high net worth people that still seemed to scrimp and save. Do you think really, what is that the function of? Is it more of the wrong mindset or the wrong tactics when someone acts that way?   Garrett Gunderson  21:32   It's a mindset that's really kind of handed down to them? Yeah, maybe from their parents or grandparents or from a different era, like there's people that were, you know, in the Great Depression, that then tells stories to their family about how tough it was, and you never know when that money could go away. So you got to hold tight, and it's a scarcity mindset. So one of the wealthiest clients I ever had, I mean, this was a guy who he was worth a lot of money, but you would never know it. I saw him on TV one day. I was like, Dude, he needs new clothes, and we found a strategy to save him a bunch of money. He was just buying his inventory with cash or like, let's buy it on a plum card, and you'll get cash back. I just said, Just take 10% of that cash back, which was over $100,000 a month, and spend it on yourself. He's like, Well, I wouldn't know to spend it on I'm like, Well, how about some new clothes to start with? He's like, Okay. And then the next month, he bought a nest system for his house. The next month he bought a sound system. Eventually, saved up enough money to buy a Tesla, which he really wanted, like it was money that was there for him, but it changed his entire paradigm, because now he had a quality of life. He was very philanthropic and donated money. He built massive businesses, but he never treated himself well. He'd never felt like it was okay to spend that money because of his upbringing, because the way that his parents viewed money and the way that their parents viewed money, and it was always something that felt scarce. So it felt like, okay, will this go away? And the reality was, we just found money in your couch cushions, essentially. So why not enjoy it along the way? He eventually bought a home that he loved on the water, that he loves the garden. I mean, it was like a total transformation with that one simple thing to help him heal his relationship with money, overcome scarcity, because he was already highly productive. He just had to break free from this budgetary mindset.   Keith Weinhold  23:09   That's great. It was almost like, Dude, I can see it in you. Before we even talk. You got that code off the rack at Burlington. I swear you can do better than this. Come on, now   Garrett Gunderson  23:17    30 years ago, 30 years ago too. You know, it doesn't even fit anymore.   Keith Weinhold  23:23   Well, you know, I recently dedicated a complete episode Garrett to the way I put it is that the risk of delayed gratification is denied gratification. Now, there are some good things to be said for delayed gratification, I think, especially when you're younger, or you're just starting out in the working world, and you just tried to cover rent for your apartment and you don't have much else. Delaying some gratification is good. You need to form capital. You need to get liquid. I try to avoid saying stacking savings, because that gets people in the mindset of becoming super savers sometimes, and they miss out on returns. But what I mean about the risk of delayed gratification, being denied gratification, if it's taken too great of an extent, is, you know, I'm talking about the guy where, when he was 24 he used to say, Oh, I'm going to visit the Galapagos Islands someday. That's what I want to do. But you can just tell by the time you talk to the dude, when he's 48 he begins to use the past tense for things he wanted to do, for example, then he might start saying, Oh, well, I guess I never did visit the Galapagos Islands. You know, you can tell with people when they use the past tense, and that's when you know that their future is not bigger than their past, and a lot of that is the reflection of their financial status.   Garrett Gunderson  24:40   I got married at age 23 and the first two years, well, it was really like the first year and a half, maybe I was just such a miser. I gave my wife a $400 a month budget for an apartment, and we found out that there's places you don't want to live in Utah. I didn't know it, but she's like, is this what you want? And I was like, This doesn't feel like a safe neighborhood. And then you. Know, I was like, All right, maybe $600 I was still kind of really scarce. And my parents were like, Why don't you just live in our basement, rent free, and my wife's like, sex free. If you think that's where we're living, I'm gonna live in my parents basement, you know? Because I just thought money was something to save. So I saved me over 50% of my income. And a lot of people were like, that's amazing. Congratulations. Great job. And so I felt really good about it, and then I realized that my business wasn't growing as fast as this other person my age. I met him at an event, and a year later, he was doing better. And I was like, Dude, what's going on? I could hear it in your voice. I could hear like, you're just a different person. He goes, Oh, I'm doing two things. One, I just hired this guy, Steve D'Annunzio, and he changed my entire life. And I was like, I need to meet him. He's like, he happens to be here in Vegas. He's from Rochester. Introduced me. I hired him as my coach right away. I'm hearing all these people talk about strategic coach at the same event, and they had a booth. So I signed up for Strategic Coach, which meant I had to part with some of my money. Think it was $7,500 I hired Steve as a one on one mentor, and all of a sudden I was investing in myself, yeah. And I broke free from those chains of like, reduction and restriction into the game of production. And then I even had a situation where a woman called me out at the same event. This was a life changing event where she's like, I wonder what it's like living in a financial prison you built for your wife. It's like, Oh, see, that's what happened. I thought I was responsible, and building that responsibility that's actually building walls. And when I came home for that event, my wife and I started looking for our home. Within a few months, we found one. I bought a home. It was very easily within my means. I basically made as much as I paid for this house that we loved. We lived there for nine years. We built so many memories. You know, we had our two kids while we were there, I started host study groups, and that year, I grew my income by $170,000 with the coaching of strategic coach, Steve dnunzio And this woman, Nancy, calling me out. The next year, it grew by even more because the skills started to compound. I decided from that moment forward, I would spend at least $40,000 a year, which I might be able to reach for some people, but at least $40,000 a year on mentors. Is a guy named Alan. He writes my meal plans and my workouts, and I'm at 10% body fat because he knows exactly what they do. I do what he says. It was worth this $10,000 investment, because now I pay attention what I pay for, and I look at like if I'm my greatest asset, how can I create more energy? How can I create more value? How can I feel better about myself? How can I show up the very best version of I am, so I can deliver the most to the other people. And so I've always just been in amazing groups. I just got back from two different events in Beverly Hills around amazing people, learning incredible things that allow me to grow. I haven't spent a huge amount of money on a mentor last year to figure out something that I hadn't been able to figure out to this point. It's the same thing I did to become a speaker, to become a writer or even learn how to sell or market, you've got to invest in the skill, not just in the savings account. You grow yourself first, and then you grow your money. If you starve yourself out because you're in that miserly mindset, you're going to stunt your growth and never be fully fulfilled.   Keith Weinhold  27:56   You're your own best investment. And yes, this stuff is the varying definition of investing in yourself. Don't live below your means. Grow your means and all of that.   Garrett Gunderson  28:05   Grow your means and be more efficient within your means. I mean, the best way I know how to save is not overpay on tax, which 98% of business owners are doing that today. You know, don't overpay on interest, because you either restructure your loans, renegotiate your interest rates, reallocate underpouring funds to pay it off, or you remove investment drag. A lot of people have unnecessary fees and hidden commissions that drag on their investments. Or just design your insurance properly so it's more efficient. Those four i's, IRS, interest, investments and insurance show you how to keep more of what you make, take some of that money, build up your foundation so you have a peace of mind fund, so you have staying power, at least six months of liquidity and then invest more into yourself or learn how to create cash flow. This is the game the wealthy play. But the poor middle class, they think it's about paying off a mortgage and funding the retirement plan, and they will argue about it until it's too late, when they get there and now their homes paid off, but the property taxes are higher than their mortgage was 20 years ago, you know. Or they have home maintenance they have to take care of, or inflation has destroyed the value. Like if someone were to put away 100 grand and they wait for 30 years if they got 10% which the market did the last 30 years, if you reinvest dividends, they're going to have right around $1.7 million but if they have to pay 2% in fees, fiduciary fees, 12 b1 fees, which are marketing fees for the fund expense ratio, you know, the fees of maybe a retirement plan, and they now have 2% fees. It only goes to 1.1 million. Huge difference. And that 1.1 million if we account for inflation, even if we said inflation was low, like 2.7% over that 30 years. Well, by the time we pay for inflation and tax, guess what? The purchasing power value is like, 300 grand $300,000 that's a problem, and it's because they didn't learn to create cash flow. It's because they didn't learn to invest in themselves. It's because they relied completely on a market they don't control. I'm not saying the market is completely something to avoid. I'm saying we go in sequence. How do you grow your income for. First, then how do you keep more of the income you make with? You know, financial savvy and plugging leaks. Then learn to grow your money, but maybe growing your money. For some I like to think of like three dimensional assets, like real estate's three dimensional. It can grow in equity, it can create cash flow, and it has tax advantages. But my business is three dimensional, the more my business creates cash flow, without me, the more equity it has, and that business has major tax advantages. So most people are one dimensional, pay off a loan, put a money in retirement account. That's the poor, middle class. Wealthy people build a system where they've got three dimensional assets, equity, cash flow and tax savings. And that is a complete game changer, because then they can employ the buy borrowed I strategy, if you have assets like, you know, an individual stock, or if you have assets, like a piece of real estate or a business, you could borrow against it. There's no tax on that five for life, right? You keep refinancing. Or you can even do charitable trust to avoid the taxes upon the sell of those paying no tax when there's gains. Or you can pass it on to the next generation with a step up in basis, which means they get it at the full value and not have to pay the difference. And if you have life insurance, the life insurance will pay back the loan that tax free as well. So buy, borrow, die. I mean, it's a completely different thought process of defer taxes. If you defer taxes, I get it. You could do a Roth IRA or Roth 401. K Sure, that'll let you put after tax money in and grow it. But where's the cash flow? What's the underlying investment? How does it help you create financial independence? How does it help you does it help you grow your skills to become a better investor? We've been taught to be lazy, not that people are lazy. We've just been taught to be lazy with our money. We've been fed a narrative. I don't have the time, I don't have the skill, I don't have the interest, but I want to have it, so I just hand it over. And who do we hand it over to Keith Wall Street. Wall would you trust Wall Street? Like you flew to Frankfurt not long ago. Would you get on Wall Street airlines where they're like, hey, sometimes our planes go up, sometimes they go down. That would brand, and he'd feel inspired, right? Would you go to Wall Street, you know, hospital? Or like, hey, he lost one of your kidneys, and by loss, we stole it and resold it. You know, like, Wall Street doesn't have a brand. That's good. It's boiler room. It's Wolf of Wall Street. It's the movie Wall Street with Michael Douglas. You know, greed is good like yet that's what people put their money into. And you can go to any downtown and any major city, and guess who has the biggest buildings, insurance companies, banks and Wall Street investment companies. So you're taking the size of your home and shrinking it to build up their building and put money in their pocket. And their story is, it's because they're Ivy League, they're smart. They try to make it complicated, but you don't have to know most of the things you think you need to know about finance. The foundational things are important, how to protect your assets, how to design insurance, to transfer risk, how to have some liquidity, how to automate your savings. And then you focus like Warren Buffett would teach. He said, You know how people would become a better investor if they only had 20 investments they could make over their lifetime? He says, I don't diversify because I'm in the know. He's like, I'm a good businessman, therefore I'm a good investor and I'm a good investor because I'm a good businessman. I don't separate the two. Yeah, most people think he's a stock market investor. No, he buys out the companies in the stock market. Rarely does he have minority stakes in it. He does have some of that, maybe with Coca Cola and apple, but he bought a lot of companies outright, whether it was Geico, whether it was See's Candies, whether it was like he buys these companies, he's so far outperformed the stock market by billions of dollars from an index fund like what he has, versus someone that put the same money in an index fund, Warren has billions more from his investments than the person that put all their money in the index fund, even if it was the same amount. It's completely about strategy, not about luck.   