Family Financial Feuds - U of I Extension

In this episode, Personal Finance expert Kathy Sweedler, Extension Assistant Director of Diversity, Equity, Inclusion, and Access Camaya Wallace Bechard, and Financial Planning Education Consultant at eMoney Sasha Grabenstetter wrap up the Family Financial Feuds podcast series. They explore recent research on endings, discuss different trends in personal finance, reminisce about their favorite podcast episodes, and provide suggestions for where to get accurate money management information and resources. Check out the new finances website at www.extension.illinois.edu/finances for more resources!

In this episode, Personal Finance expert Kathy Sweedler and Chelsea Byers, Family Life Educator, Illinois Extension, discuss decluttering, disadvantages of letting clutter accumulate, common issues encountered when decluttering, and they provide tips on how to stay motivated and tackle all of that clutter! For information about how long to keep financial documents, contact an accountant or visit the IRS website, https://www.irs.gov/taxtopics/tc305 Check out our new website at www.extension.illinois.edu/finances for more resources!

In this episode, Personal Finance expert Kathy Sweedler and Jenna Smith, MPH, RD, Nutrition and Wellness Educator, Illinois Extension, discuss Illinois cottage food law, how this type of self-employment can benefit the cottage food producer, how cottage food benefits the consumer and local economy, and common challenges cottage food producers encounter. They provide tips on what to look out for as a consumer when buying cottage food and resources to learn more about Illinois cottage food guidelines and filing taxes when self-employed. Resources we discussed during the Podcast: • Illinois Extension's Cottage Food Website, https://extension.illinois.edu/cottage-food • IRS Self-Employed Individuals Tax Center, https://www.irs.gov/businesses/small-businesses-self-employed/self-employed-individuals-tax-center Check out our new website at www.extension.illinois.edu/finances for more resources!

In this episode, Extension Assistant Director of Diversity, Equity, Inclusion, and Access Camaya Wallace Bechard and Personal Finance expert Kathy Sweedler discuss what it means to have inclusive practices in financial education, inclusive leadership, and working with individuals with disabilities and culturally diverse communities. They provide strategies and information on inclusive personal finance programs that Illinois Extension offers. The episode also includes an important announcement and information about upcoming changes with the Family Financial Feuds podcast! Resources we discussed during the Podcast: • The Key to Inclusive Leadership, Harvard Business Review - hbr.org/2020/03/the-key-to-inclusive-leadership Check out our new website at www.extension.illinois.edu/finances for more resources!

In this episode, Extension Educator Camaya Wallace Bechard and Kathy Sweedler discuss managing credit during times of inflation, common credit score myths, rising interest rates, and provide strategies and resources to help you increase your purchasing power and save money. Resources we discussed during the Podcast: • Get Savvy webinar series registration - https://extension.illinois.edu/finances/get-savvy • CFPB auto loan comparison sheet - https://files.consumerfinance.gov/f/documents/201606_cfpb_auto-loan-worksheet.pdf • CFPB article on rising vehicle costs - https://www.consumerfinance.gov/about-us/blog/market-monitoring-examining-potential-credit-impact-high-vehicle-costs-for-consumers/ Check out our new website at www.extension.illinois.edu/finances for more resources!

In this episode, Extension Educator Camaya Wallace Bechard and Kathy Sweedler discuss the impact of financial exploitation on your financial well-being, common types of scams, warning signs to look out for, and provide strategies to help you protect yourself, as well as resources for reporting scams when they do happen. Resources we discussed during the Podcast: • When grandpa gets exploited, soundcloud.com/familyfinancialfeuds/when-grandpa-get-exploited • Reportfraud.ftc.gov - reportfraud.ftc.gov/#/ • Adult Protections Services – (locator) www.eldercare.acl.gov Check out our new website at www.extension.illinois.edu/finances for more resources!

