Podcasts about Hartman

Want to learn how functional medicine fits into the modern healthcare model? On this week's podcast we discuss the in's and out's of functional medicine and how it can be applied to your overall health with Dr. Aaron Hartman. Dr. Hartman's journey with functional medicine started when he & his wife adopted their first daughter from foster care. She has cerebral palsy & countless dietary issues. They went from specialist to specialist and, even as a physician, he felt let down & confused. His daughter's health struggles forced him to confront an uncomfortable realization: Our current healthcare system doesn't have all the answers. His wife, however, refused to give up hope. She ultimately pointed him to functional medicine. His daughter & other two kids began to thrive. After years in family practice, he felt called to make a dramatic shift.  He now helps patients identify leverage points in key areas of their lifestyle & health that harness their body's remarkable power to heal and begin living the vibrant life they deserve. He has become the doctor for difficult and hard cases in central Virginia.  As a clinical researcher, Dr. Hartman has been involved with over 60 clinical studies, he is the founder of the Virginia Research Center, and currently is serving as an Assistant Clinical Professor of Family Medicine at the VCU School of Medicine. In 2016 he founded Richmond Integrative and Functional Medicine. In this episode: His military experience and how he discovered functional medicine His story w/ cerebral palsy + adoption Lightbulb moment when daughter was faced with feeding tube for weight gain The difference between traditional health and functional medicine Best emergency medicine in the world, but the acute care model is lacking in treatments for chronic disease Vitamin D's role in Covid and Pneumonia and the lack of testing being indicative of a bigger problem How gut health is central to wellness How gut health impacts autism, ASD, autoimmunity, metabolic health, cancer, inflammation Why working out over an hour can be a problem The issues with low fat and “low saturated fat” diets Who most American are too unhealthy to fast Why the fasting routine he recommends for women limits exercise Goal is 12-16 hours Introduce exercise at the end of the fast How hypermobility impacts women and what nutrients are more important: Vit C, collagen, B vitamins, trace minerals, zinc, and bone broth How hypermobility can lead to sleep apnea then high blood sugar and cholesterol Used to be EOS type 3 – “Hypermobility spectrum disorder” For Dr. Hartman's Free Guide: https://go.richmondfunctionalmedicine.com/brguide-pod Check out Dr. Hartman's website: www.RichmondFunctionalMedicine.com Find him on Facebook and Instagram @rvaintegrative Follow him on Twitter @aaronhartmanMD Also, here are links to his LinkedIn and Youtube Check out the full episode at: https://erinskinner.com/empowerednutrition/DrHartman Please review the Empowered Nutrition Podcast on Apple Podcasts or wherever you listen! Then, send me a screenshot of your positive review to erin@erinskinner.com as a DM on Instagram (erinskinner_rd) .  Include a brief description of what you're working on with your health and/or nutrition and I'll send you a free custom meal plan!  Also, I'm accepting new clients for functional nutrition!  Book a free chemistry call to discuss your story and see if we're a good fit HERE. Follow me on Facebook | Instagram | Pinterest  

Welcome to Gun Funny, Episode 216. Today I'm going to chat with LTC (Ret) Mikey Hartman from CAA USA, discuss a recent win in a 2A case in Hawaii, highlight a new hybrid grip module for the Sig P320, and talk about a man who built a very unusual house for his wife. I'm your host, Ava Flanell.

The Steelers have Week 7 off and are looking to reemerge as contenders in the AFC. With the Steelers resting, the podcast team at BTSC refuses to do the same. After six games, each podcaster will share their overall thoughts of the season so far, identify their offensive and defensive MVP, where they think the Men of Steel go from here and much more. This time around, BTSC Senior Editor Jeff Hartman shares his perspective of the Steelers so far during their bye week. Learn more about your ad choices. Visit podcastchoices.com/adchoices

In this episode, The Annex discusses the topic of entrepreneurship with Rasmus Koss Hartman from Copenhagen Business School. Photo Credit. By Francisclarke – Own work, CC BY-SA 4.0, https://commons.wikimedia.org/w/index.php?curid=53752550

Hartman with Joe O'Donnell after giving Wild 3-1 lead

The post Extra Features Interviews Ed Hartman about his work on As The Earth Turns. appeared first on Extra Features.

Proposed by Hartman senior fellow Micah Goodman, the idea of “shrinking the conflict” is a new strategy for moving the Israeli-Palestinian conflict forward. What does it mean and what does it entail? Is it a step forward or a step backwards? In this episode, Donniel Hartman, Yossi Klein Halevi and Elana Stein Hain discuss the moral benefits and the moral pitfalls of this new strategy, and whether it is a permanent solution or a temporary one.

BTSC Senior Editor Jeff Hartman was a guest on Denver's 104.3 FM The Fan to discuss the Steelers home clash vs. the Broncos in Week 5. Jeff went "Behind Enemy Lines' with Rachel Vigil to discuss the 3-1 Broncos visiting the 1-3 Steelers on Sunday. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Forrest Hartman joins Brian for a discussion of DAUGHTERS OF DARKNESS, one of the most famous horror films of 1971. They also talk about female vampire movies and pick their three favorites!DAUGHTERS OF DARKNESS is available on Tubi: https://bit.ly/3CxLA0AFollow the podcast at filmatfifty.com and @filmatfifty on social media, and please leave a five-star review on Apple Podcasts or wherever you listen to your podcasts. You can also email Film at Fifty at fiftyyearsagoinfilm@gmail.com!

Kyle has an "insatiable need for progress."  When the Covid shutdown hit, she made the decision to start her own business.  She was working 60+ hours a week, starting her business as a side gig and continuing to work for another practice.She didn't burn the ships, but she tiptoed into running her own business.  Kyle has really crafted her business life to work for her.  She's playing volleyball and filling her own cup again and has created balance in her own life.Kyle dives into her business journey, her challenges with money mindset and her advice for those who aren't risk-takers in starting their own business.Kyle HartmanFounder of Monterey Pelvic Health, Kyle has crafted a business and life for herself in a new town.  Make sure to follower her on Instagram (@MontereyPelvicHealth)Pelvic PT Business ResourcesIf you'd like to learn more about our resources for cash-based pelvic PTs, make sure to take 5 minutes and fill out our Business Owners Survey.  We'd love to hear about where you are in your business and where you want to go!Shout Out and Get in Touch!If you're enjoying the podcast, please take a few seconds to take a screenshot and put it up in your Instagram Stories and tag Nicole (@nicolecozeandpt).  Or send us an email at Nicole@PelvicSanity.com with your thoughts, questions or ideas.  We'd love to hear from you!About UsNicole and Jesse Cozean founded PelvicSanity Physical Therapy together in 2016.  It grew quickly into one of the largest cash-based physical therapy practices in the country.  They run Pelvic PT Rising, providing both clinical and business resources exclusively tailored to pelvic PTs.

Greetings from Snowbird, Utah! Today Jason talks about the "I" word as he prepares for his trip to his old home state of Arizona, and gets shocked at the rental car prices in Phoenix- just like in the rest of the country! He also takes a hypothetical 1 Million dollars and applies the "I" word through his  "Inflation Induced Debt Destruction" and see what home mortgages would look like using different indexes and through decades- from Jimmy Carter to Stanley Kubrick's 2001 Space Odyssey to today. He then talks about haircuts versus the median priced home using his Hartman Comparison Index. And, based on the latest numbers available, guest Ashley Slater posits the question, "Is America turning into a renter nation?" The WEALTH TRANSFER is happening FAST! Protect your financial future now! Did you know that 25% to 40% of all dollars ever created were dumped into the economy last year???  This will be devastating to some and an opportunity to others, be sure you're on the right side of this massive wealth transfer. Learn from our experiences, maximize your ROI and avoid regrets. Free Mini-Book on Pandemic Investing: https://www.PandemicInvesting.com Jason's TV Clips: https://vimeo.com/549444172  Asset Protection, Tax Savings & Estate Planning: http://JasonHartman.com/Protect What do Jason's clients say? http://JasonHartmanTestimonials.com Easily get up to $250,000 in funding for real estate, business or anything else  http://JasonHartman.com/Fund  Call our Investment Counselors at: 1-800-HARTMAN (US) or visit https://www.jasonhartman.com/ Guided Visualization for Investors: http://jasonhartman.com/visualization  

On todays episode I speak with MD Dr Aaron Hartman,  MAR, FAAFP, DABFM, DABIM, DAIHM, IFMCP.  The medical system didn't offer much hope for his daughter's medical condition and he was forced to explore alternative treatments. We talk about this journey he went through and the improvement he saw in both his daughter and son once they started focusing on real food and alternative treatments. We talk about COVID long haulers syndrome and what he's seen in his practice.  We also talk about the current medical system, the changes we need to actually help people and the importance of real food. Food is medicine and food is information. We need real food with real information for our bodies to self regulate and heal. Dr. Hartman graduated Summa Cum Laude in Biology from Virginia Commonwealth University in 1995, earned his MD from Medical College of Virginia in 2000, and then completed his residency in Family Medicine at the Hanover Family Practice residency program at the Medical College of Virginia in 2003.  In 2012 he formalized his commitment to exploring new and advanced treatment opportunities through his membership with the American Board of Integrative and Holistic Medicine and then the Institute for Functional Medicine. In 2015 he received his second board certification in Integrative and Holistic Medicine through the American Board of Physician Specialties and in 2016 earned the recognition as a Certified Practitioner in Functional Medicine from the Institute for Functional Medicine. Show Note/Links: https://richmondfunctionalmedicine.com/about/aaron-hartman-md/ Free Gift: https://go.richmondfunctionalmedicine.com/brguide-pod -Resilience has become the key concept in 2021 for health and wellness. In this free eBook, Dr. Hartman addresses the foundations of functional medicine and how they can change your health trajectory today. Sponsored By: www.organifi.com/realfoodology Code REALFOODOLOGY gets you 20% Off Get 40% off your first order at http://www.magicmind.co with code COURTNEYFRIENDS