Keith Weinhold  33:30   Yeah, it's the Andrew Carnegie, put all your eggs in one basket and then watch your basket. Yeah? Watch that basket like a hawk. Totally. Yeah. I mean, stacks mutual funds, they have what I call those five simultaneous drags. If you think you're getting a 10% long term return over time, subtract out inflation, emotion, taxes, fees and volatility. What do you have left? Not much. But there's no friction there. It is just the easiest thing to do ever since decades ago, 401 K contributions begin to become automated throughout your paycheck, sometimes even automatically, automated   Garrett Gunderson  34:04   values your permission opt out. It's easy. You have to opt out, right? It's Big Brother. You don't know what's best for you. And by the way, how crazy are four one K's. Part of the reason the market has gone up in value is because people consistently fund for one case, whether the market's going up or down, they're told $8 cost average. So that's artificially fueling the market. When we see the numbers, there's a buffet index, and it's like 2.9 times higher than what he's comfortable with, with the stock market, because of how overinflated the market is, partially due to inflation, partially because people put money in. But let's remember, why did 401, K's even come about? Because pensions failed. And by the way, these pensions failed and they had world class money managers managing these multi billion dollar pensions, but they didn't know about something called disinvesting, or didn't know enough about it. When the market goes down and pension money is owed, they still have to pull money out of the pension to pay the employee which disinvests, which pulls more money out of the account. So now instead of just being 10% down, they might be 17% down. And so even if the market comes back 10% it's 10% of only 83% of the money. So not even back to square one. And if it goes down a second year in a row, they're in real trouble. It starts to chip away at the principal, and they can't recover. And that happened to pensions, and they said, Oh, here, we can't handle these. We're going bankrupt. We're going to get rid of pensions. You take care of it. Well, guess what? Vanguard says, the average balance in a 401, k right now is $148,000 how someone's supposed to live on $148,000 even if you could get 10% that's $14,800 a year taxable, that's not going to do it. Even if you have a million dollars, where are you going to put the million dollars to get the return without risking it going down? Maybe you're going to be in treasuries at 5% that's $50,000 taxable per year. You're a millionaire on paper, but living poorly. That's why I'm here to call these things out. I think that my book Killing Sacred Cows, which was my original New York Times bestseller, which is probably how we met. Yeah, I rewrote it. I rewrote it, rereleased it in 2024 and I'll give people the audiobook. They just have to DM me on Instagram. Garrett B Gunderson and DM the word cows with Keith's name, cows and Keith or Keith and cows. I'll hook you up with the book for free, so you can learn about the nine financial myths. We're talking about some of them here, but there's also some comedy in there, so they can laugh after each chapter. I threw some comedy in there. You know, if you like my comedy, I'm not the funniest comedian. I'm just the funniest money comedian. That's the reality.   Keith Weinhold  36:33   When we had the very inventor of the 401 k plan, Ted benna, come onto the show, he revealed to us that when 401 K plans rolled out, they were first called salary reduction plans. They had to scrap that name in order to foster participation. But reducing your salary is still principally what it does to you. You got to think about it that way and blow up some of these myths. But Garrett, you've already given a lot of great technical information about what someone can do, how someone can think differently. Bigger pictures, we're sort of winding down here. You know, when I'm thinking about this whole delayed versus denied gratification thing, how do you meter it out right throughout your life? I mean, what's your earmark your family legacy? How do you meter it out, right so you don't have too much or too little at the end of your life?   Garrett Gunderson  37:15   I like to see this strategy of, like, what would the rockfellers do that I wrote about is, you know, the beginning before that strategy is you pay yourself first, which has always been around Richest Man in Babylon. Tons of books talk about it. My argument is you want to pay yourself at least 15% of your personal income, off the top, to a separate account. Once you get six months in that account, now you start to invest that money, but you build your stability with that peace of mind. And we want 15% because the luxury once enjoyed becomes a necessity. So you want more money in the future, not the future, not less propensity to you know, there's also, just like planned obsolescence, things break down. You have to repair them. Technological change, we're buying new technology that doesn't even exist. I have now subscriptions to a bunch of AI things that help me out, right? But I'm spending more money. There's also taxes, those could go up in the future, or 38 trillion in debt as we film this, which is a crazy number. And there's also inflation. If we give 3% to each of those five factors, that's 15% now again, use the four i's, IRS, interest, investments and insurance to find that money, not just budgeting. But then here's the magic. At least 3% of your income should go to a separate account called the Living wealthy account. That's your guilt free spending, value based spending account, so you enjoy some money along the way. These are the things that are the finer things in life that people might say are wasteful. You know, there's a book called unreasonable hospitality that talks about this, 11 Madison Avenue was the number one rated restaurant in the world. And, you know, will who wrote the book talked about they had 3% of their budget to just go wild on their customers dream making money, right? So to create the special experience in the restaurant, and even the bear, I think was season three, showed some of that process of how they do that. So I highly recommend taking a certain percentage. You get to enjoy along the way. It could be higher than 3% but start there, and you're going to feel better, you're going to have different energy, you're going to show up in a different way. And then from there, I just believe in having trust, so that your money's outside of your estate, and protecting financial predators so you own nothing but control everything. And I personally use life insurance. I use just standard over, you know, like basically properly structured, optimally funded whole life, so that death benefit will come in after I die. It allows me to spend more of my money and then have it replenished so I can enjoy more of my money along the way, because I know that death benefit will be there for my wife or even for my family trust after I'm gone, so I don't disinherit the people that I love.   Keith Weinhold  39:31   Garrett Gunderson, he can take you through these steps, which he calls financially fit, to financially independent, and then finally to financially free. Tell us a little more about that going through those steps.   Garrett Gunderson  39:44   So financial fitness means your financial house is in order. You've got everything handled properly, car insurance, homeowners, liability, disability, medical life insurance, your corporate structures as a business owner, how you pay yourself, your taxes the last three years and move. Moving forward your investments. It's like, you know what it's going on. You've improved your cash flow, and you're dialed in. You're as safe as you could possibly be. Then financial independence is, how can we create income, especially from a business that comes in when you don't, that's people, that's processes, that's technology, so that you can be involved, but you don't have to be involved. This is the part most people miss, yeah, and I think it's crazy. A lot of people have this notion they're just going to work so hard so they can sell their business one day, I'm like, What about just creating a business that you love so much you don't want to sell it? What about giving up the things that are burning you out and have the employees that can take care of that so you do the things that you love and then just enjoy life along the way, take some little trips, take some time off and come back in. The business grows up when you're away, they learn how to do things without you, and then you can still create value into that business. I sold the business in 2021 and really regretted it, because I kind of was so removed from the business. I kind of felt like it lost its soul and I didn't feel connected to it. So this time around, I started a business in July of 2024 I'm like, I'm only going to work with the P with the people I love, building things that I love, and I'm not going to let myself get burned out by doing too much. We're going to take two weeks in Hawaii coming up here in April, just enjoy some time together as a family. We do quarterly family retreats with my wife and kids. We do traditions with my family up at my cabin, like I want to have this great life where it's blurs the lines between work and play. I have a little quote from someone else that talks about that art of life is blurring the lines between work and play, but also just having complete play sometimes that there is no work. So I come back refreshed, relaxed, rejuvenated and ready to create. And so really, that financial independence gives you permission to swing for the fences and what you do, knowing your foundation is handled, knowing that your lifestyle is covered, from assets to create cash flow gives you work optional freedom. But instead of retiring, think, what could your biggest impact be like? Create the life you don't want to retire from. Create a vision so compelling you can dedicate your life to it and find that the win is actually in the work, not just the outcome. I think that is the elegance of we win when we play, and when we have more play in our life. We don't try to escape from something. And when you start something, you might have to do things you hate, but you can eventually delegate it, and then life becomes great. I mean, one of my early coaches, Dan Sullivan, who I mentioned, a strategic coach. He's in his 80s, still behemoth of creating value in the in the market. To listen to him, you know, he's phenomenal. He's made such a huge difference in my life, and he has no intent of retiring. He just gets smarter every year, adds more value, builds more infrastructure, and he's the one that taught me the merit of free days, just taking time off, taking time away. So, yeah, that's financial independence. Is cash flow, and then financial freedom is a state of mind. It's when money is no longer the primary reason or excuse you would do or not do something. It's a consideration, but it's no longer the consideration means that you have a healthy relationship with money. Money is an asset and an ally, not an enemy. You don't come from a place of scarcity. You come from a place of abundance. You can be more present with your family and doing what you do without feeling distracted. I think wealth is our ability to be present, not necessarily how much money we have in a bank account. I think we have a good amount of money in a bank account, and we can be present. That is like true wealth.   Keith Weinhold  43:12   It harkens back to the John D Rockefeller, he who works all day has no time to make money. Rockefeller would have said, you can architect a wealth plan if your head is down on the assembly line, that means gradually move your offer. It's from trading your time for dollars over to owning assets that pay you to own them. Garrett's comedy special is called the American Ream. There's no D in that word, R, E, A, M. You can look that up, Garrett. It's been enlightening as always. Thanks so much for coming back onto the show.   Garrett Gunderson  43:43   Hey man, good to be back.   Keith Weinhold  43:51   Always. A lively conversation with Garrett, besides some great mindset perspective, he's really good at saving you tax and setting you up with asset protection. Though he's not as real estateish as me, he's pretty savvy. For example, He's aligned on the fact that, for example, say you have an 80k debt. Well, it doesn't necessarily mean that it makes sense for you to pay that off sometimes it does, but what happens to your net worth anytime you pay off an 80k debt, well, let's see. You've reduced your asset side by 80k and you've reduced your debt side by 80k so your net worth is the same, and retiring the debt means that you might have lost leverage, lost cash flow and lost tax advantages, all at the same time on Instagram, send a DM with the two words, Keith Cows to Garrett B Gunderson, and he'll hook you up with his book for free next week on the show, we go deep on does America really have a housing shortage with an expert analyst. Until then, I'm your host. Keith Weinhold, don't quit your Daydream.    Speaker 4  45:01   Nothing on this show should be considered specific, personal or professional advice. Please consult an appropriate tax, legal, real estate, financial or business professional for individualized advice. Opinions of guests are their own. Information is not guaranteed. All investment strategies have the potential for profit or loss. The host is operating on behalf of get rich Education LLC, exclusively   Keith Weinhold  45:29   The preceding program was brought to you by your home for wealth. Building, get richeducation.com  

