Podcasts about QS

In this fun & unfiltered solo episode, I'm back with Part 2 of our Q+A series — answering your juicy questions straight from the DMs!  ✨ In this episode, I riff on: Why celebration expands your energetic field (& yes, what I did for my bday!) The paranormal activity in my house

“If it was so easy, why are so many people losing money in the stock market?” In this no-BS beginner's guide to stock market investing, Jaspreet breaks down the game plan most people wish they had before throwing money at random stocks and hoping for the best. You'll learn: What the stock market actually is (hint: it's not a casino, unless you treat it like one) The difference between dividends and appreciation (aka: cash flow vs. long game) The pros, cons, and risks of passive vs. active investing How to read financials (10-Ks, 10-Qs) like Warren Buffett... without needing a finance degree And why emotion-driven investing is a fast track to watching your money “disappear... oh not again” If you're tired of TikTok stock tips and want a solid foundation to build real wealth, this is the video for you. Watch ‘til the end. You'll know more than 90% of the people yelling “buy the dip.” Want more financial news? Join Market Briefs, my free daily financial newsletter: https://www.briefs.co/market Below are my recommended tools! Please note: Yes, these are our sponsors & advertisers. However, these are companies that I trust and use (or have used). The compensation doesn't affect my recommendations or advice. That being said, you should always do your own research & never blindly listen to a random guy on YouTube (or podcast). ---------- ➤ Invest In Stocks Passively 1) M1 Finance - Buy stocks & ETFs automatically: https://theminoritymindset.com/m1 ---------- ➤ Life Insurance 2) Policygenius - Get a free life insurance quote: https://theminoritymindset.com/policygenius ---------- ➤ Real Estate Investing Online 3) Fundrise - Invest in real estate with as little as $10! https://theminoritymindset.com/fundrise ----------