In this episode, Yehuda Kurtzer chats with Hartman senior fellow Shaul Magid (Dartmouth University) about his new book Meir Kahane: The Public Life and Political Thought of an American Jewish Radical which offers an intellectual history of American Judaism and its political challenges – liberalism, race, communism, Zionism, radicalism – the poles through which American Jews have traveled in the past 60 years. Can the story of a radical thinker and controversial politician shed light on the Jewish experience in the US and, later, in Israel? Links: Meir Kahane debating Yitz Greenberg: https://archive.org/details/RabbiKahaneDebatesProf.Greenberg360p Meir Kahane debating Alan Dershowitz: https://www.youtube.com/watch?v=2ykrwmaKrLg

This week on The KORE Women podcast, Dr. Summer Watson welcomes Dr. Sharon Lamm-Hartman, who is the CEO of Inside-Out-Learning also known as (IOL) an award-winning global leadership consulting company working with Fortune 50 and 100 companies as well as with small and mid-size businesses. With 25 years of experience, having earned a Doctorate from Columbia University, and a Masters from Cornell, Dr. Sharon leads IOL to companies, teams, and leaders to achieve exceptional results. Dr. Sharon is a global executive, presentation skills coach, leadership and organization development consultant, speaker, writer, educator, wife and mom. Sharon has designed and delivered over 3,000 innovative programs, including many women's development and executive presence and presentation skills programs. In addition to all of her wonderful achievement, Dr. Sharon's book “The Authenticity Code” is due out this year!  If you would like to connect with Dr. Sharon, you can find her on LinkedIn at: Dr. Sharon Lamm Hartman Instagram at: Inside Out Learning Instagram at: Inside Out Learning Facebook at: Inside Out Learning Inc Twitter at: IOL_inc www.insideoutlearning.com You can pre-order Dr. Sharon's book, "The Authenticity Code" on Amazon. Thank you for taking the time to listen to the KORE Women podcast and being a part of the KORE Women experience. You can listen to The KORE Women podcast on your favorite podcast directory - Pandora, iHeartRadio, Apple Podcast, Google Podcast, YouTube, Spotify, Stitcher, Podbean, and at: www.KOREWomen.com/podcast. Please leave your comments and reviews about the podcast and check out KORE Women on Instagram, Twitter, and Facebook. You can also learn more about Dr. Summer Watson and KORE Women at: www.korewomen.com

as heard @KFAN1003 www.kfan.com/listen

In this episode of "Diary of an Unemployed Actor," Milo speaks with musician and filmmaker Ed Hartman. He has an amazing story about the movie and life of Richard Lyford. Lyford was a Seattle-based filmmaker who wrote and directed a silent film in 1938 that had never been released… Until now. The film As the Earth Turns has received a long list of awards now that it has been completed. Ed and I discuss a short documentary, It Gets in Your Blood about the life of the extraordinary writer and director who made 9 films before he was 20, worked for Disney, and directed an Academy award-winning film. As The Earth Turns will be on Turner Classic Movies on Halloween 2021! It can also be viewed at: On Amazon: https://www.amazon.com/As-Earth-Turns-Barbara-Berger/dp/B088P7TH37 On Google Play: https://play.google.com/store/movies/details?id=xcx_SyzswCA.P On Youtube Movies: https://www.youtube.com/watch?v=dt6oVWfSbQA On TUBI TV: https://tubitv.com/movies/546446/as-the-earth-turns?start=true To find out more about Ed or the movie visit: https://www.astheearthturns.com https://edhartmanmusic.com --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app Support this podcast: https://anchor.fm/unemployed-actor/support

Register for our Conference in Austin, TX https://www.eventbrite.com/e/healing-journeys-today-conference-georgetown-tx-tickets-167881866181#    Check out our Website!  https://www.healingjourneystoday.com   Follow us on Facebook!  https://www.facebook.com/healingjourneystoday/   Follow us on Instagram!  @healingjourneystoday @thejourneyhjt   Link to Donate through PayPal! https://www.paypal.com/biz/fund?id=6CGU5FN6YFT8W 

Walker Hartman is on a mission to show the world more and more about NAIA Hoopers. There is some serious talent out there, and even if they aren't playing Division 1 Basketball, they are still very good basketball players!  Today we'll hear about his personal journey and what he went through. Listen in as Walker shares his struggles, his triumphs, and everything in between! The life lessons basketball taught him are fantastic golden nuggets for anyone who competes now, coaches, or simply is a fan of the game!  Tune in and if you want to find out more about Walker, make sure to catch him on his social media pages:  TikTok: @walkerhartman0 Instagram: @purge_walk05 YouTube: Walker Hartman This is a solid conversation that is raw and authentic. I'd recommend you pay attention to it! Learn from those who came before you and Walker is one of those individuals who is here to spread his message to the world. Let's give him the respect he's earned, by paying attention to what he has to say!  Don't forget to leave me a review on Apple Podcasts when you have listened to the show! I'd greatly appreciate it as we continue to build this platform and get it out to the masses! 

SOCIAL LINKS:Instagramhttps://www.instagram.com/rvaintegrative/Facebook:https://www.facebook.com/rvaintegrative Website: www.richmondfunctionalmedicine.com Twitter: www.twitter.com/aaronhartmanMDSkype: live:hartmananLinkedIn: www.linkedin.com/in/aaron-hartmanHappy Podcast Friday! Welcome to Episode 142: Harness Your Bodies Power to Heal – with Dr. Aaron Hartman. I have a favor to ask of you today, I need you to sit back and not feel overwhelmed by medical terminology or intense content… instead, listen through once and catch what makes your ears perk up? How does this information relate in your life? You can always go deep dive back into certain aspects of the episode once you work your way through it.. but I promise you will enjoy this more if you don't try to catch every word or supplement first time through. We are officially going to be a few consecutive weeks into having holistic, integrative guests speak on our show and this was intentional. I love when you hear a similar message out of multiple health professionals, sometimes we become more receptive when think, “huh, they are all saying the same thing”. Not to mention, repetition is super helpful when it comes to learning new material and letting some new ideas sink in. So who's ready to talk Covid, nutrients, reducing inflammation and so much more?! Here we go… Resources:www.healthaccountabilitycoach.comwww.facebook.com/houselifestylesIG: @houselifestyles

This Grammy-nominated artist and instrumentalist, who has been described as "easily one of the greatest flatpicking guitarists playing today", stops by our show to discuss her years on the road and her upcoming album, Glade.

On May 5th, 2009, Bruce was walking alone late at night and was asked by Jesus to fully turn his life over to Him. After sincerely wrestling with that request for several months, he yielded everything to Him. He left his position as a Fortune 500 executive and embarked on a 7 year journey that has led him into a place of impact and service he could not have imagined. Meet Bruce: https://www.realfaithstories.com/guests/brucelhartman Bruce's Website: https://brucelhartman.com/ Books by Bruce: Jesus is Everything (https://www.amazon.com/Jesus-Everything-Discovering-Theres-Nothing/dp/1954943075?_encoding=UTF8&qid=&sr=&linkCode=sl1&tag=highbridgebooks-20&linkId=bc9fa6ffc4bdc66e1b5bf075dedd08cc&language=en_US&ref_=as_li_ss_tl) Spend a Year With Jesus (https://www.amazon.com/Spend-Year-Jesus-Christian-Devotional-ebook/dp/B08NXVB7T9/ref=sr_1_2?dchild=1&keywords=spend+a+year+with+Jesus&qid=1606157537&sr=8-2) Jesus & Co. (https://www.amazon.com/Jesus-Co-Connecting-Lessons-Business/dp/1642931586/ref=sr_1_2?dchild=1&keywords=bruce+l+hartman&qid=1595239619&sr=8-2?_encoding=UTF8&camp=1789&creative=9325&linkCode=ur2&tag=storypodca-20&linkId=2P4S6EY6B462X4AR) Your Faith Has Made You Well (https://www.amazon.com/Your-Faith-Has-Made-Well/dp/1642932132/ref=sr_1_1?dchild=1&keywords=bruce+l+hartman&qid=1595238043&sr=8-1?_encoding=UTF8&camp=1789&creative=9325&linkCode=ur2&tag=storypodca-20&linkId=2P4S6EY6B462X4AR) Find Out More About The Real Faith Stories Podcast: http://www.RealFaithStories.com Meet The Host Of Real Faith Stories: http://www.BrianRobinson.co Special Guest: Bruce L. Hartman.