Technological breakthroughs in American cheese, the dangers of being a guy that responds to every email he gets, one last '28 winter olympics story, we're at war again, spring training still sucks, WBC coming up, some other stuff. Subscribe at Patreon.com/BattingAround to get access to bonus episodes.

In this episode of The Brainstorm, Brett, Nick, and Sam debate the implications of humanoid robots and AI on society, focusing on themes such as technological unemployment, the competition between the US and China in robotics, and the future of work in an increasingly automated world. They explore whether humanoid robots are overhyped or underhyped, the economic implications of AI, and the role of humans in a future dominated by automation. The discussion is punctuated by viewer questions, adding depth to the exploration of these pressing topics. If you know ARK, then you probably know about our long-term research projections, like estimating where we will be 5-10 years from now! But just because we are long-term investors, doesn't mean we don't have strong views and opinions on breaking news. In fact, we discuss and debate this every day. So now we're sharing some of these internal discussions with you in our new video series, “The Brainstorm”, a co-production from ARK and Wolf.financial, and sponsored by Public. Tune in every week as we react to the latest in innovation. Here and there we'll be joined by special guests, but ultimately this is our chance to join the conversation and share ARK's quick takes on what's going on in tech today.Key Points From This Episode:Humanoid robots are gaining attention, especially from China.Technological unemployment is often overstated; historical examples show job creation.AI and robotics can enhance productivity rather than eliminate jobs.The future of humanoid robots is uncertain in the short term but promising long term.To learn more about WOLF: https://wolf.financialTo learn more about Public: https://public.com/

You can send a text, include contact info to get a response. For the Ottoman empire the French Revolution to Waterloo have a definte arc, and it isn't pretty, and there is some coverage up to the Crimean War.The start of the Revolution coincides with the Rule of Selim 3rd in 1789.  And he was a reformer as was his father, he was raised to appreciate the West.  The end of this period will see the 2nd Serbian Revolution, which will end with limited autonomy for Serbia, and the subsequent  political fragmentation of the Ottoman empire.  The Ottoman empire is not a state like any other in Europe.  It's not merely that it is ruled by Moslems.  It is also has a traditional culture.  Traditional in this case can be heard as code for backward.  And it is true the Ottoman Empire was far from the Technological frontier.  And the institutional frontier. It surprising because like many traditional societies it had been at or near the frontier in the past.

Heads up displays in goggles, carbon fiber hockey sticks, universal bindings. Technological improvements are making their way to your favorite cold-weather sports. Learn how standards support both amateurs and the next generation of Olympic athletes on the latest episode of Standards Impact.Guests include Earl Saline, director of education at the National Ski Areas Association, and Evangelos Spyrou, manager, research & certification at CCM Hockey.Follow Us Twitter @ASTMIntl Facebook @ASTMInternational Instagram @astmintl YouTube @ASTMIntl LinkedIn @ASTM International Presented by ASTM International www.astm.org

The following article of the Tech industry is: “Chips Made in Mexico: The Beginning of Technological Sovereignty” by Alejandro Franco Rodríguez, CEO, QSM Semiconductores (AA2414)

The following article of the AI Cloud & Data industry is: “Measuring Impact of Change in Times of Technological Evolution” by Javier Cordero, Vice President and general manager Red Hat, Red Hat (AA2007)

Matt is joined by multi-platinum mixer and engineer Richard Chycki whose clients include such rock royalty as Rush, Aerosmith, Dream Theater, Skillet, Mick Jagger, Alice Cooper, Pink and many more.In This Episode, We Discuss:NAMM ExperienceCurrent State of Immersive AudioMoving to Nashville: Reasons and PlansEarly Musical Journey and Transition to EngineeringThe Shift from Musician to EngineerAdapting to Technological Changes in AudioThe Future of Atmos and Immersive AudioArtist Reactions to Immersive MixingThe Evolution of Atmos TechnologyLearning from Major ArtistsNavigating the Music IndustryFinancial Strategies in Music ProductionThe Importance of NetworkingMixing Classic Records in AtmosLinks and Show Notes:Rich's SiteMatt's Rant: The ExpensesCredits:Guest: Richard ChyckiHost/Engineer/Producer: Matt BoudreauEditing: Anne-Marie PleauWCA Theme Music: Cliff TruesdellThe Voice: Chuck Smith

Guests: Judy Dempsey and Thaddius Mart. The guests analyze global economic anxiety, Macron's push for EU strategic autonomy, and rising US-EU tensions regarding digital regulation, hate speech, and technological competition.1849 BRUSSSELS

In this episode of Keys to the Jet, host Red dives into the fascinating and chaotic story of the Battle of Palmdale, a Cold War incident where U.S. Air Force pilots struggled to shoot down a malfunctioning drone, leading to unexpected wildfires and a series of lessons learned about air defense and missile technology. The conversation explores the historical context of military aviation during the Cold War, the technological challenges faced, and the evolution of air combat strategies.TakeawaysThe Battle of Palmdale highlights the unpredictability of military technology.Cold War anxiety drove U.S. military air defense strategies.The F-106 Delta Dart was a key interceptor of the era.Early missile technology was unreliable and often missed targets.The incident led to significant changes in military aviation practices.Failures in military exercises can lead to important lessons learned.The importance of redundancy in drone control systems was emphasized.Modern fighters carry both missiles and guns for better effectiveness.The evolution of air combat has been influenced by past failures.Technological advancements in aviation are often a result of trial and error.

