Podcasts about obtaining

Hebrews 11:1-6,39-40 Printable Outline:    6-8-25     Sermon audio:    6-8-25     Sermon video:  

How do you know if your teen is experiencing normal, everyday anxiety or their symptoms indicate an anxiety disorder?And, as the parent of an anxious teen, who do you reach out to for help? Which professionals do what and how does it all work? Today I'll explain everything you need to know about having your teen or tween evaluated and treated for an anxiety disorder, including the roles of various providers, and the best treatment options available. And be sure to check out today's Substack post (6-3-25) where I give you a bit more insight into these issues.Show Notes for other resources and sourcesTranscriptFind our FREE Parenting Guides Here"I just wanted to let you know that I'm so thankful for your podcast! ...I'm so happy I discovered it!" Speaking of Teens Listener^If you feel the same way, please consider rating and reviewing my show! This helps people know the show is worth their time to listen. Tap here, to go to Apple podcasts, and scroll down until you see the STARS to tap on the last star, then tap on “Write a Review” and let me know what you love about the show. If you're listening in Spotify, you can also rate the show by going to the main episode page and tap the 3 dots to the right of the follow button, tap rate show and tap the 5th star!Thank you in advance for helping me help more parents!I drop new episodes every Tuesday and Friday so please tap Follow on the main episode page, so they'll be ready for you in your app.You can reach out to me with ideas for the show or guest suggestions here. Thanks so much for listening!Check out PARENT CAMP - a cohort-based, 10-week experience that includes a virtual course, in-depth exercises and tools, and weekly live meetings with Ann, where you will learn how to strengthen your relationship and decrease the conflict with your teens and tweens (while improving their behavior.)Connect with us on Facebook or Instagram Read Speaking of Teens weekly articles on Substack Join our Facebook Group for Free Support for Parents and others who care for Teens (and get easy access to all the parenting guides above!)See My Recommended Books For Both You And Your Teen

In this episode of "Are We All Clear? Facilitating Security Clearances," host Marina O'Brien talks with Robert A. Friedman, co-head of Holland & Knight's International Trade practice and a leader of the firm's National Security & Defense Industry Group, about intelligence community (IC) security clearances. They discuss how IC clearances differ from the processes used by the U.S. Department of Defense (DOD) and Defense Counterintelligence and Security Agency (DCSA), highlighting that IC clearances are contract-specific, often less prescriptive and can vary depending on the assigned contracting officer. In addition, both use similar documentation and focus heavily on foreign ownership, control or influence (FOCI) analysis, but IC tends to be more cautious with foreign investors outside U.S. allies. Mr. Friedman recommends companies be as transparent as possible and seek legal counsel when filling out clearance applications and also reminds the listeners that there is a newly updated SF-328 form that requires more detailed information and diligence in the clearance process.

In this second installment of Absolute Trust Talk's international estate planning series, host Kirsten Howe welcomes back estate planning specialist Janet Brewer to explore advanced strategies for families with cross-border connections. Building on their previous discussion of guardianship challenges, this episode focuses on critical tax considerations and financial hurdles faced by international families. Janet, a certified specialist with over 30 years of experience serving Silicon Valley clients, explains the unique tax opportunities available to visa holders with stock options and RSUs, which could result in savings of hundreds of thousands of dollars in estate taxes. The conversation reveals why appointing trustees who live abroad can trigger costly "foreign trust rules" and explores practical obstacles, such as banking restrictions, that complicate international wealth transfers. Janet and Kirsten also discuss the unexpected documentation requirements that can delay inheritance distributions to beneficiaries across borders, including the little-known "transfer tax certificate" that can hold up distributions for 6-9 months even when no tax is owed. Whether you're working in the US on a visa, have family members overseas, or are a US citizen living abroad, these expert insights could protect your hard-earned wealth from unnecessary complications and taxation.   Time-stamped Show Notes: 0:00 Introduction 1:22 Janet introduces a common scenario: Visa holders with stock options and RSUs who need specialized planning. 2:54 Did you know? US citizens enjoy a nearly $14 million exemption, while non-US domiciliaries face estate tax after just $60,000. 4:56 Discover the key "planning opportunity" for visa holders: Gifts of US stock aren't subject to gift tax, but the same stock in their estate would face up to 40% tax at death. 8:53 Janet explains the critical distinction between "residence" and "domicile" for tax purposes, and how visa holders can legally leverage this difference. 11:31 Find out why appointing a foreign trustee can trigger costly "foreign trust rules" that reduce funds available for beneficiaries. 13:42 Learn about the growing practical challenge of US banks refusing accounts for trustees who don't have US addresses. 16:17 Next, Kirsten and Janet discuss why hiring a US-based professional fiduciary might be the most cost-effective solution despite the emotional preference for family trustees. 18:49 Obtaining an ITIN (International Taxpayer ID Number) can delay distributions by months, another documentation hurdle that foreign beneficiaries face. 22:09 Janet shares a recent discovery about US citizens living abroad: their US assets require a "transfer tax certificate" that can take 6-9 months from the IRS, even when no tax is owed. 25:44 Here's a workaround for the transfer tax certificate delay: Opening a probate proceeding can allow distributions to proceed more quickly.

Debt can feel like a never-ending trap, especially with rising inflation and maxed-out credit cards draining financial freedom. Many find themselves stuck in a cycle of high interest rates, minimum payments, and growing stress. But breaking free is possible. In this episode, we'll explore practical strategies for crushing debt with cofounder and CEO of TruthinEquity Bill Westrom. He is the mind behind Credit Line Banking, a revolutionary financial strategy designed to help American consumers regain control over finances, and build true independence. Whether you're overwhelmed by credit card balances or looking for a fresh start, our episode today will give ideas for small, intentional steps that can lead to lasting financial freedom. Get the full article at: https://goalsforyourlife.com/crushing-debt  Contact Bill at: Bill@truthinequity.com Make sure you're getting all our podcast updates and articles! Get them here: https://goalsforyourlife.com/newsletter Resources with tools and guidance for mid-career individuals, professionals & those at the halftime of life seeking growth and fulfillment: http://HalftimeSuccess.com #debtconsolidation #financialfreedom #financialeducation #debtmanagementplan #financialliteracy CHAPTERS: 00:00 - Introduction 01:50 - Bill Westrom 05:06 - Credit Card Debt Solutions 11:17 - Saving Money on Interest Rates 15:10 - Establishing Good Financial Habits 18:45 - Finding Value in Financial Advice 21:00 - Understanding Money Sources 23:10 - Obtaining a Line of Credit 28:28 - Financial Advice for Americans 31:50 - Investment Strategies 36:04 - Contacting Bill Westrom 38:39 - Final Thoughts on Finances 41:20 - Thank You for Watching 43:18 - Sign Off Quick recap:  Bill, the CEO of Truth in Equity, discussed strategies for managing debt and achieving financial freedom with Deborah, emphasizing the importance of education and smart banking practices. They explored topics such as credit line banking, the impact of debt on different age groups, and the significance of financial transparency with children. The conversation concluded with Bill offering personalized financial guidance and both speakers agreeing on the importance of making financial topics accessible to listeners.