In this episode, Extension Educator Camaya Wallace Bechard and Kathy Sweedler discuss barriers associated with short-term and long-term savings goals, and provide some strategies and resources to help address those barriers and start saving more. Resources we discussed during the Podcast: Longevity Calculators: • Social Security Life Expectancy Calculator, www.ssa.gov/cgi-bin/longevity.cgi • How Long Will I Live Calculator, www.blueprintincome.com/tools/life-expectancy-calculator-how-long-will-i-live/about/dean-foster Get Savvy Webinars: Investing Basics and Steps to Investing, go.illinois.edu/GetSavvyPlaylist Related Research: • Hou, Wenliang, “How Well do Retirees Assess the Risks They Face in Retirement?” Center for Retirement Research at Boston College, July 2022, Number 22-10. • Angrisani, Marco et al, “The Early Impacts of the Coronavirus Pandemic on Americans' Economic Security” Michigan Retirement and Disability Research Center, University of Michigan. Working paper WP 2021-426, UM21-11. Check out our new website at www.extension.illinois.edu/finances for more resources!

In this episode, Extension Educator Camaya Wallace Bechard and Kathy Sweedler discuss travel, look back on their own travel experiences, and explore how to save money while traveling, top motivations and benefits associated with traveling, and current research on travel trends in America. Resources we discussed during the Podcast: Save on Travel webinar, go.illinois.edu/SaveOnTravels America Saves https://americasaves.org/ What to Save For, America Saves americasaves.org/what-to-save-for/?goal=vacation Check out our new website at www.extension.illinois.edu/finances for more resources!

In this episode, Extension Educator Camaya Wallace Bechard and Kathy Sweedler discuss the topic of teens and money, and explore some tricks and tips for talking to your teen about money, how we can support money management in teens, as well as current research on the socialization of teens surrounding money. For more resources, check out our new website at www.extension.illinois.edu/finances for more resources! Research cited: Veronica Deenanath, Sharon M. Danes, and Juyoung Jang, Purposive and Unintentional Family Financial Socialization, Subjective Financial Knowledge, and Financial Behavior of High School Students, (2019), Journal of Financial Counseling and Planning, v 30, n 1, p. 83-96. Resources: Money as You Grow series, Consumer Financial Protection Bureau, https://www.consumerfinance.gov/consumer-tools/money-as-you-grow/teen-young-adult/ Money Conversation Starters for Parents & Children, University of Minnesota Extension, https://mn.gov/commerce-stat/pdfs/money-conversation.pdf

REPLAY - In this episode, Camaya Wallace Bechard, Kathy Sweedler, and Sasha Grabenstetter, discuss the financial implications of natural disasters and large financial emergencies. From their experiences growing up to now, living in Illinois. We also talk about why it's important to update your insurance on a yearly basis, keep important documents stored safely, and what to do if disaster strikes you. Resources we discussed during the Podcast: Emergency fund before disaster strikes https://extension.umn.edu/how-prepare/start-emergency-fund-disaster-strikes Disaster recovery and assistance, FEMA www.disasterassistance.gov/ Preparing, recovering, and rebuilding after disasters and emergencies https://www.consumerfinance.gov/consumer-tools/disasters-and-emergencies/

In this episode honoring Women's History Month, Extension Educator Camaya Wallace Bechard and Kathy Sweedler discuss the topic of women and money, and explore some myths and facts about women and money, how we can support money management in girls, and current research on the status of women and their money. For more resources, check out our new website at www.extension.illinois.edu/finances for more resources!

In this episode, Extension Educator Camaya Wallace-Bechard along with Kathy Sweedler and Sasha Grabenstetter discuss life changes and transitions in their own lives as well as delving into research on the topic. Whether you're moving, changing jobs, having children, retiring, or more, this episode is for you!

REPLAY - In this episode, Kathy, Camaya and Sasha explore goal setting and how it can cause family feuds. Listen, laugh and learn something new in this month's podcast from the University of Illinois Extension.

Welcome Jenna Smith, Nutrition and Wellness Educator with University of Illinois Extension to Family Financial Feuds! In this episode, she and Camaya Wallace Bechard (Consumer Economics Educator) discuss tips and tricks to save money on food and reduce our food waste. Learn more about Jenna's work: https://extension.illinois.edu/staff/jenna-smith

Welcome Karla Belzer, Family Life Educator with University of Illinois Extension to Family Financial Feuds! Karla teaches and practices mindfulness. In this episode, she and Camaya Wallace Bechard (Consumer Economics Educator) explain how mindfulness strategies can help us manage our money with less stress and more success.