In this podcast episode, Sudipta Lahiri, Head Of Engineering and Products at Nimblework, Inc shares his compelling journey from growing up in a cosmopolitan township and studying metallurgical engineering to becoming a leader in the tech industry. He discusses his early career experiences, including a pivotal moment that led him to quit his job at SAIL and pursue further education at IIT Madras. Sudipta delves into his transition from engineering to account management and later into sales. He emphasizes the importance of attention to detail, the challenges and benefits of using AI in software development, and his personal practices that help him stay organized and effective in a fast-evolving industry. Key takeaways include the necessity of understanding the end goal, leveraging change agents for successful tool adoption, and the indispensable role of cognitive behavioral skills in leadership. 00:00 Introduction and Welcome00:37 Early Life and Education03:20 First Job and Career Pivot05:12 Graduate Studies and Entry into IT07:59 Joining Wipro and Early Projects12:17 Transition to Sales and Account Management14:39 Challenges and Success in Sales15:42 Return to India and Joining i2 Technologies17:18 Joining Digité and Embracing Agile19:26 Reflections on Career and Mentorship28:21 Challenges in Developing Platforms for Developers and Managers29:24 Focusing on Efficiency for Developers30:34 Evolving Processes to Minimize Data Entry33:25 Addressing Tool Adoption Challenges34:11 Identifying and Leveraging Change Agents40:06 Balancing Process and Flexibility46:25 Impact of AI on Software Development54:19 Personal Practices for Staying Grounded The timestamps are approximate and do not include the time for the intro. Add about 90 seconds to locate the sectionhttps://www.linkedin.com/in/sudiptalahiri/Head Of Engineering and Products at Nimblework, Inc. (Distinguished Fellow, Kanban University, SPC4, AKT, KCP, DAD/CDA)● Three decades of international leadership experience across diverse industry verticals● Multi-cultural exposure ranging from a $4 billion company to running a technology start-up● A Lean/Agile coach and practitioner passionate about helping multiple organizations and teams gain agility and enhanced productivity● Demonstrated success in developing new products for Lean Software Development● Entrepreneurial style with an exemplary record in strategic planning, business development, solid execution, and developing high performing teams

Jason Bassler discusses his work with the Free Thought Project and the broader landscape of independent media. He highlights how social media algorithms and centralized platforms have systematically suppressed dissident voices and altered public perception. He expresses deep concern regarding a global shift toward a biometric surveillance state and a technocratic ruling class that operates beyond traditional political accountability and argues that partisan tribalism serves as a distraction, allowing for the quiet implementation of digital IDs and monetary control systems. To counter these trends, Bassler advocates for self-sufficiency, the protection of privacy rights, and the continuous pursuit of authentic information. Technological convenience is being used as a primary tool to erode human liberty. Watch on BitChute / Brighteon / Rumble / Substack / YouTube *Support Geopolitics & Empire! Become a Member https://geopoliticsandempire.substack.com Donate https://geopoliticsandempire.com/donations Consult https://geopoliticsandempire.com/consultation **Listen Ad-Free for $4.99 a Month or $49.99 a Year! Apple Subscriptions https://podcasts.apple.com/us/podcast/geopolitics-empire/id1003465597 Supercast https://geopoliticsandempire.supercast.com ***Visit Our Affiliates & Sponsors! Above Phone https://abovephone.com/?above=geopolitics American Gold Exchange https://www.amergold.com/geopolitics easyDNS (15% off with GEOPOLITICS) https://easydns.com Escape The Technocracy (15% off with GEOPOLITICS) https://escapethetechnocracy.com/geopolitics Outbound Mexico https://outboundmx.com PassVult https://passvult.com Sociatates Civis https://societates-civis.com StartMail https://www.startmail.com/partner/?ref=ngu4nzr Wise Wolf Gold https://www.wolfpack.gold/?ref=geopolitics Websites Linktree https://linktr.ee/Jebassler Jason Bassler Website https://www.jasonbassler.com Free Thought Project https://thefreethoughtproject.com X https://x.com/JasonBassler1 3 Ways to Prepare for CBDCs https://www.jasonbassler.com/product-page/CBDCbook Little Free Thinkers https://littlefreethinkers.com About Jason Bassler Jason Bassler is co-founder of The Free Thought Project and has been featured in such publications as Reason, Infowars, RT, Rolling Stone and The Tom Woods Show. Bassler is also founder of Police the Police and was called “one of the most extensive recorders of law-enforcement misbehavior in America” by Rolling Stone magazine in 2018. He is also the co-founder of the United For Common Ground Media Summit. *Podcast intro music used with permission is from the song “The Queens Jig” by the fantastic “Musicke & Mirth” from their album “Music for Two Lyra Viols”: http://musicke-mirth.de/en/recordings.html (available on iTunes or Amazon)

What are the prospects for peace talks — and why are many Ukrainians skeptical about them? Does Ukraine have technological parity with Russia on the battlefield? And how has Ukrainian civil society become one of the country's greatest assets during the war? *** Host: Volodymyr Yermolenko, a Ukrainian philosopher, editor-in-chief of UkraineWorld, and president of PEN Ukraine. Guest: Volodymyr Havrylov, retired major general of Ukraine's Armed Forces, former deputy defense minister, and former Ukrainian defense attaché to the United States. *** Explaining Ukraine is produced by UkraineWorld and brought to you by Internews Ukraine. This episode is created with support from Politeia, a Ukrainian NGO. Listen on various platforms: https://li.sten.to/explaining-ukraine UkraineWorld: https://ukraineworld.org/en *** SUPPORT: You can support our work on https://www.patreon.com/c/ukraineworld Your help is crucial, as we rely heavily on crowdfunding. You can also contribute to our volunteer missions to frontline areas in Ukraine, where we deliver aid to both soldiers and civilians. Donations are welcome via PayPal at: ukraine.resisting@gmail.com. *** CONTENTS: 00:00 - Intro. 01:26 - On peace negotiations. 08:31 - Who is winning the technological war? 15:30 - Key challenges of Ukrainian military technological progress 18:59 - Why we need integration of European and Ukrainian military production 24:19 - What's next in war tech? 30:05 - Is Ukraine digitizing its defense? 33:38 - Can reliance on Chinese components become a risk? 38:44 - What to expect from Russia in the coming years? 47:53 - Where should we look for hope? 51:00 - Outro. 51:35 - Support us: patreon.com/ukraineworld

Today's guest is the legendary strategist Edward Luttwak — the Machiavelli of Maryland. He's consulted for presidents, prime ministers, and secretaries of defense, and authored magnificent books on Byzantine history, a guide to planning a successful coup, and an opus on the logic of strategy and the rise of China. He raises cows, too. We recorded this episode in Feb of 2024. Thanks to the Hudson Institute for sponsoring this episode. Our conversation today covers… Luttwak's childhood and formative encounters with war, including an early fascination with the mafia in Sicily, Technological step-changes in warfare, Books that shaped Luttwak's view of war, from Clausewitz to the Iliad, The costs of “removing war from Europe” post-1945, China's strategic missteps, The psychology of deterrence, including what kind of Middle East policy would actually deter Iran, The strengths of democracies vs. autocracies. Learn more about your ad choices. Visit megaphone.fm/adchoices

Today's guest is the legendary strategist Edward Luttwak — the Machiavelli of Maryland. He's consulted for presidents, prime ministers, and secretaries of defense, and authored magnificent books on Byzantine history, a guide to planning a successful coup, and an opus on the logic of strategy and the rise of China. He raises cows, too. We recorded this episode in Feb of 2024. Thanks to the Hudson Institute for sponsoring this episode. Our conversation today covers… Luttwak's childhood and formative encounters with war, including an early fascination with the mafia in Sicily, Technological step-changes in warfare, Books that shaped Luttwak's view of war, from Clausewitz to the Iliad, The costs of “removing war from Europe” post-1945, China's strategic missteps, The psychology of deterrence, including what kind of Middle East policy would actually deter Iran, The strengths of democracies vs. autocracies. Learn more about your ad choices. Visit megaphone.fm/adchoices

In Part 1 of the of the Q&A, I detailed the events preceding the doomed Challenger flight. The breakout included the “why and how” involved with the decision to launch Challenger on January 28th, 1986, which came against the recommendations of the engineers behind the rocket boosters. In today's Part 2, I'll address the extent of NASA's technological contributions to society as they've impacted almost every aspect of modern life. 

Notably, President Reagan was set to highlight the shuttle's launch in his State of the Union Address scheduled for January 28th, believing he would be able to use the momentum of the high-profile launch to restore NASA's image and to place maximum pressure on congress to continue funding the program.  

Links:Breakneck: China's Quest to Engineer the Futurehttps://www.amazon.com/Breakneck-Chinas-Quest-Engineer-Future/dp/1324106034Dan's 2025 annual letterhttps://danwang.co/2025-letter/Related episodes:Jian Lian on Industrial Maximalism, Manifold Episode #99https://www.manifold1.com/episodes/jian-lian-on-chinas-industrial-policy-and-global-strategy-99(00:00) - Introduction and Welcome (02:14) - Breakneck - Dan's huge book (05:00) - China's Technological and Political Landscape (21:07) - Industrial Maximalism and its Discontents (47:59) - Chinese Researchers in Silicon Valley and Tsinghua (51:09) - Excerpts from Dan's 2025 annual letter (52:56) - China's Market Competition and Innovation (56:34) - AI, Automation, and Future Risks –Steve Hsu is Professor of Theoretical Physics and of Computational Mathematics, Science, and Engineering at Michigan State University. Previously, he was Senior Vice President for Research and Innovation at MSU and Director of the Institute of Theoretical Science at the University of Oregon. Hsu is a startup founder (SuperFocus.ai, SafeWeb, Genomic Prediction, Othram) and advisor to venture capital and other investment firms. He was educated at Caltech and Berkeley, was a Harvard Junior Fellow, and has held faculty positions at Yale, the University of Oregon, and MSU. Please send any questions or suggestions to manifold1podcast@gmail.com or Steve on X @hsu_steve.

