Podcasts about financial counseling

Josh and Emily discuss the third chapter of the Financial Counseling textbook, The Practice of Financial Counseling. Top takeaways: Relationship building is key. There's a fine line between being supportive and being an enabler. Make sure you set boundaries around what you can and cannot do for clients. It's important to leave space for clients to suggest their own ideas. The more time you spend listening, the better you're able to help your clients. Want help building or growing a successful financial coaching business? Find resources below based on where you're at in your journey: - Deciding whether Financial Coaching is right for you? Join our free Facebook Community with over 5000 current and aspiring financial coaches! https://www.facebook.com/groups/financialcoachescommunity - Already decided you're going to be a Financial Coach and want to learn more? Get 30+ tips and best practices in our free 8-part email series! https://www.financialcoachesnetwork.com/pre-launch-email-series - Ready to Launch your Financial Coaching business? Join FCN Launch, our step-by-step program that will help you successfully launch your business in four months and grow it to a consistent part-time income. https://www.financialcoachesnetwork.com/launch - Are you already coaching clients and want to grow your business to a full-time income? Join FCN Grow, our program that helps you scale your business to a full-time income. https://www.financialcoachesnetwork.com/grow

Josh and Amelie discuss the second chapter of the Financial Counseling textbook by Durband, Law, and Mazzolini. Top takeaways: Financial knowledge is very baseline (what is a savings account). Financial literacy is the understanding of how to apply the knowledge. Financial literacy only really works when you're teaching people about things that are directly relevant to their lives at that point in time. Financial capability is the ability to actually implement the knowledge. Financial ratios are great, but many guidelines are situation-specific. It's important to be aware of potential scams to help your clients protect themselves. Be aware of the topics (taxes, insurance, investing, estate planning, etc.) that bring higher liability and may be legally regulated as far as what you are and are not allowed to discuss. Make sure you do some kind of continuing ed to stay on top of research, methods, scams, etc. Want help building or growing a successful financial coaching business? Find resources below based on where you're at in your journey: - Deciding whether Financial Coaching is right for you? Join our free Facebook Community with over 5000 current and aspiring financial coaches! https://www.facebook.com/groups/financialcoachescommunity - Already decided you're going to be a Financial Coach and want to learn more? Get 30+ tips and best practices in our free 8-part email series! https://www.financialcoachesnetwork.com/pre-launch-email-series - Ready to Launch your Financial Coaching business? Join FCN Launch, our step-by-step program that will help you successfully launch your business in four months and grow it to a consistent part-time income. https://www.financialcoachesnetwork.com/launch - Are you already coaching clients and want to grow your business to a full-time income? Join FCN Grow, our program that helps you scale your business to a full-time income. https://www.financialcoachesnetwork.com/grow

Join Certified Financial Planners Greg Cooley and Bubba Labas on another episode of Advisors' RoundTable!

Josh and Amelie discuss the first chapter of the Financial Counseling textbook by Durband, Law, and Mazzolini. Top takeaways: Many AFCs work on military bases, in non-profits, or in private practice, but there are also opportunities in banks, schools, hospitals, and more. For one-time engagements, technology isn't as important, but for longer-term engagements, most clients are going to expect some kind of budgeting technology. Counselors should be careful about building codependent, ongoing relationships with clients. Building relationships with other professionals is important so you can refer out. Want help building or growing a successful financial coaching business? Find resources below based on where you're at in your journey: - Deciding whether Financial Coaching is right for you? Join our free Facebook Community with over 5000 current and aspiring financial coaches! https://www.facebook.com/groups/financialcoachescommunity - Already decided you're going to be a Financial Coach and want to learn more? Get 30+ tips and best practices in our free 8-part email series! https://www.financialcoachesnetwork.com/pre-launch-email-series - Ready to Launch your Financial Coaching business? Join FCN Launch, our step-by-step program that will help you successfully launch your business in four months and grow it to a consistent part-time income. https://www.financialcoachesnetwork.com/launch - Are you already coaching clients and want to grow your business to a full-time income? Join FCN Grow, our program that helps you scale your business to a full-time income. https://www.financialcoachesnetwork.com/grow

Courtney Markley, founder of the Center for Financial Discipleship, shares her journey from bridal fashion designer to financial counselor. She and Tom discuss how wealth doesn't solve money-related anxiety and how our past—especially childhood trauma—can deeply influence generosity. This episode explores the surprising truth that even high-net-worth individuals often struggle to talk about money, revealing how fundraisers can become safe, nonjudgmental conversation partners.Key Themes: Courtney's personal financial transformation Why math isn't enough: money behaviors vs. financial literacy The deep emotional and spiritual pitfalls of wealth How major gift officers unintentionally become confidants

Managing money isn't one-size-fits-all—especially for neurodivergent individuals. In this episode of Making Cents of Money, we explore how ADHD, autism, dyslexia, and executive functioning challenges impact personal finance. Show Notes: • Illinois Assistive Technology Program: https://iltech.org/ • Illinois ABLE Program: https://illinoisable.com/ • ADA National Network. n.d. “What is the definition of disability under ADA?” https://adata.org/faq/what-definition-disability-under-ada. • Altszuler, A. R., T. F. Page, E. M. Gnagy, S. Coxe, A. Arrieta, B. S. Molina, and W. E. Pelham Jr. 2016. “Financial Dependence of Young Adults with Childhood ADHD.” Journal of Abnormal Child Psychology 44 (6): 1217–1229. https://doi.org/10.1007/s10802-015-0093-9. • American Psychological Association. n.d. “Speaking of Psychology: The Stress of Money.” American Psychological Association. www.apa.org/research/action/speaking-of-psychology/financial-stress. • Komarow, A. 2020. “Neurodiversity and Finances: Planning for the Future When You Think Differently.” Different Brains. www.differentbrains.org/neurodiversity-finances-planning-for-the-future-when-you-think-differently/. • How Being Neurodiverse Affects Your Relationship With Money, Duke University Career Hub: https://careerhub.students.duke.edu/blog/2025/01/03/how-being-neurodiverse-affects-your-relationship-with-money/ • An Inclusive Approach to how Financial Institutions Might Design Financial Information for Neurodiversity Accessibility: https://openresearch.ocadu.ca/id/eprint/4020/1/Copeland_Jocelyne_Mbaziira_Isaac_2023_MDES_SFI.pdf • Financial Literacy Among Autistic Adults, The Journal of Consumer Affairs: https://onlinelibrary.wiley.com/doi/full/10.1111/joca.12564 • Inclusive Financial Well-being Empowerment Model for Serving Independent, Neurodivergent Individuals: www.financialplanningassociation.org/article/journal/NOV21-inclusive-financial-well-being-empowerment-model-serving-independent-neurodivergent Centers for Disease Control and Prevention. (2024, May 16). Data and statistics on autism spectrum disorder. U.S. Department of Health & Human Services. Retrieved from https://www.cdc.gov/autism/data-research/index.html FT Adviser. (2024, May 9). Understanding the financial challenges faced by neurodivergent people. Retrieved from https://www.ftadviser.com/investments/2024/05/09/understanding-the-financial-challenges-faced-by-neurodivergent-people/ National Disability Institute. (n.d.). National Disability Institute and the Association for Financial Counseling and Planning Education® launch Financial Inclusion Essentials. Retrieved from https://www.nationaldisabilityinstitute.org/press/national-disability-institute-and-the-association-for-financial-counseling-and-planning-education-launch-financial-inclusion-essentials-2/ Shattuck, P., Narendorf, S., Cooper, B., Sterzing, P., Wagner, M., & Taylor, J. (2012). Postsecondary education and employment among youth with an autism spectrum disorder. Pediatrics, 129(6), 1042-1049. https://doi.org/10.1542/peds.2011-2864. Retrieved from https://www.researchgate.net/publication/224958489_Postsecondary_Education_and_Employment_Among_Youth_With_an_Autism_Spectrum_Disorder

Making Cents of Money: Episode 99 – Financial Socialization: https://soundcloud.com/idfpr/episode-99-financial-socialization?utm_source=clipboard&utm_campaign=wtshare&utm_medium=widget&utm_content=https%253A%252F%252Fsoundcloud.com%252Fidfpr%252Fepisode-99-financial-socialization Making Cents of Money: Episode 94 – Cost of Living: https://soundcloud.com/idfpr/episode-94-cost-of-living?utm_source=clipboard&utm_campaign=wtshare&utm_medium=widget&utm_content=https%253A%252F%252Fsoundcloud.com%252Fidfpr%252Fepisode-94-cost-of-living Klontz Money Scripts Quiz: https://www.bradklontz.com/moneyscriptstest Get Saavy Webinar: Budget Hacks: https://www.youtube.com/watch?v=X2p09ddcB4Q FTC Fraud Report: https://reportfraud.ftc.gov FBI Internet Crime Complaint Center: https://www.ic3.gov Christy, K., Welter, T., Dundon, K., Valandra, & Bruce, A. (2022). Economic Abuse: A Subtle but Common Form of Power and Control. Journal of Interpersonal Violence, 37(1–2), NP473–NP499. https://doi.org/10.1177/0886260520916264 Eickmeyer, K. J., Manning, W. D., Longmore, M. A., & Giordano, P. C. (2023). Exploring the Married-Cohabiting Income Pooling Gap Among Young Adults. Journal of Family and Economic Issues, 44(4), 990–1006. https://doi.org/10.1007/s10834-023-09885-0 Granados, W. (2025, January 28). NRF survey: Valentine's day spending reaches record $27.5 billion. NRF National Retail Federation. https://nrf.com/media-center/press-releases/nrf-survey-valentine-s-day-spending-reaches-record-27-5-billion Klontz, B., Britt, S. L., Mentzer, J., & Klontz, T. (2011). Money Beliefs and Financial Behaviors: Development of the Klontz Money Script Inventory. Journal of Financial Therapy, 2(1). https://doi.org/10.4148/jft.v2i1.451 Koochel, E. E., Markham, M. S., Crawford, D. W., & Archuleta, K. L. (2020). Financial Transparency Scale: Its Development and Potential Uses. Journal of Financial Counseling and Planning, 31(1), 14–27. https://doi.org/10.1891/JFCP-18-00009 Li, X., Khan, M. A., Xiao, J. J., & Kong, D. (2024). Actions for solutions: Financial behaviors, power (im)balance, and economic abuse among Chinese young adults in non-marital cohabitation. Journal of Social and Personal Relationships, 41(6), 1554–1576. https://doi.org/10.1177/02654075241227125 Olson, J. G., & Rick, S. I. (2023). Subjective Knowledge Differences within Couples Predict Influence over Shared Financial Decisions. Journal of the Association for Consumer Research, 8(4), 378–389. https://doi.org/10.1086/726430 Romo, L. K. (2015). An Examination of How People in Romantic Relationships Use Communication to Manage Financial Uncertainty. Journal of Applied Communication Research, 43(3), 315–335. https://doi.org/10.1080/00909882.2015.1052831 Romo, L. K., & Abetz, J. S. (2016). Money as Relational Struggle: Communicatively Negotiating Cultural Discourses in Romantic Relationships. Communication Studies, 67(1), 94–110. https://doi.org/10.1080/10510974.2015.1121158 Totenhagen, C. J., Wilmarth, M. J., Serido, J., Curran, M. A., & Shim, S. (2019). Pathways from Financial Knowledge to Relationship Satisfaction: The Roles of Financial Behaviors, Perceived Shared Financial Values with the Romantic Partner, and Debt. Journal of Family and Economic Issues, 40(3), 423–437. https://doi.org/10.1007/s10834-019-09611-9