In this episode, educators, Camaya Wallace-Bechard and Kathy Sweedler discuss in detail the different types of ways you can hold credit. From being an authorized user, joint-card holder, and secured cards -- there is something in this episode for everyone. Each option has it's own pros and cons, looking at each one individually can help you make the right choice for you and your household.

In our very first guest podcast, we introduce Dr. Emily Koochel, Assistant Professor at Michigan State University to discuss her research findings and tool on financial transparency. Join Dr. Koochel and our c-host, Sasha Grabenstetter as they define financial transparency, discuss the findings from her research, as well as list off some practical tips to discuss finances with your spouse, partner or significant other. To read Emily's research on Financial Transparency - https://www.researchgate.net/profile/Emily-Koochel/publication/339963650_Financial_Transparency_Scale_Its_Development_and_Potential_Uses/links/5f96f7eea6fdccfd7b7fdb3a/Financial-Transparency-Scale-Its-Development-and-Potential-Uses.pdf

In this episode, Kathy Sweedler takes Sasha Grabenstetter and Camaya Wallace Bechard down the delicious path of talking about food and food costs. On the heels of our webinar, "Save Money on Food" - we discuss what the Consumer Price Index data shows from food purchases from the pandemic. We also discuss generational differences with purchases, as well as some tips and tricks we use with our family to limit financial feuds around food. This is a yummy topic you won't want to miss. Save Money on Food - Recorded Webinar - https://youtu.be/ZHp4Nv39r7A

In this episode, Sasha Grabenstetter, Kathy Sweedler, and Camaya Wallace Bechard feud about is it possible to save for your children's college while saving for retirement. We discuss our own past college paying experiences, define 529 education plans, and discuss it is okay to have multiple savings goals. FINRA Retirement Calculator: https://tools.finra.org/retirement_calculator/ Who Should Pay For College? https://soundcloud.com/familyfinancialfeuds/who-should-pay-for-college

In our first podcast of 2021, Camaya Wallace-Bechard, Kathy Sweedler, and Sasha Grabenstetter examine mindfulness techniques in relationship to money matters. Camaya helps us dive into new research, as well as defining what mindfulness is. In addition to mindfulness, we discuss our upcoming webinar series, as well as are there mindfulness techniques we already use in personal finance. To register for our FREE Let's Talk Money webinar series - https://go.illinois.edu/TalkMoney

In our season 3 opener, Kathy Sweedler, Camaya Wallace Bechard and Sasha Grabenstetter discuss what financial equity is inside of a relationship. We'll work on defining equity, as well as discuss financial abuse in an intimate partner relationship. We learn that money is messy, and that while there can be inequality in a relationship, control isn't apart of that! For this and more! Resources: • Call and talk to someone at National Domestic Violence Hotline, 800-799-7233 • Illinois Domestic Violence Hotline, (877) 863-6338, https://www.ilcadv.org/ • National Resource Center on Domestic Violence, nrcdv.org Helping others: Good resource for members outside of the relationship - https://www.thehotline.org/support-others/ways-to-support/

In this second year recap, Sasha Grabenstetter, Kathy Sweedler, and Camaya Wallace-Bechard discuss their favorite podcasts of 2020, as well as where will 2021 bring them? You can find our educators on Twitter at: Sasha - www.twitter.com/pennies4pigs Kathy - www.twitter.com/morethancoupons Camaya - www.twitter.com/savefearlessly

In this episode, Camaya Wallace Bechard, Kathy Sweedler, and Sasha Grabenstetter, discuss the financial implications of natural disasters and large financial emergencies. From their experiences growing up to now, living in Illinois. We also talk about why it's important to update your insurance on a yearly basis, keep important documents stored safely, and what to do if disaster strikes you. Resources we discussed during the Podcast: Emergency fund before disaster strikes https://extension.umn.edu/how-prepare/start-emergency-fund-disaster-strikes Disaster recovery and assistance, FEMA https://www.disasterassistance.gov/ Preparing, recovering, and rebuilding after disasters and emergencies https://www.consumerfinance.gov/consumer-tools/disasters-and-emergencies/#recover