Is cybersecurity just a technical problem, or a human one?In this episode, we debut our new format: bridging the gap between deep academic research and boots-on-the-ground security practice. We dive into Zoe M. King et al., 2018 paper, "Characterising and Measuring Maliciousness for Cybersecurity Risk Assessment," to uncover why we need to stop looking at code and start looking at intent.From the "Dark Triad" of personality traits to the rise of the "patriotic hacker" in global geopolitics, we peel back the layers of the human onion to understand what actually drives a person to cause harm.In This Episode, We Discuss:The Maliciousness Assessment Metric (MAM): Why traditional risk assessments fail by ignoring "intent to harm" and how to integrate human factors into your security posture.The Four Layers of Maliciousness: A deep dive into the Individual, Micro, Meso, and Macro levels—from personal psychology to national narratives.Hacking as Patriotism: How cultural contexts in the US, Russia, and China dictate whether a hacker is seen as a criminal or a hero.The "War Games" Effect: How 80s cinema shaped US cybersecurity legislation (CFAA) and continues to influence public perception.Insider Threats & Organizational Hygiene: Why disgruntlement is a security vulnerability and how the "Principle of Least Privilege" is your best defense.Risk as a Moral Construct: Why the risks your company chooses to mitigate reveal your organisation's true values and concept of justice.Show NotesCharacterizing and Measuring Maliciousness for Cybersecurity Risk Assessment by Zoe M. King et al., featured in the journal Frontiers in Psychology (2018)Risk and Blame: Essays in Cultural Theory by Mary DouglasRisk and Culture: An Essay on the Selection of Technological and Environmental Dangers by Mary Douglas and Aaron Wildavsky

January 28, 2026: In today's episode, I zoom out to help you see what's really shaping the future of work. Before we talk about AI, leadership, or organizational strategy, we need to understand the forces happening outside our companies. Because work doesn't evolve in isolation—it's shaped by powerful external trends in technology, society, economics, and more. That's why I walk through the STEEPLE framework: a futurist tool designed to help leaders move from reacting to predicting—and from predicting to designing. STEEPLE stands for Social, Technological, Economic, Environmental, Political, Legal, and Ethical forces. Together, these seven domains explain how work is changing and what leaders need to prepare for over the next five-plus years, especially in an AI-driven world. We explore how AI is becoming the central nervous system of organizations, why skills are replacing job titles, how identity and purpose are reshaping careers, and why the economic contract between employers and employees is being rewritten in real time. I also share why the future of work isn't something organizations "deliver" to employees—it's something that's co-created, requiring accountability on both sides. If you're trying to make sense of rapid technological change, shifting employee expectations, and what leadership really means in the age of AI, this episode gives you a practical framework to understand what's coming—and how to design for it.

Episode 79: Liberate the Yield with Ronald Falls, Jr. Ron Falls visits the Tokens of Wisdom Studio to shed light on the epic showdown of Brian vs The Banks. We discuss the controversy surrounding yield provisions for stablecoins, the banking industry's response, and the potential future of financial services as digital assets gain traction.  Key Points From This Episode: The Clarity Act aims to provide a regulatory framework for digital assets.Stablecoin issuers are prohibited from paying interest to holders under the Genius Act.Exchanges have found loopholes to reward stablecoin holders despite this prohibition.The banking industry is concerned about losing deposits to stablecoins offering higher yields.There is a tension between traditional banks and crypto exchanges regarding yield provisions.The conversation around yield is becoming a significant political issue.Technological innovation in financial services should lead to healthy competition and more choices for consumers.Consumers should advocate for better yield opportunities in the digital asset space. Disclaimer: This show is for informational purposes only. Nothing presented here constitutes legal, investment or tax advice. The guests that join us share their considerable fund-related wisdom, but everything they share here is their personal opinion and for educational purposes only. On this show, they are speaking for themselves, and not for their employer or any affiliated entity. Tokens of Wisdom is produced by Dave Rothschild, partner at Cole-Frieman & Mallon LLP headquartered in San Francisco, California. For more information, visit https://colefrieman.com/ Links Mentioned in Today's Episode: Dave Rothschild - https://www.linkedin.com/in/davidcrothschild/Ronald Falls, Jr. - https://www.linkedin.com/in/laexecutive9/Cole-Frieman & Mallon LLP - https://colefrieman.com/Music by Joe Ginsberg - https://www.instagram.com/thejoeginsbergFor any questions or comments, email: tow@colefrieman.com

If we don't build it, China will.That's the rallying cry of the tech companies and governments racing to develop artificial intelligence as fast as humanly possible. The argument is that whoever reaches AGI first won't just be dominant technologically, or economically – they'll be the world's next super power. But, if I'm being honest, I don't know if that framing holds up. And part of the reason for that is that we don't really understand China.Enter Keyu Jin. Jin is a Harvard trained economist who splits her time between London and Beijing, and her book, The New China Playbook, is her attempt to “read China in the original” – to provide a firsthand look at the forces that shaped the country's unprecedented rise. China's success is a puzzle. How did one of the poorest nations on the planet become the second richest in less than a century? How did an economy without free markets birth a tech sector that rivals – and in some ways surpasses – Silicon Valley?The answers to these questions aren't academic. China became a global power without capitalism and without democracy, which means its success has profound implications for both.And as Canada sets out to find its footing in a rapidly changing world order, one thing is abundantly clear: we need to start reckoning with the Chinese playbook. Mentions:The New China Playbook, by Keyu Jin Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Jake Broe is a United States Air Force veteran who served for six years as a Nuclear and Missile Operations Officer. But you may know him better as one of the most prominent voices on YouTube throughout the war, someone with absolute moral clarity about who the victim of the war is – spoilers, it's Ukraine – and who brings direct military experience to his detailed analysis of the unfolding conflict. Do please subscribe to his channel for videos updates on the war in Ukraine as well as conversations with engaging speakers, expert guests, and other YouTubers.----------SUPPORT SILICON CURTAIN FILMING IN KYIV JAN-26:https://www.buymeacoffee.com/siliconcurtainhttps://www.patreon.com/siliconcurtain----------THIS IS AN URGENT REQUEST!I'm heading back to Kyiv in a week, to film, do research and conduct interviews. The logistics and need for equipment and clothing are a little higher than for my previous trips. If you can, please help to ensure I can make this trip a success. My commitment to the audience of the channel, will be to bring back compelling interviews conducted in Ukraine, and to use the experience to improve the quality of the channel, it's insights and impact. Let Ukraine and democracy prevail! https://buymeacoffee.com/siliconcurtain/extrashttps://www.patreon.com/siliconcurtainhttps://www.gofundme.com/f/scaling-up-campaign-to-fight-authoritarian-disinformationNONE OF THIS CAN HAPPEN WITHOUT YOU!So what's next? We're going to Kyiv in January 2026 to film on the ground, and will record interviews with some huge guests. We'll be creating opportunities for new interviews, and to connect you with the reality of a European city under escalating winter attack, from an imperialist, genocidal power. ----------LINKS: @JakeBroe https://www.youtube.com/@JakeBroe https://twitter.com/RealJakeBroehttps://www.instagram.com/jakebroe/https://www.buymeacoffee.com/jakebroehttps://www.patreon.com/join/jakebroe----------DESCRIPTION: Analyzing the Russian Economy and Geopolitical Tensions: An Interview with Jake Broe. In this episode, we sit down with Jake Broe, a U.S. Air Force veteran and prominent YouTube voice, to discuss the intricacies of the Russian economy, the ongoing conflict in Ukraine, and the broader geopolitical landscape as we approach 2026. We explore how Russia's declining oil and gas revenue impacts its war efforts, the misinformation within the Russian system, and the global rise of authoritarianism. Additionally, we delve into the challenges facing Western democracies and the critical role of social media in shaping public opinion and influencing political outcomes. Join us for an in-depth analysis of today's most pressing international issues and the fight for democracy and resilience.----------CHAPTERS:01:27 Jake's Analysis on Russia's War Economy02:41 Impact of Sanctions on Russia06:23 Putin's Reality vs. Ground Truth09:38 Ukraine's Resilience and Global Support18:17 Historical Context and Modern Parallels27:48 Putin's Motivation and the Threat of NATO28:47 The Success of Post-Soviet States29:52 The Importance of Democracy and Capitalism31:39 Russia's Technological and Economic Stagnation33:22 The Role of Innovation and Legal Protections37:37 Ukraine's Strategic Response to Russian Aggression41:51 The Global Threat of Far-Right Movements48:02 The Role of Social Media in Modern Politics53:33 The Future of Global Democracy and Cooperation----------TRUSTED CHARITIES ON THE GROUND:Save Ukrainehttps://www.saveukraineua.org/Superhumans - Hospital for war traumashttps://superhumans.com/en/UNBROKEN - Treatment. Prosthesis. Rehabilitation for Ukrainians in Ukrainehttps://unbroken.org.ua/Come Back Alivehttps://savelife.in.ua/en/Chefs For Ukraine - World Central Kitchenhttps://wck.org/relief/activation-chefs-for-ukraineUNITED24 - An initiative of President Zelenskyyhttps://u24.gov.ua/----------