Health Insurance is Rigged & Controlled by the Big Companies w/ Donvan Ryckis of Ethos Benefits   - AZ TRT S06 EP10 (272) 6-15-2025              What We Learned This Week Health Insurance is primarily run by the Big 4 - BUCA: Blue Cross United Healthcare, CIGNA, Aetna To Insurance Co's – Premium = Revenue, and they are not going lower profits, so no incentive to lower costs Health insurance employer group plans can be broken down into 4 Parts Network PPO is what people typically think of when they think of health insurance There have been revisions to the Healthcare Act passed in 2021   Guest: Donovan Ryckis, Ethos Benefits https://ethosbenefits.com/   https://ethosbenefits.com/documentary/ https://businessofbenefitspodcast.com/   Our Ethos is Simple: Fiduciary First. Act in the best interest of those we serve—no matter the cost. ‘Ethos' represents the guiding principle, character, or spirit of a person or organization. It's the ‘why' that drives decision-making and fuel's purpose. Our Ethos is deeply rooted in the story of our Founder, Donovan Ryckis. Over a decade ago, Donovan, a fiduciary Series 65 securities advisor specializing in retirement and pension planning, was approached by a client facing a dire situation. The client's publicly traded broker claimed there was no solution for a staggering 37.5% health insurance renewal increase—a cost that threatened the business and its employees. With no prior experience in health insurance markets but guided by his unwavering fiduciary principles, Donovan took on the challenge. The result? He mitigated the risk entirely, delivering a solution 12% below the current rate. This allowed the business to thrive and ensured hundreds of employees wouldn't have to choose between basic necessities and skyrocketing health premiums. That moment sparked a revelation. The fraud, waste, and abuse Donovan had fought in retirement planning paled in comparison to the challenges in healthcare. He saw an opportunity to bring transparency and fiduciary principles to an industry in desperate need of change. Donovan pivoted his career, becoming one of the first fee-based health insurance advisors in the nation. By removing all conflicts of interest in broker compensation, he laid the foundation for what is now the leading innovative employee benefits agency in the country, delivering higher quality care at a significantly lower cost to employers nationwide.       Notes:   Ethos Benefits deals with employee benefits, with a primary focus on group health insurance   Per Donovan ‘Employee benefits are rigged'   Insurance company premium equals revenue. There is no incentive to lower cost, as it would lower profits.   ACA Obamacare passed in 2010, and it capped profits for insurance companies at 20%   Insurance Co's are working to expand their pool to make more profit   Health Insurance guarantees inflation keeps going up, so family of 4 could spend 35K a year   For a business, healthcare cost and employee benefits are a top 3 P&L expense   Ethos strategies can create a 30 to 40% reduction on premium impact to lower costs for a business   The HQ is in Florida, but they are a virtual office with agents and clients nationwide   Healthcare finance and delivery + Improving employee benefits     Seg 1   Donovan's bio, he was a financial advisor with a Series 65 license before he got into health insurance. Around 2014 he moved into health insurance seeing an opportunity for better service.   Typically you see agents who are working for the health insurance company and not really working for the employer companies they are selling to.   Health insurance is primarily run by the Big 4 – BUCA: Blue Cross United Healthcare, CIGNA, Aetna.   Health insurance employer group plans can be broken down into 4 Parts:   1.    TPA or third-party administrator 2.    Network PPO or HMO 3.    Pharmacy benefit RX 4.    Insurance that covers the caps the limits on the stop loss   PPO is your primary network and open on using referrals HMO is a non-preferred network typically has less offerings and tight on referrals   Ethos Benefits helps employers to break up the four parts of a group plan and customize   Network PPO is what people typically think of when they think of health insurance.   Network and the Big 4 health companies have a tighter deal with doctors and contract prices. A lot is pre-negotiated with a set of rates, which is the point of a PPO. This is where you get larger claims and they run in the system of healthcare.     Seg 2   Pay more for healthcare in the U.S. than the rest of the world   The biggest pharmaceutical companies are in the US Pharmaceutical companies in flight prices, and also set the prices They make money through spread pricing   Employers can actually pick up their own Pharma benefit and get the rebates that the big health insurance companies are not giving them   Healthcare system is a rigged game The fraud waste and abuse extremely high in health   401(k) and retirement benefit industry is actually tighter with more disclosure than the healthcare industry   Regulated better since the creation of the Securities Act in the 1930s and updates that ran through the 1970s and beyond with things like ERISA   There have been revisions to the healthcare act passed in 2021 - started in Jan.2022   Actions had 3 disclosures: ·         Brokers comp and bonus ·         Data with gag, clauses, and full access to data upon request ·         Benchmarking for drug cost     Further Notes via Google:   The revisions you are likely referring to are part of the Consolidated Appropriations Act of 2021 (CAA). While the CAA was passed in late 2020, many of its provisions, including those related to transparency in healthcare, became effective on January 1, 2022.  The three key areas of disclosure you mentioned are directly addressed within these regulations: 1.            Broker's Compensation and Bonuses: The CAA amends ERISA Section 408(b)(2) and requires service providers, including brokers, to disclose specific information to group health plan fiduciaries. 2.            Data Transparency (Gag Clauses and Full Access to Data): The CAA prohibits gag clauses, which prevent plans from providing access to their data. It also requires health insurance carriers to attest annually to their compliance with this prohibition. Moreover, the Health DATA Act, a proposed bill, would further reinforce the right of employers to access their data and hold service providers accountable for non-compliance. 3.            Benchmarking for Drug Costs: The CAA includes provisions regarding pharmacy benefit and drug cost reporting, which aims to provide greater transparency and potentially lead to better benchmarking of drug costs. The Build Back Better Act, a separate piece of legislation, also included provisions for Medicare to negotiate drug prices, further impacting drug costs and potential benchmarking.  