In this episode of the Broke Girl Society podcast, hosts Christina and Terra delve into the final steps of their recovery journey, focusing on Steps 11 and 12. Explore with us the themes of connecting with a higher power, navigating personal beliefs in recovery, and the importance of finding safe spaces . We discuss the role of service in recovery, the impact of codependency on relationships, and the principles that guide our journey. The dialogue emphasizes the significance of honesty, kindness, and mutual support in the recovery process, highlighting the transformative power of community and personal growth. **If you are struggling with your mental health or having thoughts of self harm, please seek the help of professionals. We only speak from our own perspective and experience. This recording should not be used as a replacement for professional help but as encouragement in your recovery journey.   This episode is sponsored by: ~ The Better Institute - Where people go to get better!  https://betterinstitute.com/problem-gambling-help/' ~ Gamfin -  Financial Counseling with counselors who understand the impacts of gambling on financial health and individual goals. (For those in the US only).  https://www.gamfin.org/  ~ Evive - An app that can help you better understand your relationship with gambling and help you navigate recovery in a new way! Use code BGS for ONE year free!!  https://www.getevive.com/ Resource Book: https://bgs-media.com/resources/ -************************************************************************************************************ For more information on the GRIT Act: https://www.ncpgambling.org/wp-content/uploads/2022/11/2022.09.01-GRIT-Act-OneSheet.pdf If you'd like to support the work I do please rate this episode (Please be Kind!) #gamblingaddiction #recovery #gamblersanonymous #gambling Helpful links: https://www.ncpgambling.org/ You can find State and International Resources Here https://800gambler.org/ https://gamban.com/ Online gambling blocking software https://www.gamblersanonymous.org/ga/ https://gamblersinrecovery.com/ - 24/7 meetings all over the world https://recoveryroadonline.com/ - meetings throughout the day https://www.gamfin.org/ - Financial Counseling for those in the US.  Christina Cook: https://thebrokegirlsociety.com/ / christina@thebrokegirlsociety.com Terra Carbert: https://ambitiousaddicts.com/ Brian Hatch: https://endgamblingharm.com/ UK Help: https://gordonmoody.org.uk/ https://www.betknowmoreuk.org/services/new-beginnings Australia Help: https://www.gamblinghelponline.org.au/ Canada Help: https://www.camh.ca/en/health-info/mental-illness-and-addiction-index/problem-gambling Podcasts: The Bet Free Life: https://www.youtube.com/channel/UCPTgu-Tss6gKy2kJaY8OvZA Ambitious Addicts: https://ambitiuosaddicts.libsyn.com/2021 All In: The Addicted Gambler's Podcast: https://addictedgamblerpodcast.libsyn.com/ Support groups:  The BGS Facebook group: https://www.facebook.com/groups/1520878581449100/ Ambitious Women in Recovery: https://www.facebook.com/groups/ambitiouswomeninrecovery/ https://www.facebook.com/groups/1182930495779649/ https://www.facebook.com/groups/138607691434337/ https://www.facebook.com/TheSelfDiscoverySisterhood

Send us a textOn the latest episode of The Get Ready Money Podcast, I spoke with Cara Macksoud, CEO of Money Habitudes about changing the way we think about money and financial behavior.In this episode we discussed:Maximizing your joy with you what you to have.Money decisions under pressure can be more expensive.Take the time to commit to learning something about money. Have money conversations openly and non-judgmentally.Money decisions under pressure can be more expensive. Cara Macksoud, FBS® is the CEO of Money Habitudes. After a 15-year career as a trader on Wall Street and serving as the Chief Financial Officer for a nonprofit organization in New York City, Cara transitioned into the behavioral finance space. She earned a Graduate Certificate in Financial Therapy from Kansas State University and holds a Bachelor of Science in Finance from the NYU Stern School of Business. She is a Certified Financial Behavior Specialist® and a member of the Financial Therapy Association, where she serves on the board as the Chair of Student Engagement. Additionally, she is a member of the Association of Financial Counseling and Planning Education (AFCPE) and is an Accredited Financial Counselor (AFC) candidate.Connect with Cara Macksoud:Website: www.moneyhabitudes.comLinkedIn: https://www.linkedin.com/in/caramacksoud/Mentioned this episode:The Tony Steuer Podcast with Ben Miller: Money Equals Time (here).Predictably Irrational, Revised and Expanded Edition: The Hidden Forces That Shape Our Decisions by Dr. Dan Ariely (Amazon)Dollars and Sense: How We Misthink Money and How to Spend Smarter by Dr. Dan Ariely (Amazon) Support the showThe Get Ready Money Podcast and its guests do not provide investment advice. All content is for educational purposes. Guest opinions do not necessarily reflect the opinions of The Get Ready Money Podcast and Tony Steuer.

*Trigger warning: Suicidal ideations and abuse are mentioned in this episode. There are some audio issues in this episode as well. Part Two: Beth - Alisha - Susan In this episode of the Broke Girl Society podcast, the hosts and guests share their personal journeys of overcoming gambling addiction/affliction/disorder/problem. They reflect on the challenges they faced, the steps they took towards recovery, and the hope they found in community support. Each story highlights the importance of self-awareness, the struggle of gambling related harm, and the power of resilience as they move into the new year with renewed strength and determination. **If you are struggling with your mental health or having thoughts of self harm, please seek the help of professionals. We only speak from our own perspective and experience. This recording should not be used as a replacement for professional help but as encouragement in your recovery journey.   ~ This episode is sponsored by The Better Institute - Where people go to get better!  ⁠https://betterinstitute.com/problem-gambling-help/'⁠ ~Birches Health - Online Gambling Disorder Treatment That Works!  ⁠https://bircheshealth.com/⁠ ~ The Gambling Clinic - Funded by the Tennessee Dept. of Mental Health & Substance Abuse Services.  ⁠https://thegamblingclinic.com/⁠ ~ Gamfin -  Financial Counseling with counselors who understand the impacts of gambling on financial health and individual goals. (For those in the US only).  ⁠https://www.gamfin.org/⁠  ~ Evive - An app that can help you better understand your relationship with gambling and help you navigate recovery in a new way! Use code BGS for ONE year free!!  ⁠https://www.getevive.com/⁠ -************************************************************************************************************ For more information on the GRIT Act: ⁠https://www.ncpgambling.org/wp-content/uploads/2022/11/2022.09.01-GRIT-Act-OneSheet.pdf⁠ If you'd like to support the work I do please rate this episode (Please be Kind!) #gamblingaddiction #recovery #gamblersanonymous #gambling Helpful links: ⁠https://www.ncpgambling.org/⁠ You can find State and International Resources Here ⁠https://800gambler.org/⁠ ⁠https://gamban.com/⁠ Online gambling blocking software ⁠https://www.gamblersanonymous.org/ga/⁠ ⁠https://gamblersinrecovery.com/⁠ - 24/7 meetings all over the world ⁠https://recoveryroadonline.com/⁠ - meetings throughout the day ⁠https://www.gamfin.org/⁠ - Financial Counseling for those in the US.  Christina Cook: ⁠https://thebrokegirlsociety.com/⁠ / ⁠christina@thebrokegirlsociety.com⁠ Terra Carbert: ⁠https://ambitiousaddicts.com/⁠ Brian Hatch: ⁠https://endgamblingharm.com/⁠ UK Help: ⁠https://gordonmoody.org.uk/⁠ ⁠https://www.betknowmoreuk.org/services/new-beginnings⁠ Australia Help: ⁠https://www.gamblinghelponline.org.au/⁠ Canada Help: ⁠https://www.camh.ca/en/health-info/mental-illness-and-addiction-index/problem-gambling⁠ Podcasts: The Bet Free Life: ⁠https://www.youtube.com/channel/UCPTgu-Tss6gKy2kJaY8OvZA⁠ Ambitious Addicts: ⁠https://ambitiuosaddicts.libsyn.com/2021⁠ All In: The Addicted Gambler's Podcast: ⁠https://addictedgamblerpodcast.libsyn.com/⁠ Support groups:  The BGS Facebook group: ⁠https://www.facebook.com/groups/1520878581449100/⁠ Ambitious Women in Recovery: ⁠https://www.facebook.com/groups/ambitiouswomeninrecovery/⁠ ⁠https://www.facebook.com/groups/1182930495779649/⁠ ⁠https://www.facebook.com/groups/138607691434337/⁠ ⁠https://www.facebook.com/TheSelfDiscoverySisterhood⁠