You won't want to miss this episode of the Energy News Beat Podcast, where Michael Tanner and Stu Turley cover some of the biggest stories in the energy markets today. The main topics discussed in this podcast are:1. The oil and gas industry, particularly the challenges faced by oil producers due to low oil prices. This is evidenced by the discussion around Harold Ham's comments about the need to stop drilling when profit margins are low.2. Geopolitical issues related to Venezuela, including the U.S. intervention and its impact on oil production and exports. The hosts discuss how this has affected Exxon's operations in neighboring Guyana.3. Developments in the Canadian oil and gas sector, including the increasing trade ties between Canada and China, as well as the potential impact on Canada's energy exports.4. Mergers and acquisitions in the U.S. shale industry, specifically the potential deal between Devon Energy and Coterra Energy, and the strategic rationale behind such consolidation.5. Technological advancements in oil and gas exploration and production, such as the use of lasers for deep well drilling.6. The broader geopolitical landscape and the shifting power dynamics, as discussed in the context of Mark Carney's comments on a "new world order". This will not end well for Carney. Time Stamps:00:17 Challenges facing oil producers due to low oil prices 04:42 Why Exxon and Chevron are holding stock prices up while oil is down09:25 USGS discovers new oil and gas deposits in Texas13:18 Carney's Canadian carnage - what did he mean by new world order?19:01 US seizes another dark fleet tanker21:01 Finance Section and M&A dealsAll of the stories covered can be found at https://theenergynewsbeat.substack.com/and https://energynewsbeat.co/1.Harold Hamm Says There Is No Need to Drill at $58 per Barrel2.Why Chevron and Exxon are Holding Their Stock Price Even When Oil is Holding at $60 to $65?3.USGS Unveils Massive Undiscovered Oil and Gas Resources in Texas' Permian Basin4.Mitsubishi Enters U.S. Shale With $5.2 Billion Haynesville Gas Deal: What Does This Mean for Investors and Consumers?5.Carney's Canadian Carnage: What He Means By a ‘New…world…order' – David Blackmon6.US Seizes Another Dark Fleet Tanker: Tightening the Grip on Sanctioned Oil FlowsShout out to Steve Reese and Reese Energy Consulting for Sponsoring the Energy News Beat Stand UP Podcast.

As healthcare faces mounting pressures, from workforce shortages and rising costs to growing uncertainty, we're also standing at the edge of extraordinary possibility. Technological advances are reshaping how care is delivered, how research is done, and how we might finally move closer to health equity.   In 2026, SEE YOU NOW will continue its mission to bring you the stories and the people behind the headlines, from conversations with guests like Microsoft's Dominic King and Mary Presti on why nurses must help lead the AI frontier, to guest-hosted episodes with the American Nurses Association's Liz Stokes on the new Nursing Code of Ethics, and discussions with filmmakers Carolyn Jones and Lisa Frank about why representation in healthcare storytelling matters.   You'll hear voices from across the country and from major gatherings like Magnet, and through our weekly SEE YOU NOW Insights, we'll continue to share powerful moments from more than 100 episodes of nurse-led innovation, leadership, and change, while keeping a clear focus on what it truly means to invest in nursing and why it matters to all of us.  None of this is possible without you. When you share SEE YOU NOW, you help expand the understanding of what nurses do, amplify the impact of nurse innovators, and support the workforce that supports us all.  Thank you for being part of the SEE YOU NOW community, and for navigating the year ahead with us.  Subscribe, share, leave a review at APPLE, SPOTIFY, YOUTUBE, or at your favorite streaming platform.    For more information on the podcast bundles, visit ANA's Innovation Website at https://www.nursingworld.org/practice-policy/innovation/education.     Have questions or feedback for the SEE YOU NOW team?  Future episode ideas? Contact us at hello@seeyounowpodcast.com.     

In this episode, we explore strategic capacity management as Abilene Motor Express being absorbed into Swift signals Knight-Swift's focus on long-term efficiency over brand diversity. We also analyze market resilience as the LTL pricing index hits new high in Q4, contrasting strong LTL yields against a truckload sector that is only showing tentative signs of recovery. Legal risks take center stage as C.H. Robinson makes its legal written case before SCOTUS on broker liability, arguing that the F4A safety exemption does not impose negligence liability on brokers. On the regulatory front, we discuss how the DOT to use AI to go after illegal truckers is transforming artificial intelligence from an operational tool into a weapon against fraud and compensation erosion. Technological fragility is exposed in our breakdown of How Verizon's Cellular Outages Expose Trucking's Technology Achilles' Heel, revealing the liability risks of cloud-dependent ELDs during infrastructure failures. Finally, we look at positive global news as Maersk returns to Red Sea with India-US service, shaving a week off transit times by resuming Suez Canal routes. Follow the FreightWaves NOW Podcast Other FreightWaves Shows Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode, we explore strategic capacity management as Abilene Motor Express being absorbed into Swift signals Knight-Swift's focus on long-term efficiency over brand diversity. We also analyze market resilience as the LTL pricing index hits new high in Q4, contrasting strong LTL yields against a truckload sector that is only showing tentative signs of recovery. Legal risks take center stage as C.H. Robinson makes its legal written case before SCOTUS on broker liability, arguing that the F4A safety exemption does not impose negligence liability on brokers. On the regulatory front, we discuss how the DOT to use AI to go after illegal truckers is transforming artificial intelligence from an operational tool into a weapon against fraud and compensation erosion. Technological fragility is exposed in our breakdown of How Verizon's Cellular Outages Expose Trucking's Technology Achilles' Heel, revealing the liability risks of cloud-dependent ELDs during infrastructure failures. Finally, we look at positive global news as Maersk returns to Red Sea with India-US service, shaving a week off transit times by resuming Suez Canal routes. Follow the FreightWaves NOW Podcast Other FreightWaves Shows Learn more about your ad choices. Visit megaphone.fm/adchoices

Wasanga Mehana speaks to Lauren Van Nijkerk,Director of Campaigns at WILDTRUST about WILDTRUST representatives attending a regional BBNJ workshop in Ethiopia and supporting engagements on the High Seas Treaty, which protects marine biodiversity in international waters and will enter into force in January 2026 Tags: 702, Aubrey Masango show, Aubrey Masango, Wasanga Mehana,wildlife, environmental issues, ecosystems, biodiversity The Aubrey Masango Show is presented by late night radio broadcaster Aubrey Masango. Aubrey hosts in-depth interviews on controversial political issues and chats to experts offering life advice and guidance in areas of psychology, personal finance and more. All Aubrey’s interviews are podcasted for you to catch-up and listen. Thank you for listening to this podcast from The Aubrey Masango Show. Listen live on weekdays between 20:00 and 24:00 (SA Time) to The Aubrey Masango Show broadcast on 702 https://buff.ly/gk3y0Kj and on CapeTalk between 20:00 and 21:00 (SA Time) https://buff.ly/NnFM3Nk Find out more about the show here https://buff.ly/lzyKCv0 and get all the catch-up podcasts https://buff.ly/rT6znsn Subscribe to the 702 and CapeTalk Daily and Weekly Newsletters https://buff.ly/v5mfet Follow us on social media: 702 on Facebook: https://www.facebook.com/TalkRadio702 702 on TikTok: https://www.tiktok.com/@talkradio702 702 on Instagram: https://www.instagram.com/talkradio702/ 702 on X: https://x.com/Radio702 702 on YouTube: https://www.youtube.com/@radio702 CapeTalk on Facebook: https://www.facebook.com/CapeTalk CapeTalk on TikTok: https://www.tiktok.com/@capetalk CapeTalk on Instagram: https://www.instagram.com/ CapeTalk on X: https://x.com/CapeTalk CapeTalk on YouTube: https://www.youtube.com/@CapeTalk567See omnystudio.com/listener for privacy information.

Likefolio's Landon Swan covers consumer sentiment around Walmart (WMT). He says the story has “completely changed” for the company, leaving Target (TGT) “in the dust.” He looks at its transformation on a store and online level, saying it's “unbelievable what they're doing with technology.” He also praises their fast delivery times and their automated distribution.======== Schwab Network ========Empowering every investor and trader, every market day.Options involve risks and are not suitable for all investors. Before trading, read the Options Disclosure Document. http://bit.ly/2v9tH6DSubscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – https://twitter.com/schwabnetworkFollow us on Facebook – https://www.facebook.com/schwabnetworkFollow us on LinkedIn - https://www.linkedin.com/company/schwab-network/About Schwab Network - https://schwabnetwork.com/about

Award-winning author Pat Daily is back with his fourth book in The Spark Chronicles.The world is moving ever closer to a global nuclear conflict. Technological disruption by Black Grass and Spark's AI, Morrigan, have created tremendous economic and political risk for major powers. When one of Morrigan's favorite humans, Feral Daughter, is kidnapped by a group hoping to pressure Spark into releasing the technology, Morrigan must act.Feral's closest friend, Will, launches an attempt to rescue her as humanity creeps closer to annihilation. Can Will and Morrigan save Feral and the world?The Spark Chronicles follows a pair of teens as they first, find a way to live in the Solar Prime Augmented Reality Park (SPARK), then must fight terrorists intent on destroying the park and stealing the solar power and artificial intelligence technology behind it.Support this show http://supporter.acast.com/houseofmysteryradio. Hosted on Acast. See acast.com/privacy for more information.