I love how Lauren's work talks about the history of the land through the history of her paintings. Her process of layering, covering up what's underneath while leaving hints of the past, is so meaningful. She talked about making quilts as well as paintings and where the 2 inform each other. Lauren also spoke about meeting students where they are and truly getting to know students as humans while also sharing yourself as a human. Lauren Scott Corwin is a semi-abstract artist who works with oil paint, printmaking, fiber, and installation. Her bold palette is meant to immerse the viewer with familiar patterns and narratives of common scenes with a nod to the uncanny. Her recent work has begun to explore elements of Home, both as an idea and the structure itself as this was redefined during the Covid pandemic. She continues to dissect our idea of Home from a critical (and playful) standpoint, seeking to uncover guides and maps of the human experience that we know in 2020. Lauren Scott Corwin has maintained a life as both an artist and educator since the beginning of her career. Since her BFA in Painting from Maryland Institute College of Art, followed by an MFA in Painting from the University of Delaware. In 2019, she was awarded the David P. Hartman ‘52 Excellence in Teaching Award, alongside a full-year sabbatical and array of national exhibitions. She currently lives in the hills of Western Massachusetts, teaching at an independent school, along with her young family. Blog Post with links and images: https://www.teachingartistpodcast.com/75-lauren-scott-corwin www.laurenscottcorwin.com @lascocorwin on Instagram . . . Follow: @teachingartistpodcast @pottsart @playinspiregallery Art Educators' Lounge meeting registration: http://arteducatorslounge.eventbrite.com/ Submit your work to be featured: https://www.teachingartistpodcast.com/featuredartist/ Book an Art Critique Session with Rebecca: https://www.teachingartistpodcast.com/mentor/ --- Send in a voice message: https://anchor.fm/teachingartistpodcast/message Support this podcast: https://anchor.fm/teachingartistpodcast/support

It's FOX Football Saturday with Steve and Geoff, wondering if this season is an aberration due to high ranking teams struggling against inferior opponents. Steve correctly predicted Clay Helton would be fired at USC but who will be his replacement? Brian Kelly becomes the winningest coach at ND and Saban shows same ability to adapt as Belichick. Jenny Taft joins live from Norman after the Sooners win over Nebraska in the revived rivalry. NFL Insider Adam Caplan helps preview week 2 as they wonder who would be doomed by an 0-2 start. Plus, Hartman's Heisman's and Geoff's Picks! Learn more about your ad-choices at https://www.iheartpodcastnetwork.com

There is a lot of pressure on entrepreneurs to be successful, and there's many roads to success. You may start down one path and find yourself on a totally different route down the road.  It can be challenging not knowing everything all at once, but when we embrace our individuality and uniqueness, everything else falls into place. Today, I'm so excited to share our guest Erin King, Founder of Socialite. She is a best-selling author and 3x entrepreneur, who is going to share with us all about how to embrace who you've been, who you are and who you are destined to become… no matter what the world tells you. Main Topics: - When your inner GPS is telling you to take a different route – how do you respond?- When you find yourself at a personal or professional crossroads - where do you turn for answers? Exactly how do you get unstuck?- When you find yourself in a challenging situation- do you gravitate towards the comfortable, even when you know you should level up?  Key Takeaways: - Audacity: how to embrace who you've been, who you are and who you are destined to become- no matter what the world tells you- Courage: how to identify and overcome the obstacles keeping you stuck and holding you back - - Leadership: how to develop and deploy concrete action steps for you and your team to ignite powerful progress towards your biggest goals and decisions  More About Our Guest: Erin King is a best-selling author, 3x entrepreneur and the CEO of the Socialite Agency. She's helped clients ranging from The Academy Awards in Hollywood to The United States Navy at the Pentagon communicate more compellingly using her award-winning PUB method. She is the author of “Digital Persuasion” and “You're Kind of a Big Deal” which both draw from her personal and professional experiences having founded three companies before the age of 40. Off-duty, you can find her either mountain biking with her husband Hartman, Facetiming with her huge, crazy Irish family, or being an annoyingly extra dog mom to a cavapoo named Betty White.

Drake and Dave are back with another addition of the long-running Know Your Foe series. Today, on your favorite daily Florida State Seminoles sports podcast, the fellas sit down with Wake Forest Demon Deacons insider Cameron Lemons Debro of SBNation site, Blogger So Dear. In part 1, the gang discusses what the Wake faithful is thinking as the game approaches, the state of the FSU football program, and the Wake Forest offense. Don't forget to come back for part 2 tomorrow! Learn more about your ad choices. Visit podcastchoices.com/adchoices

Drake and Dave are back with another addition of the long-running Know Your Foe series. Today, on your favorite daily Florida State Seminoles sports podcast, the fellas sit down with Wake Forest Demon Deacons insider Cameron Lemons Debro of SBNation site, Blogger So Dear. In part 1, the gang discusses what the Wake faithful is thinking as the game approaches, the state of the FSU football program, and the Wake Forest offense. Don't forget to come back for part 2 tomorrow! Learn more about your ad choices. Visit podcastchoices.com/adchoices

Dr. Hartman's journey with functional medicine started when he & his wife adopted their first daughter from foster care. She has cerebral palsy & countless dietary issues. They went from specialist to specialist and, even as a physician, he felt let down & confused. His daughter's health struggles forced him to confront an uncomfortable realization: Our current healthcare system doesn't have all the answers. His wife, however, refused to give up hope. She ultimately pointed him to functional medicine. His daughter & other two kids began to thrive. After years in family practice, he felt called to make a dramatic shift. He now helps patients identify leverage points in key areas of their lifestyle & health that harness their body's remarkable power to heal and begin living the vibrant life they deserve. His free gift WHO IS MARK STRUCZEWSKI? Mark “Ski” Struczewski (Mister Productivity) works with executives to help them gain control of their time by taming distractions so they can experience less overwhelm, feel a sense of freedom, and enjoy their lives. In addition to being a productivity coach, Mark is a speaker, host of The Mark Struczewski Podcast, and author. His strategies have guided CEOs/Executive Directors, business owners, business corporate specialists, and entrepreneurs to get back control of their time. You can find out more about how to connect with Mark and his mission to create confident leaders at MisterProductivity.com. Does your to-do list have you overwhelmed? When you join my Digital Productivity Coaching (DPC) Program, you'll learn how to get and stay focused, become untangled from the chaos of your to-do list, experience less overwhelm, and have time to do what you really want to do! Find out more and sign up today at MarkStruczewski.com/dpc Get instant access to The Basics of Productivity Course at MarkStruczewski.com/bofp Become a Mark Struczewski Insider and get productivity tips and exclusive content that I only share with email subscribers. Follow Mark on TikTok, Instagram, and Snapchat.

With the 1-0 Steelers hosting the equally undefeated Las Vegas Raiders, Jeff Hartman talks Steelers vs. Raiders with Matt Holder from SB Nation's Silver and Black Pride. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Joe and Shane have been with Carrot since 2014. They've made many shifts in their business over the past 7 years, including a strategic downsizing (right-sizing) at exactly the right time. Using evergreen marketing, intentional relationships, and a fresh take on their business, they have transformed their business into what they always knew it could be. Today we are learning exactly how they did a 180 in their business while dealing with competition, a tough market, and a global pandemic.  Learn How to Attract More of Your Favorite Clients by Flipping Your Marketing To “Evergreen” at Carrot.com/evergreen   The Perry Hall Investment Group - Joe Hartman on LinkedIn -   Full Show Notes & More Episodes at CarrotCast.com

Thom Hartmann visits and reveals an inconvenient truth about Medicare and Medicare Advantage and the fraud that is our healthcare system. The first part of the interview discusses the ills of our healthcare system in general. According to Hartmann, “For-profit health insurance is the largest con job ever perpetrated on the American people—one that has cost trillions of dollars and millions of lives since the 1940s.” In The Hidden History of American Healthcare, the latest title in his popular “Hidden History” series, Hartmann reveals how and why attempts to establish affordable universal healthcare in the United States have been thwarted and what we can do to finally make it a reality.--- If you like what we do please do the following! Most Independent Media outlets continue to struggle to raise the funds they need to operate much like the smaller outlets like Politics Done Right SUBSCRIBE to our YouTube Channel here. LIKE our Facebook Page here. Share our blogs, podcasts, and videos. Get our books here. Become a YouTube PDR Posse Member here. Become a Politics Done Right Subscriber via Patreon here. Become a Politics Done Right Subscriber via Facebook here. Consider providing a contribution here. Please consider supporting our GoFundMe equipment fund here. --- Support this podcast: https://anchor.fm/politicsdoneright/support

Integrative Medicine Conversation An Interview with Aaron Hartman M.D. This is one of my longer interviews because there was just so much to talk about and we really only skimmed the surface of the whole subject. Dr. Hartman is originally from and currently lives in Virginia where he is one of the rare Integrative Medicine doctors. Dr. Hartman became interested in this area of medicine because of his first adopted daughter who had Cerebral Palsy. His daughter's health struggles forced him to confront an uncomfortable realization: Our current healthcare system doesn't have all of the answers. His wife, however, refused to give up hope. She ultimately pointed him to functional medicine. His daughter & other two kids began to thrive. After years in family practice, he felt called to make a dramatic shift. In 2016 Dr. Hartman founded Richmond Integrative and Functional Medicine where he helps patients identify leverage points in key areas of their lifestyle & health that harness their body's remarkable power to heal and begin living the vibrant life they deserve. He has become the ‘go to' doctor for difficult and hard cases in central Virginia. Here are some links to a free gift, his website & membership (listen to the podcast for more on this): 
 Free eBook gift on Resilience: https://go.richmondfunctionalmedicine.com/brguide-pod Website + membership: https://richmondfunctionalmedicine.com https://www.youtube.com/c/AaronHartmanMD
www.facebook.com/rvaintegrative

The Orlando Empowered Investor LIVE EVENT has just finished! Here's a short report on how it transpired. And as Jason compares other commodities to housing prices, we ask the question, "Are houses really that expensive?" Join Jason as he unearths the truth about the "housing bubble" as he expounds on his very own HARTMAN COMPARISON INDEX or HCI. Plus, learn the ONE LESSON he recommends to all investors and his best and worst investments in his decades long experience as a real estate professional. The WEALTH TRANSFER is happening FAST! Protect your financial future now! Did you know that 25% to 40% of all dollars ever created were dumped into the economy last year???  This will be devastating to some and an opportunity to others, be sure you're on the right side of this massive wealth transfer. Learn from our experiences, maximize your ROI and avoid regrets. Free Mini-Book on Pandemic Investing: https://www.PandemicInvesting.com Jason's TV Clips: https://vimeo.com/549444172  Asset Protection, Tax Savings & Estate Planning: http://JasonHartman.com/Protect  What do Jason's clients say? http://JasonHartmanTestimonials.com Easily get up to $250,000 in funding for real estate, business or anything else  http://JasonHartman.com/Fund  Call our Investment Counselors at: 1-800-HARTMAN (US) or visit https://www.jasonhartman.com/ Guided Visualization for Investors: http://jasonhartman.com/visualization Catch Jason's full interview in the Passive Wealth Strategy Podcast show HERE.  