*Trigger warning: Suicidal ideations and abuse are mentioned in this episode. There are some audio issues in this episode as well. Part One: Gail - Cathy - Kim - Sonia In this episode of the Broke Girl Society podcast, the hosts and guests share their personal journeys of overcoming gambling addiction/affliction/disorder/problem. They reflect on the challenges they faced, the steps they took towards recovery, and the hope they found in community support. Each story highlights the importance of self-awareness, the struggle of gambling related harm, and the power of resilience as they move into the new year with renewed strength and determination. **If you are struggling with your mental health or having thoughts of self harm, please seek the help of professionals. We only speak from our own perspective and experience. This recording should not be used as a replacement for professional help but as encouragement in your recovery journey.   ~ This episode is sponsored by The Better Institute - Where people go to get better!  https://betterinstitute.com/problem-gambling-help/' ~Birches Health - Online Gambling Disorder Treatment That Works!  https://bircheshealth.com/ ~ The Gambling Clinic - Funded by the Tennessee Dept. of Mental Health & Substance Abuse Services.  https://thegamblingclinic.com/ ~ Gamfin -  Financial Counseling with counselors who understand the impacts of gambling on financial health and individual goals. (For those in the US only).  https://www.gamfin.org/  ~ Evive - An app that can help you better understand your relationship with gambling and help you navigate recovery in a new way! Use code BGS for ONE year free!!  https://www.getevive.com/ -************************************************************************************************************ For more information on the GRIT Act: https://www.ncpgambling.org/wp-content/uploads/2022/11/2022.09.01-GRIT-Act-OneSheet.pdf If you'd like to support the work I do please rate this episode (Please be Kind!) #gamblingaddiction #recovery #gamblersanonymous #gambling Helpful links: https://www.ncpgambling.org/ You can find State and International Resources Here https://800gambler.org/ https://gamban.com/ Online gambling blocking software https://www.gamblersanonymous.org/ga/ https://gamblersinrecovery.com/ - 24/7 meetings all over the world https://recoveryroadonline.com/ - meetings throughout the day https://www.gamfin.org/ - Financial Counseling for those in the US.  Christina Cook: https://thebrokegirlsociety.com/ / christina@thebrokegirlsociety.com Terra Carbert: https://ambitiousaddicts.com/ Brian Hatch: https://endgamblingharm.com/ UK Help: https://gordonmoody.org.uk/ https://www.betknowmoreuk.org/services/new-beginnings Australia Help: https://www.gamblinghelponline.org.au/ Canada Help: https://www.camh.ca/en/health-info/mental-illness-and-addiction-index/problem-gambling Podcasts: The Bet Free Life: https://www.youtube.com/channel/UCPTgu-Tss6gKy2kJaY8OvZA Ambitious Addicts: https://ambitiuosaddicts.libsyn.com/2021 All In: The Addicted Gambler's Podcast: https://addictedgamblerpodcast.libsyn.com/ Support groups:  The BGS Facebook group: https://www.facebook.com/groups/1520878581449100/ Ambitious Women in Recovery: https://www.facebook.com/groups/ambitiouswomeninrecovery/ https://www.facebook.com/groups/1182930495779649/ https://www.facebook.com/groups/138607691434337/ https://www.facebook.com/TheSelfDiscoverySisterhood

In this season finale of the Broke Girl Society podcast, host Christina reflects on the journey of recovery from gambling addiction, expressing gratitude for the support received from listeners and sponsors. She emphasizes the importance of sharing personal stories to break the stigma surrounding gambling-related harms, particularly for women. Christina highlights the power of recovery, the resources available for those struggling, and the sense of community fostered through the podcast and its Facebook group. She encourages listeners to embrace their journey towards healing and to seek support when needed, reminding them that they are not alone. **If you are struggling with your mental health or having thoughts of self harm, please seek the help of professionals. We only speak from our own perspective and experience. This recording should not be used as a replacement for professional help but as encouragement in your recovery journey.   ~ This episode is sponsored by The Better Institute - Where people go to get better!  https://betterinstitute.com/problem-gambling-help/' ~Birches Health - Online Gambling Disorder Treatment That Works!  https://bircheshealth.com/ ~ The Gambling Clinic - Funded by the Tennessee Dept. of Mental Health & Substance Abuse Services.  https://thegamblingclinic.com/ ~ Gamfin -  Financial Counseling with counselors who understand the impacts of gambling on financial health and individual goals. (For those in the US only).  https://www.gamfin.org/  -************************************************************************************************************ For more information on the GRIT Act: https://www.ncpgambling.org/wp-content/uploads/2022/11/2022.09.01-GRIT-Act-OneSheet.pdf If you'd like to support the work I do please rate this episode (Please be Kind!) #gamblingaddiction #recovery #gamblersanonymous #gambling Helpful links: https://www.ncpgambling.org/ You can find State and International Resources Here https://800gambler.org/ https://gamban.com/ Online gambling blocking software https://www.gamblersanonymous.org/ga/ https://gamblersinrecovery.com/ - 24/7 meetings all over the world https://recoveryroadonline.com/ - meetings throughout the day https://www.gamfin.org/ - Financial Counseling for those in the US.  Christina Cook: https://thebrokegirlsociety.com/ / christina@thebrokegirlsociety.com Terra Carbert: https://ambitiousaddicts.com/ Brian Hatch: https://endgamblingharm.com/ UK Help: https://gordonmoody.org.uk/ https://www.betknowmoreuk.org/services/new-beginnings Australia Help: https://www.gamblinghelponline.org.au/ Canada Help: https://www.camh.ca/en/health-info/mental-illness-and-addiction-index/problem-gambling Podcasts: The Bet Free Life: https://www.youtube.com/channel/UCPTgu-Tss6gKy2kJaY8OvZA Ambitious Addicts: https://ambitiuosaddicts.libsyn.com/2021 All In: The Addicted Gambler's Podcast: https://addictedgamblerpodcast.libsyn.com/ Support groups:  The BGS Facebook group: https://www.facebook.com/groups/1520878581449100/ Ambitious Women in Recovery: https://www.facebook.com/groups/ambitiouswomeninrecovery/ https://www.facebook.com/groups/1182930495779649/ https://www.facebook.com/groups/138607691434337/ https://www.facebook.com/TheSelfDiscoverySisterhood

In this episode of The Broke Girl Society Podcast, Christina is joined by Jim and Janice from GamFin to explore the financial harms caused by gambling. Jim shares his personal experience with gambling-related harm and how it led him to his work at GamFin. Janice explains her role in guiding clients through the complexities of their financial situations while also acknowledging the emotional toll of gambling. The discussion emphasizes the importance of recognizing the emotional dimensions of gambling-related harm, the vital role of financial counseling in recovery, and the long-term, generational impacts of gambling behaviors. Janice and Christina also delve into the challenges of managing debt and recovering from gambling related harms. They stress the importance of understanding one's financial reality, setting achievable goals, and navigating the emotional aspects of financial recovery. They also highlight the significance of self-compassion and the need for strong support systems as individuals work through the difficulties of financial management and recovery. ⁠https://www.gamfin.org/⁠  **If you are struggling with your mental health or having thoughts of self harm, please seek the help of professionals. We only speak from our own perspective and experience. This recording should not be used as a replacement for professional help but as encouragement in your recovery journey.   ~ This episode is sponsored by The Better Institute - Where people go to get better!  https://betterinstitute.com/problem-gambling-help/' ~Birches Health - Online Gambling Disorder Treatment That Works!  https://bircheshealth.com/ ~ The Gambling Clinic - Funded by the Tennessee Dept. of Mental Health & Substance Abuse Services.  https://thegamblingclinic.com/ ~ Gamfin -  Financial Counseling with counselors who understand the impacts of gambling on financial health and individual goals. (For those in the US only).  https://www.gamfin.org/  -************************************************************************************************************ For more information on the GRIT Act: https://www.ncpgambling.org/wp-content/uploads/2022/11/2022.09.01-GRIT-Act-OneSheet.pdf If you'd like to support the work I do please rate this episode (Please be Kind!) #gamblingaddiction #recovery #gamblersanonymous #gambling Helpful links: https://www.ncpgambling.org/ You can find State and International Resources Here https://800gambler.org/ https://gamban.com/ Online gambling blocking software https://www.gamblersanonymous.org/ga/ https://gamblersinrecovery.com/ - 24/7 meetings all over the world https://recoveryroadonline.com/ - meetings throughout the day https://www.gamfin.org/ - Financial Counseling for those in the US.  Christina Cook: https://thebrokegirlsociety.com/ / christina@thebrokegirlsociety.com Terra Carbert: https://ambitiousaddicts.com/ Brian Hatch: https://endgamblingharm.com/ UK Help: https://gordonmoody.org.uk/ https://www.betknowmoreuk.org/services/new-beginnings Australia Help: https://www.gamblinghelponline.org.au/ Canada Help: https://www.camh.ca/en/health-info/mental-illness-and-addiction-index/problem-gambling Podcasts: The Bet Free Life: https://www.youtube.com/channel/UCPTgu-Tss6gKy2kJaY8OvZA Ambitious Addicts: https://ambitiuosaddicts.libsyn.com/2021 All In: The Addicted Gambler's Podcast: https://addictedgamblerpodcast.libsyn.com/ Support groups:  The BGS Facebook group: https://www.facebook.com/groups/1520878581449100/ Ambitious Women in Recovery: https://www.facebook.com/groups/ambitiouswomeninrecovery/ https://www.facebook.com/groups/1182930495779649/ https://www.facebook.com/groups/138607691434337/ https://www.facebook.com/TheSelfDiscoverySisterhood

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Welcome to the fourth and final episode of our Veteran-Focused mini-series in celebration of Veteran Saves Week! Today, we're discussing one of the biggest challenges veterans face in transitioning to civilian life—moving from military service to civilian employment. Amelia and Krystel guide you through essential financial steps, covering topics like budgeting for relocation, using the GI Bill for career advancement, understanding civilian benefits, and building financial confidence along the way. This episode is sponsored by Walmart, whose ongoing support of veterans and their families through career pathways and advancement opportunities aligns perfectly with the mission of Veteran Saves. In this episode, we discusss: Relocation Expenses: Moving from military life to civilian life often brings new expenses, including housing deposits, transportation, and work-related costs. Tip: Track your spending by gathering recent pay stubs, bank statements, and bills to create a budget and spending plan that addresses upcoming relocation needs. Setting Financial Goals: Establishing both short- and long-term goals, such as an emergency fund or saving for certifications, can make the transition more manageable. Leveraging the GI Bill: Beyond traditional schooling, the GI Bill also covers certifications, technical training, and apprenticeships. Many apprenticeships allow veterans to earn an income while learning, which can be especially helpful during the transition to civilian life. Understanding Civilian Benefits: Civilian compensation packages differ from military pay, and veterans should review their base salary, health benefits, and retirement options like 401(k) matching to understand their full package. Veterans with a Thrift Savings Plan (TSP) may consider rolling it into a 401(k) or IRA for continued retirement savings growth. Save or Skip Segment: Scenario: A $1,000 relocation bonus—save it for moving expenses or invest in a career certification? Amelia and Crystal share their thoughts, emphasizing the importance of prioritizing relocation while exploring employer support for certifications. Financial Counseling for Veterans: Organizations like the Veterans Benefits Banking Program and the Foundation for Financial Planning provide free financial counseling tailored to veterans, offering guidance on unique financial challenges. Resources & Links Mentioned: Veteran Saves Pledge Create a Spending & Savins Plan VBBP Free Financial Counseling & Coaching How Walmart Helps Veterans Thrive Transitioning to civilian life is a significant change, but with a solid financial plan, veterans can navigate this journey smoothly. We're here to support you every step of the way, and special thanks to Walmart for their partnership and commitment to the veteran community.