Guest: Gregory Copley. Discussing Niall Ferguson's comparison of the current geopolitical climate to the imperialism of 1906, Copley argues that while territorial annexation is less common, a new form of technological and economic imperialism has emerged where the U.S. maintains spheres of influence through dominance in global defense sales. Copley notes that while Turkey attempts to reassert Ottoman-style control through "gunpowder diplomacy" despite being bankrupt, and the U.S. acts as a self-proclaimed global guardian, the primary rival, China, is currently failing due to internal collapse rather than expanding like the powers of the early 20th century.1905 TR BROKERS PEACE.

Exploring the Unknown: A Journey to Planet BlueThe story revolves around a science fiction narrative adapted from Philip K. Dick's story 'Colony'. It explores the themes of colonization, the dangers of extraterrestrial life, and psychological disturbances faced by the crew on Planet Blue. The narrative unfolds with the crew's exploration of the planet, the unexpected threats they encounter, and the psychological implications of their experiences, culminating in a desperate attempt to escape a life-threatening situation.In the vast expanse of the universe, the quest for new worlds continues to captivate our imagination. The recent mission to Planet Blue, led by Commander Stella Morrison, offers a glimpse into the challenges and wonders of space exploration. As the team navigated the unknown, they encountered unexpected phenomena that tested their resolve and ingenuity.The Mission BeginsThe journey to Planet Blue was meticulously planned, with the research team orbiting the planet and conducting aerial photography to identify potential landing sites. Initial atmospheric tests were promising, suggesting an open-air environment without the need for pressure suits. However, the team remained cautious, recalling past missions where unforeseen dangers lurked beneath the surface.Unseen ThreatsAs the exploration progressed, Major Lawrence Hall's bio-survey revealed a startling discovery. Ordinary objects, such as microscopes and towels, exhibited lethal behavior, attacking the crew in a bizarre twist of fate. This phenomenon raised questions about the nature of life on Planet Blue and the potential for unseen threats that could jeopardize the mission.A Race Against TimeWith the safety of the crew at stake, the team faced a race against time to understand and neutralize the threat. The decision to evacuate the planet without any inorganic material underscored the gravity of the situation. As the crew prepared to leave, they grappled with the psychological impact of their experiences, highlighting the human element in the face of extraterrestrial challenges.The mission to Planet Blue serves as a reminder of the unpredictable nature of space exploration. As we continue to push the boundaries of our knowledge, the lessons learned from this journey will inform future endeavors. The spirit of discovery remains undeterred, driving us to explore the unknown and uncover the mysteries of the universe.Subscribe now to stay updated on the latest in space exploration and science fiction adventures.TakeawaysThe exploration of new worlds often comes with unforeseen dangers.Colonization requires thorough biological assessments to ensure safety.Psychological stability is crucial for survival in alien environments.Mimicry in extraterrestrial life can pose significant threats.The crew's dynamics are tested under extreme stress.Technological failures can lead to life-threatening situations.The narrative highlights the importance of teamwork in crisis.Fear and paranoia can distort perceptions of reality.The story serves as a cautionary tale about human hubris.Survival often requires making difficult ethical decisions.science fiction, Philip K. Dick, colonization, extraterrestrial life, psychological thriller, mimicry, adventure, exploration, danger, survival

GEOENGINEERING, ECOLOGICAL RESTORATION, AND DECOUPLING GROWTH FROM DESTRUCTION Colleague Gaia Vince. Vince outlines technological solutions for restoring the planet, such as ocean fertilization, which adds iron to oceans to boost algae growth and sequester carbon, mimicking natural cycles previously aided by whales. She also describes enhanced weathering, where specific rocks are distributed on land to absorb carbon dioxide from the atmosphere. Addressing the economy, Vince argues against "negative growth," proposing instead that we must decouple economic growth from environmental destruction. Batchelor adds that nature is already adapting to climate change, noting that plants like the mimosa are migrating northward in response to warming temperatures. NUMBER 4 1874 DEPARTING QUEENSTOWN

Summary   In this episode, Wayne Marcel and Dele Atanda discuss the latest developments at Metaproof Group, focusing on data ownership, technological advancements, and the integration of AI and blockchain. Dele shares insights on the launch of a micro stablecoin, the importance of Bitcoin and Satoshis, and the future of quantum readiness in the crypto space. They also touch on upcoming releases, including a graphic novel and a new magazine, aimed at bridging the gap between technology and culture. The Qriptopian: https://qriptopian.qripto.net/  Learn more about Metame: https://metame.com/ Learn more about Metaknyts: https://metaknyts.com/  Takeaways   Dele Atanda has a long history in data ownership and sovereignty. Metaproof Group has rebranded and consolidated its various entities. Technological advances in cryptography and AI are enabling new applications. The micro stablecoin is designed for sub-cent transactions, making it more efficient. Agent Moneypenny is a high-frequency trading agent that helps users navigate crypto trading. The narrative around Bitcoin should shift from price to Satoshis for better understanding. Quantum readiness is crucial for the future of information security. The debate between Bitcoin and other cryptocurrencies is evolving towards interoperability. Data-backed currencies are the future of money, with crypto coin leading the way. Community engagement is essential for the development of new technologies. Chapters   00:00 Introduction to Metaproof Group and Dele's Background 02:58 Technological Advances and Protocol Integration 05:51 Applications of Micro Stablecoins and Agent Moneypenny 09:10 Shifting the Narrative: Satoshis vs. Bitcoin 12:07 The Future of Bitcoin and Crypto Interoperability 22:25 The Coexistence of Bitcoin and Traditional Currency 23:38 Understanding Quantum Readiness in Crypto 25:54 The Non-Binary Nature of Quantum Computing 27:50 Bitcoin's Role as a Signal Currency 30:08 The Future of Data-Backed Currency 32:32 The Convergence of Technologies: Blockchain, AI, and Quantum 34:28 Introducing Meta Knight and Crypto-Pian 41:57 Looking Ahead: Upcoming Releases and Community Engagement

Join Grandpa Bill as he delves into the transformative power of the EE System, exploring its innovative use of scalar wave technology. Discover how this groundbreaking approach is not only enhancing energy and growth but also fostering creativity and community advocacy. Tune in to learn about the potential of the EE System to revolutionize our understanding of energy and its impact on our lives.Unlocking the Power of the EE System: A New Era in Energy and GrowthIn a world constantly seeking innovative solutions, the EE System emerges as a beacon of hope, promising to revolutionize our understanding of energy. Grandpa Bill takes us on a journey through the intricacies of scalar wave technology, highlighting its potential to transform not only energy consumption but also creativity and community advocacy.The EE System: A Powerhouse of Innovation The EE System stands at the forefront of technological advancement, utilizing scalar wave technology to enhance energy efficiency and growth. Unlike traditional electromagnetic fields, scalar waves offer a unique approach, filling environments with stationary energy that promotes homeostasis and cellular rejuvenation.Enhancing Creativity and Community Advocacy Beyond its energy applications, the EE System plays a pivotal role in fostering creativity and community engagement. By creating environments conducive to deep relaxation and theta brainwave states, it unlocks new levels of creative potential. This technology also supports community advocacy, providing tools for holistic entrepreneurs to thrive and make a positive impact. As we embrace the possibilities of the EE System, we stand on the brink of a new era in energy and growth. Its innovative approach not only promises to transform our energy landscape but also empowers individuals and communities to reach new heights of creativity and collaboration. Join us in exploring the future of energy with the EE System.Subscribe now to stay updated on the latest advancements in energy technology and community advocacy

Teaser ... What era are we living in? ... David Bowie: "The Internet is an alien life form." ... Bob: "It's like aliens are approaching, and we don't know their intentions" ... Nikita: "COVID was weird, and nothing has been normal since" ... The lab leak theory ... How COVID killed consensus reality ... Bob's case for international biotech monitoring ... Vaccine geopolitics ... Bob's candidate: We let machines guide our attention ... Trump's failed bargaining strategy ... Technological progress is like a cocaine high ... How common is the idea that AI will be a big deal? ... When music is high stakes. Russian street musicians get arrested ... Heading to Overtime ...