These revisions aim to increase transparency in healthcare pricing and empower consumers and employers to make more informed decisions about their healthcare coverage.    Seg 3   Ethos works with Employers to create business plans usually with a 3 to 5 year time horizon. The goal is long-term to lower healthcare cost.   Example would be a company with 100 employees with 50 to 80% of them on the health plan (does not include dependents).   Ethos wants to keep the demands of a company low, easy transition.   Ethos handles employee Qs and healthcare navigation. Ethos is full service.   Risk handled 1 of 4 ways - Reduce, avoid, retain, transfer - Transfer to insurance   Broker wants to transfer risk Company can control costs Careful not to have too much disruption with a switch to a new company   Ex - start with pharmacy part NDC National Drug Code Run report vs costs   Pharmacy benefit mgr   Pre packaged health plan Gets co approved pharmacy benefit Save 5 - 15% on costs (30%)   Separate - parts of group plan     Seg 4   Brokers comp - incentives from big insurance companies   Opening move - edit pharmacy benefit piece   State by state - regulators and rules   Employers / employees Know the network and PPO   Nationwide covers insurance part – Stop-loss Insurance   30-40 major stop loss companies Ex: Allstate Met Life Sun Life   Stop-loss insurance for group health plans acts as a financial safety net for self-funded employers, protecting them from large, unpredictable medical claims. It is a form of additional insurance.   Healthcare risk is incredibly predictable on group basis   Overall predictable w stats, actuarial analysis   Gag clauses look at dataset from current carrier   Prescription database sets   3rd party admin are less of a concern, lots of claims   Average of 18 claims per employee per year, includes dependents   Data - review AI Claims analytics software   AI claims analytics software is transforming how insurance companies handle claims by leveraging artificial intelligence and machine learning to analyze data, automate tasks, and improve decision-making.    30 - 40% reduction in premium w Ethos     Further Notes via Google: Group Medical Plans Breakdown of the common components of a comprehensive employer group health plan, particularly within the context of a self-funded model.  Here's a more detailed explanation of each part: 1.            TPA (Third-Party Administrator): A TPA is a company that provides administrative services for self-funded health plans. This includes processing claims, handling enrollment, and managing other administrative tasks that would typically be done by an insurance company. 2.            Network (PPO or HMO): This refers to the group of doctors, hospitals, and other healthcare providers that the health plan contracts with to provide services to its members. The network defines where employees can go to receive care and often dictates the level of coverage they will receive (e.g., in-network vs. out-of-network benefits). ·                                             PPO (Preferred Provider Organization): Offers more flexibility, allowing members to see out-of-network providers, though with higher out-of-pocket costs. ·                                             HMO (Health Maintenance Organization): Typically requires members to stay within the network for covered services, except in emergencies.                 Pharmacy Benefit (RX): This component manages the prescription drug coverage for the plan. It includes negotiating drug prices, processing claims for prescriptions, and managing the plan's formulary (list of covered drugs).                 Stop-Loss Insurance: This is a crucial element for self-funded employers. It protects the employer from catastrophic claim costs. If an individual employee or the entire group's claims exceed a certain threshold (the "attachment point"), the stop-loss insurance kicks in to cover the excess costs, limiting the employer's financial liability.  Additional Considerations: ·                     Data Access: Self-funded plans often provide employers with greater access to claims data, which can be used to analyze healthcare costs, identify trends, and implement strategies to improve employee health and manage costs. ·                     Benchmarking: Employers can use claims data and industry benchmarks to compare their plan's performance to similar organizations and negotiate better rates with providers and other vendors. ·                     Wellness Programs: Some employers offer wellness programs to encourage employees to adopt healthy behaviors and potentially reduce healthcare costs. ·                     Essential Health Benefits (ACA Compliance): Group health plans must comply with the Affordable Care Act (ACA), which requires them to cover a list of essential health benefits, such as outpatient care, emergency services, hospitalization, and prescription drugs. ·                     Other Benefits: Group plans can also include other benefits, such as dental, vision, life insurance, and long- and short-term disability insurance.  Understanding these different parts is essential for employers to effectively manage their group health plan, control costs, and provide valuable benefits to their employees.      Investing Shows: https://brt-show.libsyn.com/category/Investing-Stocks-Bonds-Retirement       ‘Best Of' Topic: https://brt-show.libsyn.com/category/Best+of+BRT      Thanks for Listening. Please Subscribe to the AZ TRT Podcast.     AZ Tech Roundtable 2.0 with Matt Battaglia The show where Entrepreneurs, Top Executives, Founders, and Investors come to share insights about the future of business.  AZ TRT 2.0 looks at the new trends in business, & how classic industries are evolving.  Common Topics Discussed: Startups, Founders, Funds & Venture Capital, Business, Entrepreneurship, Biotech, Blockchain / Crypto, Executive Comp, Investing, Stocks, Real Estate + Alternative Investments, and more…    AZ TRT Podcast Home Page: http://aztrtshow.com/ ‘Best Of' AZ TRT Podcast: Click Here Podcast on Google: Click Here Podcast on Spotify: Click Here                    More Info: https://www.economicknight.com/azpodcast/ KFNX Info: https://1100kfnx.com/weekend-featured-shows/     Disclaimer: The views and opinions expressed in this program are those of the Hosts, Guests and Speakers, and do not necessarily reflect the views or positions of any entities they represent (or affiliates, members, managers, employees or partners), or any Station, Podcast Platform, Website or Social Media that this show may air on. All information provided is for educational and entertainment purposes. Nothing said on this program should be considered advice or recommendations in: business, legal, real estate, crypto, tax accounting, investment, etc. Always seek the advice of a professional in all business ventures, including but not limited to: investments, tax, loans, legal, accounting, real estate, crypto, contracts, sales, marketing, other business arrangements, etc.  