In this episode of the Broke Girl Society podcast, host Christina engages with Robin, a licensed professional counselor, to discuss the complexities of gambling disorder and its impact on families. They explore the importance of recovery for both gamblers and their loved ones, the stigma surrounding gambling addiction, and the necessity of therapy in navigating these challenges. The conversation also touches on how to educate children about gambling harm and the generational patterns that can perpetuate addiction. Ultimately, the episode emphasizes the need for support and resources for those affected by gambling addiction. To connect with Robin :robin@betterinstitute.com **If you are struggling with your mental health or having thoughts of self harm, please seek the help of professionals. We only speak from our own perspective and experience. This recording should not be used as a replacement for professional help but as encouragement in your recovery journey.   ~ This episode is sponsored by The Better Institute - Where people go to get better!  https://betterinstitute.com/problem-gambling-help/' ~Birches Health - Online Gambling Disorder Treatment That Works!  https://bircheshealth.com/ ~ The Gambling Clinic - Funded by the Tennessee Dept. of Mental Health & Substance Abuse Services.  https://thegamblingclinic.com/ ~ Gamfin -  Financial Counseling with counselors who understand the impacts of gambling on financial health and individual goals. (For those in the US only).  https://www.gamfin.org/  -************************************************************************************************************ For more information on the GRIT Act: https://www.ncpgambling.org/wp-content/uploads/2022/11/2022.09.01-GRIT-Act-OneSheet.pdf If you'd like to support the work I do please rate this episode (Please be Kind!) #gamblingaddiction #recovery #gamblersanonymous #gambling Helpful links: https://www.ncpgambling.org/ You can find State and International Resources Here https://800gambler.org/ https://gamban.com/ Online gambling blocking software https://www.gamblersanonymous.org/ga/ https://gamblersinrecovery.com/ - 24/7 meetings all over the world https://recoveryroadonline.com/ - meetings throughout the day https://www.gamfin.org/ - Financial Counseling for those in the US.  Christina Cook: https://thebrokegirlsociety.com/ / christina@thebrokegirlsociety.com Terra Carbert: https://ambitiousaddicts.com/ Brian Hatch: https://endgamblingharm.com/ UK Help: https://gordonmoody.org.uk/ https://www.betknowmoreuk.org/services/new-beginnings Australia Help: https://www.gamblinghelponline.org.au/ Canada Help: https://www.camh.ca/en/health-info/mental-illness-and-addiction-index/problem-gambling Podcasts: The Bet Free Life: https://www.youtube.com/channel/UCPTgu-Tss6gKy2kJaY8OvZA Ambitious Addicts: https://ambitiuosaddicts.libsyn.com/2021 All In: The Addicted Gambler's Podcast: https://addictedgamblerpodcast.libsyn.com/ Support groups:  The BGS Facebook group: https://www.facebook.com/groups/1520878581449100/ Ambitious Women in Recovery: https://www.facebook.com/groups/ambitiouswomeninrecovery/ https://www.facebook.com/groups/1182930495779649/ https://www.facebook.com/groups/138607691434337/ https://www.facebook.com/TheSelfDiscoverySisterhood

Recovery Step 10: Continued to take personal inventory and when we were wrong, promptly admitted it. In this episode, Christina and Terra discuss the importance of accountability and personal inventory in recovery, focusing on Step 10 of the 12-step program. They explore the significance of daily reflection, the challenges of avoidance and conflict, and the role of journaling as a tool for self-awareness. The conversation highlights the overlap between codependency and gambling recovery, emphasizing the need for honesty and self-reflection in the journey towards long-term recovery. Christina and Terra share personal anecdotes and insights, encouraging listeners to embrace their growth and healing process. **If you are struggling with your mental health or having thoughts of self harm, please seek the help of professionals. We only speak from our own perspective and experience. This recording should not be used as a replacement for professional help but as encouragement in your recovery journey.   ~ This episode is sponsored by The Better Institute - Where people go to get better!  https://betterinstitute.com/problem-gambling-help/' ~And Birches Health - Online Gambling Addiction Treatment That Works!  https://bircheshealth.com/ ~ The Gambling Clinic - Funded by the Tennessee Dept. of Mental Health & Substance Abuse Services.  https://thegamblingclinic.com/ https://www.gamfin.org/ - Financial Counseling with counselors who understand the impacts of gambling on financial health and individual goals. (For those in the US only).  ************************************************************************************************************* For more information on the GRIT Act: https://www.ncpgambling.org/wp-content/uploads/2022/11/2022.09.01-GRIT-Act-OneSheet.pdf If you'd like to support the work I do please rate this episode (Please be Kind!) #gamblingaddiction #recovery #gamblersanonymous #gambling Helpful links: https://www.ncpgambling.org/ You can find State and International Resources Here https://800gambler.org/ https://gamban.com/ Online gambling blocking software https://www.gamblersanonymous.org/ga/ https://gamblersinrecovery.com/ - 24/7 meetings all over the world https://recoveryroadonline.com/ - meetings throughout the day https://www.gamfin.org/ - Financial Counseling for those in the US.  Christina Cook: https://thebrokegirlsociety.com/ / christina@thebrokegirlsociety.com Terra Carbert: https://ambitiousaddicts.com/ Brian Hatch: https://endgamblingharm.com/ UK Help: https://gordonmoody.org.uk/ https://www.betknowmoreuk.org/services/new-beginnings Australia Help: https://www.gamblinghelponline.org.au/ Canada Help: https://www.camh.ca/en/health-info/mental-illness-and-addiction-index/problem-gambling Podcasts: The Bet Free Life: https://www.youtube.com/channel/UCPTgu-Tss6gKy2kJaY8OvZA Ambitious Addicts: https://ambitiuosaddicts.libsyn.com/2021 All In: The Addicted Gambler's Podcast: https://addictedgamblerpodcast.libsyn.com/ Support groups:  The BGS Facebook group: https://www.facebook.com/groups/1520878581449100/ Ambitious Women in Recovery: https://www.facebook.com/groups/ambitiouswomeninrecovery/ https://www.facebook.com/groups/1182930495779649/ https://www.facebook.com/groups/138607691434337/ https://www.facebook.com/TheSelfDiscoverySisterhood

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This episode provides a critical conversation with Kathy Poss, a financial clarity coach dedicated to empowering women to navigate their financial journeys confidently and clearly. Our discussion opens the door to addressing a topic many women find challenging—money management and wealth building. Kathy, through her extensive experience and personal journey, offers her perspective on how women can redefine their relationship with finances.Kathy shares her compelling story, from working as a CPA for over 30 years to facing unexpected health issues and a subsequent divorce, which reshaped her outlook on money and life. These experiences fueled her transition into financial coaching, where she now helps women transform their money skills into powerful tools for independence and growth. Kathy emphasizes the emotional component of money management and how understanding one's financial behaviors and attitudes can unlock a path to greater financial stability and peace.Throughout the conversation, Kathy outlines her wealth road map built on three fundamental building blocks: discovering your 'wealth why,' aligning financial behaviors with personal values, and strategically investing in ways that are personally fulfilling and sustainable. She encourages women to celebrate their financial wins—big and small—and to find joy in financial growth and learning.Join us as we explore the transformational journey of taking control of your finances, aligning your money management with your life goals, and eradicating the shame and fear often associated with financial discussions. Tune in, relax, and get inspired to take charge of your financial future.About the Guest:Kathy Poss is a financial clarity coach for women looking to take charge of their wealth and thrive in their next stages of life. Kathy is an Ohio native and has a BS in accounting from Indiana University and an MA from The Ohio State University. She started her career as a CPA for KPMG in Chicago and then accumulated a wide range of experience working in non-profit organizations in the areas of accounting and fundraising. After life kicked her in the butt, she found her purpose-to help women access their money skills and use them to propel their financial future forward. Kathy is an avid trail runner, skier, and general lover of the outdoors. She lives in Salt Lake City with her mountains and children close by and works with coaching clients all over the country. She is a member of the Association of Financial Counseling & Planning Education.To connect with Kathy:Website: https://solowomenandwealth.com/LinkedIn: ww.linkedin.com/in/kathy-poss-2316a0198Facebook: https://www.facebook.com/profile.php?id=61554237405727About the Host: Mardi Winder-Adams is an ICF and BCC Executive and Leadership Coach, Certified Divorce Transition Coach, Certified Divorce Specialist (CDS®) and a Credentialed Distinguished Mediator in Texas. She has worked with women in executive, entrepreneur, and leadership roles, navigating personal, life, and professional transitions. She is the founder of Positive Communication Systems, LLC, and host of Real Divorce Talks, a quarterly series designed to provide education and inspiration to women at all stages of divorce. Are you interested in learning more about your divorce priorities? Take the quiz "The Divorce Stress Test".Connect with Mardi on Social Media:Facebook - https://www.facebook.com/Divorcecoach4womenLinkedIn: https://www.linkedin.com/in/mardiwinderadams/Instagram:...

Associates in Accounting, CPA (502-451-8678) offers retirement planning services with a CPA. The professional accounting firm supports Louisville, KY business leaders with financial counseling and budgeting. Learn more at https://associatesinaccountingcpa.com/ Associates in Accounting, CPA City: Louisville Address: 9405 Mill Brook Road Website: https://www.associatesinaccountingcpa.com