Watch every episode ad-free & uncensored on Patreon: https://patreon.com/dannyjones Duncan Trussell is a comedian, writer & host of the  @duncantrussellfamilyhour podcast. He also has an animated show on Netflix called “The Midnight Gospel”. Duncan and Danny discuss satan, artificial intelligence, Christianity, Jesus Christ, psychedelics and much more. SPONSORS https://hellofresh.com/danny10fm - Get 10 free meals + a FREE zwilling Knife on your 3rd box. https://www.amentara.com/go/dj - Use code DJ22 for 22% off your first order. https://www.ridge.com/dannyjones - Get up to 47% off on Ridge's biggest sale of the Year. https://whiterabbitenergy.com/?ref=DJP - Use code DJP for 20% off EPISODE LINKS  @duncantrussellfamilyhour https://www.duncantrussell.com FOLLOW DANNY JONES https://www.instagram.com/dannyjones https://twitter.com/jonesdanny OUTLINE 00:00 - Preforming at Anton LaVey's satanist wedding 05:47 - Absinthe & Marilyn Manson 12:11 - Dark ages of podcasting 20:53 - Greed 22:54 - Technological singularity 28:41 - Duncan went to Peter Thiel's anti-christ convention 44:44 - AI is a demon that will bring the apocalypse 51:18 - Aleister Crowley & magic spells 57:18 - Christ consciousness 01:06:56 - Link between psychedelics & religion 01:13:59 - The hidden stories of Jesus 01:23:45 - Why they faked the moon landing footage 01:37:37 - How war erases humans' morals 01:44:42 - What a modern apocalypse actually looks like 01:54:43 - Why to delete your social media RIGHT NOW 01:59:09 - Are we in a simulation? 02:01:49 - DMT laser experiment code 02:08:58 - Secret to happiness in 2026 Learn more about your ad choices. Visit podcastchoices.com/adchoices

Following the pace of Jesus and staying interruptible. Challenging the way our culture places efficiency as the highest value. Staying aware of beauty, of goodness, of embodied presence in an age that pushes those into the background.

As early as 1989, intelligence officers in the Defense Intelligence Agency (DIA) recognized China as the next threat, says former DIA officer and physicist Michael Sekora.“We identified what [China] was doing to become a superpower faster than any country in history, and we were on track to containment,” Sekora says.Back in the 1980s, he led a classified Defense Intelligence Agency program called “Project Socrates” that was created under the Reagan administration to determine the cause of U.S. economic and military decline, find a way to reverse it, and outcompete Moscow. Later they turned their sights to Beijing.“It was very obvious what was going on: China was executing a national technology strategy, which basically was playing ... a very adroit game of worldwide offensive, defensive, technology exploitation chess,” Sekora says. “What we had in Socrates could have easily contained China.”The project was defunded by the Bush administration, and the United States went the opposite route, allowing many key technologies to be handed over to Beijing over the course of several decades.In this episode, he breaks down why he believes the United States has lost its edge in technological innovation and how this can be turned around.Views expressed in this video are opinions of the host and the guest, and do not necessarily reflect the views of The Epoch Times.

As technology offers us endless ways to be “present” without actually being there, what does it mean for Christians to imitate the incarnation of Christ? In this episode of Thinking Christian, Dr. James Spencer explores the often-overlooked ethical and theological dimensions of the incarnation—not just that “the Word became flesh,” but how Jesus chose to be with us and for us. Using The Matrix as a modern parable, James contrasts Christ’s self-giving descent with Cypher’s decision to abandon reality and his friends for the comfort of illusion—what James calls “dis-incarnation.” From there, he turns to Philippians 2 to show how Jesus refused to use equality with God for His own advantage, instead embodying a way of life marked by presence, sacrifice, and service. James then examines how dominant ideas like liberalism and transhumanism can subtly train us to embody the world in self-determined, self-serving ways, even when they seem to promise freedom or enhancement. He argues that true Christian embodiment isn’t about maximizing personal options or overcoming our biology through technology, but about conforming our lives to the incarnate Christ—using our gifts, bodies, and opportunities not for our own advantage, but for the good of others. This episode will help you rethink Christmas, technology, and your everyday presence in light of the One who became flesh for us. Subscribe to our YouTube channel

A digital world in relentless movement—from artificial intelligence to ubiquitous computing—has been captured and reinvented as a monoculture by Silicon Valley "big tech" and venture capital firms. Yet very little is discussed in the public sphere about existing alternatives. Based on long-term field research across San Francisco, Tokyo, and Shenzhen, Common Circuits: Hacking Alternative Technological Futures (Stanford UP, 2025) explores a transnational network of hacker spaces that stand as potent, but often invisible, alternatives to the dominant technology industry. In what ways have hackers challenged corporate projects of digital development? How do hacker collectives prefigure more just technological futures through community projects? Luis Felipe R. Murillo responds to these urgent questions with an analysis of the hard challenges of collaborative, autonomous community-making through technical objects conceived by hackers as convivial, shared technologies. Through rich explorations of hacker space histories and biographical sketches of hackers who participate in them, Murillo describes the social and technical conditions that allowed for the creation of community projects such as anonymity and privacy networks to counter mass surveillance; community-made monitoring devices to measure radioactive contamination; and small-scale open hardware fabrication for the purposes of technological autonomy. Murillo shows how hacker collectives point us toward brighter technological futures—a renewal of the "digital commons"—where computing projects are constantly being repurposed for the common good. Mentioned in this episode: "Political Software: Mapping Digital Worlds from Below" Project Website here Luis Felipe R. Murillo is Assistant Professor of Anthropology and Faculty Fellow at the Notre Dame Technology Ethics Center at the University of Notre Dame. His work is dedicated to the study of computing from an anthropological perspective. Liliana Gil is Assistant Professor of Comparative Studies (STS) at The Ohio State University. Learn more about your ad choices. Visit megaphone.fm/adchoices Support our show by becoming a premium member! https://newbooksnetwork.supportingcast.fm/new-books-network

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PREVIEW — Chris Riegel — "The Great Heist": China's Intellectual Property Theft Strategy. Riegel argues that Chinahas systematically employed intellectual property theft as a strategic mechanism to advance from technological desperation toward status as a near-peer American rival, systematically acquiring technologies while circumventing legitimate licensing and development pathways. Riegel documents that American corporations frequently ignored or tolerated Chinese IP theft in exchange for access to the lucrative Chinese domestic market, including the Cisco-Huaweicase illustrating corporate preference for market access over intellectual property protection. Riegel acknowledges that China now conducts original research and technological innovation, yet systematically rejects international intellectual property law regimes and refuses to recognize or enforce IP rights, maintaining institutional resistance to the legal frameworks protecting legitimate innovation and development within Western economies. 1922

This episode explores the high-stakes balancing act logistics companies face as they navigate internal optimization against a backdrop of external chaos. We begin by analyzing the sharp drop in benchmark diesel prices as domestic refineries ramp up production, though experts warn of a potential oil super glut by 2026. In the cold chain sector, Lineage is combatting excess capacity by rolling out its LinOS system to generate $110 million in efficiency gains through automation. Meanwhile, the automotive logistics space sees strategic consolidation as RPM acquires PARS to create a comprehensive vehicle lifecycle platform that includes driveaway and titling services. Technological advancements continue as Daimler Truck and Torc Robotics integrate short-range LiDAR to bring autonomous freightliners to the North American market. However, carriers must remain vigilant on compliance, as the FMCSA has revoked 62% more ELDs this year, threatening immediate shutdowns for fleets using banned devices. Corporate governance takes center stage with the affirmed 20-year sentence for Slync.io's founder, serving as a stark reminder of the importance of fiduciary trust in freight tech. Finally, we examine the supply chain risks emerging from threatened tariffs on Mexico tied to a dispute over water deliveries that is already impacting Texas agriculture. Learn more about your ad choices. Visit megaphone.fm/adchoices

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REVIEW: Breakthrough in Ground-Based Exoplanet Imaging: Colleague Bob Zimmerman highlights a technological breakthrough where astronomers used the ground-based Subaru telescope in Hawaii to image a "super Jupiter" exoplanet 271 light-years away, successfully capturing the planet orbiting by blocking the host star's light, a feat demonstrating amazing advances in astronomical software and observational technology.

The Evolution of Drone Warfare in Ukraine — John Batchelor, Bill Roggio, John Hardie — Roggio examines drone warfare's significant but sometimes exaggerated role in the Ukraine conflict, tracing technological evolution from ISRreconnaissance drones like the TB2 to FPV (First Person View) drones, bomber drones, and emergent interceptor drone systems. Hardie identifies a consistent pattern: Ukraine consistently leads in innovative military technology development and deployment, while Russia demonstrates superior capability in rapidly scaling technologies to mass production and tactical integration, occasionally achieving operational effectiveness superior to the original Ukrainian innovations. Batchelor emphasizes this dynamic reflects fundamentally different military cultures and organizational capabilities.

Geoengineering and Sustainable Growth: Technological Pathways to Climate Restoration. Gaia Vince discusses technological methods for restoring the planet, including ocean fertilization, which involves artificially adding iron to boost algae growth that would suck out carbon dioxide. Another technique is enhanced weathering, sprinkling rocks like olivines onto agricultural fields or beaches; these rocks naturally bind with atmospheric carbon dioxide, locking the carbon away. Further options include exciting geoengineering ideas like placing reflective bubbles on the ocean surface to increase the planet's albedo. Regarding economic strategy, Vince argues against "negative growth" and instead emphasizes the need to decouple economic growth from environmental destruction, noting that some economies are already beginning to successfully disassociate growth from environmental pollution and carbon emissions.