In this episode, Kathy Sweedler, along with her colleagues, Sasha Grabenstetter and Camaya Wallace Bechard grip about paying bills on a monthly basis. They discuss strategies to pay bills on time, why it's hard to pay them on time. Plus, they discuss this new payment method called "instant paychecks" used by large name companies currently to pay their gig economy employees. All of this and more! For more information about Personal Finance - www.retirewell.illinois.edu

In this episode, educators, Kathy Sweedler and Camaya Wallace-Bechard discuss the considerations for purchasing a big-ticket item or making a big financial decision. Your partner, spouse or other household members may have differing views on what's important right now, and may be feeling pressured to make big decisions quickly. Reevaluating existing plans or financial decisions is okay in times of stress or uncertainty. Just make sure if you are making a major financial decision you make it with your loved one with a clear mind as well as with all of the options available to you.

In this episode, educators, Sasha Grabenstetter, Kathy Sweedler and Camaya Wallace-Bechard take a look at way to cut or reduce expenses in 2020. They examine some of the different tools that people use to cut expenses, as well as give their best two tips on things that have helped them. Links promised from the podcast -- AAA Your Driving Costs: https://www.aaa.com/AAA/common/AAR/files/AAA-Your-Driving-Costs.pdf Financial Fat Cat: https://youtu.be/xUzD2LXe4mw Debt.com Survey: https://www.debt.com/research/best-way-to-budget-2019/ For more information about the podcast hosts or University of Illinois Extension check us out at www.retirewell.illinois.edu

In this episode, Kathy Sweedler and Sasha Grabenstetter discuss the different housing options that you may be considering in June 2020. With all that has been going on in the world - you may be considering "doubling up" with family, purchasing your first home or refinancing an existing home. From the pros and cons, discussions about your housing and more. To register for Let's Talk Money: http://go.illinois.edu/TalkMoney A Consumer’s Guide to Mortgage Refinancing, The Federal Reserve Board, https://www.federalreserve.gov/pubs/refinancing

In this episode, educators Camaya Wallace Bechard, Kathy Sweedler and Sasha Grabenstetter talk though some of their feelings about how to cope with financial stress. From coping mechanisms, disruptions in normal routines to dealing with the stressors associated with loss, we've got it all covered. Looking for some of our resources we mentioned? Let's Talk Money - Webinar Series starts June 4th, 2020 - Register here: https://forms.illinois.edu/sec/9047566 Get Savvy: Grow Your Green Stuff - Student Loan Repayment 2020 -https://youtu.be/oOaKJfse0Ns University of Illinois Extension Resources: https://extension.illinois.edu/global/resources-responding-covid-19

In this episode educators, Sasha Grabenstetter, Kathy Sweedler and Camaya Wallace Bechard, discuss why maybe tackling a financial to do list may not be the best financial decision to make right now. Though having a lot of choices or tasks can be good for some, for others it gives them too many choices and leads to paralysis. Our hosts some financial things they've been putting off, plus ways to help stop paralysis in it's tracks. As usual, you can find us on www.retirewell.illinois.edu. For Barry Schwartz's TEDtalk -https://youtu.be/VO6XEQIsCoM

In this episode educators, Sasha Grabenstetter, Kathy Sweedler, and Camaya Wallace Bechard are discussing values through storytelling. Help grow you children's money skills with concepts such as; goal setting, opportunity costs, savings, sharing, earning, borrowing, needs vs wants, counting, and problem solving. Hear about books with financial topics for kids ages 4 to 10 years old, plus more! For more information go to https://www.consumerfinance.gov/moneyasyougrow For our listener survey go to: https://go.illinois.edu/FFF_ListenerSurvey