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Tom Hartman, Hartman's Town and Country Greenhouse

What do you think of when you hear the words "modern art?" Emma Hartman joins the Creative Community Podcast for a conversation about the best way to respond to art that we are not familiar with or even afraid to engage. Tune in to hear Emma's careful thoughts about the contemporary art movement and her journey to the point where she let her faith shine through in her creations. Connect with Emma! https://www.instagram.com/emma_hartman/ https://www.instagram.com/greenvillecontemporary/ https://www.instagram.com/yes_its_for_sale/ Follow Leaf Institute! https://www.instagram.com/leafinstitute/ Watch this episode on YouTube! https://youtu.be/2e6t68fJTnU Connect with us on social media! https://www.instagram.com/mark_baral_art/ https://www.instagram.com/dlbaral/ https://www.instagram.com/destinationarete/ https://www.facebook.com/destinationarete/ https://www.youtube.com/channel/UCrWgI_dynnb3VEy5PSQdUmA Read our webcomic called Launch! https://www.destinationarete.com/launch Subscribe and follow us for more conversations like this one! Spotify: https://open.spotify.com/show/3c7bBOpchpf4Bejd4VIBam SoundCloud: https://www.soundcloud.com/destinationarete/ Apple Podcasts: https://podcasts.apple.com/us/podcast/dest…te/id132386814

259: Restore Your Health & Hope with Dr. Aaron Hartman

2021.08.30 NCU Chapel - CMN Conference 1 - Lacey Hartman by North Central University

“You really do make a judgment on a person, on their practice based on their online reviews. Whether that's right or wrong, it is how the world is working these days.” -Avalon Hartman In this episode, we hear from Avalon Hartman of EmpathIQ about reputation management. In this case, by reputation management, we mean online reviews. I think we all know how big of an impact reviews play in our lives. How many times have you not gone to a restaurant because of poor reviews? Or not bought a product you were interested in due to it's reviews? Or, more relevant to us, how many times have you chosen or not chosen a doctor based upon reviews or lack thereof? Well in this episode, Jen talks to Avalon to find out how physicians can get out in front of the review game to make sure they are accurately represented online and Avalon shines a light on the tools available to make reviews work for you instead of against you.    Avalon Hartman has a degree in Business Administration from the University of San Diego.  She's helped clients with their branding and marketing programs in the publishing industry and also in the Trade Show arena. March of 2020 saw an unexpected worldwide shutdown of the tradeshow industry so she began working at EmpathIQ in the somewhat newer field of Reputation Management.  While not at work you can find her hiking some of San Diego's beautiful trails and also enjoying sunset yoga on the beach.    To claim the DocWorking discount and learn more about how EmpathIQ can help you build more positive reviews online, click here Find full transcripts of episodes on the DocWorking Blog  Our New DocWorking THRIVE  Membership is here!! You'll get ongoing Small Group Coaching with our Experienced Team, Ongoing Coaching Support in a Private Community that Fosters Peer Support and Mentorship, and superb virtual courses to include ‘STAT: Quick Wins to Get Your Life Back' with Gabriella Dennery MD and Master Certified Coach Jill Farmer, ‘A New Era of Leadership' and ‘Communication for the Win' with Lisa Kuzman, and so much more!    Join our community by clicking here.   At DocWorking, our specialty is Coaching Physicians. We bring an exceptional experienced team to Coach Physicians to achieve the Best in Life and Medicine.    Doctors devote their lives to caring for others. But does that mean they must sacrifice their own health and wellbeing? 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Please consult a licensed professional for financial or legal advice regarding your specific situation.   Podcast produced by: Amanda Taran

Dr. Sharon Lamm-Hartman is the Founder and CEO of Inside Out Learning, Inc. (IOL), an award‐winning global leadership, team, and organization development consulting business. In addition to running IOL, With a doctorate in Leadership Development from Columbia University, and a Master's from Cornell University, Dr. Sharon is a global executive and presentation skills coach, leadership and organization development consultant, speaker, writer, educator, wife, and mom. She has designed and delivered over 3,000 innovative programs, including many women's development and executive presence and presentation skills programs. Dr. Sharon has worked with tens of thousands of CEOs, executives, educators, professionals, and entrepreneurs worldwide. She has been an Adjunct Faculty Member at Columbia University and the Center for Creative Leadership and has been featured in publications such as Authority Magazine, The New York Times, and several radio, television, and podcast programs. Helpful Links Facebook: https://www.facebook.com/InsideOutLearninginc Youtube: https://www.youtube.com/channel/UCSyFbqTs9CWcl8jboMWIvXg Twitter: https://twitter.com/IOL_inc https://www.linkedin.com/company/insideoutlearning Linkedin: https://www.linkedin.com/in/drsharonlammhartman/ Instagram: @Inside_out_learning Website: www.insideoutlearning.com The Authenticity Code: The Art and Science of Success and Why You Can't Fake It to Make It https://amzn.to/2XRy2hB { affiliate link} --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app --- Send in a voice message: https://anchor.fm/chatsfromtheblogcabin/message Support this podcast: https://anchor.fm/chatsfromtheblogcabin/support

On Wednesday's edition of The James Crepea Show on Fox Sports Eugene, James discusses the Oregon Ducks still having some undecided position battles, Utah beat reporter Josh Newman of the Salt Lake Tribune previews Thursday's game against Weber State, Arizona State beat reporter Michelle Gardner of the Arizona Republic previews Thursday's game against Southern Utah, LSU beat reporter Brody Miller of The Athletic previews Saturday's game at UCLA, UCLA beat reporter James H. Williams of the Orange County Register recaps the win over Hawaii and previews the matchup with LSU and Ohio State beat reporter Marcus Hartman of the Dayton Daily News previews Thursday's game at Minnesota

Ohio State beat reporter Marcus Hartman of the Dayton Daily News joins the show to preview Thursday's season opener at Minnesota