Las mejores universidades según nuevo ranking de QS

I started my self-employment journey by freelancing… but somehow I've never talked about it on the pod!So today I'm joined by Sarah Jutras of Huzzah Studio and Freelance for Life to dive into how to build a freelance career and/or land a few gigs to make ends meet.Together we unpack a few common Qs, including:What is freelancing?

VLOG June 18 US v. Sean Combs Day 26 (unless canceled by juror vertigo), next is drug mule Brendan Paul, after freak-off videos with headphones, juror issues sealed https://matthewrussellleeicp.substack.com/p/extra-in-sean-combs-trial-agent-crossed Week 5 book: https://play.google.com/store/books/details?id=j6VlEQAAQBAJ9th Circuit on Marines in LA, UN takes Iran state media Qs, bans Press

I'M BAAAACK DESTIS + BRIDEFRIENDSSS!!! Let's catch up! What's been going on and what's coming up in destination wedding land? Let's talk about it! DESTIHOUR IS BAAACK!!! Many of us are all new to this and have A LOT to catch up on. So let's meet, let me know where you are in your destination wedding journey so I can help! To kick things off, I'm sharing 10 useful tips - let's call them “toasts” (get it? First Glass - toasts

In today's episode, Paul is joined by Stephen Harpur, Managing Director at Sharpur Consultancy – a Chartered Construction Manager with more than 25 years in the industry. Stephen's journey is anything but typical: he started as a labourer, worked every trade you can think of, and went on to lead some of the most complex, multimillion-pound construction projects in Northern Ireland.Register your interest for the Strategy Summit Event at the Churchill War Rooms on June 26th here - https://c-link.com/C-Link-Churchill-War-Rooms-EventThis episode is all about what world-class construction management really looks like, and how project leaders, QSs, and PMs can raise the bar—together.We talk about:What Stephen learned going from hands-on trades to boardroom leadershipHow to plan and manage a project from inception to “cutting the ribbon”Why every QS needs to spend more time on siteBuilding alignment between commercial and delivery teamsLessons from subcontracting, consulting, and working on the largest live building project in NIIf you've ever felt that QSs and PMs should work more collaboratively, or you want to lead construction projects more effectively—this is one for you.

Andy vents about his minute cancelled gig, Terry talks about the Beyond the Pale festival controversy. We discuss the Predator in middle America, the triumphant return of R Truth after being released, and a non-whiney pop punk banger for Terry! We also answer some leftover Qs, such as what songs do we absolutely hate? And what songs do we love from BANDS we hate.  ITS A GOOD TIME

In June I'm re-posting the most popular episodes from the show while I take a step back to look at the big picture (because my monotropic brain has trouble doing that while also pumping out new content).Original show notes:What do AuDHDers need (beyond the obvious needs all humans have)? And why do those needs matter?This episode covers some important ones:Being able to engage with our interests (in a particular way)Executive Function support, without trying to make the hardest things easy or enjoyableAutonomyTrue restThe narrow path of just enough stimulationProcessing timeTo be witnessed in just the right wayRecognition that our needs vary quite a bit day to dayComing to terms with disabilitySpace and time throughout our self-discovery journeySafe enough spaces to explore what it means to be ourselfLinks mentioned:Executive function test post if you want to ask Qs or share your experienceExecutive Skills Questionnaire Revised (ESQ-R)Unmasking Autism book (affiliate link)Experimenting Your Way to an Extraordinary Life (course)Crisis Resources:USA-based anonymous crisis chatInternational crisis linesVarious types of crisis resources in about 10 countriesResources:Like Your Brain community spaceTranscript DocEmail Newsletter Hosted on Acast. See acast.com/privacy for more information.

Français en ondes. Humour paternel. Révolutionner le déménagement. Funérailles de VLB. Dans cet épisode intégral du 13 juin, en entrevue : Guy Bertrand, conseiller linguistique Entrevue avec Virginie Courtiol et Radi, humoristes. Chloé Daneau, propriétaire du Groupe Brisson. Une production QUBJuin 2025 Pour de l'information concernant l'utilisation de vos données personnelles - https://omnystudio.com/policies/listener/fr

Jam packed week this - Dale has the spending review blues, we talk Sizewell and the simple alternative we already have (it's not green either) and the dynamite revelation about Hinkley. Big focus on homes, affordable or not, the rooftop revolution we need and the Swift brick gets explained.  Meanwhile economists put a number on the cost of Reform's Nexit…western media go all estate agent in the Middle East and Dale meets Gordo.  On point Qs from our listeners rounded off with more X rated nonsense than you can shake a stick at.