In this episode, Kathy Sweedler and Camaya Wallace-Bechard discuss the hot payment methods of 2020, peer-to-peer (P2P) payments. You may use them in your everyday life and you're not exactly sure why you downloaded one app over another. Our educators also discuss how P2P apps could be a source of conflict between partners, friends or even colleagues. While everything is at the touch of a button these days, how many of these P2P apps do you want? Or need? Plus, they give you great tools about consumer protections you need to be aware of while using these cashless apps. Family Financial Feuds Listener Survey - https://go.illinois.edu/FFF_ListenerSurvey

In this episode educators, Camaya Wallace Bechard and Sasha Grabenstetter tackle the tough topic of debt. They give timely debt reduction strategies to help listeners out, as well as discuss what to do if you're potentially in over your head. Plus a shoutout our friends over at to PowerPay.org and America Saves Week rounds out this difficult but necessary topic!

In this episode educators, Sasha Grabenstetter and Kathy Sweedler investigate the interesting world of gifting. From gift cards, gift closets and regifting - the research community has a lot to say about why and how we give gifts to other people. Find out why we should be giving gifts from the perspective of the receiver, instead of the giver!

We did it! It's been exactly one year since we released our first podcast! Join educators, Sasha Grabenstetter, Kathy Sweedler and Camaya Wallace Bechard as they take a look back at all the different topics that we feuded on these last 365 days. From credit reports, pets, smart devices, kids and money plus more! We're looking to more Family Financial Feuds in 2020!

In this episode, educators Camaya Wallace Bechard and Sasha Grabenstetter tackle the topic of subscription boxes? What are subscription boxes? How do they work? How many are out there? Plus, breaking new 2019 research from colleagues that we share with you! All this and more!

In this episode, Kathy Sweedler and Camaya Wallace Bechard discuss the hot topic of smart devices. We get to learn about what defines a smart device, learn more than half of all households only have a wireless phone, as well as discussing "who and how do you pay for these devices?" Plus much more! To find us on the web, go to www.retirewell.illinois.edu

In this month's podcast, Kathy Sweedler and Sasha Grabenstetter discuss, "Who Should Pay for College?" We will go over the variety of sources for payment, define "skin in the game", as well as talk about some of our experiences in paying for college, both for ourselves and our children.

Kathy Sweedler and Sasha Grabenstetter discuss the advance directive, Power of Attorney! Learn more about the different types of powers of attorney, the risks associated, resources from the CFPB, as well as some research from fellow colleagues in the field of personal finance.

In this episode Kathy and Camaya discuss multi-generational households. They dig deep into looking at your own values and feelings about multi-generational households, as well as putting yourself in the shoes of someone who may have to live in a multi-generational household.

In this episode, join Kathy Sweedler and Sasha Grabenstetter as they guide you through red flags of financial fraud, tips to help us protect our loved ones. We will also chat about to help you communicate with your senior family member.

In this podcast, educators Sasha Grabenstetter and Camaya Wallace-Bechard discuss "what pet should we get?" From their own childhood and adult experiences, discussing pet insurance and recent research, find out if a pet is right for you and your family. Or will it become the next feud?

In this episode Camaya and Kathy really dive into talking with your children about money. Our educators discuss strategies, and ways to help you help your kids explore finances within conversations or “golden” opportunities. Camaya and Kathy will also share some resources from Minnesota Extension, CFPB, and a few of their own ways they discuss money with their children.

In this episode, Kathy, Camaya and Sasha explore goal setting and how it can cause family feuds. Listen, laugh and learn something new in this month's podcast from the University of Illinois Extension.

In this episode, Kathy Sweedler and Sasha Grabenstetter discuss money personalities, attitudes, and scripts!

In this episode, Camaya and Sasha discuss whether you should show your credit report to your significant other or not! Come join us and see what we had to say!

In our introduction podcast, meet our podcasters and Consumer Economic Educators, Sasha Grabenstetter, Kathy Sweedler, and Camaya Wallace-Bechard. This podcast covers what the University of Illinois Extension is, who the members of the Consumer Economics Team, plus some surprising personal questions you won't want to miss out on.