Jason Hartman joins us to talk about how young investors can navigate the current housing market and succeed. We cover inflation - what it is, what it does, and how you can use it to your advantage as an investor; how to think about debt; his favorite asset class; his strategy for financial perpetual motion; and how to think about mitigating risk. Jason's Site: https://www.JasonHartman.com Free Book: https://www.PandemicInvesting.com  --- Transcript   Before we jump into the episode, here's a quick disclaimer about our content. The Remote Real Estate Investor podcast is for informational purposes only, and is not intended as investment advice. The views, opinions and strategies of both the hosts and the guests are their own and should not be considered as guidance from Roofstock. Make sure to always run your own numbers, make your own independent decisions and seek investment advice from licensed professionals.   Michael: Hey, everyone, and welcome to another episode of the remote real estate investor. I'm Michael Albaum, and today I'm joined by a very special guest, Jason Hartman. Jason is the founder and CEO of the Hartman media company, as well as the Jason Hartman foundation. He's a longtime real estate investor, and also host of the creating wealth podcast. And Jason's gonna be talking to us today about some real estate tips and tricks he has, as well as how to use inflation to our advantage. So let's get into it.   Hey, Jason, super excited to have you on the show today. Thank you so much for taking the time to hang out with us.   Jason: It's my pleasure, good to be here. And we're going to talk about one of my favorite topics, that is a topic most people hate, because they don't know how to use it. for their benefit. We're going to talk about how right all the listeners today and the viewers can use it for their benefit. And that is inflation.   Michael: Ooooh, dun-dun-duun! So before we jump into it, I would love if you could just share with everybody listening and watching who you are, where you come from, and kind of what your background is.   Jason: Sure, sure. Happy to do that. So I've been in real estate since I was 19 years old, I got my real estate license, my first year of college, purchase my first rental property at 20 and a half. I was about to get my license right before my 20th birthday. And I've been doing it ever since I've owned a lot of single family homes. Over the years, I've had a couple of big apartment complexes, 139 units, 125 units, 120 unit, mobile home park, and then you know, just a bunch of single families and in some other stuff like that I have not done any Self Storage, investing. But long term rentals are really my thing. And I know your company helps people with long term rentals, we had your founder on my show before. And and so does my company. So we're in the same space. It's a really big space, and a lot of people just love buying rental properties, rightfully so, you know, I like to say it's the most historically proven asset class in the entire world.   Michael: Yes, yeah. I couldn't agree more. I couldn't agree more. So that's awesome. Do you really done a lot of different things? And I'm just curious, which, which is your favorite asset class? Having seen a bunch of different ones?   Jason: Yeah, you know, that's a good question in the the answer, the real answer is it depends. And why do I say that? Well, I think the best asset is the good old fashioned humble single family home, that really is the best one, all things considered. However, you know, it is a little bit harder to scale it. So if you're a really wealthy investor, you may want to do bigger properties, bigger deals, and fewer of them.   However, in recent years coming out of the Great Recession, we've seen big institutional investors that own 10s of 1000s of single family homes, as you all know. And so that is being scaled pretty effectively by major investors. So you know, it can scale, you just need to treat it like a business have systems in place. One of our investors, you know, I'm not sure the exact number he's up to, but I think he's up to about 70 or 80 houses through our network. And he wants to go to 500 doors in single family.   Michael: Wow.   Jason: You know, I do think single family really is the best one. I think it appreciates the best, I think it's the simplest, and for most people, it's the best thing. But But again, if you've got billions of dollars to deploy, I understand that you may not want to mess around with, you know, hundreds of 1000s of single family homes.   Michael: Maybe a bit too slow, too cumbersome.   Jason: Yeah.   Michael: Love it. Awesome. Well, Jason, can you just give everyone a super simple definition, in your own words of what is inflation? Because I think this word gets tossed around by a lot from people. People love using it. People love to sound smart. But for everyone who might not be super familiar with it, just what is it at its basic form?   Jason: From an economists perspective, the real definition of inflation is just simply increase in the supply of money. Right. But what does it really mean? That's the important thing. And that's the real answer to your question. So, first of all, let's understand how it occurs, in most cases. Milton Friedman, the late great economists, who I'm a big fan of but some people don't like him. He said inflation is everywhere and always a monetary phenomenon. Meaning that there are two major influences on inflation. One is monetary policy, which means the central bank, the Federal Reserve, how they deal with money increases and decreases in the money supply. That's monetary policy.   On the other hand, fiscal policy is the policy of the government. It's the way the government taxes and spends. So when it comes to monetary policy, when the supply of currency units is increase, in our case, it's dollars, right. But it could be yen pesos, Brazilian reals euros doesn't matter, right? Whatever that currency unit when the supply of it increases, you have this effect of more, in our case, dollars, chasing a limited supply of goods and services.   And so naturally in any free market without major distortions, and we can talk about that in a moment, if you like. The price of those goods and services will naturally increase as more currency units chase them, they go into the market and they buy them. So when people feel richer, right, when there's a wealth effect, the value of their real estate goes up their stock market holdings go up. There's a wealth effect, right? They feel richer. So they spend more they spend more freely when they feel more comfortable. And if they think the future is rosy and optimistic, they'll spend more. If they think the future is going to be scary and contractionary, then they'll spend less they'll rein in their spending. And so that will tend to cause deflation versus inflation. Right. So I hope that answers your question. Sorry, for the long answer.   Michael: No, it absolutely does. It absolutely does. It's great. And so why is that something that real estate investors should concern themselves with? Or is it something that real estate investors should even concern themselves with?   Jason: Well, it's interesting that you use the word concern, because most, in most cases, concern would be a bad thing. And for most people, inflation is a bad thing. However, for real estate investors, it's a really great thing. And as much as I philosophically do not like inflation, as a real estate investor, owning income property, I love inflation. Okay. So this is where philosophy and just personal interests diverge, right? They really do.   I don't like inflation, I philosophically disagree with it. I don't think the central bank and the government should cause it, I think it hurts most people. But from a self interested perspective, I'm going to figure out and I'm going to help teach investors how to figure out how to align their interests with the two most powerful forces the human race has ever known - governments and central banks. And so most people from a sort of amateur level, say, well Real Estate's a good hedge against inflation. Why do they say that? They say it, because the price of real estate tends to go up with inflation, or a little better than inflation. So it hedges it, right.   So if inflation is, according to the official stats of the consumer price index, the most widely used metric for measuring inflation, the CPI, if the CPI is just say, for example, at any given time, 3%. And housing appreciates it 6% Well, then you beat inflation, right? You beat it by 3%. And so you're better off, right? You're exceeding inflation. And that's the hedge. That's the amateur view.   But the more advanced view is sort of explained in a phrase that I trademarked many years ago. And it's a mouthful, so I'm just gonna warn you it's a mouthful, and that is inflation induced debt destruction. Say that it's fast. Inflation induced debt destruction, or IIDD. Right. And what that really addresses is this hidden wealth crater, this beautifully hidden wealth creator. When you use leverage when you use a mortgage on your properties, then you're borrowing the money based on today's value. But you are actually not even you were tenants because we outsource our debt obligations to our tenants. Right? Which is another great thing about income property. You, we or our tenants pay it back in cheaper dollars. So that is really a beautiful thing. And that's inflation induced. That destruction, I can unpack that a lot more if you like, depending on how much time we have.   But when I started in this business about 18 years ago, hoping people invest in properties nationwide, I really wanted to come up with some new thinking, some new ideas, some things that made my philosophy of investing unique stuff I hadn't heard before, stuff that really just came out of my own head. And then I did find some examples of some of these techniques out there in the world. And the only one I really heard even alludes to the concept of inflation, which is debt destruction was Sam Zelle, who is a big billionaire real estate investor, who owns a bunch of office properties and apartment complexes and, you know, he's he's a wall street type an investor. And he alluded to this idea about, I want to say maybe 15 years ago, it's the only time I ever heard anyone really allude to it back in the time when I was talking about it, where he talked about his company equity office that owns office properties, how they borrow today's dollars, and pay them back in tomorrow's cheaper dollars. Right. So that's, essentially inflation does that destruction?   Pierre: So Jason, I think the common understanding is that inflation is a wealth distribution from the everyday person to those closest to the money because those closest to the money generation are the ones who get to spend it before the prices in the market react to it.   Jason: Yeah.   Pierre: How is there? You have a different way of thinking about this?   Jason: Yeah, no, that's what you said is you nailed it. Okay. So what you what you just address is something that an economist about 250 years ago named Richard Cantillon. postulated, and it's been called the Cantillon effect. Because the insiders, the banksters, Wall Street crooks, you know, they all have access, that the politicians, frankly, they all have access to this money before it hits the streets, if you will, and before it creates inflation.   So, you know, the folks at Goldman Sachs, for example, they basically, since they're on the inside of the game, right? They know that the money is coming, because they're consulting with Jerome Powell, and the other elites, right. They know what's coming. And they can buy up assets, before the effect of the inflation of those asset values has really happened largely in the market. Now, they'll usually continue to basically dollar cost average into a market as those prices are rising. But the little guys, the fools will be the last in. And, you know, that's, that's what, how it works, right?   And it is a wealth transfer, not just because of the Cantillon effect, which you just mentioned, but it's also a wealth transfer, just because of the way inflation works. So inflation is this insidious, hidden tax, that destroys the value of purchasing power of our savings, our stocks, or bonds, and even our equity in our real estate, because that's all priced in today's dollars, but today's dollars keep devaluing through inflation, right? If inflation is, and just to use that, well, let's do it. This one, let's say, say 10%, inflation occurs, whether that occurs in one year or three years, who cares, right? It happens, right? 10% inflation happens.   So if we own a million dollars in stocks, or a million dollars in bonds, or a million dollars in the bank, we just lost $100,000. Because the value those are denominated in dollars, and the value of those dollars is 10% less, but guess what? What if we have a million dollars in mortgages, and our mortgages have now been devalued? By 10%? Well, that's great. See, it destroys the value of everything denominated in those currency units, so in dollars, and thankfully, it destroys the value of debt too.   So beautiful thing when you're a debtor. So the lesson is, use mortgages, use leverage prudently, don't pay off your properties. You know, I had a question from one of my podcast listeners, the other day, emails me and says, Hey, Jason, should I sell one of my rental properties and use the the equity in that property to pay off another rental property? And I said, No, you should use my refi till you die plan and you should leverage them both to the highest possible value pull cash out and buy another property with that cash from the refinance.   Remember, there's no tax on borrowed money. So this is why my other technique called refi, till you die is a good technique for people, right? Because they take advantage of more inflation do set disruption. And of course, you know, you have to use this with some degree of prudence obviously. Right. But it is a it is a very powerful wealth creator.   Pierre: It's kind of a reversal of the wealth transfer kind of your you're absolutely right. It is. And you know, what's interesting, too, is you started off this conversation asking kind of what it means to young people specifically, and I'm not sure why you brought that up. But, you know, a lot of young people are interested in real estate investors, millennials, Gen Z people. And the interesting thing about inflation is that it is the most powerful method of wealth redistribution, most people think taxation is the most powerful method, but it's, that's not true.   The reason is, is because taxes are too obvious. Right? We all know, if our tax bill went up, there will be people rioting in the streets voting politicians out of office when they raise taxes, right, you know, the first George Bush Read my lips, no new taxes. Well, he lost the next election, because you know, that was the reagan is faced with that one, he gave it to the Democrats, right? And raise taxes.   And so, but inflation is something subtle, right? It's something people don't really notice, they sort of do, but they don't really understand why it's occurring. And they just kind of don't get it most people, right. And so it's a very powerful method of wealth redistribution, because it's subtle. It's sneaky, it's covert. But also, it transfers wealth and redistributes wealth, from lenders to borrowers, as we already talked about. But it also redistributes wealth from old people to young people.   Why is that? Well, I'll tell you why. In most cases, old people have hopefully savings, they own stocks, they own bonds, they have money in the bank. Hopefully they do. Hopefully they do, right. And young people typically don't have many assets, they just have a lot of debts. And so they get the advantage. It's an intergenerational wealth transfer without anybody passing away and having an inheritance, right? Because inflation just automatically transfers that wealth from people who have savings stocks, and bonds to people who have debts, because those debts are reduced through inflation induce debt destruction.   So if you're a young person, and you have a super high mortgage, and you have big student loan debt, and you financed both of your cars, so you're a young couple, right? You financed both your cars, and you've got some credit card debt, which is the worst kind of all right? I'm not recommending any of these consumer debts, obviously. But if inflation comes along, it will reduce the value of those debts and allow you to pay the lender back and cheaper dollars. But those aren't ideal debts. The reason real estate debt is ideal. Well, not real estate, rental property income property debt, is because it's self liquidating debt. We don't pay our own debt back. Right, our tenants pay it back. So we basically delegate the responsibility of the debt to people all tenants. Isn't that a great e quation.   Michael: amazing equation. Amazing equation. And I love the the refi till you die. model. That's great. We had a 1031 exchange, Ron, he said, you know, swap till you drop. So very similar methodology   Jason: Swap till you drop, I love it. That's good.  I am going 2 1031 exchanges on my own properties right now. And I agree with you that the 1031 exchange is a great tool right here.   Michael: I'm in the middle of one myself, and it's Yeah, the best thing since sliced bread. So Jason, I'm curious to get your thoughts because everyone always talks about, maybe not everyone, always, I'm over generalizing here. But a lot of people often talk about leverage and being responsible with it. And so what I'm hearing is that the more leverage you can utilize, the more advantageous it becomes in the long run because of inflation. So how should folks think about balancing that with not over leveraging themselves?   Jason: Yeah, good question. And it all depends first off on the person right and their personal situation. First off, right. But secondly, if you buy good properties, and we like we like to help our clients buy properties in linear Our markets. So we don't like these high flying trophy markets that have big fluctuations in pricing in value, right? We like slow and steady. You know, it's like the old parable, the tortoise and the hare. Okay? You know, it's slow and steady wins the race, right? The reliable properties in these reliable markets, mostly in the southeastern United States right now, that would be the example of it, and what I call linear markets, okay.   And so you have good properties with good cash flow characteristics, and, you know, appreciation is not very reliable, but cash flow is pretty reliable. It really is, even in in times of recession, cash flow is pretty reliable, you know, mostly, you collect the rent, mostly people pay in, you know, the money comes in, I mean, not always, but most of the time, it's pretty reliable.   So, good properties, good, linear markets. And using as much leverage as you can, which typically is not more than 80%, you got to put 20% of your own money into the deal. In most cases, you know, it's self liquidating debt, because the tenant pays the debt. Right? So I would never recommend consumer debt of any time. I don't recommend, you know, auto debt, although, you know, auto, that's pretty cheap. And if you finance your car and use that money that you would have done to pay for a car in cash to buy a property, I think that actually is a good idea. Okay.   Michael: Yeah.   Jason: But don't go out and get a super expensive car that you can't afford, right? That's the first lesson to that. student loan debt is terrible. I think it's a complete scam. And colleges are are just basically creating debt slaves. It's awful what they're doing. But that's a whole whole nother rabbit hole,   Michael: I can say we do a whole nother podcast on that.   Jason: We can I have opinions.   Pierre: So just going back to that younger investor, say they're just starting out, real estate has a pretty high barrier to entry for So to get started, how should younger investors be thinking about getting into real estate? Should they be saving their money for a down payment? Or should they be kind of taking bigger risks and playing in the stock market to build up that?   Jason: Yeah, well, you know, I'm never gonna be a huge fan of the stock market. You know, I, I like to say, Wall Street's the modern version of organized crime. Okay, you know, your Look, I mean, the point is, you're just putting your money, your financial future, your savings into somebody else's hands, right? When you buy properties, you're a direct investor, you control. Right, you you own it, you see if you understand it, but it does take more attention, right, you gotta pay attention to anything.   You know, if you're investing in stocks, you better be paying attention, right? I mean, the one way you are sure to lose or not get maximum return, at least, is to not pay attention, right, you can never just delegate this responsibility to somebody else. So in terms of saving for that first property, and the high barrier to entry, well, it's not really that high. I mean, you can buy a decent rental property with 25 or $30,000. Down, it's higher than it used to be for sure. But it's not impossible. And, you know, we have investors in their 20s, that are vying through our network. And, and they're doing it and, you know, you'd be amazed at it's like the old saying, most people overestimate what they can do in a year. And they massively underestimate what they can do in five years. So just living prudently and saving money for that first property. And, you know, letting that first property go to work for you paying attention to it, being a good manager of that property. And, you know, you'd be surprised in just a few years how things can really change.   