Leading health specialist/radio show host, and award-winning author Nancy Addison answers some listeners questions, discusses topics like healthy sun protection, eating for optimum health, dental health, and more. She addresses daily habits and healthy ways to address stress and anxiety. Nancy talks about various holistic remedies to help improve your health and help you stay well. Sign up for Nancy's free newsletter on website: www.organichealthylife.comOrganic Healthy Lifestyle is broadcast live Tuesdays at 3PM ET Music on W4CY Radio (www.w4cy.com) part of Talk 4 Radio (www.talk4radio.com) on the Talk 4 Media Network (www.talk4media.com Organic Healthy Lifestyle is viewed on Talk 4 TV (www.talk4tv.com).Organic Healthy Lifestyle Podcast is also available on Talk 4 Media (www.talk4media.com), Talk 4 Podcasting (www.talk4podcasting.com), iHeartRadio, Amazon Music, Pandora, Spotify, Audible, and over 100 other podcast outlets.

Financial Friday: Charity vs. Welfare & Types of loans For Financial Friday we discuss experiences at different conferences, property taxes across different states, commercial loans, and gold investment strategies. We also discussed the benefits of local charity versus government welfare programs, concluding with ideas for real estate and precious metal investments. State Property Tax Burden Comparison Ohio ranks 8th highest in the nation for property tax burden. Eric discussed the growing frustration among Ohio taxpayers regarding property tax increases, highlighting how senior citizens are particularly affected. He emphasized the need for legislative action to address this issue, noting that while the proposed constitutional amendment to abolish property taxes requires about 400,000 signatures to get on the ballot. He also mentioned the potential for more tax foreclosures in Ohio and offered resources for learning about property tax sales. Local Charity vs. Government Welfare The group discussed the benefits of local charity versus government welfare programs, including a local community chest and how local businesses and individuals helped each other. Deven said that government handouts should be replaced with local charity efforts, citing the Constitution's focus on the pursuit of happiness rather than guaranteed welfare. Lila shared her experience helping a nursing student with Christmas assistance, emphasizing that local charity provides more meaningful connections between giver and receiver. They agreed that local charities would likely be more effective and that people would donate more if taxes were lower. Finally, they discussed the idea of defunding government-funded schools, with Eric suggesting that locally funded schools would be less likely to threaten parents or label them as domestic terrorists for opposing certain educational policies. Commercial Loan Maturity Peak 2025 Financial data shows that 2025 may be the peak year for commercial loan maturations, with over $5 billion coming due by October. Obtaining bank loans & the fees and interest rates involved as well as working with smaller banks for better service and deals. We explain how the "extend and pretend" strategy can lead to worse problems in the future. He detailed how commercial loans differ from residential loans and emphasized the importance of understanding loan terms and financial statements. Eric also shared his experience brokering deals during the 2009-2010 period and predicted more opportunities in the coming year or two from tax foreclosures and pocket listings. Gold Investment and Reserve Planning The group discussed gold investment strategies & a good possibility of a significant increase in gold prices over the next 5-10 years. They explored the importance of maintaining operating reserves while minimizing cash in banks, and discussed using real estate as collateral for loans. The conversation concluded with talking about how he invests in gold and silver through American Gold Exchange, and Deven was encouraged to take action on his real estate investment goals. Sponsors: American Gold Exchange Our dealer for precious metals & the exclusive dealer of Real Power Family silver rounds. Get your first, or next bullion order from American Gold Exchange like we do. Tell them the Real Power Family sent you! Click on this link to get a FREE Starters Guide. Advanta IRA Our family has our IRA's & HSA at Advanta IRA. Set up a truly Self-Directed Roth or Traditional IRA, HSA, 401k or other accounts with Advanta IRA & you can invest in hard assets like we do. We own Real Estate, Gold, Silver, Bitcoin, Notes & even private placements in our retirement accounts. With Advanta IRA you can too! They will waive the application fee on new accounts when you mention the Real Power Family. Our Links: www.RealPowerFamily.com Info@ClearSkyTrainer.com 833-Be-Do-Have (833-233-6428)

The Word of God is full of PRECIOUS - wonderful, good, marvellous, awesome - promises for us. They speak of God's commitment to us, what He will do for us and how we will be changed to be more like Jesus in the process. But how to we transport them from promise to experience? Be encouraged by this message from Pastor Judith as she answers this exact question!

A patient's medical history will help us identify things that may be causing (or contributing) to their current condition as well as guide our decisions so we provide the safest evidence-based care possible.Examples of information obtained in a medical history that will impact the treatment we provide. There are several mnemonics and memory aids that people use to guide their history taking.Review the SAMPLE-PQRST medical history format.Good luck with your ACLS class!Links: Buy Me a Coffee at https://buymeacoffee.com/paultaylor Practice ECG rhythms at Dialed Medics - https://dialedmedics.com/Free Prescription Discount Card - Download your free drug discount card to save money on prescription medications for you and your pets: https://safemeds.vipPass ACLS Web Site - Episode archives & other ACLS-related podcasts: https://passacls.com@Pass-ACLS-Podcast on LinkedIn

In this episode, we tackle a difficult but crucial topic: what to do when someone passes away. While it's not a conversation most people want to have, planning ahead can save significant stress and confusion for those left behind.We start with the immediate steps that need to be taken. First, a legal pronouncement of death is required, which is usually handled by hospital or hospice staff, but in cases of a home passing, 911 or hospice must be called. Then, notifying immediate family and close friends becomes a priority. This can be overwhelming, so enlisting help to spread the word is essential. Arranging transportation of the body, securing the deceased's home and belongings, and taking care of any pets are also critical early tasks.Next, we move into handling financial and legal matters. Obtaining multiple copies of the death certificate is key, as most financial institutions require them. Locating the will or estate documents helps determine whether probate is necessary. If the deceased's assets were solely in their name, probate is likely required. However, if assets were jointly owned or placed in a trust, probate may be avoided. It's important to notify key institutions—banks, investment custodians, mortgage lenders, pension providers, Social Security, and credit card companies—to avoid complications like continued payments that may need to be repaid.Probate can be a time-consuming and public legal process, so we discuss three common scenarios:If assets are solely owned, probate is required to legally transfer them.If assets are jointly owned, probate is not needed, and the co-owner retains full ownership.If a trust is in place, assets can be distributed per the trust's instructions without probate, saving time and legal fees.After probate (or if it's not required), the final steps include distributing personal belongings and assets, closing remaining accounts, and handling final taxes. Supporting family members emotionally and financially is also critical, as unexpected financial burdens can arise even with the best planning.The best way to ease this process is by planning ahead. Having an updated will or trust, maintaining a list of financial accounts and key documents, using a password vault, and discussing final wishes with loved ones can help ensure a smooth transition. Regularly reviewing beneficiary designations on accounts and property is also essential to prevent unintended complications.While this is a difficult conversation, taking steps now can relieve significant stress later. If you need guidance, Thimbleberry Financial can help. To get in touch with Amy and her team at Thimbleberry Financial, call 503-610-6510 or visit thimbleberryfinancial.com.

Until about 6-7 years ago A.J. Hegg had little idea what the acronyms CDI or UM were, much less what they did or how they helped hospitals.  Today the Essentia Health hospitalist is leading a new physician advisor program and making a big impact on his organization. Both from a quality and financial perspective, but also on the personal lives of a diverse team of physician advisors who have managed to incorporate life balance into their work. Listen in as we cover: Hegg's origin story into CDI, fueled (or perhaps pushed) by director Tracy Boldt  His role today—CDI vs. medicine, and division of responsibilities Essentia Health's physician advisor program—services covered, scope of work, and core responsibilities including UM and CDI simultaneously Bringing back old-school CDI as it was once practiced (and still is in some corners)—at the elbow clarifications, conversations, provider education. And how it all meshes with Essentia's existing CDI team. Metrics, assistive technologies, and high-level dashboard Who the team is and how it functions—shift work and task based, structured for work-life balance and an emphasis on positive culture Obtaining organizational buy-in and high-level ROI A favorite hazy memory from the Encore casino in Boston, September 2021 ACDIS physician advisor exchange... 