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  Interviewer: Lisa Meeks Interviewees John Ruddell Jennifer Ruddell Roja (friend of Jack Ruddell) Dr. Stuart Slavin Dr. Christine Moutier Dr. Srijan Sen  Dr. David Muller  Dr. Justin Bullock Dr. Jessi Gold   Narrator Dr. Joseph Murray    Transcript   Keywords: Mental health, Medical training, Stress, Well-being, Jack Ruddell, Depression, Suicidality, Financial counseling, Career counseling, Transferable skills, Medical errors, Medical culture,  Opt-Out, Trust, Vulnerability, Open Discussions, Sharing Stories    Description In this episode, we address the urgent issue of suicidality in medical training, reflecting on the personal and systemic challenges that contribute to this crisis. Building on episodes 102, 103, and 104, we continue to explore the deep impact of these challenges.  We begin by examining the need to address both individual and systemic factors, emphasizing the importance of cultural shifts within medical environments and advocating for meaningful systems change. As the episode concludes, our experts highlight actionable steps medical schools can take to better support mental health, including fostering open dialogue, ensuring accessible resources, and creating a culture of vulnerability. In memory of Dr. Jack Rudell, we close with a piece of his music—a poignant reminder of the personal nature of this issue and the critical need to keep every trainee's light shining. Description of Series  DWDI Special Series: Suicidality in Medical Training dives into the critical conversations around mental health, well-being, support systems, and the intense pressures faced during medical training. Through the power of storytelling, the series intertwines these broader themes with the deeply personal story of Dr. Jack Ruddell, a promising medical student who tragically died by suicide. Jack's journey—his strengths, struggles, and the complexities leading to his untimely death—forms the emotional core of this five-part series, giving voice to the loved ones often excluded from these conversations. Alongside Jack's story, the series incorporates expert insights and data from the literature, offering a human perspective on burnout, depression, and suicide among medical trainees. With a commitment to improving mental health awareness and reducing the stigma around seeking help, the series presents a novel approach by centering personal narratives alongside expert analysis. It also explores actionable strategies for improving medical training environments and highlights the importance of institutional responses after a loss by suicide. Our mission is to reduce shame, encourage help-seeking among medical students struggling with depression, and ensure that every medical school is aware of the postvention resources offered by the American Foundation for Suicide Prevention (AFSP). Experts for the Series  Christine Moutier, MD – Chief Medical Officer, American Foundation for Suicide Prevention Jessi Gold, MD – Chief Wellness Officer, University of Tennessee System; Author of How Do You Feel? David Muller, MD – Director, Institute for Equity and Justice in Health Sciences Education; Dean Emeritus, Icahn School of Medicine at Mt. Sinai; Author of the NEJM essay, Kathryn Srijan Sen, MD, PhD – Director, Eisenberg Family Depression Center; PI of the Intern Health Study Justin Bullock, MD, MPH – Fellow, University of Washington; Author of the NEJM article, Suicide, Rewriting My Story Stuart Slavin, MD, MEd – Vice President for Well-Being, ACGME Episode Release Schedule: September 17: Episode 102 – Honoring Dr. Jack Ruddell: A Story of Joy, Compassion, and Mental Health in Medical Training. September 17: Episode 103 – Suicide and Suicidality in Medical Training: Understanding the Crisis and its Causes.  September 24: Episode 104 – Silent Struggles: Mental Health and Medical Education. September 26: Episode 105 – Repairing the System: How Do We Create Safe Environments? September 30: Episode 106 – Responding to Loss: Postvention and Support After a Suicide. Executive Producers: Lisa Meeks Rylee Betchkal John Ruddell Jennifer Ruddell Sound production: Jacob Feeman Mark Koha Next Day Podcast Consult Psychiatrist Joseph Murray, MD   Resources:  24/7 Suicide & Crisis Hotline Call or text 988 or chat 988lifeline.org.    The American Foundation for Suicide Prevention https://afsp.org   Intern Health Study https://www.internhealthstudy.org https://www.srijan-sen-lab.com/intern-health-study   How are you? By Jessi Gold https://www.drjessigold.com/how-do-you-feel-book-by-jessi-gold-md/   Make the Difference: Preventing Medical Trainee Suicide https://www.youtube.com/watch?app=desktop&v=I9GRxF9qEBA&feature=youtu.be Time to Talk About It: Physician Depression and Suicide” Video/Discussion Session for Interns, Residents, and Fellows https://www.mededportal.org/doi/10.15766/mep_2374-8265.10508   Action Collaborative on Clinician Well-Being and Resilience National Academy of Medicine https://nam.edu/action-collaborative-on-clinician-well-being-and-resilience-network-organizations/   References:    Hogan, W. B., Del Re, A. M., & Daniels, A. H. (2021). A Voice, Singing: Reflections on Losing a Colleague to Suicide. Rhode Island Medical Journal, 104(6), 68-69.   Knaak, S., Mantler, E., & Szeto, A. (2017, March). Mental illness-related stigma in healthcare: Barriers to access and care and evidence-based solutions. In Healthcare management forum (Vol. 30, No. 2, pp. 111-116). Sage CA: Los Angeles, CA: SAGE Publications.   Malone, T. L., Zhao, Z., Liu, T. Y., Song, P. X., Sen, S., & Scott, L. J. (2021). Prediction of suicidal ideation risk in a prospective cohort study of medical interns. PLoS One, 16(12), e0260620.   Meeks, L. M., Cleary, J., Horwitz, A., Pereira-Lima, K., Zhao, Z., Fang, Y., & Sen, S. (2022). Analysis of depressive symptoms and perceived impairment among physicians across intern year. JAMA Network Open, 5(1), e2144919-e2144919.   Slavin, S. J., & Chibnall, J. T. (2016). Finding the why, changing the how: improving the mental health of medical students, residents, and physicians. Academic Medicine, 91(9), 1194-1196. Tandon MD, H. K., Kratochvil, M. D., Taylor, J., Keiser, M. S., LIMHP, K. L., Kent BS, N. J., ... & Gold, J. P. (2024). UNMC Quick Checks: An “Opt-Out” Model for Health Profession Student Appointments with Mental Health Counseling Services. Innovations in Health Sciences Education Journal, 2(1), 2.

We know that our beliefs and behaviors around money are deeply personal. However, many financial professionals still try to keep the personal stuff out of the conversation.What if there was a way for us to have better financial conversations? Today's guest, Cara Macksound, CEO of Money Habitudes, has built a career out of helping people understand the psychology of money to empower them to manage their financial well-being.And she's doing it through The Money Habitutes - a game-like assessment used by financial professionals to help people understand and talk about their finances in a fun, constructive way.  Join us for a fascinating conversation that explores the context and lenses through which we view money and how it impacts our relationship to risk, money, and the people in our lives.About Our Guest: Cara Macksoud, FBS® is the CEO of Money Habitudes. She completed the Financial Therapy Graduate Certificate at Kansas State University and holds a BS in Finance from NYU Stern School of Business. She is a Certified Financial Behavior Specialist® and a member of the Financial Therapy Association where she serves on their business development committee. She is also a member of the Association of Financial Counseling and Planning Education (AFCPE) and is an AFC candidate.Prior to joining Money Habitudes, Cara was the CFO/COO for The Animation Project, an incentivized workforce development program for at-risk youth. Before her time in the nonprofit sector, Cara was an ETF trader for 12 years and, at the time, the youngest female to earn a trading seat on the floor of the NYSE.Connect with Cara on LinkedInLearn more about Money HabitudesRecommended Reading from this episode: Elon Musk - Walter IsaacsonSend us a text- - - - - - - - - - - - - - - -Learn more about Analog AdvisorAnalog Advisor is produced by Mickenzie Vought and edited by Podcircle Subscribe Apple | SpotifyFollow Us on LinkedIn Wes Brown | Sonya Lutter | CogentBlue Have thoughts or ideas for future topics or episodes? Email us at podcast@analogadvisor.com.

In this episode of the Broke Girl Society podcast, host Christina speaks with Dr. Meredith Ginley from the Tennessee Gambling Clinic about the unique challenges of gambling addiction and the importance of specialized treatment. They discuss the gambling landscape in Tennessee, including the impact of the lottery and scratch-off tickets, and share strategies for avoiding gambling temptations. The conversation emphasizes the role of therapy in recovery, the significance of understanding one's 'why,' and the evolving nature of recovery practices. Dr. Ginley highlights the importance of being seen and heard in therapy, and the hope that comes with seeking help for gambling addiction. **If you are struggling with your mental health or having thoughts of self harm, please seek the help of professionals. We only speak from our own perspective and experience. This recording should not be used as a replacement for professional help but as encouragement in your recovery journey.   ~ This episode is sponsored by The Better Institute - Where people go to get better!  https://betterinstitute.com/problem-gambling-help/' ~And Birches Health - Online Gambling Addiction Treatment That Works!  https://bircheshealth.com/ ~ The Gambling Clinic - Funded by the Tennessee Dept. of Mental Health & Substance Abuse Services.  https://thegamblingclinic.com/ ************************************************************************************************************* For more information on the GRIT Act: https://www.ncpgambling.org/wp-content/uploads/2022/11/2022.09.01-GRIT-Act-OneSheet.pdf If you'd like to support the work I do please rate this episode (Please be Kind!) #gamblingaddiction #recovery #gamblersanonymous #gambling Helpful links: https://www.ncpgambling.org/ You can find State and International Resources Here https://800gambler.org/ https://gamban.com/ Online gambling blocking software https://www.gamblersanonymous.org/ga/ https://gamblersinrecovery.com/ - 24/7 meetings all over the world https://recoveryroadonline.com/ - meetings throughout the day https://www.gamfin.org/ - Financial Counseling for those in the US.  Christina Cook: https://thebrokegirlsociety.com/ / christina@thebrokegirlsociety.com Terra Carbert: https://ambitiousaddicts.com/ Brian Hatch: https://endgamblingharm.com/ UK Help: https://gordonmoody.org.uk/ https://www.betknowmoreuk.org/services/new-beginnings Australia Help: https://www.gamblinghelponline.org.au/ Canada Help: https://www.camh.ca/en/health-info/mental-illness-and-addiction-index/problem-gambling Podcasts: The Bet Free Life: https://www.youtube.com/channel/UCPTgu-Tss6gKy2kJaY8OvZA Ambitious Addicts: https://ambitiuosaddicts.libsyn.com/2021 All In: The Addicted Gambler's Podcast: https://addictedgamblerpodcast.libsyn.com/ Support groups:  The BGS Facebook group: https://www.facebook.com/groups/1520878581449100/ Ambitious Women in Recovery: https://www.facebook.com/groups/ambitiouswomeninrecovery/ https://www.facebook.com/groups/1182930495779649/ https://www.facebook.com/groups/138607691434337/ https://www.facebook.com/TheSelfDiscoverySisterhood

Emily and FCN member Brittany Bramlett talk about Brittany's coaching journey, her coaching business, and how FCN's Launch program helped her build her business! Top things to think about The University of Georgia offers a great class in Financial Counseling as part of their Masters of Financial Planning program! It can be a bit tricky to work with friends who you see on a day-to-day basis. Sometimes your niche finds you! The to do lists included in Launch helped Brittany stick to a plan and get things done. Want help building or growing a successful financial coaching business? Find resources below based on where you're at in your journey: Deciding whether Financial Coaching is right for you? Join our free Facebook Community with over 5000 current and aspiring financial coaches! https://www.facebook.com/groups/financialcoachescommunity Already decided you're going to be a Financial Coach and want to learn more? Get 30+ tips and best practices in our free 8-part email series! https://www.financialcoachesnetwork.com/pre-launch-email-series Ready to Launch your Financial Coaching business? Join FCN Launch, our step-by-step program that will help you successfully launch your business in four months and grow it to a consistent part-time income. https://www.financialcoachesnetwork.com/launch Are you already coaching clients and want to grow your business to a full-time income? Join FCN Grow, our program that helps you scale your business to a full-time income. https://www.financialcoachesnetwork.com/grow