You know, you buy a second property, we have an interesting calculator that we use for our clients. And it actually one of our clients kind of developed it, and then we expanded on it quite a bit. And that calculator basically shows people how to create a perpetual motion machine using real estate. And you might have heard about the old tales of how everybody, you know, in the late 1800s, I think it was was trying to invent the perpetual motion machine. And it's,   Michael: I can create it.   Jason: Yeah, it can't be done, at least not so far, right? Because energy, you know, has entropy to it, right? And it just loses its power. So you can't create a perpetual motion machine. The law of physics won't allow it, right. But with finance, you can. And basically, as you build your real estate portfolio, you use the cash flow from those properties, and use the appreciation from those properties. And then you get to a point where you do your first refinance, and use the proceeds from that refinances, tax free proceeds to buy another property. And this ultimately can create this perpetual motion machines. Absolutely beautiful.   Michael: That's incredible. That's incredible. I love that.   Jason: Yeah, we've got a calculator that actually shows people that where they can put in their own numbers, their own plan, how much they have to start with and, and create that perpetual motion machine.   Michael: That's great. As an engineer, I just love the analogy. You know, reformed engineer rather?   Jason: Yeah, yeah, yeah. What kind of engineer?   Michael: So I studied agricultural, but I used to work as a fire protection engineer for almost nine years. It was a lot of fun.   Jason: So if you if you if you got a student loan, that's a useful degree, right? People are actually hiring engineers, right. But they're not hiring for a lot of these other crazy things that there's they're selling fake, useless. putting people into you know, $100,000 worth of student loan debt.   Michael: It's, it's terrible. That's quite, it's like there's a whole generation of people that have a mortgage, they just didn't get a house included with their mortgage. You know, it's, it's ridiculous. Yeah.   Michael: It's it is crazy. It is crazy. Jason, I'm curious to get your thoughts, kind of on two separate investment vehicles. One is I don't have a big fan of the stock market, but curious to your thoughts on index funds. Because a lot of folks say, well, that's a great place to park money. So you don't have to be very active in it, kind of set it and forget it. And then alternatively, syndications, where you're involved in real estate, but not direct ownership.   Jason: Okay, so first off, you know, I have something called the 10 commandments of successful investing. And I must tell you, our 10 commandments has helped 23 commandments.   Michael: Funny how they keep growing.   Jason: You know, we got more. Yeah, so we're up to 23-10 commandments now.   Michael: Love it,   Jason: You know, we do math, government over here, okay. Funny math. Because, anyway, so commandment number three has really resonated with a lot of my podcast listeners and YouTube followers. And commandment number three is, thou shalt maintain control, you know, in other words, try as much as possible in your life to be a direct investor. Because when you are not a direct investor, you don't directly own the asset in which you're investing your money. You leave yourself susceptible to three major problems. Number one, you might be investing with a crook. And we've all heard about the scandals on wall street or Enron WorldCom   Michael: The Madoffs.   Jason: There's so many, Bernie Madoff. I mean, yeah, you know, global crossing. I mean, they're, you know, how long How much time do we have, right? There's just you know, that that Coffee Company in China, what's it called? luck in coffee? You know, there's so many stock market scams, it's unbelievable. So we know about that. And in real estate, there's certainly a lot of scams with syndicators, scamming people fund managers scamming scamming people, right? You know, most people aren't getting scammed. But, you know, there are certainly a good number of crooks out there.   When you're a direct investor, you can avoid these problems, right?   Number two problem, assuming they're honest, they might just be incompetent. And you'll lose money because they're either dishonest or stupid. Right. And that's no fun.   The third problem, assuming they're honest and competent, they take a big management fee off the top for managing the deal. And, you know, we've all seen these ridiculous salaries on Wall Street, as the shareholders are losing money, but they're still paying themselves big bonuses, right? It's just these things are not correlated, like they should.   Michael: Right.   Jason: And so so these are the problems you leave yourself susceptible to, don't directly invest in Listen, I'm not a direct investor, anything, everything I sell, okay, I mean, I have a lot of direct investments. But I have some non direct investments too. You just got to trust the person you're doing it with or the company, you're doing it with their competence. And their, their honesty. Right. So So that's, that's part of it. And then you've just got to look at the deal and see if they're charging ridiculous fees, you know, acquisition fees, disposition fees, management fees, are they using your money in the fund to go out and raise money from other people? Well, I mean, I don't know. Should that be an expensive the funder? Is that like an outside business expense, right? Yeah. So these are, these are questions you have to ask and do due diligence.   Michael: Yeah. Yeah. makes total sense.   Jason: But as far as index funds, the answer your other question. You know, it's, there are a lot of people who say and a lot of they have a lot of evidence for it. But you know, like anything, it's debatable because you can slice and dice things a million different ways that the index funds beat these highfalutin fund managers that charge big fees, right. So just by the index, there may be some wisdom to that.   Michael: Yeah. Yeah.   Pierre: Just thinking about risk taking on, you know, how to mitigate some of the risks that are inherent with taking on this debt, with an we're kind of depending On the government inflation to capitalize on that, what are some other risks that are inherent in government action? Like, there's a lot of talk about when people are deferring their mortgage payments, they're going to lose their homes when the government assistance stops, like, what are some ways to protect yourself.   Jason: Protect yourself? So, I mean, look at everything has risk, there's nothing risk free, even putting your money in the bank is very risky, because well, it's actually not risky. I know for sure what's going to happen with your money in the bank, you're going to lose it to taxes and inflation, guaranteed. Guaranteed loser money in the bank. Okay. That one is, is the guaranteed loss, right? Everything else has a risk, it could go up or down, right. And, you know, there's risk and everything, there's political risk.   So if you are investing in a blue state, the political risk is pretty significant. People are leaving a lot of these places. I live most of my life in California, and California has become a more risky environment with the political environment, they're New York, risky, right. And the other states, they're more business friendly, or a lot less risky. In fact, they're benefiting from the migration that's occurring out of these more or less left oriented places.   So there's political risk, and the political climate can change over time, right? For example, Texas, has always been very business friendly. But that's really kind of changing a little bit in Texas, even right, especially in Austin, which is a great city are really neat city. But politically, it's getting kind of risky here. So these risks are inherent.   But one thing that can really help directly when we're talking about risk in real estate is this. It took me 19 years to discover this, and I've been teaching it for a long time to it's called the Hartman Risk Evaluator. And basically, what the Hartman risk evaluator does, is it shows people by using what I call the LTI ratio, we've all heard of the LTV ratio, the loan to value ratio, right? Hey, you know, we'll give you an 80% loan, you need to put 20% down, that's the LTV ratio, right when you're getting a new loan, but the LTI ratio I invented, and that stands for land to improvement ratio.   So when people buy a property, they usually consider it to be just one thing, but it's really two major items, there is the land. And then there's the improvement for the house or the apartment building sitting on the land. So that's the LTI, the value of the land, versus the value of the improvements sitting on the land, the LTI ratio.   And the Hartman risk evaluator basically shows people that the higher land value markets are much more risky to invest in. And the higher improvement value ratios for that LTI ratio skews toward high improvement value and low land value are less risky to invest in. And I can give you an example of that, that I use personally in my own life. And this is kind of how I discovered a good way to mitigate risk on real estate. One of the first properties I bought out of state when I lived in California. It was interesting, because I was buying two properties at the same time. One was a home for myself in California.   And this was about 2004, I think, and I was buying this house in, in Orange County, California, and it was $815,000. And I was buying another house across the country for $159,000. So you know, you really see the difference there. Right? It was a rental property, that $159,000 pose. And I had this girlfriend at the time, and she was her mom was a new home sales. And she was telling me not to buy this $815,000 house because she just didn't think it was a very good deal. Right. And so we broke up. I bought the house anyway. And there you go.   But I also bought the other house across the country for 159,000. And here's what was interesting. My insurance broker Jennifer was insuring both properties. So she had an office in Irvine, California. And I remember she reached out to me and she said that the out of state property, we're going to give you insurance for $135,000. And you're your personal residence we're going to give you insurance for and I can't remember that one as well. I think about $200,000 Okay.   So basically, we all know the insurance company only insures what the improvement sitting on the land because the house burned down the land walls be there, right? So they don't insure the land value they just insure the house or the improvement. So what's the point of that, what does that tell us? Well, here's what happened. I bought both houses, moved into my personal residence, have a rental property out of state. And here's what happened, the personal residence went way up in value in the first year, even while they were building it, it went way up in value before it was finished. And before I moved in, so it was a great deal, I loved it.   And I moved into the house and about a year went by and I noticed the houses in the neighborhood really going up in price. So I called up my lender that did the original loan and I said, Hey, I think I want to refinance this property, pull some equity out and buy more rental properties. They sent over an appraiser the appraisers name is Eric, I tell you that for a reason. Because he also came back following year appraisal again. And that $815,000 property is now worth 1,300,000. And I thought, Wow, it's only been a year and my property went up. $485,000, do I ever love real estate, and I heard you, but that was in a cyclical market in Orange County, California, a risky market.   So I refinanced the property and pulled some cash out, I bought some more rental properties nationwide. And I really started thinking about that, because when I got the insurance on that property, on the out of state property, they told me, they were going to give me $135,000 worth of insurance, meaning by deduction, the land value was only $24,000. And in the California property, the land value at the time of purchase was about $615,000. So if, if the improvement value goes up, it will only go up by a small amount based on the cost of the construction materials.   And also what happened to the price of lumber went way up, came back down a little bit, etc, etc. But land value is just all over the board. It's not at all logical. land value goes up a lot, and it goes down a lot in rapid succession. And so the risk evaluator basically shows you that the risk is in the high land value markets. And it's a little bit hard to explain this without illustration. But look at it this way. If I've got $600,000 in land value and a property, and that goes down by 50%, I'm going to lose $300,000. And if I got $24,000 in land value in a property, it goes down by half and lose $12,000. The improvement cost is much more stable than the land cost. Because builders won't rebuild more properties if they can't make a profit.   So yes, there are times by during the Great Recession in 2008 or so that properties did sell below the cost of construction. But at the same time properties were selling for half to a third of their land value their prior land value. So the the price of the improvement of the building sitting on the land gives us a stop gap of where it will hold the value much better than high land value markets.   So I hope that makes sense. Again, it's hard to explain without illustrations and slides. But the moral of the story is high land value. cyclical markets are more risky than low land value linear markets. That's the moral of the story. And also, coincidentally, those low land value linear markets have much better cash flow than the high land values.   Pierre That's fantastic.   Michael: That makes a ton of sense. That makes a ton of sense. So I'm curious, Jason, what did you do with that 1.3 million place in Orange County? Did you refi to I mean, you're clearly alive. So not till you die. But did you keep it or did you get rid of it?   Jason: Yeah. So I did, unfortunately, keep it. And I kept living there. And the next year, Eric came back and appraise the house again. It was the exact same appraiser. And he said,   Michael: Good ol' Eric. Yeah, good ol Eric. I have bad news for you, Mr. Hartman. Your house is now only worth 1,215,000. So I lost $85,000 in a year. Okay. But I was still way up. And I still stupidly kept the house. And I stayed there and I kept living there. I wanted to move but frankly, I was just too busy to move. I wanted to move out of state. That's sort of a major decision. And I finally did get out of the Socialist Republic of California about 10 years ago. I'm glad I did. You know, California is beautiful. It's great place but I just don't want to pay the taxes. I just had it.   And so I moved to Scottsdale, Arizona. I lived there for six years. And now I live in Florida. And I just every time I move I lower my tax rate and so for 200 state income taxes. And so I kept the house, and I ended up selling it for only about $100,000 more than I paid. I should have sold it sooner and made $485,000. But you know, I just didn't. And I was just too busy with my business to really manage my real estate, my home as an investment really, really well.   But the moral of the story is, that's a cyclical high land value market, the cost of improvement when I sold it for $915,000, about 100,000 more that I paid, the cost of the improvement did not go down. It actually cost more to build that house seven years later than it did the day. I bought it seven years earlier. But the land value had gone down. Well, it was still up above what I paid for it. But it was still much a lot lower than the peak, which was 1.3 million.   Michael: Got it. And the reason that the property the improvements would have cost more to build seven years later when you sold it was because of inflation, right?   Jason: It just inflation. Yeah. Yeah. Well, it was actually that's a that's a good point, Michael, it was inflation. But it was also inflation caused not just by bad fiscal and monetary policy, but inflation caused by a huge economic and construction boom in China, and to a lesser degree, India, they were just sucking up these raw materials, these commodities used to build houses.   And so if you think about it, another principle I teach is called packaged commodities investing or assembled commodities investing. And what that is, is, if you think of the houses you buy, or the apartment buildings you buy as commodities, just packaged up, right, you know, what are they they're glass, steel, lumber, concrete, petroleum products, copper wire, you know, etc, etc, labor, energy, all these things go into building a house.   And so that's what you're really buying. When you buy in low land value, good linear markets, like we invested. Like, if people go to my website, if they want to see a list of linear markets, just go to jasonhartman.com, click on the Properties page, those are all linear markets, okay, that we'd recommend investing in low land values, high improvement values as an LTI ratio. And you're basically a commodities investor.   And the neat thing about these commodities guys, is they are not attached to any one currency. These commodities, whether they be lumber, concrete, petroleum products, copper wire, they don't care if you're buying them in dollars, yen, Euro, pesos, whatever, it doesn't matter to them. They're they have intrinsic value, and they're used worldwide. And every human on Earth needs them. Because they are the ingredients of the places we live, the places we work, and the places we interact with all day. It's every building is made of these things.   Michael: Interesting. That's a really interesting way to think about it.   Jason: Packaged commodities investing.   Pierre: Yep, that definitely answers my question. Thank you.   Michael: Jason, we want to be super respectful of your time here. Any additional questions for Jason?   Pierre: Just tell our listeners where to find you, link them to your channels?   Jason: Yeah, thanks. So I'm on my podcast is called The Creating Wealth Show. And you can get that just look up Jason Hartman, wherever you get your podcasts, my website, jasonhartman.com. I've also got a special gift for your listeners and viewers. And that is a book a little mini book that is free. And what we did is we took a lot of my strategies that have been teaching for many, many years, and we adapted them to the crazy times we're living in. And that is available totally for free at pandemicinvesting.com, that's pandemicinvesting.com, and it's a small book on pandemic investing that you get right away. It's just emailed to you right away. for free.   Pierre: We'll put that in the show notes as well. So   Jason: Thanks.   Michael: Yeah, can't wait to take a read that sounds awesome. Because he has you mentioned that we are in a bit of a crazy time here.   Jason: You know, it's a really weird time and a lot of things that people expected. I think, you know, it's hard to even remember, try to think back how things were, you know, what, 16 months ago? Right? I mean, just think of what you thought back then. And everybody listening to this. Think of what how you were thinking back in, you know, maybe, I don't know, March of 2020. A lot of people just thought the world was going to end. Right. The economy was going to collapse. You know, there were riots that summer. You know, cities were being destroyed, burnt down. Windows broken, you know, massive looting and all kinds of crazy stuff going on in and and look at what really happened.   That's a lot different than most people would have thought it's counterintuitive, right? Yeah. But it is a wealth transfer. And a lot of people are still suffering. And a lot of people haven't even noticed how bad it is going to get. So it's it's uneven, it's unequal, and it's unfair. And just, you know, for people listening to your show, I know that you're trying to do it, and I'm trying to do it for my audience. You know, we're just trying to help as many people as possible, understand what's happening, and understand really how, how they're being played by the system. And inflation is hurting those people. And if you don't do anything about it, if you don't follow these techniques, you will be the victim rather than the victor.   And but you can you can succeed in this environment, just by aligning your interests with these two most powerful forces the human race has ever known. What are they governments and central banks, they have standing armies, they have aircraft carriers, they have police forces, they have missiles, and you know what, it doesn't matter what we think, or what we believe or whether we philosophically disagree. I do. You know, if they don't care, okay, they're gonna do what they're gonna do. And they have all the power, so we better align our interests with theirs, and follow the same business plan they're following. And that's how we'll succeed.   Pierre: Fantastic.   Michael: Love that Jason, thank you so much for coming on this and sharing this was this was really great. Really, really great stuff.   Michael: Hey, my pleasure. Thanks, everybody.   Michael: Thank you.   Pierre: Thank you, Jason.   Michael: Thanks, take care. Talk to you soon.