“Saving Face is not a culturally specific necessity. Saving Face is universal to human beings. If you want somebody to say and do something that was not originally their idea, I would argue that helping them save face and protect their self-image is at least 85% of the battle”. Michael Reddington Top Five Tips For Obtaining Every Day Confessions In Your Business Conversations 1. Help people save face2. Allow others to feel in control3. Maintain an outcome focus4. Increase Contextual Awareness5. Ask Questions Based On Outcomes TIME STAMP SUMMARY 01:30  The importance of allowing people to ask questions without feeling judged06:23 Giving conversational control can actually help maintain leadership control14:34 Environmental factors impact communication22:41 The importance of getting truth in stages Where to find Michael?Website                            https://michaelreddington.com/ LinkedIn                           https://www.linkedin.com/in/michaelreddingtoncfi/  Michael Reddington Bio Michael Reddington is a Certified Forensic Interviewer, executive resource, President of InQuasive, Inc. and the author of The Disciplined Listening Method. As a Certified Forensic Interviewer, he achieved the highest professional designation available in the field ofinterview and interrogation. Michael spent over a decade training investigators around the world on the successful application of non-confrontational interview and interrogationtechniques, earning the Outstanding Contribution Award from Homeland Security along the way. Michael transitioned from educating investigators to educating executives after his research and experience unlocked two key realizations. First, the best leaders and interrogators capitalize on the same two core skills - vision and influence. Second, the cognitive processes that lead customers to commit to saying, "I'll buy it", employees to commit to saying "I'll do it" and suspects to commit to truthfully saying "I did it" are all nearly identical. These realizations drove Michael to develop the Disciplined Listening Method by integrating current business communication research and best practices with the most successful non-confrontational interview and interrogation techniques. The resulting educational content represents a new and in-depth approach to applying strategic, ethical observation and persuasion techniques across the spectrum of business conversations.Michael has been invited by companies, government agencies and executive groups to facilitate his programs across the United States, Canada, The United Kingdom, Ireland, Europe, Africa and the Middle East. He has led over 1,500 programs and educated over 15,000 participants from over 50 countries. He teaches participants to activate the truth in the areas of leadership communication, sales, negotiation, conflict resolution, customer service, candidate interviews, family  conversations and influential instruction. CEO's, executive teams, sales leaders, and Human Resources leaders all rely on Michael to teach them the skills, techniques and perspectives necessary to encourage people to share sensitive information, under vulnerable circumstances, and in the face of consequences...

(1 John 5:14-17) Do you believe God hears and answers prayer? Another mark of a child of God is that his prayers are answered. You can pray with confidence and certainty! (09106250501)  Visit https://enjoyingthejourney.org/you-can-know/ to download the FREE “23 Birthmarks of the Believer” handout. 

Philippians 3:7-17

In this episode, we're embarking on a journey designed to create a profound psychic connection with someone very special to you. This isn't just a casual visualization or a fleeting thought—it's a deliberate, focused process to align your energy with theirs. Whether this is someone you've longed to hear from, someone who already holds a special place in your heart, or someone you wish to build a closer bond with, this activation will allow you to bridge the invisible gap between you. Together, we will plant the seeds of connection so deeply that it becomes irresistible for them to reach out to you. This isn't just about manifesting a simple phone call or text message. It's about creating an undeniable energetic pull between you and this specific person—a pull that they will feel deeply, perhaps even without understanding why. It's about stepping into your own power and aligning with the love and connection you deserve. 

Today's episode is from Mobile Home Park #69 that originally aired on May 23, 2017. The top 10 most important questions that you should be asking when purchasing a mobile home park. And this doesn't just apply to new investors but even seasoned investors like Charles and myself. Obtaining the answers to these questions will help paint a clear picture of the parks current operations and whether or not it's something you have an interest in pursuing.   Recommended Resources: Accredited Investors, you're invited to Join the Cashflow Investor Club to learn how you can partner with Kevin Bupp on current and upcoming opportunities to create passive cash flow and build wealth. Join the Club! If you're a high net worth investor with capital to deploy in the next 12 months and you want to build passive income and wealth with a trusted partner, go to InvestWithKB.com for opportunities to invest in real estate projects alongside Kevin and his team.  Looking for the ultimate guide to passive investing? Grab a copy of my latest book, The Cash Flow Investor at KevinBupp.com.  Tap into a wealth of free information on Commercial Real Estate Investing by listening to past podcast episodes at KevinBupp.com/Podcast.

AP correspondent Julie Walker reports a study finds more people are obtaining abortions, but fewer are traveling to other states for it.

Episode 140.1: Big Stick Bourbon, Size of Your Stick Matters, Government Regulations, Pilot Flight Simulator, Military Veteran Charities, and the Process of Obtaining a Patent