La mairesse de Montréal est confiante pour le Grand-Prix, mais s’inquiète pour l’avenir du transport collectif | Mario Dumont a hâte de pêcher cet été ! | C’est le Grand défi Pierre Lavoie en fin de semaine | Jean-Michel Anctil et Gino Chouinard sont venus partager leurs expériences hilarantes de tournage Dans cet épisode intégral du 13 juin, en entrevue : Charles Raymond, pêcheur sportif et youtubeur de la chaîne Raymond Vs Bass. Valérie Plante, mairesse de Montréal. Simon Philibert, participant au Grand Défi Pierre Lavoie. Jean-Michel Anctil et Gino Chouinard, participants à Sortez-moi d’ici… mais pas tout de suite. Une production QUB Juin 2025Pour de l'information concernant l'utilisation de vos données personnelles - https://omnystudio.com/policies/listener/fr

Each month, show co-host John Pasalis presents his latest data and top stories on Toronto area real estate in conversation with fellow Realosophy agents, Anastasia Spozito and Davin McMahon, and our Move Smartly mortgage expert, David Larock - and you, our viewers, who join the conversation in our live chat hosted by Move Smartly Editor Urmi Desai to make this is one of our liveliest segments! This week, John and his team discuss conditions in a stalled market -  how sellers are reacting to changed market conditions, whether there are any safe buyer opportunities and how will US-trade threats impact the market going forward. As usual our engaged viewers and listeners have plenty of consumer questions about what's next for their real estate moves, mortgage rates and more. Set-up a meeting with John Pasalis and his agents at Realosophy to discuss your own real estate questions privately: https://www.movesmartly.com/meetjohn Sign up for our email list to be alerted to the next online market update to join our YouTube session live chat and ask your own Qs: https://www.movesmartly.com/monthly-public-webinar Today's show links:  To learn about John's new homebuying/selling right now session - email askjohn@movesmartly.com with the subject line “Smart” John's latest monthly Toronto area real estate market report on MoveSmartly.com: https://www.movesmartly.com/reports Dave Larock's latest weekly blog post on mortgage rates on MoveSmartly.com: https://www.movesmartly.com/articles/author/david-larock Contact Us John Pasalis, President and Broker, Realosophy Realty, Toronto | Email: askjohn@movesmartly.com | X-Twitter: @JohnPasalis David Larock, Mortgage Broker and Analyst and Realtor | Email: dave@morplan.ca | X-Twitter: @Dave_at_IMP Urmi Desai, Editor, Move Smartly | Email: editor@movesmartly.com | X-Twitter: @MoveSmartly About This Show The Move Smartly show is co-hosted by Urmi Desai, Editor of Move Smartly, and John Pasalis, President and Broker of Realosophy Realty. MoveSmartly.com and its media channels on YouTube and various podcast platforms are powered by Realosophy Realty in Toronto, Canada. You can also watch this and every episode on our MoveSmartly YouTube channel here: https://www.youtube.com/movesmartly If you enjoy our show and find it useful, please subscribe and leave us a positive rating on whatever platform you are watching or listening to us from — thank you!

Sophie Durocher rappelle l’importance d’acheter local le 12 juin. Rémi Villemure s’indigne des plaintes contre le bruit d’un terrain de football : « On est trop douillet au Québec! ». Jocelyne Robert met en garde contre ceux qui confondent séduction et agression. Jean-François Gagné Bérubé aide à repérer les vraies aubaines pour la fête des Pères. Caroline G. Murphy propose les sujets les plus éclatés du Sac de chips : émotions, humour et absurdités virales. Une production QUB Juin 2025Pour de l'information concernant l'utilisation de vos données personnelles - https://omnystudio.com/policies/listener/fr