Rabbis Jessica Lott (Northwestern Hillel) and Charlie Schwartz (Center for Jewish and Israel Education at Hillel International) join Hartman's Director of Campus Initiatives, Danielle Kranjec, to shed light on what has changed in the last, disrupted year of college education. They discuss how generational shifts do and don't inform conversations about Israel, how geography and demographics impact pluralism, and how big the tent is–or should be–on campus.

Ed Hartman is an award-winning, accomplished composer, performer, and educator. Ed received his Bachelor of Music from Indiana University, and has been involved with the film and music communities in the Pacific Northwest for decades. He creates music drawn from many styles, genres and cultures. Ed is at home with classical orchestral music, along with electronic, jazz and world music. As a percussionist, he can create intense rhythmic scores that can contrast with lyrical orchestral passages.Ed also owns 8th Sense Productions, LLC that owns the film-estate of Richard Lyford. He produced and scored “As the Earth Turns” an award-winning unreleased silent sci-fi film by Lyford made in Seattle in 1938, , an award-winning documentary about Richard Lyford, “It Gets in Your Blood”, and is currently working on a biopic about the filmmaker.http://edhartmanmusic.comhttp://astheearthturns.comOver the course of his career as a historian, he published 11 history texts, one of which (Perfect Cities) was named a New York Times notable book of the year in 1986. Throughout his career, he has often succumbed to a love of travel made possible by teaching at the University of Paris and Warwick University in England, and with Fulbright Awards, at the University of Sydney, the University of Amsterdam, Erfurt and Tubingen Universities in Germany, and Uppsala University in Sweden, where he was given an honorary Doctoral Degree. Until 2020, he was the Faculty Fulbright Adviser at the University of Maryland. Born in Chicago, Gilbert attended Carleton College and then the University of Wisconsin, earning a doctoral degree in American Intellectual and Cultural History. In 1966, he was hired by the University of Maryland. He was appointed Distinguished University Professor in 1999. While American history has been his profession, literature has been his passion, and since retirement, he has written three novels and a book of short stories. He is also a (very) amateur cellist. http://jamesgilbertauthor.comThe Douglas Coleman Show now offers audio and video promotional packages for music artists as well as video promotional packages for authors. Please see our website for complete details. http://douglascolemanshow.comIf you have a comment about this episode or any other, please click the link below.https://ratethispodcast.com/douglascolemanshow