Bio Moiz Doriwala is a seasoned professional with a diverse background spanning real estate finance, investment, and entrepreneurship .... Growing up in Naperville, Illinois, his interest in real estate was sparked by his father's career as a general contractor and developer. He pursued higher education, earning a Bachelor of Arts degree in Economics from the University of Chicago and an MBA in Finance and Management and Strategy from Northwestern University's Kellogg Graduate School of Management. His early career began in the finance sector with a unique rotational program at Bank One (later JP Morgan Chase), where he gained experience in asset-backed securities trading, commercial loan workouts, leveraged leasing, and even worked in a strategic group under Jamie Dimon. He further honed his investment banking skills in the Financial Sponsor Group of J.P. Morgan Securities in New York, focusing on M&A transactions and various financing activities. In 2005, Mr. Doriwala transitioned to the real estate industry, joining S&R Land Development, LLC in Reston, VA, where he was involved in the development of residential and commercial land. Leveraging his financial acumen and real estate exposure, he later became Vice President of Perseus Realty Capital, LLC, specializing in joint venture equity, preferred equity, and mezzanine financings. In 2008, Mr. Doriwala formed his own umbrella company, Stirling Realty Advisors, LLC, a boutique real estate investment bank that provides financial advisory services, primarily focusing on raising debt and equity capital for real estate developers and operators nationwide. While initially focused on capital raising, Stirling has evolved into a vehicle for his various investment activities. Under the Stirling umbrella, Mr. Doriwala manages and invests in several businesses, including: Bookhill Park: An entity that manages a series of small funds and operates as a finance company, providing opportunistic lending across various industries and geographies Investments in mental health and behavioral health businesses Investments in one off LPs in apartment projects His role as President of Superior Living Foundation Inc., a 501c3 non-profit focused on owning businesses in the healthcare region, such as senior housing and behavioral health facilities1 .... Mr. Doriwala also has experience in the senior housing sector, having served as Treasurer for Meridian Senior Living .... Additionally, he was involved in the mobile home park business for a number of years through BHP, building and eventually exiting a portfolio of parks. Throughout his career, Mr. Doriwala has demonstrated an opportunistic and entrepreneurial approach, building strong relationships and a reputation for his ability to navigate complex transactions and provide creative financial solutions. He values strong partnerships, thorough due diligence, and trusting his instincts in his investment decisions. Show Notes [6:30] Introduction to Moiz Doriwala and his diverse business background. He manages or participates in managing at least three businesses. [7:00] Overview of Sterling Realty Advisors. Formed in 2008 as an umbrella company for advising real estate operators and developers on capital raising (joint venture equity, mezz, preferred equity, debt financing). Now primarily a vehicle for personal and business investment activities. [7:50] Discussion of Sterling as an investor. Investing in individual real estate projects and companies, often as a passive investor or advisor. [8:20] Introduction to Bookhill Park. An entity managed by Moiz, functioning as a finance company providing loans across various industries and geographies, focusing on the borrower and path to repayment. [9:10] Overview of investments in mental health and behavioral health businesses. [9:20] Moiz's role as President of Superior Living Foundation Inc. A 501c3 non-profit focused on owning businesses in the healthcare region (senior housing, behavioral health, substance abuse). [9:55] Moiz shares his origins and early life in Naperville, Illinois. Noteworthy growth of the suburb outside Chicago. [10:40] Influence of his father's career as a general contractor and developer on his early real estate exposure. [11:05] Initial aspirations to be a lawyer but a shift to finance and banking during college at the University of Chicago (Economics). [11:30] First job at Bank One and the unique two-and-a-half-year rotational program with simultaneous part-time MBA at Northwestern Kellogg. [12:15] Rotations at Bank One: Asset-backed securities trading desk, managed assets (commercial loan workout group, including the Safety Clean bankruptcy), leveraged leasing group, and "skunk works" group working directly for Jamie Dimon. [14:30] Rotation in the banks' merger and acquisition (M&A) group. [14:45] Unique aspect of the Bank One program: Obtaining an MBA (paid for by the bank) through evening classes while working full-time. [16:15] Jamie Dimon's arrival at Bank One as CEO during Moiz's time there. [16:30] Merger of Bank One with JP Morgan Chase and Moiz's move to New York to work in the investment bank's financial sponsors group. [16:45] Fond memories of working in JP Morgan's financial sponsor group. Considered a top group on the street with a strong balance sheet and access to private equity firms. [18:40] Decision to leave JP Morgan in 2005 due to his wife's desire to return to the DC area and the demanding hours of investment banking. [19:30] Intense work hours in investment banking: Regularly working 12+ hour days, seven days a week, sometimes sleeping at the office. [20:15] Wife's background in the real estate industry and understanding of the demanding work schedule. [20:20] Opportunity to join his wife's family's business in land development in the growing DC area, prompted by his father-in-law coming out of retirement to help a large home builder. [20:50] Reasons for leaving high finance for land development: Opportunity to learn real estate on someone else's dollar, educational and financial rewards, and the desire to move to DC. [21:30] Eye-opening experience transitioning from Wall Street to land development. Different work hours and the need for patience when dealing with the public sector. [23:15] Realization that residential land development was not the right fit. [23:30] The financial crisis impacting the land development industry. Fortunate timing of selling their last project before the major downturn. [24:25] Pivoting after the financial crisis to Perseus Realty Capital. A brokerage firm focused on financing real estate transactions (joint venture equity, mezzanine, preferred equity). [25:15] Reasons for choosing Perseus over larger national players: Desire for a smaller, newer firm with more control over destiny, having experienced both very large and very small companies. [26:25] Perseus's evolution to PRP real estate and shift from intermediary to asset management. [26:45] Learning curve at Perseus regarding traditional real estate financing. Understanding mortgage financing, mezzanine debt in real estate, and the role of institutional investors and private equity funds. [27:45] Focus on networking and finding new sources of capital for clients at Perseus. [28:50] Most challenging deal at Perseus: A high-rise residential building in Denver during the financial crisis where the senior loan fell through after construction began. [29:30] Securing mezzanine financing for the Denver project with another intermediary bringing in Corus Bank as the senior lender. [30:10] Challenges with Corus after Starwood took over, transitioning from dealing with a bank to an opportunity fund. [31:10] Comparison of the lending environment today (more cautious with lower loan-to-cost, higher rates, stronger covenants) compared to before COVID. [32:30] Overview of Bookhill Park's lending activities. Opportunistic lending beyond just real estate, including first and second mortgages, mezzanine, unsecured and secured loans, asset-based loans, inventory financing, payroll loans to government contractors, and factoring. [33:20] Origin of Bookhill Park's lending business: Helping a government contractor with payroll financing due to challenges with traditional bank lending for new contractors. [34:20] Higher return expectations in Bookhill Park's early lending days (17%+) compared to today (12-15%) due to increased private credit competition. [36:00] Impact of higher generic interest rates versus the decrease in Bookhill