Going back to college means it's time to evaluate credit cards and financing options for students and families. We break down the different tools available (and their short- and long-term impacts) in this episode of Making Cents of Money. Show Notes: Unbiased sources of consumer education from the CFPB: - Student banking and college credit card marketing agreements: https://www.consumerfinance.gov/data-research/student-banking/ - Your Money, Your Goals toolkit (p. 121 of the downloadable toolkit has a comparison of paying for the costs of an unexpected car repair with emergency savings, a credit card, or a payday loan): https://www.consumerfinance.gov/consumer-tools/educator-tools/your-money-your-goals/toolkit/ Previous Making Cents of Money episodes on Credit: - Credit Reports Update (ep. 74): https://blogs.uofi.uillinois.edu/view/7550/1222872163 - What's a Credit Report Anyway? (ep. 67): https://blogs.uofi.uillinois.edu/view/7550/171138189 - Credit Scores (ep. 51): https://blogs.uofi.uillinois.edu/view/7550/343469214 - Choosing a Credit Card (ep. 43): https://blogs.uofi.uillinois.edu/view/7550/295268937 - Credit Access (ep. 42): https://blogs.uofi.uillinois.edu/view/7550/203994282 - Conscious Credit (ep. 15): https://blogs.uofi.uillinois.edu/view/7550/1450729729 - Understanding Credit (ep. 5): https://blogs.uofi.uillinois.edu/view/7550/270248943 Get Savvy Webinars - Your Financial Tool Chest – We discussed Buy Now, Pay Later tools starting at 45:35 in the YouTube video: https://youtu.be/XdUgsotxCqE?feature=shared&t=2735 - Build Credit to Your Advantage: https://youtu.be/FZGqbTavfsY?feature=shared - Mastering the Consumer Credit Game on December 5, 2024, at 12 PM – Register at https://go.uillinois.edu/getsavvywebinars Legislation related to Credit Cards: - Credit Card Accountability Responsibility and Disclosure Act of 2009 (Credit CARD Act): https://www.ftc.gov/legal-library/browse/statutes/credit-card-accountability-responsibility-disclosure-act-2009-credit-card-act - Fair Credit Reporting Act: https://www.ftc.gov/legal-library/browse/statutes/fair-credit-reporting-act Research on Credit Use: - Blankson, C., Paswan, A., & Boakye, K. G. (2012). College students' consumption of credit cards. International Journal of Bank Marketing, 30(7), 567-585. https://www.emerald.com/insight/content/doi/10.1108/02652321211274327/full/html - D'innocenzio, A., & Lewis, C. (2024, July 30). Stores lure back-to-school shoppers with deals and “buy now, pay later” plans. AP News. https://apnews.com/article/backtoschool-shopping-deals-inflation-c7fc6041e4d34cabc2edbfbc556ef667 - Hayhoe, C., Leach, L. J., Allen, M., & Edwards, R. (2005). Credit cards held by college students. Journal of Financial Counseling and Planning, 16(1). https://www.researchgate.net/publication/253767760_Credit_Cards_Held_by_College_Students - Shupe, C., Li, G., & Fulford, S. (2023). Consumer Use of Buy Now, Pay Later Insights from the CFPB Making Ends Meet Survey. Consumer Financial Protection Bureau Office of Research Reports Series, (23-1). https://papers.ssrn.com/sol3/papers.cfm?abstract_id=4399626

Cara Macksoud, FBS® | CEO of Money Habitudes | Summary: Cara Macksoud discusses her journey from playing ice hockey on an all-boys team to working on Wall Street and eventually transitioning to nonprofit work. She highlights how her upbringing influenced her financial mindset, the impact of her parents' teachings, and her own experiences with money. The conversation covers key topics like the correlation between input and output, the pain of paying, and the importance of teaching children basic job skills. Cara also reflects on pivotal moments that led her to shift from a high-energy Wall Street lifestyle to parenting and seeking flexibility and autonomy. Her work with unbanked kids and transition to financial education and psychology therapy culminated in her role as CEO of Money Habitudes. Throughout, Cara emphasizes the importance of understanding one's relationship with money, decision-making complexities, financial independence, and the pursuit of happiness. BIO: Cara Macksoud, FBS® is the CEO of Money Habitudes. After a 15 year career as a trader on Wall Street and stint as a CFO for a NYC nonprofit, Cara transitioned into the behavioral finance space. She completed the Financial Therapy Graduate Certificate at Kansas State University and holds a BS in Finance from NYU Stern School of Business. She is a Certified Financial Behavior Specialist® and a member of the Financial Therapy Association where she serves on the board as the Chair of Student Engagement. Additionally, she is a member of the Association of Financial Counseling and Planning Education (AFCPE) and is an AFC candidate. Takeaways The influence of upbringing and family on financial mindset and career choices The transition from a high-energy Wall Street lifestyle to parenting and the challenges of staying home led to a realization of the need for flexibility and autonomy. Cara's work with unbanked kids and the shift to financial education and psychology therapy played a significant role in her career transition to becoming the CEO of Money Habitudes. Understanding one's relationship with money is crucial for financial well-being and personal fulfillment. Balancing work, family, and personal fulfillment is a complex and ongoing challenge. The pursuit of happiness and fulfillment evolves over time, and it's important to adapt and reassess one's goals and priorities. Time is a valuable and finite resource, and making the most of it is essential for a fulfilling life. LINKS: Cara Macksoud LinkedIn: CLICK HERE Money Habitudes: CLICK HERE

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Are you tired of all the drama that surrounds money conversations in your relationship? This is an issue that so many couples deal with. Money is a highly emotional topic, and it can be very triggering, especially when we don't feel respected or understood.  It takes a high degree of empathy and intention to communicate about a hot-button topic like money and create a financial plan with your partner that both of you can feel good about. But that is a key to long-term success and satisfaction in your relationship.  On today's episode, I'm going to tell you how to talk about money without fighting, so you and your partner can get on the same page and grow together in both money and love. Tune in to learn about:  01:30 The Root Cause of Money Fights in Relationships 03:26 Money as a Symbol of Deeper Problems 04:47 The Emotional Significance of Money 07:39 Respecting Differences Around Money 08:05 The Limitations of Standard Advice 12:50 The Rider and the Elephant Metaphor 16:33 The Structured Process of Financial Counseling 18:39 Unpacking the History and Family Culture Around Money 19:37 Understanding the Value Systems Attached to Money 24:22 Creating a Shared Vision for Managing Finances 26:44 Talking About Finances Productively And more! I hope you'll join me, and that you'll find this episode helpful.  xoxo,  Dr. Lisa Marie Bobby  P.S. — If you'd like support from an expert couples counselor specializing in financial counseling for couples, schedule a free consultation.   

Financial crime, exemplified by Caz Craffy's deceitful actions, remains a prevalent threat within the financial counseling system, highlighting the importance of vigilance and skepticism. In today's episode of Retire in Texas, PAX Financial Group CEO and Co-Founder, Darryl Lyons, delves into a poignant account of financial crime affecting military families. He shines a light on the story of Natasha Bovard, a widow grappling with the aftermath of her husband's tragic passing. Darryl discusses the critical support provided by the Department of Veterans Affairs to families of fallen soldiers and reveals how this system was exploited by unscrupulous individuals like Caz Craffy. Listeners will gain insights into the specific violations committed by Caz Craffy, who misrepresented his role and misled vulnerable clients, specifically Gold Star Families, for personal gain.  Today's show highlights include: *An introduction of Natasha Bovard, who's the widow of a US soldier, and the challenges she faced post-military life. *Details about the financial assistance provided to families of fallen soldiers by the Department of Veterans Affairs. *Insights into Gold Star Families and the exploitation of financial counseling services by Caz Craffy. *A description of Caz Craffy's fraudulent actions, setting up a separate investment firm to deceive clients into unauthorized investments.. *Lessons learned emphasizing the importance of vigilance and due diligence when engaging with financial advisors. If you enjoyed today's episode, be sure to comment and share it with a friend! Disclaimer: Clicking the Like button does not constitute a testimonial for, recommendation or endorsement of our advisory firm, any associated person, or our services. Clicking the Like button is merely a mechanism to circulate our social media page. “Like” is not meant in the traditional sense. In addition, postings must refrain from recommending us or providing testimonials for our firm.

“A lot of my work is really embracing how messy life is. And that instead of pursuing clarity, what if we really accept the messiness?” Our host Ed Coambs chats with Rachel Duncan, a therapist who shatters the mold by blending addiction recovery, art therapy, and financial therapy. Her unique approach unveils the rich tapestry of life's messiness, challenging us to find beauty and growth in the unpredictable twists of our personal journeys. Let Rachel guide you through the labyrinth of self-discovery, where embracing the chaos actually leads to a more authentic and joyful existence. Uncover the profound influence of art therapy intertwined with the intricate world of financial therapy, as Rachel shares her evolutionary practice. Visual expression becomes a language of its own, providing a canvas to confront and interpret our deepest feelings about money and self-worth. Join in as Ed and Rachel traverse the emotional landscape of financial narratives through the therapeutic power of art, peeling back layers to reveal our most genuine selves. Listen in for an enriching discussion that promises to transform how you perceive therapy, creativity, and the intricate dance between our emotional well-being and financial health. Key Topics: Welcome, Rachel Duncan! (01:24) How Rachel Found Her Way to this Unique Combination of Work (02:08) Art Therapy and Financial Counseling (09:48) Art Therapy and Somatic Work for Emotional Healing (16:09) Live On-Air Demonstration of Art Therapy (22:01) Wrap-Up and Connecting with Rachel Duncan and Her Services (35:55) Resources: MoneyHealingClub.com Connect With Healthy Love and Money: Schedule your free 30-Minute Discovery Call About Therapy-Informed Financial Planning™. Learn about your money and attachment style with this short Attachment Style Quiz. Buy the Double Award Winning Book: The Healthy Love and Money Way. Hit Follow on Your Favorite Podcast Player To Get the Latest Episodes.

Have you ever found yourself in a slump? Life is stale. Your creativity feels similar to a dry creek. There are things you want to do but can't seem to find the motivation. If this is where you stand, it may be time to get an Accountability Partner. Often, having an Accountability Partner is something you would do from a professional standpoint. However, when learning to live a Simple Life, a personal Accountability Partner comes in handy. Listen in to learn more about why you should have an accountability partner, who It should be, and the benefits having one can make in moving in a positive direction. Association for Financial Counseling & Planning Education®Support the showThe Farm Wife (website)Let's Visit! (email)Amazon Shop Page

"If you want to be a CEO, you have to start thinking like a CEO."In this episode, hosts Rachael Deleon and Dr. Mary Carlson are joined by special guest Tiffany Grant, AFC and owner of Money Talk with Tiff. Tiffany, an award-winning financial literacy expert and educator, has empowered countless individuals and organizations to achieve financial success and well-being.Join us as Tiffany reveals her personal journey to obtaining the AFC certification and how embracing the CEO mindset transformed her approach to finances and life. From insightful strategies to practical tips, this episode offers invaluable wisdom for anyone striving to elevate their thinking and achieve their goals.Show Notes:2:10 What led Tiffany into the world of personal finance5:35 How she started her business7:27 Into Tiffany's private practice10:43 Successful techniques in working with clients13:56 Advice for professionals in the beginning stages17:19 How Tiffany organizes her time24:36 Unlocking the CEO mindset26:49 What brought her to the AFC and her current PhD studies31:31 Tiffany's final 2 centsShow Note Links:Connect with Tiffany on:FacebookTwitterInstagramLinkedinYoutubeHer personal website  Want to get involved with AFCPE®?Here are a few places to start: Become a Member, Sign up for an Essentials Course, or Get AFC Certified today! Want to support the podcast? We love partnering with organizations that share our mission and values. Download our media kit.