My guest today is a trusted friend, Oliver Choquette. Oliver is currently a Psychology student at the University of Victoria. His training and expertise comes from various sources: college, university, and private classes. He has been working in clinics as a support person for over 10 years. He is a passionate reader and researcher of many topics: history, philosophy, political science, psychology, and sociology. And at the end of the day, I have trusted him with my child as a skilled helper providing emotional support for a number of years. As the parent of a 17 year old trans son with ADHD and autism diagnoses, who struggles with both anxiety and depression, I wanted to talk to Oliver about the intersection of gender diversity and neurodivergence. And because it's not just my son – I literally don't know an LGBTQIA+ youth who does not present with some form of neurodivergence or at the very least some diagnosable mood disorder such as anxiety or depression. I hope you enjoy this candid, non-expert, real conversation. Accounts I follow on Instagram for psychoeducation: @neurodivergent_lou @sensoryhuman @the.autisticats @fidgets.and.fries @pixiesbigwhy @autism_sketches @iampayingattention @the_mini_adhd_coach @lifeinautismworld @adultingwithautism @drdevonprice @the_queer_counselor @autism_unmasked @busybeingdisabled  Oliver's Research Links Carter, B. (2021). Impact of social inequalities and discrimination on vulnerability to crises. Kia, H., Robinson, M., MacKay, J., & Ross, L. E. (2020). Poverty in lesbian, gay, bisexual, transgender, queer, and two-spirit (LGBTQ2S+) populations in Canada: an intersectional review of the literature. Journal of Poverty and Social Justice, 28(1), 21-5 Executive Skills Questionnaire- Peg Dawson & Richard Guare Giovanardi, G., Vitelli, R., Maggiora Vergano, C., Fortunato, A., Chianura, L., Lingiardi, V., & Speranza, A. M. (2018). Attachment patterns and complex trauma in a sample of adults diagnosed with gender dysphoria. Frontiers in psychology, 9, 60. Strauss, P., Cook, A., Watson, V., Winter, S., Whitehouse, A., Albrecht, N., ... & Lin, A. (2021). Mental health difficulties among trans and gender diverse young people with an autism spectrum disorder (ASD): Findings from Trans Pathways. Journal of Psychiatric Research, 137, 360-367.   Rommelse, N. N., Franke, B., Geurts, H. M., Hartman, C. A., & Buitelaar, J. K. (2010). Shared heritability of attention-deficit/hyperactivity disorder and autism spectrum disorder. European child & adolescent psychiatry, 19(3), 281-295. Schnarrs, P. W., Stone, A. L., Salcido Jr, R., Baldwin, A., Georgiou, C., & Nemeroff, C. B. (2019). Differences in adverse childhood experiences (ACEs) and quality of physical and mental health between transgender and cisgender sexual minorities. Journal of psychiatric research, 119, 1-6.   Craig, S. L., Austin, A., Levenson, J., Leung, V. W., Eaton, A. D., & D'Souza, S. A. (2020). Frequencies and patterns of adverse childhood events in LGBTQ+ youth. Child abuse & neglect, 107, 104623.   Cuevas, A. G., Ong, A. D., Carvalho, K., Ho, T., Chan, S. W. C., Allen, J., ... & Williams, D. R. (2020). Discrimination and systemic inflammation: A critical review and synthesis. Brain, behavior, and immunity.  

These types of conversations charge me right up.  It's 2021. The way you show up online, especially as a personal brand, is the reason that your clients will either be drawn to you, or decide to pass on what you have to offer. .. And thats even before they understand what you have to offer. Your clients decision on whether or not they want to work with you happens before they look into your offer, credentials, or education. That's where this conversation comes into play.  Figuring out how to step into your power, your leadership, your energy, and your audaciousness is a requirement to having a personal brand in 2021. Erin King joins me today to share her story, her tips and strategies for how to show up audaciously online.  If you have been having fears around what others may think about your social media - this ones for you! Tune in, and DM me your own personal tips and tricks for showing up online.  More About Erin King: Erin King is a best-selling author, 3x entrepreneur and the CEO of the Socialite Agency.  She's helped clients ranging from The Academy Awards in Hollywood to The United States Navy at the Pentagon communicate more compellingly using her award-winning PUB method. She is the author of “Digital Persuasion” and “You're Kind of a Big Deal” which both draw from her personal and professional experiences having founded three companies before the age of 40. Off-duty, you can find her either mountain biking with her husband Hartman, Facetiming with her huge, crazy Irish family, or being an annoyingly extra dog mom to a cavapoo named Betty White. You can reach out to her on her Instagram, or Facebook!  What We Talk About In This Episode: Self-Worth How To Show Up  PUB Method Things We Mention In This Episode: You're Kind of a Big Deal: Level Up by Unlocking Your Audacity eBook: King, Erin:  Digital Persuasion: Sell Smarter in the Modern Marketplace Gargan, Erin : Kindle Store Online Disinhibition Effect Big Deal Training Trade (erinking.com) Here's How To Subscribe & Leave A Review (pretty-please): Want to get notified when I release new episodes so you don't miss a thing? Click here to subscribe to the podcast on iTunes. It would mean the world to me if you'd leave a rating and review. I'd love to know what you think of the podcast and how I can make it better for you. Plus iTunes tells me that podcast reviews are really important and the more reviews the podcast has the easier it will be to get the podcast in front of more people, which is the ultimate goal. You can leave a review right here. Let's Keep The Conversation Going… Do you feel like you are stuck with a particular business idea, or are you fluid as things change? Have you been through a personal transformation that affected your business? I would love to hear all about it and I'm sure others would too. Comment below and share your story or visit me on Instagram which is currently my favourite way to connect.  You can also join my free online community to connect with more than 40,000 other health practitioners just like you to ask questions, share wins and struggles and get lots of support from me and my team! I hope to see you there. … did you know that we make a donation on behalf of every special guest that we have on The Business of Becoming? Today's donation is going to the ASPCA | American Society for the Prevention of Cruelty to Animals

Julie Hartman guest hosts for Dennis… One year ago, Julie, now a senior at Harvard, first came to the studio. Now she's guest hosting. She tells her amazing story about finding PragerU, Dennis and her road to conservatism… See omnystudio.com/listener for privacy information.