Michael Sabia quitte son poste à Hydro-Québec : mauvaise nouvelle pour le provincial, bonne pour le fédéral | Fin de semaine du Grand Prix à Montréal | Francofolies de Montréal : Brigitte Boisjoli fait partie de la distribution pour l’hommage aux 30 ans de l’album D’eux de Céline Dion | L’âgisme au travail, ça débute à 45 ans? | Airbus inaugure son nouveau centre de livraison d’A220 à Mirabel Dans cet épisode intégral du 12 juin, en entrevue : Alain Gosselin, professeur émérite à HEC Montréal. Benoît Schultz, président-directeur général d’Airbus Canada. Monique Jérôme-Forget, ex-ministre du gouvernement du Québec, ex-députée à l’Assemblée nationale et détentrice d’un doctorat en psychologie. Brigitte Boisjoli, chanteuse. Une production QUB Juin 2025Pour de l'information concernant l'utilisation de vos données personnelles - https://omnystudio.com/policies/listener/fr

Michael Sabia quitte Hydro-Québec dans un climat de stupeur, selon Pascal Paradis du PQ. Lionel Carmant clarifie la situation des travailleurs avec déficience. Catherine Fournier explique l’alliance Longueuil-Brossard pour Taschereau. Loïc Tassé analyse un crash d’avion en Inde et la tension Iran-AIEA. Éric Duhaime défend la place du privé en santé. Jean-Charles Lajoie célèbre un lutteur de 57 ans. Philippe R. Bertrand revient sur les coupes dans les écoles. Karine Gagnon critique le projet du 3e lien. Richard Martineau s’indigne qu’un cyberprédateur évite la prison. Maxime Deland détaille une frappe policière contre la mafia. Enfin, Sophie Durocher parle culture autochtone… et tente de faire rire Dutrizac. Dans cet épisode intégral du 12 juin, en entrevue : Pascal Paradis, porte-parole du Parti québécois en matière d’énergie et député de Jean-Talon. Lionel Carmant, ministre responsable des Services sociaux. Catherine Fournier, mairesse de Longueuil. Une production QUB Juin 2025Pour de l'information concernant l'utilisation de vos données personnelles - https://omnystudio.com/policies/listener/fr

Éduc’alcool change. Club de lecture voilé. Un prof qui n’aime pas trop le Québec libre. La censure en humour. Dans cet épisode intégral du 11 juin, en entrevue : Geneviève Desautels, directrice générale d’Éduc’alcool Romain Gagnon, ingénieur, essayiste et auteur. Marie-Anne Alepin, présidente générale de la Société Saint-Jean-Baptiste de Montréal. Une production QUB Juin 2025 Pour de l'information concernant l'utilisation de vos données personnelles - https://omnystudio.com/policies/listener/fr

Les effets de la grève à la STM se font fortement ressentir à Montréal | Un jeune homme s’invite dans l’enclos des alligators au zoo de Granby | Malgré une faillite, les condiments de Canada Sauce seront disponibles sur les tablettes | Olivier Primeau fait le point sur ses projets futurs | Alain Zouvi quitte les plateaux et embarque dans la vague TikTok ! Dans cet épisode intégral du 11 juin, en entrevue : Julie Hébert, biologiste, spécialiste au contenu et chargée de production éditoriale au Zoo de Granby. Simon-Pierre Murdock, président-directeur général de Canada Sauce. Olivier Primeau, entrepreneur québécois. Alain Zouvi, acteur et créateur de contenu sur TikTok. Une production QUB Juin 2025Pour de l'information concernant l'utilisation de vos données personnelles - https://omnystudio.com/policies/listener/fr

My perfume hot takes, a catch-up with Principal Perfumer Sabine de Tscharner about her newest creation for Laundry Sauce, Mojave Peach, and your hotline Qs answered, ALL IN ONE EP!Thank you to our sponsor Laundry Sauce!Use code perfumeroom15 to get 15% off any Laundry Sauce order! (valid through Aug 9, 2025)FRAGS MENTIONED:Amouage Existence*, L'Artisan Passage D'Enfer, CdG Incense Zagorsk, Kyoto; Frederic Malle Portrait of a Lady, Mojave Peach, Guerlain Mitsouko, Florstalgia Iris*, Guerlain Vol de Nuit, Chanel No. 19, DS&D IDK What, Aesop: Hwyl, Tacit; MAISON d'ETTO Macanudo, Escentric Molecules Molecule 01, Perfumer H: Leather, Moss, Musk; Arquiste Tropical, Voyages Imaginaires Le Grand Jeu, Ourside Nostalgia, Sana Jardin Berber Blonde, Fulton & Roark Thousand Palms, Carolina Herrera, Good Girl, Mizensir Tres There, Ambre Magique, Carthusia Terra Mia, Thameen Peregrina, Marissa Zappas Annabel's Birthday Cake