Park's targeted returns due to market competition. [36:50] Bookhill Park's patient capital base (personal capital, friends, family, investors) allows for selectivity in deals. [38:10] Evolution of Stirling Realty Advisors post-Perseus, focusing on national JV equity and mezzanine raising with a business partner. [38:50] Strategies for finding clients and investors: Networking at conferences (ULI), cold calling developers, and building relationships. [39:55] Business partner's departure and Moiz continuing as a sole entrepreneur with Stirling, leading to involvement in other businesses through new partnerships. [40:30] Evolution of the senior living business involvement. Initial capital raising for healthcare deals leading to a role at Meridian Senior Living. [41:20] Role as Treasurer at Meridian Senior Living. Initially part-time but became more significant, involving corporate infrastructure and learning the operations-focused nature of the healthcare business. [42:50] Financing structure of Meridian Senior Living: Real estate financed by traditional sources (opportunity funds, REITs) through leases, while operations were primarily financed by the three partners. [43:20] Involvement in raising capital for Meridian. [43:30] Managing banking relationships at Meridian. The partners had existing relationships, but Moiz also brought new ones. [44:20] Growth and evolution of Meridian: Hiring a full-time treasurer and assistant treasurer, and starting ancillary businesses (pharmacies, therapy business). [45:20] Parallel development of Bookhill Park and how relationships from the senior housing business led to healthcare lending deals. [46:00] Bookhill Park's unique lending advantage in the senior housing space: Ability to potentially take over management due to the operating company connection. [46:30] Bookhill Park's partnership with regional banks to do larger "A/B" structure loans, effectively syndicating the "A" piece. [48:30] Mobile home park business (BHP): Parallel investment with a different group of partners, attracted by limited supply and affordable housing characteristics. [50:15] Portfolio size of mobile home parks at its peak. [50:20] Opportunistic investment strategy leading to eventual exits from mobile home park projects. [50:45] Sale of a well-located mobile home park in Maryland after a short ownership period due to a strong offer. [51:30] Institutionalization of the mobile home park space over the last 15 years, leading to increased competition and higher acquisition costs, making current returns less attractive. [52:00] Challenges in the current mobile home park market: Increased broker presence and sellers having unrealistic price expectations. [52:50] Differences between mobile home park and traditional multifamily operations. [53:10] Section 8 in mobile home parks. [53:30] Potential future re-entry into the mobile home park market when institutional capital exits. [54:10] Formation of Superior Living Foundation Inc. (501c3) in 2017 by the principals at Meridian Senior Living to grow their presence in senior housing and healthcare through tax-exempt opportunities. [56:00] Avoiding conflicts of interest between the non-profit and for-profit entities. Independent board for the non-profit making decisions at market rates with multiple operator options. [57:15] Interesting financing assignments: Maritime claim settlement through Bookhill Park, involving learning about maritime law and insurance claims. [59:30] Recent closing of a 14-property skilled nursing portfolio acquisition by Superior Living Foundation. A tax-exempt bond deal with institutional buyers, aimed at growing the foundation's ability to provide healthcare services. [1:01:30] Reflection on John's early prediction of Moiz's success and their collaborative transactions over the years. [1:01:45] Moiz's experience in the ULI mentorship program with John as his mentor. [1:02:30] Value of their ongoing relationship and how it has led to successful introductions and investment opportunities, including a senior housing deal in Florida and multiple investments in a former mentee's multifamily projects. [1:04:40] Advice for young listeners on investment criteria and sponsor selection. Prioritizing the sponsor, location, and the sponsor's financial resources and "skin in the game." [1:07:00] Views on signing recourse loans. Moiz's partner's perspective on the development game. [1:08:00] Not personally willing to act as a co-GP solely for providing a guarantee. [1:08:30] Ability to bring both equity and a guarantor to a deal. [1:08:45] The unique aspect of Moiz's ability to raise capital and bring a group of investors to deals. [1:09:50] Investment philosophy and what sets Moiz apart: Creativity without a fixed "box," focusing on the story and exit, and a commitment to doing what they say they will. [1:12:00] Clarification on partnership structure: While Stirling is his sole business, almost all other ventures involve partnerships. [1:12:30] Importance of having partners to bounce ideas off of. [1:13:00] Time management strategies: Making lists, prioritizing, managing multiple transactions, relying on mental organization, and detailed calendar use. [1:14:20] Financial management: Working with an accountant and using QuickBooks for many entities. [1:15:15] Lean administrative structure. [1:16:00] Personal management of investor payouts for Bookhill Park. [1:16:30] Utilizing technology for tracking investments (example of Colin's investor portal) and the recommendation to invest in such technology. [1:17:00] Limited personal exploration of AI but an interest in future use. [1:17:30] Use of a wealth management firm with strong technology to track personal and investment financials. [1:17:45] Effectively having a "family office" through their wealth management firm's tracking capabilities. [1:18:30] Ensuring his wife knows the location of important financial information. [1:19:00] Challenging trends and unique opportunities in investments and capital markets today: Uncertainty due to government changes, tariffs, and financial market fluctuations. Lending still tough, potential impact of rising unemployment on real estate. Possible positive impact on office sector. [1:20:30] Trends in the senior housing business: Demographic upside ("silver tsunami") but challenges with increasing labor, food, and supply costs not yet matched by rent increases. Impact of stock market and interest rates on affordability. Financing and construction costs remain high. [1:22:00] Dynamics in the skilled nursing space: Reliance on Medicaid with capped payments and potential cuts creating nervousness. [1:23:15] Growth potential in healthcare in general and the role of AI. [1:23:45] Growth potential in the energy business, including passive energy. [1:24:00] Concerns and questions surrounding the office sector: Return to office trends, occupancy rates, and the efficiency of operating buildings with hybrid work models. Impact on retail demand. [1:24:45] Approach to future investments: Remaining opportunistic and open-minded across various sectors, continuing high-quality lending and partnerships, and focusing on good real estate in prime locations. [1:26:00] The unique value of Moiz's diverse experience across institutional finance, small entrepreneurial groups, agency, and principal roles. [1:26:15] Accepting that not all ventures will succeed and the importance of learning from both successes and failures. [1:26:45] Most surprising lessons learned: No guarantees in business or life, and the critical importance of personally verifying key information rather than solely relying on team members or partners. [1:28:30] Advice to his 25-year-old self: Be curious, be patient, be a hustler, slow down (balance opportunism with thorough execution), and be passionate. [1:29:55] Priorities of family, work, and giving back: Family is paramount with a focus on spending time with his children. Strong emphasis on giving back in the education space, both domestically and internationally. [1:30:30] Supporting various educational organizations. [1:31:30] Final question: What would a billboard on the Capitol Beltway say? "Trust your gut." [1:32:00] Reflection on times when trusting his gut paid off and, more significantly, times when ignoring his gut led to negative outcomes. [1:32:20] Accepting missed opportunities without regret. [1:33:20] Thank you and closing remarks. Similar Episodes Brad Olsen Shekar Narasimhan Ken Bacon Willy Walker