Ryan Law joins Dr. Dave Schramm and Dr. Liz Hale to discuss managing money withinstrong marriages. He talks about the importance of assuming the best and the 5 Money Habitsto financial success. About Ryan Law:Ryan Law is the Director of the Utah Valley University (UVU) Money Success Center. He is anaward-winning educator who teaches the Financial Counseling courses as part of the PersonalFinancial Planning program at UVU. Ryan is a Certified Financial Planner™ professional (CFP®)and an Accredited Financial Counselor (AFC®). Ryan is the author of the books, “Student LoanPlanning,” “Make Positive Changes” and co-editor of the book “Financial Counseling.” Ryan and his wife, Traci, have been married for 24 years and they live in Utah county with their 5 children. Insights: “I would encourage couples to do two things. First, to not assume bad intent on your spouse's part. And second, to wait until you have all of the facts.” - Ryan Law “Those who give and find a way to give in a way that they both agree to are healthier, happier, and even richer.” -Dr. Liz Hale “Nobody wins really, as soon as it erupts and it becomes emotional when you get defensive and name calling everything you had just doesn't just does not go well” -Dr. Dave Schramm Invites: Think of an experience when you had wrong assumptions about the way that they spentmoney and think about what you could do differently next time to assume the best. Join Ryan Law’s email list to learn about more tips that will help you to master the money side of your marriage Ryan’s Links: https://money-marriage.com/ https://powerpay.org Visit our site for FREE relationship resources and regular giveaways: StrongerMarriage.orgpodcast.strongermarriage.orgFacebook: StrongerMarriage.orgInstagram: @strongermarriagelife Dr. Dave Schramm: https://drdaveschramm.com https://drdavespeaks.com Facebook: https://www.facebook.com/DrDaveUSU Facebook Marriage Group: https://www.facebook.com/groups/770019130329579 Facebook Parenting Group: https://www.facebook.com/groups/542067440314642 Dr. Liz Hale: http://www.drlizhale.com/  

Ryan Law joins Dr. Dave Schramm and Dr. Liz Hale to discuss how partners can have ahealthy money relationship. Ryan talks about the importance of regular financial planningmeetings and understanding your partner’s attitudes, beliefs and experiences with money. About Ryan Law:Ryan Law is the Director of the Utah Valley University (UVU) Money Success Center. He is anaward-winning educator who teaches the Financial Counseling courses as part of the PersonalFinancial Planning program at UVU. Ryan is a Certified Financial Planner™ professional (CFP®)and an Accredited Financial Counselor (AFC®). Ryan is the author of the books, “Student LoanPlanning,” “Make Positive Changes” and co-editor of the book “Financial Counseling.” Ryan and his wife, Traci, have been married for 24 years and they live in Utah county with their 5 children. Insights:  - “People will do things for reasons that make sense to them.” - Dave Schramm - "Today is the right day to start having financial conversations." -Ryan Law - "And it doesn't mean that one is right and one is wrong" - Liz Hale Invites:  - Sign up for Ryan Law’s email list. - Schedule a monthly financial planning meeting with your partner to discuss what youspent last month and make some guidelines for the next month! - Make a separate savings account for a specific fun financial goal! Ex. Disneyland trip,backyard upgrade etc. Ryan’s Links: https://money-marriage.com/   Visit our site for FREE relationship resources and regular giveaways: https://strongermarriage.org podcast.strongermarriage.org Facebook: StrongerMarriage.org Instagram: @strongermarriagelife Dr. Dave Schramm: https://drdaveschramm.com https://drdavespeaks.com Facebook: https://www.facebook.com/DrDaveUSU Facebook Marriage Group: https://www.facebook.com/groups/770019130329579 Facebook Parenting Group: https://www.facebook.com/groups/542067440314642   Dr. Liz Hale: http://www.drlizhale.com/    

Our guest this week is Amanda Clayman. Amanda is writer, podcaster and most of all a financial therapist widely recognized as a pioneer in Cognitive Behavioral Therapy-based Financial Counseling. We're talking all about how thoughts, feelings, and associations shape our financial choices, and how we can identify the patterns around money that serve us —and start eradicating those that limit us. You can find Kim on her Substack: kimfrance.substack.com.For exclusive Everything Is Fine episodes — along with weekly style and culture recommendations — join our Patreon: patreon.com/everythingisfineConcerns? Critiques? Suggestions? Just want to say "hi"? You can email us: everythingisfinethepodcast@gmail.com Hosted on Acast. See acast.com/privacy for more information.

Introducing former financial planner and banker of several Fortune 500 firms, current Assistant Professor of Personal Financial Planning at Texas Tech University, and author, Miranda Reiter, Ph.D., CFP®.In this episode, Jamie Hopkins, Managing Partner of Wealth Solutions, and Ana Trujillo Limón, Director, Coaching and Advisor Content, speak with Dr. Miranda Reiter about the significance of diversity and inclusion in financial planning, and the need for mentorship and support for students and young professionals. Dr. Reiter talks about her journey to becoming a professor and her research in financial planning, including the dynamics of race and gender in choosing a financial planner. Miranda also mentions her recent project with The Great Courses, creating the audio book Six Ways To Manage Money.Dr. Miranda Reiter discusses: Her childhood aspirations and journey to becoming a professorThe misconceptions about pursuing a Ph.D.Her research in financial planning and diversity in the industryThe importance of diversity and inclusion in financial planningSupporting students and young professionals in the industryWhy we need more tech programs in schoolsDr. Reiter's  “Six Ways To Manage Money” audio book with The Great CoursesAnd moreResources:Six Steps To Manage Your MoneyDr. Ajamu Loving: Wealth Building and Generational Planning for MinoritiesTucker Bryant: Unlocking Innovation Through VulnerabilityConnect with Jamie Hopkins and Ana Trujillo Limón: Carson Group LLCLinkedIn: Jamie HopkinsLinkedIn: Ana Trujillo LimónConnect with Miranda Reiter:Texas Tech UniversityLinkedIn: Miranda ReiterAbout our Guest: Dr. Miranda Reiter, CFP® began her career in the financial services industry in 2003 and has worked as a financial planner and banker at several Fortune 500 firms before her academic career. She created a financial planning firm in 2013, She & Money Financial Planning. Her financial advice has been quoted in popular media outlets such as The BBC, US News, USA Today, and Forbes. In addition to her career in financial services, Dr. Reiter has taught at several educational institutions in the U.S., France, and the Ivory Coast. In 2023, Dr. Reiter published a personal finance audiobook, Six Steps to Manage Your Money, published by Audible/Great Courses, and is the author of many more. She is a member of the Financial Planning Association, the Association of Financial Counseling and Planning Education, and the American Council of Consumer Interests. Dr. Reiter earned her Ph.D. in Personal Financial Planning from Kansas State University.

The world of financial planning has changed significantly, attracting a new generation of people who are beginning their journey along these paths. As this profession evolves, the coming together of academia and industry becomes more critical than ever.In this episode, Jamie Hopkins, Managing Partner of Wealth Solutions, and Ana Trujillo Limón, Director, Coaching and Advisor Content, speak with Dr. Martin Seay, Ph.D., CFP®, Department Head and Professor of  Personal Financial Planning at Kansas State University.Together, they explore the evolution of financial planning and share valuable insights and experiences, highlighting the importance of supporting students from all walks of life and creating a clear career trajectory to succeed as a certified financial planner.Dr. Seay discusses: The evolution of the financial planning profession and how it is attracting younger individuals into the fieldHow financial planning has become a priority for firms and the increase in job opportunities for graduatesOrganizations like the FinServ Foundation and the CFP Board that are working to create opportunities for engagement between schools and firmsThe high burnout rates among financial advisors and the impact on the professionThe efforts to increase awareness and interest in the financial planning profession for high school students and parentsThe high retention rates among Certified Financial Planners (CFPs) and the importance of firms supporting students in obtaining their CFP certificationThe challenges in supporting advisors to reach higher levels of success and the need for intentional structures and supportAnd more!Connect with Jamie Hopkins and Ana Trujillo Limón: Carson Group LLCLinkedIn: Jamie HopkinsLinkedIn: Ana Trujillo LimónConnect with Martin Seay:LinkedIn: Martin SeayMartin Seay: Kansas State UniversityAbout our Guest: Martin Seay, Ph.D., CFP®, is a Professor and Department Head of Personal Financial Planning at Kansas State University, where he oversees the CFP Board registered undergraduate, graduate certificate, M.S., and Ph.D. programs. He currently serves on the Board of Directors of the CFP Board of Standards, which is charged with overseeing the CFP® marks. He previously served as national president of the Financial Planning Association® (FPA®) in 2020, the largest membership organization for CFP® professionals in the country.Dr. Seay's research focuses on borrowing decisions, how psychological characteristics shape financial behavior, and methodology in financial planning research. His work has been published in the Journal of Financial Counseling and Planning, Financial Services Review, Journal of Consumer Affairs, Journal of Financial Services Professionals, Journal of Financial Planning, and Journal of Financial Therapy among others.His research has been recognized by the 2014, 2017, and 2019 FPA Annual Conference Best Applied Research Paper Awards, the 2016 CFP Board of Standards' ACCI Financial Planning Award, and the 2016 Montgomery-Warschauer Award, which is awarded by the Journal of Financial Planning for the paper that provided the most outstanding contribution to the betterment of the profession in the previous year.read by Ana

Episode Notes Bruce and Jeff speak to Emily Koochel, manager of financial wellness at eMoney Advisor. Emily stresses the importance of financial wellness through the exploration of financial psychology and helps us understand the difference between financial psychology and behavioral finance. Guest Bio: Dr. Emily Koochel is an experienced financial professional, academic, and researcher. She currently serves as a leader for eMoney Advisor's Financial Education and Wellness initiatives in her role as the Senior Financial Planning Education Consultant. Dr. Koochel's Ph.D. in Applied Family Science and Master's in Financial Planning provide a multidisciplinary lens to inform her work where she focuses on understanding the effect of financial behaviors and financial decision making on personal and financial wellness. She serves as a subject matter expert in the field, reviewing and authoring peer-reviewed journal articles, book chapters, and contributing to public scholarship. Most notably, she served as a co-author of the CFP Board's book — The Psychology of Financial Planning — and was awarded 2020 Outstanding Research Journal Article of the Year by the Association for Financial Counseling and Planning Education. She holds the Certified Financial Therapist — I designation and is an Accredited Financial Counselor. As one of the industry's largest and most experienced asset managers, we offer a focused lineup of competitively priced ETFs, mutual funds and separately managed account strategies designed to serve the central needs of most investors. By operating our business through clients' eyes, and putting them at the center of our decisions, we aim to deliver exceptional experiences to investors and the financial professionals who serve them.