Victor-Lévy Beaulieu parti. Régime d’union parentale. À la défense du Grand Prix à Montréal. Des étudiants américains très petits lapins. Dans cet épisode intégral du 10 juin, en entrevue : Yves Desgagnés, acteur, metteur en scène et réalisateur. Fabien Major, planificateur et chroniqueur financier. Vianney Godbout Lescouzères, ex restaurateur montréalais. Une production QUB Juin 2025Pour de l'information concernant l'utilisation de vos données personnelles - https://omnystudio.com/policies/listener/fr

La Ville de Québec ferme les yeux sur des dépenses interdites d’un de ses services | Dépenses Défense : Mark Carney change de cap | Astrologie au travail | Policier moins rapide sur les appels d’urgence Dans cet épisode intégral du 10 juin, en entrevue : Éric Sauvé, ancien officier des Forces canadiennes et consultant en sécurité et défense. Katia Petit, sous-ministre adjointe au ministère des Affaires municipales et de l'Habitation. Yves Francoeur, président de la Fraternité des policiers et policières de Montréal (FPPM). Une production QUB Juin 2025Pour de l'information concernant l'utilisation de vos données personnelles - https://omnystudio.com/policies/listener/fr

Émeutes à Los Angeles | Tout un changement de cap pour Mark Carney | La Ville de Québec a fermé les yeux sur des dépenses interdites faites par l’un de ses services | Pablo Rodriguez, confiant pour la course à la chefferie du PLQ | Le projet de loi 69 adopté sous bâillon | Impact de l’intelligence artificielle: les artistes du Québec s’inquiètent pour l’avenir Dans cet épisode intégral du 10 juin, en entrevue : Dominique Cambron-Goulet, journaliste au Bureau d’Enquête de Québecor. Laurent Dubois, directeur général de la Société des auteur.e.trice.s de radio, télévision et cinéma (SARTEC). Pablo Rodriguez, candidat à la chefferie du Parti libéral du Québec. Christine Fréchette, ministre de l’Économie, de l’Innovation et de l’Énergie et députée de Sanguinet pour la CAQ. Une production QUB Juin 2025Pour de l'information concernant l'utilisation de vos données personnelles - https://omnystudio.com/policies/listener/fr

Well... OKC are BACK. The #NBAFinals are 1-1 after a BIG win for OKC over Indiana in Game 2… so strap in as NBA Straya wraps it all up LIVE with Chris Anstey from the Hotel Trentham!  We break down ALL of Game 2 on today's episode of #NBA #Straya … and set you up for what will be an amazing Game 3!  It's all there in the NBA Straya Game Wrap, as well as the NBA Straya Awards: That's Not A Knife, Old Mate No Mates, Spud of the Night, Better Than Lonzo Ball and more....  Plus some AUDIENCE YEAH NAHs!!! There are some great Qs from the audience… so give em a listen!  Chris & Jimmy finish off with their picks & a preview of Game 3 of the Thunder @ Pacers NBA Finals on Thursday June 12: can Indy go back up in the series at home, or will OKC spoil the party? Who will win (or at least cover)? Find out with NBA PICKS WITH NBA STRAYA, brought to you by Dabble! Hit the link below to see all the picks & follow along.   So… strap in, lean back & enjoy! … and remember to rate, review & subscribe!  MASSIVE THANKS to the Hotel Trentham for hosting us for Game 2 the Finals - go hang out there all Finals long and watch the games with Chris.   Cheers legends, and thanks for tuning in to the best NBA podcast in the world!! #Onyas...    

Inventer des mots. La SAQ coule. Attention aux pubs IA. Santé! Dans cet épisode intégral du 9 juin, en entrevue : Pierre-Yves Lord, animateur Yves Mailloux, président fondateur du Club des dégustateurs de grands vins Une production QUB Juin 2025Pour de l'information concernant l'utilisation de vos données personnelles - https://omnystudio.com/policies/listener/fr

Situation encore tendue la nuit dernière à Los Angeles après trois jours d'affrontements. C'est parti pour la grève à la STM! Feux de forêt dans le nord-ouest de l’Ontario. Carney va partager sa cible pour l’OTAN. Congrès : QS se prononce sur le salaire minimum. L'espagnol Carlos Alcaraz a remporté la finale masculine de Roland-Garros à Paris Tout savoir en quelques minutes avec Audrey Gagnon, Isabelle Perron et Mario Dumont. Regardez aussi cette discussion en vidéo via https://www.qub.ca/videos ou en vous abonnant à QUB télé : https://www.tvaplus.ca/qub ou sur la chaîne YouTube QUB https://www.youtube.com/@qub_radio Pour de l'information concernant l'utilisation de vos données personnelles - https://omnystudio.com/policies/listener/fr