I made a mistake. Phonics derives from the Greek word for "sound, tone, noise," phōnē, φωνή; whereas, Phoenician comes from Phoinikē, Φοινίκη.1. Psalm 118 is the last part of the Great Hallel, Psalm 113-118. It is the hymn Jesus and his disciples sang (Matthew 26:30).2. Psalm 118 Records David's Obtaining the Bride Price for Saul's Daughter.3. What Is the Meaning of Circumcision?4. All the Descendants of Abraham, Whether Arabic or Jewish, Practice Circumcision.5. Who Were the Philistines?6. Psalm 118 Is Recited as the Lord Jesus Enters Jerusalem.7. Why Does Jesus Weep?8. Jesus Was Cut off in Covenant Judgment When he Died on the Cross.9. Psalm 118 Points Clearly to the Events of Holy Week.10. Psalm 118 Points to the Lord's Supper.

ISO consultancy isn't a field many aspire to enter, mostly because many don't know it exists until you're tasked with either managing an existing ISO Management System or implementing a brand new one.  We're continuing with our latest mini-series where we introduce members of our team, to explore how they fell into the world of ISO and discuss the common challenges they face while helping clients achieve ISO certification.   In this episode we introduce Sarah Ball, a Senior Isologist® at Blackmores, to learn about her journey towards becoming an ISO Consultant and what drives her to help clients on their ISO journey.   You'll learn ·      What is Sarah's role at Blackmores? ·      What does Sarah enjoy outside of consultancy? ·      What path did Sarah take to become an ISO Consultant? ·      What is the biggest challenge she's faced when implementing ISO Standards? ·      What is Sarah's biggest achievement?   Resources ·      Isologyhub ·      Productivity Ninja   In this episode, we talk about: [00:30] Episode Summary – We introduce Sarah Ball, a Senior Isologist® here at Blackmores, to discuss her journey towards becoming an ISO consultant who specialises in ISO 9001, ISO 45001, ISO 14001 and ISO 27001. [03:45] What is Sarah's role at Blackmores? Sarah is a Senior Isologist® with Blackmores, supporting companies with maintaining systems, undertaking internal audits, and supporting with implementing new systems to gain certification utilising our Isology methodology. Sarah also coordinates the development of content of our online learning platform, the isologyhub. [04:50] What does Sarah enjoy doing outside of consultancy?: Sarah has a keen interest in history, having studied it at school, she like to travel to various locations of historical interest. She also spends a lot of time researching her own family tree, learning as much as she can about the far reaching members of the past. Sarah also likes to go jogging outside, as the gym environment didn't inspire much enjoyment, she instead prefers to be in nature while exercising. She has also participated in long distance running for charity, completing the 10k Race for Life. She's taking on the more daunting muddy 5K version this year, which includes a number of obstacles, so we're wishing her luck! One of the new hobbies she's like to take up this year include mountain climbing, with Mount Snowdon on her to-do list. [06:35] What was Sarah's path towards becoming an ISO Consultant?: Sarah initially started in Customer Services, working as a customer service advisor in a company and then got promoted to manager of a team. At that point, her role became more about understanding why they were getting certain complaints and what could be done to prevent them happening rather than just resolving them. She ended up spending more time with suppliers and other departments to help prevent some of the recurring issues, and along the line it lead onto being asked to implement an ISO 9001 Quality Management System. Which was a tall request considering the fact that at the time, Sarah knew nothing about ISO 9001 outside of it's designation and area of focus. As a result, she spent a lot of time researching it, and had the help of an external consultant to Implement the Management System. This was necessary, as knowing how to apply it to a business was something that she needed support with. 2 years later, the company asked Sarah to implement an ISO 45001 Health & Safety management system and an ISO 14001 environmental management system. These two she implemented herself after getting a feel for it during the initial quality management system implementation. For the next 10 years, Sarah worked in other companies, assisting with their integrated management systems. Along the way, she also picked up on ISO 27001 Information Security, before landing in Blackmores in 2020. [09:10] A path people fall onto – Most people don't actively plan to get into ISO consultancy, it's usually a result of being tasked with managing or implementing a management system while working in another role.  [10:10] What is Sarah's favourite aspect of being a Consultant? – Sarah enjoys the variety, not just in the work and tasks but in the companies and industries that she gets to work with. Each have their own way of working, unique approaches and knowledge nuggets in the form of ways of working that can be cherry picked and applied elsewhere. She also likes to see how a management system develops and evolves overtime and how it can become part of a company's success, driving continual improvement. Sarah enjoys working with people that can see the real benefits of ISO management systems, rather than just focusing on the certificate on the wall. [13:40] Making a Management System your own – Sarah is a big proponent of making a Management system your own, giving it an identity so that it can be fully integrated into the way a business works. Businesses do it all the time, usually by naming large projects that everyone can reference by a common shorthand. A Management System can work in the same way, making it a part of the day-to-day running of the business. She's also a fan of not worrying about the terminology in Standards. Many of the terms used are meant to be general, this was due to the way international audiences referred to certain aspects of management, it wouldn't always translate correctly. So many Standards have some admittedly awkward terminology that can be applied to any business, and you by no means have to use their wording, as long as you can explain what relates to what in an audit then you're free to name things as appropriate to you.   [16:55] What Standards does Sarah specilaise in and why? Starting with: ·      ISO 9001 Quality: This is the main standard that Sarah starting working with, and is one that touches on a lot of areas within other Standards. It's a great base to build off of, and is the starting point for many venturing into the world of ISO. ·      ISO 14001 Environmental: Sarah got experience with this Standard at her first company, it's also commonly implemented alongside ISO 9001.   ·      ISO 45001 Health & Safety: Another one of the first Standards Sarah implemented, it's also a common one to see in integrated management systems.   ·      ISO 27001 Information Security: Sarah got to grips with this Standard through years of working with other companies. Sarah's favourite Standard is ISO 9001, not only because it was her first experience with implementing ISO Standards, but because it create a blueprint for success. ISO Standards are setting the minimum requirement, not the maximum, they are designed get you started so you can make continual improvements. It also acts as a foundation to build onto, you can pick aspects of other Standards to integrate into your existing system. You don't necessarily have to certify to those additional Standards, but nothing is stopping you from strengthening your Management System with the best bits from other ISO's. [21:00] Sarah's favourite clause in ISO 9001: Sarah personally favors Clause 10 – non-conformity and corrective action. The reason behind that choice is due to that clauses' importance in driving continual improvement. It's about taking something negative being turned into a positive, which is what Quality Management is at it's core. [22:05] What is the biggest challenge Sarah had faced during a project and how did he overcome it?: Molding the Standard to the business. As a consultant, the biggest challenge is understanding how to make the requirements of a Standard fit the business, and not the other way round. It's all about trying to align the ISO Standard requirements to their values and mission, and then getting people on board with understanding the true benefits of management system implementation. At Blackmores, we ensure that each management system is unique to each business. We don't operate with a copy paste model. This is another reason why Sarah encourages naming your management system, by branding it you encourage engagement. Sarah highlights the fact that we run a lot of workshops in the initial part of a project, conducting a Gap Analysis, SWOT and PESTLE ect, this helps our consultants to really get a feel for how a business ticks. From that, we can help steer the delivery of the Management System to the wider business, by building it into their existing tools, such as an intranet. [25:45] Leading by example: We revamped our own ISO 9001 Management System a few years ago, with both Rachel Churchman and Sarah Ball leading the refresh. We gave it a name, H20 (How 2 Operate) and integrated it with our Microsoft Teams channels as we'd all swapped to mostly remote work following the COVID pandemic in 2020. As Sarah points out, there are many different ways to display and deliver your management system, including: ·      Microsoft Teams ·      Intranet ·      Google / Google Drive ·      SharePoint ·      CRM's such as Monday.com The key is building it into the day-to-day tools everyone uses. Make the Management System part of your processes, so adhering and maintaining it becomes part of everyone's way of working. [28:55] What is Sarah's proudest achievement? Obtaining her degree through the Open University while still working full time. It took Sarah 8 years of hard work to obtain her honours degree in History, which was one not required by her work or career development. It was simply something she wanted to do to prove to herself that she could achieve it. Many other members of Blackmores can attest to Sarah's level of determination, and organisation, as she shares many tips and techniques learned from her years of study and work. This includes: The Productivity Ninja – Learned from Graham Allcott's book, which seeks to help reduce procrastination, and tackle tasks with efficiency. The Second Brain – A tool to help keep track of ideas / tasks that aren't an immediate priority. These tools are now used by a number of the team, and we have no doubt Sarah will be schooling us on more techniques in future. If you'd like any assistance with implementing ISO standards, get in touch with us, we'd be happy to help! We'd love to hear your views and comments about the ISO Show, here's how: ●     Share the ISO Show on Twitter or Linkedin ●     Leave an honest review on iTunes or Soundcloud. Your ratings and reviews really help and we read each one. Subscribe to keep up-to-date with our latest episodes: Stitcher | Spotify | YouTube |iTunes | Soundcloud | Mailing List

Dr. Jyotsna Shah, PhD, is the President and Laboratory Director of IGeneX, a leading Lyme disease testing laboratory. With over 40 years of research experience in immunology, molecular biology, and microbiology, she holds more than 20 patents. Dr. Shah's journey in Lyme disease research began at Harvard University, and she has since played a pivotal role in advancing diagnostic tools for tick-borne diseases. Under her leadership, IGeneX has developed innovative testing methods, including the first Fluorescent In Situ Hybridization (FISH) test for Babesia. Key Takeaways: IGeneX is considered the premier Lyme disease testing lab by the patient community due to the positive outcomes patients experience. Dr. Shah's early exposure to Lyme disease research at Harvard University and a personal connection through a colleague led her to focus her career on this field. The development of the Fluorescence In Situ Hybridization (FISH) technique was a crucial factor in Dr. Shah's decision to pursue Lyme disease research. Navigating the clinical lab management aspect of IGeneX was an unexpected challenge, but Dr. Shah worked closely with state inspectors to ensure the lab's safety and trustworthiness. Obtaining insurance coverage for IGeneX's specialized tests has been an ongoing challenge, but the lab's focus on patient outcomes has earned it the trust of the Lyme disease community. Resources & Links: Follow the latest ILADS updates at ILADS.org Learn more about Dr. Jyotsna Shah and IGeneX: IGeneX Leadership Stay connected with Tick Boot Camp: Website | Instagram | Facebook | YouTube | TikTok | Twitter (X)

It's not uncommon for successful high school students to get to college and find themselves hit with the reality that their former education wasn't nearly sufficient enough to help them feel confident and equipped for the rigorous academics that lay in front of them. For others, this process of pursuing a degree can be infinitely more daunting with any undiagnosed mental health conditions, as was the case for today's Success is Subjective guest, Dr. Bianca Busch. While Dr. Bianca is now an esteemed psychiatrist with many accomplishments under her belt - career, personal, and academic - she fought hard… harder than many to get to where she is now. After years of struggling through college, knowing she wanted to go to medical school but having a very difficult time with the sciences, Dr. Bianca was encouraged by a boss and mentor to get testing done. The test results helped Dr. Bianca understand herself better and gave her a confidence boost that encouraged her to continue her education. With a new understanding of how her brain works, a huge perspective shifted for her: she realized she wasn't stupid, as she once felt, but rather, she needed a different approach to her studies. Now as the founder of The College Psychiatrist, and author of Test Anxiety No More, Dr. Bianca Busch brings the desperately needed morale boost to college students and their families. This episode is deeply enriched with wisdom, perspective, and numerous resources for listeners to cling to.Dr. Bianca's Resources:The College Psychiatrist Test Anxiety No More Etsy Care Package for College Students Instagram: @collegepsychiatrist Facebook: The College Psychiatrist TikTok: @collegepsychiatristLinkedIn: The College Psychiatrist Connect with Joanna Lilley  Therapeutic Consulting AssociationLilley Consulting WebsiteLilley Consulting on Facebook Lilley Consulting on YouTubeEmail joanna@lilleyconsulting.com#TherapeuticConsulting #LilleyConsulting #Successful #YoungAdults #TherapeuticPrograms #Therapy #MentalHealthMatters #Podcast #PodcastCommunity #StudentMentalHealth #TheJourney #SuccessIsSubjectivePodcast #TheUnpavedRoad #PFCAudioVideo #DrBiancaBusch #TestAnxietyNoMore #ADHD #Anxiety #TheCollegePsychiatrist #Procrastination #StudyTips #CollegeLife