Christine Lane is an Accredited Financial Counselor who works at the intersection of money and psychology. She joins Paul to talk about the mental wellness that can come from getting control of your finances and offers helpful tips on ways to completely reframe your thinking when it comes to spending and saving. More about our guest:· Website: www.mindovermoneysite.com· Official registry with the Association for Financial Counseling & Planning Education https://findanafc.org/search/8wr4P157mRgaJomz/WAYS TO HELP THE PODCASTSubscribe via iTunes and leave a review. It costs nothing. https://itunes.apple.com/us/podcast/mental-illness-happy-hour/id427377900?mt=2Spread the word via social media. It costs nothing.Our website is www.mentalpod.com our FB is www.Facebook.com/mentalpod and our Twitter and Instagram are both @Mentalpod Become a much-needed Patreon monthly-donor (with occasional rewards) for as little as $1/month at www.Patreon.com/mentalpod Become a one-time or monthly donor via Paypal or Zelle (make payment to mentalpod@gmail.com) or Venmo @MentalpodTry Our Sponsor's Products/ServicesSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Confused about when to use a financial counselor? Have questions about the differences between an Accredited Financial Counselor (AFC) and a Certified Financial Planner (CFP)?  In this episode, Tiffany will help you understand the roles of various financial professionals and determine which one is right for your needs. Learn how a financial counselor can assist you with budgeting, debt, savings, and more! Plus, find out when it's time to turn to a CFP for long-term financial security. Get informed now and make sure you're on the right track with your finances! To book a consultation with Tiffany to find out if she can help you, visit https://academy.moneytalkwitht.com/15-minute-consultation   Additional Resources Get Your FREE Financial Plan What is Financial Counseling? Becoming An Accredited Financial Counselor with Rebecca Wiggins

Long Term Financial Planning with Joseph ClarkLong term financial planning is essential for helping individuals and families reach their financial goals, and can help one plan for retirement, save for college tuition, or have a safety net in case of an emergency. But how many of you actually do it? This is one of the many life skills they left out of the school curriculum! Join me and Joseph Clark, CFP as we discuss key strategies to plan for your future. Joseph has advised thousands on topics including family financial planning, legacy planning, trusts, retirement planning, tax planning and charitable giving.Some key topics discussed are:Collaboration Between Client, Accountant & Financial Planner to Optimize SavingsRoth IRA Rollovers & ConversionsInheritance of IRA'sCapital Gains PlanningPassing Retirement Accounts to Heirs401K's vs IRA'sAbout Joe:Joseph A. Clark, CFP, is a Certified Financial Planner and has been in the financial services industry for more than 35 years. He is the Managing Partner of The Financial Enhancement Group, LLC, an asset management and financial planning firm based in central Indiana. The firm currently manages more than $650 million serving families in 31 states. Joe is also a former Adjunct Assistant Professor at Purdue University, having taught the Capstone course for the Financial Counseling and Planning program for 7 years. He is a Charter Member of Ed Slott's Master Elite IRA Advisor Group and has appeared on various national and local media outlets. For the past 20 years, Joe has been the host of a weekly radio program “Consider This Program” and writes a weekly column for The Herald Bulletin. Learn more at https://yourlifeafterwork.com/

Bruce and Jeff speak to Emily Koochel, manager of financial wellness at eMoney Advisor. Emily stresses the importance of financial wellness through the exploration of financial psychology and helps us understand the difference between financial psychology and behavioral finance. Guest Bio:Dr. Emily Koochel is an experienced financial professional, academic, and researcher. She currently serves as a leader for eMoney Advisor's Financial Education and Wellness initiatives in her role as the Senior Financial Planning Education Consultant. Dr. Koochel's Ph.D. in Applied Family Science and Master's in Financial Planning provide a multidisciplinary lens to inform her work where she focuses on understanding the effect of financial behaviors and financial decision making on personal and financial wellness. She serves as a subject matter expert in the field, reviewing and authoring peer-reviewed journal articles, book chapters, and contributing to public scholarship. Most notably, she served as a co-author of the CFP Board's book — The Psychology of Financial Planning — and was awarded 2020 Outstanding Research Journal Article of the Year by the Association for Financial Counseling and Planning Education. She holds the Certified Financial Therapist — I designation and is an Accredited Financial Counselor.

Dominique' Reese has dedicated her entire 19-year career to serving in the financial services industry. As a CEG Elite Advisor Coach, she deploys her strengths in relationship management, coaching and planning, sales and marketing, training and business development from previous roles as a Financial Advisor at Merrill Lynch & Director of Business Development at NestWise, where she managed and developed the advisor salesforce into profitable change agents.Dominique' specializes in helping highly motivated financial professionals take strategic actions towards their goals and dreams, so they can live a life that serves themselves, their family and their community. She partners with financial professionals to identify gaps within their business systems, strengthen processes within their business model, adopt new behaviors and patterns of success and implement proven frameworks to achieve a desired outcome. She delivers a contagious commitment to excellence, coupled with passion and a human-centered approach, when coaching her clients. As a high-performing entrepreneur and skilled business developer, she understands the trials and triumphs with building a successful business. She has launched a thriving coaching and consulting company, where she employs innovation and forward-thinking creativity to design simple yet provocative solutions that her clients value and trust. After coaching with Dominique', clients experience increased clarity and focus for their business vision, stronger confidence about how they show up in their business, have a step-by-step written plan to take action within their business and have built solid systems within their business that reduce overwhelm and increase productivity, ultimately, yielding higher profitability.Dominique' graduated from Princeton University with a degree in Economics, has held several securities licenses and continues to invest in her professional development through high-touch training, programs and intensives. She serves on the Investment Task Force for the Association of Financial Counseling, Planning & Education. When not working or giving back, Dominique' spends time with her son & family hosting game nights & dinner parties, scratching off items on her ‘Live Out Loud' list, dining at new restaurants and indulging in self care. Learn more about Dominique' here!Learn more about Path to Podcast Success here!

Amid skyrocketing inflation and the aftermath of the COVID-19 pandemic, many Americans are struggling financially. Christine Channels, Bank of America's head of Community Banking, discusses the expansion of HOPE Inside, a free financial counseling program.Plus,Ashley Pearce, a hearing care professional at HearUSA in Atlanta, discusses tips to make the holidays enjoyable for people who are hard of hearing.Lastly,Jackson State and North Carolina Central are gearing up for the Cricket Celebration Bowl that's happening this weekend in Atlanta. Sports broadcasting veterans Sam Crenshaw and Mark Lassiter discuss the latest. See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

In this week's episode of Real Money, Real Experts, our hosts speak with Bill Gustafson, who is a professor emeritus in the Personal Financial Planning Department at Texas Tech University. He has been educating students and conducting research related to personal finance for over 36 years and helped to create what we now know as the Association for Financial Counseling and Planning Education.Bill takes us back to the very first meeting where AFCPE®  was named and dives into the importance of recognizing the human side of finance vs. the business side, and how to best bridge the two in your work. In this episode, we are reminded of the importance of telling the stories about the people that make a difference along the way, and documenting it for future generations to come. Tune in for an inspiring episode into Bill's broad perspective of the finance profession as a whole.Throughout his career he has been honored with Texas Tech's President's Excellence in Teaching Award; the College of Human Sciences Helen Burleson Service Award; and the Department of Personal Financial Planning Visionary AwardShow notes:2:01 Bill's start in the field3:42 How he got connected to the financial counseling world5:02 Bill and Dr. Jerry Mason8:52 College of Human Sciences and its importance in finance13:23 Diving into the archives project15:45 Bill's final 2 centsShow note links:Texas Tech's School of Financial PlanningSouthwest Collections at TTURegister for Symposium!Email Bill

Ryan H. Law talks about small business taxes Episode 654: Small Business Taxes by Ryan H Law Ryan's goal is to teach financial planners, coaches, and counselors how to use simple, evidence-based action steps to provide outstanding client care.  He received his bachelor's degree from Utah State University in Family Finance. After he graduated he worked in the financial planning field for several years then decided to return to school.  He received his master's degree in Personal Financial Planning from Texas Tech University.  He is a Certified Financial Planner and an Accredited Financial Counselor He currently teaches at Utah Valley University in the Financial Planning program where he teaches financial counseling courses and runs their on-campus Money Management Resource Center.  He serves on the AFCPE (Association for Financial Counseling and Planning Education) Board of Directors where he has served as Treasurer and President.  The original post can be found here: https://ryanhlaw.com/small-business-taxes/  Indeed is the #1 source of hires in the U.S., according to TalentNest. Go to Indeed.com/STARTUP to get started  Visit Me Online at OLDPodcast.com Interested in advertising on the show? Visit https://www.advertisecast.com/OptimalStartUpDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Ryan H. Law shares two short posts about how naps can make you a better advisor and how to produce creativity and energy Episode 632: How Naps Can Make You a Better Advisor AND A Simple Practice to Increase Productivity and Energy by Ryan H. Law Ryan's goal is to teach financial planners, coaches, and counselors how to use simple, evidence-based action steps to provide outstanding client care.  He received his bachelor's degree from Utah State University in Family Finance. After he graduated he worked in the financial planning field for several years then decided to return to school.  He received his master's degree in Personal Financial Planning from Texas Tech University.  He is a Certified Financial Planner and an Accredited Financial Counselor He currently teaches at Utah Valley University in the Financial Planning program where he teaches financial counseling courses and runs their on-campus Money Management Resource Center.  He serves on the AFCPE (Association for Financial Counseling and Planning Education) Board of Directors where he has served as Treasurer and President.  The original posts can be found here: https://ryanhlaw.com/naps/ & https://ryanhlaw.com/standing-desk/   Visit Me Online at OLDPodcast.com Interested in advertising on the show? Visit https://www.advertisecast.com/OptimalStartUpDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

When the cost of living goes up, your choices boil down to increasing your own income or cutting costs. Inflation is taking a bite out of our personal budgets. Today on Native America Calling, Shawn Spruce explores just how much inflation is costing you, how long it's expected to stick around, what causes it, and which approaches can help you be less strapped for cash with Sunny Guillory (Sioux), Northwest Indian College financial literacy coordinator; Kerry Shabi (Aaniih/Nakoda), business development coordinator at Montana Native Growth Fund; Summer Red, education senior manager at the Association for Financial Counseling and Planning Education (AFCPE); and Cora Mae Haskell, retiree from Four Bands Community Fund.

Becky and Franne welcome Financial Counselor Joe Siebert! Joe helps us enlighten listeners about how moods impact spending and gives tips to keep your spending in check.