Situation encore tendue la nuit dernière à Los Angeles après trois jours d'affrontements. C'est parti pour la grève à la STM! Feux de forêt dans le nord-ouest de l’Ontario. Carney va partager sa cible pour l’OTAN. Congrès : QS se prononce sur le salaire minimum. L'espagnol Carlos Alcaraz a remporté la finale masculine de Roland-Garros à Paris Tout savoir en quelques minutes avec Audrey Gagnon, Isabelle Perron et Mario Dumont. Regardez aussi cette discussion en vidéo via https://www.qub.ca/videos ou en vous abonnant à QUB télé : https://www.tvaplus.ca/qub ou sur la chaîne YouTube QUB https://www.youtube.com/@qub_radio Pour de l'information concernant l'utilisation de vos données personnelles - https://omnystudio.com/policies/listener/fr

In this episode of Trading Takes, Sam sits down with Jason Tange, one of the founders of AskEdgar. With a passion for data-driven edge, Jason breaks down how traders can gain an edge using public filings like 10-Ks, 10-Qs, and risk disclosures, especially for small cap stocks. He also shares the philosophy behind AskEdgar, blending AI with deep domain expertise.

The woman. The myth. The legend. It's @LauraKirk12. We'll get her thoughts on the window and we take your Qs!@LatteFirm

So... Dave Sim currently has no working phone, or fax machine."That means no more Please Hold right?"Sorry Imaginary Spotify listener, who I didn't even realize lives rent free in my head, as they say "Neither snow nor rain nor heat nor gloom of night stays these couriers from the swift completion of their appointed rounds". Which means, Dave and I found a workaround. I email the Qs to the printshop, and they print them out, Dave's assistant picks them up, and then Dave records his As on his professional recorder (so the sound is REAL good!), has it sent to me, and I cobble it all together. "Wait, no Matt-meandering-gobbledeygook? That's gotta make this pretty short..."You'd think that, but the Audio runs two hours and thirty-five minutes...This time: (I haven't listened to these fully, so I can only go by what I sent Dave)Dave discusses a box of stuff Matt SentThen a PRE-Hold For Dave Sim, of things I would have just faxed up as they came across my desk, but I sent to be printed the same day as this month's questionsThen the official questions:Matt remembers Jeff SeilerDave remembers Jackson "Butch" Guice and Peter DavidA message from ZolastrayaFernando Ramirez's next Cerebus short story@creative_fey AKA April C.'s next batch of questionsJesse Herndon's Please Hold transcript for July 2024Zombie Cerebus covers"CEREBUS ARCHIVE - FIRST RELEASE" gold sealsthe indicia on issue #6the day Elvis and his mom died and Madonna was bornStrange Death of Alex Raymond original art portfolios?This month's Please Hold stripThat's what I asked, but, again, I haven't listened to the whole thing, so no idea what Dave may have skipped/cut out.Let's find out together!

La musique country est intemporelle. Santé physique. Mode masculine au Québec. Bannir des livres. Dans cet épisode intégral du 5 juin, en entrevue : Paul Daraîche, auteur-compositeur-interprète Dr François Simard, cardiologue à l’Institut de cardiologie de Montréal/Centre ÉPIC & Sophie Tanguay, kinésiologue au Centre ÉPIC de l’Institut de cardiologie de Montréal. Une production QUB Juin 2025Pour de l'information concernant l'utilisation de vos données personnelles - https://omnystudio.com/policies/listener/fr

Boxe féminine. Mario Pelchat et les fonctionnaires. Pourboire. Subventions pour influenceurs. Dans cet épisode intégral du 4 juin, en entrevue : Katia Bissonnette, coach de boxe, responsable boxe à Équipe Québec et docteure en psychologie. Éric Duhaime, chef du Parti Conservateur du Québec et candidat dans Arthabaska. Pierre Moreau, président-directeur général du Groupe Restos Plaisirs. Une production QUB Juin 2025 Pour de l'information concernant l'utilisation de vos données personnelles - https://omnystudio.com/policies/listener/fr