Is laying hands on others for healing always necessary, or even advisable? Many claim YES, and others say NO ... Without a doubt, if you carry a unique "feeler anointing," like me, you're going to want to tune into this powerful episode! Melia highlights the importance of discerning divine guidance from the Holy Spirit over societal pressures and popular trends. Let's avoid confusion and act with godly wisdom, particularly when dealing with highly sensitive people and situations! **Podcast Chapters for The Vertical Relationship Show** **Chapter 1: Introducing Authentic Faith-Based Healing** 00:00:00 - 00:05:00  Introduction & Melia Diana **Chapter 2: The Pursuit of a Well-Rounded Life** 00:05:00 - 00:10:00  Defining a fulfilling life **Chapter 3:  Discernment in Laying on of Hands** 00:10:00 - 00:20:00  Caution against unnecessary touch **Chapter 4:  The Holy Spirit's Guidance** 00:20:00 - 00:25:00  Following divine direction, not trends **Chapter 5: Personal Experiences & Divine Leading** 00:25:00 - 00:35:00  Lessons learned from personal journeys **Chapter 6:  Revelation:  A Difficult but Rewarding Process** 00:35:00 - 00:40:00  Obtaining and receiving revelation **Chapter 7:  Avoiding Substandard Situations** 00:40:00 - 00:45:00  Protecting yourself and others **Chapter 8:  The Power of Healing** 00:45:00 - 00:50:00  Effectiveness of non-touch healing **Chapter 9:  Spiritual Warfare & Book Bonuses** 00:50:00 - 00:55:00  "Equip yourself in warfare with FEAR NOT Audiobook **Chapter 10: Spreading Jesus' Love** 00:55:00 - 01:00:00  Encouragement and Blessings Blessings xo- Melia's Services -> https://meliadiana.com/our-services Melia's Books ->https://meliadiana.com/books Melia's Courses -> https://meliadiana.com/vertical-relationship-academy Melia's Prophetic Mentorship-> https://meliadiana.com/vertical-ambassador-mentorship

In this episode, Motheo is joined by Lieze-Mari Brink (from Investec's tax and fiduciary team), Nirvashni Rajkumar (an Investec financial adviser) and Nikki Bush (best-selling author and women's empowerment champion). They simplify the complexities of estate planning, outline the responsibilities of executors and they highlight the importance of having clear and detailed records. These are just some of the emotional and logistical challenges involved in winding up an estate. Their discussion also stresses the importance of having a well-prepared will, including letters of wishes, to help guide your loved ones and prevent conflicts. Keeping your records organised can make things much easier for your family when the time comes. Everything Counts is a bi-weekly podcast series that focuses on money and financial wellness. Hosted by 702's Motheo Khoaripe, each episode tackles various aspects of personal finance, including saving, spending, investing, pitfalls to avoid and tricks to succeed. The podcast aims to provide valuable information and expert guidance to help listeners improve their financial well-being. Key moments: 00:00 Introduction 01:56 Obtaining a death certificate 03:14 Timelines for wrapping up a deceased estate 05:06 Nikki Bush's experience with estate planning 07:53 Liquidity planning for your estate 08:50 How your marriage regime impacts your deceased estate plan 10:04 The value of a life insurance policy after death 11:06 Why estate planning is essential for everyone 11:47 The importance of having a financial advisor 12:14 The importance of sharing information with family in case of death 14:10 The quickest ways to wind up an estate efficiently 16:51 How to appoint an executor 17:45 The role of an executor in deceased estate administration 18:01 The complexities of nominating a family member as your executor 21:16 What should be in your will? 21:32 A will vs a letter of wishes 22:57 Organising your most important documents 25:22 Investec's Life File checklist 26:01 Critical documents to have on hand Investec Focus Radio · Listen to the full series · Investec Private Vault

Check your faith before you wreck your faith. God is calling us to refocus back on the Lord and what He would have you to be focused on. Rev 12:22 / Josh 1:1-9 / James 1:2-6 / Ps 34:16-19 / John 16:33 / 2Tim 1:3-14

Hebrews 4:14-16 So much of contemporary Christianity is built on hype, but the problem with hype is that it gets you nowhere because hype has no foundation.  God has given us three-quarters of a million words of solid text upon which to base our confidence so that our faith is not found flapping in the wind.  In this sermon, we consider Jesus as our High Priest and the promise that is given us to come boldly to the throne of grace to obtain mercy and find help in times of need.

How to obtain heaven. New Testament Lesson: Hebrews 11:8-22 http://media.urclearning.org/audio/tm-heavenland-03-09-2025.MP3

Send us a textRuud Rouleaux, founder of ColorFabb, shares the evolution of 3D printing materials from early PLA filaments to revolutionary foaming technology that's changing prosthetic and orthotic care. His journey from plastics engineer to materials innovator reveals how focusing on functional materials rather than competing on price has positioned ColorFabb as a leader in the field.• Origins of ColorFabb in 2010 when the 3D printing market was just emerging• Development of wood-filled PLA that sparked interest in composite materials• Introduction of VarioShore foaming technology in 2016 for lightweight, comfortable devices• Creating skin-tone matched materials that can be fine-tuned by adjusting printing temperature• Obtaining compliance certifications for direct skin contact applications• Integration with advanced software like implicit modeling for better textures and geometries• Future developments including induction nozzles and better flow control• How FDM printing with the right materials sometimes outperforms more complex technologies• The shift toward data-driven approaches in orthotics while maintaining clinical expertiseSpecial Thanks to Structure for sponsoring this episode.Support the show

Welcome! and Thank you for listening.   March is national nutrition month and we are gong to kick things off with our registered dietitian, Addie Majnaric RDN to discuss protein needs for all stages of life.  Our mission is movement and nutrition to promote a healthy lifespan.  Obtaining a balance plate of macronutrients include protein, carbohydrate and fat.  We would also like to include fiber in that equation because of the gut health benefits.  Plant based nutrition is the perfect way to get a wide variety of macronutrient sources that are easy to digest with the least toxicity.  I finished the Long Play 33.3 this past weekend and I will provide a recap of my experience running in the Withlacoochee State Park.  It was named one of the coolest places you have never been in North America and I would have to agree.  Enjoy the listen. Website to join our practice: https://doctordulaney.com/membership/join-us/ Dietary consultations: addie@doctordulaney.com Practice questions: jami@doctordulaney.com Strength programing: nathan@doctordulaney.com Ebook: https://doctordulaney.com/powerful-plates-ebook/ Cookbook: https://a.co/d/6zVUluq Water distillers: https://mypurewater.com/?sld=jdulaney discount code:cleanwaterforsophie  

A patient's medical history will help us identify things that may be causing (or contributing) to their current condition as well as guide our decisions so we provide the safest evidence-based care possible.Examples of information obtained in a medical history that will impact the treatment we provide. There are several mnemonics and memory aids that people use to guide their history taking. Review the SAMPLE-PQRST medical history format. Connect with me:Website: https://passacls.com@Pass-ACLS-Podcast on LinkedInGive Back & Help Others: Your support helps cover the monthly cost of software and podcast & website hosting. Donations at Buy Me a Coffee at https://buymeacoffee.com/paultaylor are appreciated and will help ensure others can benefit from these tips as well.Good luck with your ACLS class!Helpful Listener Links:Practice ECG rhythms at Dialed Medics - https://dialedmedics.com/

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Have you had an issue finding and maintaining peace in your heart and mind recently? Do you find it difficult to fall asleep once you close your eyes and lay your head down on your pillow at night? God is the one that you can go to for peace.Do you trust God for peace.

Obtaining financing can sometimes be difficult for a new real estate investor. In this episode, Charles discusses different financing options available to new investors. Links Referenced in Episode: SS134: What is Debt Service Coverage Ratio (DSCR) https://youtu.be/W6eB7NjThiY SS194: Real Estate Investment Traps to Avoid - https://youtu.be/SZmI-n8yTqs Connect with the Global Investors Show, Charles Carillo and Harborside Partners: ◾ Setup a FREE 30 Minute Strategy Call with Charles: http://ScheduleCharles.com ◾ Learn How To Invest In Real Estate: https://www.SyndicationSuperstars.com/  ◾ FREE Passive Investing Guide: http://www.HSPguide.com ◾ Join Our Weekly Email Newsletter: http://www.HSPsignup.com ◾ Passively Invest in Real Estate: http://www.InvestHSP.com ◾ Global Investors Web Page: http://GlobalInvestorsPodcast.com/  

For today's monthly NRHA episode of Horses in the Morning, Christy and Sara are joined by Luke Milholland, CEO of Vault Wealth, discussing his journey from the horse world to finance and offering key financial planning tips. Then, immigration attorney Will Velie explains the visa process for the equine industry, covering different visa types, application procedures, and common mistakes. Tune in for insights on both personal finance and navigating immigration in the horse industry. Episode 3626 Links:Link to sound file for the hearing impairedHosts of the NRHA Monthly Episode: Christy Landwehr and Sara Honegger of the NRHATitle Sponsor: National Reining Horse AssociationGuest: Luke Milholland Guest: Will Velie

For today's monthly NRHA episode of Horses in the Morning, Christy and Sara are joined by Luke Milholland, CEO of Vault Wealth, discussing his journey from the horse world to finance and offering key financial planning tips. Then, immigration attorney Will Velie explains the visa process for the equine industry, covering different visa types, application procedures, and common mistakes. Tune in for insights on both personal finance and navigating immigration in the horse industry. Episode 3626 Links:Link to sound file for the hearing impairedHosts of the NRHA Monthly Episode: Christy Landwehr and Sara Honegger of the NRHATitle Sponsor: National Reining Horse AssociationGuest: Luke Milholland Guest: Will Velie

Rochelle Thielen is the dynamic CEO of Traject Data, where she champions the vital role of data aggregation in driving transformative advancements in AI, machine learning, and software development. Obtaining clean, granular data is a major challenge for many companies, as data can be outdated, inconsistent, or siloed across different systems. This makes it difficult to make informed business decisions, especially when using AI and machine learning. Traject Data helps clients set up API feeds to get real-time data updates on things like product availability, pricing changes, and where their products are being sold across channels. This enables them to make faster, more accurate decisions. The data Traject provides can be used for a variety of use cases, like preventing fraud and unauthorized reselling, as well as optimizing SEO and marketing strategies as search and shopping behaviors evolve. Maintaining a consistent, high-quality customer experience across all touchpoints is critical for retention. Leveraging the right data can help brands predict customer needs and serve them more relevant content and offers. There is no one-size-fits-all approach, as brands need to balance data-driven personalization with respecting customer privacy. Ongoing testing and adjustment is required as consumer expectations continue to shift. Episode Timestamps: 2:00 - Rochelle's background and introduction to Traject Data 5:00 - The challenges of working with messy, outdated data 10:00 - Using real-time data to prevent issues like unfulfilled orders 15:00 - Leveraging data to combat fraud and unauthorized reselling 20:00 - How data and AI are changing SEO and marketing strategies 25:00 - Balancing data-driven personalization with customer privacy 30:00 - The importance of clean data for improving the customer journey

Key Takeaways:The commercial real estate job market is challenging, especially in sectors like development. Factors like high interest rates, construction costs, and cautious banks make new development projects difficult.Leasing and asset management roles may be relatively stronger than sales/brokerage, which has seen significant declines in transaction volume.Building relationships, especially with commercial real estate brokers, is crucial when trying to break into the industry. Networking and persistence are key.Obtaining specialized knowledge through courses, certifications, and mentorship can make you a more attractive candidate, but relationships are often more important than just credentials.Creative financing strategies like using investor capital, seller financing, and leveraging existing assets can help overcome the barrier of limited personal capital when getting started in commercial real estate.

This Sunday January 19, 2025 Pastor Matt Chewning continued in our All In series, and read from John 13 : 1-17. Join us to hear about what it looks like to be all in with God in a practical sense, and how Jesus models that for us ! Are you New to Netcast? Join our community through this link! https://netcast.churchcenter.com/people/forms/14863 00:00 - A Celebration of the Gifts of the Church 01:14 - The temptation to perform  03:16 - How to Get to Greatness 08:46 - John 13: When Jesus Washed My Feet  15:08 - Being a Servant  24:32 - Jesus Christ's Servants 31:31 - Servants and the church  37:14 - The Joy of Being Used by the Holy Spirit 

Beau Martonik is joined by Josh Ilderton and Cole Booth of the Untamed. The guys break down their recent DIY Kansas whitetail hunt that ended in success! They discuss obtaining a Kansas whitetail tag, the Kansas walk-in program, finding deer sign worth hunting, bucks living in the middle of nothing, speed scouting on the fly, epic encounters on the ground, and much more! Topics: 00:00:00 - Intro 00:07:01 - Morning activity in West Virginia 00:16:35 - Obtaining a non-resident Kansas whitetail tag 00:23:01 - Kansas walk-in area program 00:28:26 - Finding deer sign that's worth hunting 00:38:31 - Living out of the truck 00:42:01 - Bucks living in the middle of nothing 00:53:01 - Public Land Etiquette 00:55:49 - Finding the biggest sign of the trip 00:59:01 - Driving 200 miles a day 01:07:11 - Dirt roads you DON'T want to go down 01:13:13 - Why ground hunting was the most effective 01:21:54 - Naming deer 01:25:01 - Tough break opportunity 01:37:01 - Throwing rocks to get a buck to get up from his bed 01:42:01 - Choosing the right hunting partners for out-of-state trips 01:44:46 - Who turned the rut on?! Note** Timestamps will have roughly 4 minutes added to them depending on ad length. Resources: Instagram:   @eastmeetswesthunt @beau.martonik @theuntamed Facebook:   East Meets West Outdoors  Website/Apparel/Deals: https://www.eastmeetswesthunt.com/ YouTube: Beau Martonik - https://www.youtube.com/channel/UCQJon93sYfu9HUMKpCMps3w Partner Discounts and Affiliate Links: https://www.eastmeetswesthunt.com/partners Amazon Influencer Page https://www.amazon.com/shop/beau.martonik Learn more about your ad choices. Visit megaphone.fm/adchoices